-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 UbfBopdvlywVBBy2NE88bAw6WEShSUa7ZqrDL2+kW1xs0VjeUCJiAjcqrv5HZyrM
 rNSZrQuWG/iYiMQ+OZGQow==

<SEC-DOCUMENT>0000950135-01-000833.txt : 20010315
<SEC-HEADER>0000950135-01-000833.hdr.sgml : 20010315
ACCESSION NUMBER:		0000950135-01-000833
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20001230
FILED AS OF DATE:		20010314

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TEXTRON INC
		CENTRAL INDEX KEY:			0000217346
		STANDARD INDUSTRIAL CLASSIFICATION:	AIRCRAFT & PARTS [3720]
		IRS NUMBER:				050315468
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		
		SEC FILE NUMBER:	001-05480
		FILM NUMBER:		1568353

	BUSINESS ADDRESS:	
		STREET 1:		40 WESTMINSTER ST
		CITY:			PROVIDENCE
		STATE:			RI
		ZIP:			02903
		BUSINESS PHONE:		4014212800

	MAIL ADDRESS:	
		STREET 1:		40 WESTMINSTER ST
		CITY:			PROVIDENCE
		STATE:			RI
		ZIP:			02903

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AMERICAN TEXTRON INC
		DATE OF NAME CHANGE:	19710510
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>b38194txe10-k.txt
<DESCRIPTION>TEXTRON, INC.
<TEXT>

<PAGE>   1


                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                    FORM 10-K

[X]      ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF
         THE SECURITIES EXCHANGE ACT OF 1934

         For the fiscal year ended December 30, 2000
         Commission File Number 1-5480


                                  TEXTRON INC.
               (Exact name of registrant as specified in charter)

         Delaware                                               05-0315468
(State or other jurisdiction of                               (I.R.S. Employer
 incorporation or organization)                              Identification No.)

                  40 Westminster Street, Providence, R.I. 02903
                                 (401) 421-2800
          (Address and telephone number of principal executive offices)

                                 --------------

Securities registered pursuant to Section 12(b) of the Act:

                                                        Name of Each Exchange on
  Title of Class                                             Which Registered
  --------------                                        ------------------------

Common Stock - par value 12 1/2(cent)                    New York Stock Exchange
  (140,723,761 shares outstanding at March 3, 2001);     Pacific Stock Exchange
Preferred Stock Purchase Rights                          Chicago Stock Exchange

$2.08 Cumulative Convertible Preferred Stock,            New York Stock Exchange
  Series A - no par value

$1.40 Convertible Preferred Dividend Stock, Series B     New York Stock Exchange
  (preferred only as to dividends) - no par value

8 3/4% Debentures due July 1, 2022                       New York Stock Exchange

7.92% Trust Preferred Securities of Subsidiary Trust     New York Stock Exchange
(and Textron Guaranty with respect thereto)

Securities registered pursuant to Section 12(g) of the Act: None

     Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports) and (2) has been subject to such
filing requirements for the past 90 days. Yes |X| . No [ ].

     Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [ ]

     The aggregate market value of voting stock held by non-affiliates of the
registrant is $7,574,922,778 as of March 3, 2001.

     Portions of Textron's Annual Report to Shareholders for the fiscal year
ended December 30, 2000, are incorporated by reference in Parts I and II of this
Report. Portions of Textron's Proxy Statement for its Annual Meeting of
Shareholders to be held on April 25, 2001, are incorporated by reference in Part
III of this Report.

<PAGE>   2

                                     PART I


ITEM 1.   BUSINESS OF TEXTRON

     We are a global multi-industry company with operations in five business
segments - Aircraft, Automotive, Fastening Systems, Industrial Products and
Finance. Our business segments include operations that are unincorporated
divisions of Textron Inc. or its subsidiaries and others that are separately
incorporated subsidiaries.

BUSINESS SEGMENTS

     This section contains a description of the business of each of our
segments. Financial information by business segment and geographic area appears
on pages 20, 57 and 58 of our 2000 Annual Report to Shareholders. Those pages of
our Annual Report to Shareholders are incorporated by reference into this Annual
Report on Form 10-K.

     AIRCRAFT SEGMENT. Our Aircraft segment consists of Bell Helicopter Textron
and Cessna Aircraft Company.

Bell Helicopter Textron

     Bell is one of the largest supplier of helicopters, spare parts and
helicopter-related services in the world. Founded in 1946, Bell has delivered
over 34,000 aircraft to military and civilian customers. Bell currently
manufactures four military and six civilian helicopter models. Bell's revenues
accounted for approximately 12%, 13% and 14% of our total revenues in 2000, 1999
and 1998.

     Bell supplies advanced military helicopters, spare parts and product
support to the U.S. Government and to military customers outside the U.S. There
are more helicopters manufactured by Bell in the inventory of the U.S.
Government than are manufactured by any other helicopter company. Bell makes
military sales to non-U.S. customers only with the concurrence of the U.S.
Government.


                                       2

<PAGE>   3


     Bell is also a leading supplier of commercially certified helicopters to
charter, offshore, utility, corporate, police, fire, rescue and emergency
medical helicopter operators. Bell's non-U.S. Government business (including
non-U.S. military customers) typically represents 50% to 65% of its annual
sales.

     Bell is teamed with The Boeing Company in the development and production of
the V-22 Osprey tiltrotor aircraft for the U.S. Department of Defense. Tiltrotor
aircraft are designed to utilize the benefits of both helicopters and fixed-wing
aircraft. Through the end of 2000, 19 complete V-22 aircraft have been
manufactured under contract with the Department of Defense. The decision on full
rate production of the V-22 is under consideration at the Department of Defense.
Bell is also teamed with Agusta, Italy's leading helicopter manufacturer, for
the design, manufacture, sale and customer support of a commercial tiltrotor,
the BA609, and a new medium twin-engine helicopter, the AB139.

     Bell has developed a new light twin-engine helicopter, designated the Model
427, in collaboration with Korean Aerospace Industries, LTD of South Korea. Bell
is currently manufacturing the Model 427 and began deliveries in 2000.

     In the light and medium helicopter market segments, Bell has two major U.S.
competitors and one major European competitor. Some of its competitors are
substantially larger and more diversified aircraft manufacturers. Bell markets
its products around the world through its own sales force and through
independent representatives. Price, financing terms, aircraft performance,
reliability and product support are significant factors in the sale of
helicopters. Bell has developed the world's largest distribution system to sell
and support helicopters, serving customers in over 100 countries.

Cessna Aircraft Company

     Based on unit sales, Cessna is the world's largest manufacturer of light
and mid-size business jets, single engine utility turboprop aircraft, and single
engine piston aircraft. Cessna currently has three major aircraft product lines:
Citation business jets, single engine turboprop Caravans and Cessna single
engine piston aircraft. Cessna's revenues accounted for approximately 21%, 21%
and 20% of our total revenues in 2000, 1999 and 1998.


                                       3

<PAGE>   4


     The family of business jets currently produced by Cessna includes the
Citation CJ1, Citation CJ2, the Citation Bravo, the Citation Encore, the
Citation Excel, and the Citation X. The Citation X is the world's fastest
business jet with a maximum operating speed of Mach .92. In 2000, Cessna
delivered its 3200th business jet. Under development is the mid-size Citation
Sovereign. First customer delivery of this model is scheduled for early 2004.

     The Cessna Caravan is the world's best selling utility turboprop. More than
1,200 Caravans have been sold by Cessna since the first Caravan was delivered in
1985. Caravans are offered in four models: the Grand Caravan, the Super
Cargomaster, the Caravan Floatplane and the Caravan 675. Caravans are used in
the U.S. primarily to carry overnight express package shipments. International
uses of Caravans include commuter flights, humanitarian flights, tourism and
freight.

     Cessna now has six models in its single engine piston product line: the
four-place 172 Skyhawk, 172 Skyhawk SP, 182 Skylane and Turbo 182 Skylane, and
the six-place 206 Stationair and T206 Turbo Stationair. In 2000, Cessna
delivered its 3000th single engine piston aircraft since production was
restarted in 1997.

     Cessna markets its products worldwide primarily through its own sales force
as well as through a network of authorized independent sales representatives.
Cessna has one U.S. and three major foreign competitors for its business jet
products. Cessna's aircraft compete with other aircraft that vary in size,
speed, range, capacity, handling characteristics, and price. Reliability and
product support are significant factors in the sale of these aircraft. The
Citation family of aircraft is supported by ten Citation Service Centers owned
and operated by Cessna, along with authorized independent service stations and
centers in more than 15 countries throughout the world.

     Cessna provides its business jet operators with factory-direct customer
support offering 24 hour a day service and maintenance. Cessna Caravan and
single-engine piston customers receive product support through independently
owned service stations and 24 hour a day spare parts support through Cessna.

     In 2000, Cessna entered the business jet fractional ownership market
through a Joint Venture Agreement with TAG Aviation S.A., a worldwide aircraft
management and charter


                                       4

<PAGE>   5


enterprise. This program, called CitationShares, offers shares of Citation
aircraft in the eastern United States.

     AUTOMOTIVE SEGMENT. Our Automotive segment, organized under an umbrella
organization called Textron Automotive Company Inc., consists of Textron
Automotive Trim, CWC Textron and Kautex Textron. Some of our Automotive
operations are unincorporated divisions of Textron Inc. or its subsidiaries and
others are separately incorporated subsidiaries. These operations sell primarily
to automotive original equipment manufacturers and their suppliers operating in
North America and Europe, and, to a lesser extent, South America and Asia.
Textron Automotive is headquartered in Troy, Michigan and has over sixty
manufacturing facilities located in Argentina, Belgium, Brazil, Canada, China,
the Czech Republic, Germany, India, Italy, Mexico, the Netherlands, Portugal,
Spain, the United Kingdom and the U.S.

     Through its Textron Automotive Trim operations, Textron Automotive is a
leading worldwide supplier of automotive interior and exterior plastic
components and systems. Interior trim products include instrument panels, door
and sidewall trim, airbag doors, consoles, armrests, package trays and other
trim components. In addition, Textron Automotive's Trim facilities manufacture
exterior decorative components including painted bumpers, fascia, body side
moldings and claddings, fender liners, signal lighting and structural composite
bumper beams. Many of these products are shipped just-in-time as fully
integrated systems. Revenues of Textron Automotive Trim operations accounted for
14%, 15%, and 15% of our total revenues in 2000, 1999 and 1998.

     In June 2000, we acquired a 56.6% interest in Plascar Industria e Comerico
Ltda. and integrated it into our Textron Automotive Trim operations. Plascar,
based in Brazil, is the leading supplier of instrument panels and automotive
trim products to global automotive manufacturers producing vehicles in South
America. The remaining 43.3% of Plascar's equity continues to be publicly traded
on Brazilian stock exchanges in the form of preferential shares.

     In September 2000, Textron Automotive purchased the interest of Gallino
Plasturgia S.r.l., a subsidiary of Breed Technologies, Inc., in Textron Breed
Automotive S.r.l., a joint venture Textron Automotive formed in Italy in 1999
with Gallino and Magneti Marelli S.p.A. This purchase increased Textron's
ownership in the joint venture to 90%. The joint venture, which was subsequently
renamed Textron Automotive Italia S.r.l., has six manufacturing and


                                       5

<PAGE>   6


administrative facilities in Italy and manufactures automotive plastic parts,
including instrument panels, bumpers, and exterior and interior trim parts for
sale to original equipment manufacturers such as Fiat Auto.

     CWC Textron designs and manufactures engine camshafts and vibration damper
components for original equipment manufacturers and the aftermarket. Through its
Kaywood Products operation, CWC manufactures precision machined parts and
components for assembled camshafts.

     Kautex Textron is a leading manufacturer of blow-molded plastic fuel tank
systems and other blow-molded parts for original equipment manufacturers
throughout Europe, North America, South America and parts of Asia. Kautex
supplies Volkswagen in China through a joint venture with Changchun Junzilan
Industrial Group. Kautex's manufacturing plant in Puebla, Mexico supplies all of
Volkswagen's and DaimlerChrysler's plastic fuel tank requirements for their
Mexican production. Kautex produces plastic fuel tanks and metal fuel filler
systems in its North American operations.

     Kautex's McCord Winn Textron operation manufactures windshield and headlamp
washer systems and continues to expand applications of its RITec (Reservoir
Integrated Technology) product, an innovative integration of automotive cooling
system components including the fan shroud and windshield washer and coolant
reservoirs. McCord Winn launched a RITec production program with DaimlerChrysler
in 1999, and other RITec development programs are in progress. We sold McCord
Winn's seating comfort business in December 2000.

     More than 100 models currently contain parts made by Textron Automotive
including DaimlerChrysler's Jeep Grand Cherokee and Voyager and Caravan
mini-vans; Ford's Mondeo, Lincoln Town Car and Windstar mini-van; General
Motors' Cadillac Seville and De Ville, Chevrolet Malibu, Monte Carlo, Corvette
and Impala, and the Venture, Transport and Silhouette mini-vans; BMW's 5 series
and 8 series; Toyota's Camry and Avalon; Mitsubishi's Galant and Eclipse; Fiat's
Punto and Bravo/Brava; and VW/Audi's Golf, Passat, Polo, T4, Beetle and A4.
Textron Automotive continues its strong position on DaimlerChrysler's LH series
of cars.

     Textron Automotive's manufacturing operations are supported by a staff of
research and design specialists at its Automotive Technology Center. These
specialists have developed new


                                       6

<PAGE>   7


processes and products, many of which are patented, that allow Textron
Automotive to offer its customers technology-driven products and processes. In
the plastics and coatings area, Textron Automotive is a recognized leader in
interior surface material (including Textron Automotive's proprietary PVC-free
thermoplastic polyurethane product line), seamless passenger airbag door
technology, structural molded instrument panel systems, integrated modular
assemblies, and molded-in-color interior and exterior components. CWC Castings
is a leader in the design and manufacture of automotive castings. It has
developed a selective austempering heat treatment process for ductile camshafts.

     In the automotive business, there is often a long lead time from the time a
supplier is selected to supply components on a new model to the time the
supplier can begin shipping production parts. During this period, the supplier
incurs engineering and development costs. The original equipment manufacturer
reimburses the supplier for these costs as incurred or in the piece prices
charged by the suppliers as the goods are shipped. In addition, automotive
original equipment manufacturers often demand just-in-time delivery, requiring
the supplier to plan shipments in advance and hold inventory.

     Automotive original equipment manufacturers and their suppliers are the
principal customers of Textron Automotive. The loss of U.S. and Europe-based
automotive original equipment manufacturers and their first-tier suppliers would
have a material adverse effect on Textron Automotive. However, because of the
broad range of products sold to such customers, it is unlikely that they would
cease all purchases from Textron Automotive.

     Each of Textron Automotive's businesses faces competition from a number of
other manufacturers based primarily on price, quality, reputation and delivery.
Although Textron Automotive is one of the largest manufacturers offering its
range of products and services, it faces strong competition in all of its market
segments. Because of the diversity of products and services offered, no single
company is a competitor in all market segments. In certain markets, Textron
Automotive also competes for business with the original equipment manufacturers'
own operations. Textron Automotive is under continual pressure from the original
equipment manufacturers to reduce costs and prices on an annual basis.

     FASTENING SYSTEMS SEGMENT. Our Fastening Systems segment, Textron Fastening
Systems (TFS), manufactures and sells fasteners, fastening systems, engineered
assemblies and


                                       7

<PAGE>   8


installation tools to the aerospace, automotive, business equipment,
construction, consumer goods, electronics, electrical equipment, industrial
equipment, medical, non-automotive transportation, and telecommunications
markets. TFS consists of three groups: Automotive Solutions, Commercial
Solutions and Advanced Solutions. Some of our TFS operations are unincorporated
divisions of Textron Inc. or its subsidiaries and others are separately
incorporated subsidiaries. TFS also has non-controlling ownership interests in a
number of other companies. TFS is headquartered in Troy, Michigan, and has
facilities located in the following 19 countries: Australia, Austria, Brazil,
Canada, China, France, Germany, Hong Kong, Ireland, Italy, Japan, Korea,
Malaysia, Mexico, Singapore, Spain, Taiwan, the U.K. and the U.S.

     TFS sells to a wide range of customers throughout the world, including
original equipment manufacturers, contract producers, component manufacturers,
distributors and retail stores. Products manufactured by TFS include rivets,
threaded and non-threaded fasteners, cold-formed components, metal stampings,
clips, cage nuts, plastic components, and engineered and laser weld assemblies
that incorporate such products. TFS provides value-added products, services and
solutions that simplify manufacturing processes and maximize efficiencies
resulting in lower total system costs to the customer. Revenues of TFS accounted
for approximately 16%, 18% and 18% of our total revenues in 2000, 1999 and 1998.

     Through its Automotive Solutions group, TFS is a leading supplier of
engineered fasteners, components and value added services to North American,
South American and European automotive original equipment manufacturers and
their suppliers. TFS Automotive Solutions produces cold formed components,
clips, cage nuts, engineered and laser weld assemblies, metal stampings,
engineered threaded fasteners, blind fastening systems, injection molded plastic
components, and precision fine blanked products under a variety of brand names
including Boesner, BSK, Camcar, Elco, Ring Screw, Sukosim, Valmex and VBF. TFS
Automotive Solutions provides a wide range of design and engineering services
for its global customers. The TFS Automotive Solutions plant provider program
gives manufacturers a single source for the procurement, inventory and delivery
of a broad range of products, including tooling, required for the final assembly
of their products.

     TFS Commercial Solutions is a major global manufacturer and distributor of
fasteners and fastening solutions for non-automotive markets. TFS Commercial
Solutions produces engineered threaded fasteners, blind fastening systems and
installations tools, cold formed


                                       8

<PAGE>   9


components, aerospace fasteners, construction fasteners and tooling under a
variety of brand names including Avdel, Camcar, Cherry and Elco. TFS Commercial
Solutions provides its customers with supply chain management services through
global vendor managed inventory programs, warehouse and JIT (just-in-time)
programs, and sourcing. TFS Commercial Solutions offers a wide range of design
and engineering services to its customers and is a licensor of various patented
fastening technologies including Torx and Torx Plus.

     TFS Advanced Solutions is a major supplier of plastic molded components and
engineered assemblies to wireless telecommunications and computing
manufacturers, as well as the automotive and medical industries. TFS Advanced
Solutions offers its customers a wide range of services including precision
injection molding manufacturing, CAD/CAM tool design and fabrication, high
quality plastic painting, optical quality lens manufacturing, in-mold decorating
and automated assembly. Advanced Solutions' "Internet Manufacturing" process
allows us to produce individualized cell phone covers based on designs
downloaded by consumers to a website and then uploaded to Advanced Solutions for
production.

     In May 2000, we acquired the assets of Karl Oelschlager GmbH & Co., a
Stuttgart, Germany based manufacturer of metal stamped parts and engineered
assemblies for automotive and industrial applications. Oehlschlager's
proprietary laser welding technology permits the combination of stamped metal
parts with cold-formed products, thereby increasing an assembly's overall
strength and durability at a lower cost and weight than traditional welding
processes.

     In June 2000, we acquired Advantage Molding & Decorating, Inc., an
Illinois-based company, and three affiliated companies. Advantage supplies
injection-molded parts, tooling, and pad-printed designs, and manufactures
highly decorative lenses for use in the wireless telecommunications industry.

     In August 2000, we acquired Rego Mold & Tool, Co. Inc., an Illinois
producer of primary tooling and plastic injection molded components for the
wireless telecommunications market and other industries. The Rego acquisition
enhances the mold-making capabilities of TFS Advanced Solutions for both
internal use and external customers.

     Although TFS is one of the world's largest providers of fastener products,
engineered assemblies and services, TFS has hundreds of competitors, ranging
from small proprietorships to


                                       9

<PAGE>   10


large multi-national companies. Competition is based primarily on price,
quality, reputation and delivery. In addition, larger customers of fastening
systems and engineered assemblies tend to procure products and services from the
larger suppliers, except for "niche" products that may be sourced from smaller
companies. In the wireless telecommunications industry, a major market for
Advanced Solutions, product life cycles are relatively short and subject to
rapid technological change. Only the loss of a customer that is a major original
equipment manufacturer would have a material adverse effect on TFS. However,
because of the broad range of products sold to such customers, it is unlikely
that these customers will cease all purchases from TFS.

     INDUSTRIAL PRODUCTS SEGMENT. Our Industrial Products segment, Textron
Industrial Products, is comprised of the following groups: Greenlee Textron;
Textron Golf, Turf & Specialty Products; Textron Fluid and Power Systems;
Textron Systems; OmniQuip Textron; and Textron Industrial Components.

     GREENLEE TEXTRON

     Our Greenlee Textron group consists of Greenlee Textron and several
operations reporting through Greenlee, including Fairmont Klauke, Progressive
Electronics, Rifocs Corporation, Chesilvale Electronics, and IMAP. These
businesses manufacture powered equipment, electrical test instruments, hand and
hydraulic powered tools, electrical connectors, and certification and
verification products for information technology networks. The products are
principally used in electrical construction and maintenance, telecommunications,
electronics, and plumbing industries.

     Our Greenlee Textron group is developing products and services for the
data, signal and voice market to leverage its strong relationship with the
installation services community. Greenlee's entry into this fast-growing market
was facilitated with the acquisitions of Datacom Technologies in 1998 and
Progressive Electronics and Rifocs Corporation in 1999. We further expanded this
business by acquiring IMAP and Chesilvale Electronics in March 2000. IMAP
produces a cable management software solution that incorporates both voice and
data connection management while Chesilvale Electronics manufactures test
equipment and measurement instruments for both digital and analog networks. In
January 2001, we acquired Tempo Research Corporation, which produces advanced
measurement and test equipment for the telecommunications and cable television
industries. Our Greenlee Textron group faces competition from numerous
manufacturers based primarily on price, quality, performance, reliability,
delivery and reputation.


                                       10

<PAGE>   11


     TEXTRON GOLF, TURF & SPECIALTY PRODUCTS

     Our Golf, Turf & Specialty Products group designs, manufactures and sells
golf cars powered by electric and internal combustion engines, multipurpose
utility vehicles, professional turf maintenance equipment, lawn care machinery
and specialized industrial vehicles. Major brand names include E-Z-GO, Ransomes,
Jacobsen, Cushman, Ryan, Steiner, Brouwer, Bunton and Bob-Cat.

     The industrial customers of our Golf, Turf and Specialty Products group
consist primarily of golf courses, resort communities and municipalities, as
well as commercial and industrial users such as airports, factories and
professional lawn care services. The group also manufacturers off-road utility
vehicles and golf cars for the consumer market. Sales are made through a network
of distributors and directly to end-users. Many golf and turf-care equipment
sales (both at the distributor and end-user level) are financed through Textron
Financial Corporation as an additional source of revenue to Textron and for
marketing purposes.

     Textron's Golf, Turf and Specialty Products business has two major
competitors for golf cars, two major competitors for professional turf
maintenance equipment, and a number of smaller competitors for multipurpose
utility vehicles and professional lawn care machinery. Competition is based
primarily on price, quality, product support, performance, reliability and
reputation.

     TEXTRON FLUID AND POWER SYSTEMS

     Our Fluid and Power group consists of Textron Motion Control, Textron Power
Transmission and Textron Fluid Handling Products. These operations face
competition from other manufacturers based primarily on price, quality, product
support, performance, delivery and reputation.

     Textron's Motion Control business consists of David Brown Hydraulics,
Williams Machine & Tool, Energy Manufacturing, and Micromatic Textron. Textron
Motion Control designs and manufactures control systems, components and tooling
for mobile equipment, automotive, factory and machine automation applications.
In October 2000, we transferred the Micromatic Textron business, which
manufacturers proprietary machine tools, components and assembly systems, from
Textron's Automotive Segment to Textron Motion Control.


                                       11

<PAGE>   12


     Our Textron Power Transmission business offers products under the brand
names David Brown, Cone Drive, and Benzlers. We design and manufacture
industrial gears, double enveloping worm gear speed reducers, frequency
inverters, mechanical and hydraulic transmission systems, gear motors and gear
sets. These products are sold to a variety of customers, including original
equipment manufacturers (OEMs), distributors and end-users.

     Our Textron Fluid Handling Products business, which includes David Brown
Union Pumps, Maag Pump Systems and David Brown Guinard Pumps SAS, designs and
manufactures industrial pumps for oil, gas, petrochemical and polymer
industries. These products are sold to OEMs, distributors and end-users.

     TEXTRON SYSTEMS

     Textron Systems, a supplier of sensors, software and electronics for
defense, aerospace, and industrial markets, manufactures "smart" weapons,
airborne and ground-based surveillance systems, automatic aircraft landing
systems, and aircraft and missile control actuators and valves. While Textron
Systems sells most of its products directly to customers, it also sells an
increasing number of products through a growing, global network of sales
representatives and distributors. Formerly part of the Fluid and Power Group,
Textron Systems is now managed as a separate business unit, and the defense and
aerospace related product lines of the Textron Industrial Motion Control
business have been merged into Textron Systems.

     In 2001, Textron Marine & Land Systems, formerly part of the Textron
Industrial Components group, became part of the Textron Systems group. Textron
Marine & Land Systems designs and manufactures specialty marine and land
systems. Products include high performance hovercraft, such as air cushion
landing craft, search and rescue vessels, and the Cadillac Gage family of
armored vehicles and turrets, which has products operating in over 35 countries.

     OMNIQUIP TEXTRON

     OmniQuip produces telescopic material handlers, aerial work platforms and
compact construction equipment under the trade names SkyTrak, Lull, Snorkel and
Scat Trak. It has 16 facilities located in the U.S., U.K., Australia and New
Zealand and employs approximately 1,700 people. Large national equipment rental
fleets account for approximately 50 percent of sales. Remaining sales are to
end-users through independent distributors and rental centers. The majority of
our sales occur in the second quarter; the first and fourth quarters are
traditionally soft. End-users are usually construction sub-contractors such as
masons, framers, steel erectors

                                       12

<PAGE>   13


and roofers. OmniQuip competes in a fragmented market against a variety of
manufacturers. Competition is based primarily on price, quality, product
support, performance, delivery and reputation.

     TEXTRON INDUSTRIAL COMPONENTS

     Our Industrial Components group consists of Textron Lycoming and Turbine
Engine Components Textron. The group's product lines are sold to a wide variety
of customers, including OEMs, the U.S. and foreign governments, distributors and
end-users. The principal competitive factors affecting the group's sales include
price, quality, customer service, performance, reliability, reputation and
existing product base.

     Textron Lycoming is the world leader in the design, manufacture and
overhaul of reciprocating piston aircraft engines for the global general
aviation market. Textron Lycoming sells new products directly to general
aviation airframe manufacturers, including Piper Aircraft, Robinson Helicopter,
and SOCATA, a division of Aerospatiale. Textron Lycoming is also the exclusive
supplier of engines for Cessna's product line of single-engine aircraft.
Aftermarket sales are made to the more than 180,000 existing owners of Textron
Lycoming products through a worldwide network of independently owned
distributors.

     Turbine Engine Components is one of the world's largest independent
suppliers of internal components for aircraft gas turbine engines. Its product
lines include fan and compressor blades, vanes, shafts, disks, rotors, and other
rotating components, and the forgings from which those products are machined.
Turbine Engine Components manufacturers its products to the specifications of
its customers.

     FINANCE SEGMENT. Our Finance segment consists of Textron Financial
Corporation and its subsidiaries. Textron Financial is a diversified commercial
finance company with core operations in four segments: small business, middle
markets, specialty finance, and structured capital. The small business segment
is focused in aircraft financing, equipment financing through vendor
relationships, factoring, and SBA (Small Business Administration) financing. The
middle markets segment focuses on dealer inventory financing, asset-based
lending, and franchise finance. The specialty finance segment includes media
finance and inventory and notes receivable financing for developers of vacation
interval resorts, residential homesites (primarily for manufactured housing) and
recreational land lots. The structured capital segment originates


                                       13

<PAGE>   14


and manages a portfolio of leveraged lease transactions. The segment also
originates factoring arrangements and working capital loans in the
telecommunications industry, establishes financing programs with specialty
financial services companies, and participates in investment grade and near
investment grade structured secured term and revolving credit facilities.
Textron Financial's other financial services and products include transaction
syndications, equipment appraisal and management, portfolio servicing and
insurance brokerage.

     Textron Financial's financing activities are confined almost exclusively to
commercial markets and to lease and secured lending products. Textron
Financial's services are offered primarily in North America. However, Textron
Financial does finance Textron products worldwide, principally Bell helicopters
and Cessna aircraft in South America.

     The commercial finance businesses in which Textron Financial operates are
highly fragmented and extremely competitive. Textron Financial is subject to
competition from various types of financing institutions, including banks,
leasing companies, insurance companies, commercial finance companies and finance
operations of equipment vendors. Competition within the commercial finance
industry is primarily focused on price, terms, structure and service.

BACKLOG

     Information regarding our backlog of government and commercial orders at
the end of the past two fiscal years is contained on page 31 of our 2000 Annual
Report to Shareholders, which page is incorporated herein by reference.

     Approximately 46% of our total backlog of $9.9 billion at December 30,
2000, represents orders which are not expected to be filled within our 2001
fiscal year. At December 30, 2000, approximately 96% of the total government
backlog of $1.4 billion was funded.


                                       14

<PAGE>   15

U.S. GOVERNMENT CONTRACTS

     In 2000, 20% of the revenues of our Aircraft segment and 13% of the
revenues of our Industrial Products segment, constituting in the aggregate 10%
of our consolidated revenues, were generated by or resulted from contracts with
the U.S. Government. U.S. Government business is subject to competition, changes
in procurement policies and regulations, the continuing availability of
Congressional appropriations, world events, and the size and timing of programs
in which Textron may participate.

     Our contracts with the U.S. Government generally may be terminated in whole
or in part at the convenience of the U.S. Government or if we are in default. If
the U.S. Government terminates a contract for convenience, we normally will be
entitled (up to a maximum equal to the contract price) to reimbursement for
allowable costs incurred, increased or decreased by our expected profit or loss
had the contract been completed. If, however, the U.S. Government terminates a
contract for default, generally: (a) we will be paid an agreed-upon amount for
manufacturing materials and partially completed products accepted by the U.S.
Government; (b) the U.S. Government will not be liable for our costs with
respect to unaccepted items and will be entitled to repayment of advance
payments and progress payments related to the terminated portions of the
contract; and (c) we might be liable for excess costs incurred by the U.S.
Government in procuring undelivered items from another source.

RESEARCH AND DEVELOPMENT

     Information regarding our research and development expenditures is
contained on pages 50 and 51 of our 2000 Annual Report to Shareholders. This
page is incorporated herein by reference into this Annual Report on Form 10-K.

PATENTS AND TRADEMARKS

     We own, or are licensed under, numerous patents throughout the world
relating to products, services and methods of manufacturing. Patents have been
of value in the past and are expected to be of value in the future. However, the
loss of any single patent or group of patents would not, in our opinion,
materially affect the conduct of our business.

     We also own trademarks, trade names and service marks that are important to
our business. Some of these trademarks, trade names and service marks are used
in this Annual


                                       15

<PAGE>   16


Report on Form 10-K: AB139; Advantage Molding & Decorating; ASCTec; Avdel;
BA609; Bell Helicopter Textron; Bell Model 427; Benzlers; Bob-Cat; Boesner;
Brouwer; BSK; Bunton; Cadillac Gage; Cam Tooling; Camcar; Caravan 675; Caravan
Floatplane; Cessna Aircraft Company; Cessna Caravan; Cherry; Chesilvale
Electronics; Citation Bravo; Citation CJ1; Citation CJ2; Citation Encore;
Citation Excel; CitationShares; Citation X; Cone Drive; Cushman; CWC; Datacom;
David Brown Guinard Pumps; David Brown Hydraulics; David Brown Union Pumps;
Elco; E-Z-GO; Fairmont Klauke; Grand Caravan; Greenlee Textron; IMAP; Jacobsen;
Karl Oelschlager GmbH & Co.; Kautex Textron; Kaywood Products, Lull; Maag Pump
Systems; McCord Winn Textron; Micromatic Textron; OmniQuip Textron; Progressive
Electronics; Ransomes; Rego Mold & Tool, Rifocs; Ring Screw; RITec; Ryan; Scat
Trak; 172 Skyhawk; 172 Skyhawk SP; 182 Skylane; Sky Trak; Snorkel; 206
Stationair; Steiner; Sukosim; Super Cargomaster; T206 Turbo Stationair; Tempo
Research Corporation; Textron; Textron Automotive Company; Textron Automotive
Trim; Textron Fastening Systems; Textron Financial Corporation; Textron Fluid
and Power Systems; Textron Fluid Handling Products; Textron Golf, Turf and
Specialty Products; Textron Industrial Components; Textron Industrial Motion
Control; Textron Lycoming; Textron Marine & Land Systems; Textron Power
Transmission; Textron Systems; TFS Advanced Solutions; TFS Automotive Solutions;
TFS Commercial Solutions; Torx; Torx Plus; Turbine Engine Components Textron;
Turbo 182 Skylane; V-22 Osprey; Valmex; VBX; Williams Machine & Tool and their
related trademark designs and logotypes (and variations of the foregoing) are
trademarks, trade names or service marks of Textron Inc., its subsidiaries,
affiliates, or joint ventures.

ENVIRONMENTAL CONSIDERATIONS

     Our operations are subject to numerous laws and regulations designed to
protect the environment. Compliance with these laws and expenditures for
environmental control facilities have not had a material effect on our capital
expenditures, earnings or competitive position. Additional information regarding
environmental matters is contained on pages 31 and 56 of our 2000 Annual Report
to Shareholders. These pages are incorporated by reference into this Annual
Report on Form 10-K.

EMPLOYEES

     At December 30, 2000, we had approximately 71,000 employees.



                                       16
<PAGE>   17



ITEM 2. PROPERTIES

     At December 30, 2000, we operated a total of 211 plants located throughout
the U.S. and 128 plants outside the U.S. Of the total of 339 plants, we owned
173 and the balance were leased. In the aggregate, the total manufacturing space
was approximately 41 million square feet.

     In addition, we own or lease offices, warehouse and other space at various
locations throughout the U.S. and outside the U.S. We consider the productive
capacity of the plants operated by each of our business segments to be adequate.
In general, our facilities are in good condition, are considered to be adequate
for the uses to which they are being put, and are substantially in regular use.


ITEM 3. LEGAL PROCEEDINGS

     On May 12, 2000, the Massachusetts Water Resources Authority (MWRA) issued
a Notice of Violation (NOV) to Textron Systems Corporation (TSC) relating to
industrial discharges to the MWRA sewer system from TSC's Wilmington,
Massachusetts facility. The NOV, which seeks a civil administrative penalty,
alleges a failure to obtain a permit for certain discharges, discharge reporting
violations, and violations of discharge limits. The penalty assessed for the NOV
may exceed $100,000.

     We are subject to legal proceedings arising out of the conduct of our
business. These proceedings include claims arising from private transactions,
government contracts, product liability, and environmental, safety and health
matters. Some of these legal proceedings seek damages, fines or penalties in
substantial amounts or remediation of environmental contamination. Under federal
government procurement regulations, certain claims brought by the U.S.
Government could result in our suspension or debarment from U.S. Government
contracting for a period of time. On the basis of information presently
available, we believe that these suits and proceedings will not have a material
effect on our net income or financial condition.

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

     No matters were submitted to a vote of our security holders during the last
quarter of the period covered by this Annual Report on Form 10-K.


                                       17

<PAGE>   18


EXECUTIVE OFFICERS OF THE REGISTRANT

     The following table sets forth certain information concerning our executive
officers as of March 15, 2001. Unless otherwise indicated, the employer is
Textron Inc.

<TABLE>
<CAPTION>
Name                              Age                                      Position
- ----                              ---                                      --------

<S>                               <C>      <C>
Lewis B. Campbell                 54       Chairman and Chief Executive Officer since 1999; formerly
                                           President and Chief Executive Officer, 1998 to 1999; President
                                           and Chief Operating Officer, 1994 to July 1998; Director since
                                           1994.

John A. Janitz                    58       President and Chief Operating Officer since 1999; formerly Chairman,
                                           President and Chief Executive Officer, Textron Automotive Company, 1996
                                           to 1999; Executive Vice President and General Manager of TRW Inc.'s
                                           Occupant Restraint Group, 1990 to 1996. Director since 1999.

Kenneth C. Bohlen                 48       Executive Vice President and Chief Innovation Officer since April 2000.
                                           Formerly, Senior Vice President and Chief Information Officer, 1999 to
                                           April 2000; Vice President and Chief Information Officer of AlliedSignal
                                           Aerospace, 1999 to 2000; Vice President Supply Chain AlliedSignal
                                           Engines, 1998 to 1999; Vice President SixSigma and Chief Information
                                           Officer AlliedSignal Engines, 1997 to 1998; Director of Supply Chain
                                           Management, AlliedSignal, Inc. 1996 to 1997.

John D. Butler                     53      Executive Vice President Administration and Chief Human Resources
                                           Officer since 1999; formerly Executive Vice President and Chief Human
                                           Resources Officer, 1997 to 1998; Vice President Personnel of General
                                           Motors International Operations (Zurich, Switzerland), 1990 to 1997.

Mary L. Howell                    48       Executive Vice President Government, Strategy Development and
                                           International, Communications and Investor Relations since October 2000;
                                           formerly Vice President Government, International, Communications and
                                           Investor Relations 1998 to October 2000; formerly Executive Vice
                                           President Government and International, 1995 to July 1998; Senior Vice
                                           President Government and International Relations, 1993 to 1995.

Theodore R. French                46      Executive Vice President and Chief Financial Officer since December
                                          2000. Formerly, President, Financial Services and Chief Financial
                                          Officer, CNH Global N.V. and its predecessor, Case Corporation, 1992 to
                                          December 2000.

Terrence O'Donnell                57       Executive Vice President and General Counsel since March 2000; Partner,
                                           Williams & Connolly, since 1992.
</TABLE>

                                       18

<PAGE>   19

                                     PART II

ITEM 5.  MARKETS FOR THE REGISTRANT'S COMMON
         EQUITY AND RELATED STOCKHOLDER MATTERS

     Our Common Stock is traded on the New York, Chicago and Pacific Stock
Exchanges. At December 30, 2000, there were approximately 21,000 holders of
Textron Common Stock. The information on the price range of Textron's Common
Stock and dividends paid per share appearing under "Common Stock Information" on
page 59 of our 2000 Annual Report to Shareholders is incorporated by reference
into this Annual Report on Form 10-K.

ITEM 6.  SELECTED FINANCIAL DATA

     The information appearing under "Selected Financial Information" on page 60
of our 2000 Annual Report to Shareholders is incorporated by reference into this
Annual Report on Form 10-K.

ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF
         FINANCIAL CONDITION AND RESULTS OF OPERATIONS

     "Management's Discussion and Analysis," appearing on pages 21 through 32 of
our 2000 Annual Report to Shareholders is incorporated by reference into this
Annual Report on Form 10-K.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET
         RISKS

     "Quantitative Risks Measures," appearing on page 30 of our 2000 Annual
Report to Shareholders is incorporated by reference into this Annual Report on
Form 10-K.


                                       19

<PAGE>   20



ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

     The consolidated financial statements and supplementary information
contained in our 2000 Annual Report to Shareholders and the Financial Statement
Schedules, as listed in the Index to Financial Statements and Financial
Statement Schedules attached to this Annual Report on Form 10-K, are
incorporated herein by reference.

ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS
         ON ACCOUNTING AND FINANCIAL DISCLOSURE

     None.

                                    PART III

ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

     The information appearing under "Nominees for Director," "Directors
Continuing in Office" and "Section 16(a) Beneficial Ownership Reporting
Compliance" on pages 3 through 6 and page 11 of the Proxy Statement for our
Annual Meeting of Shareholders to be held on April 25, 2001, is incorporated by
reference into this Annual Report on Form 10-K.

     Information regarding Textron's executive officers is included on page 18
of Part I of this Annual Report on Form 10-K.

ITEM 11. EXECUTIVE COMPENSATION

     The information appearing under "Report of the Organization and
Compensation Committee on Executive Compensation, Executive Compensation and
Performance Graph" on pages 12 through 16 of the Proxy Statement for our Annual
Meeting of Shareholders to be held on April 25, 2001, is incorporated by
reference into this Annual Report on Form 10-K.


                                       20

<PAGE>   21


ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

     The information appearing under "Security Ownership of Certain Beneficial
Holders" and "Security Ownership of Management," on pages 9 and 10 of the Proxy
Statement for our Annual Meeting of Shareholders to be held on April 25, 2001,
is incorporated by reference into this Annual Report on Form 10-K.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

     Not applicable.

                                     PART IV

ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 10-K

     (a) FINANCIAL STATEMENTS AND SCHEDULES

     The consolidated financial statements, supplementary information and
financial statement schedules listed in the accompanying Index to Financial
Statements and Financial Statement Schedules are filed as part of this Report.

     EXHIBITS

     3.1           Restated Certificate of Incorporation of Textron as filed
                    January 29, 1998. Incorporated by reference to Exhibit 3.1
                    to Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 3, 1998.

     3.2           By-Laws of Textron. Incorporated by reference to Exhibit 3.2
                    to Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

     4.1           Indenture dated as of December 9, 1999, between Textron
                    Financial Corporation and Sun Trust Bank, Atlanta (including
                    form of debt securities). Incorporated by reference to
                    Exhibit 4.1 to Amendment No. 2 to Textron Financial
                    Corporation's Registration Statement on Form S-3 (No.
                    333-88509).

                                       21
<PAGE>   22


    4.2             Support Agreement dated as of May 25, 1994, between Textron
                    Inc. and Textron Financial Corporation. Incorporated by
                    reference to Exhibit 10.1 to Textron Financial Corporation's
                    Registration Statement on Form 10.

    NOTE:           Instruments defining the rights of holders of certain issues
                    of long-term debt of Textron have not been filed as exhibits
                    to this Report because the authorized principal amount of
                    any one of such issues does not exceed 10% of the total
                    assets of Textron and its subsidiaries on a consolidated
                    basis. Textron agrees to furnish a copy of each such
                    instrument to the Commission upon request.

    NOTE:           Exhibits 10.1 through 10.17 below are management contracts
                    or compensatory plans, contracts or agreements.

    10.1A           Annual Incentive Compensation Plan For Textron Employees.
                    Incorporated by reference to Exhibit 10.1 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.1B           Amendment to Annual Incentive Compensation Plan for Textron
                    Employees. Incorporated by reference to Exhibit 10.1 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.2A           Deferred Income Plan for Textron Key Executives.
                    Incorporated by reference to Exhibit 10.2 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.2B           Amendments to Deferred Income Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.2B to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 2, 1999.

    10.2C           Amendment to Deferred Income Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.2 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.2D           Amendment to Deferred Income Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.2D to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

    10.3            Special Benefits for Textron Key Executives. Incorporated by
                    reference to Exhibit 10.4 to Textron's Annual Report on Form
                    10-K for the fiscal year ended December 30, 1995.

                                       22

<PAGE>   23

    10.4            Supplemental Benefits Plan For Textron Key Executives with
                    Market Square Profit Sharing Plan Schedule.

    10.5A           Supplemental Retirement Plan for Textron Key Executives.
                    Incorporated by reference to Exhibit 10.6 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.5B           Amendment to Supplemental Retirement Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.5B to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 2, 1999.

    10.5C           Amendment to Supplemental Retirement Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.4 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.5D           Amendment to Supplemental Retirement Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.5D to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

    10.6A           Survivor Benefit Plan For Textron Key Executives.
                    Incorporated by reference to Exhibit 10.7 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.6B           Amendment to Survivor Benefit Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.5 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.7A           Textron 1990 Long-Term Incentive Plan ("1990 Plan").
                    Incorporated by reference to Exhibit 10.7 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1989.

    10.7B           First Amendment to 1990 Plan. Incorporated by reference to
                    Exhibit 10.7(c) to Textron's Annual Report on Form 10-K for
                    the fiscal year ended December 28, 1991.

    10.7C           Second Amendment to 1990 Plan. Incorporated by reference to
                    Exhibit 10.7(c) to Textron's Annual Report on Form 10-K for
                    the fiscal year ended January 2, 1993.

    10.8A           Textron 1994 Long-Term Incentive Plan ("1994 Plan").
                    Incorporated by reference to Exhibit 10 to Textron's
                    Quarterly Report on Form 10-Q for the fiscal quarter ended
                    July 2, 1994.


                                       23

<PAGE>   24


    10.8B           Amendment to 1994 Plan. Incorporated by reference to Exhibit
                    10.9B to Textron's Annual Report on Form 10-K for the fiscal
                    year ended January 2, 1999.

    10.8C           Amendment to 1994 Plan. Incorporated by reference to Exhibit
                    10.6 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended July 3, 1999.

    10.8D           Amendment to 1994 Plan. Incorporated by reference to Exhibit
                    10.8D to Textron's Annual Report on Form 10-K for the fiscal
                    year ended January 1, 2000.

    10.9            Textron 1999 Long Term Incentive Plan. Incorporated by
                    reference to Exhibit 10.9 to Textron's Annual Report on Form
                    10-K for the fiscal year ended January 1, 2000.

    10.10           Form of Indemnity Agreement between Textron and its
                    directors and executive officers. Incorporated by reference
                    to Exhibit A to Textron's Proxy Statement for its Annual
                    Meeting of Shareholders on April 29, 1987.

    10.11           Deferred Income Plan for Non-Employee Directors.
                    Incorporated by reference to Exhibit 10.11 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended January
                    1, 2000.

    10.12           Employment Agreement between Textron and Kenneth C. Bohlen
                    dated July 18, 2000. Incorporated by reference to Exhibit
                    10.2 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended July 1, 2000.

    10.13           Employment Agreement between Textron and John D. Butler
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.2 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.14A          Employment Agreement between Textron and Lewis B. Campbell
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.3 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.14B          Retention Award granted to Lewis B. Campbell on December 14,
                    1995. Incorporated by reference to Exhibit 10.16B to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended December 30, 1995.


                                       24

<PAGE>   25


    10.14C          Retention Award granted to Lewis B. Campbell on June 1,
                    1999. Incorporated by Reference to Exhibit 10.13C to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

    10.14D          Retention Award granted to Lewis B. Campbell on January 1,
                    2001, and revision of vesting schedule for the Retention
                    Award granted on June 1, 1999.

    10.15A          Employment Agreement between Textron and Theodore R. French
                    dated December 21, 2000.

    10.15B          Retention Award granted to Theodore R. French on January 1,
                    2001.

    10.16           Employment Agreement between Textron and Mary L. Howell
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.5 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.17           Employment Agreement between Textron and John A. Janitz
                    dated May 25, 1999. Incorporated by reference to Exhibit
                    10.15 to Textron's Annual Report on Form 10-K for the fiscal
                    year ended January 1, 2000.

    10.18           5-Year Credit Agreement dated as of April, 1998, among
                    Textron, the Banks listed therein and Morgan Guaranty Trust
                    Company of New York as Administrative Agent. Incorporated by
                    reference to Exhibit 10.2 to Textron's Quarterly Report on
                    Form 10-Q for the fiscal quarter ended April 4, 1998.

    10.18A          Employment Agreement between Textron and Stephen L. Key
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.7 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.18B          Amendment dated December 21, 2000, to Employment Agreement
                    between Textron and Stephen L. Key.

    10.19           Employment Agreement between Textron and Terrence O'Donnell
                    dated March 10, 2000. Incorporated by reference to Exhibit
                    10.1 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended July 1, 2000.

    12.1            Computation of ratio of income to combined fixed charges and
                    preferred stock dividends of Textron Manufacturing.

    12.2            Computation of ratio of income to combined fixed charges and
                    preferred stock dividends of Textron Inc. including all
                    majority-owned subsidiaries.


                                       25

<PAGE>   26


    13              A portion (pages 20 through 60) of Textron's 2000 Annual
                    Report to Shareholders.

    21              Certain subsidiaries of Textron. Other subsidiaries, which
                    considered in the aggregate do not constitute a significant
                    subsidiary, are omitted from such list.

    23              Consent of Independent Auditors.

    24.1            Power of attorney.

    24.2            Certified copy of a resolution of the Board of Directors of
                    Textron.

     (b)  REPORTS ON FORM 8-K

          No reports on Form 8-K were filed during the quarter ended December
          30, 2000.

                                   SIGNATURES

     Pursuant to the requirement of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this Annual Report on Form
10-K to be signed on its behalf by the undersigned, thereunto duly authorized on
this 14th day of March 2001.

                                           TEXTRON INC.
                                           Registrant

                                           By: /s/ Michael D. Cahn
                                               ------------------------------
                                               Michael D. Cahn

                                               Attorney-in-fact



<PAGE>   27


     Pursuant to the requirements of the Securities Exchange Act of 1934, this
Report has been signed below on this 14th day of March 2001, by the following
persons on behalf of the registrant and in the capacities indicated:

        Name                                       Title
        ----                                       -----

         *                       Chairman and Chief Executive Officer, Director
- ----------------------------
Lewis B. Campbell


         *                       President and Chief Operating Officer, Director
- ----------------------------
John A. Janitz


         *                       Director
- ----------------------------
H. Jesse Arnelle


         *                       Director
- ----------------------------
Teresa Beck


         *                       Director
- ----------------------------
R. Stuart Dickson


         *                       Director
- ----------------------------
Lawrence K. Fish


         *                       Director
- ----------------------------
Joe T. Ford



                                       27

<PAGE>   28


         *                       Director
- ----------------------------
Paul E. Gagne


         *                       Director
- ----------------------------
John D. Macomber


         *                       Director
- ----------------------------
Lord Powell of Bayswater KCMG


         *                       Director
- ----------------------------
Brian H. Rowe



         *                       Director
- ----------------------------
Sam F. Segnar


         *                       Director
- ----------------------------
Martin D. Walker


         *                       Director
- ----------------------------
Thomas B. Wheeler


         *                       Executive Vice President and
- ----------------------------     Chief Financial Officer
Theodore R. French               (principal financial officer)



                                       28

<PAGE>   29


         *                            Vice President and Controller
- ----------------------------          (principal accounting officer)
Richard L. Yates



*By:  /s/ Michael D. Cahn
- ----------------------------
      Michael D. Cahn
      Attorney-in-fact




                                       29
<PAGE>   30


                                  TEXTRON INC.
                          INDEX TO FINANCIAL STATEMENTS
                        AND FINANCIAL STATEMENT SCHEDULES
                                   ITEM 14(a)


<TABLE>
<CAPTION>
                                                                      Form          Annual Report to
Textron Inc.                                                          10-K            Shareholders
- ------------                                                          ----            ------------
 <S>                                                                  <C>                   <C>
 Report of Independent Auditors                                                             33

 Consolidated Statements of Income for each of the years in                                 34
     the three-year period ended December 30, 2000

 Consolidated Balance Sheets at December 30, 2000 and January                               35
     1, 2000

 Statements of Cash Flows for each of the years                                             36
     in the three-year period ended December 30, 2000

 Consolidated Statements of Changes in Shareholders' Equity                                 38
     for each of the years in the three-year period ended
     December 30, 2000

 Notes to Consolidated Financial Statements                                               39-58

 Revenues and Profit by Business Segment                                                    20

 Supplementary Information (Unaudited):

      Quarterly Financial Information 2000 and 1999                                         59

 Financial Statement Schedule for each of the years in the
     three-year period ended December 30, 2000

      I    Condensed financial information of registrant                31
</TABLE>



All other schedules are omitted because the conditions requiring the filing
thereof do not exist or because the information required is included in the
financial statements and notes thereto.


                                       30

<PAGE>   31


                                  TEXTRON INC.

           SCHEDULE I - CONDENSED FINANCIAL INFORMATION OF REGISTRANT

     For each of the years in the three-year period ended December 30, 2000


     Financial information of the Registrant is omitted because condensed
financial information of Textron Manufacturing, which includes the Registrant
and all of its majority-owned subsidiaries other than its finance subsidiaries
(Textron Finance), is shown on pages 34 through 38 of Textron's 2000 Annual
Report to Shareholders. Management believes that the disclosure of financial
information on the basis of Textron Manufacturing results in a more meaningful
presentation, since this group constitutes the Registrant's basic borrowing
entity and the only restrictions on net assets of Textron's subsidiaries relate
to Textron Finance. The Registrant's investment in Textron Finance is $910
million in 2000 and $868 million in 1999.

     Textron Manufacturing received dividends of $82 million, $36 million and
$62 million from Textron Finance in 2000, 1999, and 1998, respectively. Lending
agreements limit Textron Finance's net assets available for cash dividends and
other payments to Textron Manufacturing to approximately $351 million of Textron
Finance's net assets of $910 million at year-end 2000.

     Textron Manufacturing's credit agreements contain provisions requiring it
to maintain a minimum level of shareholders' equity and a minimum interest
coverage ratio. For additional information concerning Textron Manufacturing's
long-term debt, see Note 8 to the consolidated financial statements appearing on
pages 45 and 46 of Textron's 2000 Annual Report to Shareholders.

     For information concerning Textron-Obligated Mandatorily Redeemable
Preferred Securities of Subsidiary Trust Holding Solely Textron Junior
Subordinated Debt Securities, see Note 11 to the consolidated financial
statements appearing on page 48 of Textron's 2000 Annual Report to Shareholders.


                                       31

<PAGE>   32
     EXHIBITS

     3.1           Restated Certificate of Incorporation of Textron as filed
                    January 29, 1998. Incorporated by reference to Exhibit 3.1
                    to Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 3, 1998.

     3.2           By-Laws of Textron. Incorporated by reference to Exhibit 3.2
                    to Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

     4.1           Indenture dated as of December 9, 1999, between Textron
                    Financial Corporation and Sun Trust Bank, Atlanta (including
                    form of debt securities). Incorporated by reference to
                    Exhibit 4.1 to Amendment No. 2 to Textron Financial
                    Corporation's Registration Statement on Form S-3 (No.
                    333-88509).



    4.2             Support Agreement dated as of May 25, 1994, between Textron
                    Inc. and Textron Financial Corporation. Incorporated by
                    reference to Exhibit 10.1 to Textron Financial Corporation's
                    Registration Statement on Form 10.

    NOTE:           Instruments defining the rights of holders of certain issues
                    of long-term debt of Textron have not been filed as exhibits
                    to this Report because the authorized principal amount of
                    any one of such issues does not exceed 10% of the total
                    assets of Textron and its subsidiaries on a consolidated
                    basis. Textron agrees to furnish a copy of each such
                    instrument to the Commission upon request.

    NOTE:           Exhibits 10.1 through 10.17 below are management contracts
                    or compensatory plans, contracts or agreements.

    10.1A           Annual Incentive Compensation Plan For Textron Employees.
                    Incorporated by reference to Exhibit 10.1 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.1B           Amendment to Annual Incentive Compensation Plan for Textron
                    Employees. Incorporated by reference to Exhibit 10.1 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.2A           Deferred Income Plan for Textron Key Executives.
                    Incorporated by reference to Exhibit 10.2 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.2B           Amendments to Deferred Income Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.2B to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 2, 1999.

    10.2C           Amendment to Deferred Income Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.2 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.2D           Amendment to Deferred Income Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.2D to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

<PAGE>   33
    10.3            Special Benefits for Textron Key Executives. Incorporated by
                    reference to Exhibit 10.4 to Textron's Annual Report on Form
                    10-K for the fiscal year ended December 30, 1995.

    10.4            Supplemental Benefits Plan For Textron Key Executives with
                    Market Square Profit Sharing Plan Schedule.

    10.5A           Supplemental Retirement Plan for Textron Key Executives.
                    Incorporated by reference to Exhibit 10.6 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.5B           Amendment to Supplemental Retirement Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.5B to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 2, 1999.

    10.5C           Amendment to Supplemental Retirement Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.4 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.5D           Amendment to Supplemental Retirement Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.5D to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

    10.6A           Survivor Benefit Plan For Textron Key Executives.
                    Incorporated by reference to Exhibit 10.7 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1995.

    10.6B           Amendment to Survivor Benefit Plan for Textron Key
                    Executives. Incorporated by reference to Exhibit 10.5 to
                    Textron's Quarterly Report on Form 10-Q for the fiscal
                    quarter ended July 3, 1999.

    10.7A           Textron 1990 Long-Term Incentive Plan ("1990 Plan").
                    Incorporated by reference to Exhibit 10.7 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended
                    December 30, 1989.

    10.7B           First Amendment to 1990 Plan. Incorporated by reference to
                    Exhibit 10.7(c) to Textron's Annual Report on Form 10-K for
                    the fiscal year ended December 28, 1991.

    10.7C           Second Amendment to 1990 Plan. Incorporated by reference to
                    Exhibit 10.7(c) to Textron's Annual Report on Form 10-K for
                    the fiscal year ended January 2, 1993.

    10.8A           Textron 1994 Long-Term Incentive Plan ("1994 Plan").
                    Incorporated by reference to Exhibit 10 to Textron's
                    Quarterly Report on Form 10-Q for the fiscal quarter ended
                    July 2, 1994.


<PAGE>   34


    10.8B           Amendment to 1994 Plan. Incorporated by reference to Exhibit
                    10.9B to Textron's Annual Report on Form 10-K for the fiscal
                    year ended January 2, 1999.

    10.8C           Amendment to 1994 Plan. Incorporated by reference to Exhibit
                    10.6 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended July 3, 1999.

    10.8D           Amendment to 1994 Plan. Incorporated by reference to Exhibit
                    10.8D to Textron's Annual Report on Form 10-K for the fiscal
                    year ended January 1, 2000.

    10.9            Textron 1999 Long Term Incentive Plan. Incorporated by
                    reference to Exhibit 10.9 to Textron's Annual Report on Form
                    10-K for the fiscal year ended January 1, 2000.

    10.10           Form of Indemnity Agreement between Textron and its
                    directors and executive officers. Incorporated by reference
                    to Exhibit A to Textron's Proxy Statement for its Annual
                    Meeting of Shareholders on April 29, 1987.

    10.11           Deferred Income Plan for Non-Employee Directors.
                    Incorporated by reference to Exhibit 10.11 to Textron's
                    Annual Report on Form 10-K for the fiscal year ended January
                    1, 2000.

    10.12           Employment Agreement between Textron and Kenneth C. Bohlen
                    dated July 18, 2000. Incorporated by reference to Exhibit
                    10.2 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended July 1, 2000.

    10.13           Employment Agreement between Textron and John D. Butler
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.2 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.14A          Employment Agreement between Textron and Lewis B. Campbell
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.3 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.14B          Retention Award granted to Lewis B. Campbell on December 14,
                    1995. Incorporated by reference to Exhibit 10.16B to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended December 30, 1995.


<PAGE>   35


    10.14C          Retention Award granted to Lewis B. Campbell on June 1,
                    1999. Incorporated by Reference to Exhibit 10.13C to
                    Textron's Annual Report on Form 10-K for the fiscal year
                    ended January 1, 2000.

    10.14D          Retention Award granted to Lewis B. Campbell on January 1,
                    2001, and revision of vesting schedule for the Retention
                    Award granted on June 1, 1999.

    10.15A          Employment Agreement between Textron and Theodore R. French
                    dated December 21, 2000.

    10.15B          Retention Award granted to Theodore R. French on January 1,
                    2001.

    10.16           Employment Agreement between Textron and Mary L. Howell
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.5 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.17           Employment Agreement between Textron and John A. Janitz
                    dated May 25, 1999. Incorporated by reference to Exhibit
                    10.15 to Textron's Annual Report on Form 10-K for the fiscal
                    year ended January 1, 2000.

    10.18           5-Year Credit Agreement dated as of April, 1998, among
                    Textron, the Banks listed therein and Morgan Guaranty Trust
                    Company of New York as Administrative Agent. Incorporated by
                    reference to Exhibit 10.2 to Textron's Quarterly Report on
                    Form 10-Q for the fiscal quarter ended April 4, 1998.

    10.18A          Employment Agreement between Textron and Stephen L. Key
                    dated July 23, 1998. Incorporated by reference to Exhibit
                    10.7 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended October 3, 1998.

    10.18B          Amendment dated December 21, 2000, to Employment Agreement
                    between Textron and Stephen L. Key.

    10.19           Employment Agreement between Textron and Terrence O'Donnell
                    dated March 10, 2000. Incorporated by reference to Exhibit
                    10.1 to Textron's Quarterly Report on Form 10-Q for the
                    fiscal quarter ended July 1, 2000.

    12.1            Computation of ratio of income to combined fixed charges and
                    preferred stock dividends of Textron Manufacturing.

    12.2            Computation of ratio of income to combined fixed charges and
                    preferred stock dividends of Textron Inc. including all
                    majority-owned subsidiaries.
<PAGE>   36


    13              A portion (pages 20 through 60) of Textron's 2000 Annual
                    Report to Shareholders.

    21              Certain subsidiaries of Textron. Other subsidiaries, which
                    considered in the aggregate do not constitute a significant
                    subsidiary, are omitted from such list.

    23              Consent of Independent Auditors.

    24.1            Power of attorney.

    24.2            Certified copy of a resolution of the Board of Directors of
                    Textron.
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.4
<SEQUENCE>2
<FILENAME>b38194txex10-4.txt
<DESCRIPTION>SUPPLEMENT BENEFIT PLAN FOR TEXTRON KEY EXECUTIVES
<TEXT>

<PAGE>   1
                                                                    EXHIBIT 10.4



              SUPPLEMENTAL BENEFITS PLAN FOR TEXTRON KEY EXECUTIVES

     This Plan has been established for the benefit of designated Textron Key
Executives to provide the benefits that would have been payable under Textron
qualified plans except for limitations imposed under the Internal Revenue Code.

     This Plan is restated and effective on and after January 1, 2000.

ARTICLE I - DEFINITIONS

     In this document, the following terms shall have the meanings set forth in
this Article, unless a contrary or different meaning is expressly provided:

     1.01 "Benefits Committee" means the Benefits Committee of Textron.

     1.02 "Board" means the Board of Directors of Textron.

     1.03 "Compensation" means base salary, accrued annual incentive
compensation, performance units, and performance share units, whether or not
deferred under the Deferred Income Plan for Textron Key Executives. However, for
any Key Executive who is first awarded performance share units after October 26,
1999, performance share units shall not be included in Compensation. For Key
Executives who are members of the Textron Pension Plan for Cessna Employees,
compensation shall mean "Final Average Monthly Salary" as defined in Section
2.01(a) of that plan. "Final Average Monthly Salary" shall include incentive
compensation paid by Textron and shall exclude long-term incentive compensation
and shall be calculated without regard to Statutory Limits or deferrals.
Compensation does not include any award under the Textron Quality Management
Plan.

     1.04 "Deferral Plan" means the Deferred Income Plan for Textron Key
Executives, as amended and restated from time to time.

     1.05 "ERISA" means the Employee Retirement Income Security Act of 1974, as
amended.

     1.06 "Included Plan" means a Textron defined benefit or defined
contribution plan specifically designated by the Management Committee under
Article V.

     1.07 "Key Executive" means an employee of a Textron Company who has been
and continues to be designated as a Key Executive under the Plan by Textron's
Chief Executive Officer and Chief Human Resources Officer.

     1.08 "Management Committee" means the Management Committee of Textron.

     1.09 "Participant" means a Key Executive who is participating in this Plan
pursuant to Article II and, unless the context clearly indicates to the
contrary, a former Participant who is entitled to benefits under this Plan.

     1.10 "Pension Plan" means the Bell Helicopter Textron Retirement Plan, the
Textron Pension Plan for Cessna Employees, the Textron Master Retirement Plan or
an Included Plan that is a defined benefit plan.


                                                                              1
<PAGE>   2

     1.11 "Plan" means this Supplemental Benefits Plan for Textron Key
Executives, as amended and restated from time to time.

     1.12 "Savings Plan" means the Textron Savings Plan, as amended and restated
from time to time.

     1.13 "Statutory Limit" means any limit on benefits under, or annual
additions to, qualified plans imposed by Section 401(a)(17) or 415 of the
Internal Revenue Codes of 1954 or 1986, as amended from time to time.

     1.14 "Supplemental Shares" means fictional shares of Textron common stock
accumulated and accounted for under this Plan for the purpose of determining the
cash value of distributions and transfers from a Participant's supplemental
savings account.

     1.15 "Textron" means Textron Inc., a Delaware corporation, and any
successor of Textron Inc.

     1.16 "Textron Company" means Textron or any company controlled by or under
common control with Textron.

ARTICLE II - PARTICIPATION

     2.01 A Key Executive shall participate in this Plan if (1) her benefits
under a Pension Plan, or (2) the annual additions to her accounts under the
Savings Plan or any Included Plan that is a defined contribution plan, or (3)
both such benefits and such additions, are limited by one or more Statutory
Limits. In addition, a Key Executive shall participate in this Plan if her
receipt of any compensation is deferred under the Deferral Plan.

ARTICLE III - SUPPLEMENTAL PENSION BENEFITS

     3.01 Textron shall pay on account of each Participant who begins to receive
payments under one or more of the Pension Plans the amount, if any, by which (1)
the normal, early or vested retirement pension that would have been payable on
the Participant's account under the Pension Plans, using Compensation as defined
in this Plan, exceeds (2) the normal, early or vested retirement pension
calculated under the Pension Plans on the Participant's account.

     3.02 Textron shall pay to the beneficiary designated by the Participant
under each Pension Plan the amount, if any, by which (1) the death benefit that
would have been payable under that Pension Plan on the Participant's account
using Compensation as defined in this Plan exceeds (2) the death benefit which
is actually payable under that Pension Plan on the Participant's account. For
the purposes of this Section, the term "death benefit" shall include any period
certain death benefit and any surviving spouse benefit provided by a Textron
Company at its sole cost through a Pension Plan.

     3.03 In the event Textron transfers the liability of a Pension Plan on
account of a Participant to another qualified plan, the supplemental pension or
death benefits under Sections 3.01 and 3.02, respectively, shall be determined
as of such transfer, unless otherwise decided by Textron in its sole discretion.

ARTICLE IV - SUPPLEMENTAL SAVINGS BENEFITS

     4.01 Textron shall maintain a supplemental savings account and a fixed
income account for each Participant who participates in the Savings Plan for
making credits, payments, and transfers described in this Article.


                                                                             2
<PAGE>   3

     4.02 Textron shall, as of the end of each calendar month, credit
Supplemental Shares to each supplemental savings account, equal to the lost
employer contribution for the month divided by the average of the composite
closing prices of Textron common stock, as reported in The Wall Street Journal
for the month. The lost employer contribution for the month shall be equal to
the Participant's Savings Plan eligible compensation for the month times the
Participant's Savings Plan election percentage (not to exceed 10%) times 50%,
less the employer contribution made to the Participant's Savings Plan account
for the month.

     4.03 Textron shall, in each calendar quarter, credit Supplemental Shares to
a Participant's supplemental savings account equal in number to the number of
shares of Textron common stock that would have been allocated on account of
dividends to the Participant's supplemental savings account as of that date,
based on the average of the composite closing prices of Textron common stock, as
reported in The Wall Street Journal for the month in which the date of record
occurs.

     4.04 Amounts in the fixed income account shall earn the same rate of
interest that is earned under the Savings Plan fixed income account, or as
determined by the Benefits Committee.

     4.05 A Participant who has terminated her Textron employment may, after a
period of 30 days, subject to the provisions of Section 16 of the Securities
Exchange Act of 1934, once each calendar quarter, elect to transfer, in 10%
increments, effective the first calendar day of the month following the minimum
notice of three business days, any amount in her supplemental savings account to
her fixed income account. The cash value transferred will be determined by
multiplying the current value of Textron common stock by the number of whole and
fractional Supplemental Shares in her Supplemental Savings Account as of the end
of the month in which the election is made times the percentage being
transferred. If any portion of a Participant's accounts under the Savings Plan
shall be forfeited, a proportionate part of the Participant's Supplemental
Shares also shall be forfeited. The current value of a share of Textron common
stock at any date shall be the average of the composite closing prices, as
reported in The Wall Street Journal, for the first ten trading days of the
effective month.

     4.06 The number of Supplemental Shares credited to a Participant's account
under this Article IV shall be adjusted, without receipt of any consideration by
Textron, on account of any stock split, stock dividend or similar increase or
decrease affecting Textron common stock, as if the Supplemental Shares were
actually shares of Textron common stock.

ARTICLE V - SUPPLEMENTAL INCLUDED PLAN BENEFITS

     5.01 The Management Committee may cause this Plan to provide supplemental
benefits on account of an Included Plan by adopting a Schedule to this Plan. The
Schedule shall specify any special terms or conditions upon which the
supplemental benefits shall be provided. Except as specifically provided in a
Schedule, all of the terms and conditions of this Plan shall apply to the
Included Plan.

ARTICLE VI - UNFUNDED PLAN

     6.01 Benefits to be provided under this Plan are unfunded obligations of
Textron. Nothing contained in this Plan shall require Textron to segregate any
monies from its general funds, to create any trust, to make any special
deposits, or to purchase any policies of insurance with respect to such
obligations. If Textron elects to purchase individual policies of insurance on
one or more of the Participants to help finance its obligations under this Plan,
such individual policies and the proceeds therefrom shall at all times remain
the sole property of Textron and neither


                                                                              3
<PAGE>   4

the Participants whose lives are insured nor their beneficiaries shall have any
ownership rights in such policies of insurance.

     6.02 This Plan is intended in part to provide benefits for a select group
of management employees who are highly compensated, pursuant to Section 110 of
ERISA and Labor Department Regulations Section 2520.104-23, and in part to be an
excess benefit plan, pursuant to Section 3(36) of ERISA.

     6.03 No Participant shall be required or permitted to make contributions to
this Plan.

ARTICLE VII - PLAN ADMINISTRATION

     7.01 Textron shall be the plan administrator of this Plan and shall be
solely responsible for its general administration and interpretation. Textron
shall have all such powers as may be necessary to carry out the provisions
hereof. Textron may from time to time establish rules for the administration of
this Plan and the transaction of its business. Subject to Section 7.05, any
action by Textron shall be final, conclusive and binding on each Participant and
all persons claiming by, through or under any Participant. Textron (and any
person or persons to whom it delegates any of its authority as plan
administrator) shall have discretionary authority to determine eligibility for
Plan benefits, to construe the terms of the Plan, and to determine all questions
arising in the administration of the Plan, and shall make all such
determinations and interpretations in a nondiscriminatory manner.

     7.02(a) The payment of any benefit under Article III or the distribution of
any account under Article IV or Article V shall be made at the same time, in the
same manner, to the same persons and in the same proportions, as is made the
payment or distribution under the related Pension Plan or Savings Plan, or
otherwise as determined by the Benefits Committee in its sole discretion.
Textron may withhold from benefits and accounts under this Plan, any taxes or
other amounts required by law to be withheld. Notwithstanding any provision to
the contrary, no benefit shall be paid to any Participant while employed by
Textron.

     (b)  Notwithstanding Section 7.02(a), each benefit then computed under
Article III and each amount then credited to the accounts under Article IV and
Article V shall become due and payable to the respective Participants and
beneficiaries immediately upon a Change in Control as defined in Section 8.03.
For purposes of Section 7.02, the present value of a benefit computed under
Article III shall be based on the appropriate actuarial assumptions and factors
set forth in the related Pension Plan or Savings Plan and, if no interest rate
assumption has been set forth for any purpose, an interest rate of six percent
per year.

     7.03 Textron may employ or engage such agents, accountants, actuaries,
counsel, other experts and other persons as it deems necessary or desirable in
connection with the interpretation and administration of this Plan. Textron
shall be entitled to rely upon all certifications made by an accountant selected
by Textron. Textron and its committees, officers, directors and employees shall
not be liable for any action taken, suffered or omitted by them in good faith in
reliance upon the advice or opinion of any such agent, accountant, actuary,
counsel or other expert. All action so taken, suffered or omitted shall be
conclusive upon each of them and upon all other persons interested in this Plan.

     7.04 Textron may require proof of death or total disability of any
Participant, former Participant or beneficiary and evidence of the right of any
person to receive any Plan benefit.


                                                                              4
<PAGE>   5

     7.05 Claims under this Plan shall be filed in writing with Textron. If a
claim is denied wholly or in part, it shall be denied within a reasonable time
after its filing in a writing delivered to the claimant with the reasons for the
denial, citations to pertinent provisions of the Plan, a description of any
additional material or information to be furnished by the claimant and the
reasons therefor and an explanation of the Plan's claim review procedure. If the
claimant wishes further consideration of his claim, he or his authorized
representative shall submit to Textron, within 90 days after his claim has been
denied, a written request for reconsideration. Such claimant or his authorized
representative may review pertinent documents and submit issues and comments in
writing. Within 60 days after receiving the request for reconsideration (120
days if additional time is required), Textron shall communicate its decision to
the claimant in writing, stating the reasons for its decision and referring to
pertinent Plan provisions.

ARTICLE VIII - MISCELLANEOUS

     8.01 Unless a contrary or different meaning is expressly provided, each use
in this Plan of the masculine or feminine gender shall include the other and
each use of the singular number shall include the plural.

     8.02 No amount payable at any time under this Plan shall be subject in any
manner to alienation, sale, transfer, assignment, pledge or encumbrance of any
kind unless specifically approved in writing in advance by the Benefits
Committee or its designee. Any attempt to alienate, sell, transfer, assign,
pledge or otherwise encumber any such benefit, whether presently or subsequently
payable, shall be void unless so approved. Except as required by law, no benefit
payable under this Plan shall in any manner be subject to garnishment,
attachment, execution or other legal process, or be liable for or subject to the
debts or liability of any Participant or beneficiary.

     8.03 Notwithstanding any Plan provision to the contrary, the Board or its
designee shall have the right to amend, modify, suspend or terminate this Plan
at any time by written ratification of such action; provided, however, that no
amendment, modification, suspension or termination:

     (1)  shall reduce an amount payable under Article III or credited to any
supplemental account under Article IV or Article V of this Plan immediately
before the effective date of the amendment, modification, suspension or
termination; or

     (2)  shall be made to Section 7.02 or 8.03 following a Change in Control.

     If after a Change in Control any claim is made or any litigation is brought
by a Participant or beneficiary to enforce or interpret any provision contained
in this Plan, Textron and the "person" or "group" described in the next
following sentence shall be liable, jointly and severally, to indemnify the
Participant or beneficiary for the Participant's or beneficiary's reasonable
attorney's fees and disbursements incurred in any such claim or litigation and
for prejudgment interest at the Bankers Trust Company prime interest rate on any
money award or judgment obtained by the Participant or beneficiary.

     For purposes of this Plan, a "Change in Control" shall occur if (i) any
"person" or "group" (within the meaning of Sections 13(d) and 14(d)(2) of the
Securities Exchange Act of 1934, as amended (the "Act")) other than Textron, any
trustee or other fiduciary holding Textron common stock under an employee
benefit plan of Textron or a related company, or any corporation which is owned,
directly or indirectly, by the stockholders of Textron in substantially the same
proportions as their ownership of Textron common stock, is or becomes (other
than by acquisition from Textron or a related company) the "beneficial owner"
(as defined in Rule 13d-3 under


                                                                              5
<PAGE>   6

the Act) of more than 30% of the then outstanding voting stock of Textron, or
(ii) during any period of two consecutive years, individuals who at the
beginning of such period constitute the Board (and any new director whose
election by the Board or whose nomination for election by Textron's stockholders
was approved by a vote of at least two-thirds of the directors then still in
office who either were directors at the beginning of such period or whose
election or nomination for election was previously so approved) cease for any
reason to constitute a majority thereof, or (iii) stockholders of Textron
approve a merger or consolidation of Textron with any other corporation, other
than a merger or consolidation which would result in the voting securities of
Textron outstanding immediately prior thereto continuing to represent (either by
remaining outstanding or by being converted into voting securities of the
surviving entity) more than 50% of the combined voting power of the voting
securities of Textron or such surviving entity outstanding immediately after
such merger or consolidation, or (iv) the stockholders of Textron approve a plan
of complete liquidation of Textron or an agreement for the sale or disposition
by Textron of all or substantially all of Textron's assets.

     8.04 This Plan shall be construed in accordance with the laws of the State
of Delaware.

     8.05 Nothing contained in this Plan shall be construed as a contract of
employment between any Participant and any Textron Company, or to suggest or
create a right in any Participant to be continued in employment as a Key
Executive or other employee of any Textron Company.

     8.06 Textron, the Chief Executive Officer and the Chief Human Resources
Officer, and the Benefits Committee may impose such other lawful terms and
conditions on participation in this Plan as deemed desirable. The Chief
Executive Officer, the Chief Human Resources Officer and members of the Benefits
Committee may participate in this Plan.

     IN WITNESS WHEREOF, Textron Inc. has caused this restated Plan to be
executed by its duly authorized officer to be effective as of January 1, 2000.



                                   TEXTRON INC.


                                   By:  /s/ George Metzger
                                       -----------------------------------------
                                        George Metzger
                                        Vice President, Human Resources and
                                        Benefits



                                                                              6
<PAGE>   7

                   MARKET SQUARE PROFIT SHARING PLAN SCHEDULE

     This Schedule to the Supplemental Benefits Plan for Textron Key Executives
(the "Plan") is restated effective January 1, 2000 pursuant to Article V of the
Plan.

     1.01 "Market Square Plan" means The Market Square Profit Sharing Plan, as
amended and restated from time to time.

     1.02 Textron shall maintain a stock unit account and a general fund account
for each Participant for making credits, payments and transfers described in
this Schedule.

     1.03 Textron shall, in each calendar quarter, credit Supplemental Shares to
a Participant's stock unit account equal in number to the number of shares of
Textron common stock that would have been allocated on account of dividends to
the Participant's stock unit account as of that date, based on the average of
the composite closing prices of Textron common stock, as reported in The Wall
Street Journal for the month in which the date of record occurs.

     1.04 The general fund account shall be credited with earnings as if it were
invested in the George Putnam Fund of Boston.

     1.05 A Participant who has terminated her Textron employment may, after a
period of 30 days, subject to the provisions of Section 16 of the Securities
Exchange Act of 1934, once each calendar quarter, elect to transfer, in 10%
increments, effective the first calendar day of the month following the minimum
notice of three business days, any amount in her stock unit account to her
general fund account. The cash value transferred will be determined by
multiplying the current value of Textron common stock by the number of whole and
fractional Supplemental Shares in her stock unit account as of the end of the
month in which the election is made times the percentage being transferred. The
current value of a share of Textron common stock at any date shall be the
average of the composite closing prices, as reported in The Wall Street Journal,
for the first ten trading days of the effective month.

     1.06 The number of Supplemental Shares credited to a Participant's account
under this schedule shall be adjusted, without receipt of any consideration by
Textron, on account of any stock split, stock dividend or similar increase or
decrease affecting Textron common stock, as if the Supplemental Shares were
actually shares of Textron common stock.

     1.07 Benefits shall become payable upon the Participant's termination of
Textron employment or such other time as determined by the Benefits Committee in
its sole discretion. Textron, upon the written instructions of the Benefits
Committee or its designee, shall distribute the benefits in accordance with any
one or a combination of the following methods after considering any method of
payment requested by the Participant or by the Beneficiaries entitled to receive
the benefits:

     (1)  Payment in a single sum

     (2)  Payment in a number of annual installments, each payable as soon as
practicable after the end of each successive calendar year, over a period not
exceeding the life expectancy of the payee or his primary Beneficiary (whichever
is greater) determined as of the date on which the benefits first became
payable. The annual installments shall be calculated each year by dividing


                                                                               7
<PAGE>   8

the unpaid amount of the benefits as of January 1 of that year by the remaining
number of unpaid installments.

     1.08 Plan benefits payable under Section 1.07 shall begin to be paid not
later than April 1 of the calendar year that begins after the date the
Participant attains or would have attained age 70 1/2.

     IN WITNESS WHEREOF, Textron Inc. has caused this restated Plan to be
executed by its duly authorized officer to be effective as of January 1, 2000.



                                   TEXTRON INC.


                                   By:  /s/ George Metzger
                                       -----------------------------------------
                                        George Metzger
                                        Vice President, Human Resources and
                                        Benefits





                                       8
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.14D
<SEQUENCE>3
<FILENAME>b38194txex10-14d.txt
<DESCRIPTION>RETENETION AWARD GRANTED TO LEWIS B. CAMBELL
<TEXT>

<PAGE>   1
                                                                  EXHIBIT 10.14D

                                Lewis B. Campbell
                             Restricted Stock Awards
                                 January 1, 2001

The Board of Directors approved (1) an award of 100,000 shares of restricted
stock to Lewis B. Campbell (the "Executive") under the 1999 Long-Term Incentive
Plan and (2) a revision to the vesting schedule for the 200,000 shares of
restricted stock granted to Lewis B. Campbell on June 1, 1999. The terms of the
awards are as follows:

- -    The Executive will be granted restricted shares of Textron common stock
     provided he is still employed by Textron in accordance with the following
     schedule and EPS from continuing operations increases at an average annual
     growth rate of 8% or more over the vesting period using 1998 EPS of $2.68
     as the base amount.

<TABLE>
<CAPTION>
             Restricted             Vest               Age at
               Shares              Dates             Vest Dates
               ------              -----             ----------
<S>          <C>                   <C>               <C>
                 50,000            5/18/02               56

                 50,000            5/18/03               57

                 40,000            5/18/04               58

                 40,000            5/18/05               59

                 30,000            5/18/06               60

                 30,000            5/18/07               61

                 30,000            5/18/08               62

                 30,000            5/18/11               65
                -------

                300,000
                =======
</TABLE>

- -    Textron shall retain the certificates representing the shares of restricted
     stock in its possession until such time as all restrictions applicable to
     such shares have lapsed.

- -    Except as otherwise provided herein, the Executive shall not be entitled to
     receive the restricted shares if the EPS performance objective for the
     respective shares is not achieved or if his employment with Textron ends
     for any reason prior to the respective vesting date, provided that if the
     Executive's employment ends prior to such date because of his death,
     "Disability" (Attachment A), his involuntary termination by Textron without
     "Cause" (Attachment A) or by the Executive for "Good Reason" (Attachment
     A), the shares shall immediately become fully vested. In the event of such
     termination, the shares shall be issued within 30 days following
     termination of employment.

- -    Notwithstanding the above, all unvested shares shall immediately vest upon
     a "Change in Control" (Attachment A).

- -    Dividends shall be credited to the Executive and such dividends are to be
     accounted for as if reinvested in actual Textron common stock. Such
     dividends will vest immediately but payment will be deferred until the
     earlier of the restricted shares vest date or termination of employment.

- -    The number of restricted shares awarded to the Executive hereunder shall be
     proportionately adjusted for any increase or decrease in the number of
     issued shares of Textron common stock resulting from a stock split, stock
     dividend or any other increase or decrease in such shares effective without
     receipt of consideration by Textron.

- -    With respect to withholding required upon the lapse of restrictions on the
     restricted stock, the Executive may elect, subject to the approval of the
     Board, to satisfy the withholding requirement, in whole or in part, by
     having Textron withhold shares having a fair market value on the date the
     tax is to be determined equal to the minimum statutory total tax which
     could be imposed on the transaction. Such election shall be irrevocable,
     made in writing, signed by the Executive, and shall be subject to any
     restrictions or limitations that the Board in its sole discretion, deems
     appropriate.

/s/ John D. Butler                                   12/15/00
- ----------------------------                         ----------------------
John D. Butler                                       Date



<PAGE>   2

                                                                    ATTACHMENT A

                                Lewis B. Campbell
                             Restricted Stock Awards
                                 January 1, 2001

                                  "DISABILITY"
     "Disability" shall mean, for purposes of this award, the inability of the
     Executive, due to injury, illness, disease or bodily or mental infirmity,
     to engage in the performance of his material duties of employment with the
     Company for a period of more than one hundred eighty (180) consecutive days
     or for a period that is reasonably expected to exist for a period of more
     than one hundred eighty (180) consecutive days, provided that interim
     returns to work of less than ten (10) consecutive business days in duration
     shall not be deemed to interfere with a determination of consecutive absent
     days if the reason for absence before and after the interim return are the
     same. The existence or non-existence of a Disability shall be determined by
     a physician agreed upon a good faith by the Executive (or his
     representatives) and Textron.

                                     "CAUSE"
     "Cause" shall mean: (i) an act or acts of willful misrepresentation, fraud
     or willful dishonesty (other than good faith expense account disputes) by
     the Executive which in any case is intended to result in his or another
     person or entity's substantial personal enrichment at the expense of the
     Company; (ii) any willful misconduct by the Executive with regard to the
     Company, its business, assets or employees that has, or was intended to
     have, a material adverse impact (economic or otherwise) on the Company;
     (iii) any material, willful and knowing violation by the Executive of (x)
     the Company's Business Conduct Guidelines, or (y) any of his fiduciary
     duties to the Company which in either case has, or was intended to have, a
     material adverse impact (economic or otherwise) on the Company; (iv) the
     willful or reckless behavior of the Executive with regard to a matter of a
     material nature which has a material adverse impact (economic or otherwise)
     on the Company; (v) the executive's willful failure to attempt to perform
     his duties or his willful failure to attempt to follow the legal written
     direction of the Board, which in either case is not remedied within ten
     (10) days after receipt by the Executive of a written notice from the
     Company specifying the details thereof; or (vi) the Executive's conviction
     of, or pleading NOLO CONTENDERE or guilty to, a felony (other than (x) a
     traffic infraction or (y) vicarious liability solely as a result of his
     position provided the Executive did not have actual knowledge of the
     actions or inactions creating the violation of the law or the Executive
     relied in good faith on the advice of counsel with regard to the legality
     of such action or inaction (or the advice of other specifically qualified
     professionals as to the appropriate or proper action or inaction to take
     with regard to matters which are not matters of legal interpretation); No
     action or inaction should be deemed willful if not demonstrably willful and
     if taken or not taken by the Executive in good faith as not being adverse
     to the best interests of the Company. Reference in this paragraph to the
     Company shall also include direct and indirect subsidiaries of the Company,
     and materiality and material adverse impact shall be measured based on the
     action or inaction and the impact upon, and not the size of, the Company
     taken as a whole, provided that after a Change in Control, the size of the
     Company, taken as a whole, shall be a relevant factor in determining
     materiality and material adverse impact.

                                  "GOOD REASON"
     "Good Reason" shall mean, without the Executive's express written consent,
     the occurrence of any one or more of the following: (i) the assignment to
     the Executive of duties materially inconsistent with the Executive's then
     authorities, duties, responsibilities, and status (including offices,
     titles, and reporting requirements), or any reduction in the Executive's
     then title, position, reporting lines or a material reduction (other than
     temporarily while Disabled or otherwise incapacitated) in his then status,
     authorities, duties, or responsibilities or, if then a director of the
     Company, failure to be nominated or reelected as a director of the Company
     or removal as such; (ii) relocation of the Executive from the principal
     office of the Company (excluding reasonable travel on the Company's
     business to an extent substantially consistent with the Executive's
     business obligations) or relocation of the principal office of the Company
     to a location which is at least fifty (50) miles from the Company's current
     headquarters, provided, however, if the Executive at the time of the
     relocation is not located at the principal office, such relocation
     provision shall apply based on his then location but shall not cover a
     relocation to the principal office prior to a Change in Control; (iii) a
     reduction by the Company in the Executive's Base Salary; (iv) a reduction
     in the Executive's aggregate level of participation in any of the Company's
     short and/or long-term incentive compensation plans, or employee benefit or
     retirement plans, policies, practices, or arrangements in which the
     Executive participated as of the Effective Date, or, after a Change in
     Control, participated immediately prior to the Change in Control; (v) the
     failure of the Company to obtain and deliver to the Executive a
     satisfactory written agreement from any successor to the Company to assume
     and agree to perform this Agreement; or (vi) any other material breach by
     the Company of this Agreement.


<PAGE>   3

Page 2


                               "CHANGE IN CONTROL"
     A "Change in Control" of the Company shall be deemed to have occurred as of
     the first day any one or more of the following conditions shall have been
     satisfied:


          (a)  Any "person" or "group" (within the meaning of Section 13(d) and
               14(d)(2) of the Securities Exchange Act of 1934, as amended (the
               "Exchange Act")) other than the Company, any trustee or other
               fiduciary holding Company common stock under an employee benefit
               plan of the Company or a related company, or any corporation
               which is owned, directly or indirectly, by the stockholders of
               the Company in substantially the same proportions as their
               ownership of the Company's common stock, is or becomes the
               beneficial owner (as defined in Rule 13d-3 under the Exchange
               Act) of more than thirty percent (30%) of the then outstanding
               voting stock;

          (b)  During any period of two (2) consecutive years, individuals who
               at the beginning of such period constitute the Board and any new
               director whose election by the Board or nomination for election
               by the Company's stockholders was approved by a vote of at least
               two-thirds of the directors then still in office who either were
               directors at the beginning of the two year period or whose
               election or nomination for election was previously so approved,
               cease for any reason to constitute at least a majority of the
               Board;

          (c)  The consummation of a merger or consolidation of the Company with
               any other corporation, other than a merger or consolidation which
               would result in the voting securities of the Company outstanding
               immediately prior thereto continuing to represent (either by
               remaining outstanding or being converted into voting securities
               of the surviving entity) more than fifty percent (50%) of the
               combined voting securities of the Company or such surviving
               entity outstanding immediately after such merger or
               consolidation; or

          (d)  The approval of the stockholders of the Company of a plan of
               complete liquidation of the Company or an agreement for the sale
               or disposition by the Company of all or substantially all of its
               assets.




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.15A
<SEQUENCE>4
<FILENAME>b38194txex10-15a.txt
<DESCRIPTION>EMPLOYMENT AGREEMENT WITH THEODORE R. FRENCH
<TEXT>

<PAGE>   1

                                                                  EXHIBIT 10.15A

                              EMPLOYMENT AGREEMENT

     THIS EMPLOYMENT AGREEMENT, is entered into as of the 21st day of December,
2000 by and between Textron Inc. (the "Company"), a Delaware corporation having
its principal office at 40 Westminster Street, Providence, Rhode Island 02903
and Theodore R. French residing at 611 East Woodland Road, Lake Forest,
Illinois, 60045 (the "Executive").

                              W I T N E S S E T H:

     WHEREAS, the Company desires to employ the Executive and the Executive is
willing to be employed by the Company; and

     WHEREAS, the Company and the Executive desire to set forth the terms and
conditions of such employment.

     NOW THEREFORE, in consideration of the foregoing and of the mutual
covenants and agreements of the parties set forth in this Agreement, and of
other good and valuable consideration, the adequacy and receipt of which is
acknowledged, the parties hereto agree as follows:

1. TERM OF EMPLOYMENT

     The Company hereby agrees to employ the Executive and the Executive hereby
accepts employment, in accordance with the terms and conditions set forth
herein, for a term (the "Employment Term") commencing on the date hereof (the
"Effective Date") and terminating, unless otherwise terminated earlier in
accordance with Section 5 hereof, on the third anniversary of the Effective Date
(the "Original Employment Term"), provided that the Employment Term shall be
automatically extended, subject to earlier termination as provided in Section 5
hereof, for successive additional one (1) year periods (the "Additional Terms"),
unless, at least ninety (90) days prior to the end of the Original Employment
Term or the then Additional Term, the Company or the Executive has notified the
other in writing that the Employment Term shall terminate at the end of the then
current term.

2. POSITION AND RESPONSIBILITIES

     During the Employment Term, the Executive shall serve as the Executive Vice
President and Chief Financial Officer of the Company or in such higher capacity
as agreed by the Company and the Executive, and shall be a member of the
Management Committee and the Executive Leadership Team or any successor body
thereto ("ELT"). The Executive shall report exclusively to the Chief Executive
Officer and the Board of Directors of the Company (the "Board"). The Executive
shall, to the extent appointed or elected, serve on the Board as a director and
as a member of any committee of the Board, in each case, without additional
compensation. The Executive shall, to the extent appointed or elected, serve as
a director or as a member of any committee of the board (or the equivalent
bodies in a non-corporate subsidiary or affiliate) of any of the Company's
subsidiaries or affiliates and as an officer or employee (in a
<PAGE>   2

capacity commensurate with his position with the Company) of any such
subsidiaries or affiliates, in all cases, without additional compensation or
benefits, and any compensation paid to the Executive, or benefits provided to
the Executive, in such capacities shall be a credit with regard to the amounts
due hereunder from the Company. The Executive shall have duties, authorities and
responsibilities generally commensurate with the duties, authorities and
responsibilities of persons in similar capacities in similarly sized companies,
subject to the By-laws and organizational structure of the Company. The
Executive shall devote substantially all of his business time, attention and
energies to the performance of his duties hereunder, provided the foregoing will
not prevent the Executive from participating in charitable, community or
industry affairs, from managing his and his family's personal passive
investments, and (with the consent of the Chief Executive Officer or the
Organization and Compensation Committee (or its successor) of the Board (the
"O&C Committee"), which consent will not be unreasonably withheld, conditioned
or delayed) serving on the board of directors of other companies, provided that
these activities do not materially interfere with the performance of his duties
hereunder or create a potential business conflict or the appearance thereof.

     The Executive may retain any compensation or benefits received as a
result of consented to service as a director of entities not related to the
Company.

     The Executive may perform his duties hereunder, when practical, at his
office in Illinois or at such other location where Executive may reside in the
future, provided the performance of his duties at a location other than the
Company's headquarters does not materially interfere with Executive's
performance of duties hereunder, as determined in good faith by the Chief
Executive Officer.

3. COMPENSATION AND BENEFITS

     During the Employment Term, the Company shall pay and provide the Executive
the following:

     3.1 BASE SALARY. The Company shall pay the Executive an initial base salary
(the "Base Salary") at a rate of $550,000. Base Salary shall be paid to the
Executive in accordance with the Company's normal payroll practices for
executives. Base Salary shall be reviewed at least annually by the O&C Committee
(or as otherwise designated by the Board) to ascertain whether, in the judgment
of the reviewing committee, such Base Salary should be increased. If so
increased, Base Salary shall not be thereafter decreased and shall thereafter,
as increased, be the Base Salary hereunder.

     3.2 ANNUAL BONUS. The Company shall provide the Executive with the
opportunity to earn an annual cash bonus under the Company's current annual
incentive compensation plan for executives or a replacement plan therefor at a
level commensurate with his position, provided, however, that the minimum annual
target award payable upon the achievement of reasonably attainable objective
performance goals shall be at least sixty percent (60%) of Base Salary, with a
maximum payment of two hundred percent (200%) of Executive's target. Executive
shall receive a guaranteed minimum 2001 annual bonus of $330,000, payable in
2002 in accordance with the provisions of the Company's annual incentive
compensation plan. For (a) 2001 and (b) each year thereafter, if members of the
Management Committee are eligible therefor, the Executive will have the
opportunity to earn an additional cash bonus under the


                                       2
<PAGE>   3



Textron Quality Management ("TQM") bonus program of up to fifty percent (50%) of
his annual target incentive.

     3.3 HIRING BONUS. The Company shall pay the Executive a hiring bonus of
$100,000 within five (5) days after the Effective Date.

     3.4 LONG-TERM INCENTIVES. The Company shall provide the Executive the
opportunity to earn long-term incentive awards under the current equity and cash
based plans and programs or replacements therefore including the following
awards:

     (a)  OPTIONS. On the Effective Date the Company shall grant the Executive
          stock options under the Textron Long-Term Incentive Plan (the
          "Long-Term Incentive Plan") to purchase seventy thousand (70,000)
          shares of the Company's common stock at an exercise price equal to
          fair market value at the time of grant (the "Stock Options"). Fifty
          percent (50%) of the Stock Options shall vest on the one year
          anniversary of the Effective Date and the remainder shall vest on the
          second anniversary of the Effective Date, provided in each case the
          Executive is then employed by the Company. The Stock Options shall
          terminate on the tenth anniversary of the date of grant. The Stock
          Options will be granted pursuant to Non-Qualified Stock Option Award
          Agreements or Incentive Stock Option Award Agreements, as applicable
          and in each case shall be in all respects subject to the provisions of
          such agreements and the Company's Long-Term Incentive Plan except as
          otherwise expressly provided for herein.

     (b)  PERFORMANCE SHARE UNITS. The Company shall grant the Executive
          performance share units ("PSUs") under the Company's Long-Term
          Incentive Plan as follows: six thousand (6,000) PSUs for a one (1)
          year award period ending December, 2001; seven thousand (7,000) PSUs
          for a two (2) year award period ending December, 2002; and fifteen
          thousand (15,000) PSUs for a three (3) year award period ending
          December, 2003. Commencing with award periods ending in 2002,
          Executive shall also have the opportunity to earn up to an additional
          one hundred percent (100%) of the value of the PSUs upon achieving
          outstanding performance under a special long-term incentive program
          (the "Special PSU Program").

     (c)  RESTRICTED STOCK. On the Effective Date the Company shall grant the
          Executive one hundred thousand (100,000) shares of the Company's
          common stock (which shall be dividend bearing), subject to the
          following vesting schedule: twenty thousand (20,000) shares shall vest
          annually commencing January 1, 2002 and each anniversary thereafter
          provided Executive is then employed by the Company (the "Restricted
          Stock").

     3.5 EMPLOYEE BENEFITS. (a) The Executive shall, to the extent eligible, be
entitled to participate at a level commensurate with his position in all
employee benefit welfare and retirement plans and programs, as well as equity
plans, generally provided by the Company to its senior executives in accordance
with the terms thereof as in effect from time to time. Such plans and programs
currently include the Key Executive Benefits Program (including the Deferred
Income Plan, the Supplemental Benefits Plan (the "SBP"), the Survivor Benefit
Plan, an

                                       3
<PAGE>   4

executive automobile, club membership and financial planning and tax
preparation), the Company's savings and pension plan and medical and life
insurance.

     (b) The Executive shall also participate in the Supplemental Retirement
Plan for Textron, Inc. Key Executives (the "SERP"). Under the SERP as currently
in effect, the Executive shall be entitled to receive a single life annuity upon
his retirement from the Company at or after his reaching age sixty-five (65)
equal to fifty percent (50%) of his highest consecutive five (5) year average
compensation. A reduced benefit is available if the Executive retires from the
Company at or after age sixty (60) and prior to age 65. The cash value of the
PSUs actually paid under the Long-Term Incentive Plan (but not under the Special
PSU Program) shall be treated as compensation in the year paid for purposes of
calculating the Executive's SERP benefit. The SERP benefit shall be reduced by
any amounts payable to Executive under any other Company or prior employer
defined benefit pension arrangement.

     3.6 VACATION. The Executive shall be entitled to paid vacation in
accordance with the standard written policies of the Company with regard to
vacations of executives, but in no event less than four (4) weeks per calendar
year.

     3.7 PERQUISITES. The Company shall provide to the Executive, at the
Company's cost, all perquisites to which other senior executives of the Company
are generally entitled to receive and such other perquisites which are suitable
to the character of the Executive's position with the Company and adequate for
the performance of his duties hereunder. To the extent legally permissible, the
Company shall not treat such amounts as income to the Executive. The Executive
shall also be entitled to the following special perquisites (the "Special
Perquisites"):

     (a)  USE OF COMPANY AIRCRAFT. The Company shall make good faith efforts to
          provide the Executive upon his reasonable request with use of a
          Company aircraft for the following travel: (i) commuting to and from
          the Executive's primary residence and the Company's headquarters or
          other facilities, (ii) business travel to perform the Executive's
          duties hereunder and (iii) personal travel with the Executive's
          immediate family, provided, however, that, the Executive must
          accompany his family unless the Executive's absence is otherwise
          approved by the Chief Executive Officer. If the Company aircraft is
          unavailable, the Company shall pay the cost of first-class commercial
          airline tickets for the Executive. To the extent any expenses under
          (i) above result in imputed income to the Executive, the Company shall
          fully gross-up reimbursement to the Executive such that the Executive
          has no after tax cost for such aircraft travel. All other personal
          travel will be charged to the Executive as imputed income in
          accordance with the Company's standard operating procedures. The
          parties recognize that in light of the Executive's position the use of
          the Company aircraft for personal and family travel is desirable for
          security reasons.

     (b)  LIVING EXPENSES. The Company shall pay the Executive's living expenses
          in Providence, Rhode Island, through December 31, 2001. The expenses
          must be approved by the Chief Executive Officer (which approval shall
          not be unreasonably withheld) and are limited to reasonable costs
          commensurate with those expenses customarily associated with a member
          of the ELT. To the extent the Company's payment of such living
          expenses result in imputed income to the

                                       4
<PAGE>   5

          Executive, the Company shall fully gross-up the Executive such that
          the Executive has no after tax cost.

     (c)  RELOCATION. The Company shall pay the Executive's one (1) time
          relocation costs, provided that the Company and Executive mutually
          agree, in good faith, that such relocation will allow the Executive to
          more efficiently and effectively perform his duties hereunder. The
          payment of such relocation expenses shall be made in accordance with
          the Company's relocation policy for comparable executive level
          expenditures and shall include a home purchase program and full
          gross-up for all taxes related to the relocation expenses regardless
          of whether any such expenses qualify for tax deductibility.

     3.8 RIGHT TO CHANGE PLANS. The Company shall not be obligated by reason of
this Section 3 to institute, maintain, or refrain from changing, amending, or
discontinuing any benefit plan, program, or perquisite, so long as such changes
are similarly applicable to senior executive employees generally, provided,
however, the right to change such plans, programs or perquisites shall not in
any way limit Executive's right to claim a Good Reason termination pursuant to
Section 5(f)(v) as a result of any such change. Notwithstanding the foregoing,
the Company shall not terminate, decrease or alter the Special Perquisites
provided in Section 3.7(a) through (c) without Executive's prior written
consent.

4. EXPENSES

     Upon submission of appropriate documentation, in accordance with its
policies in effect from time to time, the Company shall pay for all ordinary and
necessary expenses, in a reasonable amount, which the Executive incurs in
performing his duties under this Agreement including travel, entertainment,
professional dues and subscriptions, and all dues, fees, and expenses associated
with membership in various professional, business, and civic associations and
societies in which the Executive participates in accordance with the Company's
policies in effect from time to time.

5. TERMINATION OF EMPLOYMENT

     The Executive's employment with the Company (including but not limited to
any subsidiary or affiliate or the Company) and the Employment Term shall
terminate upon the occurrence of the first of the following events:

     (a)  Automatically on the date of the Executive's death.

     (b)  Upon thirty (30) days written notice by the Company to the Executive
          of a termination due to Disability, provided such notice is delivered
          during the period of Disability. The term "Disability" shall mean, for
          purposes of this Agreement, the inability of the Executive, due to
          injury, illness, disease or bodily or mental infirmity, to engage in
          the performance of his material duties of employment with the Company
          as contemplated by Section 2 herein for a period of more than one
          hundred eighty (180) consecutive days or for a period that is
          reasonably expected to exist for a period of more than one hundred
          eighty (180) consecutive days, provided that interim returns to work
          of less than ten (10) consecutive business days in duration shall not
          be deemed to interfere with a determination of

                                       5
<PAGE>   6

          consecutive absent days if the reason for absence before and after the
          interim return are the same. The existence or non-existence of a
          Disability shall be determined by a physician agreed upon in good
          faith by the Executive (or his representatives) and the Company. It is
          expressly understood that the Disability of the Executive for a period
          of one hundred eighty (180) consecutive days or less shall not
          constitute a failure by him to perform his duties hereunder and shall
          not be deemed a breach or default and the Executive shall receive full
          compensation for any such period of Disability or for any other
          temporary illness or incapacity during the term of this Agreement.

     (c)  Immediately upon written notice by the Company to the Executive of a
          termination due to his retirement at or after the Executive's
          attainment of age sixty-five (65).

     (d)  Immediately upon written notice by the Company to the Executive of a
          termination for Cause, provided such notice is given within ninety
          (90) days after the discovery by the Board or the Chief Executive
          Officer of the Cause event and has been approved by the O&C Committee
          at a meeting at which the Executive and his counsel had the right to
          appear and address such meeting after receiving at least ten (10)
          business days written notice of the meeting and reasonable detail of
          the facts and circumstances claimed to provide a basis for such
          termination. The term "Cause" shall mean, for purposes of this
          Agreement: (i) an act or acts of willful misrepresentation, fraud or
          willful dishonesty (other than good faith expense account disputes) by
          the Executive which in any case is intended to result in his or
          another person or entity's substantial personal enrichment at the
          expense of the Company; (ii) any willful misconduct by the Executive
          with regard to the Company, its business, assets or employees that
          has, or was intended to have, a material adverse impact (economic or
          otherwise) on the Company; (iii) any material, willful and knowing
          violation by the Executive of (x) the Company's Business Conduct
          Guidelines, or (y) any of his fiduciary duties to the Company which in
          either case has, or was intended to have, a material adverse impact
          (economic or otherwise) on the Company; (iv) the willful or reckless
          behavior of the Executive with regard to a matter of a material nature
          which has a material adverse impact (economic or otherwise) on the
          Company; (v) the Executive's willful failure to attempt to perform his
          duties under Section 2 hereof or his willful failure to attempt to
          follow the legal written direction of the Board, which in either case
          is not remedied within ten (10) days after receipt by the Executive of
          a written notice from the Company specifying the details thereof; (vi)
          the Executive's conviction of, or pleading nolo contendere or guilty
          to, a felony (other than (x) a traffic infraction or (y) vicarious
          liability solely as a result of his position provided the Executive
          did not have actual knowledge of the actions or inactions creating the
          violation of the law or the Executive relied in good faith on the
          advice of counsel with regard to the legality of such action or
          inaction (or the advice of other specifically qualified professionals
          as to the appropriate or proper action or inaction to take with regard
          to matters which are not matters of legal interpretation)); or (vii)
          any other material breach by the Executive of this Agreement that is
          not cured by the Executive within twenty (20) days after receipt by
          the Executive of a written notice from the Company of such breach
          specifying

                                       6
<PAGE>   7

          the details thereof. No action or inaction should be deemed willful if
          not demonstrably willful and if taken or not taken by the Executive in
          good faith as not being adverse to the best interests of the Company.
          Reference in this paragraph (d) to the Company shall also include
          direct and indirect subsidiaries of the Company, and materiality and
          material adverse impact shall be measured based on the action or
          inaction and the impact upon, and not the size of, the Company taken
          as a whole, provided that after a Change in Control, the size of the
          Company taken as a whole, shall be a relevant factor in determining
          materiality and material adverse impact.

     (e)  Upon written notice by the Company to the Executive of an involuntary
          termination without Cause. A notice by the Company of non-renewal of
          the Employment Term pursuant to Section 1 above shall be deemed an
          involuntary termination of the Executive by the Company without Cause
          as of the end of the Employment Term, but the Executive may terminate
          at any time after the receipt of such notice and shall be treated as
          if he was terminated without Cause as of such date.

     (f)  Upon twenty (20) days written notice by the Executive to the Company
          of a termination for Good Reason (which notice sets forth in
          reasonable detail the facts and circumstances claimed to provide a
          basis for such termination) unless the Good Reason event is cured
          within such twenty (20) day period. The term "Good Reason" shall mean,
          for purposes of this Agreement, without the Executive's express
          written consent, the occurrence of any one or more of the following:
          (i) the assignment to the Executive (other than temporarily while
          Disabled or otherwise incapacitated) of duties materially inconsistent
          with the Executive's then position, authorities, duties,
          responsibilities, and status (including offices, titles, and reporting
          requirements); (ii) any material reduction in the Executive's then
          title, position, reporting lines or a material reduction (other than
          temporarily while Disabled or otherwise incapacitated) in his then
          status, authority, duties or responsibilities (it being acknowledged
          by the parties that a material reduction will occur in the event of a
          transaction in which the Company is acquired directly or indirectly by
          another entity in such manner that the Company is no longer a
          "reporting company" under the Securities Exchange Act of 1934 based on
          its common stock being publicly traded, unless Executive becomes Chief
          Financial Officer of the ultimate parent entity) or, if then a
          director of the Company, failure to be nominated or reelected as a
          director of the Company or removal as such, provided, however, that it
          is not intended hereby that any incidental reallocation or
          reassignment of personnel or minor changes in the areas reporting to
          the Executive (so long as such changes are not core functions of
          Executive's responsibilities) shall constitute Good Reason for the
          Executive's resignation unless the cumulative result of such actions
          is to so modify the Executive's role so as to make it materially
          different from such role immediately prior to such actions; (iii)
          relocation (A) of the Executive from the principal office of the
          Company (excluding reasonable travel on the Company's business to an
          extent substantially consistent with the Executive's business
          obligations) or (B) of the principal office of the Company to a
          location which is at least fifty (50) miles from the Company's current
          headquarters, provided, however, in the case of clause (B), if

                                       7
<PAGE>   8

          the Executive at the time of such relocation is not located at the
          principal office of the Company, such relocation provision shall apply
          based on his then location but shall not cover a relocation to the
          principal office prior to a Change in Control; (iv) a reduction by the
          Company in the Executive's Base Salary; (v) a reduction in the
          Executive's aggregate level of participation in any of the Company's
          short and/or long-term incentive compensation plans, or employee
          benefit or retirement plans, policies, practices, or arrangements in
          which the Executive participated as of the Effective Date, or, after a
          Change in Control, participated immediately prior to the Change in
          Control that in either case has a disproportionate adverse aggregate
          impact on the Executive as compared to other similarly situated
          executives; (vi) Executive's voluntary termination of employment for
          any reason during the thirty (30) day period following the one (1)
          year anniversary of a Change in Control; (vii) the failure of the
          Company to obtain and deliver to the Executive a satisfactory written
          agreement from any successor to the Company to assume and agree to
          perform this Agreement; or (viii) any other material breach by the
          Company of this Agreement.

     (g)  Upon written notice by the Executive to the Company of the Executive's
          voluntary termination of employment without Good Reason (which the
          Company may, in its sole discretion, make effective earlier than any
          termination date indicated in the Executive's notice). A notice by the
          Executive of non-renewal of the Employment Term pursuant to Section 1
          above shall be deemed a voluntary termination by the Executive without
          Good Reason as of the end of the Employment Term.

6. CONSEQUENCES OF A TERMINATION OF EMPLOYMENT

     6.1 TERMINATION DUE TO DEATH OR RETIREMENT. If the Employment Term ends on
account of the Executive's termination due to death pursuant to Section 5(a)
above or retirement pursuant to Section 5(c) above, the Executive (or the
Executive's surviving spouse, or other beneficiary as so designated by the
Executive during his lifetime, or to the Executive's estate, as appropriate)
shall be entitled, in lieu of any other payments or benefits, to (i) payment
promptly of any unpaid Base Salary, unpaid annual incentive compensation (for
the preceding fiscal year) and any accrued vacation, (ii) reimbursement for any
unreimbursed business expenses incurred prior to the date of termination, (iii)
any amounts, benefits or fringes due under any equity, benefit or fringe plan,
grant or program in accordance with the terms of said plan, grant or program but
without duplication (collectively, the "Accrued Obligations") and (iv) a
pro-rata portion of the annual incentive compensation for the year of
Executive's termination calculated as follows: the product of (x) the
Executive's prior year bonus (or, if a termination occurs prior to the
determination of the 2001 year bonus, the target bonus for 2001), multiplied by
(y) a fraction, the numerator of which is the number of days of the current
fiscal year during which Executive was employed by the Company, and the
denominator of which is 365, provided, however, Executive shall only receive
such pro-rata bonus if other senior executives remaining employed by the Company
through the end of such year receive an annual bonus with respect to such year
(a "Pro Rata Bonus"). In addition, Executive shall be fully vested in the Stock
Options and the Restricted Stock (the "Special Vesting") and the Company shall
pay the COBRA premiums for eighteen (18) months (or if earlier, until
termination of COBRA coverage for Executive's dependents ("COBRA Coverage").


                                       8
<PAGE>   9


     6.2 TERMINATION DUE TO DISABILITY. If the Employment Term ends as a result
of Disability pursuant to Section 5(b) above, the Executive shall be entitled,
in lieu of any other payments or benefits, to any Accrued Obligations and the
following:

     (a)  The Pro Rata Bonus.

     (b)  The Special Vesting.

     (c)  COBRA Coverage for Executive and his dependents.

     (d)  The Executive shall be deemed to have satisfied the definition of
          "total disability" under the 1994 Long-Term Incentive Plan or the
          equivalent definition under any successor plan thereto.

     6.3 INVOLUNTARY TERMINATION BY THE COMPANY WITHOUT CAUSE OR TERMINATION BY
THE EXECUTIVE FOR GOOD REASON. If the Executive is involuntarily terminated by
the Company without Cause in accordance with Section 5(e) above or the Executive
terminates his employment for Good Reason in accordance with Section 5(f) above,
the Executive shall be entitled, in lieu of any other payments or benefits,
subject to Section 7(b) hereof, to any Accrued Obligations and the following:

     (a)  A Pro Rata Bonus.

     (b)  Continued payment off payroll for two (2) years (in approximately
          equal monthly installments) of an amount equal to two (2) times the
          sum of (i) the Executive's Base Salary and (ii) the higher of (x) the
          Executive's target incentive compensation established for the fiscal
          year in which the Executive's termination occurs or (y) a multiple
          thereof equal to the product of such target amount and the multiple of
          target earned by the Executive for the prior fiscal year (whether or
          not deferred).

     (c)  To the extent eligible at such time or, if the Executive would be
          eligible with credit for an additional two (2) years of age and
          service credit, coverage under all applicable retiree health and other
          retiree welfare plans for the Executive and his dependents (including,
          if he is only eligible because of the extra age and service credit, an
          adjustment, to the extent necessary, to put the Executive in the same
          after-tax position as if he had been eligible for such coverage) and,
          if not eligible for continued health coverage under the retiree health
          plan, payment of the Executive's and Executive's eligible dependents'
          COBRA continuation health coverage premiums for the Company's health
          insurance plan that generally applies to senior executives for the two
          (2) year period following the date of termination or, if earlier,
          until the Executive and Executive's dependents cease to be eligible
          for such coverage, provided that, if COBRA coverage cannot be provided
          for the full period, any excess period shall be covered under (d)
          below (and further provided that, if such premiums are taxable to the
          Executive, an adjustment such that the Executive has no after tax cost
          for the providing of such COBRA coverage).


                                       9
<PAGE>   10


     (d)  To the extent eligible on the date of termination, continued
          participation, at no additional after tax cost to the Executive than
          the Executive would have as an employee, in all welfare plans (other
          than medical plans covered under (c) above), until two (2) years after
          the date of termination; provided, however, that in the event the
          Executive obtains other employment that offers substantially similar
          or improved benefits, as to any particular welfare plan, such
          continuation of coverage by the Company for such benefits under such
          plan shall immediately cease. To the extent such coverage cannot be
          provided under the Company's welfare benefit plans without
          jeopardizing the tax status of such plans, for underwriting reasons or
          because of the tax impact on the Executive, the Company shall pay the
          Executive an amount such that the Executive can purchase such benefits
          separately at no greater after tax cost to the Executive than the
          Executive would have had if the benefits were provided to the
          Executive as an employee.

     (e)  Immediate full vesting of the Stock Options, the Restricted Stock and
          any outstanding stock options or other equity award that would vest
          within two (2) years after such termination of employment as if the
          Executive had continued employment for such two (2) year period, to
          the extent permitted under the plan or grant, or if such vesting is
          not permitted, a cash payment equal to the difference between the fair
          market value of the shares covered by the unvested options and the
          exercise price of such unvested options (the "Spread") on the date of
          termination, or, in the case of Restricted Stock and other non-option
          equity grants that would have vested if permitted, the fair market
          value of such Restricted Stock or other non-option equity as of the
          date of termination. In addition, to the extent the Stock Options or
          any other options are exercisable for less than two and three-
          quarters (2-3/4) years after the Executive's termination, the
          Executive also shall receive promptly following his termination a cash
          payment equal to the estimated cash value of such options for the
          lesser of two and three-quarters (2-3/4) years or the remainder of the
          respective terms of such options (calculated in accordance with the
          same Black-Scholes methodology used for the Company's then latest
          distributed proxy statement or, if not so used, for internal valuation
          of the last stock option grants made by the Company prior to the
          termination). The terms of the Executive's outstanding options are
          deemed to be modified to the extent required by this Section 6.3 (g).

     (f)  Payment when it would otherwise be paid in accordance with the 1994
          Long-Term Incentive Plan of any amount due with regard to performance
          share units outstanding on the date of termination to the extent
          permitted under such plan, plus, outside of such plan, when it would
          otherwise have been paid, an amount equal to the amount the Executive
          would have received with regard to any performance share units
          outstanding at the time of termination that could not be so paid. For
          purposes of calculating the foregoing amounts, all discretionary
          performance targets relating to the Executive's individual performance
          will be deemed to be fully achieved and the actual level of
          achievement of all financial performance targets will be determined as
          if the Executive continued to be employed through the end of the
          applicable measuring period.


                                       10
<PAGE>   11


     (g)  Immediate full vesting of the Executive's accounts under the Deferred
          Income Plan, and to the extent not permitted under such plan, a cash
          payment outside of the plan equal to the value of the amount that
          would have vested under the plan.

     (h)  Continuation of participation for two (2) years in the Company's
          programs with regard to tax preparation assistance and financial
          planning assistance, club dues and automobile (but based on the
          automobile then being used and no new one), in accordance with the
          Company's programs in effect at the time of the termination.

     (i)  To the extent that with regard to any particular item, the Executive
          would receive better treatment under the applicable Company plan or
          program, such better treatment shall apply.

     6.4 TERMINATION BY THE COMPANY FOR CAUSE OR TERMINATION BY THE EXECUTIVE
WITHOUT GOOD REASON. If the Executive is terminated by the Company for Cause or
the Executive terminates his employment without Good Reason, the Executive shall
be entitled to receive all Accrued Obligations.

7. NO MITIGATION/NO OFFSET/RELEASE

     (a)  In the event of any termination of employment hereunder, the Executive
          shall be under no obligation to seek other employment and there shall
          be no offset against any amounts due the Executive under this
          Agreement on account of any remuneration attributable to any
          subsequent employment that the Executive may obtain. The amounts
          payable hereunder shall not be subject to setoff, counterclaim,
          recoupment, defense or other right which the Company may have against
          the Executive or others, except as specifically set forth in Section 9
          hereof or upon obtaining by the Company of a final unappealable
          judgement against the Executive.

     (b)  Any amounts payable and benefits or additional rights provided
          pursuant to Section 6.2, 6.3 or Section 8.1 beyond Accrued Obligations
          and amounts or rights due under law, and, in the case of Section 6.3
          and Section 8.1 beyond the sum of any amounts due (without execution
          of a release) under the Company severance program then in effect, or,
          if greater, three (3) months Base Salary as severance, shall only be
          payable if the Executive delivers to the Company a release of all
          claims of the Executive (other than those specifically payable or
          providable hereunder on or upon the applicable type of termination and
          any rights of indemnification under the Company's organizational
          documents) with regard to the Company, its subsidiaries and related
          entities and their respective past or present officers, directors and
          employees in such form as reasonably requested by the Company (for
          clarification, the parties intend that (i) any such release not go
          beyond a release and the provisions necessary to make it effective but
          (ii) this parenthetical clause not be construed as substantively
          modifying the text of this subsection).

     (c)  Upon any termination of employment, upon the request of the Company,
          the Executive shall deliver to the Company a resignation from all
          offices and directorships and fiduciary positions of the Executive in
          which the Executive is serving with, or at the request of, the Company
          or its subsidiaries, affiliates or benefit plans.


                                       11
<PAGE>   12


     (d)  The amounts and benefits provided under Sections 6 and 8 hereof are
          intended to be inclusive and not duplicative of the amounts and
          benefits due under the Company's employee benefit plans and programs
          to the extent they are duplicative.

8. CHANGE IN CONTROL

     8.1 EMPLOYMENT TERMINATION IN CONNECTION WITH A CHANGE IN CONTROL. In the
event of a Qualifying Termination (as defined below) during the period
commencing one-hundred eighty (180) days prior to the effective date of a Change
in Control and terminating on the second anniversary of the effective date of a
Change in Control (the "Change in Control Protection Period"), then in lieu of
the benefits provided to the Executive under Section 6.3 of this Agreement, the
Company shall pay the Executive the following amounts within (except as
otherwise provided) thirty (30) business days following the Qualifying
Termination (or, if later, the effective date of the Change in Control; in which
case any amounts or benefits previously paid, pursuant to Section 6 shall be
setoff against those under this Section 8) and provide the following benefits:

     (a)  Any Accrued Obligations.

     (b)  A lump-sum cash payment equal to three (3) times the highest rate of
          the Executive's Base Salary rate in effect at any time up to and
          including the date of the Executive's termination.

     (c)  A lump-sum cash payment equal to the Prorated Portion of the greater
          of: (i) the Executive's target annual incentive compensation award
          established for the fiscal year during which the Executive's award
          termination occurs, or (ii) the Executive's earned annual incentive
          award for the fiscal year prior to the fiscal year in which the
          earlier of the Change in Control or the Qualifying Termination occurs
          (whether or not deferred).

          The "Prorated Portion" of the foregoing amount shall be determined by
          multiplying such amount by a fraction, the numerator of which is the
          number of days during the fiscal year of termination that the
          Executive is employed by the Company, and the denominator of which is,
          three hundred sixty-five (365).

     (d)  A lump-sum cash payment equal to three (3) times the greater of: (i)
          the Executive's highest annual incentive compensation earned over the
          three (3) fiscal years ending prior to the earlier of the Change in
          Control or the Qualifying Termination (whether or not deferred); or
          (ii) the Executive's target incentive compensation established for the
          fiscal year in which the Executive's date of termination occurs.

     (e)  To the extent the Executive is eligible, was eligible prior or after
          the Change in Control (or, if earlier, the Qualifying Termination) or
          if the Executive would be eligible with credit for an additional three
          (3) years of age and service credit, coverage under all applicable
          retiree health and other retiree welfare plans for the Executive and
          the Executive's eligible dependents (including an adjustment to the


                                       12
<PAGE>   13

          extent necessary to put the Executive on the same after tax basis as
          if the Executive had been eligible for such coverage).

     (f)  To the extent eligible prior or after the Change in Control (or, if
          earlier, the Qualifying Termination), continued participation,
          (coordinated with (e) above to the extent duplicative), at no
          additional after tax cost to the Executive than the Executive would
          have as an employee, in all welfare plans, until three (3) years after
          the date of termination, provided, however, that in the event the
          Executive obtains other employment that offers substantially similar
          or improved benefits, as to any particular welfare plan, such
          continuation of coverage by the Company for such similar or improved
          benefit under such plan shall immediately cease. To the extent such
          coverage cannot be provided under the Company's welfare benefit plans
          without jeopardizing the tax status of such plans, for underwriting
          reasons or because of the tax impact on the Executive, the Company
          shall pay the Executive an amount such that the Executive can purchase
          such benefits separately at no greater after tax cost to him than he
          would have had if the benefits were provided to him as an employee.

     (g)  A lump-sum cash payment of the actuarial present value equivalent (as
          determined in accordance with the most favorable (to the Executive)
          overall actuarial assumptions and subsidies in any of the Company's
          tax-qualified or nonqualified type defined benefit pension plans in
          which the Executive then participates) of the accrued benefits accrued
          by the Executive as of the date of termination under the terms of any
          nonqualified defined benefit type retirement plan, including but not
          limited to, the Amended and Restated Supplemental Executive Retirement
          Plan for Textron Inc. Key Executives and the Supplemental Benefits
          Plan and assuming the benefit was fully vested without regard to any
          minimum age or service requirements. For this purpose, such benefits
          shall be calculated under the assumption that the Executive's
          employment continued following the date of termination for three (3)
          full years (i.e., three (3) additional years of age (including, but
          not limited to, for purposes of determining the actuarial present
          value), compensation and service credits shall be added).

     (h)  Three (3) times the amount of the maximum Company contribution or
          match to any defined contribution type plan in which the Executive
          participates.

     (i)  A lump-sum cash payment of the product of (i) the Interest Factor (as
          determined in the next sentence) multiplied by (ii) the Executive's
          entire account balance under the Deferred Income Plan (or any
          replacement therefor), plus an additional amount equal to three (3)
          times the match which the Company made for the Executive to such plan
          for the fiscal year ending immediately prior to the earlier of the
          Change in Control or the Qualifying Termination. The "Interest Factor"
          shall be equal to one (1) plus three (3) times the rate of earnings of
          the Executive's account under such plan for the fiscal year ending
          immediately prior to his termination.

     (j)  Immediate full vesting of any outstanding stock options, performance
          share units and other equity awards (and lapse of any forfeiture
          provisions) to the extent

                                       13
<PAGE>   14

          permitted under the plan or grant, or if full vesting is not permitted
          with regard to stock options, a cash payment equal to the difference
          between the fair market value of the shares covered by the unvested
          options and the exercise price of such unvested options on such
          unvested options on the date of termination (or, if later, the date of
          the Change in Control) or, in the case of Restricted Stock and other
          non-option equity grants that would have vested if permitted, the fair
          market value of such Restricted Stock or other non-option equity as of
          the date of termination. In addition, to the extent any stock options
          are exercisable for less than three (3) years after the Executive's
          termination (or, if less, the remainder of the respective terms of
          such options, including any termination of exercisability of all
          Company stock options in connection with the Change in Control or a
          merger related thereto), the Executive also shall receive, promptly
          following his termination, a cash payment equal to the estimated
          future value of such options for the lesser of three (3) years or the
          remainder of the respective terms of such options (calculated in
          accordance with the same Black-Scholes methodology used for the
          Company's then latest distributed proxy statement or, if not so used,
          for internal valuation of the last stock option grants made by the
          Company prior to the earlier of the Qualifying Termination or the
          Change in Control).

     (k)  Outplacement services at a level commensurate with the Executive's
          position, including use of an executive office and secretary, for a
          period of one (1) year commencing on the date of termination but in no
          event extending beyond the date on which the Executive commences other
          full time employment.

     (l)  Continuation of participation for three (3) additional years in the
          Company's programs with regard to tax preparation assistance and
          financial planning assistance, club dues and automobile (but based on
          the automobile then being used and no new one), in accordance with the
          Company's programs in effect at the time of the Change in Control.

     (m)  To the extent that with regard to any particular item, the Executive
          would receive better treatment under the applicable Company plan or
          program, such better treatment shall apply.

     For purposes of this Section 8, a Qualifying Termination shall mean any
termination of the Executive's employment (i) by the Company without Cause, or
(ii) by the Executive for Good Reason.

     8.2 DEFINITION OF "CHANGE IN CONTROL." A Change in Control of the Company
shall be deemed to have occurred as of the first day any one or more of the
following conditions shall have been satisfied:

     (a)  Any "person" or "group" (within the meaning of Section 13(d) and
          14(d)(2) of the Securities Exchange Act of 1934, as amended (the
          "Exchange Act")) other than the Company, any trustee or other
          fiduciary holding Company common stock under an employee benefit plan
          of the Company or a related company, or any corporation which is
          owned, directly or indirectly, by the stockholders of the Company in
          substantially the same proportions as their ownership of the

                                       14
<PAGE>   15

          Company's common stock, is or becomes the beneficial owner (as defined
          in Rule 13d-3 under the Exchange Act) of more than thirty percent
          (30%) of the then outstanding voting stock;

     (b)  During any period of two (2) consecutive years, individuals who at the
          beginning of such period constitute the Board and any new director
          whose election by the Board or nomination for election by the
          Company's stockholders was approved by a vote of at least two-thirds
          of the directors then still in office who either were directors at the
          beginning of the two year period or whose election or nomination for
          election was previously so approved, cease for any reason to
          constitute at least a majority of the Board;

     (c)  The consummation of a merger or consolidation of the Company with any
          other corporation, other than a merger or consolidation which would
          result in the voting securities of the Company outstanding immediately
          prior thereto continuing to represent (either by remaining outstanding
          or being converted into voting securities of the surviving entity)
          more than fifty percent (50%) of the combined voting securities of the
          Company or such surviving entity outstanding immediately after such
          merger or consolidation; or

     (d)  The approval of the stockholders of the Company of a plan of complete
          liquidation of the Company or an agreement for the sale or disposition
          by the Company of all or substantially all of its assets.

     8.3 EXCISE TAX EQUALIZATION PAYMENT. In the event that the Executive
becomes entitled to payments and/or benefits which would constitute "parachute
payments" within the meaning of Section 280G(b)(2) of the Code, the provisions
of Exhibit A will apply.

9. NONCOMPETITION, CONFIDENTIALITY AND NONDISPARAGEMENT

     9.1 AGREEMENT NOT TO COMPETE.

     (a)  The Executive agrees that for a period of two (2) years after the
          termination of the Executive's employment (the "Non-Compete Period"),
          the Executive will not engage in Competition with the Company with the
          Listed Companies, including, but not limited to, (i) soliciting
          customers, business or orders for, or selling any products and
          services in, Competition with the Company for such Listed Companies or
          (ii) diverting, enticing, or otherwise taking away customers, business
          or orders of the Company, or attempting to do so, in either case in
          Competition with the Company for such Listed Companies. The Listed
          Companies are United Technologies Corporation, General Dynamics
          Corporation, Daniher Corporation, Emerson and Tyco International Ltd.
          The Listed Companies may not be amended or added to without the prior
          written consent of both parties hereto.

     (b)  The Executive agrees that the restrictions contained in this Section 9
          are necessary for the protection of the business and goodwill of the
          Company because of the trade secrets within the Executive's knowledge
          and are considered by the Executive to be reasonable for such purpose.


                                       15
<PAGE>   16


     9.2 DEFINITIONS.

     (a)  "Competition" shall mean engaging in, as an employee, director,
          partner, principal, shareholder, consultant, advisor, independent
          contractor or similar capacity, with the Listed Companies.
          Notwithstanding anything else in this Section 9, Competition shall not
          include: (i) holding five percent (5%) or less of an interest in the
          equity or debt of any publicly traded company, (ii) engaging in any
          activity with the prior written approval of the Chief Executive
          Officer or the O&C Committee, (iii) the providing of
          accounting/auditing services in an accounting firm that audits or
          provides services to Listed Companies, provided that the Executive
          does not personally represent such Listed Companies, or (iv) the
          employment by, or provision of services to, an investment banking firm
          or consulting firm that provides services to Listed Companies,
          provided that the Executive does not personally represent or provide
          services to such Listed Companies.

     (b)  For purposes of this Section 9, "Company" shall mean the Company and
          its subsidiaries and affiliates.

     9.3 AGREEMENT NOT TO ENGAGE IN CERTAIN SOLICITATION. The Executive agrees
that the Executive will not, during the Executive's employment with the Company
or during the two (2) year period thereafter, directly or indirectly, solicit or
induce, or attempt to solicit or induce, any non-clerical employee(s), sales
representative(s), agent(s), or consultant(s) of the Company to terminate such
person's employment, representation or other association with the Company for
the purpose of affiliating with any entity with which the Executive is
associated ("Solicitation").

     9.4 CONFIDENTIAL INFORMATION.

     (a)  The Executive specifically acknowledges that any trade secrets or
          confidential business and technical information of the Company or its
          vendors, suppliers or customers, whether reduced to writing,
          maintained on any form of electronic media, or maintained in mind or
          memory and whether compiled by the Executive or the Company
          (collectively, "Confidential Information"), derives independent
          economic value from not being readily known to or ascertainable by
          proper means by others; that reasonable efforts have been made by the
          Company to maintain the secrecy of such information; that such
          information is the sole property of the Company or its vendors,
          suppliers, or customers and that any retention, use or disclosure of
          such information by the Executive during the Employment Term (except
          in the course of performing duties and obligations of employment with
          the Company) or any time after termination thereof, shall constitute
          misappropriation of the trade secrets of the Company or its vendors,
          suppliers, or customers, provided that Confidential Information shall
          not include: (i) information that is at the time of disclosure public
          knowledge or generally known within the industry, (ii) information
          deemed in good faith by the Executive, while employed by the Company,
          desirable to disclose in the course of performing the Executive's
          duties, (iii) information the disclosure of which the Executive in
          good faith deems necessary in defense of the Executive's rights
          provided such disclosure by the

                                       16
<PAGE>   17

          Executive is limited to only disclose as necessary for such purpose,
          or (iv) information disclosed by the Executive to comply with a court,
          or other lawful compulsory, order compelling him to do so, provided
          the Executive gives the Company prompt notice of the receipt of such
          order and the disclosure by the Executive is limited to only
          disclosure necessary for such purpose.

     (b)  The Executive acknowledges that the Company from time to time may have
          agreements with other persons or with the United States Government, or
          agencies thereof, that impose obligations or restrictions on the
          Company regarding inventions made during the course of work under such
          agreements or regarding the confidential nature of such work. If the
          Executive's duties hereunder will require disclosures to be made to
          him subject to such obligations and restrictions, the Executive agrees
          to be bound by them.

     9.5 SCOPE OF RESTRICTIONS. If, at the time of enforcement of this Section
9, a court holds that the restrictions stated herein are unreasonable under
circumstances then existing, the parties hereto agree that the maximum period,
scope or geographical area reasonable under such circumstances shall be
substituted for the stated period, scope or area and that the court shall be
allowed to revise the restrictions contained herein to cover the maximum period,
scope and area permitted by law.

     9.6 REMEDIES.

     (a)  In the event of a material breach or threatened material breach of
          Section 9.1(a), Section 9.3, Section 9.4 or Section 9.10, the Company,
          in addition to its other remedies at law or in equity, shall be
          entitled to injunctive or other equitable relief in order to enforce
          or prevent any violations of the provisions of this Section 9. Except
          as specifically provided with regard to Listed Companies, the Company
          agrees that it will not assert to enjoin or otherwise limit the
          Executive's activities based on an argument of inevitable disclosure
          of confidential information.

     (b)  Upon written request of the Executive, the Chief Executive Officer of
          the Company shall consider, in good faith, and within ten (10) days
          after receipt of the latter of (i) such written notice and (ii) any
          information reasonably requested in accordance with the last sentence
          of this subsection, notify the Executive in writing whether or not the
          Company will waive the limitation prohibiting the Executive from
          working for a Listed Company during the Non-Compete Period, provided,
          however, that if the Company does not reply within ten (10) days, the
          Company shall be deemed to have waived such limitation. The Executive
          shall promptly provide the Company with such information as it may
          reasonably request to evaluate whether or not it should waive such
          limitation.

     (c)  In the event the Executive breaches Section 9.1(a), the Company may
          immediately cease payment to the Executive of all future amounts due
          under Section 6.3(b), as well as otherwise specifically provided in
          any other plan, grant or program.


                                       17
<PAGE>   18


     9.7 UNIFORMITY. In no event shall any definitions of Competition or
Solicitation (or a similar provision) as it applies to the Executive with regard
to any plan of program or grant of the Company be interpreted to be any broader
than as set forth in this Section 9.

     9.8 DELIVERY OF DOCUMENTS. Upon termination of this Agreement or at any
other time upon request by the Company, the Executive shall promptly deliver to
the Company all records, files, memoranda, notes, designs, data, reports, price
lists, customer lists, drawings, plans, computer programs, software, software
documentation, sketches, laboratory and research notebooks and other documents
(and all copies or reproductions of such materials in his possession or control)
belonging to the Company. Notwithstanding the foregoing, the Executive may
retain his rolodex and similar phone directories.

     9.9 NONDISPARAGEMENT.

     (a)  During the Employment Term and thereafter, the Executive shall not
          with willful intent to damage economically or as to reputation or
          vindictively disparage the Company, its subsidiaries or their past or
          present respective officers, directors or employees (the "Protected
          Group"), provided that the foregoing shall not apply to (i) actions or
          statements taken or made by the Executive while employed by the
          Company in good faith as fulfilling the Executive's duties with the
          Company or otherwise at the request of the Company, (ii) statements
          the Executive believes to be truthful that are made in compliance with
          legal process or governmental inquiry, (iii) as the Executive in good
          faith deems necessary to rebut any untrue or misleading public
          statements made about him or any other member of the Protected Group,
          (iv) statements made in good faith by the Executive to rebut untrue or
          misleading statements made about him or any other member of the
          Protected Group by any member of the Protected Group, and (v) normal
          commercial puffery in a competitive business situation. No member of
          the Protected Group shall be a third party beneficiary of this Section
          9.9(a).

     (b)  During the Employment Term and thereafter, neither the Company
          officially nor any then member of the Executive Leadership Team (or
          the equivalent) of the Company, as such term is currently used within
          the Company, shall with willful intent to damage the Executive
          economically or as to reputation or otherwise vindictively disparage
          the Executive, provided the foregoing shall not apply to (i) actions
          or statements taken or made in good faith within the Company in
          fulfilling duties with the Company, (ii) truthful statements made in
          compliance with legal process, governmental inquiry or as required by
          legal filing or disclosure requirements, (iii) as in good faith deemed
          necessary to rebut any untrue or misleading statements by the
          Executive as to any member of the Protected Group, or (iv) normal
          commercial puffery in a competitive business situation.

     (c)  In the event of a material breach or threatened material breach of
          clauses (a) or (b) above, the Company or the Executive, as the case
          may be, in addition to its or the Executive's other remedies at law or
          in equity, shall be entitled to injunctive or other equitable relief
          in order to enforce or prevent any violations of this Section 9.9.


                                       18
<PAGE>   19


     9.10 POOLING OF INTERESTS. If the Company is involved in any proposed
business combination that is contemplated to be accounted for as a pooling of
interests, the Executive agrees to cooperate with the reasonable requests of the
Company with regard to the exercise of stock options, the sale of Company stock
or other matters that could affect the ability of the combination to be
accounted for as a pooling of interests.

10. LIABILITY INSURANCE AND INDEMNIFICATION

     The Company shall cover the Executive under directors and officers
liability insurance both during and, while potential liability exists, after the
Employment Term in the same amount and to the same extent, if any, as the
Company covers its other officers and directors.

11. ASSIGNMENT

     11.1 ASSIGNMENT BY THE COMPANY. This Agreement may and shall be assigned or
transferred to, and shall be binding upon and shall inure to the benefit of, any
successor of the Company, and any such successor shall be deemed substituted for
all purposes of the "Company" under the terms of this Agreement. As used in this
Agreement, the term "successor" shall mean any person, firm, corporation or
business entity which at any time, whether by merger, purchase, or otherwise,
acquires all or substantially all of the assets of the Company. Notwithstanding
such assignment, the Company shall remain, with such successor, jointly and
severally liable for all its obligations hereunder. Except as herein provided,
this Agreement may not otherwise be assigned by the Company.

     11.2 ASSIGNMENT BY THE EXECUTIVE. This Agreement is not assignable by the
Executive. This Agreement shall inure to the benefit of and be enforceable by
the Executive's personal or legal representatives, executors, and
administrators, successors, heirs, distributees, devisees, and legatees. If the
Executive should die while any amounts payable to the Executive hereunder remain
outstanding, all such amounts, unless otherwise provided herein, shall be paid
in accordance with the terms of this Agreement to the Executive's devisee,
legatee, or other designee or, in the absence of such designee, to the
Executive's estate.

12. LEGAL REMEDIES

     12.1 PAYMENT OF LEGAL FEES. The Company shall pay the Executive's
reasonable legal fees and costs associated with entering into this Agreement. To
the fullest extent permitted by law, the Company shall promptly pay upon
submission of statements all legal and other professional fees, costs of
litigation, prejudgment interest, and other expenses incurred in connection with
any dispute arising hereunder; provided, however, the Company shall be
reimbursed by the Executive for (i) the fees and expenses advanced in the event
the Executive's claim is in a material manner in bad faith or frivolous and the
arbitrator or court, as applicable, determines that the reimbursement of such
fees and expenses is appropriate, or (ii) to the extent that the arbitrator or
court, as appropriate, determines that such legal and other professional fees
are clearly and demonstrably unreasonable.

     12.2 ARBITRATION. All disputes and controversies arising under or in
connection with this Agreement, other than the seeking of injunctive or other
equitable relief pursuant to Section 9 hereof, shall be settled by arbitration
conducted before a panel of three (3) arbitrators sitting in New York City, New
York, or such other location agreed by the parties hereto, in accordance

                                       19
<PAGE>   20

with the rules for expedited resolution of commercial disputes of the American
Arbitration Association then in effect. The determination of the majority of the
arbitrators shall be final and binding on the parties. Judgment may be entered
on the award of the arbitrator in any court having proper jurisdiction. All
expenses of such arbitration, including the fees and expenses of the counsel of
the Executive, shall be borne by the Company and the Executive shall be entitled
to reimbursement of his expenses as provided in Section 12.1 hereof.

     12.3 NOTICE. Any notices, requests, demands, or other communications
provided for by this Agreement shall be sufficient if in writing and if
delivered personally, sent by telecopier, sent by an overnight service or sent
by registered or certified mail. Notice to the Executive not delivered
personally (or by telecopy where the Executive is known to be) shall be sent to
the last address on the books of the Company, and notice to the Company not
delivered personally (or by telecopy to the known personal telecopy of the
person it is being sent to) shall be sent to it at its principal office. All
notices to the Company shall be delivered to the Chief Executive Officer with a
copy to the senior legal officer. Delivery shall be deemed to occur on the
earlier of actual receipt or tender and rejection by the intended recipient.

     12.4 CONTINUED PAYMENTS. In the event after a Change in Control either
party files for arbitration to resolve any dispute as to whether a termination
is for Cause or Good Reason, until such dispute is determined by the
arbitrators, the Executive shall continue to be treated economically and benefit
wise in the manner asserted by him in the arbitration effective as of the date
of the filing of the arbitration, subject to the Executive promptly refunding
any amounts paid to him, paying the cost of any benefits provided to him and
paying to the Company the profits in any stock option or other equity awards
exercised or otherwise realized by him during the pendency of the arbitration
which he is ultimately held not to be entitled to; provided the arbitrators may
terminate such payments and benefits in the event that they determine at any
point that the Executive is intentionally delaying conclusion of the
arbitration.

13. MISCELLANEOUS

     13.1 ENTIRE AGREEMENT. This Agreement, except to the extent specifically
provided otherwise herein, supersedes any prior agreements or understandings,
oral or written, between the parties hereto or between the Executive and the
Company, with respect to the subject matter hereof and constitutes the entire
Agreement of the parties with respect to the subject matter hereof. To the
extent any severance plan or program of the Company that would apply to the
Executive is more generous to the Executive than the provisions hereof, the
Executive shall be entitled to any additional payments or benefits which are not
duplicative, but shall otherwise not be eligible for such plan or program.

     13.2 MODIFICATION. This Agreement shall not be varied, altered, modified,
canceled, changed, or in any way amended, nor any provision hereof waived,
except by mutual agreement of the parties in a written instrument executed by
the parties hereto or their legal representatives.

     13.3 SEVERABILITY. In the event that any provision or portion of this
Agreement shall be determined to be invalid or unenforceable for any reason, the
remaining provisions of this Agreement shall be unaffected thereby and shall
remain in full force and effect.


                                       20
<PAGE>   21


     13.4 COUNTERPARTS. This Agreement may be executed in two (2) or more
counterparts, each of which shall be deemed to be an original, but all of which
together will constitute one and the same Agreement.

     13.5 TAX WITHHOLDING. The Company may withhold from any benefits payable
under this Agreement all federal, state, city, or other taxes as may be required
pursuant to any law or governmental regulation or ruling.

     13.6 BENEFICIARIES. The Executive may designate one or more persons or
entities as the primary and/or contingent beneficiaries of any amounts to be
received under this Agreement. Such designation must be in the form of a signed
writing acceptable to the Board or the Board's designee. The Executive may make
or change such designation at any time.

     13.7 REPRESENTATION. The Executive represents that the Executive's
employment by the Company and the performance by the Executive of his
obligations under this Agreement do not, and shall not, breach any agreement
that obligates him to keep in confidence any trade secrets or confidential or
proprietary information of his or of any other party, to write or consult to any
other party or to refrain from competing, directly or indirectly, with the
business of any other party. The Executive shall not disclose to the Company,
and the Company shall not request that the Executive disclose, any trade secrets
or confidential or proprietary information of any other party.

     13.8 CONSTRUCTION. No provision of this Agreement shall be interpreted or
construed against any party because that party or its legal representative
drafted that provision. The captions and headings of the Sections of this
Agreement are for convenience of reference only and are not to be considered in
construing this Agreement. Unless the context of this Agreement clearly requires
otherwise: (a) references to the plural include the singular, the singular the
plural, and the part the whole, (b) references to one gender include all
genders, (c) "or" has the inclusive meaning frequently identified with the
phrase "and/or," (d) "including" has the inclusive meaning frequently identified
with the phrase "including but not limited to" or "including without
limitation," (e) references to "hereunder," "herein" or "hereof" relate to this
Agreement as a whole, and (f) the terms "dollars" and "$" refer to United States
dollars. Section, subsection, exhibit and schedule references are to this
Agreement as originally executed unless otherwise specified. Any reference
herein to any agreement, including this Agreement, shall be deemed to include
such agreement as it may be modified, varied, amended or supplemented from time
to time. Any reference herein to any statute, rule or regulation shall be deemed
to include such statute, rule or regulation as it may be modified, varied,
amended or supplemented from time to time. Any reference herein to any person
shall be deemed to include the heirs, personal representatives, successors and
permitted assigns of such person.

14. GOVERNING LAW

     The provisions of this Agreement shall be construed and enforced in
accordance with the laws of the state of Delaware, without regard to any
otherwise applicable principles of conflicts of laws.

     IN WITNESS WHEREOF, the Executive and the Company have executed this
Agreement, as of the day and year first above written.



                                          /s/ Theodore R. French
                                          ----------------------
                                          THEODORE R. FRENCH



                                          TEXTRON INC.

                                          By:  /s/ Terrence O'Donnell
                                              ---------------------------------
                                               Name:  Terrence O'Donnell
                                               Title: Executive Vice President
                                                      and General Counsel







                                       21
<PAGE>   22



                                    EXHIBIT A
                               PARACHUTE GROSS UP

     (a) In the event that the Executive shall become entitled to payments
and/or benefits provided by this Agreement or any other amounts in the "nature
of compensation" (whether pursuant to the terms of this Agreement or any other
plan, arrangement or agreement with the Company, any person whose actions result
in a change of ownership or effective control covered by Section 280G(b)(2) of
the Code or any person affiliated with the Company or such person) as a result
of such change in ownership or effective control (collectively the "Company
Payments"), and such Company Payments will be subject to the tax (the "Excise
Tax") imposed by Section 4999 of the Code (and any similar tax that may
hereafter be imposed by any taxing authority) the Company shall pay to the
Executive at the time specified in subsection (d) below: (i) an additional
amount (the "Gross-up Payment") such that the net amount retained by the
Executive, after deduction of any Excise Tax on the Company Payments and any
U.S. federal, state, and for local income or payroll tax upon the Gross-up
Payment provided for by this paragraph (a), but before deduction for any U.S.
federal, state, and local income or payroll tax on the Company Payments, shall
be equal to the Company Payments and (ii) an amount equal to the product of any
deductions disallowed for federal, state or local income tax purposes because of
the inclusion of the Gross-Up Payment in the Executive's adjusted gross income
multiplied by the highest applicable marginal rate of federal, state or local
income taxation, respectively, for the calendar year in which the Gross-Up
Payment is to be made.

     (b) For purposes of determining whether any of the Company Payments and
Gross-up Payments (collectively the "Total Payments") will be subject to the
Excise Tax and the amount of such Excise Tax, (x) the Total Payments shall be
treated as "parachute payments" within the meaning of Section 280G(b)(2) of the
Code, and all "parachute payments" in excess of the "base amount" (as defined
under Section 280G(b)(3) of the Code) shall be treated as subject to the Excise
Tax, unless and except to the extent that, in the opinion of the Company's
independent certified public accountants appointed prior to any change in
ownership (as defined under Code Section 280G(b)(2)) or tax counsel selected by
such accountants (the "Accountants") such Total Payments (in whole or in part)
either do not constitute "parachute payments," represent reasonable compensation
for services actually rendered within the meaning of Section 280G(b)(4) of the
Code in excess of the "base amount" or are otherwise not subject to the Excise
Tax, and (y) the value of any non-cash benefits or any deferred payment or
benefit shall be determined by the Accountants in accordance with the principles
of Section 280G of the Code.

     (c) For purposes of determining the amount of the Gross-up Payment, the
Executive shall be deemed to pay U.S. federal income taxes at the highest
marginal rate of U.S. federal income taxation in the calendar year in which the
Gross-up Payment is to be made and state and local income taxes at the highest
marginal rate of taxation in the state and locality of the Executive's residence
for the calendar year in which the Company Payment is to be made, net of the
maximum reduction in U.S. federal income taxes which could be obtained from
deduction of such state and local taxes if paid in such year. In the event that
the Excise Tax is subsequently determined by the Accountants (or by the Internal
Revenue Service or other taxing authority) to be less than the amount taken into
account hereunder at the time the Gross-up Payment is made, the Executive shall
repay to the Company, at the time that the amount of such reduction in Excise
Tax is finally determined, the portion of the prior Gross-up Payment
attributable to such


<PAGE>   23

reduction (plus the portion of the Gross-up Payment attributable to the Excise
Tax and U.S. federal, state and local income tax imposed on the portion of the
Gross-up Payment being repaid by the Executive if such repayment results in a
reduction in Excise Tax or a U.S. federal, state and local income tax
deduction), plus interest on the amount of such repayment at the rate provided
in Section 1274(b)(2)(B) of the Code. Notwithstanding the foregoing, in the
event any portion of the Gross-up Payment to be refunded to the Company has been
paid to any U.S. federal, state and local tax authority, repayment thereof (and
related amounts) shall not be required until actual refund or credit of such
portion has been made to the Executive, and interest payable to the Company
shall not exceed the interest received or credited to the Executive by such tax
authority for the period it held such portion. The Executive and the Company
shall mutually agree upon the course of action to be pursued (and the method of
allocating the expense thereof) if the Executive's claim for refund or credit is
denied.

     In the event that the Excise Tax is later determined by the Accountants (or
the Internal Revenue Service or other taxing authority) to exceed the amount
taken into account hereunder at the time the Gross-up Payment is made (including
by reason of any payment the existence or amount of which cannot be determined
at the time of the Gross-up Payment), the Company shall make an additional
Gross-up Payment in respect of such excess (plus any interest or penalties
payable with respect to such excess) at the time that the amount of such excess
is finally determined.

     (d) The Gross-up Payment or portion thereof provided for in subsection (c)
above shall be paid not later than the thirtieth (30th) day following an event
occurring which subjects the Executive to the Excise Tax; provided, however,
that if the amount of such Gross-up Payment or portion thereof cannot be finally
determined on or before such day, the Company shall pay to the Executive on such
day an estimate, as determined in good faith by the Accountants, of the minimum
amount of such payments and shall pay the remainder of such payments (together
with interest at the rate provided in Section 1274(b)(2)(B) of the Code),
subject to further payments pursuant to subsection (c) hereof, as soon as the
amount thereof can reasonably be determined, but in no event later than the
ninetieth day after the occurrence of the event subjecting the Executive to the
Excise Tax. In the event that the amount of the estimated payments exceeds the
amount subsequently determined to have been due, such excess shall constitute a
loan by the Company to the Executive, payable on the fifth day after demand by
the Company (together with interest at the rate provided in Section
1274(b)(2)(B) of the Code).

     (e) In the event of any controversy with the Internal Revenue Service (or
other taxing authority) with regard to the Excise Tax, the Executive shall
permit the Company to control issues related to the Excise Tax (at its expense),
provided that such issues do not potentially materially adversely affect the
Executive, but the Executive shall control any other issues. In the event the
issues are interrelated, the Executive and the Company shall in good faith
cooperate so as not to jeopardize resolution of any such issues, but if the
parties cannot agree the Executive shall make the final determination with
regard to the issues. In the event of any conference with any taxing authority
as to the Excise Tax or associated income taxes, the Executive shall permit the
representative of the Company to accompany the Executive, and the Executive and
the Executive's representative shall cooperate with the Company and its
representative.


                                       2
<PAGE>   24


     (f) The Company shall be responsible for all charges of the Accountants.

     (g) The Company and the Executive shall promptly deliver to each other
copies of any written communications, and summaries of any verbal
communications, with any taxing authority regarding the Excise Tax covered by
this Exhibit A.




                                       3


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.15B
<SEQUENCE>5
<FILENAME>b38194txex10-15b.txt
<DESCRIPTION>RETENTION AWARD GRANTED TO THEODORE R. FRENCH
<TEXT>

<PAGE>   1

                                                                  EXHIBIT 10.15B

                               Theodore R. French
                             Restricted Stock Awards
                                 January 1, 2001



The Organization and Compensation Committee approved an award of 100,000 shares
of restricted stock to Theodore R. French (the "Executive"). The terms of the
awards are as follows:

- -    The Executive will be granted restricted shares of Textron common stock
     provided he is still employed by Textron in accordance with the following
     schedule:

<TABLE>
<CAPTION>
             Restricted           Vest
               Shares             Dates
               ------             -----

<S>          <C>                 <C>
               20,000            1/1/02

               20,000            1/1/03

               20,000            1/1/04

               20,000            1/1/05

               20,000            1/1/06
              -------

              100,000
              =======
</TABLE>


- -    Textron shall retain the certificates representing the shares of restricted
     stock in its possession until such time as the shares have vested.

- -    Except as otherwise provided herein, the Executive shall not be entitled to
     receive the restricted shares if his employment with Textron ends for any
     reason prior to the respective vesting date, provided that if the
     Executive's employment ends prior to such date because of his death,
     "Disability" (Attachment A), his involuntary termination by Textron without
     "Cause" (Attachment A) or by the Executive for "Good Reason" (Attachment
     A), the shares shall immediately become fully vested. In the event of such
     termination, the shares shall be issued within 30 days following
     termination of employment.

- -    Notwithstanding the above, all unvested shares shall immediately vest upon
     a "Change in Control" (Attachment A).

- -    Dividends shall be credited to the Executive and such dividends are to be
     accounted for as if reinvested in actual Textron common stock. Such
     dividends will vest immediately but payment will be deferred until the
     earlier of the restricted shares vest date or termination of employment.

- -    The number of restricted shares awarded to the Executive hereunder shall be
     proportionately adjusted for any increase or decrease in the number of
     issued shares of Textron common stock resulting from a stock split, stock
     dividend or any other increase or decrease in such shares effective without
     receipt of consideration by Textron.

- -    With respect to withholding required upon the lapse of restrictions on the
     restricted stock, the Executive may elect, subject to the approval of the
     Board, to satisfy the withholding requirement, in whole or in part, by
     having Textron withhold shares having a fair market value on the date the
     tax is to be determined equal to the minimum statutory total tax which
     could be imposed on the transaction. Such election shall be irrevocable,
     made in writing, signed by the Executive, and shall be subject to any
     restrictions or limitations that the Board in its sole discretion, deems
     appropriate.


/s/ John D. Butler                                   12/20/00
- -----------------------------                        -------------------------
John D. Butler                                       Date




<PAGE>   2

                                                                    ATTACHMENT A

                               Theodore R. French
                             Restricted Stock Awards
                                 January 1, 2001

                                  "DISABILITY"
     "Disability" shall mean, for purposes of this award, the inability of the
     Executive, due to injury, illness, disease or bodily or mental infirmity,
     to engage in the performance of his material duties of employment with the
     Company for a period of more than one hundred eighty (180) consecutive days
     or for a period that is reasonably expected to exist for a period of more
     than one hundred eighty (180) consecutive days, provided that interim
     returns to work of less than ten (10) consecutive business days in duration
     shall not be deemed to interfere with a determination of consecutive absent
     days if the reason for absence before and after the interim return are the
     same. The existence or non-existence of a Disability shall be determined by
     a physician agreed upon a good faith by the Executive (or his
     representatives) and Textron.

                                     "CAUSE"
     "Cause" shall mean: (i) an act or acts of willful misrepresentation, fraud
     or willful dishonesty (other than good faith expense account disputes) by
     the Executive which in any case is intended to result in his or another
     person or entity's substantial personal enrichment at the expense of the
     Company; (ii) any willful misconduct by the Executive with regard to the
     Company, its business, assets or employees that has, or was intended to
     have, a material adverse impact (economic or otherwise) on the Company;
     (iii) any material, willful and knowing violation by the Executive of (x)
     the Company's Business Conduct Guidelines, or (y) any of his fiduciary
     duties to the Company which in either case has, or was intended to have, a
     material adverse impact (economic or otherwise) on the Company; (iv) the
     willful or reckless behavior of the Executive with regard to a matter of a
     material nature which has a material adverse impact (economic or otherwise)
     on the Company; (v) the executive's willful failure to attempt to perform
     his duties or his willful failure to attempt to follow the legal written
     direction of the Board, which in either case is not remedied within ten
     (10) days after receipt by the Executive of a written notice from the
     Company specifying the details thereof; or (vi) the Executive's conviction
     of, or pleading NOLO CONTENDERE or guilty to, a felony (other than (x) a
     traffic infraction or (y) vicarious liability solely as a result of his
     position provided the Executive did not have actual knowledge of the
     actions or inactions creating the violation of the law or the Executive
     relied in good faith on the advice of counsel with regard to the legality
     of such action or inaction (or the advice of other specifically qualified
     professionals as to the appropriate or proper action or inaction to take
     with regard to matters which are not matters of legal interpretation); No
     action or inaction should be deemed willful if not demonstrably willful and
     if taken or not taken by the Executive in good faith as not being adverse
     to the best interests of the Company. Reference in this paragraph to the
     Company shall also include direct and indirect subsidiaries of the Company,
     and materiality and material adverse impact shall be measured based on the
     action or inaction and the impact upon, and not the size of, the Company
     taken as a whole, provided that after a Change in Control, the size of the
     Company, taken as a whole, shall be a relevant factor in determining
     materiality and material adverse impact.

                                  "GOOD REASON"
     "Good Reason" shall mean, without the Executive's express written consent,
     the occurrence of any one or more of the following: (i) the assignment to
     the Executive of duties materially inconsistent with the Executive's then
     authorities, duties, responsibilities, and status (including offices,
     titles, and reporting requirements), or any reduction in the Executive's
     then title, position, reporting lines or a material reduction (other than
     temporarily while Disabled or otherwise incapacitated) in his then status,
     authorities, duties, or responsibilities or, if then a director of the
     Company, failure to be nominated or reelected as a director of the Company
     or removal as such; (ii) relocation of the Executive from the principal
     office of the Company (excluding reasonable travel on the Company's
     business to an extent substantially consistent with the Executive's
     business obligations) or relocation of the principal office of the Company
     to a location which is at least fifty (50) miles from the Company's current
     headquarters, provided, however, if the Executive at the time of the
     relocation is not located at the principal office, such relocation
     provision shall apply based on his then location but shall not cover a
     relocation to the principal office prior to a Change in Control; (iii) a
     reduction by the Company in the Executive's Base Salary; (iv) a reduction
     in the Executive's aggregate level of participation in any of the Company's
     short and/or long-term incentive compensation plans, or employee benefit or
     retirement plans, policies, practices, or arrangements in which the
     Executive participated as of the Effective Date, or, after a Change in
     Control, participated immediately prior to the Change in Control; (v) the
     failure of the Company to obtain and deliver to the Executive a
     satisfactory written agreement from any successor to the Company to assume
     and agree to perform this Agreement; or (vi) any other material breach by
     the Company of this Agreement.


<PAGE>   3

Page 2

                               "CHANGE IN CONTROL"
     A "Change in Control" of the Company shall be deemed to have occurred as of
     the first day any one or more of the following conditions shall have been
     satisfied:

          (a)  Any "person" or "group" (within the meaning of Section 13(d) and
               14(d)(2) of the Securities Exchange Act of 1934, as amended (the
               "Exchange Act")) other than the Company, any trustee or other
               fiduciary holding Company common stock under an employee benefit
               plan of the Company or a related company, or any corporation
               which is owned, directly or indirectly, by the stockholders of
               the Company in substantially the same proportions as their
               ownership of the Company's common stock, is or becomes the
               beneficial owner (as defined in Rule 13d-3 under the Exchange
               Act) of more than thirty percent (30%) of the then outstanding
               voting stock;

          (b)  During any period of two (2) consecutive years, individuals who
               at the beginning of such period constitute the Board and any new
               director whose election by the Board or nomination for election
               by the Company's stockholders was approved by a vote of at least
               two-thirds of the directors then still in office who either were
               directors at the beginning of the two year period or whose
               election or nomination for election was previously so approved,
               cease for any reason to constitute at least a majority of the
               Board;

          (c)  The consummation of a merger or consolidation of the Company with
               any other corporation, other than a merger or consolidation which
               would result in the voting securities of the Company outstanding
               immediately prior thereto continuing to represent (either by
               remaining outstanding or being converted into voting securities
               of the surviving entity) more than fifty percent (50%) of the
               combined voting securities of the Company or such surviving
               entity outstanding immediately after such merger or
               consolidation; or

          (d)  The approval of the stockholders of the Company of a plan of
               complete liquidation of the Company or an agreement for the sale
               or disposition by the Company of all or substantially all of its
               assets.





</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.18B
<SEQUENCE>6
<FILENAME>b38194txex10-18b.txt
<DESCRIPTION>AMENDMENT TO EMPLOYMENT AGREEMENT WITH STEPHEN KEY
<TEXT>

<PAGE>   1
                                                                  EXHIBIT 10.18B

                                 FIRST AMENDMENT

     FIRST AMENDMENT (the "First Amendment"), dated as of the 21st day of
December, 2000, to the Employment Agreement dated as of the 23rd day of July,
1998, by and between Stephen L. Key ("Key") and Textron, Inc. (the "Company")
(the "Original Employment Agreement" and, as amended by this First Amendment,
the "Employment Agreement").

                              W I T N E S S E T H:

     WHEREAS, Key and the Company entered into the Original Employment Agreement
pursuant to which Key served the Company as, among other things, Executive Vice
President ("EVP") and Chief Financial Officer ("CFO");

     WHEREAS, Key has indicated to the Company his desire to retire from
employment with the Company, and the Company wishes to accommodate Key's desire;
and

     WHEREAS, the Company appointed a new CFO effective as of December 22, 2000
(the "CFO Transition Date");

     WHEREAS, Key is willing to remain employed by the Company as EVP and CFO
until the CFO Transition Date and, at the Company's option, as EVP of the
Company ("Transition Position") until January 31, 2001 (the "Normal Termination
Date");

     WHEREAS, Key and the Company desire to amend the Original Employment
Agreement: (a) to provide Key with certain additional severance benefits so as
to encourage his retention as EVP and CFO until the CFO Transition Date, his
retention in a Transition Position until the Normal Termination Date and his
continuing retention in a Transition Position beyond the



                                        1
<PAGE>   2

Normal Transition Date should a Contingent Event (as defined in Exhibit A to the
Employment Agreement) occur, and (b) to document Key's waiver of certain rights,
if any, arising with respect to Key's employment to the date hereof.

     NOW, THEREFORE, in consideration of the foregoing and of the mutual
covenants and agreements of the parties set forth in the Original Employment
Agreement and this First Amendment, and of other good and valuable
consideration, the adequacy and receipt of which is acknowledged, the parties
hereto agree as follows:

     1.   All terms used herein, except as otherwise specifically defined
herein, shall have the same meaning as in the Original Employment Agreement. For
purposes of the First Amendment and the Employment Agreement the term "Good
Reason" shall mean only an event of the type described in such definition in
Section 5(f) of the Original Employment Agreement that occurs from and after the
date hereof and shall not include any such event occurring prior to the date
hereof, each of which such earlier events, if any, are hereby waived by Key as
the basis for any termination pursuant to Section 5(f) of the Employment
Agreement. The term "Agreement" as used in the Employment Agreement shall have
the same meaning as "Employment Agreement."

     2.   Exhibit A to the Employment Agreement is amended to read as follows:

          "1.  Pursuant to a letter dated March 21, 1995 (the "Letter"), the
     Executive is entitled to the cash equivalent of 20,000 shares of the
     Company's common stock (40,000 shares post split) following his retirement
     provided he retires from the Company at or after age 60. The number of
     shares shall be proportionally adjusted for any increase or decrease in the
     number of issued shares of the Company's common stock resulting from a
     stock split, stock dividend or any other increase or decrease in such
     shares effected without receipt of consideration by the Company. The cash
     equivalent will be based on the average of the composite closing price (as
     reported on the New York Stock Exchange consolidated tape) of the Company's
     common stock for the ten (10) trading days (November 14, 2000 through
     November 28, 2000 ($52.25)) immediately preceding the "Trigger Date"
     (November 29, 2000) or the ten (10) trading day period starting February
     13, 2001 and



                                        2
<PAGE>   3

     ending February 27, 2001, whichever provides the Executive with the greater
     amount, and payment shall be made after the end of the second measuring
     period, and FURTHER PROVIDED that, in the event of a Change in Control, if
     a Qualified Termination occurs within the protected period under Section 8
     of the Employment Agreement, the price, if higher, shall be the highest
     closing price per share of the Company's common stock (as reported on the
     New York Stock Exchange consolidated tape) during the 30 day period ending
     on the date of such Change in Control.

          2.   Notwithstanding the foregoing age 60 requirement, the payment
     provided for in Section 1 of this EXHIBIT A shall vest upon the effective
     date of the Executive's termination of employment at any age after the date
     hereof as a result of: (a) death (pursuant to Section 5(a) of the
     Employment Agreement), (b) Disability (pursuant to Section 5(b) of the
     Employment Agreement), (c) a termination of Executive's employment by the
     Company without Cause (pursuant to Section 5(e) of the Employment
     Agreement), (d) a resignation by the Executive for Good Reason (pursuant to
     Section 5(f) of the Employment Agreement), or (e) any termination by
     Executive (whether or not for Good Reason) after January 31, 2001 (the
     "Normal Termination Date"), PROVIDED, HOWEVER, that if a vacancy occurs in
     the CFO position ("Contingent Event") on or prior to the Normal Termination
     Date, the term "the earlier of (i) June 1, 2001, and (ii) the appointment
     of a new CFO" shall be substituted for "January 31, 2001" in this CLAUSE
     (e). Once vested, such payment shall be paid out in a lump sum as provided
     for in Section 1 of this EXHIBIT A.

          3.   Upon a Change in Control the Executive's right to the cash
     payment contemplated in Section 1 of this EXHIBIT A shall immediately vest,
     but such payment shall not be made until the earlier of (a) a termination
     of the Executive's employment thereafter for a reason contemplated by
     Section 2 of this EXHIBIT A or (b) a Qualifying Termination within the
     protected period provided for in Section 8 of the Employment Agreement.

          4.   The foregoing award shall not be subject in any manner to
     anticipation, alienation, sale, transfer, assignment, pledge, encumbrance,
     attachment, garnishment, execution or levy of any kind, and any attempt to
     do so shall not be recognized."


     3.   Section 6 of the Employment Agreement is amended by the addition of a
new Section 6.5 at the end thereof to read as follows:

          "6.5 SPECIAL TERMINATION RULES. (a) In the event Section 6.3 or
     Section 8.1 of this Employment Agreement becomes applicable to Executive,
     for purposes of the SERP and any other pension or welfare benefit plan of
     the Company, the Executive shall be deemed to have satisfied all age and
     service requirements for the benefit, shall be treated as if he was the
     greatest of his actual age, the minimum required age



                                        3
<PAGE>   4

     for such benefit or his "Deemed Age" (as defined below) and had service
     equal to the greater of his actual service or the minimum required service
     for each such benefit, and shall, if Section 8.1 is applicable, be entitled
     to immediately commence benefits thereunder, or if Section 6.3 is
     applicable, be entitled to commence benefits thereunder at the earlier of
     (x) when he otherwise would under the terms of the applicable plan be
     entitled to commence such benefit, or (y) upon the ceasing of the payment
     of the amounts payable pursuant to Section 6.3(b). Executive's "Deemed Age"
     shall be 62 plus one month for each month that Key remains employed as CFO
     after January 31, 2001. In the event this provision applies, Section 6.3(e)
     of this Agreement shall only apply with regard to the SERP to the extent
     the amount of added service and age by virtue of this provision is less
     than two and one-half (2 1/2) years. Application of this provision shall
     not affect application of Section 8.1(g).

          "(b) In the event that Executive voluntarily terminates his employment
     for any reason effective on or after January 31, 2001 (PROVIDED, HOWEVER,
     that should a Contingent Event occur on or prior to such date, the term
     "the earlier of (i) June 1, 2001, and (ii) the appointment of a new CFO"
     shall be substituted for "January 31, 2001" in this subsection), Executive
     shall be treated as if he terminated his employment for Good Reason, except
     that, if such termination would not be covered by Section 8.1, instead of
     being entitled to any amount under Section 6.3(b): (y) Executive shall be
     entitled to immediately commence retirement benefits pursuant to Section
     6.3(e), being treated as if he was the greater of the Deemed Age or the
     Executive's actual age, and the Company shall immediately prior to the
     termination date contribute to the Executive's stock unit account under the
     Company's Deferred Income Plan, without a company matching contribution,
     the amount of $720,000, and in addition, if the Executive dies during the
     thirty (30) month period following his termination, the Company shall
     promptly pay to Executive's estate or designated beneficiary an amount
     equal to $22,576.00 times thirty (30) less the number of months between
     Executive's date of termination and his death.

          "(c) If any benefit or equity plans or grant specifically provides for
     benefits or rights in the discretion of the Chief Executive Officer, the
     Senior Human Resources Officer or the Board of Directors (or a committee
     thereof), such consent shall be deemed given in the event Section 6.3,
     including as provided under clause (b) above, or Section 8.1 of the
     Employment Agreement becomes applicable becomes applicable at any time
     after the date of the First Amendment hereto.

          "(d) In the event that Section 6.3, including as provided under clause
     (b) above, or Section 8.1 of the Employment Agreement becomes applicable at
     any time after the date of the First Amendment hereto, the Executive shall
     be treated as if he qualifies as a `retiree' for all benefit plans to the
     extent such status would provide him on a benefit by benefit basis with
     greater rights than he otherwise would have. The parties acknowledge and
     agree that (i) any reference in this Employment Agreement to "welfare
     plans" is not intended to include a reference to any long-term disability
     plan offered to retirees, and (ii) disability coverage is not being
     provided to the Executive in the event that Section 6.3, including as
     provided under clause (b) above, or Section 8.1 of the Employment Agreement
     becomes applicable.


                                        4
<PAGE>   5

     4.   The Executive agrees that, during the one (1) year period following
any termination of his employment with the Company, the Executive will consult
with and provide information to the Company from time to time upon the Company's
reasonable request with respect to any matter(s) or proceeding(s) arising
thereafter that relate in a material way to the Executive's duties or
responsibilities while employed by the Company or as to which the Executive may
have knowledge or insight as a result of his prior employment by the Company.
The Company will give the Executive reasonable notice of any such request and
shall use commercially reasonable means to avoid any such request's unduly
interfering with the Executive's other activities. The Company will reimburse
the Executive for any out of pocket expenses incurred in connection with
rendering such assistance and shall accord to the Executive in connection with
such activities such indemnification and exculpation protections as would be
accorded him if he were doing so as an officer of the Company.

     5.   As amended herein, the Employment Agreement shall remain in full force
and effect.

     IN WITNESS WHEREOF, the Executive and the Company have executed this First
Amendment as of the day and year first above written.

                                   /s/ Stephen L. Key
                                   --------------------------------------------
                                   Stephen L. Key


                                   TEXTRON INC.


                                   By /s/ John D. Butler
                                      ------------------------------------------
                                      John D. Butler
                                      Executive Vice President Administration
                                      & Chief Human Resources Officer




                                        5
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-12.1
<SEQUENCE>7
<FILENAME>b38194txex12-1.txt
<DESCRIPTION>COMPUTATION OF RATIO OF INCOME TO FIXED CHARGES
<TEXT>

<PAGE>   1
                                                                    EXHIBIT 12.1

                              TEXTRON MANUFACTURING

                COMPUTATION OF RATIO OF INCOME TO COMBINED FIXED
                      CHARGES AND PREFERRED STOCK DIVIDENDS

                                   (UNAUDITED)

                           (In millions except ratios)


<TABLE>
<CAPTION>
                                                                                        Year
                                                 -----------------------------------------------------------------------------------
                                                      2000             1999              1998              1997             1996
                                                 -------------    --------------    -------------     -------------    -------------
<S>                                              <C>              <C>               <C>               <C>              <C>
Fixed charges:
    Interest expense (1)                          $     158        $      56         $     146         $     117        $     137
    Distributions on preferred securities of
        subsidiary trust, net of income taxes            26               26                26                26               23
    Estimated interest portion of rents                  30               26                20                14               18
                                                 -------------    --------------    -------------     -------------    -------------

        Total fixed charges                       $     214        $     108         $     192         $     157        $     178
                                                 =============    ==============    =============     =============    =============


Income:
    Income from continuing operations
        before income taxes and distributions
        on preferred securities of subsidiary
        trust                                     $     611        $   1,030         $     763         $     648        $     540
    Fixed charges (2)                                   188               82               166               131              155
    Eliminate equity in undistributed pretax
        income of finance subsidiaries                 (112)             (92)              (47)              (36)             (64)
                                                 -------------    --------------    -------------     -------------    -------------

        Adjusted income                           $     687        $   1,020         $     882         $     743        $     631
                                                 =============    ==============    =============     =============    =============

Ratio of income to fixed charges                       3.21             9.44              4.59              4.73             3.54
                                                 =============    ==============    =============     =============    =============
</TABLE>


- ------------------------

(1)  Includes interest unrelated to borrowings of $3 million in 1999, $16
     million in 1998; $12 million in 1997 and $11 million in 1996.

(2)  Adjusted to exclude distributions on preferred securities of subsidiary
     trust, net of income taxes in 2000, 1999, 1998, 1997 and 1996.




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-12.2
<SEQUENCE>8
<FILENAME>b38194txex12-2.txt
<DESCRIPTION>COMPUTATION OF RATIO OF FIXED CHARGES TO DIVIDENDS
<TEXT>

<PAGE>   1
                                                                    EXHIBIT 12.2

             TEXTRON INC. INCLUDING ALL MAJORITY-OWNED SUBSIDIARIES

                COMPUTATION OF RATIO OF INCOME TO COMBINED FIXED
                      CHARGES AND PREFERRED STOCK DIVIDENDS

                                   (UNAUDITED)

                           (In millions except ratios)


<TABLE>
<CAPTION>
                                                                                        Year
                                                 -----------------------------------------------------------------------------------
                                                      2000             1999              1998              1997             1996
                                                 -------------    --------------    -------------     -------------    -------------
<S>                                              <C>              <C>               <C>               <C>              <C>
Fixed charges:
    Interest expense (1)                          $     492        $     245         $     301         $     270        $     284
    Distributions on preferred securities of
        subsidiary trust, net of income taxes            26               26                26                26               23
    Estimated interest portion of rents                  31               27                21                14               19
                                                 -------------    --------------    -------------     -------------    -------------

        Total fixed charges                       $     549        $     298         $     348         $     310        $     326
                                                 =============    ==============    =============     =============    =============


Income:
    Income from continuing operations
        before income taxes and distributions
        on preferred securities of subsidiary
        trust                                     $     611        $   1,030         $     763         $     648        $     540
    Fixed charges (2)                                   523              272               322               284              303
                                                 -------------    --------------    -------------     -------------    -------------

        Adjusted income                           $   1,134        $   1,302         $    1085         $     932        $     843
                                                 =============    ==============    =============     =============    =============

Ratio of income to fixed charges                       2.07             4.37              3.12              3.01             2.59
                                                 =============    ==============    =============     =============    =============
</TABLE>


- ------------------------

(1)  Includes interest unrelated to borrowings of $3 million in 1999, $16
     million in 1998, $12 million in 1997 and $11 million in 1996.
(2)  Adjusted to exclude distributions on preferred securities of subsidiary
     trust, net of income taxes in 2000, 1999, 1998, 1997 and 1996.




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-13
<SEQUENCE>9
<FILENAME>b38194txex13.txt
<DESCRIPTION>PORTION OF TEXTRON'S ANNUAL REPORT TO SHAREHOLDERS
<TEXT>

<PAGE>   1
                                                                      Exhibit 13


FINANCIAL REPORT

<TABLE>
<S>  <C>
20   BUSINESS SEGMENT DATA

21   MANAGEMENT'S DISCUSSION AND ANALYSIS

33   REPORT OF MANAGEMENT, REPORT OF INDEPENDENT AUDITORS

34   CONSOLIDATED FINANCIAL STATEMENTS

39   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

59   QUARTERLY DATA

60   SELECTED FINANCIAL INFORMATION

61   TEXTRON BUSINESS DIRECTORY
</TABLE>

BUSINESS SEGMENT DATA

For a description of the businesses comprising each segment, see pages 61
through 63.

<TABLE>
<CAPTION>
                                                                                                           SEGMENT
                                              REVENUES                  SEGMENT PROFIT*                 PROFIT MARGINS
                                    ------------------------------------------------------------------------------------------
(In millions)                         2000      1999     1998      2000       1999       1998        2000      1999      1998
- ------------------------------------------------------------------------------------------------------------------------------
<S>                                 <C>       <C>       <C>      <C>        <C>        <C>           <C>       <C>       <C>
Aircraft                            $ 4,394   $ 4,019   $3,380   $   451    $   362    $   338       10.3%      9.0%     10.0%
Automotive                            2,924     2,868    2,356       244        220        171        8.3       7.7       7.3
Fastening Systems                     2,137     2,082    1,758       182        190        186        8.5       9.1      10.6
Industrial Products                   2,944     2,422    2,013       343        301        232       11.7      12.4      11.5
Finance                                 691       463      367       190        128        113       27.5      27.6      30.8
- ------------------------------------------------------------------------------------------------------------------------------
                                    $13,090   $11,854   $9,874   $ 1,410    $ 1,201    $ 1,040       10.8%     10.1%     10.5%
==============================================================================================================================
Special charges, net                                                (483)         1        (87)
Gain on sale of division                                              --         --         97
                                                                 ------------------------------
Segment operating income                                             927      1,202      1,050
Corporate expenses and other, net                                   (164)      (143)      (141)
Interest income                                                        6         27         --
Interest expense                                                    (158)       (56)      (146)
- -----------------------------------------------------------------------------------------------
Income from continuing operations
  before income taxes**                                          $   611    $ 1,030    $   763
===============================================================================================
</TABLE>

*     Segment profit represents the measurement used by Textron to evaluate
      performance for decision making purposes. Segment profit for manufacturing
      segments does not include interest, certain corporate expenses, special
      charges and gains and losses from the disposition of significant business
      units. The measurement for the Finance segment includes interest income,
      interest expense and distributions on preferred securities of Finance
      subsidiary trust.

**    Before distributions on preferred securities of manufacturing subsidiary
      trust.

2000 REVENUES

[PIE CHART GRAPHIC]

- -   34%  Aircraft $4,394
- -   22%  Automotive $2,924
- -   16%  Fastening Systems $2,137
- -   23%  Industrial Products $2,944
- -    5% Finance $691



2000 SEGMENT PROFIT

[PIE CHART GRAPHIC]

- -   32%  Aircraft $451
- -   17%  Automotive $244
- -   13%  Fastening Systems $182
- -   24%  Industrial Products $343
- -   14%  Finance $190



TEXTRON 2000 ANNUAL REPORT 20
<PAGE>   2
- --------------------------------------------------------------------------------
                      MANAGEMENT'S DISCUSSION AND ANALYSIS
- --------------------------------------------------------------------------------


RESULTS OF OPERATIONS

[BAR GRAPH GRAPHIC]

REVENUES

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  11%           20%         10%
<S>          <C>         <C>
$9,874       $11,854     $13,090
</TABLE>


EARNINGS PER SHARE*

[BAR GRAPH GRAPHIC]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  22%           51%        (53)%
<S>          <C>         <C>
$2.68          $4.05      $1.90
</TABLE>

*     Income from continuing operations - diluted

TEXTRON INC.
2000 vs. 1999

- -     Income from continuing operations for 2000 was $277 million, down from the
      1999 amount of $623 million. Diluted earnings per share from continuing
      operations were $1.90 and $4.05 for 2000 and 1999, respectively. Textron
      recognized special charges of $483 million in 2000 or $2.75 per share
      after income taxes. Revenues increased 10% to $13.1 billion in 2000 from
      $11.9 billion in 1999.

- -     Special charges of $483 million (pre-tax) in 2000 include accruable
      restructuring charges of $16 million, associated with the modernization
      and consolidation of manufacturing facilities in the Automotive and
      Industrial Products segments, $350 million for goodwill and fixed asset
      impairment and $117 million for the write-down of the Company's e-business
      investment portfolio. The discussion that follows refers to results before
      special charges unless otherwise noted.

- -     Textron reorganized its management reporting structure into five segments,
      separately reporting Fastening Systems and Industrial Products, which
      previously comprised the Industrial segment. Additionally, management
      responsibility for one division previously reported in the Automotive
      segment has been transferred to the Industrial Products segment. Prior
      periods have been restated to reflect these changes.

- -     Segment profit of $1.410 billion increased 17% from $1.201 billion in
      1999, as a result of continued improved financial results in Aircraft,
      Automotive, Industrial Products and Finance. Segment profit in Fastening
      Systems decreased slightly. Segment profit represents the measurement used
      by Textron to evaluate performance for decision making purposes and for
      manufacturing segments does not include interest, certain corporate
      expenses, special charges and gains and losses from the disposition of
      significant business units. The measurement for the Finance segment
      includes interest income, interest expense and distributions on preferred
      securities of Finance subsidiary trust.

- -     Segment profit reflected gains associated with the sale of several small
      non-core product lines and joint ventures, and fixed assets in the
      manufacturing segments and the benefit of higher income related to the
      syndication and securitization of several portfolios in the Finance
      segment. Additionally, segment profit benefited from higher income related
      to retirement benefits, reflecting a higher expected return on plan assets
      and revised actuarial estimates.

- -     Total segment margin increased to 10.8% in 2000 from 10.1% in 1999, due
      primarily to higher Aircraft and Automotive margins.

- -     Effective in the fourth quarter 2000, Textron reclassified certain items
      in its income statement and restated revenues and costs for prior periods.
      A substantial portion of the reclassifications related to the adoption of
      Emerging Issues Task Force (EITF) consensus on Issue No. 99-19 "Reporting
      Revenue Gross as a Principal versus Net as an Agent", whereby used
      aircraft sales are now reported as revenues; previously they were netted
      against costs. Prior period financial information has been reclassified to
      conform with the current year presentation. The result of the
      reclassifications was to increase revenue and costs by $254 million, $275
      million and $191 million for 2000, 1999 and 1998, respectively. There was
      no effect on income from continuing operations or net income.

- -     Effective January 2000, Textron implemented the EITF consensus on Issue
      99-5 "Accounting for Pre-Production Costs Related to Long Term Supply
      Arrangements." As a result of this, in the first quarter 2000, Textron
      reported a cumulative effect of change in accounting principle of $59
      million (net of tax), or approximately $0.41 per share related to the
      adoption of this consensus.

- -     Textron completed the sale of Avco Financial Services (AFS) to Associates
      First Capital Corporation for $3.9 billion in cash on January 6, 1999 and
      recorded an after-tax gain of $1.65 billion or $10.70 per share. Textron
      also recorded an extraordinary loss of $43 million (net of tax) or $.27
      per share on the early retirement of debt in 1999. Net income (including
      the cumulative effect of the change


                                                   21 TEXTRON 2000 ANNUAL REPORT
<PAGE>   3
      in accounting principle and the special charges in 2000) was $218 million
      or $1.49 per share compared to 1999 net income of $2.23 billion or $14.48
      per share, which included the gain on the sale of AFS and the
      extraordinary loss.

- -     Interest income and expense - the net interest expense for Textron
      Manufacturing increased $123 million due to the re-leveraging that
      occurred following the divestiture of AFS. Interest expense increased $102
      million due to a higher level of average debt as a result of acquisitions
      and share repurchases. Interest income for 2000 of $6 million was related
      to the settlement of a note receivable compared to income of $27 million
      realized in 1999 as a result of its net investment position.

- -     Corporate expenses and other, net increased $21 million due primarily to
      the impact of organizational changes in the first and fourth quarters and
      costs associated with strategic and e-business initiatives in 2000,
      partially offset by higher income related to retirement benefits.

- -     Income taxes - the effective income tax rate for 2000 was 50.4% primarily
      due to the impact of the non-tax deductibility of goodwill written off in
      the fourth quarter. The impact of the special charges on the effective tax
      rate was 14.9%. Excluding the tax impact of the special charges, the
      effective tax rate was 35.5% for 2000 compared to 37.0% in 1999. This
      reduction is primarily due to the benefit of tax planning initiatives
      being realized in 2000 and the tax benefit of a contribution of shares
      granted to Textron in 1999 from Manulife Financial Corporation's initial
      public offering on their demutualization of Manufacturers Life Insurance
      Company to the Textron Charitable Trust.

- -     As a result of the softening economy, especially in the automotive
      industry, Textron anticipates slower growth rates for 2001, particularly
      in the first quarter. To strengthen operating efficiencies and better
      align its operations with current economic and market conditions in its
      Automotive, Fastening Systems and Industrial Products segments, Textron
      expects to incur additional restructuring charges over the next four to
      five quarters as the restructuring efforts are implemented.

1999 vs. 1998

- -     Income from continuing operations in 1999 of $623 million was up 41% from
      $443 million in 1998. Diluted earnings per share from continuing
      operations in 1999 of $4.05 were up 51% from $2.68 in 1998. Revenues
      increased 20% to $11.9 billion in 1999 from $9.9 billion in 1998.

- -     Segment profit of Textron's five business segments aggregated $1.201
      billion in 1999, up 15% from 1998, as a result of continued improved
      financial results across all business segments, reflecting the benefit of
      organic growth and acquisitions.

- -     Total segment margin decreased to 10.1% in 1999 from 10.5% in 1998, due
      primarily to lower Aircraft margins and the impact of lower margin
      acquisitions.

- -     Net income in 1999, including the gain on the sale of AFS and the
      extraordinary loss, was $2.23 billion or $14.48 per share, compared to
      $608 million in 1998 or $3.68 per share, which included $165 million of
      discontinued operating income from AFS.

- -     Interest income and expense - the net interest expense for Textron
      Manufacturing decreased $117 million as a result of the proceeds received
      in January 1999 from the divestiture of AFS. Interest income increased $27
      million, as a result of Textron's net investment position during the year,
      while interest expense decreased $90 million due to a lower level of
      average debt, resulting from the pay down of debt with the AFS proceeds,
      partially offset by incremental debt associated with acquisitions and
      share repurchases.

AIRCRAFT
2000 vs. 1999

The Aircraft segment's revenues and profit increased $375 million (9%) and $89
million (25%), respectively, achieving a 130 basis point improvement in margin.

- -     Cessna Aircraft's revenues increased $342 million due to higher sales of
      business jets, primarily the Citation Excel and the Citation Bravo, and
      increased spares and service revenues. Its profit increased as a result of
      the higher sales and improved operating performance, partially offset by
      increased engineering expense related to the Sovereign business jet.


TEXTRON 2000 ANNUAL REPORT 22
<PAGE>   4
AIRCRAFT
REVENUES

[BAR GRAPH GRAPHIC]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  5%           19%           9%
<S>          <C>         <C>
$3,380        $4,019      $4,394
</TABLE>



- -     Bell Helicopter's revenues increased $33 million as higher foreign
      military sales ($54 million), higher commercial spares sales ($21 million)
      and higher revenues on the V-22 Osprey tiltrotor aircraft production
      contract ($41 million) were partially offset by lower sales of commercial
      and other military helicopters ($71 million). Bell's profit increased due
      to the higher revenues and higher income related to retirement benefits.
      This favorable impact was partially offset by the lower recognition into
      income ($30 million in 2000 vs. $37 million in 1999) of cash received from
      a joint venture partner in 1998 on the formation of the BA609 program.
      Product development expense for 2000 increased slightly as higher spending
      on the BA609 commercial tiltrotor aircraft (net of the benefit of the
      contribution from a new supplier for the BA609 fuselage) was offset by
      lower spending on other programs.

- -     The Department of Defense is investigating a recent mishap of the V-22
      tiltrotor aircraft. Pending the results of the investigation, the U.S.
      Marine Corps has temporarily restricted the use of their V-22 aircraft.
      While current production continues under a low rate production contract,
      approval of a full rate production contract by the Department of Defense
      will probably be delayed pending the outcome of the investigation. During
      2000, the Company recognized total revenue of $432 million under the V-22
      program.

SEGMENT
PROFIT

[BAR GRAPH GRAPHIC]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  8%            7%          25%
<S>          <C>         <C>
$338          $362         $451
</TABLE>


1999 vs. 1998

The Aircraft segment's revenues and profit increased $639 million (19%) and $24
million (7%), respectively, due to higher results at Cessna Aircraft.

- -     Cessna Aircraft's revenues increased $523 million as a result of higher
      sales of business jets, primarily the Citation X and the Citation Excel,
      higher single-engine piston aircraft sales and increased spares and
      service revenues. Its profit increased as a result of the higher sales,
      partially offset by increased manufacturing costs associated with the
      ramp-up in production of new aircraft, higher warranty expense and
      increased new product development expense related to the Citation CJ2.

- -     Bell Helicopter's revenues increased $116 million, due primarily to higher
      revenues on the V-22 production contract ($105 million) and the Huey and
      Cobra upgrade contracts ($63 million) and higher foreign military sales
      ($42 million), partially offset by lower commercial and U.S. Government
      helicopter sales ($102 million). Bell's profit was unchanged from the 1998
      level. 1999 results reflected the full year recognition into income ($37
      million in 1999 vs. $10 million in 1998) of cash received in 1998 on the
      formation of a joint venture on the BA609 program, partially offset by
      higher expense related to new product development, while 1998 results
      reflected favorable contract adjustments related to the Bell-Boeing V-22
      Engineering, Manufacturing and Development contract.

AUTOMOTIVE
REVENUES

[BAR GRAPH GRAPHIC]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  14%           22%          2%
<S>          <C>         <C>
$2,356        $2,868      $2,924
</TABLE>


SEGMENT
PROFIT

[BAR GRAPH GRAPHIC]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  21%           29%         11%
<S>          <C>         <C>
 $171          $220        $244
</TABLE>


AUTOMOTIVE
2000 vs. 1999

The Automotive segment's revenues increased $56 million (2%) while profit
increased $24 million (11%) resulting in a 60 basis point increase in margin.
These results were achieved despite North American automotive original equipment
manufacturer (OEM) production decreases in the fourth quarter 2000.

- -     Trim revenues increased $46 million due to the contribution from
      acquisitions, primarily the Plascar and the Textron Automotive Italia,
      S.r.l. joint venture (formerly referred to as Textron Breed Automotive,
      S.r.l) and major new program launches, partially offset by customer price
      reductions. Profit increased 9% due to improved operating performance and
      the contribution from acquisitions partially offset by higher
      petroleum-based resin prices, customer price reductions and higher
      engineering and design expense to support future programs.

- -     Fuel Systems and Functional Components revenues increased $10 million as a
      result of higher sales volume at Kautex, partially offset by the negative
      impact of foreign exchange and customer price reductions. Profit increased
      14% due to improved operating performance at Kautex and a gain from the
      sale of two non-core product lines, partially offset by the unfavorable
      impact of foreign exchange, customer price reductions and higher
      petroleum-based resin prices.


                                                   23 TEXTRON 2000 ANNUAL REPORT
<PAGE>   5
In order to address performance issues in certain businesses and better align
itself with current economic and market conditions, Textron has approved
restructuring programs at Trim and in the Fuel Systems and Functional Components
businesses.

1999 vs. 1998

The Automotive segment's revenues increased $512 million (22%), while profit
increased $49 million (29%).

- -     Trim revenues increased $315 million (21%) reflecting increased production
      at DaimlerChrysler, Ford and General Motors, which was depressed in 1998
      by a strike. The increase in revenues also reflected the benefit of the
      Textron Automotive Italia, S.r.l. joint venture and the Midland Industrial
      Plastics acquisition. Profit increased 25% due to the higher sales,
      partially offset by customer price reductions.

- -     Fuel Systems and Functional Components revenues increased $197 million
      (23%) due primarily to higher North American market penetration by Kautex.
      Despite customer price reductions, profit increased 37% due to higher
      sales and improved operating performance at Kautex.



FASTENING SYSTEMS
Revenues

[BAR GRAPH]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  17%           18%         3%
<S>          <C>         <C>
 $1,758       $2,082      $2,137
</TABLE>


Segment
Profit

[BAR GRAPH]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  11%           2%          (4)%
<S>          <C>         <C>
$186           $190         $182
</TABLE>


FASTENING SYSTEMS
2000 vs. 1999

The Fastening Systems segment's revenues increased $55 million (3%), while
profit decreased $8 million (4%). Revenues increased due to the contribution
from acquisitions, primarily InteSys Technologies. This increase in revenues was
partially offset by the unfavorable impact of foreign exchange in its European
operations, lower volume in the heavy truck industry and customer price
reductions. Segment profit decreased as improved operating performance at
Commercial Solutions and Automotive Solutions and the benefit from acquisitions
were offset by the unfavorable impact of customer price reductions, foreign
exchange and lower volume in the heavy truck industry. As discussed on page 25
under "Special Charges, Net", Textron recorded a $128 million goodwill
impairment write-down related to Fastening Systems.

In order to address performance issues in certain businesses and better align
itself with current economic and market conditions, Textron has approved
restructuring programs at Advanced Solutions, Automotive Solutions and
Commercial Solutions.

1999 vs. 1998

The Fastening Systems segment's revenues and profit increased $324 million (18%)
and $4 million (2%), respectively. Revenues increased as a result of the
contribution from acquisitions, primarily Flexalloy, Ring Screw Works, Peiner,
Sukosim and InteSys Technologies, partially offset by the unfavorable impact of
foreign exchange in its European operations. Its profit increased as the benefit
from acquisitions more than offset the lower revenues in Europe. Results were
also affected by unfavorable operating performance at certain plants in Europe
caused by production scheduling issues, integration costs in the Vendor Managed
Inventory business, lower profit at an automotive plant related to economic
conditions in Brazil and non-recurring costs associated with restructuring
programs started in 1999.


INDUSTRIAL PRODUCTS
Revenues

[BAR GRAPH]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  16%          20%          22%
<S>          <C>         <C>
 $2,013       $2,422      $2,944
</TABLE>


INDUSTRIAL PRODUCTS
2000 vs. 1999

The Industrial Products segment's revenues and profit increased $522 million
(22%) and $42 million (14%), respectively. Revenues increased as a result of the
contribution from acquisitions, primarily OmniQuip, and higher organic sales at
Golf and Turf, Textron Marine & Land Systems, Greenlee, Textron Motion Control
and Textron Lycoming. This increase in revenues was partially offset by lower
revenues at Textron Systems, due to a change in contract mix, and lower demand
at Textron Power Transmission, Textron Fluid Handling Products and Turbine
Engine Components Textron (TECT). Profit increased primarily as a result of the
contribution from acquisitions, higher income related to retirement benefits and
improved margins at Textron Motion Control and Textron Systems. This


TEXTRON 2000 ANNUAL REPORT 24
<PAGE>   6
increase in profit was partially offset by lower organic sales and unfavorable
operating performance at OmniQuip, TECT and Textron Fluid Handling Products.
During the fourth quarter 2000, Textron recorded a write-down of TECT goodwill
for $178 million as discussed below under the heading "Special Charges, Net."

In order to address performance issues in certain businesses and better align
itself with current economic and market conditions, Textron has approved
restructuring programs at OmniQuip, Greenlee, Golf and Turf, Textron Motion
Control, Textron Power Transmission, Textron Fluid Handling Products and Textron
Systems.


INDUSTRIAL PRODUCTS
Segment
Profit

[BAR GRAPH]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  23%          30%         14%
<S>          <C>         <C>
  $232         $301        $343
</TABLE>


1999 vs. 1998

The Industrial Products segment revenues and profit increased $409 million (20%)
and $69 million (30%), respectively. Revenues increased as a result of the
contribution from acquisitions, primarily David Brown, OmniQuip, Ransomes and
Progressive Electronics, and higher organic sales at Golf and Turf and Greenlee.
Its profit increased as a result of the higher sales combined with strong margin
improvement at Golf and Turf and Textron Systems, and a gain on the sale of a
product line. These benefits were partially offset by lower organic sales at
Textron Power Transmission, reflecting a decline in the worldwide mechanical
power transmission market, and TECT due to lower customer requirements, and the
impact of the divestiture of Fuel Systems in 1998. In addition, 1998 results
were depressed by a one-month strike at a Golf and Turf plant.


FINANCE
Revenues

[BAR GRAPH]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  5%            26%         49%
<S>          <C>         <C>
$367           $463        $691
</TABLE>


FINANCE
2000 vs. 1999

The Finance segment's revenues increased $228 million (49%) while profit
increased $62 million (48%). Revenues increased due to a higher level of average
receivables ($5.782 billion in 2000 vs. $4.252 billion in 1999), reflecting a
balance of both acquisitive and organic growth, a higher yield on receivables
and higher syndication and securitization income ($34 million in 2000 vs. $14
million in 1999). Segment profit increased as the benefit of the higher revenues
was partially offset by higher expenses related to managed receivables and a
higher provision for loan losses.


Segment
Profit

[BAR GRAPH]

<TABLE>
<CAPTION>
  98            99          00
- ----------------------------------
  5%            13%         48%
<S>          <C>         <C>
$113           $128         $190
</TABLE>


1999 vs. 1998

The Finance segment's revenues increased $96 million (26%), while profit
increased $15 million (13%). Revenues increased due to a higher level of average
receivables ($4.252 billion in 1999 vs. $3.190 billion in 1998), reflecting both
acquisitive and organic growth and an increase in syndication and servicing fee
income. This was partially offset by lower yields on receivables, reflecting
lower prevailing interest rates. Profit increased as the benefit of higher
revenues was partially offset by higher expenses related to growth in managed
receivables and a higher provision for loan losses related to growth in
receivables and higher charge-offs in the revolving credit portfolio. This was
partially offset by a lower provision for loan losses in the real estate
portfolio. Included in 1999 results was a gain of $4.7 million on the sale of an
investment in the third quarter, while third quarter 1998 results included a
gain of $3.4 million on the securitization of Textron-related receivables.

SPECIAL CHARGES, NET

As discussed in Note 17, Textron recorded pre-tax charges totaling $483 million
in 2000. The charges include restructuring charges of $16 million associated
with the modernization and consolidation of manufacturing facilities in the
Automotive ($1 million) and Industrial Products ($15 million) segments, $350
million of asset impairment charges in the Industrial Products, Fastening
Systems and Automotive segments, and $117 million for the write-down of the
Company's e-business investment portfolio.

In the fourth quarter 2000, Textron finalized its 2000 restructuring program to
strengthen operating efficiencies and better align its operations with current
economic and market conditions in its Automotive, Fastening Systems and
Industrial Products segments. The Company expects to incur restructuring charges
over the next four to five quarters as the restructuring efforts are
implemented. Severance costs will be included in the restructuring charges and
are based upon established policies and practices. The total cash cost of the
program, before savings, is expected to be


                                                   25 TEXTRON 2000 ANNUAL REPORT
<PAGE>   7
between $140 and $160 million which will be incurred primarily during 2001.
Ongoing annualized savings are expected to be $100 to $120 million, beginning in
2002, with $50 to $70 million realized in 2001. Substantially all planned
actions will be executed by year-end 2001, with an estimated net reduction in
the global workforce of over 3,600.

In conjunction with the initiation of the 2000 restructuring program and the
Company's fourth quarter multi-year financial planning process, management
identified certain indicators of potential impairment of long-lived assets
including goodwill. As a result, the Company performed an impairment review
which identified impaired goodwill of $194 million in Industrial Products, $128
million in Fastening Systems and $27 million in Automotive, as well as impaired
fixed assets of $1 million in Automotive resulting in an aggregate write-down of
$350 million. The largest portions of the goodwill charge were at TECT ($178
million) and Flexalloy ($96 million). Key impairment indicators during 2000 with
respect to TECT, a manufacturer of air and land-based gas turbine engines
components and airframe structures, were deteriorating margins and its inability
to generate new contracts combined with declining sales from its largest
customer representing approximately 50% of TECT's total revenues. Key indicators
for Flexalloy, a vendor-managed inventory company, serving primarily the heavy
truck industry within Fastening Systems, were its performance against plan and
the negative effect on its vendor-managed business model by other supply chain
competitors. Flexalloy's business is dependent upon large customers and the
service level for larger customers cannot be easily replicated without
substantial additional investment. Also, the synergies within Fastening Systems,
which were initially viewed to be significant due to Textron's existing market
share, have been considerably less than anticipated. The undiscounted cash flow
projections performed for the applicable operating units were less than the
carrying amounts of long-lived assets including goodwill indicating that there
was impairment. Accordingly, Textron recorded the goodwill write-down to the
extent the carrying amount of goodwill exceeded its fair value.

During the last several months of 2000, the value of Textron's e-business
investment portfolio has fallen substantially. The Company has determined that
this decline in value is other than temporary and has taken a pre-tax charge of
$117 million to write-down its e-business investment portfolio to its current
value. The application of e-business technology across the Company remains an
important strategic investment for Textron.

Textron recorded pre-tax charges of $18 million and $87 million in 1999 and
1998, respectively, related to restructuring activities. The charges include
severance costs, asset impairments and other exit related costs associated with
the cost reduction efforts and plant closures in the former Industrial segment,
and headcount reductions in the Aircraft segment as discussed further in Note
17.

In the third quarter of 1999, Textron recorded a gain of $19 million as a result
of shares granted to Textron from Manulife Financial Corporation's initial
public offering on their demutualization of Manufacturers Life Insurance
Company.

DISCONTINUED OPERATIONS

In August 1998, Textron announced that it had reached an agreement to sell Avco
Financial Services (AFS) to Associates First Capital Corporation. The sale was
completed on January 6, 1999. AFS is classified as a discontinued operation in
1999 and 1998.

LIQUIDITY & CAPITAL RESOURCES

The liquidity and capital resources of Textron's operations are best understood
by separately considering its independent borrowing groups, Textron
Manufacturing and Textron Finance. Textron Manufacturing consists of Textron
Inc., the parent company, consolidated with the entities which operate in the
Aircraft, Automotive, Fastening Systems and Industrial Products business
segments, whose financial results are a reflection of the ability to manage and
finance the development, production and delivery of tangible goods and services.
Textron Finance consists of Textron's wholly-


TEXTRON 2000 ANNUAL REPORT 26
<PAGE>   8
owned commercial finance subsidiary, Textron Financial Corporation, consolidated
with its subsidiaries. Textron Finance's financial results are a reflection of
its ability to provide financial services in a competitive marketplace, at the
appropriate pricing, while managing the associated financial risks. The
fundamental differences between each borrowing group's activities result in
different measures used by investors, rating agencies and analysts.

OPERATING CASH FLOWS

Textron's financial position continued to be strong at the end of 2000. During
2000, cash flows from operations was the primary source of funds for operating
needs and capital expenditures of Textron Manufacturing. The Statements of Cash
Flows for each borrowing group detailing the changes in cash balances are on
pages 36-37. Textron Manufacturing's operating cash flow includes dividends
received from Textron Finance. Beginning in early 1999, the methodology used by
Textron Finance to determine the amount of dividends to be paid to Textron
Manufacturing changed from payments based on Textron Finance maintaining a
leverage ratio of 6.5 to 1 to payments based on maintaining a leverage ratio of
7.5 to 1.

FINANCING

Textron Manufacturing's debt to total capital ratio was 32% at December 30, 2000
up from 27% at January 1, 2000. The increase is consistent with Textron's
financial target of maintaining its debt to capital ratio in the low to mid-30%
range. Consistent with the analytical methodology used by members of the
financial community, leverage of the manufacturing operations excludes the debt
of Textron Finance for the purposes of calculating leverage pursuant to
Textron's financial targets. In turn, Textron Finance evaluates its leverage by
limiting borrowing so that its leverage will not exceed a ratio of debt to
tangible equity of 7.5 to 1. As a result, surplus capital of Textron Finance
will be returned to Textron, and additional capital required for growth will be
infused or left in the business, assuming Textron Finance's returns are
consistent with Textron's standards.

Borrowings have historically been a secondary source of funds for Textron
Manufacturing and, along with the collection of finance receivables, are a
primary source of funds for Textron Finance. Both Textron Manufacturing and
Textron Finance utilize a broad base of financial sources for their respective
liquidity and capital requirements. The Company's strong credit ratings from
Moody's (A2 Long-Term; P1 Short-Term), Standard & Poor's (Textron Manufacturing:
A Long-Term; A1 Short-Term. Textron Finance: A- Long-Term; A2 Short-Term) and
Fitch (A Long-Term; F1 Short-Term) provide flexibility in obtaining funds on
competitive terms. The Company's credit facilities are summarized on page 45.

During 2000, Textron Manufacturing established a two billion Euro Medium-Term
Note facility (EMTN), which provides for the issuance of debt securities
denominated in the Euro or other currencies. Under the EMTN, Textron issued 300
million Euro-denominated ($273 million U.S. dollar-equivalent as of December 30,
2000) 5.63% medium-term notes which mature in 2005 and 150 million British Pound
Sterling-denominated ($221 million U.S. dollar-equivalent as of December 30,
2000) 6.63% notes which mature in 2020. The proceeds from the sale of these
notes were used to reduce existing short-term debt and for general corporate
purposes.

During 2000, Textron Finance increased its medium-term note facility by $300
million and issued $415 million of one-year variable rate notes. The related
proceeds were used to refinance maturing commercial paper. The medium-term note
facility was fully utilized as of year-end 2000. Textron Finance also issued $73
million in variable-rate notes that mature in 2003 through 2004, and $75 million
Canadian dollar-denominated ($50 million U.S. dollar equivalent as of December
30, 2000) notes through private placements that mature in 2003. In April 2000,
Textron Finance issued $750 million in variable rate notes under its shelf
registration statement facility of which $275 million matures in 2001 and $475
million matures in 2002. The proceeds from these notes were used to refinance
maturing commercial paper and terminate $220 million of other variable rate
debt, which was prepaid at par.

During 2000, Textron Finance securitized approximately $763 million of general
aviation receivables, $275 million of equipment loans and leases, $70 million of
franchise loans and $69 million of land lot loans. In connection with the
securitizations, Textron Finance terminated $300 million notional interest


                                                   27 TEXTRON 2000 ANNUAL REPORT
<PAGE>   9
rate exchange agreements that were entered in 2000 to hedge the cash receipts
associated with the securitization. The proceeds from the securitization sales
were used to retire existing commercial paper. Realized gains recognized on
these securitizations during 2000 was $22 million. The securitizations provided
Textron Finance with an alternate source of financing while maintaining desired
debt to capital ratios. Textron Finance anticipates that it will enter
additional securitization transactions in 2001.

At year-end 2000, Textron Manufacturing had $1.5 billion available under its
existing shelf registration filed with the Securities Exchange Commission (SEC)
and approximately $1.3 billion U.S. dollar-equivalent available under the EMTN.
Also at year-end 2000, Textron Finance had $1.25 billion available under its
shelf registration filed with the SEC. The Company believes that both borrowing
groups, individually and in the aggregate, have adequate credit facilities and
have available access to capital markets to meet their long-term financing
needs.

USES OF CAPITAL

Textron measures its existing businesses, and evaluates proposed capital
projects and acquisitions on the basis of their ability to achieve a return on
invested capital (ROIC) of at least 15 percent. ROIC measures the ability of a
business or project to achieve an acceptable return on its capital irrespective
of how it is financed. Textron sets rigorous financial criteria for evaluating
potential acquisitions. Potential acquisitions must:

- -     Have a capability to achieve an ROIC of at least 15 percent (18% for
      Textron Finance).

- -     Achieve "economic profit" - earnings over and above the cost of capital,
      which approximates 10 percent after tax for domestic manufacturing (13
      percent for domestic finance) - within a three-year time period. If an
      acquisition cannot produce an economic profit within this time frame, it
      must have a sound strategic justification (such as protecting an existing
      business with acceptable returns on capital) or the capital is better
      returned to shareholders.

- -     Nondilutive to EPS in the first twelve months and contribute to EPS
      thereafter.

Acquisitions by Textron Manufacturing are evaluated on an enterprise basis, so
that the capital employed is equal to the price paid for the target company's
equity plus any debt assumed. During the past three years, Textron acquired 32
companies, acquired the minority interest of two entities and entered into three
joint ventures in the Manufacturing segments for an aggregate cost of $2.4
billion, including notes issued for approximately $164 million, treasury stock
issued for $32 million and $529 million of debt assumed. In December 2000,
Textron agreed to acquire Tempo Research Corporation to further expand its
growing presence in the telecommunications test equipment market. This
transaction closed in early 2001.

Acquisitions of Textron Finance are evaluated on the basis of the amount of
Textron Manufacturing capital that Textron would have to set aside so that the
acquisition could be levered at a debt to tangible equity ratio with Textron
Finance of 7.5 to 1. During the past three years, Textron Finance acquired six
companies. The capital required for these acquisitions was $387 million. The
actual cost of the acquisitions was $1.5 billion, including debt assumed of $595
million.

Textron has invested approximately $100 million in Safeguard Scientifics, Inc.
common stock as part of a strategic alliance with this Internet holding and
operating company. Under the alliance, Textron is working with Safeguard partner
companies to develop and execute global e-commerce strategies. Also, Textron
invested approximately $8 million in the common stock of a Safeguard partner
company and purchased $25 million of EqualFooting.com, Inc. convertible
preferred stock in support of the Company's e-business initiative. These
investments were made to accelerate the application of critical new technology
across all of the Company's businesses. While this remains an important
strategic objective for Textron, the value of the Company's investments has
fallen substantially over the last several months of 2000. As a result, Textron
has taken a charge in December 2000 of $117 million ($76 million after tax) to
write down the Company's e-business investment portfolio to its current value.
At year-end 2000, Textron's equity investments in its e-business portfolio had a
carrying value of $17 million with no unrealized gain or loss in accumulated
other comprehensive loss.


TEXTRON 2000 ANNUAL REPORT 28
<PAGE>   10
Capital spending in 2000 continued at a level consistent with 1999, decreasing
only slightly to $527 million. Combined capital spending for the past three
years totaled $1.5 billion.

On February 23, 2000, Textron announced that its Board of Directors had
authorized a new ten million share repurchase program. In 2000, Textron
repurchased 6.6 million shares of common stock under its Board authorized share
repurchase program at an aggregate cost of $353 million. Textron's Board of
Directors approved the annual dividend per common share of $1.30 in 2000.
Dividend payments to shareholders in 2000 amounted to $189 million, a decrease
of $3 million from 1999.

FINANCIAL RISK MANAGEMENT

INTEREST RATE RISKS

Textron's financial results are affected by changes in U.S. and foreign interest
rates. As part of managing this risk, the Company enters into interest rate
exchange agreements to convert certain variable-rate debt to long-term
fixed-rate debt and vice versa. The overall objective of Textron's interest rate
risk management is to achieve a prudent balance between floating and fixed-rate
debt. The Company's mix of fixed and floating rate debt is continuously
monitored by management and is adjusted, as necessary, based on evaluation of
internal and external factors. The difference between the rates Textron
Manufacturing received and the rates it paid on interest rate exchange
agreements did not significantly impact interest expense in 2000 or 1999.

Textron Finance's strategy is to match interest-sensitive assets with
interest-sensitive liabilities to limit the Company's exposure to changes in
interest rates. As part of managing this matching strategy, Textron Finance has
entered into interest rate exchange agreements, including basis swaps, to
lock-in desired spreads between certain interest-earning assets and certain
interest-bearing liabilities. During 2000, Textron Finance entered into interest
rate exchange agreements to hedge the $750 million of variable-pay medium term
notes issued under its shelf registration statement. These included interest
rate swaps with an aggregate notional amount of $150 million to fix the interest
rates on a corresponding amount of the new notes. Further, an aggregate $600
million notional of basis swaps were entered to convert the variable interest
rate payments on $600 million of the new debt from LIBOR based payments to Prime
based payments. Textron Finance terminated fixed-pay interest rate exchange
agreements with an aggregate notional amount of $150 million that were hedging
existing variable rate debt. Textron Finance has entered forward starting
interest rate exchange agreements with an aggregate notional amount of $200
million to fix interest rates on debt expected to be issued in the first quarter
of fiscal 2001. The net impact of these agreements was immaterial in 2000 and
increased reported interest expense by $2 million in both 1999 and 1998.

FOREIGN EXCHANGE RISKS

Textron's financial results are affected by changes in foreign currency exchange
rates or weak economic conditions in the foreign markets in which products are
manufactured and/or sold. Textron Manufacturing's primary currency exposures are
the European Common Currency (Euro), British Pound and Canadian Dollar.

Textron Manufacturing manages its exposures to foreign currency assets and
earnings primarily by funding certain foreign currency denominated assets with
liabilities in the same currency and, as such, certain exposures are naturally
offset. Prior to 2000, Textron Manufacturing had primarily used synthetic
foreign borrowings to manage foreign currency exposures, however, during 2000,
Textron Manufacturing primarily used actual foreign currency borrowings for
these purposes.

In addition, as part of managing its foreign currency transaction exposures,
Textron enters into foreign currency forward exchange and option contracts.
These contracts are generally used to fix the local currency cost of purchased
goods or services or selling prices denominated in currencies other than the
functional currency. The notional amount of outstanding foreign exchange
contracts, foreign currency options and currency swaps was approximately $841
million at year-end 2000 and $1.3 billion at year-end 1999.


                                                   29 TEXTRON 2000 ANNUAL REPORT
<PAGE>   11
Effective January 1, 1999, the European Economic and Monetary Union entered into
a transition phase during which a common currency, the Euro, was introduced into
participating countries. The Euro conversion has not had a material impact on
Textron's business.

QUANTITATIVE RISK MEASURES

Textron has used a sensitivity analysis to quantify the market risk inherent in
its financial instruments. Financial instruments held by the Company that are
subject to market risk (interest rate risk, foreign exchange rate risk and
equity price risk) include finance receivables (excluding lease receivables),
debt (excluding lease obligations), interest rate exchange agreements, foreign
exchange contracts, currency swaps, marketable equity securities and marketable
security price forward contracts.

Presented below is a sensitivity analysis of the fair value of Textron's
financial instruments at year-end. The following table illustrates the
hypothetical change in the fair value of the Company's financial instruments at
year-end assuming a 10% decrease in interest rates, a 10% strengthening in
exchange rates against the U.S. dollar and a 10% decrease in the quoted market
prices of applicable marketable equity securities. The estimated fair value of
the financial instruments was determined by discounted cash flow analysis and by
independent investment bankers. This sensitivity analysis is most likely not
indicative of actual results in the future.


<TABLE>
<CAPTION>
                                                                                2000                                        1999
- --------------------------------------------------------------------------------------------------------------------------------
                                                                        Hypothetical                                Hypothetical
                                              Carrying         Fair        Change In      Carrying          Fair       Change In
(In millions)                                    Value        Value       Fair Value         Value         Value      Fair Value
- --------------------------------------------------------------------------------------------------------------------------------
<S>                                           <C>           <C>         <C>               <C>            <C>        <C>
Interest Rate Risk
Textron Manufacturing:
         Debt                                  $ 2,061      $ 2,105            $  31       $ 1,745       $ 1,740            $ 22
         Interest rate
           exchange agreements                      --           (8)              (9)           --             7             (10)
Textron Finance:
         Finance receivables                     4,767        4,840               31         4,624         4,642              57
         Interest rate
           exchange agreements                      --           (6)              (5)           --            --              --
         Debt                                    4,667        4,688               33         4,551         4,535              38
         Interest rate
           exchange agreements                      --           17               10            --            (2)              1
Foreign Exchange Rate Risk
Textron Manufacturing:
         Debt                                    1,101        1,113              111           285           286              23
         Foreign exchange contracts                 (1)          (1)             (15)           --            (6)            (22)
         Currency swaps                             --           --               --           (21)          (25)             88
         Interest rate
           exchange agreements                      --           --               --            --             1              --
Textron Finance:
         Debt                                       50           50                5            --            --              --
         Foreign exchange contracts                 --           --               (2)              --            --            --
         Currency swaps                             --            1                1            --            --              --
Equity Price Risk
Textron Manufacturing:
         Available for sale securities              16           16               (2)           --            --              --
         Marketable security price
           forward contracts                       (26)         (26)              (8)            5             5             (12)
</TABLE>


TEXTRON 2000 ANNUAL REPORT 30

<PAGE>   12
          OTHER MATTERS



                           ENVIRONMENTAL
                           As with other industrial enterprises engaged in
                           similar businesses, Textron is involved in a number
                           of remedial actions under various federal and state
                           laws and regulations relating to the environment
                           which impose liability on companies to clean up, or
                           contribute to the cost of cleaning up, sites on which
                           their hazardous wastes or materials were disposed or
                           released. Expenditures to evaluate and remediate
                           contaminated sites approximated $11 million, $16
                           million and $10 million in 2000, 1999 and 1998,
                           respectively. Textron currently projects that
                           expenditures for remediation will range between $12
                           million and $15 million for each of the years 2001
                           and 2002.

                           Textron's accrued estimated environmental liabilities
                           are based on assumptions which are subject to a
                           number of factors and uncertainties. Circumstances
                           which can affect the accruals' reliability and
                           precision include identification of additional sites,
                           environmental regulations, level of cleanup required,
                           technologies available, number and financial
                           condition of other contributors to remediation, and
                           the time period over which remediation may occur.
                           Textron believes that any changes to the accruals
                           that may result from these factors and uncertainties
                           will not have a material effect on Textron's net
                           income or financial condition. Textron estimates that
                           its accrued environmental remediation liabilities
                           will likely be paid over the next five to ten years.

                           BACKLOG
                           Textron's commercial backlog was $8.5 billion and
                           $7.2 billion at the end of 2000 and 1999,
                           respectively, and U.S. Government backlog was $1.4
                           billion at the end of 2000 and $2.0 billion at the
                           end of 1999. Backlog for the Aircraft segment was
                           approximately 84% and 81% of Textron's commercial
                           backlog at the end of 2000 and 1999, respectively,
                           and 74% and 80% of Textron's U.S. Government backlog
                           at the end of 2000 and 1999, respectively.

                           FOREIGN MILITARY SALES
                           Certain Company products are sold through the
                           Department of Defense's Foreign Military Sales
                           Program. In addition, Textron sells directly to
                           select foreign military organizations. Sales under
                           these programs totaled approximately 1.7% of
                           Textron's consolidated revenue in 2000 (1.0% in the
                           case of foreign military sales and 0.7% in the case
                           of direct sales) and 1.8% in 1999 (0.6% and 1.2%,
                           respectively). Such sales include military and
                           commercial helicopters, armored vehicles, turrets,
                           and spare parts and in 2000 were made primarily to
                           the countries of Taiwan (54%), Colombia (11%), Sri
                           Lanka (6%), Japan (5%), Finland (3%), Italy (3%) and
                           Korea (3%). All sales are made in full compliance
                           with all applicable laws and in accordance with
                           Textron's code of conduct.

                           NEW ACCOUNTING PRONOUNCEMENTS
                           In June 1998, the Financial Accounting Standards
                           Board (FASB) issued Statement of Financial Accounting
                           Standards (SFAS) No. 133 "Accounting for Derivative
                           Instruments and Hedging Activities." SFAS 133
                           requires an entity to recognize all derivatives as
                           either assets or liabilities and measure those
                           instruments at fair value. In June 1999, the FASB
                           issued SFAS 137, which deferred the effective date of
                           SFAS 133 to all fiscal quarters of years beginning
                           after June 15, 2000. In June 2000, the FASB issued
                           SFAS 138 which amended accounting and reporting
                           standards and addressed issues causing implementation
                           difficulties with SFAS 133 for certain derivative
                           instruments and hedging activities. These statements
                           became effective for the Company on December 31,
                           2000. The Company will record the effect of the
                           transition to these new accounting requirements in
                           the first quarter of 2001 as a cumulative effect of
                           change in accounting principle. The effect of this
                           change in accounting will not be material to the
                           Company's results of operations and financial
                           position.

                           Effective October 1, 2000, the Company adopted Staff
                           Accounting Bulletin (SAB) 101, "Revenue Recognition
                           in Financial Statements". SAB 101 summarizes the
                           Securities and Exchange Commission's views regarding
                           the application of generally accepted accounting
                           principles to selected revenue recognition issues.
                           The adoption and implementation of SAB 101 did not
                           have a material effect on the results of operations
                           or financial position of the Company.




                                                   31 TEXTRON 2000 ANNUAL REPORT
<PAGE>   13

                           As discussed in the Results of Operations section, in
                           the fourth quarter of 2000, Textron adopted the
                           Emerging Issues Task Force (EITF) consensus on Issue
                           No. 99-19, "Reporting Revenue Gross as a Principal
                           versus Net as an Agent". See page 21 for further
                           discussion.

                           In September 2000, the FASB issued SFAS 140
                           "Accounting for Transfers and Servicing of Financial
                           Assets and Extinguishments of Liabilities -- a
                           Replacement of FASB Statement No. 125". SFAS 140
                           revises criteria for accounting for securitizations,
                           other financial-asset and collateral transfers and
                           extinguishments of liabilities. The Statement also
                           introduces new disclosure requirements related to
                           securitizations, collateral and retained interests in
                           securitized financial assets. Textron adopted these
                           new disclosure requirements in the fourth quarter of
                           2000, as required by statement. The provisions for
                           SFAS 140 related to the transfers and servicing of
                           financial assets and extinguishments of liabilities
                           are effective for transactions occurring after March
                           31, 2001. Based upon current activities, the adoption
                           of this statement will not have a material effect on
                           the Company's results of operations or financial
                           position.




                                    *********



                           Forward-looking Information: Certain statements in
                           this report and other oral and written statements
                           made by Textron from time to time, are
                           forward-looking statements, including those that
                           discuss strategies, goals, outlook or other
                           non-historical matters; or project revenues, income,
                           returns or other financial measures. These
                           forward-looking statements are subject to risks and
                           uncertainties that may cause actual results to differ
                           materially from those contained in the statements,
                           including the following: (a) the extent to which
                           Textron is able to implement and complete its
                           restructuring plans, (b) the extent to which Textron
                           is able to successfully integrate recent
                           acquisitions, (c) changes in worldwide economic and
                           political conditions that impact interest and foreign
                           exchange rates, (d) the occurrence of work stoppages
                           and strikes at key facilities of Textron or Textron's
                           customers or suppliers, (e) government funding and
                           program approvals affecting products being developed
                           or sold under government programs, (f) successful
                           implementation of supply chain and e-procurement
                           strategies, (g) the timing of certifications of new
                           aircraft products, (h) the occurrence of a severe
                           downturn in the economies in which Textron operates
                           that could reduce demand for its products, (i) the
                           level of consumer demand for the vehicle models for
                           which Textron supplies parts to automotive original
                           equipment manufacturers ("OEMs"), (j) Textron's
                           ability to offset, through cost reductions, raw
                           material price increases and pricing pressure brought
                           by OEM customers, and (k) Textron Financial
                           Corporation's ability to maintain credit quality and
                           control costs when entering new markets.



TEXTRON 2000 ANNUAL REPORT 32
<PAGE>   14

REPORT OF MANAGEMENT

                           Management is responsible for the integrity and
                           objectivity of the financial data presented in this
                           Annual Report. The consolidated financial statements
                           have been prepared in conformity with accounting
                           principles generally accepted in the United States
                           and include amounts based on management's best
                           estimates and judgments. The independent auditors,
                           Ernst & Young LLP, have audited the consolidated
                           financial statements and have considered the internal
                           control structure to the extent they believed
                           necessary to support their report, which appears
                           below.

                           We conduct our business in accordance with the
                           standards outlined in the Textron Business Conduct
                           Guidelines which is communicated to all employees.
                           Honesty, integrity and high ethical standards are the
                           core values of how we conduct business. Every Textron
                           division prepares and carries out an annual
                           Compliance Plan to ensure these values and standards
                           are maintained. Our internal control structure is
                           designed to provide reasonable assurance, at
                           appropriate cost, that assets are safeguarded and
                           that transactions are properly executed and recorded.
                           The internal control structure includes, among other
                           things, established policies and procedures, an
                           internal audit function, and the selection and
                           training of qualified personnel. Textron financial
                           managers are responsible for implementing effective
                           internal control systems and monitoring their
                           effectiveness, as well as developing and executing an
                           annual internal control plan.

                           The Audit Committee of our Board of Directors, on
                           behalf of the shareholders, oversees management's
                           financial reporting responsibilities. The Audit
                           Committee, comprised of six directors who are not
                           officers or employees of the Company, meets regularly
                           with the independent auditors, management and our
                           internal auditors to review matters relating to
                           financial reporting, internal accounting controls and
                           auditing. Both the independent auditors and the
                           internal auditors have free and full access to senior
                           management and the Audit Committee.


                        /s/Lewis B. Campbell   /s/ Ted R. French
                           Lewis B. Campbell       Ted R. French
                           Chairman and Chief      Executive Vice President
                           Executive Officer       and Chief Financial Officer
                           January 23, 2001


REPORT OF INDEPENDENT AUDITORS

                           To the Board of Directors and Shareholders
                           Textron Inc.

                           We have audited the accompanying consolidated balance
                           sheets of Textron Inc. as of December 30, 2000 and
                           January 1, 2000, and the related consolidated
                           statements of income, cash flows and changes in
                           shareholders' equity for each of the three years in
                           the period ended December 30, 2000. These financial
                           statements are the responsibility of the Company's
                           management. Our responsibility is to express an
                           opinion on these financial statements based on our
                           audits.

                           We conducted our audits in accordance with auditing
                           standards generally accepted in the United States.
                           Those standards require that we plan and perform the
                           audit to obtain reasonable assurance about whether
                           the financial statements are free of material
                           misstatement. An audit includes examining, on a test
                           basis, evidence supporting the amounts and
                           disclosures in the financial statements. An audit
                           also includes assessing the accounting principles
                           used and significant estimates made by management, as
                           well as evaluating the overall financial statement
                           presentation. We believe that our audits provide a
                           reasonable basis for our opinion.

                           In our opinion, the financial statements referred to
                           above present fairly, in all material respects, the
                           consolidated financial position of Textron Inc. at
                           December 30, 2000 and January 1, 2000, and the
                           consolidated results of its operations and its cash
                           flows for each of the three years in the period ended
                           December 30, 2000, in conformity with accounting
                           principles generally accepted in the United States.

                           As discussed in Note 7 to the consolidated financial
                           statements, in 2000 the Company changed its method of
                           accounting for pre-production costs in accordance
                           with Emerging Issues Task Force No. 99-5, "Accounting
                           for Pre-Production Costs Related to Long-Term Supply
                           Arrangements".




                       /s/ Ernest & Young LLP
                           Boston, Massachusetts
                           January 23, 2001

                                                   33 TEXTRON 2000 ANNUAL REPORT
<PAGE>   15

                        CONSOLIDATED STATEMENTS OF INCOME

<TABLE>
<CAPTION>
For each of the years in the three-year period ended December 30, 2000
(In millions except per share amounts)                                    2000            1999         1998
                                                                       -------------------------------------
<S>                                                                    <C>           <C>           <C>
REVENUES
Manufacturing revenues                                                 $ 12,399      $ 11,391      $ 9,507
Finance revenues                                                            691           463          367
- ------------------------------------------------------------------------------------------------------------
  Total revenues                                                         13,090        11,854        9,874
- ------------------------------------------------------------------------------------------------------------
COSTS AND EXPENSES
Cost of sales                                                            10,028         9,242        7,692
Selling and administrative                                                1,445         1,318        1,108
Interest, net                                                               486           233          301
Provision for losses on collection of finance receivables                    37            32           20
Special charges, net                                                        483            (1)          87
Gain on sale of division                                                     --            --          (97)
- ------------------------------------------------------------------------------------------------------------
  Total costs and expenses                                               12,479        10,824        9,111
- ------------------------------------------------------------------------------------------------------------
Income from continuing operations before income taxes and
  distributions on preferred securities of subsidiary trusts                611         1,030          763
Income taxes                                                               (308)         (381)        (294)
Distributions on preferred securities of subsidiary trusts,
  net of income taxes                                                       (26)          (26)         (26)
- ------------------------------------------------------------------------------------------------------------
INCOME FROM CONTINUING OPERATIONS                                           277           623          443
- ------------------------------------------------------------------------------------------------------------
Discontinued operations, net of income taxes:
  Income from operations                                                     --            --          165
  Gain on disposal                                                           --         1,646           --
- ------------------------------------------------------------------------------------------------------------
                                                                             --         1,646          165
- ------------------------------------------------------------------------------------------------------------
Income before extraordinary loss and cumulative
  effect of change in accounting principle                                  277         2,269          608
Extraordinary loss from debt retirement, net of income taxes                 --           (43)          --
Cumulative effect of change in accounting
  principle, net of income taxes                                            (59)           --           --
- ------------------------------------------------------------------------------------------------------------
NET INCOME                                                             $    218      $  2,226      $   608
- ------------------------------------------------------------------------------------------------------------
PER COMMON SHARE:
   BASIC:
      INCOME FROM CONTINUING OPERATIONS                                $   1.92      $   4.14      $  2.74
      Discontinued operations, net of income taxes                           --         10.94         1.03
      Extraordinary loss from debt retirement, net of income taxes           --          (.28)          --
      Cumulative effect of change in
        accounting principle, net of income taxes                          (.41)           --           --
- ------------------------------------------------------------------------------------------------------------
   NET INCOME                                                          $   1.51      $  14.80      $  3.77
- ------------------------------------------------------------------------------------------------------------
   DILUTED:
      INCOME FROM CONTINUING OPERATIONS                                $   1.90          4.05         2.68
      Discontinued operations, net of income taxes                           --         10.70         1.00
      Extraordinary loss from debt retirement, net of income taxes           --          (.27)          --
      Cumulative effect of change in
        accounting principle, net of income taxes                          (.41)           --           --
- ------------------------------------------------------------------------------------------------------------
   NET INCOME                                                          $   1.49      $  14.48      $  3.68
- ------------------------------------------------------------------------------------------------------------
</TABLE>
See notes to the consolidated financial statements.


 TEXTRON 2000 ANNUAL REPORT 34
<PAGE>   16
                           CONSOLIDATED BALANCE SHEETS
<TABLE>
<CAPTION>
As of December 30, 2000 and January 1, 2000
(Dollars in millions)                                                                             2000           1999
- ----------------------------------------------------------------------------------------------------------------------
<S>                                                                                           <C>           <C>
ASSETS
TEXTRON MANUFACTURING
Cash and cash equivalents                                                                     $    282      $    192
Commercial and U.S. Government receivables
  (less allowance for doubtful accounts of $58 in 2000 and 1999)                                 1,318         1,363
Inventories                                                                                      1,871         1,859
Other current assets                                                                               443           321
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL CURRENT ASSETS                                                                           3,914         3,735
- ---------------------------------------------------------------------------------------------------------------------
Property, plant, and equipment, net                                                              2,568         2,484
Intangibles, net                                                                                 2,340         2,807
Other assets                                                                                     1,417         1,378
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL TEXTRON MANUFACTURING ASSETS                                                            10,239        10,404
- ---------------------------------------------------------------------------------------------------------------------
TEXTRON FINANCE
Cash                                                                                                 7            17
Finance receivables, net                                                                         5,473         5,465
Other assets (including net goodwill of $217 in 2000 and $211 in 1999)                             651           507
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL TEXTRON FINANCE ASSETS                                                                   6,131         5,989
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL ASSETS                                                                                $ 16,370      $ 16,393
======================================================================================================================
LIABILITIES AND SHAREHOLDERS' EQUITY
LIABILITIES
TEXTRON MANUFACTURING
Current portion of long-term debt and short-term debt                                         $    615      $    688
Accounts payable                                                                                 1,200         1,214
Income taxes payable                                                                                77            87
Other accrued liabilities                                                                        1,371         1,267
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL CURRENT LIABILITIES                                                                      3,263         3,256
- ---------------------------------------------------------------------------------------------------------------------
Accrued postretirement benefits other than pensions                                                715           741
Other liabilities                                                                                1,224         1,336
Long-term debt                                                                                   1,469         1,079
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL TEXTRON MANUFACTURING LIABILITIES                                                        6,671         6,412
- ---------------------------------------------------------------------------------------------------------------------
TEXTRON FINANCE
Other liabilities                                                                                  211           234
Deferred income taxes                                                                              315           307
Debt                                                                                             4,667         4,551
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL TEXTRON FINANCE LIABILITIES                                                              5,193         5,092
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL LIABILITIES                                                                             11,864        11,504
- ---------------------------------------------------------------------------------------------------------------------
TEXTRON FINANCE - OBLIGATED MANDATORILY REDEEMABLE PREFERRED SECURITIES OF
    FINANCE SUBSIDIARY HOLDING SOLELY JUNIOR SUBORDINATED DEBENTURES                                28            29
- ---------------------------------------------------------------------------------------------------------------------
TEXTRON - OBLIGATED MANDATORILY REDEEMABLE PREFERRED SECURITIES OF
  SUBSIDIARY TRUST HOLDING SOLELY TEXTRON JUNIOR SUBORDINATED DEBT SECURITIES                      484           483
- ---------------------------------------------------------------------------------------------------------------------
SHAREHOLDERS' EQUITY
Capital stock:
  Preferred stock:
    $2.08 Cumulative Convertible Preferred Stock, Series A (liquidation value - $11)                 5             5
    $1.40 Convertible Preferred Dividend Stock, Series B (preferred only as to dividends)            7             7
  Common stock (195,394,000 and 194,858,000
    shares issued and 140,933,000 and 147,002,000 outstanding)                                      24            24
Capital surplus                                                                                  1,026         1,009
Retained earnings                                                                                5,848         5,817
Accumulated other comprehensive loss                                                              (172)          (98)
- ---------------------------------------------------------------------------------------------------------------------
                                                                                                 6,738         6,764
  Less cost of treasury shares                                                                   2,744         2,387
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL SHAREHOLDERS' EQUITY                                                                     3,994         4,377
- ---------------------------------------------------------------------------------------------------------------------
  TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY                                                  $ 16,370      $ 16,393
=====================================================================================================================
</TABLE>

See notes to the consolidated financial statements.


                                                   35 TEXTRON 2000 ANNUAL REPORT
<PAGE>   17
STATEMENTS OF CASH FLOWS

For each of the years in the three-year period ended December 30, 2000
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------
                                                                                               Consolidated
                                                                                   ---------------------------------
(In millions)                                                                       2000         1999        1998
- --------------------------------------------------------------------------------------------------------------------
<S>                                                                             <C>          <C>          <C>
CASH FLOWS FROM OPERATING ACTIVITIES:
Income from continuing operations                                               $   277      $   623      $   443
Adjustments to reconcile income from continuing operations to net cash
  provided by operating activities:
    Earnings of Textron Finance greater than distributions                            -            -            -
    Dividends received from discontinued operations                                   -            -          187
    Depreciation                                                                    382          349          292
    Amortization                                                                    112           91           69
    Provision for losses on receivables                                              41           34           21
    Gain on sale of division, net of income taxes                                     -            -          (54)
    Special charges, net                                                            483           (1)          87
    Deferred income taxes                                                             9           63          (16)
    Changes in assets and liabilities excluding those related to
      acquisitions and divestitures:
        Decrease (increase) in commercial and U.S. Government receivables            69           34         (116)
        Decrease (increase) in inventories                                            5           13         (157)
        Decrease (increase) in other assets                                        (206)        (144)        (111)
        Increase (decrease) in accounts payable                                     (95)         149           46
        Increase (decrease) in accrued liabilities                                  (43)         (85)         262
    Other - net                                                                     (11)         (10)           8
- --------------------------------------------------------------------------------------------------------------------
    NET CASH PROVIDED BY OPERATING ACTIVITIES                                     1,023        1,116          961
- --------------------------------------------------------------------------------------------------------------------
CASH FLOWS FROM INVESTING ACTIVITIES:
Finance receivables:
  Originated or purchased                                                        (7,032)      (4,920)      (4,069)
  Repaid                                                                          5,233        3,783        3,352
  Proceeds on receivables sales and securitization sales                          1,556          307          367
Cash used in acquisitions                                                           (85)      (1,574)        (956)
Net proceeds from dispositions                                                       (9)       2,950          117
Capital expenditures                                                               (527)        (532)        (475)
Cash used to purchase investment securities                                        (134)           -            -
Other investing activities - net                                                     76           29           22
- --------------------------------------------------------------------------------------------------------------------
    NET CASH (USED) PROVIDED BY INVESTING ACTIVITIES                               (922)          43       (1,642)
- --------------------------------------------------------------------------------------------------------------------
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase (decrease) in short-term debt                                             (450)      (1,131)       1,571
Proceeds from issuance of long-term debt                                          2,005        3,195          438
Principal payments and retirements on long-term debt                             (1,048)      (2,174)        (534)
Proceeds from exercise of stock options                                              14           50           71
Purchases of Textron common stock                                                  (353)        (751)        (712)
Dividends paid                                                                     (189)        (192)        (143)
Dividends paid to Textron Manufacturing                                               -            -            -
Capital contributions to Textron Finance                                              -            -            -
- --------------------------------------------------------------------------------------------------------------------
    NET CASH (USED) PROVIDED BY FINANCING ACTIVITIES                                (21)      (1,003)         691
- --------------------------------------------------------------------------------------------------------------------
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS                                 80          156           10
Cash and cash equivalents at beginning of year                                      209           53           43
- --------------------------------------------------------------------------------------------------------------------
Cash and cash equivalents at end of year                                        $   289      $   209      $    53
====================================================================================================================
SUPPLEMENTAL INFORMATION:
Cash paid during the year for interest                                          $   479      $   239      $   345
Cash paid during the year for income taxes
    (includes $9 and $912 in 2000 and 1999, respectively, for AFS disposal)     $   327      $ 1,167      $   260
 ===================================================================================================================
</TABLE>
   * "Textron Manufacturing" income from continuing operations includes income
   from of Textron Inc., the parent company, consolidated with the entities
   which operate in the Aircraft, Automotive, Fastening Systems and Industrial
   Products business segments and the pretax income from  "Textron Finance".
   Textron Finance consists of Textron's wholly-owned commercial finance
   subsidiary, Textron Financial Corporation consolidated with its subsidiaries.
   All significant transactions between Textron Manufacturing and Textron
   Finance have been eliminated from the "Consolidated" column. The principles
   of consolidation are described in Note 1 to the consolidated financial
   statements.

TEXTRON 2000 ANNUAL REPORT 36
<PAGE>   18

<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------
                                                                                      Textron Manufacturing*
- ------------------------------------------------------------------------------------------------------------------
(In millions)                                                                     2000        1999         1998
- ------------------------------------------------------------------------------------------------------------------
<S>                                                                             <C>        <C>          <C>
CASH FLOWS FROM OPERATING ACTIVITIES:
Income from continuing operations                                               $ 277      $   623      $   443
Adjustments to reconcile income from continuing operations to net cash
  provided by operating activities:
    Earnings of Textron Finance greater than distributions                        (36)         (43)          (8)
    Dividends received from discontinued operations                                 -            -          187
    Depreciation                                                                  365          337          282
    Amortization                                                                   97           84           66
    Provision for losses on receivables                                             4            2            1
    Gain on sale of division, net of income taxes                                   -            -          (54)
    Special charges, net                                                          483           (1)          87
    Deferred income taxes                                                          (9)          68          (18)
    Changes in assets and liabilities excluding those related to
      acquisitions and divestitures:
        Decrease (increase) in commercial and U.S. Government receivables          69           34         (116)
        Decrease (increase) in inventories                                          5           13         (157)
        Decrease (increase) in other assets                                      (215)        (143)        (130)
        Increase (decrease) in accounts payable                                   (82)         147           21
        Increase (decrease) in accrued liabilities                                (33)        (113)         245
    Other - net                                                                    17           (1)          18
- ------------------------------------------------------------------------------------------------------------------
    NET CASH PROVIDED BY OPERATING ACTIVITIES                                     942        1,007          867
- ------------------------------------------------------------------------------------------------------------------
CASH FLOWS FROM INVESTING ACTIVITIES:
Finance receivables:
  Originated or purchased                                                           -            -            -
  Repaid                                                                            -            -            -
  Proceeds on receivables sales and securitization sales                            -            -            -
Cash used in acquisitions                                                         (85)        (859)        (753)
Net proceeds from dispositions                                                     (9)       2,945          117
Capital expenditures                                                             (513)        (521)        (462)
Cash used to purchase investment securities                                      (134)           -            -
Other investing activities - net                                                   80           55           37
- ------------------------------------------------------------------------------------------------------------------
    NET CASH (USED) PROVIDED BY INVESTING ACTIVITIES                             (661)       1,620       (1,061)
- ------------------------------------------------------------------------------------------------------------------
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase (decrease) in short-term debt                                            (77)      (1,045)       1,220
Proceeds from issuance of long-term debt                                          516          799            8
Principal payments and retirements on long-term debt                              (97)        (974)        (190)
Proceeds from exercise of stock options                                            14           50           71
Purchases of Textron common stock                                                (353)        (751)        (712)
Dividends paid                                                                   (189)        (192)        (143)
Dividends paid to Textron Manufacturing                                             -            -            -
Capital contributions to Textron Finance                                           (5)        (353)         (59)
- ------------------------------------------------------------------------------------------------------------------
    NET CASH (USED) PROVIDED BY FINANCING ACTIVITIES                             (191)      (2,466)         195
- ------------------------------------------------------------------------------------------------------------------
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS                               90          161            1
Cash and cash equivalents at beginning of year                                    192           31           30
- ------------------------------------------------------------------------------------------------------------------
Cash and cash equivalents at end of year                                        $ 282      $   192      $    31
==================================================================================================================
SUPPLEMENTAL INFORMATION:
Cash paid during the year for interest                                          $ 154      $    57      $   192
Cash paid during the year for income taxes
    (includes $9 and $912 in 2000 and 1999, respectively, for AFS disposal)     $ 249      $ 1,132      $   230
 =================================================================================================================
</TABLE>

<TABLE>
<CAPTION>
- -------------------------------------------------------------------------------------------------------------------
                                                                                           Textron Finance
- -------------------------------------------------------------------------------------------------------------------
(In millions)                                                                      2000         1999           1998
- -------------------------------------------------------------------------------------------------------------------
<S>                                                                              <C>          <C>          <C>
CASH FLOWS FROM OPERATING ACTIVITIES:
Income from continuing operations                                                $   118      $    79      $    70
Adjustments to reconcile income from continuing operations to net cash
  provided by operating activities:
    Earnings of Textron Finance greater than distributions                             -            -            -
    Dividends received from discontinued operations                                    -            -            -
    Depreciation                                                                      17           12           10
    Amortization                                                                      15            7            3
    Provision for losses on receivables                                               37           32           20
    Gain on sale of division, net of income taxes                                      -            -            -
    Special charges, net                                                               -            -            -
    Deferred income taxes                                                             16           (5)           2
    Changes in assets and liabilities excluding those related to
      acquisitions and divestitures:
        Decrease (increase) in commercial and U.S. Government receivables              -            -            -
        Decrease (increase) in inventories                                             -            -            -
        Decrease (increase) in other assets                                            9           (1)           8
        Increase (decrease) in accounts payable                                      (13)           2           37
        Increase (decrease) in accrued liabilities                                   (10)          28           17
    Other - net                                                                      (24)          (9)         (10)
- -------------------------------------------------------------------------------------------------------------------
    NET CASH PROVIDED BY OPERATING ACTIVITIES                                        165          145          157
- -------------------------------------------------------------------------------------------------------------------
CASH FLOWS FROM INVESTING ACTIVITIES:
Finance receivables:
  Originated or purchased                                                         (7,032)      (4,920)      (4,069)
  Repaid                                                                           5,233        3,783        3,352
  Proceeds on receivables sales and securitization sales                           1,556          307          367
Cash used in acquisitions                                                              -         (715)        (203)
Net proceeds from dispositions                                                         -            5            -
Capital expenditures                                                                 (14)         (11)         (13)
Cash used to purchase investment securities                                            -            -            -
Other investing activities - net                                                      (5)         (26)         (16)
- -------------------------------------------------------------------------------------------------------------------
    NET CASH (USED) PROVIDED BY INVESTING ACTIVITIES                                (262)      (1,577)        (582)
- -------------------------------------------------------------------------------------------------------------------
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase (decrease) in short-term debt                                              (373)         (86)         351
Proceeds from issuance of long-term debt                                           1,488        2,396          430
Principal payments and retirements on long-term debt                                (951)      (1,200)        (344)
Proceeds from exercise of stock options                                                -            -            -
Purchases of Textron common stock                                                      -            -            -
Dividends paid                                                                         -            -            -
Dividends paid to Textron Manufacturing                                              (82)         (36)         (62)
Capital contributions to Textron Finance                                               5          353           59
- -------------------------------------------------------------------------------------------------------------------
    NET CASH (USED) PROVIDED BY FINANCING ACTIVITIES                                  87        1,427          434
- -------------------------------------------------------------------------------------------------------------------
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS                                 (10)          (5)           9
Cash and cash equivalents at beginning of year                                        17           22           13
- -------------------------------------------------------------------------------------------------------------------
Cash and cash equivalents at end of year                                         $     7      $    17          $ 22
===================================================================================================================
SUPPLEMENTAL INFORMATION:
Cash paid during the year for interest                                           $   325      $   182      $   153
Cash paid during the year for income taxes
    (includes $9 and $912 in 2000 and 1999, respectively, for AFS disposal)      $    78      $    35      $    30
 ====================================================================================================================
                                                                   See notes to the consolidated financial statements
</TABLE>

                                                   37 TEXTRON 2000 ANNUAL REPORT
<PAGE>   19

           CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY


For each of the years in the three-year period ended December 30, 2000
<TABLE>
<CAPTION>

                                                         SHARES OUTSTANDING*                    DOLLARS
                                                           (In thousands)                   (In millions)
- -------------------------------------------------------------------------------------------------------------------
                                                    2000       1999       1998        2000      1999      1998
- -------------------------------------------------------------------------------------------------------------------
<S>                                              <C>        <C>        <C>       <C>          <C>       <C>
$2.08 PREFERRED STOCK
Beginning balance                                    159        178        201   $       5     $   6     $   6
Conversion to common stock                           (16)       (19)       (23)          -        (1)        -
- -------------------------------------------------------------------------------------------------------------------
Ending balance                                       143        159        178   $       5     $   5     $   6
===================================================================================================================
$1.40 PREFERRED STOCK
Beginning balance                                     74         86         92   $       7     $   7     $   7
Conversion to common stock                            (7)       (12)        (6)          -         -         -
- -------------------------------------------------------------------------------------------------------------------
Ending balance                                        67         74         86   $       7     $   7     $   7
===================================================================================================================
COMMON STOCK
Beginning balance                                147,002    154,742    162,343    $     24    $   24    $   24
Purchases                                         (6,627)    (9,779)   (10,189)          -         -         -
Exercise of stock options                            430      1,428      2,465           -         -         -
Conversion of preferred stock to common stock         97        129        123           -         -         -
Other issuances of common stock                       31        482          -           -         -         -
- -------------------------------------------------------------------------------------------------------------------
Ending balance                                   140,933    147,002    154,742    $     24    $   24    $   24
===================================================================================================================
CAPITAL SURPLUS
Beginning balance                                                                   $1,009    $  931    $  830
Conversion of preferred stock to common stock                                            1         1         1
Exercise of stock options and other issuances                                           16        77       100
- -------------------------------------------------------------------------------------------------------------------
Ending balance                                                                      $1,026    $1,009    $  931
===================================================================================================================
RETAINED EARNINGS
Beginning balance                                                                   $5,817    $3,786    $3,362
Net income                                                                             218     2,226       608
Dividends declared:
  Preferred stock                                                                        -        (1)       (1)
  Common stock (per share: $1.30 in both 2000 and 1999
  and $1.14 in 1998)                                                                  (187)     (194)     (183)
- -------------------------------------------------------------------------------------------------------------------
Ending balance                                                                      $5,848    $5,817    $3,786
===================================================================================================================
TREASURY STOCK
Beginning balance                                                                   $2,387    $1,661   $   939
Purchases of common stock                                                              358       748       722
Issuance of common stock                                                                (1)      (22)        -
- -------------------------------------------------------------------------------------------------------------------
Ending balance                                                                      $2,744    $2,387    $1,661
- -------------------------------------------------------------------------------------------------------------------
ACCUMULATED OTHER COMPREHENSIVE LOSS
Beginning balance                                                                 $    (98)    $ (96)    $ (62)
Currency translation adjustment                                                        (74)        8       (33)
Securities valuation adjustment                                                          -       (13)        -
Pension liability adjustment                                                             -         3        (1)
- -------------------------------------------------------------------------------------------------------------------
Other comprehensive loss                                                               (74)       (2)      (34)
- -------------------------------------------------------------------------------------------------------------------
Ending balance                                                                     $  (172)    $ (98)    $ (96)
===================================================================================================================
COMPREHENSIVE INCOME
Net income                                                                         $   218    $2,226    $  608
Other comprehensive loss                                                               (74)       (2)      (34)
- -------------------------------------------------------------------------------------------------------------------
Comprehensive income                                                               $   144    $2,224    $  574
===================================================================================================================
</TABLE>

*Shares issued at the end of 2000, 1999, 1998 and 1997, were as follows (in
thousands): $2.08 Preferred - 212; 228; 247; and 270 shares, respectively; $1.40
Preferred - 554; 561; 573; and 579 shares, respectively; Common - 195,394;
194,858; 193,277; and 190,689 shares, respectively.

See notes to the consolidated financial statements.


                                                   TEXTRON 2000 ANNUAL REPORT 38
<PAGE>   20
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

                    1 FINANCIAL STATEMENT PRESENTATION

                           SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

                           THE FINANCIAL STATEMENTS HAVE BEEN PREPARED IN
                           ACCORDANCE WITH ACCOUNTING PRINCIPLES GENERALLY
                           ACCEPTED IN THE UNITED STATES. SIGNIFICANT ACCOUNTING
                           POLICIES APPEAR IN ITALICS AS AN INTEGRAL PART OF THE
                           NOTES TO THE FINANCIAL STATEMENTS TO WHICH THE
                           POLICIES RELATE.

                           CASH AND CASH EQUIVALENTS

                           CASH AND CASH EQUIVALENTS CONSIST OF CASH AND
                           SHORT-TERM, HIGHLY LIQUID SECURITIES WITH ORIGINAL
                           MATURITIES OF NINETY DAYS OR LESS.

                           REVENUE RECOGNITION

                           REVENUE IS GENERALLY RECOGNIZED WHEN PRODUCTS ARE
                           DELIVERED OR SERVICES ARE PERFORMED. WITH RESPECT TO
                           AIRCRAFT, DELIVERY IS UPON COMPLETION OF
                           MANUFACTURING, CUSTOMER ACCEPTANCE AND THE TRANSFER
                           OF RISKS AND REWARDS OF OWNERSHIP. SPECIFIC POLICIES
                           FOR THE FINANCE SEGMENT AND LONG-TERM CONTRACTS ARE
                           INCLUDED IN THE RELATED NOTES.

                             Effective October 1, 2000, the Company adopted
                           Staff Accounting Bulletin (SAB) 101, "Revenue
                           Recognition in Financial Statements". SAB 101
                           summarizes the Securities Exchange Commission's views
                           regarding the application of generally accepted
                           accounting principles to selected revenue recognition
                           issues. The adoption and implementation of SAB 101
                           did not have a material effect on the results of
                           operations or financial position of the Company.

                             Effective in the fourth quarter 2000, Textron
                           reclassified certain items in its income statement
                           and restated revenues and costs for prior periods. A
                           substantial portion of the reclassifications related
                           to the adoption of Emerging Issues Task Force (EITF)
                           consensus on Issue No. 99-19 "Reporting Revenue Gross
                           as a Principal versus Net as an Agent", whereby used
                           aircraft sales are now reported as revenues;
                           previously they were netted against costs. Prior
                           period financial information has been reclassified to
                           conform with the current year presentation. The
                           result of the reclassifications was to increase
                           revenue and costs by $254 million, $275 million and
                           $191 million for 2000, 1999 and 1998, respectively.
                           There was no effect on income from continuing
                           operations or net income.

                           NATURE OF OPERATIONS AND PRINCIPLES OF CONSOLIDATION
                           Textron is a global, multi-industry company with
                           manufacturing and finance operations. Its principal
                           markets (listed within segments in order of the
                           amount of 2000 revenues) and the major locations of
                           such markets are as follows:

<TABLE>
<CAPTION>

SEGMENT          PRINCIPAL MARKETS                                                                              MAJOR LOCATIONS
===================================================================================================================================
<S>              <C>                                                                                          <C>
AIRCRAFT         - Business jets                                                                              - North America
                 - Commercial and military helicopters                                                        - Asia and Australia
                 - General aviation                                                                           - South America
                 - Overnight express package carriers                                                         - Western Europe
                 - Commuter airlines, relief flights, tourism, and freight
- -----------------------------------------------------------------------------------------------------------------------------------

AUTOMOTIVE       - Automotive original equipment manufacturers  and their suppliers                           - North America
                                                                                                              - Western Europe
                                                                                                              - South America
- -----------------------------------------------------------------------------------------------------------------------------------

FASTENING        - Automotive                                                                                 - North America
SYSTEMS          - Distributors                                                                               - Western Europe
                 - Consumers                                                                                  - Asia and Australia
                 - Other OEMs                                                                                 - South America
                 - Electronics
                 - Aerospace
- -----------------------------------------------------------------------------------------------------------------------------------

INDUSTRIAL       - Industrial components: commercial aerospace and defense                                    - North America
PRODUCTS         - Golf and turf-care products: golf courses, resort communities,                             - Western Europe
                    and commercial and industrial users                                                       - Asia and Australia
                 - Fluid and power systems: original equipment manufacturers,
                   distributors and end-users of a wide variety of products
                 - Light construction equipment: commercial customers, national rental
                   fleets, and the U.S. Government
- -----------------------------------------------------------------------------------------------------------------------------------

FINANCE          - Commercial loans and leases                                                                - North AMERICA
- -----------------------------------------------------------------------------------------------------------------------------------
</TABLE>


                                                   39 TEXTRON 2000 ANNUAL REPORT
<PAGE>   21
                           The consolidated financial statements include the
                           accounts of Textron and all of its majority- and
                           wholly-owned subsidiaries. All significant
                           intercompany transactions are eliminated.

                           Textron's financings are conducted through two
                           borrowing groups, Textron Finance and Textron
                           Manufacturing. This framework is designed to enhance
                           the Company's borrowing power by separating the
                           Finance segment. Textron Finance consists of Textron
                           Financial Corporation consolidated with its
                           subsidiaries, which are the entities through which
                           Textron operates its Finance segment. Textron Finance
                           finances its operations by borrowing from its own
                           group of external creditors.

                           Textron Manufacturing is Textron Inc., the parent
                           company, consolidated with the entities which operate
                           in the Aircraft, Automotive, Fastening Systems and
                           Industrial Products business segments. During 2000,
                           Textron reorganized its management reporting
                           structure into five segments, separately reporting
                           the financial results of Fastening Systems and
                           Industrial Products, which previously comprised the
                           Industrial segment. Additionally, management
                           responsibility for one division previously in the
                           Automotive segment has been transferred to the
                           Industrial Products segment. Prior period data shown
                           in the financial statements and related notes have
                           been reclassified, as appropriate.

                           The preparation of these financial statements in
                           conformity with generally accepted accounting
                           principles requires management to make estimates and
                           assumptions that affect these statements and
                           accompanying notes. Some of the more significant
                           estimates include inventory valuation, residual
                           values of leased assets, allowance for credit losses
                           on finance receivables, product liability, workers
                           compensation, environmental and warranty reserves,
                           and amounts reported under long-term contracts.
                           Management's estimates are based on the facts and
                           circumstances available at the time estimates are
                           made, past historical experience, risk of loss,
                           general economic conditions and trends and
                           management's assessments of the probable future
                           outcome of these matters. Consequently, actual
                           results could differ from such estimates.

                           During 1999, Textron Manufacturing entered into a
                           promissory note agreement with Textron Finance,
                           whereby Textron Finance could borrow up to $1.25
                           billion from Textron Manufacturing. The maximum
                           amount outstanding under this agreement during 1999
                           was $1.0 billion. The amount of interest
                           expense/income incurred/earned by Textron Finance and
                           Textron Manufacturing, respectively, was
                           approximately $15 million for 1999. Textron Finance's
                           operating income includes interest expense incurred
                           under this agreement. This agreement was cancelled
                           during the second quarter of 1999.



                        2 ACQUISITIONS AND DISPOSITIONS

                           ACQUISITIONS

                           During 2000, Textron Manufacturing acquired 11
                           companies, acquired the minority interests of two
                           entities and entered into one joint venture at a
                           total cost of $121 million including debt assumed of
                           $36 million. The largest of these acquisitions were
                           Plascar Industria e Comerico Ltda. - the leading
                           supplier of instrument panels and automotive trim
                           products to global manufacturers producing vehicles
                           in South America and Advantage Molding and Decorating
                           - a leading supplier of injection molded parts,
                           tooling and pad-printed designs.

                             During 1999, Textron Manufacturing segments
                           acquired 14 companies and entered into two joint
                           ventures which in turn, each acquired companies. The
                           largest of these acquisitions were Flexalloy Inc. - a
                           provider of vendor managed inventory services for the
                           North American fastener markets; OmniQuip
                           International, Inc. - a leading manufacturer of light
                           construction equipment including telescopic material
                           handlers, aerial work platforms and skid steer
                           loaders and InteSys Technologies Inc. - a provider of
                           plastics and metal engineered assemblies. The total
                           cost of the acquisitions and investments in joint
                           ventures was approximately $1.2 billion, including
                           treasury stock issued for $32 million and debt
                           assumed of $308 million.

                             In addition, in 1999 Textron Finance had
                           acquisitions totaling $1.3 billion, including debt
                           assumed of $547 million. The largest of these
                           acquisitions were Litchfield Financial Corporation, a
                           commercial finance company specializing in the
                           vacation ownership (timeshare) industry and the
                           aircraft and franchise finance divisions of GreenTree
                           Financial Servicing Corporation. Capital
                           contributions made by Textron Manufacturing to
                           Textron Finance in support of these acquisitions were
                           $337 million.

                             During 1998, Textron acquired nine companies. The
                           largest of these acquisitions were Ransomes PLC - a
                           UK-based manufacturer of commercial turf-care
                           machinery; Ring Screw Works - a Michigan-based
                           supplier of specialty threaded fasteners to the
                           automotive industry; and David Brown Group PLC - a
                           UK-based designer and manufacturer of industrial
                           gears and mechanical and hydraulic transmission
                           systems. The total cost of these acquisitions was
                           approximately $1.1 billion, including notes issued
                           for approximately $160 million. In addition,
                           approximately $230 million of debt was assumed as a
                           result of these acquisitions.

                             The purchase method of accounting has been used for
                           all acquisitions during the past three years.



                                                   TEXTRON 2000 ANNUAL REPORT 40
<PAGE>   22
         DISPOSITIONS

         On August 11, 1998, Textron announced that it had reached an agreement
         to sell Avco Financial Services (AFS) to Associates First Capital
         Corporation for $3.9 billion in cash. The sale was completed on January
         6, 1999. Net after-tax proceeds were approximately $2.9 billion,
         resulting in an after-tax gain of $1.65 billion. Textron has presented
         AFS as a discontinued operation in these financial statements.

              Fuel Systems Textron was sold to Woodward Governor Company for
         $160 million in cash in 1998, at a pretax gain of $97 million ($54
         million after-tax).



     3   FINANCE RECEIVABLES AND SECURITIZATIONS

         INTEREST INCOME IS RECOGNIZED IN REVENUES USING THE INTEREST METHOD TO
         PROVIDE A CONSTANT RATE OF RETURN OVER THE TERMS OF THE RECEIVABLES.
         DIRECT LOAN ORIGINATION COSTS AND FEES RECEIVED ARE DEFERRED AND
         AMORTIZED OVER THE LOANS' CONTRACTUAL LIVES. THE ACCRUAL OF INTEREST
         INCOME IS SUSPENDED FOR ACCOUNTS WHICH ARE CONTRACTUALLY DELINQUENT BY
         MORE THAN THREE MONTHS. ACCRUAL OF INTEREST RESUMES AND SUSPENDED
         INTEREST INCOME IS RECOGNIZED WHEN LOANS BECOME CONTRACTUALLY CURRENT.


              PROVISIONS FOR LOSSES ON FINANCE RECEIVABLES ARE CHARGED TO INCOME
         IN AMOUNTS SUFFICIENT TO MAINTAIN THE ALLOWANCE AT A LEVEL CONSIDERED
         ADEQUATE TO COVER LOSSES IN THE EXISTING RECEIVABLE PORTFOLIO.
         MANAGEMENT EVALUATES THE ALLOWANCE BY EXAMINING CURRENT DELINQUENCIES,
         THE CHARACTERISTICS OF THE EXISTING ACCOUNTS, HISTORICAL LOSS
         EXPERIENCE, THE VALUE OF THE UNDERLYING COLLATERAL, AND GENERAL
         ECONOMIC CONDITIONS AND TRENDS.

              FINANCE RECEIVABLES ARE WRITTEN-OFF WHEN THEY ARE DETERMINED TO BE
         UNCOLLECTIBLE. FINANCE RECEIVABLES ARE WRITTEN DOWN TO THE FAIR VALUE
         OF THE RELATED COLLATERAL (LESS ESTIMATED COSTS TO SELL) WHEN THE
         COLLATERAL IS REPOSSESSED OR WHEN NO PAYMENT HAS BEEN RECEIVED FOR SIX
         MONTHS, UNLESS MANAGEMENT DEEMS THE LOANS COLLECTIBLE. FORECLOSED REAL
         ESTATE LOANS AND REPOSSESSED ASSETS ARE TRANSFERRED FROM FINANCE
         RECEIVABLES TO OTHER ASSETS AT THE LOWER OF FAIR VALUE (LESS ESTIMATED
         COSTS TO SELL) OR THE OUTSTANDING LOAN BALANCE.

         FINANCE RECEIVABLES

         Commercial installment contracts have initial terms ranging from one to
         15 years. Golf course and resort mortgages have initial terms ranging
         from three to seven years. Finance leases have initial terms up to 15
         years. Leveraged leases have initial terms up to approximately 30
         years. Floorplan and revolving receivables generally mature within one
         to three years.

              At the end of 2000 and 1999, Textron Finance had nonaccrual loans
         and leases totaling $102 million and $84 million, respectively.
         Approximately $76 million and $65 million of these respective amounts
         were considered impaired, which excludes finance leases and homogeneous
         loan portfolios. The allowance for losses on receivables related to
         impaired loans was $34 million and $21 million at the end of 2000 and
         1999. The average recorded investment in impaired loans during 2000 and
         1999 were $76 million and $47 million, respectively. The percentage of
         net write-offs to average finance receivables was 0.7% in 2000, and
         0.5% in both 1999 and 1998.

              The following table displays the contractual maturity of the
         finance receivables. It does not necessarily reflect future cash
         collections because of various factors including the refinancing of
         receivables and repayments prior to maturity. Cash collections from
         receivables, excluding finance charges and portfolio sales, were $5.2
         billion and $3.8 billion in 2000 and 1999, respectively. In the same
         periods, the ratio of cash collections to average net receivables was
         approximately 91% and 89%, respectively.


<TABLE>
<CAPTION>
                                                                                           LESS            FINANCE RECEIVABLES
                                                    CONTRACTUAL MATURITIES                FINANCE              OUTSTANDING
                                                    ----------------------                                     -----------
(In millions)                                 2001           2002        AFTER 2002       CHARGES          2000            1999
- -------------                                 ----           ----        ----------       -------          ----            ----
<S>                                         <C>            <C>           <C>              <C>             <C>            <C>
Installment contracts                       $   402        $   308        $ 1,410         $  (135)        $ 1,985        $ 2,227
Floorplan receivables                           810             77              8              (1)            894            657
Revolving loans                                 615             65            641             (16)          1,305          1,216
Finance leases                                   97             87            274             (97)            361            509
Golf course and resort mortgages                144            150            393              (4)            683             621
Leveraged leases                                 15             11            613            (278)            361            348
                                            -------        -------        -------         -------           -----          -----
                                            $ 2,083        $   698        $ 3,339         $  (531)          5,589          5,578
                                            =======        =======        =======         =======
Less allowance for credit losses                                                                              116            113
                                                                                                            -----          -----
                                                                                                          $ 5,473        $ 5,465
                                            =======        =======        =======         =======           =====          =====
</TABLE>

                                                  41  TEXTRON 2000 ANNUAL REPORT
<PAGE>   23
              The net investment in finance leases and leveraged leases were as
         follows:




<TABLE>
<CAPTION>
(In millions)                                                2000            1999
- -------------                                                ----            ----
<S>                                                        <C>             <C>
Finance and leveraged lease receivables                    $   508         $   656
Estimated residual values on equipment and assets              589             589
                                                           -------         -------
                                                             1,097           1,245
                                                           -------         -------
Unearned income                                               (375)           (388)
                                                           -------         -------
Investment in leases                                           722             857
                                                           -------         -------
Deferred income taxes arising from leveraged leases           (265)           (260)
                                                           -------         -------
Net investment in leases                                   $   457         $   597
                                                           =======         =======
</TABLE>

              The activity in the allowance for credit losses on finance
         receivables is as follows:




<TABLE>
<CAPTION>
(In millions)                                2000          1999          1998
- -------------                                ----          ----          ----
<S>                                         <C>           <C>           <C>
Balance at the beginning of the year        $ 113         $  84         $  77
Provision for losses                           37            32            20
Charge-offs                                   (45)          (28)          (21)
Recoveries                                      7             5             5
Acquisitions and other                          4            20             3
                                            -----         -----         -----
Balance at the end of the year              $ 116         $ 113         $  84
                                            =====         =====         =====
</TABLE>

              Textron had both fixed-rate and variable-rate loan commitments
         totaling $1,531 million at year-end 2000. Because interest rates on
         these commitments are not set until the loans are funded, Textron is
         not exposed to interest rate changes.

              A portion of Textron Finance's business involves financing the
         sale and lease of Textron products. In 2000, 1999 and 1998, Textron
         Finance paid Textron $1,429 million, $1,260 million, and $980 million,
         respectively, for receivables and operating lease equipment. Operating
         agreements with Textron specify that Textron Finance generally has
         recourse to Textron with respect to these purchases. At year-end 2000,
         finance receivables and operating lease equipment of $834 million and
         $69 million, respectively, ($841 million and $69 million, respectively,
         at year-end 1999) were due from Textron or subject to recourse to
         Textron. Included in the finance receivables balance guaranteed by
         Textron are past due loans of $105 million at the end of 2000 ($72
         million at year-end 1999) that meet the non-accrual criteria but are
         not classified as non-accrual by Textron Finance due to the guarantee
         from Textron Manufacturing units. Textron Finance continues to
         recognize income on these loans. Concurrently, Textron Manufacturing is
         charged for their obligation to Textron Finance under the guarantee so
         that there are no net interest earnings for the loans on a consolidated
         basis.

              Textron Finance manages finance receivables for a variety of
         investors, participants and third party portfolio owners. The total
         managed finance receivable portfolio, including owned finance
         receivables, was $7,965 million and $6,802 million, respectively for
         2000 and 1999.

              Textron Finance's finance receivables are diversified
         geographically across the United States. There are no significant
         industry or collateral concentrations at the end of 2000.

         SECURITIZATIONS

         Textron Finance securitized and sold without recourse (and servicing
         rights retained) $1.2 billion and $273 million of finance receivables
         in 2000 and 1998, respectively. Gains from securitized trust sales were
         approximately $22 million and $3 million in 2000 and 1998,
         respectively. Textron Finance retained subordinated interests in the
         trusts which are approximately 2% to 10% of the total trust. Servicing
         fees range from 30 to 75 basis points. Principal amounts sold and
         assumptions used in these securitization sales for 2000 were as
         follows:



<TABLE>
<CAPTION>
                                                GENERAL     EQUIPMENT LOANS                      LAND
(Dollars in millions)                          AVIATION          AND LEASES      FRANCHISE       LOTS
- ---------------------                          --------          ----------      ---------       ----
<S>                                         <C>             <C>                  <C>            <C>
Principal balance                           $       763           $     275           $ 70       $ 69
Weighted-average life (in years)                    2.5                 1.7            7.6        5.9
Prepayment speed (annual rate)                   20%-23%             15%-20%             8%        20%
Expected credit losses (annual rate)         0.06%-0.35%               0.20%          0.25%      1.50%
Residual cash flows discounted at                    10%                 10%            10%        11%
                                            ===========           =========           ====       ====
</TABLE>

              At December 30, 2000 the carrying amount of Textron Finance's
         retained interests in securitized trusts was approximately $130
         million. Hypothetical adverse changes of 10% and 20% to the prepayment
         speed, expected credit losses and residual cash flows discount rates
         assumptions would not have a material impact on the current fair value
         of the residual cash flows associated with the retained interests.

TEXTRON 2000 ANNUAL REPORT 42
<PAGE>   24
     4   INVENTORIES

         INVENTORIES ARE CARRIED AT THE LOWER OF COST OR MARKET.


<TABLE>
<CAPTION>
                                                   DECEMBER 30,        January 1,
(In millions)                                             2000              2000
- -------------                                             ----              ----
<S>                                                <C>                 <C>
Finished goods                                          $  634            $  608
Work in process                                          1,023               970
Raw materials                                              454               489
                                                        ------            ------
                                                         2,111             2,067
Less progress payments and customer deposits               240               208
                                                        ------            ------
                                                        $1,871            $1,859
                                                        ======            ======
</TABLE>


              Inventories aggregating $1,153 million at year-end 2000 and $1,051
         million at year-end 1999 were valued by the last-in, first-out (LIFO)
         method. (Had such LIFO inventories been valued at current costs, their
         carrying values would have been approximately $192 million and $174
         million higher at those respective dates.) The remaining inventories,
         other than those related to certain long-term contracts, are valued
         generally by the first-in, first-out method.

              Inventories related to long-term contracts, net of progress
         payments and customer deposits, were $161 million at year-end 2000 and
         $181 million at year-end 1999.


     5   LONG-TERM CONTRACTS

         REVENUES UNDER FIXED-PRICE CONTRACTS ARE GENERALLY RECORDED AS
         DELIVERIES ARE MADE. CERTAIN LONG-TERM FIXED-PRICE CONTRACTS PROVIDE
         FOR THE PERIODIC DELIVERY AFTER A LENGTHY PERIOD OF TIME OVER WHICH
         SIGNIFICANT COSTS ARE INCURRED OR REQUIRE A SIGNIFICANT AMOUNT OF
         DEVELOPMENT EFFORT IN RELATION TO TOTAL CONTRACT VOLUME. REVENUES UNDER
         THOSE CONTRACTS AND ALL COST-REIMBURSEMENT-TYPE CONTRACTS ARE RECORDED
         AS COSTS ARE INCURRED. REVENUES UNDER THE V-22 PRODUCTION CONTRACT WITH
         THE U.S. GOVERNMENT, WHICH PRESENTLY IS A COST-REIMBURSEMENT-TYPE
         CONTRACT, ARE RECORDED AS COSTS ARE INCURRED.

              CERTAIN CONTRACTS ARE AWARDED WITH FIXED-PRICE INCENTIVE FEES.
         INCENTIVE FEES ARE CONSIDERED WHEN ESTIMATING REVENUES AND PROFIT
         RATES, AND ARE RECORDED WHEN THESE AMOUNTS ARE REASONABLY DETERMINED.
         LONG-TERM CONTRACT PROFITS ARE BASED ON ESTIMATES OF TOTAL SALES VALUE
         AND COSTS AT COMPLETION. SUCH ESTIMATES ARE REVIEWED AND REVISED
         PERIODICALLY THROUGHOUT THE CONTRACT LIFE. REVISIONS TO CONTRACT
         PROFITS ARE RECORDED WHEN THE REVISIONS TO ESTIMATED SALES VALUE OR
         COSTS ARE MADE. ESTIMATED CONTRACT LOSSES ARE RECORDED WHEN IDENTIFIED.

              Long-term contract receivables at year-end 2000 and 1999 totaled
         $199 million and $156 million, respectively. This includes $135 million
         and $112 million, respectively, of unbilled costs and accrued profits
         that had not yet met the contractual billing criteria. Long-term
         contract receivables do not include significant amounts (a) billed but
         unpaid due to contractual retainage provisions or (b) subject to
         collection uncertainty.


     6   INVESTMENT SECURITIES

         INVESTMENTS IN MARKETABLE SECURITIES, A COMPONENT OF OTHER ASSETS, ARE
         CLASSIFIED AS AVAILABLE-FOR-SALE AND ARE RECORDED AT THEIR FAIR VALUE.
         UNREALIZED GAINS AND LOSSES ON THESE SECURITIES, NET OF RELATED INCOME
         TAXES, ARE INCLUDED IN SHAREHOLDERS' EQUITY AS A COMPONENT OF
         ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS). NON-MARKETABLE EQUITY
         SECURITIES ARE ACCOUNTED FOR UNDER EITHER THE COST OR EQUITY METHOD OF
         ACCOUNTING.


              Textron invested in $134 million of e-business securities. In
         December 2000, the decline in the fair value of e-business marketable
         securities below cost was determined to be "other than temporary" and
         accordingly, unrealized gross losses of $93 million were recognized in
         2000 earnings. The Company also recorded an impairment write-down of a
         non-marketable e-business investment of $24 million. These write-downs
         have been included in special charges, net on the consolidated
         statement of income.

              Investment securities included in other assets, had a carrying
         value of $17 million at year-end 2000 with no unrealized gain or loss
         in accumulated other comprehensive loss.


                                                  43  TEXTRON 2000 ANNUAL REPORT
<PAGE>   25
     7   LONG-TERM ASSETS

         THE COST OF PROPERTY, PLANT, AND EQUIPMENT IS DEPRECIATED BASED ON THE
         ASSETS' ESTIMATED USEFUL LIVES. EXPENDITURES FOR IMPROVEMENTS THAT
         INCREASE ASSET VALUES AND EXTEND USEFUL LIVES ARE CAPITALIZED.
         EXPENDITURES FOR MAINTENANCE AND REPAIRS ARE EXPENSED AS INCURRED.



<TABLE>
<CAPTION>
                                   DECEMBER 30,    January 1,
(In millions)                             2000          2000
- -------------                             ----          ----
<S>                                <C>             <C>
At cost:
Land and buildings                      $1,170        $1,083
Machinery and equipment                  3,729         3,499
                                        ------        ------
                                         4,899         4,582
Less accumulated depreciation            2,294         2,069
                                        ------        ------
                                        $2,605        $2,513
                                        ======        ======
</TABLE>

              INTANGIBLE ASSETS ARE PRINCIPALLY COMPRISED OF GOODWILL WHICH IS
         AMORTIZED ON THE STRAIGHT-LINE METHOD OVER 20 TO 40 YEARS. OTHER
         INTANGIBLE ASSETS ARE AMORTIZED OVER THEIR ESTIMATED USEFUL LIVES.
         Accumulated amortization of intangible assets totaled $564 million at
         December 30, 2000 and $463 million at January 1, 2000.

              GOODWILL IS PERIODICALLY REVIEWED FOR IMPAIRMENT BY COMPARING THE
         CARRYING AMOUNT TO THE ESTIMATED FUTURE UNDISCOUNTED CASH FLOWS OF THE
         BUSINESSES ACQUIRED. IF THIS REVIEW INDICATES THAT GOODWILL IS NOT
         RECOVERABLE, THE CARRYING AMOUNT WOULD BE REDUCED TO FAIR VALUE. IN
         ADDITION, THE COMPANY ASSESSES LONG-LIVED ASSETS, INCLUDING ASSOCIATED
         GOODWILL, FOR IMPAIRMENT UNDER FINANCIAL ACCOUNTING STANDARDS BOARD'S
         (FASB) STATEMENT NO. 121, "ACCOUNTING FOR THE IMPAIRMENT OF LONG-LIVED
         ASSETS AND FOR LONG-LIVED ASSETS TO BE DISPOSED OF."

              During 2000, Textron recorded a write-down of goodwill and certain
         other long-lived assets of $350 million as further discussed in Note
         17.

              Prior to fiscal year 2000, customer engineering and tooling
         project costs for which customer reimbursement was anticipated were
         capitalized and classified in other assets. Effective January 2, 2000,
         Textron adopted EITF Issue No. 99-5 "Accounting for Pre-Production
         Costs Related to Long-Term Supply Arrangements". This consensus
         requires that all design and development costs for products sold under
         long-term supply arrangements be expensed unless there is a contractual
         guarantee that provides for specific required payments for these costs.
         Textron reported a cumulative effect of change in accounting principle
         of $59 million (net of tax), or approximately $0.41 per diluted share
         in the first quarter of 2000 related to the adoption of this consensus.

              Pro forma income from continuing operations, net income and
         related diluted earnings per common share amounts as if the provisions
         of EITF 99-5 had been applied during the year ended 1999 and 1998 are
         as follows:


<TABLE>
<CAPTION>
(In millions, except per share data)                        1999          1998
- ------------------------------------                        ----          ----
<S>                                                        <C>           <C>
Income from continuing operations
  As reported                                              $  623        $  443
  Pro forma                                                $  612        $  430
                                                           ======        ======
Income from continuing operations per diluted share
  As reported                                              $ 4.05        $ 2.68
  Pro forma                                                $ 3.98        $ 2.60
                                                           ======        ======
Net income
  As reported                                              $2,226        $  608
  Pro forma                                                $2,215        $  595
                                                           ======        ======
Net income per diluted share
  As reported                                              $14.48        $ 3.68
  Pro forma                                                $14.41        $ 3.60
                                                           ======        ======
</TABLE>


TEXTRON 2000 ANNUAL REPORT 44
<PAGE>   26
     8   DEBT AND CREDIT FACILITIES

         Debt at year-end 2000 and 1999 consisted of the following:

<TABLE>
<CAPTION>
                                                                     DECEMBER 30,      January 1,
(In millions)                                                               2000            2000
- -------------                                                               ----            ----
<S>                                                                      <C>             <C>
TEXTRON MANUFACTURING:
Short-term debt:
Borrowings under or supported by long-term credit facilities*            $   528         $   626
Current portion of long-term debt                                             87              62
                                                                         -------         -------
  Total short-term debt                                                      615             688
                                                                         -------         -------
Long-term senior debt:
Medium-term notes due 2001-2011 (average rate - 9.66%)                        43              63
6.75% due 2002                                                               500             500
6.375% due 2004                                                              300             300
5.63% due 2005                                                               273            --
6.63% due 2020                                                               221            --
Other long-term debt (average rate - 8.39%)                                  219             278
                                                                         -------         -------
                                                                           1,556           1,141
                                                                         -------         -------
Current portion of long-term debt                                            (87)            (62)
                                                                         -------         -------
  Total long-term debt                                                     1,469           1,079
                                                                         -------         -------
  Total Textron Manufacturing debt                                       $ 2,084         $ 1,767
                                                                         =======         =======
</TABLE>

         *The weighted average interest rates on these borrowings, before the
         effect of interest rate exchange agreements, were 5.6%, 5.8% and 5.8%
         at year-end 2000, 1999, and 1998, respectively. Comparable rates during
         the years 2000, 1999, and 1998 were 5.7%, 4.9% and 5.4%, respectively.


              Textron Manufacturing maintains credit facilities with various
         banks for both short- and long-term borrowings. At year-end, Textron
         Manufacturing had (a) a $1.0 billion domestic credit agreement with 22
         banks available on a fully revolving basis until April 1, 2003, (b) $71
         million in multi-currency credit agreements with two banks available
         through December 29, 2002 and (c) $209 million in other credit
         facilities available with various banks. At year-end 2000, $767 million
         of the credit facilities was not used or reserved as support for
         commercial paper or bank borrowings.



<TABLE>
<CAPTION>
                                                          DECEMBER 30,    January 1,
(In millions)                                                    2000          2000
- -------------                                                    ----          ----
<S>                                                       <C>             <C>
TEXTRON FINANCE:
Senior:
Borrowings under or supported by credit facilities*            $  966        $1,339
6.89% average rate debt; due 2001 to 2004                       1,432         1,507
6.96% average rate variable notes; due 2001 to 2004             2,269         1,705
                                                               ------        ------
Total Textron Finance debt                                     $4,667        $4,551
                                                               ======        ======
</TABLE>

         *The weighted average interest rates on these borrowings, before the
         effect of interest rate exchange agreements, were 6.7%, 6.4% and 6.3%
         at year-end 2000, 1999 and 1998, respectively. Comparable rates during
         the years 2000, 1999 and 1998 were 6.4%, 5.4% and 5.8%, respectively.


              Textron Finance has lines of credit with various banks aggregating
         $1.4 billion at year-end 2000, of which $444 million was not used or
         reserved as support for commercial paper or bank borrowings. Lending
         agreements limit Textron Finance's net assets available for cash
         dividends and other payments to Textron Manufacturing to approximately
         $351 million of Textron Finance's net assets of $910 million at
         year-end 2000. Textron Finance's loan agreements also contain
         provisions regarding additional debt, creation of liens or guarantees
         and the making of investments.


              The following table shows required payments during the next five
         years on debt outstanding at the end of 2000. The payments schedule
         excludes amounts that are payable under credit facilities and revolving
         credit agreements.


<TABLE>
<CAPTION>
(In millions)                  2001          2002          2003          2004        2005
- -------------                  ----          ----          ----          ----        ----
<S>                          <C>           <C>           <C>           <C>           <C>
Textron Manufacturing        $   87        $  510        $    5        $  304        $276
Textron Finance               1,098         1,580           385           638          --
                             ------        ------        ------        ------        ----
                             $1,185        $2,090        $  390        $  942        $276
                             ======        ======        ======        ======        ====
</TABLE>

              Textron Manufacturing has agreed to cause Textron Finance to
         maintain certain minimum levels of financial performance. No payments
         from Textron Manufacturing were necessary in 2000, 1999, or 1998 for
         Textron Finance to meet these standards.


                                                  45  TEXTRON 2000 ANNUAL REPORT
<PAGE>   27
         EXTRAORDINARY LOSS FROM DEBT RETIREMENT

         During 1999, Textron retired $168 million of 6.625% debentures
         originally due 2007, $165 million of 8.75% debentures originally due
         2022, $146 million of medium term notes with interest rates ranging
         from 9.375% to 10.01%, and other debt totaling $74 million with
         effective interest rates ranging from 8.25% to 10.04%. In connection
         with the retirement of this long-term high coupon debt, Textron
         terminated $479 million of interest rate exchange agreements designated
         as hedges of the retired borrowings. As a result of these transactions,
         Textron recorded an after-tax loss in 1999 of $43 million, which has
         been reflected as an extraordinary item.


     9   DERIVATIVES AND FOREIGN CURRENCY TRANSACTIONS

         INTEREST RATE EXCHANGE AGREEMENTS

         Textron is exposed to adverse movements in domestic and foreign
         interest rates. Interest rate exchange agreements are used to help
         manage interest rate risk by converting certain variable-rate debt or
         finance receivables to fixed-rate debt or finance receivables and vice
         versa. Textron Finance will also enter basis swaps to lock-in desired
         spreads between certain interest-earning assets and certain
         interest-bearing liabilities. Additionally, Textron will enter forward
         starting fixed-pay interest rate exchange agreements to lock-in current
         interest rates for probable future issuances of long-term borrowings.
         INTEREST RATE EXCHANGE AGREEMENTS ARE ACCOUNTED FOR ON THE ACCRUAL
         BASIS WITH THE DIFFERENTIAL TO BE PAID OR RECEIVED RECORDED CURRENTLY
         AS AN ADJUSTMENT TO INTEREST EXPENSE. PREMIUMS PAID TO TERMINATE
         AGREEMENTS DESIGNATED AS HEDGES ARE DEFERRED AND AMORTIZED TO EXPENSE
         OVER THE REMAINING TERM OF THE ORIGINAL LIFE OF THE CONTRACT. IF THE
         UNDERLYING DEBT IS THEN PAID EARLY, UNAMORTIZED PREMIUMS ARE RECOGNIZED
         AS AN ADJUSTMENT TO THE GAIN OR LOSS ASSOCIATED WITH THE DEBT'S
         EXTINGUISHMENT.

              AGREEMENTS THAT REQUIRE THE PAYMENT OF FIXED-RATE INTEREST ARE
         DESIGNATED AGAINST SPECIFIC LONG-TERM VARIABLE-RATE BORROWINGS.

              Textron Manufacturing interest rate exchange agreements are
         summarized as follows:



<TABLE>
<CAPTION>
                                                        DECEMBER 30, 2000                             January 1, 2000
                                                        -----------------                             ---------------
TEXTRON MANUFACTURING

                                                                 WEIGHTED                                    Weighted
                                                   WEIGHTED       AVERAGE                      Weighted       Average
                                  NOTIONAL          AVERAGE     REMAINING     Notional          Average     Remaining
(Dollars in millions)               AMOUNT    INTEREST RATE          TERM       Amount    Interest Rate          Term
- ---------------------               ------    -------------          ----       ------    -------------          ----
<S>                               <C>         <C>               <C>          <C>          <C>               <C>
Variable-pay interest rate
  exchange agreements             $    415            6.91%           3.9    $     852            6.39%           2.5

Fixed-pay interest rate
  exchange agreements             $     --              --%            --    $     941            4.69%           0.3
                                  ========            ====            ===    =========            ====            ===
</TABLE>

              Textron Manufacturing's variable pay interest rate exchange
         agreements were designated against specific long-term fixed-rate debt.
         These agreements effectively adjusted the average rate of interest on
         fixed-rate notes in 2000 to 6.9% from 7.0% and expire as follows: $26
         million (11.3%) in 2001, $35 million (10.4%) in 2002, and $354 million
         (6.6%) through 2020. Textron Manufacturing's fixed pay interest rate
         swap agreements, which expired in March 2000, were entered in June 1999
         to insulate Textron against potential interest rate increases on
         variable-rate debt around year-end 1999.

              Textron Finance interest rate exchange agreements are summarized
         as follows:

<TABLE>
<CAPTION>
                                                                 DECEMBER 30, 2000                          January 1, 2000
                                                                 -----------------                          ---------------
TEXTRON FINANCE
                                                                          WEIGHTED                                 Weighted
                                                             WEIGHTED      AVERAGE                     Weighted     Average
                                           NOTIONAL           AVERAGE    REMAINING    Notional          Average   Remaining
(Dollars in millions)                        AMOUNT     INTEREST RATE         TERM      Amount    Interest Rate        Term
- ---------------------                        ------     -------------         ----      ------    -------------        ----
<S>                                        <C>                  <C>            <C>    <C>                 <C>           <C>
Fixed-pay interest rate exchange
  agreements - debt                        $    150             6.52%          2.0    $    300            5.76%         0.8
Variable-receive interest rate
  exchange agreements - receivables        $    100             8.14%         12.6    $     --              --%          --
Basis swaps*                               $    715             6.77%          0.8    $    125            5.84%         0.4
Forward starting fixed-pay
  interest rate exchange
  agreements                               $    228             7.31%          7.6    $     --              --%          --
                                           ========             ====           ===    ========            ====          ===
</TABLE>

         *Amounts at December 30, 2000 and January 1, 2000 require United States
         Prime Rate-based payments as stated above and LIBOR-based receipts of
         6.77% and 6.07%, respectively.


TEXTRON 2000 ANNUAL REPORT 46
<PAGE>   28
              In addition, Textron Finance utilizes interest rate agreements to
         protect against the interest rate risk associated with their related
         interest in securitized assets. At year end 2000 and 1999, Textron
         Finance had $509 million and $91 million, respectively of such interest
         rate agreements outstanding.

              Textron Finance's fixed-pay interest rate exchange agreements
         designated as hedges of variable-rate debt effectively adjusted the
         related average interest rate in 2000 to 6.91% from 6.93% and mature in
         2002. Textron Finance's variable-receive interest rate exchange
         agreements designated as hedges of fixed-rate finance receivables were
         effective in December 2000 and did not materially impact interest
         income.

              Textron had minimal exposure to loss from nonperformance by the
         counterparties to its interest rate exchange agreements at the end of
         2000, and does not anticipate nonperformance by counterparties in the
         periodic settlements of amounts due. Textron currently minimizes this
         potential for risk by entering into contracts exclusively with major,
         financially sound counterparties having no less than a long-term bond
         rating of "A," by continuously monitoring the counterparties' credit
         ratings and by limiting exposure with any one financial institution.
         The credit risk generally is limited to the amount by which the
         counterparties' contractual obligations exceed Textron's obligations to
         the counterparty.

         TRANSLATION OF FOREIGN CURRENCIES, FOREIGN EXCHANGE TRANSACTIONS AND
         FOREIGN CURRENCY EXCHANGE CONTRACTS

         FOREIGN CURRENCY DENOMINATED ASSETS AND LIABILITIES ARE TRANSLATED INTO
         U.S. DOLLARS WITH THE ADJUSTMENTS FROM THE CURRENCY RATE CHANGES BEING
         RECORDED IN THE CURRENCY TRANSLATION ADJUSTMENT ACCOUNT IN
         SHAREHOLDERS' EQUITY UNTIL THE RELATED FOREIGN ENTITY IS SOLD OR
         SUBSTANTIALLY LIQUIDATED. NON-U.S. DOLLAR FINANCING TRANSACTIONS,
         INCLUDING CURRENCY SWAPS, ARE USED TO EFFECTIVELY HEDGE LONG-TERM
         INVESTMENTS IN FOREIGN OPERATIONS WITH THE SAME CORRESPONDING CURRENCY.
         FOREIGN CURRENCY GAINS AND LOSSES ON THE HEDGE OF THE LONG-TERM
         INVESTMENTS ARE RECORDED IN THE CURRENCY TRANSLATION ADJUSTMENT WITH
         THE OFFSET RECORDED AS AN ADJUSTMENT TO THE NON-U.S. DOLLAR FINANCING
         LIABILITY.

              FORWARD EXCHANGE CONTRACTS ARE USED TO HEDGE CERTAIN FOREIGN
         CURRENCY TRANSACTIONS AND CERTAIN FIRM SALES AND PURCHASE COMMITMENTS
         DENOMINATED IN FOREIGN CURRENCIES. GAINS AND LOSSES FROM CURRENCY RATE
         CHANGES ON HEDGES OF FOREIGN CURRENCY TRANSACTIONS ARE RECORDED
         CURRENTLY IN INCOME. GAINS AND LOSSES RELATING TO THE HEDGE OF FIRM
         SALES AND PURCHASE COMMITMENTS ARE INCLUDED IN THE MEASUREMENT OF THE
         UNDERLYING TRANSACTIONS WHEN THEY OCCUR. Foreign exchange gains and
         losses included in income have not been material.

              The table below summarizes, by major currency, Textron's forward
         exchange contracts and currency swaps in U.S. dollars. The buy amounts
         represent the U.S. dollar equivalent of commitments to purchase foreign
         currencies and the sell amounts represent the U.S. dollar equivalent of
         commitments to sell foreign currencies. The foreign currency amounts
         have been translated into a U.S. dollar equivalent using the exchange
         rate at the balance sheet date.


<TABLE>
<CAPTION>
                            BUY CONTRACTS              SELL CONTRACTS
                            -------------              --------------
                       CONTRACT    UNREALIZED     CONTRACT    UNREALIZED
(In millions)            AMOUNT    GAIN/(LOSS)      AMOUNT    GAIN/(LOSS)
- -------------            ------    -----------      ------    -----------
<S>                    <C>         <C>            <C>         <C>
DECEMBER 30, 2000
British Pound              $208          $ (1)        $105          $ --
Canadian Dollar             281            --           15            --
Euro                        116            --           51            --
Other                        26            --           38             1
                           ----          ----         ----          ----
  Total                    $631          $ (1)        $209          $  1
                           ====          ====         ====          ====
January 1, 2000
British Pound              $ 74          $  1         $485          $  7
Canadian Dollar             263             5           15            --
Euro                          7            --          447            18
Other                        11            --           35            --
                           ----          ----         ----          ----
  Total                    $355          $  6         $982          $ 25
                           ====          ====         ====          ====
</TABLE>

              In June 1998, the Financial Accounting Standards Board (FASB)
         issued Statement of Financial Accounting Standards (SFAS) No. 133
         "Accounting for Derivative Instruments and Hedging Activities." SFAS
         133 requires an entity to recognize all derivatives as either assets or
         liabilities and measure those instruments at fair value. In June 1999,
         the FASB issued SFAS 137, which deferred the effective date of SFAS 133
         to all fiscal quarters of years beginning after June 15, 2000. In June
         2000, the FASB issued SFAS 138 which amended accounting and reporting
         standards and addressed issues causing implementation difficulties with
         SFAS 133 for certain derivative instruments and hedging activities.
         These statements became effective for the Company on December 31, 2000.
         The Company will record the effect of the transition to these new
         accounting requirements in the first

                                                  47  TEXTRON 2000 ANNUAL REPORT
<PAGE>   29
         quarter of 2001 as a cumulative effect of change in accounting
         principle. The effect of this change in accounting will not be material
         to the Company's results of operations and financial position.


     10  TEXTRON FINANCE - OBLIGATED MANDATORILY REDEEMABLE PREFERRED SECURITIES
         OF FINANCE SUBSIDIARY HOLDING SOLELY JUNIOR SUBORDINATED DEBENTURES

         Litchfield Financial Corporation (Litchfield, a subsidiary of Textron
         Financial Corporation) was acquired by Textron Financial Corporation
         during 1999. Prior to the acquisition, a trust sponsored and
         wholly-owned by Litchfield issued Series A Preferred Securities to the
         public (for $26 million), the proceeds of which were invested by the
         trust in $26 million aggregate principal amount of Litchfield's newly
         issued 10% Series A Junior Subordinated Debentures (Series A
         Debentures), due 2029. The debentures are the sole asset of the trust.
         The preferred securities were recorded by Textron Financial Corporation
         at the fair value of $29 million as of the acquisition date. The
         amounts due to the trust under the subordinated debentures and the
         related income statement amounts have been eliminated in Textron's
         consolidated financial statements.


              The preferred securities accrue and pay cash distributions
         quarterly at a rate of 10% per annum. The trust's obligation under the
         Series A Preferred Securities are fully and unconditionally guaranteed
         by Litchfield. The trust will redeem all of the outstanding Series A
         Preferred Securities when the Series A Debentures are paid at maturity
         on June 30, 2029, or otherwise become due. Litchfield will have the
         right to redeem 100% of the principal plus accrued and unpaid interest
         on or after June 30, 2004.


     11  TEXTRON - OBLIGATED MANDATORILY REDEEMABLE PREFERRED SECURITIES OF
         SUBSIDIARY TRUST HOLDING SOLELY TEXTRON JUNIOR SUBORDINATED DEBT
         SECURITIES

         In 1996, a trust sponsored and wholly-owned by Textron issued preferred
         securities to the public (for $500 million) and shares of its common
         securities to Textron (for $15.5 million), the proceeds of which were
         invested by the trust in $515.5 million aggregate principal amount of
         Textron's newly issued 7.92% Junior Subordinated Deferrable Interest
         Debentures, due 2045. The debentures are the sole asset of the trust.
         The proceeds from the issuance of the debentures were used by Textron
         for the repayment of long-term borrowings and for general corporate
         purposes. The amounts due to the trust under the debentures and the
         related income statement amounts have been eliminated in Textron's
         consolidated financial statements.


              The preferred securities accrue and pay cash distributions
         quarterly at a rate of 7.92% per annum. Textron has guaranteed, on a
         subordinated basis, distributions and other payments due on the
         preferred securities. The guarantee, when taken together with Textron's
         obligations under the debentures and in the indenture pursuant to which
         the debentures were issued and Textron's obligations under the Amended
         and Restated Declaration of Trust governing the trust, provides a full
         and unconditional guarantee of amounts due on the preferred securities.
         The preferred securities are mandatorily redeemable upon the maturity
         of the debentures on March 31, 2045, or earlier to the extent of any
         redemption by Textron of any debentures. The redemption price in either
         such case will be $25 per share plus accrued and unpaid distributions
         to the date fixed for redemption.


     12  SHAREHOLDER'S EQUITY

         PREFERRED STOCK

         Textron has authorization for 15,000,000 shares of preferred stock.
         Each share of $2.08 Preferred Stock ($23.63 approximate stated value)
         is convertible into 4.4 shares of common stock and can be redeemed by
         Textron for $50 per share. Each share of $1.40 Preferred Dividend Stock
         ($11.82 approximate stated value) is convertible into 3.6 shares of
         common stock and can be redeemed by Textron for $45 per share.


         COMMON STOCK

         Textron has authorization for 500,000,000 shares of 12.5 cent per share
         par value common stock.


         PERFORMANCE SHARE UNITS AND STOCK OPTIONS

         Textron's 1999 Long-Term Incentive Plan (the "1999 Plan") authorizes
         awards to key employees of Textron and its related companies in three
         forms: (a) options to purchase Textron shares; (b) performance share
         units and (c) restricted stock. The maximum number of share awards that
         are authorized by the 1999 Plan are: (a) 8,000,000 options to purchase
         Textron shares; (b) 1,000,000 performance units and (c) 500,000 shares
         of restricted stock.

TEXTRON 2000 ANNUAL REPORT 48
<PAGE>   30
              STOCK-BASED COMPENSATION AWARDS TO EMPLOYEES UNDER THE PLAN ARE
         ACCOUNTED FOR USING THE INTRINSIC VALUE METHOD PRESCRIBED IN APB 25,
         "ACCOUNTING FOR STOCK ISSUED TO EMPLOYEES" AND RELATED INTERPRETATIONS.

              Textron's performance share program, measured under the intrinsic
         value method, generated income of approximately $36 million in 2000,
         and expense of approximately $25 million and $77 million in 1999 and
         1998, respectively. To mitigate the impact of stock price fluctuations
         on compensation expense, Textron has entered cash settlement forward
         contracts on its common stock. These contracts generated expense of
         approximately $69 million for 2000 and income of approximately $5
         million and $40 million in 1999 and 1998, respectively.

              Pro forma information regarding net income and earnings per share
         has been determined using the fair value method. For the purpose of
         developing the pro forma information, the fair values of options
         granted after 1995 are estimated at the date of grant using the
         Black-Scholes option-pricing model. The estimated fair values are
         amortized to expense over the options' vesting period. Using this
         methodology, net income would have been reduced by $25 million or $.17
         per diluted share in 2000 and $9 million or $.06 per diluted share in
         both 1999 and 1998.

              The assumptions used to estimate the fair value of an option
         granted in 2000, 1999, and 1998, respectively, are approximately as
         follows: dividend yield of approximately 3%, 2% and 2%; expected
         volatility of 27%, 22% and 18%; risk-free interest rates of 5%, 6% and
         4%, and weighted average expected lives of 3.5 years. Under these
         assumptions, the weighted-average fair value of an option to purchase
         one share granted in 2000, 1999 and 1998 was approximately $10, $15 and
         $12, respectively.

              At year-end 2000, 1,434,000 stock options were available for
         future grant under the 1999 Plan. Stock option transactions during the
         last three years are summarized as follows:


<TABLE>
<CAPTION>
                                                 2000                          1999                          1998
                                                 ----                          ----                          ----
                                             WEIGHTED                      Weighted                      Weighted
                                              AVERAGE                       Average                       Average
                                             EXERCISE                      Exercise                      Exercise
(Shares in thousands)          SHARES           PRICE        Shares           Price        Shares           Price
- ---------------------          ------           -----        ------           -----        ------           -----
<S>                            <C>           <C>             <C>           <C>             <C>           <C>
Options outstanding
  at beginning of year          8,822         $ 55.26         8,342         $ 47.23         9,001         $ 36.74
Options granted                 4,618         $ 46.31         2,176         $ 73.75         1,909         $ 74.08
Options exercised                (440)        $ 30.67        (1,451)        $ 34.86        (2,465)        $ 29.52
Options canceled                 (369)        $ 76.41          (245)        $ 67.06          (103)        $ 51.48
                                -----         -------         -----         -------         -----         -------
Options outstanding
  at end of year               12,631         $ 52.32         8,822         $ 55.26         8,342         $ 47.23
                               ======         =======         =====         =======         =====         =======
Options exercisable
  at end of year                7,012         $ 53.25         5,815         $ 45.60         5,818         $ 36.80
                               ======         =======         =====         =======         =====         =======
</TABLE>

              Stock options outstanding at the end of 2000 are summarized as
         follows:


<TABLE>
<CAPTION>
                                                        WEIGHTED
                                                         AVERAGE    WEIGHTED                   WEIGHTED
                                                       REMAINING     AVERAGE                    AVERAGE
                                                     CONTRACTUAL    EXERCISE                   EXERCISE
(Shares in thousands)                OUTSTANDING            LIFE       PRICE    EXERCISABLE       PRICE
- ---------------------                -----------            ----       -----    -----------       -----
<S>                                  <C>             <C>            <C>         <C>            <C>
DECEMBER 30, 2000:
$17 - $37                                  2,238             3.7      $28.37          2,238      $28.37
$38 - $59                                  5,712             9.1      $45.87          1,195      $45.71
$60 - $94                                  4,681             8.2      $71.42          3,579      $71.01
===   ===                                  =====             ===      ======          =====      ======
</TABLE>

         RESERVED SHARES OF COMMON STOCK

         At year-end 2000, common stock reserved for the subsequent conversion
         of preferred stock and shares reserved for the exercise of stock
         options were 2,927,000 and 12,631,000, respectively.

         PREFERRED STOCK PURCHASE RIGHTS

         Each outstanding share of Textron common stock has attached to it
         one-half of a preferred stock purchase right. One preferred stock
         purchase right entitles the holder to buy one one-hundredth of a share
         of Series C Junior Participating Preferred Stock at an exercise price
         of $250. The rights become exercisable only under certain circumstances
         related to a person or group acquiring or offering to acquire a
         substantial block of Textron's common stock. In certain circumstances,
         holders may acquire Textron stock, or in some cases the stock of an
         acquiring entity, with a value equal to twice the exercise price. The
         rights expire in September 2005 but may be redeemed earlier for $.05
         per right.

                                                  49  TEXTRON 2000 ANNUAL REPORT
<PAGE>   31
         INCOME PER COMMON SHARE

         A reconciliation of income from continuing operations and basic to
         diluted share amounts is presented below.


<TABLE>
<CAPTION>
For the years ended                         DECEMBER 30, 2000         January 1, 2000          January 2, 1999
- -------------------                         -----------------         ---------------          ---------------
(Dollars in millions,                                  AVERAGE                    Average                Average
shares in thousands)                       INCOME       SHARES        Income       Shares     Income      Shares
- --------------------                       ------       ------        ------       ------     ------      ------
<S>                                     <C>            <C>         <C>            <C>        <C>         <C>
Income from continuing operations       $     277                  $     623                 $   443
Less: Preferred stock dividends                --                         (1)                     (1)
BASIC
Available to common shareholders              277      143,923           622      150,389        442     161,254
Dilutive effect of convertible
  preferred stock and stock options            --        2,227             1        3,365          1       4,120
DILUTED
Available to common shareholders
and assumed conversions                 $     277      146,150     $     623      153,754    $   443     165,374
</TABLE>

         COMPREHENSIVE INCOME

         The components of Textron's other comprehensive income (loss) for 2000,
         1999 and 1998 were as follows:


<TABLE>
<CAPTION>
(In millions)                                                                    2000          1999          1998
- -------------                                                                    ----          ----          ----
<S>                                                                             <C>           <C>           <C>
CURRENCY TRANSLATION ADJUSTMENT
Beginning balance                                                               $ (96)        $(104)        $ (71)
Change, net of income taxes                                                       (74)          (71)          (33)
AFS disposal                                                                       --            79          --
                                                                                -----         -----         -----
Ending balance                                                                  $(170)        $ (96)        $(104)
                                                                                =====         =====         =====
UNREALIZED GAINS (LOSSES) ON SECURITIES
Beginning balance                                                               $  --         $  13         $  13
Net unrealized gains (losses) arising during the period*                          (59)           --             8
Reclassification adjustment for realized (gains) losses in net income*             59            --            (8)
AFS disposal (net of income tax expense of $8)                                     --           (13)         --
                                                                                -----         -----         -----
Ending balance                                                                  $  --         $  --         $  13
                                                                                =====         =====         =====
PENSION LIABILITY ADJUSTMENT
Beginning balance                                                               $  (2)        $  (5)        $  (4)
Change, net of income taxes                                                        --             3            (1)
                                                                                -----         -----         -----
Ending balance                                                                  $  (2)        $  (2)        $  (5)
                                                                                =====         =====         =====
ACCUMULATED OTHER COMPREHENSIVE LOSS
Beginning balance                                                               $ (98)        $ (96)        $ (62)
Other comprehensive loss                                                          (74)           (2)          (34)
                                                                                -----         -----         -----
Ending balance                                                                  $(172)        $ (98)        $ (96)
                                                                                =====         =====         =====
</TABLE>

              *Net of income tax expense (benefit) of $(31) million and $4
         million for 2000 and 1998, respectively.


     13  LEASES

         Rental expense approximated $101 million, $94 million and $83 million
         in 2000, 1999 and 1998, respectively. Future minimum rental commitments
         for noncancellable operating leases in effect at year-end 2000
         approximated $83 million for 2001; $65 million for 2002; $46 million
         for 2003; $33 million for 2004; $22 million for 2005; and a total of
         $186 million thereafter.


     14  RESEARCH AND DEVELOPMENT

         Textron carries out research and development for itself and under
         contracts with others, primarily the U.S. Government. Company initiated
         programs include independent research and development related to
         government products and services, a significant portion of which is
         recoverable from the U.S. Government through overhead cost allowances.

TEXTRON 2000 ANNUAL REPORT 50
<PAGE>   32
         RESEARCH AND DEVELOPMENT COSTS FOR WHICH TEXTRON IS RESPONSIBLE ARE
     EXPENSED AS INCURRED. THESE COMPANY FUNDED COSTS INCLUDE AMOUNTS FOR
     COMPANY INITIATED PROGRAMS, THE COST SHARING PORTIONS OF CUSTOMER INITIATED
     PROGRAMS, AND LOSSES INCURRED ON CUSTOMER INITIATED PROGRAMS. The Company
     funded and customer funded research and development costs for 2000, 1999
     and 1998 were as follows:

<TABLE>
<CAPTION>
     (In millions)                                2000         1999         1998
     ---------------------------------------------------------------------------
<S>                                               <C>          <C>          <C>
     Company funded                               $307         $257         $219
     Customer funded                               414          413          394
     ---------------------------------------------------------------------------
           Total research and development         $721         $670         $613
     ===========================================================================
</TABLE>

15   PENSION BENEFITS AND POSTRETIREMENT BENEFITS OTHER THAN PENSIONS

     Textron has defined benefit and defined contribution pension plans that
     together cover substantially all employees. The costs of the defined
     contribution plans amounted to approximately $51 million in 2000 and $40
     million in both 1999 and 1998. Defined benefits under salaried plans are
     based on salary and years of service. Hourly plans generally provide
     benefits based on stated amounts for each year of service. Textron's
     funding policy is consistent with federal law and regulations. Pension plan
     assets consist principally of corporate and government bonds and common
     stocks. Textron offers health care and life insurance benefits for certain
     retired employees.

         The following summarizes the change in the benefit obligation; the
     change in plan assets; the funded status; and reconciliation to the amount
     recognized in the balance sheet for the pension and postretirement benefit
     plans:

<TABLE>
<CAPTION>
                                                                                                       POSTRETIREMENT BENEFITS
                                                                    PENSION BENEFITS                    OTHER THAN PENSIONS
                                                          -------------------------------------------------------------------------
                                                          DECEMBER 30,          January 1,        DECEMBER 30,          January 1,
     (In millions)                                            2000                2000                2000                2000
     ------------------------------------------------------------------------------------------------------------------------------
<S>                                                       <C>                   <C>               <C>                   <C>
     CHANGE IN BENEFIT OBLIGATION
     Benefit obligation at beginning of year                   $ 3,665             $ 3,836             $   603             $   665
     Service cost                                                  101                 109                   6                   7
     Interest cost                                                 265                 252                  45                  41
     Amendments                                                    110                   9                  (5)                 --
     Effects of acquisitions                                         5                  10                  --                   5
     Effects of dispositions                                        (1)                 (6)                 --                  --
     Plan participants' contributions                                4                   4                   5                   4
     Actuarial (gains)/losses                                       80                (299)                 27                 (54)
     Benefits paid                                                (249)               (227)                (68)                (65)
     Foreign exchange rate changes                                 (39)                (23)                 --                  --
     Curtailments                                                   --                  --                  (1)                 --
     ------------------------------------------------------------------------------------------------------------------------------
       Benefit obligation at end of year                       $ 3,941             $ 3,665             $   612             $   603
     ------------------------------------------------------------------------------------------------------------------------------
     CHANGE IN PLAN ASSETS
     Fair value of plan assets at beginning of year            $ 5,342             $ 4,824             $    --             $    --
     Actual return on plan assets                                   77                 740                  --                  --
     Employer contributions                                         41                  21                  --                  --
     Plan participants' contributions                                4                   4                  --                  --
     Effects of acquisitions                                         4                  12                  --                  --
     Effects of dispositions                                        (1)                 (5)                 --                  --
     Benefits paid                                                (249)               (227)                 --                  --
     Foreign exchange rate changes                                 (48)                (27)                 --                  --
     ------------------------------------------------------------------------------------------------------------------------------
       Fair value of plan assets at end of year                $ 5,170             $ 5,342             $    --             $    --
     ------------------------------------------------------------------------------------------------------------------------------
     Funded status of the plan                                 $ 1,229             $ 1,677             $  (612)            $  (603)
     Unrecognized actuarial gain                                  (871)             (1,331)                (88)               (122)
     Unrecognized prior service cost                               154                  88                 (15)                (16)
     Unrecognized transition net asset                             (43)                (61)                 --                  --
     ------------------------------------------------------------------------------------------------------------------------------
     Net amount recognized in the
       consolidated balance sheet                              $   469             $   373             $  (715)            $  (741)
     ==============================================================================================================================
       Amounts recognized in the consolidated
       balance sheet consists of:
     Prepaid benefit cost                                      $   621             $   508             $    --             $    --
     Accrued benefit liability                                    (156)               (144)               (715)               (741)
     Intangible asset                                                2                   7                  --                  --
     Accumulated other comprehensive loss                            2                   2                  --                  --
     ------------------------------------------------------------------------------------------------------------------------------
       Net amount recognized in the
       consolidated balance sheet                              $   469             $   373             $  (715)            $  (741)
     ==============================================================================================================================
</TABLE>

                                                  51  TEXTRON 2000 ANNUAL REPORT
<PAGE>   33
     The projected benefit obligation, accumulated benefit obligation, and fair
     value of plan assets for the pension plans with accumulated benefit
     obligations in excess of plan assets were $199 million, $161 million and
     $10 million, respectively, as of year-end 2000, and $191 million, $159
     million and $16 million, respectively, as of year-end 1999.

         The following summarizes the net periodic benefit cost for the pension
     benefits and postretirement benefits plans:

<TABLE>
<CAPTION>
                                                                                              POSTRETIREMENT BENEFITS
                                                      PENSION BENEFITS                          OTHER THAN PENSIONS
     --------------------------------------------------------------------------------------------------------------------------
                                       DECEMBER 30,     January 1,     January 2,   DECEMBER 30,     January 1,     January 2,
     (In millions)                             2000           2000           1999           2000           2000           1999
     --------------------------------------------------------------------------------------------------------------------------
<S>                                           <C>            <C>            <C>            <C>            <C>            <C>
     COMPONENTS OF NET
       PERIODIC BENEFIT COST
     Service cost                             $ 101          $ 109          $  83          $   6          $   7          $   6
     Interest cost                              265            252            235             45             41             45
     Expected return on plan assets            (423)          (378)          (323)            --             --             --
     Amortization of
       unrecognized transition asset            (17)           (17)           (17)            --             --             --
     Recognized actuarial (gain)/loss           (24)             2              1             (8)           (10)            (9)
     Recognized prior service cost               14             16             14             (4)            (4)            (4)
     Curtailments                                --             --             --             (1)            --             --
     --------------------------------------------------------------------------------------------------------------------------
       Net periodic benefit cost              $ (84)         $ (16)         $  (7)         $  38          $  34          $  38
     ==========================================================================================================================
</TABLE>

     Recognized actuarial (gain)/loss on net pension benefits is being amortized
     over a twelve year period.

     Major actuarial assumptions used in accounting for defined benefit pension
     plans are presented below.

<TABLE>
<CAPTION>
                                       DECEMBER 30,        January 1,       January 2,       January 3,
                                               2000             2000,            1999,            1998,
     --------------------------------------------------------------------------------------------------
<S>                                            <C>              <C>              <C>              <C>
     WEIGHTED AVERAGE ASSUMPTIONS AT YEAR-END
     Discount rate                             7.50%            7.50%            6.75%            7.25%
     Expected return on plan assets            9.25             9.25             9.25             9.00
     Rate of compensation increase             4.80             4.80             4.80             5.00
     --------------------------------------------------------------------------------------------------
</TABLE>

         Postretirement benefit plan discount rates are the same as those used
     by Textron's defined benefit pension plans.

         The 2000 health care cost trend rate, which is the weighted average
     annual assumed rate of increase in the per capita cost of covered benefits,
     was 6% for retirees age 65 and over and 6% for retirees under age 65. Both
     rates are assumed to decrease to 5.5% by 2003 and then remain at that
     level. A one-percentage-point change in assumed health care cost trend
     rates would have the following effects:

<TABLE>
<CAPTION>
     (In millions)                                               1% INCREASE      1% DECREASE
     ----------------------------------------------------------------------------------------
<S>                                                              <C>              <C>
     Effect on total of service and interest cost components            $  5            $ (5)
     Effect on postretirement benefit obligation                          56             (48)
     ----------------------------------------------------------------------------------------
</TABLE>

16   INCOME TAXES

     Textron files a consolidated federal income tax return for all U.S.
     subsidiaries and separate returns for foreign subsidiaries. TEXTRON
     RECOGNIZES DEFERRED INCOME TAXES FOR TEMPORARY DIFFERENCES BETWEEN THE
     FINANCIAL REPORTING BASIS AND INCOME TAX BASIS OF ASSETS AND LIABILITIES
     BASED ON ENACTED TAX RATES EXPECTED TO BE IN EFFECT WHEN AMOUNTS ARE LIKELY
     TO BE REALIZED OR SETTLED.

         The following table shows income from continuing operations before
     income taxes and distributions on preferred securities of subsidiary
     trusts:

<TABLE>
<CAPTION>
     (In millions)              2000              1999              1998
     -------------------------------------------------------------------
<S>                           <C>               <C>               <C>
     United States            $  366            $  831            $  582
     Foreign                     245               199               181
     -------------------------------------------------------------------
        Total                 $  611            $1,030            $  763
     ===================================================================
</TABLE>

         Income tax expense is summarized as follows:

<TABLE>
<CAPTION>
     (In millions)                  2000              1999             1998
     -----------------------------------------------------------------------
<S>                                <C>               <C>              <C>
     Federal:
       Current                     $ 246             $ 222            $ 225
       Deferred                      (37)               54              (25)
     State                            35                36               33
     Foreign                          64                69               61
     -----------------------------------------------------------------------
     Income tax expense            $ 308             $ 381            $ 294
     =======================================================================
</TABLE>

TEXTRON 2000 ANNUAL REPORT 52
<PAGE>   34
         The following reconciles the federal statutory income tax rate to the
     effective income tax rate reflected in the consolidated statements of
     income:

<TABLE>
<CAPTION>
                                                             2000              1999              1998
     -------------------------------------------------------------------------------------------------
<S>                                                          <C>               <C>               <C>
     Federal statutory income tax rate                       35.0%             35.0%             35.0%
     Increase (decrease) in taxes resulting from:
       State income taxes                                     3.8               2.3               2.7
       Goodwill                                              19.0               2.2               4.3
       Foreign tax rate differential                         (2.2)              0.6                --
       Foreign sales corporation benefit                     (1.9)             (0.9)             (0.8)
       Other, net                                            (3.3)             (2.2)             (2.7)
     -------------------------------------------------------------------------------------------------
     Effective income tax rate                               50.4%             37.0%             38.5%
     =================================================================================================
</TABLE>

         Textron's net deferred tax asset consisted of gross deferred tax assets
     and gross deferred tax liabilities of $1,704 million and $1,531 million,
     respectively, at the end of 2000 and $1,623 million and $1,467 million,
     respectively, at the end of 1999. The tax effects of temporary differences
     that give rise to significant portions of Textron's net deferred tax assets
     and liabilities were as follows:

<TABLE>
<CAPTION>
     (In millions)                                          DECEMBER 30, 2000   January 1, 2000
     -------------------------------------------------------------------------------------------
<S>                                                         <C>                 <C>
     Deferred tax assets:
       Self insured liabilities, (including environmental)              $ 146             $ 184
       Deferred compensation                                              140               144
       Obligation for postretirement benefits                             118               171
       Investment securities                                               45                --
       Allowance for credit losses                                         44                38
       Amortization of goodwill                                            37                --
       Other, principally timing of other expense deductions              278               187
     -------------------------------------------------------------------------------------------
         Total deferred tax assets                                      $ 808             $ 724
     -------------------------------------------------------------------------------------------
     Deferred tax liabilities:
       Textron Finance transactions, principally leasing                $(366)            $(353)
       Fixed assets, principally depreciation                            (190)             (164)
       Inventory                                                          (53)              (51)
       Currency translation adjustment                                    (26)               --
     -------------------------------------------------------------------------------------------
         Total deferred tax liabilities                                  (635)             (568)
     -------------------------------------------------------------------------------------------
         Net deferred tax assets                                        $ 173             $ 156
     ===========================================================================================
</TABLE>

         Deferred income taxes have not been provided for the undistributed
     earnings of foreign subsidiaries, which approximated $649 million at the
     end of 2000. Management intends to reinvest those earnings for an
     indefinite period, except for distributions having an immaterial tax
     effect. If foreign subsidiaries' earnings were distributed, 2000 taxes, net
     of foreign tax credits, would be increased by approximately $88 million.

17   SPECIAL CHARGES, NET

     THE COMPANY RECORDS RESTRUCTURING LIABILITIES AT THE TIME MANAGEMENT
     APPROVES AND COMMITS TO A RESTRUCTURING PLAN THAT IDENTIFIES ALL
     SIGNIFICANT ACTIONS TO BE TAKEN AND THE EXPECTED COMPLETION DATE OF THE
     PLAN. THE RESTRUCTURING LIABILITY INCLUDES THOSE RESTRUCTURING COSTS THAT
     (1) CAN BE REASONABLY ESTIMATED, (2) ARE NOT ASSOCIATED WITH AND DO NOT
     BENEFIT ACTIVITIES THAT WILL BE CONTINUED, AND (3) ARE NOT ASSOCIATED WITH
     OR ARE NOT INCURRED TO GENERATE REVENUES AFTER THE COMMITMENT DATE.
     RESTRUCTURING COSTS ARE INCURRED AS A DIRECT RESULT OF THE PLAN AND (1) ARE
     INCREMENTAL TO OTHER COSTS INCURRED BY TEXTRON IN THE CONDUCT OF ITS
     ACTIVITIES PRIOR TO THE COMMITMENT DATE, OR (2) REPRESENT CONTRACTUAL
     OBLIGATIONS THAT EXISTED PRIOR TO THE COMMITMENT DATE AND WILL EITHER
     CONTINUE AFTER THE EXIT PLAN IS COMPLETED WITH NO ECONOMIC BENEFIT TO THE
     ENTERPRISE OR REFLECT A PENALTY TO CANCEL A CONTRACTUAL OBLIGATION.
     ADDITIONALLY, RESTRUCTURING LIABILITIES INCURRED IN CONJUNCTION WITH A
     BUSINESS ACQUISITION ARE RECORDED AS PART OF THE ALLOCATION OF THE INITIAL
     PURCHASE PRICE OF THE ACQUISITION (1) AS OF THE ACQUISITION DATE,
     MANAGEMENT BEGINS TO ASSESS AND FORMULATE A RESTRUCTURING PLAN FOR THE
     ACQUIRED BUSINESS AND (2) THE RESTRUCTURING PLAN IS APPROVED AND COMMITTED
     TO WITHIN ONE YEAR OF THE ACQUISITION DATE.

     2000 SPECIAL CHARGES

     To improve returns at base businesses and to complete the integration of
     recently acquired businesses, during the fourth quarter of 2000, the
     Company approved and committed to a restructuring program based upon
     targeted cost reductions in the Automotive, Fastening Systems and
     Industrial Products segments. The 2000 program includes the consolidation
     of facilities, outsourcing of non-core production activity, the
     rationalization of certain product lines, and the divestiture of non-core
     businesses. Restructuring costs recorded in earnings during the fourth
     quarter of 2000 included $16 million of accrued severance-related benefits,
     outplacement services and certain other exit

                                                  53  TEXTRON 2000 ANNUAL REPORT
<PAGE>   35
     costs. Severance and other costs accrued during the fourth quarter of 2000
     for the Automotive and Industrial Products segments were $1 million and $15
     million, respectively. No costs were accrued for Fastening Systems during
     the fourth quarter. Facility consolidations will occur primarily in the
     United States and Europe. The Company anticipates incurring additional
     restructuring charges as it completes and commits to additional activities
     within Automotive, Fastening Systems and Industrial Products segments. The
     Company expects to fund the cash requirements of its restructuring
     activities with cash flow from operations and additional borrowings under
     its existing credit facilities.

         As of December 30, 2000, the Industrial Products segment had terminated
     204 employees and Automotive did not yet have any terminations under the
     2000 restructuring program.

         In conjunction with the restructuring plan and review of long-lived
     assets including goodwill, the Company recorded an asset impairment charge
     of $1 million for fixed assets and $349 million for goodwill in the fourth
     quarter of 2000 principally related to Turbine Engine Components Textron
     (TECT), part of the Industrial Products segment and Flexalloy, part of the
     Fastening Systems segment. Yearly amortization of this goodwill was
     approximately $12 million.

         Indicators of potential impairment of long-lived assets including
     goodwill were identified in connection with multi-year financial planning
     in the fourth quarter of 2000, as well as the initiation of the 2000
     restructuring program. Based on the indicators, the Company performed an
     overall impairment review for the applicable operating units. Key
     indicators with respect to TECT, a manufacturer of air and land-based gas
     turbine engines components and airframe structures, was deteriorating
     margins and its inability to generate new contracts, which has resulted in
     a significantly decreased revenue base. Key indicators for Flexalloy, a
     vendor-managed inventory company, serving primarily the heavy truck
     industry within Fastening Systems, were its performance against plan and
     the negative effect on its vendor-managed business model by other supply
     chain competitors. The business is dependent upon large customers, and the
     service level for larger customers can not be easily replicated over a
     large number of smaller customers without significant additional
     investment. Also, the synergies within Fastening Systems, which were
     initially viewed to be significant due to Textron's existing market share,
     have been considerably less than anticipated. Accordingly, future cash flow
     projections are not expected to achieve the level of growth originally
     anticipated at the time of Flexalloy's acquisition.

         The undiscounted cash flow projections performed for the applicable
     operating units were less than the carrying amounts of long-lived assets
     including goodwill indicating that there was an impairment. The discounted
     pre-tax cash flow calculation for purposes of determining the fair value of
     the long-lived assets was performed utilizing the multi-year financial plan
     (adjusted for planned restructuring activities) to project future cash
     flows and a risk-based rate of 11%. The calculation resulted in a fourth
     quarter 2000 write down of goodwill for TECT of $178 million, Flexalloy of
     $96 million and $75 million related to four other operating units. The
     calculation also showed that fixed assets and approximately $57 million of
     remaining goodwill were substantially recoverable at these units. By
     segment, Automotive recognized goodwill impairment charges of $27 million
     and fixed asset impairment charges of $1 million and Fastening Systems and
     Industrial Products recognized goodwill impairment charges of $128 million
     and $194 million, respectively, in 2000. The cash flow projections used in
     performing the review for these operating units were based upon
     management's best estimate of future results. Actual results could differ
     materially from those estimates.

         Accruable restructuring costs and asset impairment charges recorded in
     earnings have been included in special charges, net on the consolidated
     statement of income.

         An analysis of Textron's 2000 restructuring related special charges and
     reserve accounts is summarized below.

<TABLE>
<CAPTION>
                                              ASSET                         FACILITIES
     (In millions)                      IMPAIRMENTS         SEVERANCE          & OTHER             TOTAL
     ---------------------------------------------------------------------------------------------------
<S>                                     <C>                 <C>             <C>                   <C>
     Balance at January 1, 2000              $  --             $  --             $  --            $  --
     Additions                                 350                15                 1              366
     Utilized                                 (350)               (1)               --             (351)
     ---------------------------------------------------------------------------------------------------
     Balance at December 30, 2000            $  --             $  14             $   1            $  15
     ===================================================================================================
</TABLE>

         The specific restructuring measures and associated estimated costs are
     based on the Company's best judgment under prevailing circumstances. The
     Company believes that the restructuring reserve balance of $15 million is
     adequate to carry out the restructuring activities formally identified and
     committed to as of December 30, 2000 and anticipates that all actions
     related to these liabilities will be completed by December 29, 2001.

TEXTRON 2000 ANNUAL REPORT 54
<PAGE>   36
         As discussed in Note 6, the Company recorded an impairment charge of
     $117 million in the fourth quarter of 2000 relating to the Company's
     investment securities. This charge is included in special charges, net on
     the consolidated statement of income.


     1998 - 1999 SPECIAL CHARGES, NET

     To enhance the competitiveness and profitability of its core businesses,
     Textron recorded a pretax charge of $87 million in the second quarter of
     1998. This charge was recorded based on the decision to exit several small,
     nonstrategic product lines in Automotive and the former Systems and
     Components divisions which did not meet Textron's return criteria, and to
     realign certain operations in the former Industrial segment. The pretax
     charges associated with the Automotive and former Industrial segments were
     $25 million and $52 million, respectively. The charge also included the
     cost of a litigation settlement of $10 million related to the Aircraft
     segment. Severance costs were included in special charges and are based on
     established policies and practices.

         In 1999, the Company reassessed the remaining actions anticipated in
     the 1998 program and determined that certain projects should be delayed or
     cancelled while other provisions were no longer necessary. Specifically,
     provisions for severance and exit costs associated with the decision to
     exit certain automotive product lines were no longer required due to a
     decision to build different products in a plant originally anticipated to
     be closed. In the former Industrial segment, certain cost reduction
     programs in the Fluid and Power Group were suspended as a result of
     management's evaluation of the opportunities presented by the David Brown
     acquisition. Some smaller programs were delayed as the Company re-examines
     strategic alternatives. Others were completed at costs less than originally
     anticipated.

         Concurrently, in 1999 the Company initiated a series of new cost
     reduction efforts in the former Industrial segment designed to
     significantly reduce headcount from levels at the beginning of the year.
     Significant actions included the downsizing of an underperforming plant in
     Europe and targeted headcount reductions across most Industrial divisions.
     Headcount reductions were also effected at Bell Helicopter.

         As a result of the above, the Company reversed approximately $24
     million of reserves no longer deemed necessary for the 1998 program and
     recorded severance accruals of approximately $21 million and a charge
     related to asset impairment of $5 million. In addition, Textron recorded
     additional restructuring charges for the Industrial segment, primarily for
     severance ($7 million) and asset impairment ($9 million) associated with
     the announced closing of seven facilities.

         During fiscal 2000 the Company utilized the remaining $22 million
     reserve for severance and other costs for these programs. As of December
     30, 2000, the 1998 and 1999 programs have been completed and approximately
     3,400 employees have been terminated.

         An analysis of Textron's 1998 and 1999 restructuring related special
     charges and reserve accounts is summarized below.

<TABLE>
<CAPTION>
                                             ASSET        SEVERANCE
     (In millions)                     IMPAIRMENTS          & OTHER            TOTAL
     -------------------------------------------------------------------------------
<S>                                    <C>                <C>                  <C>
     Initial Charge                          $ 28             $ 49             $ 77
     Utilized                                 (28)              (9)             (37)
     -------------------------------------------------------------------------------
     Balance at January 2, 1999                --               40               40
     Additions                                 14               28               42
     Utilized                                 (14)             (22)             (36)
     No longer Required                        --              (24)             (24)
     -------------------------------------------------------------------------------
     Balance at January 1, 2000                --               22               22
     Additions                                 --               --               --
     Utilized                                  --              (22)             (22)
     -------------------------------------------------------------------------------
     Balance at December 30, 2000            $ --             $ --             $ --
     ===============================================================================
</TABLE>

         Included in special charges, net for 1999 is a gain of $19 million as a
     result of shares granted to Textron from Manulife Financial Corporation's
     initial public offering on their demutualization of the Manufacturers Life
     Insurance Company.

18   FAIR VALUE OF FINANCIAL INSTRUMENTS

     The estimated fair value amounts shown in the table on the next page were
     determined from available market information and valuation methodologies.
     Because considerable judgment is required in interpreting market data, the
     estimates are not necessarily indicative of the amounts that could be
     realized in a current market exchange.

                                                   55 TEXTRON 2000 ANNUAL REPORT
<PAGE>   37
<TABLE>
<CAPTION>
                                                                        DECEMBER 30, 2000                        January 1, 2000
     -----------------------------------------------------------------------------------------------------------------------------
                                                                                ESTIMATED                              Estimated
                                                             CARRYING                FAIR            Carrying               Fair
     (In millions)                                              VALUE               VALUE               Value              Value
     -----------------------------------------------------------------------------------------------------------------------------
<S>                                                           <C>               <C>                  <C>               <C>
     ASSETS:
     Textron Finance:
       Finance receivables                                    $ 4,767             $ 4,840             $ 4,624             $ 4,642
       Interest rate exchange agreements                           --                  (6)                 --                  --
       Other                                                      141                 141                  46                  46
     LIABILITIES:
     Textron Manufacturing:
       Debt                                                     2,061               2,105               1,745               1,740
       Interest rate exchange agreements                           --                  (8)                 --                   7
       Marketable security price forward contracts                 26                  26                  (5)                 (5)
     Textron Finance:
       Debt                                                     4,667               4,688               4,551               4,535
       Interest rate exchange agreements                           --                  17                  --                  (2)
     FOREIGN EXCHANGE CONTRACTS:
       Textron Manufacturing                                       (1)                 (1)                 --                  (6)
     CURRENCY SWAPS:
       Textron Manufacturing                                       --                  --                 (21)                (25)
       Textron Finance                                             --                   1                  --                  --
     =============================================================================================================================
</TABLE>
     (i)    Finance receivables - The estimated fair values of real estate loans
            and commercial installment contracts were based on discounted cash
            flow analyses. The estimated fair values of variable-rate
            receivables approximated the net carrying value. The estimated fair
            values of nonperforming loans were based on discounted cash flow
            analyses using risk-adjusted interest rates or the fair value of the
            related collateral.
     (ii)   Debt, interest rate exchange agreements, foreign exchange contracts
            and currency swaps - The estimated fair value of fixed-rate debt was
            determined by independent investment bankers or discounted cash flow
            analyses. The estimated fair values of variable-rate debt
            approximated their carrying values. The estimated fair values of
            interest rate exchange agreements were determined by discounted cash
            flow analysis and represent the estimated amounts that Textron or
            its counterparty would be required to pay to assume the other
            party's obligations under the agreements. The estimated fair values
            of the foreign exchange contracts and currency swaps were determined
            by Textron's foreign exchange banks.
     (iii)  The estimated fair values of marketable security price forward
            contracts were determined by quoted market prices of the related
            securities and represents the amount Textron or its counterparty are
            required to pay under these agreements.

19   CONTINGENCIES AND ENVIRONMENTAL REMEDIATION

     CONTINGENCIES

     Textron is subject to legal proceedings arising out of the conduct of the
     Company's business. These proceedings include claims arising from private
     transactions, government contracts, product liability and environmental,
     safety and health matters. Some of these legal proceedings seek damages,
     fines or penalties in substantial amounts or remediation of environmental
     contamination. Under federal government procurement regulations, certain
     claims brought by the U.S. Government could result in Textron's suspension
     or debarment from U.S. Government contracting for a period of time. On the
     basis of information presently available, Textron believes that these suits
     and proceedings will not have a material effect on the Company's financial
     position or results of operations.

     ENVIRONMENTAL REMEDIATION

     ENVIRONMENTAL LIABILITIES ARE RECORDED BASED ON THE MOST PROBABLE COST IF
     KNOWN OR ON THE ESTIMATED MINIMUM COST, DETERMINED ON A SITE-BY-SITE BASIS.
     TEXTRON'S ENVIRONMENTAL LIABILITIES ARE UNDISCOUNTED AND DO NOT TAKE INTO
     CONSIDERATION POSSIBLE FUTURE INSURANCE PROCEEDS OR SIGNIFICANT AMOUNTS
     FROM CLAIMS AGAINST OTHER THIRD PARTIES.

         Textron's accrued estimated environmental liabilities are based upon
     currently available facts, existing technology and presently enacted laws
     and regulations and are subject to a number of factors and uncertainties.
     Circumstances which can affect the accruals' reliability and precision
     include identification of additional sites, environmental regulations,
     level of cleanup required, technologies available, number and financial
     condition of other contributors to remediation and the time period over
     which remediation may occur. Accrued liabilities relate to disposal costs,
     U.S. Environmental Protection Agency oversight costs, legal fees and
     operating and maintenance costs for both currently and formerly owned or
     operated facilities. Textron believes that any changes to the accruals that
     may result from these factors and uncertainties will not have a material
     effect on Textron's financial position or results of operations. Based upon
     information currently available Textron estimates potential environmental
     liabilities to be in the range of $70 million to $200 million. As of
     December 30, 2000, environmental reserves of approximately $133 million, of
     which $15 million are classified as current liabilities, have been
     established to address these specific estimated potential liabilities.
     Textron estimates that its accrued environmental remediation liabilities
     will likely be paid over the next five to ten years.

TEXTRON 2000 ANNUAL REPORT 56
<PAGE>   38
20   SEGMENT REPORTING

     Textron has five reportable segments: Aircraft, Automotive, Fastening
     Systems, Industrial Products and Finance. See Note 1, for principal markets
     and pages 61 through 63 for products of Textron's segments.

         Textron's reportable segments are strategically aligned based on the
     manner in which Textron manages its various operations. The accounting
     policies of the segments are the same as those described in the summary of
     significant accounting policies within the notes to the consolidated
     financial statements. Textron evaluates segment performance based on
     operating profit from operations. Segment profit for Textron Manufacturing
     excludes interest expense, certain corporate expenses, special charges, and
     gains or losses from the disposition of significant business units. The
     Finance segment includes interest income, interest expense and
     distributions on preferred securities of Finance subsidiary trust as part
     of segment profit. Provisions for losses on finance receivables involving
     the sale or lease of Textron products are recorded by the selling
     manufacturing division.

         The following summarizes the revenues by type of products:

<TABLE>
<CAPTION>
                                                                            REVENUES
     -------------------------------------------------------------------------------------------------
     (In millions)                                          2000               1999               1998
     -------------------------------------------------------------------------------------------------
<S>                                                      <C>                <C>                <C>
     Aircraft:
       Fixed-Wing Aircraft                               $ 2,814            $ 2,472            $ 1,949
       Rotor Aircraft                                      1,580              1,547              1,431
     Automotive:
       Trim                                                1,842              1,796              1,481
       Fuel Systems and Functional Components              1,082              1,072                875
     Fastening Systems                                     2,137              2,082              1,758
     Industrial Products:
       Industrial Components and Other                     1,432                997                931
       Golf, Turf & Specialty Products                       823                773                719
       Fluid & Power                                         689                652                363
     Finance                                                 691                463                367
     -------------------------------------------------------------------------------------------------
                                                         $13,090            $11,854            $ 9,874
     =================================================================================================
</TABLE>

         The following tables and page 20 summarize selected financial
     information by segment:

<TABLE>
<CAPTION>
                                                                                                      PROPERTY, PLANT AND
                                                              ASSETS                                 EQUIPMENT EXPENDITURES
     ----------------------------------------------------------------------------------------------------------------------------
     (In millions)                             2000            1999            1998            2000           1999           1998
     ----------------------------------------------------------------------------------------------------------------------------
<S>                                        <C>             <C>             <C>             <C>            <C>            <C>
     Aircraft                              $  2,551        $  2,348        $  2,199        $    154       $    164       $    140
     Automotive                               1,738           1,800           1,627             127            132            110
     Fastening Systems                        2,029           2,199           1,760             113            103            113
     Industrial Products                      2,728           3,003           2,176             115            114             96
     Finance                                  6,131           5,989           3,785              14             11             13
     Corporate (including investment
       in discontinued operations)            3,339           1,743           2,717               4              8              3
      Eliminations                           (2,146)           (689)           (543)             --             --             --
     ----------------------------------------------------------------------------------------------------------------------------
                                           $ 16,370        $ 16,393        $ 13,721        $    527       $    532       $    475
     ============================================================================================================================
</TABLE>

<TABLE>
<CAPTION>
                                                   AMORTIZATION                                      DEPRECIATION
     -------------------------------------------------------------------------------------------------------------------------
     (In millions)                   2000             1999             1998             2000             1999             1998
     -------------------------------------------------------------------------------------------------------------------------
<S>                                  <C>              <C>              <C>              <C>              <C>              <C>
     Aircraft                        $ 10             $ 10             $ 10             $105             $ 97             $ 82
     Automotive                        14               19               15               87               83               71
     Fastening Systems                 22               19               13               85               80               70
     Industrial Products               41               31               23               84               73               55
     Finance                           15                7                3               17               12               10
     Corporate                         10                5                5                4                4                4
     -------------------------------------------------------------------------------------------------------------------------
                                     $112             $ 91             $ 69             $382             $349             $292
     =========================================================================================================================
</TABLE>

                                                  57  TEXTRON 2000 ANNUAL REPORT
<PAGE>   39
GEOGRAPHIC DATA

         Presented below is selected financial information by geographic area of
     Textron's operations:

<TABLE>
<CAPTION>
                                                                                                   PROPERTY, PLANT
                                                       REVENUES(1)                                 AND EQUIPMENT(2)
     ------------------------------------------------------------------------------------------------------------------------
     (In millions)                       2000            1999            1998            2000            1999            1998
     ------------------------------------------------------------------------------------------------------------------------
<S>                                   <C>             <C>             <C>             <C>             <C>             <C>
     United States                    $ 8,569         $ 7,540         $ 6,404         $ 1,791         $ 1,718         $ 1,466
     Canada                               798             710             593             127             118             115
     Latin America and Mexico             790             738             662             121              68              84
     Asia and Australia                   603             441             317              13              14               3
     Germany                              584             694             577             165             187             205
     United Kingdom                       385             481             283             145             161             171
     France                               352             344             332              79              82              82
     Other                              1,009             906             706             164             165              79
     ------------------------------------------------------------------------------------------------------------------------
                                      $13,090         $11,854         $ 9,874         $ 2,605         $ 2,513         $ 2,205
     ========================================================================================================================
</TABLE>
     (1) Revenues are attributed to countries based on the location of the
     customer.

     (2) Property, plant and equipment is based on the location of the asset.

         Revenues include sales to the U.S. Government of $1.2 billion, $1.3
     billion and $1.1 billion in 2000, 1999 and 1998, respectively and sales of
     $1.5 billion, $1.6 billion and $1.3 billion in 2000, 1999, and 1998,
     respectively to DaimlerChrysler.

21   OTHER INFORMATION - TEXTRON MANUFACTURING CURRENT LIABILITIES

     Included in accrued liabilities at the end of 2000 and 1999 were the
     following:

<TABLE>
<CAPTION>
     (In millions)                      DECEMBER 30, 2000     January 1, 2000
     ------------------------------------------------------------------------
<S>                                                <C>                 <C>
     Customer deposits                             $  279              $  253
     Salary, wages and employer taxes                 260                 232
     Reserve for warranties                           236                 193
     Sales rebate                                      83                  76
     Other                                            513                 513
     ------------------------------------------------------------------------
       Total accrued liabilities                   $1,371              $1,267
     ========================================================================
</TABLE>

TEXTRON 2000 ANNUAL REPORT 58
<PAGE>   40
QUARTERLY DATA

<TABLE>
<CAPTION>
     (Unaudited)
     (Dollars in millions except per share amounts)                         2000
     --------------------------------------------------------------------------------------------------
                                                          Q4           Q3           Q2           Q1
     --------------------------------------------------------------------------------------------------
<S>                                                <C>          <C>          <C>          <C>
     REVENUES
     Aircraft                                      $   1,251    $   1,171    $   1,013    $     959
     Automotive                                          671          654          761          838
     Fastening Systems                                   487          504          562          584
     Industrial Products                                 718          695          771          760
     Finance                                             185          184          170          152
     --------------------------------------------------------------------------------------------------
     TOTAL REVENUES                                $   3,312    $   3,208    $   3,277    $   3,293
     ==================================================================================================
     INCOME (LOSS)
     Aircraft                                      $     139    $     127    $     107    $      78
     Automotive                                           54           40           69           81
     Fastening Systems                                    37           47           51           47
     Industrial Products                                  83           70          101           89
     Finance                                              56           49           44           41
     --------------------------------------------------------------------------------------------------
     TOTAL SEGMENT PROFIT                                369          333          372          336
     --------------------------------------------------------------------------------------------------
     Special charges, net                               (483)          --           --           --
     --------------------------------------------------------------------------------------------------
     Total segment operating income (loss)              (114)         333          372          336
     --------------------------------------------------------------------------------------------------
     Corporate expenses and other, net                   (43)         (34)         (41)         (46)
     Interest income                                       6           --           --           --
     Interest expense                                    (42)         (42)         (41)         (33)
     Income taxes                                        (18)         (93)        (104)         (93)
     Distribution on preferred securities of
       manufacturing subsidiary trust, net of
       income taxes                                       (7)          (6)          (7)          (6)
     --------------------------------------------------------------------------------------------------
     INCOME (LOSS) FROM CONTINUING OPERATIONS           (218)         158          179          158
     --------------------------------------------------------------------------------------------------
     Gain on disposal of discontinued operations,
       net of income taxes                                --           --           --           --
     --------------------------------------------------------------------------------------------------
     Income (loss) before extraordinary loss and
       cumulative effect of change in accounting
        principle                                       (218)         158          179          158
     Extraordinary loss from debt
       retirement, net of income taxes                    --           --           --           --
     Cumulative effect of change in
       accounting principle, net of income taxes          --           --           --          (59)
     --------------------------------------------------------------------------------------------------
     Net income (loss)                             $    (218)   $     158    $     179    $      99
     ==================================================================================================
     EARNINGS PER COMMON SHARE
     BASIC:
       Income (loss) from continuing operations    $   (1.53)   $    1.10    $    1.25    $    1.08
       Discontinued operations, net of income
         taxes                                            --           --           --           --
       Extraordinary loss from debt
         retirement, net of income taxes                  --           --           --           --
       Cumulative effect of change in accounting
         principle, net of income taxes                   --           --           --         (.41)
     --------------------------------------------------------------------------------------------------
     Net income (loss)                             $   (1.53)   $    1.10    $    1.25    $     .67
     ==================================================================================================
     Average shares outstanding (in thousands)       141,969      143,185      143,981      146,281
     --------------------------------------------------------------------------------------------------
     DILUTED:
       Income (loss) from continuing operations    $   (1.53)   $    1.08    $    1.23    $    1.06
       Discontinued operations, net of income
         taxes                                            --           --           --           --
       Extraordinary loss from debt
         retirement, net of income taxes                  --           --           --           --
       Cumulative effect of change in accounting
         principle, net of income taxes                   --           --           --         (.40)
     --------------------------------------------------------------------------------------------------
     Net income (loss)                             $   (1.53)   $    1.08    $    1.23    $     .66
     ==================================================================================================
     Average shares outstanding (in thousands)*      141,969      145,325      146,304      148,818
     --------------------------------------------------------------------------------------------------
     SEGMENT PROFIT MARGINS
     Aircraft                                           11.1%        10.8%        10.6%         8.1%
     Automotive                                          8.0          6.1          9.1          9.7
     Fastening Systems                                   7.6          9.3          9.1          8.0
     Industrial Products                                11.6         10.1         13.1         11.7
     Finance                                            30.3         26.6         25.9         27.0

     SEGMENT PROFIT MARGIN                              11.1         10.4         11.4         10.2
     --------------------------------------------------------------------------------------------------
     COMMON STOCK INFORMATION
     Price range: High                             $   55.38    $   60.38    $   65.56    $   74.94
     Price range: Low                              $   41.44    $   44.88    $   53.94    $   51.50
     Dividends per share                           $    .325    $    .325    $    .325    $    .325
     --------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
     (Unaudited)
     (Dollars in millions except per share amounts)                            1999
     -------------------------------------------------------------------------------------------------
                                                             Q4           Q3           Q2           Q1
     -------------------------------------------------------------------------------------------------
<S>                                                   <C>          <C>          <C>          <C>
     REVENUES
     Aircraft                                         $   1,267    $     955    $     937    $     860
     Automotive                                             747          652          746          723
     Fastening Systems                                      535          497          550          500
     Industrial Products                                    678          539          602          603
     Finance                                                141          122          104           96
     -------------------------------------------------------------------------------------------------
     TOTAL REVENUES                                   $   3,368    $   2,765    $   2,939    $   2,782
     =================================================================================================
     INCOME (LOSS)
     Aircraft                                         $     129    $      91    $      75    $      67
     Automotive                                              63           37           59           61
     Fastening Systems                                       37           43           54           56
     Industrial Products                                     78           74           82           67
     Finance                                                 34           38           30           26
     -------------------------------------------------------------------------------------------------
     TOTAL SEGMENT PROFIT                                   341          283          300          277
     -------------------------------------------------------------------------------------------------
     Special charges, net                                    --            3           (2)          --
     -------------------------------------------------------------------------------------------------
     Total segment operating income (loss)                  341          286          298          277
     -------------------------------------------------------------------------------------------------
     Corporate expenses and other, net                      (33)         (37)         (35)         (38)
     Interest income                                          1            4            6           16
     Interest expense                                       (29)         (11)          (3)         (13)
     Income taxes                                          (103)         (90)         (97)         (91)
     Distribution on preferred securities of
       manufacturing subsidiary trust, net of
       income taxes                                          (7)          (6)          (7)          (6)
     -------------------------------------------------------------------------------------------------
     INCOME (LOSS) FROM CONTINUING OPERATIONS               170          146          162          145
     -------------------------------------------------------------------------------------------------
     Gain on disposal of discontinued operations,
       net of income taxes                                   31           --           --        1,615
     -------------------------------------------------------------------------------------------------
     Income (loss) before extraordinary loss and
       cumulative effect of change in accounting
        principle                                           201          146          162        1,760
     Extraordinary loss from debt
       retirement, net of income taxes                       --           --           --          (43)
     Cumulative effect of change in
       accounting principle, net of income taxes             --           --           --           --
     -------------------------------------------------------------------------------------------------
     Net income (loss)                                $     201    $     146    $     162    $   1,717
     =================================================================================================
     EARNINGS PER COMMON SHARE
     BASIC:
       Income (loss) from continuing operations       $    1.14    $     .97    $    1.08    $     .95
       Discontinued operations, net of income
         taxes                                              .21           --           --        10.59
       Extraordinary loss from debt
         retirement, net of income taxes                     --           --           --         (.28)
       Cumulative effect of change in accounting
         principle, net of income taxes                      --           --           --           --
     -------------------------------------------------------------------------------------------------
     Net income (loss)                                $    1.35    $     .97    $    1.08    $   11.26
     =================================================================================================
     Average shares outstanding (in thousands)          148,309      150,069      150,512      152,517
     -------------------------------------------------------------------------------------------------
     DILUTED:
       Income (loss) from continuing operations       $    1.12    $     .95    $    1.05    $     .93
       Discontinued operations, net of income
         taxes                                              .21           --           --        10.34
       Extraordinary loss from debt
         retirement, net of income taxes                     --           --           --         (.27)
       Cumulative effect of change in accounting
         principle, net of income taxes                      --           --           --           --
     -------------------------------------------------------------------------------------------------
     Net income (loss)                                $    1.33    $     .95    $    1.05    $   11.00
     =================================================================================================
     Average shares outstanding (in thousands)*         151,267      153,406      154,096      156,112
     -------------------------------------------------------------------------------------------------
     SEGMENT PROFIT MARGINS
     Aircraft                                              10.2%         9.5%         8.0%         7.8%
     Automotive                                             8.4          5.7          7.9          8.4
     Fastening Systems                                      6.9          8.7          9.8         11.2
     Industrial Products                                   11.5         13.7         13.6         11.1
     Finance                                               24.1         31.1         28.8         27.1

     SEGMENT PROFIT MARGIN                                 10.1         10.2         10.2         10.0
     -------------------------------------------------------------------------------------------------
     COMMON STOCK INFORMATION
     Price range: High                                $   77.75    $   90.50    $   97.00    $   81.44
     Price range: Low                                 $   68.44    $   74.50    $   78.31    $   70.00
     Dividends per share                              $    .325    $    .325    $    .325    $    .325
     -------------------------------------------------------------------------------------------------
</TABLE>

     *Assumes full conversion of outstanding preferred stock and exercise of
     options. The average share base for the fourth quarter 2000 excludes
     potentially dilutive common shares (convertible preferred stock and stock
     options). These shares are excluded due to their antidilutive effect
     resulting from the loss from continuing operations.

                                                   59 TEXTRON 2000 ANNUAL REPORT
<PAGE>   41
     SELECTED FINANCIAL INFORMATION

<TABLE>
<CAPTION>
     (Dollars in millions except where
     otherwise noted and per share amounts)            2000         1999         1998         1997         1996
     --------------------------------------------------------------------------------------------------------------
<S>                                               <C>          <C>          <C>          <C>          <C>
     REVENUES
     Aircraft                                     $   4,394    $   4,019    $   3,380    $   3,217    $   2,774
     Automotive                                       2,924        2,868        2,356        2,072        1,577
     Fastening Systems                                2,137        2,082        1,758        1,498        1,355
     Industrial Products                              2,944        2,422        2,013        1,738        1,654
     Finance                                            691          463          367          350          327
     --------------------------------------------------------------------------------------------------------------
     TOTAL REVENUES                               $  13,090    $  11,854    $   9,874    $   8,875    $   7,687
     ==============================================================================================================
     INCOME
     Aircraft                                     $     451    $     362    $     338    $     313    $     261
     Automotive                                         244          220          171          141          135
     Fastening Systems                                  182          190          186          167          148
     Industrial Products                                343          301          232          188          163
     Finance                                            190          128          113          108           96
     --------------------------------------------------------------------------------------------------------------
     TOTAL SEGMENT PROFIT                             1,410        1,201        1,040          917          803
     --------------------------------------------------------------------------------------------------------------
     Special charges, net                              (483)           1          (87)          --           --
     Gain on sale of division                            --           --           97           --           --
     --------------------------------------------------------------------------------------------------------------
     Total segment operating income                     927        1,202        1,050          917          803
     --------------------------------------------------------------------------------------------------------------
     Corporate expenses and other, net                 (164)        (143)        (141)        (152)        (125)
     Interest expense, net                             (152)         (29)        (146)        (117)        (138)
     Income taxes                                      (308)        (381)        (294)        (250)        (211)
     Distributions on preferred securities
       of manufacturing subsidiary trust,
       net of income taxes                              (26)         (26)         (26)         (26)         (23)
     --------------------------------------------------------------------------------------------------------------
     INCOME FROM CONTINUING OPERATIONS*           $     277    $     623    $     443    $     372    $     306
     ==============================================================================================================
     PER SHARE OF COMMON STOCK
     Income from continuing operations-basic*     $    1.92    $    4.14    $    2.74    $    2.25    $    1.82
     Income from continuing operations-diluted*   $    1.90    $    4.05    $    2.68    $    2.19    $    1.78
     Dividends declared                           $    1.30    $    1.30    $    1.14    $    1.00    $     .88
     Book value at year-end                       $   28.24    $   29.67    $   19.27    $   19.78    $   19.10
     Common stock price: High                     $   74.94    $   97.00    $   80.31    $   70.75    $   48.88
     Common stock price: Low                      $   41.44    $   68.44    $   52.06    $   45.00    $   34.56
     Common stock price: Year-end                 $   46.50    $   76.69    $   75.94    $   62.63    $   46.69
     Common shares outstanding (in thousands):
       Basic average                                143,923      150,389      161,254      164,830      167,453
       Diluted average**                            146,150      153,754      165,374      169,503      171,652
       Year-end                                     140,933      147,002      154,742      167,315      169,745
     ==============================================================================================================
     FINANCIAL POSITION
     Total assets                                 $  16,370    $  16,393    $  13,721    $  11,330    $  11,514
     Debt:
       Textron Manufacturing                      $   2,084    $   1,767    $   2,615    $   1,221    $   1,507
       Textron Finance                            $   4,667    $   4,551    $   2,829    $   2,365    $   2,441
     Preferred securities of subsidiary trusts:
       Textron Manufacturing                      $     484    $     483    $     483    $     483    $     483
       Textron Finance                            $      28    $      29    $      --    $      --    $      --
     Shareholders' equity                         $   3,994    $   4,377    $   2,997    $   3,228    $   3,183
     Textron Manufacturing debt to total capital         32%          27%          43%          25%          29%
     ==============================================================================================================
     INVESTMENT DATA
     Capital expenditures                         $     527    $     532    $     475    $     374    $     312
     Depreciation                                 $     382    $     349    $     292    $     254    $     213
     Research and development                     $     721    $     670    $     613    $     602    $     576
     ==============================================================================================================
     OTHER DATA
     Number of employees at year-end                 71,000       68,000       64,000       56,000       49,000
     Number of common
       shareholders at year-end                      21,000       22,000       23,000       24,000       25,000
     ==============================================================================================================
</TABLE>

<TABLE>
<CAPTION>
     (Dollars in millions except where
     otherwise noted and per share amounts)               1995         1994         1993         1992
     ------------------------------------------------------------------------------------------------
<S>                                                  <C>          <C>          <C>          <C>
     REVENUES
     Aircraft                                        $   2,532    $   2,309    $   2,124    $   1,609
     Automotive                                          1,475        1,466        1,125          732
     Fastening Systems                                     797          635          440          420
     Industrial Products                                 1,777        2,392        2,719        2,944
     Finance                                               311          277          259          258
     ------------------------------------------------------------------------------------------------
     TOTAL REVENUES                                  $   6,892    $   7,079    $   6,667    $   5,963
     ================================================================================================
     INCOME
     Aircraft                                        $     237    $     194    $     172    $     128
     Automotive                                            123          124           81           59
     Fastening Systems                                     101           86           45           40
     Industrial Products                                   161          170          200          254
     Finance                                                88           83           74           62
     ------------------------------------------------------------------------------------------------
     TOTAL SEGMENT PROFIT                                  710          657          572          543
     ------------------------------------------------------------------------------------------------
     Special charges, net                                   --           --           --           --
     Gain on sale of division                               --           --           --           --
     ------------------------------------------------------------------------------------------------
     Total segment operating income                        710          657          572          543
     ------------------------------------------------------------------------------------------------
     Corporate expenses and other, net                    (128)        (101)        (109)         (89)
     Interest expense, net                                (169)        (181)        (208)        (230)
     Income taxes                                         (165)        (160)         (87)         (87)
     Distributions on preferred securities
       of manufacturing subsidiary trust,
       net of income taxes                                  --           --           --           --
     ------------------------------------------------------------------------------------------------
     INCOME FROM CONTINUING OPERATIONS*              $     248    $     215    $     168    $     137
     ================================================================================================
     PER SHARE OF COMMON STOCK
     Income from continuing operations-basic*        $    1.45    $    1.21    $     .95    $     .78
     Income from continuing operations-diluted*      $    1.43    $    1.19    $     .94    $     .77
     Dividends declared                              $     .78    $     .70    $     .62    $     .56
     Book value at year-end                          $   19.96    $   16.72    $   15.59    $   14.05
     Common stock price: High                        $   38.69    $   30.31    $   29.44    $   22.38
     Common stock price: Low                         $   24.31    $   23.25    $   20.19    $   16.88
     Common stock price: Year-end                    $   33.75    $   25.19    $   29.13    $   22.38
     Common shares outstanding (in thousands):
       Basic average                                   169,848      176,474      176,071      173,334
       Diluted average**                               173,252      180,208      179,713      177,087
       Year-end                                        173,340      174,616      180,509      178,366
     ================================================================================================
     FINANCIAL POSITION
     Total assets                                    $  11,207    $  10,374    $  10,462    $  10,009
     Debt:
       Textron Manufacturing                         $   1,774    $   1,582    $   2,025    $   2,283
       Textron Finance                               $   2,277    $   2,162    $   2,037    $   1,873
     Preferred securities of subsidiary trusts:
       Textron Manufacturing                         $      --    $      --    $      --    $      --
       Textron Finance                               $      --    $      --    $      --    $      --
     Shareholders' equity                            $   3,412    $   2,882    $   2,780    $   2,488
     Textron Manufacturing debt to total capital            34%          35%          42%          48%
     ================================================================================================
     INVESTMENT DATA
     Capital expenditures                            $     258    $     274    $     227    $     199
     Depreciation                                    $     188    $     201    $     196    $     188
     Research and development                        $     656    $     611    $     514    $     430
     ================================================================================================
     OTHER DATA
     Number of employees at year-end                    46,000       43,000       46,000       44,000
     Number of common
       shareholders at year-end                         26,000       27,000       28,000       30,000
     ================================================================================================
</TABLE>

     * Before cumulative effect of change in accounting principles in 2000 and
       1992.

    ** Assumes full conversion of outstanding preferred stock and exercise of
       stock options.

TEXTRON 2000 ANNUAL REPORT 60
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>10
<FILENAME>b38194txex21.txt
<DESCRIPTION>CERTAIN SUBSIDIARIES OF THE REGISTRANT
<TEXT>

<PAGE>   1
                                                                      EXHIBIT 21



                     TEXTRON INC. - SIGNIFICANT SUBSIDIARIES
                              (AS OF MARCH 6, 2001)

   Set forth below are the names of certain subsidiaries of Textron Inc. Other
subsidiaries, which considered in the aggregate, do not constitute a significant
                    subsidiary, are omitted from such list.


<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------- ----------------------
NAME                                                                                                          JURISDICTION
- ------------------------------------------------------------------------------------------------------------- ----------------------
<S>                                                                                                           <C>
Avco Corporation                                                                                              Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Textron Systems Corporation                                                                              Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
         Turbine Engine Components Textron Inc.                                                               Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
Avdel Cherry Textron Inc.                                                                                     New York
- ------------------------------------------------------------------------------------------------------------- ----------------------
Bell Aircraft Services Company                                                                                Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Bell Aerospace Services Inc.                                                                             Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Edwards & Associates, Inc.                                                                               Tennessee
- ------------------------------------------------------------------------------------------------------------- ----------------------
Bell Helicopter Textron Inc.                                                                                  Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
Burkland Textron Inc.                                                                                         Michigan
- ------------------------------------------------------------------------------------------------------------- ----------------------
Cessna Aircraft Company                                                                                       Kansas
- ------------------------------------------------------------------------------------------------------------- ----------------------
Cone Drive Operations Inc.                                                                                    Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
David Brown (Delaware) Holdings Corp.                                                                         Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
Elco Textron Inc.                                                                                             Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Elco Anchor Wire Inc.                                                                                    Tennessee
- ------------------------------------------------------------------------------------------------------------- ----------------------
Flexalloy Inc.                                                                                                Ohio
- ------------------------------------------------------------------------------------------------------------- ----------------------
Greenlee Textron Inc.                                                                                         Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
HR Textron Inc.                                                                                               Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Energy Mfg. Co., Inc.                                                                                    Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
InteSys Technologies, Inc.                                                                                    Massachusetts
- ------------------------------------------------------------------------------------------------------------- ----------------------
OmniQuip Textron International Inc.                                                                           Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Lull International, Inc.                                                                                 Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     TRAK International, Inc.                                                                                 Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
RIFOCS Corp.                                                                                                  California
- ------------------------------------------------------------------------------------------------------------- ----------------------
Ring Screw Textron Inc.                                                                                       Michigan
- ------------------------------------------------------------------------------------------------------------- ----------------------
Textron Atlantic Inc.                                                                                         Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Klauke Handels GmbH                                                                                      Austria
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Maag Pump Systems Textron A.G.                                                                           Switzerland
- ------------------------------------------------------------------------------------------------------------- ----------------------
     Textron Acquisition Limited                                                                              England
- ------------------------------------------------------------------------------------------------------------- ----------------------
         Avdel plc/Avdel plc Inc.                                                                             England/Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
         Ransomes Investment Corporation                                                                      Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
              Ransomes America Corporation                                                                    Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------
                  Cushman Inc.                                                                                Delaware
- ------------------------------------------------------------------------------------------------------------- ----------------------