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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0001052045-03-000071.txt : 20030331
<SEC-HEADER>0001052045-03-000071.hdr.sgml : 20030331
<ACCEPTANCE-DATETIME>20030331164314
ACCESSION NUMBER:		0001052045-03-000071
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20021231
FILED AS OF DATE:		20030331

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SERVICEMASTER CO
		CENTRAL INDEX KEY:			0001052045
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-MANAGEMENT SERVICES [8741]
		IRS NUMBER:				363858106
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14762
		FILM NUMBER:		03631450

	BUSINESS ADDRESS:	
		STREET 1:		3250 LACEY ROAD, SUITE 600
		CITY:			DOWNERS GROVE
		STATE:			IL
		ZIP:			60515
		BUSINESS PHONE:		6306632700

	MAIL ADDRESS:	
		STREET 1:		3250 LACEY ROAD, SUITE 600
		CITY:			DOWNERS GROVE
		STATE:			IL
		ZIP:			60515
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>form10k2002.txt
<DESCRIPTION>THE SERVICEMASTER COMPANY 10-K
<TEXT>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                           --------------------------
                                    FORM 10-K

      [X]    Annual Report Pursuant to Section 13 or 15(d) of the Securities
             Exchange Act of 1934

                  For the fiscal year ended December 31, 2002.
                                       OR
      [ ]    Transition Report Pursuant to Section 13 or 15(d) of the Securities
             Exchange Act of 1934

                  For the transition period from __________ to __________.

                         Commission File Number 1-14762

                           --------------------------
                            THE SERVICEMASTER COMPANY
             (Exact name of registrant as specified in its charter)

                Delaware                              36-3858106
     (State or other jurisdiction of       (I.R.S. Employer Identification No.)
     incorporation or organization)

         3250 Lacey Road, Suite 600, Downers Grove, Illinois, 60515-1700
               (Address of Principal Executive Offices, Zip Code)

                                 (630) 663-2000
              (Registrant's telephone number, including area code)

               Securities registered pursuant to Section 12(b) of the Act:

                                               Name of Each Exchange
          Title of Each Class                  on Which Registered
          -------------------                  --------------------
          Common Stock                         New York Stock Exchange
          Preferred Stock Purchase Rights      New York Stock Exchange

               Securities registered pursuant to Section 12(g) of the Act:
                                      None
                              ------------------

     Indicate  by check mark  whether the  registrant  (1) has filed all reports
required to be filed by Section 13 or 15(d) of the  Securities  Exchange  Act of
1934  during  the  preceding  12 months  (or for such  shorter  period  that the
registrant was required to file such reports),  and (2) has been subject to such
filing requirements for the past 90 days. Yes [x] No [ ]

<PAGE>

     Indicate by check mark if disclosure of delinquent  filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of the  registrant's  knowledge,  in the  definitive  proxy or  information
statements  incorporated  by  reference  in Part  III of this  Form  10-K or any
amendment to this Form 10-K. [ ]

     Indicate by check whether the registrant is an accelerated filer (as
defined in Rule12b-2 of the Act).
Yes  [x]    No [ ]

     The aggregate market value of shares of common stock held by non-affiliates
of the registrant as of June 28, 2002 was $3,990,819,969.

     The number of shares of the registrant's common stock outstanding as of
March 28, 2003 was 299,221,298.

                       DOCUMENTS INCORPORATED BY REFERENCE

     Certain parts of the registrant's Annual Report to Shareholders for the
year ended December 31, 2002 are incorporated into Part I and Part II of this
Form 10-K.

     Certain parts of the registrant's Proxy Statement for the 2003 Annual
Meeting of Shareholders are incorporated into Part III of this Form 10-K.


<PAGE>



                                TABLE OF CONTENTS

<TABLE>

<CAPTION>
PART I
 <S>                                                                                                    <C>
  Item 1.  Business..............................................................................        1

  Item 2.  Properties............................................................................        7

  Item 3.  Legal Proceedings.....................................................................        8

  Item 4.  Submission of Matters to a Vote of Security Holders...................................        9

 PART II

  Item 5.  Market for Registrant's Common Equity and Related Stockholder Matters.................       10

  Item 6.  Selected Financial Data...............................................................       10

  Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations10

  Item 7A.  Quantitative and Qualitative Disclosures About Market Risk...........................       10

  Item 8.  Financial Statements and Supplementary Data...........................................       10

  Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure11

 PART III

 Item 10.  Directors and Executive Officers of the Registrant....................................       12

 Item 11.  Executive Compensation................................................................       13

 Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related
      Stockholder Matters........................................................................       13

 Item 13.  Certain Relationships and Related Transactions........................................       13

 Item 14.  Controls and Procedures...............................................................       13

 PART IV

 Item 15.  Exhibits, Financial Statement Schedules, and Reports on Form 8-K......................       15

 Signatures......................................................................................       19

 Certification of Chief Executive Officer........................................................       21

 Certification of Chief Financial Officer.......................................................        22

 Exhibit Index...................................................................................       23
</TABLE>

<PAGE>

FORWARD-LOOKING STATEMENTS

     This Form 10-K contains or incorporates by reference statements  concerning
future  results  and other  matters  that may be  deemed to be  "forward-looking
statements" within the meaning of the Private  Securities  Litigation Reform Act
of  1995.  The  ServiceMaster  Company   ("ServiceMaster")  intends  that  these
forward-looking  statements,  which look forward in time and include  everything
other than  historical  information,  be subject to the safe harbors  created by
such  legislation.  ServiceMaster  notes that these  forward-looking  statements
involve  risks and  uncertainties  that could affect its results of  operations,
financial  condition or cash flows.  Factors that could cause actual  results to
differ materially from those expressed or implied in a forward-looking statement
include the following, among others:

        o extreme weather conditions that affect the demand for ServiceMaster's
          services;
        o competition in the markets served by ServiceMaster;
        o labor shortages or increases in wage rates;
        o unexpected increases in operating costs, such as higher insurance,
          healthcare or fuel prices;
        o increased governmental regulation of telemarketing;
        o general economic conditions in the United States, especially as they
          may affect home sales or consumer spending levels;
        o time and expenses associated with integrating and winding down
          businesses; and
        o other factors described from time to time in documents filed
          by ServiceMaster with the Securities and Exchange Commission.

                                     PART I

ITEM 1.  BUSINESS

     ServiceMaster is a national service company providing  outsourcing services
to both  residential and commercial  customers.  Its core services  capabilities
include lawn care and landscape maintenance; termite and pest control; plumbing,
electrical,  heating and air conditioning services; home warranty; and cleaning,
disaster restoration and furniture repair. These services are provided through a
network of over 5,400 company-owned and franchised locations operating under the
following  leading  brands:  TruGreen  ChemLawn,  TruGreen  LandCare,  Terminix,
American  Residential  Services,  Rescue Rooter,  American Mechanical  Services,
American Home Shield, AmeriSpec,  Merry Maids, ServiceMaster Clean and Furniture
Medic.  Incorporated  in Delaware in 1991,  ServiceMaster  is the  successor  to
various entities dating back to 1947.

     ServiceMaster  is  organized  into  five  principal   operating   segments:
TruGreen;  Terminix;  American Home Shield;  American  Residential  Services and
American  Mechanical  Services;  and  Other  Operations.   All  subsidiaries  of
ServiceMaster are wholly owned,  except for The Terminix  International  Company
L.P.,  in which  Allied  Bruce-Terminix  Companies,  Inc.  is a Class B  limited
partner. The financial information for each operating segment for 2000, 2001 and
2002 contained in the Notes to the Consolidated Financial Statements included in
ServiceMaster's  Annual Report to  Shareholders  for the year ended December 31,
2002 ("Annual Report to Shareholders  for 2002") is incorporated by reference in
this Form 10-K.

CHANGE IN SEGMENT REPORTING

     ServiceMaster  previously  reported  its  American  Home  Shield,  American
Residential Services,  American Mechanical Services, Merry Maids,  ServiceMaster
Clean,  AmeriSpec and Furniture Medic  businesses as a single segment,  the Home
Maintenance  and  Improvement  segment.  Due  to  ServiceMaster's  sale  of  its
Management Services business and its exit from other businesses in 2001, certain
operations  have become more  significant  for segment  reporting  purposes.  In
addition,  ServiceMaster's  management  and reporting  structure  changed during
2002. As a result,  ServiceMaster  has expanded its business  segment  reporting
which  will allow for  better  ongoing  visibility  into the  components  of the
business.  American Home Shield and AmeriSpec  will now be reported  together as
the  American  Home Shield  segment.  The  combination  of American  Residential
Services and American  Mechanical  Services will now be reported together as the
American  Residential Services and American Mechanical Services segment, and the
franchise  operations of Merry Maids,  ServiceMaster  Clean and Furniture  Medic
will now be  reported


                                       1
<PAGE>


in the Other Operations segment.  Previously reported financial information that
is incorporated by reference in this Form 10-K has been  reclassified to reflect
the change in segment reporting.


SERVICES

                                TruGreen Segment

     The  TruGreen  segment  provides  lawn care  services  primarily  under the
TruGreen ChemLawn brand name and landscape  maintenance services primarily under
the  TruGreen  LandCare  brand name to  residential  and  commercial  customers.
Revenues derived from the TruGreen segment constituted 40%, 38% and 38% in 2000,
2001 and 2002,  respectively,  of the revenue from continuing  operations of the
consolidated  ServiceMaster  enterprise.  The  TruGreen  ChemLawn  and  TruGreen
LandCare businesses are seasonal in nature. Extreme weather conditions,  such as
a drought,  affect the demand for lawn care and landscape  maintenance  services
and may result in a decrease in revenues.

     TruGreen  ChemLawn.  TruGreen  ChemLawn is a leading  provider of lawn care
services in the United States with  approximately  3.4 million  residential  and
commercial customers.  As of December 31, 2002, TruGreen ChemLawn provided these
services in 47 states and the  District of  Columbia  through 201  company-owned
locations and 64 franchised locations. TruGreen ChemLawn also provides lawn care
services  through  a  subsidiary  in  Canada  and  has  entered  into  licensing
arrangements to provide these services in nine other countries, primarily in the
Middle East.

     TruGreen  LandCare.  TruGreen  LandCare is a leading  provider of landscape
maintenance  services in the United States with approximately 15,000 residential
and commercial  customers.  As of December 31, 2002,  TruGreen LandCare provided
these  services  in  36  states  and  the  District  of  Columbia   through  132
company-owned locations. TruGreen LandCare has no international operations.

                                Terminix Segment

     The Terminix segment  provides termite and pest control services  primarily
under the Terminix brand name to residential and commercial customers.  Revenues
derived from the Terminix segment constituted 21%, 24% and 26% in 2000, 2001 and
2002,   respectively,   of  the  revenue  from  continuing   operations  of  the
consolidated  ServiceMaster  enterprise.  The  Terminix  business is seasonal in
nature.  The termite swarm season,  which  generally  occurs in early spring but
varies by region depending on climate, has historically increased the demand for
termite  control  services and  resulted in an increase in revenues.  Similarly,
increased  pest  activity in the warmer  months has  historically  increased the
demand for pest control services and resulted in an increase in revenues.

     Terminix is a leading  provider of termite and pest control services in the
United States with over 2.9 million residential and commercial customers.  As of
December  31,  2002,  Terminix  provided  these  services  in 44 states  and the
District of Columbia  through 318  company-owned  locations  and 134  franchised
locations.  Terminix also  provides  termite and pest control  services  through
subsidiaries  in Mexico  and the  Netherlands  and has  entered  into  licensing
arrangements to provide these services in 29 other countries, primarily in Latin
America and the Middle East.

                          American Home Shield Segment

     The  American  Home Shield  segment  provides  home service  contracts  for
systems and appliances  primarily  under the American Home Shield brand name and
home inspection services primarily under the AmeriSpec brand name, in each case,
to residential customers. Revenues derived from the American Home Shield segment
constituted 9%, 11% and 12% in 2000, 2001 and 2002, respectively, of the revenue
from continuing  operations of the consolidated  ServiceMaster  enterprise.  The
American  Home Shield and  AmeriSpec  businesses  are seasonal in nature.  Sales
volume in the American Home Shield  segment  depends,  in part, on the number of
home  resale  closings  which  historically  has been  highest in the spring and
summer  months.  American Home Shield's  costs


                                       2
<PAGE>

related to service  call  volume is  highest  in the summer  months,  especially
during periods of unseasonably warm temperatures.

     American Home Shield.  American  Home Shield is a leading  provider of home
service  contracts for systems and appliances in the United States with over 1.1
million residential customers.  It provides residential customers with contracts
to repair or replace  electrical,  plumbing,  central  heating  and  central air
conditioning  systems,  hot water heaters and  appliances  that breakdown due to
normal wear and tear and administers those contracts through  independent repair
contractors.   As  of  December  31,  2002,  American  Home  Shield  issued  and
administered  home  service  contracts  in all 50  states  and the  District  of
Columbia.  American Home Shield has also entered into a licensing arrangement to
provide these services in Saudi Arabia.

     AmeriSpec.  AmeriSpec is a leading provider of home inspection  services in
the United  States  with  approximately  130,000  residential  customers.  As of
December  31,  2002,  AmeriSpec  provided  these  services  in 48 states and the
District of Columbia  through three  company-owned  locations and 223 franchised
locations. AmeriSpec has no international operations.

       American Residential Services and American Mechanical Services Segment

     The American  Residential Services and American Mechanical Services segment
provides electrical, heating, ventilation, air conditioning,  plumbing and drain
cleaning services primarily under the American  Residential  Services,  American
Mechanical  Services and Rescue Rooter brand names to residential and commercial
customers.  Revenues derived from the American Residential Services and American
Mechanical Services segment constituted 23%, 23% and 20% in 2000, 2001 and 2002,
respectively,  of the revenue from  continuing  operations  of the  consolidated
ServiceMaster  enterprise.   The  American  Residential  Services  and  American
Mechanical  Services  businesses  are  seasonal  in  nature,  with the  greatest
activity  occurring  in May  through  August  during  the peak air  conditioning
season.

     American  Residential  Services.   American  Residential  Services,   which
includes the business of Rescue  Rooter,  is a leading  provider of  electrical,
plumbing, heating,  ventilation, air conditioning and drain cleaning services in
the United States with approximately 1.6 million  residential  customers.  As of
December 31, 2002, American  Residential  Services provided these services in 26
states and the District of Columbia through 70 company-owned locations. American
Residential  Services has also entered into a licensing  arrangement  to provide
plumbing and drain cleaning services under the Rescue Rooter brand name in Saudi
Arabia.

     In the fourth  quarter of 2002, a subsidiary of  ServiceMaster  repurchased
the outstanding  minority equity interest in American  Residential Services held
by  management  of  American  Residential  Services,  making  it a wholly  owned
ServiceMaster business.

     American Mechanical Services. American Mechanical Services, a subsidiary of
American  Residential  Services,  is a leading provider of electrical,  heating,
ventilation   and  air   conditioning   services  in  the  United   States  with
approximately  4,000  commercial  customers.  As of December 31, 2002,  American
Mechanical   Services   provided   these  services  in  six  states  through  15
company-owned  locations.  American  Mechanical  Services  has no  international
operations.

                            Other Operations Segment

     The Other Operations segment provides  residential and commercial  disaster
restoration  and  cleaning  services   primarily  under  the  ServiceMaster  and
ServiceMaster Clean brand names,  domestic housekeeping services primarily under
the Merry Maids brand name and on-site furniture repair and restoration services
primarily  under the Furniture  Medic brand name. The Other  Operations  segment
also includes  ServiceMaster's  international  operations  and its  headquarters
functions. Revenues derived from the Other Operations segment constituted 7%, 4%
and 4% in 2000,  2001 and 2002,  respectively,  of the revenue  from  continuing
operations of the consolidated ServiceMaster enterprise.

                                       3
<PAGE>

     ServiceMaster  Clean.  ServiceMaster  Clean is a leading  franchisor in the
residential  and  commercial  cleaning  field in the United  States  with over 1
million  residential  and  commercial  customers.   As  of  December  31,  2002,
ServiceMaster  Clean  provided  these  services in all 50 states  through  2,983
franchised locations. ServiceMaster Clean also provides disaster restoration and
cleaning services through  subsidiaries in Ireland, the United Kingdom and Spain
and has entered into  licensing  arrangements  to provide  these  services in 18
other countries, primarily in Asia and the Middle East.

     Merry Maids.  Merry Maids is a leading  provider of domestic house cleaning
services in the United States with approximately 278,000 residential  customers.
As of December  31,  2002,  these  services  were  provided in 49 states and the
District of  Columbia  through 58  company-owned  locations  and 754  franchised
locations.  Merry Maids also provides  domestic house cleaning  services through
subsidiaries  in Denmark,  Ireland and the United  Kingdom and has entered  into
licensing  arrangements  to  provide  these  services  in  10  other  countries,
primarily in Asia.

     Furniture Medic. Furniture Medic is a leading provider of on-site furniture
repair and restoration services in the United States with approximately  140,000
residential  customers.  As of December 31, 2002, Furniture Medic provided these
services  in 46 states and the  District  of  Columbia  through  462  franchised
locations.   Furniture  Medic  also  provides   on-site   furniture  repair  and
restoration  services through  subsidiaries in France and the United Kingdom and
has entered into licensing  arrangements to provide these services in Canada and
Saudi Arabia.


MARKETING AND DISTRIBUTION

     ServiceMaster   markets  its  services  primarily  through   telemarketing,
television   and  radio   advertising,   yellow  pages   advertisements,   print
advertisements,   direct  mail  and  door-to-door  solicitation.   Additionally,
American Home Shield markets its home service  contracts  through  participating
real estate  brokerage  offices in  conjunction  with  resales of  single-family
residences and through financial institutions and insurance agencies.


HEADQUARTERS FUNCTIONS

     Business   Support  Center.   The  Business   Support  Center   coordinates
administration  of payroll,  benefits,  risk  management and travel services for
ServiceMaster's internal operations.  Various administrative support departments
also  provide  personnel,  communications,   marketing,  government  and  public
relations,   administrative,   accounting,   financial,  tax,  human  resources,
information  technology  and legal  services.  The  Business  Support  Center is
headquartered in Downers Grove,  Illinois,  and has additional personnel located
in Memphis, Tennessee.

     New Channels Development Group. In December 2002,  ServiceMaster  announced
the integration of ServiceMaster Home Service Center (formerly WeServeHomes.com)
into the  enterprise  marketing  support  function of  ServiceMaster  as the New
Channels   Development  Group.  The  New  Channels  Development  Group  actively
collaborates with ServiceMaster's  marketing officers to identify  opportunities
and  establish   priorities  for  opening  new  sales  channels  and  developing
multi-brand marketing programs.


PATENTS, TRADEMARKS AND LICENSES

     ServiceMaster holds various service marks,  trademarks and trade names that
it deems  particularly  important to the advertising and franchising  activities
conducted by each of its operating  segments.  These marks are registered in the
United States and over 97 other  countries and are renewed at each  registration
expiration date. ServiceMaster also holds various patents,  trademarks,  service
marks, trade names and copyrights, none of which are considered by ServiceMaster
to be material to its  financial  condition or results of  operations,  and owns
certain trade secrets,  including  training  manuals,  pricing models,  customer
information and software source code.


                                       4
<PAGE>

FRANCHISES

     Franchises are important to the TruGreen ChemLawn, Terminix,  ServiceMaster
Clean,  Merry Maids,  AmeriSpec and Furniture Medic businesses.  Total franchise
fees (initial and recurring)  represented  2.5% of consolidated  revenue in both
2002 and 2001 and 1.6% and 1.7% of consolidated  operating  expenses in 2002 and
2001,  respectively.  Total  franchise fee income  comprised  11.3% and 10.2% of
consolidated  operating  income  in  2002  and  2001,  respectively.   Franchise
agreements  made in the course of these  businesses  are generally for a term of
five years.  ServiceMaster renews the majority of its franchise agreements prior
to their expiration.


SALE OF REMAINING EUROPEAN PEST CONTROL OPERATIONS

     In September 2002,  ServiceMaster  sold the stock of its remaining Terminix
European pest control and property services subsidiaries to Ecolab Inc. The sale
included operations in the United Kingdom and the Republic of Ireland.


COMPETITION

     The following information is based on estimates,  which cannot be verified,
made by  ServiceMaster's  management.  ServiceMaster  competes  with many  other
companies in the sale of its services,  franchises  and products.  Some of these
competitors  are larger or have greater  financial and  marketing  strength than
ServiceMaster.   The  principal   methods  of  competition  in   ServiceMaster's
businesses include quality of service, name recognition,  pricing,  assurance of
customer satisfaction and reputation.

                                TruGreen Segment

     Lawn Care  Services.  Competition  in the market for lawn care  services is
strong, coming mainly from local,  independently owned firms and from homeowners
who care for their own lawns.

     Landscape  Maintenance  Services.  Competition  in the market for landscape
maintenance  services  is  strong,  coming  mainly  from  small,  owner-operated
companies operating in a limited geographic market and, to a lesser degree, from
a few large companies  operating in multiple  markets,  and from property owners
who perform their own landscaping services.

                                Terminix Segment

     Termite and Pest Control  Services.  Competition  in the market for termite
and pest control  services is strong,  coming mainly from  thousands of regional
and local,  independently  owned  firms,  from  homeowners  who treat  their own
termite  and pest  control  problems  and from one  other  large  company  which
operates on a national basis.

                          American Home Shield Segment

     Home  Service  Contracts  for Systems and  Appliances.  Competition  in the
market for home service  contracts for systems and appliances is strong,  coming
mainly from regional providers of home warranties. American Home Shield competes
with these companies for access to real estate brokers,  financial  institutions
and insurance agents that distribute its home service contracts.

     Home  Inspection  Services.  Competition in the market for home  inspection
services is strong,  coming mainly from regional and local,  independently owned
firms.


                                       5
<PAGE>


      American Residential Services and American Mechanical Services Segment

     Electrical, Heating, Ventilation and Air Conditioning Services. Competition
in the market for electrical, heating, ventilation and air conditioning services
is strong,  coming mainly from local,  independently  owned firms throughout the
United States and a few national companies.

     Plumbing  and  Drain  Cleaning  Services.  Competition  in the  market  for
plumbing  and drain  cleaning  services  is strong,  coming  mainly  from local,
independently owned firms throughout the United States and one national company.
Other Operations Segment

     Disaster  Restoration and Cleaning Services.  Competition in the market for
disaster restoration and cleaning services is strong,  coming mainly from local,
independently owned firms and a few national companies.

     House  Cleaning  Services.  Competition  in the market  for house  cleaning
services is strong,  coming mainly from local,  independently  owned firms and a
few national companies.

     Furniture Repair  Services.  Competition in the market for furniture repair
services is strong, coming mainly from local, independent contractors.


MAJOR CUSTOMERS

     ServiceMaster has no single customer that accounts for more than 10% of its
operating revenue. Additionally, no operating segment has a single customer that
accounts for more than 10% of its operating revenue.  No part of ServiceMaster's
business is dependent on a single customer or a few customers, the loss of which
would have a material adverse effect on ServiceMaster's  financial  condition or
results of operations.


REGULATORY COMPLIANCE

     Government Regulations.  ServiceMaster's  operating segments are subject to
various  federal,  state and local laws and  regulations,  compliance with which
could reduce  ServiceMaster's  profitability or limit ServiceMaster's  growth by
increasing  operating  costs,  limiting or restricting the services  provided by
ServiceMaster  or the methods by which  ServiceMaster  sells  those  services or
conducts  its  business,  or  subjecting  ServiceMaster  to the  possibility  of
regulatory actions or proceedings.

     These federal and state laws include laws  relating to consumer  protection
matters,  permit and license  requirements,  workers'  safety (the  Occupational
Safety and Health Act) and employee  benefits (the  Consolidated  Omnibus Budget
Reconciliation  Act of 1985 and the Employee  Retirement  Income Security Act of
1974).  Each operating  segment must also meet the Department of  Transportation
and Federal Motor Carrier Safety Administration requirements with respect to its
fleet of vehicles,  and American  Home Shield and AmeriSpec are regulated by the
Department of Insurance in certain  states.  In addition,  the Health  Insurance
Portability and Accountability Act of 1996, which becomes effective on April 14,
2003,  will  restrict  the manner in which  ServiceMaster  operates  some of its
employee benefit plans.

     Consumer Protection and Telemarketing Matters.  ServiceMaster is subject to
numerous federal and state laws and regulations  designed to protect  consumers,
including laws governing  consumer  privacy,  the collection and use of consumer
data and telemarketing.  Noncompliance with such laws or regulations can subject
ServiceMaster to fines or various forms of civil or criminal prosecution, any of
which could have an adverse  effect on its  financial  condition  and results of
operations.

     At the federal level, the Federal Telephone Consumer Protection Act and the
Federal  Telemarketing  Sales  Rule  govern   ServiceMaster's   telephone  sales
practices.  At the state  level,  there are numerous  statutes  and  regulations
targeted at direct telephone sales activities.  For example, a growing number of
states have created

                                       6
<PAGE>

statewide  "do-not-call"  registries,  which prohibit telephone contact of those
registered  with the state.  The  implementation  of do-not-call  lists requires
ServiceMaster's  operating  segments to seek  additional  channels from which to
market and to solicit new customers.

     Franchise Matters. TruGreen ChemLawn, Terminix,  ServiceMaster Clean, Merry
Maids,  AmeriSpec,  and Furniture Medic are subject to various federal and state
franchising  laws and  regulations  governing  franchise sales and marketing and
franchise trade  practices,  including  applicable  rules and regulations of the
Federal  Trade  Commission.   These  laws  and  regulations   generally  require
disclosure of business  information  in connection  with the sale of franchises.
Certain state regulations also affect the ability of the franchisor to revoke or
refuse to renew a franchise.  ServiceMaster deals with franchisees in good faith
and  seeks  to  comply  with  regulatory   requirements.   From  time  to  time,
ServiceMaster  and one or more  franchisees  may  become  involved  in a dispute
regarding the franchise relationship,  including, among other things, payment of
royalties, location of stores, advertising, purchase of products by franchisees,
compliance with  ServiceMaster  standards and franchise renewal criteria.  There
can be no assurance that compliance  problems will not be encountered  from time
to time, or that material disputes with one or more franchisees will not arise.

     Environmental  Matters.  ServiceMaster's  businesses are subject to various
federal,  state and local laws and regulations regarding  environmental matters.
Terminix is regulated under many federal and state environmental laws, including
the  Federal  Environmental  Pesticide  Control  Act of  1972  and  the  Federal
Insecticide,  Fungicide  and  Rodenticide  Act of 1947.  TruGreen  ChemLawn  and
TruGreen LandCare are also regulated under many federal and state  environmental
laws,  including the  Comprehensive  Environmental  Response,  Compensation  and
Liability Act of 1980, the Superfund Amendments and Reauthorization Act of 1986,
the Federal  Insecticide,  Fungicide and  Rodenticide  Act of 1947, the Resource
Conservation  and  Recovery  Act of 1976 and the Clean Water Act.  ServiceMaster
cannot  predict the effect on its  operations of possible  future  environmental
legislation  or  regulations.  During  2002,  there  were  no  material  capital
expenditures  for  environmental  control  facilities,   and  no  such  material
expenditures are anticipated in 2003.


EMPLOYEES

     On December 31, 2002,  ServiceMaster  had a total of  approximately  40,000
employees.


AVAILABLE INFORMATION

     ServiceMaster  maintains  an Internet  website at  http://www.svm.com  that
includes  a  hyperlink  to  a  website   maintained  by  a   third-party   where
ServiceMaster's  Annual  Report on Form  10-K,  Quarterly  Reports on Form 10-Q,
Current  Reports on Form 8-K and all  amendments  to those reports are available
without  charge as soon as reasonably  practicable  following the time that they
are filed with or furnished to the Securities and Exchange Commission.


ITEM 2.  PROPERTIES

BUSINESS SUPPORT CENTER

     In December  2002,  ServiceMaster  relocated  its Business  Support  Center
headquarters  to a new location  within Downers Grove,  Illinois.  ServiceMaster
leases approximately 66,000 square feet of office space to accommodate personnel
from the Business  Support  Center.  The lease  expires at the end of 2012,  but
ServiceMaster  has an option to  terminate  the lease  early  after five  years.
Additionally,  ServiceMaster  leases  warehouse  space in Naperville,  Illinois.
ServiceMaster  believes that this office facility and warehouse are suitable and
adequate  to  support  the  Business  Support  Center's  current  needs  in  the
Chicagoland area.


                                       7
<PAGE>


OPERATING SEGMENTS

     The  headquarters  for  TruGreen  ChemLawn,  TruGreen  LandCare,  Terminix,
American  Residential  Services and Rescue Rooter are located in leased premises
at  860  Ridge  Lake  Boulevard,   Memphis,   Tennessee.  The  headquarters  for
ServiceMaster  Clean,  Merry Maids,  Furniture  Medic,  American Home Shield and
AmeriSpec are located in leased premises at 889 Ridge Lake  Boulevard,  Memphis,
Tennessee.  The  headquarters  for American  Mechanical  Services are located in
leased  premises at 8039 Laurel Lake  Circle,  Laurel,  Maryland.  In  addition,
ServiceMaster  leases space for a call center located at 6399 Shelby View Drive,
Memphis,  Tennessee,  offices  located  at 850 and  855  Ridge  Lake  Boulevard,
Memphis, Tennessee, training facilities located at 1650 Shelby Oaks Drive North,
Memphis,  Tennessee  and 3839 Forest Hill Irene Road,  Memphis,  Tennessee and a
warehouse located at 1575 Two Place, Memphis, Tennessee.  ServiceMaster believes
that these headquarters,  call center facility, offices, training facilities and
warehouse  are  suitable  and  adequate  to  support  the  current  needs of its
operating segments in the Memphis and Laurel areas.

     ServiceMaster's  operating  companies own and lease a variety of facilities
throughout the United States for branch operations and for office, storage, call
center and data  processing  space.  The  following  chart  identifies  for each
operating  company  the  number  of  owned  facilities,  the  number  of  leased
facilities,  and the  number of states  represented  by those  owned and  leased
facilities.  ServiceMaster believes that these facilities,  when considered with
the  headquarters,  call  center  facility,  offices,  training  facilities  and
warehouses  described  above are  suitable  and  adequate to support the current
needs of its business.
<TABLE>

<CAPTION>
          Operating                             Owned            Leased           No. of
          Company                          Facilities        Facilities           States
          -------                          ----------        ----------           ------
          <S>                                      <C>              <C>               <C>
          TruGreen ChemLawn                         8               282               40
          TruGreen LandCare                         1               144               26
          Terminix                                 20               380               41
          American Residential Services             4                88               26
          American Mechanical Services              1                15                6
          American Home Shield                      1                 8                5
          ServiceMaster Clean                       0                 6                6
          Merry Maids                               0                58               25
</TABLE>

ITEM 3.  LEGAL PROCEEDINGS

     In the ordinary course of conducting its business activities, ServiceMaster
becomes  involved  in  judicial,   administrative  and  regulatory   proceedings
involving  both private  parties and  governmental  authorities.  As of March 1,
2003, these proceedings  included general and commercial liability actions and a
small number of environmental proceedings.  ServiceMaster does not expect any of
these  proceedings to have a material adverse effect on its financial  condition
or results of operations.

     In the fourth quarter of 2001,  ServiceMaster announced the sale of certain
subsidiaries  of its  Terminix  European  pest  control  and  property  services
operations.  In the fourth  quarter of 2002,  the  purchaser  made a claim for a
purchase price adjustment,  relating to an alleged breach of certain  conditions
in  the  purchase  agreement.  In  the  course  of  responding  to  that  claim,
ServiceMaster  discovered  that  personnel  of the  former  operations  had made
unsupported  monthly  adjustments to certain  accounts.  In recognition of these
facts, ServiceMaster agreed to an adjustment to the purchase price consisting of
an $8 million cash payment and the  cancellation of a previously  reserved note.
On  March  14,  2003,   ServiceMaster  contacted  the  Securities  and  Exchange
Commission  on  its  own  initiative  and  has  provided  the  Commission   with
information regarding the activities at the former subsidiary.


                                       8
<PAGE>


ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

     During the fourth  quarter of the fiscal year covered by this Form 10-K, no
matters were submitted to a vote of security holders.


                                       9
<PAGE>

                                     PART II


ITEM 5.  MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

     ServiceMaster's common stock is traded on the New York Stock Exchange under
the symbol  "SVM." At March 28, 2003,  ServiceMaster's  common stock was held of
record  by   approximately   32,000   persons.   ServiceMaster   estimates  that
approximately  35,000  persons  held shares of its common  stock in the names of
nominees.

     The information contained in ServiceMaster's  Annual Report to Shareholders
for 2002 under the  captions  "Statements  of  Shareholders'  Equity"  and "Cash
Dividends Per Share" in the Quarterly Operating Results table is incorporated by
reference in this Form 10-K. The following table sets forth the quarterly prices
of   ServiceMaster's   common   stock,   as  reported  on  the  New  York  Stock
Exchange-Composite Transactions:
<TABLE>
<CAPTION>
                                    2002                            2001                            2000
<S>                         <C>            <C>             <C>             <C>             <C>             <C>
Price Per Share:             High            Low            High            Low             High            Low
First Quarter               $14.50         $13.16          $12.00          $ 9.95          $14.94          $10.69
Second Quarter               15.50          12.70           12.00            9.84           13.75           10.63
Third Quarter                13.63          10.30           12.84            9.95           11.50            8.38
Fourth Quarter               12.15           8.89           14.20           10.06           11.50            8.25

</TABLE>

ITEM 6.  SELECTED FINANCIAL DATA

     The information contained in ServiceMaster's  Annual Report to Shareholders
for 2002  under the  caption  "Five Year  Financial  Summary"  in the  Financial
Statements section is incorporated by reference in this Form 10-K.


ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
OF OPERATIONS

     The information contained in ServiceMaster's  Annual Report to Shareholders
for 2002 under the caption  "Management's  Discussion  and Analysis of Financial
Condition and Results of Operations" is  incorporated  by reference in this Form
10-K.


ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

     The information contained in ServiceMaster's  Annual Report to Shareholders
for 2002 under the  caption  "Quantitative  and  Qualitative  Disclosures  about
Market Risk" is incorporated by reference in this Form 10-K.


ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

     The Consolidated  Statements of Financial  Position as of December 31, 2002
and 2001, the Consolidated  Statements of Income,  Cash Flows and  Shareholders'
Equity for the years ended December 31, 2002, 2001 and 2000 and the Notes to the
Consolidated  Financial Statements contained in ServiceMaster's Annual Report to
Shareholders  for 2002 are  incorporated  by  reference  in this Form 10-K.  The
report of  Deloitte  & Touche  LLP  dated  March  26,  2003 on the  Consolidated
Financial Statements contained in ServiceMaster's  Annual Report to Shareholders
for 2002 are also incorporated by reference in this Form 10-K.



                                       10
<PAGE>

ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE

     On May 20, 2002, ServiceMaster, with the approval of the Board of Directors
and its  Audit and  Finance  Committee,  dismissed  Arthur  Andersen  LLP as its
independent  auditors and engaged  Deloitte & Touche LLP as its new  independent
auditors. The appointment of Deloitte & Touche became effective on May 22, 2002.
During the two fiscal years ended  December  31, 2001 and 2000,  and the interim
period  subsequent to December 31, 2001, and through May 20, 2002, there were no
disagreements  between  ServiceMaster  and  Arthur  Andersen  on any  matter  of
accounting  principles or practices,  financial statement disclosure or auditing
scope or procedure,  which, if not resolved to Arthur  Andersen's  satisfaction,
would have caused  Arthur  Andersen to make  reference to the subject  matter in
connection with its reports on ServiceMaster's consolidated financial statements
for such  periods.  Arthur  Andersen's  report on  ServiceMaster's  consolidated
financial  statements  for the years  ended  December  31, 2001 and 2000 did not
contain an adverse  opinion or a disclaimer of opinion,  nor was it qualified or
modified as to  uncertainty,  audit scope or accounting  principles.  During the
years ended  December 31, 2001 and 2000,  and the interim period from January 1,
2002 through May 20, 2002,  there were no reportable  events as described  under
Item  304(a)(1)(v)  of Regulation  S-K. During the years ended December 31, 2001
and 2000, and through May 20, 2002,  ServiceMaster did not consult with Deloitte
& Touche with respect to the application of accounting principles to a specified
transaction,  either completed or proposed, the type of audit opinion that might
be rendered on ServiceMaster's  consolidated financial statements, or any matter
that was the subject of a disagreement  or a reportable  event,  as described in
Items 304(a)(2)(i) and (ii) of Regulation S-K.




                                       11
<PAGE>


                                    PART III

ITEM 10.  DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT


DIRECTORS

     The information  contained in ServiceMaster's  Proxy Statement for the 2003
Annual  Meeting  of  Shareholders  under  the  heading  "Item  1 -  Election  of
Directors" is incorporated by reference in this Form 10-K.


EXECUTIVE OFFICERS OF SERVICEMASTER

     The  following  table shows (i) the names and ages (as of March 1, 2003) of
ServiceMaster's  executive  officers,  (ii) all positions presently held by each
executive  officer,  and  (iii)  the year  each  person  became  an  officer  of
ServiceMaster.  Each person has served as an officer continuously since the year
shown. There are no arrangements or understandings between any executive officer
and any other  person  pursuant to which the officer was or is to be selected as
an officer.
<TABLE>
<CAPTION>
                                                                                                       First Became
 Name                      Age      Present Positions                                                    an Officer
 ----                      ---      -----------------                                                    ----------
<S>                        <C>      <C>                                                                        <C>
Jonathan P. Ward           48       Chairman and Chief Executive Officer                                       2001

Ernest J. Mrozek           49       President and Chief Operating Officer                                      1987

Steven C. Preston          42       Executive Vice President and Chief Financial Officer                       1997

Steven B. Bono             50       Senior Vice President, Corporate Communications                            2001

Mitchell T. Engel          50       Chief Marketing Officer                                                    2002

James A. Goetz             45       Senior Vice President and Chief Information Officer                        2000

Jim L. Kaput               42       Senior Vice President and General Counsel                                  2000

Elizabeth L. Reeves        49       Senior Vice President for People                                           2002
</TABLE>

     Mr. Ward is also a director of ServiceMaster.  For biographical information
with  respect  to  Mr.  Ward,   see  "Item  1  -  Election  of   Directors"   in
ServiceMaster's Proxy Statement for the 2003 Annual Meeting of Shareholders.

     Ernest J. Mrozek,  age 49, is President  and Chief  Operating  Officer.  He
served as  President of  ServiceMaster  Consumer and  Commercial  Services  from
November  1998 to April 2002.  From  January  1997 to October  1998 he served as
President and Chief Operating Officer, ServiceMaster Consumer Services.

     Steven C. Preston, age 42, has served as Executive Vice President and Chief
Financial  Officer  since July 1, 1998.  He served as Senior Vice  President and
Chief  Financial  Officer from April 1997 through June 1998. From August 1993 to
March 1997, he was Senior Vice President and Corporate  Treasurer for First Data
Corporation, Atlanta, Georgia.

     Steven B.  Bono,  age 50, has served as Senior  Vice  President,  Corporate
Communications since July 2001. He was on sabbatical from May 2000 to July 2001.
Mr.  Bono  served as Vice  President,  Communications  Strategy  of Jack  Morton
Worldwide in Chicago,  Illinois from  September  1997 to May 2000.  From January
1997 to August 1997, he served as Vice President, Strategic Executive Engagement
of American Telephone & Telegraph Company in Basking Ridge, New Jersey.

                                       12
<PAGE>

     Mitchell  T.  Engel,  age 50,  is Chief  Marketing  Officer.  He  served as
Principal  of Engel  Marketing  Services  from  April 1998 to April  2002.  From
January 1996 to March 1998 he was President,  Corporate  Operations & Associated
Communication Companies, True North Communications.

     James A. Goetz,  age 45, is Senior  Vice  President  and Chief  Information
Officer.  He served  as Chief  Information  Officer  of The  ServiceMaster  Home
Service Center L.L.C.  from September 2000 to January 2002. From January 1999 to
August 2000, he was Director of Internet  Services at IBM Global Services.  From
May 1996 to December 1998, he was Director of Internet  Partnering at IBM Global
Network.

     Jim L. Kaput,  age 42, is Senior  Vice  President  and  General  Counsel of
ServiceMaster.  From June 1994 until he joined  ServiceMaster in April 2000, Mr.
Kaput was a partner at the law firm of Sidley & Austin in Chicago, Illinois.

     Elizabeth  L.  Reeves,  age 49, is Senior Vice  President  for People.  She
served as Executive  Vice  President of Global  Human  Resources  for Bcom3 from
October 2000 to September  2002. From March 1997 to September 2000 she was Group
Vice President, Human Resources for CNA.


COMPLIANCE WITH SECTION 16(a) OF THE SECURITIES EXCHANGE ACT OF 1934

     The information  contained in ServiceMaster's  Proxy Statement for the 2003
Annual  Meeting of  Shareholders  under the heading  "Section  16(a)  Beneficial
Ownership Reporting Compliance" is incorporated by reference in this Form 10-K.


ITEM 11.  EXECUTIVE COMPENSATION

     The information  contained in ServiceMaster's  Proxy Statement for the 2003
Annual Meeting of Shareholders  under the headings  "Compensation of Directors,"
"Executive  Compensation"  and  "Agreements  with  Officers  and  Directors"  is
incorporated by reference in this Form 10-K.


ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND
RELATED STOCKHOLDER MATTERS

     The information  contained in ServiceMaster's  Proxy Statement for the 2003
Annual  Meeting of  Shareholders  under the  headings  "Ownership  of Our Common
Stock" and "Equity  Compensation  Plan Information" is incorporated by reference
in this Form 10-K.


ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

     The information  contained in ServiceMaster's  Proxy Statement for the 2003
Annual  Meeting of  Shareholders  under the heading  "Certain  Transactions"  is
incorporated by reference in this Form 10-K.


ITEM 14.   CONTROLS AND PROCEDURES

     ServiceMaster's Chairman and Chief Executive Officer, Jonathan P. Ward, and
ServiceMaster's  Chief  Financial  Officer,  Steven C. Preston,  have  evaluated
ServiceMaster's  disclosure controls and procedures within 90 days of the filing
of this report.

     Messrs.  Ward and Preston have  concluded that  ServiceMaster's  disclosure
controls and procedures provide reasonable assurance that ServiceMaster can meet
its disclosure obligations.  ServiceMaster's  disclosure controls and procedures
are  based  on a  roll-up  of  financial  and  non-financial  reporting  that is
consolidated  in the  principal


                                       13
<PAGE>

executive  office of  ServiceMaster  in Downers Grove,  Illinois.  The reporting
process is designed  to ensure that  information  required  to be  disclosed  by
ServiceMaster  in the reports that it files or submits with the  Securities  and
Exchange Commission is recorded,  processed,  summarized and reported within the
time periods  specified in the  Securities and Exchange  Commission's  rules and
forms.

     There have been no significant changes in ServiceMaster's internal controls
or in other factors that could significantly affect these controls subsequent to
the date of their evaluation.




                                       14
<PAGE>




                                     PART IV

ITEM 15.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K


(a) Financial Statements, Schedules, and Exhibits.


         1.  Financial Statements

                  The documents shown below are contained in ServiceMaster's
                  Annual Report to Shareholders for 2002 and are incorporated by
                  reference in Part II, Item 8 of this Form 10-K:


                           Report of Independent Auditors

                           Consolidated  Statements  of Income for the three
                           years ended  December 31, 2002, 2001 (as restated)
                           and 2000 (as restated)

                           Consolidated Statements of Financial Position as of
                           December 31, 2002 and 2001 (as restated)

                           Consolidated Statements of Cash Flows for the three
                           years ended December 31, 2002, 2001 (as restated)
                           and 2000 (as restated)

                           Consolidated Statements of Shareholders' Equity for
                           the three years ended December 31, 2002, 2001 (as
                           restated) and 2000 (as restated)

                           Notes to the Consolidated Financial Statements


         2.  Financial Statements Schedules

                  Schedule IV--Amounts Receivable from Related Parties and
                  Underwriters, Promoters, and Employees other than Related
                  Parties:

                           None

                  Included in Part IV of this Form 10-K:

                           Schedule II--Valuation and Qualifying Accounts

                           Independent Auditors' Report on Schedule

                           Exhibit 23--Independent Auditors' Consent

     Other  schedules  are omitted  because of the absence of  conditions  under
which they are  required or because  the  required  information  is given in the
consolidated financial statements or notes thereto.

         3.  Exhibits

     The  exhibits  filed  with  this  report  are  listed on pages  23-26  (the
"Exhibits  Index").  Entries marked by an asterisk next to the exhibit's  number
identify management  contracts or compensatory plans,  contracts or arrangements
in  which  a  director  or  any  of  ServiceMaster's  executive  officers  to be
identified in the summary  compensation table included in ServiceMaster's  Proxy
Statement  for  the  2003  Annual  Meeting  of   Shareholders


                                       15
<PAGE>

participates or compensatory  plans,  contracts or arrangements  adopted without
approval of security  holders pursuant to which  ServiceMaster  may award equity
and in which any ServiceMaster employee currently participates.


(b) Reports on Form 8-K.

         No reports on Form 8-K were filed during the fourth quarter of the
         fiscal year covered by this Form 10-K.



                                       16
<PAGE>




                                   SCHEDULE II
                            THE SERVICEMASTER COMPANY
                        VALUATION AND QUALIFYING ACCOUNTS
                                 (In thousands)

<TABLE>
<CAPTION>
                                                                           Additions
                                                          Balance at       Charged to
                                                          Beginning of     Costs and                                 Balance
                                                           Period           Expenses           Deductions (1)     End of Period
                                                       --------------    --------------    -------------------------------------
<S>                                                           <C>               <C>                 <C>                  <C>
AS OF DECEMBER 31, 2002:
Continuing Operations -
    Allowance for doubtful accounts
        Accounts receivable (current)                         26,313            40,560               42,397              24,476
        Notes receivable (current)                             2,084             1,056                    -               3,140

Reserves related to strategic actions in the fourth
    quarter of 2001 (2)                                       36,000            (5,600)              14,900              15,500


Remaining Liabilities from Discontinued Operations (3)
    LandCare Construction                                     34,100             2,600               22,700              14,000
    Certified Systems, Inc.                                   23,800             3,500               13,700              13,600
    Management Services                                        7,400            (4,500)               1,300               1,600
    International businesses (4)                              19,600            21,900               20,100              21,400
    Other                                                     16,100               600                6,300              10,400

AS OF DECEMBER 31, 2001:
Continuing Operations -
    Allowance for doubtful accounts
        Accounts receivable (current)                         29,349            32,523               35,559              26,313
        Notes receivable (current)                             1,691               516                  123               2,084

Reserves related to strategic actions in the fourth
    quarter of 2001 (2)                                            -            40,000                4,000              36,000

Remaining Liabilities from Discontinued Operations (3)
    LandCare Construction                                      5,200            32,200                3,300              34,100
    Certified Systems, Inc.                                   12,600            13,000                1,800              23,800
    Management Services                                            -            22,700               15,300               7,400
    Other                                                        800            15,300                    -              16,100

AS OF DECEMBER 31, 2000:
Continuing Operations -
    Allowance for doubtful accounts
        Accounts receivable (current)                         31,457            32,184               34,292              29,349
        Notes receivable (current)                             1,417               755                  481               1,691

</TABLE>

(1)     Deductions in the allowance for doubtful accounts and notes receivable
        reflect write-offs of uncollectible accounts Deductions for the
        remaining items reflect cash payments, except for the items noted in
        (4).

(2)     Includes accruals for residual value guarantees on leased properties,
        severance for former executives and terminated employees, and
        transaction and other costs.

(3)     The beginning balance represents the liabilities of the discontinued
        operations that existed prior to the recording in the fourth quarter of
        2001 of the costs related to exiting these operations and the reserves
        for items recorded in the fourth quarter of 2001. Additions reflect the
        costs recorded related to exiting these operations.

(4)     The liabilities of this business assumed by the buyer of the sold
        operations totaled $19.6 million. The Company recorded accruals in
        connection with the 2002 sold operations and a cash adjustment to the
        purchase price of the 2001 disposition.



                                       17
<PAGE>


                         INDEPENDENT AUDITORS' REPORT



To the Shareholders of The ServiceMaster Company:

We have  audited the  consolidated  financial  statements  of The  ServiceMaster
Company as of December 31, 2002 and 2001, and for each of the three years in the
period ended  December 31, 2002,  and have issued our report thereon dated March
26, 2003;  such  financial  statements  and report  (which  report  expresses an
unqualified  opinion  and  includes  explanatory   paragraphs  relating  to  the
restatement of the Company's financial  statements and the adoption of Statement
of Financial Accounting Standards No. 142, Goodwill and Other intangible Assets)
are included in The  ServiceMaster  Company's 2002 Annual Report to Shareholders
and  are  incorporated  herein  by  reference.  Our  audits  also  included  the
consolidated financial statement schedule of The ServiceMaster  Company,  listed
in Item 15.  This  financial  statement  schedule is the  responsibility  of the
Company's  management.  Our responsibility is to express an opinion based on our
audits. In our opinion,  such financial statement  schedule,  when considered in
relation  to the  basic  consolidated  financial  statements  taken  as a whole,
presents fairly, in all material respects, the information set forth therein.


/s/ Deloitte & Touche LLP
Chicago, Illinois
March 31, 2003









                                       18
<PAGE>


                                   SIGNATURES

     Pursuant  to the  requirements  of  Section  13 or 15(d) of the  Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.

                            THE SERVICEMASTER COMPANY





Date: March 31, 2003                 By   /s/ JONATHAN P. WARD
                                     -------------------------------
                                     Jonathan P. Ward
                                     Chairman and Chief Executive Officer


     Pursuant to the  requirements of the Securities  Exchange Act of 1934, this
report  has  been  signed  below  by the  following  persons  on  behalf  of the
registrant and in the capacities and on the dates indicated.
<TABLE>
<CAPTION>

         Signature                               Title                                  Date
         ---------                               -----                                  ----
<S>                                     <C>                                         <C>
/s/ JONATHAN P. WARD                    Chairman and Chief Executive                March 31, 2003
- ----------------------                  Officer and Director
   Jonathan P. Ward


/s/ STEVEN C. PRESTON                   Executive Vice President and                March 31, 2003
- ----------------------                  Chief Financial Officer (Principal
   Steven C. Preston                    Financial Officer and Principal
                                        Accounting Officer)



/s/ PAUL W. BEREZNY, JR.                    Director                                March 14, 2003
- ---------------------------
   Paul W. Berezny, Jr.


/s/ BRIAN GRIFFITHS                         Director                                March 14, 2003
- ---------------------------
   Brian Griffiths


/s/ SIDNEY E. HARRIS                        Director                                March 14, 2003
- ---------------------------
   Sidney E. Harris


/s/ ROBERTO R. HERENCIA                     Director                                March 14, 2003
- ---------------------------
  Roberto R. Herencia


/s/ HERBERT P. HESS                         Director                                March 14, 2003
- ---------------------------
   Herbert P. Hess


                                            Director
- ---------------------------
   Michelle M. Hunt


                                       19
<PAGE>

/s/ JAMES D. McLENNAN                       Director                                March 14, 2003
- ----------------------
   James D. McLennan

/s/ DALLEN W. PETERSON                      Director                                March 14, 2003
- ---------------------------
   Dallen W. Peterson


/s/ BETTY JANE SCHEIHING                    Director                                March 14, 2003
- ------------------------
  Betty Jane Scheihing


/s/ DONALD G. SODERQUIST                    Director                                March 28, 2003
- ------------------------
   Donald G. Soderquist


/s/ DAVID K. WESSNER                        Director                                March 14, 2003
- ---------------------------
   David K. Wessner

</TABLE>


                                       20
<PAGE>




                    CERTIFICATION OF CHIEF EXECUTIVE OFFICER

I, Jonathan P. Ward, certify that:

1. I have reviewed this annual report on Form 10-K of The ServiceMaster Company;

2. Based on my knowledge, this annual report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this annual
report;

3. Based on my knowledge, the financial statements, and other financial
information included in this annual report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this annual report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and have:

a) designed such disclosure controls and procedures to ensure that material
information relating to the registrant, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this annual report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure controls and
procedures as of a date within 90 days prior to the filing date of this annual
report (the "Evaluation Date"); and

c) presented in this annual report our conclusions about the effectiveness of
the disclosure controls and procedures based on our evaluation as of the
Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our
most recent evaluation, to the registrant's auditors and the audit committee of
registrant's board of directors (or persons performing the equivalent function):

a) all significant deficiencies in the design or operation of internal controls
which could adversely affect the registrant's ability to record, process,
summarize and report financial data and have identified for the registrant's
auditors any material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management or other
employees who have a significant role in the registrant's internal controls; and

6. The registrant's other certifying officers and I have indicated in this
annual report whether or not there were significant changes in internal controls
or in other factors that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any corrective actions with
regard to significant deficiencies and material weaknesses.


Date:  March 31, 2003

                                       /s/ Jonathan P. Ward
                                       --------------------
                                       Jonathan P. Ward
                                       Chairman and Chief Executive Officer


                                       21
<PAGE>

                    CERTIFICATION OF CHIEF FINANCIAL OFFICER

I, Steven C. Preston, certify that:

1. I have reviewed this annual report on Form 10-K of The ServiceMaster Company;

2. Based on my knowledge, this annual report does not contain any untrue
statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements
were made, not misleading with respect to the period covered by this annual
report;

3. Based on my knowledge, the financial statements, and other financial
information included in this annual report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this annual report;

4. The registrant's other certifying officers and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-14 and 15d-14) for the registrant and have:

a) designed such disclosure controls and procedures to ensure that material
information relating to the registrant, including its consolidated subsidiaries,
is made known to us by others within those entities, particularly during the
period in which this annual report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure controls and
procedures as of a date within 90 days prior to the filing date of this annual
report (the "Evaluation Date"); and

c) presented in this annual report our conclusions about the effectiveness of
the disclosure controls and procedures based on our evaluation as of the
Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our
most recent evaluation, to the registrant's auditors and the audit committee of
registrant's board of directors (or persons performing the equivalent function):

a) all significant deficiencies in the design or operation of internal controls
which could adversely affect the registrant's ability to record, process,
summarize and report financial data and have identified for the registrant's
auditors any material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management or other
employees who have a significant role in the registrant's internal controls; and

6. The registrant's other certifying officers and I have indicated in this
annual report whether or not there were significant changes in internal controls
or in other factors that could significantly affect internal controls subsequent
to the date of our most recent evaluation, including any corrective actions with
regard to significant deficiencies and material weaknesses.


Date:  March 31, 2003

                            /s/ Steven C. Preston
                            ---------------------
                            Steven C. Preston
                            Executive Vice President and Chief Financial Officer





                                       22
<PAGE>




                                 Exhibits Index

Exhibit No.                   Description of Exhibit
- ----------------------------------------------------------------------------

3(i)     Amended and Restated Certificate of Incorporation of The ServiceMaster
         Company, a Delaware corporation, as filed with the Secretary of State,
         State of Delaware, on November 6, 1997 is incorporated by reference to
         Exhibit 1 to the registrant's Current Report on Form 8-K, No. 2 dated
         February 26, 1998 (File No. 1-14762) (the "1998 8-K, No. 2").

3(ii)    Bylaws of The ServiceMaster Company, as amended through April 26, 2002,
         are incorporated by reference to Exhibit 3(ii) to the registrant's
         Quarterly Report on Form 10-Q for the quarter ended March 31, 2002
         (File No. 1-14762) (the "2002 10-Q").

4.1      Shareholder Rights Agreement between The ServiceMaster Company and the
         Harris Trust and Savings Bank, as adopted on December 12, 1997, is
         incorporated by reference to Exhibit 3 to the 1998 8-K, No.2.

4.2      Certificate of Designation, Preferences and Rights of Junior
         Participating Preferred Stock, Series A, is incorporated by reference
         to Exhibit 4 to the 1998 8-K, No. 2.

4.3      Indenture dated as of August 15, 1997 between The ServiceMaster Company
         and the Harris Trust and Savings Bank, as trustee, is incorporated by
         reference to Exhibit 4.1 to the registrant's Registration Statement on
         Form S-3 (File No. 333-32167) (the "1997 S-3").

4.4      First Supplemental Indenture dated as of August 15, 1997 between The
         ServiceMaster Company and the Harris Trust and Savings Bank, as
         trustee, is incorporated by reference to Exhibit 4.4 to the
         registrant's Annual Report on Form 10-K for the year ended December 31,
         1997 (File No. 1-14762) (the "1997 10-K").

4.5      Second Supplemental Indenture dated as of January 1, 1998 between The
         ServiceMaster Company and the Harris Trust and Savings Bank, as
         trustee, is incorporated by reference to Exhibit 2 to the registrant's
         Current Report on Form 8-K, No. 1 dated February 26, 1998 (File No.
         1-14762).

4.6      Third Supplemental Indenture dated as of March 2, 1998 between The
         ServiceMaster Company and the Harris Trust and Savings Bank, as
         trustee, is incorporated by reference to Exhibit 4.3 to the
         registrant's Current Report on Form 8-K, No. 3 dated February 27, 1998
         (File No. 1-14762) (the "1998 8-K, No. 3").

4.7      Fourth Supplemental Indenture dated as of August 10, 1999 between The
         ServiceMaster Company and the Harris Trust and Savings Bank, as
         trustee, is incorporated by reference to Exhibit 3 to the registrant's
         Current Report on Form 8-K dated August 16, 1999 (File No. 1-14762)
         (the "1999 8-K").

4.8      Indenture dated as of November 18, 1999 between The ServiceMaster
         Company and the Harris Trust and Savings Bank, as trustee, is
         incorporated by reference to Exhibit 4.16 to the registrant's
         Registration Statement on Form S-3 (File No. 333-91381), filed on
         November 19, 1999 (the "1999 S-3").

4.9      First Supplemental Indenture dated as of April 4, 2000 between The
         ServiceMaster Company and Harris Trust and Savings Bank, as trustee, is
         incorporated by reference to Exhibit 4.2 to the registrant's Quarterly
         Report on Form 10-Q for the quarter ended March 31, 2000 (File No.
         1-14762) (the "2000 10-Q").

4.10     Forms of 6.95% Note due August 14, 2007 and 7.45% Note due August 14,
         2027 are incorporated by reference to Exhibit 4.2 to the 1997 S-3.

4.11     Form of 7.10% Note due March 1, 2018 is incorporated by reference to
         Exhibit 4.1 the 1998 8-K, No. 3.

4.12     Form of 7.25% Note due March 1, 2038 is incorporated by reference to
         Exhibit 4.2 to the 1998 8-K, No. 3.

4.13     Form of 7.875% Note due August 15, 2009 is incorporated by reference to
         Exhibit 4 to the 1999  8-K.


                                       23
<PAGE>

                                 Exhibits Index

Exhibit No.                   Description of Exhibit
- ----------------------------------------------------------------------------

4.14     Form of 7.875% Note due August 15, 2009 is incorporated by reference to
         Exhibit 5 to the 1999  8-K.

4.15     Form of 8.45% Note due April 15, 2005 is incorporated by reference to
         Exhibit 4.1 to the 2000 10-Q.

4.16     $490,000,000 Credit Agreement dated as of December 12, 2001 among The
         ServiceMaster Company, the Lenders, JPMorgan Chase Bank, Bank of
         America, Bank One N.A., First Union National Bank and SunTrust Bank is
         incorporated by reference to Exhibit 4.16 to the registrant's Annual
         Report on Form 10-K for the year ended December 31, 2001 (File No.
         1-14762) (the "2001 10-K").

10.1*    Senior Executive Ownership Election Plan, as approved by the Board of
         Directors on December 10, 1999, is incorporated by reference to Exhibit
         10.5 to the 1999 10-K.

10.2*    10-Plus Plan, as amended September 3, 1991, is incorporated by
         reference to Exhibit 10.21 to the ServiceMaster Limited Partnership
         Annual Report on Form 10-K for the year ended December 31, 1991 (File
         No. 1-09378) (the "1991 10-K").

10.3*    Form of Option Agreement for the 10-Plus Plan, as amended September 3,
         1991, is incorporated by reference to Exhibit 10.22 to the 1991 10-K.

10.4*    1994 Non-Employee Directors Share Option Plan is incorporated by
         reference to Exhibit 4.2 to the ServiceMaster Limited Partnership
         Registration Statement on Form S-8 (File No. 33-55761), filed on
         October 4, 1994 (the "1994 S-8").

10.5*    Form of Option Agreement for the 1994 Non-Employee Director Share
         Option Plan is incorporated by reference to Exhibit 4.3 to the 1994
         S-8.

10.6*    1997 Share Option Plan is incorporated by reference to Exhibit 10.28 to
         the ServiceMaster Limited Partnership Annual Report on Form 10-K for
         the year ended December 31, 1996 (File No. 1-09378) (the "1996 10-K").

10.7*    Form of Option Agreement for the 1997 Share Option Plan is incorporated
         by reference to Exhibit 10.29 to the 1996 10-K.

10.8*    1998 Equity Incentive Plan is incorporated by reference to Exhibit
         10.15 to the 1997 10-K.

10.9*    Form of Option Agreement for the 1998 Equity Incentive Plan
         (Non-Qualifying Stock Options) is incorporated by reference to Exhibit
         10.20 to the 1997 10-K.

10.10*   Form of Option Agreement for the 1998 Equity Incentive Plan (Incentive
         Stock Options) is incorporated by reference to Exhibit 10.21 to the
         1997 10-K.

10.11*   1998 Non-Employee Directors Discounted Stock Option Plan is
         incorporated by reference to Exhibit 10.21 to the 1997 10-K.

10.12*   1998 Long-Term Performance Award Plan is incorporated by reference to
         Exhibit 10.22 to the 1997 10-K.

10.13*   2000 Equity Incentive Plan is incorporated by reference to Exhibit 4.4
         to the registrant's Registration Statement on Form S-8 (File No.
         333-42680), filed on July 31, 2000 (the "2000 S-8").

10.14*   Form of Option Agreement for the 2000 Equity Incentive Plan is
         incorporated by reference to Exhibit 10.17 to the 2001 10-K.

                                       24
<PAGE>

                                Exhibits Index

Exhibit No.                   Description of Exhibit
- ----------------------------------------------------------------------------

10.15*   Employment Agreement dated as of January 9, 2001 between The
         ServiceMaster Company and Jonathan P. Ward is incorporated by reference
         to Exhibit 10.19 to the Annual Report on Form 10-K for the year ended
         December 31, 2000 (File No. 1-14762) (the "2000 10-K").

10.16*   Stock Option Agreement dated as of January 9, 2001 between The
         ServiceMaster Company and Jonathan P. Ward is incorporated by reference
         to Exhibit 10.20 to the 2000 10-K.

10.17*   WeServeHomes.com 2000 Stock Option/Stock Issuance Plan is incorporated
         by reference to Exhibit 10.21 to the 2000 10-K.

10.18*   Form of Stock Option Agreement for the WeServeHomes.com 2000 Stock
         Option/Stock Issuance Plan is incorporated by reference to Exhibit
         10.22 to the 2000 10-K.

10.19*   Form of Stock Purchase Agreement for the WeServeHomes.com 2000 Stock
         Option/Stock Issuance Plan is incorporated by reference to Exhibit
         10.23 to the 2000 10-K.

10.20*+  2001 Directors Stock Plan, as amended and restated effective January
         24, 2003.

10.21*   Form of Option Agreement for the 2001 Directors Stock Plan is
         incorporated by reference to Exhibit 4.4 to the registrant's
         Registration Statement on Form S-8 (File No. 333-65520), filed on July
         20, 2001.

10.22*   Letter Agreement dated as of June 1, 2001 between The ServiceMaster
         Company and Carlos Cantu is incorporated by reference to Exhibit 10.1
         to the registrant's Quarterly Report on Form 10-Q for the quarter ended
         June 30, 2001 (File No. 1-14762).

10.23*   Letter Agreement dated as of March 21, 2002 between The ServiceMaster
         Company and C. William Pollard is incorporated by reference to Exhibit
         10.27 to the 2001 10-K.

10.24*   Employment Agreement dated as of April 18, 2002 between The
         ServiceMaster Company and Phillip B. Rooney is incorporated by
         reference to Exhibit 10.1 to the 2002 10-Q.

10.25*+  Employment Agreement dated as of April 1, 2002 between The
         ServiceMaster Company and Mitchell T. Engel.

10.26*   2001 Long-Term Performance Award Plan, as amended March 16, 2001, is
         incorporated by reference to Exhibit 10.2 to the registrant's Quarterly
         Report on Form 10-Q for the quarter ended March 31, 2001 (File No.
         1-14762).

10.27*   Form of Change in Control Severance Agreement is incorporated by
         reference to Exhibit 10.30 to the 2001 10-K.

10.28*   Form of Restricted Stock Award Agreement for the 2000 Equity Incentive
         Plan is incorporated by reference to Exhibit 10.31 to the 2001 10-K.

10.29*+  ServiceMaster Deferred Compensation Plan, as amended and restated
         effective October 24, 2002.

10.30*   Form of 5.50% Convertible Debenture due January 9, 2011 issued to
         Jonathan P. Ward is incorporated by reference to Exhibit 10.33 to the
         2001 10-K.

10.31*   Form of 5.50% Note due January 9, 2011 issued to Jonathan P. Ward is
         incorporated by reference to Exhibit 10.34 to the 2001 10-K.


                                       25
<PAGE>

                                Exhibits Index

Exhibit No.                   Description of Exhibit
- ----------------------------------------------------------------------------

10.32*   Form of 5.50% Convertible Debenture due May 10, 2011 issued to Jonathan
         P. Ward is incorporated by reference to Exhibit 10.35 to the 2001 10-K.

10.33*   Form of 5.50% Note due May 10, 2011 issued to Jonathan P. Ward is
         incorporated by reference to Exhibit 10.36 to the 2001 10-K.

10.34*   ServiceMaster Employee Share Purchase Plan, as amended and restated
         effective October 4, 2001, is incorporated by reference to Exhibit
         10.37 to the 2001 10-K.

10.35*+  2002 Directors Deferred Fees Plan effective October 25, 2002.

13+      Annual Report to Shareholders for the year ended December 31, 2002 (the
         "2002 Annual Report"). The parts of the 2002 Annual Report which are
         expressly incorporated into this report by reference shall be deemed
         filed with this report. All other parts of the 2002 Annual Report are
         furnished for the information of the Securities and Exchange Commission
         and are not filed with this report.

21+      Subsidiaries of ServiceMaster.

23+      Consent of Deloitte & Touche LLP.

99.1+    Certification of Chief Executive Officer.

99.2+    Certification of Chief Financial Officer.

99.3+    Statement on Scope and Organization of the Board of Directors of The
         ServiceMaster Company dated March 8, 2002.

99.4+    Charter and Operating Guidelines of the Audit and Finance Committee
         (Audit Capacity) dated as of July 19, 2002.

99.5+    Charter and Operating Guidelines of the Audit and Finance Committee
         (Finance Capacity) dated as of July 19, 2002.

99.6+    Charter and Operating Guidelines of the Compensation and Leadership
         Development Committee dated as of July 19, 2002.

99.7+    Charter and Operating Guidelines of the Governance and Nominating
         Committee dated as of July 19, 2002.
- ----------------

* Indicates compensatory plan, contract, or arrangement.

+  Filed herewith.


                                       26
<PAGE>

                                  EXHIBIT 21




                    SUBSIDIARIES OF THE SERVICEMASTER COMPANY

As of March 1, 2003, ServiceMaster had the following subsidiaries:
<TABLE>
<CAPTION>

                                                                                                   State or Country
                                                                                                        of
                                                                                                     Incorporation
Subsidiary                                                                                          or Organization
- ----------                                                                                          ---------------
<S>                                                                                                  <C>
ServiceMaster Consumer Services Limited Partnership........................................................Delaware
ServiceMaster Consumer Services, Inc.  ....................................................................Delaware
TruGreen Limited Partnership...............................................................................Delaware
TruGreen, Inc.  ...........................................................................................Delaware
Barefoot Grass Canada, Inc.  ..............................................................................Delaware
TruGreen LandCare L.L.C. 1.................................................................................Delaware
TruGreen Companies L.L.C...................................................................................Delaware
The Terminix International Company Limited Partnership.....................................................Delaware
Terminix International, Inc.  .............................................................................Delaware
ServiceMaster Residential/Commercial Services Limited Partnership..........................................Delaware
SM Clean L.L.C.............................................................................................Delaware
Merry Maids Limited Partnership............................................................................Delaware
MM Maids L.L.C.............................................................................................Delaware
American Home Shield Corporation 2.........................................................................Delaware
AmeriSpec, Inc.  ..........................................................................................Delaware
Furniture Medic Limited Partnership........................................................................Delaware
FM Medic L.L.C.............................................................................................Delaware
American Residential Services Holding L.L.C. 3.............................................................Delaware
ServiceMaster Aviation L.L.C...............................................................................Illinois
The ServiceMaster Acceptance Company Limited Partnership...................................................Delaware
ServiceMaster Acceptance Corporation.......................................................................Delaware
ServiceMaster Holding Corporation..........................................................................Delaware
ServiceMaster BSC L.L.C....................................................................................Delaware
ServiceMaster Funding Company L.L.C........................................................................Delaware
ServiceMaster Management Corporation.......................................................................Delaware
Steward Insurance Company...................................................................................Vermont
ServiceMaster Limited................................................................................United Kingdom
The ServiceMaster Home Service Center L.L.C................................................................Delaware

</TABLE>



- --------
1 .......TruGreen LandCare L.L.C. has 12 subsidiaries.

2 .......American Home Shield Corporation has 15 subsidiaries, including
         AmeriSpec, Inc.

3 .......American Residential Services Holding L.L.C. has 22 subsidiaries.




                                        1
<PAGE>

                                   EXHIBIT 23

                         INDEPENDENT AUDITORS' CONSENT


     We consent to the incorporation by reference in registration Statement Nos.
333-81670,  333-73764,  333-65520,  333-53142,  333-50886, 333-42680, 333-33580,
333-78239, 333-74781, 033-55761 on Form S-8 and No. 333-91381 on Form S-3 of The
ServiceMaster Company of our report dated March 26, 2003 (which report expresses
an  unqualified  opinion and  includes  explanatory  paragraphs  relating to the
restatement of the Company's  financial  statements and adoption of Statement of
Financial  Accounting  Standards No. 142, Goodwill and Other Intangible Assets),
appearing in and incorporated by reference in this Annual Report on Form 10-K of
The ServiceMaster Company for the year ended December 31, 2002.


/s/ Deloitte & Touche LLP
Chicago, Illinois
March 31, 2003























                                       2
<PAGE>


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>3
<FILENAME>exhibit991ceo906.txt
<DESCRIPTION>CEO CERTIFICATION
<TEXT>
                                                                 Exhibit 99.1
 Certification of Chief Executive Officer Pursuant to Section 1350 of Chapter 63
 -------------------------------------------------------------------------------
                     of Title 18 Of The United States Code
                     -------------------------------------


I, Jonathan P. Ward, the Chief Executive Officer of The ServiceMaster Company,
certify that (i) the Annual Report on Form 10-K for the fiscal year ended
December 31, 2002, fully complies with requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934 and (ii) the information contained in such
Form 10-K fairly presents, in all material respects, the financial condition and
results of operations of The ServiceMaster Company.




                                                        /S/ Jonathan P. Ward
                                                        ---------------------
                                                        Jonathan P. Ward
                                                        Chief Executive Officer
                                                        March 31, 2003


A signed original of this written statement required by Section 906 has been
provided to The ServiceMaster Company and will be retained by The ServiceMaster
Company and furnished to the Securities and Exchange Commission or its staff
upon request.


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>4
<FILENAME>exhibit992cfo906.txt
<DESCRIPTION>CFO CERTIFICATION
<TEXT>
                                                                 Exhibit 99.2


 Certification of Chief Financial Officer Pursuant to Section 1350 of Chapter 63
 -------------------------------------------------------------------------------
                     of Title 18 Of The United States Code
                     -------------------------------------


I, Steven C. Preston, the Chief Financial Officer of The ServiceMaster Company,
certify that (i) the Annual Report on Form 10-K for the fiscal year ended
December 31, 2002, fully complies with requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934 and (ii) the information contained in such
Form 10-K fairly presents, in all material respects, the financial condition and
results of operations of The ServiceMaster Company.




                                                        /S/ Steven C. Preston
                                                        ----------------------
                                                        Steven C. Preston
                                                        Chief Financial Officer
                                                        March 31, 2003


A signed original of this written statement required by Section 906 has been
provided to The ServiceMaster Company and will be retained by The ServiceMaster
Company and furnished to the Securities and Exchange Commission or its staff
upon request.



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>5
<FILENAME>exhibit993brdstmtscope.txt
<DESCRIPTION>BRD STMTS SCOPE
<TEXT>
                                                                Exhibit 99.3

                     STATEMENT ON SCOPE AND ORGANIZATION OF
                             THE BOARD OF DIRECTORS
                          OF THE SERVICEMASTER COMPANY
                              Revised March 8, 2002


I.        PREAMBLE

          From time to time the Board of Directors of ServiceMaster has reviewed
          its organization, composition and overall effectiveness. As a result
          of such reviews, it has changed and revised this Statement on Scope
          and Organization of the Board. During the past two years, the Board
          has conducted another such review and has considered various subjects
          including its size and composition, the combination of the role of
          Chairman and Chief Executive Officer ("CEO"), the function and
          designation of standing committees, the participation of management as
          senior advisors, and the continuing role and emphasis of the Company's
          four objectives. In the process, the Board also has developed certain
          guiding principles for its continued and future effectiveness. This
          statement incorporates certain changes and revisions as a result of
          this review and confirms the commitment of the Board to provide
          responsible governance and exercise of authority on behalf of
          shareholders, employees and customers.

II.       PURPOSE

          Delaware law provides that "the business and affairs of every
          corporation... shall be managed... by or under the direction of the
          Board of Directors." The purpose of this statement is to describe the
          manner in which ServiceMaster will be managed by or under the
          direction of its Board of Directors within the framework of its
          corporate objectives To Honor God In All We Do, To Help People
          Develop, To Pursue Excellence, and To Grow Profitably and for the
          benefit of its stakeholders.

          This statement is intended as a guide. It does not supersede or
          replace ServiceMaster's Amended and Restated Certificate of
          Incorporation ("Charter") or By-Laws, nor is it intended to govern or
          limit the enforceability or validity of any action taken by
          ServiceMaster, its Board, or any committee of the Board. This
          statement does not impose or impute a higher duty or standard of care
          for the Board or any individual director than would otherwise be
          required by law.

III.      SCOPE

          Except in the case of the appointment or removal of the CEO or in
          other situations where initiation of the Board is required, the Board
          performs its management functions through the CEO by (1) approving or
          disapproving policies, plans, decisions, or appointments initiated by
          the CEO and (2) conducting periodic reviews



<PAGE>

          of performance, compliance, reporting and disclosure, leadership
          development, and succession planning by the CEO.

IV.       GUIDING PRINCIPLES & METHODOLOGY

          In meeting its responsibilities, the Board acts as a whole or through
          one or more of its committees. The Board conducts its work through
          regularly scheduled and special meetings. For the Board to be
          effective it should: (1) be comprised of strong, experienced
          individuals with clearly defined skills and understanding of the
          business and the public requirements of the Company and with a
          diversity of gender, ethnicity, culture and race, (2) empower its
          standing committees to accomplish their specialized functions, (3)
          require of management appropriate reviews and disclosures to assure a
          process of accountability in the exercise of governance and the
          delegation of authority, (4) maintain a continuity with the heritage
          of the past, (5) foster a continued understanding and implementation
          of ServiceMaster's four objectives and (6) be willing always to change
          its composition and method of operation in order to realize the
          opportunities of the future and create value for the shareholders.

          At least annually, or as the Board deems appropriate, the Board
          reviews and considers:

          1.            Agenda Planning:

                        The Board through its Chairman determines the agenda of
                        its meetings. Agendas are planned for a period of at
                        least 18 months in advance with the objective of having
                        the Board and its committees informed with respect to
                        material and relevant matters relating to the operation
                        and future direction of the Company. Any director may
                        request an item to be added to an agenda.

          2.            Review of the CEO's Goals and Performance Objectives:

                        The CEO reviews with the Board his or her goals and
                        performance objectives for the ensuing period. The
                        purpose of this review is to accomplish a common
                        understanding between the Board and CEO of the focus and
                        direction of management and the allocation and
                        application of resources of the Company for the defined
                        period.

          3.            Financial Reporting and Budgets:

                        At regularly scheduled meetings of the Board, the CEO
                        provides a review of the financial condition and results
                        of operation of the Company and outlook for the future.
                        At least annually the CEO submits an operating and
                        capital budget for the ensuing three-year period.

<PAGE>

          4.            Compensation:

                        The compensation of the CEO is determined by the Board
                        acting through its Compensation and Leadership
                        Development Committee. The compensation of a select
                        group of other senior officers of the firm is determined
                        in a like manner after initiation and recommendation by
                        the CEO. The compensation of the five highest paid
                        officers is reported to the Board at least annually.

          5.            Planning:

                        The CEO organizes and carries on the strategic planning
                        function of the Company, and the Board participates in
                        this process as the CEO deems appropriate. The CEO
                        should keep the Board apprised of changing trends and
                        developments. A strategic plan with growth goals is
                        submitted for approval at least every three years.

          6.            Organization:

                        Organizational planning and changes in senior management
                        assignments are reported from time to time by the CEO.
                        The Board approves the selection by the CEO of members
                        of senior management. The Board periodically reviews
                        with the CEO planning for CEO succession within the
                        Company. The Board acting through its Compensation and
                        Leadership Development Committee also periodically
                        reviews with the CEO planning for leadership succession
                        (other than the CEO) within the Company.

          7.            Commitment Authority:

                        The Commitment Authority Policy is determined by the
                        Board acting through its Audit and Finance Committee.
                        The Policy should be reviewed by the Board every three
                        years.

          8.            Financial Reporting Requirements and Review of Auditors:

                        Public financial reporting requirements, Annual Reports,
                        and management outlooks projecting for the public future
                        financial condition and results of operations should be
                        reviewed and determined by the Board acting through its
                        Audit and Finance Committee. All such reports are
                        available for Board members' review and comment.
                        Communication with and review of the work of outside
                        auditors also are determined by the Board through its
                        Audit and Finance Committee.

<PAGE>

          9.            The Conduct and Responsibility of Board Members:

                        The conduct and actions of the Board and its members
                        should be reviewed periodically by the Governance and
                        Nominating Committee. The Board and each director has an
                        obligation to perform in good faith, in a manner
                        believed to be in the best interests of the Company and
                        consistent with the Company's four corporate objectives.
                        "Performing in good faith" means performing diligently,
                        in an honest manner, in accordance with the Company's
                        policy of "Do the Right Thing", with no undisclosed
                        conflict of interest, and with recognition of the
                        confidentiality concerning matters involving the
                        Company. There shall be no disclosure by a director of
                        any matter discussed at a meeting of the Board except as
                        to a matter specifically designated for public
                        disclosure. The "best interests of the Company" means
                        performing with a view to long-term value creation for
                        the benefit of shareholders, quality service for the
                        benefit of customers and growth opportunities for
                        employees of the Company. As these stakeholders are
                        satisfied, the best interests of the Company are
                        accomplished.

          10.           Succession Planning for CEO:

                        The Board and the CEO should periodically conduct a
                        review of succession planning for the CEO.

V.        REPRESENTATION:

          The fundamental responsibility of the Board is to represent the
          interest of the stakeholders of the Company with a primary emphasis on
          the interests of shareholders. No member of the Board is to be
          representative of any special interest or ownership group. Varying
          social, political, environmental and economic areas of interest
          touched or influenced by the operations of the Company are regularly
          reviewed by the Board and considered in its decision making.

VI.       COMMUNICATIONS:

          For the Board to meet its responsibility, there must be an effective
          flow of information between management and the Board. This information
          flow takes place in a number of different ways including the
          presentation of financial and other reports that are meaningful and
          comprehensible; direct personal reporting by the CEO and other members
          of the management; a free exchange of information among staff, the
          CEO, and individual directors; visits by the Board to various sites of
          operation; participation by various Board members in special meetings
          or functions of the Company and actual participation by management at
          Board or Committee meetings. The CEO should


<PAGE>

          establish a meeting schedule to provide directors regular
          opportunities to meet with senior management. Directors may, after
          consultation with the CEO, make inquiry of anyone within the Company
          and consult directly with the Company's principal outside advisers,
          including the Company's independent public accountants and outside
          legal counsel. In the process of making inquiry, the director should
          not disclose confidential information and should not be involved in
          any direction or management of the employees involved and should
          report back to the CEO any relevant conclusions or findings. A
          director should notify the Chairman before accepting another board
          membership of a public company and no employee member of the Board
          should accept membership on a public board without approval of the
          Board.

VII.      ORGANIZATION:

          Composition

          The Board shall have the objective of having ten to twelve members
          with not more than two members from management. The majority of the
          Board's members shall satisfy the independence requirement of the
          Charter. The differences in experience and skills of the directors
          should reflect the business, technology, financial, accounting,
          marketing and people needs and public requirements of the Company. The
          Board should have a diversity of gender, ethnicity, culture and race.
          Each director should agree to support the four objectives of the
          Company. No Board member shall be employed by or financially related
          to any major supplier. No Board member shall have a relation to or
          connection with a competitor of the Company. Each director must be
          younger than age 70 at the date he or she is elected. The performance
          and contribution of each director completing his or her term is
          reviewed with each director by the Chairman of the Governance and
          Nominating Committee and the Chairman of the Board prior to his or her
          nomination for re-election. The results of these assessments are
          reviewed with the Board.

          A member of management other than the CEO normally does not serve as a
          director. A former member of management may serve as a director where
          the Board has determined that such service is needed for continuity or
          expertise.

                  Chairman

                  The Board shall elect from among its members a Chairman who
                  also may be the CEO of the Company. The Chairman schedules and
                  calls Board meetings, prepares the agenda for Board meetings,
                  chairs and moderates Board meetings, leads the Board and
                  serves Board committees. The Chairman is an officer and
                  employee of the Company.

                  Chairman of the Executive Committee

<PAGE>

                  The Board may from time to time elect from one of its members
                  a Chairman of its Executive Committee. In addition to chairing
                  and moderating Executive Committee meetings, the Chairman of
                  the Executive Committee performs such other duties as the
                  Board and its Chairman may from time to time determine. At the
                  request of the Chairman of the Board, the Chairman of the
                  Executive Committee, if different than the Chairman of the
                  Board, assists in agenda planning, participates in periodic
                  reviews of the business with the Chairman and CEO, and is
                  available to the Chairman and CEO for advice and counsel.

                  Meetings

                  The Board meets four or more times per year and holds its
                  meetings at such locations as the Board or its Chairman shall
                  from time to time determine. A special meeting of the Board
                  may be called by or at the request of the Chairman or a
                  majority of the Board.

                  Each Board meeting is opened with a devotional thought
                  relating to the recognition and application of the first
                  objective of the Company to the operation of the business.
                  Minutes are taken of every meeting and distributed to Board
                  members before the next meeting. Each director should have
                  full opportunity to present views, ask questions, and discuss
                  with other members of the Board the business at hand. Those
                  matters involving resolutions shall be voted on and the vote
                  appropriately recorded. While it is recognized that most
                  actions are taken during regular meetings, it is also
                  recognized that telephone conference-call meetings or actions
                  by written consent may be required from time to time. All
                  meetings of the Board and meetings of the committees of the
                  Board are confidential sessions, except when others are
                  invited to attend or as otherwise may be provided by the
                  Board.

                  Agenda

                  The Chairman shall have the primary responsibility for
                  determining the agenda, and the CEO shall have the
                  responsibility of preparing full and adequate information on
                  agenda items. The agenda proposed for meetings of the Board
                  shall be circulated to all members of the Board for the
                  addition of items or the amplification of items as proposed.
                  The proposed agenda and, to the extent feasible and
                  appropriate, supporting information and data for matters to be
                  considered are distributed to Board members in advance of the
                  meeting to allow study and consideration.

                  Committees

                  The Board shall establish committees to perform certain
                  functions. The number of committees and their special
                  assignments may vary from time to time. After initiation by
                  the Chairman, the Governance and Nominating Committee

<PAGE>

                  recommends to the Board for its consideration and appointment
                  the membership of each Committee. The standing committees of
                  the Board are: the Executive Committee; the Audit and Finance
                  Committee; the Compensation and Leadership Development
                  Committee; and the Governance and Nominating Committee. No
                  member of the present or former management of the Company may
                  serve on any standing Committee of the Board except the
                  Executive Committee. The Audit and Finance Committee shall
                  approve and recommend for approval by the Board a charter
                  setting forth such Committee's authority and responsibilities
                  with respect to the audit function of the Committee as
                  required by law or regulation. The Audit & Finance Committee,
                  with respect to its finance function, and the Compensation and
                  Leadership Development Committee and the Governance and
                  Nominating Committee may each approve and recommend for
                  approval by the Board a charter setting forth such Committee's
                  authority and responsibilities. A report on each Committee
                  meeting is made to the full Board. The Chairman of the Board
                  or the respective Chairman of each of the Audit and Finance
                  Committee, Compensation and Leadership Development Committee,
                  and Governance and Nominating Committee may call a special
                  meeting of that Committee at any time if deemed advisable.

                  Executive Committee

                  The Executive Committee is made up of the Chairman, CEO,
                  chairman of the other standing committees and the Chairman of
                  the Executive Committee if so elected. The Chairman of the
                  Board may initiate changes in the membership of this Committee
                  through recommendations to the Governance and Nominating
                  Committee as set forth in the preceding paragraph. This
                  Committee meets with the CEO and others, as designated, at
                  special meetings called by the Chairman of the Board, or a
                  majority of the Board or this Committee. The Executive
                  Committee may act on behalf of the Board between regularly
                  scheduled Board meetings. It also may be convened from time to
                  time by the CEO for advice and counsel relating to matters not
                  ready for Board action.

                  Audit and Finance Committee

                  The Audit and Finance Committee shall be made up of at least
                  three members of the Board who are "independent" within the
                  meaning of the rules of the New York Stock Exchange. The Audit
                  Committee has the responsibility of assisting the Board by
                  giving specific attention to the published financial reports
                  of the Company including the Annual Report to Shareholders,
                  the Annual and Quarterly reports filed with the Securities and
                  Exchange Commission and proxy material. The Audit Committee
                  reviews these statements, the underlying financial principles,
                  and the accounting controls used in their preparation provide
                  adequate and fair disclosure and that these statements
                  reasonably present the financial position of the Company,
                  including any of its contingent liabilities.

<PAGE>

                  The Audit Committee each year initiates the selection of the
                  independent auditors to be retained to audit the books and
                  records of the Company for the ensuing fiscal year and
                  recommends the selected independent auditors to the Board. The
                  Audit Committee's work includes the review of the content and
                  adequacy of the work of the independent auditors and their
                  reports and the review of the content and adequacy of the work
                  of the Internal Audit Staff of the Company and their reports.

                  The Committee also acts as the Finance Committee of the Board.
                  In that capacity, it acts on behalf of the Board to review
                  from time to time matters relating to stock repurchases,
                  acquisitions, financing, and venture fund investments.

                  Governance and Nominating Committee

                  The Governance and Nominating Committee shall be made up of at
                  least three members of the Board who are not employees of the
                  Company. The Committee, with concurrence of the Chairman and
                  CEO, recommends to the full Board for their approval the
                  nominees to be elected by the shareholders at the annual
                  meeting of shareholders. This Committee also recommends to the
                  full Board the persons to fill vacancies caused by death,
                  resignation, or retirement of an existing director, or to fill
                  new directorships if established. The Committee considers
                  individuals recommended by shareholders for election to the
                  Board. The Committee also acts in conjunction with the
                  Chairman on appointments to Board Committees. The Chairman of
                  the Committee works with the Chairman of the Board in the
                  process of conducting performance reviews of the Board, its
                  Committees and directors and is responsible from time to time
                  for such other matters as the Board determines.

                  Compensation and Leadership Development Committee

                  The Compensation and Leadership Development Committee shall be
                  made up of at least three members of the Board who are
                  "outside directors" within the meaning of Internal Revenue
                  Service regulations and "non-employee directors" within the
                  meaning of Rule 16b-3 under the Securities Exchange Act of
                  1934. The primary function of this Committee is to establish
                  compensation policies with respect to senior management and
                  review and recommend the compensation of the CEO and also to
                  review the CEO's recommendations with regard to the
                  compensation of senior management and other compensation
                  matters. The Committee also conducts performance and
                  development reviews of the CEO and such other reviews of
                  leadership, people development and succession as the CEO and
                  Committee from time to time determine.


                                     * * * *

Board/Scope&OrganRevised2-27-02

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>6
<FILENAME>exhibit994afcaudit.txt
<DESCRIPTION>AFC AUDIT
<TEXT>
                                                               Exhibit 99.4


                        CHARTER AND OPERATING GUIDELINES

                  Audit and Finance Committee (Audit Capacity)
                            The ServiceMaster Company
                                 (July 19, 2002)

The Board of Directors of the Company has developed and approved this Charter
and Operating Guidelines to articulate its understanding of the important role
of the Committee in its capacity as an audit committee of the Board. Through it,
the Board has sought to develop a clear mission and to establish practices and
policies for the Committee.

The primary purpose of the Committee is to assist the Board in its oversight
responsibilities to the shareholders, to potential shareholders and to the
investment community regarding the quality and integrity of the financial
reports and the underlying control structure of the Company. The authority,
responsibilities and membership of the Committee are set forth in the bylaws of
the Company. It is the intent of this Charter to clarify the relationship of the
Committee to: the Board of Directors, management (including the Internal
Auditor), and the Company's Independent Auditor. These matters are presented in
the context of "Expectations" from and to each of these entities.

While the Committee has the responsibilities set forth in this Charter, it is
not the duty of the Committee to plan or conduct audits or to determine that the
Company's financial statements are complete and accurate and in accordance with
generally accepted accounting principles. This is the responsibility of
management and the Independent Auditor. Nor is it the duty of the Committee to
conduct investigations, resolve disagreements, if any, between management and
the Independent Auditor or to assure compliance with laws and regulations and
the Company's business guidelines.

I. BOARD EXPECTATIONS OF THE AUDIT COMMITTEE

A.  General
    -------

The Board delegates certain responsibilities and duties to the Committee to
assist the Board in fulfilling its oversight responsibilities. The Committee
will:

        a.        annually recommend to the Board the selection of the
                  Independent Auditor to audit the books, records and accounts
                  of the Company and its subsidiaries;

        b.        review with the Independent Auditor in advance the scope of
                  its annual audit;

        c.        periodically review with the Independent Auditor and
                  management the accounting principles, policies and practices
                  of the Company and the

<PAGE>

                  Company's reporting policies and practices;

        d.        review with the Independent Auditor the results of its annual
                  audit;

        e.        periodically review with the Independent Auditor and the
                  Company's management the adequacy of the Company's accounting,
                  financial and operating controls;

        f.        review and discuss with the Independent Auditor and management
                  the annual audited financial statements before they are filed
                  with the Securities and Exchange Commission; on a quarterly
                  basis, this review and discussion will be completed with the
                  Audit Committee Chairman, who then will report to the
                  Committee on whether material modifications should be made to
                  the financial statements based on the Independent Auditor's
                  assessment;

        g.        review and discuss with the Independent Auditor or management
                  the matters required to be communicated to the Committee in
                  accordance with American Institute of Certified Public
                  Accountants (AICPA) Statements of Auditing Standards (SAS) 61;

        h.        receive the required written disclosures and a letter from the
                  Independent Auditor regarding the Independent Auditor's
                  independence; review and discuss the Independent Auditors
                  independence, including all significant consulting and other
                  relationships with the Company that could impair the
                  Independent Auditor's independence;

        i.        approve the fees and other significant compensation to be paid
                  to the Independent Auditor;

        j.        recommend to the Board, based on the reviews and discussions
                  of the annual audited financial statements, the matters
                  required to be communicated in accordance with AICPA SAS 61
                  and the Independent Auditor's independence, that the annual
                  audited financial statements be included in the Company's
                  Annual Report on Form 10-K;

        k.        prepare a report that discloses to shareholders certain
                  required actions taken by the Committee as required by the
                  Securities and Exchange Commission;

        l.        review the adequacy of this Charter on at least an annual
                  basis and submit this Charter to the Board for its approval
                  and, thereafter, include this Charter in the Company's proxy
                  statement as required by the rules of the Securities and
                  Exchange Commission; and



                                       2
<PAGE>

        m.        carry out such other responsibilities as are assigned
                  to the Committee by the Board.

The Committee will serve as an independent and objective party to monitor that
the Company is effectively and responsibly reporting its financial results and
assure the adequacy of internal control systems. The Committee will review and
appraise the performance of the Independent Auditor and Internal Audit
Department.

The Committee will:

        a.        oversee management's process of identifying and measuring the
                  Company's business risks;

        b.        monitor and review the establishment and maintenance of the
                  Company's Code of Conduct and seek to ensure that management
                  has established a compliance system to enforce the Code of
                  Conduct;

        c.        review significant cases of conflict of interest, misconduct
                  or fraud;

        d.        monitor and review the work of the Environmental Stewardship
                  Department, the development and maintenance of environmental
                  stewardship standards and practices, the Company's compliance
                  systems and controls to enforce these standards, and
                  significant cases of variance from these standards;

        e.        monitor and review the organizational structure and
                  qualifications of the Internal Audit Department and seek to
                  ensure the effectiveness and independence of this department;

        f.        monitor and review, with the Company's General Counsel, legal
                  compliance matters, including securities trading practices and
                  policies;

        g.        regularly review any significant current or pending litigation
                  matters or problems with regulatory agencies that could have a
                  significant impact on the Company's financial statements; and

        h.        perform any other activities consistent with this Charter, the
                  Company's bylaws, and applicable laws as the Committee or the
                  Board deems necessary or appropriate.



B.  Composition
    -----------

The members of the Committee will be appointed as provided in the bylaws. The


                                       3
<PAGE>

Committee shall be comprised of at least three independent directors as
determined by the Board. An independent director is defined as one who has no
relationship to the Company that may interfere with the exercise of their
independence from management and the Company. Members of the Committee shall
have a basic understanding of finance and accounting, be able to read and
understand fundamental financial statements and at least one member of the
Committee shall have accounting or related financial management expertise. The
Committee shall be chaired by the person designated as Chairman of the Committee
(the "Chairman").


C.  Meetings
    --------

The Committee will meet at least three times annually, or more frequently as
circumstances may warrant. Generally, and as appropriate, the Committee will
meet with, and receive reports from management, the Internal Audit Department,
the Company's General Counsel and the Independent Auditor. The Chairman, in lieu
of the Committee, may review and discuss the quarterly financial statements with
the Independent Auditor. The Committee will hold executive sessions to discuss
any matters that the Committee or any of these groups believe should be
discussed privately.


II. AUDIT COMMITTEE EXPECTATIONS OF MANAGEMENT

The Committee may call upon the resources of the Independent Auditor and the
Company's management, including its Chairman of the Board and Chief Executive
Officer, President and Chief Operating Officer, Chief Financial Officer and
financial staff, Chief Information Officer, Internal Auditor, General Counsel,
environmental, compliance and quality management and others, as necessary, to
investigate and resolve practices or transactions which are, or have the
appearance of being questionable, illegal or improper should these activities
occur. The Committee may meet with any of these persons separately where it
believes discussion might otherwise be inhibited.

Management will apprise the Committee of the overall business environment and
risks, and the Company's systems for internal controls. Management will discuss
the Company's financial statements with the Committee. Specifically, management
will:

        a.      review and discuss with the Committee the annual audited
                financial statements and related disclosures prior to filing
                with the Securities and Exchange Commission;

        b.      review and discuss with the Chairman the quarterly financial
                statements and related disclosures prior to filing with the
                Securities and Exchange Commission;

        c.      make presentations concerning any changes in accounting
                principles or financial reporting policies from the prior year,
                the accounting treatment accorded significant and/or unusual
                transactions, and any significant variations between budgeted
                and actual numbers in a specific business unit;


                                       4
<PAGE>

        d.      inform the Committee of material consultations made by
                management with outside accountants (other than the Independent
                Auditor) with respect to the financial and/or tax accounting
                treatment of a particular event or completed transaction;

        e.      provide the Committee with management's response to assessments
                provided by the Internal Auditor or the Independent Auditor;

        f.      inform the Committee of the emergence or elimination of high
                risk areas;

        g.      provide the Committee with significant estimates or judgments
                used in the preparation of financial statements;

        h.      review with the Committee the status and material activity
                related to significant judgmental reserves and accruals;

        i.      inform the Committee of the effect of any significant external
                environmental factors (economic, or otherwise) on financial
                condition or reporting;

        j.      inform the Committee of significant issues related to tax
                accounting, reporting or payment; and

        k.      inform the Committee of significant issues related to operation,
                development and implementation of information systems.

        The Committee will be provided, and have access to, any and all
        corporate information, reports and data so as to enable it to carry out
        its responsibilities. In any areas of sensitivity or privacy, the
        Chairman will review the need for such information with the Chairman of
        the Board and Chief Executive Officer.


III. AUDIT COMMITTEE EXPECTATIONS OF INDEPENDENT AUDITOR

The Board is the client of the Independent Auditor. The Independent Auditor,
through the Committee, is responsible to the Board. The Committee will evaluate
the performance of the Independent Auditor, annually recommend to the Board the
selection of the Independent Auditor and, if circumstances warrant, recommend to
the Board the discharge of the Independent Auditor. From time to time, formal
bids from national accounting firms (including the firm then serving as the
outside auditor) may be solicited. Formal presentations of capability, scope of
services and fees will be considered.

In general, the Independent Auditor is expected to perform an effective and
efficient audit, report to the Committee the results of its audit and report on
the Company's internal control structure and processes to understand and manage
business risks.

Specifically, the Committee expects the Independent Auditor to:

                                       5
<PAGE>

        a.      Deliver the required written disclosures and a letter regarding
                the independence of the Independent Auditor; review and discuss
                the Independent Auditor's independence, including all
                significant consulting and other relationships with the Company
                that could impair such objectivity and independence;

        b.      Discuss the scope, approach, and results of the annual audit in
                order to assist the Committee in overseeing the financial
                reporting and disclosure process;

        c.      Review and discuss the Company's quarterly financial statements
                before they are filed with the Securities and Exchange
                Commission and, based on inquiries with management and various
                analytical procedures, report to the Chairman on whether
                material modifications should be made to the interim financial
                statements

        d.      Discuss the Independent Auditor's judgment about the quality,
                not just the acceptability, of the financial statements,
                including the appropriateness and consistency of accounting
                policies and their application, and the clarity and completeness
                of the financial statements and disclosures;

        e.      Review the selection of new or changes to accounting policies,
                review estimates, judgments and uncertainties inherent in the
                financial statements, and review unusual transactions and
                significant financial statement items; and

        f.      Review important risks and issues and give opinions as to how
                these are being addressed by management.

Provide a forthright, qualitative appraisal of the overall control environment,
including risks and potential risks that could have a significant future impact
on the Company's financial statements, as well as an assessment as to how these
are being or will be handled by management;



                                       6
<PAGE>



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>7
<FILENAME>exhibit995afcfinance.txt
<DESCRIPTION>AFC FINANCE
<TEXT>

                                                                Exhibit 99.5

                        Charter and Operating Guidelines

                 Audit and Finance Committee (Finance Capacity)
                            The ServiceMaster Company
             (as adopted by the Board of Directors on July 19, 2002)

The Board of Directors of the Company (the "Board") has developed and approved
this Charter and Operating Guidelines to set forth a clear mission of the Audit
and Finance Committee in its capacity as a finance committee of the Board (the
"Committee"). Through it, the Board has sought to establish practices and
policies for the Committee.

The primary function of the Committee is to serve as a committee of special
expertise on financial matters affecting the Company.

The authority, responsibilities and membership of the Committee are set forth in
the Bylaws of the Company. It is the intent of this Charter and Operating
Guidelines to clarify the relationship of the Committee to the Board and
management.


Composition

The members of the Committee are appointed as provided in the Bylaws. The
Committee shall be comprised of at least three directors as determined by the
Board, all of whom shall be independent. An independent director is defined as
one who has no relationship to the Company that may interfere with the exercise
of their independence from management and the Company. Members of the Committee
shall have a basic understanding of finance and accounting, be able to read and
understand fundamental financial statements and at least one member of the
Committee shall have accounting or related financial management expertise. In
addition, no former member of management can serve on the Committee. The
Committee shall be chaired by the person designated as Chairman of the
Committee.


Meetings

The Committee will meet at least three times annually, or more frequently as
circumstances may warrant. Generally, and as appropriate, the Committee will
meet with and receive reports from the Company's Chairman and Chief Executive
Officer, President and Chief Operating Officer, Chief Financial Officer,
Controller, Treasurer and other members of management. The Committee may hold
executive sessions to discuss any matters that the Committee believes should be
discussed privately.


Authority and Responsibilities

The Board delegates certain responsibilities and duties to the Committee to
assist the Board in fulfilling its oversight responsibilities. The Committee
shall have the authority to:

     1.   review financial reports and analyses and shall make recommendations
          on financial matters to the Board or the Executive Committee;


<PAGE>

     2.   periodically review the Company's Commitment Authority Policy and make
          recommendations to the Board with respect thereto;

     3.   review the Company's dividend policy and make recommendations to the
          Board with respect thereto;

     4.   review management's requests for new financing arrangements, whether
          debt or equity, and make determinations or recommendations to the
          Board with respect thereto in accordance with the Company's Commitment
          Authority Policy;

     5.   review management's recommendations concerning significant
          acquisitions, dispositions, capital investments, venture fund
          investments and other significant financial commitments and make
          determinations or recommendations to the Board with respect thereto in
          accordance with the Company's Commitment Authority Policy;

     6.   review proposed major contracts or programs and make determinations or
          recommendations to the Board with respect thereto in accordance with
          the Company's Commitment Authority Policy;

     7.   review matters relating to the repurchase of stock or the repurchase
          or redemption of debt and make recommendations to the Board with
          respect thereto in accordance with the Company's Commitment Authority
          Policy;

     8.   review financial transactions or arrangements between the Company and
          one or more directors or corporate officers, other than compensation
          decisions, and make recommendations to the Board with respect thereto
          in accordance with the Company's Commitment Authority Policy;

     9.   determine through its Chairman the agenda of its meetings; and

     10.  exercise such other authority which shall be delegated to the
          Committee by the Board, including pursuant to the Company's Commitment
          Authority Policy, or which the Committee shall deem reasonably related
          to any authority delegated to the Committee in or pursuant to the
          Bylaws.

In fulfilling its oversight responsibilities, the Committee may, in the name and
on behalf of the Company, retain a firm to act as a financial advisor (and in
that capacity to provide customary reports and opinions) in accordance with the
Company's Commitment Authority Policy.


                                       2
<PAGE>



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>8
<FILENAME>exhibit996cldc.txt
<DESCRIPTION>CLDC
<TEXT>
                                                                 Exhibit 99.6

                        Charter and Operating Guidelines

                Compensation and Leadership Development Committee
                            The ServiceMaster Company
             (as adopted by the Board of Directors on July 19, 2002)

The Board of Directors of the Company (the "Board") has developed and approved
this Charter and Operating Guidelines to set forth a clear mission of the
Compensation and Leadership Development Committee (the "Committee"). Through it,
the Board has sought to establish practices and policies for the Committee.

The primary functions of the Committee are to establish compensation policies
for the Company; to review existing and proposed compensation programs; to
establish the compensation of the Chief Executive Officer (the "CEO") and
provide a report to the Board in respect thereto; and, after considering the
recommendations of the CEO, to establish the compensation of the other executive
officers and provide a report to the Board in respect thereto. The Committee
also conducts performance and development reviews of the CEO and such other
reviews of leadership development strategy, people development strategy and
succession as the CEO and Committee from time to time determine. This will
include regularly scheduled reviews of senior leadership, high potential
individuals and the diversity of the management team. In all their actions, the
Committee should also play a major role in supporting the second corporate
objective--To help people develop.

The authority, responsibilities and membership of the Committee are set forth in
the Bylaws of the Company. It is the intent of this Charter and Operating
Guidelines to clarify the relationship of the Committee to the Board and
management.


Composition

The members of the Committee are appointed as provided in the Bylaws. The
Committee shall be made up of at least three members of the Board who are
"outside directors" within the meaning of Internal Revenue Service regulations
and "non-employee directors" within the meaning of Rule 16b-3 under the
Securities Exchange Act of 1934. In addition, no former member of management can
serve on the Committee. The Committee shall be chaired by the person designated
as the Chairman of the Committee.


Meetings

The Committee will meet at least three times annually, or more frequently as
circumstances may warrant. Generally, and as appropriate, the Committee will
meet with and receive reports from the Company's Chairman and Chief Executive
Officer, President and Chief Operating Officer, Vice President - Compensation
and other members of management. The Committee may hold executive sessions to
discuss any matters that the Committee believes should be discussed privately.



<PAGE>

Authority and Responsibilities

The Board delegates certain responsibilities and duties to the Committee to
assist the Board in fulfilling its oversight responsibilities. The Committee
shall have the authority to:

     1.   establish compensation policies for the Company;

     2.   review existing and proposed compensation programs, including equity
          based benefit plans;

     3.   establish the annual and long-term compensation of the CEO, including
          base compensation, annual bonus, stock options and other long-term
          compensation arrangements ("Compensation") and provide a report to the
          Board in respect thereto;

     4.   after considering the recommendations of the CEO, establish the
          Compensation of each of the executive officers other than the CEO, and
          provide a report to the Board in respect thereto;

     5.   recommend to the Board compensation policies and programs for the
          compensation of members of the Board who are not employees of the
          Company;

     6.   conduct the performance and development review of the CEO and report
          to the Board for final approval;

     7.   conduct such other reviews of leadership development strategy, people
          development strategy and succession plans as the CEO and the Committee
          from time to time determine;

     8.   conduct regular reviews of high potential individuals, succession
          planning and the diversity of our management team;

     9.   periodically review presentations of business unit management on their
          senior management team;

     10.  after considering the recommendations of the CEO, recommend to the
          Board the appointment of corporate officers other than the CEO;

     11.  adopt rules and guidelines and otherwise administer the Company's
          compensation programs, including, without limitation, its annual
          incentive bonus plan, long-term performance award plan, stock option
          plans, employee stock purchase plans, 401(k) plan and deferred
          compensation plans;

     12.  prepare a report addressing applicable requirements under United
          States federal securities laws for inclusion in the Company's proxy
          statement;

     13.  determine through its Chairman the agenda of its meetings; and

     14.  exercise such other authority which shall be delegated to the
          Committee by the Board, including pursuant to the Company's Commitment
          Authority Policy, or which the

                                       2
<PAGE>

          Committee shall deem reasonably related to any authority delegated to
          the Committee in or pursuant to the Bylaws.

In fulfilling its oversight responsibilities, the Committee may, in the name and
on behalf of the Company, retain a firm specializing in executive compensation
consulting in accordance with the Company's Commitment Authority Policy.



                                       3
<PAGE>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>9
<FILENAME>exhibit997gnc.txt
<DESCRIPTION>GNC
<TEXT>
                                                                Exhibit 99.7

                        Charter and Operating Guidelines

                       Governance and Nominating Committee
                            The ServiceMaster Company
             (as adopted by the Board of Directors on July 19, 2002)

The Board of Directors of the Company (the "Board") has developed and approved
this Charter and Operating Guidelines to set forth a clear mission of the
Governance and Nominating Committee (the "Committee"). Through it, the Board has
sought to establish practices and policies for the Committee.

The primary functions of the Committee are to recommend to the Board persons to
serve as members of the Board; to assist the Chairman of the Board in evaluating
the performance of the Board; and to review and make recommendations to the
Board on corporate governance and similar matters relevant to the Company.

The authority, responsibilities and membership of the Committee are set forth in
the Bylaws of the Company. It is the intent of this Charter and Operating
Guidelines to clarify the relationship of the Committee to the Board and
management.


Composition

The members of the Committee are appointed as provided in the Bylaws. The
Committee shall be made up of at least three members of the Board who are
neither current nor former members of management of the Company. The Committee
shall be chaired by the person designated as the Chairman of the Committee.


Meetings

The Committee will meet at least three times annually, or more frequently as
circumstances may warrant. Generally, and as appropriate, the Committee will
meet with and receive reports from the Company's Chairman and Chief Executive
Officer, President and Chief Operating Officer and General Counsel and other
members of management. The Committee may hold executive sessions to discuss any
matters that the Committee believes should be discussed privately.


Authority and Responsibilities

The Board delegates certain responsibilities and duties to the Committee to
assist the Board in fulfilling its oversight responsibilities. The Committee
shall have the authority to:

     1.   review the qualifications of, and recommend to the Board, (i) persons
          to be nominated by the Board for election to the Board by stockholders
          at each annual meeting of stockholders and (ii) the persons to be
          elected to any vacancy on the Board which shall occur for any reason;


<PAGE>

     2.   in connection with its recommendations on director nominees, accept
          nomination of candidates to fill the Board from the stockholders of
          the Company if such nominations are submitted within the time limits
          and in the manner prescribed in the Bylaws;

     3.   after initiation by the Chairman of the Board, recommend appointments
          to committees of the Board;

     4.   periodically review the size, composition and organization of the
          Board and its committees and recommend policies, changes or other
          action it deems advisable, including recommendations to the Board,
          when appropriate or necessary, regarding retirement age, resignation
          or removal of a director, stock ownership guidelines, independence
          requirements, frequency of Board meetings and terms of directors;

     5.   develop and recommend to the Board guidelines and criteria to
          determine the qualifications to serve and continue to serve as a
          director;

     6.   recommend to the Board a methodology for evaluating the performance of
          the Board and of members of the Board who are not employees of the
          Company;

     7.   review transactions or arrangements (financial or otherwise) between
          the Company and one or more directors or corporate officers, other
          than compensation decisions, and make recommendations to the Board
          with respect thereto in accordance with the Company's Commitment
          Authority Policy;

     8.   review other corporate governance and similar matters relevant to the
          Company, including, without limitation, the Statement on Scope and
          Organization of the Board of Directors of The ServiceMaster Company,
          this Charter and Operating Guidelines and affiliations of all
          directors, and recommend policies, changes or other action it deems
          advisable;

     9.   determine through its Chairman the agenda of its meetings; and

     10.  exercise such other authority which shall be delegated to the
          Committee by the Board, including pursuant to the Company's Commitment
          Authority Policy, or which the Committee shall deem reasonably related
          to any authority delegated to the Committee in or pursuant to the
          Bylaws.

In addition, the Chairman of the Governance and Nominating Committee serves with
the Chairman of the Board in the process of conducting performance reviews of
the Board, its committees and directors.

In fulfilling its oversight responsibilities, the Committee may, in the name and
on behalf of the Company, retain a firm specializing in the recruitment of board
members in accordance with the Company's Commitment Authority Policy.

                                       2
<PAGE>


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>10
<FILENAME>exhibit1025.txt
<DESCRIPTION>TERMS OF EMPLOYMENT
<TEXT>

April 1, 2002

Mr. Mitchell T. Engel
525 Circle Lane
Lake Forest, Illinois  60045

        Re:     Terms for Employment

Dear Mitch:

It is my pleasure to extend to you an offer of employment with The ServiceMaster
Company upon the terms set forth in the attached term sheet.  Please signify
your acceptance of such employment by signing as indicated below.  This letter
agreement may be executed in counterparts.

                                        THE SERVICEMASTER COMPANY


                                        \s\ Jonathan P. Ward
                                        --------------------
                                        Jonathan P. Ward
                                        President and Chief Executive Officer


ACCEPTED AND AGREED:

\s\ Mitchell T. Engel                           4/1/02
- -----------------------------                ---------------------
    Mitchell T. Engel





<PAGE>

                                                             Exhibit 10.25

                        Principal Terms For Employment of
                       Mitchell T. Engel ("Executive") By
                      The ServiceMaster Company ("Company")

         1. Position: Chief Marketing Officer reporting to the President and
            --------
Chief Executive Officer. Executive shall serve as a member of the President and
Chief Executive Officer's Executive Committee (the "Executive Committee").

         2. Term: April 1, 2002 through March 31, 2004.
            ----

         3. Base Annual Salary: Annual rate equal to $325,000 for 2002, subject
            ------------------
to increase but not decrease thereafter.

         4. Bonuses:
            -------
            (a) Annual target bonus ("APC") based upon the terms and
conditions of the Company's APC plan, with target at 100% of base annual salary.
Unless Executive's employment is terminated for Cause or the Executive
terminates employment without Good Reason prior to the normal bonus payment
date, the minimum bonus paid for 2002 will be at 100% of target, without
proration. "Cause" and "Good Reason" are defined in the attached Appendix A.

            (b) Additional bonuses as awarded in the discretion of the
President and Chief ExecutiveOfficer.

         5. Long-Term Performance Award: The President and Chief Executive
            ---------------------------
Officer shall recommend to the Company's Compensation Committee that Executive
be granted three hundred and twenty-five (325) participation units under the
Company's 2002 Long-Term Performance Award Plan for the performance period
beginning January 1, 2002, at a target value of $700 per participating unit. Any
amount earned for 2002 shall not be prorated.

         6. Group/Executive Benefits: Participation by Executive and his family,
            ------------------------
on terms no less favorable to Executive than the terms offered to other senior
executives of the Company, in any group and/or executive life, hospitalization
or disability insurance plan, health program (with COBRA equivalent premiums
paid during any waiting period), profit sharing, 401(k) and similar benefit
plans (qualified, non-qualified and supplemental) or other fringe benefits of
the Company, including automobile allowance with a value up to $50,000 and
similar programs as in effect from time to time (collectively referred to as the
"Benefits").

         7. Equity-Based Incentive Compensation:
            -----------------------------------

            (a) Subject to Compensation Committee approval, initial grant
of seven-year options with respect to 200,000 shares to become exercisable
ratably over five years, commencing on the one-year anniversary of the grant
date. The exercise price for such options will be equal to the average closing
NYSE price for the five trading days immediately preceding the grant date.

                                  Page 1 of 5
<PAGE>



            (b) Beginning in 2003 and each year of his employment with the
Company thereafter, Executive will be eligible to receive grants under the
Company's stock incentive programs consistent with performance and competitive
pay practices generally, with a target annual grant level of 75,000-90,000
shares. Each such grant shall have terms and conditions no less favorable than
as generally applicable for grants to members of the Executive Committee at the
time of such grant.

            (c) All equity-based awards will become fully exercisable
and/or unrestricted upon a Change-in-Control (as defined in the Company's 2000
Equity Incentive Plan).

         8. Separation Payments:
            -------------------

            (a) In the event that the Executive's employment with the
Company is terminated on or prior to March 31, 2004, by the Company without
Cause or by the Executive for Good Reason, in addition to any other pay and/or
benefits which have accrued to Executive, Executive shall receive separation
payments and benefits as follows:

                (1) continuation of Executive's then-effective base
         annual salary for the longer of: (i) the period commencing on the
         effective date of the Executive's termination of employment (the
         "Termination Date") and ending on March 31, 2004; and (ii) the period
         commencing on the Termination Date and ending on the one- year
         anniversary of the Termination Date; such salary continuation to be
         paid on a semi-monthly basis in arrears for the appropriate period;
         plus

                (2) an amount equal to two times Executive's target
         APC for the year in which Executive's employment is terminated, minus
         any amount of APC paid or payable to Executive for any period on or
         prior to March 31, 2004. The APC shall be payable to the Executive on
         the dates of APC payment to other executives of the Company; it being
         understood that the Executive does not need to be employed by the
         Company on any date of payment in order to receive the APC set forth in
         this subparagraph 8(a)(2) or in order to receive the APC earned in the
         year immediately preceding the year in which Executive's employment is
         terminated; plus

                (3) continued vesting of all equity awards through
         March 31, 2004 (with stock options being exercisable in accordance with
         the terms of stock options granted generally to executives of the
         Company, but the date of termination of employment being deemed March
         31, 2004); plus

                (4) full vesting of his deferred compensation benefit; plus

                (5) continuation of the Benefits through March 31, 2004.

            (b) Without regard to the end of the term under 2 above, in the
event that the Executive's employment with the Company is terminated on or after
April 1, 2004, by the Company without Cause, in addition to any other pay and/or
benefits which have accrued to Executive, Executive shall receive separation
payments and benefits as follows:

                                  Page 2 of 5
<PAGE>

                (1) continuation of Executive's then-effective base
         annual salary for the period commencing on the Termination Date and
         ending on the one-year anniversary of the Termination Date, paid on a
         semi-monthly basis in arrears; plus

                (2) one times Executive's target APC for the year in
         which Executive's employment is terminated. APC shall be payable to the
         Executive on the dates of APC payment to other executives of the
         Company; it being understood that the Executive does not need to be
         employed by the Company on any date of payment in order to receive the
         APC set forth in this subparagraph 8(b)(2) or in order to receive the
         APC earned in the year immediately preceding the year in which
         Executive's employment is terminated; plus

                (3) continued vesting of all equity awards through
         the one-year anniversary of the Termination Date (with stock options
         being exercisable in accordance with the terms of stock options granted
         generally to executives of the Company, but the date of termination of
         employment being deemed the one-year anniversary of the Termination
         Date); plus

                (4) full vesting of his deferred compensation benefit; plus

                (5) continuation of the Benefits through the one-year
         anniversary of the Termination Date.

            (c) If Executive becomes reemployed with the Company prior to
the end of the period during which he receives salary continuation pursuant to
8(a) or 8(b) above, the payments set forth in subparagraphs 8(a) or 8(b) shall
cease immediately and irrevocably and Executive shall receive only remuneration
from the Company in connection with Executive's new position.

         9. Deductions: Any amounts paid or payable to Executive under these
            ----------
Principal Terms for Employment ("Principal Terms"), shall be subject to all
deductions required by federal and state law and any applicable benefit program
contributions.

         10.Use and Ownership of Proprietary Information: Except to the extent
            --------------------------------------------
authorized by the Company, Executive will not at any time, from and after his
commencement of employment with the Company, make use of or disclose, directly
or indirectly, any (i) trade secret or other confidential or secret information
of the Company or any subsidiary of the Company or (ii) other technical,
business, proprietary or financial information of the Company or any subsidiary
of the Company not available to the public generally or to the competitors of
the Company or any subsidiary of the Company ("Confidential Information"),
                                               ------------------------
except as needed to perform his duties for the Company and to the extent that
such Confidential Information (a) becomes a matter of public record or is
published in a newspaper, magazine or other periodical available to the general
public, other than as a result of any act or omission of Executive or (b) is
required to be disclosed by any law, regulation or order of any court or
regulatory commission, department or agency. Executive acknowledges that said
Confidential Information, whether in written or other physical form (including
computer materials), is the sole and exclusive property of the Company, and
Executive agrees to return to the Company all such confidential and

                                  Page 3 of 5
<PAGE>

proprietary information and all copies thereof prior to termination of his
employment.

         11.Certain Covenants:
            -----------------

            (a) Executive agrees that during the term of his employment
with the Company, and for twenty-four (24) months thereafter (the
"Non-Competition Period"), he will not in any manner, directly or indirectly
(whether as owner, stockholder, director, officer, employee, principal, agent,
consultant, independent contractor, partner or otherwise), in any geographic
area in which the Company or any of the Company's subsidiaries is then
conducting business, own, manage, operate, control, participate in, perform
services for, or otherwise carry on, a business similar to or competitive with
the business conducted by the Company or any subsidiary of the Company as of the
Executive's effective termination date.

            (b) Executive further agrees that during the Non-Competition
Period, he shall not (i) in any manner, directly or indirectly, induce or
attempt to induce any employee of the Company or any subsidiary of the Company
to terminate or abandon his or her employment for any purpose whatsoever, (ii)
directly or indirectly, employ or hire any employee of the Company or any
subsidiary of the Company, or (iii) in connection with any business to which
paragraph 11(a) applies, call on, service, solicit or otherwise do business with
any current or prospective customer of the Company or any subsidiary of the
Company.

            (c) Nothing in this paragraph 11 prohibits Executive from
being (i) a stockholder in a mutual fund or a diversified investment company or
(ii) a passive owner of not more than one percent (1%) of the outstanding equity
of any class of a corporation, limited partnership, limited liability company or
other entity, any securities or equity of which are publicly traded, so long as
Executive has no active participation in the business of such entity.

            (d) If, at any time of enforcement of this paragraph 11, a
court or an arbitrator holds that the restrictions stated in this paragraph 11
are unreasonable under circumstances then existing, Executive and the Company
agree that the maximum period, scope or geographical area reasonable under such
circumstances shall be substituted for the stated period, scope or area and that
the court or arbitrator shall be allowed to revise the restrictions contained in
this paragraph 11 to cover the maximum period, scope and area permitted by law.

         12.Remedies: Executive acknowledges that the Company would be
            --------
irreparably injured by a violation of paragraph 10 or paragraph 11 of these
Principal Terms, and Executive agrees that the Company shall be entitled to an
injunction restraining Executive from any actual or threatened breach of
paragraph 10 or paragraph 11 or to any other appropriate equitable remedy
without any bond or other security being required.

         13.Successor and Coordination: The Company will be required to have
            --------------------------
any successor to all or substantially all of its business and/or assets
expressly assume and agree to fulfill the terms of Executive's employment in the
same manner and to the same extent that the Company would be required to do so
if no such succession had taken place. These Principal Terms shall supersede any
inconsistent terms of any Company plan, document, or award agreement.


                                  Page 4 of 5

<PAGE>


         14.Notices: All notices and other communications required or permitted
            -------
under these Principal Terms shall be in writing and shall be deemed to have been
duly given when delivered or five days after deposit in the United States mail,
postage prepaid, addressed (a) if to Executive, to Mitchell T. Engel, 525 Circle
Lane, Lake Forest, Illinois 60045, and if to ServiceMaster, to The ServiceMaster
Company, One ServiceMaster Way, Downers Grove, IL 60515, Attention: General
Counsel, or (b) to such other address as either party may have furnished to the
other in writing in accordance herewith, except that notices of change of
address shall be effective only upon receipt.

         15.Governing Law; Validity: The interpretation, construction and
            -----------------------
performance of these Principal Terms shall be governed by and construed and
enforced in accordance with the internal laws of the State of Illinois without
regard to the principle of conflicts of laws. The invalidity or unenforceability
of any provision of these Principal Terms shall not affect the validity or
enforceability of any other provisions, which shall remain in full force and
effect.

         16.Modification or Waiver: No provision of these Principal Terms may
            ----------------------
be modified or waived unless such modification or waiver is agreed to in writing
and signed by Executive and by any of the Chairman, President and CEO, the Chief
Financial Officer, the General Counsel or the Treasurer of the Company. No
waiver by either party hereto at any time of any breach by the other party
hereto of, or compliance with, any condition or provision of these Principal
Terms to be performed by such other party shall be deemed a waiver of similar or
dissimilar provisions or conditions at the same or at any prior or subsequent
time. Failure by Executive or the Company to insist upon strict compliance with
any provision of these Principal Terms or to assert any right which Executive or
the Company may have hereunder shall not be deemed to be a waiver of such
provision or right or any other provision or right of these Principal Terms.

         17.Entire Agreement: Except as otherwise specified herein, these
            ----------------
Principal Terms constitute the entire agreement and understanding between the
parties with respect to the subject matter hereof and supersede and preempt any
prior understandings, agreements or representations by or between the parties,
written or oral, which may have related in any manner to the subject matter
hereof.

         18.Nonalienation: Except as required by law or court order, benefits
            -------------
payable under these Principal Terms shall not be subject in any manner to
anticipation, alienation, sale, transfer, assignment, pledge, encumbrance,
charge, garnishment, execution or levy of any kind, either voluntary or
involuntary, prior to actually being received by Executive, his estate or a
beneficiary, as applicable, and any such attempt to dispose of any right to
benefits payable hereunder shall be void.





THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK.

                                  Page 5 of 5
<PAGE>


                                   Appendix A

As used in these Principal Terms for Employment, the following terms shall have
the meanings set forth below:

         Termination for "Cause" means a termination by the Company, within one
            ----------------------
hundred twenty (120) days of the Chief Executive Officer becoming aware of the
event, resulting from:

            (1)  a   material   breach   by   Executive   of  his   duties   and
responsibilities (other than as a result of incapacity due to physical or mental
illness) which is demonstrably willful and deliberate on Executive's part, which
is  committed in bad faith or without  reasonable  belief that such breach is in
the best interests of the Company and which is not remedied within 30 days after
receipt of written notice from the Company specifying such breach; or

            (2)  conviction  (including a plea of guilty or nolo  contendere) of
any felony of any kind  (other than  Limited  Vicarious  Liability  or a routine
traffic infraction) or any other crime (whether it is a felony or not) involving
securities fraud or theft of substantial assets of the Company,

            (3) willful misconduct with regard to the Company,  or gross neglect
or dereliction of duty resulting in either case in material economic harm to the
Company or significant damage to the Company's reputation;

            (4) failure to follow in good faith the reasonable  lawful direction
of the Chief Executive Officer despite written instruction to do so, or

            (5) a violation  of his  statutory  or common law duty of loyalty to
the Company.

            "Limited  Vicarious  Liability",  as  used  above,  shall  mean  any
             -----------------------------
liability  which is (x)  based on acts of the  Company  for which  Executive  is
charged solely as a result of his offices with the Company and (y) provided that
(1) he was not  directly  involved  in such  activities  and either had no prior
knowledge of such intended action or promptly acted reasonably and in good faith
to attempt to prevent the acts causing  such  liability or (2) he did not have a
reasonable basis to believe that the law was being violated by such acts.

            Notwithstanding the foregoing, Executive shall not be deemed to have
been  terminated  for Cause unless he has (i) had ten (10) days' written  notice
setting  forth the reasons for the  Company's  intention to terminate for Cause,
and (ii) had an opportunity to meet with the Chief Executive  Officer to discuss
such reasons.

            "Good Reason" means: (i) diminution in Executive's  titles, (ii) the
             -----------
assignment of duties to Executive that are materially and adversely inconsistent
with  Executive's  positions,  (iii)  any  material  diminution  in  Executive's
authority,  responsibility  or reporting lines,  including,  but not limited to,
maintaining Executive's then positions in the Company and the Company becoming

                                   - 1 of 2 -

<PAGE>

more than fifty percent (50%) owned by another entity and Executive not having
the same titles, responsibilities and duties in the parent entity, (iv)
reduction in Executive's annual salary, (v) removal from, or failure to
reappoint Executive to the President and Chief Executive Officer's Executive
Committee, or (vi) a Change-in-Control (as defined in the Company's 2000 Equity
Incentive Plan). If Executive determines that Good Reason exists, Executive must
notify the Company in writing, within one hundred eighty (180) days following
Executive's knowledge of the first event which Executive determines constitutes
Good Reason, or such event shall not constitute Good Reason under the terms of
Executive's employment. If the Company remedies such event within thirty (30)
days following receipt of such notice, the Executive may not terminate
employment for Good Reason as a result of such event.


                                   - 2 of 2 -
































                                   - 2 of 2 -

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>11
<FILENAME>exhibit1029.txt
<DESCRIPTION>DEF COMP PLAN
<TEXT>
                                                               Exhibit 10.29














                    SERVICEMASTER DEFERRED COMPENSATION PLAN

              (As Amended and Restated Effective October 24, 2002)





















<PAGE>





                    SERVICEMASTER DEFERRED COMPENSATION PLAN

                                TABLE OF CONTENTS

<TABLE>

<CAPTION>

                                                                                                        PAGE
                                                                                                        ----
<S>                                                                                                     <C>

ARTICLE I  Introduction..................................................................................1

   Section 1.1.  Name....................................................................................1
   Section 1.2.  Purpose.................................................................................1
   Section 1.3.  Administration of the Plan..............................................................1

ARTICLE II  Definitions..................................................................................2


ARTICLE III  Plan Participation..........................................................................4

   Section 3.1.  Eligibility.............................................................................4
   Section 3.2.  Participation...........................................................................4

ARTICLE IV  Deferral Elections...........................................................................4

   Section 4.1.  Compensation Eligible for Deferral......................................................4
   Section 4.2.  Timing of Deferral Election.............................................................4
   Section 4.3.  Changes in Deferral Election............................................................5
   Section 4.4.  Effect of Deferral Election.............................................................5
   Section 4.5.  Vesting of Deferral Account.............................................................5

ARTICLE V  Employer Matching Contributions...............................................................5

   Section 5.1.  Crediting of Employer Matching Contributions............................................5
   Section 5.2.  Vesting of Employer Matching Contributions Account......................................5

ARTICLE VI  Earnings on Account Balances.................................................................6

   Section 6.1.  Permitted Investments...................................................................6
   Section 6.2.  Earnings................................................................................6
   Section 6.3.  Committee May Disapprove Permitted Investments..........................................6
   Section 6.4.  Elections...............................................................................7
   Section 6.5.  Actual Investment Not Required..........................................................7
   Section 6.6.  Investment Notices......................................................................7
   Section 6.7.  Crediting of Deferrals, Contributions and Earnings......................................7

ARTICLE VII  Establishment of Trust......................................................................8

   Section 7.1.  Establishment of Trust..................................................................8
   Section 7.2.  Status of Trust.........................................................................8

                                      (i)
<PAGE>

ARTICLE VIII  Distribution of Account Balances...........................................................8

   Section 8.1.  Timing..................................................................................8
   Section 8.2.  Manner of Payment.......................................................................9
   Section 8.3.  Hardship Payments.......................................................................9
   Section 8.4.  Accelerated Payments...................................................................10
   Section 8.5.  Distributions to Minor and Incompetent Persons.........................................10
   Section 8.6.  Involuntary Distributions..............................................................11
   Section 8.7.  Designation of Beneficiaries...........................................................11
   Section 8.8.  Inability to Locate Participant or Beneficiary.........................................11
   Section 8.9.  Claims Procedure.......................................................................11

ARTICLE IX  Amendment or Termination....................................................................12

   Section 9.1.  Amendment..............................................................................12
   Section 9.2.  Plan Termination.......................................................................13

ARTICLE X  General Provisions...........................................................................13

   Section 10.1.  Applicable Law........................................................................13
   Section 10.2.  Assumption of Company Liability.......................................................13
   Section 10.3.  Number and Headings...................................................................13
   Section 10.4.  Immunity of Board and Committee Members...............................................13
   Section 10.5.  Non-alienation of Benefits............................................................13
   Section 10.6.  Notices...............................................................................14
   Section 10.7.  Plan Not to Affect Employment Relationship............................................14
   Section 10.8.  Severability..........................................................................14
   Section 10.9.  Successors and Assigns................................................................14
   Section 10.10.  Withholding for Taxes................................................................14

</TABLE>
                                      (ii)

<PAGE>




                    SERVICEMASTER DEFERRED COMPENSATION PLAN

              (As Amended and Restated Effective October 24, 2002)


                                   ARTICLE I

                                  Introduction
                                  ------------

     Section 1.1.  Name. The name of the Plan shall be the  "ServiceMaster
                   ----
Deferred Compensation Plan."

     Section 1.2. Purpose. The Plan, as amended and restated effective October
                  -------
24, 2002, shall constitute an unfunded arrangement established and
maintained for the purpose of providing deferred compensation to a select group
of management or highly compensated employees (as such phrase is defined for
purposes of Title I of ERISA). The Plan shall further constitute an amendment
and restatement of the ServiceMaster Deferred Compensation Plan, effective March
16, 2001.

     Section 1.3.  Administration of the Plan. The Plan shall be administered by
                   --------------------------
the Board and the Committee, as set forth herein.

          (a) The Board's duties and authority  under the Plan shall include (i)
determining the amount of Employer  Matching  Contributions  pursuant to Section
5.1, (ii)  authorizing  contributions to a grantor trust pursuant to Section 7.1
and (iii) amending and terminating the Plan pursuant to Sections 9.1 and 9.2.

          (b) The Committee's  duties and authority under the Plan shall include
(i) the  interpretation  of the provisions of the Plan, (ii) the adoption of any
rules and regulations  which may become  necessary or advisable in the operation
of the Plan,  (iii) the making of such  determinations  as may be  permitted  or
required  pursuant to the Plan,  (iv) the taking of such other  action as may be
required for the proper  administration of the Plan in accordance with its terms
and (v) the amendment of the Plan, to the extent  authorized  under Section 9.1.
Any decision of the Committee with respect to any matter within the authority of
the Committee shall be final, binding and conclusive upon the Employers and each
Participant,  former  Participant,   designated  Beneficiary,  and  each  person
claiming  under or through any  Participant  or designated  Beneficiary,  and no
additional  authorization  or  ratification  by the  Board  or  stockholders  of
ServiceMaster shall be required. Any action by the Committee with respect to any
one or more Participants  shall not be binding on the Committee as to any action
to be taken with respect to any other Participant.  Each determination  required
or  permitted  under  the Plan  shall be made by the  Committee  in the sole and
absolute  discretion  of  the  Committee.  The  Committee  may  delegate  to any
Employer,  committee,  person  (whether or not an employee  of an  Employer)  or
entity any of its responsibilities or duties hereunder.

                                       1
<PAGE>


                                   ARTICLE II

                                   Definitions
                                   -----------

         "Account" shall mean the aggregate of the bookkeeping accounts
maintained by ServiceMaster for each Participant.

         "Account Balance" shall mean the value, as of the specified date, of
the Participant's Account.

         "Beneficiary" shall mean the person, persons or legal entity entitled
to receive benefits under the Plan which become payable in the event of the
Participant's death.

         "Board" shall mean the Board of Directors of ServiceMaster or a
committee of the Board that is authorized to act on behalf of the Board with
respect to the Plan.

         "Code" shall mean the Internal Revenue Code of 1986, as amended, and
includes any regulations thereunder.

         "Committee" shall mean ServiceMaster's Equity Plans Administrative
Committee or such other committee designated by the Board to administer the
Plan. References to the Committee in the Plan shall include any Employer,
committee, person or entity to which the Committee has further delegated any of
its duties or responsibilities in accordance with Section 1.3.

         "Compensation" shall mean (i) the Regular Compensation payable to a
Participant in the applicable Plan Year and (ii) amounts payable pursuant to
ServiceMaster's Long Term Performance Award Plan with respect to the applicable
Plan Year.

         "Deferral" shall mean the amount of Compensation that a Participant
elects to defer pursuant to procedures prescribed by the Committee.

         "Deferral Account" shall mean the bookkeeping account maintained by
ServiceMaster pursuant to Article IV of the Plan in the name of and for a
Participant.

         "Disability" shall mean the inability of a Participant to perform
substantially his or her duties and responsibilities due to physical or mental
impairment for a continuous period of at least six months, as determined solely
by the Committee.

         "Effective Date" shall mean October 24, 2002 with respect to the terms
of the Plan as set forth herein.

         "Eligible Employee" shall mean, with respect to a Plan Year, a
management or highly compensated employee of an Employer who is notified by the
Committee in writing that he or she is eligible to participate in the Plan for
such Plan Year.

         "Employer Matching Contribution" shall mean the amount credited to a
Participant's Account pursuant to Article V.


                                       2
<PAGE>

         "Employer Matching Contributions Account" shall mean the bookkeeping
account maintained by ServiceMaster pursuant to Article V of the Plan in the
name of and for a Participant.

         "Employers" shall mean ServiceMaster and its subsidiaries that, with
the approval of the Committee, adopt the Plan for the benefit of their Eligible
Employees.

         "ERISA" shall mean the Employee Retirement Income Security Act of 1974,
as amended, and any regulations thereunder.

         "Gross Misconduct" shall mean the commission of any act of fraud,
embezzlement or dishonesty by the Participant, any unauthorized use or
disclosure by the Participant of confidential information or trade secrets of
the ServiceMaster Companies, or any other intentional misconduct by the
Participant adversely affecting the business or affairs of the ServiceMaster
Companies in a material manner.

         "Participant" shall mean any Eligible Employee who commences
participation in the Plan pursuant to Article III.

         "Permitted Investment" shall mean such funds or types of investment as
may be approved by the Committee from time to time, which may include shares of
ServiceMaster common stock.

         "Plan" shall mean this ServiceMaster Deferred Compensation Plan, as
amended from time to time.

         "Plan Year" shall mean the twelve consecutive month period ending
December 31st.

         "Qualified Retirement" shall mean a Participant's termination of
employment with his or her Employer and all other ServiceMaster Companies by
reason of retirement (i) on or after age 55 and after completing 10 years of
service, determined in a manner consistent with the ServiceMaster Profit Sharing
and Retirement Plan, or (ii) on or after age 65; provided, however, that a
Qualified Retirement shall not include a termination of a Participant's
employment for Gross Misconduct.

         "Regular Compensation" shall mean an Eligible Employee's base pay,
bonuses payable under the ServiceMaster Additional Provisional Compensation Plan
(or any other routine bonus plan or arrangement), commissions and overtime pay.

         "ServiceMaster" shall mean The ServiceMaster Company, a Delaware
corporation, and its successors or assigns under the Plan.

         "ServiceMaster Companies" shall mean ServiceMaster and its
subsidiaries.

         "Valuation Date" shall mean June 30 and December 31 of each Plan Year
and such other dates as may be designated by the Committee from time to time.


                                       3
<PAGE>


                                  ARTICLE III

                               Plan Participation
                               ------------------

     Section  3.1.  Eligibility.  An employee of an Employer  shall  become
                    -----------
eligible to participate in the Plan upon receipt of written notice of such
eligibility from the Committee.

     Section 3.2. Participation. Each Eligible Employee may participate in the
                  -------------
Plan in a Plan Year by submitting an election to the Committee
prior to the beginning of such Plan Year and within the election period
prescribed by the Committee, and by specifying in such election the respective
percentages or dollar amounts of (i) the Eligible Employee's Regular
Compensation otherwise payable to the Eligible Employee by an Employer in such
Plan Year and (ii) the amounts earned by such Eligible Employee with respect to
such Plan Year under the ServiceMaster Long Term Performance Award Plan, which
in each case shall be deducted from such Compensation and deferred for payment
at a later date pursuant to the Plan. The Committee shall establish rules
prescribing the time and manner in which elections shall be submitted to the
Committee, which may include submission of elections by telephonic or electronic
media. An individual who becomes an Eligible Employee after the first day of a
Plan Year may participate in the Plan for such Plan Year by submitting an
election to the Committee within the election period designated by the Committee
following the date such individual is notified of his or her eligibility to
participate in the Plan.

                                   ARTICLE IV

                               Deferral Elections
                               ------------------

     Section 4.1. Compensation Eligible for Deferral. A Participant may elect in
                  ----------------------------------
the time and manner designated by the Committee to defer the receipt of (i) not
less than 2% and not more than 75% of the Participant's Regular Compensation
payable in the applicable Plan Year and/or (ii) not less than 2% and not more
than 90% of any amount payable to the Participant under ServiceMaster's Long
Term Performance Award Plan, or any successor thereto, with respect to the
applicable Plan Year. Deferral elections shall be expressed either as a
percentage of a Participant's Compensation, or as a fixed dollar amount.

     Section 4.2. Timing of Deferral Election. Except as set forth in Section
                  ---------------------------
3.2, an election form must be submitted within the election period prescribed by
the Committee and occurring prior to the Plan Year for which the election is to
be effective, and in accordance with such other rules prescribed by the
Committee. In order to participate in the Plan for any subsequent Plan Year, an
Eligible Employee must submit a new election form within the designated election
period occurring prior to the Plan Year for which the election is to be
effective. In no event shall an election under the Plan apply to Compensation
payable prior to the date on which such election is received by the Committee.


                                       4
<PAGE>

     Section 4.3. Changes in Deferral Election. A Participant may elect to
                  ----------------------------
suspend all future Deferrals under the Plan at any time in accordance with
procedures prescribed by the Committee, provided that a Participant who makes
such an election shall not be permitted to resume Deferrals under the Plan prior
to the first day of the following Plan Year. No other changes may be made during
a Plan Year to the percentage or amount of Compensation subject to a
Participant's Deferral election.

     Section 4.4. Effect of Deferral Election. The submission of an election
                  ---------------------------
form pursuant to Section 4.2 shall evidence the Participant's authorization of
his or her Employer to defer the payment of such Participant's Compensation with
respect to the amount specified in such election. Completion of such election
form shall further evidence the Participant's election of the timing and form of
distribution of the Deferrals subject to such election, any Employer Matching
Contribution thereon, and any earnings or losses credited to the Participant's
Account with respect to such Deferrals and Employer Matching Contribution.

     Section 4.5. Vesting of Deferral Account. A Participant shall at all times
                  ---------------------------
be fully vested in his or her Deferral Account.

                                   ARTICLE V

                         Employer Matching Contributions
                         -------------------------------

     Section 5.1. Crediting of Employer Matching Contributions. As soon as
                  --------------------------------------------
practicable after the end of each Plan Year, ServiceMaster may, in its sole
discretion by action of the Board, credit an Employer Matching Contribution to
the Employer Matching Contributions Account of each Participant who is an
Eligible Employee as of the last day of such Plan Year (including an employee
who is on a leave of absence approved by his or her Employer) or who ceased
employment with an Employer during such Plan Year on account of death,
Disability, Qualified Retirement, or due to a transfer to, and continued
employment for the remainder of the Plan Year by, another ServiceMaster Company,
whether or not an Employer, or a ServiceMaster Company franchisee. An Employer
Matching Contribution with respect to a Plan Year shall be in an amount
determined by the Board, and shall be stated as a percentage of some or all of
the Deferrals elected by the Participant for such Plan Year. The Compensation of
a Participant shall not be reduced by any Employer Matching Contributions
credited to such Participant's Account.

     Section 5.2. Vesting of Employer Matching Contributions Account. A
                  --------------------------------------------------
Participant's Employer Matching Contributions Account shall become vested based
on the number of the Participant's aggregate years of service with the
ServiceMaster Companies, in accordance with the following schedule:


                                       5
<PAGE>
<TABLE>

<CAPTION>
                                                                     Vested
                  Years of Service                                 Percentage
                  ----------------                                 ----------
         <S>                                                          <C>

         less than 2 years of service                                   0%
         2 years of service but less than 3                            25%
         3 years of service but less than 4                            50%
         4 years of service but less than 5                            75%
         5 years of service or more                                   100%
</TABLE>

The unvested portion of a Participant's Employer Matching Contributions Account
shall be immediately forfeited upon the termination of such Participant's
employment for any reason, and shall not thereafter be reallocated to the
Accounts of any other Participants.

                                   ARTICLE VI

                          Earnings on Account Balances
                          ----------------------------

     Section 6.1. Permitted Investments. Upon his or her election to participate
                  ---------------------
in the Plan, each Participant shall designate, in such manner as may be
prescribed by the Committee, the Permitted Investments in which such
Participant's Account shall be deemed to be invested. Such Participant's Account
shall be deemed to be invested as specified by the Participant either (a) on the
day following the later of (i) the date such Participant makes such designation,
or (ii) the date such credit is made to such Participant's Account, or (b) on
such other dates as may be reasonably determined by the Committee. A Participant
may elect to change his or her deemed investment election as frequently as may
be permitted by the Committee, and in any event at least once each Plan Year;
provided, however, that a Participant shall not be permitted to change a deemed
investment election with respect to any portion of his or her Account deemed
invested in shares of ServiceMaster common stock.

     Section 6.2. Earnings. Each Participant's Account shall be credited with
                  --------
deemed earnings, or reduced by deemed losses, equal to the earnings or losses
that would have been realized or paid if assets in an amount equal to the
balance of such Account were actually invested among the Permitted Investments
selected by the Participant in accordance with Section 6.1. Although
ServiceMaster or an Employer might actually invest its assets according to the
Participant's election, it is not required to do so nor to even set aside any
assets to provide for payments hereunder. ServiceMaster may promulgate separate
accounting and administrative rules to facilitate the deemed investment in a
Permitted Investment.

     Section 6.3. Committee May Disapprove Permitted Investments.
                  ----------------------------------------------
Notwithstanding the foregoing, the Committee may disapprove any Permitted
Investment designated by a Participant or deemed to be held in such
Participant's Account. If the disapproved Permitted Investment has been
designated by the Participant but is not then deemed to be held in such
Participant's Account, the Committee shall promptly notify the Participant in
writing of the decision to disapprove the Permitted Investment and shall afford
the Participant an opportunity to designate one or more substitute Permitted


                                       6
<PAGE>

Investments   satisfactory  to  the  Committee.  If  the  disapproved  Permitted
Investment  is deemed to be held in the  Participant's  Account,  the  Committee
shall promptly  notify the  Participant in writing of the decision to disapprove
the Permitted  Investment  and shall afford the  Participant  an  opportunity to
dispose of the  disapproved  Permitted  Investment  and to  reinvest  the deemed
proceeds therefrom in one or more substitute Permitted Investments  satisfactory
to the Committee.  If the Participant  does not submit an election to dispose of
the disapproved Permitted Investment within ten days after notice of disapproval
by the Committee,  the Committee may thereafter treat the disapproved  Permitted
Investment  as having been sold on a date  selected by the  Committee  and shall
make appropriate  charges and credits to the Account.  Neither the Committee nor
the Employer shall have any liability to the  Participant for losses or expenses
allocated to such Account by reason of a decision by the Committee to disapprove
a Permitted Investment.

     Section 6.4. Elections. All elections to be made by a Participant pursuant
                  ---------
to this Article VI shall be made only by such Participant, provided that if such
Participant dies before such Participant's entire Account Balance is
distributed, or if the Committee determines that such Participant is legally
incompetent or otherwise incapable of managing such Participant's own affairs,
the Committee shall have the authority to (a) itself make the elections pursuant
to Section 6.1 on behalf of such Participant, or (b) designate such
Participant's designated Beneficiary, legal representative or some near relative
of such Participant to make the elections pursuant to Section 6.1 on behalf of
such Participant.

     Section 6.5. Actual Investment Not Required. An Employer need not actually
                  ------------------------------
make any Permitted Investment. If an Employer should from time to time make any
investment similar to a Permitted Investment, such investment shall be solely
for the Employer's own account and the Participant shall have no right, title or
interest therein. Accordingly, each Participant is solely an unsecured creditor
of the Employer with respect to his or her Account.

     Section 6.6. Investment Notices. Statements describing the performance of
                  ------------------
the Permitted Investments will be provided to the Participants no less
frequently than semi-annually.

     Section 6.7. Crediting of Deferrals, Contributions and Earnings. The
                  --------------------------------------------------
Committee shall credit all Deferrals to a Participant's Account as soon as
administratively practicable after the date on which the Deferrals would have
been paid to the Participant if the Participant had not made a Deferral election
under Article IV of the Plan. Employer Matching Contributions shall be credited
to a Participant's Account on the date specified by the Board. Earnings and
losses shall be credited to the Participant's Account in accordance with Section
6.2.

                                       7
<PAGE>

                                  ARTICLE VII

                             Establishment of Trust
                             ----------------------

     Section 7.1. Establishment of Trust. The Board may, in its sole discretion,
                  ----------------------
establish a grantor trust, as described under Section 671 of the Code, which is
subject to the claims of the general creditors of ServiceMaster, for the purpose
of accumulating assets to provide for the obligations hereunder. The
establishment of such a trust shall not affect each Employer's liability to pay
benefits hereunder except that the Employer's liability shall be offset by any
payments actually made to a Participant under such a trust. In the event such a
trust is established, the amount to be contributed shall be determined by the
Board and the investment of such assets shall be in accordance with the trust
document.

     Section 7.2. Status of Trust. Participants shall have no direct or secured
                  ---------------
claim in any asset of the trust or in specific assets of the Employer or the
ServiceMaster Companies and will have the status of general unsecured creditors
of the Employer for any amounts due under the Plan. Trust assets and income
shall be subject to the claims of ServiceMaster's creditors.

                                  ARTICLE VIII

                        Distribution of Account Balances
                        --------------------------------

     Section 8.1. Timing. (a) Payment of Deferral Accounts. Except as otherwise
                  ------
specifically provided herein, the Deferrals credited to a Participant's Deferral
Account for a Plan Year, adjusted by any earnings or losses thereon, shall be
paid, or shall commence to be paid, to such Participant as soon as
administratively practicable after the Valuation Date coincident with, or next
following, the payment date elected by the Participant on such Participant's
Deferral election form submitted to the Committee for such year. The payment
date elected by the Participant may be (i) the date the Participant's employment
with the ServiceMaster Companies terminates or (ii) any other date elected by
the Participant which is more than three years after the last day of the Plan
Year for which the Deferrals are credited to the Participant's Deferral Account
and not later than the date on which the Participant will attain age 70 1/2. The
Participant must submit to the Committee a separate election described in
Section 3.2 for each Plan Year which specifies a deferral amount and payment
date for all amounts credited to such Participant's Deferral Account for such
Plan Year.

                (b) Payment of Employer Matching Contribution Accounts. Except
as otherwise specifically provided herein, the vested portion of the Employer
Matching Contributions credited to a Participant's Employer Matching
Contributions Account for a Plan Year, adjusted by any earnings or losses
thereon, shall be paid, or shall commence to be paid, to such Participant on or
as soon as administratively practicable after the later to occur of (i) the date
on which the Deferrals credited to the Participant's Account for the same Plan
Year are paid or commence to be paid or (ii) the Valuation Date coincident with
or next following the termination of such Participant's employment with the


                                       8
<PAGE>

ServiceMaster Companies. Any amount credited to a Participant's Employer
Matching Contributions Account that is not vested as of the date of such
Participant's termination of employment with the ServiceMaster Companies shall
thereupon be forfeited, and shall not thereafter be reallocated to the Accounts
of any other Participants.

                  (c) Cash-Out of Small Accounts. Notwithstanding the payment
date elected by a Participant, the vested balance of such Participant's Account
shall be paid to such Participant in a lump sum as soon as administratively
practicable after the Valuation Date coincident with, or next following, the
termination of such Participant's employment with the ServiceMaster Companies if
the amount of such vested Account Balance as of such Valuation Date (A) is less
than $25,000 and such Participant's employment terminated prior to January 1,
2003, or (B) is less than $50,000 and such Participant's employment terminated
on or after January 1, 2003. If the vested balance of a Participant's Account
shall be less than $10,000 as of any Valuation Date following the termination of
such Participant's employment with the ServiceMaster Companies, such Account
shall be paid to such Participant in a lump sum as soon as administratively
practicable after such Valuation Date.

                  (d) Delayed Payment Date. Notwithstanding any payment date
elected by a Participant, the Committee may, in its sole discretion, defer the
payment of all or any portion of a Participant's Account to the extent the
Committee determines that the payment of such amount at the time elected by the
Participant would cause the Participant's Employer to be unable to deduct any
portion of the Participant's Compensation as a result of the limitations
prescribed by Section 162(m) of the Code.

     Section 8.2. Manner of Payment. Except as provided in Section 8.1(c), each
                  -----------------
Participant or Beneficiary shall receive payment of the amount credited to the
Participant's Account either in a single lump sum or in annual installments over
a period of not less than two and not more than ten years, as elected by the
Participant upon his or her commencement of participation in the Plan. A
Participant may change a previously elected method of payment by filing a new
election form with the Committee at least one year prior to the date on which
payments are scheduled to be made or to commence. The distribution of a
Participant's Account shall be paid in cash by the Employer of the Participant
or, to the extent the Participant has elected that all or a portion of the
credits to his or her Account be deemed invested in shares of ServiceMaster
common stock, the Participant shall receive such distribution in shares of
ServiceMaster common stock.

     Section 8.3. Hardship Payments. In the event of a Financial Hardship, as
                  -----------------
hereinafter defined, the Participant may file a written request with the
Committee to receive all or any portion of the vested balance of such
Participant's Account in an immediate lump sum payment. A Participant's written
request for such a payment shall describe the circumstances which the
Participant believes justify the payment and an estimate of the amount necessary
to eliminate the Financial Hardship. The Committee will have discretion to grant
or deny any such request. A payment shall be considered on account of "Financial
Hardship" if it is necessary in light of the Participant's immediate and heavy
financial need as described in (A) below and it is necessary to satisfy such
financial need, as described in (B) below.


                                       9
<PAGE>

                  (A) A payment will be on account of immediate and heavy
         financial need only if it is on account of (i) medical expenses
         described in Section 213(d) of the Code incurred by the Participant or
         the Participant's spouse or dependents; (ii) purchase (excluding
         mortgage payments) of a principal residence for the Participant; (iii)
         payment of tuition and related educational fees for the next twelve
         months of post-secondary education for the Participant or the
         Participant's spouse, children or dependents; or (iv) the need to
         prevent the eviction of the Participant from the Participant's
         principal residence or the foreclosure on the mortgage of the
         Participant's principal residence.

                  (B) A payment will be necessary to satisfy the financial need
         described in (A) above only if (i) the payment does not exceed the
         amount necessary to meet such financial need (including amounts
         necessary to pay any federal, state or local income taxes or penalties
         reasonably anticipated to result from the payment); and (ii) the
         Participant has obtained all distributions, other than hardship
         withdrawals, and all nontaxable loans available under all other plans
         maintained by the ServiceMaster Companies.

Any payment from a Participant's Account on account of Financial Hardship shall
be deemed to cancel any Deferral election of the Participant then in effect and,
unless otherwise determined by the Committee, the Participant shall be suspended
from making further Deferral elections under the Plan during the remainder of
the Plan Year in which such payment is made and the Plan Year immediately
thereafter.

     Section 8.4. Accelerated Payments. A Participant may at any time, but not
                  --------------------
more than once during any five-year period, elect to receive an immediate lump
sum payment equal to the vested amount or amounts credited to such Participant's
Account for one or more Plan Years, adjusted by earnings or losses thereon,
reduced by a penalty equal to 10% of the amount paid pursuant to such election;
provided, however, that amounts credited to a Participant's Employer Matching
Contributions Account shall not be payable pursuant to any such election made
prior to the termination of the Participant's employment with the ServiceMaster
Companies. The penalty described herein shall be permanently forfeited and shall
not be paid to, or in respect of, the Participant or his or her Beneficiary or
be reallocated to the Accounts of any other Participants. An election to receive
an immediate lump sum payment pursuant to this Section 8.4 shall be deemed to
cancel any Deferral election of the Participant then in effect and, unless
otherwise determined by the Committee, the Participant shall be suspended from
making further Deferral elections under the Plan during the remainder of the
Plan Year in which such payment is made and the Plan Year immediately
thereafter.

     Section 8.5. Distributions to Minor and Incompetent Persons. If a payment
                  ----------------------------------------------
is to be made to a minor or to an individual who, in the opinion of the
Committee, is unable to manage his or her financial affairs by reason of illness
or mental incompetency, such distribution may be made to or for the benefit of
any such individual in such of the following ways as the Committee shall direct:
(a) directly to any such minor individual if, in the opinion of the Committee,
he or she is able to manage his or her financial affairs, (b) to the legal
representative of any such individual, (c) to a custodian under a


                                       10
<PAGE>

Uniform Gifts to Minors Act for any such minor individual, or (d) to some near
relative of any such individual to be used for the latter's benefit. Neither the
Committee nor any Employer shall be required to see to the application by any
third party of any payment made to or for the benefit of a Participant or
Beneficiary pursuant to this Section.

     Section 8.6. Involuntary Distributions. Notwithstanding the foregoing
                  -------------------------
provisions of this Article VIII, the Committee may on its own initiative
authorize an Employer to distribute to any Participant (or to a designated
Beneficiary in the event of the Participant's death) all or any portion of the
Participant's Account Balance in the event (i) there is a change in tax law, a
published ruling or similar announcement issued by the Internal Revenue Service,
a regulation issued by the Secretary of Treasury, a decision by a court of
competent jurisdiction involving a Participant or a Beneficiary, or a closing
agreement made under Section 7121 of the Code that is approved by the Internal
Revenue Service and involves a Participant, and the Committee determines that a
Participant has or will recognize income for Federal income tax purposes with
respect to amounts deferred under the Plan prior to the time such amounts would
otherwise be paid to the Participant or (ii) the corporation, entity or division
with which the Participant is employed is sold, divested or liquidated.

     Section 8.7. Designation of Beneficiaries. Each Participant may name any
                  ----------------------------
person (who may be named concurrently, contingently or successively) to whom the
Participant's Account Balance under the Plan is to be paid if the Participant
dies before the Account Balance is fully distributed. Each such Beneficiary
designation will revoke all prior designations by the Participant, shall not
require the consent of any previously named Beneficiary, shall be in a form
prescribed by the Committee and will be effective only when filed with the
Committee during the Participant's lifetime. If a Participant fails to designate
a Beneficiary before such Participant's death, as provided above, or if the
Beneficiary designated by a Participant dies before the date of the
Participant's death or before complete payment of the Participant's Account
Balance, the Committee shall pay the Participant's Account Balance to the
Participant's estate in one lump sum.

     Section 8.8. Inability to Locate Participant or Beneficiary. If the
                  ----------------------------------------------
Committee is unable to make payment of a Participant's Account to such
Participant or his or her Beneficiary because the identity and/or whereabouts of
such person cannot be ascertained notwithstanding the mailing of notice to any
last known address or addresses, then such Participant's Account shall be
forfeited. If the Participant or Beneficiary later makes a claim for a benefit
under the Plan, and that claim for benefit is granted, the amount in the
Participant's Account that was treated as a forfeiture shall be paid to the
Participant or Beneficiary without regard to any subsequent gain or loss.

     Section 8.9. Claims Procedure. (a) Filing of Claim. If any Participant or
                  ----------------
Beneficiary believes he or she is entitled to benefits under the Plan in an
amount greater than those which he or she is receiving or has received, the
Participant or Beneficiary (or his or her duly authorized representative) may
file a claim with a subcommittee designated by the Committee (the "Claim Review
Subcommittee"). Such a claim shall be in writing and state the nature of the
claim, the facts supporting the claim, the amount claimed and the address of the
claimant.


                                       11
<PAGE>

                  (b) Initial Review of Claim. The Claim Review Subcommittee
shall review the claim and, unless special circumstances require an extension of
time, within 90 days after receipt of the claim give written or electronic
notice to the claimant of its decision with respect to the claim. If special
circumstances require an extension of time, the claimant shall be so advised in
writing within the initial 90-day period and in no event shall such an extension
exceed 90 days. The notice of the decision of the Claim Review Subcommittee with
respect to the claim shall be written in a manner calculated to be understood by
the claimant and, if the claim is wholly or partially denied, shall set forth
the specific reasons for the denial, specific references to the pertinent Plan
provisions on which the denial is based, a description of any additional
material or information necessary for the claimant to perfect the claim and an
explanation of why such material or information is necessary, and an explanation
of the appeals procedure under the Plan and the time limits applicable to such
procedure (including a statement of the claimant's right to bring a civil action
under Section 502(a) of ERISA following the final first denial of a claim).

                  (c) Appeal of Claim Denial. The claimant (or his or her duly
authorized representative) may request a review of the denial by filing with the
full Committee a written request for such review within 60 days after notice of
the denial has been received by the claimant. Within the same 60-day period, the
claimant may submit to the Committee written comments, documents, records and
other information relating to the claim. Upon request and free of charge, the
claimant also may have reasonable access to, and copies of, documents, records
and other information relevant to the claim.

                  (d) Review of Claim Denial. If a request for review is so
filed, review of the denial shall be made by the Committee and the claimant
shall be given written or electronic notice of the Committee's final decision
within 60 days after receipt of such request, unless special circumstances
require an extension of time.
  If special circumstances require an extension of time, the claimant shall be
so advised in writing within the initial 60-day period and in no event shall
such an extension exceed 60 days. If the appeal of the claim is wholly or
partially denied, the notice of the Committee's final decision shall include
specific reasons for the decision, specific references to the pertinent Plan
provisions on which the decision is based and a statement that the claimant is
entitled to receive, upon request and free of charge, reasonable access to, and
copies of, all relevant documents, records and information. The notice shall be
written in a manner calculated to be understood by the claimant and shall notify
the claimant of his or her right to bring a civil action under Section 502(a) of
ERISA.

                                   ARTICLE IX

                            Amendment or Termination
                            ------------------------

     Section 9.1. Amendment. ServiceMaster shall have the right to amend the
                  ---------
Plan from time to time, provided that no such amendment shall reduce the amount
credited to a Participant's Account without the consent of the Participant or,
if the Participant is deceased, his or her Beneficiary. The Plan shall be
amended by resolutions duly adopted by the Board or, to the extent the amendment
(i) is required or deemed advisable as a


                                       12
<PAGE>

result of legislation, regulation, or other actions, (ii) concerns routine
or administrative matters or (iii) does not materially affect the cost of the
Plan to any Employer, by either the Board or the Committee.

     Section 9.2. Plan Termination. The Board may, in its discretion, terminate
                  ----------------
the Plan at any time, provided, however, that no termination shall reduce the
amount credited to a Participant's Account without the consent of the
Participant or, if the Participant is deceased, his or her Beneficiary.

                                   ARTICLE X

                               General Provisions
                               ------------------

     Section 10.1. Applicable Law. The Plan shall be construed in accordance
                   --------------
with the internal laws of the State of Illinois.

     Section 10.2. Assumption of Company Liability. ServiceMaster's obligations
                   -------------------------------
under the Plan may be assumed by any subsidiary of ServiceMaster, in which case
such subsidiary shall be obligated to satisfy all of ServiceMaster's obligations
under the Plan and ServiceMaster shall be released from any continuing
obligation under the Plan. At ServiceMaster's request, each Participant or
designated Beneficiary shall sign such documents as ServiceMaster may require in
order to effect the purposes of this subsection.

     Section 10.3. Number and Headings. Wherever any words are used herein in
                   -------------------
the singular form they shall be construed as though they were also used in the
plural form in all cases where they would so apply. Headings of sections and
subsections of the Plan are inserted for convenience of reference and are not
part of the Plan and are not to be considered in the construction thereof.

     Section 10.4. Immunity of Board and Committee Members. The members of the
                   ---------------------------------------
Board and the Committee may rely upon any information, report or opinion
supplied to them by an officer of ServiceMaster or any legal counsel,
independent public accountant or actuary, and shall be fully protected in
relying upon any such information, report or opinion. No member of the Board or
the Committee shall have any liability to the ServiceMaster Companies or any
Participant, former Participant, designated Beneficiary, person claiming under
or through any Participant or designated Beneficiary or other person interested
or concerned in connection with any decision made by such member pursuant to the
Plan which was based upon any such information, report or opinion if such member
reasonably relied thereon in good faith.

     Section 10.5. Non-alienation of Benefits. A Participant's rights to the
                   --------------------------
amount credited to his or her Account under the Plan shall not be grantable,
transferable, pledgeable or otherwise assignable, in whole or in part, by the
voluntary or involuntary acts of any person, or by operation of law, and shall
not be liable or taken for any obligation of such person. Any such attempted
grant, transfer, pledge or assignment shall be null and void and without any
legal effect.

                                       13
<PAGE>

     Section 10.6. Notices. Any notice required to be given by the Employers or
                   -------
the Committee hereunder shall be in writing and shall be delivered in person or
by U.S. mail, interoffice mail, express courier service or electronic mail.

     Section 10.7. Plan Not to Affect Employment Relationship. Neither the
                   ------------------------------------------
adoption of the Plan nor its operation shall in any way affect the right and
power of the Employers to dismiss or otherwise terminate the employment or
change the terms of the employment or amount of compensation of any Participant
at any time for any reason with or without cause. By accepting any payment under
the Plan, each Participant, former Participant, designated Beneficiary and each
person claiming under or through such person, shall be conclusively bound by any
action or decision taken or made or to be taken or made under the Plan by the
Board or the Committee.

     Section 10.8. Severability. If any provision of the Plan shall be held
                   ------------
illegal or invalid for any reason, such illegality or invalidity shall not
affect the remaining provisions of the Plan, and the Plan shall be construed and
enforced as if illegal or invalid provisions had never been set forth herein.

     Section 10.9. Successors and Assigns. The Plan is binding on all persons
                   ----------------------
entitled to benefits hereunder and their respective heirs and legal
representatives, on the Committee and its successor, on the Employers, and on
ServiceMaster and its successors.

     Section 10.10. Withholding for Taxes. Notwithstanding anything contained in
                    ---------------------
the Plan to the contrary, the appropriate amounts shall be withheld from any
distribution made under the Plan or from a Participant's Compensation as may be
required for purposes of complying with applicable Federal or state tax
withholding requirements.



                                       14
<PAGE>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>12
<FILENAME>exhibit1035.txt
<DESCRIPTION>FEES PLAN
<TEXT>
                                                        Exhibit 10.35


                            THE SERVICEMASTER COMPANY
                        2002 DIRECTORS DEFERRED FEES PLAN

                                    ARTICLE I
                                     Purpose

          The purpose of The ServiceMaster Company 2002 Directors Deferred Fees
Plan is to provide Non-Employee Directors with the opportunity to defer the
receipt of all or a portion of their annual cash retainer and meeting attendance
fees. The terms of this Plan replace the Director Deferred Fees Plan as in
effect immediately prior to the Effective Date (the "Former Plan"). All
capitalized terms used in the Plan shall have the meanings set forth in Article
II.

                                   ARTICLE II
                                   Definitions

          "Board" means the Board of Directors of ServiceMaster.

          "Common Stock" means the common stock of ServiceMaster.

          "Deferral" shall have the meaning set forth in Section 4.1.

          "Deferral Account" means a bookkeeping account in the name of a
Non-Employee Director who elects to defer, pursuant to the Plan, all or a
portion of his or her Retainer/Fees.

          "Deferral Crediting Date" shall have the meaning set forth in Article
V.

          "Deferral Election" shall have the meaning set forth in Section 4.1.

          "Distribution Date" shall have the meaning set forth in Section 7.1.

          "Effective Date" means October 25, 2002.

          "Fair Market Value" means the average of the closing transaction
prices, as reported in the New York Stock Exchange Composite Transactions, of a
share of Common Stock for the five-day period ended on or immediately prior to
the date as of which such value is being determined; provided, however, that
Fair Market Value may be determined by ServiceMaster by whatever means or method
as ServiceMaster, in the good faith exercise of its discretion, shall at such
time deem appropriate.

          "Interest Account" means an account established on behalf of a
Non-Employee Director pursuant to Section 6.3 of the Plan.

          "Non-Employee Director" means any director of ServiceMaster who is not
an officer or employee of ServiceMaster or any subsidiary of ServiceMaster.

          "Plan" means this 2002 Directors Deferred Fees Plan, as amended and
restated from time to time.



<PAGE>


          "Plan Year" means the 12-month period coincident with the calendar
year.

          "Retainer/Fees" means the annual cash retainer fee and meeting
attendance fees payable to Non-Employee Directors for service as a member of the
Board or a committee of the Board, excluding such fees that a Non-Employee
Director elects to forgo in exchange for Elective Options granted under The
ServiceMaster Company 2001 Directors Stock Plan.

          "ServiceMaster" means The ServiceMaster Company, a Delaware
corporation.

          "Share Equivalent" means a bookkeeping unit credited to a Non-Employee
Director's Share Equivalent Account and having a value equal to one share of
Common Stock.

          "Share Equivalent Account" means an account established on behalf of a
Non-Employee Director pursuant to Section 6.2 of the Plan.

          "Termination Date" means the date on which a Non-Employee Director
ceases to serve as a member of the Board.

          "Valuation Date" means the last day of each calendar month.

                                  ARTICLE III
                                 Administration

          The Plan shall be administered by the Board or a committee designated
by the Board. The Board shall, subject to the terms of this Plan, interpret this
Plan and the application thereof, and establish rules and regulations it deems
necessary or desirable for the administration of this Plan. All such
interpretations, rules and regulations shall be final, binding and conclusive.
The Board may delegate administrative duties under the Plan to one or more
agents, as it shall deem necessary or advisable.

                                   ARTICLE IV
                               Deferral Elections

          Section 4.1. Eligibility for Deferral Elections. Each Non-Employee
                       ----------------------------------
Director shall be eligible to participate in the Plan. In addition, any
individual who was a participant in the Former Plan as of the Effective Date
shall be considered a participant in the Plan as of the Effective Date and any
amounts deferred under the Former Plan shall be payable pursuant to the terms of
the Plan as set forth herein. Prior to the first day of each Plan Year, a
Non-Employee Director may make an irrevocable election to defer receipt of all
or any portion of his or her Retainer/Fees for such Plan Year in accordance with
this Article (each such election shall be referred to as a "Deferral Election"
and the amounts deferred pursuant to such an election the "Deferral"). A
Non-Employee Director shall be eligible to make a Deferral Election if he or she
is a current member of the Board or has been elected to the Board on the date
such election is made.

          Section 4.2. Election Procedures. All Deferral Elections must be made
                       -------------------
in accordance with prescribed procedures and must be received by the Plan
administrator no later than the first day of the Plan Year for which such
election is effective. Any Deferral Election

                                       2
<PAGE>

shall apply only to the Retainer/Fees otherwise payable in the year
for which the Deferral Election is made.

          Section 4.3. Election of Investment Alternatives. As part of each
                       -----------------------------------
Deferral Election, a Non-Employee Director must elect the investment
alternatives that shall apply to the Deferral in accordance with Article VI.

                                   ARTICLE V
                                Deferral Accounts

          All amounts deferred pursuant to a Non-Employee Director's Deferral
Elections under the Plan shall be credited to a Deferral Account maintained on
behalf of such Non-Employee Director as of the date on which, in the absence of
a Deferral Election, the Non-Employee Director would otherwise have received the
Deferral (the "Deferral Crediting Date"). A Non-Employee Director shall be fully
vested at all times in the balance of his or her Deferral Account.

                                   ARTICLE VI
                             Investment Alternatives

          Section 6.1. Investment Election. A Non-Employee Director must make an
                       -------------------
investment election at the time of each Deferral Election. The investment
election must be made in accordance with procedures prescribed by the Board, and
shall designate the portion of the Deferral which is to be treated as invested
in each of the investment alternatives described in Sections 6.2 and 6.3. All
investment elections with respect to a Deferral shall be irrevocable.

          Section 6.2. Share Equivalent Account. Under the Share Equivalent
                       ------------------------
Account, the value of the Non-Employee Director's Deferral shall be determined
as if the Deferral were invested in shares of Common Stock as of the Deferral
Crediting Date. The number of Share Equivalents to be credited to the
Non-Employee Director's Deferral Account on each Deferral Crediting Date shall
be determined by dividing the Deferral to be "invested" on that date by the Fair
Market Value of a share of Common Stock as of that date. An amount equal to the
number of Share Equivalents multiplied by the dividend paid on a share of Common
Stock on each dividend payment date shall be credited to the Non-Employee
Director's Deferral Account within 10 days after the dividend payment date and
"invested" in additional Share Equivalents as though such dividend credit was a
Deferral for such year. The number of shares of Common Stock to be paid to a
Non-Employee Director on a Distribution Date, as defined in Section 7.1, shall
be equal to the number of Share Equivalents accumulated in the Share Equivalent
Account on the Distribution Date divided by the total number of payments to be
made.

          Section 6.3. Interest Account. Under the Interest Account, interest
                       ----------------
will be credited to the Non-Employee Director's Deferral Account as of each
Valuation Date and on the date the final payment of a Deferral is to be made
based on the balance in the Non-Employee Director's Deferral Account deemed
invested in the Interest Account on the Valuation Date or such final payment
date. The rate of interest to be credited for a Plan Year will be set at the
beginning of each Plan Year based on the current cost to ServiceMaster of
issuing five-year maturity debt. If installment payments are elected pursuant to
Section 7.1, the amount to be paid


                                       3
<PAGE>

to the Non-Employee Director on each payment date shall be determined
as follows: the amount of the principal payment of each installment shall be
determined by dividing the current principal balance by the number of remaining
installment payments and the amount of the interest payment shall be determined
by dividing the current interest balance by the number of remaining installment
payments.

                                  ARTICLE VII
                          Payment of Deferral Accounts

          Section 7.1. Time and Method of Payment. Payment of a Non-Employee
                       --------------------------
Director's Deferral Account shall be made in a single lump sum or in
installments as elected by the Non-Employee Director prior to his or her
Termination Date. If a Non-Employee Director's Deferral Account is payable in a
single lump sum, the payment shall be made as soon as practicable after the
first day of the Plan Year following the Termination Date, but not earlier than
six months after the Termination Date (the "Distribution Date"). If a
Non-Employee Director's Deferral Account is payable in installment payments,
then the Non-Employee Director's Deferral Account shall be paid in substantially
equal annual installments over the period, not longer than 10 years, as elected
by the Non-Employee Director, and commencing as soon as practicable following
the Distribution Date.

          Section 7.2. Change in Payment Election. A Non-Employee Director may
                       --------------------------
elect to change the method of payment in accordance with prescribed procedures y
the Board; provided that such election shall not be effective unless it is
received by ServiceMaster prior to the Termination Date.

          Section 7.3. Form of Payment. The payment of that portion of a
                       ---------------
Deferral Account deemed to be invested in the Interest Account shall be made in
cash. The distribution of that portion of a Deferral Account deemed to be
invested in the Share Equivalent Account shall be distributed in whole shares of
Common Stock with fractional shares distributed in cash.

                                  ARTICLE VIII
                  Payment Upon Death of a Non-Employee Director

          Section 8.1. Payment to Beneficiary. In the event a Non-Employee
                       ----------------------
Director dies before all amounts credited to his or her Deferral Account have
been paid, payment of the Non-Employee Director's Deferral Account shall be made
or shall commence in the form of payment elected by the Non-Employee Director or
in such other form designated by ServiceMaster in its sole discretion.

          Section 8.2. Designation of Beneficiary. Each Non-Employee Director
                       --------------------------
may file with the Corporate Secretary a written designation of one or more
persons as such Non-Employee Director's beneficiary or beneficiaries (both
primary and contingent) in the event of the Non-Employee Director's death. Each
beneficiary designation shall become effective only when filed in writing with
the Corporate Secretary during the Non-Employee Director's lifetime on a form
prescribed by ServiceMaster. The filing with the Corporate Secretary of a new
beneficiary designation shall cancel all previously filed beneficiary
designations. If a Non-Employee Director fails to designate a beneficiary, or if
all designated beneficiaries of a Non-


                                       4
<PAGE>

Employee Director predecease the Non-Employee Director, then the
Deferral Account shall be paid to the Non-Employee Director's estate.

                                   ARTICLE IX
                                     Funding

          Benefits payable under the Plan to any Non-Employee Director shall be
paid by ServiceMaster. ServiceMaster shall not be required to fund, or otherwise
segregate assets to be used for payment of benefits under the Plan.
Notwithstanding the foregoing, ServiceMaster, in the discretion of the Board,
may maintain one or more grantor trusts (each, a "Trust") to hold assets to be
used for payment of benefits under the Plan. The assets of the Trust shall
remain the assets of ServiceMaster subject to the claims of its general
creditors. Any payments by a Trust of benefits provided to a Non-Employee
Director under the Plan shall be considered payment by ServiceMaster and shall
discharge ServiceMaster of any further liability under the Plan for such
payments.

                                    ARTICLE X
                                     General

          Section 10.1. Effective Date; Termination. This Plan, as amended and
                        ---------------------------
restated herein, shall be effective as of the Effective Date. The Board may
terminate this Plan at any time. Termination of this Plan shall not affect the
payment of any amounts credited to a Non-Employee Director's Deferral Account.

          Section 10.2. Amendments. The Board may amend this Plan as it shall
                        ----------
deem advisable, subject to any requirement of stockholder approval required by
applicable law, rule or regulation. No amendment may impair the rights of a
Non-Employee Director to payment of his or her Deferral Account without the
consent of such Non-Employee Director.

          Section 10.3. Non-Transferability of Benefits. No benefit payable at
                        -------------------------------
any time under the Plan shall be subject in any manner to alienation, sale,
transfer, assignment, pledge, attachment, or other legal process, or encumbrance
of any kind. Any attempt to alienate, sell, transfer, assign, pledge or
otherwise encumber any such benefits, whether currently or thereafter payable,
shall be void. No person shall, in any manner, be liable for or subject to the
debts or liabilities of any person entitled to such benefits. If any person
shall attempt to, or shall alienate, sell, transfer, assign, pledge or otherwise
encumber his benefits under the Plan, or if by any reason of his bankruptcy or
other event happening at any time, such benefits would devolve upon any other
person or would not be enjoyed by the person entitled thereto under the Plan,
then the Board, in its discretion, may terminate the interest in any such
benefits of the person entitled thereto under the Plan and hold or apply them
for or to the benefit of such person entitled thereto under the Plan or his
spouse, children or other dependents, or any of them, in such manner as the
Board may deem proper.

          Section 10.4. Adjustment. In the event of any stock split, stock
                        ----------
dividend, recapitalization, reorganization, merger, consolidation, combination,
exchange of shares, liquidation, spin-off or other similar change in
capitalization or event, or any distribution to holders of Common Stock other
than a regular cash dividend, the number of Share Equivalents

                                       5
<PAGE>

credited to each Share Equivalent Account under the Plan shall be
appropriately adjusted by the Board. The decision of the Board regarding any
such adjustment shall be final, binding and conclusive.

          Section 10.5. Forfeitures and Unclaimed Amounts. Unclaimed amounts
                        ---------------------------------
shall consist of the amounts of the Deferral Account of a Non-Employee Director
that are not distributed because of the ServiceMaster's inability, after a
reasonable search, to locate a Non-Employee Director or his or her Beneficiary,
as applicable, within a period of two (2) years after the Distribution Date upon
which the payment of any benefits becomes due. Unclaimed amounts shall be
forfeited at the end of such two-year period. These forfeitures will reduce the
obligations of ServiceMaster under the Plan and the Non-Employee Director or
Beneficiary, as applicable, shall have no further right to his Deferral Account.

          Section 10.6. Governing Law. This Plan and all determinations made and
                        -------------
actions taken pursuant thereto shall be governed by the laws of the State of
Delaware and construed in accordance therewith without giving effect to
principles of conflicts of laws.



                                       6
<PAGE>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-13
<SEQUENCE>13
<FILENAME>annrpt.txt
<DESCRIPTION>THE SERVICEMASTER COMPANY ANNUAL REPORT
<TEXT>
<TABLE>

  FINANCIAL HIGHLIGHTS
  (In thousands, except per share data)
                                                                               (RESTATED 4)
  AS OF AND FOR THE YEARS ENDED DECEMBER 31                            2002        2001          CHANGE
  --------------------------------------------------------------------------------------------------------
  <S>                                                              <C>           <C>                <C>
  OPERATING RESULTS

  Operating revenue                                                $3,589,089    $3,561,445         1%

  Operating income (loss) (1)                                         341,336       (23,177)

  Income (loss) from continuing operations                            170,098      (164,464)

  Income (loss) from discontinued operations (2)                       (3,875)      284,270
  Extraordinary loss (3)                                               (9,229)       (3,422)
                                                                 ---------------------------

  Net income                                                         $156,994      $116,384

  Diluted earnings per share:

  Income (loss) from continuing operations                              $0.56        $(0.55)
  Discontinued operations, net (2)                                      (0.01)
                                                                                       0.95
  Extraordinary loss, net (3)                                           (0.03)        (0.01)
                                                                 ---------------------------

  Diluted earnings per share                                            $0.52         $0.39

  Cash dividends per share                                              $0.41         $0.40         3%
  --------------------------------------------------------------------------------------------------------
  FINANCIAL POSITION
  Total assets                                                     $3,414,938    $3,621,245
  Total debt                                                          835,475     1,155,193
  Shareholders' equity                                              1,218,700     1,207,187
  --------------------------------------------------------------------------------------------------------
  CASH FLOWS
  Cash from operations                                               $381,049      $362,933         5%
  --------------------------------------------------------------------------------------------------------
  SHARE PRICE RANGE
  (Traded on the New York Stock Exchange under the symbol SVM)
  High price for the year                                              $15.50        $14.20
  Low price for the year                                                 8.89          9.84
  Closing price as of December 31,                                      11.10         13.80
  --------------------------------------------------------------------------------------------------------

</TABLE>


(1)  The Company adopted Statement of Financial  Accounting Standards (SFAS) No.
     142,  "Goodwill  and  Other  Intangible   Assets",   which  eliminates  the
     amortization  of  goodwill  and  intangible  assets with  indefinite  lives
     beginning  in 2002.  Had the  provisions  of SFAS 142 been applied to 2001,
     amortization  expense  would have been reduced by $60 million ($42 million,
     after-tax), or $0.14 per diluted share.

     In the fourth quarter of 2001, the Company recorded a pretax charge of $345
     million ($279 million, after-tax),  related primarily to goodwill and asset
     impairments  and other items.  The impact on diluted  earnings per share of
     this charge was $0.94.

(2)  In the fourth quarter of 2001, the Company's Board of Directors  approved a
     series of  actions  related to the  strategic  review of its  portfolio  of
     businesses that commenced  earlier in 2001. These actions included the sale
     in November 2001 of the Company's  Management  Services business as well as
     the decision to exit certain non-strategic and under-performing  businesses
     including  TruGreen  LandCare  Construction,  Certified  Systems,  Inc. and
     certain  Terminix  operations in Europe.  During the third quarter of 2002,
     the  Company  sold  its  remaining  European  Terminix  operations.   These
     operations  are  classified as  "Discontinued  Operations"  for all periods
     presented.

(3)  In 2002 and 2001,  the  Company  repurchased  a portion of its public  debt
     securities and in 2001 the Company  prepaid some of its  longer-term  debt.
     The net impact of these transactions was extraordinary losses of $9 million
     ($15 million  pretax) and $3 million ($6 million  pretax) in 2002 and 2001,
     respectively.  The Company  intends to adopt SFAS 145  beginning  in fiscal
     2003.   Adoption   of  this   Statement   in  2003   will   result  in  the
     reclassification  of the  extraordinary  losses into income from continuing
     operations.

(4)  See the  "Restatement"  section in the Notes to the Consolidated  Financial
     Statements  for the basis of the  restatement  and the financial  statement
     impact.




                                       1
<PAGE>




                     MANAGEMENT DISCUSSION AND ANALYSIS OF
                 FINANCIAL CONDITION AND RESULTS OF OPERATIONS




<PAGE>




2002 COMPARED WITH 2001
CONSOLIDATED REVIEW
The Company has restated its financial  statements  for 2001 and 2000 as well as
the previously reported 2002 quarterly results. See the "Restatement" section in
the  Notes  to the  Consolidated  Financial  Statements  for  the  basis  of the
restatement and the financial statement impact.  This Management  Discussion and
Analysis reflects the impacts of the restatement.

Revenues  for 2002 were $3.6  billion,  one  percent  above 2001 with  operating
income of $341 million.  The Company recorded income from continuing  operations
in 2002 of $170 million, a loss from discontinued  operations of $4 million, and
a $9  million  extraordinary  loss from the early  extinguishment  of debt.  Net
income was $157  million in 2002 and $116  million in 2001 and diluted  earnings
per share were $.52 in 2002 and $.39 in 2001.

Diluted earnings per share from continuing  operations was $.56 in 2002 compared
with a loss of $(.55) in 2001. There were three  significant  items in 2001 that
impact the  comparability of the reported amounts with the 2002 figures.  First,
diluted earnings per share from continuing operations for 2001 includes a charge
of $.94 per share ($345 million pretax)  primarily related to goodwill and asset
impairments and other items.  Second,  as discussed  further in the Notes to the
Consolidated  Financial Statements,  Statement of Financial Accounting Standards
(SFAS) No. 142, "Goodwill and Other Intangible Assets",  requires that beginning
in 2002,  goodwill  and trade  names no longer be  amortized.  SFAS 142 does not
permit the  restatement of 2001  financial  information to reflect the impact of
this  Statement.   The  diluted   earnings  per  share   equivalent  of  reduced
amortization  expense  under  SFAS 142 is $.14 ($60  million  pretax)  for 2001.
Third, in the fourth quarter of 2001, the Company  received  approximately  $740
million of after-tax  proceeds,  net of expected cash  payments  relating to the
sale and exit of discontinued businesses.

In 2002,  operating income was $341 million compared to an operating loss of $23
million in 2001.  The 2001  figure  includes  a $345  million  charge  primarily
related to goodwill and asset  impairments  and other items.  Additionally,  the
reduced  amortization  expense under SFAS 142 was $60 million.  Operating income
margins after  adjusting  for these items  decreased to 9.5 percent of operating
revenue in 2002 from 10.7  percent in 2001.  The  decline  in  operating  income
reflects  strong growth at American Home Shield offset by reduced  volume in the
heating,  ventilation and air conditioning (HVAC) and plumbing businesses of ARS
and AMS,  increased workers  compensation and health insurance costs, as well as
increased expenditures related to enterprise-wide initiatives.

Cost of services rendered and products sold were unchanged compared to the prior
year and  decreased as a percentage of revenue to 69.1 percent in 2002 from 69.6
percent  in 2001.  This  decrease  reflects a change in the mix of  business  as
TruGreen  ChemLawn,  Terminix,  and  American  Home Shield  increased in size in
relationship to the overall business of the Company.  These businesses generally
operate at higher gross margin  levels than the rest of the  business,  but also
incur  somewhat  higher selling and  administrative  expenses as a percentage of
revenue.  Selling and administrative expenses increased 11 percent and increased
as a  percentage  of revenue to 21.2  percent  from 19.3  percent in 2001.  This
increase in selling and administrative  expenses reflects increased expenditures
for  marketing  leadership  and sales  initiatives,  as well as  enterprise-wide
expenditures in  procurement,  technology and initiatives to measure and improve
customer and employee satisfaction.

Interest expense decreased from the prior year,  reflecting  reduced debt levels
resulting from the pay down of debt with the proceeds received from the sales of
the Management  Services and certain European pest control businesses as well as
strong cash flows from  operations.  Interest income declined as a result of net
investment losses recorded on the American Home Shield  investment  portfolio in
2002 compared with net  investment  gains from this portfolio as well as venture
capital gains realized in 2001. Minority interest and other expense increased in
2002 because 2001 included minority interest income related to the ServiceMaster
Home Service Center initiative. In the first quarter of 2001 and until May 2001,
the  operating  losses of  ServiceMaster  Home  Service  Center had been  offset
through  minority  interest income (below the operating  income line) because of
investments in the venture made by Kleiner Perkins Caufield & Byers. In December
2001,  the Company  acquired the  minority  interest in the  ServiceMaster  Home
Service Center held by Kleiner Perkins.

The tax provision in 2002 reflects a lower  effective tax rate based on benefits
received through the consolidation  for tax purposes of the  ServiceMaster  Home
Service  Center.  As a  result  of the  Company's  acquisition  of the  minority
interest,  it was able to  reorganize  the  subsidiary in 2002 and utilize prior
year net operating losses of this subsidiary operation.

EXTRAORDINARY LOSS
In the second quarter of 2002,  the Company  repurchased a portion of its public
debt securities and recorded an extraordinary loss of $.03 per diluted share ($9
million after-tax) resulting from the early extinguishment of debt.

In the fourth  quarter of 2001,  the Company used a portion of the cash proceeds
from  the  sale  of  Management  Services  to pay  down  debt  and  recorded  an
extraordinary  loss of $.03 per diluted share ($9 million  after-tax)  resulting
from  the  early  extinguishment  of  debt.  This was  partially  offset  by the
realization of gains ($.02 per diluted share;  $6 million  after-tax)  resulting
from  the  repurchase  of  certain  ServiceMaster  corporate  debt in the  first
quarter.


                                       2
<PAGE>


As discussed in the Notes to the Consolidated Financial Statements,  the Company
intends  to adopt SFAS 145,  "Rescission  of FASB  Statements  No. 4, 44 and 64,
Amendment of FASB Statement No. 13, and Technical Corrections" in 2003. Adoption
of  this  Statement  in  2003  will  result  in  the   reclassification  of  the
extraordinary  loss resulting from  extinguishment of debt into interest expense
within income from continuing operations.

KEY PERFORMANCE INDICATORS

The table  below  presents  selected  metrics  related  to  customer  counts and
customer  retention  for the three most  profitable  businesses  of the Company.
These measures are presented on a rolling, twelve-month basis.

                                             KEY PERFORMANCE
                                               INDICATORS
                                           As of December 31,

                                            2002           2001
                                        -----------    -----------
TRUGREEN -
   Growth in Full Program Contracts             2%            -4%
   Customer Retention Rate                   59.3%          57.7%

TERMINIX -
   Growth in Pest Control Customers             2%            25%
   Pest Control Customer Retention           75.8%          77.8%
Rate

   Growth in Termite Customers                  -%            30%
   Termite Customer Retention Rate           89.0%          89.7%

AMERICAN HOME SHIELD -
   Growth in Warranty Contracts                15%            14%
   Customer Retention Rate                   53.5%          52.4%



OUTLOOK
Economic  uncertainty and world events contributing to consumer confidence being
at a  ten-year  low,  make it  particularly  difficult  for the  Company to have
visibility to the full year results for 2003. If current conditions persist, the
Company expects to achieve mid single-digit earnings growth in 2003.

SEGMENT REVIEW (2002 VS. 2001)
SEGMENT  RESULTS FOR 2002  REFLECT THE  ELIMINATION  OF GOODWILL  AND TRADE NAME
AMORTIZATION REQUIRED UNDER SFAS 142. THEREFORE,  FOR COMPARATIVE PURPOSES, 2001
RESULTS  HAVE  BEEN  PRESENTED  ON A  PROFORMA  BASIS AS IF SFAS 142 HAD BEEN IN
EFFECT FOR 2001 THEREBY  EXCLUDING THE AMORTIZATION  EXPENSE AFFECTED BY THE NEW
ACCOUNTING STANDARD.  (SEE THE "BUSINESS SEGMENT REPORTING" NOTE IN THE NOTES TO
THE  CONSOLIDATED  FINANCIAL  STATEMENTS).  MANAGEMENTS  DISCUSSION AND ANALYSIS
FOCUSES ON THE 2002 REPORTED AND THE 2001 PROFORMA AMOUNTS.

TRUGREEN SEGMENT
The TruGreen  segment  includes lawn care services  performed under the TruGreen
ChemLawn  brand  name and  landscape  maintenance  services  provided  under the
TruGreen  LandCare brand name. The TruGreen  segment  reported  revenues of $1.4
billion,  slightly above the prior year.  Operating  income was $171 million,  a
decrease of five percent compared to $181 million (proforma) in 2001.

Revenue  in the lawn care  business  increased  one  percent  over  2001,  which
included a two percent  increase in customer  contracts over 2001. This increase
compares with a four percent decline in customer  contracts in 2001. The Company
is realizing  the benefit of improved  customer  retention as well as the impact
from new  marketing  strategies.  In  addition  to  telemarketing,  which is the
primary channel used by TruGreen ChemLawn to sell its services, the business has
increased  expenditures  on direct mail and  television  advertising  leading to
higher sales of new customers.  Quality and other satisfaction  initiatives have
resulted in the  customer  retention  rate  improving  160 basis  points to 59.3
percent compared with 57.7 percent in 2001.  Margins in the lawn care operations
declined slightly,  reflecting increased  expenditures in marketing and customer
retention  initiatives,  partially offset by margin improvements  resulting from
revenue growth and the quality of service and Six Sigma initiatives.

Revenue in the landscape  maintenance  business declined one percent as a softer
economic  environment  contributed to a decline in the core maintenance business
as well as a decline  in add-on  services  (e.g.,  seasonal  flower  plantings).
Despite the  decline in the  maintenance  business,  the  contract  base is more
profitable reflecting lower job costs, improved pricing, and a stronger customer
base.  This  business  has  strengthened  and  expanded  its  sales  operations.
Operating  income margins in the landscaping  business  declined  primarily as a
result of higher  workers  compensation  claims and increased  expenditures  for
field operations training. Management continues to focus on labor efficiency and
margin  improvement  through Six Sigma projects.  Capital employed decreased two
percent, primarily reflecting improved working capital management resulting from
increased customer prepayments and elimination of excess equipment.

TERMINIX SEGMENT
The Terminix segment, which includes termite and pest control services, reported
a nine percent increase in revenue to $924 million from $845 million in 2001 and
operating  income  growth of four  percent  to $127  million  from $123  million
(proforma)  last year.  Revenue growth was driven by the  acquisition in October
2001 of Sears  Termite  & Pest  Control  as well as solid  internal  growth.  As
expected by the Company,  there has been a  substantial  decrease in  profitable
pest  control  customers  from the Sears name in certain  markets.  New sales in
these  markets have not kept pace with  cancellations  and as a result,  overall
customer  retention  rates  have  shown a  decline.  The  Company  has  begun to
experience a reduction in revenue  growth which is likely to continue into 2003.
In  addition,  as  experienced  during late 2002,  operating  margins  have been
impacted by the near-term expenses associated with the rollout of Terminix's new
branch  information  system.  The  rollout of this system to the  branches  will
continue  through  2004.  The system will be an important  tool in the Company's
efforts to improve sales  productivity,  customer  service,  cost efficiency and
regulatory compliance.  Operating margins for the year decreased 80 basis points
reflecting the near term expenses related to the new information  system as well
as increased  expenditures for marketing and health insurance,  partially offset
by improved  branch  efficiencies.  Capital  employed  increased four percent to
support overall business growth.


                                       3
<PAGE>




AMERICAN HOME SHIELD SEGMENT
The American Home Shield  segment,  which provides home  warranties to consumers
that cover HVAC,  plumbing and other appliances,  reported a 15 percent increase
in revenue to $424 million from $369 million in 2001 and operating income growth
of 84 percent to $48 million compared to $26 million (proforma) in 2001. Revenue
growth  reflected  increases  in all sales  channels,  complemented  by improved
customer  retention.  Operating  margins improved as the segment  benefited from
strong volume growth, improved management of service costs and reduced incidence
of claims resulting,  in part, from less extreme weather trends. In light of the
favorable impact that the weather had on operating margins,  management believes
margins will be somewhat lower in 2003.  Capital  employed  increased 21 percent
reflecting the volume growth in the business  resulting in an increased level of
required regulatory investments.

ARS/AMS SEGMENT
The ARS/AMS segment,  which provides direct HVAC and plumbing  services reported
revenue of $719 million,  a decrease of 12 percent compared with $820 million in
2001.  Operating income  decreased 65 percent to $17 million,  compared with $49
million (proforma) in the prior year.  Industry wide there is a growing trend by
consumers  to  repair  rather  than  replace  defective  equipment,   reflecting
uncertainties  in the economy,  as well as a marked  reduction  in  construction
activity. A decline in call volume for residential air conditioning and plumbing
service  resulted in the  Company's  decrease  in revenue  and  profit.  Margins
declined in part due to higher marketing and insurance costs. In addition, lower
revenue  led to  reduced  leverage  of the  fixed  cost  structure.  ARS and AMS
continue their efforts towards a comprehensive rebuilding of marketing and sales
strategies by hiring a marketing  leader and expanding the sales force and sales
training.  Management has realigned its field operating  structure to narrow the
span of  control.  The  leaders  of ARS are  conducting  a  thorough  review  of
individual  branches to determine their long-term  profit  potential and whether
under  performing  locations should be exited.  Capital employed  decreased four
percent,  reflecting  improved  working  capital  management from a reduction in
accounts receivable days sales outstanding.

OTHER OPERATIONS SEGMENT
The Other Operations segment includes the Company's  ServiceMaster  Clean, Merry
Maids,  and  international  operations  as well as its  headquarters  functions.
Reported  segment revenues of $149 million in 2002 compared with $158 million in
the prior year. The segment  reported an operating loss of $23 million  compared
with a loss of $342  million  (proforma)  in 2001.  The 2001  results  include a
charge of $345 million related  primarily to goodwill and asset  impairments and
other items.

The 2002  results  reflect  continuing  growth  in  profit  from  the  franchise
businesses,  offset by higher costs related to enterprise  initiatives and lower
profits  from trade  name  licensing.  Revenues  from the  franchise  operations
decreased by one percent.  ServiceMaster  Clean revenue in 2001 included  direct
management of a significant disaster restoration project at the Pentagon,  which
was,  in part,  offset  in 2002 by growth in the  remaining  franchise  disaster
restoration   business  and  acquisitions  at  Merry  Maids.   Operating  margin
improvement in the franchise  operations  reflects the impact of prior year work
at the  Pentagon  which was at a lower  margin and higher fee income,  offset in
part by an increased  mix of direct owned  branches at Merry Maids,  which carry
lower margins than the base franchise business.

Operating  income in the Other  Operations  segment includes income from license
agreements for the use of Company-owned  trade names in certain markets.  In the
third  quarter of 2002,  the Company sold its Terminix  operations in the United
Kingdom and entered into a two year  licensing  agreement with the buyer for the
use of the Terminix trade name in the United Kingdom.  This agreement was valued
at $6 million and  accordingly,  a like amount was  allocated  from the purchase
price.  In the fourth quarter of 2001, the Company sold its Management  Services
business unit and the Company entered into a three-year licensing agreement with
ARAMARK for the use of the  ServiceMaster  trade name in certain  markets.  This
agreement was valued at $15 million and accordingly, a like amount was allocated
from the  purchase  price.  The Company  recorded  the license fee income in the
fourth quarter of 2001 related to this agreement.

Total initial and recurring  franchise fees (excluding the aforementioned  trade
name license agreements) represented 2.5 percent of consolidated revenue in both
2002 and 2001 and related franchise  operating expenses were 1.6 percent and 1.7
percent  of  consolidated  operating  expenses  in 2002 and 2001,  respectively.
Franchised revenue consist principally of continuing monthly fees based upon the
franchisee  revenue  and is  recognized  when the related  franchise  revenue is
reported from the franchisee and  collectibility  is assured.  Franchise revenue
also includes  initial  franchise fees resulting from the sale of the franchise,
which are fixed and are recognized as revenue when collectibility is assured and
all material services or conditions relating to the sale have been substantially
performed.  Total initial and  recurring  franchise  fee income  (excluding  the
aforementioned  trade name license  agreements)  comprised 11.3 percent and 10.2
percent of consolidated  operating  income in 2002 and 2001,  respectively.  The
portion of total  franchise fee income related to initial fees received from the
sales of  franchises  was not material to the Company's  consolidated  financial
statements for all periods.

The Other Operations  segment  increased  expenditures in 2002 on technology and
major operational  initiatives to improve operating efficiency and build greater
customer and employee  satisfaction.  Capital  employed in this segment includes
the  discontinued  operations  and therefore is  significantly  reduced from the
prior year, reflecting the prior year divestitures of businesses.

DISCONTINUED OPERATIONS
During the third  quarter of 2002,  the Company sold its Terminix  operations in
the United Kingdom. The impact of this sale was not material to the consolidated
financial statements.

In 2001 the Company sold its Management Services business to ARAMARK Corporation
for approximately $800 million.  The all-cash transaction closed on November 30,
2001 and the Company  recorded an after-tax gain of $404 million from this sale.
(A portion of Management  Services was not sold as part


                                       4
<PAGE>


of this  transaction  and represented a $15 million loss upon  disposition).  In
addition,   the  Company  exited  several   non-strategic  and  under-performing
businesses  including  TruGreen  LandCare  Construction,  Certified Systems Inc.
(CSI),  and  certain   Terminix  Europe   operations.   The  TruGreen   LandCare
Construction  operations were sold to  Environmental  Industries,  Inc. (EII) in
certain  markets.  EII managed the  wind-down of the  contracts in the remaining
markets.  The Company  also sold all of its customer  contracts  relating to CSI
(the Company's  professional employer  organization) to AMS Staff Leasing, N.A.,
Inc.

Reported  "Discontinued  operations"  for  all  periods  presented  include  the
operating  results of the sold and discontinued  businesses noted above and 2001
also includes the gain from the sale of Management Services,  net of losses from
the disposition of other entities.

In the fourth  quarter of 2002,  the  purchaser of the  Company's  European pest
control  and  property  services  operations  made a claim for a purchase  price
adjustment (relating to the 2001 sale), relating to an alleged breach of certain
conditions in the purchase agreement. In the course of responding to that claim,
the  Company  discovered  that  personnel  of the  former  operations  had  made
unsupported  monthly adjustments to certain accounts.  The Company  subsequently
agreed to an adjustment to the purchase  price  consisting of an $8 million cash
payment and the  cancellation  of a previously  reserved  note  receivable of $7
million. This $8 million charge was recorded in 2002.

The components of discontinued operations are as follows:

(In thousands)                2002           2001           2000
- -----------------------------------------------------------------
Management
  Services income*             $ -       $33,172        $40,683
Income (loss) from
  other discontinued
  operations                   965       (72,115)          (115)
Gain on sale of
  Management Services,
  net of losses
  from disposition of
  other entities            (4,840)      323,213              -
- -----------------------------------------------------------------
Discontinued
  operations               ($3,875)     $284,270        $40,568
- -----------------------------------------------------------------

*    This business was sold on November 30, 2001,  consequently the 2001 results
     reflect eleven months of operations.

2001 COMPARED WITH 2000
CONSOLIDATED REVIEW
Revenues for 2001 increased four percent to $3.6 billion.  The Company  reported
an operating  loss in 2001 of $23 million  compared to operating  income of $321
million in 2000. The Company reported a loss from continuing  operations in 2001
of $164 million (after the $279 million after-tax impact of the charge),  income
from  discontinued  operations of $284 million,  and a $3 million  extraordinary
loss from the early  extinguishment of debt. Net income was $116 million in 2001
and $154  million in 2000 and  diluted  earnings  per share was $.39 in 2001 and
$.50 in 2000.

Diluted  earnings per share from  continuing  operations was a loss of $(.55) in
2001 compared to income of $.41 in 2000. As previously  noted,  diluted earnings
per share  from  continuing  operations  for 2001  includes a charge of $.94 per
diluted  share ($345  million  pretax)  primarily  related to goodwill and asset
impairments and other items.

In 2001,  the Company  reported  an  operating  loss of $23 million  compared to
operating  income of $321  million  in 2000.  The 2001  figure  includes  a $345
million charge  primarily  related to goodwill and asset  impairments  and other
items.  In addition,  both 2001 and 2000 include  amortization  expense that has
been eliminated  under SFAS 142.  Operating income margins on a comparable basis
after  adjusting  for the charge and SFAS 142  decreased to 10.7 percent in 2001
from 11.1 percent in 2000. The events of September 11th and the already weakened
economy contributed to earnings pressure during the third and fourth quarters of
2001 by bringing  caution and changes in consumer buying  behavior.  The Company
experienced  the  downturn  in the  economy as  customers  began  deferring  the
replacement of HVAC units,  landscape and lawn care  customers  showed a reduced
propensity  to  purchase  enhancements  and there were  increased  skips in maid
service.

On a consolidated  basis, costs of services rendered and products sold increased
two percent and  decreased as a percentage  of revenue to 69.6 percent from 71.1
percent in 2000.  Selling and  administrative  expenses increased 14 percent and
increased as a percentage of revenue to 19.3 percent from 17.6 percent in 2000.

Interest expense decreased from 2000,  primarily due to reduced debt levels from
improved cash flows,  debt  retirements  with the proceeds  from the  Management
Services  sale,  and the sale of certain of the  Company's  accounts  receivable
throughout the year. Interest income decreased primarily due to a lower level of
investment gains realized, net of impairment losses in 2001.

Minority interest and other expense reflected $19 million more expense than 2000
due  to  reduced  minority   interest  income  of  $8  million  related  to  the
ServiceMaster  Home Service Center venture,  increased minority interest expense
of $8  million  related  to the  equity  security  issued  in the  Allied  Bruce
acquisition,  and a $3 million loss  recorded in 2001 on the  Company's  sale of
receivables.  Throughout  2000 and  until  May  2001,  the  operating  losses of
ServiceMaster  Home Service  Center had been offset  through  minority  interest
income (below the operating  income line) because of  investments in the venture
made by Kleiner Perkins Caufield & Byers. In 2001, this minority interest income
totaled  $6  million,  compared  with $14  million  in 2000.  In May  2001,  the
cumulative operating losses of ServiceMaster Home Service Center began exceeding
the  funding  provided by Kleiner  Perkins.  As a result,  all of the  operating
losses after May of 2001 had been absorbed in the Company's financial statements
without an offset at the minority interest income line.

EXTRAORDINARY LOSS
In the fourth  quarter of 2001,  the Company used a portion of the cash proceeds
from the sale of  Management  Services to pay down debt balances and recorded an
extraordinary  loss of $.03 per diluted share ($9 million  after-tax)  resulting
from  the



                                       5
<PAGE>

early  extinguishment  of debt. This was partially  offset by the realization of
gains  ($.02  per  diluted  share;  $6  million  after-tax)  resulting  from the
repurchase of corporate debt in the first quarter.

As previously  discussed,  the Company intends to adopt SFAS 145 in 2003,  which
will result in the  reclassification  of the  extraordinary  loss into  interest
expense within income from continuing operations.

SEGMENT REVIEW (2001 VS. 2000)
2001 AND 2000 RESULTS HAVE BEEN PRESENTED ON A PROFORMA BASIS AS IF SFAS 142 HAD
BEEN IN EFFECT FOR 2001 AND 2000  THEREBY  EXCLUDING  THE  AMORTIZATION  EXPENSE
AFFECTED BY THE NEW ACCOUNTING  STANDARD.  (SEE THE "BUSINESS SEGMENT REPORTING"
NOTE IN THE  NOTES TO THE  FINANCIAL  STATEMENTS).  MANAGEMENTS  DISCUSSION  AND
ANALYSIS FOCUSES ON THE 2001 AND 2000 PROFORMA AMOUNTS.

TRUGREEN SEGMENT
This segment's results for both 2001 and 2000 exclude the discontinued  TruGreen
LandCare  Construction  business.  The TruGreen segment reported revenue of $1.4
billion,  consistent with 2000. Operating income decreased three percent to $181
million (proforma) from $187 million (proforma) in 2000.

Revenue in the lawn care  business  was  consistent  with 2000,  reflecting  the
realization  of price  increases and growth in ancillary  services,  offset by a
decrease in customer counts.  The lawn care operations'  results were negatively
impacted by winter  weather  conditions  that  persisted much later in the first
quarter of 2001 than in 2000,  resulting in reduced  production levels and lower
margins from sub-optimal labor utilization and fixed cost leverage. In addition,
management was optimistic that the selling season, which had been delayed due to
adverse  weather  in March and  April,  would  rebound  in the  second and third
quarters.  However,  sales were below  expectations and margins in the lawn care
operations  were  unfavorably  impacted by a cost structure that was in place to
support a higher anticipated level of demand.

Landscape  maintenance  revenue increased one percent compared to 2000.  Revenue
growth was  negatively  affected by  management's  decision to enforce  stricter
profitability  standards on contract sales and renewals as well as soft sales in
enhancement services.  Operating margins in the landscaping operations increased
reflecting  improved  labor  efficiency,  offset  in part by  higher  plant  and
material costs.  Capital employed  decreased five percent  primarily  reflecting
continued  improvement of working capital and the reduction of excess  equipment
levels.

TERMINIX SEGMENT
The Terminix  segment  reported a 16 percent increase in revenue to $845 million
from $728  million  in 2000 and  operating  income  growth of 25 percent to $123
million  (proforma)  from $98  million  (proforma)  in 2000.  The strong  growth
reflects the impact of  acquisitions,  the  continued  migration of the customer
base to termite baiting systems,  improved customer retention, and the impact of
price increases. In January 2001, the Company acquired the Allied Bruce Terminix
Companies,  the largest  Terminix  franchise and the fourth largest pest control
company in the United  States.  In  October  2001,  the  Company  completed  the
acquisition  of certain  assets of Sears  Termite  and Pest  Control,  Inc.  The
improvement   in   Terminix's   operating   margins   reflects  the  benefit  of
acquisitions,  in particular an increased mix of higher margin  termite  baiting
sales,  as well as the  impact  of  price  increases  and  ongoing  productivity
improvements.   Capital   employed   increased  15  percent   primarily  due  to
acquisitions,  offset in part by higher prepaid  contracts and improved  working
capital management.

AMERICAN HOME SHIELD SEGMENT
The American Home Shield  segment  reported a 17 percent  increase in revenue to
$369 million compared to $315 million in 2000 reflecting  double-digit growth in
all sales  channels.  Operating  income  increased  25  percent  to $26  million
(proforma)  compared  to  $21  million  (proforma)  in  2000.  Operating  margin
improvement  reflected a decrease in the incidence of claims and expanded use of
network  contractors with negotiated lower rates,  partially offset by a greater
mix of higher cost claims.  Capital employed  decreased four percent,  resulting
from improved management of working capital.

ARS/AMS SEGMENT
The ARS/AMS  segment  reported  revenue  growth of four percent to $820 million,
compared to $787 million in 2000.  Operating income decreased ten percent to $49
million  (proforma),  compared to $55 million (proforma) in 2000. Revenue growth
was supported  primarily by acquisitions  and price  increases.  Call volume for
residential  plumbing and HVAC services was below management's  expectations and
was impacted by cooler weather, a softening economic environment and a slow-down
in construction  activity.  Of all the businesses in ServiceMaster,  ARS/AMS has
the  largest  mix  of  non-recurring   revenue  and  is  most  affected  by  new
construction,  and consequently  appears to be most impacted by the condition of
the  economy.  In an effort to mitigate  the impact of the volume  shortfall  on
operating margins,  the Company implemented a detailed cost reduction program in
the  second  and  third  quarters  of 2001.  In  addition,  in order to focus on
improving  performance,  the Company  discontinued  acquisition  activity in the
fourth quarter of 2001.  Capital  employed  increased  three percent,  primarily
reflecting the impact of acquisitions.

OTHER OPERATIONS SEGMENT

Revenues in the Other  Operations  segment  decreased 30 percent to $158 million
from $226 million, primarily reflecting divestitures in 2000. The operating loss
in 2001 of $342 million (proforma) compared with operating income of $19 million
(proforma)  in 2000.  2001 results  include a charge of $345  million  primarily
related to goodwill and asset impairments and other items.

In 2001,  the Company  recognized $15 million of license fee income related to a
three-year  licensing  agreement  with ARAMARK for the use of the  ServiceMaster
trade  name in  certain  markets.  This  fee  income  was  offset  by  increased
expenditures  in  ServiceMaster   Home  Service  Center  and  corporate  support
functions.

The  franchise  operations,   ServiceMaster  Clean  and  Merry  Maids,  achieved
double-digit   revenue  and  profit  growth,


                                       6
<PAGE>

reflecting growth in disaster restoration services (which included a significant
level of direct managed disaster  restoration work at the Pentagon in 2001), the
benefit of successful marketing programs,  national account  relationships,  and
employee  retention  initiatives.  Total  initial and recurring  franchise  fees
(excluding  the  aforementioned   licensing  fee)  represented  2.5  percent  of
consolidated  revenue  in both  2001 and 2000 and 1.7  percent  of  consolidated
operating  expenses in both 2001 and 2000.  Total franchise fee income comprised
10.2 percent and 9.8 percent of consolidated  operating income in 2001 and 2000,
respectively.

2002 FINANCIAL POSITION AND CASH FLOWS
Net cash provided from  operations  was $381 million in 2002, $18 million higher
than 2001 and $224 million in excess of 2002 net income.  The increase  reflects
lower working capital usage.  This  improvement  included better  receivable and
payables management, most notably in the TruGreen ChemLawn and ARS businesses.

Property  additions  increased $19 million,  reflecting  the net purchase  price
relating to the residual  value  guarantees of leases for five  assisted  living
facilities sold in the second quarter.  Cash used for  acquisitions  declined to
$13 million from $56 million in 2001  reflecting the reduction or curtailment of
acquisitions at Terminix and ARS.

CASH AND DEBT LEVELS
Cash and marketable  securities  totaled  approximately $303 million at December
31, 2002. In 2002, the Company repurchased a portion of its publicly traded debt
with a principal amount of $252 million,  including  approximately  $218 million
repurchased in a tender offer during the second quarter of 2002. The Company has
completed the debt reduction  program  announced in October 2001. As a result of
continued  strong cash flows and the  application  of the net proceeds  received
from the Company's 2001 dispositions, total debt was reduced by $320 million for
the twelve months ended December 31, 2002.  This  represents a reduction in debt
outstanding  of  approximately  $1.0  billion  over the last two  years  and the
Company's  lowest  level in over five  years.  The debt  repurchase  allowed the
Company  the  opportunity  to lengthen  its  maturity  profile by  focusing  the
majority of the  repurchase on debt with shorter  maturities.  Approximately  67
percent  of the  Company's  debt now  matures  beyond  five years and 42 percent
beyond fifteen years.  The Company's next significant debt maturity is not until
2005.

The Company is party to a number of debt agreements which require it to maintain
certain  financial and other  covenants,  including  limitations on indebtedness
(debt cannot exceed 3.5 times EBITDA) and interest  coverage ratio (EBITDA needs
to  exceed  four  times   interest   expense).   In  addition,   under   certain
circumstances,  the agreements may limit the Company's  ability to pay dividends
and repurchase shares of common stock.  These limitations are not expected to be
a factor in the Company's future dividend and share repurchase plans. Failure by
the Company to maintain these covenants could result in the  acceleration of the
maturity of the debt. At December 31, 2002,  the Company was in compliance  with
the  covenants  related  to these  debt  agreements  and based on its  operating
outlook for 2003 expects to be able to maintain  compliance  in the future.  The
Company does not have any debt agreements that contain put rights or provide for
acceleration of maturity as a result of a change in credit rating.

Management  believes that funds  generated  from  operations  and other existing
resources will continue to be adequate to satisfy  ongoing working capital needs
of the Company.  The Company has a committed  revolving credit facility for $490
million,  which will  expire in December  2004.  As of December  31,  2002,  the
Company had issued  approximately  $136  million of letters of credit  under the
facility and had unused commitments of approximately  $354 million.  The Company
also has $550 million of senior unsecured debt and equity  securities  available
for issuance under an effective shelf registration statement.

In 2001,  the  Company  entered  into an  agreement  to  ultimately  sell,  on a
revolving basis,  certain  receivables to unrelated third party  purchasers.  At
December 31, 2002 and 2001, there were no receivables  outstanding that had been
sold to third parties.  The agreement is a 364-day facility that is renewable at
the option of the  purchasers.  The  Company  may sell up to $65  million of its
receivables to these purchasers in the future and therefore has immediate access
to cash proceeds from these sales. The amount of the eligible receivables varies
during the year based on seasonality of the business and will at times limit the
amount available to the Company.

The Company maintains operating lease facilities with banks totaling $95 million
which provide for the  acquisition and development of properties to be leased by
the Company.  There are residual value  guarantees of these  properties up to 82
percent of the fair market value of the  properties.  At December 31, 2002 there
was approximately $72 million funded under these facilities.  Of the $95 million
in facilities,  $80 million  expires in October 2004 and $15 million  expires in
January 2008. Approximately $15 million of these leases that involve constructed
properties  have been  included on the balance sheet as assets with related debt
as of December 31, 2002 and 2001.

The majority of the Company's  vehicle fleet is leased through operating leases.
The lease terms are  non-cancelable  for the first twelve  month term,  then are
month-to-month  leases,  cancelable at the Company's option.  There are residual
value  guarantees  (ranging  from 70  percent  to 87  percent  depending  on the
agreement)  on  these  vehicles,   which   historically  have  not  resulted  in
significant  net  payments to the  lessors.  At  December  31,  2002,  there was
approximately $257 million of residual value relating to the Company's fleet.

The following table presents the Company's obligations and commitments:

(IN MILLIONS)         Total      < 1 Yr   2-3 Yrs  4-5 Yrs > 5 yrs
- -----------------------------------------------------------------
Debt balances            $835      $31     $175     $70     $559
Non-cancelable
 operating
 leases                   261       63       90      57       51
- -----------------------------------------------------------------
Total amount           $1,096      $94     $265    $127     $610
- -----------------------------------------------------------------

As of December 31, 2002, the Company had  approximately  $136 million of letters
of credit issued under its bank credit


                                       7
<PAGE>


facility  and  approximately  $26 million of  annually  renewable  surety  bonds
outstanding that primarily  support  obligations the Company has under insurance
programs.  If the surety bonds are not renewed,  the Company  expects to replace
them with letters of credit issued under its bank credit facility.

DISCONTINUED OPERATIONS
The  assets  and  liabilities  related  to  discontinued  businesses  have  been
classified  in separate  captions on the  Consolidated  Statements  of Financial
Position.  This includes the assets and liabilities  specifically related to the
CSI,  LandCare  Construction,  and Terminix Europe  businesses.  The decrease in
assets  of the  discontinued  operations  reflects  the  sale of  equipment  and
receivable collections.  The decline in liabilities from discontinued operations
represents  the  settlement  of insurance  claims and other cash  payments.  The
remaining  liabilities  primarily represent the obligations related to long-term
insurance claims and litigation exposures.

CONTINUING OPERATIONS
Receivables  are  slightly  below  the  level  last  year  reflecting   improved
collections and days sales outstanding at several businesses.  Deferred customer
acquisition costs increased reflecting growth in the volume of baiting contracts
written at Terminix.  The Company capitalizes sales commissions and other direct
contract  acquisition  costs relating to termite baiting and pest contracts,  as
well as home warranty  agreements.  Property and equipment  decreased  slightly,
reflecting   general   business  growth  offset  by   depreciation   expense  on
larger-scale technology projects. The Company does not have any material capital
commitments at this time.

Deferred revenue increased  reflecting  growth in warranty  contracts written at
American Home Shield, increased volume in termite baiting contracts and customer
prepayments in the lawn care business.

As of the date of the Company's  acquisition of ARS in 1999,  certain members of
management  acquired,  at fair market  value,  equity  interests in the HVAC and
plumbing operations. In the fourth quarter of 2002, the Company repurchased,  at
fair market value,  these  shares.  The Company  continues to maintain  minority
investors in Terminix.  This minority  ownership  reflects an interest issued to
the prior owners of the Allied Bruce Terminix  Companies in connection with that
acquisition.   This  equity   security  is   convertible   into  eight   million
ServiceMaster common shares. The ServiceMaster shares are included in the shares
used for the calculation of diluted earnings per share.

Total  shareholders'  equity  increased one percent to $1.2 billion,  reflecting
earnings partially offset by dividends paid to shareholders. Cash dividends paid
to shareholders  totaled $123 million,  or $.41 per share,  compared to $.40 per
share in 2001.  The total amount of cash  dividends  increased four percent from
the prior year primarily reflecting the per share increase.

In January  2003,  the  Company  paid a cash  dividend of $.105 per share and in
March 2003,  declared a second  quarter cash dividend of $.105 per share payable
on April 30, 2003. The timing and amount of future dividend increases are at the
discretion of the Board of Directors and will depend on, among other things, the
Company's capital structure objectives and cash requirements.  In July 2000, the
Board of Directors  authorized $350 million for share repurchases.  In 2002, the
Company repurchased $52 million of its shares. There remains  approximately $229
million available for repurchases under the July 2000  authorization.  Decisions
relating to any future share  repurchases will depend on various factors such as
the Company's  commitment to maintain  investment grade credit ratings and other
strategic investment opportunities.

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
The economy and its impact on discretionary consumer spending, labor wages, fuel
prices,  insurance  costs and medical  inflation  rates could be  significant to
future operating earnings.

The  Company  does  not hold or  issue  financial  instruments  for  trading  or
speculative   purposes.   The  Company  has  entered  into  specific   financial
arrangements  in the normal course of business to manage  certain  market risks,
with a policy of matching  positions  and  limiting  the terms of  contracts  to
relatively short durations.  The effect of financial instrument  transactions is
not material to the Company's financial statements.

The Company generally maintains the majority of its debt at fixed rates. Over 95
percent of total debt at December  31, 2002 and December 31, 2001 was at a fixed
rate. The payments on the approximately $72 million of funding outstanding under
the  Company's  real estate  operating  lease  facilities as well as its vehicle
fleet and equipment  operating  leases  (approximately  $257 million in residual
value) are tied to floating  interest rates.  Nonetheless,  the Company believes
its exposure to interest rate  fluctuations  is not  significant  to its overall
results of operations.

The Company has several debt and lease  agreements  where the  interest  rate or
rent payable under the agreements  automatically adjusts based on changes in the
Company's credit ratings.  While the Company is not currently expecting a change
in its credit ratings,  based on amounts outstanding at December 31, 2002, a one
rating category improvement in the Company's credit ratings would reduce expense
on an annualized  basis by  approximately  $0.7 million.  A one rating  category
reduction  in  the  Company's  credit  ratings  would  increase  expense  on  an
annualized basis by approximately $1.3 million.

The following table summarizes  information  about the Company's fixed rate debt
instruments  as of December 31, 2002 and presents the  principal  cash flows and
related  weighted-average  interest rates by expected  maturity dates.  The fair
value of the  Company's  fixed  rate  debt was  approximately  $880  million  at
December 31, 2002.

                      Expected Maturity Date
                 ----------------------------------
                                                    There-
 (In millions)   2003   2004  2005   2006   2007    after  Total
- -----------------------------------------------------------------
Fixed rate debt  $31    $24   $151   $11    $59     $559   $835
  Avg. Rate      4.2%   4.8%   8.2%  6.0%   6.7%     7.5%   7.2%
- -----------------------------------------------------------------

CRITICAL ACCOUNTING POLICIES
The preparation of the consolidated  financial statements requires management to
make  certain  estimates  and  assumptions  required  under  generally  accepted
accounting

                                       8
<PAGE>


principles which may differ from the actual results.  The more significant areas
requiring  the  use  of  management   estimates  relate  to  the  allowance  for
receivables,  accruals for  self-insured  retention  limits  related to medical,
workers compensation,  auto and general liability insurance,  settlement of home
warranty claims,  the possible  outcomes of outstanding  litigation,  the useful
lives for depreciation  and  amortization  expense and the valuation of tangible
and intangible assets.

The allowance for receivables is developed  based on several  factors  including
overall customer credit quality,  historical  write-off  experience and specific
account  analysis that project the ultimate  collectibility  of the account.  As
such, these factors may change over time causing the reserve level to vary.

The Company carries insurance policies on insurable risks. The Company generally
has  self-insured  retention  limits and has obtained insured layers of coverage
above such self-insured retention limits. Accruals for self-insurance losses are
recorded based on the Company's claims experience and actuarial assumptions. The
establishment  of  appropriate  reserves  is an  inherently  uncertain  process.
Reserve  estimates  are  regularly  reviewed and updated  using the most current
information available.  Any resulting adjustments,  which could be material, are
reflected in the period identified.

Tangible  (fixed) and intangible  assets with finite lives are  depreciated  and
amortized,  on a straight-line  basis, over their estimated useful lives.  These
lives are based on the Company's  previous  experience for similar  assets,  the
potential market  obsolescence and other industry and business data. The Company
also  periodically  reviews  the  assets  for  impairment  and a loss  would  be
recorded,  if and when, the Company  determines that the book value of the asset
exceeds the true value to the Company.  Changes in the estimated useful lives or
in asset  values  could  cause the  Company  to adjust  its book value or future
expense  accordingly.  The Company  also reviews its goodwill and trade names at
least once a year for impairment.  An impairment loss would be recorded,  if and
when, the Company  determines that the expected present value of the future cash
flows is less than the book value.

Revenues  from  lawn  care,   pest  control,   liquid  and  fumigation   termite
applications,  as well as  heating/air  conditioning  and plumbing  services are
recognized as the services are provided.  Revenues from landscaping services are
recognized  as they are earned based upon monthly  contractual  arrangements  or
when services are performed for non-contractual arrangements.  Revenues from the
Company's  commercial  installation  contracts,  primarily relating to HVAC, are
recognized  on the  percentage  of  completion  method in the ratio  that  total
incurred costs bear to total estimated  costs. The Company  eradicates  termites
through  the use of baiting  stations,  as well as through  non-baiting  methods
(e.g., fumigation or liquid treatment).  Termite services using baiting stations
as well as home warranty  services  typically are sold through annual  contracts
for a one-time,  upfront payment. Direct costs of these contracts (service costs
for termite  contracts and claim costs for warranty  contracts)  are expensed as
incurred.  The Company  recognizes  revenue over the life of these  contracts in
proportion  to the expected  direct  costs.  Revenue  from trade name  licensing
arrangements is recognized when earned.  Franchised revenues consist principally
of monthly fee revenue which is recognized when the related franchise revenue is
reported from the franchisee and  collectibility  is assured.  Franchise revenue
also includes  initial  franchise fees resulting from the sale of the franchise,
which are fixed and are recognized as revenue when collectibility is assured and
all material services or conditions relating to the sale have been substantially
performed.

Customer  acquisition costs, which are incremental and direct costs of obtaining
the  customer,  are  deferred  and  amortized  over the life of the  contract in
proportion to revenue  recognized.  These costs include  sales  commissions  and
direct selling costs which can be shown to have resulted in a successful sale.







FORWARD-LOOKING STATEMENTS


THE COMPANY'S ANNUAL REPORT CONTAINS  STATEMENTS  CONCERNING  FUTURE RESULTS AND
OTHER MATTERS THAT MAY BE DEEMED TO BE  "FORWARD-LOOKING  STATEMENTS" WITHIN THE
MEANING OF THE PRIVATE  SECURITIES  LITIGATION  REFORM ACT OF 1995.  THE COMPANY
INTENDS THAT THESE  FORWARD-LOOKING  STATEMENTS,  WHICH LOOK FORWARD IN TIME AND
INCLUDE  EVERYTHING  OTHER THAN HISTORICAL  INFORMATION,  BE SUBJECT TO THE SAFE
HARBORS   CREATED   BY  SUCH   LEGISLATION.   THE   COMPANY   NOTES  THAT  THESE
FORWARD-LOOKING STATEMENTS INVOLVE RISKS AND UNCERTAINTIES THAT COULD AFFECT ITS
RESULTS OF  OPERATIONS,  FINANCIAL  CONDITION OR CASH FLOWS.  FACTORS THAT COULD
CAUSE ACTUAL RESULTS TO DIFFER  MATERIALLY  FROM THOSE EXPRESSED OR IMPLIED IN A
FORWARD-LOOKING  STATEMENT INCLUDE THE FOLLOWING (AMONG OTHERS): EXTREME WEATHER
CONDITIONS THAT AFFECT THE DEMAND FOR THE COMPANY'S SERVICES; COMPETITION IN THE
MARKETS  SERVED BY THE  COMPANY;  LABOR  SHORTAGES  OR  INCREASES IN WAGE RATES;
UNEXPECTED  INCREASES IN OPERATING COSTS, SUCH AS HIGHER INSURANCE,  HEALTH CARE
OR FUEL PRICES;  INCREASED  GOVERNMENTAL  REGULATION OF  TELEMARKETING;  GENERAL
ECONOMIC  CONDITIONS  IN THE UNITED  STATES,  ESPECIALLY AS THEY MAY AFFECT HOME
SALES OR CONSUMER SPENDING LEVELS; TIME AND EXPENSES ASSOCIATED WITH INTEGRATING
AND WINDING DOWN  BUSINESSES;  AND OTHER FACTORS  DESCRIBED FROM TIME TO TIME IN
DOCUMENTS FILED BY THE COMPANY WITH THE SECURITIES AND EXCHANGE COMMISSION.



                                       9
<PAGE>


<TABLE>

FIVE YEAR FINANCIAL SUMMARY


                                                                         (Restated 1)   (Restated 1)   (Restated 1)    (Restated 1)
                                                                 2002         2001          2000            1999           1998
(In thousands, except per share data)                                                                     unaudited     unaudited
- -----------------------------------------------------------------------------------------------------------------------------------
OPERATING RESULTS:
<S>                                                          <C>           <C>           <C>             <C>            <C>
Operating revenue                                            $3,589,089    $3,561,445    $3,421,802      $3,063,668     $2,185,352
Operating income                                                341,336      (23,177)       320,851         245,672        296,530
   PERCENTAGE OF OPERATING REVENUE                                 9.5%        (1.0%)          9.4%            8.0%          13.6%
Non-operating expense                                            77,770       121,718       103,733          86,981         77,644
Provision for income taxes                                       93,468        19,569        92,844          67,628         90,510
                                                           ------------------------------------------------------------------------
Income from continuing operations                               170,098     (164,464)       124,274          91,063        128,376

Discontinued operations, net                                    (3,875)       284,270        40,568          61,626         51,601
Extraordinary loss, net of income taxes                         (9,229)       (3,422)             -               -              -
Cumulative effect of accounting change,
  net of income taxes                                                 -             -      (11,161)               -              -
                                                           ------------------------------------------------------------------------
Net income                                                     $156,994      $116,384      $153,681        $152,689       $179,977

Earnings per share:
   Basic                                                          $0.52         $0.39         $0.51           $0.50          $0.62
   Diluted:
      Income from continuing operations                           $0.56       $(0.55)         $0.41           $0.29          $0.43

      Discontinued operations, net                               (0.01)          0.95          0.13            0.20           0.17
      Extraordinary loss, net                                    (0.03)        (0.01)             -               -              -
      Cumulative effect of accounting change                          -             -        (0.04)               -              -
                                                           ------------------------------------------------------------------------
         Diluted earnings per share                               $0.52         $0.39         $0.50           $0.49          $0.60

Shares used to compute basic earnings per share                 300,383       298,659       302,487         307,637        289,315
Shares used to compute diluted earnings per share               314,112       298,659       305,518         314,406        298,887
Shares outstanding, net of treasury shares                      298,253       300,531       298,474         307,530        289,030

Cash dividends per share                                          $0.41         $0.40         $0.38           $0.36          $0.33
Share price range:
   High price                                                    $15.50        $14.20        $14.94          $22.00         $25.50
   Low price                                                      $8.89         $9.84         $8.25          $10.13         $16.00

Financial Position (at year end):
Current assets                                                 $919,174    $1,119,050      $693,019        $705,661       $461,758
Current liabilities                                             839,064       805,298       675,902         712,520        608,289
Working capital                                                  80,110       313,752        17,117         (6,859)       (146,531)
Current ratio                                                   1.1 - 1       1.4 - 1       1.0 - 1         1.0 - 1         .8 - 1
Total assets                                                 $3,414,938    $3,621,245    $3,939,710      $3,819,687     $2,882,242
Total liabilities                                             2,095,929     2,311,381     2,753,226       2,567,372      1,861,217
TOTAL DEBT OUTSTANDING                                          835,475     1,155,193     1,833,556       1,769,298      1,127,783
Minority interest                                               100,309       102,677         5,933           2,934              -
Shareholders' equity                                          1,218,700     1,207,187     1,180,551       1,249,381      1,021,025

(1)  See the  "Restatement"  section in the Notes to the Consolidated  Financial
     Statements for the basis of the restatement and financial statement impact.


</TABLE>

                                       10
<PAGE>


<TABLE>


CONSOLIDATED STATEMENTS OF INCOME
(In thousands, except per share data)
                                                                                                     (Restated 6)     (Restated 6)
For years ended December 31,                                                              2002            2001             2000
- -----------------------------------------------------------------------------------------------------------------------------------
<S>                                                                                   <C>              <C>              <C>
OPERATING REVENUE                                                                     $3,589,089       $3,561,445       $3,421,802
OPERATING COSTS AND EXPENSES:
Cost of services rendered and products sold                                            2,481,226        2,480,472        2,431,912
Selling and administrative expenses                                                      761,085          688,429          601,835
Goodwill, trade name and other intangible amortization (1)                                 7,442           70,890           67,204
Charge (credit) for impaired assets and other items (2)                                   (2,000)         344,831                -
- -----------------------------------------------------------------------------------------------------------------------------------
Total operating costs and expenses                                                     3,247,753        3,584,622        3,100,951
- -----------------------------------------------------------------------------------------------------------------------------------

OPERATING INCOME                                                                         341,336         (23,177)          320,851

NON-OPERATING EXPENSE (INCOME)
Interest expense                                                                          77,519          128,033          136,831
Interest and investment income                                                            (6,431)         (11,972)         (19,861)
Minority interest and other expense (income), net                                          6,682            5,657          (13,237)
- -----------------------------------------------------------------------------------------------------------------------------------

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES                                    263,566        (144,895)          217,118
Provision for income taxes                                                                93,468          19,569            92,844
- -----------------------------------------------------------------------------------------------------------------------------------

INCOME FROM CONTINUING OPERATIONS BEFORE EXTRAORDINARY
   ITEMS AND CUMULATIVE EFFECT OF ACCOUNTING CHANGE                                      170,098        (164,464)          124,274
Discontinued operations, net of income taxes (3)                                          (3,875)        284,270            40,568
Extraordinary loss, net of income taxes (4)                                               (9,229)         (3,422)                -
Cumulative effect of accounting change, net of income taxes (5)                                -               -           (11,161)
- -----------------------------------------------------------------------------------------------------------------------------------
NET INCOME                                                                              $156,994         $116,384         $153,681
- -----------------------------------------------------------------------------------------------------------------------------------

BASIC EARNINGS PER SHARE:
Income from continuing operations before extraordinary items
   and cumulative effect of accounting change                                              $0.57          ($0.55)            $0.41
Discontinued operations, net (3)                                                           (0.01)           0.95              0.13
Extraordinary loss, net (4)                                                                (0.03)          (0.01)                -
Cumulative effect of accounting change, net (5)                                                -                -            (0.04)
- -----------------------------------------------------------------------------------------------------------------------------------
BASIC EARNINGS PER SHARE                                                                   $0.52            $0.39            $0.51
- -----------------------------------------------------------------------------------------------------------------------------------

DILUTED EARNINGS PER SHARE:
Income from continuing operations before extraordinary items
   and cumulative effect of accounting change                                              $0.56          ($0.55)            $0.41
Discontinued operations, net (3)                                                           (0.01)           0.95              0.13
Extraordinary loss, net (4)                                                                (0.03)          (0.01)                -
Cumulative effect of accounting change, net (5)                                                -               -             (0.04)
- -----------------------------------------------------------------------------------------------------------------------------------
DILUTED EARNINGS PER SHARE                                                                 $0.52           $0.39             $0.50
- -----------------------------------------------------------------------------------------------------------------------------------
</TABLE>


(1)  The Company adopted Statement of Financial  Accounting Standards (SFAS) No.
     142,  "Goodwill  and  Other  Intangible   Assets",   which  eliminates  the
     amortization  of  goodwill  and  intangible  assets with  indefinite  lives
     beginning in 2002.  Had the provisions of SFAS 142 been applied to 2001 and
     2000,  amortization  expense  would have been  reduced by $60 million  ($42
     million  after-tax,  $0.14 per diluted  share) in 2001 and $58 million ($40
     million after-tax, $0.13 per diluted share) in 2000.

(2)  The  Company  recorded  a pretax  charge  of $345  million  ($279  million,
     after-tax) or $.94 per diluted share in the fourth quarter of 2001, related
     primarily to goodwill and asset impairments as well as other items.

(3)  In the fourth quarter of 2001, the Company's Board of Directors  approved a
     series of  actions  related to the  strategic  review of its  portfolio  of
     businesses that commenced  earlier in 2001. These actions included the sale
     in November 2001 of the Company's  Management  Services business as well as
     the  decision  to  exit  non-strategic  and  under  performing   businesses
     including TruGreen LandCare  Construction and Certified  Systems,  Inc., as
     well as certain Terminix operations in Europe.  During the third quarter of
     2002, the Company sold its remaining  European Terminix  operations.  These
     operations  are  classified in  "Discontinued  operations"  for all periods
     presented.  See "Portfolio  Review and Dispositions in 2001" section in the
     Notes to the Consolidated Financial Statements.

(4)  In 2002 and 2001,  the  Company  repurchased  a portion of its public  debt
     securities and in 2001 the Company  prepaid some of its  longer-term  debt.
     The net impact of these transactions was extraordinary losses of $9 million
     ($15 million  pretax) and $3 million ($6 million  pretax) in 2002 and 2001,
     respectively.  The Company  intends to adopt SFAS 145  beginning  in fiscal
     2003.   Adoption   of  this   Statement   in  2003   will   result  in  the
     reclassification  of the  extraordinary  losses into income from continuing
     operations.

(5)  In 2000, the Company  changed its method of accounting for revenue from its
     termite baiting contracts.  The cumulative effect of this accounting change
     as of January 1, 2000 was $11.1 million ($18.9 million pretax).

(6)  See the  "Restatement"  section in the Notes to the Consolidated  Financial
     Statements  for the basis of the  restatement  and the financial  statement
     impact.

     See accompanying Notes to the Consolidated Financial Statements.



                                       11
<PAGE>


<TABLE>

CONSOLIDATED STATEMENTS OF FINANCIAL POSITION
(In thousands)
                                                                                                            (Restated 1)
As of December 31,                                                                               2002            2001
- ------------------------------------------------------------------------------------------------------------------------
ASSETS:

CURRENT ASSETS:
<S>                                                                                           <C>              <C>
Cash and cash equivalents                                                                     $227,409         $402,644
Marketable securities                                                                           75,194           72,429
Receivables, less allowances of $27,616 and $28,397, respectively                              332,186          340,935
Inventories                                                                                     67,748           68,036
Prepaid expenses and other assets                                                               39,464           34,734
Deferred customer acquisition costs                                                             48,419           46,004
Deferred taxes and income taxes receivable                                                     123,100           90,200
Assets of discontinued operations                                                                5,654           64,068
- ------------------------------------------------------------------------------------------------------------------------
Total Current Assets                                                                           919,174        1,119,050
- ------------------------------------------------------------------------------------------------------------------------
PROPERTY AND EQUIPMENT:
At cost                                                                                        413,939          469,140
Less:  accumulated depreciation                                                              (219,062)        (272,930)
- ------------------------------------------------------------------------------------------------------------------------
Net Property and Equipment                                                                     194,877          196,210
- ------------------------------------------------------------------------------------------------------------------------

OTHER ASSETS:
Goodwill                                                                                     1,919,780        1,904,178
Intangible assets, primarily trade names                                                       257,781          261,136
Notes receivable                                                                                55,770           59,204
Long-term securities and other assets                                                           67,556           81,467
- ------------------------------------------------------------------------------------------------------------------------
   TOTAL ASSETS                                                                             $3,414,938       $3,621,245
- ------------------------------------------------------------------------------------------------------------------------

LIABILITIES AND SHAREHOLDERS' EQUITY:

CURRENT LIABILITIES:
Accounts payable                                                                                92,121           97,251
Accrued liabilities:
   Payroll and related expenses                                                                 99,504           83,182
   Self-insured claims and related expenses                                                     84,521           63,819
   Other                                                                                       102,380          131,780
Deferred revenues                                                                              397,290          343,873
Liabilities of discontinued operations                                                          32,113           50,449
Current portion of long-term debt                                                               31,135           34,944
- ------------------------------------------------------------------------------------------------------------------------
Total Current Liabilities                                                                      839,064          805,298
- ------------------------------------------------------------------------------------------------------------------------

LONG-TERM DEBT                                                                                 804,340        1,120,249

LONG-TERM LIABILITIES
   Deferred taxes                                                                              312,500          233,000
   Liabilities of discontinued operations                                                       28,800           50,600
   Other long-term obligations                                                                 111,225          102,234
- ------------------------------------------------------------------------------------------------------------------------
   Total Long-Term Liabilities                                                                 452,525          385,834
- ------------------------------------------------------------------------------------------------------------------------

MINORITY INTEREST                                                                              100,309          102,677

COMMITMENTS AND CONTINGENCIES (See Note)

SHAREHOLDERS' EQUITY
Common stock $0.01 par value, authorized 1 billion shares; issued
   316,024 and 314,538, respectively                                                             3,160            3,145
Additional paid-in capital                                                                   1,054,272        1,039,228
Retained earnings                                                                              355,893          322,103
Accumulated other comprehensive loss                                                             (849)          (2,496)
Restricted stock                                                                               (1,988)            (581)
Treasury stock                                                                               (191,788)        (154,212)
- ------------------------------------------------------------------------------------------------------------------------
   Total Shareholders' Equity                                                                1,218,700        1,207,187
- ------------------------------------------------------------------------------------------------------------------------
   TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY                                               $3,414,938       $3,621,245
- ------------------------------------------------------------------------------------------------------------------------

(1)  See the  "Restatement"  section in the Notes to the Consolidated  Financial
     Statements  for the basis of the  restatement  and the financial  statement
     impact.

See accompanying Notes to the Consolidated Financial Statements


</TABLE>


                                       12
<PAGE>


<TABLE>

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY
(In thousands)

                                                         Additional               Accumulated
                                               Common      Paid-in     Retained   Comprehensive   Treasury    Restricted    Total
                                               Stock       Capital     Earnings      Income        Stock        Stock       Equity
- ------------------------------------------------------------------------------------------------------------------------------------

<S>                                         <C>          <C>         <C>          <C>          <C>          <C>          <C>
BALANCE DECEMBER 31, 1999 (As Previously
  Reported)                                 $    3,132   $1,033,568  $  241,701   $   (1,821)  $  (68,287)  $   (2,577)  $1,205,716
Prior period adjustment (1)                                   1,214      43,666       (4,028)                                40,852
- ------------------------------------------------------------------------------------------------------------------------------------
BALANCE JANUARY 1, 2000 (Restated 1)        $    3,132   $1,034,782  $  285,367   $   (5,849)  $  (68,287)  $   (2,577)  $1,246,568
====================================================================================================================================
Net Income 2000 (Restated 1)                                            153,681                                             153,681
Other comprehensive income, net of tax
  Net unrealized gains on securities,
    net of reclassification adjustment (2)                                             3,169                                  3,169
  Foreign currency translation                                                        (6,597)                                (6,597)
- ------------------------------------------------------------------------------------------------------------------------------------
Total comprehensive income                                              153,681       (3,428)                               150,253

Shareholder dividends                                                  (114,321)                                           (114,321)
Shares issued under options,
  debentures, grant plans and
  other (2,099 shares)                                         (981)                               18,887          748       18,654
Treasury shares purchased (12,637 shares)                                                        (135,633)                 (135,633)
Shares issued for acquisitions
  (1,482 shares)                                     5       (1,514)                                16,539                   15,030
====================================================================================================================================
BALANCE DECEMBER 31, 2000 (Restated 1)          $3,137   $1,032,287    $324,727      $(9,277)   $(168,494)     $(1,829)  $1,180,551
====================================================================================================================================
Net Income 2001 (Restated 1)                                            116,384                                             116,384
Other comprehensive income, net of tax
  Net unrealized (loss) on securities,
    net of reclassification adjustment (2)                                            (4,359)                                (4,359)
  Foreign currency translation                                                        11,140                                 11,140
- ------------------------------------------------------------------------------------------------------------------------------------
Total comprehensive income                                              116,384        6,781                                123,165

Shareholder dividends                                                  (119,008)                                           (119,008)
Shares issued under options
  debentures, grant plans and
  other (2,142 shares)                               8        6,941                                15,590        1,248       23,787
Treasury shares purchased (124 shares)                                                             (1,308)                   (1,308)
====================================================================================================================================
BALANCE DECEMBER 31, 2001 (Restated 1)          $3,145   $1,039,228    $322,103      $(2,496)   $(154,212)       $(581)  $1,207,187
====================================================================================================================================
Net Income 2002                                                         156,994                                             156,994
Other comprehensive income, net of tax
  Net unrealized (loss) on securities,
    net of reclassification adjustment (2)                                            (3,869)                                (3,869)
  Foreign currency translation                                                         5,516                                  5,516
- ------------------------------------------------------------------------------------------------------------------------------------
Total comprehensive income                                              156,994        1,647                                158,641

Shareholder dividends                                                  (123,204)                                           (123,204)
Shares issued under options,
  debentures, grant plans and
  other (2,706 shares)                              15       15,044                                14,482       (1,407)      28,134
Treasury shares purchased (4,985 shares)                                                          (52,058)                  (52,058)
====================================================================================================================================
BALANCE DECEMBER 31, 2002                       $3,160   $1,054,272    $355,893        $(849)   $(191,788)     $(1,988)  $1,218,700
====================================================================================================================================

(1)  See the  "Restatement"  section in the Notes to the Consolidated  Financial
     Statements for the basis for the  restatement  and the financial  statement
     impact.

(2)  Disclosure   of   reclassification   amounts  (net  of  tax)   relating  to
     comprehensive income:
                                                                                  2002           2001          2000
======================================================================================================================
     Unrealized  holding gains (losses) arising in period                      $(4,745)        $(1,219)     $12,106
     Less:(Gains)losses realized                                                   876          (3,140)      (8,937)
- ----------------------------------------------------------------------------------------------------------------------
     Net unrealized   gains  (losses)  on  securities                          $(3,869)        $(4,359)      $3,169
======================================================================================================================
See accompanying Notes to the Consolidated Financial Statements.
</TABLE>



                                       13
<PAGE>

<TABLE>


CONSOLIDATED STATEMENTS OF CASH FLOWS
(In thousands)
                                                                                           (Restated 1) (Restated 1)
For years ended December 31,                                                      2002          2001         2000
- --------------------------------------------------------------------------------------------------------------------
<S>                                                                            <C>          <C>          <C>
CASH AND CASH EQUIVALENTS AT JANUARY 1                                         $ 402,644    $  42,669    $  49,565
CASH FLOWS FROM OPERATIONS:
NET INCOME                                                                       156,994      116,384      153,681
   Adjustments to reconcile net income to net cash provided from operations:
   (Income) loss from discontinued operations                                      3,875     (284,270)     (40,568)
   Charge for impaired assets and other items, net of tax                         (1,200)     279,393         --
   Extraordinary loss                                                              9,229        3,422         --
   Cumulative effect of accounting change                                           --           --         11,161

   Depreciation expense                                                           50,434       49,913       48,320
   Amortization expense                                                            7,442       70,890       67,204
   Deferred income tax expense                                                    65,799       37,470       43,821

Change in working capital, net of acquisitions:
   Receivables                                                                    13,282       (1,313)      (3,584)
   Inventories and other current assets                                           (8,030)     (14,677)      (2,320)
   Accounts payable                                                               (4,241)      (4,445)     (11,995)
   Deferred revenues                                                              49,849       35,750       21,129
   Accrued liabilities                                                            37,127       22,266      (23,403)
   Tax refund from prior years payments                                             --         51,000       39,000
   Other, net                                                                        489        1,150          721
====================================================================================================================
NET CASH PROVIDED FROM OPERATIONS                                                381,049      362,933      303,167
====================================================================================================================
CASH FLOWS FROM INVESTING ACTIVITIES:
   Property additions                                                            (60,599)     (41,709)     (56,460)
   Sale of equipment and other assets                                              4,615        9,838       13,576
   Business acquisitions, net of cash acquired                                   (13,003)     (55,842)    (144,834)
   Proceeds from business sales                                                     --           --         44,784
   Notes receivable, financial investments and securities                         (2,117)     (15,361)     (22,398)
   Proceeds from sale of Management Services                                        --        766,779         --
   Proceeds from sale of European businesses                                      30,500       90,387         --
====================================================================================================================
NET CASH PROVIDED FROM (USED FOR) INVESTING ACTIVITIES                           (40,604)     754,092     (165,332)
====================================================================================================================
CASH FLOWS FROM FINANCING ACTIVITIES:
   Net borrowings (payments)                                                    (345,142)    (719,963)      11,266
   Shareholders' dividends                                                      (123,204)    (119,008)    (114,321)
   Purchase of ServiceMaster stock                                               (52,058)      (1,308)    (135,633)
   Other, net                                                                     19,140       13,970       12,769
====================================================================================================================
NET CASH USED FOR FINANCING ACTIVITIES                                          (501,264)    (826,309)    (225,919)
====================================================================================================================
NET CASH PROVIDED FROM (USED FOR) DISCONTINUED OPERATIONS                        (14,416)      69,259       81,188
 ===================================================================================================================
CASH INCREASE (DECREASE) DURING THE YEAR                                        (175,235)     359,975       (6,896)
====================================================================================================================
CASH AND CASH EQUIVALENTS AT DECEMBER 31                                       $ 227,409    $ 402,644    $  42,669
====================================================================================================================

(1)  See the  "Restatement"  section in the Notes to the Consolidated  Financial
     Statements for the basis for the  restatement  and the financial  statement
     impact.

See accompanying Notes to the Consolidated Financial Statements.

</TABLE>



                                       14
<PAGE>

Notes to Consolidated Financial Statements


SIGNIFICANT ACCOUNTING POLICIES



SUMMARY:   The  consolidated   financial  statements  include  the  accounts  of
ServiceMaster and its majority-owned  subsidiary  partnerships and corporations,
collectively referred to as the Company.  Intercompany transactions and balances
have been eliminated.

The preparation of the consolidated  financial statements requires management to
make  certain  estimates  and  assumptions  required  under  generally  accepted
accounting  principles  ("GAAP") which may differ from the actual  results.  The
more significant  areas requiring the use of management  estimates relate to the
allowance for receivables, accruals for self-insured retention limits related to
medical, workers compensation,  auto and general liability insurance, settlement
of home warranty claims,  the possible outcomes of outstanding  litigation,  the
useful lives for  depreciation and  amortization  expense,  and the valuation of
tangible and intangible assets.

The allowance for receivables is developed  based on several  factors  including
overall customer credit quality,  historical  write-off  experience and specific
account  analysis that project the ultimate  collectibility  of the account.  As
such, these factors may change over time causing the reserve level to vary.

The Company  carries  insurance  policies on insurable  risks at levels which it
believes to be appropriate.  The Company  generally has  self-insured  retention
limits and has  obtained  insured  layers of  coverage  above such  self-insured
retention  limits.  Accruals  for  self-insurance  losses  are made based on the
Company's  claims  experience and actuarial  assumptions.  The  establishment of
appropriate reserves is an inherently  uncertain process.  Reserve estimates are
regularly reviewed and updated using the most current information available. Any
resulting  adjustments,  which could be  material,  are  reflected in the period
identified.

Tangible  (fixed) and intangible  assets with finite lives are  depreciated  and
amortized on a straight-line  basis,  over their estimated  useful lives.  These
lives are based on the Company's  previous  experience for similar  assets,  the
potential  for market  obsolescence  and other  industry and business  data.  In
accordance  with  Statement of Financial  Accounting  Standards  (SFAS) No. 144,
"Accounting for the Impairment or Disposal of Long-Lived  Assets",  these assets
are  tested for  recoverability  whenever  events or  changes  in  circumstances
indicate that their carrying amounts may not be recoverable.  In performing this
test,  if the  undiscounted  future  cash flows from the asset are less than the
carrying amount of the asset,  an impairment  loss would be recognized  based on
the asset's fair value,  and the  carrying  amount of the asset would be reduced
accordingly.

In accordance with SFAS No. 142,  "Goodwill and Other  Intangible  Assets",  the
Company does not amortize its goodwill or  indefinite-lived  intangible  assets.
The Company tests these assets for impairment,  at a minimum, on an annual basis
by applying a fair-value based test.

REVENUES:  Revenues from lawn care, pest control,  liquid and fumigation termite
applications,  as well as  heating/air  conditioning  and plumbing  services are
recognized as the services are provided.  Revenues from landscaping services are
recognized  as they are earned based upon monthly  contractual  arrangements  or
when services are performed for non-contractual arrangements.  Revenues from the
Company's  commercial  installation  contracts,  primarily relating to HVAC, are
recognized  on the  percentage  of  completion  method in the ratio  that  total
incurred costs bear to total estimated  costs. The Company  eradicates  termites
through  the use of baiting  stations,  as well as through  non-baiting  methods
(e.g., fumigation or liquid treatment).  Termite services using baiting stations
as well as home warranty  services  typically are sold through annual  contracts
for a one-time,  upfront payment. Direct costs of these contracts (service costs
for termite  contracts and claim costs for warranty  contracts)  are expensed as
incurred.  The Company  recognizes  revenue over the life of these  contracts in
proportion  to the expected  direct  costs.  Revenue  from trade name  licensing
arrangements  is  recognized  when  earned.  Franchised  revenues  (which in the
aggregate  represent less than three percent of  consolidated  revenue)  consist
principally  of  continuing  monthly  fees  based upon the  franchisee  revenue.
Monthly fee revenue is recognized when the related franchise revenue is reported
from the  franchisee  and  collectibility  is assured.  Franchise  revenue  also
includes initial franchise fees resulting from the sale of the franchise,  which
are fixed and are recognized as revenue when  collectibility  is assured and all
material  services or  conditions  relating to the sale have been  substantially
performed. Total franchise fee income (excluding trade name licensing) comprised
11.4 percent,  10.2 percent and 9.8 percent of consolidated  operating income in
2002,  2001 and 2000,  respectively.  The portion of total  franchise fee income
related to initial fees received from the sale of a franchise were immaterial to
the Company's consolidated financial statements for all periods.

The Company had $397 million and $344  million of deferred  revenues at December
31, 2002 and 2001,  respectively,  which consist  primarily of payments received
for annual  contracts  relating to home warranty,  termite baiting and lawn care
services.  The revenue related to these services is recognized as the service is
performed over the contractual period.

DEFERRED CUSTOMER  ACQUISITION  COSTS:  Customer  acquisition  costs,  which are
incremental  and direct  costs of  obtaining  the  customer,  are  deferred  and
amortized  over the life of the contract in  proportion  to revenue  recognized.
These costs  include  sales  commissions  and direct  selling costs which can be
shown to have resulted in a successful sale.

INTERIM  REPORTING:   TruGreen  ChemLawn  has  significant  seasonality  to  its
business.  In the winter and early spring,  this business sells a series of lawn
applications to customers which are rendered primarily in March through October.
The Company  incurs  incremental  selling  expenses at the beginning of the year
that  directly  relate  to  successful  sales  in  which  the  revenues  will be
recognized in later  quarters.  This business also defers,  on an interim basis,
pre-season  advertising costs and annual repairs and maintenance procedures that
are performed in the first  quarter.  These costs are deferred and recognized in
proportion  to the contract  revenue  over the  production  season,  and are not
deferred beyond the calendar year-end.



                                       15
<PAGE>

Notes to Consolidated Financial Statements


ADVERTISING:  As  discussed in the "Interim  Reporting"  note above,  TruGreen's
pre-season  advertising  costs are deferred and  recognized in proportion to the
contract revenue over the year. These costs are not deferred beyond the calendar
year-end. Beginning in 2002, the cost of direct-response advertising at Terminix
is capitalized and amortized over its expected period of future  benefits.  This
direct-response  advertising consists primarily of direct-mail  promotions,  for
which the cost is capitalized and amortized over the one-year  customer contract
life.  At December  31,  2002,  approximately  $1.3  million of direct  response
advertising costs were deferred and recorded in prepaid expenses.  For all other
advertising,  the Company  expenses the cost of  advertising  the first time the
advertising takes place.

INVENTORY  VALUATION:  Inventories  are  valued at the lower of cost  (first-in,
first-out basis) or market. Inventory costs include material, labor, and related
overhead and handling  costs.  Raw materials  represent less than one percent of
the inventory  value at December 31, 2002.  The remaining  inventory is finished
goods to be used on the customers' premises or sold to franchisees.

DEPRECIATION AND AMORTIZATION:  Buildings and equipment used in the business are
stated at cost and  depreciated  over their  estimated  useful  lives  using the
straight-line  method for financial  reporting  purposes.  The estimated  useful
lives  for  building  and  improvements  range  from 10 to 40  years,  while the
estimated  useful lives for  equipment  range from three to 10 years.  Leasehold
improvements  relating to leased  facilities are depreciated  over the remaining
life of the lease. Technology equipment as well as software and development have
an estimated  useful life of three to seven  years.  Intangible  assets  consist
primarily  of goodwill  ($1.9  billion),  trade names ($239  million)  and other
intangible  assets ($19  million).  As required by SFAS 142  beginning  in 2002,
goodwill is not subject to  amortization  and intangible  assets with indefinite
useful lives are not amortized  until their useful lives are determined to be no
longer  indefinite.  Goodwill  and  intangible  assets  that are not  subject to
amortization  are subject to at least an annual  assessment  for  impairment  by
applying a fair-value  based test.  Estimated  fair value is determined for each
reporting unit by utilizing the expected  present value of the future cash flows
of  the  units.  The  Company  completed  its  initial  assessment  of  goodwill
impairment  in the second  quarter of 2002.  The Company has also  completed its
annual  assessment of impairment  as of October 1. These  assessments  concluded
that there were no impairment issues. The Company performs impairment testing on
an  annual  basis  and may  test  for  impairment  on a more  frequent  basis if
management believes events have occurred or circumstances have changed resulting
in a reporting unit's fair value being reduced below its book value.  Intangible
assets with finite  lives ($19  million and $23 million at December 31, 2002 and
2001,  respectively) are amortized on a straight-line basis over their estimated
useful lives.

As  discussed  in the  "Portfolio  Review  and  Strategic  Actions"  Note to the
Consolidated  Financial  Statements,  in the course of completing  its portfolio
review,  the Company recorded  impairment charges in 2001 related to goodwill of
TruGreen  LandCare  and the United  Kingdom  Terminix  operations.  The  Company
computed the  impairment  of the  associated  goodwill by utilizing a discounted
cash flow  methodology,  in which the present value of the future  expected cash
flows of the businesses, were compared to the book values. The impairment losses
recorded were the excess of the book values over the discounted cash flows.

As required by SFAS 144 "Accounting for the Impairment or Disposal of Long-Lived
Assets", the Company's long-lived assets,  including fixed assets and intangible
assets (other than goodwill),  are tested for recoverability  whenever events or
changes  in  circumstances  indicate  that  their  carrying  amounts  may not be
recoverable.  No recovery  problems  have been  indicated by these  comparisons.
Based on these reviews,  when the undiscounted  future cash flows from the asset
are less than the carrying amount of the asset, an impairment loss is recognized
based on the asset's fair value, and the carrying amount of the asset is reduced
accordingly.

FAIR VALUE OF FINANCIAL  INSTRUMENTS  AND CREDIT RISK:  The carrying  amounts of
cash  and  cash  equivalents,   receivables,   accounts  payable,   and  accrued
liabilities  approximate  fair  value  because  of the short  maturity  of these
instruments.  The carrying  amounts of long-term  receivables  approximate  fair
value as the  effective  rates for these  instruments  are  comparable to market
rates at year-end.  The carrying  amount of marketable and long-term  securities
also  approximate  fair  value as  unrealized  gains and  losses on  investments
accounted  for at  market  value  are  reported  net-of-tax  as a  component  of
accumulated  comprehensive  income (loss).  The carrying  amount of debt is $835
million and $1.2  billion and the  estimated  fair value is  approximately  $880
million  and $1.1  billion at  December  31,  2002 and 2001,  respectively.  The
estimated fair value of debt is based upon borrowing rates  currently  available
to the Company for long-term borrowings with similar terms and maturities.

The  Company  does  not hold or  issue  financial  instruments  for  trading  or
speculative   purposes.   The  Company  has  entered  into  specific   financial
arrangements  in the normal course of business to manage  certain  market risks,
with a policy of matching  positions  and  limiting  the terms of  contracts  to
relatively short durations.  The effect of financial instrument  transactions is
not material to the Company's consolidated financial statements.

Financial  instruments,  which potentially  subject the Company to financial and
credit risk,  consist  principally of investments and  receivables.  Investments
consist  primarily of publicly  traded debt and common  equity  securities.  The
Company  periodically  reviews its portfolio of investments to determine whether
there has been an other than temporary  decline in the value of the  investments
from factors such as deterioration  in the financial  condition of the issuer or
the  market(s) in which it competes.  As a result of such a review,  the Company
wrote down the value of its investment portfolio by $4 million,  pretax in 2001.
Receivables have little  concentration of credit risk due to the large number of
customers and the dispersion across geographical areas. The Company maintains an
allowance for losses based upon the expected collectibility of receivables.

INCOME  TAXES:  The  Company  accounts  for  income  taxes  under  the SFAS 109,
"Accounting  for  Income  Taxes."  This  statement  uses an asset and  liability
approach  for the  expected  future tax


                                       16
<PAGE>

Notes to Consolidated Financial Statements


consequences  of events that have been  recognized  in the  Company's  financial
statements  or tax  returns.  Deferred  income taxes are provided to reflect the
differences  between the tax bases of assets and  liabilities and their reported
amounts in the financial statements.

EARNINGS PER SHARE:  Basic  earnings per share is based on the  weighted-average
number of common shares outstanding during the year. The weighted average common
shares for the diluted  earnings per share  calculation  include the incremental
effect  related to  outstanding  options  whose market price is in excess of the
exercise price and shares potentially issuable under convertible securities.  In
computing diluted earnings per share, the after-tax  interest expense related to
convertible  debentures is added back to net income in the numerator,  while the
diluted shares in the denominator include the shares issuable upon conversion of
the debentures.  The effects of outstanding  stock options whose market price is
in  excess  of  the  exercise  price  and  shares  potentially   issuable  under
convertible securities have not been included in the 2001 diluted loss per share
calculation as their effect would have been anti-dilutive.

STOCK-BASED  COMPENSATION:  Beginning  in 2003,  the  Company  will  account for
employee  stock options as  compensation  expense in  accordance  with SFAS 123,
"Accounting for Stock-Based Compensation." SFAS 148, "Accounting for Stock-Based
Compensation  - Transition  and  Disclosure,  an amendment of FASB Statement No.
123",  provides  alternative  methods of  transitioning  to the fair value based
method of accounting for employee  stock options as  compensation  expense.  The
Company will use the "prospective method" of SFAS 148 and expense the fair value
of new  employee  option  grants  awarded  subsequent  to 2002.  If the  Company
continues  its  historical  pattern  of option  granting,  the  impact  would be
approximately  $.005 per share in 2003,  increasing  to  approximately  $.03 per
share over five years.

Prior to 2003,  the Company has accounted  for employee  share options under the
intrinsic  method of Accounting  Principles Board Opinion 25, as permitted under
GAAP. Accordingly,  no compensation cost has been recognized in the accompanying
financial  statements  related to these options.  Had  compensation  expense for
employee  options been determined under the fair value based method of SFAS 123,
proforma  reported  net income and net  earnings  per share  would  reflect  the
following:



(In thousands, except per share data)       2002       2001      2000
========================================================================
Net income as reported                   $156,994    $116,384  $153,681
  Deduct: total stock-based
  compensation expense
  determined under fair value
  based method, net
  of related tax effects                   (7,576)     (7,613)   (8,170)
- ------------------------------------------------------------------------
Proforma net income                      $149,418    $108,771  $145,511

Basic Earnings Per Share::
  As reported                                $.52        $.39      $.51
   Proforma                                   .50         .36       .48

Diluted Earnings Per Share:
  As reported                                $.52        $.39      $.50
    Proforma                                  .49         .36       .48
========================================================================
SEE THE "SHAREHOLDERS' EQUITY" NOTE TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR
A  DESCRIPTION  OF THE  ASSUMPTIONS  USED  TO  COMPUTE  THE  ABOVE  STOCK  BASED
COMPENSATION EXPENSE.

NEWLY ADOPTED  ACCOUNTING  PRINCIPLES:  In June 2001,  the Financial  Accounting
Standards Board issued SFAS 142 "Goodwill and Other Intangible Assets". SFAS 142
requires that after December 31, 2001,  existing  goodwill will not be amortized
and intangible  assets with indefinite  useful lives will not be amortized until
their useful lives are determined to be no longer indefinite. In accordance with
SFAS 142, the Company  discontinued  the amortization of goodwill and indefinite
lived  intangible  assets  effective  January 1, 2002.  Goodwill and  intangible
assets that are not amortized are subject to at least an annual  assessment  for
impairment  by  applying a  fair-value-based  test.  The Company  completed  its
initial  assessment of goodwill  impairment in the second  quarter of 2002.  The
Company has also completed its annual  assessment of impairment as of October 1.
These assessments concluded that there were no impairment issues.

NEWLY ISSUED ACCOUNTING  STATEMENTS AND POSITIONS:  In April 2002, the Financial
Accounting   Standards  Board  (FASB)  issued  SFAS  145,  "Rescission  of  FASB
Statements No. 4, 44, and 64,  Amendment of FASB Statement No. 13, and Technical
Corrections".  The primary  impact to the Company of this  Statement  is that it
rescinds  SFAS  4  which  required  all  material  gains  and  losses  from  the
extinguishment  of  debt to be  classified  as  extraordinary  items.  SFAS  145
requires that the more  restrictive  criteria of APB Opinion No. 30 will be used
to determine whether such gains or losses are extraordinary. The Company intends
to adopt this  Statement in its fiscal year 2003, as required by the  Statement.
Adoption  of  this  Statement  will  result  in  the   reclassification  of  the
extraordinary  losses  into income from  continuing  operations  included in the
accompanying Consolidated Statements of Income.

In June 2002, the FASB issued SFAS 146,  "Accounting  for Costs  Associated with
Exit or Disposal Activities". This Statement requires recording costs associated
with exit or disposal  activities at their fair values when a liability has been
incurred.  Under  previous  guidance,  certain  exit  costs  were  accrued  upon
management's  commitment  to an exit plan,  which is generally  before an actual
liability has been incurred.  The provisions of this Statement are effective for
exit or disposal activities that are initiated after December 31, 2002.



                                       17
<PAGE>

Notes to Consolidated Financial Statements


In November 2002, the FASB issued  Interpretation No. 45 (FIN 45),  "Guarantor's
Accounting  and  Disclosure  Requirements  for  Guarantees,  Including  Indirect
Guarantees  of  Indebtedness  of  Others".  FIN 45  elaborates  on the  existing
disclosure requirements for most guarantees,  including loan guarantees, such as
standby letters of credit. It also clarifies that at the time a company issues a
guarantee,  the company must recognize an initial  liability for the fair value,
or market value,  of the  obligations  it assumes under that  guarantee and must
disclose that information in its interim and annual financial statements. FIN 45
will be effective for the Company on a prospective basis to guarantees issued or
modified  after  December 31, 2002.  The Company is assessing the impact of this
Statement on the Company's  financial  position and results of  operations.  The
disclosure requirements in this interpretation have been adopted by the Company.

In January 2003, the FASB issued FASB  Interpretation No. 46,  "Consolidation of
Variable  Interest  Entities"  (FIN  46).  Under  this  Interpretation,  certain
entities known as "Variable Interest Entities" (VIE) must be consolidated by the
"primary  beneficiary"  of the entity.  The  primary  beneficiary  is  generally
defined as having the  majority of the risks and rewards  arising  from the VIE.
For VIE's in which a significant (but not majority)  variable  interest is held,
certain  disclosures  are  required.  The  Company  is  required  to  apply  the
requirements  of FIN 46 starting  with its third  quarter 2003 Form 10-Q filing.
The Company is presently assessing the impact of this  Interpretation,  however,
it is not  expected  to have a  material  impact on the  Consolidated  Financial
Statements.  Based on  information  as of December  31,  2002,  adoption of this
Interpretation  in 2003 could result in  approximately $5 million to $60 million
of real estate  operating  leases being  included on the balance sheet as assets
with associated debt.

BUSINESS SEGMENT REPORTING
The  business of the  Company is  conducted  through  five  operating  segments:
TruGreen,  Terminix,  American Home Shield, ARS/AMS and Other Operations. Due to
the Company's  sale of its Management  Services  business unit and its exit from
other  businesses in 2001,  certain  operations have become more significant for
segment reporting purposes. In addition,  the Company's management and reporting
structure  changed  during  2002.  As a result,  the  Company has  expanded  its
business segment  reporting which will allow for better ongoing  visibility into
the components of the business.  The companies that  previously were reported in
the Home  Maintenance  & Improvement  segment have been further  broken out into
American Home Shield and the combination of ARS/AMS.  The franchise  operations,
ServiceMaster  Clean  and  Merry  Maids,  formerly  in the  Home  Maintenance  &
Improvement segment, are reported in the Other Operations segment. In accordance
with  Statement  of  Financial  Accounting  Standards  No.  131,  the  Company's
reportable  segments are strategic business units that offer different services.
The  TruGreen  segment  provides   residential  and  commercial  lawn  care  and
landscaping  services  through  the  TruGreen  ChemLawn  and  TruGreen  LandCare
companies. As a result of the decision in the fourth quarter of 2001 to exit the
LandCare Construction business,  the results of the construction  operations are
now included in discontinued  operations for all periods.  The Terminix  segment
provides  termite and pest control  services to residential  and commercial U.S.
customers.  The  American  Home  Shield  segment  provides  home  warranties  to
consumers that cover heating, ventilation, air conditioning (HVAC), plumbing and
certain appliances. This segment also includes home inspection services provided
by AmeriSpec.  The American Residential Services,  (ARS) and American Mechanical
Services (AMS) segment  provides HVAC and plumbing  services  provided under the
ARS, AMS and Rescue Rooter brand names.  The Other  Operations  segment includes
the franchise  operations of ServiceMaster  Clean and Merry Maids, which provide
disaster restoration and cleaning services as well as the Company's headquarters
operations  which  provides  various  technology,  marketing,  finance and other
support services to the business units.

Information  regarding the accounting  policies used by the Company is described
in the Significant Accounting Policies. The Company derives substantially all of
its  revenues  from  customers  in the United  States with less than one percent
generated in foreign markets.  Operating  expenses of the business units consist
primarily of direct  costs.  Identifiable  assets are those used in carrying out
the  operations  of the business  unit and include  intangible  assets  directly
related to its operations.

Segment  information  for the years ended  December 31, 2002,  2001, and 2000 is
presented  below.  As discussed in the  "Restatement"  Note, the information for
2001 and 2000 has been restated.

SFAS 142, "Goodwill and Other Intangible Assets", eliminates the amortization of
goodwill and  intangible  assets with  indefinite  lives  beginning in 2002. The
table  below  also  presents  "Proforma"  information  for 2001  and 2000  which
eliminates  amortization  expense related to goodwill and intangible assets with
indefinite  lives, so that these periods are presented on a comparable  basis to
the 2002 information.



                                       18
<PAGE>
<TABLE>
Notes to Consolidated Financial Statements



BUSINESS SEGMENT TABLE

(In thousands)                                        2002          % Change        2001          % Change         2000
===========================================================================================================================
<S>                                              <C>                    <C>     <C>                    <C>     <C>
OPERATING REVENUE:
   TruGreen                                      $ 1,372,984              0%    $ 1,368,770              0%    $ 1,365,470
   Terminix                                          924,384              9         845,453             16         728,299
   American Home Shield                              423,526             15         368,951             17         315,266
   ARS/AMS                                           718,892            (12)        820,177              4         787,026
   Other Operations                                  149,303            N/A         158,094            (30)        225,741
- ---------------------------------------------------------------------------------------------------------------------------
Total Operating Revenue                          $ 3,589,089              1%    $ 3,561,445              4%    $ 3,421,802
===========================================================================================================================
OPERATING INCOME:
   TruGreen                                      $   171,235             11%    $   154,301             (4%)   $   160,982
   Terminix                                          127,441             23         103,925             26          82,176
   American Home Shield                               47,890            104          23,512             29          18,272
   ARS/AMS                                            17,342            (57)         39,978            (14)         46,444
   Other Operations (1)                              (22,572)           N/A        (344,893)           N/A          12,977
- ---------------------------------------------------------------------------------------------------------------------------
Total Operating Income (1)                       $   341,336            N/A     $   (23,177)           N/A     $   320,851
===========================================================================================================================
OPERATING INCOME - SFAS 142 PROFORMA:
   TruGreen                                      $   171,235             (5%)   $   180,676             (3%)   $   186,856
   Terminix                                          127,441              4         122,979             25          98,215
   American Home Shield                               47,890             84          25,993             25          20,751
   ARS/AMS                                            17,342            (65)         49,210            (10)         54,607
   Other Operations (1)                              (22,572)           N/A        (341,582)           N/A          18,655
- ---------------------------------------------------------------------------------------------------------------------------
Total Operating Income - SFAS 142 Proforma (1)   $   341,336            N/A     $    37,276            N/A     $   379,084
===========================================================================================================================
CAPITAL EMPLOYED: (2)
   TruGreen                                      $ 1,011,846             (2%)   $ 1,031,387             (5%)   $ 1,090,099
   Terminix                                          620,863              4         594,970             15         518,010
   American Home Shield                              100,026             21          82,374             (4)         86,236
   ARS/AMS                                           416,068             (4)        431,756              3         417,931
   Other Operations                                    5,681            N/A         324,570            (64)        907,764
- ---------------------------------------------------------------------------------------------------------------------------
Total Capital Employed                           $ 2,154,484            (13%)   $ 2,465,057            (18%)   $ 3,020,040
===========================================================================================================================
IDENTIFIABLE ASSETS:
   TruGreen                                      $ 1,070,031             (1%)   $ 1,082,135             (9%)   $ 1,192,942
   Terminix                                          841,437              2         823,333             20         685,126
   American Home Shield                              376,059             16         323,229             10         292,587
   ARS/AMS                                           489,366             (6)        519,026              1         514,408
   Other Operations                                  638,045            (27)        873,522            (30)      1,254,647
- ---------------------------------------------------------------------------------------------------------------------------
Total Identifiable Assets                        $ 3,414,938             (6%)   $ 3,621,245             (8%)   $ 3,939,710
===========================================================================================================================
DEPRECIATION & AMORTIZATION EXPENSE:
   TruGreen                                      $    25,163            (53%)   $    53,140              2%    $    52,339
   Terminix                                           11,150            (64)         30,822              7          28,875
   American Home Shield                                5,583            (26)          7,516              4           7,253
   ARS/AMS                                             9,166            (49)         18,048              7          16,857
   Other Operations                                    6,814            (40)         11,277             11          10,200
- ---------------------------------------------------------------------------------------------------------------------------
Total Depreciation & Amortization Expense        $    57,876            (52%)   $   120,803              5%    $   115,524
===========================================================================================================================
CAPITAL EXPENDITURES:
   TruGreen                                      $    11,803            107%    $     5,709            (76%)   $    28,030
   Terminix                                           17,013             63          10,427             47           7,075
   American Home Shield                                4,794            (40)          8,033            104           3,935
   ARS/AMS                                             5,658            (20)          7,093            (15)          8,342
   Other Operations                                   21,331            104          10,447            (22)          9,078
- ---------------------------------------------------------------------------------------------------------------------------
Total Capital Expenditures                       $    60,599             45%    $    41,709            (26%)   $    56,460
===========================================================================================================================
</TABLE>

(1)  In the fourth quarter of 2001, the Company recorded a pretax charge of $345
     million,  related  primarily to goodwill and asset  impairments  as well as
     other items.

(2)  Capital  employed  represents  the segments  total assets less  liabilities
     (exclusive of debt balances).

The following table summarizes the previously amortized goodwill and trade names
by  segment  at  December  31 that,  beginning  on January 1, 2002 are no longer
amortized.  See the "Acquisition" and  "Dispositions"  Notes to the Consolidated
Financial  Statements for information  relating to goodwill acquired and amounts
impaired or part of a discontinued operation.
<TABLE>

(In thousands)              2002         % Change         2001         % Change        2000
================================================================================================
<S>                    <C>                <C>        <C>                    <C>    <C>
TruGreen               $   916,216              1%   $   910,573            (3%)   $   934,318
Terminix                   709,955              1        705,608            25         563,943
American Home Shield        72,085              -         72,085            (3)         74,277
ARS/AMS                    347,968              -        347,863             4         334,857
Other Operations           112,106              5        106,599            N/A        382,073

- ------------------------------------------------------------------------------------------------
Total                  $ 2,158,330              1%   $ 2,142,728            (6%)   $ 2,289,468
================================================================================================

</TABLE>

                                       19
<PAGE>

Notes to Consolidated Financial Statements

RESTATEMENT
The Company has restated its  consolidated  financial  statements  for the years
ended  December 31, 2001 and 2000.  Subsequent  to the issuance of the Company's
2001  consolidated   financial   statements,   management  determined  that  the
historical  accounting  treatment relating to the items below required revision.
The table below presents the net income and equity impacts from the restatement.



                                              Net          Net       Beginning
  ($ IN  MILLIONS,  EXCEPT PER SHARE DATA)   Income      Income       Equity
                                              2001        2000         2000
                                            --------    --------    ----------
  CONTINUING OPERATIONS:

  AHS deferred acquisition costs              $(8.5)      $(6.1)       $(30.0)
  Trade name license fee                        9.0           -             -
  Insurance (TruGreen)                          3.7        (3.7)            -
  Other, net                                   (0.6)       (5.8)        (20.7)
  Tax adjustment from  reincorporation         (0.8)       (0.8)         35.0
                                             --------    --------    ----------

  INCOME/EQUITY IMPACT                         $2.8      $(16.4)       $(15.7)

    EPS IMPACT                                $0.01      $(0.05)

  DISCONTINUED OPERATIONS:

    INCOME/EQUITY IMPACT *                   $(41.5)      $(3.7)        $59.4

    EPS IMPACT                               $(0.14)     $(0.01)

  * PRIMARILY REPRESENTS THE TAX ADJUSTMENT FROM REINCORPORATION

A summary of the significant effects of the restatement is as follows:
<TABLE>


                                                            2001                              2000
                                              ------------------------------------------------------------
                                               As Previously                  As Previously
(In thousands, except per share data)           Reported (1)    As Restated    Reported (1)    As Restated
- ----------------------------------------------------------------------------------------------------------
FOR THE YEAR ENDED DECEMBER 31
<S>                                             <C>            <C>            <C>            <C>
Operating revenue                               $ 3,539,187    $ 3,561,445    $ 3,420,371    $ 3,421,802

Operating income                                    (38,336)       (23,177)       340,354        320,851

Income  from  continuing  operations  before
  income taxes                                     (152,264)      (144,895)       241,762        217,118

Income from continuing operations before
  extraordinary items and cumulative
  effect of accounting change                      (167,313)      (164,464)       140,690        124,274

Discontinued operations, net                        325,768        284,270         44,298         40,568
Extraordinary loss, net                              (3,422)        (3,422)          --             --
Cumulative effect of  accounting change                --             --          (11,161)       (11,161)
- ----------------------------------------------------------------------------------------------------------
Net income                                      $   155,033    $   116,384    $   173,827    $   153,681
==========================================================================================================

Diluted earnings per share:
Income from continuing operations before
  extraordinary items                                $(0.52)        ($0.55)         $0.46          $0.41

Discontinued operations, net                           1.05           0.95           0.15           0.13
Extraordinary loss, net                               (0.01)         (0.01)            -              -
Cumulative effect of  accounting change                  -              -           (0.04)         (0.04)
- ----------------------------------------------------------------------------------------------------------
Diluted earnings per share                           $ 0.51          $0.39          $0.57          $0.50
==========================================================================================================

AS OF DECEMBER 31
Current assets                                  $ 1,131,824    $ 1,119,050
Net property, plant, and equipment                  180,937        196,210
Other long-term assets                            2,361,978      2,305,985

- ----------------------------------------------------------------------------------------------------------
Total assets                                    $ 3,674,739    $ 3,621,245
==========================================================================================================

Current liabilities                             $   796,113    $   805,298
Long-term debt                                    1,105,518      1,120,249
Long-term liabilities                               449,470        385,834
Minority interest                                   102,677        102,677

Total shareholders' equity                        1,220,961      1,207,187

- ----------------------------------------------------------------------------------------------------------
Total liabilities and shareholders' equity      $ 3,674,739    $ 3,621,245
==========================================================================================================
</TABLE>

(1)  During the third quarter of 2002, the Company sold its Terminix  operations
     in the United  Kingdom.  The financial  results from these  operations have
     been reclassified from "Continuing Operations" to "Discontinued Operations"
     for   all   periods   presented.   Amounts   as   restated   include   this
     reclassification in order to conform with the 2002 presentation.







                                       20
<PAGE>


Notes to Consolidated Financial Statements


AMERICAN HOME SHIELD DEFERRED ACQUISITION COSTS
In July 2002, the Company changed its method of accounting for deferred customer
acquisition  costs in its  American  Home  Shield  business  from  SFAS No.  60,
"Accounting  and  Reporting  by  Insurance  Enterprises,"  pursuant to which the
Company believed it was appropriate to amortize deferred  acquisition costs over
the expected customer life to FASB Technical Bulletin No. 90-1,  "Accounting for
Separately Priced Extended Warranty and Product Maintenance Contracts," pursuant
to which  deferred  acquisition  costs are amortized  over the initial  contract
life.

The new method of  accounting  reduced  after-tax  earnings  by $.03 per diluted
share in 2002,  but had no  material  impact on cash flow in  current  or future
years. In the second quarter of 2002, the Company  recorded a cumulative  charge
of $45 million ($.14 per diluted share) to effect this change.

Following  discussions with the Staff of the Securities and Exchange Commission,
the Company has restated prior years to account for deferred  acquisition  costs
in  accordance  with  FASB  Technical  Bulletin  No.  90-1.  The  effect of this
restatement is to reduce net income by $8.5 million or $.03 per diluted share in
2001,  and $6.1 million or $.02 per diluted  share in 2000.  In  addition,  this
change results in a reduction of retained  earnings of $30 million at January 1,
2000.

TRADE NAME LICENSE FEE
In connection  with the sale of its Management  Services  business in the fourth
quarter of 2001,  the Company  entered into a three-year  licensing  arrangement
with  ARAMARK  Corporation  for the use of the  ServiceMaster  trade name.  This
agreement was valued at $15 million and accordingly, a like amount was allocated
from the purchase price.  The Company intended to recognize this amount over the
three-year  contractual  period,  and as such,  recognized  $2  million  related
thereto in each of the first and second  quarters of 2002. In November 2002, the
Company  announced that it had determined  that it was  appropriate to recognize
the entire $15 million  licensing fee in the fourth  quarter of 2001. The effect
of this  correction  is to increase  net income by $9 million and  earnings  per
share by $.03 in 2001, and to reduce net income by $2.5 million and earnings per
share by $.01 in the first half of 2002.

INSURANCE  (TRUGREEN)
In January 2002, the Company reported that it had recognized a $9 million pretax
expense in 2001  relating to a revised  estimate of the 2000  insurance  reserve
requirements.  Net income has been  restated  for this item which  results in an
increase to income from continuing  operations of $3.7 million (or $.01) in 2001
and a decrease to income from continuing  operations of the same amount in 2000.
The  remaining  adjustment  results in a decrease  to income  from  discontinued
operations of $1.1 million.

REINCORPORATION TAX
Prior to 1997,  the  Company was in  partnership  form and  therefore  was not a
federal taxpayer. Consequently, the Company did not record deferred tax balances
reflecting  the  differences  between  the book and tax basis of its  assets and
liabilities. When the Company converted to corporate form in 1997, it realized a
significant step-up in the tax basis of its assets,  which was largely reflected
as an increase in the basis of the tax  intangibles and provided for significant
tax deductions over the next 15 years. In accounting for this event in 1997, the
Company recorded the net deferred tax asset associated with differences  between
the  book  and tax  basis  of its  assets  and  liabilities.  As it  related  to
intangible  assets,  the  Company  made a  determination  that the tax  basis of
intangibles  equaled  the  overall  book  balance  of  intangible  assets  on an
enterprise  basis.  Subsequently it was determined that intangible assets needed
to be  considered  at the  individual  business  unit level which  resulted in a
situation  where tax basis  exceeded  book basis.  This  created a deferred  tax
asset. The Company restated the financial statements to reflect the deferred tax
asset as if it had been recorded in 1997.


This change results in an increase to retained earnings as of January 1, 2000 of
$92.6 million, and an increase to the tax provision for continuing operations of
$.8  million  in both 2001 and 2000 and an  increase  to the tax  provision  for
discontinued  operations  of $.8  million  and $1.2  million  in 2001 and  2000,
respectively.  This restatement also results in an increase to the tax provision
relating to the gain on certain  businesses  sold in 2001 of $45.8 million.  The
net impact of these items was to increase  deferred tax assets by $33.4  million
and equity by $43.2 million as of December 31, 2001.

OTHER, NET
Other items primarily  relate to adjustments in accruals,  timing of revenue and
expense items and other miscellaneous  items. The Company also determined it was
appropriate to expense the costs associated with telephone directory placements
when the directory is published rather than expensing the cost over the contract
period.  In addition,  certain  operating leases of constructed  properties have
been included in the balance sheet as assets with associated debt. The financial
statements  have been  restated from the amounts  previously  reported for these
items.



                                       21
<PAGE>

Notes to Consolidated Financial Statements


GOODWILL AND INTANGIBLE ASSETS
In June  2001,  the  Financial  Accounting  Standards  Board  issued  SFAS  142,
"Goodwill and Other  Intangible  Assets".  SFAS 142 requires that after December
31, 2001,  existing  goodwill will no longer be amortized and intangible  assets
with indefinite  useful lives will not be amortized until their useful lives are
determined to be no longer indefinite.  In accordance with SFAS 142, the Company
discontinued the amortization of goodwill and indefinite lived intangible assets
effective January 1, 2002. Goodwill and intangible assets that are not amortized
are  subject  to at least an annual  assessment  for  impairment  by  applying a
fair-value-based  test. The Company completed its initial assessment of goodwill
impairment  in the second  quarter of 2002.  The Company has also  completed its
annual  assessment of impairment  as of October 1. These  assessments  concluded
that there were no impairment issues. In accordance with SFAS 142, the following
table provides summarized transitional  information for the years ended December
31,  2002,  2001 and 2000,  with the 2001 and 2000  information  presented on an
adjusted basis to reflect the elimination of amortization expense required under
SFAS 142:


(IN THOUSANDS,  EXCEPT PER SHARE DATA)       2002         2001          2000
- -------------------------------------------------------------------------------
Reported operating income                $ 341,336    ($ 23,177)   $   320,851
Add  back: Goodwill and trade name
  amortization                                --         60,453         58,233
- -------------------------------------------------------------------------------
Operating income as adjusted under
  SFAS 142                               $ 341,336    $  37,276    $   379,084
===============================================================================
Reported  income from continuing
  operations before extraordinary loss
  and cumulative effect of accounting
  change                                 $ 170,098    ($164,464)   $   124,274
Add  back: Goodwill and trade name
  amortization, net of tax                    --         41,590         40,244
- -------------------------------------------------------------------------------
Income from continuing
  operations before extraordinary
  loss and cumulative effect of
  accounting change as adjusted
  under SFAS 142                           170,098     (122,874)       164,518
Discontinued operations,  net of taxes      (3,875)     284,270         40,568
Extraordinary loss, net of taxes            (9,229)      (3,422)           -
Cumulative effect of accounting
   change, net of taxes                         -            -         (11,161)
- -------------------------------------------------------------------------------
Net income as adjusted under
  SFAS 142                               $ 156,994    $ 157,974    $   193,925
===============================================================================
Reported basic earnings per share
 from continuing operations before
 extraordinary loss and cumulative
 effect of accounting change                 $0.57       ($0.55)         $0.41
Add  back: Goodwill and trade name
  amortization, net of tax                       -         0.14           0.13
- -------------------------------------------------------------------------------
Basic earnings per share
  from continuing
  operations before extraordinary
  loss and cumulative effect of
  accounting change as adjusted
  under SFAS 142                              0.57        (0.41)          0.54
Discontinued operations, net                 (0.01)        0.95           0.13
Extraordinary loss, net                      (0.03)       (0.01)            -
Cumulative effect of accounting
   change, net                                 -              -          (0.04)
- -------------------------------------------------------------------------------
Basic earnings per share as adjusted
  under SFAS 142                             $0.52        $0.53          $0.64
===============================================================================
Reported diluted earnings per share
  from continuing operations before
  extraordinary loss and cumulative
  effect of accounting change                $0.56       ($0.55)         $0.41
Add  back:  Goodwill  and  trade name
 amortization, net of tax                      -           0.14           0.13
- -------------------------------------------------------------------------------
Diluted earnings per share
  from continuing
  operations before extraordinary
  loss and cumulative effect of
  accounting change as adjusted
  under SFAS 142                              0.56        (0.41)          0.54
Discontinued operations, net                 (0.01)        0.95           0.13
Extraordinary loss, net                      (0.03)       (0.01)            -
Cumulative effect of accounting
   change, net                                 -            -            (0.04)
- -------------------------------------------------------------------------------
Diluted earnings per share as adjusted
  under SFAS 142                             $0.52        $0.53          $0.63
===============================================================================
The following table summarizes goodwill and intangible assets as of December 31:



(IN THOUSANDS)                     2002          2001         2000
======================================================================
Goodwill (1)                    $1,919,780    1,904,178    2,043,179
Trade names (1)                    238,550      238,550      246,289

Other intangible assets             78,284       74,197       61,517
Accumulated amortization (2)       (59,053)     (51,611)     (44,014)
- ----------------------------------------------------------------------
  Net other intangibles             19,231       22,586       17,503
- ----------------------------------------------------------------------

Total                           $2,177,561   $2,165,314   $2,306,971
======================================================================

(1)  Not subject to amortization

(2)  Amortization expense of $7 million, $10 million and $9 million was recorded
     in 2002,  2001 and  2000,  respectively.  Annual  amortization  expense  of
     approximately $6 - $8 million is expected over the next five years.

INCOME TAXES
The reconciliation of income tax computed at the U.S. federal statutory tax rate
to the  Company's  effective  income tax rate for  continuing  operations  is as
follows:

                                  2002        2001       2000
===============================================================
Tax at U.S.
  Federal statutory rate         35.0%     (35.0%)      35.0%
State and local income
  taxes net of U.S. federal
  benefit                         3.6        1.4         4.3
Net operating loss and
  tax credits                    (3.7)      (1.7)       (0.7)
Impairment of non-deductible
  goodwill                          -       43.5           -
Non-deductible amortization
  expense                           -        2.7         2.5
Other                             0.6        2.6         1.7
- ---------------------------------------------------------------
Effective rate                   35.5%      13.5%       42.8%
===============================================================

The effective tax rate for discontinued  operations was 39.4%,  44.7%, and 43.9%
for 2002, 2001, and 2000,  respectively.  The difference between these rates and
the federal  statutory  tax rate of 35%  reflects  state  taxes,  net of federal
benefit, the impairment of non-deductible goodwill in 2001, and permanent items,
primarily  amortization  expense in 2001 and 2000.  The  effective  tax rate for
extraordinary  items and the cumulative  effect of accounting  change was 40.0%,
41.1% and 41.1% for 2002, 2001 and 2000, respectively.



                                       22
<PAGE>

Notes to Consolidated Financial Statements


Income tax expense from continuing operations is as follows:

(In thousands)                           2002
                         -----------------------------------
                            CURRENT     DEFERRED    TOTAL
U.S. federal                $33,718     $48,838     $82,556
State and local                 359      10,553      10,912
- ------------------------------------------------------------
                            $34,077     $59,391     $93,468
============================================================

                                         2001
                         -----------------------------------
                            Current    Deferred     Total
U.S. federal                $38,619   $(22,267)     $16,352
State and local               7,174     (3,957)       3,217
- ------------------------------------------------------------
                            $45,793   $(26,224)     $19,569
============================================================

                                         2000
                         -----------------------------------
                            Current     Deferred     Total
U.S. federal                $43,406     $35,217     $78,623
State and local               7,782       6,439      14,221
- ------------------------------------------------------------
                            $51,188     $41,656     $92,844
============================================================


Deferred income tax expense  results from timing  differences in the recognition
of income and expense for income tax and financial reporting purposes.  Deferred
income tax balances reflect the net tax effects of temporary differences between
the carrying  amounts of assets and  liabilities  for  financial  reporting  and
income tax  purposes.  The deferred tax asset  primarily  reflects the impact of
future tax deductions  related to the Company's  accruals.  Management  believes
that, based upon its lengthy and consistent history of profitable operations, it
is probable  that its deferred tax assets will be realized,  primarily  from the
generation  of future  taxable  income.  The  deferred tax  liability  primarily
reflects  the basis  differences  related to  intangible  assets.  In 2002,  the
Company  adopted SFAS 142 which  eliminated the  requirement to record  goodwill
amortization  expense in the  financial  statements.  The Company  continues  to
amortize  the  intangible  assets for tax  purposes  which  yields an annual tax
benefit of  approximately  $50  million.  The tax  benefit is  reflected  in the
Consolidated  Statement of Financial Position as an increase in the deferred tax
liability.  Significant components of the Company's deferred tax balances are as
follows:

(In thousands)                                2002          2001
=================================================================
Deferred tax assets (liabilities):
Current:
  Prepaid expenses and other              $(4,500)      $(5,700)
  Receivables allowances                    11,400        11,100
  Accrued insurance and
    related expenses                        16,800        17,200
  Other accrued expenses                    92,500        56,600
- -----------------------------------------------------------------
    Total current asset                    116,200        79,200
=================================================================
  Long-Term:
  Long-term assets (1)                   (302,700)     (237,100)
  Insurance expenses                        26,800        38,800
  Other long-term obligations             (36,600)      (34,700)
- -----------------------------------------------------------------
    Total long-term liability            (312,500)     (233,000)
=================================================================
Net deferred tax liability              $(196,300)    $(153,800)
=================================================================

(1) The deferred tax liability  relates  primarily to the  difference in the tax
versus  book basis of  intangible  assets.  This  liability  does not  represent
expected future cash payments until a business unit of the Company is sold.

Total tax payments in 2002 were $27 million.  In 2001, the Company  received net
tax refunds of $1 million,  and in 2000,  the Company made total tax payments of
$38 million, net of refunds.

ACQUISITIONS
Acquisitions have been accounted for using the purchase method and, accordingly,
the results of operations of the acquired  businesses  have been included in the
Company's  consolidated  financial  statements since their dates of acquisition.
The assets and  liabilities of these  businesses  were recorded in the financial
statements at their estimated fair values as of the acquisition dates.

CURRENT YEAR
During 2002, the Company acquired several small companies, primarily in the pest
control and lawn care businesses.  The net purchase price of these  acquisitions
was $18  million.  The  Company  recorded  goodwill  of $12  million  and  other
intangible assets of $4 million related to these acquisitions.

PRIOR YEARS
In January 2001, the Company acquired the Allied Bruce Terminix  Companies,  the
largest  Terminix  franchise and the fourth largest pest control  company in the
United States.  The total  consideration  consisted of an equity interest in the
Terminix  subsidiary  valued at $100 million,  which is  convertible  into eight
million ServiceMaster common shares, and longer-term cash payments due over nine
years totaling $25 million.  Approximately $122 million of goodwill was recorded
related to this acquisition.

During 2001, the Company acquired several small companies, primarily in the pest
control and heating/air  conditioning and plumbing businesses.  The net purchase
price  of these  acquisitions  was $64  million.  All of  these  companies  were
acquired  before  June 30,  2001  (the date  that  SFAS 141  became  effective).
Approximately   $56  million  of  goodwill  was   recorded   relating  to  these
acquisitions.

In October 2001, the Company  acquired  certain assets of Sears Termite and Pest
Control,  Inc., a company that  provides  pest control  services and  protection
against  termite  damage  to  residential  customers  located  primarily  in the
Southeast.  The cash paid  after  assuming  the  liabilities  to  remediate  the
premises owned by current customers was not material.  Approximately $54 million
was  recorded as goodwill  and $6 million  assigned to other  intangible  assets
which will be amortized over three to seven years.

During 2000, the Company  acquired many small  companies,  primarily in the lawn
care,  HVAC and  plumbing,  pest  control and  landscaping  businesses.  The net
purchase  price  was $207  million,  of which  approximately  $162  million  was
recorded as goodwill.




                                       23
<PAGE>


Notes to Consolidated Financial Statements



Supplemental  cash flow information  regarding the Company's  acquisitions is as
follows:

(in thousands)                  2002          2001          2000
==================================================================
Purchase price                $18,850      $245,646      $246,886
Less liabilities
  assumed                     (1,207)      (54,790)      (39,588)
- ------------------------------------------------------------------
Net purchase price            $17,643      $190,856      $207,298
==================================================================
Net cash paid
  for acquisitions            $13,003       $55,842      $144,834
Shares issued                       -             -        15,030
Seller financed debt            4,640        35,014        47,434
Minority ownership
  in Terminix                       -       100,000             -
- ------------------------------------------------------------------
Payment for
  acquisitions                $17,643      $190,856      $207,298
==================================================================

DISPOSITIONS
During  the  second  quarter  of 2002,  the  Company  completed  the sale of its
ownership  interest in five assisted living  facilities.  These  properties were
financed through an operating lease arrangement, whereby, the Company guaranteed
a portion of the  residual  value of the  properties.  In the fourth  quarter of
2001, a $13.5 million reserve was established  representing  the amount by which
the  residual  value  guarantees  exceeded  the  value of bids to  purchase  the
facilities at that time.  The final sales price was  significantly  greater than
these bid levels and the Company  realized a gain of $3.6  million from the sale
on the  assisted  living  properties  in 2002,  which is included  in  operating
income.

During the third  quarter  of 2002,  the  Company  sold its  remaining  Terminix
operations  in the United  Kingdom.  The sale was not material to the  Company's
operating  results.  Related to this sale,  the Company  entered into a two year
licensing  agreement  with the buyer for the use of  Terminix  trade name in the
United Kingdom. This agreement was valued at $6 million and accordingly,  a like
amount was allocated from the purchase price.


PORTFOLIO REVIEW AND DISPOSITIONS IN 2001
In October 2001, the Company's Board of Directors approved a series of strategic
actions which were the culmination of an extensive portfolio review process that
was initiated  earlier in 2001. In the fourth  quarter of 2001, the Company sold
its Management  Services business to ARAMARK  Corporation for approximately $800
million and recorded an after-tax gain of $404 million. (A portion of Management
Services was not sold as part of this  transaction and represented a $15 million
loss upon disposition).  Also in the fourth quarter of 2001, the Company's Board
of Directors approved the exit of non-strategic and under-performing  businesses
including  TruGreen  LandCare  Construction,  Certified  Systems Inc. (CSI), and
certain Terminix  operations in Europe.  The Company sold its TruGreen  LandCare
Construction  operations  to  Environmental  Industries,  Inc.  (EII) in certain
markets and EII managed the  wind-down of  commercial  landscaping  construction
contracts in the  remaining  markets.  In addition,  the Company sold all of its
customer  contracts  relating  to the  exit of CSI (the  Company's  professional
employer organization) to AMS Staff Leasing, N.A., Inc. In the fourth quarter of
2001,  the Company sold certain  subsidiaries  of its European  pest control and
property services operations.

In the fourth  quarter of 2002,  the  purchaser of the  Company's  European pest
control  and  property  services  operations  made a claim for a purchase  price
adjustment (relating to the 2001 sale), relating to an alleged breach of certain
conditions in the purchase agreement. In the course of responding to that claim,
the  Company  discovered  that  personnel  of the  former  operations  had  made
unsupported  monthly adjustments to certain accounts.  The Company  subsequently
agreed to an adjustment to the purchase  price  consisting of an $8 million cash
payment and the  cancellation  of a previously  reserved  note  receivable of $7
million. This $8 million charge was recorded in 2002.

At December 31, 2002, the Company has certain assets on its financial statements
relating  to  discontinued  operations,  primarily  receivables.  Management  is
actively collecting the outstanding  receivables.  The Company believes that the
remaining assets are presented at their net realizable value.

Reported  "Discontinued  operations"  for  all  periods  presented  include  the
operating  results of the sold and  discontinued  businesses noted above and the
2001  results  include  the gain from the sale of  Management  Services,  net of
losses  from the  disposition  of other  entities.  The  operating  results  and
financial position of discontinued operations are as follows:

(in thousands, except per share data)
Operating Results:              2002          2001          2000
=================================================================
Operating revenue            $40,692    $2,271,376    $2,550,244
Income (loss) from
  discontinued
  operations before
  income taxes                 1,600       (27,232)       72,328
Provision for income
  taxes                          635        11,711        31,760
- -----------------------------------------------------------------
Income from
  discontinued
  operations                     965       (38,943)
Gain on sale of
  Management Services,
  net of losses from
  disposition of other
  entities
                              (4,840)      323,213           -
=================================================================
Income from
  discontinued
  operations                 ($3,875)     $284,270       $40,568
=================================================================
Diluted earnings
  per share from
  discontinued
  operations                  ($0.01)        $0.95         $0.13
=================================================================


Financial Position:                           2002          2001
=================================================================
Current assets                              $5,300       $46,700
Property, plant and equipment                  400        12,300
Long-term assets                                 -         5,100
- -----------------------------------------------------------------
Total assets                                $5,700       $64,100
- -----------------------------------------------------------------
Current liabilities                        $32,200       $50,400
Long-term liabilities                       28,800        50,600
- -----------------------------------------------------------------
Total liabilities                          $61,000      $101,000
=================================================================

In the fourth  quarter of 2001, the Company  recorded a pretax charge  primarily
related to goodwill and asset impairments and other items totaling $345 million.
Reserves and accrual  balances  remain on the financial  statements  relating to
these  operations.   Cash  payments  incurred  for  the  wind-down  of  LandCare
construction contracts, lease termination costs, workers compensation and health
claims as well as professional  service fees have been made during 2002.  During
the second  quarter of 2002,  the Company  completed  the sale of its  ownership
interest in five assisted  living  facilities.  These  properties  were financed
through an  operating  lease


                                       24
<PAGE>

Notes to Consolidated Financial Statements


arrangement,  whereby, the Company guaranteed a portion of the residual value of
the  properties.  At December 31, 2001, a $13.5 million  reserve was established
representing  the amount by which the  residual  value  guarantees  exceeded the
value of bids to purchase the facilities at that time. The final sales price was
significantly  greater than these bid levels and the Company  realized a gain of
$3.6 million from the sale on the assisted living properties.

The table below  summarizes the activity during the twelve months ended December
31, 2002 for the remaining liabilities from the discontinued  operations and the
reserves for items recorded in the fourth quarter of 2001. The Company  believes
that the remaining reserves continue to be adequate and reasonable.

                                Balance at      Cash                  Balance at
                                 Dec. 31,     Payments     Income/     Dec. 31,
(in thousands)                     2001       or Other    (Expense)      2002
- --------------------------------------------------------------------------------
Remaining liabilities
 from discontinued
 operations
   LandCare Construction          $34,100     $22,700     $(2,600)      $14,000
   Certified   Systems, Inc.       23,800      13,700      (3,500)       13,600
   Management Services              7,400       1,300       4,500         1,600
   International businesses        19,600      20,100(1)  (21,900)(1)    21,400
   Other                           16,100       6,300        (600)       10,400
Reserves related to
  strategic actions in the
  fourth quarter of 2001          $36,000     $14,900      $5,600       $15,500


(1) The liabilities of this business assumed by the buyer of the sold operations
totaled $19.6 million.  During 2002, the Company recorded accruals in connection
with sold  operations  and a cash  adjustment to the purchase  price of the 2001
dispositions.

The  Company  recorded a $3.2  million  charge in the second  quarter of 2002 in
operating income relating to the retirement  agreement of a key executive.  This
severance will be paid out over three years.

DISPOSITIONS IN 2000
In September 2000, the Company  completed the sales of two non-core  businesses.
The Company's  interior plant care business was sold for $44 million in cash. In
addition, the Company sold its Diversified Health Services unit, a business that
manages long-term care facilities.  Neither transaction had a material impact on
the Company's operating results.

COMMITMENTS AND CONTINGENCIES
The Company  carries  insurance  policies on insurable  risks at levels which it
believes to be appropriate.  The Company  generally has  self-insured  retention
limits and has obtained fully insured layers of coverage above such self-insured
retention limits.  Accruals for self-insurance losses and warranty claims in the
American Home Shield business are made based on the Company's claims  experience
and actuarial  assumptions.  The Company has certain liabilities with respect to
existing or  potential  claims,  lawsuits,  and other  proceedings.  The Company
accrues  for these  liabilities  when it is probable  that future  costs will be
incurred and such costs can be reasonably estimated.

In the  ordinary  course of  conducting  its  business  activities,  the Company
becomes  involved  in  judicial,   administrative  and  regulatory   proceedings
involving both private parties and governmental  authorities.  These proceedings
included  general  and  commercial  liability  actions  and a  small  number  of
environmental proceedings.  The Company does not expect any of these proceedings
to have a  material  adverse  effect on its  financial  condition  or results of
operations.

EMPLOYEE BENEFIT PLANS
Discretionary  contributions  to  qualified  profit  sharing  and  non-qualified
deferred  compensation  plans were made in the  amount of $9.2  million in 2002,
$8.9 million in 2001 and $9.3 million in 2000. Under the Employee Share Purchase
Plan, the Company  contributed  $.9 million in 2002, $.8 million in 2001 and $.8
million in 2000.  These funds defrayed part of the cost of the shares  purchased
by employees.

MINORITY INTEREST OWNERSHIP AND RELATED PARTIES
The Company continues to maintain minority investors in Terminix.  This minority
ownership  reflects an interest  issued to the prior  owners of the Allied Bruce
Terminix Companies in connection with that acquisition.  This equity security is
exchangeable into eight million  ServiceMaster  common shares. The ServiceMaster
shares are included in the shares used for the  calculation of diluted  earnings
per share. As of the date of the Company's  acquisition of ARS in 1999,  certain
members of management  acquired,  at fair market value,  equity interests in the
HVAC and  plumbing  operations.  In the  fourth  quarter  of 2002,  the  Company
repurchased at fair value the shares of ARS for approximately $3 million.

Kleiner  Perkins  Caufield  &  Byers  (KP)  purchased  a  minority  interest  in
ServiceMaster  Home Service  Center  (SMHSC) in January 2000 for $15 million and
exercised an option to purchase an additional $5 million in January 2001. In May
2000 certain members of ServiceMaster  management  purchased a minority interest
in SMHSC for approximately $1 million. The Company had allocated losses in SMHSC
to KP's  minority  interest in 2000 and 2001 based on its  relative  priority in
liquidation  until such interest was reduced to zero in 2001. In December  2001,
the Company acquired,  at fair value ($20 million),  the minority interest SMHSC
held by KP. The entire  purchase  price to KP was  allocated  to  goodwill.  The
Company also  purchased  management's  ownership is SMHSC for  approximetely  $1
million.

Also in 2001,  and in connection  with the sale and  disposition of the TruGreen
LandCare  construction  operations,  the Company  repurchased  at fair value the
shares of TruGreen that were previously  purchased by management  earlier in the
year.  The purchase and sales prices of the shares were at identical  amounts of
$12 million, which was charged to the minority interest liability.

In January  2001,  Jonathan P. Ward,  President and Chief  Executive  Officer of
ServiceMaster, purchased from ServiceMaster a 5.50 percent convertible debenture
due January 9, 2011,  with a face value of $1.1 million.  The Company loaned Mr.
Ward the  entire  amount  of the  purchase  price  through a 5.50  percent  full
recourse loan due January 9, 2011. In May 2001, Mr. Ward purchased a second 5.50
percent  convertible  debenture  due May 10,  2011,  with a face  value  of $1.1
million.  The  Company  loaned 50 percent of the  purchase  price of this second
debenture  with a 5.50  percent  full  recourse  loan  due  May 10,  2011.  Each
debenture becomes  convertible into 20,000 shares of ServiceMaster  common stock
on December 31, in each of the years 2001 through 2005.  The Company has treated
these  transactions  under  variable  plan  accounting  and  the  impact  to the
financial statements was immaterial in 2002 and 2001.


                                       25
<PAGE>

Notes to Consolidated Financial Statements


LONG-TERM DEBT
Long-term debt includes the following:

(In thousands)                      2002          2001
- -------------------------------------------------------
8.45% maturing in 2005          $137,499      $250,000
6.95% maturing in 2007            49,225       100,000
7.88% maturing in 2009           179,000       193,000
7.10% maturing in 2018            79,473       149,000
7.45% maturing in 2027           195,000       195,000
7.25% maturing in 2038            82,650        88,150
International borrowings               -        36,519
Other                            112,628       143,524
Less current portion            (31,135)      (34,944)
- -------------------------------------------------------
Total long-term debt            $804,340    $1,120,249
=======================================================

The Company is party to a number of debt agreements which require it to maintain
certain  financial and other  covenants,  including  limitations on indebtedness
(debt cannot exceed 3.5 times earnings before interest, taxes, depreciation, and
amortization  (EBITDA)) and interest coverage ratio (EBITDA needs to exceed four
times  interest  expense).  In  addition,   under  certain  circumstances,   the
agreements  may limit the  Company's  ability to pay  dividends  and  repurchase
shares of common stock. These limitations are not expected to be a factor in the
Company's future dividend and share repurchase plans.  Failure by the Company to
maintain these covenants could result in the acceleration of the maturity of the
debt.  At December 31, 2002,  the Company was in  compliance  with the covenants
related to these debt  agreements  and based on its operating  outlook for 2003,
expects to be able to maintain compliance in the future.

The Company does not have any debt agreements that contain put rights or provide
for acceleration of maturity as a result of a change in credit rating.  However,
the Company has a number of debt agreements which contain standard ratings-based
"pricing  grids" where the interest rate payable under the agreement  changes as
the  Company's  credit  rating  changes.  While the  Company  does not  expect a
negative change in credit ratings, the impact on interest expense resulting from
changes in credit ratings is not expected to be material to the Company.

Since August  1997,  ServiceMaster  has issued $1.1  billion of  unsecured  debt
securities  pursuant to  registration  statements  filed with the Securities and
Exchange Commission.  As of December 31, 2002, ServiceMaster had $550 million of
senior  unsecured debt  securities and equity  interests  available for issuance
under an effective shelf registration statement.

In the second quarter of 2002,  the Company  recorded an  extraordinary  loss on
early  extinguishment  of $9  million  after-tax,  or $.03  per  diluted  share,
resulting  from the  repurchase  of its  publicly  traded  debt with a principal
amount of $252 million  including  approximately  $218 million  repurchased in a
tender offer.

In the fourth quarter of 2001,  the Company repaid prior to maturity,  its 10.81
percent notes maturing 2001-2002,  6.65 percent notes maturing 2002-2004 and its
7.4 percent notes maturing in 2006. In connection  with the early  retirement of
these notes, the Company paid  "make-whole"  premiums of $17 million pretax.  In
addition, during 2001, the Company repurchased, prior to maturity, approximately
$123.9 million of its public debt and recognized a pretax gain of  approximately
$11 million.

The Company  has a  committed  revolving  bank  credit  facility  for up to $490
million  that  expires in December  2004.  The  facility can be used for general
Company purposes.  As of December 31, 2002, the Company had issued approximately
$136 million of letters of credit under the facility and had unused  commitments
of  approximately  $354 million.  At the Company's  current credit ratings,  the
interest rate under the facility is LIBOR plus 125 to 150 basis points depending
upon usage.

As of December 31, 2002, the Company had  approximately  $26 million of annually
renewable  surety bonds  outstanding  that  primarily  support  obligations  the
Company has under insurance programs.  If the surety bonds are not renewed,  the
Company  expects to replace  them with  letters of credit  issued under its bank
credit facility.

The Company is exposed to interest rate  fluctuations on its floating rate debt.
As of year-end,  the Company had no floating rate  borrowings.  The Company has,
from time to time,  entered into interest rate swap or similar  arrangements  to
mitigate its exposure to interest rate  fluctuations,  and does not, as a matter
of policy, enter into hedging contracts for trading or speculative  purposes. As
of December 31, 2002, no interest rate swaps were outstanding.

Cash interest  payments were $76 million in 2002,  $128 million in 2001 and $130
million in 2000.  Average rates paid on the revolving  credit  facility were 5.0
percent in 2001 and 6.6 percent in 2000. There were no material borrowings under
the facility in 2002. Future scheduled long-term debt payments are $31.1 million
in 2003 (average  rate of 4.2  percent),  $24.3 million in 2004 (average rate of
4.8  percent),  $151.3  million in 2005  (average  rate of 8.2  percent),  $10.6
million in 2006 (average rate of 6.0 percent) and $59.1 million in 2007 (average
rate of 6.7 percent).

The Company leases certain property and equipment under various  operating lease
arrangements.  Most of the property  leases  provide that the Company pay taxes,
insurance  and  maintenance  applicable  to the leased  premises.  As leases for
existing locations expire, the Company would normally expect to renew the leases
or substitute another location and lease.

The majority of the Company's  vehicle fleet is leased through operating leases.
Lease terms are non-cancelable for the first 12 month term and then are month-to
- -month  leases,  cancelable at the Company's  option.  There are residual  value
guarantees (ranging from 70 percent to 87 percent depending on the agreement) on
these vehicles, which historically have not resulted in significant net payments
to the lessors.  There are no net payments reflected in the future minimum lease
obligation as the leases are  cancelable  and there are no expected net payments
due under the  guarantees.  At December  31, 2002 there was  approximately  $257
million of residual value relating to the Company's fleet.

Rental expense for 2002,  2001 and 2000 was $159 million,  $160 million and $147
million,  respectively.  Future long-term


                                       26
<PAGE>

Notes to Consolidated Financial Statements


noncancelable  operating lease payments are $63.0 million in 2003, $49.7 million
in 2004, $39.8 million in 2005, $31.8 million in 2006, $25.2 million in 2007 and
$51.5 million thereafter.

The Company maintains operating lease facilities with banks totaling $95 million
which provide for the  acquisition and development of properties to be leased by
the Company.  The Company has  guaranteed  the residual  value of the properties
under the leases up to 82 percent of the fair market  value at the  commencement
of the lease. At December 31, 2002,  approximately  $72 million was funded under
these  facilities.  Of the $95 million in  facilities,  $80  million  expires in
October 2004 and $15 million expires in January 2008.  Approximately $15 million
of these leases that involve  constructed  properties  have been recorded on the
balance  sheet as capital  leases with  related  assets and debt  recorded as of
December 31, 2002 and 2001.

CASH AND MARKETABLE SECURITIES
Cash, money market funds and certificates of deposits,  with maturities of three
months or less,  are included in the  Statements of Financial  Position  caption
"Cash and Cash Equivalents."  Marketable  securities are designated as available
for sale and recorded at current market value,  with unrealized gains and losses
reported  in  a  separate  component  of  shareholders'  equity.  The  Company's
investments  consist  primarily  of  publicly  traded  debt  and  common  equity
securities.

As of December 31, 2002, the aggregate  market value of the Company's short- and
long-term  investments in debt and equity  securities was $116.7 million and the
aggregate cost basis was $119.1 million.

Interest and dividend  income  received on cash and  marketable  securities  was
$10.6  million,  $9.7  million,  and $10.0  million,  in 2002,  2001,  and 2000,
respectively.  Gains and  losses on sales of  investments,  as  determined  on a
specific  identification  basis, are included in investment income in the period
they are realized. The Company periodically reviews its portfolio of investments
to determine whether there has been an other than temporary decline in the value
of the investments from factors such as deterioration in the financial condition
of the  issuer  or the  market(s)  in which it  competes.  As a result of such a
review,  the  Company  wrote down the value of its  investment  portfolio  by $4
million, pretax in 2001.

RECEIVABLE SALES
In 2001,  the Company  entered into an agreement  which provides for the ongoing
revolving  sale of a  designated  pool of accounts  receivable  of TruGreen  and
Terminix to a wholly-owned,  bankruptcy-remote subsidiary, ServiceMaster Funding
LLC.  ServiceMaster  Funding LLC has entered into an agreement to transfer, on a
revolving  basis,  an  undivided  percentage  ownership  interest  in a pool  of
accounts receivable to unrelated third party purchasers.  ServiceMaster  Funding
LLC retains an undivided  percentage interest in the pool of accounts receivable
and bad debt losses for the entire  pool are  allocated  first to this  retained
interest.  The Company recorded a $3 million pretax loss in 2001 related to this
program which was recorded in minority interest  expense.  At December 31, 2002,
there were no receivables  sold to third parties under this agreement.  However,
the  Company  may sell its  receivables  in the future  which  would  provide an
alternative  funding  source.  The  agreement  is a  364-day  facility  that  is
renewable  at the  option  of the  purchasers.  The  Company  may sell up to $65
million of its  receivables to these  purchasers in the future and therefore has
immediate  access to cash proceeds from these sales.  The amount of the eligible
receivables varies during the year based on seasonality of the business and will
at times limit the amount available to the Company.

COMPREHENSIVE INCOME

Comprehensive  income,  which  encompasses  net  income,   unrealized  gains  on
marketable  securities,  and the  effect  of  foreign  currency  translation  is
disclosed in the Statement of Shareholders' Equity.

(In thousands)                    2002      2001       2000
- -------------------------------------------------------------
Unrealized holding
  gains (losses)
  arising in period           $(7,941)   $(3,601)    $20,553
Tax expense                    (3,196)    (2,382)      8,447
- -------------------------------------------------------------
Net of tax amount             $(4,745)   $(1,219)    $12,106
=============================================================
Gains (losses) realized       $(1,460)    $3,845     $15,173
Tax expense                      (584)       705       6,236
- -------------------------------------------------------------
Net of tax amount               $(876)    $3,140      $8,937
=============================================================

Accumulated  comprehensive  income  included  the  following  components  as  of
December 31:

(In thousands)                    2002      2001       2000
- -------------------------------------------------------------
Unrealized gains
  (losses) on securities      $(1,036)    $2,832     $7,192
Foreign currency
  translation                     187     (5,329)   (16,469)
- -------------------------------------------------------------
Total                           $(849)   $(2,496)   $(9,277)
=============================================================

SHAREHOLDERS' EQUITY
The Company has  authorized one billion shares of common stock with par value of
$.01 and 11 million shares of preferred stock. There were no shares of preferred
stock issued or outstanding.

The Company has an  effective  shelf  registration  statement to issue shares of
common  stock  in  connection  with  future,  unidentified  acquisitions.   This
registration  statement allows the Company to issue registered  shares much more
efficiently  when acquiring  privately held companies.  The Company plans to use
the shares over time in connection with purchases of small  acquisitions.  There
were  approximately  4.7  million  shares  available  for  issuance  under  this
registration statement at December 31, 2002.

As of December 31, 2002,  there were 37.3 million  Company shares  available for
issuance upon the exercise of employee  options  outstanding  and future grants.
Share  options are issued at a price not less than the fair market  value on the
grant date and expire  within ten years of the grant date.  Certain  options may
permit the holder to pay the option  exercise price by tendering  Company shares
that have been owned by the holder without  restriction for an extended  period.
Share  grants  carry a


                                       27
<PAGE>



Notes to Consolidated Financial Statements



vesting period and are restricted as to the sale or transfer of the shares.

Beginning  in 2003,  the Company  will  account for  employee  stock  options as
compensation  expense in accordance  with SFAS 123,  "Accounting for Stock-Based
Compensation." SFAS 148,  "Accounting for Stock-Based  Compensation - Transition
and Disclosure,  an amendment of FASB Statement No. 123",  provides  alternative
methods  of  transitioning  to the fair value  based  method of  accounting  for
employee  stock  options  as  compensation  expense.  The  Company  will use the
"prospective  method" of SFAS 148 and  expense  the fair  value of new  employee
option  grants  awarded  subsequent  to  2002.  If  the  Company  continues  its
historical pattern of option granting,  the impact would be approximately  $.005
per share in 2003, growing to approximately $.03 per share over five years.

Prior to 2003,  the Company has accounted  for employee  share options under the
intrinsic  method of Accounting  Principles Board Opinion 25, as permitted under
GAAP. Accordingly,  no compensation cost has been recognized in the accompanying
financial   statements   related  to  these   options.   See  the   "Stock-Based
Compensation"  note in the  "Significant  Accounting  Policies"  section for the
proforma  net income and earnings per share under the fair value based method of
SFAS 123. In computing  this proforma  impact,  the fair value of each option is
estimated on the date of grant based on the  Black-Scholes  option pricing model
with  the  following  weighted-average  assumptions  in  2002,  2001  and  2000:
risk-free  interest  rates  of  4.5  percent,   4.8  percent  and  6.1  percent,
respectively;  distribution  yields of 3.2 percent 3.7 percent and 4.1  percent,
respectively;  and average  expected  lives of six to seven  years.  The options
granted to employees in 2002, 2001 and 2000 have weighted-average fair values of
$3.51,  $2.41 and $2.19,  respectively  and vest  ratably  over five years.  The
Company  has   estimated   the  value  of  these   options   assuming  a  single
weighted-average expected life for the entire award.



Options and grant transactions during the last three years are summarized below:

<TABLE>


                                                       Share          Price            Weighted Avg.     Share         Price
                                                      Options         Range           Exercise Price     Grants        Range
================================================================================================================================
<S>                                                 <C>           <C>                      <C>          <C>        <C>
Total exercisable, December 31, 1999                10,180,246    $2.24 - 87.55            $11.20             -               -
Total outstanding, December 31, 1999                23,773,529    $2.24 - 87.55            $13.37       713,830    $2.86 - 7.96
================================================================================================================================
TRANSACTIONS DURING 2000
  Granted to employees                               4,326,164    $8.48 - 12.55             $9.75             -               -
  Exercised or vested                                (591,517)    $2.24 - 14.55             $5.04     (231,474)    $2.86 - 7.96
  Terminated or resigned                             (992,847)    $2.25 - 81.60            $16.86             -               -
- --------------------------------------------------------------------------------------------------------------------------------
Total exercisable, December 31, 2000                12,208,351    $2.25 - 87.55            $12.37             -               -
Total outstanding, December 31, 2000                26,515,329    $2.25 - 87.55            $12.84       482,356    $2.86 - 7.96
================================================================================================================================
TRANSACTIONS DURING 2001
  Granted to employees                               5,184,141    $9.10 - 12.52            $10.63             -               -
  Exercised or vested                                (864,418)    $2.25 - 11.41             $6.52     (171,518)    $2.86 - 7.96
  Terminated or resigned                           (1,503,167)    $2.25 - 87.55            $17.27             -               -
- --------------------------------------------------------------------------------------------------------------------------------
Total exercisable, December 31, 2001                15,237,607    $2.25 - 77.56            $12.36             -               -
Total outstanding, December 31, 2001                29,331,885    $2.25 - 77.56            $12.40       310,838    $2.86 - 7.96
================================================================================================================================
TRANSACTIONS DURING 2002
  Granted to employees                               4,939,141    $9.09 - 15.10            $13.08       179,000    $10.51-13.80
  Exercised or vested                              (1,586,248)    $2.25 - 14.55             $7.60     (129,533)    $2.86 - 7.96
  Terminated or resigned                             (871,439)    $5.14 - 73.53            $16.37             -               -
- --------------------------------------------------------------------------------------------------------------------------------
Total exercisable, December 31, 2002                18,089,830    $2.25 - 77.56            $13.05             -               -
Total outstanding, December 31, 2002                31,813,339    $2.25 - 77.56            $12.64       360,305   $2.86 - 13.80
================================================================================================================================

</TABLE>

                                       28
<PAGE>

Notes to Consolidated Financial Statements




Options outstanding at December 31, 2002:
<TABLE>

                            Number        Weighted Average         Weighted             Number             Weighted
     Range of            Outstanding          Remaining             Average           Exercisable           Average
  Exercise Prices        at 12/31/02            Life             Exercise Price       at 12/31/02       Exercise Price
=======================================================================================================================
   <S>                   <C>                  <C>                    <C>               <C>                 <C>
    $2.25 - 6.44            813,696           2.0 Years              $6.43               813,696           $6.43
    7.41 - 10.78         11,684,161           4.0 Years               9.58             5,796,771            9.18
   10.80 - 15.94         12,853,267           6.0 Years              12.32             6,282,043           11.78
   16.12 - 22.33          6,098,288           6.0 Years              18.18             4,836,464           18.21
   27.20 - 77.56            363,927           4.0 Years              42.88               360,856           42.88
- -----------------------------------------------------------------------------------------------------------------------
   $2.25 - 77.56         31,813,339           5.0 Years             $12.64            18,089,830          $13.05
=======================================================================================================================
</TABLE>


EARNINGS PER SHARE
Basic  earnings  per share is computed by dividing  income  available  to common
stockholders  by the  weighted-average  number  of  shares  outstanding  for the
period.  The weighted  average common shares for the diluted  earnings per share
calculation includes the incremental effect related to outstanding options whose
market price is in excess of the exercise  price.  Shares  potentially  issuable
under  convertible  securities have been considered  outstanding for purposes of
the diluted earnings per share  calculations.  In computing diluted earnings per
share, the after-tax interest expense related to convertible debentures is added
back to net income in the numerator, while the diluted shares in the denominator
include the shares issuable upon  conversion of the  debentures.  The effects of
outstanding  stock options whose market price is in excess of the exercise price
and shares  potentially  issuable  under  convertible  securities  have not been
included in the 2001  diluted loss per share  calculation  as their effect would
have been anti-dilutive.  As a result, diluted earnings per share is the same as
basic  earnings per share.  Had the Company  recognized  income from  continuing
operations in 2001,  incremental shares  attributable to the assumed exercise of
outstanding  options and conversion of debentures  would have increased  diluted
shares  outstanding by 12.7 million shares,  and the after-tax  interest expense
related to  convertible  debentures  that would have been added to net income in
the numerator totaled $4.8 million.

The following  table  reconciles  both the numerator and the  denominator of the
basic earnings per share from continuing operations computation to the numerator
and the denominator of the diluted earnings per share from continuing operations
computation.
<TABLE>


(In thousands, except per
share data)
                                    FOR YEAR ENDED 2002                For year ended 2001                 For year ended 2000
CONTINUING OPERATIONS:         INCOME      SHARES      EPS         Loss       Shares         EPS       Income       Shares     EPS
====================================================================================================================================
<S>                          <C>          <C>        <C>        <C>           <C>         <C>         <C>           <C>       <C>
Basic EPS                    $170,098     300,383    $0.57      $(164,464)    298,659     $(0.55)     $124,274      302,487   $0.41
Effect of Dilutive
  Securities, net of tax:
    Options                                 5,529                                 -                                   3,031
    Convertible
      Debentures                4,780       8,200                      -          -                      -              -
- ------------------------------------------------------------------------------------------------------------------------------------
Diluted EPS                  $174,878     314,112    $0.56      $(164,464)    298,659     $(0.55)     $124,274      305,518   $0.41
====================================================================================================================================


</TABLE>

                                       29
<PAGE>


Notes to Consolidated Financial Statements


QUARTERLY OPERATING RESULTS (UNAUDITED)
As discussed in the Notes to the Consolidated Financial Statements,  the Company
has restated its consolidated  financial statements for the years ended December
31, 2001 and 2000 as well as the previously reported 2002 quarterly results. The
impact of the  restatement  on  operating  revenue,  gross  profit,  income from
continuing operations and earnings per share is presented below.

For interim accounting purposes, TruGreen ChemLawn incurs pre-season advertising
costs and annual  repair and  maintenance  procedures  that are performed in the
first quarter.  These costs are deferred and recognized as expense in proportion
to the related  revenues.  Full year  results are not  affected.  The  quarterly
information  for 2002,  2001 and 2000 has been  restated to treat  certain costs
that were previously  deferred as period costs. There was no impact on full-year
results for 2002, 2001 and 2000 as a result of this change.

The  table  below  excludes  extraordinary  items and the  cumulative  effect of
accounting  changes.  These items are as follows. In the second quarter of 2002,
the Company recorded an extraordinary loss from the early extinguishment of debt
of $.03 per diluted share ($9 million  after-tax).  In 2001, also related to the
early extinguishment of debt, the Company recorded an extraordinary loss of $.03
per  diluted  share  ($9  million  after-tax)  in  the  fourth  quarter  and  an
extraordinary gain of $.02 per diluted share ($6 million after-tax) in the first
quarter.

In 2000,  the Company  changed  its method of  accounting  for revenue  from its
termite baiting contracts. The cumulative effect of this accounting change as of
January 1, 2000 was $11.1 million ($18.9 million pretax).

<TABLE>

  (in thousands, except
      per share data)             AS PREVIOUSLY   AS RESTATED    %    As Previously  As Restated   %     As Previously   As Restated
                                     REPORTED                           Reported                            Reported
                                       2002          2002       Chg     2001 (1)        2001      Chg        2000 (1)       2000
====================================================================================================================================
CONTINUING OPERATIONS:
Operating Revenue:
<S>                                  <C>           <C>        <C>        <C>         <C>           <C>       <C>          <C>
First Quarter                        $733,385      $734,263   2%         $719,591    $722,861      1%        $712,105     $714,865
Second Quarter                      1,032,807     1,034,937    1        1,015,687   1,020,034      5          974,528      976,081
Third Quarter                       1,013,484     1,010,661    3          981,552     981,284      3          955,081      953,895
Fourth Quarter                            N/A       809,228   (3)         822,357     837,266      8          778,657      776,961
====================================================================================================================================
                                                 $3,589,089   1%       $3,539,187  $3,561,445      4%      $3,420,371   $3,421,802
====================================================================================================================================
Gross Profit:
First Quarter                        $203,135      $188,202   7%         $193,924    $175,085      7%        $180,924     $163,858
Second Quarter                        346,050       359,769    4          332,577     344,643      6          316,159      326,129
Third Quarter                         323,456       335,252    4          306,063     321,774      2          300,766      316,755
Fourth Quarter                            N/A       224,640   (6)         217,006     239,471      31         195,428      183,148
====================================================================================================================================
                                                 $1,107,863   2%       $1,049,570  $1,080,973      9%        $993,277     $989,890
====================================================================================================================================
Income from Continuing
Operations:
First Quarter                         $23,785       $11,858   N/A         $17,006       $734     (94%)        $27,104      $13,322
Second Quarter                         60,750        71,437   44           45,019      49,735     (8)          49,469       54,239
Third Quarter                          57,810        66,988   49           35,730      45,042     (11)         42,231       50,659
Fourth Quarter                            N/A        19,815   N/A       (265,068)   (259,975)     N/A          21,886        6,054
====================================================================================================================================
                                                   $170,098   N/A      $(167,313)  $(164,464)     N/A        $140,690     $124,274
====================================================================================================================================
Basic Earnings Per Share:
First Quarter                           $0.08         $0.04   N/A           $0.06       $ -     (100%)          $0.09        $0.04
Second Quarter                           0.20          0.24   41             0.15        0.17     (6)            0.16         0.18
Third Quarter                            0.19          0.22   47             0.12        0.15     (12)           0.14         0.17
Fourth Quarter                            N/A          0.07   N/A          (0.89)      (0.87)     N/A            0.07         0.02
====================================================================================================================================
                                                      $0.57   N/A         $(0.56)     $(0.55)     N/A           $0.47        $0.41
====================================================================================================================================
Diluted Earnings Per Share:
First Quarter                           $0.08         $0.04   N/A           $0.06        $ -    (100%)          $0.09        $0.04
Second Quarter                           0.20          0.23   44             0.15        0.16     11             0.16         0.18
Third Quarter                            0.19          0.22   47             0.12        0.15     (12)           0.14         0.17
Fourth Quarter                            N/A          0.07   N/A          (0.84)      (0.87)     N/A            0.07         0.02
====================================================================================================================================
                                                      $0.56   N/A         $(0.52)     $(0.55)     N/A           $0.46        $0.41
====================================================================================================================================
DISCONTINUED OPERATIONS:
Income from Discontinued
Operations:
First Quarter                           $(43)        $(217)                $6,218      $5,258                  $8,950       $8,463
Second Quarter                            200           295                 5,694       4,225                  16,846       15,993
Third Quarter                             527         1,095                10,393       7,490                   8,555        8,753
Fourth Quarter                            N/A       (5,048)               303,463     267,297                   9,947        7,359
====================================================================================================================================
                                                   $(3,875)              $325,768    $284,270                 $44,298      $40,568
====================================================================================================================================
Diluted Earnings Per Share:
First Quarter                             $ -           $ -                 $0.02       $0.02                   $0.03        $0.03
Second Quarter                              -             -                  0.02        0.01                    0.05         0.05
Third Quarter                               -             -                  0.03        0.02                    0.03         0.03
Fourth Quarter                            N/A        (0.02)                  0.97        0.89                    0.03         0.02
====================================================================================================================================
                                                    $(0.01)                 $1.05       $0.95                   $0.14        $0.13
====================================================================================================================================
</TABLE>

(1)  During the third quarter of 2002, the Company sold its Terminix  operations
     in the United  Kingdom.  The financial  results from these  operations have
     been reclassified from "Continuing Operations" to "Discontinued Operations"
     for all periods presented.

                                   2002              2001                2000
- -------------------------------------------------------------------------------
CASH DIVIDENDS PER SHARE:
First Quarter                     $0.10    0%        $0.10   11%         $0.09
Second Quarter                     0.10    0         0.10    11           0.09
Third Quarter                     0.105    5         0.10     0           0.10
Fourth Quarter                    0.105    5         0.10     0           0.10
===============================================================================
                                  $0.41    3%        $0.40    5%         $0.38
===============================================================================






                                       30
<PAGE>





REPORT OF INDEPENDENT AUDITORS

To the Shareholders of The ServiceMaster Company

We have audited the accompanying  consolidated  statements of financial position
of The ServiceMaster Company and subsidiaries (the "Company") as of December 31,
2002 and 2001, and the related consolidated statements of income,  shareholders'
equity,  and cash flows for each of the three years in the period ended December
31, 2002.  These financial  statements are the  responsibility  of the Company's
management.  Our  responsibility  is to express  an  opinion on these  financial
statements based on our audits.

We conducted our audits in accordance with auditing standards generally accepted
in the  United  States of  America.  Those  standards  require  that we plan and
perform the audit to obtain  reasonable  assurance  about  whether the financial
statements are free of material misstatement.  An audit includes examining, on a
test basis,  evidence  supporting  the amounts and  disclosures in the financial
statements.  An audit also includes assessing the accounting principles used and
significant  estimates  made by  management,  as well as evaluating  the overall
financial  statement  presentation.   We  believe  that  our  audits  provide  a
reasonable basis for our opinion.

In our opinion,  such consolidated  financial  statements present fairly, in all
material  respects,  the  financial  position of The  ServiceMaster  Company and
subsidiaries  as of  December  31,  2002  and  2001,  and the  results  of their
operations  and their cash flows for each of the three years in the period ended
December 31, 2002, in conformity with accounting  principles  generally accepted
in the United States of America.

As discussed in the Restatement note to the consolidated  financial  statements,
the  accompanying  2001 and 2000  consolidated  financial  statements  have been
restated.

As discussed in the Newly Adopted Accounting Principles note to the consolidated
financial  statements,  effective  January 1, 2002, the Company adopted SFAS No.
142, Goodwill and Other Intangible Assets.


Deloitte & Touche LLP
Chicago, Illinois
March 26, 2003


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>14
<FILENAME>exhibit1020.txt
<DESCRIPTION>STOCK PLAN
<TEXT>
                                                             Exhibit 10.20



                            THE SERVICEMASTER COMPANY
                            2001 DIRECTORS STOCK PLAN

                  (As Approved by Stockholders -April 27, 2001;
                Amended and Restated Effective January 24, 2003)

                                I. INTRODUCTION

1.1. Purposes. The purposes of this 2001 Directors Stock Plan (this "Plan") of
     --------
The ServiceMaster Company, as amended and restated effective January 24, 2003,
are (1) to align the interests of ServiceMaster's stockholders and Non-Employee
Directors by increasing the proprietary interest of Non-Employee Directors in
ServiceMaster's growth and success, (2) to advance the interests of
ServiceMaster by attracting and retaining individuals to serve as directors of
ServiceMaster, and (3) to motivate Non-Employee Directors to act in the
long-term best interests of ServiceMaster and its stockholders.

1.2. Definitions.
     -----------

      "Agreement" means the written agreement evidencing an award under this
       ---------
Plan.

      "Board" means the Board of Directors of ServiceMaster.
       -----

      "Bonus Stock" means shares of Common Stock which are not subject to a
       -----------
Restriction Period or Performance Measures.


      "Bonus Stock Award" means an award of Bonus Stock under this Plan.
       -----------------

      "Change in Control" has the meaning set forth in Section 4.6(b).
       -----------------

      "Common Stock" means the common stock of ServiceMaster.
       ------------

      "Corporate Transaction" has the meaning set forth in Section 4.6(b)(3).
       ---------------------

      "Elective Option" means an Option granted under Section 2.2.
       ---------------

      "Exchange Act" means the Securities Exchange Act of 1934, as amended.
       ------------

      "Fair Market Value" means the average of the closing transaction
       -----------------
prices, as reported in the New York Stock Exchange Composite Transactions,
of a share of Common Stock for the five-day period ended on or immediately prior
to the date as of which such value is being determined; provided, however, that
Fair Market Value may be determined by ServiceMaster by whatever means or method
as ServiceMaster, in the good faith exercise of its discretion, shall at such
time deem appropriate.

      "Incumbent Board" has the meaning set forth in Section 4.6(b)(2).
       ---------------

<PAGE>

      "Mature Shares" means previously-acquired shares of Common Stock for
       -------------
which the holder thereof has good title, free and clear of all liens and
encumbrances and which such holder either (1) has held for at least six months
or (2) has purchased on the open market.

      "Non-Employee Director" means any director of ServiceMaster
       ---------------------
who is not an officer or employee of ServiceMaster or any subsidiary of
ServiceMaster.

      "Option" means an option to purchase shares of Common Stock granted
       ------
under Section 2.1 or 2.2.

      "Outstanding Common Stock" has the meaning set forth in Section 4.6(b)(1).
       ------------------------

      "Outstanding Voting Securities" has the meaning set forth in Section
       -----------------------------
4.6(b)(1).

      "Performance Measures" means the criteria and objectives, established by
       --------------------
the Board, which shall be satisfied (1) as a condition to the exercisability of
all or a portion of an Option, (2) as a condition to the grant of a Stock Award
or (3) during the applicable Restriction Period as a condition to the
Non-Employee Director's receipt of the shares of Common Stock subject to a
restricted Stock Award. Such criteria and objectives may include, but are not
limited to, the attainment by a share of Common Stock of a specified Fair Market
Value for a specified period of time, earnings per share, return to stockholders
(including dividends), return on equity, earnings of ServiceMaster, revenues,
market share, cash flow or cost reduction goals, or any combination of the
foregoing and any other criteria and objectives established by the Board.
The Board may amend or adjust the Performance Measures or other terms and
conditions of an outstanding award in recognition of unusual or nonrecurring
events affecting ServiceMaster or its financial statements or changes in law or
accounting principles.

      "Person" has the meaning set forth in Section 4.6(b)(1).
       ------

      "Pooling Transaction" has the meaning set forth in Section 4.6(c).
       -------------------

      "Restricted Stock" means shares of Common Stock which are subject to a
       ----------------
Restriction Period.

      "Restricted Stock Award" means an award of Restricted Stock under this
       ----------------------
Plan.

      "Retainer/Fees" means the annual retainer fee and meeting attendance fees
       -------------
payable to Non-Employee Directors for service as a member of the Board or a
committee of the Board.

      "Restriction Period" means the period set forth in an Agreement during
       ------------------
which the Common Stock subject to a Restricted Stock Award may not be sold,
transferred, assigned, pledged, or otherwise encumbered or disposed of, except
as provided in this Plan or the related Restricted Stock Award Agreement.

      "Stock Award" means a Restricted Stock Award or Bonus Stock Award.
       -----------


                                       2
<PAGE>

1.3. Administration. This Plan shall be administered by the Board or a committee
     --------------
designated by the Board. Any one or a combination of the following awards may be
made under this Plan to Non-Employee Directors: (1) Options, (2) Restricted
Stock Awards and (3) Bonus Stock Awards. The Board shall, subject to the terms
of this Plan, select Non-Employee Directors for participation in this Plan and
determine the form and timing of each award, the number of shares of Common
Stock subject to each award, the purchase price associated with each Option, and
all other terms and conditions of each award, including, without limitation, the
form of the Agreement evidencing each award. The Board may, in its sole
discretion and for any reason at any time, take action such that (i) any or all
outstanding Options shall become exercisable in part or in full and (ii) all or
a portion of the Restriction Period applicable to any outstanding Restricted
Stock Award shall lapse. The Board shall, subject to the terms of this Plan,
interpret this Plan and the application thereof, establish rules and regulations
it deems necessary or desirable for the administration of this Plan. All such
interpretations, rules and regulations shall be final, binding and conclusive.

1.4. Eligibility. All Non-Employee Directors shall be eligible to participate in
     -----------
this Plan.

1.5. Shares Available. Subject to adjustment as provided in Section 4.5, (1)
     ----------------
300,000 shares of Common Stock shall be available under this Plan during each
calendar year for the grant of Options under Section 2.1 and Stock Awards and
(2) 400,000 shares of Common Stock shall be available under this Plan during
each calendar year for the grant of Elective Options under Section 2.2. Shares
of Common Stock shall be made available from authorized and unissued shares of
Common Stock, or authorized and issued shares of Common Stock reacquired and
held as treasury shares or otherwise or a combination thereof.

                               II. STOCK OPTIONS

2.1. General. The Board may, in its discretion, grant Options to such
     -------
Non-Employee Directors as may be selected by the Board. Options shall be subject
to the following terms and conditions and shall contain such additional terms
and conditions, not inconsistent with the terms of this Plan, as the Board shall
deem advisable:

     (a) Number of Shares.  The number of shares of Common  Stock  subject to an
         ----------------
Option shall be determined by the Board.

     (b) Purchase  Price and  Exercise.  The purchase  price per share of Common
         -----------------------------
Stock shall not be less than 100% of the Fair Market  Value of a share of Common
Stock on the date of grant of the Option.  The Board shall  determine the period
during which an Option, or any portion of an Option, may be exercised. The Board
may, in its discretion,  establish Performance Measures which shall be satisfied
as a condition  to the grant of an Option or to the  exercisability  of all or a
portion of an Option.

     (c) Termination   of  Service.   All  terms  relating  to  the  exercise,
         -------------------------
cancellation or other  disposition of an Option upon a termination of service as
a director of ServiceMaster,  whether by reason of disability, retirement, death
or any other reason, shall be determined by the Board.


                                       3
<PAGE>


2.2. Elective Options. In addition to Options that may be granted pursuant to
     ----------------
Section 2.1, each Non-Employee Director may from time to time elect, in
accordance with procedures specified by ServiceMaster, to receive Elective
Options in lieu of all or part of such Non-Employee Director's Retainer/Fees.
Elective Options shall be subject to the following terms and conditions and
shall contain such additional terms and conditions, not inconsistent with the
terms of this Plan, as the Board shall deem advisable:

     (a) Number of Shares.  The number of shares of Common  Stock  subject to an
         ----------------
Elective Option shall equal the number  determined by dividing (1) the amount of
Retainer/Fees  for any period specified by  ServiceMaster  that the Non-Employee
Director has elected to forego by (2) 15% of the Fair Market Value of a share of
Common Stock on the date of grant.

     (b) Purchase  Price and  Exercise.  The purchase  price per share of Common
         -----------------------------
Stock subject to an Elective  Option shall equal to 85% of the Fair Market Value
of a share of Common Stock on the date of grant.  Each Elective  Option shall be
fully  exercisable  on and after the date of grant  and shall  expire  ten years
after the date of grant  without  regard to whether  the  Non-Employee  Director
receiving  such  Elective  Option shall remain a member of the Board during that
ten-year period.

2.3. Method of Exercise. An exercisable Option, or portion thereof, may be
     ------------------
exercised only with respect to whole shares of Common Stock. An Option may be
exercised by giving written notice to ServiceMaster specifying the number of
whole shares of Common Stock to be purchased and accompanied by payment therefor
in full (or arrangement made for such payment to ServiceMaster's satisfaction)
either (1) in cash, (2) by delivery (either actual delivery or by attestation
procedures established by ServiceMaster) of Mature Shares having an aggregate
Fair Market Value, determined as of the date of exercise, equal to the aggregate
purchase price payable by reason of such exercise or (3) in cash by a
broker-dealer acceptable to ServiceMaster to whom the Non-Employee Director has
submitted an irrevocable notice of exercise of the Option. Any fraction of a
share of Common Stock which would be required to pay the purchase price shall be
disregarded and the remaining amount due shall be paid in cash by the
Non-Employee Director. No certificate representing Common Stock shall be
delivered until the full purchase price has been paid (or arrangement made for
such payment to ServiceMaster's satisfaction).

2.4. Death. If a Non-Employee Director dies prior to the expiration of the term
     -----
of an Option, the Option may thereafter be exercised by the Non-Employee
Director's executor, administrator, legal representative, beneficiary or similar
person until and including the expiration date of the term of the Option.

                               III. STOCK AWARDS

3.1. Stock Awards. The Board may, in its discretion, grant Stock Awards to
     ------------
Non-Employee Directors as may be selected by the Board. The Agreement relating
to a Stock Award shall specify whether the Stock Award is a Restricted Stock
Award or Bonus Stock Award.


                                       4
<PAGE>

3.2. Terms of Stock Awards. Stock Awards shall be subject to the following terms
     ---------------------
and conditions and shall contain such additional terms and conditions, not
inconsistent with the terms of this Plan, as the Board shall deem advisable.

     (a) Number of Shares and Other Terms.  The number of shares of Common Stock
         --------------------------------
subject to a  Restricted  Stock Award or Bonus  Stock Award and the  Performance
Measures (if any) and Restriction  Period applicable to a Restricted Stock Award
shall be determined by the Board.

     (b) Vesting and Forfeiture.  The Agreement  relating to a Restricted  Stock
         ----------------------
Award shall provide,  in the manner  determined by the Board, in its discretion,
and  subject to the  provisions  of this Plan,  for the vesting of the shares of
Common  Stock  subject to such award (1) if specified  Performance  Measures are
satisfied during the Restriction Period or (2) if the Non-Employee  Director who
is granted  such award  continues  to serve as a member of the Board  during the
Restriction  Period and for the  forfeiture of all or a portion of the shares of
Common Stock subject to such award (x) if specified Performance Measures are not
satisfied during the Restriction Period or (y) if the Non-Employee  Director who
is granted such award does not continue to serve as a member of the Board during
the Restriction Period.

      Bonus Stock Awards shall not be subject to any Performance Measures or
Restriction Periods.

     (c) Share  Certificates.  During the Restriction  Period,  a certificate(s)
         -------------------
representing a Restricted  Stock Award may be registered in the holder's name or
a  nominee  name  at the  discretion  of  ServiceMaster  and may  bear a  legend
indicating that the ownership of the shares of Common Stock  represented by such
certificate  is subject to the  restrictions,  terms and conditions of this Plan
and the  Agreement  relating to the  Restricted  Stock Award.  As  determined by
ServiceMaster,  all  certificates  registered  in the  holder's  name  shall  be
deposited with ServiceMaster, together with stock powers or other instruments of
assignment  (including  a power of  attorney),  each  endorsed  in blank  with a
guarantee of signature if deemed  necessary  or  appropriate  by  ServiceMaster,
which would permit transfer to  ServiceMaster  of all or a portion of the shares
of Common Stock subject to the Restricted Stock Award in the event such award is
forfeited in whole or in part.  Upon  termination of any applicable  Restriction
Period (and the satisfaction of applicable  Performance  Measures),  or upon the
grant of a Bonus Stock Award, a certificate or certificates evidencing ownership
of the  requisite  number of shares of Common  Stock shall be  delivered  to the
Non-Employee Director.

     (d) Rights with Respect to Restricted  Stock Awards.  Unless  otherwise set
         -----------------------------------------------
forth in, and subject to the terms and conditions of, a Restricted  Stock Award,
the  holder  of  such  award  shall  have  all  rights  as  a   stockholder   of
ServiceMaster,  including,  but not  limited  to,  voting  rights,  the right to
receive  dividends  and the  right  to  participate  in any  capital  adjustment
applicable  to  all  holders  of  Common  Stock;   provided,   however,  that  a
distribution  with respect to shares of Common Stock,  other than a regular cash
dividend, shall be deposited with ServiceMaster and shall be subject to the same
restrictions  as  the  shares  of  Common  Stock  with  respect  to  which  such
distribution was made.


                                       5
<PAGE>

3.3 Termination of Service. All of the terms relating to the satisfaction of
    ----------------------
Performance Measures and the termination of the Restriction Period relating to a
Restricted Stock Award, or any forfeiture and cancellation of such award upon a
termination of service as a director of ServiceMaster, whether by reason of
disability, retirement, death or any other reason, shall be determined by the
Board.

                                  IV. GENERAL

4.1. Effective Date and Term of Plan. The Plan, as amended and restated, shall
     -------------------------------
be effective January 24, 2003, and shall constitute an amendment and restatement
of the 2001 Directors Stock Plan, as approved by stockholders on April 27, 2001.
This Plan shall terminate on April 27, 2011, unless terminated earlier by the
Board. Termination of this Plan shall not affect the terms or conditions of any
award granted prior to termination.

4.2. Amendments. The Board may amend this Plan as it shall deem advisable,
     ----------
subject to any requirement of stockholder approval required by applicable law,
rule or regulation. No amendment may impair the rights of a holder of an
outstanding award without the consent of such holder.

4.3. Agreement. No award shall be valid until an Agreement is executed by
     ---------
ServiceMaster and the Non-Employee Director who received such award and, upon
execution by each party and delivery of the Agreement to ServiceMaster, such
award shall be effective as of the effective date set forth in the Agreement.

4.4. Non-Transferability of Awards. Unless otherwise specified in the Agreement
     -----------------------------
relating to an award, no award (other than a Bonus Stock Award) shall be
transferable other than by will, the laws of descent and distribution or
pursuant to beneficiary designation procedures approved by ServiceMaster. Except
to the extent permitted by the foregoing sentence or the Agreement relating to
an award, each award may be exercised or settled during the Non-Employee
Director's lifetime only by the Non-Employee Director or the Non-Employee
Director's legal representative or similar person. Except to the extent
permitted by the second preceding sentence or the Agreement relating to an
award, no award may be sold, transferred, assigned, pledged, encumbered or
otherwise disposed of (whether by operation of law or otherwise) or be subject
to execution, attachment or similar process. Upon any attempt to so sell,
transfer, assign, pledge, encumber or otherwise dispose of any such award, such
award and all rights thereunder shall immediately become null and void.

4.5. Adjustment. In the event of any stock split, stock dividend,
     ----------
recapitalization, reorganization, merger, consolidation, combination, exchange
of shares, liquidation, spin-off or other similar change in capitalization or
event, or any distribution to holders of Common Stock other than a regular cash
dividend, the number and class of securities available under this Plan, the
number and class of securities subject to each outstanding Option and the
purchase price per security, and the number and class of securities subject to
each outstanding Restricted Stock Award, shall be appropriately adjusted by the
Board, such adjustments to be made in the case of outstanding Options without an
increase in the aggregate purchase price. The decision of the Board regarding
any such adjustment shall be final, binding and conclusive. If any such


                                       6
<PAGE>

adjustment would result in a fractional security being (a) available under this
Plan, such fractional security shall be disregarded, or (b) subject to an award
under this Plan, ServiceMaster shall pay the holder of such award, in connection
with the vesting of a Restricted Stock Award or exercise of an Option in whole
or in part occurring after such adjustment, an amount in cash determined by
multiplying (i) the fraction of such security (rounded to the nearest hundredth)
by (ii) the excess, if any, of (A) the Fair Market Value on the vesting or
exercise date over (B) the exercise price, if any, of such award.

4.6. Change in Control.
     -----------------

     (a) (1)  Notwithstanding any provision in this Plan or any Agreement to the
contrary,  in the event of a Change in Control pursuant to Section (b)(3) or (4)
below in connection with which holders of Common Stock may receive consideration
consisting solely of shares of stock that are registered under Section 12 of the
Exchange  Act  (and  disregarding  the  payment  of cash  in lieu of  fractional
shares),  (i) all outstanding  Options shall immediately  become  exercisable in
full, (ii) the Restriction Period applicable to any outstanding Restricted Stock
Award shall lapse, (iii) the Performance  Measures  applicable to any Restricted
Stock Award shall be deemed to be satisfied at the maximum  level and (iv) there
shall be substituted  for each share of Common Stock  available under this Plan,
whether or not then  subject to an  outstanding  award,  the number and class of
shares into which each  outstanding  share of Common  Stock  shall be  converted
pursuant to such Change in Control.  In the event of any such substitution,  the
purchase  price  per  share in the  case of an  Option  shall  be  appropriately
adjusted  by  the  Board  (whose  determination  shall  be  final,  binding  and
conclusive),  such  adjustments  to be made without an increase in the aggregate
purchase price.

     (2)  Notwithstanding  any  provision  in this Plan or any  Agreement to the
contrary,  in the event of a Change in Control pursuant to Section (b)(1) or (2)
below, or in the event of a Change in Control  pursuant to Section (b)(3) or (4)
below as to which (a)(1) above does not apply,  each outstanding  award shall be
surrendered to  ServiceMaster  by the holder thereof,  and each such award shall
immediately be canceled by ServiceMaster,  and the holder shall receive,  within
ten  days  of the  occurrence  of a  Change  in  Control,  a cash  payment  from
ServiceMaster in an amount equal to (i) in the case of an Option,  the number of
shares of Common Stock then subject to such option, multiplied by the excess, if
any, of the greater of (A) the highest per share price  offered to  stockholders
of ServiceMaster in any transaction whereby the Change in Control takes place or
(B) the Fair Market Value of a share of Common  Stock on the date of  occurrence
of the Change in  Control,  over the  purchase  price per share of Common  Stock
subject to the Option,  (ii) in the case of a Restricted Stock Award, the number
of shares of Common Stock then subject to such award,  multiplied by the greater
of (A) the highest per share price offered to stockholders of  ServiceMaster  in
any transaction whereby the Change in Control takes place or (B) the Fair Market
Value of a share of  Common  Stock on the date of  occurrence  of the  Change in
Control.  ServiceMaster  may, but is not required to,  cooperate with any person
who is subject to Section 16 of the Exchange Act to assure that any cash payment
in  accordance  with the  foregoing  to such person is made in  compliance  with
Section 16 and the rules and regulations thereunder.

     (b) "Change in Control" means:
          -----------------


                                       7
<PAGE>

     (1) the  acquisition  by any  individual,  entity  or group  (a  "Person"),
                                                                       ------
including any "person" within the meaning of Section 13(d)(3) or 14(d)(2) of the
Exchange  Act,  of  beneficial  ownership  within  the  meaning  of  Rule  13d-3
promulgated  under  the  Exchange  Act,  of 25% or more of  either  (i) the then
outstanding shares of Common Stock (the "Outstanding  Common Stock") or (ii) the
                                         -------------------------
combined  voting  power  of the then  outstanding  securities  of  ServiceMaster
entitled to vote generally in the election of directors (the "Outstanding Voting
                                                              ------------------
Securities");  excluding,  however, the following:  (A) any acquisition directly
- ----------
from ServiceMaster  (excluding any acquisition resulting from the exercise of an
exercise,  conversion  or  exchange  privilege  unless  the  security  being  so
exercised, converted or exchanged was acquired directly from ServiceMaster), (B)
any acquisition by  ServiceMaster,  (C) any  acquisition by an employee  benefit
plan (or related trust)  sponsored or maintained by  ServiceMaster or any entity
controlled by  ServiceMaster  or (D) any acquisition by any entity pursuant to a
transaction which complies with clauses (i), (ii) and (iii) of subsection (3) of
this Section 4.6(b);  provided further,  that for purposes of clause (B), if any
Person (other than ServiceMaster or any employee benefit plan (or related trust)
sponsored  or  maintained  by   ServiceMaster   or  any  entity   controlled  by
ServiceMaster)  shall  become  the  beneficial  owner  of  25%  or  more  of the
Outstanding  Common Stock or 25% or more of the Outstanding Voting Securities by
reason of an acquisition  by  ServiceMaster,  and such Person shall,  after such
acquisition  by  ServiceMaster,  become the  beneficial  owner of any additional
shares of the  Outstanding  Common Stock or any  additional  Outstanding  Voting
Securities,  in either case other than pursuant to a stock split, stock dividend
or similar  transaction,  and such beneficial  ownership is publicly  announced,
such additional beneficial ownership shall constitute a Change in Control;

     (2)  individuals  who,  as of April 28,  2001  constitute  the  Board  (the
"Incumbent Board") cease for any reason to constitute at least a majority of the
 ---------------
Board;  provided,  however,  that any  individual  who  becomes  a  director  of
ServiceMaster  subsequent to April 27, 2001 whose  election,  or nomination  for
election by ServiceMaster's  stockholders,  was approved by the vote of at least
two-thirds of the directors then  comprising the Incumbent Board shall be deemed
a member of the Incumbent Board; and provided  further,  that any individual who
was initially elected as a director of ServiceMaster as a result of an actual or
threatened  solicitation  by a Person or group for the  purpose  of  opposing  a
solicitation  by any other  Person or group  with  respect  to the  election  or
removal of directors,  or any other actual or threatened solicitation of proxies
or  consents  by or on behalf of any Person  other  than the Board  shall not be
deemed a member of the Incumbent Board;

     (3) the consummation of a  reorganization,  merger or consolidation or sale
or other  disposition of all or substantially all of the assets of ServiceMaster
(a  "Corporate  Transaction");   excluding,  however,  a  Corporate  Transaction
     ----------------------
pursuant to which (i) all or  substantially  all of the  individuals or entities
who are the beneficial owners, respectively, of the Outstanding Common Stock and
the  Outstanding   Voting   Securities   immediately  prior  to  such  Corporate
Transaction will  beneficially  own,  directly or indirectly,  more than 60% of,
respectively,  the outstanding  shares of common stock,  and the combined voting
power of the outstanding  securities  entitled to vote generally in the election
of directors (or similar  persons),  as the case may be, of the entity resulting
from such Corporate Transaction (including,  without limitation, an entity which
as a result of such transaction owns  ServiceMaster or all or substantially  all
of  ServiceMaster's  assets either directly or indirectly) in substantially  the
same proportions relative to each other as their


                                       8
<PAGE>

ownership, immediately prior to such Corporate Transaction,  of the Outstanding
Common Stock and the Outstanding Voting   Securities,   as  the  case  may  be,
(ii)  no  Person   (other  than: ServiceMaster;  any  employee  benefit  plan
(or  related  trust)  sponsored  or maintained by ServiceMaster or any entity
controlled by  ServiceMaster;  and any Person  which   beneficially   owned,
immediately   prior  to  such  Corporate Transaction, directly or indirectly,
25% or more of the Outstanding Common Stock or the Outstanding Voting
Securities, as the case may be) will beneficially own, directly or indirectly,
25% or more of, respectively,  the outstanding shares of common stock of the
entity  resulting  from such  Corporate  Transaction  or the combined voting
power of the  outstanding  securities of such entity entitled to vote  generally
in the  election of directors  and (iii)  individuals  who were members of the
Incumbent  Board  will  constitute  at least a  majority  of the members of the
board of directors (or similar body) of the entity resulting from such Corporate
Transaction; or

     (4) the  consummation  of a plan of complete  liquidation or dissolution of
ServiceMaster.

     (c)  Notwithstanding the exercise period(s) of any Option set forth in this
Plan or in any Agreement and  notwithstanding the expiration date of the term of
any Option,  in the event  ServiceMaster  is involved in a business  combination
which is  intended  to be  treated  as a  pooling  of  interests  for  financial
accounting purposes (a "Pooling Transaction"),  pursuant to which a Non-Employee
                        -------------------
Director  receives a  substitute  option to purchase  securities  of any entity,
including an entity directly or indirectly  acquiring  ServiceMaster,  then each
Option (or option in substitution  thereof) held by such  Non-Employee  Director
shall  be  exercisable  to the  extent  set  forth in this  Plan or the  related
Agreement  until and including the latest of (x) the expiration date of the term
of the Option or, in the event of such  Non-Employee  Director's  termination of
service as a director of  ServiceMaster,  the date  determined  pursuant to this
Plan or the  related  Agreement,  (y) the date  which is nine  months  after the
consummation  of such  business  combination  and (z) the date  which is 90 days
after the date of  expiration  of any  period  during  which  such  Non-Employee
Director  may not  dispose of a security  issued in the Pooling  Transaction  in
order for the Pooling Transaction to be accounted for as a pooling of interests.

4.7. Rights as Stockholder. No person shall have any right as a stockholder of
     ---------------------
ServiceMaster with respect to any shares of Common Stock or other equity
security of ServiceMaster which is subject to an award hereunder unless and
until such person becomes a stockholder of record with respect to such shares of
Common Stock or equity security.

4.8. Designation of Beneficiary. A holder of an award may file with the
     --------------------------
Corporate Secretary a written designation of one or more persons as such
holder's beneficiary or beneficiaries (both primary and contingent) in the event
of the holder's death. To the extent an outstanding Option granted hereunder is
exercisable, such beneficiary or beneficiaries shall be entitled to exercise
such Option.

     Each beneficiary designation shall become effective only when filed in
writing with the Corporate Secretary during the holder's lifetime on a form
prescribed by ServiceMaster. The filing with the Corporate Secretary of a new
beneficiary designation shall cancel all previously filed beneficiary
designations.


                                       9
<PAGE>

     If a holder fails to designate a beneficiary, or if all designated
beneficiaries of a holder predecease the holder, then each outstanding Option
held by such holder, to the extent exercisable, may be exercised by such
holder's executor, administrator, legal representative or similar person.

4.9. Governing Law. This Plan, each award hereunder and the related Agreement,
     -------------
and all determinations made and actions taken pursuant thereto shall be governed
by the laws of the State of Delaware and construed in accordance therewith
without giving effect to principles of conflicts of laws.


                                       10
<PAGE>

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----