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<SEC-DOCUMENT>0000950124-03-000487.txt : 20030304
<SEC-HEADER>0000950124-03-000487.hdr.sgml : 20030304
<ACCEPTANCE-DATETIME>20030304080132
ACCESSION NUMBER:		0000950124-03-000487
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20021231
FILED AS OF DATE:		20030304

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GENTEX CORP
		CENTRAL INDEX KEY:			0000355811
		STANDARD INDUSTRIAL CLASSIFICATION:	MOTOR VEHICLE PARTS & ACCESSORIES [3714]
		IRS NUMBER:				382030505
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10235
		FILM NUMBER:		03590313

	BUSINESS ADDRESS:	
		STREET 1:		600 N CENTENNIAL ST
		CITY:			ZEELAND
		STATE:			MI
		ZIP:			49464
		BUSINESS PHONE:		6167721800
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>k74338e10vk.txt
<DESCRIPTION>ANNUAL REPORT FOR FISCAL YEAR ENDED 12/31/02
<TEXT>
<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 10-K

(X) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
    ACT OF 1934 FOR FISCAL YEAR ENDED DECEMBER 31, 2002.

( ) TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
    ACT OF 1934.

    For the transition period from                       to                   .
                                      ------------------     -----------------

Commission File No.:   0-10235
                       --------

                               GENTEX CORPORATION
             (Exact name of registrant as specified in its charter)

           MICHIGAN                                        38-2030505
(State or other jurisdiction of                         (I.R.S. Employer
 incorporation or organization)                        Identification No.)


 600 N. CENTENNIAL STREET, ZEELAND, MICHIGAN                 49464
   (Address of principal executive offices)                (Zip Code)


                                 (616) 772-1800
              (Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

  Title of each Class               Name of each exchange on which registered

        NONE                      ---------------------------------------------

Securities registered pursuant to Section 12(g) of the Act:

                     COMMON STOCK, PAR VALUE $.06 PER SHARE
                                (Title of Class)

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.
         Yes  X        No:
            -----         -----


Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K (Paragraph 229.405 of this chapter) is not contained herein,
and will not be contained, to the best of registrant's knowledge, in definitive
proxy or information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. (X)

Indicate by check mark whether the registrant is an accelerated filer as defined
in Rule 12b-2 of the Act.
         Yes  X        No:
            -----         -----

As of June 30, 2002 (the last business day of the registrant's most recently
completed second fiscal quarter), 75,818,503 shares of the registrant's common
stock, par value $.06 per share, were outstanding. The aggregate market value of
the common stock held by non-affiliates of the registrant (i.e., excluding
shares held by executive officers, directors, and control persons as defined in
Rule 405, 17 CFR 203.405) on that date was $1,968,286,758 computed at the
closing price on that date.

Portions of the Company's Proxy Statement for its 2003 Annual Meeting of
Shareholders are incorporated by reference into Part III.


                        Exhibit Index located at Page 35



                                      -1-
<PAGE>


Statements in this Annual Report on Form 10-K which express "belief",
"anticipation" or "expectation" as well as other statements which are not
historical fact, such as availability and the impact of new technology,
penetration of the automotive market, and foreign exchange rates, are
forward-looking statements and involve risks and uncertainties described below
under the headings "Business" and "Management's Discussion and Analysis of
Results of Operations and Financial Condition" that could cause actual results
to differ materially from those projected. All forward-looking statements in
this Annual Report are based on information available to the Company on the date
hereof, and the Company assumes no obligation to update any such forward-looking
statements.

                                     PART I

ITEM 1.  BUSINESS

(a)  GENERAL DEVELOPMENT OF BUSINESS

         Gentex Corporation (the "Company") designs, develops, manufactures and
markets proprietary products employing electro-optic technology:
automatic-dimming rearview mirrors and fire protection products.

         The Company was organized in 1974 to manufacture residential smoke
detectors, a product line that has since evolved into a more sophisticated group
of fire protection products for commercial applications. In 1982, the Company
introduced an automatic interior rearview mirror that was the first commercially
successful glare-control product offered as an alternative to the conventional,
manual day/night mirror. In 1987, the Company introduced its interior Night
Vision Safety(TM) (NVS(R)) Mirror, an electrochromic (EC) automatic-dimming
interior rearview mirror, providing the first successful commercial application
of electrochromic technology in the automotive industry and world. Through the
use of electrochromic technology, this mirror is continually variable and
automatically darkens to the degree required to eliminate rearview headlight
glare. In 1991, the Company introduced its exterior Night Vision Safety Mirror
Sub-Assembly, which works as a complete glare-control system with the interior
NVS Mirror. In 1997, the Company began making volume shipments of three new
exterior mirror sub-assembly products: thin glass flat, convex and aspheric.

         During 2001 and 2002, the Company began making shipments of its NVS
mirrors for a number of mid-sized, medium-priced vehicles, including the Toyota
Camry, Matrix and Corolla; Ford Taurus and Mercury Sable; Volkswagen Passat,
Jetta, Golf GTI and Beetle; Nissan Altima; Opel Cross Car Line; Chrysler Sebring
Coupe; Hyundai Santa Fe and Sonata; and Kia Optima and Sorento.

         The Company's annual report on Form 10-K, quarterly reports on Form
10-Q, current reports on Form 8-K, and all amendments to those reports will be
made available free of charge through the Investor Information section of the
Company's Internet website (http://www.gentex.com) as soon as practicable after
such material is electronically filed with or furnished to the Securities and
Exchange Commission.

(b) FINANCIAL INFORMATION ABOUT INDUSTRY SEGMENTS

         See Note 8 to the Consolidated Financial Statements filed with this
report.

(c) NARRATIVE DESCRIPTION OF BUSINESS

         The Company currently manufactures electro-optic products, including
automatic-dimming rearview mirrors for the automotive industry and fire
protection products primarily for the commercial building industry.

AUTOMATIC-DIMMING REARVIEW MIRRORS

         Interior NVS Mirrors. In 1987, the Company achieved a significant
technological breakthrough by applying electrochromic technology to the
glare-sensing capabilities of its Motorized Mirror. Through the use of this
technology, the mirror gradually darkens to the degree necessary to eliminate
rearview glare from following vehicle headlights. The NVS Mirror offers all of
the continuous reflectance levels between its approximate 85% full-reflectance
state and its 7% least-reflectance state, taking just a few seconds to span the
entire range. Special electro-optic sensors in the mirror detect glare and
electronic circuitry supplies electricity to darken the mirror to only the
precise level required to eliminate glare, allowing the driver to maintain
maximum vision. This is accomplished by the utilization of two layers of
precision glass with special conductive coatings that are separated by the
Company's proprietary electrochromic materials. When the appropriate light
differential is detected, an electric current causes the electrochromic material
to darken, decreasing the mirror's reflectance, thereby eliminating glare.





                                      -2-
<PAGE>

         During 1991, the Company began shipping the first advanced-feature
interior NVS Mirror, the NVS Headlamp Control Mirror, an automatic-dimming
mirror that automatically turns car head- and taillamps "on" and "off" at dusk
and dawn in response to the level of light observed. During 1993, the Company
began shipping its NVS Compass Mirror, with an electronic compass that
automatically compensates for changes in the earth's magnetic field. During
1997, the Company began shipping a new interior NVS Mirror that digitally
displays either a compass or outside temperature reading. During 1998, the
Company began shipping new compass mirrors with its proprietary light-emitting
diode (LED) map lamps, a major improvement over mirrors with standard
incandescent map lamps. At the beginning of 2000, the Company began shipping to
General Motors interior NVS Mirrors that serve as the driver interface for the
OnStar(R) System, an in-vehicle safety, security and information service using
Global Positioning System (GPS) satellite technology.

         The Company shipped approximately 4,609,000 interior NVS Mirrors in
2000, approximately 5,000,000 in 2001, and approximately 6,305,000 in 2002.

         During 2001 and 2002, the Company began making shipments of its NVS
Mirrors for a number of mid-sized, medium-priced vehicles, including the Toyota
Camry, Matrix and Corolla; Ford Taurus and Mercury Sable; Volkswagen Passat,
Jetta, Golf GTI and Beetle; Nissan Altima; Opel Cross Car Line; Chrysler Sebring
Coupe; Hyundai Santa Fe and Sonata; and Kia Optima and Sorento.

         During 2002, the growth in unit shipments resulted from increased
penetration of light vehicles manufactured worldwide. The Company's interior
NVS(R) Mirrors are standard equipment or factory-or distributor/dealer-installed
options on certain trim levels of the following 2003 and 2003-1/2 vehicle
models:

TABLE 1. INTERIOR NVS(R) MIRROR AVAILABILITY BY VEHICLE LINE (NORTH AMERICAN
MANUFACTURERS)
<TABLE>
<S>                 <C>                                   <C>                    <C>
GM/Cadillac         Deville                               DaimlerChrysler /      Dakota Pickup
                    Seville                                  Dodge               Durango
                    CTS                                                          Grand Caravan
                    Escalade                                                     Intrepid
GM/Buick            LeSabre Custom                                               Ram Pickup
                    Park Avenue                           DaimlerChrysler /      Grand Cherokee
GM/Hummer           H2                                        Jeep               Liberty
GM/Oldsmobile       Aurora                                                       Wrangler
GM/Pontiac          Bonneville                            DaimlerChrysler/       M Class
GM/Chevrolet        Blazer                                    Mercedes-Benz
                    Corvette                              BMW                    X5
                    Express Van                           Volkswagen             Beetle
                    Silverado Pickup                      Nissan                 Altima
                    Suburban                                                     Maxima
                    Avalanche                             Toyota                 Avalon
                    Tahoe                                                        Camry Solara
GM/GMC              Jimmy                                                        Camry
                    Savana Van                                                   Corolla / Matrix
                    Sierra Pickup                                                Sequoia
                    Yukon                                                        Sienna
Ford                Crown Victoria                        Volkswagen             Jetta
                    Taurus                                Southeast Toyota /     4-Runner Limited / SR5
                    Expedition                            Gulf State Toyota /    Avalon
                    Explorer Sport Trac                   Toyota Motor Sales     Camry
                    F150 Pickup                                                  Celica
                    Windstar                                                     Tundra
Ford/Lincoln        LS                                                           RAV4
                    Navigator                                                    Sienna
                    Town Car                                                     Solara
Ford/Mercury        Grand Marquis                                                Highlander
                    Marauder                                                     Sequoia
                    Sable                                                        Corolla / Matrix
DaimlerChrysler     300M                                  Subaru /               Forester
  / Chrysler        Concorde                              New England Dist.      Impreza
                    Sebring Convertible                                          Legacy
                    Town & Country Limited                                       Outback
</TABLE>






                                      -3-
<PAGE>

TABLE 1.   INTERIOR NVS(R)MIRROR AVAILABILITY BY VEHICLE LINE - CONTINUED
(MANUFACTURERS OUTSIDE OF NORTH AMERICA)

<TABLE>
<S>                        <C>                          <C>                           <C>
Audi                       A4                           Lexus                         IS300
                           A6                                                         ES300
                           A8                                                         GS300
                           S8                                                         GS430
Bentley                    Bentley                                                    LS430
                           Continental                                                RX330
BMW                        700 Series                                                 SC300
                           500 Series                                                 SC430
                           300 Series                                                 GX470
Daewoo/Ssangyong           Chairman                                                   LX470
                           Korando                      MG Rover                      75R40
                           Musso                        Mazda                         Mazda 6
                           Rexton                       Daimler/Chrysler /            A Class
                           Istana                        Mercedes-Benz                C Class
Fiat                       Alfa Romeo                                                 CL Class
                           Lancia Thesis                                              CLK Class
                           Lancia Lybra                                               E Class
Fiat (Brazil)              Marea                                                      S Class
Ford (Europe)              Mondeo                                                     SL  Class
Ford (Taiwan)              Mondeo                                                     SLK Class
Ford / Jaguar              XK                           Mitsubishi                    Montero Sport
                           XJ                                                         Magna Verada
                           S-Type                                                     Outlander
Ford / Land Rover          Discovery                    Nissan                        Cedric
                           Range Rover                                                Cima
GM (Brazil)                Vectra                                                     Gloria
                           Astra                        Opel                          Corsa
Hyundai                    Dynasty                                                    Meriva
                           Grandeur XG                                                Astra
                           EF Sonata                                                  Zafira
                           Santa Fe                                                   Vectra
                           Avante XD                                                  Omega
                           Equus                        Rolls Royce                   Arnage
                           Tuscani                      Samsung                       SM5
                           Terracan                     Toyota                        Land Cruiser
                           Starex                                                     Camry
Infiniti                   Q45                                                        Cynus
                           I35                                                        Celsior
                           G35                                                        Windom
                           M45                                                        Century
Isuzu                      Axiom                                                      4-Runner
Kia Motors Corp.           Enterprise                   Toyota (Europe)               Avensis
                           Sorento                      Toyota (Taiwan)               Camry
                           Optima                       Volkswagen                    Polo
                           Carens                                                     Golf
                                                                                      Passat
</TABLE>




                                      -4-
<PAGE>


         Exterior NVS(R) Mirror Sub-Assemblies. The Company has devoted
substantial research and development efforts to the development of its
electrochromic technology to permit its use in exterior rearview mirrors.
Exterior NVS(R) mirrors are controlled by the sensors and electronic circuitry
in the interior NVS(R) Mirror, and both the interior and exterior mirrors dim
simultaneously. During 1991, the Company's efforts culminated in a design that
is intended to provide acceptable long-term performance in all environments
likely to be encountered. In 1994, the Company began shipments of its complete
three-mirror system, including the convex (curved glass) wide-angle NVS(R)
Mirror to BMW. During 1997, the Company began making volume shipments of three
new exterior mirror products - - thin glass flat, convex and aspheric. During
2001 and 2002, the Company began making shipments of the world's first exterior
automatic-dimming mirrors with built-in turn-signal indicators to Southeast
Toyota and General Motors. The Company currently sells its exterior NVS(R)
Mirror Sub-Assemblies to exterior mirror suppliers of General Motors,
DaimlerChrysler, Ford, Audi, BMW, Bentley, Fiat, Jaguar, Land Rover, Opel, Rolls
Royce, Infiniti, Mitsubishi, Nissan and Toyota, who assemble the exterior NVS
Mirror Sub-Assemblies into full mirror units for subsequent resale to the
automakers.

         The Company shipped approximately 2,148,000 exterior NVS Mirror
Sub-Assemblies during 2000, approximately 2,181,000 in 2001, and approximately
2,500,000 in 2002. During 2002, unit shipment growth primarily resulted from the
increased penetration of light vehicles in North America and Europe.

         The exterior NVS Mirror is standard equipment or a factory- or
distributor/dealer-installed option on certain trim levels of the following 2003
and 2003-1/2 vehicle models:

TABLE 2.   EXTERIOR NVS(R)MIRROR AVAILABILITY BY VEHICLE LINE
<TABLE>
<S>                        <C>                                    <C>                       <C>
GM/Cadillac                Deville                                 Bentley                   Bentley
                           Escalade                                                          Continental
                           Seville                                 DaimlerChrysler /
GM / Buick                 Century Limited                            Mercedes- Benz         C Class
                           Regal                                                             CL Class
                           LeSabre                                                           CLK Class
                           Park Avenue                                                       E  Class
GM / Chevrolet             Blazer                                                            ML Class
                           Corvette                                                          S Class
                           Silverado                                                         SL Class
                           Suburban                                                          SLK Class
                           Tahoe                                   Fiat                      Lancia Thesis
                           Avalanche                               Ford / Jaguar             XJ
GM / GMC                   Sierra                                                            XK
                           Yukon                                                             S Type
GM / Hummer                H2                                      Ford / Land Rover         Range Rover
Ford/Lincoln               Town Car                                Infiniti                  Q45
DaimlerChrysler/           Town & Country Limited                                            M45
   Chrysler                300 M                                   Lexus                     RX330
DaimlerChrysler/Dodge      Durango                                 Mitsubishi                Magna Verada
                           Grand Caravan                           Nissan                    Cima
DaimlerChrysler/Jeep       Grand Cherokee                          Opel                      Vectra
                           Liberty                                 Rolls Royce               Arnage
Audi                       A6                                      Toyota                    Avalon
                           A8                                                                Sienna
                           S8                                      Toyota Motor Sales        Sequoia
BMW                        700 Series
                           500 Series
                           X5
</TABLE>


         Product Development. The Company plans to continue introducing
additional advanced-feature NVS(R) Mirrors. Advanced-feature NVS(R) Mirrors
currently being offered by the Company include the NVS Headlamp Control Mirror,
the NVS(R) Lighted Mirror with LED map lamps, the NVS Compass Mirror, the NVS
Mirror with Remote Keyless Entry, the NVS Compass/Temperature Mirror, the NVS
Dual Display Compass/Temperature Mirror, the NVS telematics mirrors and the NVS
HomeLink(R) Mirror. During 2001, the Company announced a revolutionary new
technology, called SmartBeam, that uses a custom, active-pixel, CMOS
(complementary




                                      -5-
<PAGE>

metal oxide semiconductor) sensor, that maximizes a driver's forward vision by
significantly improving utilization of the vehicle's highbeam headlamps during
nighttime driving. The Company has received product planning commitments from
two major automotive OEM customers for certain 2005 model year vehicles. In
addition, the Company announced a new ALS (Active Light Sensor) technology as a
cost-effective, improved-performance, intelligent CMOS light sensor to control
the dimming of its rearview mirrors, and the Company began making volume
shipments of mirrors incorporating ALS in 2002.

         Also during 2001, the Company developed a new microphone designed
specifically for use in the automotive environment for telematics applications.
The first volume Gentex microphone application will be part of DaimlerChrysler's
"U-Connect(R)" telematics system, beginning in 2003.

         Of particular importance to the Company has been the development of its
electrochromic technology for use in complete 3-mirror systems. In these
systems, both the driver- and passenger-side exterior NVS(R) Mirrors are
controlled by the sensors and electronic circuitry in the interior rearview
mirror, and the interior and both exterior mirrors dim simultaneously.

         In 1999, the Company announced the development of the second generation
of its LED technology, which represents the first time that white light for
illumination purposes can be achieved using high intensity Orca power LEDs on a
cost-effective basis. LEDs as illuminators could have significant automotive and
non-automotive lighting applications as they have many advantages over
incandescent lamps, including extremely long life, low heat generation, lower
current draw, more resistance to shock, and lower total cost of ownership. In
the fourth quarter of 2001, the Company installed a new prototype
microelectronics line to produce pilot production LED samples, as well as
limited production quantities of Orca LED's, and SmartBeam(TM) sensors. During
2002, the Company announced a high-feature EC mirror including BCW Orca(TM)
LED's for the Chrysler Sebring Coupe. Strategic discussions with potential
alliance partners in the lighting industry, LED component industry and LED chip
industry are continuing although discussions are taking longer than anticipated,
primarily due to changing business conditions in the LED industry.

         The Company's success with electrochromic technology provides an
opportunity for other potential commercial applications, which the Company
expects to explore in the future as resources permit. Examples of possible
applications of electrochromic technology include windows for both the
automotive and architectural markets, sunroofs and sunglasses. Progress in
adapting electrochromic technology to the specialized requirements of the window
market continued in 2002. However, we believe that a commercial product will
require several years of additional engineering and intellectual property
development work.

         Markets and Marketing. The Company markets its automatic rearview
mirrors to domestic and foreign automotive manufacturers under the trademarks
"Night Vision Safety" or NVS Mirrors. In North America, the Company markets
these products primarily through a direct sales force. The Company generally
supplies NVS Mirrors to its customers worldwide under annual blanket purchase
orders. The Company currently supplies NVS Mirrors to General Motors Corporation
and DaimlerChrysler AG (North America) under long-term agreements. During 2000,
the Company negotiated a contract extension for inside mirrors with General
Motors through the 2004 model year. The long-term supply agreement with
DaimlerChrysler AG extends through the 2003 model year. The Company's exterior
NVS Mirror Sub-Assemblies are supplied to General Motors, Ford and
DaimlerChrysler AG by means of sales to exterior mirror suppliers.

         During 1993, the Company established a sales and engineering office in
Germany and the following year, the Company formed a German limited liability
company, Gentex GmbH, to expand its sales and engineering support activities in
Europe. During 1999, the Company established Gentex Mirrors, Ltd., as a sales
and engineering office in the United Kingdom. During 2000, the Company
established Gentex France, SAS, as a sales and engineering office in France. The
Company's marketing efforts in Europe are conducted through Gentex GmbH, Gentex
Mirrors, Ltd., and Gentex France SAS, with limited assistance from independent
manufacturers' representatives. The Company is currently supplying mirrors for
Audi, Bavarian Motor Works, A.G. (BMW), Bentley, Fiat, Jaguar, Land Rover, MG
Rover, Mercedes-Benz, Opel, Rolls Royce, and Volkswagen.







                                      -6-
<PAGE>

         Since 1991, the Company has been shipping electrochromic mirror
assemblies for Nissan Motor Co., Ltd. under a reciprocal distribution agreement
with Ichikoh Industries, Ltd. (Ichikoh), a major Japanese supplier of automotive
products. Under this agreement, Ichikoh markets the Company's automatic mirrors
to certain Japanese automakers and their subsidiaries with manufacturing
facilities in Asia. The arrangement involves very limited technology transfer by
the Company and does not include the Company's proprietary electrochromic gel
formulation.

         During 1993, the Company hired a sales agent to market NVS Mirrors to
other Japanese automakers beyond Nissan. Subsequently in 1998, the Company
established Gentex Japan, Inc., as a sales and engineering office to expand its
sales and engineering support in Japan. During 1999, the Company signed an
agreement with Murakami Corporation, a major Japanese mirror manufacturer, to
cooperate in expanding sales of automatic-dimming mirrors using the Gentex
electrochromic technology. During 2002, the Company established Gentex
Technologies Korea Co., Ltd. as a sales and engineering office in Seoul, Korea.
The Company is currently supplying mirrors for Daewoo/Ssangyong, Ford (Taiwan),
GM (China), Hyundai, Infiniti, Kia Motors, Lexus, Mazda, Mitsubishi, Nissan,
Samsung, and Toyota.

         Historically, new safety and comfort options have entered the original
equipment automotive market at relatively low rates on "top of the line" or
luxury model automobiles. As the selection rates for the options on the luxury
models increase, they generally become available on more models throughout the
product line and may become standard equipment. The recent trend of domestic and
foreign automakers is to offer several options as a package. As consumer demand
increases for a particular option, the mirror tends to be offered on more
vehicles and in higher option rate packages. The Company anticipates that its
NVS Mirrors will be offered as standard equipment, in higher option rate
packages, and on more models as consumer awareness of the safety and comfort
features becomes more well-known and acceptance grows.

         Since 1998, Gentex Corporation has contracted with MITO Corporation to
sell several of its most popular automatic-dimming mirrors directly to consumers
in the automotive aftermarket; in addition, the Company currently sells some NVS
Mirrors to automotive distributors. It is management's belief that these sales
have limited potential until the Company achieves a significantly higher
penetration of the original equipment manufacturing market.

         Competition. Gentex is the leading producer of automatic rearview
mirrors in the world and currently is the dominant supplier to the automotive
industry with an approximate 78% market share worldwide. While the Company
believes it will retain a dominant position, one other U.S. manufacturer (Magna
Donnelly) is competing for sales to domestic and foreign vehicle manufacturers
and is supplying a number of domestic and foreign vehicle models with its hybrid
or solid polymer matrix versions of electrochromic mirrors. In addition, two
Japanese manufacturers are currently supplying a number of vehicle models in
Japan with solid-state electrochromic mirrors.

         On October 1, 2002, Magna International acquired Donnelly Corporation
which is the Company's major competitor for sales of automatic-dimming rearview
mirrors to domestic and foreign vehicle manufacturers and their mirror
suppliers. The Company also sells certain automatic-dimming rearview mirror
sub-assemblies to Magna Donnelly.

         The Company believes its electrochromic automatic mirrors offer
significant performance advantages over competing products. However, Gentex
recognizes that Magna Donnelly, a competitor and wholly-owned subsidiary of
Magna International, is considerably larger than the Company and presents a more
formidable competitive threat after the acquisition.

         There are numerous other companies in the world conducting research on
various technologies, including electrochromics, for controlling light
transmission and reflection. Gentex believes that the electrochromic materials
and manufacturing process it uses for automotive mirrors remains the most
efficient and cost-effective way to produce such products. While
automatic-dimming mirrors using other technologies may eliminate glare, each of
these technologies have inherent cost or performance limitations.






                                      -7-
<PAGE>


FIRE PROTECTION PRODUCTS

         The Company manufactures approximately 60 different models of smoke
alarms and smoke detectors, combined with over 160 different models of signaling
appliances. All of the smoke detectors/alarms operate on a photoelectric
principle to detect smoke. While the use of photoelectric technology entails
greater manufacturing costs, the Company believes that these detectors/alarms
are superior in performance to competitive devices that operate through an
ionization process, and are preferred in most commercial residential
occupancies. Photoelectric detectors/alarms feature low light-level detection,
while ionization detectors utilize an ionized atmosphere, the electrical
conductivity of which varies with changes in the composition of the atmosphere.
Photoelectric detectors/alarms are widely recognized to respond more quickly to
slow, smoldering fires, a common form of dwelling unit fire and a frequent cause
of fire-related deaths. In addition, photoelectric detectors are less prone to
nuisance alarms and do not require the use of radioactive materials necessary
for ionization detectors. Photoelectric smoke detectors/alarms are now being
required by an increasing number of city and state laws, and national codes.

         The Company's fire protection products provide the flexibility to be
wired as part of multiple-function systems and consequently are generally used
in fire detection systems common to large office buildings, hotels, motels,
military bases, college dormitories and other commercial establishments.
However, the Company also offers single-station alarms for both commercial and
residential applications. While the Company does not emphasize the residential
market, some of its fire protection products are used in single-family
residences that utilize fire protection and security systems. The Company's
detectors emit audible and/or visual signals in the immediate location of the
device, and certain models are able to communicate with monitored remote
stations.

         In recent years, the Company introduced seven new signaling products.
These new product series contain over 68 variations of signals.

         In 2002, the Company introduced the new "selectable" candela
audible/visual evacuation signal. This new signal is the only one in the fire
alarm industry which will notify the control panel if its light intensity is
being changed without authorization.

         Also in 2002, due to changes in government regulations, the Company
introduced a new "selectable" ceiling horn/strobe and strobe product. This new
product offering gives the Company both wall- and ceiling-mounted product
offerings.

         In 2001, the Company introduced a new, high efficiency speaker and
speaker/strobe series. Voice intelligibility is critical in life safety
applications, and certain distributors throughout the United States prefer the
quality of the Company's new speaker series.

         To meet new international requirements for visual signals, the Company
developed a red-lens for the popular general evacuation signals. The new markets
are all in Asia and the Company has actively pursued these new markets.

         Also, to meet the industry requirements for audible and visual
synchronization in 2001, the Company introduced a new line of remote signals to
be used in any occupancy that requires individual or supplemental notification.

         Markets and Marketing. The Company's fire protection products are sold
directly to fire protection and security product distributors under the
Company's brand name, electrical wholesale houses, and to original equipment
manufacturers of fire protection systems under both the Company's brand name and
private labels. The fire protection and security industries have experienced a
tremendous number of mergers and consolidations during the past few years. The
Company markets its fire protection products throughout the United States
through regional sales managers and manufacturer representative organizations.

         Competition. The fire protection products industry is highly
competitive in terms of both the smoke detectors and signaling appliance
markets. The Company estimates that it competes principally with eleven
manufacturers of smoke detection products for commercial use and approximately
four manufacturers within the residential market, three of which produce
photoelectric smoke detectors. In the signaling appliance markets, the Company
estimates it competes with approximately eight manufacturers. While the Company
faces significant competition in the sale of smoke detectors and signaling
appliances, it believes that the recent introduction




                                      -8-
<PAGE>

of new products, improvements to its existing products, its diversified product
line, and the availability of special features will permit the Company to
maintain its competitive position.

TRADEMARKS AND PATENTS

         The Company owns 6 U.S. trademarks and 151 U.S. patents, 145 of which
relate to electrochromic technology and/or automotive rearview mirrors. These
patents expire between 2003 and 2021. The Company believes that these patents
provide the Company a significant competitive advantage in the automotive
rearview mirror market; however, none of these patents is required for the
success of any of the Company's products.

         The Company also owns 1 foreign trademark and 34 foreign patents, 33 of
which relate to automotive rearview mirrors. These patents expire at various
times between 2003 and 2018. The Company believes that the competitive advantage
derived in the relevant foreign markets for these patents is comparable to that
experienced in the U.S. market.

         The remaining 6 U.S. patents and 1 foreign patent relate to the
Company's fire protection products, and the Company believes that the
competitive advantage provided by these patents is relatively small.

         The Company also has in process 141 U.S. patent applications, 208
foreign patent applications, and 7 trademark applications. The Company
continuously seeks to improve its core technologies and apply those technologies
to new and existing products. As those efforts produce patentable inventions,
the Company expects to file appropriate patent applications.

MISCELLANEOUS

         The Company considers itself to be engaged in the manufacture and sale
of automatic rearview mirrors for the automotive industry and fire protection
products for the commercial building industry. The Company has several important
customers within the automotive industry, three of which each account for 10% or
more of the Company's annual sales: General Motors Corporation, DaimlerChrysler
AG, and Toyota Motor Corporation. The loss of any of these customers could have
a material adverse effect on the Company. The Company's backlog of unshipped
orders was $110,359,000 and $83,856,000 at February 1, 2003, and March 1, 2002,
respectively.

         At February 1, 2003, the Company had 1,897 full-time employees. None of
the Company's employees are represented by a labor union or other collective
bargaining representative. The Company believes that its relations with its
employees are good.

ITEM 2.   PROPERTIES.

         The Company operates out of four office/manufacturing facilities in
Zeeland, Michigan, approximately 25 miles southwest of Grand Rapids. The office
and production facility for the Fire Protection Products Group is a
25,000-square-foot, one-story building leased by the Company since 1978 from
related parties (see Part III, Item 13, of this report).

         The corporate office and production facility for the Company's
Automotive Products Group is a modern, two-story, 150,000-square-foot building
of steel and masonry construction situated on a 40-acre site in a well-kept
industrial park. An additional 128,000-square-foot office/manufacturing facility
on this site was opened during 1996. The Company expanded its automotive
production facilities by constructing a third 170,000 square-foot facility on
its current site which opened in the second quarter of 2000.

         In November 2002, the Company announced plans to expand its
manufacturing operations in Zeeland, Michigan, with the construction of another
automotive mirror manufacturing facility which is scheduled to open in 2005. The
Company plans to invest approximately $100 million over a 5-year period for
land, the facility and manufacturing equipment to meet the Company's future
automotive production needs.

         The Company also plans to construct a 40,000 square-foot office,
distribution and light manufacturing facility near Neckarsulm, Germany, at a
cost of approximately $4-5 million, which is scheduled to be completed by the
end of 2003.

ITEM 3.   LEGAL PROCEEDINGS

         None that are significant.








                                      -9-
<PAGE>


ITEM 4.   SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

         None.

EXECUTIVE OFFICERS OF THE REGISTRANT.

         The following table lists the names, ages, and positions of all of the
Company's executive officers. Officers are elected at the first meeting of the
Board of Directors following the annual meeting of shareholders.
<TABLE>
<CAPTION>
NAME                      AGE                      POSITION                                         POSITION HELD SINCE
- -----------------------------------------------------------------------------------------------------------------------
<S>                    <C>                <C>                                                      <C>
Fred Bauer                 60              Chief Executive Officer                                   May 1986
Kenneth La Grand           62              Executive Vice President                                  September 1987
Garth Deur                 46              Executive Vice President                                  May 2001
Dennis Alexejun            51              Vice President, North American Automotive Marketing       September 1998
John Carter                55              Vice President, Mechanical Engineering                    June 1997
Enoch Jen                  51              Vice President-Finance                                    February 1991
- -------------------------------------------------------------------------------------------------------------------
</TABLE>

         There are no family relationships among the officers listed in the
preceding table.

         Kenneth La Grand retired from the Company, effective January 6, 2003.
         Garth Deur has served as Executive Vice President of the Company since
September 2002, as Senior Vice President of the Company since May 2001, and
joined the Company as Vice President - Business Development and Planning in
November 2000. Prior to joining the Company, Mr. Deur served as a Principal of
Landmark Group, an investment management company, from March 1999 through
November 2000. Prior to that time, Mr. Deur served as Vice President, Chrysler
Business Operations, from March 1995 through March 1999 at the Automotive
Interiors division of Johnson Controls, Inc. (formerly Prince Corporation, which
was acquired by Johnson Controls in 1996).

         Dennis Alexejun has served as Vice President, North American Automotive
Marketing, of the Company since September 1998. Prior to that time, Mr. Alexejun
served as Vice President, General Motors Business Operations, from February 1995
through September 1998 at the Automotive Interiors division of Johnson Controls,
Inc. (formerly Prince Corporation, which was acquired by Johnson Controls in
1996).





                                      -10-
<PAGE>
                                     PART II

ITEM 5.   MARKET FOR THE REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER
          MATTERS.

         The Company's common stock trades on The Nasdaq Stock Market(R). As of
February 1, 2003, there were 2,390 recordholders of the Company's common stock.
Ranges of high and low sale prices of the Company's common stock reported
through The Nasdaq Stock Market for the past two fiscal years appear in the
following table.

<TABLE>
<CAPTION>
          YEAR          QUARTER                        HIGH              LOW
         --------------------------------------------------------------------
        <S>             <C>                         <C>              <C>
         2001           First                         $27.94           $18.44
                        Second                         31.84            21.56
                        Third                          34.23            20.00
                        Fourth                         28.18            21.75
         2002           First                          32.83            26.31
                        Second                         33.50            25.15
                        Third                          32.02            23.65
                        Fourth                         32.90            23.52
</TABLE>


         The Company has never paid any cash dividends on its common stock, and
management does not anticipate paying any cash dividends in the foreseeable
future under current U.S. income tax laws.

ITEM 6.   SELECTED FINANCIAL DATA.

<TABLE>
<CAPTION>
                                       (in thousands except per share data)
- -------------------------------------------------------------------------------------------------------------------
                             2002              2001              2000             1999             1998
- -------------------------------------------------------------------------------------------------------------------
<S>                        <C>              <C>               <C>              <C>               <C>
Net Sales                   $395,258         $310,305          $297,421         $262,155          $222,292
Net Income                    85,771           65,217            70,544           64,864            50,307
- -------------------------------------------------------------------------------------------------------------------
Earnings  Per Share*            1.12             0.86              0.93             0.86              0.68
- -------------------------------------------------------------------------------------------------------------------
Dividends Declared per
  Common Share              $      -         $      -          $      -         $      -          $      -
- -------------------------------------------------------------------------------------------------------------------
Total Assets                $609,173         $506,823          $428,129         $337,673          $254,890
- -------------------------------------------------------------------------------------------------------------------
Long-Term Debt
  Outstanding at
  Year End                  $      -         $      -          $      -         $      -          $      -
- -------------------------------------------------------------------------------------------------------------------
*Diluted; adjusted for 2-for-1 stock split in June 1998.
</TABLE>







                                      -11-
<PAGE>



ITEM 7.    MANAGEMENT'S DISCUSSION AND ANALYSIS OF RESULTS OF OPERATIONS AND
           FINANCIAL CONDITION.

CRITICAL ACCOUNTING POLICIES.

         The Company's significant accounting policies are described in Note 1
to the consolidated financial statements. The policies described below represent
those that are broadly applicable to its operations and involve additional
management judgment due to the sensitivity of the methods, assumptions and
estimates necessary in determining the related amounts.

         Revenue Recognition. The Company recognizes revenue in accordance with
SEC Staff Accounting Bulletin No. 101, Revenue Recognition in Financial
Statements, as amended. Accordingly, revenue is recognized based on the terms of
the customer purchase order that indicates title to the product and risk of
ownership passes to the customer upon shipment. Sales are shown net of returns,
which have not historically been significant. The Company does not generate
sales from sale arrangements with multiple deliverables.

         Inventories. Estimated inventory allowances for slow-moving and
obsolete inventories are based on current assessments of future demands, market
conditions and related management initiatives. If market conditions or customer
requirements change and are less favorable than those projected by management,
inventory allowances are adjusted accordingly.

         Investments. The Company's investment committee regularly reviews its
fixed income and equity investment portfolio for any unrealized losses that
would be deemed other-than-temporary and require the recognition of an
impairment loss in income. Management uses criteria such as the period of time
that securities have been in an unrealized loss position, types of securities
and their related industries, as well as published investment ratings and
analyst reports to evaluate their portfolio. Management considers the unrealized
losses at December 31, 2002, to be temporary in nature.

         Self Insurance. The Company is self-insured for health and workers'
compensation benefits up to certain stop-loss limits. Such costs are accrued
based on known claims and an estimate of incurred, but not reported (IBNR)
claims. IBNR claims are estimated using historical lag information and other
data provided by claims administrators. This estimation process is subjective,
and to the extent that future actual results differ from original estimates,
adjustments to recorded accruals may be necessary.

RESULTS OF OPERATIONS

         The following table sets forth for the periods indicated certain items
from the Company's Consolidated Statements of Income expressed as a percentage
of net sales and the percentage change in the dollar amount of each such item
from that in the indicated previous year.

<TABLE>
<CAPTION>
                                              Percentage of Net Sales       Percentage Change
                                              ------------------------      -----------------
                                               Year Ended December 31         2001     2001
                                              ------------------------         to       to
                                               2002     2001     2000         2002     2000
                                               ----     ----     ----         ----     ----
<S>                                           <C>     <C>      <C>          <C>       <C>
Net Sales                                     100.0%   100.0%   100.0%        27.4%     4.3%
Cost of Goods Sold                             59.6     60.7     58.0         25.1      9.2
                                              -----    -----    -----        -----    -----
  Gross Profit                                 40.4     39.3     42.0         30.9     (2.4)
Operating Expenses:
  Engineering, Research and Development         5.8      6.7      5.7         11.1     22.4
  Selling, General and Administrative           5.5      6.2      5.9         11.5      9.2
                                              -----    -----    -----        -----    -----
     Total Operating Expenses                  11.3     12.9     11.6         11.3     15.6
                                              -----    -----    -----        -----    -----
  Operating Income                             29.1     26.4     30.4         40.4     (9.2)
Other Income                                    3.0      4.7      4.7        (18.4)     3.2
                                              -----    -----    -----        -----    -----
  Income Before Provision for Income Taxes     32.1     31.1     35.1         31.5     (7.6)
Provision for Income Taxes                     10.4     10.1     11.4         31.5     (7.6)
                                              -----    -----    -----        -----    -----
  Net Income                                   21.7%    21.0%    23.7%        31.5%    (7.6)%
                                              =====    =====    =====        =====    =====
</TABLE>




                                      -12-
<PAGE>

RESULTS OF OPERATIONS:  2002 TO 2001

         Net Sales. Automotive net sales increased by 29% on a 23% increase in
mirror shipments, from 7,180,000 to 8,806,000 units, primarily reflecting
increased penetration on 2002 and 2003 model year vehicles for interior
electrochromic Night Vision Safety Mirrors and higher dollar content on certain
2003 model year vehicles. North American unit shipments increased by 19%, while
overseas unit shipments increased by 28% during 2002. Net sales of the Company's
fire protection products increased 1%, as shipments continued to be impacted by
the reduced demand in the hotel construction industry after the September 11,
2001, terrorist attacks.

         Cost of Goods Sold. As a percentage of net sales, cost of goods sold
decreased from 61% to 60%, primarily reflecting fixed manufacturing overhead
expenses being spread over increased sales volume, product mix, and purchasing
cost reductions, partially offset by automotive customer price reductions.

         Operating Expenses. Engineering, research and development expenses
increased approximately $2,288,000, but decreased from 7% to 6% of net sales,
primarily due to additional staffing for new electronic product development,
including SmartBeam and telematics. Selling, general and administrative expenses
increased approximately $2,215,000, but decreased from 6% to 5% of net sales,
primarily reflecting the expansion of the Company's overseas sales offices to
support the Company's current and future overseas sales growth.

         Other Income - Net. Investment income decreased $1,527,000 in 2002,
primarily due to significantly lower interest rates. Other income decreased
$1,159,000 in 2002, primarily due to realized equity investment losses in 2002
compared to realized equity investment gains in 2001.

         Taxes. The provision for federal income taxes varied from the statutory
rate in 2002 primarily due to exempted taxable income under the Extraterritorial
Income Exclusion Act from increased foreign sales, and tax-exempt interest
income.

         Net Income. Net income increased by 32%, primarily reflecting the
higher sales volume and improved gross margin, partially offset by higher
operating expenses, in 2002 as compared to 2001.

RESULTS OF OPERATIONS:  2001 TO 2000

         Net Sales. Automotive net sales increased by 5% and mirror shipments
increased by 6%, from 6,757,000 to 7,180,000 units, primarily reflecting
increased penetration on foreign 2001 and 2002 model year vehicles for interior
electrochromic NVS Mirrors. North American unit shipments decreased by 2%,
primarily due to the 10% decline in light vehicle industry production levels,
while overseas unit shipments increased by 21% during 2001. Net sales of the
Company's fire protection products decreased 3%, primarily due to the
construction industry slowdown after the September 11, 2001, terrorist attacks.

         Cost of Goods Sold. As a percentage of net sales, cost of goods sold
increased from 58% to 61%, primarily reflecting automotive customer price
reductions, product mix, and the temporary excess plant capacity primarily
associated with the Company's third automotive mirror manufacturing facility
expansion in 2000, partially offset by engineering and purchasing cost
reductions.

         Operating Expenses. Engineering, research and development expenses
increased approximately $3,784,000, and increased from 6% to 7% of net sales,
primarily due to additional staffing for new electronic product development,
including telematics and SmartBeam. Selling, general and administrative expenses
increased approximately $1,618,000, but remained unchanged at 6% of net sales,
primarily reflecting the expansion of the Company's overseas sales offices to
support the Company's current and future overseas sales growth.

         Other Income - Net. Investment income decreased $75,000 in 2001,
primarily due to significantly lower interest rates, mostly offset by higher
investable balances. Other income increased $521,000 in 2001, primarily due to
realized equity gains in 2001 compared to realized equity losses in 2000.



                                      -13-
<PAGE>

         Taxes. The provision for federal income taxes varied from the statutory
rate in 2001 primarily due to Foreign Sales Corporation exempted taxable income
from increased foreign sales, and tax-exempt interest income.

         Net Income. Net income decreased by 8%, primarily reflecting the
reduced gross margin and increased research and development expenses in 2001.

LIQUIDITY AND CAPITAL RESOURCES

         The Company's financial condition throughout the periods presented has
remained very strong.

         The Company's current ratio decreased from 12.4 in 2001, to 9.5 in
2002, primarily as a result of the increase in accrued liabilities.

         Cash flow from operating activities for the year ended December 31,
2002, increased $33,758,000 to $119,111,000, compared to $85,353,000 for the
same period last year, primarily due to increased net income. Capital
expenditures for the year ended December 31, 2002, were $32,561,000, compared to
$45,298,000 for the same period last year.

         Management considers the Company's working capital of approximately
$247,738,000 and long-term investments of approximately $203,359,000 at December
31, 2002, together with internally generated cash flow and an unsecured
$5,000,000 line of credit from a bank, to be sufficient to cover anticipated
cash needs for the foreseeable future.

         On October 8, 2002, the Company announced a share repurchase plan,
under which the Company may purchase up to 4,000,000 shares based on a number of
factors, including market conditions, the market price of the Company's common
stock, anti-dilutive effect on earnings, available cash and other factors as the
Company deems appropriate. As of December 31, 2002, the Company had not
purchased any shares.

INFLATION, CHANGING PRICES AND OTHER

         In addition to price reductions over the life of its long-term
agreements, the Company continues to experience pricing pressures from its
automotive customers, which have affected, and which will continue to affect,
its margins to the extent that the Company is unable to offset the price
reductions with productivity and yield improvements, engineering and purchasing
cost reductions, and increases in sales volume. In addition, profit pressures at
certain automakers are resulting in increased cost reduction efforts by them,
including requests for additional price reductions, decontenting certain
features from vehicles, and warranty cost-sharing programs, which could
adversely impact the Company's sales growth and margins. The Company also
continues to experience some pressure for raw material cost increases.

         The Company generally supplies NVS(R) Mirrors to its customers
worldwide under annual blanket purchase orders. The Company currently supplies
NVS(R) Mirrors to DaimlerChrysler AG (North America) and General Motors
Corporation under long-term agreements. The long-term supply agreement with
DaimlerChrysler AG runs through the 2003 Model Year, and the GM contract runs
through the 2004 Model Year for inside mirrors.

         Automakers have been experiencing increased volatility and uncertainty
in executing planned new programs which have, in some cases, resulted in
cancellations or delays of new vehicle platforms, package reconfigurations and
inaccurate volume forecasts. This increased volatility and uncertainty has made
it more difficult for the Company to forecast future sales and effectively
utilize capital, engineering, research and development, and human resource
investments.

         The Company does not have any significant off-balance sheet
arrangements or commitments that have not been recorded in its consolidated
financial statements.




                                      -14-
<PAGE>

MARKET RISK DISCLOSURE

         The Company is subject to market risk exposures of varying correlations
and volatilities, including foreign exchange rate risk, interest rate risk and
equity price risk.

         The Company has some assets, liabilities and operations outside the
United States, which currently are not significant. Because the Company sells
its automotive mirrors throughout the world, it could be significantly affected
by weak economic conditions in foreign markets that could reduce demand for its
products.

         Nearly all of the Company's non-U.S. sales are invoiced and paid in
U.S. dollars; during 2002, approximately 3% of the Company's net sales were
invoiced and paid in European euros. The Company currently expects that
approximately 5% of the Company's net sales in 2003 will be invoiced and paid in
European euros. The Company does not currently engage in hedging activities.

         The Company manages interest rate risk and default risk in its
fixed-income investment portfolio by investing in shorter-term maturities and
investment grade issues. The Company's fixed-income investments' maturities at
carrying value ($000,000), which closely approximates fair value, and average
interest rates are as follows:

<TABLE>
<CAPTION>
                                                                                                     Total Balance
                                                                                   2007 -         as of December 31,
                                  2003         2004        2005        2006        2008          2002             2001
                                 ------------------------------------------------------      ----------------------------
<S>                              <C>          <C>         <C>         <C>         <C>        <C>              <C>
U.S. Treasuries
  Amount                         $22.5        $15.3         -           -           -           $37.8            $72.2
  Average Interest Rate            6%           3%                                                4%               6%
Municipal
  Amount                          $5.7        $18.9        $9.0        $0.5         -           $34.1            $27.0
  Average Interest Rate*           3%           2%          3%          4%                        3%               3%
Certificates of Deposit
  Amount                         $11.1        $20.3        $5.3       $27.3         -           $64.0            $20.5
  Average Interest Rate            6%           4%          5%          4%                        5%               6%
Corporate
  Amount                          $5.4        $27.4        $5.1         -          $0.3         $38.2            $11.8
  Average Interest Rate            7%           5%          7%                      7%            6%               7%
Other
  Amount                          $2.1          -           -           -           -            $2.1             $2.1
  Average Interest Rate            4%                                                             4%               6%
*After-tax

</TABLE>


         Most of the Company's equity investments are managed by a number of
outside equity fund managers who invest primarily in large capitalization
companies trading on the U.S. stock markets.

ITEM 7. A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.

         See "Market Risk Disclosure" in Management's Discussion and Analysis
(Item 7).


ITEM 8.   FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

         The following financial statements and reports of independent auditors
are filed with this report as pages 21 through 34 following the signature page:

         Report of Independent Auditors

         Consolidated Balance Sheets as of December 31, 2002 and 2001

         Consolidated Statements of Income for the years ended
         December 31, 2002, 2001 and 2000

         Consolidated Statements of Shareholders' Investment for the years
         ended December 31, 2002, 2001 and 2000

         Consolidated Statements of Cash Flows for the years ended
         December 31, 2002, 2001 and 2000

         Notes to Consolidated Financial Statements





                                      -15-
<PAGE>


ITEM 8.   FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA - CONTINUED.

Selected quarterly financial data for the past two years appears in the
following table:

                         Quarterly Results of Operations
                      (in thousands except per share data)
<TABLE>
<CAPTION>
- -------------------------------------------------------------------------------------------------------------------------------
                               First                     Second                      Third                       Fourth
                          2002       2001            2002      2001             2002       2001              2002       2001
- -------------------------------------------------------------------------------------------------------------------------------
<S>                     <C>        <C>             <C>        <C>             <C>         <C>              <C>         <C>
Net Sales               $89,048    $79,397         $97,346    $77,075         $101,516    $74,116          $107,347    $79,717
Gross Profit             35,191     31,726          39,065     30,364           40,695     28,430            44,696     31,484
Operating Income         24,565     21,901          28,198     20,258           29,579     18,654            32,859     21,246
Net Income               18,953     17,253          21,311     16,196           21,427     14,928            24,080     16,839
Earnings Per Share*     $   .25    $   .23         $   .28    $   .21         $    .28    $   .20          $    .31    $   .22
- -------------------------------------------------------------------------------------------------------------------------------
*Diluted
</TABLE>


ITEM 9.   CHANGES AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL
          DISCLOSURE.

Not applicable.

                                    PART III

ITEM 10.   DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT.

         Information relating to executive officers is included in this report
in the last section of Part I under the caption "Executive Officers of the
Registrant". Information relating to directors appearing under the caption
"Election of Directors" in the definitive Proxy Statement for the 2003 Annual
Meeting of Shareholders and filed with the Commission is hereby incorporated
herein by reference. Information concerning compliance with Section 16(a) of the
Securities and Exchange Act of 1934 appearing under the caption "Section 16(A)
Beneficial Ownership Reporting Compliance" in the definitive Proxy Statement for
the 2003 Annual Meeting of Shareholders and filed with the Commission is hereby
incorporated herein by reference.

ITEM 11.   EXECUTIVE COMPENSATION.

         The information contained under the caption "Executive Compensation"
contained in the definitive Proxy Statement for the 2003 Annual Meeting of
Shareholders and filed with the Commission is hereby incorporated herein by
reference. Such incorporation by reference shall not be deemed to specifically
incorporate by reference information referred to in Item 402(a)(8) of Regulation
S-K.

ITEM 12.   SECURITY OWNERSHIP OF MANAGEMENT AND EQUITY COMPENSATION PLAN
           INFORMATION.

         The information contained under the captions "Securities Ownership of
Management" and "Equity Compensation Plan Information" contained in the
definitive Proxy Statement for the 2003 Annual Meeting of Shareholders and filed
with the Commission is hereby incorporated herein by reference.





                                      -16-
<PAGE>


ITEM 13.   CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS.

         The information contained under the caption "Transactions with
Management" contained in the definitive Proxy Statement for the 2003 Annual
Meeting of Shareholders and filed with the Commission is hereby incorporated
herein by reference.

ITEM 14.  CONTROLS AND PROCEDURES.

         As of December 31, 2002, an evaluation was performed under the
supervision and with the participation of the Company's management, including
the CEO and CFO, of the effectiveness of the design and operation of the
Company's disclosure controls and procedures. Based on that evaluation, the
Company's management, including the CEO and CFO, concluded that the Company's
disclosure controls and procedures were effective as of December 31, 2002. There
have been no significant changes in the Company's internal controls or in other
factors that could significantly affect internal controls subsequent to December
31, 2002.

ITEM 15.   EXHIBITS, FINANCIAL STATEMENT SCHEDULES AND REPORTS ON FORM 8-K.

         (a) 1. Financial Statements. See Item 8.
             2. Financial Statements Schedules. None required or not applicable.
             3. Exhibits. See Exhibit Index located on page 35.

         (b) No reports on Form 8-K were filed during the three-month period
ended December 31, 2002.







                                      -17-
<PAGE>


                                   SIGNATURES

         Pursuant to the requirements of Section 13 of 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.

Dated:    February 27, 2003           GENTEX CORPORATION
      --------------------------


                                      By:  /s/ Fred Bauer
                                           -------------------------------------
                                           Fred Bauer, Chairman and Principal
                                           Executive Officer

                                      and
                                           /s/ Enoch Jen
                                           -------------------------------------
                                           Enoch Jen, Vice President-Finance and
                                           Principal Financial and Accounting
                                           Officer


         Pursuant to the requirements of the Securities Exchange Act of 1934,
this report has been signed below on this 27th day of February, 2003, by the
following persons on behalf of the Registrant and in the capacities indicated.

         Each Director of the Registrant whose signature appears below hereby
appoints Enoch Jen and Garth Deur, each of them individually, as his
attorney-in-fact to sign in his name and on his behalf, and to file with the
Commission any and all amendments to this report on Form 10-K to the same extent
and with the same effect as if done personally.


/s/ Fred Bauer                                              Director
- -----------------------------------------------------
Fred Bauer


/s/ Mickey E. Fouts                                         Director
- -----------------------------------------------------
Mickey E. Fouts

                                                            Director
- -----------------------------------------------------
Gary Goode


/s/ Kenneth La Grand                                        Director
- -----------------------------------------------------
Kenneth La Grand


/s/ Arlyn Lanting                                           Director
- -----------------------------------------------------
Arlyn Lanting


/s/ John Mulder                                             Director
- -----------------------------------------------------
John Mulder


/s/ Fred Sotok                                              Director
- -----------------------------------------------------
Fred Sotok


/s/ Ted Thompson                                            Director
- -----------------------------------------------------
Ted Thompson


/s/ Leo Weber                                               Director
- -----------------------------------------------------
Leo Weber





                                      -18-
<PAGE>

                                 CERTIFICATIONS


I, Fred T. Bauer, certify that:
         1.       I have reviewed this annual report on Form 10-K of Gentex
                  Corporation;
         2.       Based on my knowledge, this annual report does not contain any
                  untrue statement of a material fact or omit to state a
                  material fact necessary to make the statements made, in light
                  of the circumstances under which such statements were made,
                  not misleading with respect to the period covered by this
                  annual report;
         3.       Based on my knowledge, the financial statements, and other
                  financial information included in this annual report, fairly
                  present in all material respects the financial condition,
                  results of operations and cash flows of the registrant as of,
                  and for, the periods, presented in this annual report;
         4.       The registrant's other certifying officer and I are
                  responsible for establishing and maintaining disclosure
                  controls and procedures (as defined in Exchange Act Rules
                  13a-14 and 15d-14) for the registrant and have:
                           a)       designed such disclosure controls and
                                    procedures to ensure that material
                                    information relating to the registrant,
                                    including its consolidated subsidiaries, is
                                    made known to us by others within those
                                    entities, particularly during the period in
                                    which this annual report is being prepared;
                           b)       evaluated the effectiveness of the
                                    registrant's disclosure controls and
                                    procedures as of a date within 90 days prior
                                    to the filing date of this annual report
                                    (the "Evaluation Date"); and
                           c)       presented in this annual report our
                                    conclusions about the effectiveness of the
                                    disclosure controls and procedures based on
                                    our evaluation as of the Evaluation Date;
         5.       The registrant's other certifying officer and I have
                  disclosed, based on our most recent evaluation, to the
                  registrant's auditors and the audit committee of the
                  registrant's board of directors (or persons performing the
                  equivalent functions):
                           a)       all significant deficiencies in the design
                                    or operation of internal controls which
                                    could adversely affect the registrant's
                                    ability to record, process, summarize and
                                    report financial data and have identified
                                    for the registrant's auditors any material
                                    weaknesses in internal controls; and
                           b)       any fraud, whether or not material, that
                                    involves management or other employees who
                                    have a significant role in the registrant's
                                    internal controls; and
         6.       The registrant's other certifying officer and I have indicated
                  in this annual report whether there were significant changes
                  in internal controls or in other factors that could
                  significantly affect internal controls subsequent to the date
                  of our most recent evaluation including any corrective actions
                  with regard to significant deficiencies and material
                  weaknesses.

Date: February 27, 2003


                                            /s/ Fred T. Bauer
                                            -----------------------------------
                                            Chief Executive Officer




                                      -19-
<PAGE>


I, Enoch C. Jen, certify that:

         1.       I have reviewed this annual report on Form 10-K of Gentex
                  Corporation;
         2.       Based on my knowledge, this annual report does not contain any
                  untrue statement of a material fact or omit to state a
                  material fact necessary to make the statements made, in light
                  of the circumstances under which such statements were made,
                  not misleading with respect to the period covered by this
                  annual report;
         3.       Based on my knowledge, the financial statements, and other
                  financial information included in this annual report, fairly
                  present in all material respects the financial condition,
                  results of operations and cash flows of the registrant as of,
                  and for, the periods, presented in this annual report;
         4.       The registrant's other certifying officer and I are
                  responsible for establishing and maintaining disclosure
                  controls and procedures (as defined in Exchange Act Rules
                  13a-14 and 15d-14) for the registrant and have:
                           a)       designed such disclosure controls and
                                    procedures to ensure that material
                                    information relating to the registrant,
                                    including its consolidated subsidiaries, is
                                    made known to us by others within those
                                    entities, particularly during the period in
                                    which this annual report is being prepared;
                           b)       evaluated the effectiveness of the
                                    registrant's disclosure controls and
                                    procedures as of a date within 90 days prior
                                    to the filing date of this annual report
                                    (the "Evaluation Date"); and
                           c)       presented in this annual report our
                                    conclusions about the effectiveness of the
                                    disclosure controls and procedures based on
                                    our evaluation as of the Evaluation Date;
         5.       The registrant's other certifying officer and I have
                  disclosed, based on our most recent evaluation, to the
                  registrant's auditors and the audit committee of the
                  registrant's board of directors (or persons performing the
                  equivalent functions):
                           d)       all significant deficiencies in the design
                                    or operation of internal controls which
                                    could adversely affect the registrant's
                                    ability to record, process, summarize and
                                    report financial data and have identified
                                    for the registrant's auditors any material
                                    weaknesses in internal controls; and
                           e)       any fraud, whether or not material, that
                                    involves management or other employees who
                                    have a significant role in the registrant's
                                    internal controls; and
         6.       The registrant's other certifying officer and I have indicated
                  in this annual report whether there were significant changes
                  in internal controls or in other factors that could
                  significantly affect internal controls subsequent to the date
                  of our most recent evaluation including any corrective actions
                  with regard to significant deficiencies and material
                  weaknesses.

Date: February 27, 2003


                                          /s/ Enoch C. Jen
                                          -------------------------------------
                                          Vice President, Finance






                                      -20-
<PAGE>


                         REPORT OF INDEPENDENT AUDITORS


       To the Board of Directors and Shareholders of Gentex Corporation:

         We have audited the accompanying consolidated balance sheets of Gentex
       Corporation and subsidiaries as of December 31, 2002 and 2001, and the
       related consolidated statements of income, shareholders' investment and
       cash flows for each of the three years in the period ended December 31,
       2002. These financial statements are the responsibility of the Company's
       management. Our responsibility is to express an opinion on these
       financial statements based on our audits.

         We conducted our audits in accordance with auditing standards generally
       accepted in the United States. Those standards require that we plan and
       perform the audit to obtain reasonable assurance about whether the
       financial statements are free of material misstatement. An audit includes
       examining, on a test basis, evidence supporting the amounts and
       disclosures in the financial statements. An audit also includes assessing
       the accounting principles used and significant estimates made by
       management, as well as evaluating the overall financial statement
       presentation. We believe that our audits provide a reasonable basis for
       our opinion.

         In our opinion, the financial statements referred to above present
       fairly, in all material respects, the consolidated financial position of
       Gentex Corporation and subsidiaries at December 31, 2002 and 2001, and
       the consolidated results of their operations and their cash flows for
       each of the three years in the period ended December 31, 2002, in
       conformity with accounting principles generally accepted in the United
       States.


                                               /s/  Ernst & Young LLP


       Grand Rapids, Michigan
       January 22, 2003




                                      -21-
<PAGE>
                       GENTEX CORPORATION AND SUBSIDIARIES
                           CONSOLIDATED BALANCE SHEETS
                        AS OF DECEMBER 31, 2002 AND 2001


<TABLE>
<CAPTION>
ASSETS
- ------
                                          2002              2001
                                          ----              ----
<S>                                   <C>              <C>
CURRENT ASSETS:
   Cash and cash equivalents          $ 168,834,111    $ 139,784,721
   Short-term investments                46,816,690       65,859,016
   Accounts receivable                   35,890,380       31,994,939
   Inventories                           17,742,009       14,405,350
   Prepaid expenses and other             7,515,219        7,814,468
                                      -------------    -------------


      Total current assets              276,798,409      259,858,494


PLANT AND EQUIPMENT:
   Land, buildings and improvements      47,399,803       45,923,054
   Machinery and equipment              142,684,762      118,809,575
   Construction-in-process               11,740,511        6,446,221
                                      -------------    -------------
                                        201,825,076      171,178,850
   Less-Accumulated depreciation
      and amortization                  (76,842,411)     (60,316,540)
                                      -------------    -------------

                                        124,982,665      110,862,310


OTHER ASSETS:
   Long-term investments                203,358,933      132,771,234
   Patents and other assets, net          4,032,660        3,330,760
                                      -------------    -------------
                                        207,391,593      136,101,994
                                      -------------    -------------

                                      $ 609,172,667    $ 506,822,798
                                      =============    =============
</TABLE>

<TABLE>
<CAPTION>
LIABILITIES AND SHAREHOLDERS' INVESTMENT
- ----------------------------------------
                                                          2002             2001
                                                          ----             ----
<S>                                                  <C>              <C>
CURRENT LIABILITIES:
   Accounts payable                                  $  11,793,726    $   9,378,937
   Accrued liabilities:
        Salaries, wages and vacation                     2,765,682        2,219,079
        Income taxes                                     3,391,214        1,947,404
        Royalties                                        6,587,477        4,165,428
        Other                                            4,521,936        3,274,556
                                                     -------------    -------------

              Total current liabilities                 29,060,035       20,985,404

DEFERRED INCOME TAXES                                    6,472,270        6,836,865


SHAREHOLDERS' INVESTMENT:

    Preferred stock, no par value,
        5,000,000 shares authorized; none
        issued or outstanding                                    -                -

    Common stock, par value $.06 per share;
         100,000,000 shares authorized                   4,573,282        4,510,317
    Additional paid-in capital                         123,923,391      105,327,971
    Retained earnings                                  454,201,443      368,430,152
    Deferred compensation                               (3,042,935)      (3,035,580)
    Accumulated other comprehensive income (loss):
         Unrealized gain (loss) on investments          (6,091,452)       3,832,074
         Cumulative Translation Adjustment                  76,633          (64,405)
                                                     -------------    -------------
             Total shareholders' investment            573,640,362      479,000,529
                                                     -------------    -------------

                                                     $ 609,172,667    $ 506,822,798
                                                     =============    =============
</TABLE>

       The accompanying notes are an integral part of these consolidated
                             financial statements.

                                      -22-
<PAGE>
                       GENTEX CORPORATION AND SUBSIDIARIES
                        CONSOLIDATED STATEMENTS OF INCOME
              FOR THE YEARS ENDED DECEMBER 31, 2002, 2001 AND 2000



<TABLE>
<CAPTION>

                                                  2002           2001           2000
                                                  ----           ----           ----
<S>                                           <C>            <C>            <C>
NET SALES                                     $395,258,436   $310,304,996   $297,420,802

COST OF GOODS SOLD                             235,611,182    188,301,693    172,467,846
                                              ------------   ------------   ------------

      Gross profit                             159,647,254    122,003,303    124,952,956

OPERATING EXPENSES:
      Engineering, research and development     22,973,027     20,684,996     16,900,659
      Selling, general and administrative       21,474,066     19,259,065     17,641,306
                                              ------------   ------------   ------------

          Total operating expenses              44,447,093     39,944,061     34,541,965
                                              ------------   ------------   ------------

      Income from operations                   115,200,161     82,059,242     90,410,991

OTHER INCOME:
      Interest and dividend income              11,756,849     13,283,546     13,358,636
      Other, net                                   115,781      1,274,712        753,439
                                              ------------   ------------   ------------

          Total other income                    11,872,630     14,558,258     14,112,075
                                              ------------   ------------   ------------

      Income before provision
        for income taxes                       127,072,791     96,617,500    104,523,066

PROVISION FOR INCOME TAXES                      41,301,500     31,401,000     33,979,000
                                              ------------   ------------   ------------

NET INCOME                                    $ 85,771,291   $ 65,216,500   $ 70,544,066
                                              ============   ============   ============

EARNINGS PER SHARE:
      Basic                                   $       1.14   $       0.87   $       0.95
                                              ============   ============   ============
      Diluted                                 $       1.12   $       0.86   $       0.93
                                              ============   ============   ============
</TABLE>




        The accompanying notes are an integral part of these consolidated
                             financial statements.









                                      -23-
<PAGE>

                       GENTEX CORPORATION AND SUBSIDIARIES
               CONSOLIDATED STATEMENTS OF SHAREHOLDERS' INVESTMENT
              FOR THE YEARS ENDED DECEMBER 31, 2002, 2001 AND 2000

<TABLE>
<CAPTION>
                                                        Common Stock          Additional
                                                        ------------            Paid-In      Comprehensive    Retained
                                                    Shares         Amount       Capital      Income (Loss)    Earnings
                                                    ------         ------       -------      -------------    --------
<S>                                               <C>          <C>           <C>             <C>            <C>
BALANCE AS OF DECEMBER 31, 1999                   73,412,316   $ 4,404,739   $  79,670,301                  $ 232,669,586


Issuance of common stock and the tax benefit
  of stock plan transactions                         878,766        52,726      12,462,316                              -
Amortization of deferred compensation                      -             -               -                              -
Comprehensive income:
  Net income                                               -             -               -   $  70,544,066     70,544,066
  Other comprehensive income (loss):
     Foreign currency translation adjustment               -             -               -         (53,566)             -
     Unrealized gain on investments, net of tax            -             -               -       2,508,291              -
                                                                                             -------------
          Other comprehensive income                       -             -               -       2,454,725              -
                                                                                             -------------
               Comprehensive income                        -             -               -   $  72,998,791              -
                                                 -----------   -----------   -------------   =============  -------------

BALANCE AS OF DECEMBER 31, 2000                   74,291,082     4,457,465      92,132,617                    303,213,652



Issuance of common stock and the tax benefit
  of stock plan transactions                         880,869        52,852      13,195,354                              -
Amortization of deferred compensation                      -             -               -                              -
Comprehensive income:
  Net income                                               -             -               -   $  65,216,500     65,216,500
  Other comprehensive income (loss):
     Foreign currency translation adjustment               -             -               -         (21,631)             -
     Unrealized loss on investments, net of tax            -             -               -      (1,042,854)             -
                                                                                             -------------
          Other comprehensive loss                         -             -               -      (1,064,485)             -
                                                                                             -------------
               Comprehensive income                        -             -               -   $  64,152,015              -
                                                 -----------   -----------   -------------   =============  -------------

BALANCE AS OF DECEMBER 31, 2001                   75,171,951     4,510,317     105,327,971                    368,430,152

Issuance of common stock and the tax benefit
  of stock plan transactions                       1,049,419        62,965      18,595,420                              -
Amortization of deferred compensation                      -             -               -                              -
Comprehensive income:
  Net income                                               -             -               -   $  85,771,291     85,771,291
  Other comprehensive income (loss):
     Foreign currency translation adjustment               -             -               -         141,038              -
     Unrealized loss on investments, net of tax            -             -               -      (9,923,526)             -
                                                                                             -------------
          Other comprehensive loss                         -             -               -      (9,782,488)             -
                                                                                             -------------
               Comprehensive income                        -             -               -   $  75,988,803              -
                                                 -----------   -----------   -------------   =============  -------------

BALANCE AS OF DECEMBER 31, 2002                   76,221,370   $ 4,573,282   $ 123,923,391                  $ 454,201,443
                                                 ===========   ===========   =============                  =============

<CAPTION>
                                                                  Accumulated
                                                                     Other            Total
                                                   Deferred      Comprehensive     Shareholders'
                                                 Compensation    Income (Loss)      Investment
                                                 ------------    -------------      ----------
<S>                                              <C>             <C>               <C>
BALANCE AS OF DECEMBER 31, 1999                  $  (2,070,639)   $   2,377,429    $ 317,051,416


Issuance of common stock and the tax benefit
  of stock plan transactions                        (1,269,959)               -       11,245,083
Amortization of deferred compensation                  808,271                -          808,271
Comprehensive income:
  Net income                                                 -                -       70,544,066
  Other comprehensive income (loss):
     Foreign currency translation adjustment                 -                -                -
     Unrealized gain on investments, net of tax              -                -                -
          Other comprehensive income                         -        2,454,725        2,454,725
               Comprehensive income                          -                -                -
                                                 -------------    -------------    -------------

BALANCE AS OF DECEMBER 31, 2000                     (2,532,327)       4,832,154      402,103,561



Issuance of common stock and the tax benefit
  of stock plan transactions                        (1,444,019)               -       11,804,187
Amortization of deferred compensation                  940,766                -          940,766
Comprehensive income:
  Net income                                                 -                -       65,216,500
  Other comprehensive income (loss):
     Foreign currency translation adjustment                 -                -                -
     Unrealized loss on investments, net of tax              -                -                -
          Other comprehensive loss                           -       (1,064,485)      (1,064,485)
               Comprehensive income                          -                -                -
                                                 -------------    -------------    -------------

BALANCE AS OF DECEMBER 31, 2001                     (3,035,580)       3,767,669      479,000,529


Issuance of common stock and the tax benefit
  of stock plan transactions                        (1,090,222)               -       17,568,163
Amortization of deferred compensation                1,082,867                -        1,082,867
Comprehensive income:
  Net income                                                 -                -       85,771,291
  Other comprehensive income (loss):
     Foreign currency translation adjustment                 -                -                -
     Unrealized loss on investments, net of tax              -                -                -
          Other comprehensive loss                           -       (9,782,488)      (9,782,488)
               Comprehensive income                          -                -                -
                                                 -------------    -------------    -------------

BALANCE AS OF DECEMBER 31, 2002                  $  (3,042,935)   $  (6,014,819)   $ 573,640,362
                                                 =============    =============    =============
</TABLE>


        The accompanying notes are an integral part of these consolidated
                             financial statements.




                                      -24-
<PAGE>
                       GENTEX CORPORATION AND SUBSIDIARIES
                      CONSOLIDATED STATEMENTS OF CASH FLOWS
              FOR THE YEARS ENDED DECEMBER 31, 2002, 2001 AND 2000

<TABLE>
<CAPTION>
                                                                     2002              2001                2000
                                                               -----------------  ----------------    ----------------
<S>                                                            <C>                 <C>                 <C>
CASH FLOWS FROM OPERATING ACTIVITIES:
   Net income                                                  $  85,771,291       $  65,216,500       $  70,544,066
   Adjustments to reconcile net income to net
         cash provided by operating activities:
              Depreciation and amortization                       18,631,600          15,192,818          11,334,104
              Loss on disposal of assets                              11,180             152,757               5,026
              Gain on sale of investments                         (2,961,036)         (1,595,634)         (1,443,772)
              Loss on sale of investments                          5,361,194           1,259,381           2,068,229
              Deferred income taxes                                3,701,475           1,035,648             497,162
              Amortization of deferred compensation                1,082,867             940,766             808,271
              Tax benefit of stock plan transactions               5,093,396           3,928,984           4,877,889
              Change in operating assets and liabilities:
                  Accounts receivable                             (3,895,441)          3,619,730          (4,981,168)
                  Inventories                                     (3,336,659)         (2,317,837)         (2,112,335)
                  Prepaid expenses and other                       1,576,617          (3,374,477)         (1,202,885)
                  Accounts payable                                 2,414,789              50,782           1,039,828
                  Accrued liabilities                              5,659,842           1,243,370           2,181,213
                                                               -----------------  ----------------    ----------------
                           Net cash provided by
                            operating activities                 119,111,115          85,352,788          83,615,628
                                                               -----------------  ----------------    ----------------

CASH FLOWS FROM INVESTING ACTIVITIES:
   Activity in held-to-maturity securities:
       Sales proceeds                                                    -                   -               952,230
       Maturities and calls                                       64,322,716          25,658,600          23,160,550
       Purchases                                                 (93,072,612)        (28,828,709)        (23,558,062)
   Activity in available-for-sale securities:
       Sales proceeds                                             15,137,464           9,697,480           7,023,476
       Purchases                                                 (55,600,063)        (25,162,596)        (34,284,618)
   Plant and equipment additions                                 (32,560,646)        (45,298,429)        (21,617,088)
   Proceeds from sale of plant and equipment                         189,926           1,248,287              51,200
   Increase in other assets                                         (953,277)           (953,486)           (742,899)
                                                               -----------------  ----------------    ----------------
                         Net cash used for
                            investing activities                (102,536,492)        (63,638,853)        (49,015,211)
                                                               -----------------  ----------------    ----------------

CASH FLOWS FROM FINANCING ACTIVITIES:
   Issuance of common stock from
       stock plan transactions                                    12,474,767           7,875,203           6,367,194
                                                               -----------------  ----------------    ----------------
                           Net cash provided by
                            financing activities                  12,474,767           7,875,203           6,367,194
                                                               -----------------  ----------------    ----------------

NET INCREASE IN CASH AND
   CASH EQUIVALENTS                                               29,049,390          29,589,138          40,967,611

CASH AND CASH EQUIVALENTS,
   Beginning of year                                             139,784,721         110,195,583          69,227,972
                                                               -----------------  ----------------    ----------------

CASH AND CASH EQUIVALENTS,
   End of year                                                 $ 168,834,111       $ 139,784,721       $ 110,195,583
                                                               =================  ================    ================
</TABLE>


       The accompanying notes are an integral part of these consolidated
                             financial statements.


                                      -25-



<PAGE>


                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

(1)  SUMMARY OF SIGNIFICANT ACCOUNTING AND REPORTING POLICIES

     The Company

     Gentex Corporation designs, develops, manufactures and markets proprietary
        electro-optical products: automatic rearview mirrors for the automotive
        industry and fire protection products for the commercial building
        industry. A substantial portion of the Company's net sales and accounts
        receivable result from transactions with domestic and foreign automotive
        manufacturers and tier one suppliers. The Company's fire protection
        products are primarily sold to domestic distributors and original
        equipment manufacturers of fire and security systems. The Company does
        not require collateral or other security in trade accounts receivable.

     Significant accounting policies of the Company not described elsewhere are
        as follows:

     Consolidation

     The consolidated financial statements include the accounts of Gentex
        Corporation and all of its wholly-owned subsidiaries (together the
        "Company"). All significant intercompany accounts and transactions have
        been eliminated.

     Cash Equivalents

     Cash equivalents consist of funds invested in money market accounts.

     Investments

     Equity securities and U.S. Treasuries are available for sale and are stated
        at fair value based on quoted market prices. Adjustments to the fair
        value of available for sale investments are recorded as increases or
        decreases, net of income taxes, within accumulated other comprehensive
        income (loss) in shareholders' investment. Fixed income securities,
        excluding U.S. Treasuries, are considered held to maturity and,
        accordingly, are carried at amortized cost.

     The amortized cost, unrealized gains and losses, and market value of
        securities held to maturity and available for sale are shown as of
        December 31, 2002 and 2001:

<TABLE>
<CAPTION>
                                                                          Unrealized
                                                              -----------------------------------

         2002                             Cost                  Gains                Losses           Market Value
         ---------------------------------------------------------------------------------------------------------
<S>                                  <C>                     <C>                 <C>                   <C>
             U.S. Treasuries         $ 36,886,208            $  951,293                     -          $ 37,837,501
             Municipal Bonds           34,083,850               627,632                (6,596)           34,704,886
             Certificates of Deposit   64,035,770                     -                     -            64,035,770
             Corporate Bonds           38,216,594               862,248               (36,613)           39,042,229
             Other Fixed Income         2,050,126                     -                     -             2,050,126
             Equity                    84,274,542             1,738,031           (12,060,791)           73,951,782
                                       ----------             ---------           ------------           ----------
                                     $259,547,090            $4,179,204          $(12,104,000)         $251,622,294
                                     ============            ==========          =============         ============
         2001
             U.S. Treasuries         $ 69,991,935            $2,172,456          $          -          $ 72,164,391
             Municipal Bonds           27,008,487               227,952               (42,554)           27,193,885
             Certificates of Deposit   20,491,262                     -                     -            20,491,262
             Corporate Bonds           11,837,566               506,260                (7,375)           12,336,451
             Other Fixed Income         2,099,158                     -                     -             2,099,158
             Equity                    61,306,343             5,345,938            (1,622,895)           65,029,386
                                    -------------           -----------            -----------         -------------
                                     $192,734,751            $8,252,606          $ (1,672,824)         $199,314,533
                                     ============            ==========           ============         ============
</TABLE>


     Fixed income securities as of December 31, 2002, have contractual
        maturities as follows:

<TABLE>
<CAPTION>
                                                  Held to Maturity              U.S. Treasuries
                                                  ----------------              ---------------
<S>                                               <C>                           <C>
              Due within one year                  $ 24,266,690                   $21,905,421
              Due between one and five years        113,827,320                    14,980,787
              Due over five years                       292,330                            -
                                                   ------------                   -----------
                                                   $138,386,340                   $36,886,208
                                                   ============                   ===========
</TABLE>


     During 2000, the Company sold approximately $947,000 of securities
        classified as held to maturity for $952,000. The decision to sell these
        securities was based on deterioration in the credit worthiness of the
        issuer.


                                      -26-


<PAGE>
                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Continued)

(1)  SUMMARY OF SIGNIFICANT ACCOUNTING AND REPORTING POLICIES, continued

     Inventories

     Inventories include material, direct labor and manufacturing overhead and
        are valued at the lower of first-in, first-out (FIFO) cost or market.
        Inventories consisted of the following as of December 31, 2002 and 2001:

<TABLE>
<CAPTION>
                                                   2002                     2001
                                                   ----                     ----
<S>                                            <C>                     <C>
                  Raw materials                $ 9,911,022             $ 8,376,321
                  Work-in-process                1,744,372               1,649,389
                  Finished goods                 6,086,615               4,379,640
                                               -----------             -----------
                                               $17,742,009             $14,405,350
                                               ===========             ===========
</TABLE>

     Plant and Equipment

     Plant and equipment are stated at cost. Depreciation and amortization are
        computed for financial reporting purposes using the straight-line
        method, with estimated useful lives of 7 to 40 years for buildings and
        improvements, and 3 to 10 years for machinery and equipment.

     Patents

     The Company's policy is to capitalize costs incurred to obtain patents. The
        cost of patents is amortized over their useful lives. The cost of
        patents in process is not amortized until issuance. Accumulated
        amortization was approximately $2,726,000 and $2,333,000 at December 31,
        2002 and 2001, respectively. At December 31, 2002, patents have a
        weighted average amortization life of 12 years. Patent amortization
        expense was approximately $393,000, $238,000 and $355,000, in 2002,
        2001, and 2000, respectively. For each of the next five years, patent
        amortization expense will approximate $150,000 annually.

     Revenue Recognition

     The Company's revenue is generated primarily from sales of its products.
        Sales are recognized when the product is shipped and legal title has
        passed to the customer.

     Advertising and Promotional Materials

     All advertising and promotional costs are expensed as incurred and amounted
        to approximately $904,000, $653,000 and $932,000, in 2002, 2001, and
        2000, respectively.

     Repairs and Maintenance

     Major renewals and improvements of property and equipment are capitalized,
        and repairs and maintenance are expensed as incurred. The Company
        incurred expenses relating to the repair and maintenance of plant and
        equipment of approximately $3,761,000, $3,780,000, and $3,182,000, in
        2002, 2001, and 2000, respectively.

     Self-Insurance

     The Company is self-insured for a portion of its risk on workers'
        compensation and employee medical costs. The arrangements provide for
        stop loss insurance to manage the Company's risk. Operations are charged
        with the cost of claims reported and an estimate of claims incurred but
        not reported.

     Product Warranty

     The Company periodically incurs product warranty costs. Any liabilities
        associated with product warranty are estimated based on known facts and
        circumstances and are not significant at December 31, 2002 and 2001. The
        Company does not offer extended warranties on its products.


                                      -27-

<PAGE>


                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Continued)

(1)  SUMMARY OF SIGNIFICANT ACCOUNTING AND REPORTING POLICIES, continued


     Earnings Per Share

     The following table reconciles the numerators and denominators used in the
        calculations of basic and diluted earnings per share (EPS) for each of
        the last three years:
<TABLE>
<CAPTION>
                                                                            2002              2001            2000
                                                                            ----              ----            ----
<S>                                                                      <C>              <C>               <C>
     Numerators:
        Numerator for both basic and diluted EPS, net income             $85,771,291      $65,216,500       $70,544,066

     Denominators:
       Denominator for basic EPS,
           weighted-average common shares outstanding                     75,515,271       74,778,518        73,941,256
       Potentially dilutive shares resulting from stock option plans       1,087,131        1,093,268         1,576,877
                                                                         -----------      -----------       -----------
       Denominator for diluted EPS                                        76,602,402       75,871,786        75,518,133
                                                                         ===========      ===========       ===========
</TABLE>

     For the years ended December 31, 2002, 2001, and 2000, 645,859, 490,508,
         and 373,865 shares related to stock option plans were not included in
         diluted average common shares outstanding because their effect would be
         antidilutive.

     Other Comprehensive Income (Loss)

     Comprehensive income reflects the change in equity of a business enterprise
        during a period from transactions and other events and circumstances
        from non-owner sources. For the Company, comprehensive income represents
        net income adjusted for unrealized gains and losses on certain
        investments and foreign currency translation adjustments. The changes in
        the components of other comprehensive income (loss) are as follows:

<TABLE>
<CAPTION>
                                                                     Years Ended December 31,
                                    --------------------------------------------------------------------------------------------
                                               2002                               2001                            2000
                                    ---------------------------        --------------------------         ----------------------
                                     Pre-Tax          Tax Exp.           Pre-Tax         Tax Exp.          Pre-Tax       Tax Exp.
                                      Amount           (Credit)          Amount          (Credit)          Amount        (Credit)
                                      ------          ---------          ------          --------          ------         -------
<S>                                <C>             <C>                 <C>              <C>              <C>           <C>
     Unrealized Gain (Loss)
       on Securities               $(15,266,964)   $(5,343,438)        $(1,604,391)     $(561,537)       $3,858,909    $1,350,618

     Foreign Currency
       Translation Adjustments          216,982         75,944             (33,278)       (11,647)          (82,409)      (28,843)
                                   -------------   ------------        ------------     ----------       ----------    ----------

     Other Comprehensive
        Income (Loss)              $(15,049,982)   $(5,267,494)        $(1,637,669)     $(573,184)       $3,776,500    $1,321,775
                                   =============   ============        ============     ==========       ==========    ==========
</TABLE>

     Foreign Currency Translation

     The financial position and results of operations of the Company's foreign
        subsidiaries are measured using the local currency as the functional
        currency. Assets and liabilities are translated at the exchange rate in
        effect at year-end. Income statement accounts are translated at the
        average rate of exchange in effect during the year. The resulting
        translation adjustment is recorded as a separate component of
        shareholders' investment. Gains and losses arising from re-measuring
        foreign currency transactions into the appropriate currency are included
        in the determination of net income.

     Stock-Based Compensation Plans

     At December 31, 2002, the Company has two stock option plans and an
        employee stock purchase plan, which are described more fully in Note 6.
        The Company accounts for these plans under the recognition and
        measurement principles of APB Opinion No. 25, "Accounting for Stock
        Issued to Employees," and related interpretations. No stock-based
        employee compensation cost is reflected in net income for these plans,
        as all options granted under these plans have an exercise price equal to
        the market value of the underlying common stock on the date of grant.
        The following table illustrates the effect on net income and earnings
        per share if the Company had applied the fair value recognition
        provisions of Statement of Financial Accounting Standards (SFAS) No.
        123, "Accounting for Stock-Based Compensation," to stock-based employee
        compensation.


                                      -28-


<PAGE>



                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Continued)

(1)  SUMMARY OF SIGNIFICANT ACCOUNTING AND REPORTING POLICIES, continued


<TABLE>
<CAPTION>
                                                          2002                    2001                   2000
                                                          ----                    ----                   ----
<S>                                                    <C>                     <C>                    <C>
       Net income, as reported                         $85,771,291             $65,216,500            $70,544,066
       Deduct:  total stock-based employee
          compensation expense determined
          under fair value based method for
          all awards, net of tax effects                (8,084,607)             (7,003,826)             (6,043,691)
                                                       -----------             -----------            ------------
        Pro forma net income                           $77,686,684             $58,212,674            $ 64,500,375
                                                       ===========             ===========            ============
       Earnings per share:
          Basic - as reported                             $1.14                   $0.87                  $0.95
          Basic - pro forma                                1.03                    0.78                   0.87

          Diluted - as reported                            1.12                    0.86                   0.93
          Diluted - pro forma                              1.01                    0.77                   0.85
</TABLE>

     The fair value of each option grant in the Employee Stock Option Plan was
        estimated on the date of grant using the Black-Scholes option pricing
        model with the following weighted-average assumptions used for grants in
        2002, 2001, and 2000, respectively: risk-free interest rates of 2.9,
        4.4, and 4.8 percent; expected dividend yields of 0.0, 0.0, and 0.0
        percent; expected lives of 4, 5, and 5 years; expected volatility of 53,
        54, and 54 percent.

     The fair value of each option grant in the Nonemployee Director Stock
         Option Plans was estimated on the date of grant using the Black-Scholes
         option pricing model with the following weighted-average assumptions
         used for grants in 2002, 2001, and 2000, respectively: risk-free
         interest rates of 4.0, 5.1, and 5.0 percent; expected dividend yields
         of 0.0, 0.0, and 0.0 percent; expected lives of 9, 9, and 9 years;
         expected volatility of 53, 54, and 54 percent.

     Estimates

     The preparation of financial statements in conformity with accounting
        principles generally accepted in the United States requires management
        to make estimates and assumptions that affect the reported amounts of
        assets and liabilities and disclosure of contingent assets and
        liabilities at the date of the financial statements and the reported
        amounts of revenues and expenses during the reporting period. Actual
        results could differ from those estimates.

     Reclassification

     Certain prior year amounts have been reclassified to conform with the
        current year presentation.

     New Accounting Standards

     In December 2002, the Financial Accounting Standards Board (FASB) issued
        SFAS No. 148, "Accounting for Stock-Based Compensation - Transition and
        Disclosure - an amendment of FASB Statement No. 123," which amends SFAS
        No. 123 to provide alternative methods of transition for a voluntary
        change to the fair-value based method of accounting for stock-based
        employee compensation. In addition, SFAS No. 148 amends the disclosure
        requirements of SFAS No. 123 to require disclosure in interim financial
        statements about the method of accounting for stock-based employee
        compensation and the effect of the method used on reported results. The
        Company does not intend to adopt a fair-value based method of accounting
        for stock-based employee compensation until a final standard is issued
        by the FASB that addresses industry concerns related to applicability of
        current option pricing models to non-exchange traded employee option
        plans.

     In November 2002, the FASB issued Interpretation No. 45, "Guarantor's
        Accounting and Disclosure Requirements for Guarantees, Including
        Indirect Guarantees of Indebtedness of Others." Interpretation No. 45
        changes current practice in accounting for and disclosure of guarantees
        and will require certain guarantees to be recorded as liabilities at
        fair value on the balance sheet. Current practice requires that
        liabilities related to guarantees be recorded only when a loss is
        probable and reasonably estimable, as those terms are defined in SFAS
        No. 5, "Accounting for Contingencies." Interpretation No. 45 also
        requires a guarantor to make significant new disclosures, even when the
        likelihood of making any payments under the guarantee is remote. The
        disclosure requirements of Interpretation No. 45 are effective
        immediately. The initial recognition and measurement provisions are
        applicable on a prospective basis to guarantees issued or modified after
        December 31, 2002. The Company is not aware of any significant
        guarantees that would require current disclosure or further recognition
        under Interpretation No. 45.


                                      -29-


<PAGE>
                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Continued)
(2)  LINE OF CREDIT

     The Company has available an unsecured $5,000,000 line of credit from a
         bank at an interest rate equal to the lower of the bank's prime rate or
         1.5% above the LIBOR rate. No borrowings were outstanding under this
         line in 2002 or 2001. No compensating balances are required under this
         line.

(3)  INCOME TAXES

     The provision for income taxes is based on the earnings reported in the
        accompanying consolidated financial statements. The Company recognizes
        deferred income tax liabilities and assets for the expected future tax
        consequences of events that have been included in the consolidated
        financial statements or tax returns. Under this method, deferred income
        tax liabilities and assets are determined based on the cumulative
        temporary differences between the financial statement and tax bases of
        assets and liabilities using enacted tax rates in effect for the year in
        which the differences are expected to reverse. Deferred income tax
        expense is measured by the net change in deferred income tax assets and
        liabilities during the year.

     The components of the provision for income taxes are as follows:

<TABLE>
<CAPTION>
                                                      2002                      2001                        2000
                                                   -----------               -----------                -----------
<S>                                                <C>                       <C>                        <C>
         Currently payable:
            Federal                                $37,188,500               $30,084,000                $33,417,000
            State                                      321,000                   104,000                     65,000
            Foreign                                     91,000                   177,000                          -
                                                   -----------               -----------                -----------
          Total                                     37,600,500                30,365,000                 33,482,000
                                                   -----------               -----------                -----------
         Net deferred:
           Primarily federal                         3,701,000                 1,036,000                    497,000
                                                   -----------               -----------                -----------
         Provision for income taxes                $41,301,500               $31,401,000                $33,979,000
                                                   ===========               ===========                ===========
</TABLE>


     The currently payable provision is further reduced by the tax benefits
        associated with the exercise, vesting or disposition of stock under the
        stock plans described in Note 6. These reductions totaled approximately
        $5,093,000, $3,929,000, and $4,878,000, in 2002, 2001, and 2000,
        respectively, and were recognized as an adjustment of additional paid-in
        capital.

     The effective income tax rates are different from the statutory federal
        income tax rates for the following reasons:

<TABLE>
<CAPTION>
                                                                     2002             2001              2000
                                                                     ----             ----              ----
<S>                                                                  <C>              <C>               <C>
        Statutory federal income tax rate                            35.0%            35.0%             35.0%
        State income taxes, net of federal income tax benefit         0.2              0.1               0.1
        Foreign source exempted income                               (2.4)            (2.2)             (2.0)
        Tax-exempt investment income                                 (0.2)            (0.3)             (0.4)
        Other                                                        (0.1)            (0.1)             (0.2)
                                                                     ----             ----              ----
        Effective income tax rate                                    32.5%            32.5%             32.5%
                                                                     ====             ====              ====
</TABLE>


     The tax effect of temporary differences which give rise to deferred income
        tax assets and liabilities at December 31, 2002 and 2001, are as
        follows:
<TABLE>
<CAPTION>
                                                              2002                                 2001
                                                   -----------------------------      -------------------------------
                                                       Current       Non-Current          Current        Non-Current
<S>                                                 <C>              <C>              <C>               <C>
        Assets:
           Accruals not currently deductible        $1,462,530       $   274,803      $ 1,073,408       $   274,803
           Deferred compensation                             -           842,053                -           817,110
           Unrealized loss on investments                    -         3,280,013                -                 -
           Other                                     2,152,859             5,960        1,098,961             7,920
                                                    ----------       -----------      -----------       -----------
            Total deferred income tax assets         3,615,389         4,402,829        2,172,369         1,099,833

        Liabilities:
           Excess tax over book depreciation                 -       (10,317,831)               -        (5,418,282)
           Patent costs                                      -          (557,268)               -          (454,992)
          Unrealized gain on investments                     -                 -                -        (2,063,424)
          Other                                       (423,568)                -         (257,916)                -
                                                    ----------       -----------      -----------       -----------
           Net deferred incomes taxes               $3,191,821       $(6,472,270)     $ 1,914,453       $(6,836,865)
                                                    ==========       ===========      ===========       ===========
</TABLE>

        Income taxes paid in cash were approximately $30,828,000, $26,546,000,
        and $28,302,000, in 2002, 2001, and 2000, respectively.

                                      -30-
<PAGE>
                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Continued)

(4)  EMPLOYEE BENEFIT PLAN

     The Company has a 401(k) retirement savings plan in which substantially all
         of its employees may participate. The plan includes a provision for the
         Company to match a percentage of the employee's contributions at a rate
         determined by the Company's Board of Directors. In 2002, 2001, and
         2000, the Company's contributions were approximately $955,000,
         $718,000, and $620,000, respectively.

     The Company does not provide health care benefits to retired employees.

(5)  SHAREHOLDER PROTECTION RIGHTS PLAN

     The Company has a Shareholder Protection Rights Plan (the Plan). The Plan
         is designed to protect shareholders against unsolicited attempts to
         acquire control of the Company in a manner that does not offer a fair
         price to all shareholders.

     Under the Plan, one purchase Right automatically trades with each share of
         the Company's common stock. Each Right entitles a shareholder to
         purchase 1/100 of a share of junior participating preferred stock at a
         price of $110, if any person or group attempts certain hostile takeover
         tactics toward the Company. Under certain hostile takeover
         circumstances, each Right may entitle the holder to purchase the
         Company's common stock at one-half its market value or to purchase the
         securities of any acquiring entity at one-half their market value.
         Rights are subject to redemption by the Company at $.005 per Right and,
         unless earlier redeemed, will expire on March 29, 2011. Rights
         beneficially owned by holders of 15 percent or more of the Company's
         common stock, or their transferees, automatically become void.

(6)  STOCK-BASED COMPENSATION PLANS

     The Company may sell up to 1,600,000 shares of stock to its employees under
        its Employee Stock Purchase Plan. The Company has sold to employees
        44,009 shares, 45,463 shares, and 47,023 shares in 2002, 2001, and 2000,
        respectively, and has sold a total of 561,187 shares through December
        31, 2002. The Company sells shares at 85% of the stock's market price at
        date of purchase. The weighted average fair value of shares sold in
        2002, 2001, and 2000, was approximately $24.86, $20.75, and $22.00,
        respectively.

     The Company may grant options for up to 9,000,000 shares under its Employee
        Stock Option Plan. The Company has granted options on 7,618,898 shares
        through December 31, 2002. Under the Plan, the option exercise price
        equals the stock's market price on date of grant. The options vest after
        one to five years, and expire after two to seven years.

     A summary of the status of the Company's employee stock option plan at
        December 31, 2002, 2001, and 2000, and changes during the years then
        ended is presented in the table and narrative below:

<TABLE>
<CAPTION>
                                                       2002                      2001                       2000
                                                -------------------       -------------------        -------------------
                                                Shares    Wtd. Avg.       Shares    Wtd. Avg.        Shares    Wtd. Avg.
                                                 (000)    Ex. Price        (000)    Ex. Price         (000)    Ex. Price
                                                 -----    ---------        -----    ---------         -----    ---------
<S>                                             <C>       <C>             <C>       <C>              <C>       <C>
        Outstanding at Beginning of Year        4,144      $21             3,901     $18             3,807       $13
        Granted                                 1,132       29             1,017      26               887        27
        Exercised                                (914)      13              (754)      9              (753)        7
        Forfeited                                 (92)      26               (20)     24               (40)       20
                                               ------     ----            ------     ---             -----       ---
        Outstanding at End of Year              4,270       25             4,144      21             3,901        18
                                               ------     ----            ------     ---             -----       ---
        Exercisable at End of Year              1,682       22             1,792      16             1,736        12
        Weighted Avg. Fair Value
           of Options Granted                              $14                       $13                         $13
</TABLE>


                                      -31-


<PAGE>
                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Continued)

(6)  STOCK-BASED COMPENSATION PLANS, continued

     Options Outstanding and Exercisable by Price Range As of December 31, 2002:

<TABLE>
<CAPTION>
                                                                                                       Options Exercisable
                                      Options Outstanding                                      -----------------------------------
       ---------------------------------------------------------------------------------------    Shares       Weighted Average
              Range of           Shares Outstanding       Remaining       Weighted Average      Exercisable        Exercise
           Exercise Prices             (000)          Contractual Life     Exercise Price         (000)              Price
           ---------------             -----          ----------------     --------------         -----              -----
<S>                              <C>                  <C>                 <C>                   <C>            <C>
           $   1 - $20                   890                 2                   $16                   751            $15
             $21 - $27                 1,823                 3                    25                   711             24
             $28 - $37                 1,557                 4                    31                   220             35
                                       -----               ---                   ---                 -----            ---
             Total                     4,270                 3                    25                 1,682             22
</TABLE>

     In 2002, a Nonemployee Director Stock Option Plan covering 2,000,000 shares
        expired, and a new Director Plan covering 500,000 shares of common stock
        was approved. The Company has granted options on 35,606 shares under the
        new Director Plan through December 31, 2002. Under the director plans,
        the option exercise price equals the stock's market price on date of
        grant. The Director Plan options vest after six months, and all expire
        after ten years.

     A  summary of the status of the Director Plans at December 31, 2002, 2001,
        and 2000, and changes during the years then ended is presented in the
        table and narrative below:

<TABLE>
<CAPTION>
                                                     2002                        2001                      2000
                                                -----------------        -------------------        ------------------
                                                Shares    Wtd. Avg.       Shares    Wtd. Avg.        Shares    Wtd. Avg.
                                                 (000)    Ex. Price        (000)    Ex. Price         (000)    Ex. Price
                                                 -----    ---------        -----    ---------         -----    ---------
<S>                                               <C>     <C>             <C>       <C>              <C>       <C>
        Outstanding at Beginning of Year          469     $ 10               476     $ 9               500       $ 7
        Granted                                    35       32                25      27                24        30
        Exercised                                 (80)       3               (32)      1               (32)        1
        Expired                                     -        -                 -       -               (16)        1
                                                  ---      ---             -----     ---             ------      ---
        Outstanding at End of Year                424       13               469      10               476         9
                                                  ---      ---             -----     ---             ------      ---
        Exercisable at End of Year                424       13               469      10               472         9
        Weighted Avg. Fair Value
           of Options Granted                              $21                       $20                         $21

</TABLE>


     Options Outstanding and Exercisable by Price Range As Of December 31, 2002:

<TABLE>
<CAPTION>


                                                                                                       Options  Exercisable
                                       Options  Outstanding                                   -------------------------------------
     --------------------------------------------------------------------------------------     Shares          Weighted Average
              Range of          Shares Outstanding        Remaining       Weighted Average    Exercisable           Exercise
           Exercise Prices            (000)           Contractual Life     Exercise Price        (000)               Price
           ---------------            -----           ----------------     --------------        -----               -----
<S>                             <C>                   <C>                 <C>                 <C>               <C>
               $1 - $10                 280                  2                  $ 7                  280             $ 7
              $11 - $32                 144                  7                   26                  144              26
                                      -----                ---                  ---                -----             ---
                                        424                  4                   13                  424              13
</TABLE>


     In 2001, a restricted stock plan covering 1,600,000 shares expired, and a
        new restricted stock plan covering 500,000 shares of common stock was
        approved, the purpose of which is to permit grants of shares, subject to
        restrictions, to key employees of the Company as a means of retaining
        and rewarding them for long-term performance and to increase their
        ownership in the Company. Shares awarded under the plans entitle the
        shareholder to all rights of common stock ownership except that the
        shares may not be sold, transferred, pledged, exchanged or otherwise
        disposed of during the restriction period. The restriction period is
        determined by a committee, appointed by the Board of Directors, but may
        not exceed ten years. During 2002, 2001, and 2000, 37,900, 57,800, and
        47,800 shares, respectively, were granted with restriction periods of
        four to six years at market prices ranging from $27.47 to $32.30 in
        2002, $23.59 to $26.97 in 2001, and $18.75 to $37.625 in 2000. The
        related expense is reflected as a deferred compensation component of
        shareholders' investment in the accompanying consolidated financial
        statements and is being amortized over the applicable restriction
        periods.


                                      -32-


<PAGE>
                      GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                  (Continued)

(7)  CONTINGENCIES

     From time to time, the Company is subject to legal proceedings and claims
        which arise in the ordinary course of its business. In the opinion of
        management, the amount of ultimate liability with respect to these
        actions will not materially affect the financial position or future
        results of operations of the Company.

(8)  SEGMENT REPORTING

     SFAS No. 131, "Disclosures About Segments of an Enterprise and Related
        Information" requires that a public enterprise report financial and
        descriptive information about its reportable operating segments subject
        to certain aggregation criteria and quantitative thresholds. Operating
        segments are defined by SFAS No. 131 as components of an enterprise
        about which separate financial information is available that is
        evaluated regularly by the chief operating decision-makers in deciding
        how to allocate resources and in assessing performance.

<TABLE>
<CAPTION>
                                                      2002                      2001                       2000
                                                  ------------              ------------               ------------
<S>                                               <C>                       <C>                        <C>
     Revenue:
         Automotive Products
            U.S.                                  $203,691,964              $153,685,309               $154,972,098
            Germany                                 70,710,037                63,245,473                 60,754,241
             Japan                                  44,797,340                23,823,498                 18,545,538
            Other                                   55,050,622                48,669,920                 41,582,257
         Fire Protection Products                   21,008,473                20,880,796                 21,566,668
                                                  ------------              ------------               ------------
         Total                                    $395,258,436              $310,304,996               $297,420,802
                                                  ============              ============               ============

     Income from Operations:
         Automotive Products                      $111,448,849              $ 78,041,939               $ 86,218,950
         Fire Protection Products                    3,751,312                 4,017,303                  4,192,041
                                                  ------------              ------------               ------------
         Total                                    $115,200,161              $ 82,059,242               $ 90,410,991
                                                  ============              ============               ============

     Assets:
         Automotive Products                      $154,685,204              $144,204,490               $119,720,400
         Fire Protection Products                    4,035,944                 3,779,501                  4,396,643
         Other                                     450,451,519               358,838,807                304,011,650
                                                  ------------              ------------               ------------
         Total                                    $609,172,667              $506,822,798               $428,128,693
                                                  ============              ============               ============

         Automotive Products                       $16,930,161              $ 13,699,709               $ 10,349,325
         Fire Protection Products                      260,823                   294,956                    315,018
         Other                                       1,440,616                 1,198,153                    669,761
                                                  ------------              ------------               ------------
         Total                                     $18,631,600              $ 15,192,818               $ 11,334,104


     Capital Expenditures:
         Automotive Products                       $19,236,000              $ 39,383,150               $ 21,084,629
         Fire Protection Products                      442,593                   280,251                    192,222
         Other                                      12,882,053                 5,635,028                    340,237
                                                  ------------              ------------               ------------
         Total                                     $32,560,646              $ 45,298,429               $ 21,617,088
                                                  ============              ============               ============
</TABLE>



                                      -33-
<PAGE>


                       GENTEX CORPORATION AND SUBSIDIARIES
                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
                                   (Continued)

(8)  SEGMENT REPORTING, continued

     Other assets are principally cash, investments, deferred income taxes, and
        corporate fixed assets. Substantially all long-lived assets are located
        in the U.S.

     Automotive Products revenues in the "Other" category are sales to U.S.
        automotive manufacturing plants in Canada, Mexico and other foreign
        automotive customers. Nearly all non-U.S. sales are invoiced and paid in
        U.S. dollars; during 2002, approximately 3% of the Company's net sales
        were invoiced and paid in European euros.

     During the years presented, the Company had three automotive customers,
        which individually accounted for 10% or more of net sales as follows:


<TABLE>
<CAPTION>
                                              Customer
                              -----------------------------------------

                                   #1              #2             #3
                                   --              --             --
<S>                                <C>             <C>            <C>
                  2002             39%             15%            10%
                  2001             38%             18%             *
                  2000             40%             20%             *
</TABLE>

                                 *Less than 10%



                                      -34-


<PAGE>


                                   EXHIBIT INDEX

<TABLE>
<CAPTION>
EXHIBIT NO.                   DESCRIPTION                                                       PAGE
- -----------                   -----------                                                       ----
<S>             <C>                                                                            <C>
3(a)(1)         Registrant's Articles of Incorporation were filed in 1981 as
                Exhibit 2(a) to a Registration Statement on Form S-18
                (Registration No. 2-74226C), an Amendment to those Articles was
                filed as Exhibit 3 to Registrant's Report on Form 10-Q in August
                of 1985, an additional Amendment to those Articles was filed as
                Exhibit 3(a)(1) to Registrant's Report on Form 10-Q in August of
                1987, and an additional Amendment to those Articles was filed as
                Exhibit 3(a)(2) to Registrant's Report on Form 10-K dated March
                10, 1992, and an additional Amendment to those Articles was
                filed as Exhibit 3(a)(2) to Registrant's Report on Form 10-Q
                dated July 31, 1996, all of which are hereby incorporated herein
                by reference.

3(a)(2)         Amendment to Articles of Incorporation, adopted on May 21, 1998,
                was filed as Exhibit 3(a)(2) to Registrant's Report on Form 10-Q
                dated July 30, 1998, and the same is hereby incorporated herein
                by reference.

3(b)(1)         Registrant's Bylaws as amended and restated November 12, 2002.                 36

4(a)            A specimen form of certificate for the Registrant's common
                stock, par value $.06 per share, was filed as part of a
                Registration Statement (Registration Number 2-74226C) as Exhibit
                3(a), as amended by Amendment No. 3 to such Registration
                Statement, and the same is hereby incorporated herein by
                reference.

4(b)            Amended and Restated Shareholder Protection Rights Agreement,
                dated as of March 29, 2001, including as Exhibit A the form of
                Certificate of Adoption of Resolution Establishing Series of
                Shares of Junior Participating Preferred Stock of the Company,
                and as Exhibit B the form of Rights Certificate and of Election
                to Exercise, was filed as Exhibit 4(b) to Registrant's Report on
                Form 10-Q on April 27, 2001, and the same is hereby incorporated
                herein by reference.

10(a)(1)        A Lease, dated August 15, 1981, was filed as part of a
                Registration Statement (Registration Number 2-74226C) as Exhibit
                9(a)(1), and the same is hereby incorporated herein by
                reference.

10(a)(2)        A First Amendment to Lease, dated June 28, 1985, was filed as
                Exhibit 10(m) to Registrant's Report on Form 10-K dated March
                18, 1986, and the same is hereby incorporated herein by
                reference.

*10(b)(1)       Gentex Corporation Qualified Stock Option Plan (as amended and
                restated, effective August 25, 1997) was filed as Exhibit
                10(b)(1) to Registrant's Report on Form 10-Q dated July 30,
                1998, and the same is hereby incorporated herein by reference.

*10(b)(2)       Gentex Corporation Second Restricted Stock Plan was filed as
                Exhibit 10(b)(2) to Registrant's Report on Form 10-Q dated April
                27, 2001, and the same is hereby incorporated herein by
                reference.

*10(b)(3)       Gentex Corporation 2002 Nonemployee Director Stock Option Plan
                (adopted March 6, 2002) was filed as Exhibit 10(b)(4) to
                Registrant's Report on Form 10-Q dated April 30, 2002, and the
                same is hereby incorporated herein by reference.

10(e)           The form of Indemnity Agreement between Registrant and each of
                the Registrant's directors and certain offices was filed as
                Exhibit 10(c) to Registrant's Report on Form 10-Q dated October
                31, 2002, and the same is hereby incorporated herein by
                reference.

21              List of Company Subsidiaries                                                   42

23(a)           Consent of Independent Auditors                                                43

99.1            Certificate of the Chief Executive Officer of Gentex Corporation
                pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18
                U.S.C. 1350).                                                                  44

99.2            Certificate of the Chief Financial Officer of Gentex Corporation
                pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18
                U.S.C. 1350).                                                                  45
</TABLE>

*Indicates a compensatory plan or arrangement.


                                      -35-



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.(B)(1)
<SEQUENCE>3
<FILENAME>k74338exv3wxbyx1y.txt
<DESCRIPTION>REGISTRANTS BYLAWS
<TEXT>
<PAGE>


                                                                 EXHIBIT 3(b)(1)


                                     BYLAWS

                                       OF

                               GENTEX CORPORATION

                             A MICHIGAN CORPORATION

                    AS AMENDED AND RESTATED NOVEMBER 12, 2002


     ARTICLE I.  OFFICES

         SECTION 1. REGISTERED OFFICE. The registered office of the Corporation
shall be as specified in the Articles of Incorporation or such other place as
determined by the Board of Directors if notice thereof is filed with the state
of Michigan. The Corporation shall keep records containing the names and
addresses of all shareholders, the number, class and series of shares held by
each, and the dates when they respectively became holders of record thereof, at
its registered office or at the office of its transfer agent.

         SECTION 2. OTHER OFFICES. The business of the Corporation may be
transacted in such locations other than the registered office, within or outside
the state of Michigan, as the Board of Directors may from time to time
determine.

     ARTICLE II.  CAPITAL STOCK

         SECTION 1. STOCK CERTIFICATES. Certificates representing shares of the
capital stock of the Corporation shall be in such form as is approved by the
Board of Directors. Certificates shall be signed by the Chairman of the Board of
Directors, Vice Chairman of the Board of Directors, President or a Vice
President, and may also be signed by another officer designated by the Board of
Directors, and shall be sealed with the seal of the Corporation, or a facsimile
thereof, if one be adopted. The signatures of the officers may be facsimiles. In
the event an officer who has signed, or whose facsimile signature has been
placed upon, a certificate ceases to be such officer before the certificate is
issued, it may be issued by the Corporation with the same effect as if he were
such officer at the date of issue.

         SECTION 2. REPLACEMENT OF LOST OR DESTROYED CERTIFICATES. In the event
of the loss or destruction of a stock certificate, no new certificate shall be
issued in place thereof until the Corporation has received from the registered
holder such assurances, representations, warranties and/or guarantees as the
Board of Directors, in its sole discretion, shall deem advisable, and until the
Corporation receives such indemnification protecting it against any claim that
may be made on account of such lost or destroyed certificate, or the issuance of
any new certificate in place thereof, including an indemnity bond in such amount
and with sureties, if any, as the Board of Directors, in its sole discretion,
deems advisable.

         SECTION 3. TRANSFER OF SHARES. Shares of stock of the Corporation shall
be transferable only upon the books of the Corporation. The old certificates
shall be surrendered to the Corporation by delivery thereof to the person in
charge of the stock transfer books of the Corporation, or to such other person
as the Board of Directors may designate, properly endorsed for transfer, and
such certificates shall be canceled before a new certificate is issued. The
Corporation shall be entitled to treat the person in whose name any share, right
or option is registered as the owner thereof for all purposes, and shall not be
bound to recognize any equitable or other claim with respect thereto, regardless
of any notice thereof, except as may be specifically required by the laws of the
state of Michigan.

         SECTION 4. RULES GOVERNING STOCK CERTIFICATES. The Board of Directors
shall have the power and authority to make all such rules and regulations as
they may deem expedient concerning the issue, transfer and registration of
certificates of stock, and may appoint a transfer agent and a registrar of
transfer, and may require all such certificates to bear the signature of such
transfer agent and of such registrar of transfers.

         SECTION 5. RECORD DATE FOR STOCK RIGHTS. The Board of Directors may fix
a date not exceeding sixty (60) days preceding the date of payment of any
dividend, or the date for the allotment of rights, or the date when any change
or conversion or exchange of capital stock shall go into effect, as a record
date for the determination of the shareholders entitled to receive payment of
any such dividends, or any such allotment of rights, or to exercise the rights
with respect to any such change, conversion, or exchange of capital stock;
provided, however, that such date shall not precede the date on which the Board
takes action to establish the record date. Only shareholders of record on the
date so fixed shall be entitled to receive payment of such dividends, or
allotment of rights, or exercise such rights, as the case may be,
notwithstanding any transfer of any stock on the books of the Corporation after
any such record date is fixed.



                                      -36-

<PAGE>
         In the event the Board of Directors shall fail to fix a record date as
provided in this section of these Bylaws, the record date for the purposes
specified herein shall be the close of business on the date on which the
resolution of the Board of Directors relating thereto is adopted.

         SECTION 6. DIVIDENDS. The Board of Directors, in its discretion, may
from time to time declare and make a distribution to shareholders in respect of
the Corporation's outstanding shares, payable in cash, the Corporation's
indebtedness (but not the Corporation's shares) or the Corporation's other
property, including the shares or indebtedness of other corporations; provided,
however, no such distribution shall be made if, after giving effect to the
distribution, the Corporation would not be able to pay its debts as they become
due in the usual course of business, or the Corporation's total assets would be
less than its total liabilities plus the amount that would be needed if the
Corporation were to be dissolved at the time of the distribution to satisfy the
preferential rights upon dissolution of shareholders whose preferential rights
are superior to those receiving the distribution.

         In addition, the Board of Directors, in its discretion, from time to
time may declare and direct the payment of a share dividend of the Corporation's
shares, issued pro rata and without consideration, to the Corporation's
shareholders or to the shareholders of one or more classes or series; provided,
however, shares of one class or series may not be issued as a share dividend in
respect of shares of another class or series unless the Articles of
Incorporation so authorize, a majority of the votes entitled to be cast by the
class or series to be issued approve the issue, or there are no outstanding
shares of the class or series to be issued.

         SECTION 7. TREASURY SHARES. Shares that have been issued and reacquired
by the Corporation shall constitute authorized but unissued shares.

         SECTION 8. REDEMPTION OF CONTROL SHARES. Control shares acquired in a
control share acquisition, with respect to which no acquiring person statement
has been filed with the Corporation, shall, at any time during the period ending
sixty (60) days after the last acquisition of control shares or the power to
direct the exercise of voting power of control shares by the acquiring person,
be subject to redemption by the Corporation. After an acquiring person statement
has been filed with the Corporation and after the meeting at which the voting
rights of the control shares acquired in a control share acquisition are
submitted to the shareholders, the shares shall be subject to redemption by the
Corporation unless the shares are accorded full voting rights by the
shareholders as provided in Section 798 of the Michigan Business Corporation
Act. Redemptions of shares pursuant to this bylaw shall be at the fair value of
the shares pursuant to procedures adopted by the Board of Directors of the
Corporation.

         The terms "control shares," "control share acquisition," "acquiring
person statement," "acquiring person," and "fair value" as used in this bylaw,
shall have the meanings ascribed to them in Chapter 7B of the Michigan Business
Corporation Act.

                            ARTICLE III. SHAREHOLDERS

         SECTION 1. PLACE OF MEETINGS. Meetings of shareholders shall be held at
such place, within or outside the state of Michigan, as may be determined from
time to time by the Board of Directors.

         SECTION 2. ANNUAL MEETING. Annual meetings of shareholders for election
of directors and for such other business as may come before the meeting shall be
held on such date prior to the first day of June of each year as the Board of
Directors may determine from time to time.

         SECTION 3. SPECIAL MEETINGS. Special meetings of shareholders shall be
called at the direction of the Board of Directors by the Chairman or the
Secretary, or upon receipt by either of them of a request in writing, stating
the purpose or purposes thereof, and signed by shareholders of record owning
more than fifty percent (50%) of the voting shares of the Corporation issued and
outstanding, or by a majority of the directors then in office.

         SECTION 4. RECORD DATE FOR NOTICE AND VOTE. The Board of Directors may
fix a date not more than sixty (60) nor less than ten (10) days before the date
of a shareholders' meeting as the record date for the purpose of determining
shareholders entitled to notice of and to vote at the meeting or adjournments
thereof; provided, however, that such date shall not precede the date on which
the Board takes action to establish the record date. In the event the Board of
Directors fails to fix such a record date, the record date for determination of
shareholders shall be the close of business on the day next preceding the day on
which notice is given.

         SECTION 5. NOTICE OF SHAREHOLDER MEETINGS. Written notice of the time,
place, and purposes of any meeting of shareholders shall be given to
shareholders entitled to vote thereat, not less than ten (10) nor more than
sixty (60) days before the date of the meeting, which notice may be given either
by delivery in person to such shareholders or by mailing such notice to
shareholders at their addresses as the same appear on the stock books of the
Corporation. A shareholder's attendance at a meeting will result in a waiver of
objection to lack of notice or defective notice unless the shareholder, at the
beginning of the meeting, objects to the holding of the meeting or the
transaction of business at the meeting, and a waiver of objection to
consideration of a particular matter at the meeting as not being within the
purpose or purposes described in the meeting notice unless the shareholder
objects to considering the matter when it is presented.

                                      -37-
<PAGE>
         SECTION 6. VOTING LISTS. The Corporation's officer or agent having
charge of its stock transfer books shall prepare and certify a complete list of
the shareholders entitled to vote at a shareholders' meeting or any adjournment
thereof, which list shall be arranged alphabetically within each class and
series, and shall show the address of and number of shares held by each
shareholder. The list shall be produced at the time and place of the meeting of
shareholders and be subject to inspection by any shareholder at any time during
the meeting. If for any reason these requirements with respect to this
shareholder list have not been complied with, any shareholder, either in person
or by proxy, who in good faith challenges the existence of sufficient votes to
carry any action at the meeting, may demand that the meeting be adjourned and
the same shall be adjourned until the requirements are complied with; provided,
however, that failure to comply with such requirements does not affect the
validity of any action taken at the meeting before such demand is made.

         SECTION 7. VOTING. Each shareholder entitled to vote at a meeting of
shareholders or to express consent or dissent without a meeting, shall be
entitled to one (1) vote, in person or by proxy, for each share entitled to vote
that is held by such shareholder; provided, however, no proxy shall be voted
after three years from its date unless such proxy expressly provides for a
longer period. A vote may be cast either orally or in writing as announced or
directed by the person presiding at the meeting prior to the taking of the vote.
When an action other than the election of directors is to be taken by vote of
the shareholders, it shall be authorized by a majority of the votes cast by the
holders of shares entitled to vote on the action, unless a greater vote is
required by the Michigan Business Corporation Act. Directors shall be elected by
a plurality of the votes cast in an election.

         SECTION 8. QUORUM. Shares equaling a majority of all of the voting
shares of the capital stock of the Corporation issued and outstanding,
represented in person or by proxy, shall constitute a quorum at meetings of
shareholders. Meetings at which less than a quorum is represented may be
adjourned by a vote of a majority of the shares present to a further date
without further notice other than the announcement at such meeting, and when the
quorum shall be present upon such adjourned date, any business may be transacted
which might have been transacted at the meeting as originally called.
Shareholders present in person or by proxy at any meeting of shareholders may
continue to do business until adjournment, notwithstanding the withdrawal of
shareholders to leave less than a quorum.

         SECTION 9. CONDUCT OF MEETINGS. The officer who is to preside at
meetings of shareholders pursuant to Article V of these Bylaws, or his or her
designee, shall determine the agenda, the order in which business shall be
conducted and rules for the conduct of the meeting (which shall be fair to
shareholders), unless the agenda, the order of business and/or such rules have
been fixed by the Board of Directors. Such officer or designee shall call
meetings of shareholders to order and shall preside, shall appoint a person to
act as secretary of the meeting, and may appoint a parliamentarian, who may be
the same person as the secretary.

         SECTION 10. INSPECTORS OF ELECTIONS. The Board of Directors may, in
advance of a meeting of shareholders, appoint one or more inspectors to act at
the meeting or any adjournment thereof. In the event inspectors are not so
appointed, or an appointed inspector fails to appear or act, the person
presiding at the meeting of shareholders may appoint one or more persons to fill
such vacancy or vacancies, or to act as inspector. The inspector(s) shall
determine the number of shares outstanding and the voting power of each, the
shares represented at the meeting, the existence of a quorum, the validity and
effect of proxies, and shall receive votes, ballots, or consents, hear and
determine challenges and questions arising in connection with the right to vote,
count and tabulate votes, ballots or consents, determine the results, and do
such acts as are proper to conduct the election or vote with fairness to all
shareholders.

         SECTION 11. NOTICE OF SHAREHOLDER PROPOSALS.

                  (a) Except for the election of directors, which is governed by
         Article VI of the Corporation's Articles of Incorporation, only such
         business shall be conducted at any meeting of shareholders, and only
         such proposals shall be acted upon at such meetings, as shall have been
         brought before the meeting: (i) by, or at the direction of the Board of
         Directors; or (ii) by any shareholder of the Corporation who complies
         with the notice procedures set forth in this Section of these Bylaws.
         For a proposal to be properly brought before the meeting by a
         shareholder, the shareholder must have given timely notice thereof in
         writing to the Secretary of the Corporation. To be timely, a
         shareholder's notice must be delivered to, or mailed and received at,
         the principal executive offices of the Corporation not less than sixty
         (60) days nor more than ninety (90) days prior to the scheduled meeting
         date, regardless of any postponements, deferrals, or adjournments of
         that meeting to any later date; provided, however, that if less than
         seventy (70) days' notice, or prior public disclosure of the date of a
         scheduled meeting is given or made, notice by the shareholder to be
         timely must be delivered or received not later than the close of
         business on the tenth (10th) day following the earlier of the day on
         which such notice of the date of the scheduled meeting was mailed or
         the day on which such public disclosure was made. A shareholder's
         notice to the Secretary shall set forth, as to each matter the
         shareholder proposes to bring before the meeting: (i) a brief
         description of a proposal desired to be brought before the meeting and
         the reasons for conducting such business at the meeting; (ii) the name
         and address, as they appear on the Corporation's stock record, of the
         shareholder proposing such business and any other shareholders known by
         such shareholder to be supporting such proposal; (iii) the class and
         number of shares of the Corporation's stock which are beneficially
         owned by the shareholder on the date of such shareholder notice and by
         any other shareholders known by such

                                      -38-


<PAGE>



         shareholder to be supporting such proposal on the date of such
         shareholder notice; and (iv) any financial interest of the shareholder
         in such proposal.

                  (b) If the presiding officer at the meeting of shareholders
         determines that a shareholder proposal was not made in accordance with
         the terms of this Section, the presiding officer shall declare the
         matter to be out of order and the matter shall not be acted upon at the
         meeting.

                  (c) Nothing contained in this Section shall prevent the
         consideration and approval or disapproval at any meeting of
         shareholders of reports of officers, directors, and committees of the
         Board of Directors, but, in connection with such reports, no business
         shall be acted upon at such meeting unless stated, filed, and received
         as provided herein.

                              ARTICLE IV. DIRECTORS

         SECTION 1. BOARD OF DIRECTORS. The authority and size of the Board of
Directors, and the procedures for nominating, electing and removing directors
shall be as specified in the Corporation's Articles of Incorporation.

         SECTION 2. RESIGNATION. A director may resign by written notice to the
Corporation, which resignation is effective upon its receipt by the Corporation
or at a subsequent time as set forth in the written notice of resignation.

         SECTION 3. PLACE OF MEETINGS AND RECORDS. The directors shall hold
their meetings, and maintain the minutes of the proceedings of meetings of
shareholders, Board of Directors, and executive and other committees, if any,
and keep the books and records of account for the Corporation, in such place or
places, within or outside the state of Michigan, as the Board may from time to
time determine.

         SECTION 4. REGULAR MEETINGS OF THE BOARD. Regular meetings of the Board
of Directors may be held at such times and places and pursuant to such notice,
if any, as may be established from time to time by action of the Board of
Directors.

         SECTION 5. SPECIAL MEETINGS OF THE BOARD. Special meetings of the Board
of Directors may be called by the Chairman of the Board, or the Secretary, and
shall be called by one of them upon the written request of a majority of the
directors. Notice of the time and place of special meetings of the Board shall
be given to each director at least twenty-four (24) hours prior thereto. Notices
of special meetings may state a purpose or purposes for the meeting, but such
notices shall not be required to state any purpose and shall not be deemed
deficient if the statement or purpose is incomplete or inaccurate. Notice of any
meeting may be made by hand delivery, telephone, facsimile or e-mail with
confirmation, nationally recognized overnight mail service, or first class mail,
to each director at such location as he or she may have furnished to the
Corporation. The notice shall be deemed to have been given at the time of
personal delivery, or telephone contact, or the time of confirmation for
facsimile or e-mail, and as of the close of business on the first business day
following the date delivered to the overnight or government mail carrier.

         SECTION 6. QUORUM AND VOTE. A majority of the members of the Board then
in office constitutes a quorum for the transaction of business, and the vote of
a majority of the members present at any meeting at which a quorum is present
constitutes the action of the Board of Directors.

         SECTION 7. MEETING PARTICIPATION. A director may participate in a
meeting of the Board of Directors or any committee by means of conference
telephone or similar communications equipment through which all persons
participating in the meeting can communicate with all other participants.
Participation in a meeting pursuant to this Section shall constitute presence in
person at the meeting.

         SECTION 8. ACTION OF THE BOARD WITHOUT A MEETING. Any action required
or permitted to be taken pursuant to authorization voted at a meeting of the
Board of Directors may be taken without a meeting if, before or after the
action, all members of the Board of Directors consent thereto in writing. Such
written consent shall be filed with the minutes of the proceedings of the Board
of Directors and the consent shall have the same effect as a vote of the Board
of Directors for all purposes.

         SECTION 9. REPORT TO SHAREHOLDERS. At least once in each year the Board
of Directors shall cause a financial report of the Corporation for the preceding
fiscal year to be made and distributed to each shareholder within four (4)
months after the end of each fiscal year. The report shall include the
Corporation's statement of income, its year-end balance sheet and, if prepared
by the Corporation, its statement of source and application of funds.

         SECTION 10. CORPORATE SEAL. The Board of Directors may provide a
suitable corporate seal, which seal shall be kept in the custody of the
Secretary and used by him or her.

         SECTION 11. COMPENSATION OF DIRECTORS. By resolution of the Board of
Directors, the directors may be paid their expenses, if any, and/or reasonable
compensation for service on the Board and any committee of which they are a
member, and the Board of


                                      -39-


<PAGE>


Directors may distinguish between directors on the basis of time devoted to the
Company's affairs, including travel time, and/or between directors who are
employees of the Corporation and other directors in establishing such
compensation.

         SECTION 12. EXECUTIVE COMMITTEE. The Board of Directors may by
resolution establish an executive committee composed of two (2) or more of the
directors to exercise such powers and authority of the Board of Directors to the
extent provided in such resolution and not prohibited by the Michigan Business
Corporation Act for the management of the business and affairs of the
Corporation. Such committee shall exist, and each member thereof shall serve, at
the pleasure of the Board of Directors.

         SECTION 13. OTHER COMMITTEES. The Board of Directors shall establish a
compensation committee and an audit committee, each composed of two (2) or more
directors with such authority and responsibilities as are specified in the
charters for those committees that are approved by the Board of Directors. In
addition, the Board of Directors may, by resolution, establish such other
committees from time to time as the directors think advisable with such
purposes, authority and membership as may be set forth in the resolution
establishing any such committee.

                               ARTICLE V. OFFICERS

         SECTION 1. DESIGNATION OF OFFICERS. The officers of the Corporation
shall consist of a President, a Secretary, a Treasurer and such other offices as
may be established by the Board of Directors, including a Chairman of the Board,
one or more Vice Presidents and such Assistant Secretaries and Assistant
Treasurers as the Board may deem proper. The officers of the Corporation need
not be directors or shareholders. Any two or more offices may be held by the
same person, but an officer shall not execute, acknowledge, or verify any
instrument in more than one capacity if the instrument is required by law to be
executed, acknowledged, or verified by two or more officers. In addition, the
Board of Directors, by specific resolution, may authorize the Chief Executive
Officer to appoint Assistant Secretaries and Assistant Treasurers, which
subordinate, assistant officers may be removed at any time, with or without
cause, by the Chief Executive Officer or the Board of Directors.

         SECTION 2. ELECTION OF OFFICERS. The officers of the Corporation shall
be elected at the first meeting of the Board of Directors, or by action taken
pursuant to written consent, after the annual meeting of shareholders. Officers
shall hold office for terms of one (1) year and until their respective
successors are elected and qualified, or until resignation or removal.

         SECTION 3. RESIGNATION AND REMOVAL. An officer may resign by written
notice to the Corporation, which resignation is effective upon its receipt by
the Corporation or at a subsequent time specified in the notice of resignation.
Officers of the Corporation serve at the pleasure of the Board of Directors and
may be removed by the Board at any time, with or without cause.

         SECTION 4. CHAIRMAN OF THE BOARD. The Chairman of the Board of
Directors, if one be elected, shall be elected by the directors from among the
directors then serving. Unless otherwise determined by the Board of Directors,
the Chairman of the Board shall preside at all meetings of the shareholders and
at all meetings of the Board of Directors. The Chairman of the Board shall
perform such other duties as may be determined by resolution of the Board of
Directors including, if the Board so determines, acting as the Chief Executive
Officer of the Corporation, in which case the Chairman shall have general
supervision, direction, and control of the business of the Corporation and shall
have the general powers and duties of management usually vested in or incident
to the office of the chief executive officer of a corporation.

         SECTION 5. PRESIDENT. The President, if one be elected, shall have such
authority and responsibilities as may be determined by the Board of Directors
from time to time. In the absence or nonelection of a Chairman, unless otherwise
determined by the Board of Directors, the President shall preside at all
meetings of shareholders and at all meetings of the Board of Directors.

         SECTION 6. VICE PRESIDENTS. In the absence of the President and the
Chairman of the Board, or in the event of their death, inability or refusal to
act, the Executive Vice President, if one has been elected, or other Vice
Presidents in the order designated at the time of their election, shall perform
the duties of the Chief Executive Officer. The Executive Vice President and the
other Vice Presidents shall have such authority and shall perform such duties as
shall be assigned to them by the Board of Directors and may be designated by
such special titles as the Board of Directors shall approve.

         SECTION 7. TREASURER. The Treasurer, if one be elected, shall have such
authority and responsibilities as may be determined by the Board of Directors
from time to time.

         SECTION 8. SECRETARY. The Secretary shall give, or cause to be given,
notice of all meetings of shareholders and directors and all other notices
required by law or by these Bylaws, and in the case of his or her absence or
refusal or neglect to do so, any such notice may be given by any person so
directed by the Chief Executive Officer or by the directors. The Secretary shall
maintain a record of all of the proceedings of minutes of shareholders, the
Board of Directors and committees of the Board in one or more books provided for
that purpose, and shall perform all duties incident to the office of Secretary,
and such other duties as may be assigned by the Board of Directors.


                                      -40-

<PAGE>



         SECTION 9. OTHER OFFICES. Other officers elected by the Board of
Directors shall have such authority and shall perform such duties in the
management of the Corporation as may be determined by resolution of the Board of
Directors not inconsistent with these Bylaws.

                            ARTICLE VI. MISCELLANEOUS

         SECTION 1. CONTRACTS. The Board of Directors may authorize any officer
or officers, agent or agents to enter into any contract or execute and deliver
any instrument in the name of and on behalf of the Corporation, and such
authority may be general or confined to specific instances.

         SECTION 2. LOANS. No loans shall be contracted on behalf of the
Corporation, and no evidences of indebtedness shall be issued in its name,
unless authorized by a resolution of the Board of Directors. Such authorization
may be general or confined to specific instances.

         SECTION 3. CHECKS. All checks, drafts, or other orders for the payment
of money, notes or other evidences of indebtedness issued in the name of the
Corporation shall be signed by such officer or officers, agent or agents of the
Corporation and in such manner as shall from time to time be determined by
resolution of the Board of Directors.

         SECTION 4. DEPOSITS. All funds of the Corporation, not otherwise
employed, shall be deposited from time to time to the credit of the Corporation
in such banks, trust companies, or other depositories as the Board of Directors
may determine.

         SECTION 5. FISCAL YEAR. The fiscal year of this Corporation shall be as
determined by the Board of Directors.

         SECTION 6. WAIVER OF NOTICE. Whenever any notice is required to be
given under the provisions of any law, or the Articles of Incorporation for this
Corporation, or these Bylaws, a waiver thereof in writing, signed by the person
or persons entitled to said notice, whether before or after the time stated
therein, shall be deemed equivalent thereto.

         SECTION 7. VOTING OF SECURITIES. Securities of another corporation or
other equity interests standing in the name of this Corporation which are
entitled to vote may be voted in person or by proxy by any executive officer of
this Corporation or such other persons as may be designated by the Board of
Directors.

         SECTION 8. INTERPRETATION. Unless the context of these Bylaws otherwise
requires, the terms used in these Bylaws shall have the meanings specified in,
and these Bylaws shall be interpreted and construed in accordance with, the
Michigan Business Corporation Act.

                             ARTICLE VII. AMENDMENTS

         These Bylaws may be amended, repealed or new Bylaws adopted either by a
majority vote of the Board of Directors at any regular or special meeting of the
Board, and without prior notice of intent to do so, or by majority vote of
shareholders at any annual or special meeting, if notice of the proposed
amendment, repeal, or adoption be contained in the notice of such meeting.

                          ARTICLE VIII. INDEMNIFICATION

         SECTION 1. INDEMNIFICATION OF DIRECTORS. The Corporation shall
indemnify, to the fullest extent authorized or permitted by the Michigan
Business Corporation Act, any person, and his or her estate and personal
representatives, who is made or threatened to be made a party to an action,
suit, or proceeding, whether civil, criminal, administrative or investigative,
because such person is or was a director of the Corporation or served any other
enterprise at the request of the Corporation.

         SECTION 2. INDEMNIFICATION OF CERTAIN OFFICERS. The Corporation shall
indemnify, to the fullest extent authorized or permitted by the Michigan
Business Corporation Act, any officer or former officer of the Corporation, and
his or her estate and personal representatives, who is made or threatened to be
made a party to an action, suit, or proceeding, whether civil, criminal,
administrative or investigative, that in any way involves or is related to such
officer or former officer's duties, as specifically set forth by the
Corporation's Board of Directors, involving any of the following: (i) dealing
with persons buying, selling, proposing to buy or sell, or otherwise holding any
securities issued by the Corporation, (ii) dealing with securities analysts or
any other security industry professionals with respect to securities issued by
the Corporation, or (iii) signing any statements certifying to the public, to
the Securities Exchange Commission, or to any securities exchange, the
Corporation's financial statements or any other reports of the Corporation. The
determination as to whether an officer or former officer of the corporation is
entitled to indemnification under this provision shall be made by the
Corporation's Board of Directors, in its sole discretion.



                                      -41-


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>4
<FILENAME>k74338exv21.txt
<DESCRIPTION>COMPANY SUBSIDIARIES
<TEXT>
<PAGE>



                                                                      EXHIBIT 21

                     LIST OF GENTEX CORPORATION SUBSIDIARIES



1.       E.C. Aviation Services, Inc., a Michigan corporation, is a wholly-owned
         subsidiary of Gentex Corporation.

2.       Gentex International Corporation, a Foreign Sales Corporation
         incorporated in Barbados, is a wholly-owned subsidiary of Gentex
         Corporation.

3.       Gentex Holdings, Inc., a Michigan corporation, is a wholly-owned
         subsidiary of Gentex Corporation.

4.       Gentex GmbH, a German limited liability company, is a subsidiary 50%
         owned by Gentex Corporation and 50% owned by Gentex Holdings, Inc.

5.       Gentex Japan, Inc., a Japanese corporation, is a wholly-owned
         subsidiary of Gentex Corporation.

6.       Gentex Mirrors Ltd., a United Kingdom limited liability company, is a
         wholly-owned subsidiary of Gentex Corporation.

7.       Gentex France, SAS, a French simplified liability corporation, is a
         wholly-owned subsidiary of Gentex Corporation.

8.       Gentex Technologies Korea Co., Ltd., a Korean limited stock company, is
         a wholly-owned subsidiary of Gentex Corporation.





                                      -42-





</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.(A)
<SEQUENCE>5
<FILENAME>k74338exv23wxay.txt
<DESCRIPTION>CONSENT OF INDEPENDENT AUDITORS
<TEXT>
<PAGE>



                                                                   EXHIBIT 23(a)


                         CONSENT OF INDEPENDENT AUDITORS






         We consent to the incorporation by reference in the Registration
         Statements (Form S-8 Nos. 33-31408, 33-50396, 333-101642, 33-64504 and
         33-65321 and 333-04661) pertaining to various stock option and
         incentive plans of Gentex Corporation of our report dated January 22,
         2003, with respect to the consolidated financial statements of Gentex
         Corporation and subsidiaries included in the Annual Report on Form 10-K
         for the year ended December 31, 2002.




                                                /s/ Ernst & Young LLP





         Grand Rapids, Michigan
         February 27, 2003





                                      -43-



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>6
<FILENAME>k74338exv99w1.txt
<DESCRIPTION>906 CERTIFICATE OF CHIEF EXECUTIVE OFFICER
<TEXT>
<PAGE>



                                  EXHIBIT 99.1


                       CERTIFICATE OF THE CHIEF EXECUTIVE
                          OFFICER OF GENTEX CORPORATION


Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. 1350):

I, Fred T. Bauer, Chief Executive Officer of Gentex Corporation, certify, to the
best of my knowledge and belief, pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002 (18 U.S.C. 1350), that:

         (1)      The annual report on Form 10-K for the year ended December 31,
                  2002, which this statement accompanies, fully complies with
                  requirements of Section 13(a) or 15(d) of the Securities and
                  Exchange Act of 1934 and;
         (2)      The information contained in this annual report on Form 10-K
                  for the year ended December 31, 2002, fairly presents, in all
                  material respects, the financial condition and results of
                  operations of Gentex Corporation.

                               GENTEX CORPORATION



Dated:  February 27, 2003      By:    /s/ Fred T. Bauer
       ----------------------      --------------------------------------------
                                      Fred T. Bauer

                               Its:   Chief Executive Officer




                                      -44-


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>7
<FILENAME>k74338exv99w2.txt
<DESCRIPTION>906 CERTIFICATE OF CHIEF FINANCIAL OFFICER
<TEXT>
<PAGE>


                                  EXHIBIT 99.2


                       CERTIFICATE OF THE CHIEF FINANCIAL
                          OFFICER OF GENTEX CORPORATION


Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. 1350):

I, Enoch C. Jen, Chief Financial Officer of Gentex Corporation, certify, to the
best of my knowledge and belief, pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002 (18 U.S.C. 1350), that:

         (1)      The annual report on Form 10-K for the year ended December 31,
                  2002, which this statement accompanies, fully complies with
                  requirements of Section 13(a) or 15(d) of the Securities and
                  Exchange Act of 1934 and;
         (2)      The information contained in this annual report on Form 10-K
                  for the year ended December 31, 2002, fairly presents, in all
                  material respects, the financial condition and results of
                  operations of Gentex Corporation.

                               GENTEX CORPORATION



Dated:  February 27, 2003      By:      /s/ Enoch C. Jen
       ----------------------      --------------------------------------------
                                        Enoch C. Jen

                               Its:     Vice President - Finance




                                      -45-

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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