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<SEC-DOCUMENT>0000072020-02-000004.txt : 20020415
<SEC-HEADER>0000072020-02-000004.hdr.sgml : 20020415
ACCESSION NUMBER:		0000072020-02-000004
CONFORMED SUBMISSION TYPE:	10-K405
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20011231
FILED AS OF DATE:		20020308

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NICOR INC
		CENTRAL INDEX KEY:			0000072020
		STANDARD INDUSTRIAL CLASSIFICATION:	NATURAL GAS DISTRIBUTION [4924]
		IRS NUMBER:				362855175
		STATE OF INCORPORATION:			IL
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K405
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-07297
		FILM NUMBER:		02571220

	BUSINESS ADDRESS:	
		STREET 1:		1844 FERRY RD
		CITY:			NAPERVILLE
		STATE:			IL
		ZIP:			60563
		BUSINESS PHONE:		6303059500

	MAIL ADDRESS:	
		STREET 1:		PO BOX 3014
		CITY:			NAPERVILLE
		STATE:			IL
		ZIP:			60566-7014
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K405
<SEQUENCE>1
<FILENAME>nicor10k.txt
<DESCRIPTION>NICOR INC. 2001 2001 10-K
<TEXT>


                                  UNITED STATES
                SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 10-K

      [X]  Annual Report Pursuant to Section 13 or 15(d) of the
           Securities Exchange Act of 1934

            For the fiscal year ended December 31, 2001

                                       or

      [   ]Transition Report Pursuant to Section 13 or 15(d) of
           the Securities Exchange Act of 1934

                                                    I.R.S.
                     Registrant, State of          Employer
 Commission             Incorporation,           Identification
 File Number     Address and Telephone Number       Number
- --------------  -------------------------------- -------------

   1-7297       Nicor Inc.                        36-2855175
                (An Illinois Corporation)
                1844 Ferry Road
                Naperville, Illinois 60563-9600
                (630) 305-9500

Securities registered pursuant to Section 12(b) of the Act:

                                                   Name of each exchange on
          Title of each class                         which registered
- ------------------------------------------       ---------------------------
Common Stock, par value $2.50 per share,         New York Stock Exchange
including Preference Stock purchase rights       Chicago Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:  None
                                                             ----

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months and (2) has been subject to such filing requirements for
the past 90 days. Yes [X] No [ ]

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. [ X ]

As of February 28, 2002, 44,290,402 common shares were outstanding. The
aggregate market value of voting securities held by non-affiliates of the
registrant was approximately $1.9 billion.

                DOCUMENTS INCORPORATED BY REFERENCE

Portions of the company's 2002 Annual Meeting Definitive Proxy Statement, dated
March 8, 2002, are incorporated by reference into Part III.



<PAGE>


Nicor Inc.                                                            Page i
- ----------------------------------------------------------------------------
Table of Contents

  Item No.

         Part I
   1.    Business ............................................... 1
   2.    Properties ............................................. 5
   3.    Legal Proceedings....................................... 5
   4.    Submission of Matters to a Vote of Security Holders..... 5
         Executive Officers of the Registrant.................... 6

         Part II
   5.    Market for Registrant's Common Equity and Related
         Stockholder Matters .................................... 7
   6.    Selected Financial Data ................................ 8
   7.    Management's Discussion and Analysis of Financial
           Condition and Results of Operations................... 9
   7A.   Quantitative and Qualitative Disclosures about
           Market Risk ..........................................22
   8.    Financial Statements and Supplementary Data ............23
   9.    Changes in and Disagreements with Accountants on
           Accounting and Financial Disclosure...................44

         Part III
   10.   Directors and Executive Officers of the Registrant......45
   11.   Executive Compensation..................................45
   12.   Security Ownership of Certain Beneficial Owners and
           Management ...........................................45
   13.   Certain Relationships and Related Transactions..........45

         Part IV
   14.     Exhibits, Financial Statement Schedules, and Reports
             on Form 8-K ........................................45
         Signatures..............................................47
         Exhibit Index...........................................48



Glossary

Degree day......The extent to which the daily average temperature falls
                below 65 degrees Fahrenheit. Normal weather for Nicor Gas'
                service territory is about 6,100 degree days.
FERC............Federal Energy Regulatory Commission, the agency that
                regulates the interstate transportation of natural
                gas, oil and electricity.
ICC.............Illinois Commerce Commission, the agency that
                regulates investor-owned Illinois utilities.
Mcf, MMcf, Bcf..Thousand cubic feet, million cubic feet, billion cubic feet.
PBR.............Performance-based rate, a plan that provides economic
                incentives based on performance.
TEU.............Twenty-foot equivalent unit, a measure of volume in
                containerized shipping equal to one 20-foot-long
                container.



<PAGE>



Nicor Inc.                                                            Page 1
- ----------------------------------------------------------------------------
PART I

Item 1. Business

Nicor Inc. (Nicor), incorporated in 1976, is a holding company. Its principal
subsidiaries are Northern Illinois Gas Company (doing business as Nicor Gas
Company), one of the nation's largest distributors of natural gas, and Tropical
Shipping, a leading transporter of containerized freight in the Caribbean. Gas
distribution is Nicor's primary business, representing approximately 90 percent
of consolidated operating income and assets in a typical year. Nicor also owns
several other energy-related ventures, including a 50 percent interest in Nicor
Energy, a retail energy marketing joint venture. Nicor had approximately 3,400
employees at year-end 2001.

Financial information on Nicor's major business segments is included in Business
Segment and Geographic Information beginning on page 38. Certain terms used
herein are defined in the glossary on page i.

GAS DISTRIBUTION

General

Nicor Gas, a regulated natural gas distribution utility, serves 2 million
customers, in a service territory that encompasses most of the northern third of
Illinois, excluding the city of Chicago. The company's service territory is
diverse and has grown steadily over the years, providing the company with a
well-balanced mix of residential, commercial and industrial customers. In 2001,
residential customers accounted for approximately 45 percent of natural gas
deliveries, while commercial and industrial customers accounted for about 25
percent and 30 percent, respectively. Nicor Gas' large residential customer base
provides relative stability during weak economic periods. In addition, the
company's industrial and commercial customer base is well diversified, lessening
the impact of industry-specific economic swings. See Gas Distribution Statistics
on page 18 for operating revenues, deliveries and number of customers by
customer classification. The company has approximately 2,300 employees.

Gas deliveries are seasonal since about one-half are used for space heating.
Typically, about 70 percent of deliveries and revenues occur from October
through March. Fluctuations in weather have the potential to significantly
impact year-to-year comparisons of operating income and cash flow. To provide
protection from the financial impact of unusually warm weather, Nicor Gas
entered into an agreement with a third party designed to protect the company's
2002 earnings and cash flow if weather is warmer than 5,700 degree days. To
partially offset the cost of this earnings protection, Nicor Gas has also agreed
to pay this party if weather for 2002 is colder than 6,100 degree days, which is
approximately normal for Nicor Gas' service territory. Under the terms of these
agreements, the maximum payout or receipt is limited to $10 million.

Nicor Gas maintains franchise agreements with most of the communities it serves,
allowing it to construct, operate and maintain distribution facilities in those
communities. Franchise agreement terms range up to 50 years. Currently, less
than 5 percent of the agreements will expire within five years.

In addition to gas sales to all customer classes, Nicor Gas provides
transportation service to commercial and industrial customers who purchase their
own gas supplies. Beginning in 1999, the company's Customer Select(R) voluntary
pilot program also allowed residential customers in certain communities to


Nicor Inc.                                                            Page 2
- ----------------------------------------------------------------------------
Item 1. Business (continued)

choose their natural gas supplier. In January 2002, the company received final
approval from the Illinois Commerce Commission (ICC) to make its Customer Select
program available to all of its customers beginning in March 2002. Additional
information on the program is presented under the heading Unbundling of Services
on page 16. Transportation customers have options that include the use of the
company's storage system and the ability to choose varying supply backup levels.
The company receives a margin generally comparable to gas sales for
transportation service with full supply backup.

In recent years, Nicor Gas has been pursuing several nontraditional activities.
These activities include finding innovative ways to utilize its physical assets
by providing natural gas storage and transmission-related services to marketers,
other gas distribution companies and electric power-generation facilities.

Sources of Natural Gas Supply

Nicor Gas purchases natural gas supplies in the open market by contracting
directly with producers and marketers. Pipeline transportation and purchased
storage services are contracted for at rates regulated by the Federal Energy
Regulatory Commission (FERC). Firm pipeline capacity and purchased storage
services held by the company that are temporarily not needed can be released in
the secondary market under FERC-mandated capacity release provisions, with
proceeds reducing the company's cost of gas charged to customers.

The company's peak-day requirements are met through utilization of company-owned
storage facilities, firm pipeline capacity, purchased storage services and other
supply arrangements. Nicor Gas has been able to obtain sufficient supplies of
natural gas to meet customer requirements. The company believes natural gas
supply availability will be sufficient to meet market demands in the foreseeable
future.

Natural gas supply. Nicor Gas maintains a diversified portfolio of natural gas
supply contracts. Firm supply contracts are diversified by supplier, producing
region, quantity and available transportation. Contract pricing is generally
tied to published price indices so as to approximate current market prices. The
contracts also generally provide for the payment of fixed demand charges to
ensure the availability of supplies on any given day and are generally
negotiated annually.

The company also purchases gas supplies on the spot market to fulfill its supply
requirements or to take advantage of favorable short-term pricing. Spot gas
purchases accounted for about one-half of the company's total gas purchases in
the last three years.

Customers served under the company's transportation service tariffs purchase
their own gas supplies. About one-half of the gas that the company delivered in
2001 was purchased by transportation customers directly from producers and
marketers rather than from the company.

Pipeline transportation. Nicor Gas is directly connected to seven interstate
pipelines which provide access to most of the major natural gas producing
regions in North America. The company's primary firm transportation contracts
are with: Natural Gas Pipeline Company of America, Northern Natural Gas Company,
Tennessee Gas Pipeline Company and Midwestern Gas Transmission Company. All of
the capacity covered by these contracts will expire by 2004 and Nicor Gas
anticipates that some or all of these contracts will be renewed. Nicor Gas has
also entered into a 10-year firm transportation agreement beginning in 2002 with
the Horizon Pipeline, a 50/50 joint venture between Nicor and Natural Gas
Pipeline Company of America.


Nicor Inc.                                                            Page 3
- ----------------------------------------------------------------------------
Item 1. Business (continued)

Storage. Nicor Gas owns and operates seven underground natural gas storage
facilities. This storage system is one of the largest in the gas distribution
industry. With about 140 Bcf of top storage capacity, the system is designed to
meet about 55 percent of the company's estimated peak-day deliveries and
approximately 30 percent of its normal winter deliveries. In addition to
company-owned facilities, Nicor Gas purchases about 40 Bcf of storage services.
Storage provides supply flexibility and improves reliability of deliveries.

Competition/Demand

Nicor Gas is one of the largest utility energy suppliers in Illinois, delivering
about one-third of all utility energy consumed in the state. Substantially all
single-family homes in Nicor Gas' service territory are heated with natural gas.
The company's natural gas services compete with other forms of energy, such as
electricity and oil, based on such factors as price, service, reliability and
environmental impact. Significant factors that impact demand for natural gas
include weather, economic conditions and the price of natural gas.

The energy industry has undergone fundamental changes over the past several
years. In 1997, Illinois adopted legislation directing the process of
deregulating the state's electric utility industry. Nearly all customers will be
given a choice of electric supplier beginning in May 2002. While natural gas
prices fluctuated greatly over the last two years, Nicor Gas has traditionally
maintained a pricing advantage over electricity and expects to maintain an
advantage in the foreseeable future.

Additional information on competition and demand is presented in Factors
Affecting Business Performance beginning on page 15.

Regulation

Nicor Gas is regulated by the ICC, which establishes the rules and regulations
governing utility rates and services in Illinois. Rates are generally designed
to allow the company to recover its costs and provide an opportunity to earn a
fair return for its investors. Significant changes in the regulations applicable
to Nicor Gas or its affiliates, or the regulatory environment in general, could
affect the performance of Nicor Gas.

The cost of gas the company purchases for customers is recovered through a
monthly gas supply charge, which accounted for approximately 75 percent of a
typical residential customer's annual bill in the last three years. The
company's cost of gas is passed on to the customer without markup.

Nicor Gas' performance-based rate (PBR) plan for natural gas costs went into
effect January 1, 2000. Under the PBR plan, Nicor Gas' total gas supply costs
are compared to a market-sensitive benchmark. Annual savings and losses relative
to the benchmark are shared equally with customers. In 2002, the plan is subject
to ICC review as prescribed by Illinois law. Nicor Gas continues to operate
under the current PBR plan while the review is being conducted. The review
process is expected to conclude in the fourth quarter of 2002. Additional
information on the plan is presented under the heading Performance-Based Rate
Plan beginning on page 15.

Customer Select is a program that offers customers a choice of natural gas
suppliers. Additional information on the program is presented under the heading
Unbundling of Services on page 16.


Nicor Inc.                                                            Page 4
- ----------------------------------------------------------------------------
Item 1. Business (concluded)

Properties

The gas distribution, transmission and storage system includes approximately
31,000 miles of steel, plastic and cast iron main; approximately 28,000 miles of
steel, plastic/aluminum composite, plastic and copper service pipe connecting
the mains to customers' premises; and seven underground storage fields. Other
properties include buildings, land, motor vehicles, meters, regulators,
compressors, construction equipment, tools, communication and computer
equipment, software, and office equipment.

Most of the company's distribution and transmission property, and underground
storage fields are located on property owned by others and used by the company
through easements, permits or licenses. The company owns most of the buildings
housing its administrative offices and the land on which they sit.

Substantially all properties are subject to the lien of the indenture securing
the company's first mortgage bonds.

SHIPPING

Tropical Shipping is one of the largest containerized cargo carriers in the
Caribbean, a region characterized by modest market growth and intense
competition. Tropical Shipping's financial results can be significantly affected
by general economic conditions in the United States, the Caribbean region and
Canada. The company is a major carrier of exports from the east coast of the
United States and Canada to the Caribbean region. The company's shipments
consist primarily of southbound cargo such as building materials, food and other
necessities for developers, manufacturers and residents in the Caribbean, as
well as tourist-related shipments intended for use in hotels and resorts, and on
cruise ships. The balance of Tropical Shipping's cargo consists of northbound
shipments of apparel and agricultural products, and interisland shipments. The
company also provides additional related services including inland
transportation and cargo insurance.

Tropical Shipping's fleet consists of 11 owned vessels and 6 chartered vessels
with a container capacity totaling approximately 5,300 TEUs. In 1999, Tropical
Shipping ordered the construction of two vessels to replace older owned and
chartered vessels, and to support growth. The first vessel was placed into
service in late 2001, and the second vessel was delivered in early 2002. In
addition, the company owns containers, container-handling equipment, chassis and
other equipment. Real property, approximately half of which is leased, includes
office buildings, cargo handling facilities and warehouses located in the United
States, Canada, and in some of the ports served.

Additional information about Tropical Shipping's business is presented under
Shipping on page 19.

OTHER ENERGY VENTURES

Nicor has several smaller ventures that provide products and services that meet
customers' energy needs. Additional information pertaining to these ventures is
presented under Other Energy Ventures on page 20.

ENVIRONMENTAL MATTERS

For information on environmental matters, see Contingencies beginning on page
41.



Nicor Inc.                                                            Page 5
- ----------------------------------------------------------------------------
Item 2.    Properties

Information with respect to this item concerning Nicor and its major
subsidiaries' properties is included in Item 1, Business, beginning on page 1,
and is incorporated herein by reference. These properties are suitable, adequate
and utilized in the company's operations.

Item 3.    Legal Proceedings

See Contingencies beginning on page 41, which is incorporated herein by
reference.

Item 4.    Submission of Matters to a Vote of Security Holders

None.




<PAGE>


Nicor Inc.                                                            Page 6
- ----------------------------------------------------------------------------
Executive Officers of the Registrant

Executive officers of the company are elected annually by the Board of
Directors.

          Name              Age      Current Position and Background
- -------------------------   ----    ----------------------------------

Thomas L. Fisher            57      Chairman, Nicor and Nicor Gas
                                    (since 1996); Chief Executive
                                    Officer, Nicor (since 1995) and
                                    Nicor Gas (since 1988); and
                                    President, Nicor (since 1994)
                                    and Nicor Gas (since 1988).

Philip S. Cali              54      Executive Vice President
                                    Operations, Nicor and Nicor Gas
                                    (since 1999); and Senior Vice
                                    President Operations, Nicor Gas
                                    (1995-1999).

Kathleen L. Halloran        49      Executive Vice President Finance
                                    and Administration, Nicor and
                                    Nicor Gas (since 1999); Senior
                                    Vice President Administration,
                                    Nicor Gas (1998-1999); Senior
                                    Vice President Information
                                    Services, Rates and Human
                                    Resources, Nicor Gas
                                    (1996-1998); and Vice President
                                    Information Services, Rates and
                                    Human Resources, Nicor Gas
                                    (1995-1996).

Russ M. Strobel             49      Executive Vice President,
                                    General Counsel and Corporate
                                    Secretary, Nicor and Nicor Gas
                                    (since 2002), Senior Vice
                                    President, General Counsel and
                                    Corporate Secretary, Nicor and
                                    Nicor Gas (2000-2002); Partner,
                                    Altheimer & Gray (2000); and
                                    Partner, Jenner & Block
                                    (1986-2000).


George M. Behrens           46      Vice President Administration
                                    and Treasurer, Nicor and Nicor
                                    Gas (since 2000); Vice President
                                    Administration, Nicor and Nicor Gas
                                    (1999-2000); Vice President and Controller,
                                    Nicor and Nicor Gas (1998-1999); Vice
                                    President Accounting, Nicor Gas (1996-1998);
                                    and Vice President and Treasurer, Tropical
                                    Shipping (1991-1996).



<PAGE>


Nicor Inc.                                                            Page 7
- ----------------------------------------------------------------------------
PART II

Item 5.    Market  for  Registrant's  Common  Equity  and  Related
           Stockholder Matters

Nicor common stock is listed on the New York and Chicago Stock Exchanges. At
February 28, 2002, there were approximately 27,500 common stockholders of
record.


                             Stock price
                          ------------------   Dividends
             Quarter        High       Low     declared
            ----------    --------   --------  ---------

               2001
                 First     $ 42.38    $ 35.12   $   .44
                 Second      39.90      35.95       .44
                 Third       39.74      34.00       .44
                 Fourth      42.00      37.52       .44

               2000
                 First     $ 36.38    $ 29.38   $  .415
                 Second      37.50      32.06      .415
                 Third       40.06      32.13      .415
                 Fourth      43.88      32.19      .415
            --------------------------------------------




Nicor Inc.                                                            Page 8
- ----------------------------------------------------------------------------

Item 6. Selected Financial Data

                                           Year ended December 31
                              -----------------------------------------------
                                2001      2000      1999      1998      1997
                              --------  --------  --------  --------  --------
(millions, except per
 share data)

Operating revenues            $2,544.1  $2,298.1  $1,615.2  $1,465.1  $1,992.6

Operating income              $  243.5  $   94.1  $  212.0  $  208.6  $  229.8

Net income                    $  143.7  $   46.7  $  124.4  $  116.4  $  127.9

Earnings per common share
   Basic                      $   3.18  $   1.01  $   2.63  $   2.43  $   2.62
   Diluted                        3.17      1.00      2.62      2.42      2.61

Dividends declared per
   common share               $   1.76  $   1.66  $   1.56  $   1.48  $   1.40

Property, plant and equipment
   Gross                      $3,733.0  $3,576.6  $3,483.1  $3,379.8  $3,267.7
   Net                         1,768.6   1,729.6   1,735.2   1,731.8   1,735.8

Total assets                  $2,574.8  $2,887.0  $2,452.3  $2,364.6  $2,394.6

Capitalization
   Long-term debt, net of
       current maturities     $  446.4  $  347.1  $  436.1  $  557.3  $  550.2
   Redeemable preferred stock      6.1       6.3       6.3       6.3       6.4
   Common equity                 727.6     707.0     787.1     759.0     744.0
                              --------  --------  --------  --------  --------
                              $1,180.1  $1,060.4  $1,229.5  $1,322.6  $1,300.6
                              ========  ========  ========  ========  ========



<PAGE>


Nicor Inc.                                                            Page 9
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations

Financial Review

The purpose of this financial review is to explain changes in Nicor's operating
results and financial condition from 1999 to 2001, and to discuss business
trends and uncertainties that might affect Nicor. Certain terms used herein are
defined in the glossary on page i.


Summary

Nicor's two major subsidiaries, Nicor Gas and Tropical Shipping, operate in two
business segments - gas distribution and shipping. The gas distribution segment
represents about 90 percent of consolidated operating income and assets in a
typical year.

Net income and diluted earnings per common share are presented below:

                                       2001      2000      1999
                                     --------  --------  --------
Net income (millions)                $  143.7  $   46.7  $  124.4
Diluted earnings per share               3.17      1.00      2.62

Nicor's net income and earnings per share changed dramatically over the
three-year period due mainly to one significant item. An unusual charge of $148
million was recorded as operating expense in 2000 to establish a reserve related
to Nicor Gas' mercury inspection and repair program. A $9 million adjustment
lowered the mercury-related reserve and reduced operating expense in 2001.
Operating expense was also reduced by partial recoveries from insurers and
contractors in 2001. For details of Nicor Gas' mercury inspection and repair
program, see page 41. Excluding these unusual mercury-related impacts, Nicor's
diluted earnings per share and net income were $3.01 and $136.3 million,
respectively, in 2001 and $2.94 and $136.4 million, respectively, in 2000.

Excluding the mercury-related impacts, operating income for 2001 declined at
both major business segments. Nicor's other energy ventures also posted a
decrease in operating income in 2001. Nonoperating results for 2001 reflect
increased interest income from higher short-term investment balances, lower
interest expense due to lower rates and improved results from Nicor's retail
energy marketing joint venture. The increase in net income, excluding
mercury-related impacts, for 2000 compared with 1999 is the result of improved
operating results for all business segments.

Per share results in both 2001 and 2000 benefited from the company's common
stock repurchase programs.

Operating income. Operating income (loss) by business segment is presented below
(in millions):

                                       2001      2000      1999
                                     --------  --------  --------
Gas distribution                     $  223.7  $   64.9  $  191.7
Shipping                                 17.6      25.7      22.5
Other energy ventures                     4.9       6.5       1.3
Corporate and eliminations               (2.7)     (3.0)     (3.5)
                                     --------  --------  --------
                                     $  243.5   $  94.1  $  212.0
                                     ========  ========  ========



<PAGE>



Nicor Inc.                                                           Page 10
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

The following summarizes operating income comparisons by business segment:

o  Gas distribution operating income increased significantly in 2001 when
   compared to the prior year. However, excluding the effect of the unusual
   mercury-related impacts, gas distribution operating income decreased slightly
   from $212.9 million in 2000 to $211.4 million in 2001. Operating results for
   2001 reflect increased contributions from the Chicago Hub, which provides gas
   supply-related services, and from the company's performance-based rate (PBR)
   plan. These improvements were more than offset by certain increased operating
   expenses related to higher natural gas prices in the first quarter, the
   impact of reduced deliveries and increased depreciation. In 2000, gas
   distribution operating income, excluding the effect of the unusual
   mercury-related charge, was $21.2 million higher than in 1999. The 2000
   improvement primarily relates to higher gas deliveries, contributions from
   the PBR plan and increased income from power-generation services. Results for
   2000 also reflect increased operating and maintenance expenses and
   depreciation.

o  A slowdown in the U.S. and Caribbean economies resulted in a decrease in
   containerized shipping operating income of $8.1 million in 2001. The negative
   impact of lower volumes shipped in 2001 more than offset the positive effects
   of slightly higher average rates and lower operating and maintenance
   expenses. Containerized shipping operating income was $3.2 million higher in
   2000 than in 1999. The improvement in 2000 was primarily a result of record
   volumes shipped due to strong economic conditions in the Caribbean region and
   growth in tourism, and modest average rate improvements.

o  Operating income from Nicor's other energy ventures decreased $1.6 million in
   2001. Improved operating results from Nicor Services, a retail energy-related
   products and services business, were more than offset by a decline in
   operating income from Nicor's technology business. Operating income from
   other energy ventures increased $5.2 million in 2000 to $6.5 million due to
   better results from Nicor's technology, wholesale natural gas marketing and
   retail energy-related products and services businesses.

Other income. Other income was $18.5 million in 2001, up $2.9 million from 2000.
Increased interest income from larger short-term investment balances and
improved results from Nicor Energy, a retail energy marketing joint venture,
were partially offset by decreased property sale gains in 2001. Other income for
2000 was $15.6 million, down from $23.2 million in 1999, which included a
favorable interest adjustment related to tax settlements. Results for 2000
reflect the positive impact of higher property sale gains and improved results
from equity investments in both Nicor Energy and a cargo container leasing
business.

Interest expense. Interest expense decreased in 2001 primarily due to lower
interest rates. Interest expense increased in 2000 compared with 1999 due to
increased average borrowing levels. Increased gas procurement costs and costs
associated with the mercury program contributed to the higher borrowing levels
in 2000.

Income taxes. The 24 percent effective income tax rate for 2000 varied from its
historic level of about 34 percent due to the effect of the unusual charge by
Nicor Gas related to the mercury program.



Nicor Inc.                                                           Page 11
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

2002 Outlook. Management currently estimates 2002 diluted earnings per common
share to be in the range of $3.10 to $3.25, assuming normal weather and
excluding any mercury-related adjustments. Although management believes the
foregoing forward-looking statement about its earnings expectations is based on
reasonable assumptions, actual results may vary materially from stated
expectations. Other factors that could cause materially different results
include, but are not limited to, natural gas prices, interest rates, borrowing
needs, credit conditions, economic and market conditions, legislative and
regulatory actions, asset sales, and PBR plan results.

Results of Operations

Details of various financial and operating information by segment can be found
in the tables throughout this review. The following discussion summarizes the
major items impacting Nicor's results of operations.

Operating revenues. Operating revenues by business segment are presented below
(in millions):

                                       2001      2000      1999
                                     --------  --------  --------
Gas distribution                     $2,120.8  $1,896.0  $1,326.2
Shipping                                230.3     248.3     229.9
Other energy ventures                   230.4     169.9      61.0
Corporate and eliminations              (37.4)    (16.1)     (1.9)
                                     --------  --------  --------
                                     $2,544.1  $2,298.1  $1,615.2
                                     ========  ========  ========

Nicor's operating revenues were about $2.5 billion in 2001. The increase in gas
distribution revenues from the prior period was due primarily to significantly
higher first quarter natural gas costs and related revenue taxes, which are both
passed directly through to customers without markup in accordance with Illinois
Commerce Commission (ICC) regulations. The decline in shipping revenues reflects
lower volumes compared to a year ago. Reduced volumes were due to a slowdown in
the economy, which has resulted in lower construction and tourist-related
shipments in the Caribbean region. The increase in revenues for other energy
ventures was due primarily to the impact of higher natural gas prices on Nicor's
wholesale natural gas marketing business, Nicor Enerchange. Nicor Services and
Nicor's energy system design and construction businesses also contributed to the
increase in other energy ventures.

Nicor's operating revenues rose sharply from $1.6 billion in 1999 to almost $2.3
billion in 2000. Gas distribution revenues increased over 40 percent compared to
1999, reflecting significantly higher natural gas prices and related revenue
taxes, increased deliveries resulting from colder weather and customer
additions, and benefits generated from the PBR plan. Shipping revenues rose by
$18.4 million, or 8 percent, in 2000 due to record volumes and slightly higher
average rates. The 2000 increase in other energy ventures was due primarily to
higher natural gas prices at Nicor Enerchange.

The elimination of natural gas sales from Nicor Enerchange to Nicor Gas is
reflected in corporate and eliminations.






Nicor Inc.                                                           Page 12
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

Gas distribution margin. Gas distribution margin, defined as operating revenues
less cost of gas and revenue taxes, which are both passed directly through to
customers without markup, increased $3.6 million in 2001 to $522.5 million, and
increased $31.7 million in 2000 to $518.9 million. Positively affecting margin
for 2001 were greater customer finance charges, and larger contributions from
the Chicago Hub and the PBR plan. Negatively impacting 2001 results were lower
customer demand, the higher cost of natural gas used to operate company
equipment and facilities, and the absence of income relating to a large
construction project recorded in 2000. Reduced customer demand for natural gas
resulted from warmer weather, energy conservation and economic conditions. The
negative impact of warmer weather in 2001 versus 2000 was nearly offset by
benefits from the company's weather hedge. Improvements in 2000 compared with
1999 reflect first-year results from the PBR plan, the impact of colder weather,
customer additions and the income relating to the large construction project.

Operating and maintenance. In 2001, operating and maintenance expenses were
relatively unchanged compared to 2000. Decreased volumes shipped and actions
taken by management to respond to the economic slowdown resulted in lower
operating and maintenance expenses in the shipping segment. The shipping segment
improvement was offset by increased operating expenses at Nicor's other energy
ventures and in the gas distribution segment. Higher operating and maintenance
expenses at Nicor's other energy ventures were primarily associated with an
increased volume of activity and revenues. The increase in the gas distribution
segment was due primarily to higher bad debt expense resulting from higher
natural gas prices. In 2000, operating and maintenance expenses increased $30.9
million to $386.9 million due largely to higher volume-related expenses in the
shipping segment. Increased bad debt expense and weather protection costs in the
gas distribution segment also contributed to the increase. In the gas
distribution segment, operating and maintenance expenses were partially offset
by pension credits, net of capitalization, of $15.0 million, $19.9 million and
$13.3 million in 2001, 2000 and 1999, respectively.

Other operating expense. Other operating expense reflects estimated costs,
credits and recoveries associated with the company's mercury inspection and
repair program. Additional information about this program is presented under the
heading Mercury Program beginning on page 41.

FINANCIAL CONDITION AND LIQUIDITY

The company believes it has access to adequate resources to meet its needs for
capital expenditures, debt redemptions, dividend payments and working capital.
These resources include net cash flow from operating activities, access to
capital markets, lines of credit and short-term investments.

Operating cash flows. Net cash flow provided from operating activities was
$491.0 million, $231.4 million and $205.7 million in 2001, 2000 and 1999,
respectively. Year-to-year changes in operating cash flow result largely from
fluctuations in working capital items occurring mainly in the gas distribution
segment because of factors including weather, the price of natural gas, the
timing of collections from customers and gas purchasing practices. Operating
cash flows increased significantly in 2001 due primarily to changes in accounts
receivable and accounts payable balances associated with natural gas price
volatility. The company generally relies on short-term financing to meet
temporary increases in working capital needs.


<PAGE>



Nicor Inc.                                                           Page 13
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

Capital expenditures. Capital expenditures by business segment are presented
below (in millions):

                           Estimated
                             2002       2001      2000      1999
                           ---------  --------  --------  --------
Gas distribution           $   155    $  149.8  $  124.6  $  127.4
Shipping                        20        34.8      33.8      26.0
Other energy ventures            5         1.1         -        .6
                           ---------  --------  --------  --------
                           $   180    $  185.7  $  158.4  $  154.0
                           =========  ========  ========  ========

Gas distribution capital expenditures were higher in 2001 than in 2000 and 1999
due primarily to increased information technology projects and improvements to
the company's operating system. The estimated increase in 2002 capital
expenditures is related primarily to higher capitalized employee benefit costs.

Shipping segment capital expenditures increased in 2001 and 2000 due primarily
to the construction of two vessels. Expenditures for information technology also
contributed to the increase in both periods. Lower expenditures are expected in
2002 as vessel construction is completed.

Other investments. Nicor invested $10 million, $10 million and $12 million in
2001, 2000 and 1999, respectively, in a cargo container leasing business and
will likely invest again in 2002. Nicor's equity investment in this business at
December 31, 2001 was $57.8 million.

At December 31, 2001, Nicor had $22.6 million of short-term notes at market
interest rates due from Horizon Pipeline, a 50/50 joint venture between Nicor
and Natural Gas Pipeline Company of America. The notes cover a portion of the
initial costs of construction of the pipeline. Horizon Pipeline intends to
ultimately finance the project with partnership equity and third-party
non-recourse debt. Nicor's equity investment in this business at December 31,
2001 was $.9 million. Nicor's equity investment in 2002 is expected to be $15
million to $20 million. Additional information about the Horizon Pipeline is
presented on page 20.

At December 31, 2001, Nicor also had $8.6 million of short-term notes receivable
at market interest rates due from Nicor Energy. Nicor's equity investment in
this business at December 31, 2001 was $5.1 million. Additional information
about transactions with Nicor Energy is presented in the Related Parties
Transactions note beginning on page 40.

Financing activities. Nicor Gas has the highest long-term debt ratings given in
the gas distribution industry. Nicor's financial statistics include:

                                                 2001      2000      1999
                                               --------  --------  --------
Long-term debt, net of current
maturities, as a percent of capitalization       37.8%     32.7%     35.5%

Times interest earned, before income taxes        5.7       2.2       5.2


Interest coverage for 2000 was negatively affected by the unusual
mercury-related charge.




Nicor Inc.                                                           Page 14
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

Long-term debt. At December 31, 2001, Nicor Gas had $225 million of First
Mortgage Bonds remaining available for issuance under a July 2001 shelf
registration filing. Net proceeds from securities issued are typically used for
refinancing outstanding First Mortgage Bonds, construction programs to the
extent not provided by internally generated funds, and general corporate
purposes.

In 2001, Nicor Gas issued the following First Mortgage Bonds: $50 million due in
2006 at 5.55%, $75 million due in 2008 at 5.875%, $75 million due in 2011 at
6.625%, and $50 million due in 2016 at 7.2%. Retirements of First Mortgage Bonds
in 2001 were as follows: $75 million due in 2001 at 6.45%, $50 million due in
2002 at 6.75%, $50 million due in 2021 at 8.875%, and $50 million due in 2025 at
7.26%. Nicor Gas also retired $50 million of variable-rate unsecured notes due
in 2001. As a result of these activities, Nicor's weighted average interest rate
for long-term debt at December 31, 2001 was 6.3% compared with 6.8% at December
31, 2000.

In January 2000, Nicor Gas issued $50 million of variable-rate unsecured notes
due in 2001 at an initial rate of 6.11% to fund the redemption of $50 million of
unsecured notes at 5.065% due in 2000.

During 1999, Nicor Gas issued $50 million of First Mortgage Bonds at 5.37% due
in 2009 and $50 million of unsecured notes at 5.065% due in 2000. Redemptions of
First Mortgage Bonds during 1999 were as follows: $50 million at 5.875% due in
2000, $50 million at 7.375% due in 2023 and $50 million at 8.25% due in 2024.

Short-term debt. Nicor and Nicor Gas maintain short-term line of credit
agreements with major domestic and foreign banks. At December 31, 2001, these
agreements, which serve as backup for the issuance of commercial paper, totaled
$475 million. Nicor had $277 million and $442 million of commercial paper
outstanding at year-end 2001 and 2000, respectively. The company expects that
this source of short-term funding will continue to be available in the
foreseeable future.

Common stock. In 2001, Nicor completed a $50 million common stock repurchase
program initiated in the third quarter of 2000 and announced a new $50 million
common stock repurchase program. Purchases are being made as market conditions
permit through open market transactions and to the extent cash flow is available
after other cash needs and investment opportunities. The company purchased and
retired 1.1 million, 1.4 million and .6 million common shares in 2001, 2000 and
1999, respectively, at a cost of $42 million, $50 million and $23 million,
respectively. At December 31, 2001, approximately $40 million remained
authorized for the repurchase of common stock under the existing program. Since
January 1990, the company has repurchased over one-quarter of its outstanding
stock.

Nicor increased its quarterly common stock dividend rate during 2001 by 6
percent, which was the fourteenth consecutive annual increase. The company paid
dividends on its common stock of $78.5 million, $75.7 million and $72.9 million
in 2001, 2000 and 1999, respectively.

Commitments. For a summary of Nicor's contractual obligations refer to the
Contractual Obligations note on page 41. In addition to its contractual
obligations, Nicor could be required to provide funding on behalf of related
parties under guarantee arrangements if certain contingent events occur. These
guarantees are described in the Related Party Transactions note beginning on
page 40.

Other. Restrictions imposed by regulatory agencies and loan agreements limiting
the amount of subsidiary net assets that can be transferred to Nicor are not
expected to have a material impact on the company's ability to meet its cash
obligations.

Nicor Inc.                                                           Page 15
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

FACTORS AFFECTING BUSINESS PERFORMANCE

The following factors can impact year-to-year comparisons and may affect the
future performance of Nicor's businesses.

Gas distribution. Nicor Gas, a regulated natural gas distribution utility,
serves 2 million customers in a service territory that encompasses most of the
northern third of Illinois, excluding the city of Chicago. The region's economy
is diverse and has grown steadily over the years, providing Nicor Gas with a
well-balanced mix of residential, commercial and industrial customers. In 2001,
residential, commercial and industrial customers accounted for approximately 45
percent, 25 percent and 30 percent of natural gas deliveries, respectively.

Weather. Since about one-half of gas deliveries are used for space heating,
fluctuations in weather have the potential to significantly impact year-to-year
comparisons of operating income and cash flow. In 2000, Nicor Gas began
purchasing protection against the impact of significant weather fluctuations.
For 2002, Nicor Gas has entered into an agreement with a third party to protect
the company's earnings if weather is warmer than 5,700 degree days. To partially
offset the cost of this earnings protection, Nicor Gas has also agreed to pay
this party if weather for 2002 is colder than 6,100 degree days, which
approximates normal weather. Under the terms of these agreements, the maximum
payout or receipt is limited to $10 million, which is equivalent to
approximately 500 degree days. As a result, this weather hedge limits the
earnings impact of large variations in weather. Nicor estimates that, excluding
weather protection, every 100-degree-day variation in weather has an impact on
earnings per share of approximately 2-1/2 cents.

Demand and natural gas prices. In addition to the impact of weather, significant
changes in economic conditions or natural gas prices can impact customer gas
usage. However, Nicor Gas' large residential customer base provides relative
stability during weak economic periods, and the industrial and commercial
customer base is well diversified, lessening the impact of industry-specific
economic swings. Nicor Gas' growth in natural gas deliveries has traditionally
come from customer additions and increased usage by existing commercial and
industrial customers, including power-generation facilities. Although commercial
and industrial deliveries declined in 2001, the company anticipates continued
long-term growth attributable to these factors. A partial offset is expected as
customers install more energy-efficient equipment.

Natural gas prices have decreased significantly since the extraordinarily high
prices seen during late 2000 and early 2001. Changes in the price of natural gas
have no direct impact on Nicor Gas' margin since gas costs are passed directly
through to customers without markup. However, the unprecedented level of last
winter's natural gas prices had an adverse effect on accounts receivable
collections, customer demand, company gas usage expenses, financing costs and
customer service expenses.

Performance-based rate plan. Nicor Gas' PBR plan for natural gas costs went into
effect in 2000. Under the PBR plan, Nicor Gas' total gas supply costs are
compared to a benchmark tied to a market index. Savings and losses relative to
the benchmark are shared equally with sales customers. Transportation customers,
who are responsible for their own gas supplies, are generally not affected by
the PBR plan. Assuming a gas cost benchmark of $1 billion, each one-percent
deviation from the benchmark would



Nicor Inc.                                                           Page 16
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

affect net income by about $3 million. Generally, changing natural gas market
prices will not significantly affect PBR plan risk since the PBR benchmark is
tied to market prices. However, unusually high natural gas prices may impact PBR
plan results since any performance variance from the benchmark may be
significantly greater in magnitude.

In 2002, the PBR plan is subject to ICC review as prescribed by Illinois law.
Nicor Gas continues to operate under the current PBR plan while the review is
being conducted. The review process is expected to conclude in the fourth
quarter of 2002.

Competition. Nicor Gas competes with other energy suppliers based on such
factors as price, service and reliability. The company is well positioned to
deal with the possibility of fuel switching by customers because it has rates
and services designed to compete against alternative fuels. In addition, the
company has a rate that allows negotiation with potential bypass customers, and
no customer has bypassed the Nicor Gas system since the rate became effective in
1987. Nicor Gas also offers commercial and industrial customers alternatives in
rates and service, increasing its ability to compete in these markets.

Storage and supply. Direct connection to seven interstate pipelines and
extensive underground storage capacity provide the company and its
transportation customers with flexibility and alternatives for natural gas
supply procurement and storage services. In addition, in an effort to ensure
supply reliability, the company purchases gas from several different producing
regions under varied contract terms.

Unbundling of services. In January 2002, the company received final approval
from the ICC to make its Customer Select(R) program available to all of its
customers beginning in March 2002. Previously, the program was available to all
industrial and commercial customers and about 15 percent of Nicor Gas'
residential customers. In the program's first four years, about one-third of
eligible business customers and one-quarter of eligible residential customers
signed up. Under the program, customers are able to acquire their natural gas
supplies from third-party marketers. The choice of another natural gas commodity
supplier has no direct impact on Nicor Gas' distribution margin because natural
gas costs are passed directly through to customers without markup. Nicor Gas
continues to deliver the natural gas, maintain its distribution system and
respond to emergencies.

Customer credit risk. Nicor Gas has a diversified customer base, which limits
its exposure to concentrations of credit risk in any one industry or income
class. The company maintains prudent credit policies, subject to ICC
regulations. Customers also have options to help them manage their bills, such
as energy assistance programs for low-income customers and a budget payment plan
that spreads gas bills evenly throughout the year. However, unusually high
natural gas prices can increase the risk of customer nonpayment.

Nicor Gas experienced increased bad debt expense in both 2001 and 2000 primarily
due to significantly higher natural gas prices. Assuming current price levels,
the company anticipates a reduction in bad debt expense in 2002.

Pension investment returns. Nicor Gas maintains noncontributory defined benefit
pension plans covering substantially all employees hired prior to 1998. For
actuarial valuation purposes, Nicor Gas utilizes an October 1 measurement date
to determine the company's pension expense or credit for the subsequent calendar
year. During the 12 months ended September 30, 2001, the pension plans
experienced poor investment returns consistent with general market conditions,
which will negatively impact the

Nicor Inc.                                                           Page 17
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

company's pension credit and operating income in 2002. The pension plans are
adequately funded, and recent market performance is not expected to impact
participant benefits or future company contributions.

Nontraditional activities. In order to generate additional contributions to
earnings growth, Nicor Gas continues to pursue several nontraditional
activities, including the Chicago Hub, which provides interruptible
transportation and storage services. The Chicago area has become a major market
hub for natural gas, and demand for storage- and transmission-related services
by marketers, other gas distribution companies and electric power-generation
facilities is expected to continue to increase.

Nicor Gas also continues to assess its ownership of real estate holdings.

Regulation. Nicor Gas is regulated by the ICC, which establishes the rules and
regulations governing utility rates and services in Illinois. Rates are
generally designed to allow the company to recover its costs and provide an
opportunity to earn a fair return for its investors. Significant changes in the
regulations applicable to Nicor Gas or its affiliates, or the regulatory
environment in general, could affect the performance of Nicor Gas.

Nicor Inc.                                                           Page 18
- ----------------------------------------------------------------------------

Item 7.  Management's Discussion and Analysis of Financial Condition
         and Results of Operations (continued)

Gas Distribution Statistics

                                           2001       2000       1999
                                         --------   --------   --------
Operating revenues (millions)
   Sales
     Residential                         $1,486.4   $1,353.9   $  899.8
     Commercial                             274.6      236.0      172.3
     Industrial                              41.5       37.0       24.5
                                         --------   --------   --------
                                          1,802.5    1,626.9    1,096.6
                                         --------   --------   --------
   Transportation
     Residential                              9.5        6.7        1.7
     Commercial                              75.0       78.9       70.3
     Industrial                              45.6       47.5       43.7
     Other                                    7.5        6.2        4.2
                                         --------   --------   --------
                                            137.6      139.3      119.9
                                         --------   --------   --------
   Other revenues
     Revenue taxes                          112.3      101.7       84.6
     Performance-based rate plan             14.9       12.2          -
     Chicago Hub                             13.4        6.3        6.0
     Other                                   40.1        9.6       19.1
                                         --------   --------   --------
                                            180.7      129.8      109.7
                                         --------   --------   --------
                                         $2,120.8   $1,896.0   $1,326.2
                                         ========   ========   ========

Deliveries (Bcf)
   Sales
     Residential                            201.5      219.0      209.0
     Commercial                              37.2       38.4       39.8
     Industrial                               5.9        6.2        6.1
                                         --------   --------   --------
                                            244.6      263.6      254.9
                                         --------   --------   --------
   Transportation
     Residential                              6.1        4.4         .9
     Commercial                              89.2       94.0       82.1
     Industrial                             135.3      163.9      170.2
                                         --------   --------   --------
                                            230.6      262.3      253.2
                                         --------   --------   --------
                                            475.2      525.9      508.1
                                         ========   ========   ========

Year-end customers (thousands)
   Sales
     Residential                          1,766.5    1,746.3    1,753.0
     Commercial                             102.7       98.9      108.9
     Industrial                               6.7        6.6        7.4
                                         --------   --------   --------
                                          1,875.9    1,851.8    1,869.3
                                         --------   --------   --------
   Transportation
     Residential                             58.1       52.8       16.2
     Commercial                              66.0       68.7       57.2
     Industrial                               7.1        7.4        6.6
                                         --------   --------   --------
                                            131.2      128.9       80.0
                                         --------   --------   --------
                                          2,007.1    1,980.7    1,949.3
                                         ========   ========   ========

Other statistics
   Degree days                              5,422      5,717      5,272
   Average gas cost per Mcf sold         $   6.05   $   4.80   $   2.93




<PAGE>


Nicor Inc.                                                           Page 19
- ----------------------------------------------------------------------------

Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

Shipping. Tropical Shipping is one of the largest containerized cargo carriers
in the Caribbean region. Tropical Shipping has a reputation for providing
quality, on-time delivery service -- a reputation that has helped the company
establish a dominant position in most of the markets it serves. The company is a
major carrier of exports from the east coast of the United States and Canada to
the Caribbean region.

The company's shipments consist primarily of southbound cargo such as building
materials, food and other necessities for developers, manufacturers and
residents in the Caribbean, as well as tourist-related shipments intended for
use in hotels and resorts and on cruise ships. The balance of Tropical
Shipping's cargo consists of northbound shipments of agricultural products and
apparel, and interisland shipments.

In October 2001, Tropical Shipping acquired the container assets of Kent Line
International. With this acquisition, Tropical Shipping began offering Canadian
customers an all-water service from Saint John in New Brunswick, Canada, to
Tropical Shipping's network of Caribbean destinations. The acquisition has the
potential to increase Tropical Shipping's annual volumes by about 10 percent.

Tropical Shipping's financial results can be affected significantly by general
economic conditions in the United States, the Caribbean region and Canada.
Economic development in the Caribbean is expected to be supported by the 1999
Caribbean Basin Trade Partnership Act, which is intended to give Caribbean
markets parity with those markets operating under the North American Free Trade
Agreement (NAFTA) in terms of manufacturing and trade incentives.

The Caribbean marketplace is very competitive, with global carriers having
established a presence in several markets that Tropical Shipping serves.
Additionally, the Ocean Shipping Reform Act, which allows confidential contracts
between shipping companies and their customers, created the potential for
further price competition when it went into effect during 1999. Tropical
Shipping is continuing to meet these challenges by focusing on superior customer
service, controlling costs, and maximizing the efficiency and utilization of its
vessel fleet and shore assets. In 1999, Tropical Shipping ordered the
construction of two vessels to replace older owned and chartered vessels, and to
support growth. The first vessel was placed into service in late 2001, and the
second vessel was delivered in early 2002.

Shipping Statistics
                                2001      2000      1999
                              --------  --------  --------
TEUs shipped (thousands)
    Southbound                   120.9     136.6     126.5
    Northbound                    17.5      17.9      17.6
    Interisland                    7.3       6.9       8.3
                              --------  --------  --------
                                 145.7     161.4     152.4
                              ========  ========  ========

Other statistics
    Revenue per TEU           $  1,579  $  1,523  $  1,508
    Ports served                    21        22        23
    Vessels operated                17        16        17



<PAGE>



Nicor Inc.                                                           Page 20
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

Other energy ventures. Nicor is involved in several other energy ventures that
leverage the company's reputation, location, assets and expertise into new
income-producing opportunities. These ventures include Nicor Services, Nicor
Enerchange, Nicor Energy, Horizon Pipeline and other energy-related businesses.

Nicor Services. Nicor Services provides energy-related products and services for
retail markets, including residential and small business. The company currently
offers service contracts covering the maintenance or repair of inside gas
piping, heating and air conditioning equipment, and other appliances. Nicor
Services contributed $3.5 million in operating income in 2001, compared with $1
million in 2000.

Nicor Enerchange. Nicor Enerchange is a natural gas marketing company formed in
1998 to engage in wholesale marketing and trading of natural gas supply services
in the Midwest. Nicor Enerchange also administers the Chicago Hub for a fee. The
company focuses on opportunities that allow it to leverage its knowledge of
natural gas movement in and around the Midwest. Nicor Enerchange contributed
$3.2 million of operating income in 2001, compared with $3 million in 2000.

Nicor Energy. Nicor Energy is a 50/50 joint venture with Dynegy Inc. that was
formed in 1997 to offer natural gas, electricity and related energy services
primarily to retail customers in the Midwest region. Nicor Energy continues to
operate as Nicor and Dynegy are in the process of renegotiating their joint
venture agreement, which expires in mid-2002. Since Nicor Energy's prices are
not regulated, it may profit or lose from the sale of natural gas or electricity
as a commodity.

Several developments are expanding Nicor Energy's potential markets. Beginning
in March 2002, the ICC will allow all customers in Nicor Gas' service territory
the choice of natural gas suppliers. In addition, supplier choice in the
Illinois electric market will include residential customers for the first time
beginning in May 2002. Nicor Energy is also expanding its presence elsewhere in
Illinois and in other midwestern states as unbundling progresses. Nicor Energy
has the opportunity to grow its customer base with the market, which could
positively affect its operating results. Nicor Energy was modestly profitable in
2001 and 2000, generating pretax nonoperating income for Nicor of $2.4 million
and $1.4 million, respectively.

Horizon Pipeline. Horizon Pipeline is a 50/50 joint venture between Nicor and
Natural Gas Pipeline Company of America. The joint venture is constructing and
will operate a 74-mile, 36-inch pipeline from Joliet, Illinois to near the
Wisconsin/Illinois border at an estimated cost of $80 million. The pipeline
capacity is nearly fully subscribed under 10-year agreements, with Nicor Gas
having contracted for approximately 80 percent of the 380 MMcf per day initial
capacity. Construction of the pipeline commenced in October 2001, and the
pipeline is expected to be operational in 2002.










Nicor Inc.                                                           Page 21
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (continued)

Market risk. The company is exposed to market risk in the normal course of its
business operations, including the risk of loss arising from adverse changes in
natural gas commodity prices and interest rates. It is Nicor's practice to
manage these risks utilizing derivative instruments and other methods, as deemed
appropriate.

Commodity price risk. The company has established policies and procedures
governing the management of commodity price risks and the use of derivative
commodity instruments to hedge its exposure to such risks. A risk management
committee oversees compliance with such policies and procedures. As a measure of
Nicor's direct exposure to commodity price risk, every 10 percent change in
natural gas prices at December 31, 2001 would have had about a $100,000 impact
on Nicor's earnings.

Nicor's regulated utility, Nicor Gas, is generally not exposed to market risk
caused by changes in commodity prices because of Illinois rate regulation
allowing for the recovery of natural gas supply costs from customers. Although
the company has a PBR plan for natural gas costs, the plan does not directly
expose the company to commodity price risk because actual gas costs are compared
to a market-sensitive benchmark as opposed to a fixed benchmark.

Substantial increases in natural gas prices may impact Nicor Gas' earnings by
increasing the cost of gas used by the company, bad debt expense and other
operating expenses. Higher natural gas prices may also lead to lower customer
gas consumption. The company is addressing these risks by using fixed-rate
purchase agreements, futures contracts and swap agreements to reduce the
financial impacts arising from natural gas price changes.

Nicor's other energy businesses are subject to natural gas commodity price risk,
arising primarily from fixed-price purchase and sale agreements and natural gas
inventories. Derivative commodity instruments such as futures, options, forwards
and swaps may be used to hedge this risk. Open unhedged positions are restricted
by policy to an immaterial amount.

Counterparty credit risk. The company is also exposed to credit risk in the
event a hedging transaction counterparty or supplier defaults on a contract to
pay for or deliver product at agreed-upon terms and conditions. To manage this
risk, the company has established procedures to determine and monitor the
creditworthiness of counterparties and limits its exposure to any one
counterparty. Nicor is also in the process of entering into master netting
arrangements to mitigate counterparty credit risk.

In late 2001, Enron Corporation, an energy trading company, filed for bankruptcy
protection. Nicor's potential financial exposure to the Enron companies for
existing receivables for natural gas sales, hedging and trading activities is
under $5 million. After considering existing obligations to Enron, the company
has a net current liability to the Enron companies. Nicor believes that it has
the right to set off receivables against amounts owed to the Enron companies.

Interest rate risk. Nicor is also exposed to changes in interest rates,
primarily as a result of its short- and long-term debt. The company manages its
interest rate risk by issuing long-term fixed-rate debt with varying maturities,
refinancing certain debt and periodically hedging the interest rate on
anticipated borrowings. For further information about debt securities, interest
rates and fair values, see the Consolidated Statements of Capitalization on page
28, the Fair Value of Financial Instruments note on page 32 and the Short- and
Long-Term Debt note on page 35.


Nicor Inc.                                                           Page 22
- ----------------------------------------------------------------------------
Item 7. Management's Discussion and Analysis of Financial Condition
        and Results of Operations (concluded)

New accounting pronouncements. The Financial Accounting Standards Board issued a
few key accounting pronouncements in 2001. The implementation of these standards
is not expected to have a material impact on Nicor's financial position or
results of operations. For further information about these pronouncements, see
New Accounting Pronouncements beginning on page 31.

Discontinued operations. The company maintains a $13.4 million reserve for
estimated costs related to discontinued contract drilling, oil and gas
exploration, inland barging and extractive operations. The reserve will continue
to be evaluated as remaining contingencies are resolved.

Mercury program. Future operating results may be impacted by adjustments to the
company's estimated mercury program liability of $37 million, or by
mercury-related recoveries. Any such adjustments or recoveries could be material
to operating results in the period recorded. Additional information about this
program is presented under the heading Mercury Program beginning on page 41.

Manufactured gas plant sites. The company is conducting environmental
investigations and remedial activities at former manufactured gas plant sites.
Additional information about these sites is presented under the heading
Manufactured Gas Plant Sites on page 43.

Other contingencies. The company is involved in legal or administrative
proceedings before various courts and agencies with respect to rates, taxes and
other matters. Although unable to determine the outcome of these contingencies,
management believes that appropriate accruals have been recorded. Final
disposition of these matters is not expected to have a material impact on the
company's financial condition or results of operations.

Item 7A.   Quantitative and Qualitative Disclosures about Market Risk

For disclosures about market risk, see Market Risk on page 21, which is
incorporated herein by reference.


<PAGE>



Nicor Inc.                                                           Page 23
- ----------------------------------------------------------------------------
Item 8.    Financial Statements and Supplementary Data


Page

Report of Independent Public Accountants.........................24

Financial Statements:

   Consolidated Statements of Operations.........................25

   Consolidated Statements of Cash Flows.........................26

   Consolidated Balance Sheets...................................27

   Consolidated Statements of Capitalization.....................28

   Consolidated Statements of Common Equity......................29

   Consolidated Statements of Comprehensive Income...............29

   Notes to the Consolidated Financial Statements................30

<PAGE>


Nicor Inc.                                                           Page 24
- ----------------------------------------------------------------------------
Report of Independent Public Accountants


To the Shareholders and Board of Directors of Nicor Inc.:

We have audited the accompanying consolidated balance sheets and statements of
capitalization of Nicor Inc. (an Illinois corporation) and subsidiary companies
as of December 31, 2001 and 2000, and the related consolidated statements of
operations, common equity, comprehensive income and cash flows for each of the
three years in the period ended December 31, 2001. These financial statements
and the schedule referred to below are the responsibility of the company's
management. Our responsibility is to express an opinion on these financial
statements and the schedule based on our audits.

We conducted our audits in accordance with auditing standards generally accepted
in the United States. Those standards require that we plan and perform the audit
to obtain reasonable assurance about whether the financial statements are free
of material misstatement. An audit includes examining, on a test basis, evidence
supporting the amounts and disclosures in the financial statements. An audit
also includes assessing the accounting principles used and significant estimates
made by management, as well as evaluating the overall financial statement
presentation. We believe that our audits provide a reasonable basis for our
opinion.

In our opinion, the financial statements referred to above present fairly, in
all material respects, the financial position of Nicor Inc. and subsidiary
companies as of December 31, 2001 and 2000, and the results of their operations
and their cash flows for each of the three years in the period ended December
31, 2001, in conformity with accounting principles generally accepted in the
United States.

Our audits were made for the purpose of forming an opinion on the basic
financial statements taken as a whole. The financial statement schedule on page
46 is presented for purposes of complying with the Securities and Exchange
Commission's rules and is not part of the basic financial statements. This
schedule has been subjected to the auditing procedures applied in the audits of
the basic financial statements and, in our opinion, fairly states in all
material respects the financial data required to be set forth therein in
relation to the basic financial statements taken as a whole.




ARTHUR ANDERSEN LLP
Chicago, Illinois
January 21, 2002




Nicor Inc.                                                           Page 25
- ----------------------------------------------------------------------------

Consolidated Statements of Operations
(millions, except per share data)

                                                Year ended December 31
                                            -----------------------------
                                              2001       2000       1999
                                            --------   --------   --------

Operating revenues                          $2,544.1   $2,298.1   $1,615.2
                                            --------   --------   --------

Operating expenses
   Cost of gas                               1,648.1    1,403.8      802.3
   Operating and maintenance                   386.4      386.9      356.0
   Depreciation                                148.8      144.3      140.3
   Taxes, other than income taxes              129.5      121.0      104.6
   Other                                       (12.2)     148.0          -
                                            --------   --------   --------
                                             2,300.6    2,204.0    1,403.2
                                            --------   --------   --------

Operating income                               243.5       94.1      212.0

Other income (expense), net                     18.5       15.6       23.2
                                            --------   --------   --------

Income before interest expense
  and income taxes                             262.0      109.7      235.2

Interest expense, net of amounts
  capitalized                                   44.9       48.6       45.1
                                            --------   --------   --------

Income before income taxes                     217.1       61.1      190.1

Income taxes                                    73.4       14.4       65.7
                                            --------   --------   --------

Net income                                     143.7       46.7      124.4

Dividends on preferred stock                      .3         .3         .3
                                            --------   --------   --------

Earnings applicable to common stock         $  143.4   $   46.4   $  124.1
                                            ========   ========   ========

Average shares of common stock outstanding
   Basic                                        45.1       46.2       47.3
   Diluted                                      45.2       46.3       47.4

Earnings per average share of common stock
   Basic                                    $   3.18   $   1.01   $   2.63
   Diluted                                      3.17       1.00       2.62


The accompanying notes are an integral part of these statements.




Nicor Inc.                                                           Page 26
- ----------------------------------------------------------------------------

Consolidated Statements of Cash Flows
(millions)


                                                  Year ended December 31
                                              ------------------------------
                                                2001       2000       1999
                                              --------   --------   --------
Operating activities
   Net income                                 $  143.7   $   46.7   $  124.4
   Adjustments to reconcile net income
    to net cash flow provided from
    operating activities:
      Depreciation                               148.8      144.3      140.3
      Deferred income tax expense (benefit)       45.9      (15.6)      14.4
      Changes in assets and liabilities:
       Receivables, less allowances              304.7     (299.0)     (95.8)
       Gas in storage                              3.2        (.8)      74.5
       Deferred/accrued gas costs                149.1      (33.3)     (45.8)
       Accounts payable                         (210.7)     324.2       12.1
       Prepaid pension costs                     (21.6)     (26.6)     (16.5)
       Accrued mercury-related costs             (41.0)      78.0          -
       Other                                     (31.1)      13.5       (1.9)
                                              --------   --------   --------
   Net cash flow provided from
     operating activities                        491.0      231.4      205.7
                                              --------   --------   --------

Investing activities
   Capital expenditures                         (185.7)    (158.4)    (154.0)
   Net decrease (increase) in
     short-term investments                        8.8      (13.3)      26.1
   Loans to joint ventures                       (30.0)      (1.2)         -
   Other                                          (9.6)       5.4       (7.4)
                                              --------   --------   --------
   Net cash flow used for
     investing activities                       (216.5)    (167.5)    (135.3)
                                              --------   --------   --------

Financing activities
   Net proceeds from issuing long-term debt      247.2       49.9      101.5
   Disbursements to retire long-term debt       (279.5)     (72.5)    (156.9)
   Short-term borrowings (repayments),net       (165.0)      97.8      109.7
   Dividends paid                                (78.8)     (75.9)     (73.2)
   Disbursements to reacquire stock              (46.3)     (51.9)     (23.1)
   Other                                           2.8        2.0        1.1
                                              --------   --------   --------
   Net cash flow used for
     financing activities                       (319.6)     (50.6)     (40.9)
                                              --------   --------   --------

Net (decrease) increase in cash
  and cash equivalents                           (45.1)      13.3       29.5

Cash and cash equivalents, beginning of year      55.8       42.5       13.0
                                              --------   --------   --------

Cash and cash equivalents, end of year        $   10.7   $   55.8   $   42.5
                                              ========   ========   ========

Supplemental information
   Income taxes paid, net of refunds          $   16.6   $   30.6   $   46.2
   Interest paid, net of amounts capitalized      46.9       50.6       45.5


The accompanying notes are an integral part of these statements.


Nicor Inc.                                                           Page 27
- ----------------------------------------------------------------------------

Consolidated Balance Sheets
(millions)

                                                        December 31
                                                    --------------------
                                                      2001        2000
                                                    --------    --------
                    Assets

Current assets
   Cash and cash equivalents                        $   10.7    $   55.8
   Short-term investments, at cost which
     approximates market                                34.2        43.0
   Receivables, less allowances of $12.3
     and $14.5, respectively                           354.6       659.3
   Notes receivable - joint ventures                    31.2         1.2
   Gas in storage                                       28.6        31.8
   Deferred gas costs                                      -        49.2
   Deferred income taxes                                33.9        51.7
   Other                                                24.7        23.1
                                                    --------    --------
                                                       517.9       915.1
                                                    --------    --------

Property, plant and equipment, at cost
   Gas distribution                                  3,425.6     3,292.8
   Shipping                                            304.6       281.8
   Other                                                 2.8         2.0
                                                    --------    --------
                                                     3,733.0     3,576.6
   Less accumulated depreciation                     1,964.4     1,847.0
                                                    --------    --------
                                                     1,768.6     1,729.6
                                                    --------    --------

Prepaid pension costs                                  164.3       142.7
Other assets                                           124.0        99.6
                                                    --------    --------

                                                    $2,574.8    $2,887.0
                                                    ========    ========

        Liabilities and Capitalization

Current liabilities
   Long-term obligations due within one year        $      -    $  125.0
   Short-term borrowings                               277.0       442.0
   Accounts payable                                    395.9       606.6
   Accrued gas costs                                    99.9           -
   Accrued mercury-related costs                         7.0        78.0
   Other                                                46.6        59.9
                                                    --------    --------
                                                       826.4     1,311.5
                                                    --------    --------

Deferred credits and other liabilities
   Deferred income taxes                               328.8       296.6
   Regulatory income tax liability                      66.3        70.4
   Unamortized investment tax credits                   39.0        41.1
   Accrued mercury-related costs                        30.0           -
   Other                                               104.2       107.0
                                                    --------    --------
                                                       568.3       515.1
                                                    --------    --------

Capitalization
   Long-term debt                                      446.4       347.1
   Preferred stock                                       6.1         6.3
   Common equity                                       727.6       707.0
                                                    --------    --------
                                                     1,180.1     1,060.4
                                                    --------    --------
                                                    $2,574.8    $2,887.0
                                                    ========    ========


The accompanying notes are an integral part of these statements.


Nicor Inc.                                                           Page 28
- ----------------------------------------------------------------------------

Consolidated Statements of Capitalization
(millions, except share data)


                                                     December 31
                                          --------------------------------
                                               2001              2000
                                          --------------    --------------

First Mortgage Bonds
   Maturity  Interest rate
   --------  -------------
     2001    6.4%                          $      -          $   75.0
     2002    6.75                                 -              50.0
     2003    5.75                              50.0              50.0
     2006    5.55                              50.0                 -
     2008    5.875                             75.0                 -
     2009    5.37                              50.0              50.0
     2011    6.625                             75.0                 -
     2016    7.20                              50.0                 -
     2021    8.875                                -              50.0
     2025    7.26                                 -              50.0
     2027    7.375                             50.0              50.0
     2028    6.58                              50.0              50.0
                                           --------          --------
                                              450.0             425.0
   Less:  Amount due within one year              -              75.0
          Unamortized debt discount,
            net of premium                      3.6               2.9
                                           --------          --------
                                              446.4  37.8%      347.1  32.7%
                                           --------          --------

Other long-term debt
   Notes payable due in 2001 at
     variable interest rate                       -              50.0
   Less amount due within one year                -              50.0
                                           --------          --------
                                                  -     -           -     -
                                           --------          --------

Preferred and preference stock
   Cumulative, $50 par value, 1,600,000
     preferred shares authorized; and
     cumulative, without par value,
     20,000,000 preference shares
     authorized (120,757 and 125,223
     shares of redeemable preferred stock,
     4.48% and 5.00% series,
     outstanding, respectively)                 6.1    .5         6.3    .6
                                           --------          --------

Common equity
   Common stock, $2.50 par value,
     160,000,000 shares authorized
     (4,517,156 and 4,767,796 shares
     reserved for conversion and
     other purposes, and 44,397,787
     and 45,491,458 shares
     outstanding, respectively                111.0             113.7
   Retained earnings                          616.9             594.2
   Accumulated other
     comprehensive income
       Cash flow hedges                          .7                 -
       Minimum pension liability               (1.0)              (.8)
       Foreign currency
         translation adjustments                  -               (.1)
                                           --------          --------
                                                (.3)              (.9)
                                           --------          --------
                                              727.6  61.7       707.0  66.7
                                           --------  -----   --------  -----
                                           $1,180.1  100.0%  $1,060.4  100.0%
                                           ========  =====   ========  =====


The accompanying notes are an integral part of these statements.


Nicor Inc.                                                           Page 29
- ----------------------------------------------------------------------------

Consolidated Statements of Common Equity
(millions, except per share data)


                                                   Year ended December 31
                                              ------------------------------
                                                2001       2000       1999
                                              --------   --------   --------
Common stock
   Balance at beginning of year               $  113.7   $  117.2   $  118.8
   Issued and converted stock                       .5         .2         .1
   Reacquired and cancelled stock                 (3.2)      (3.7)      (1.7)
                                              --------   --------   --------
   Balance at end of year                        111.0      113.7      117.2
                                              --------   --------   --------

Paid-in capital
   Balance at beginning of year                      -          -          -
   Issued and converted stock                      1.5        1.8        1.2
   Reacquired and cancelled stock                 (1.5)      (1.8)      (1.2)
                                              --------   --------   --------
   Balance at end of year                            -          -          -
                                              --------   --------   --------

Retained earnings
   Balance at beginning of year                  594.2      670.5      640.2
   Net income                                    143.7       46.7      124.4
   Dividends on common stock ($1.76, $1.66
     and $1.56 per share, respectively)          (79.1)     (76.4)     (73.6)
   Dividends on preferred stock                    (.3)       (.3)       (.3)
   Reacquired and cancelled stock                (41.6)     (46.3)     (20.2)
                                              --------   --------   --------
   Balance at end of year                        616.9      594.2      670.5
                                              --------   --------   --------

Accumulated other comprehensive income (loss)
   Balance at beginning of year                    (.9)       (.6)       (.8)
   Other comprehensive income (loss)                .6        (.3)        .2
                                              --------   --------   --------
   Balance at end of year                          (.3)       (.9)       (.6)
                                              --------   --------   --------
                                              $  727.6   $  707.0   $  787.1
                                              ========   ========   ========

The accompanying notes are an integral part of these statements.




Consolidated Statements of Comprehensive Income
(millions)

                                                      Year ended December 31
                                                   ----------------------------
                                                     2001      2000      1999
                                                   --------  --------  --------

Net income                                         $  143.7  $   46.7  $  124.4
Other comprehensive income (loss), net of taxes
   Gain (loss) on cash flow hedges, net                  .6         -         -
   Reclassification adjustment                           .1         -         -
   Decrease (increase) to minimum pension liability     (.2)      (.2)       .2
   Foreign currency translation adjustment               .1       (.1)        -
                                                   --------  --------  --------
                                                         .6       (.3)       .2
                                                   --------  --------  --------
Comprehensive income                               $  144.3  $   46.4  $  124.6
                                                   ========  ========  ========

The accompanying notes are an integral part of these statements.




<PAGE>


Nicor Inc.                                                           Page 30
- ----------------------------------------------------------------------------
Notes to the Consolidated Financial Statements

ACCOUNTING POLICIES

Consolidation.  The consolidated financial statements include the
accounts of Nicor Inc. and its subsidiaries.  Nicor's key
subsidiaries are described in the Business Segment and Geographic
Information note beginning on page 38.  All significant
intercompany balances and transactions have been eliminated.

Use of estimates. The preparation of the financial statements requires
management to make estimates that affect reported amounts. Actual results could
differ from those estimates, and such differences could be material. Accounting
estimates requiring significant management judgment include accrued unbilled
revenue, prepaid and accrued postretirement benefits, the allowance for doubtful
accounts, and liabilities for discontinued businesses and the Nicor Gas mercury
inspection and repair program.

Reclassifications.  Certain reclassifications have been made to
conform the prior years' financial statements to the current
year's presentation.

Regulation. Nicor Gas is regulated by the Illinois Commerce Commission (ICC)
which establishes the rules and regulations governing utility rates and services
in Illinois. The company applies accounting standards that recognize the
economic effects of rate regulation and, accordingly, has recorded regulatory
assets and liabilities. The company had regulatory assets and liabilities of
$34.9 million and $173.2 million, respectively, at December 31, 2001 and $74.2
million and $70.5 million, respectively, at December 31, 2000.

Operating revenues and gas costs. Gas distribution revenues are recorded when
gas is delivered to customers. In accordance with ICC regulations, the cost of
gas delivered is charged to customers without markup, although the timing of
cost recovery can vary. Temporary undercollections and overcollections of gas
costs are deferred or accrued as a regulatory asset or liability with a
corresponding decrease or increase to cost of gas. Nicor Gas classifies revenue
taxes billed to customers as operating revenues and related taxes due as
operating expenses.

In the shipping segment, revenues and related delivery costs are recorded at the
time vessels depart from port.

Depreciation. Property, plant and equipment are depreciated over estimated
useful lives on a straight-line basis. The gas distribution composite
depreciation rate is 4.1 percent. The estimated useful lives of vessels range
from 15 to 25 years.

Equity investments. The company invests in several partnerships and
limited-liability companies that are accounted for under the equity method.
Related pretax investment results are recorded in other income, and investment
balances are classified as other long-term assets.

Income taxes. Deferred income taxes are provided for temporary differences
between the tax basis of an asset or liability and its reported amount in the
financial statements. In the gas distribution segment, prior investment tax
credits and regulatory income tax liabilities are amortized to income over the
lives of related properties. In the shipping segment, income taxes have not been
provided on approximately $6 million of cumulative undistributed foreign
earnings through December 31, 2001, which are considered by management to be
indefinitely invested in foreign operations.



Nicor Inc.                                                           Page 31
- ----------------------------------------------------------------------------
Notes to the Consolidated Financial Statements (continued)

Cash and cash equivalents. The company considers investments purchased with an
initial maturity of three months or less to be cash equivalents.

Derivative instruments. At Nicor Gas, derivative instruments are primarily
utilized for natural gas procurement. Realized gains or losses on such
derivatives are included in the cost of gas delivered and are therefore passed
directly through to customers, having no direct impact on earnings. As such,
unrealized changes in the fair value of these derivative instruments are being
deferred or accrued as a regulatory asset or liability.

In 2001 and 2000, Nicor Gas held derivatives to limit the earnings impact of
weather fluctuations. Since these instruments settle on December 31 of each
year, any benefits recorded in those years did not involve a fair value
estimation.

Derivative instruments and other energy-related contracts are used by Nicor's
wholesale natural gas marketing business, Nicor Enerchange, to hedge price risk
associated with inventories of natural gas and fixed-price purchase and sale
agreements. This business records its entire portfolio of derivative
instruments, other energy-related contracts and physical inventories at fair
value. Fair values are determined from quoted market prices and other external
sources, where available, or are estimated using internal models. These
estimates are not material to Nicor's financial statements. Contracts are
generally short term and open positions are limited by policy to an immaterial
amount.

Nicor periodically utilizes derivative instruments to reduce interest rate risk
associated with the anticipated issuance of debt. Unrealized changes in the fair
market value of these derivative instruments are reported as a component of
accumulated other comprehensive income. Upon settlement of the derivative
instrument and issuance of the debt, accumulated other comprehensive income is
amortized to interest expense over the life of the debt instrument.

Credit risk. Nicor's major subsidiaries have diversified customer bases and
prudent credit policies which mitigate customer receivable and derivative
counterparty credit risk.

NEW ACCOUNTING PRONOUNCEMENTS

In June 2001, the Financial Accounting Standards Board (FASB) issued Statement
of Financial Accounting Standards (FAS) No. 141, Business Combinations, and No.
142, Goodwill and Other Intangible Assets. FAS 141 is effective for business
combinations completed after June 30, 2001, and FAS 142 is effective for 2002.
Nicor had a goodwill balance of $6.4 million at December 31, 2001, primarily in
the shipping segment. Goodwill amortization was insignificant in 2001. The
implementation of these standards did not have a material impact on the
company's financial position or results of operations.

In August 2001, the FASB issued FAS 143, Accounting for Asset Retirement
Obligations. The standard requires entities to record the fair value of a
liability for an asset retirement obligation in the period in which the
obligation is incurred. When the liability is initially recorded, the entity
capitalizes the cost by increasing the carrying amount of the related long-lived
asset. Over time, the liability is accreted to its present value each period,
and the capitalized cost is depreciated over the useful life of the related
asset. This standard is effective for 2003. The implementation of this standard
is not expected to have a material impact on the company's financial position or
results of operations.


Nicor Inc.                                                           Page 32
- ----------------------------------------------------------------------------
Notes to the Consolidated Financial Statements (continued)

In October 2001, the FASB issued FAS 144, Accounting for the Impairment or
Disposal of Long-Lived Assets. Statement 144 requires that long-lived assets be
measured at the lower of carrying amount or fair value less cost to sell,
whether reported in continuing operations or in discontinued operations. The
standard is effective for 2002 and is generally to be applied prospectively. The
implementation of this standard did not have a material impact on the company's
financial position or results of operations.

GAS IN STORAGE

Gas distribution segment inventory is carried at cost on a last-in, first-out
(LIFO) basis. Based on the average cost of gas purchased in December 2001 and
2000, the estimated replacement cost of inventory at December 31, 2001 and 2000
exceeded the LIFO cost by $139.6 million and $491.7 million, respectively.

Nicor Enerchange carries its inventory at fair value. At December 31, 2001 and
2000, the market value of the inventory was $11.4 million and $12.5 million,
respectively.

FAIR VALUE OF FINANCIAL INSTRUMENTS

The recorded amount of short-term investments and short-term borrowings
approximates fair value because of the short maturity of the instruments. Based
on quoted market interest rates, the recorded amount of long-term debt
outstanding, including current maturities, also approximates fair value.

INCOME TAXES

The components of income tax expense (benefit) are presented below (in
millions):

                                       2001       2000       1999
                                     --------   --------   --------
Current
    Federal                          $   22.9   $   29.3   $   44.3
    State                                 6.3        1.9        8.2
                                     --------   --------   --------
                                         29.2       31.2       52.5
                                     --------   --------   --------
Deferred
    Federal                              42.4      (12.2)      13.9
    State                                 3.5       (3.4)        .5
                                     --------   --------   --------
                                         45.9      (15.6)      14.4
                                     --------   --------   --------

Amortization of investment tax           (2.1)      (1.5)      (1.5)
credits, net
Foreign taxes                              .4         .3         .3
                                     --------   --------   --------
Income tax expense, net              $   73.4   $   14.4   $   65.7
                                     ========   ========   ========




Nicor Inc.                                                           Page 33
- ----------------------------------------------------------------------------
Notes to the Consolidated Financial Statements (continued)

The temporary differences which gave rise to the net deferred tax liability at
December 31, 2001 and 2000, are as follows (in millions):

                                               2001       2000
                                             --------   --------
Deferred tax liabilities
    Property, plant and equipment            $  215.5   $  217.5
    Investment in foreign subsidiaries           47.7       48.5
    Investment in partnerships                   60.8       39.3
    Employee benefits                            26.6       18.7
    Other                                        24.6       29.5
                                             --------   --------
                                                375.2      353.5
                                             --------   --------
Deferred tax assets
    Unamortized investment tax credits           25.3       26.6
    Regulatory income tax liability              16.3       17.4
    Accrued mercury-related costs                14.7       30.9
    Other                                        24.0       33.7
                                             --------   --------
                                                 80.3      108.6
                                             --------   --------
Net deferred tax liability                   $  294.9   $  244.9
                                             ========   ========

The effective combined federal and state income tax rate was 33.8 percent, 23.6
percent and 34.6 percent in 2001, 2000 and 1999, respectively. Differences
between federal income taxes computed using the statutory rate and reported
income tax expense are shown below (in millions):

                                          2001       2000       1999
                                        --------   --------   --------
Federal income taxes using statutory    $   76.0   $   21.4   $   66.5
rate
State income taxes, net                      6.4        (.3)       6.3
Undistributed foreign earnings              (2.1)         -          -
Tax credits                                 (4.5)      (4.3)      (3.8)
Regulatory income tax liability             (2.1)      (2.4)      (2.1)
Other, net                                   (.3)         -       (1.2)
                                        --------   --------   --------
Income tax expense, net                 $   73.4   $   14.4   $   65.7
                                        ========   ========   ========

STOCK-BASED COMPENSATION

Nicor has a long-term incentive compensation plan that permits the granting of
stock options, restricted stock and alternate stock rights to key executives and
managerial employees, as well as an employee stock purchase plan.

Long-term incentive compensation plan. The company may grant options for up to
3.5 million shares and has granted options on 2.1 million shares through
December 31, 2001. The stock option exercise price equals the stock's market
price on the date of grant. Options vest after one year, generally become
exercisable after three years, and expire after ten years.








Nicor Inc.                                                           Page 34
- ----------------------------------------------------------------------------
Notes to the Consolidated Financial Statements (continued)

A summary of stock option activity is presented below:
                                                     Weighted
                                         Number      average
                                          of         exercise
                                         shares       price
                                        --------    ----------
Options outstanding at:
December 31, 1998                        623,800     $ 30.37
    Granted                              149,000       38.06
    Exercised                             (3,500)      28.25
    Cancelled                             (7,500)      38.06
                                        --------
December 31, 1999                        761,800       31.81
  Granted                                251,500       32.37
  Exercised                              (33,200)      27.44
  Cancelled                              (78,000)      32.13
                                        --------
December 31, 2000                        902,100       32.10
  Granted                                173,500       36.81
  Exercised                             (208,800)      27.46
  Cancelled                               (2,500)      36.82
                                        --------
December 31, 2001                        864,300       34.15
                                        --------

Options exercisable at:
December 31, 1999                        383,900     $ 26.87
December 31, 2000                        434,100       28.38
December 31, 2001                        322,800       32.65

Stock options outstanding at December 31, 2001, had exercise prices ranging from
$24.63 to $40.69 and a weighted average remaining contractual life of seven
years.

The weighted-average fair value of options granted in 2001, 2000 and 1999 was
$5.01, $3.25 and $3.52, respectively. The fair value of each option was
estimated on the date of grant using the Black-Scholes option-pricing model with
the following assumptions:

                                       2001      2000     1999
                                     --------  -------- --------
Expected volatility                    23.5%     16.8%    14.7%
Dividend yield                          5.4%      5.7%     4.6%
Risk-free interest rate                 4.6%      6.4%     5.2%
Expected period outstanding (years)       4         3        3

The company does not recognize compensation expense for stock options. If
compensation expense for the stock options had been recognized based on the fair
value of awards at the grant dates, the impact on the company's net income and
earnings per share would have been $.5 million and $.01, respectively.

There were no shares of restricted stock or alternate stock rights outstanding
at December 31, 2001 under the long-term incentive compensation plan.

Employee stock purchase plan. Under the employee stock purchase plan, the
company may sell up to 1.5 million shares of common stock to its employees and
has sold about 978,000 shares through December 31, 2001. Under the terms of this
plan, eligible employees may purchase shares at 90 percent of the stock's market
price. The company sold about 25,400 shares, 28,900 shares and 28,400 shares to
employees in 2001, 2000 and 1999, respectively. The weighted-average market
value of shares sold in 2001, 2000 and 1999 was $37.80, $33.01 and $36.71,
respectively.

Nicor Inc.                                                           Page 35
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Notes to the Consolidated Financial Statements (continued)

SHORT- AND LONG-TERM DEBT

The company maintains short-term lines of credit with major domestic and foreign
banks. These lines, which serve as backup for the issuance of commercial paper,
totaled $475 million at December 31, 2001. Commitment fees of up to .08 percent
per annum were paid on these lines. All lines of credit have variable interest
rates tied to short-term markets.

The company had $277 million and $442 million of commercial paper outstanding
with a weighted average interest rate of 2.9 percent and 6.5 percent at December
31, 2001 and 2000, respectively.

Bank cash balances averaged about $5 million during 2001, which partially
compensated for the cost of maintaining accounts and other banking services.
Such demand balances may be withdrawn at any time.

First Mortgage Bonds are secured by liens on substantially all gas distribution
property.

Interest expense was net of amounts capitalized of $1.1 million, $1.1 million
and $.4 million in 2001, 2000 and 1999, respectively.

POSTRETIREMENT BENEFITS

Nicor Gas maintains noncontributory defined benefit pension plans covering
substantially all employees hired prior to 1998 and provides health care and
life insurance benefits to eligible retired employees. Most employees'
postretirement health care benefits have been capped to a defined annual per
capita medical cost. The following table sets forth the changes in the plans'
benefit obligations and assets, and reconciles the funded status of the plans to
the prepaid (accrued) benefit cost recorded on the balance sheet at December 31
(in millions):



Nicor Inc.                                                           Page 36
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Notes to the Consolidated Financial Statements (continued)

                                    Pension benefits       Other benefits
                                  -------------------   -------------------
                                    2001       2000       2001       2000
                                  --------   --------   --------   --------
Change in benefit obligation

Benefit obligation at
  beginning of period             $  211.5   $  209.4   $  112.6   $  116.1
Service cost                           6.5        5.3        1.2        1.2
Interest cost                         16.5       14.9        8.4        8.4
Actuarial loss (gain)                 32.0        7.1       29.1       (5.3)
Participant contributions                -          -         .8         .7
Plan amendments                          -        3.0          -          -
Benefits paid                        (29.0)     (28.2)     (10.2)      (8.5)
                                  --------   --------   --------   --------
Benefit obligation at end
of period                            237.5      211.5      141.9      112.6
                                  --------   --------   --------   --------

Change in plan assets

Fair value of plan assets
  at beginning of period             489.2      445.3       22.6       19.4
Actual gain (loss) on
  plan assets                        (60.5)      72.1       (2.9)       3.2
Employer contributions                   -          -        9.4        7.8
Participant contributions                -          -         .8         .7
Benefits paid                        (29.0)     (28.2)     (10.2)      (8.5)
                                  --------   --------   --------   --------
Fair value of plan assets
at end of period                     399.7      489.2       19.7       22.6
                                  --------   --------   --------   --------

Funded status                        162.2      277.7     (122.2)     (90.0)
Unrecognized net
  actuarial (gain) loss               (2.0)    (135.9)      29.4       (4.7)
Unrecognized transition
  (asset) obligation                  (1.0)      (4.8)      34.0       37.1
Unrecognized prior service cost        5.1        5.7          -          -
Other                                    -          -       (1.8)       1.2
                                  --------   --------   --------   --------
Prepaid (accrued) benefit cost    $  164.3   $  142.7   $  (60.6)  $  (56.4)
                                  ========   ========   ========   ========


Net periodic benefit cost (credit) included the following components (in
millions):

                                  Pension benefits       Other benefits
                                ----------------------  --------------------
                                 2001    2000    1999    2001    2000    1999
                                ------  ------  ------  ------  ------  ------
Service cost                    $  6.5  $  5.3  $  6.2  $  1.2  $  1.2  $  1.3
Interest cost                     16.5    14.9    15.3     8.4     8.4     7.7
Expected return on plan assets   (44.3)  (39.1)  (35.3)   (2.1)   (1.8)   (1.6)
Recognized net
  actuarial (loss) gain            2.9    (5.9)   (1.9)      -       -       -
Amortization of unrecognized
  transition (asset)
  obligation                      (3.8)   (3.9)   (3.9)    3.1     3.1     3.1
Amortization of prior
  service cost                      .6      .4      .4       -       -       -
                                ------  ------  ------  ------  ------  ------
Net periodic benefit
cost (credit)                   $(21.6) $(28.3) $(19.2) $ 10.6  $ 10.9  $ 10.5
                                ======  ======  ======  ======  ======  ======

Assumptions used in the computations included the following:

                                   Pension benefits      Other benefits
                                  ------------------   ------------------
                                    2001      2000       2001      2000
                                  --------  --------   --------  --------
Discount rate                       7.25%     7.75%      7.25%     7.75%
Expected return on plan assets      9.25      9.25       9.25      9.25
Rate of compensation increase       4.00      4.00       4.00      4.00


For measurement purposes, the health care cost trend rate for pre-Medicare
benefits was assumed to be 10 percent for 2002, declining to 5 percent by 2007
and remaining at that level thereafter. The health care

Nicor Inc.                                                           Page 37
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Notes to the Consolidated Financial Statements (continued)

cost trend rate for post-Medicare benefits was assumed to be 7.5 percent for
2002, declining to 5 percent by 2006 and remaining at that level thereafter.

Assumed health care cost trend rates can have a significant effect on the
amounts reported for the health care plans. A one-percentage-point change in the
assumed health care cost trend rates would have the following effects (in
millions):

                                                                One-percent
                                                           --------------------
                                                            Increase  Decrease
                                                           ---------  ---------
Effect on total of service and interest cost components    $   1.0    $   (.8)
Effect on benefit obligation                                  14.1      (11.9)

Nicor Gas also has a separate unfunded supplemental retirement plan. The plan is
noncontributory with defined benefits. Plan costs were $.8 million, $.6 million
and $.7 million in 2001, 2000 and 1999, respectively. The benefit obligation of
the plan was $6.4 million and $5.7 million at December 31, 2001 and 2000,
respectively.

The company also sponsors defined contribution plans covering substantially all
domestic employees. These plans provide for employer matching contributions. The
total cost of these plans was $5.3 million, $5.1 million and $4.7 million in
2001, 2000 and 1999, respectively.

COMMON STOCK

Shareholder rights plan. Under a shareholder rights plan, shareholders are
assigned one right for each share of Nicor common stock held. The rights will be
exercisable only if a person acquires, or announces a tender offer that would
result in ownership of, 10 percent or more of Nicor's common stock. If a person
acquires beneficial ownership of 10 percent or more of Nicor's common stock, all
holders of rights other than the acquiring person will be entitled to purchase
Nicor common stock at a 50 percent discount from the market price. Nicor may
redeem the rights at $.01 per right at any time before someone becomes a 10
percent beneficial owner. The rights expire on September 30, 2007.

Changes in common shares. Changes in common shares outstanding are summarized
below (in millions):

                                       2001       2000      1999
                                     --------   --------  --------
Beginning of year                      45.5       46.9      47.5
Issued and converted                     .2         .1         -
Reacquired and cancelled               (1.3)      (1.5)      (.6)
                                     --------   --------  --------
End of year                            44.4       45.5      46.9
                                     ========   ========  ========

Through common stock repurchase programs, Nicor has purchased and retired 1.1
million, 1.4 million and .6 million shares in 2001, 2000 and 1999, respectively.







Nicor Inc.                                                           Page 38
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Notes to the Consolidated Financial Statements (continued)

BUSINESS SEGMENT AND GEOGRAPHIC INFORMATION

Nicor is a holding company that through its wholly owned subsidiaries, Nicor Gas
and Tropical Shipping, operates primarily in two separately managed reportable
segments: gas distribution and shipping. The gas distribution segment, Nicor's
principal business, serves 2 million customers in a service territory that
encompasses most of the northern third of Illinois, excluding the city of
Chicago. The shipping segment transports containerized freight between Florida,
Canada and the Caribbean. Nicor's other energy ventures operate in the Midwest
region and include businesses that market: energy-related products and services
at retail to residential and small business consumers (Nicor Services); natural
gas at the wholesale level (Nicor Enerchange); and energy, both natural gas and
electricity, at the retail level (Nicor Energy, a 50- percent-owned joint
venture).

Tropical Shipping's vessels are under foreign registry, and its containers are
considered instruments of international trade. Although the majority of its
long-lived assets are foreign owned, and its revenues are derived from foreign
operations, the functional currency is generally the U.S. dollar.

Nicor evaluates segment performance based on operating income. Intercompany
billing among segments is generally based on direct and indirect costs incurred
unless a market price is available. Financial data by business segment is
presented on the following page (in millions):




Nicor Inc.                                                           Page 39
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Notes to the Consolidated Financial Statements (continued)


                                             Other     Corporate
                       Gas                   energy      and
                    distribution  Shipping  ventures  eliminations  Consolidated
                    ------------  --------  --------  ------------  ----