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<SEC-DOCUMENT>0000902561-02-000437.txt : 20020930
<SEC-HEADER>0000902561-02-000437.hdr.sgml : 20020930
<ACCEPTANCE-DATETIME>20020930165010
ACCESSION NUMBER:		0000902561-02-000437
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20020630
FILED AS OF DATE:		20020930

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ETHAN ALLEN INTERIORS INC
		CENTRAL INDEX KEY:			0000896156
		STANDARD INDUSTRIAL CLASSIFICATION:	WOOD HOUSEHOLD FURNITURE, (NO UPHOLSTERED) [2511]
		IRS NUMBER:				061275288
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11692
		FILM NUMBER:		02776844

	BUSINESS ADDRESS:	
		STREET 1:		ETHAN ALLEN DR
		STREET 2:		PO BOX 1966
		CITY:			DANBURY
		STATE:			CT
		ZIP:			06811
		BUSINESS PHONE:		2037438000
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>form10k_sision93020.txt
<DESCRIPTION>FORM 10-K -- ANNUAL REPORT
<TEXT>


                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 10-K

       FOR ANNUAL AND TRANSITION REPORTS PURSUANT TO SECTIONS 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

(Mark One)

[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT
OF 1934

For the fiscal year ended          JUNE 30, 2002
                         -------------------------------------------------------

                                       or

[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE
ACT OF 1934

Commission file Number                1-11692
                      ----------------------------------------------------------


                           ETHAN ALLEN INTERIORS INC.
             -------------------------------------------------------
             (Exact name of registrant as specified in its charter)


         DELAWARE                                                 06-1275288
- -------------------------------------                         ------------------
(State or other jurisdiction of                              (I.R.S. Employer
incorporation or organization)                               Identification No.)

   ETHAN ALLEN DRIVE, DANBURY, CT                                  06811
- --------------------------------------------------------------------------------
(Address of principal executive offices)                         (Zip Code)

Registrant's telephone number, including area code            (203) 743-8000
                                                  ------------------------------

        Securities registered pursuant to Section 12(b) of the Act: NONE


                                                     Name of Each Exchange
       Title of Each Class                            on Which Registered
    --------------------------                  -----------------------------
   Common Stock, $.01 par value                 New York Stock Exchange, Inc.


           Securities registered pursuant to Section 12(g) of the Act:
                                      NONE
- --------------------------------------------------------------------------------
                                (Title of class)

Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days. [x]Yes [ ]No

Indicate by check mark if disclosure of delinquent  filers  pursuant to Item 405
of Regulation  S-K (229.405 of this chapter) is not contained  herein,  and will
not be contained,  to the best of Registrant's knowledge, in definitive proxy or
information  statements  incorporated by reference in Part III of this Form 10-K
or any amendment to this Form 10-K. [x]

The  aggregate  market value of Common  Stock,  par value $.01 per share held by
non-affiliates  (based  upon  the  closing  sale  price  on the New  York  Stock
Exchange) on August 29, 2002 was approximately $1,302,613,482.  As of August 29,
2002, there were 37,866,671 shares of Common Stock, par value $.01 outstanding.

DOCUMENTS INCORPORATED BY REFERENCE: The definitive Proxy Statement for the 2002
Annual Shareholders Meeting is incorporated by reference into Part III hereof.

<PAGE>


                                TABLE OF CONTENTS

ITEM                                                                        PAGE
                                     PART I

 1.      Business                                                              3

 2.      Properties                                                           11

 3.      Legal Proceedings                                                    12

 4.      Submission of Matters to a Vote of Security Holders                  13


                                     PART II

 5.      Market for Registrant's Common Equity and Related
              Stockholder Matters                                             14

 6.      Selected Financial Data                                              15

 7.      Management's Discussion and Analysis of Financial
              Condition and Results of Operations                             17

 7A.     Quantitative and Qualitative Disclosure About
              Market Risk                                                     25

 8.      Financial Statements and Supplementary Data                          26

 9.      Changes in and Disagreements with Accountants on
              Accounting and Financial Disclosure                             46


                                    PART III

10.      Directors and Executive Officers of the Registrant                   47


11.      Executive Compensation                                               47

12.      Security Ownership of Certain Beneficial Owners
              and Management                                                  47

13.      Certain Relationships and Related Transactions                       47


                                     PART IV

14.      Exhibits, Financial Statement Schedule, and Reports
              on Form 8-K                                                     48

         Signatures

         Certification of Principal Executive Officer and Principal Financial
              Officer as Required by Section 302 of the Sarbanes-Oxley Act
              of 2002


                                       2
<PAGE>


                                      PART I

ITEM 1. BUSINESS

BACKGROUND

         Ethan  Allen   Interiors   Inc.   (together   with  its  directly-  and
indirectly-owned  subsidiaries,  "Ethan  Allen" or the  "Company")  is a leading
manufacturer and retailer of quality home furnishings,  offering a full range of
furniture products and home accessories. Incorporated in Delaware in 1989, Ethan
Allen  designs,  manufacturers  and markets its own brand of furniture  and home
accent items through the country's  largest  network of home  furnishing  retail
stores.  The Company was founded in 1932 and has sold  products  under the Ethan
Allen brand name since 1937.

PRODUCTS

         Ethan Allen  markets  three main  product  lines:  (1) case goods (wood
furnishings),  consisting  primarily of bedroom and dining room furniture,  wall
units and tables;  (2)  upholstered  products,  consisting  primarily  of sofas,
loveseats,  chairs, and recliners; and (3) home accessories and other, including
carpeting  and area rugs,  lighting,  clocks,  wall  decor,  bedding  ensembles,
draperies, decorative accessories and home and garden furnishings. The following
table shows the  approximate  percentage of wholesale  sales of home  furnishing
products for each of these  product  lines  during the three most recent  fiscal
years:

                                               FISCAL YEARS ENDED JUNE 30,
                                         -------------------------------------
                                         2002             2001           2000
                                         ----             ----           ----
  Case Goods                              56%              56%             56%
  Upholstered Products                    31               30              29
  Home Accessories and Other              13               14              15
                                         ---              ---             ---
                                         100%             100%            100%
                                         ===              ===             ===

         Ethan  Allen's  product  strategy  has been to position  its brand as a
`preferred'  brand with good quality and value.  The Company's focus has been on
expanding  its reach to a broader  consumer  base through a larger  selection of
product  lines  at more  attractive  price  points.  During  2002,  the  Company
introduced the Townhouse collection. Townhouse is Ethan Allen's first collection
completely  sourced  off-shore and is  reflective  of the  Company's  continuing
efforts to offer well-valued, stylish home furnishings.

         Management  believes that the two most  important  style  categories in
home  furnishings are the `Classic' and the `Casual'  product  lifestyles.  Each
home furnishing  collection includes case goods,  upholstered  products and home
accessories  and each is styled with its own  distinct  design  characteristics.
Home  accessories play an important role in Ethan Allen's  marketing  program as
this  enables  the  Company to provide  one-stop  shopping  to the  consumer  by
offering a complete home  furnishing  collection.  Ethan Allen's store interiors
are  designed for the display of these  categories  in complete  room  settings,
which utilize the related collections to project the category lifestyle.

         Ethan Allen  continuously  monitors  consumer demand through  marketing
research and  communication  with its dealers and store design  consultants  who
provide valuable input on consumer tastes and needs. As a result, the Company is
able to react  quickly to changing  consumer  tastes having added or revised ten
major  home  furnishing   collections  and  discontinuing  six  home  furnishing
collections  in the past five years.  The Company  also refines and enhances its
product lines by adding and redesigning pieces within each collection.



                                       3

<PAGE>

         The  following  is a summary of Ethan  Allen's  major  home  furnishing
collections  that  have been  introduced  at the  wholesale  level and which are
currently available:
<TABLE>
<CAPTION>

                        PRINCIPAL                                                                              CALENDAR
                          STYLE                         HOME FURNISHING               PRINCIPAL                 YEAR OF
CATEGORY             CHARACTERISTICS                      COLLECTIONS                 WOOD TYPE              INTRODUCTION
- --------             ---------------                      -----------                 ---------              ------------
<S>               <C>                                 <C>                              <C>                   <C>

Classic           An opulent style, which              Georgian Court                   Cherry                   1965
                  includes English 18th                18th Century Mahogany            Mahogany              Various
                  Century and 19th Century             Collectors Classics              Various               Various
                  Neo-Classic styling.                 Legacy                           Maple                    1992
                                                       British Classics                 Maple                    1995
                                                       Country French                   Birch                    1998
                                                       Avenue                           Cherry                   1998
                                                       Modular Home Office              Cherry                   2000
                                                       Townhouse                        Various                  2001

Casual            This style is based on               American Impressions             Cherry                   1991
                  classic contemporary                 Country Crossings                Maple                    1993
                  design elements.                     Country Colors                   Maple                    1995
                                                       EA Elements                      Maple                    1999
                                                       Horizons                         Ash                      1999
                                                       Swedish Home                     Maple                    2000
</TABLE>


BUSINESS SEGMENTS

         The Company's  operations  are classified  into two business  segments:
wholesale  and retail.  The  wholesale  segment is  principally  involved in the
manufacture,  sale and distribution of home furnishing  products to a network of
independently-owned and Ethan Allen-owned  ("Company-owned")  stores. The retail
segment sells home furnishing products through a network of Company-owned stores
to consumers.

WHOLESALE:

         The wholesale segment is engaged in the design,  manufacture,  domestic
and off-shore sourcing, and sale of case goods (wood furniture), upholstery, and
home accent items.  These  products are sold from the  wholesale  segment to the
Company's  retail  network,  comprised of independent and  Company-owned  retail
stores.  Sales  of case  good  items  include,  but are not  limited  to,  beds,
dressers,  armoires,  night  tables,  dining room  chairs and  tables,  buffets,
sideboards,  coffee  tables,  entertainment  units,  and home offices.  Sales of
upholstery home furnishing items include  sleepers,  recliners,  chairs,  sofas,
loveseats,   cut   fabrics  and   leather.   Skilled   craftsmen   cut  and  sew
custom-designed  upholstery  items having a variety of frame and fabric options.
Home  accent  items  include  wall  decor,   lighting,   clocks,  wood  accents,
bedspreads, decorative accessories, area rugs, and bedding.

THE  WHOLESALE  SEGMENT.  For fiscal years 2002,  2001 and 2000,  the  wholesale
segment had net sales of $660.8  million,  $705.6  million,  and $691.1 million,
respectively.  The Company has 17 manufacturing facilities consisting of 10 case
goods plants  (including 3 sawmill  operations),  6 upholstery plants and 1 home
accent plant in the United States. The Company also outsources, domestically and
off-shore, selected case goods, upholstery, and home accessory items.

         During the fourth quarter of fiscal year 2002, the Company  announced a
consolidation  plan to close  one  manufacturing  facility  and the  rough  mill
operation  at  a  separate  facility.   The  sites  employed  approximately  220
employees.  This  consolidation  plan was necessary in order to manufacture case
good products more  competitively  and in the most suitable plants in the United
States.  The  manufacturing  facility,  located  in  Randolph,  Vermont,  ceased
operations in June 2002. The rough mill operation,  located in Orleans, Vermont,
is  expected  to be closed by the end of the first  quarter of fiscal year 2003.
Other existing Ethan Allen manufacturing  plants will absorb the production from
these facilities.  Estimated closing costs of $5.1 million have been recorded as
restructuring  and

                                       4
<PAGE>

impairment  charges for the year ended June 30, 2002 and relate,  primarily,  to
severance and related payroll and benefit costs and the write-down of long-lived
assets. Actual cash expenditures are estimated to be $2.0 million.

         During the fourth quarter of fiscal year 2001, the Company  announced a
consolidation   plan  to  close   three   manufacturing   facilities   employing
approximately  350 people.  Similar to the charge  incurred in the current year,
this consolidation plan was undertaken to improve operational efficiencies.  The
three facilities were located in Island Pond, Vermont;  Frewsburg, New York; and
Asheville,  North  Carolina.  Estimated  closing costs of $6.9 million have been
recorded as  restructuring  and  impairment  charges for the year ended June 30,
2001 and relate,  primarily,  to severance and related payroll and benefit costs
and  the  write-down  of  long-lived  assets.   Actual  cash  expenditures  were
approximately $3.3 million.

RETAIL:

         Ethan Allen  exclusively  sells its  products  through a network of 316
retail  stores.  As of June 30, 2002,  Ethan Allen owned and operated 103 stores
and independent  dealers owned and operated 213 stores; 193 in North America and
20 abroad. In the past five years, Ethan Allen and its independent  dealers have
opened 85 new stores, a number of them being  relocations.  Sales to independent
dealers  accounted  for  approximately  48% of total net sales of the Company in
fiscal year 2002. The ten largest  independent  dealers own a total of 39 stores
which, based on net orders booked,  accounted for approximately 15% of total net
sales in fiscal year 2002.

         Ethan Allen encourages  further expansion of the  Company-owned  retail
business by opening new stores and by acquiring stores from existing independent
dealers.  In  addition,  the Company  continues to promote the  development  and
growth of its  independent  dealers.  Independent  dealers are required to enter
into license  agreements  with the Company  authorizing the use of certain Ethan
Allen service marks and requiring  adherence to certain  standards of operation,
including the exclusive sale of Ethan Allen products. Additionally,  dealers are
required to enter into warranty service  agreements.  Ethan Allen is not subject
to any territorial or exclusive dealer agreements in the United States.

COMPANY RETAIL SEGMENT. For fiscal years 2002, 2001 and 2000, the retail segment
had  net  sales  of  $459.6  million,   $419.3  million,   and  $372.1  million,
respectively.  For fiscal year 2002, net sales for the Company's  retail segment
were 52% of the Company's total net sales.  As of June 30, 2002,  there were 103
Company-owned  stores as  compared  to 84 at the end of the prior  fiscal  year.
During 2002, the Company acquired 20 stores from independent  retailers,  sold 1
store to an independent dealer, opened 1 new store, and closed 1 store.

RETAIL STORE CONCEPT AND MARKETING

         Ethan Allen's  interior and exterior design is dependent on the store's
location  and size.  Ethan  Allen  stores are  located  in busy urban  settings,
suburban strip malls and  freestanding  destination  stores,  depending upon the
real estate  opportunities  in a particular  market.  While stores range in size
from approximately  6,000 square feet to 30,000 square feet, the average size of
a store is about 15,000 square feet.

         Ethan Allen maximizes  uniformity of store presentation  throughout the
retail  network  through  a  comprehensive  set of  operating  standards.  These
operating  standards  help each store  present the same high  quality  image and
offer retail customers  consistent  levels of product  selection and service.  A
uniform store image was conveyed  through Ethan Allen's  program to renovate the
exterior of its retail stores with similar and consistent  exterior facades.  As
of June 30,  2002,  this  program  was  essentially  completed  for all  stores,
including Company-owned stores and independent dealers.


                                       5
<PAGE>


         Ethan Allen provides  display-planning  assistance to all Company-owned
stores  and  independent  dealers  to  support  them in  updating  the  interior
projection  of their  stores  and to  maintain  a  consistent  image  across the
country.  In 1997,  the Company  developed a new interior  design format for its
retail stores.  This new design format  positions Ethan Allen as a specialist in
`Classic'  and `Casual'  lifestyles  and  decorative  accessory  retailing.  The
stores'  interiors  present  products  in  focused  vignettes  that are easy and
relatively inexpensive to update each season.  Information displays also educate
consumers  as they travel  throughout  the store.  To date,  119, or 38%, of all
stores have implemented or are currently in the process of implementing this new
interior   design.   Ethan  Allen  expects  to  have   essentially  all  of  its
Company-owned  retail stores incorporate the new interior look over the next few
years  and  believes  that  many of its  independent  retail  stores  will  also
incorporate the new interior design. Additionally,  during fiscal year 2001, the
Company  implemented  a  major  re-merchandising  effort  called  `Branding  the
Interior' of the stores.  This program  refers to the Company's  plan to feature
the  best-selling  home accessory  items in the most effective  display  setting
within the store.

         The retail network is staffed with a sales force of approximately 3,000
trained design consultants and professionals, who assist customers in decorating
their homes at no additional  charge.  Ethan Allen  believes this design service
provides a competitive advantage over other furniture retailers.

         Ethan Allen  recognizes  the  importance of its retail store network to
its  long-term  success.   Accordingly,   the  Company  has  established  strong
management  teams  within  Company-owned  stores and  maintains a close  ongoing
relationship with independent  dealers.  The Company also offers services to the
Ethan Allen stores in support of their marketing efforts,  including coordinated
national advertising, merchandising and display programs, and extensive training
seminars and educational materials. Ethan Allen believes that the development of
design consultants,  sales managers,  service and delivery personnel and dealers
is  important  for the  growth of its  business.  As a result,  Ethan  Allen has
committed to offer a  comprehensive  training  program that will help to develop
retail managers/owners, design consultants and service and delivery personnel to
their fullest potential.

ADVERTISING

         Ethan Allen has developed a highly coordinated,  nationwide advertising
and promotional  campaign designed to increase consumer awareness of the breadth
of the Company's product offerings. Ethan Allen's in-house staff, working with a
leading  advertising  firm,  has  developed  and  implemented  what the  Company
believes  is the  most  extensive  national  television  campaign  in  the  home
furnishings industry.  This campaign is designed to support selected retail sale
periods  and to  increase  the flow of traffic  into  stores  during  these sale
periods. The sale periods run between five and seven weeks throughout the fiscal
year.

         Ethan Allen's  television  advertising is aired  approximately 26 weeks
per year. In addition to its national television campaign,  the Company utilizes
direct mail,  newspaper,  and radio  advertising.  Ethan Allen believes that its
ability  to  coordinate  its  advertising  efforts  for all Ethan  Allen  stores
provides a competitive  advantage over other home furnishing  manufacturers  and
retailers.

         The Ethan Allen  Interiors  direct mail  magazine,  which  features the
Company's home  furnishing  collections in lifestyle  settings,  is one of Ethan
Allen's most important  marketing tools.  Approximately 59 million copies of the
magazine, which features sale products, were distributed to consumers during the
year.  The Company  publishes and sells the magazines to its  Company-owned  and
independent  dealers  who,  with  demographic   information   collected  through
independent market research, are able to target potential consumers.

         Ethan  Allen's  television  advertising  and direct  mail  efforts  are
supported by strong  print  campaigns  in various  markets,  and in leading home
fashion magazines using advertisements and public relations efforts. The Company
coordinates significant advertisements in major newspapers in its major markets.
The Ethan


                                       6
<PAGE>

Allen  Treasury,  a  complete  catalogue  of the  Ethan  Allen  home  furnishing
collections,   which  is  distributed  in  the  stores,   is  one  of  the  most
comprehensive home furnishing catalogues in the home furnishings industry.

INTERNET

         Ethan Allen is located on the worldwide web at WWW.ETHANALLEN.COM.  The
Company's primary goal for the website is to drive additional  business into the
retail network through lead generation and information  sourcing.  Customers may
access  the  Company's  website  to review  home  furnishing  collections  or to
purchase selected home accessories. On average, approximately 12,000 daily users
logged onto the Ethan Allen website during fiscal year 2002.

         The Company has also  developed  an  extranet  website  which links the
retail  stores  with  consumer  information  captured  on-line  such as customer
requests  for design  assistance  and copies of the  Company's  catalogue.  This
medium has become the primary  source of  communications  providing a variety of
information to the entire retail  network,  including a Company-wide  daily news
flash,  downloads of current  advertising  materials,  proto-type  store display
floor plans and detailed product information.

CUSTOMER SERVICE PROGRAMS

         During the past fiscal year, Ethan Allen, in an effort to make shopping
more convenient and enjoyable for consumers, introduced two new customer service
programs.

GIFT CARD.  In January 2002,  the Ethan Allen Gift Card program was  introduced.
Customers  can  purchase a Gift Card  through  the  Company's  website or at any
participating retail store.

WEDDING  REGISTRY.  In April 2002, the Company  introduced its Wedding  Registry
program. The primary objectives of this program are to increase customer traffic
in Ethan Allen's  network of retail stores (and on-line),  capture  consumers in
the  early  stage  of their  lifecycle,  capitalize  on the  growing  trend  for
non-traditional  registries  and  promote  the  Company's  complimentary  design
service.   Ethan  Allen  believes  this  program  will  further  strengthen  its
competitive  advantage by enhancing its current  compliment of service offerings
with a national gift registry.

ETHAN ALLEN CONSUMER CREDIT PROGRAMS

         Ethan Allen offers its consumers two financing options:  an installment
finance plan and a revolving credit plan.

THE  INSTALLMENT  FINANCE  PLAN.  The Company  currently  offers an  installment
financing plan for consumers called the Simple Finance Plan.  Financing  offered
through this program is granted on a non-recourse basis to the Company. The plan
provides credit lines from $2,000 to $50,000 with repayment terms of up to seven
years and standard (non-promotional) interest rates currently ranging from 7.99%
to 9.99% per annum. As of June 30, 2002, total open credit lines approved exceed
$747 million.  Consumers may apply for this financing plan at any  participating
retail store.

THE REVOLVING  CREDIT PLAN. The Company also offers financing to consumers under
a revolving credit card program which,  too, is granted on a non-recourse  basis
to the Company.  This  program  provides  revolving  credit lines from $1,500 to
$25,000 at variable  interest rates currently  ranging from 21.00% to 23.75% per
annum.  Consumers may apply for  revolving  credit at any  participating  retail
store.

MANUFACTURING

         Ethan Allen is one of the largest  manufacturers of household furniture
in the United States. The Company  manufactures  and/or assembles  approximately
81%  of  its


                                       7
<PAGE>

products at 17 manufacturing facilities, including 3 sawmill operations, thereby
maintaining  control over cost,  quality and service to its consumers.  The case
goods  facilities  are  located  close to sources of raw  materials  and skilled
craftsmen,  predominantly in the Northeast and Southeast regions of the country.
Upholstery facilities are located across the country in order to reduce shipping
costs  to  stores  and are  located  at sites  where  skilled  craftsmanship  is
available.  Management  believes that continued  investment at its manufacturing
facilities, combined with appropriate outsourcing, will accommodate future sales
growth.

DISTRIBUTION

         Ethan  Allen  distributes  its  products  primarily  through a national
network  of 6 owned  and 2 leased  distribution  centers  strategically  located
throughout the United States.  These distribution centers hold finished products
received from Ethan Allen's  manufacturing  facilities and domestic and offshore
vendors for shipment to Ethan Allen's dealers or home delivery  service centers.
Ethan Allen stocks case goods and  accessories  to provide for quick delivery of
in-stock items and to allow for more efficient production runs.

         Approximately   40%  of  all   shipments  are  made  to  and  from  the
distribution  and home delivery service centers by the Company's fleet of trucks
and trailers. The remaining shipments are subcontracted to independent carriers.
Approximately  83% of the Company's  fleet (trucks and trailers) is leased under
two to eight-year leases.

         Ethan Allen's policy is to sell its products at the same delivered cost
to all stores  nationwide,  regardless of their shipping point.  The adoption of
this  policy has  created  credibility  by  offering  product  at one  suggested
national retail price.  This policy has also  discouraged  dealers from carrying
significant inventory in their own warehouses.  As a result, Ethan Allen obtains
accurate  information  regarding sales to better plan production runs and manage
inventory levels.

RAW MATERIALS AND SUPPLIERS

         The most  important  raw  materials  used by Ethan  Allen in  furniture
manufacturing are lumber,  veneers,  plywood,  particle board,  hardware,  glue,
finishing materials,  glass, mirrored glass,  laminates and fabrics. The various
types of wood used in Ethan Allen's  products  include cherry,  ash, oak, maple,
prima vera, mahogany,  birch and pine,  substantially all of which are purchased
domestically.

         Fabrics and other raw  materials are purchased  both  domestically  and
abroad.  Ethan Allen has no  significant  long-term  supply  contracts,  and has
experienced no  significant  problems in supplying its  operations.  Ethan Allen
maintains a number of sources for its raw materials  which  management  believes
contribute  to its  ability to obtain  competitive  pricing  for raw  materials.
Lumber prices  fluctuate  over time based on factors such as weather and demand,
which,  in turn,  impact  availability.  Upward  trends in prices  could  have a
short-term impact on margins.

         A  sufficient  inventory  of lumber and  fabric is  usually  stocked to
maintain adequate levels of production.  Management believes that its sources of
supply for these  materials are  sufficient  and that it is not dependent on any
one supplier.

COMPETITION

         The home furnishings industry at the retail level is highly competitive
and  fragmented.  Although  Ethan  Allen  is  among  the ten  largest  furniture
manufacturers,   industry   estimates   indicate   that  there  are  over  1,000
manufacturers  of all types of  furniture  in the United  States,  some of which
produce furniture types not manufactured by Ethan Allen. In addition, the number
of foreign  manufacturers,  many of which have  substantially  lower  production
costs, including the cost of labor, has increased significantly in recent years.
Certain of these  domestic and foreign  companies,  which compete  directly with
Ethan Allen, may have greater financial and other resources than the Company.


                                       8
<PAGE>

         Ethan Allen's products are sold primarily through retail stores, all of
which exclusively sell the Company's  products.  Ethan Allen's effort is focused
primarily  upon  obtaining and retaining  independent  dealers,  increasing  the
volume of such dealer's sales, and expanding the  Company-owned  retail business
by opening  new  stores,  relocating  existing  stores  and,  when  appropriate,
acquiring  stores  from  existing  independent  dealers.  The  home  furnishings
industry  competes  primarily  on the  basis of  product  styling  and  quality,
personal service,  prompt delivery,  product availability and price. Ethan Allen
believes that it effectively  competes on the basis of each of these factors and
believes that its store format provides it with a competitive  advantage because
of the complete home furnishing  product  selection and service available to the
consumer.  Further,  as the volume of home  furnishing  imports  into the United
States   continues  to  increase,   the  Company  will   evaluate  and  consider
opportunities to source with foreign manufacturers,  as appropriate, in order to
remain competitive.

         Furniture Today (a leading industry publication)  published a survey of
America's Top 100 Furniture Stores on May 27, 2002. For the third year in a row,
Ethan Allen was the No. 1  single-source  store network for home  furnishings in
the country.  During recent years, the furniture  industry and several retailers
have continued to be challenged by changes in economic conditions.  As a result,
several  competitors  of the  Company  have  filed  for  bankruptcy  protection,
announced plans to close their retail stores or undertaken efforts to streamline
production costs by implementing selective plant shutdowns. Ethan Allen has been
able to maintain  stability and credibility by managing its growth and balancing
this growth with the ability to service its customers.

TRADEMARKS

         The Company  currently  holds  numerous  trademarks,  service marks and
design  patents for the Ethan Allen name,  logos and designs in a broad range of
classes for both  products and services in the United States and in many foreign
countries. The Company has additional applications for registration pending both
domestically  and  abroad.  Ethan  Allen  has  registered,  or has  applications
pending,  for  many of its  major  collection  names as well as  certain  of its
slogans utilized in connection with retail sales and other services. Ethan Allen
views its trade and service marks as valuable  assets and has an ongoing program
to diligently monitor their unauthorized use through appropriate action.

BACKLOG AND NET ORDERS BOOKED

         As  of  June  30,  2002,  Ethan  Allen  had  a  wholesale   backlog  of
approximately  $47.5 million,  compared to a backlog of $51.9 million as of June
30,  2001.  The backlog is  anticipated  to be serviced in the first  quarter of
fiscal  year  2003.  Backlog at any point in time is  primarily  a result of net
orders  booked  in prior  periods,  manufacturing  schedules  and the  timing of
product shipments. Net orders booked at the wholesale level from all Ethan Allen
stores  (including all  independently-owned  and  Company-owned  stores) for the
twelve  months  ended June 30,  2002 were  $682.1  million as compared to $689.0
million for the twelve  months  ended June 30,  2001.  Net orders  booked in any
period are recorded based on wholesale  prices and do not reflect the additional
retail margins produced by the Company-owned stores.

EMPLOYEES

         Ethan Allen has  approximately  7,600 employees as of June 30, 2002, 6%
of which are represented by unions under collective bargaining  agreements.  The
Company's labor  contracts  expire at various times in 2005. The Company expects
no significant  changes in its relations with these unions and believes it has a
good relationship with all employees.


                                       9
<PAGE>

RECENT DEVELOPMENTS

         In October 2001,  the Company formed a joint venture with MFI Furniture
Group Plc.  ("MFI") to open a chain of retail stores in the United Kingdom.  The
initial phase of the agreement, which calls for the two companies to collaborate
on the  development  of a retail store format that will market their  respective
retail concepts,  involves up to five stores with approximately  8,000 to 15,000
square feet in each. The first of these stores,  located in the London suburb of
Kingston,  opened in May 2002 and has been included as a  dealer-owned  store in
compiling the Company's store count as of June 30, 2002.

         In July 2002,  the Company  increased its  percentage  ownership in the
operations of 7 Ethan Allen retail stores (and 1 related service center) located
throughout  Canada by acquiring  the  remaining  75%  interest in a  transaction
accounted for as a purchase  business  combination.  The Company had  previously
held a 25% interest in the  operations of these stores which it acquired in July
1997.

         In  September  2002,  the Company  acquired the assets of 6 Ethan Allen
retail  stores (and 1 related  service  center)  located in the greater  Chicago
area. This transaction was accounted for as a purchase business combination.


                                       10
<PAGE>



ITEM 2.  PROPERTIES

         The Company's corporate headquarters,  located in Danbury, Connecticut,
consists  of  one  building   containing   144,000  square  feet,   situated  on
approximately 17.5 acres of land, all of which is owned by Ethan Allen.  Located
adjacent to the corporate  headquarters  is the Inn at Ethan Allen,  a hotel and
conference center containing 195 guestrooms. This hotel, owned by a wholly-owned
subsidiary of Ethan Allen,  is used for Ethan Allen  functions and in connection
with training programs as well as for accommodations for the general public.

         Ethan  Allen  has 17  manufacturing  facilities  (including  3  sawmill
operations)  located in 10 states.  All of these facilities are owned,  with the
exception of a leased  upholstery  plant in California  totaling  141,600 square
feet. The Company's 17 facilities consist of 10 case goods manufacturing  plants
(including 3 sawmill  operations),  totaling 3,224,200 square feet; 6 upholstery
furniture  plants,  totaling  1,403,300 square feet; and 1 plant involved in the
manufacture  and assembly of Ethan  Allen's  home  accessory  products  totaling
295,000 square feet.

         In  addition,  Ethan Allen owns 6 and leases 2  ancillary  distribution
warehouses,  totaling  1,113,500  square  feet,  and owns 3 and leases 26 retail
delivery  service  centers,   totaling  1,337,940  square  feet.  The  Company's
manufacturing  and  distribution  facilities  are  located  in  North  Carolina,
Vermont,  Pennsylvania,  Virginia, New York, Oklahoma,  California,  New Jersey,
Indiana,  Maine and  Massachusetts.  The Company's  retail  service  centers are
located  throughout the United States and serve to support Ethan Allen's various
sales districts.

         There are 103 Company-owned retail stores in United States, of which 38
stores are owned and 65 stores are leased.

         Ethan Allen's manufacturing  facility in Maiden, North Carolina and the
Inn at Ethan Allen in Danbury, Connecticut were financed with industrial revenue
bonds and the Beecher Falls,  Vermont facility was financed in part by the State
of Vermont Economic Development Authority.  Ethan Allen believes that all of its
properties are well maintained and in good condition.

         Ethan Allen  estimates  that its  manufacturing  division is  currently
operating  at  approximately  85%  of  capacity.   Management  believes  it  has
additional  capacity at many  facilities,  which it could  utilize  with minimal
additional capital expenditures.


                                       11
<PAGE>

ITEM 3.  LEGAL PROCEEDINGS

         Ethan  Allen  is a party  to  various  legal  actions  with  customers,
employees and others  arising in the normal course of its business.  Ethan Allen
maintains  liability  insurance which is deemed to be adequate for its needs and
commensurate with other companies in the home furnishings industry.  Ethan Allen
believes that the final  resolution of pending actions  (including any potential
liability  not fully  covered by  insurance)  will not have a  material  adverse
effect on the Company's  financial  condition,  results of  operations,  or cash
flows.

ENVIRONMENTAL MATTERS

         The Company is a potentially  responsible party ("PRP") for the cleanup
of three active sites currently listed or proposed for inclusion on the National
Priorities  List  ("NPL")  under  the  Comprehensive   Environmental   Response,
Compensation and Liability Act of 1980 ("CERCLA").  The Company has resolved its
liability at one of the sites by completing  remedial  action  activities.  With
regard  to the  other two  sites,  the  Company  does not  anticipate  incurring
significant cost as it believes that it is not a major  contributor based on the
very small volume of waste  generated by the Company in relation to total volume
at the  site.  However,  liability  under  CERCLA  may  be  joint  and  several.
Additionally,  the Company has recently  been  notified by the State of New York
that it may be a PRP in a separate, unrelated matter. As a result, the extent of
any adverse effect on the Company's financial condition,  results of operations,
or cash flows with respect to this matter cannot be reasonably estimated at this
time.

         Ethan Allen is subject to other federal,  state and local environmental
protection   laws  and  regulations  and  is  involved  from  time  to  time  in
investigations and proceedings regarding  environmental  matters. The Company is
regulated under several federal, state and local laws and regulations concerning
air emissions,  water discharges,  and management of solid and hazardous wastes.
The Company  believes that its  facilities are in material  compliance  with all
applicable  laws and  regulations.  Regulations  issued  under the Clean Air Act
Amendments  of 1990  required  the  Company  to  reformulate  certain  furniture
finishes or institute  process changes to reduce  emissions of volatile  organic
compounds.  These  requirements  have been  implemented  via high solids coating
technology and alternative  formulations.  Ethan Allen has implemented a variety
of  technical  and  procedural  controls,  such as  reformulating  of  finishing
materials to reduce toxicity, implementation of high velocity low pressure spray
systems,  development of  inspections/audit  teams including  coating  emissions
reductions teams at all finishing factories and storm water protection plans and
controls, that have reduced emissions per unit of production. In addition, Ethan
Allen  is  currently  reclassifying  its  waste  as  part of the  factory  waste
minimization  programs,  developing  environment  and safety job hazard analysis
programs on the shop floor to reduce  emissions and safety risks, and developing
an auditing system to control and ensure consistent protocols and procedures are
applied.  The  Company  will  continue  to evaluate  the best  applicable,  cost
effective,  control  technologies for finishing operations and design production
methods  which  will  reduce the use of  hazardous  materials  in  manufacturing
processes.


                                       12
<PAGE>


ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

         The following matters were submitted to security holders of the Company
during the fourth quarter of fiscal year 2002:

         None.



                                       13
<PAGE>

                                     PART II


ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS

         The  Company's  Common  Stock is traded on the New York Stock  Exchange
under ticker symbol `ETH'.  The following table indicates the high and low stock
prices as  reported on the New York Stock  Exchange  and  dividends  paid by the
Company:

                                      CLOSING MARKET PRICE
                                     ----------------------
                                       HIGH            LOW      DIVIDENDS PAID
                                     ----------------------     --------------
          FISCAL 2002

          Fourth Quarter             $ 41.80        $ 34.85        $ 0.06
          Third Quarter                42.75          36.25          0.04
          Second Quarter               41.70          27.10          0.04
          First Quarter                38.00          26.65          0.04


          FISCAL 2001

          Fourth Quarter             $ 38.01        $ 32.50        $ 0.04
          Third Quarter                38.80          30.88          0.04
          Second Quarter               33.50          24.69          0.04
          First Quarter                30.75          24.81          0.04



         As of August 29, 2002,  there were  approximately  429  shareholders of
record of the Company's Common Stock.

         On August 1,  2002,  the  Company  declared  a $0.06 per  common  share
dividend  for all holders of record on October  10,  2002 and a payment  date of
October 25, 2002. The Company expects to continue to declare quarterly dividends
for the foreseeable future.



                                       14
<PAGE>

ITEM 6. SELECTED FINANCIAL DATA

         The  following   table  sets  forth  summary   consolidated   financial
information  of the Company  for the years and dates  indicated  (in  thousands,
except per share data):
<TABLE>
<CAPTION>

                                                                             FISCAL YEARS ENDED JUNE 30,
                                                        ---------------------------------------------------------------------
                                                          2002            2001           2000           1999           1998
                                                        --------        --------       -------        --------       --------
<S>                                                     <C>             <C>           <C>             <C>            <C>

STATEMENT OF OPERATIONS DATA:
Net sales                                               $892,288        $904,133       $856,171       $762,233       $679,321
Cost of sales                                            470,975         490,477        455,561        407,234        363,746
Selling, general and
  administrative expenses                                286,290         280,703        253,029        221,237        195,216
Restructuring and impairment
  charge (1)                                               5,123           6,906             -              -              -
                                                        --------        --------       --------       --------       --------

    Operating income                                     129,900         126,047        147,581        133,762        120,359
Interest and other (income)
 expense, net                                             (2,344)         (2,056)           811          1,045          1,829
                                                        ---------       ---------      --------       --------       --------
    Income before income tax expense
      and extraordinary charge                           132,244         128,103        146,770        132,717        118,530
Income tax expense                                        49,988          48,423         56,200         51,429         46,582
                                                        --------        --------       --------       --------       --------

    Income before extraordinary
      charge                                              82,256          79,680         90,570         81,288         71,948
Extraordinary charge (net of tax)                              -               -             -              -            (802)(2)
                                                        --------        --------       --------       --------       --------

    Net income                                          $ 82,256        $ 79,680       $ 90,570       $ 81,288       $ 71,146
                                                        ========        ========       ========       ========       ========

PER SHARE DATA: (3)
Net income per basic share                              $   2.12        $   2.02       $   2.25       $   1.97       $   1.65
Basic weighted average shares
  outstanding                                             38,828          39,390         40,301         41,278         43,050
Net income per diluted share                            $   2.06        $   1.98       $   2.20       $   1.92       $   1.61
Diluted weighted average shares
  outstanding                                             39,942          40,321         41,198         42,287         44,136
Cash dividends declared                                 $   0.18        $   0.16       $   0.16       $   0.12       $   0.09

OTHER INFORMATION:
Depreciation and amortization (4)                       $ 19,314        $ 20,220       $ 16,975       $ 16,344       $ 15,868
Capital expenditures, including
  acquisitions                                          $ 73,481        $ 48,238       $ 54,696       $ 47,792       $ 29,665
Working capital                                         $189,628        $182,223       $127,519       $123,580       $114,287
Current ratio                                               2.47            2.69           2.18           2.43           2.55

BALANCE SHEET DATA (AT END OF PERIOD):
Total assets                                            $688,755        $619,118       $543,571       $480,622       $433,123
Total debt including capital
  lease obligations                                     $  9,321        $  9,487       $ 17,907       $ 10,676       $ 13,375
Shareholders' equity                                    $511,189        $464,783       $390,509       $350,535       $314,320
Ratio of debt to equity                                      1.8             2.0            4.6            3.1            4.3


Footnotes on following page.
</TABLE>



                                       15
<PAGE>

                        NOTES TO SELECTED FINANCIAL DATA


(1)      During the fourth quarter of fiscal year 2002, the Company  announced a
         consolidation  plan to close one  manufacturing  facility and the rough
         mill operation at a separate facility. The sites employed approximately
         220  employees.  This  consolidation  plan  was  necessary  in order to
         manufacture  case  good  products  more  competitively  and in the most
         suitable  plants in the  United  States.  The  manufacturing  facility,
         located in Randolph, Vermont, ceased operations in June 2002. The rough
         mill operation,  located in Orleans,  Vermont, is expected to be closed
         by the end of the first quarter of fiscal year 2003.  Estimated closing
         costs  of  $5.1  million  have  been  recorded  as  restructuring   and
         impairment  charges  for the  year  ended  June 30,  2002  and  relate,
         primarily,  to severance and related  payroll and benefit costs and the
         write-down of long-lived assets.

         During the fourth  quarter of fiscal year 2001,  the Company  announced
         its   plans  to  close   three   manufacturing   facilities   employing
         approximately 350 people.  Closure of the facilities  located in Island
         Pond, Vermont;  Frewsburg, New York; and Asheville, North Carolina, all
         of which  occurred  during fiscal year 2002,  was necessary in order to
         improve  operational  efficiencies.  Estimated  closing  costs  of $6.9
         million have been recorded as restructuring and impairment  charges for
         the year ended June 30, 2001 and relate,  primarily,  to severance  and
         related  payroll and benefit  costs and the  write-down  of  long-lived
         assets.

(2)      During fiscal 1998, the Company completed its optional early redemption
         of all of its $52.4 million  then-outstanding  8-3/4% Senior Notes, due
         on March 15, 2001,  at 101.458% of par value.  As a result of the early
         redemption,  an  extraordinary  charge  of  $0.8  million,  net  of tax
         benefit, was recorded.  The extraordinary charge included the write-off
         of unamortized  deferred  financing  costs  associated  with the Senior
         Notes and the premium related to the early redemption.

(3)      Amounts  have been  retroactively  adjusted to reflect the  two-for-one
         stock split on September 2, 1997 and the  three-for-two  stock split on
         May 21, 1999.

(4)      As a result of the  Company's  adoption of SFAS No. 142,  "Goodwill and
         Other  Intangible  Assets",  amortization  of goodwill  and  intangible
         assets ceased on July 1, 2001.  The amount of  amortization  related to
         these  assets  in 2001,  2000,  1999 and  1998 was $1.8  million,  $1.8
         million, $1.7 million and $1.6 million, respectively.


                                       16
<PAGE>



ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
         OF OPERATIONS

         The  following  discussion  of  results  of  operations  and  financial
condition  is  based  upon,  and  should  be  read  in  conjunction   with,  the
Consolidated  Financial  Statements  of the Company and notes  thereto  included
under Item 8 of this Report.

FORWARD-LOOKING STATEMENTS

         Management's discussion and analysis of financial condition and results
of operations and other  sections of this annual report contain  forward-looking
statements  relating  to future  results of the  Company.  Such  forward-looking
statements are identified by use of forward-looking words such as "anticipates",
"believes",  "plans", "estimates",  "expects", and "intends" or words or phrases
of similar expression.  These forward-looking  statements are subject to various
assumptions, risks and uncertainties,  including, but not limited to, changes in
political and economic conditions, demand for the Company's products, acceptance
of new products, technology developments affecting the Company's products and to
those  matters  discussed  in the  Company's  filings  with the  Securities  and
Exchange  Commission.  Accordingly,  actual results could differ materially from
those contemplated by the forward-looking statements.

CRITICAL ACCOUNTING POLICIES

         The Company's  consolidated  financial statements have been prepared in
conformity with accounting principles generally accepted in the United States of
America which  requires  that certain  estimates  and  assumptions  be made that
affect the amounts and disclosures  reported in the those  financial  statements
and the related  accompanying  notes.  Actual  results  could  differ from these
estimates and  assumptions.  Management  uses its best judgment in valuing these
estimates and may, as warranted, solicit external advice. Estimates are based on
current facts and circumstances, prior experience and other assumptions believed
to be reasonable.  The following critical accounting policies, some of which are
impacted  significantly  by judgments,  assumptions  and  estimates,  affect the
Company's consolidated financial statements.

         RETAIL STORE ACQUISITIONS - The Company accounts for the acquisition of
retail  stores and related  assets in  accordance  with  Statement  of Financial
Accounting Standards ("SFAS") No. 141, "Business  Combinations",  which requires
application of the purchase method for all business combinations initiated after
June  30,  2001.   Accounting  for  these   transactions  as  purchase  business
combinations  requires  the  allocation  of  purchase  price  paid to the assets
acquired and  liabilities  assumed  based on their fair values as of the date of
the  acquisition.  The  amount  paid in excess of the fair  value of net  assets
acquired is accounted for as goodwill.

         IMPAIRMENT OF LONG-LIVED ASSETS AND GOODWILL - The Company periodically
evaluates  whether  events or  circumstances  have  occurred  that indicate that
long-lived  assets may not be recoverable or that the remaining  useful life may
warrant  revision.  When such events or circumstances  are present,  the Company
assesses the  recoverability  of long-lived  assets by  determining  whether the
carrying value will be recovered through the expected  undiscounted  future cash
flows  resulting from the use of the asset. In the event the sum of the expected
undiscounted  future cash flows is less than the carrying value of the asset, an
impairment loss equal to the excess of the asset's  carrying value over its fair
value is recorded.  The long-term nature of these assets requires the estimation
of its cash  inflows and outflows  several  years into the future and only takes
into  consideration  technological  advances known at the time of the impairment
test.

         In  accordance  with  SFAS No.  142,  "Goodwill  and  Other  Intangible
Assets",  which was adopted by the Company on July 1, 2001,  goodwill  and other
intangible assets are to be evaluated for impairment at the reporting unit level
on an annual basis and between  annual tests  whenever  events or  circumstances
indicate that the carrying  value of a reporting unit may exceed its fair value.
A  discounted  cash flow model is used to estimate the fair value of a reporting
unit.  This  model  requires  the  use  of  long-term   planning  forecasts  and
assumptions regarding industry-specific economic conditions that are outside the
control of the Company.


                                       17
<PAGE>

         ALLOWANCE  FOR DOUBTFUL  ACCOUNTS - The Company  maintains an allowance
for doubtful  accounts for estimated  losses resulting from the inability of its
customers to make required  payments.  The  allowance  for doubtful  accounts is
based on a review of specifically  identified accounts in addition to an overall
aging  analysis.  Judgments  are made  with  respect  to the  collectibility  of
accounts receivable based on historical  experience and current economic trends.
Actual losses could differ from those estimates.

         INVENTORIES  -  Inventories  (finished  goods,  work in process and raw
materials) are stated at the lower of cost, determined on a first-in,  first-out
basis,  or  market.  The  Company  estimates  an  inventory  reserve  for excess
quantities  and obsolete items based on specific  identification  and historical
write-offs,  taking into account future demand and market conditions.  If actual
demand  or  market  conditions  in the  future  are less  favorable  than  those
estimated, additional inventory write-downs may be required.

         REVENUE  RECOGNITION - Revenue is recognized when the risks and rewards
of  ownership  and title to the  product  have  transferred  to the buyer.  This
generally  occurs upon the shipment of goods to  independent  dealers or, in the
case of Ethan Allen-owned retail stores, upon delivery to the customer. Recorded
sales provide for estimated  returns and allowances.  The Company permits retail
customers  to return  defective  products  and  incorrect  shipments  for credit
against  other  purchases.  Terms  offered by the Company are  standard  for the
industry.

         BUSINESS  INSURANCE  RESERVES - The Company has  insurance  programs in
place to cover workers' compensation and property/casualty claims. The insurance
programs,  which are  funded  through  self-insured  retention,  are  subject to
various  stop-loss  limitations.  The Company  accrues  estimated  losses  using
actuarial models and assumptions  based on historical loss experience.  Although
management  believes  that the  insurance  reserves  are  adequate,  the reserve
estimates  are based on  historical  experience,  which may not be indicative of
current and future  losses.  In addition,  the  actuarial  calculations  used to
estimate insurance reserves are based on numerous assumptions, some of which are
subjective. The Company adjusts insurance reserves, as needed, in the event that
future loss experience differs from historical loss patterns.

         OTHER LOSS RESERVES - The Company has a number of other  potential loss
exposures  incurred in the  ordinary  course of business  such as  environmental
claims,   product  liability,   litigation,   restructuring   charges,  and  the
recoverability  of deferred income tax benefits.  Establishing loss reserves for
these matters requires management's estimate and judgment with regard to maximum
risk  exposure  and  ultimate  liability  or  realization.  As a  result,  these
estimates are often developed with the Company's  counsel,  or other appropriate
advisors,  and are based on management's current understanding of the underlying
facts and  circumstances.  Because  of  uncertainties  related  to the  ultimate
outcome of these issues or the  possibilities of changes in the underlying facts
and circumstances,  additional charges related to these issues could be required
in the future.

BASIS OF PRESENTATION

         Ethan  Allen  Interiors  Inc.  has no  material  assets  other than its
ownership of the capital stock of Ethan Allen Inc. and conducts all  significant
transactions  through  Ethan Allen  Inc.;  therefore,  substantially  all of the
financial information presented herein is that of Ethan Allen Inc.

RESULTS OF OPERATIONS

         Ethan Allen's revenues are comprised of wholesale sales to dealer-owned
and Company-owned  retail stores and retail sales of Company-owned  stores.  See
Note 16 to the Company's  Consolidated  Financial  Statements for the year ended
June 30, 2002. The components of consolidated  revenues and operating income are
as follows (in millions):



                                       18
<PAGE>

                                                  FISCAL YEARS ENDED JUNE 30,
                                              ----------------------------------
                                                 2002        2001        2000
                                              ---------    ---------   ---------
   REVENUE:
   Wholesale segment                          $ 660.8      $ 705.6     $ 691.1
   Retail segment                               459.6        419.3       372.1
   Elimination of inter-segment sales          (228.1)      (220.8)     (207.0)
                                               ------       ------      ------
     Consolidated Revenue                     $ 892.3      $ 904.1     $ 856.2
                                               ======       ======      ======

   OPERATING INCOME:
   Wholesale segment (1)                      $ 110.1      $ 100.5     $ 132.5
   Retail segment                                23.1         23.1        20.5
   Eliminations                                  (3.3)         2.4        (5.4)
                                               ------       ------     -------
     Consolidated Operating Income            $ 129.9      $ 126.0     $ 147.6
                                               ======       ======      ======

   (1)  The  Wholesale segment includes pre-tax restructuring and impairment
        charges of $5.1  million and $6.9  million in fiscal years 2002 and
        2001, respectively.


FISCAL 2002 COMPARED TO FISCAL 2001

         Consolidated  revenue  for  fiscal  year  2002 was  $892.3  million,  a
decrease of $11.8 million,  or 1.3%, from fiscal year 2001 consolidated  revenue
of $904.1 million.  The decrease in revenues was the result of a general decline
in  consumer  spending  throughout  most  of the  year,  partially  offset  by a
selective  price increase  effective  April 2001 and continued  expansion of the
retail segment.

         Total  wholesale  revenue  for fiscal  year 2002 was $660.8  million as
compared to $705.6  million in fiscal year 2001.  This  represents a decrease of
$44.8 million, or 6.4%, from fiscal year 2001. The decrease in wholesale revenue
was due,  primarily,  to  softening  demand as a result of a general  decline in
consumer  spending  during the last twelve months and, to a lesser  extent,  one
less production day in the current fiscal year as compared to the prior year.

         Total retail revenue from Ethan Allen-owned stores for fiscal year 2002
increased by $40.3  million,  or 9.6%, to $459.6  million from $419.3 million in
the prior year.  The  increase in retail sales by Ethan  Allen-owned  stores was
comprised of a $9.5 million (or 2.4%)  decrease in  comparable  store sales,  an
increase in sales generated by newly opened or acquired stores of $57.6 million,
and a decrease  resulting  from sold and closed  stores,  which  generated  $7.8
million fewer sales in fiscal year 2002 compared to fiscal year 2001. The number
of Ethan Allen-owned  stores increased to 103 as of June 30, 2002 as compared to
84 as of June 30, 2001.  During the last twelve months,  the Company acquired 20
stores from independent dealers,  sold 1 to an independent dealer,  opened 1 new
store,  and closed 1 store.  Of the stores acquired during fiscal 2002, 6 stores
were purchased from Mr. Edward Teplitz,  who subsequently  joined the Company as
Vice  President  of  Finance  (see  Part II,  Item 5 of the Form  10-Q  filed on
November  15,  2001).  In August  2002,  Mr.  Teplitz was named Chief  Financial
Officer of the Company.

         Comparable  stores are those which have been  operating for at least 15
months.  Minimal  net sales,  derived  from the  delivery  of  customer  ordered
product,  are  generated  during the first three months of  operations  of newly
opened  stores.  Stores  acquired  from  dealers by Ethan Allen are  included in
comparable store sales in their 13th full month of Ethan Allen-owned operations.

         Booked  orders for the year ended June 30,  2002 were  slightly  higher
than the same period in the prior year by 2.0%,  reflecting further expansion of
the Company's retail segment, offset by softening wholesale demand and a general
decline in consumer  spending.  During fiscal 2001,  booked orders declined 1.4%
from fiscal 2000  levels.  Total  booked  orders  include  wholesale  orders and
written orders of Company-owned retail stores.

         Gross profit for fiscal year 2002 increased  $7.6 million,  or 1.8%, to
$421.3  million from $413.7  million in fiscal year 2001.  The increase in gross
profit was primarily  attributable to (i) a higher proportionate share of retail
sales to total sales (52% in fiscal 2002 compared to 46% in fiscal  2001),  (ii)
lower  manufacturing


                                       19
<PAGE>

costs  resulting from favorable  pricing of raw  materials,  (iii)  efficiencies
gained as a result of plant  shutdowns  undertaken  in fiscal  2001 and (iv) the
impact of a selective price increase  effective  April 2001.  These factors were
partially  offset by lower  wholesale  sales volume.  Consolidated  gross margin
increased  to 47.2% for the year  ended  June 30,  2002 from  45.8% in the prior
year.  The gross  margin  was  positively  impacted  as a result of the  factors
identified previously, offset partially by sales volume associated with products
sold at lower margins.

         The Company recorded pre-tax  restructuring  and impairment  charges of
$5.1  million  and $6.9  million in the fourth  quarter of fiscal 2002 and 2001,
respectively, relating to the consolidation of certain manufacturing facilities.
The 2002 consolidation  plan involved the closure of one manufacturing  facility
as well as the rough mill  operation  of a separate  facility.  Closure of these
facilities  resulted in the  elimination of  approximately  220  employees;  150
employees  effective June 29, 2002,  and 70 employees  expected to be terminated
during the first  quarter of fiscal 2003.  In 2001,  the Company  announced  the
closure  of  three  of its  manufacturing  facilities  and  the  elimination  of
approximately 350 employees effective August 6, 2001. The closing costs recorded
in both periods consist, primarily, of severance and related payroll and benefit
costs and the write-down of long-lived assets.

         Including the restructuring and impairment  charges of $5.1 million and
$6.9 million in fiscal 2002 and 2001, respectively, operating expenses increased
to $291.4 million,  or 32.7% of net sales, for the year ended June 30, 2002 from
$287.6  million,  or 31.8% of net sales,  for the year ended June 30, 2001. This
increase is primarily  attributable  to further growth within the retail segment
and the higher proportionate share of retail sales to total sales experienced in
2002.  The  addition  of 19 net new  Company-owned  stores  since  June 2001 has
resulted in higher costs  associated with delivery and  warehousing,  occupancy,
advertising,  healthcare and design  consultant  salaries.  These increases were
partially offset by a decrease in distribution costs resulting from a decline in
the volume of wholesale shipments.

         Including the restructuring and impairment  charges of $5.1 million and
$6.9 million in fiscal 2002 and 2001, respectively,  operating income was $129.9
million,  or 14.6% of net sales,  for the year ended June 30,  2002  compared to
$126.0  million,  or 13.9% of net sales,  for the year ended June 30, 2001. This
represents an increase of $3.9 million, or 3.1%, which is primarily attributable
to the higher gross margin noted above,  partially offset by increased operating
expenses resulting from the continued expansion of the retail segment.

         Including the restructuring and impairment  charges of $5.1 million and
$6.9 million in fiscal 2002 and 2001,  respectively,  total wholesale  operating
income was $110.1 million,  or 16.7% of wholesale net sales,  for the year ended
June 30, 2002 compared to $100.5 million,  or 14.2% of wholesale net sales,  for
the year ended June 30, 2001. Wholesale operating income increased $9.6 million,
or 9.6%, in fiscal year 2002 due,  primarily,  to (i) lower  manufacturing costs
resulting from favorable pricing of raw materials, (ii) efficiencies gained from
plant  shutdowns  undertaken  in fiscal 2001 and (iii) the impact of a selective
price increase  effective April 2001,  partially offset by lower wholesale sales
volume and one less production day in the current fiscal year as compared to the
prior year.

         Operating income for the retail segment remained  relatively  unchanged
at $23.1 million, representing 5.0% and 5.5% of net retail sales in fiscal years
2002 and 2001,  respectively.  The level of retail operating income generated by
Company-owned  stores is primarily  attributable to a 2.4% decline in comparable
store sales and higher operating  expenses related to the addition of 19 net new
stores,  offset by improved  operational  efficiencies,  increased  sales volume
associated with new stores and a selective price increase effective April 2001.

         Interest and other miscellaneous  income of $3.0 million in fiscal year
2002  increased  $0.2  million  from  $2.8  million  in  fiscal  year  2001 due,
primarily,  to an increase  in interest  income  associated  with the  Company's
investment portfolio.


                                       20
<PAGE>

         Interest  expense,  including the  amortization  of deferred  financing
costs,  decreased  $0.2 million to $0.6 million in fiscal 2002  compared to $0.8
million in fiscal 2001 due to a decline in the Company's outstanding borrowings.

         Income tax expense of $50.0  million was recorded for the twelve months
ended June 30,  2002 as compared to $48.4  million for the twelve  months  ended
June 30, 2001. The Company's effective tax rate was 37.8% for both periods.

         For fiscal year 2002, the Company recorded net income of $82.3 million,
an increase of 3.3%, compared to $79.7 million in fiscal year 2001. Earnings per
diluted share for fiscal year 2002  amounted to $2.06,  an increase of $0.08 per
diluted  share,  or 4.0%,  from  $1.98  per  diluted  share in the  prior  year.
Excluding the restructuring and impairment  charges recorded in each period, net
income for  fiscal  year 2002 was $85.4  million  (or $2.14 per  diluted  share)
compared  to $84.0  million  (or $2.08 per  diluted  share) for fiscal year 2001
representing an increase of $0.06 per diluted share, or 2.9%.

FISCAL 2001 COMPARED TO FISCAL 2000

         Consolidated  revenue for fiscal year 2001 of $904.1 million  increased
by $47.9 million, or 5.6%, from fiscal year 2000 consolidated  revenue of $856.2
million.  Overall, sales growth resulted from new product offerings, a selective
price increase effective February 2000 and growth in the retail segment.

         Total  wholesale  revenue  for fiscal  year 2001 was $705.6  million as
compared to $691.1 million in fiscal year 2000. This represents a $14.5 million,
or 2.1%,  increase over fiscal year 2000. The increase in wholesale  revenue was
due to a selective  price  increase  effective  February  2000 and sales  volume
generated from new product  introductions at more affordable price points. These
increases were partially  offset by three fewer  production  days in the current
fiscal year as compared to the prior year.

         Total retail revenue from Ethan Allen-owned stores for fiscal year 2001
increased by $47.2 million,  or 12.7%,  to $419.3 million from $372.1 million in
the prior year.  The  increase in retail sales by Ethan  Allen-owned  stores was
attributable to a 10.0%, or $34.7 million,  increase in comparable  store sales,
an  increase in sales  generated  by newly  opened or  acquired  stores of $25.1
million,  partially  offset by sold and closed  stores,  which  generated  $12.6
million  less sales in fiscal year 2001 as  compared  to fiscal  year 2000.  The
number  of Ethan  Allen-owned  stores  increased  to 84 as of June  30,  2001 as
compared  to 82 as of June  30,  2000.  The  Company  acquired  1 store  from an
independent dealer, sold 4 to independent dealers, relocated 1 store, and opened
5 new stores.

         Booked orders for the year ended June 30, 2001 were slightly lower than
the same period in the prior year by 1.4%,  reflecting  slower economic  growth.
The prior  year's  increase in booked  orders was 16.0%.  Total  orders  include
wholesale orders and written business of Company-owned retail stores.

         Gross profit for fiscal year 2001 increased $13.1 million,  or 3.3%, to
$413.7  million  from  $400.6  million in fiscal  year 2000.  The $13.1  million
increase  in gross  profit was mainly due to higher  sales  volume,  a selective
price increase  effective  February 2000 and a higher percentage of retail sales
to total sales.  These increases were offset by a decline in the gross margin to
45.8% for the year ended June 30, 2001 from 46.8% in the prior  year.  The gross
margin was negatively impacted by changes in production scheduling mainly due to
new product  introductions  and from the sale of more affordably priced products
manufactured at lower margins.  Gross margins were also  negatively  impacted by
higher costs incurred due to plant expansions, including the start-up of the new
case goods  manufacturing  facility  in Dublin,  Virginia  and from other  plant
expansions initiated to increase production capacity and improve efficiencies.

         The Company recorded a pre-tax  restructuring  and impairment charge of
$6.9  million  in the  fourth  quarter  of  fiscal  year  2001  relating  to the
consolidation of three manufacturing  facilities in the fourth quarter of fiscal
year 2001.


                                       21
<PAGE>

         Including the  restructuring  and impairment  charge of $6.9 million in
2001,  operating expenses increased $34.6 million to $287.6 million, or 31.8% of
net sales,  in fiscal year 2001 from $253.0  million,  or 29.6% of net sales, in
fiscal year 2000.  This increase is primarily  attributable  to the expansion of
the retail  segment and from  increased  employee  benefits,  energy and utility
costs.

         Including the  restructuring  and impairment  charge of $6.9 million in
2001,  operating income was $126.0 million,  or 13.9% of net sales,  compared to
$147.6  million,  or 17.2% of net sales,  in fiscal year 2000. This represents a
decrease of $21.6 million,  or 14.6%,  primarily  attributable  to a lower gross
margin noted above,  higher operating  expenses resulting from the growth of the
retail  segment and an increase in employee  benefit,  energy and utility costs,
partially offset by higher sales volumes and a higher percentage of retail sales
to total sales.

         Including the  restructuring  and impairment  charge of $6.9 million in
2001, total wholesale operating income was $100.5 million, or 14.2% of wholesale
net sales,  compared to $132.5  million,  or 19.2% of  wholesale  net sales,  in
fiscal year 2000.  Wholesale operating income decreased $32.0 million, or 24.2%,
in fiscal year 2001. This decrease was  attributable  to three fewer  production
days in the twelve  month  period  ending  June 30,  2001 and from a lower gross
margin noted above.

         Operating income for the retail segment  increased by $2.6 million,  or
12.7%,  to $23.1 million,  or 5.5% of net retail sales,  from $20.5 million,  or
5.5% of net retail sales, in fiscal year 2000. The increase in retail  operating
income by Ethan Allen-owned stores is primarily  attributable to increased sales
volume and a selective price increase effective February 2000,  partially offset
by higher  operating  expenses  related to the addition of new stores and higher
compensation costs necessary to strengthen the staffing of the retail segment.

         Interest and other miscellaneous  income of $2.8 million increased $2.4
million from $0.4 million in fiscal year 2000 mainly due to the gain recorded on
a real property transaction and from an increase in investment income.

         Interest  expense,  including the  amortization  of deferred  financing
costs,  for fiscal year 2001  decreased by $0.5 million to $0.8 million,  due to
lower debt balances and lower amortization of deferred financing costs.

         Income tax expense of $48.4  million was recorded for the twelve months
ended June 30,  2001 as compared to $56.2  million for the twelve  months  ended
June 30, 2000.  The  Company's  effective tax rate was 37.8% in fiscal year 2001
and 38.3% in fiscal year 2000. The decline in the effective  income tax rate for
the  year  was  the  result  of  the  implementation  of  various  tax  planning
strategies.

         In fiscal year 2001, the Company  recorded net income of $79.7 million,
a decrease of 12.0%, compared to $90.6 million in fiscal year 2000. Earnings per
diluted share of $1.98 decreased  10.0%, or $0.22 per diluted share,  from $2.20
per diluted share in the prior year.

FINANCIAL CONDITION AND LIQUIDITY

         The  Company's  principal  sources  of  liquidity  are cash  flow  from
operations and borrowing  capacity under a revolving credit  facility.  Net cash
provided by operating  activities totaled $125.3 million for fiscal year 2002 as
compared to $87.6 million in fiscal year 2001 and $104.9  million in fiscal year
2000.  The  increase in net cash  provided  by  operating  activities  resulted,
principally,  from lower inventory  levels and an increase in customer  deposits
offset,  partially,  by changes in other  working  capital  balances  during the
twelve  months  ended June 30,  2002 as compared to the same period in the prior
year. The majority of the decrease in inventory  levels  resulted from temporary
plant shutdowns during the last twelve months and reductions made in on-hand raw
materials.  The  increase  in  customer  deposits  resulted  from  retail  store
acquisitions completed during the year.


                                       22
<PAGE>

         During fiscal year 2002,  capital spending,  exclusive of acquisitions,
totaled  $31.1  million as compared to $38.5 million and $42.1 million in fiscal
2001  and  2000,  respectively.   The  current  level  of  capital  spending  is
principally  attributable to a decline in manufacturing expansion and technology
improvements,  partially  offset by increased  costs  associated  with new store
development and renovation.  Capital expenditures in fiscal year 2003, exclusive
of acquisitions, are anticipated to be approximately $35.0 million. In addition,
the  Company  expects to incur  expenditures  for retail and other  acquisitions
totaling  $35.0 million during fiscal year 2003.  The Company  anticipates  that
cash from  operations will be sufficient to fund such capital  expenditures  and
acquisitions.

         Net cash used in financing  activities  totaled $29.3 million in fiscal
year 2002 as compared to $15.0  million in fiscal year 2001 and $47.0 million in
fiscal year 2000. The increase in net cash used in financing  activities  during
fiscal 2002 is the result of an increase in payments to acquire  treasury  stock
and the  absence  of  borrowing  and  repayment  activity  under  the  Company's
revolving  credit  facility.  Total debt  outstanding  at June 30, 2002 was $9.3
million.  At June 30, 2002 there were no revolving  loans  outstanding and $19.5
million  of trade and  standby  letters of credit  outstanding  under the credit
facility.  The Company had $105.5 million  available under its revolving  credit
facility at June 30, 2002.

         In June 2002, Standard & Poor's ("S&P") raised its corporate and senior
unsecured  credit  ratings on Ethan  Allen to "A-" from  "BBB+".  S&P citied the
Company's solid business position and operating performance,  both stemming from
a well-known brand name, the  effectiveness  of its  distribution  through Ethan
Allen  galleries,  a  strong  product  portfolio,  efficient  manufacturing  and
low-cost  position,  as the primary factors considered in arriving at the rating
change.

         The Company has been authorized by its Board of Directors to repurchase
its common stock from time to time,  either directly or through  agents,  in the
open market at prices and on terms satisfactory to the Company. The Company also
repurchases  shares of common  stock  from  terminated  or  retiring  employee's
accounts  in the Ethan  Allen  Retirement  Savings  Plan and  retires  shares of
unvested  restricted  stock. All of the Company's  common stock  repurchases and
retirements  are  recorded  as  treasury  stock  and  result in a  reduction  of
shareholders'  equity.  During  fiscal  years 2002,  2001 and 2000,  the Company
repurchased and/or retired the following shares of its common stock:

                                             2002         2001(1)       2000
                                          -----------   ----------   -----------

     Common shares repurchased              1,059,226       61,006     1,928,350
     Cost to repurchase common shares     $31,865,423   $1,069,587   $49,605,555
     Average price per share                   $30.08       $17.53        $25.72

     (1)  Includes the repurchase of 28,000 shares at $.01 per share  previously
          issued under the Company's  Restricted Stock Award Plan. Excluding the
          effect of these repurchases, the average price per share was $32.40.

         The Company  funded its  purchases  through  cash from  operations  and
through revolver loan borrowings under its existing credit facility.  As of June
30,  2002,  the Company  had a remaining  Board  authorization  to purchase  1.7
million shares.

         As of June 30, 2002,  aggregate scheduled  maturities of long-term debt
for each of the next five fiscal  years are $0.1  million,  $0.1  million,  $4.7
million, $0.1 million and $0.1 million,  respectively.  Management believes that
its cash flow from  operations,  together  with its other  available  sources of
liquidity,  will be adequate to make all  required  payments  of  principal  and
interest on its debt, to permit  anticipated  capital  expenditures  and to fund
working  capital and other cash  requirements.  As of June 30, 2002, the Company
had working capital of $189.6 million and a current ratio of 2.47 to 1.


                                       23
<PAGE>

IMPACT OF INFLATION

         The Company does not believe that  inflation has had a material  impact
on its  profitability  during  the last three  fiscal  years.  In the past,  the
Company  has  generally  been able to  increase  prices to offset  increases  in
operating costs and effectively manage its working capital.

INCOME TAXES

         At June 30, 2002,  the Company has  approximately  $10.7 million of net
operating  loss  carryovers  ("NOL's")  for  federal  income tax  purposes.  The
Recapitalization  in 1993  triggered an  "ownership  change" of the Company,  as
defined  in  Section  382 of the  Internal  Revenue  Code of 1986,  as  amended,
resulting in an annual limitation on the utilization of the NOL's by the Company
of approximately $3.9 million.

NEW ACCOUNTING PRONOUNCEMENTS

         In October 2001,  the Financial  Accounting  Standards  Board  ("FASB")
issued SFAS No. 144,  "Accounting  for the  Impairment or Disposal of Long-Lived
Assets" which addresses financial accounting and reporting for the impairment or
disposal of long-lived  assets.  While  Statement 144  supercedes  SFAS No. 121,
"Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to
Be Disposed Of", it retains the  fundamental  provisions of that  Statement.  In
addition,   the  standard  provides  guidance  on  estimating  cash  flows  when
performing  a  recoverability  test,  requires  that a  long-lived  asset  to be
disposed of, other than by sale,  be  classified  as "held and used" until it is
disposed of and establishes  more  restrictive  criteria to classify an asset as
"held for sale".  SFAS No. 144 also supercedes  Accounting  Principles  Bulletin
("APB")  Opinion No. 30,  "Reporting  the Results of  Operations - Reporting the
Effects of Disposal of a Segment of a Business,  and Extraordinary,  Unusual and
Infrequently  Occurring  Events and  Transactions",  regarding the disposal of a
SEGMENT OF A  BUSINESS  (as  previously  defined  in that  Opinion),  and amends
Accounting   Research   Bulletin   ("ARB")  No.  51,   "Consolidated   Financial
Statements",  to eliminate the exception to  consolidation  for a subsidiary for
which  control  is likely to be  temporary.  Statement  144 was  adopted  by the
Company on July 1, 2002.  The Company does not  anticipate  that adoption of the
standard  will have a material  effect on its  financial  position or results of
operations.

         In April  2002,  the FASB  issued  SFAS No.  145,  "Rescission  of FASB
Statements No. 4, 44, and 64,  Amendment of FASB Statement No. 13, and Technical
Corrections".  The standard  rescinds  Statement 4 which  required all gains and
loses  from  extinguishment  of  debt  to  be  aggregated  and,  when  material,
classified as an extraordinary item net of related income tax effect.  Statement
145 also amends Statement 13 to require that certain lease modifications  having
economic effects similar to sale-leaseback  transactions be accounted for in the
same manner as sale-leaseback  transactions.  The Company adopted the provisions
of the standard  related to the  rescission of Statement 4 on July 1, 2002.  The
provisions of the standard related to Statement 13 were adopted for transactions
occurring  after May 15, 2002.  The Company does not expect this  Statement will
have a material effect on its financial position or results of operations.

         In June 2002,  the FASB  issued  SFAS No.  146,  "Accounting  for Costs
Associated  with  Exit  or  Disposal   Activities"  which  addresses   financial
accounting and reporting for costs  associated with exit or disposal  activities
and  nullifies  Emerging  Issues  Task Force  ("EITF")  Issue  94-3,  "Liability
Recognition for Certain Employee Termination Benefits and Other Costs to Exit an
Activity  (including Certain Costs Incurred in a  Restructuring)".  The standard
requires   companies  to  recognize  costs  associated  with  exit  or  disposal
activities  when they are incurred rather than at the date of a commitment to an
exit or disposal plan.  Examples of costs covered by the standard  include lease
termination costs and certain employee  severance costs that are associated with
a  restructuring,  discontinued  operation,  plant  closing,  or  other  exit or
disposal  activity.  The provisions of this Statement are required to be applied
to exit or disposal  activities  that are initiated after December 31, 2002. The
Company  does not  expect  this  Statement  will have a  material  effect on its
financial position or results of operations.


                                       24
<PAGE>

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

         The  Company is exposed to  interest  rate risk  primarily  through its
borrowing  activities.  The Company's  policy has been to utilize  United States
dollar denominated  borrowings to fund its working capital and investment needs.
Short-term debt, if required,  is used to meet working capital  requirements and
long-term  debt is generally  used to finance  long-term  investments.  There is
inherent  rollover risk for borrowings as they mature and are renewed at current
market rates. The extent of this risk is not quantifiable or predictable because
of the variability of future interest rates and the Company's  future  financing
requirements.  At June 30, 2002, the Company had $0.1 million of short-term debt
outstanding and $9.2 million of total long-term debt outstanding.

         The  Company  has  one  debt  instrument  outstanding  with a  variable
interest rate. This debt instrument has a principal  balance of $4.6 million and
matures in 2004.  Based on the principal  outstanding in 2002, a  one-percentage
point  increase in the variable  interest  rate would not have had a significant
impact on the Company's 2002 interest expense.

         Currently,  the  Company  does  not  enter  into  financial  instrument
transactions  for trading or other  speculative  purposes or to manage  interest
rate exposure.


                                       25
<PAGE>

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA



                          INDEPENDENT AUDITORS' REPORT
                          ----------------------------


The Board of Directors and Shareholders
Ethan Allen Interiors Inc.:


We have  audited the  accompanying  consolidated  balance  sheets of Ethan Allen
Interiors Inc. and Subsidiary  (the "Company") as of June 30, 2002 and 2001, and
the related  consolidated  statements of operations,  shareholders'  equity, and
cash flows for each of the years in the  three-year  period ended June 30, 2002.
In connection with our audits of the consolidated financial statements,  we also
have audited the financial statement schedule listed in the index under Item No.
14. The consolidated  financial  statements and financial statement schedule are
the responsibility of the Company's management. Our responsibility is to express
an opinion on the  consolidated  financial  statements  and financial  statement
schedule based on our audits.

We conducted our audits in accordance with auditing standards generally accepted
in the  United  States of  America.  Those  standards  require  that we plan and
perform the audit to obtain  reasonable  assurance  about  whether the financial
statements are free of material misstatement.  An audit includes examining, on a
test basis,  evidence  supporting  the amounts and  disclosures in the financial
statements.  An audit also includes assessing the accounting principles used and
significant  estimates  made by  management,  as well as evaluating  the overall
financial  statement  presentation.   We  believe  that  our  audits  provide  a
reasonable basis for our opinion.

In our opinion, the consolidated  financial statements referred to above present
fairly,  in all  material  respects,  the  financial  position  of  Ethan  Allen
Interiors  Inc. and  Subsidiary as of June 30, 2002 and 2001, and the results of
their  operations  and their cash flows for each of the years in the  three-year
period ended June 30, 2002, in conformity with accounting  principles  generally
accepted  in the United  States of  America.  Also in our  opinion,  the related
financial  statement  schedule,   when  considered  in  relation  to  the  basic
consolidated  financial  statements taken as a whole,  presents  fairly,  in all
material respects, the information set forth therein.







                                                                   /s/  KPMG LLP

Stamford, Connecticut
August 7, 2002


                                       26
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY
                           CONSOLIDATED BALANCE SHEETS
                             JUNE 30, 2002 AND 2001
                        (In thousands, except share data)
<TABLE>
<CAPTION>
                                                                                       2002                     2001
                                                                                     ---------                --------
<S>                                                                                   <C>                      <C>

ASSETS

Current assets:
  Cash and cash equivalents                                                           $  75,688               $  48,112
  Accounts receivable, less allowance for
    doubtful accounts of $2,019 at June 30,
      2002 and $2,679 at June 30, 2001                                                   32,845                  33,055
  Inventories, net (note 3)                                                             174,147                 176,036
  Prepaid expenses and other current assets                                              18,731                  18,085
  Deferred income taxes (note 11)                                                        17,345                  14,789
                                                                                       --------                --------
     Total current assets                                                               318,756                 290,077

Property, plant and equipment, net (note 4)                                             293,626                 268,659
Intangible assets, net (note 5)                                                          69,708                  52,863
Other assets                                                                              6,665                   7,519
                                                                                       --------                --------
     Total assets                                                                     $ 688,755               $ 619,118
                                                                                       ========                ========

LIABILITIES AND SHAREHOLDERS' EQUITY

Current liabilities:
  Current maturities of long-term debt and
    capital lease obligations (notes 6 and 7)                                         $     107               $     131
  Customer deposits                                                                      42,966                  35,790
  Accounts payable                                                                       38,027                  27,998
  Accrued compensation and benefits                                                      30,190                  27,766
  Accrued expenses                                                                       17,838                  16,169
                                                                                       --------                --------
     Total current liabilities                                                          129,128                 107,854

Long-term debt (note 6)                                                                   9,214                   9,356
Other long-term liabilities                                                               2,066                   2,712
Deferred income taxes (note 11)                                                          37,158                  34,413
                                                                                       --------                --------
     Total liabilities                                                                  177,566                 154,335

Shareholders' equity (notes 8, 9 and 10):
  Class A common stock, par value $.01, 150,000,000
    shares authorized, 45,252,880 shares issued at
    June 30, 2002 and 45,138,046 shares issued at
    June 30, 2001                                                                           453                     451
  Preferred stock, par value $.01, 1,055,000 shares
    authorized, no shares issued and outstanding at
    June 30, 2002 and 2001                                                                   -                       -
  Additional paid-in capital                                                            277,694                 274,645
                                                                                       --------                --------
                                                                                        278,147                 275,096
  Less:
    Treasury  stock (at cost),  6,794,510  shares at
    June 30, 2002 and 5,735,284 shares at June 30,
    2001                                                                               (161,428)               (129,562)

  Retained earnings                                                                     394,470                 319,249
                                                                                       --------                --------
    Total shareholders' equity                                                          511,189                 464,783
                                                                                       --------                --------
     Total liabilities and shareholders' equity                                       $ 688,755               $ 619,118
                                                                                       ========                ========

</TABLE>


See accompanying notes to consolidated financial statements.



                                       27
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY
                      CONSOLIDATED STATEMENTS OF OPERATIONS
                FOR THE YEARS ENDED JUNE 30, 2002, 2001 AND 2000
                      (In thousands, except per share data)

<TABLE>
<CAPTION>

                                                                    2002               2001              2000
                                                                  --------           --------          --------
<S>                                                               <C>                <C>               <C>

Net sales                                                         $892,288           $904,133          $856,171
Cost of sales                                                      470,975            490,477           455,561
                                                                  --------           --------          --------
       Gross profit                                                421,313            413,656           400,610

Operating expenses:
  Selling                                                          163,122            160,394           144,327
  General and administrative                                       123,168            120,309           108,702
  Restructuring and impairment charge (note 2)                       5,123              6,906                -
                                                                  --------           --------          --------
   Total operating expenses                                        291,413            287,609           253,029
                                                                  --------           --------          --------

       Operating income                                            129,900            126,047           147,581

Interest and other miscellaneous
  income, net                                                        2,984              2,814               443

Interest and other related financing
  costs                                                                640                758             1,254
                                                                  --------           --------          --------
       Income before income taxes                                  132,244            128,103           146,770

Income tax expense (note 11)                                        49,988             48,423            56,200
                                                                  --------           --------          --------

Net income                                                        $ 82,256           $ 79,680          $ 90,570
                                                                   =======            =======           =======

Per share data (notes 8 and 9):

  Net income per basic share                                      $   2.12           $   2.02          $   2.25
                                                                   =======            =======           =======

  Basic weighted average common shares                              38,828             39,390            40,301


  Net income per diluted share                                    $   2.06           $   1.98          $   2.20
                                                                   =======            =======           =======

  Diluted weighted average common shares                            39,942             40,321            41,198


  Dividends declared per common share                             $   0.18           $   0.16          $   0.16
                                                                   =======            =======           =======

</TABLE>


See accompanying notes to consolidated financial statements.



                                       28
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY
                      CONSOLIDATED STATEMENTS OF CASH FLOWS
                FOR THE YEARS ENDED JUNE 30, 2002, 2001 AND 2000
                                 (In thousands)

<TABLE>
<CAPTION>

                                                                           2002              2001              2000
                                                                         --------          --------          --------
<S>                                                                     <C>               <C>               <C>

Operating activities:
  Net income                                                            $ 82,256           $ 79,680          $ 90,570
  Adjustments to reconcile net income to net
   cash provided by operating activities:
      Depreciation and amortization                                       19,314             20,220            16,975
      Restructuring and impairment charge                                  4,134              6,356                -
      Compensation expense related to
        restricted stock award                                               140                552               898
      Provision for deferred income taxes                                    189             (3,339)           (1,806)
      Other non-cash (benefit) charge                                     (1,103)            (2,289)             (424)
  Change in assets and liabilities, net of the
    effects of acquired and divested businesses:
      Accounts receivable                                                 (2,390)             1,334              (783)
      Inventories                                                         16,641            (18,964)           (9,243)
      Prepaid and other current assets                                     1,364             (1,665)           (3,181)

      Other assets                                                           401             (1,528)             (973)
      Customer deposits                                                    7,176             (6,732)           11,312
      Income taxes and accounts payable                                   (4,074)             5,760            (5,857)
      Accrued expenses                                                     1,921              7,083             7,140
      Other liabilities                                                     (646)             1,119               223
                                                                         -------            -------           -------

Net cash provided by operating activities                                125,323             87,587           104,851
                                                                         -------            -------           -------

Investing activities:
  Proceeds from the disposal of property,
    plant, and equipment                                                   4,873              9,214             1,112
  Capital expenditures                                                   (31,078)           (38,516)          (42,065)
  Acquisitions                                                           (42,403)            (9,722)          (12,631)
  Other                                                                      143                532               805
                                                                         -------            -------           -------

Net cash used in investing activities                                    (68,465)           (38,492)          (52,779)
                                                                         -------            -------           -------
Financing activities:
  Borrowings on revolving credit facility                                      -              1,500            78,000
  Payments on revolving credit facility                                        -             (9,500)          (70,000)
  Other payments on long-term debt and
    capital leases                                                          (166)              (420)             (768)
  Payments to acquire treasury stock                                     (24,668)            (1,069)          (49,606)
  Net proceeds from issuance of common stock                               1,753                759             2,351
  Increase in deferred financing costs                                         -                  -              (524)
  Dividends paid                                                          (6,201)            (6,277)           (6,469)
                                                                         -------            --------          -------

Net cash used in financing activities                                    (29,282)           (15,007)          (47,016)
                                                                         -------            -------           -------

Net increase in cash and cash equivalents                                 27,576             34,088             5,056

Cash and cash equivalents - beginning of year                             48,112             14,024             8,968
                                                                         -------            -------           -------
Cash and cash equivalents - end of year                                 $ 75,688           $ 48,112          $ 14,024
                                                                         =======            =======           =======


Supplemental disclosure:
  Cash payments for:
         Income taxes                                                   $ 44,815           $ 50,365          $ 61,319
         Interest                                                            522                618               980


See accompanying notes to consolidated financial statements.
</TABLE>


                                       29
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY
                 CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY
                FOR THE YEARS ENDED JUNE 30, 2002, 2001 AND 2000
                        (In thousands, except share data)
<TABLE>
<CAPTION>
                                                                 Additional
                                                 Common            Paid-in         Treasury          Retained
                                                 Stock            Capital            Stock           Earnings          Total
                                                 ------          ----------        --------          --------          -----
<S>                                              <C>              <C>              <C>               <C>              <C>

Balance at June 30, 1999                         $ 447            $267,286         $(78,887)         $161,689         $350,535

Issuance of 414,593 shares of
  common stock upon the exercise
  of stock options and restricted
  stock award compensation (note 10)                 4               3,245               -                 -             3,249

Purchase of 1,928,350 shares of
  treasury stock (note 8)                           -                   -           (49,606)               -           (49,606)

Dividends declared on common stock                  -                   -                -             (6,418)          (6,418)

Tax benefit associated with the
  exercise of employee stock
  options and warrants                              -                2,179               -                 -             2,179

Net income                                          -                   -                -             90,570           90,570
                                                  ----             -------           ------           -------          -------

Balance at June 30, 2000                           451             272,710         (128,493)          245,841          390,509

Issuance of 56,662 shares of
  common stock upon the exercise
  of stock options and restricted
  stock award compensation (note 10)                -                1,311               -                 -             1,311

Purchase of 61,006 shares of
  treasury stock (note 8)                           -                   -            (1,069)               -            (1,069)

Dividends declared on common stock                  -                   -                -             (6,272)          (6,272)

Tax benefit associated with the
  exercise of employee stock
  options and warrants                              -                  624               -                 -               624

Net income                                          -                   -                -             79,680           79,680
                                                  ----             -------          -------           -------          -------

Balance at June 30, 2001                           451             274,645         (129,562)          319,249          464,783

Issuance of 114,834 shares of
  common stock upon the exercise
  of stock options and restricted
  stock award compensation (note 10)                 2               1,891                -                -             1,893

Purchase of 1,059,226 shares of
  treasury stock                                    -                   -           (31,866)               -           (31,866)

Dividends declared on common stock                  -                   -                -             (7,035)          (7,035)

Charge for early vesting of stock
  options                                           -                  137               -                 -               137

Tax benefit associated with the
  exercise of employee stock
  options and warrants (note 8)                     -                1,021               -                 -             1,021

Net income                                          -                   -                -             82,256           82,256
                                                  ----             -------          -------           -------          -------

Balance at June 30, 2002                         $ 453            $277,694        $(161,428)         $394,470         $511,189
                                                  ====             =======          =======           =======          =======

See accompanying notes to consolidated financial statements.
</TABLE>


                                       30
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS



(1)      SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

         BASIS OF PRESENTATION

         Ethan Allen  Interiors Inc. (the  "Company") is a Delaware  corporation
         incorporated  on May 25, 1989. The  consolidated  financial  statements
         include the accounts of the Company, its wholly-owned  subsidiary Ethan
         Allen  Inc.  ("Ethan  Allen")  and  Ethan  Allen's  subsidiaries.   All
         intercompany  accounts and  transactions  have been  eliminated  in the
         consolidated  financial statements.  All of Ethan Allen's capital stock
         is owned by the  Company.  The Company has no other assets or operating
         results other than those associated with its investment in Ethan Allen.

         NATURE OF OPERATIONS

         The  Company,  through  its  wholly-owned  subsidiary,   is  a  leading
         manufacturer  and retailer of quality home furnishings and sells a full
         range of  furniture  products  and  decorative  accessories  through an
         exclusive  network  of 316  retail  stores,  of  which  103  are  Ethan
         Allen-owned  and 213 are  independently  owned.  The  Company's  retail
         stores are  primarily  located  in North  America,  with 20  additional
         stores located  abroad.  Ethan Allen has 17  manufacturing  facilities,
         including 3 sawmill operations, located throughout the United States.

         USE OF ESTIMATES

         The  preparation of financial  statements in conformity with accounting
         principles  generally accepted in the United States of America requires
         management to make estimates and  assumptions  that affect the reported
         amounts of assets and liabilities  and disclosure of contingent  assets
         and  liabilities  at the  date  of the  financial  statements  and  the
         reported amounts of revenues and expenses during the reporting  period.
         Actual results could differ from those estimates.

         RECLASSIFICATIONS

         Certain  reclassifications  have  been made to prior  years'  financial
         statements  in order to conform  to the  current  year's  presentation.
         These  changes did not have a material  impact on  previously  reported
         results of operations or shareholders' equity.

         CASH EQUIVALENTS

         The Company  considers all highly liquid cash investments with original
         maturities of three months or less to be cash equivalents.

         INVENTORIES

         Inventories  are stated at the lower of cost  (first-in,  first-out) or
         market.

         PROPERTY, PLANT AND EQUIPMENT

         Property, plant and equipment are stated at cost. Depreciation of plant
         and  equipment  is  provided  over the  estimated  useful  lives of the
         respective assets on a straight-line  basis.  Estimated useful lives of
         the respective  assets  generally  range from twenty to forty years for
         buildings and improvements and from three to twenty years for machinery
         and equipment.


                                       31
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         RETAIL STORE ACQUISITIONS

         The Company  accounts for the  acquisition of retail stores and related
         assets in accordance with SFAS No. 141, "Business Combinations",  which
         requires   application   of  the  purchase   method  for  all  business
         combinations  initiated  after  June 30,  2001.  Accounting  for  these
         transactions as purchase business  combinations requires the allocation
         of purchase price paid to the assets acquired and  liabilities  assumed
         based on their  fair  values  as of the  date of the  acquisition.  The
         amount  paid in  excess of the fair  value of net  assets  acquired  is
         accounted for as goodwill.

         INTANGIBLE ASSETS

         The Company's intangible assets are comprised,  primarily, of goodwill,
         which  represents  the excess of cost over the fair value of net assets
         acquired,  product  technology,  and  trademarks.  On July 1, 2001, the
         Company  adopted the  provisions  of SFAS No. 142,  "Goodwill and Other
         Intangible  Assets".  In re-assessing  the useful lives of its goodwill
         and other intangible assets upon adoption of the standard,  the Company
         determined these assets to have indefinite  useful lives.  Accordingly,
         amortization  of these  assets  ceased on that  date.  Prior to July 1,
         2001,  these assets were amortized on a straight-line  basis over forty
         years.

         Statement 142 requires that the Company  annually perform an impairment
         analysis  to assess  the  recoverability  of the  recorded  balance  of
         goodwill and other intangible  assets.  The provisions of the Statement
         indicate that the impairment  test should be conducted more  frequently
         if events occur or circumstances change that would more likely than not
         reduce  the fair  value of a  reporting  unit (as  defined)  below  its
         carrying value. The Company  performed an initial  impairment  analysis
         upon adoption of the standard.  No impairment losses were recorded as a
         result of that analysis.

         FINANCIAL INSTRUMENTS

         The carrying value of the Company's financial instruments  approximates
         fair value.

         INCOME TAXES

         Income taxes are accounted  for under the asset and  liability  method.
         Deferred tax assets and  liabilities  are recognized for the future tax
         consequences   attributable   to  differences   between  the  financial
         statement carrying amounts of existing assets and liabilities and their
         respective tax bases and operating  loss and tax credit  carryforwards.
         Deferred  tax assets and  liabilities  are measured  using  enacted tax
         rates  expected to apply to taxable  income in the years in which those
         temporary  differences  are expected to be  recovered  or settled.  The
         effect on deferred tax assets and  liabilities of a change in tax rates
         is recognized in income in the period that includes the enactment date.

         REVENUE RECOGNITION

         Sales are recorded to dealers  when goods are  shipped,  at which point
         title has  passed.  Sales made  through  Ethan  Allen-owned  stores are
         recognized when delivery is made to the customer.

         SHIPPING AND HANDLING COSTS

         Ethan Allen's policy is to sell its products at the same delivered cost
         to all retailers nationwide,  regardless of their shipping point. Costs
         incurred to deliver  finished  goods to the  consumer  are expensed and
         recorded in selling, general and administrative expenses.  Shipping and
         handling costs were $60.4 million, $59.8 million, and $54.4 million for
         fiscal years 2002, 2001, and 2000, respectively.


                                       32
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         ADVERTISING COSTS

         Advertising  costs  are  expensed  when  first  aired  or  distributed.
         Advertising  costs for the fiscal years 2002, 2001 and 2000, were $44.2
         million,  $45.9  million,  and  $44.4  million,  respectively.  Prepaid
         advertising  costs at June 30, 2002 and 2001 were $4.2 million and $4.3
         million, respectively.

         CLOSED STORE EXPENSES

         Future  expenses,  such as rent and real estate taxes,  net of expected
         lease or  sublease  recovery,  which  will be  incurred  subsequent  to
         vacating a closed Ethan  Allen-owned  store,  are charged to operations
         upon a formal decision to close the store.

         EARNINGS PER SHARE

         The Company computes basic earnings per share by dividing net income by
         the  weighted  average  number of  common  shares  outstanding  for the
         period.  Diluted earnings per share reflect the potential dilution that
         could occur if all potentially dilutive common shares were exercised.

         STOCK COMPENSATION

         As permitted by SFAS No. 123 "Accounting for Stock Based Compensation",
         the Company follows the provisions of APB No. 25, "Accounting for Stock
         Issued to Employees",  and related  interpretations,  in accounting for
         compensation expense related to the issuance of stock options.

         COMPREHENSIVE INCOME

         The Company does not have any  components  of  comprehensive  income as
         defined under SFAS No. 130, "Reporting Comprehensive Income".

         DERIVATIVE INSTRUMENTS

         The Company adopted SFAS No. 133,  "Accounting  for Certain  Derivative
         Instruments  and Certain  Hedging  Activities"  and SFAS No. 138, which
         later amended  Statement  133, in fiscal year 2001.  Upon review of its
         current contracts, the Company has determined that it has no derivative
         instruments as defined under these standards.

         NEW ACCOUNTING STANDARDS

         In October  2001,  the FASB issued SFAS No.  144,  "Accounting  for the
         Impairment or Disposal of Long-Lived Assets" which addresses  financial
         accounting  and reporting for the  impairment or disposal of long-lived
         assets.  While Statement 144 supercedes  SFAS No. 121,  "Accounting for
         the  Impairment of Long-Lived  Assets and for  Long-Lived  Assets to Be
         Disposed Of", it retains the fundamental  provisions of that Statement.
         In addition,  the standard  provides  guidance on estimating cash flows
         when performing a recoverability test, requires that a long-lived asset
         to be disposed of, other than by sale, be classified as "held and used"
         until it is disposed of and establishes  more  restrictive  criteria to
         classify an asset as "held for sale".  SFAS No. 144 also supercedes APB
         Opinion No. 30,  "Reporting  the Results of  Operations - Reporting the
         Effects of  Disposal  of a Segment of a  Business,  and  Extraordinary,
         Unusual and Infrequently Occurring Events and Transactions",  regarding
         the disposal of a SEGMENT OF A BUSINESS (as previously  defined in that
         Opinion),  and amends ARB No. 51, "Consolidated  Financial Statements",
         to eliminate the exception to consolidation  for a subsidiary for which
         control is likely to be  temporary.  Statement  144 was  adopted by the
         Company on July 1, 2002. The Company does not anticipate  that adoption
         of the standard will have a material  effect on its financial  position
         or results of operations.


                                       33
<PAGE>


                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         In April  2002,  the FASB  issued  SFAS No.  145,  "Rescission  of FASB
         Statements  No. 4, 44, and 64,  Amendment of FASB Statement No. 13, and
         Technical  Corrections".   The  standard  rescinds  Statement  4  which
         required  all  gains  and  loses  from  extinguishment  of  debt  to be
         aggregated and, when material,  classified as an extraordinary item net
         of related income tax effect. Statement 145 also amends Statement 13 to
         require  that  certain  lease  modifications  having  economic  effects
         similar to  sale-leaseback  transactions  be accounted  for in the same
         manner  as  sale-leaseback   transactions.   The  Company  adopted  the
         provisions of the standard  related to the rescission of Statement 4 on
         July 1, 2002.  The  provisions of the standard  related to Statement 13
         were adopted for transactions occurring after May 15, 2002. The Company
         does not  expect  this  Statement  will have a  material  effect on its
         financial position or results of operations.

         In June 2002,  the FASB  issued  SFAS No.  146,  "Accounting  for Costs
         Associated with Exit or Disposal  Activities" which addresses financial
         accounting  and  reporting for costs  associated  with exit or disposal
         activities and nullifies EITF Issue 94-3,  "Liability  Recognition  for
         Certain  Employee  Termination  Benefits  and  Other  Costs  to Exit an
         Activity  (including Certain Costs Incurred in a  Restructuring)".  The
         standard requires  companies to recognize costs associated with exit or
         disposal activities when they are incurred rather than at the date of a
         commitment  to an exit or disposal  plan.  Examples of costs covered by
         the  standard  include  lease  termination  costs and certain  employee
         severance costs that are associated with a restructuring,  discontinued
         operation,  plant  closing,  or other exit or  disposal  activity.  The
         provisions  of this  Statement  are  required  to be applied to exit or
         disposal  activities  that are initiated  after  December 31, 2002. The
         Company does not expect this Statement  will have a material  effect on
         its financial position or results of operations.

(2)      RESTRUCTURING AND IMPAIRMENT CHARGE

         During each of the last two fiscal  years,  the Company  developed  and
         executed plans to consolidate its  manufacturing  operations as part of
         an overall  strategy to maximize  production  efficiencies and maintain
         its  competitive  advantage.  In the fourth quarter of fiscal 2002, the
         Company  initiated  a plan  which  involved  the  closure of one of its
         manufacturing  facilities  as well as the  rough  mill  operation  of a
         separate  facility.   Closure  of  these  facilities  resulted  in  the
         elimination of  approximately  220 employees;  150 employees  effective
         June 29, 2002,  and 70 employees  expected to be terminated  during the
         first quarter of fiscal 2003. A pre-tax  restructuring  and  impairment
         charge of $5.1  million was recorded  for costs  associated  with these
         plant closings,  of which $2.0 million  principally relates to employee
         severance  and  benefits  costs and plant exit costs,  and $3.1 million
         relates to a fixed asset  impairment  charge,  primarily for properties
         and machinery and equipment of the closed facilities.

         In the fourth quarter of fiscal 2001, the Company announced the closure
         of  three  of its  manufacturing  facilities  and  the  elimination  of
         approximately  350  employees  effective  August  6,  2001.  A  pre-tax
         restructuring  and  impairment  charge of $6.9 million was recorded for
         costs  associated  with  the  plant  closings,  of which  $3.3  million
         principally  relates to employee severance and benefits costs and plant
         exit  costs,  and $3.6  million  relates  to a fixed  asset  impairment
         charge,  primarily  for  properties  and machinery and equipment of the
         closed facilities.

         As of June 30, 2002,  restructuring reserves totaling $1.2 million were
         included in the  Consolidated  Balance Sheets as an accrued  expense in
         current  liabilities.  In addition,  total  impairment  charges of $6.7
         million ($3.1 million and $3.6 million in 2002 and 2001,  respectively)
         were recorded to reduce  certain  property,  plant and equipment to net
         realizable value.


                                       34
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         Activity  in the  Company's  restructuring  reserves is  summarized  as
         follows (in thousands):
<TABLE>
<CAPTION>

         FISCAL 2002 RESTRUCTURING
                                                      Original        Cash      Non-cash
                                                      Charges       Payments    Utilized     Total
                                                      --------      --------    --------    ------
        <S>                                            <C>          <C>          <C>        <C>

         Employee severance and
            other related payroll
            and benefit costs                         $ 1,847       $  (989)    $    -     $   858
         Plant exit costs and other                       171             -          -         171
         Write-down of long-lived
            assets                                      3,105             -     (3,105)          -
                                                       ------        ------     ------      ------
         Balance as of June 30, 2002                  $ 5,123       $  (989)   $(3,105)    $ 1,029
                                                       ======        ======     ======      ======
</TABLE>
<TABLE>
<CAPTION>

         FISCAL 2001 RESTRUCTURING
                                                      Original        Cash      Non-cash
                                                      Charges       Payments    Utilized     Total
                                                      --------      --------    --------    ------
        <S>                                            <C>          <C>          <C>        <C>
         Employee severance and
            other related payroll
            and benefit costs                         $ 2,974       $(2,916)   $     -     $    58
         Plant exit costs and other                       332          (258)         -          74
         Write-down of long-lived
            assets                                      3,600             -     (3,600)          -
                                                       ------        ------     ------      ------
         Balance as of June 30, 2002                  $ 6,906       $(3,174)   $(3,600)    $   132
                                                       ======         ======    ======      ======
</TABLE>

(3)      INVENTORIES

         Inventories at June 30 are summarized as follows (in thousands):

                                                        2002         2001
                                                      --------     --------

              Finished goods                          $123,906     $115,661
              Work in process                           15,418       19,521
              Raw materials                             34,823       40,854
                                                       -------      -------
                                                      $174,147     $176,036
                                                       =======      =======

(4)      PROPERTY, PLANT AND EQUIPMENT

         Property, plant and equipment at June 30 are summarized as follows
         (in thousands):
                                                        2002         2001
                                                      --------     --------

              Land and improvements                   $ 54,771     $ 41,382
              Buildings and improvements               230,089      214,972
              Machinery and equipment                  152,860      146,193
                                                       -------      -------
                                                       437,720      402,547
              Less: accumulated depreciation          (144,094)    (133,888)
                                                       -------      -------
                                                      $293,626     $268,659
                                                       =======      =======

(5)      INTANGIBLE ASSETS

         On July 1, 2001, the Company adopted SFAS No. 142,  "Goodwill and Other
         Intangible  Assets".  As of June 30,  2002,  the Company had  goodwill,
         including  product  technology,  (net of accumulated  amortization)  of
         $50.0  million  and  other  identifiable   intangible  assets  (net  of
         accumulated  amortization) of $19.7 million.  Comparable balances as of
         June 30, 2001 were $33.1 million and $19.7 million, respectively.

         Goodwill in the  wholesale  and retail  segments was $27.5  million and
         $22.5  million,  respectively,  at June 30, 2002 and $26.1  million and
         $7.0 million, respectively, at June 30, 2001. The wholesale segment, at
         both dates,  includes  additional  intangible  assets of $19.7 million.
         These  assets  consist of Ethan Allen  trade names which were  formerly
         being  amortized over 40 years.  The Company has re-assessed the useful
         lives of goodwill and other intangible


                                       35
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         assets and both were  determined to have  indefinite  useful lives.  As
         such,  amortization  of  these  assets  ceased  on  July  1,  2001.  No
         impairment  losses were recorded on these intangible  assets due to the
         adoption of Statement 142.

         The following  table  reconciles the Company's  reported net income and
         earnings  per  share  with pro forma  balances  from  previous  periods
         adjusted to exclude goodwill amortization,  which is no longer required
         under  Statement  142.  The current  year's net income and earnings per
         share are presented for comparative purposes only (in thousands, except
         per share data):
<TABLE>
<CAPTION>
                                                                                    YEAR ENDED JUNE 30,
                                                                       ------------------------------------------
                                                                         2002             2001              2000
                                                                       -------          -------           -------
        <S>                                                            <C>             <C>               <C>

         Net Income:
           Reported net income                                         $82,256          $79,680           $90,570
           Add back:  Goodwill amortization,
                      after-tax                                             -               694               651
           Add back:  Intangible asset
                      amortization, after-tax                               -               439               435
                                                                        ------           ------            ------
             Adjusted net income                                       $82,256          $80,813           $91,656
                                                                        ======           ======            ======

         Basic Earnings per Share:
           Reported earnings per share                                 $  2.12          $  2.02           $  2.25
           Goodwill amortization                                            -              0.02              0.02
           Intangible asset amortization                                    -              0.01              0.01
                                                                        ------           ------            ------
             Adjusted earnings per share                               $  2.12          $  2.05           $  2.28
                                                                        ======           ======            ======

         Diluted Earnings per Share:
           Reported earnings per share                                 $  2.06          $  1.98           $  2.20
           Goodwill amortization                                            -              0.02              0.02
           Intangible asset amortization                                    -              0.01              0.01
                                                                        ------           ------            ------
             Adjusted earnings per share                               $  2.06          $  2.01           $  2.23
                                                                        ======           ======            ======
</TABLE>

(6)      BORROWINGS

         Total  debt  obligations  at  June  30  consist  of the  following  (in
         thousands):

                                                           2002          2001
                                                         -------       -------

         Revolving Credit Facility                       $     -       $     -
         Industrial Revenue Bonds, 2.45% -
           7.50%, maturing at various dates
           through 2011                                    8,455         8,455
         Other                                               866         1,032
                                                          ------        ------
             Total debt                                    9,321         9,487

         Less: current maturities and short-
           term capital lease obligations                    107           131
                                                          ------        ------
             Long-term debt                              $ 9,214       $ 9,356
                                                          ======        ======

         The Company has a $125.0 million  unsecured  Revolving  Credit Facility
         (the   "Credit   Agreement")   with  J.  P.  Morgan   Chase  &  Co.  as
         administrative  agent and  Fleet  Bank,  NA and  Wachovia  Bank,  NA as
         co-documentation  agents. The Credit Agreement includes  sub-facilities
         for trade and standby  letters of credit of $25.0 million and swingline
         loans of $3.0 million.  Revolving loans under the Credit Agreement bear
         interest  at J. P.  Morgan  Chase & Co.'s  Alternative  Base  Rate,  or
         adjusted LIBOR plus 0.625%,  and is subject to adjustment  arising from
         changes in the credit rating of Ethan Allen's  senior  unsecured  debt.
         The Credit Agreement provides for the payment of a commitment fee equal
         to 0.15% per annum on the average  daily unused amount of the revolving
         credit  commitment.  The Company is also required to pay a fee equal to
         0.75% per annum on the average daily letters of credit outstanding.  At
         June 30,  2002  there were no  revolving  loans  outstanding  and $19.5
         million of trade and standby  letters of credit  outstanding  under the
         Credit  Agreement.  Remaining  available  borrowing  capacity under the
         Credit  Agreement was $105.5 million at


                                       36
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         June 30, 2002. For fiscal years ended June 30, 2002,  2001 and 2000 the
         weighted-average   interest  rates  were  4.45%,   5.55%,   and  6.22%,
         respectively.

         The Credit Agreement matures in August of 2004 and there are no minimum
         repayments  required  during the term of the  facility.  The  revolving
         loans  may be  borrowed,  repaid  and  reborrowed  over the term of the
         facility until final maturity.

         The Credit Agreement contains various covenants which limit the ability
         of the Company and its  subsidiaries  to incur debt,  engage in mergers
         and consolidations, make restricted payments, sell certain assets, make
         investments  and issue  stock.  The  Company is also  required  to meet
         certain financial  covenants  including  consolidated net worth,  fixed
         charge coverage and leverage  ratios.  As of June 30, 2002, the Company
         had  satisfactorily  complied with all covenants  related to the Credit
         Agreement.

         The  Company  has  loan   commitments   in  the  aggregate   amount  of
         approximately  $1.0 million related to the modernization of its Beecher
         Falls,  Vermont  manufacturing  facility.  Loans made pursuant to these
         commitments  bear  interest at rates ranging from 3.0% to 5.5% and have
         maturities of 10 to 30 years. The loans have a first and second lien in
         respect  of  equipment  financed  by such  loans and a first and second
         mortgage interest in respect of the building, the construction of which
         was financed by such loans.

         Aggregate  scheduled  maturities of long-term debt for each of the five
         fiscal years subsequent to June 30, 2002, and thereafter are as follows
         (in thousands):

         FISCAL YEAR ENDING JUNE 30:
         ---------------------------

                     2003 . . . . . . . . . . . .           $   107
                     2004 . . . . . . . . . . . .                61
                     2005 . . . . . . . . . . . .             4,662
                     2006 . . . . . . . . . . . .                64
                     2007 . . . . . . . . . . . .                66
                     Subsequent to 2007 . . . . .             4,361

(7)      LEASES

         Ethan Allen leases real property and equipment under various  operating
         lease agreements  expiring through 2027. Leases covering retail outlets
         and  equipment  generally  require,  in  addition  to stated  minimums,
         contingent   rentals  based  on  retail  sales  and  equipment   usage.
         Generally,  the leases  provide  for  renewal  for  various  periods at
         stipulated rates.

         Future  minimum   payments  by  year,  and  in  the  aggregate,   under
         non-cancelable  operating leases consisted of the following at June 30,
         2002 (in thousands):

         FISCAL YEAR ENDING JUNE 30:
         ---------------------------

                     2003                                   $ 22,093
                     2004                                     20,235
                     2005                                     18,565
                     2006                                     16,219
                     2007                                     14,436
                     Subsequent to 2007                       46,438
                                                             -------
                     Total minimum lease payments           $137,986
                                                             =======

         The above  amounts will be offset in the  aggregate  by minimum  future
         rentals from subleases of $14.6 million.



                                       37
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS



         Total rent  expense  for the fiscal  years ended June 30 was as follows
         (in thousands):


                                                 2002        2001        2000
                                               --------    --------    --------
           Basic rentals under operating
             leases                            $ 21,890    $ 18,496    $ 16,102
           Contingent rentals under
             operating leases                       729         895       1,972
                                                -------     -------     -------
                                                 22,619      19,391      18,074
           Less: sublease rent                    3,307       3,084       3,314
                                                -------     -------     -------
                                               $ 19,312    $ 16,307    $ 14,760
                                                =======     =======     =======

(8)      SHAREHOLDERS' EQUITY

         The  Company's  authorized  capital stock  consists of (a)  150,000,000
         shares of Common Stock, par value $.01 per share, (b) 600,000 shares of
         Class B Common  Stock,  par value  $.01 per  share,  and (c)  1,055,000
         shares of  Preferred  Stock,  par value  $.01 per  share,  of which (i)
         30,000  shares have been  designated  Series A  Redeemable  Convertible
         Preferred  Stock,  (ii)  30,000  shares have been  designated  Series B
         Redeemable  Convertible Preferred Stock, (iii) 155,010 shares have been
         designated as Series C Junior  Participating  Preferred Stock, and (iv)
         the  remaining  839,990  shares  may  be  designated  by the  Board  of
         Directors with such rights and  preferences as they determine (all such
         preferred stock,  collectively,  the "Preferred Stock"). As of June 30,
         2002 and  2001,  there  were no shares  of  Preferred  Stock or Class B
         Common Stock issued or outstanding.

         The Company has been authorized by its Board of Directors to repurchase
         its common stock from time to time,  either directly or through agents,
         in the open market at prices and on terms  satisfactory to the Company.
         The Company also repurchases  shares of common stock from terminated or
         retiring employee's accounts in the Ethan Allen Retirement Savings Plan
         and retires shares of unvested  restricted  stock. All of the Company's
         common stock repurchases and retirements are recorded as treasury stock
         and result in a reduction of shareholders'  equity. During fiscal years
         2002,  2001  and  2000  the  Company  repurchased  and/or  retired  the
         following shares of its common stock:
<TABLE>
<CAPTION>
                                                      2002           2001(1)         2000
                                                 -----------     ------------    -----------
        <S>                                     <C>             <C>             <C>
         Common shares repurchased                1,059,226           61,006      1,928,350
         Cost to repurchase common shares       $31,865,423       $1,069,587    $49,605,555
         Average price per share                     $30.08           $17.53         $25.72

         (1)    Includes  the  repurchase  of  28,000  shares  at $.01 per share
                previously  issued under the  Company's  Restricted  Stock Award
                Plan.  Excluding  the effect of these  repurchases,  the average
                price per share was $32.40.
</TABLE>

         The Company  funded its  purchases  through  cash from  operations  and
         through revolver loan borrowings under the Credit Agreement. As of June
         30, 2002, the Company had a remaining Board  authorization  to purchase
         1.7 million shares.

         On May 20, 1996,  the Board of Directors  adopted a Stockholder  Rights
         Plan and declared a dividend of one Right for each outstanding share of
         common stock as of July 10, 1996. Each Right entitles its holder, under
         certain circumstances,  to purchase one one-hundredth of a share of the
         Company's Series C Junior  Participating  Preferred Stock at a price of
         $41.67 on a post split basis.  The Rights may not be exercised until 10
         days  after a person  or group  acquires  15% or more of the  Company's
         common stock, or 15 days after the  commencement or the announcement of
         the intent to commence a tender  offer  which,  if  consummated,  would
         result in a 15% or more ownership of the Company's common stock.  Until
         then,  separate Rights  certificates  will not be issued,  nor will the
         Rights be traded separately from the stock.


                                       38
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         Should an acquirer become the beneficial  owner of 15% of the Company's
         common stock, and under certain additional circumstances, the Company's
         stockholders  (other than the acquirer) would have the right to receive
         in lieu of the Series C Junior Participating  Preferred Stock, a number
         of shares of the Company's  common stock,  or in stock of the surviving
         enterprise  if the Company is acquired,  having a market value equal to
         two times the purchase  price per share.  The Rights will expire on May
         31, 2006,  unless redeemed prior to that date. The redemption  price is
         $0.01 per Right.  The Board of  Directors  may redeem the Rights at its
         option  any time prior to the  announcement  that a person or group has
         acquired 15% or more of the Company's common stock.

(9)      EARNINGS PER SHARE

         The  following  table sets forth the  calculation  of weighted  average
         shares for the fiscal years ended June 30 (in thousands):

                                                         2002      2001    2000
                                                        ------    ------  ------
         Weighted average common shares outstanding
           for basic calculation                        38,828   39,390   40,301

         Add: Dilutive effect of stock options and
           warrants                                      1,114      931      897
                                                        ------   ------   ------

         Weighted average common shares outstanding,
           adjusted for diluted calculation             39,942   40,321   41,198
                                                        ======   ======   ======

         In 2002 and 2000,  stock options to purchase 67,825 and 986,600 shares,
         respectively,  had exercise  prices which  exceeded the average  market
         price for each corresponding  period.  These options have been excluded
         from the  respective  diluted  earnings per share  calculation as their
         impact is anti-dilutive. No such anti-dilutive stock options existed in
         2001.

(10)     EMPLOYEE STOCK PLANS

         The Company has reserved  7,419,699 shares of Common Stock for issuance
         pursuant to the Company's stock option and warrant plans as follows:

         1992 STOCK OPTION PLAN

         The 1992  Stock  Option  Plan  provides  for the  grant of  options  to
         employees and non-employee directors to purchase shares of Common Stock
         that are either  qualified or  non-qualified  under  Section 422 of the
         Internal  Revenue  Code, as well as stock  appreciation  rights on such
         options. The awarding of such options is determined by the Compensation
         Committee   of  the  Board  of   Directors   after   consideration   of
         recommendations  proposed by the Chief Executive  Officer.  The options
         awarded to employees vest 25% per year over a four-year  period and are
         exercisable  at the  market  value of the  Common  Stock at the date of
         grant.  The  maximum  number of shares of  Common  Stock  reserved  for
         issuance under the 1992 Stock Option Plan is 5,490,597 shares.

         In connection  with the 1992 Stock Option Plan, the following two stock
         award plans have also been established:

         RESTRICTED STOCK AWARD

         As of July 1, 1994 and for each  successive  year through July 1, 1998,
         an annual award of 30,000 shares of restricted stock was granted to Mr.
         Kathwari,  the President and Chief Executive Officer,  with the vesting
         based on performance of the Company's stock price during the three-year
         period  after grant as compared  to the  Standard  and Poors 500 index.
         Under the discretion of the  Compensation  Committee,  Mr. Kathwari has
         been deemed vested in 92,000 shares as of June 30, 2002.


                                       39
<PAGE>
                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         STOCK UNIT AWARD

         During fiscal year 1998, the Company established a book account for Mr.
         Kathwari,  which will be credited  with 21,000 Stock Units as of July 1
         of each year,  commencing  July 1,  1997,  for a total of up to 105,000
         Stock Units, over the term of Mr. Kathwari's employment agreement, with
         an additional 21,000 Stock Units to be credited in connection with each
         of the  two  one-year  extensions.  Following  the  termination  of Mr.
         Kathwari's employment, Mr. Kathwari will receive shares of Common Stock
         equal to the number of Stock Units credited to the account.

         INCENTIVE STOCK OPTION PLAN

         In 1991,  pursuant to the  Incentive  Stock  Option  Plan,  the Company
         granted to members of management  options to purchase 829,542 shares of
         Common  Stock at an exercise  price of $5.50 per share.  These  options
         vested twenty percent per year over a five-year period.

         MANAGEMENT WARRANTS

         Warrants to purchase  699,560  shares of Common  Stock were  granted to
         certain key members of  management  during  fiscal years 1991 and 1992.
         The warrants have been fully earned and were  exercisable  at $1.23 per
         share.


         Stock option  and warrant  activity  during fiscal years 2002, 2001 and
         2000 was as follows:

                                                 NUMBER OF SHARES
                                  ---------------------------------------------
                                    92 Stock       Incentive        Management
                                  Option Plan       Options          Warrants
                                  -----------      ---------        ----------
         Options Outstanding
             at June 30, 1999      3,109,475         295,857           44,688
           Granted in 2000           395,290              -                -
           Exercised in 2000         (88,063)       (281,850)         (44,680)
           Canceled in 2000          (33,112)             (7)              (8)
                                   ---------        --------          -------
         Options Outstanding
             at June 30, 2000      3,383,590          14,000               -
           Granted in 2001            35,225              -                -
           Exercised in 2001         (67,882)         (6,000)              -
           Canceled in 2001          (55,658)             -                -
                                   ---------        --------          -------
         Options Outstanding
             at June 30, 2001      3,295,275           8,000               -
           Granted in 2002            94,625              -                -
           Exercised in 2002        (106,846)         (8,000)              -
           Canceled in 2002          (16,073)             -                -
                                   ---------        --------          -------
         Options Outstanding
             at June 30, 2002      3,266,981              -                -
                                   =========        ========          =======

         The following  table  summarizes the  stock awards  outstanding at June
         30, 2002:
<TABLE>
<CAPTION>
                                                                                     Weighted      Weighted
                                                                                     Average       Average
                                               Range of             Options          Remaining     Exercise
                                               Prices               Outstanding      Life          Price
                                           ----------------         ------------     ---------     --------
        <S>                                <C>                      <C>              <C>           <C>
         1992 Stock Option Plan            $ 6.00 to $ 6.50          1,089,075        2.7 yrs      $ 6.36
                                           $14.50 to $18.21             90,355        4.7 yrs      $15.14
                                           $21.17 to $25.00          1,009,856        5.8 yrs      $22.06
                                           $26.25 to $28.31            860,126        5.5 yrs      $27.42
                                           $29.23 to $33.78            137,744        7.3 yrs      $31.44
                                           $38.00 to $41.59             79,825        9.7 yrs      $39.17
                                                                     ---------
                                                                     3,266,981
                                                                     =========
</TABLE>

                                       40
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


          The following  table  summarizes  the number of shares  exercisable at
          June 30, 2002:
                                                                       Weighted
                                                         Number of      Average
                                       Range of            Shares       Exercise
                                        Prices          Exercisable      Price
                                   ----------------     -----------    ---------
        1992 Stock Option Plan     $ 6.00 to $ 6.50        986,217      $ 6.37
                                   $14.50 to $18.21         90,355      $15.14
                                   $21.17 to $25.00        893,858      $21.68
                                   $26.25 to $28.31        826,851      $27.44
                                   $29.23 to $33.78         76,167      $31.70
                                   $38.00 to $41.59            125      $41.59
                                                         ---------
                                                         2,873,573
                                                         =========

         Had  compensation  costs related to the issuance of stock options under
         the  Company's  1992 Stock  Option  Plan been  determined  based on the
         estimated  fair value at the grant dates for awards under SFAS No. 123,
         the  Company's  net income end  earnings per share for the fiscal years
         ended June 30,  2002,  2001 and 2000 would have been reduced to the pro
         forma amounts listed below, (in thousands, except per share data):

                                                 2002        2001        2000
                                               -------     --------    -------
         NET INCOME

           As reported                         $82,256     $79,680     $90,570
           Pro forma                            81,017      78,517      86,630

         NET INCOME PER BASIC SHARE

           As reported                          $2.12       $2.02       $2.25
           Pro forma                             2.09        1.99        2.15

         NET INCOME PER DILUTED SHARE

           As reported                          $2.06       $1.98       $2.20
           Pro forma                             2.03        1.95        2.10


         The per share  weighted  average  fair value of stock  options  granted
         during  fiscal  2002,  2001 and 2000 was  $16.06,  $13.60,  and $12.24,
         respectively.  The fair value of each stock option grant was  estimated
         on the date of grant using the Black-Scholes  option-pricing model with
         the following assumptions: weighted average risk-free interest rates of
         4.50%,  5.39%, and 6.22% for fiscal 2002, 2001 and 2000,  respectively;
         dividend  yield of 0.48%,  0.53%,  and 0.61% for fiscal 2002,  2001 and
         2000,  respectively;  expected volatility of 43.9%, 45.0%, and 45.9% in
         fiscal 2002,  2001 and 2000,  respectively;  and expected lives of five
         years for each.

 (11)    INCOME TAXES

         Total income taxes were allocated as follows (in thousands):


                                                 2002       2001        2000
                                               -------    --------    -------

         Income from operations               $ 49,988    $ 48,423   $ 56,200
         Stockholders' equity                   (1,021)       (624)    (2,179)
                                               -------     -------    -------
                                              $ 48,967    $ 47,799   $ 54,021
                                               =======     =======    =======

         The income taxes  credited to  stockholders'  equity  relate to the tax
         benefit arising from the exercise of employee stock options.



                                       41
<PAGE>
                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         Income tax expense  (benefit)  attributable  to income from  operations
         consists  of the  following  for the  fiscal  years  ended  June 30 (in
         thousands):

                                              2002         2001         2000
                                            --------     --------     --------
         Current:
            Federal                         $ 44,548     $ 46,513     $ 49,934
            State                              5,251        5,249        8,072
                                             -------      -------      -------
                  Total current               49,799       51,762       58,006
                                             -------      -------      -------
         Deferred:
            Federal                              180       (3,157)      (1,650)
            State                                  9         (182)        (156)
                                             -------      -------      -------
                  Total deferred                 189       (3,339)      (1,806)
                                             -------      -------      -------
         Income tax expense                 $ 49,988     $ 48,423     $ 56,200
                                             =======      =======      =======


         The following is a reconciliation of expected income taxes (computed by
         applying the Federal  statutory  rate to income before taxes) to actual
         income tax expense (in thousands):

                                              2002         2001         2000
                                            --------     --------     --------
         Computed "expected" income
            tax expense                     $ 46,285     $ 44,836     $ 51,370
         State income taxes, net of
            federal income tax benefit         3,126        3,162        5,247
         Goodwill amortization                   109          265          143
         Other, net                              468          160         (560)
                                             -------      -------      -------
         Actual income tax expense          $ 49,988     $ 48,423     $ 56,200
                                             =======      =======      =======


          The significant  components of the deferred tax expense  (benefit) are
          as follows (in thousands):

                                                 2002        2001        2000
                                               --------    --------    --------
         Deferred tax expense (benefit)        $ (1,268)   $ (4,795)   $ (3,309)
         Utilization of net operating
           loss carryforwards                     1,457       1,456       1,503
                                                -------     -------     -------

         Total deferred tax expense (benefit)  $    189    $ (3,339)   $ (1,806)
                                                =======     =======     =======


         The  components of  the net deferred tax liability as of June 30 are as
         follows (in thousands):

                                                           2002          2001
                                                         --------      --------
         Deferred tax assets:
           Accounts receivable                           $    923      $  1,194
           Inventories                                      4,407         3,154
           Other liabilities and reserves                  12,015        10,441
           Net operating loss carryforwards                 4,076         5,533
                                                          -------       -------
         Total deferred tax asset                          21,421        20,322
                                                          -------       -------

         Deferred tax liabilities:
           Property, plant and equipment                   23,192        24,202
           Intangible assets other than goodwill           13,354        13,327
           Non-deductible temporary differences
            arising as a result of Section 481a
            changes in accounting methods                   4,102         1,050
           Other                                              586         1,367
                                                          -------       -------
         Total deferred tax liability                      41,234        39,946
                                                          -------       -------
         Net deferred tax liability                      $ 19,813      $ 19,624
                                                          =======       =======

         The Company has tax operating loss carryforwards of approximately $10.7
         million at June 30,  2002,  of which $0.1  million  expires in 2007 and
         $10.6 million expires in 2008.  Pursuant to Section 382 of the Internal
         Revenue Code,  the  Company's  utilization  of the net  operating  loss
         carryforwards is subject to an annual limitation of approximately  $3.9
         million.

         Management believes that the results of future operations will generate
         sufficient taxable income to realize the deferred tax assets.


                                       42
<PAGE>
                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


(12)     EMPLOYEE RETIREMENT PROGRAMS

         THE ETHAN ALLEN RETIREMENT SAVINGS PLAN

         The Ethan  Allen  Retirement  Savings  Plan (the  "Plan")  is a defined
         contribution  plan which is offered to  substantially  all employees of
         the  Company who have  completed  three  consecutive  months of service
         regardless of hours worked.

         Ethan Allen may, at its discretion, make a matching contribution to the
         401(k) portion of the Plan on behalf of each participant,  provided the
         contribution  does not exceed  the  lesser of 50% of the  participant's
         contribution  or $1,000 per  participant  per Plan year.  Total  profit
         sharing and 401(k) company match expense was $5.1 million in 2002, $5.5
         million in 2001, and $3.2 million in 2000.

         OTHER RETIREMENT PLANS AND BENEFITS

         Ethan Allen provides  additional benefits to selected members of senior
         and  middle  management  in the  form of  previously  entered  deferred
         compensation  arrangements  and  a  management  cash  bonus  and  other
         incentive  program.  The total cost of these benefits was $4.2 million,
         $5.0 million, and $4.4 million in 2002, 2001 and 2000, respectively.

(13)     LITIGATION

         The Company has been named as a potentially  responsible  party ("PRP")
         for the cleanup of three active sites currently  listed or proposed for
         inclusion  on  the   National   Priorities   List  ("NPL")   under  the
         Comprehensive Environmental Response, Compensation and Liability Act of
         1980  ("CERCLA").  The Company has resolved its liability at one of the
         sites by  completing  remedial  action  activities.  With regard to the
         other two sites, the Company does not anticipate incurring  significant
         cost as it  believes  that it is not a major  contributor  based on the
         very small  volume of waste  generated  by the  Company in  relation to
         total volume at the site. However,  liability under CERCLA may be joint
         and several.  Additionally,  the Company has recently  been notified by
         the  State of New York  that it may be a PRP in a  separate,  unrelated
         matter. As a result,  the extent of any adverse effect on the Company's
         financial condition,  results of operations, or cash flows with respect
         to this matter cannot be reasonably estimated at this time.

(14)     RELATED PARTY TRANSACTIONS

         On August 31, 2001, the Company acquired certain assets associated with
         the retail  operations  of 6 Ethan Allen Home  Interiors  stores in the
         Pittsburgh and Cleveland metropolitan areas from two entities owned and
         controlled  by Mr. Edward  Teplitz.  The total  purchase  price for the
         assets was $10.1 million,  net of the assumption of certain liabilities
         and subject to post-closing adjustments.  Approximately $3.5 million of
         the purchase price was allocated to two real estate properties acquired
         in the transaction  with the remaining $6.6 million  allocated to other
         assets. The purchase price was determined by mutual negotiation,  based
         upon  the  fair  value  of  net  assets  acquired  and  supported,   as
         appropriate,  by independent third-party appraisals.  Subsequent to the
         closing,  Mr.  Teplitz joined the Company as Vice President of Finance.
         In August 2002,  Mr. Teplitz was named Chief  Financial  Officer of the
         Company.

(15)     SUBSEQUENT EVENT

         In July 2002,  the Company  increased its  percentage  ownership in the
         operations  of 7 Ethan  Allen  retail  stores  (and 1  related  service
         center)  located  throughout  Canada by  acquiring  the  remaining  75%
         interest  in  a  transaction  accounted  for  as  a  purchase  business
         combination.  The Company  had  previously  held a 25%  interest in the
         operations of these stores which it acquired in July 1997.


                                       43
<PAGE>
                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         In  September  2002,  the Company  acquired the assets of 6 Ethan Allen
         retail  stores (and 1 related  service  center)  located in the greater
         Chicago area. This transaction was accounted for as a purchase business
         combination.

(16)     SEGMENT INFORMATION

         The Company's reportable segments are strategic business areas that are
         managed  separately  and offer  different  products and  services.  The
         Company's  operations are classified into two main segments:  wholesale
         and retail.

         The wholesale segment is principally involved in the manufacture,  sale
         and   distribution  of  home  furnishing   products  to  a  network  of
         independently-owned    and   Ethan   Allen-owned   stores.    Wholesale
         profitability  includes the wholesale gross margin,  which is earned on
         wholesale  sales to all  retail  stores,  including  Ethan  Allen-owned
         stores.

         The retail segment sells home furnishing  products through a network of
         Ethan  Allen-owned  stores.  Retail  profitability  includes the retail
         gross margin,  which  represents  the  difference  between retail sales
         price and the cost of goods purchased from the wholesale segment.

         The Company evaluates performance of the respective segments based upon
         revenues and operating  income.  Inter-segment  eliminations  primarily
         comprise  the  wholesale  sales and profit on the transfer of inventory
         between  segments.  Inter-segment  eliminations  also include items not
         allocated to reportable segments.

         During  the  third  quarter  of  2001,  the  Company  re-evaluated  its
         operating segments and as a result changed its segment reporting format
         from five segments (case goods, upholstery,  home accessories,  retail,
         and other) to two segments (wholesale and retail). This change reflects
         how management  currently  manages its  operations,  resulting in part,
         from the growth in the Company's retail  business.  The following table
         presents segment  information for the fiscal years ended June 30, 2002,
         2001, and 2000 (in thousands):

<TABLE>
<CAPTION>
                                                  2002           2001          2000
                                                -------        -------       -------
        <S>                                      <C>            <C>           <C>
         NET SALES:
         Wholesale segment                       $660,818      $705,651       $691,076
         Retail segment                           459,640       419,322        372,058
         Elimination of inter-company sales      (228,170)     (220,840)      (206,963)
                                                 --------       -------        -------
           Consolidated Total                    $892,288      $904,133       $856,171
                                                  =======       =======        =======

         OPERATING INCOME:
         Wholesale segment (1)                   $110,078      $100,503       $132,553
         Retail segment                            23,125        23,142         20,457
         Elimination (2)                           (3,303)        2,402         (5,429)
                                                  -------       -------        -------
           Consolidated Total                    $129,900      $126,047       $147,581
                                                  =======       =======        =======

         CAPITAL EXPENDITURES:
         Wholesale segment                       $ 13,601      $ 22,147       $ 22,393
         Retail segment                            17,477        16,369         19,672
         Acquisitions (3)                          42,403         9,722         12,631
                                                  -------       -------        -------
           Consolidated Total                    $ 73,481      $ 48,238       $ 54,696
                                                  =======       =======        =======

         TOTAL ASSETS:
         Wholesale segment                       $459,311      $453,650       $385,421
         Retail segment                           259,770       190,067        186,160
         Inventory profit elimination (4)         (30,326)      (24,599)       (28,010)
                                                  -------       -------        -------
           Consolidated Total                    $688,755      $619,118       $543,571
                                                  =======       =======        =======
</TABLE>

         (1)    Operating income for the  wholesale  segment  includes  pre-tax
                restructuring and impairment  charges of $5.1 million and $6.9
                million recorded in the  fourth  quarter of  fiscal  years 2002
                and  2001, respectively.


                                       44
<PAGE>

                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS


         (2)    The adjustment reflects the change in the elimination  entry for
                profit in ending inventory.

         (3)    Acquisitions  include the purchase of 20 retail  stores in 2002,
                one retail store and the Dublin, Virginia manufacturing facility
                in 2001, and 8 retail stores in 2000.

         (4)    Inventory  profit  elimination  reflects the embedded  wholesale
                profit in the  Company-owned  store  inventory that has not been
                realized.  These  profits  will be recorded  when shipped to the
                retail customer.

         There are 30  independent  retail  stores  located  outside  the United
         States.  Approximately 2.0% of the Company's net sales are derived from
         sales to these retail stores.


(17)     SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)

         Tabulated  below are certain  data for each quarter of the fiscal years
         ended June 30, 2002,  2001,  and 2000 (in  thousands,  except per share
         data):
<TABLE>
<CAPTION>
                                                                       QUARTER ENDED
                                            -----------------------------------------------------------------------
                                            SEPTEMBER 30          DECEMBER 31          MARCH 31          JUNE 30
                                            ------------          -----------          --------          -------
             <S>                               <C>                  <C>                <C>              <C>

              FISCAL 2002:
              ------------
              Net sales                         $206,725            $222,857           $227,917         $234,789
              Gross profit                        93,969             103,380            108,436          115,528
              Net income                          16,731              21,195             22,969           21,361
              Net income per basic
                share                               0.43                0.55               0.59             0.55
              Net income per diluted
                share                               0.42                0.53               0.58             0.54
              Dividend declared per
                common share                        0.04                0.04               0.04             0.06


              FISCAL 2001:
              ------------
              Net sales                         $211,231            $232,667           $233,791         $226,444
              Gross profit                        99,709             107,737            103,511          102,699
              Net income                          20,700              23,107             20,030           15,843
              Net income per basic
                share                               0.53                0.59               0.51             0.40
              Net income per diluted
                share                               0.52                0.58               0.50             0.39
              Dividend declared per
                common share                        0.04                0.04               0.04             0.04


              FISCAL 2000:
              ------------
              Net sales                         $189,592            $217,486           $220,300         $228,793
              Gross profit                        88,521             103,899            103,148          105,042
              Net income                          18,733              24,833             23,171           23,833
              Net income per basic
                share                               0.46                0.61               0.58             0.60
              Net income per diluted
                share                               0.45                0.59               0.57             0.59
              Dividend declared per
                common share                        0.04                0.04               0.04             0.04

</TABLE>


                                       45
<PAGE>


ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
         FINANCIAL DISCLOSURE


         No changes in, or  disagreements  with,  accountants  on  accounting or
financial disclosure occurred during fiscal years 2002, 2001 or 2000.




                                       46
<PAGE>


                                    PART III


         Part III is omitted as the Company  intends to file with the Commission
within 120 days after the end of the  Company's  fiscal year a definitive  proxy
statement  pursuant  to  Regulation  14A which  will  involve  the  election  of
directors.

ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

         See reference to definitive proxy statement under Part III.


ITEM 11. EXECUTIVE COMPENSATION

         See reference to definitive proxy statement under Part III.


ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

         See reference to definitive proxy statement under Part III.


ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

         See reference to definitive proxy statement under Part III.



                                       47
<PAGE>


                                     PART IV


ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K

I.       Listing of Documents

         (1)   FINANCIAL  STATEMENTS.   The  Company's   Consolidated  Financial
               Statements,  included  in Item 8 hereof,  as required at June 30,
               2002 and 2001,  and for the years ended June 30,  2002,  2001 and
               2000, consist of the following:

               Consolidated Balance Sheets

               Consolidated Statements of Operations

               Consolidated Statements of Cash Flows

               Consolidated Statements of Shareholders' Equity

               Notes to Consolidated Financial Statements


         (2)   FINANCIAL STATEMENT SCHEDULE. Financial Statement Schedule of the
               Company appended hereto, as required for the years ended June 30,
               2002, 2001 and 2000, consist of the following:

               Valuation and Qualifying Accounts

               The  schedules  listed in Reg.  210.5-04,  except those listed
               above,  have been omitted  because they are not  applicable or
               the required  information is shown in the financial statements
               or notes thereto.

         (3)   The  following  Exhibits are filed as part of this report on Form
               10-K:

               Exhibit
               NUMBER     EXHIBIT
               ------     ------------------------------------------------------

               *2(a)      Agreement and Plan of Merger, dated May 20, 1989,
                          among the Company, Green Mountain Acquisition
                          Corporation ("Merger Sub"), INTERCO Incorporated,
                          Interco Subsidiary, Inc. and Ethan Allen

               *2(b)      Restructuring Agreement, dated March 1, 1991, among
                          Green Mountain Holding Corporation, Ethan Allen,
                          Chemical Bank, General Electric Capital Corporation,
                          Smith Barney Inc. and the stockholder's name on the
                          signature page thereof

               *2(c)      Purchase and Sale Agreement, dated March 28, 1997,
                          between the Company and Carriage House Interiors of
                          Colorado, Inc.

               *3(a)      Restated Certificate of Incorporation for Green
                          Mountain Holding Corporation

               *3(b)      Restatedand  Amended By-Laws of Green Mountain Holding
                          Corporation

               *3(c)      Restated  Certificate of  Incorporation of the Company

               *3(c)-1    Certificate  of  Designation  relating to the Series C
                          Junior Participating Preferred Stock

               *3(c)-2    Certificate of Amendment to Restated Certificate of
                          Incorporation as of August 5, 1997

               *3(c)-3    Second Certificate of Amendment to Restated
                          Certificate of Incorporation as of March 27, 1998

               *3(c)-4    Third Certificate of Amendment to Restated Certificate
                          of Incorporation as of April 28, 1999

               *3(d)      Amended and Restated By-laws of the Company

               *3(e)      Certificate of Designation relating to the New
                          Convertible Preferred Stock

               *3(e)-1    Certificate of Designation relating to the Series C
                          Junior Participating Preferred Stock

               *3(f)      Certificate of Incorporation of Ethan Allen Finance
                          Corporation

               *3(g)      By-Laws of Ethan Allen Finance Corporation

               *3(h)      Certificate of Incorporation of Ethan Allen
                          Manufacturing Corporation

               *3(i)      By-Laws of Ethan Allen Manufacturing Corporation



                                       48
<PAGE>
               Exhibit
               NUMBER     EXHIBIT
               ------     ------------------------------------------------------


               *4(a)      First Amendment to Management Non-Qualified Stock
                          Option Plan

               *4(b)      Second  Amendment to  Management  Non-Qualified  Stock
                          Option Plan

               *4(c)      1992 Stock Option Plan

               *4(c)-1    First Amendment to 1992 Stock Option Plan

               *4(c)-2    Amended and Restated 1992 Stock Option Plan

               *4(c)-3    First  Amendment  to Amended and  Restated  1992 Stock
                          Option Plan

               *4(c)-4    Second Amendment to Amended and Restated 1992 Stock
                          Option Plan

               *4(d)      Management   Letter  Agreement  among  the  Management
                          Investors and the Company

               *4(e)      Management  Warrant,  issued by the Company to members
                          of the Management of Ethan Allen

               *4(f)      Form of Dealer Letter Agreement among Dealer Investors
                          and the Company

               *4(g)      Form of Kathwari Warrant, dated June 28, 1989

               *4(j)      Form of Indenture relating to the Senior Notes

               *4(j)-1    First  Supplemental  Indenture,  dated March 23, 1995,
                          between  Ethan  Allen and the First  National  Bank of
                          Boston for $75,000,000 8-3/4% Senior Notes due 2007

               *4(k)      Credit Agreement among the Company, Ethan Allen and
                          Bankers Trust Company

               *4(k)-1    Amended Credit Agreement among the Company, Ethan
                          Allen and Bankers Trust Company

               *4(k)-2    110,000,000  Senior Secured  Revolving Credit Facility
                          dated  March 10,  1995  between  Ethan Allen and J. P.
                          Morgan Chase & Co.

               *4(k)-3    Amended and Restated  Credit  Agreement as of December
                          4, 1996 between  Ethan Allen Inc. and the J. P. Morgan
                          Chase & Co.

               *4(k)-4    First   Amendment  to  Amended  and  Restated   Credit
                          Agreement  as of August 27, 1997  between  Ethan Allen
                          Inc. and the J. P. Morgan Chase & Co.

               *4(k)-5    Second   Amendment  to  Amended  and  Restated  Credit
                          Agreement as of October 20, 1998  between  Ethan Allen
                          Inc. and the J. P. Morgan Chase & Co.

               *4(l)      Catawba County Industrial Facilities Revenue Bond

               *4(l)-1    Trust  Indenture  dated as of October 1, 1994 securing
                          $4,600,000  Industrial  Development  Revenue Refunding
                          Bonds,  Ethan  Allen Inc.  Series  1994 of the Catawba
                          County  Industrial  Facilities  and Pollution  Control
                          Financing Authority

               *4(m)      Lease   for   2700   Sepulveda   Boulevard   Torrance,
                          California

               *4(n)      Amended and Restated Warrant Agreement, dated March 1,
                          1991,  among Green Mountain  Holding  Corporation  and
                          First Trust National Association

               *4(o)      Exchange Notes Warrant Transfer Agreement

               *4(p)      Warrant  (Earned) to purchase  shares of the Company's
                          Common Stock dated March 24, 1993

               *4(q)      Warrant   (Earned-In)   to  purchase   shares  of  the
                          Company's Common Stock, dated March 23, 1993

               *4(r)      Recapitalization  Agreement among the Company, General
                          Electric  Capital  Corporation,   Smith  Barney  Inc.,
                          Chemical Fund Investments, Inc., Legend Capital Group,
                          Inc.,  Legend  Capital   International   Ltd.,  Castle
                          Harlan,  Inc.,  M.  Farooq  Kathwari,  the Ethan Allen
                          Retirement Program and other stockholders named on the
                          signature pages thereto, dated March 24, 1993

               *4(s)      Preferred   Stock  and   Common   Stock   Subscription
                          Agreement,  dated March 24,  1993,  among the Company,
                          General Electric Capital Corporation, and Smith Barney
                          Inc.

               *4(t)      Security  Agreement,  dated  March 10,  1995,  between
                          Ethan Allen Inc. and J. P. Morgan Chase & Co.

               *4(u)      Rights  Agreement,  dated July 26,  1996,  between the
                          Company and Harris Trust and Savings Bank

               *4(v)      Registration  Rights Agreement,  dated March 28, 1997,
                          between the Company and  Carriage  House  Interiors of
                          Colorado, Inc.

               *4(w)      Credit Agreement,  dated August 24, 1999, by and among
                          Ethan Allen Inc.,  Ethan Allen  Interiors Inc., the J.
                          P. Morgan Chase & Co.,  Fleet Bank,  N.A. and Wachovia
                          Bank, N.A.


                                       49
<PAGE>

               Exhibit
               NUMBER     EXHIBIT
               ------     ------------------------------------------------------

               *10(b)     Employment Agreement, dated June 29, 1989, among Mr.
                          Kathwari, the Company and Ethan Allen

               *10(c)     Employment Agreement, dated July 27, 1994, among Mr.
                          Kathwari, the Company and Ethan Allen

               *10(d)     Restated Directors Indemnification Agreement dated
                          March 1993, among the Company and Ethan Allen and
                          their Directors

               *10(e)     Registration Rights Agreement, dated March 1993, by
                          and among Ethan Allen, General Electric Capital
                          Corporation and Smith Barney Inc.

               *10(f)     Form of Management Bonus Plan, dated October 30, 1991

               *10(g)     Ethan Allen Profit Sharing and 401(k) Retirement Plan

               *10(h)     General Electric Capital Corporation Credit Card
                          Program Agreement dated August 25, 1995

               *10(h)-1   First Amendment to Credit Card Program Agreement dated
                          February 22, 2000

               *10(i)     Employment Agreement, dated October 28, 1997, between
                          Mr. Kathwari and Ethan Allen Interiors, Inc.

               *10(j)     Sales Finance Agreement, dated June 25, 1999, between
                          the Company and MBNA America Bank, N.A.

               *10(k)     Amended and Restated Consumer Credit Card Program
                          Agreement, dated February 22, 2000, by and among the
                          Company and Monogram Credit Card Bank of Georgia

               *10(k)-2   Second Amendment to Amended and Restated Consumer
                          Credit Card Program Agreement, dated February 1, 2002,
                          by and among the Company and Monogram Credit Card Bank
                          of Georgia

                10(l)     Employment Agreement, dated August 1, 2002, between
                          Mr. Kathwari and Ethan Allen Interiors, Inc.

                 *21      List of wholly-owned subsidiaries of the Company

                  23      Consent of KPMG LLP


                   *      Incorporated by reference to the exhibits filed with:
                          the Registration Statement on Form S-1 of the Company
                          and Ethan Allen Inc. filed with the Security Exchange
                          Commission (the "SEC") on March 16, 1993; the
                          Registration Statement on Form S-3 of the Company
                          filed with the SEC on May 21, 1997; the Annual Report
                          on Form 10-K of the Company and Ethan Allen Inc. filed
                          with the SEC on September 24, 1993; the Current Report
                          on Form 8-K of the Company and Ethan Allen Inc. filed
                          with the SEC on July 3, 1996; the Quarterly Report on
                          Form 10-Q of the Company and Ethan Allen Inc. filed
                          with the SEC on February 13, 1997; the Quarterly
                          Report on Form 10-Q of the Company and Ethan Allen
                          Inc. filed with the SEC on November 14, 1997; the
                          Quarterly Report on Form 10-Q of the Company and Ethan
                          Allen Inc. filed with the SEC on February 12, 1999;
                          the Quarterly Report on Form 10-Q of the Company and
                          Ethan Allen Inc. filed with the SEC on May 13, 1999;
                          the Quarterly Report on Form 10-Q of the Company and
                          Ethan Allen Inc. filed with the SEC on February 14,
                          2000; the Annual Report on Form 10-K of the Company
                          and Ethan Allen Inc. filed with the SEC on September
                          13, 2000; the Quarterly Report on Form 10-Q of the
                          Company and Ethan Allen Inc. filed with the SEC on May
                          13, 2002; and the Registration Statement on Form S-3
                          of the Company, Ethan Allen, Ethan Allen Manufacturing
                          Corporation, Ethan Allen Finance Corporation and
                          Andover Wood Products Inc. filed with the SEC on
                          October 23, 1994 and all supplements thereto.



                                       50
<PAGE>


                    ETHAN ALLEN INTERIORS INC. AND SUBSIDIARY
                     SCHEDULE II - VALUATION AND QUALIFYING
             ACCOUNTS AS OF AND FOR THE FISCAL YEARS ENDED JUNE 30,
                               2002, 2001 AND 2000
                             (DOLLARS IN THOUSANDS)



<TABLE>
<CAPTION>
                                                     BALANCE AT           ADDITIONS         ADJUSTMENTS         BALANCE AT
                                                      BEGINNING          CHARGED TO              AND/OR             END OF
                                                     OF PERIOD             INCOME            DEDUCTIONS        ADJUSTMENTS
<S>                                                  <C>                 <C>                <C>                <C>
Accounts Receivable
  Sales discounts, sales returns and
   allowance for doubtful accounts:
       June 30, 2002                                   $ 2,679              $ (660)           $     -             $ 2,019
       June 30, 2001                                   $ 2,751              $  (22)           $   (50)            $ 2,679
       June 30, 2000                                   $ 2,460              $  439            $  (148)            $ 2,751
</TABLE>





                                       51
<PAGE>



                                   SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange
Act of 1934, the Registrant has duly caused this Report to be signed on its
behalf by the undersigned, thereunto duly authorized.

                                     ETHAN ALLEN INTERIORS INC.
                                     (Registrant)


                                     By /S/ M. FAROOQ KATHWARI
                                       -----------------------------------------
                                        (M. Farooq Kathwari)
                                         Chairman, Chief Executive Officer
                                         and Director





                                       52
<PAGE>



                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report
has been signed below by the following  persons on behalf of the  Registrant and
in the capacities and on the date indicated.




         /S/ M. FAROOQ KATHWARI                   Chairman, Chief Executive
- -----------------------------------------------------   Officer and Director
             (M. Farooq Kathwari)




         /S/ CLINTON A. CLARK                        Director
- -----------------------------------------------------
             (Clinton A. Clark)




         /S/ KRISTIN GAMBLE                          Director
- -----------------------------------------------------
            (Kristin Gamble)




         /S/ HORACE MCDONELL                         Director
- -----------------------------------------------------
            (Horace McDonell)




         /S/ EDWARD H. MEYER                         Director
- -----------------------------------------------------
            (Edward H. Meyer)




         /S/ WILLIAM W. SPRAGUE                       Director
- ------------------------------------------------------
            (William W. Sprague)




         /S/ FRANK G. WISNER                          Director
- ------------------------------------------------------
            (Frank G. Wisner)




         /S/ EDWARD D. TEPLITZ                    Chief Financial Officer
- --------------------------------------------------
            (Edward D. Teplitz)






                                       53
<PAGE>



     CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER AS REQUIRED BY SECTION 302
                        OF THE SARBANES-OXLEY ACT OF 2002



I, M. Farooq Kathwari, do hereby certify that:

(1)  I have reviewed the June 30, 2002 annual report on Form 10-K filed by Ethan
     Allen Interiors Inc. (the "Company");

(2)  Based on my  knowledge,  this  annual  report  does not  contain any untrue
     statement of a material fact or omit to state a material fact  necessary to
     make the statements  made, in light of the  circumstances  under which such
     statements  were made, not misleading with respect to the period covered by
     this annual report;

(3)  Based  on my  knowledge,  the  financial  statements  and  other  financial
     information  included in this annual report fairly present, in all material
     respects, the financial condition,  results of operations and cash flows of
     the Company as of and for the periods presented in this annual report.






         /S/   M. FAROOQ KATHWARI                   Chairman, Chief Executive
- -----------------------------------------------------  Officer and Director
              (M. Farooq Kathwari)





                                       54
<PAGE>


    CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER AS REQUIRED BY SECTION 302
                        OF THE SARBANES-OXLEY ACT OF 2002



I, Edward D. Teplitz, do hereby certify that:

(1)  I have reviewed the June 30, 2002 annual report on Form 10-K filed by Ethan
     Allen Interiors Inc. (the "Company");

(2)  Based on my  knowledge,  this  annual  report  does not  contain any untrue
     statement of a material fact or omit to state a material fact  necessary to
     make the statements  made, in light of the  circumstances  under which such
     statements  were made, not misleading with respect to the period covered by
     this annual report;

(3)  Based  on my  knowledge,  the  financial  statements  and  other  financial
     information  included in this annual report fairly present, in all material
     respects, the financial condition,  results of operations and cash flows of
     the Company as of and for the periods presented in this annual report.






         /S/ EDWARD D. TEPLITZ                    Chief Financial Officer
- --------------------------------------------------
            (Edward D. Teplitz)







                                       55


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>3
<FILENAME>form10k_ex10-lsison93002.txt
<DESCRIPTION>EXHIBIT 10(L)
<TEXT>


                                 EXHIBIT 10 (l)


<PAGE>
                              EMPLOYMENT AGREEMENT

         This  Agreement  (this  "Agreement"),  dated as of August 1, 2002,  and
effective as of July 1, 2002, is made by and between Ethan Allen Interiors Inc.,
a Delaware corporation (the "Corporation") and its subsidiary, Ethan Allen Inc.,
a Delaware  corporation and a wholly owned  subsidiary of the  Corporation  (the
"Subsidiary") and M. Farooq Kathwari (the "Executive").

                                    RECITALS

         1.  The  Executive  is  Chairman  of  the  Board  of  Directors  of the
Corporation  and of the  Subsidiary,  and is  currently  employed  as the  Chief
Executive Officer and the President of the Corporation and the Subsidiary.

         2.  The employment of the Executive by the  Corporation  was previously
subject to an employment  agreement dated July 27, 1994 (the "1994  Agreement"),
and is currently subject to an employment  agreement dated October 28, 1997 (the
"1997 Employment Agreement").

         3. The Corporation desires to continue the services of the Executive as
Chairman of the Board of Directors of the Corporation and the Subsidiary and the
employment of the Executive with the Corporation and the Subsidiary and to enter
into a new agreement embodying the terms of those continued relationships.

         4.  The Executive  is willing to  continue  to serve as Chairman of the
Board of  Directors  of the  Corporation  and the  Subsidiary  and is willing to
accept continued employment by each of the Corporation and the Subsidiary on the
terms set forth herein.

                                    AGREEMENT

         NOW,  THEREFORE,  in consideration of the premises and mutual covenants
herein contained, and other good and valuable consideration, the Corporation and
the Executive hereby agree as follows.

     1.  DEFINITIONS.

         1.1.  "Affiliate" means any person or entity controlling, controlled by
or under common control with the Corporation.

         1.2.  "Board" means the Board of Directors of the Corporation.

         1.3.  "Cause"  means  (a)  the  Executive  is  convicted  of  a  felony
involving actual dishonesty as against the Corporation or the Subsidiary, or (b)
the  Executive,  in  carrying  out his  duties and  responsibilities  under this
Agreement,  is guilty of gross neglect or gross misconduct resulting,  in either
case, in material  economic harm to the Corporation  and/or the Subsidiary,  and
such conduct is not cured within thirty (30) days of the  Corporation  providing
written notice to Executive, unless such act, or failure to act, was believed by
the  Executive  in good  faith to be in the best  interests  of the  Corporation
and/or the Subsidiary.

<PAGE>

         1.4.  "Commencement Date" has the meaning assigned to it in Section 3.

         1.5.  "Date of Termination"  means (a) in the case of a termination for
which a Notice of  Termination  is required,  the date of actual receipt of such
Notice of Termination or, if later, the date specified therein,  as the case may
be,  and (b) in all  other  cases,  the  actual  date on which  the  Executive's
employment terminates during the Term of Employment.

         1.6.  "Disability"  means the  Executive's  inability to render,  for a
period of six  consecutive  months,  services  hereunder  by reason of permanent
disability,  as  determined  by the written  medical  opinion of an  independent
medical physician mutually  acceptable to the Executive and the Corporation.  If
the Executive and the Corporation cannot agree as to such an independent medical
physician  each shall  appoint one medical  physician  and those two  physicians
shall appoint a third physician who shall make such determination.

         1.7.  "Good Reason" means and shall be deemed to exist if,  without the
prior express  written  consent of the Executive,  (a) the Executive is assigned
any duties or  responsibilities  inconsistent  in any material  respect with the
scope of the duties or  responsibilities  associated with the Executive's titles
or positions, as set forth and described in Section 4 of this Agreement; (b) the
Executive  suffers a reduction  in the  duties,  responsibilities  or  effective
authority associated with his titles and positions as set forth and described in
Section  4 of this  Agreement;  (c) the  Executive  is not  appointed  to, or is
removed  from,  the  offices or  positions  provided  for in Section 4.1 of this
Agreement;  (d) the Corporation fails to substantially perform any material term
or provision of this Agreement;  (e) the Executive's  compensation  provided for
hereunder is  decreased;  (f) the  Executive's  office  location is changed to a
location  more than 50 miles from its  location  on the date  hereof in Danbury,
Connecticut;  (g) the  Corporation  fails to obtain the full  assumption of this
Agreement  by a  successor  entity  in  accordance  with  Section  11.2  of this
Agreement;  (h) the Corporation continually fails to reimburse the Executive for
business  expenses in  accordance  with Section 5.3 of this  Agreement;  (i) the
Corporation purports to terminate the Executive's  employment for Cause and such
purported  termination  of  employment  is not effected in  accordance  with the
requirements  of this  Agreement;  (j) the  Executive  shall cease to serve as a
director and Chairman of the Board of  Directors of any of the  Corporation  and
the  Subsidiary;  (k) the Board or the  shareholders  of the  Corporation or the
Subsidiary,  either or both,  as may be required to  authorize  the same,  shall
approve (i) any liquidation of the Corporation or the Subsidiary, or the sale of
substantially all of the assets of the Corporation and the Subsidiary taken as a
whole,  or (ii) any merger,  consolidation  and/or  other  business  combination
involving  the  Corporation  or the  Subsidiary or any  combination  of any such
transactions (a "Transaction"),  other than a Transaction (A) involving only the
Corporation and the Subsidiary,  or (B) immediately after which the shareholders
of the Corporation who were  shareholders  immediately  prior to the transaction
continue to own beneficially,  directly or indirectly,  in substantially similar
proportions to those in effect  immediately  prior to such transaction more than
50% of  the  then  outstanding  voting  securities  of  the  Corporation  or the
survivor,  as  applicable;  (l) any Person (as defined  below) or group (as such
term is defined in Rule 13d-5 of the Securities Exchange Act of 1934, as amended
(the  "Exchange  Act")) of  related  Persons  which is not an  Affiliate  of the
Corporation or the  Subsidiary as of the  Commencement  Date shall  beneficially
own, directly or indirectly,  more than 50% of the then outstanding voting stock
of  the   Corporation  or  the  Subsidiary  (for  purposes  of  this  Agreement,
"Person(s)" means any individual, entity, or other person, as defined in Section
3(a)(9) of the Exchange Act, and as

                                       -2-

<PAGE>

used in Sections 13(d) and 14(d)  thereof);  or (m) the Board or the Corporation
shall  authorize,  approve  or  engage  in  any  Business  Combination  with  an
Interested  Person,  each as  defined  in  Article  Fifth  of the  Corporation's
Restated  Certificate  of  Incorporation;  provided  that,  notwithstanding  the
foregoing,  Good Reason shall not include or be deemed to exist,  with regard to
the  circumstances  described  in clause (k),  (l) or (m),  if, with the express
prior written consent of Executive,  Executive  immediately after the occurrence
of the circumstances or transactions described in clause (k), (l) or (m) becomes
Chairman,  Chief  Executive  Officer and President of the parent  corporation or
person that owns or controls the Corporation or its successor  immediately after
such  circumstances  or transaction.  If, at the annual meeting in calendar year
2002 (including any adjournment  thereof),  the  shareholders of the Corporation
fail to  approve  the  provisions  of this  Agreement  which are  contingent  on
shareholder approval pursuant to Section 5.2(a)(vii),  and the Corporation fails
to offer to the  Executive,  within 45 days following  such annual  meeting,  an
amendment of this  Agreement  which is  acceptable  to the  Executive,  then the
Executive  may  resign  at any  time  during  the  period  between  the 61st day
following such annual  meeting and the 150th day following such annual  meeting,
and such resignation shall be treated as having been for "Good Reason".

         1.8.  "Retirement" means the termination of the Executive's  employment
with the Corporation for any reason at any time after (a) the Executive  attains
age 65 or (b)  the  Executive  meets  the  requirements  for  early  or  regular
retirement under the Corporation's  retirement policy, assuming for this purpose
that he was a participant in such plan.

         1.9.  "Term of Employment" has the meaning assigned to it in Section 3.

         2.  EMPLOYMENT.  Subject to the terms and  provisions set forth in this
Agreement,  the  Corporation  hereby  employs the  Executive  during the Term of
Employment  as the Chief  Executive  Officer and  President of the  Corporation,
agrees  to use  its  best  efforts  to  cause  Executive  to be  elected  by the
Corporation's  shareholders  as a  director  and  Chairman  of the  Board of the
Corporation,  and to cause the  Executive  to be a director  and Chairman of the
Board of Directors of the Subsidiary during the Term of Employment and agrees to
cause the  Subsidiary  at all times during the Term of  Employment to employ the
Executive as Chief Executive  Officer and President of the  Subsidiary,  and the
Executive  hereby accepts such  employment.  However,  nothing in this Agreement
shall be construed to require that the Executive be elected as a director of the
Corporation's  Board  of  Directors  on any  date if he is not  employed  by the
Corporation on the election date.

         3.  COMMENCEMENT DATE AND TERM OF EMPLOYMENT.

(a)      The  term  of   employment   under  this   Agreement   shall   commence
         retroactively as of July 1, 2002 (the "Commencement  Date"), and shall,
         unless extended as hereinafter  provided,  terminate on the fifth (5th)
         anniversary of such date (the "Term of Employment").

(b)      On the fifth  (5th)  anniversary  of the  Commencement  Date and on the
         sixth  (6th)  anniversary  of  the  Commencement   Date,  the  Term  of
         Employment  shall  automatically be extended for an additional one year
         period  unless,  not  later  than  twelve  months  prior  to  any  such
         anniversary,  either party to this  Agreement  shall have given written
         notice to the other that the Term of  Employment  shall not be extended
         or further  extended  beyond its then  already  automatically  extended
         term, if any.

                                      -3-
<PAGE>


         4.  POSITIONS, RESPONSIBILITIES AND DUTIES.

         4.1. POSITIONS.  During the Term of Employment,  the Executive shall be
employed as, and the  Corporation  shall at all times cause the Executive to be,
the Chief Executive Officer and President of the Corporation and the Subsidiary.
In addition to such  positions,  the  Corporation  shall use its best efforts to
ensure that the Executive is elected by the  shareholders  of the Corporation to
serve as a  director  of the  Corporation  during the Term of  Employment  for a
minimum of two  successive,  staggered  three-year  terms,  as  provided  in the
Corporation's  Certificate of  Incorporation,  and shall use its best efforts to
ensure  that  Executive  is the  Chairman  of the  Board of  Directors.  In such
positions,  the Executive shall have the duties,  responsibilities and authority
normally  associated with the office and position of chairman,  director,  chief
executive officer and president of a substantial,  publicly traded  corporation,
but in no event shall the Executive's duties,  responsibilities and/or effective
authority with respect to the Corporation and/or the Subsidiary be less than the
duties,   responsibilities  and  effective  authority  the  Executive  possessed
immediately  prior  to the date of this  Agreement.  No  other  employee  of the
Corporation or the Subsidiary shall have authority and responsibilities that are
equal to or greater  than those of the  Executive.  The  Executive  shall report
solely and directly to the Board and all other  officers and other  employees of
the  Subsidiary  shall  report  directly  to the  Executive  or the  Executive's
designees.  No provision of this Section 4.1, however,  shall preclude the Board
from soliciting information from any officer or employee of the Corporation.

         4.2.  DUTIES. During the Term of Employment, the Executive shall devote
such time as is reasonably  necessary to perform the duties  associated with his
offices and positions as set forth in Section 4.1 and shall use his best efforts
to  perform   faithfully  and  efficiently   the  duties  and   responsibilities
contemplated by this Agreement;  PROVIDED, HOWEVER, that the Executive shall not
be required to perform any duties and responsibilities  which would be likely to
result in a non-compliance  with or violation or breach of any applicable law or
regulation. Notwithstanding the foregoing provisions of this Section 4.2, during
the Term of Employment,  the Executive may devote  reasonable time to activities
other than those required under this Agreement, including the supervision of his
personal  investments,   and  activities  involving  professional,   charitable,
educational, religious and similar types of organizations, speaking engagements,
membership on the boards of directors of other  organizations,  and similar type
activities,  to the extent that such other activities do not inhibit or prohibit
the performance of the Executive's  duties under this Agreement,  or conflict in
any  material  way with  the  business  of the  Corporation  or the  Subsidiary;
provided,  however,  that the  Executive  shall  not  serve on the  board of any
business,  or hold any other  position with any business  without the consent of
the Board.

         4.3. NON-DISPARAGEMENT. The Executive agrees that, while he is employed
by the  Corporation,  and after his Date of  Termination,  he shall not make any
false,   defamatory  or  disparaging  statements  about  the  Corporation,   the
Subsidiary, any Affiliate, or the officers or directors of the Corporation,  the
Subsidiary or any Affiliate that are reasonably  likely to cause material damage
to the Corporation,  the Subsidiary, any Affiliate, or the officers or directors
of the Corporation,  the Subsidiary,  or the Affiliates.  While the Executive is
employed by the Corporation,  and after his Date of Termination, the Corporation
agrees, on behalf of itself,

                                      -4-
<PAGE>

the Subsidiary and the Affiliates, that neither the Corporation, the Subsidiary,
the  Affiliates,  nor  the  officers  or  directors  of  the  Corporation,   the
Subsidiary,  or any of the  Affiliates  shall  make  any  false,  defamatory  or
disparaging  statements about the Executive that are reasonably  likely to cause
material damage to the Executive.

         5.  COMPENSATION AND OTHER BENEFITS.

         5.1. BASE SALARY.  During the Term of Employment,  the Executive  shall
receive a base salary ("Base Salary"),  payable in equal bi-weekly installments,
of, prior to first anniversary of the Commencement Date,  $850,000 per annum. On
each  anniversary of the  Commencement  Date, such Base Salary shall be reviewed
for increase  (but not  decrease)  in the sole  discretion  of the  Compensation
Committee of the Board;  PROVIDED,  HOWEVER,  that such Base Salary shall in any
event be increased as of each anniversary of this Agreement,  at a rate equal to
the percentage  increase in the consumer  price index for the New  York-Northern
New  Jersey-Long  Island,  NY-NJ-CT  metropolitan  local area as reported by the
United States Department of Labor (the "CPI") of the year then ended as compared
to the consumer price index for the  immediately  preceding year. Such increased
Base  Salary  shall then  constitute  the "Base  Salary"  for  purposes  of this
Agreement.

         5.2. INCENTIVE PAYMENTS.  During the Term of Employment,  the Executive
will be entitled to be paid an incentive bonus (the "Incentive Bonus") and other
benefits as described in this Section 5.2.

(a)      The  Executive  shall  be  entitled  to  Incentive  Bonus  payments  in
         accordance with the following:

         (i) For the fiscal year ending June 30, 2002,  the  Executive  shall be
         entitled  to an  Incentive  Bonus  determined  in  accordance  with the
         provisions of Section 5.2 of the 1997 Agreement.

         (ii) For the fiscal year ending June 30, 2003, and for each  subsequent
         fiscal year, the Corporation shall pay the Executive an Incentive Bonus
         equal to two  percent  (2%) of the  amount by which  the  Corporation's
         operating  income for the year exceeds the Threshold Amount (as defined
         below).

         (iii) For the fiscal year ending June 30, 2003, the "Threshold  Amount"
         shall be $80,000,000 (eighty million dollars).  For fiscal years ending
         after  June  30,  2003,  the  Threshold  Amount  shall  be  110% of the
         Threshold Amount for the preceding fiscal year.

         (iv) For fiscal years ending  after June 30,  2002,  the  Corporation's
         operating  income  for the  fiscal  year  shall be as set  forth in the
         Corporation's  financial  statements,  adjusted  by adding  thereto the
         charges,  expenses or accruals,  if any, charged against such operating
         income for (1)  non-recurring  or  extraordinary  items,  (2) Incentive
         Bonuses  under this  Agreement,  (3) the issuance to the  Corporation's
         executives,  managers, employees, dealers and other business associates
         of capital stock of the Corporation,  or the issuance or exercise to or
         by such persons of options, warrants or other rights to acquire capital
         stock  of  the  Corporation,   or  stock  appreciation  rights  of  the
         Corporation or similar equity equivalents,  including in respect of the
         Restricted  Stock Agreement and the Option

                                      -5-
<PAGE>

         Agreements  contemplated  by this  Agreement,  and  (4)  any  increased
         depreciation,  amortization  or other changes  resulting  from purchase
         accounting  adjustments  (provided,  however,  that no such adjustments
         shall be made  under  this  clause  (4) with  respect  to  acquisitions
         occurring prior to the Commencement Date). The calculation of operating
         income  will  be  confirmed  by the  Corporation's  independent  public
         accountants  or  any  other   independent,   recognized   financial  or
         accounting expert retained by the Compensation Committee.

         (v)  Notwithstanding  the foregoing  provisions of this Section 5.2, if
         the Corporation effects a major acquisition during any fiscal year, the
         Executive  and  the  Corporation  shall  negotiate  in  good  faith  an
         appropriate  revision to the Threshold Amount set forth in this Section
         5.2 to implement the purpose of the Incentive Bonus.

         (vi) The Incentive Bonus in respect of any particular  fiscal year will
         be paid upon the earlier to occur of the fifth  business day  following
         public filing or disclosure of the Corporation's  financial  statements
         for such fiscal year or the 120th day  following the end of such fiscal
         year.

         (vii) Notwithstanding the foregoing provisions of this Section 5.2, the
         Executive's  right to any Incentive  Bonus amounts under this Agreement
         for fiscal years beginning on or after the  Commencement  Date shall be
         contingent  on the  Incentive  Bonus  payments  being  approved  by the
         shareholders of the Corporation at the Corporation's annual shareholder
         meeting in calendar  year 2002  (including  any  adjournment  thereof);
         provided,  however,  that if such Incentive Bonus arrangement is not so
         approved,  the Corporation will offer other additional  compensation to
         the Executive that provides an earnings  opportunity that is comparable
         to that offered by the Incentive  Bonus,  and the  Corporation  and the
         Executive shall negotiate in good faith regarding the structure of such
         additional  compensation and the revisions to this Agreement reflecting
         such  compensation.  The  failure  of the  Corporation  to  offer  such
         replacement  compensation  within 45 days  following the  shareholder's
         vote of  non-approval  of the  Incentive  Bonus  shall be  treated as a
         decrease in the Executive's compensation under Section 1.7(e).

(b)      Effective  as  of  July  1,  2002,  2003,  2004,  2005  and  2006,  the
         Corporation  and  Executive  shall enter into,  execute and deliver the
         Restricted  Stock  Agreement,  in  substantially  the form of Exhibit A
         hereto (as amended from time to time in accordance with its terms,  the
         "Restricted Stock  Agreement")  pursuant to which the Corporation shall
         grant to the  Executive,  effective  as of each of July 1, 2002,  2003,
         2004, 2005 and 2006, 10,500 shares of the  Corporation's  common stock,
         par  value  $.01 per  share  ("Common  Stock"),  for a total of  52,500
         shares, under the Corporation's 1992 Stock Option Plan (as amended from
         time to time in accordance with its terms,  the "Plan"),  in accordance
         with the Restricted Stock Agreement in substantially the form set forth
         in Exhibit A, which shares of Common Stock will be  "restricted  stock"
         subject to the Restricted Stock Agreement. Shares of Common Stock under
         the  Restricted  Stock  Agreement  are  referred to as the  "Restricted
         Stock" for purposes of this  Agreement.  For this purpose,  Exhibit A-1
         hereto is the form of Restricted  Stock Agreement for 2002, and Exhibit
         A-2  hereto  is the  form  of  Restricted  Stock  Agreement  for  years
         thereafter.

                                      -6-
<PAGE>

(c)      The  Executive  shall be entitled to stock option  rights in accordance
         with the following:

         (i) Concurrently with the execution and delivery of this Agreement, the
         Corporation  and  Executive  shall enter into,  execute and deliver the
         stock option agreements between the Corporation and the Executive,  and
         substantially  in  the  form  of  Exhibits  B,  C,  and D  hereto  (the
         agreements  set forth in  Exhibits  B, C, and D are  referred to as the
         "Option  Agreements")  pursuant to which the Corporation shall issue to
         Executive  stock options  pursuant to this Section 5.2(c) to purchase a
         total of  1,200,000  shares of Common  Stock  under the Plan,  with the
         exercise  price of a share of stock for the options  described  in this
         sentence to be  determined  in accordance  with the  applicable  Option
         Agreement. The options issued under this Section 5.2(c)(i) are referred
         to as the "Options."

         (ii) Options to purchase Common Stock to be granted to the Executive by
         the Corporation  under this Agreement will permit the deferred delivery
         of shares of stock  following  exercise,  as elected by the  Executive,
         pursuant to a deferral arrangement established by the Corporation.

(d)      The number of shares  subject to any stock awards under this  Agreement
         are specified as of August 1, 2002, and such numbers are to be adjusted
         for stock splits, stock dividends, reclassifications, recapitalizations
         and similar events in respect of the Common Stock  occurring after that
         date.

         5.3.  EXPENSE  REIMBURSEMENT.   During  the  Term  of  Employment,  the
Executive  shall be  entitled  to receive  prompt  reimbursement  for all usual,
customary, and reasonable business-related expenses incurred by the Executive in
performing  his duties and  responsibilities  hereunder in  accordance  with the
practices and procedures of the Corporation as in effect and applied immediately
prior to the Commencement  Date,  including without limitation an automobile and
driver allowance and/or reimbursement in accordance with past practices,  or, if
more  favorable  to the  Executive,  as in  effect at any time  thereafter  with
respect  to  the  Executive  or  other  executives  of  the  Corporation  or the
Subsidiary.

         5.4.  VACATION AND FRINGE BENEFITS.

(a)      During the Term of  Employment,  the  Corporation  shall  maintain a $7
         million  key man  life  and  disability  insurance  in  respect  of the
         Executive  for the benefit of  Executive  and/or his estate,  and shall
         maintain  such  insurance  so long as the  Executive  remains  a senior
         executive  officer  of the  Corporation,  PROVIDED  that the  aggregate
         amount of such insurance coverage shall be reduced if and to the extent
         necessary  to  reduce  the  aggregate  annual  premium  payable  by the
         Corporation  to $35,000.  The  Executive  agrees to cooperate  with the
         Corporation in obtaining  such policies and in maintaining  the same in
         full force and effect throughout the Term of Employment.

(b)      During the Term of Employment,  the Executive shall also be entitled to
         such paid vacation,  fringe benefits and perquisites as provided to the
         Executive by the Corporation and/or the Subsidiary immediately prior to
         the  Commencement  Date or,  if more  favorable  to the  Executive,  as
         provided by the Corporation or the Subsidiary at any time thereafter.

                                      -7-
<PAGE>


(c)      To the extent that the  Executive's  rights to compensation or benefits
         under the applicable plan, agreement or other governing document are to
         be  determined  based  on  the  Term  of  Employment  under  the  Prior
         Employment Agreement, the Term of Employment under this Agreement shall
         be deemed to be substituted for the Term of Employment  under the Prior
         Employment Agreement.

         5.5.  OFFICE AND SUPPORT STAFF.  Unless  the Executive otherwise agrees
in writing, during the Term of Employment  the  Executive  shall be entitled  to
executive secretarial and other administrative  assistance of a type and extent,
and to an office or offices (with furnishings and other  appointments) of a type
and size, at least equal to that provided to the Executive  immediately prior to
the date of this Agreement.

         6.  TERMINATION.

         6.1.  TERMINATION  DUE  TO DEATH  OR  DISABILITY.  The  Corporation may
terminate the Executive's  employment hereunder due to Disability.  In the event
of the Executive's  death or a Termination of the Executive's  employment by the
Corporation  due  to  Disability,   the  Executive,  his  estate  or  his  legal
representative, as the case may be, shall be entitled to receive:

(a)      Base  Salary  continuation  at the rate in effect (as  provided  for by
         Section 5.1 of this  Agreement) on the Date of Termination  through the
         end of the full fiscal year in which the Date of Termination occurs;

(b)      an Incentive Bonus in respect of the full fiscal year in which the Date
         of Termination occurs;

(c)      any deferred  compensation  not yet paid to the  Executive  (including,
         without  limitation,   interest  or  other  credits  on  such  deferred
         amounts), any accrued vacation pay and insurance proceeds;

(d)      reimbursement  for  expenses  incurred  but not yet paid  prior to such
         death or Disability;

(e)      insurance  policy  payments  or  proceeds  in  respect  of the life and
         Disability insurance referred to in Section 5.4(a); and

(f)      any other compensation or benefits which may be owed or provided to the
         Executive in accordance with the terms and provisions of any applicable
         agreements, plans and programs of or made by the Corporation and/or the
         Subsidiary.

         Anything in this Agreement to the contrary notwithstanding,  (x) in the
event of the termination of the Executive's  employment pursuant to this Section
6.1,  the  Corporation  will not,  from and after  the Date of  Termination,  be
obligated to issue any Restricted  Stock or Options,  but any vesting or service
requirements  under any outstanding  Options or Restricted  Stock granted to the
Executive  prior to his  termination of employment  that are associated with the
Executive's  employment  by  the  Corporation  (and  any  Prior  Options,  Prior
Restricted  Stock,  and Prior Stock Units, as those terms are defined in Section
12.8) will be deemed to be fully  satisfied upon such  termination,  and (y) the
Executive's  family shall be entitled to receive  benefits at least equal to the
most favorable  benefits  provided by the  Corporation to surviving  families of


                                       -8-
<PAGE>

employees of the Corporation under such plans, programs,  practices and policies
relating to family death benefits, if any, in accordance with the most favorable
plans, programs, practices and policies of the Corporation in effect on the date
of the Executive's  death with respect to other key employees of the Corporation
and their families.  Anything in this Agreement to the contrary notwithstanding,
the Executive  shall be entitled after the Date of Termination due to Disability
to receive disability and other benefits at least equal to the most favorable of
those provided by the Corporation to disabled employees and/or their families in
accordance  with such  plans,  programs,  practices  and  policies  relating  to
disability,  if any, in effect at any time during the 90-day period  immediately
preceding the Date of  Termination  due to Disability  with respect to other key
employees of the Corporation and their families.

         6.2.  TERMINATION BY THE  CORPORATION  FOR CAUSE.  The  Corporation may
terminate  the  Executive's  employment  hereunder for Cause as provided in this
Section 6.2. If the Corporation  terminates the Executive's employment hereunder
for Cause, the Executive shall be entitled to receive:

(a)      Base  Salary at the rate in effect (as  provided  for by Section 5.1 of
         this  Agreement)  at the time of such  termination  through the Date of
         Termination;

(b)      a prorated  Incentive  Bonus in respect of the fiscal year in which the
         Date of Termination occurs, equal to such Incentive Bonus multiplied by
         a fraction, the numerator of which is the number of days in the current
         fiscal year through the Date of  Termination,  and the  denominator  of
         which is 365;

(c)      any deferred compensation (including,  without limitation,  interest or
         other credits on such deferred amounts) and any accrued vacation pay;

(d)      reimbursement  for  expenses  incurred,  but not yet paid prior to such
         termination of employment; and

(e)      any other compensation or benefits which may be owed or provided to the
         Executive in accordance with the terms and provisions of any applicable
         agreements, plans and programs of or made by the Corporation and/or the
         Subsidiary.

         In any case described in this Section 6.2, the Executive shall be given
written notice authorized by a vote of at least a majority of the members of the
Board that the Corporation  intends to terminate the Executive's  employment for
Cause.  Such  written  notice,  given in  accordance  with  Section  6.7 of this
Agreement, shall specify the particular act or acts, or failure to act, which is
or are the basis for the decision to so terminate the Executive's employment for
Cause.  The Executive shall be given the opportunity  within 30 calendar days of
the receipt of such notice to meet with the Board to defend such act or acts, or
failure to act, and, if such act or failure to act is correctable, the Executive
shall be given 30  business  days  after such  meeting  to  correct  such act or
failure to act. If such act or failure to act is not correctable or upon failure
of the  Executive,  within  such latter 30 day  period,  to correct  such act or
failure  to  act,  the   Executive's   employment  by  the   Corporation   shall
automatically  be  terminated  under this  Section  6.2 for Cause as of the date
determined  in Section 1.5 of this  Agreement.  Anything  herein to the contrary
notwithstanding,  if,  following a termination of the Executive's  employment by
the

                                       -9-
<PAGE>

Corporation  for Cause based upon the  conviction  of the Executive for a felony
involving actual  dishonesty as against the Corporation or the Subsidiary,  such
conviction  is  overturned  on appeal,  the  Executive  shall be entitled to the
payments and benefits  that the  Executive  would have received as a result of a
termination  of the  Executive's  employment by the  Corporation  without Cause.
Anything in this Agreement to the contrary notwithstanding,  in the event of the
termination  of the  Executive's  employment  pursuant to this  Section 6.2, the
Corporation  will not, from and after the Date of  Termination,  be obligated to
issue any Restricted Stock or Options, although any outstanding Restricted Stock
or Options will not be affected  thereby,  except as  expressly  provided in the
Restricted Stock Agreement and the Option Agreements.

         6.3.  TERMINATION  WITHOUT CAUSE OR  TERMINATION  FOR GOOD REASON.  The
Corporation shall be permitted to terminate the Executive's employment hereunder
without Cause and the Executive  shall be permitted to terminate his  employment
hereunder for Good Reason. For purposes of this Agreement, such a termination of
employment by the Executive  shall  constitute a  "Termination  for Good Reason"
only if effected in accordance with the notice  provisions of Section 6.7(b). If
the Corporation  terminates the Executive's  employment hereunder without Cause,
other than due to death or Disability, or if the Executive effects a Termination
for Good Reason, the Executive shall be entitled to receive:

(a)      Base  Salary at the rate in effect (as  provided  for by Section 5.1 of
         this Agreement) on the Date of Termination  through the end of the Term
         of  Employment  (which  Term of  Employment  shall  include  extensions
         thereof  in  accordance  with  Section  3 only to the  extent  that the
         deadline for canceling the  extension or extensions  occurred  prior to
         the  date on  which  the  applicable  written  termination  notice  was
         provided,  with no cancellation of extension notice filed in accordance
         with Section 3(b));

(b)      an aggregate amount equal to the two largest Incentive Bonuses or other
         annual bonuses  previously  received by Executive from the  Corporation
         not to exceed $1 million in the aggregate;

(c)      any deferred compensation (including,  without limitation,  interest or
         other credits on the deferred amounts) and any accrued vacation pay;

(d)      reimbursement  for  expenses  incurred,  but  not  paid  prior  to such
         termination of employment; and

(e)      any other compensation or benefits which may be owed or provided to the
         Executive in accordance with the terms and provisions of any applicable
         agreements, plans and programs of or made by the Corporation and/or the
         Subsidiary.

         Anything in this  Agreement  to the  contrary  notwithstanding,  in the
event of the termination of Executive's employment pursuant to this Section 6.3,
(x) the Corporation's  obligation to issue Restricted Stock under this Agreement
and in accordance with the Restricted  Stock Agreement will not be terminated or
otherwise affected, as if the Term of Employment continued without giving effect
to  such  termination,  and  any  vesting  or  service  requirements  under  any
outstanding  Restricted Stock granted to the Executive prior to, at the time of,
or after his  termination of employment that are associated with the Executive's
employment by the


                                       -10-
<PAGE>

Corporation  (and any Prior  Restricted  Stock and Prior  Stock  Units)  will be
deemed to be fully satisfied upon such  termination or, if later, at the time of
grant, and (y) any vesting or service requirements under any outstanding Options
granted to the Executive  prior to his  termination of employment or any Options
granted  on or after  his Date of  Termination,  that  are  associated  with the
Executive's employment by the Corporation (and any Prior Options) will be deemed
to be fully satisfied upon such termination or if later, at the time such option
is granted,  and the options  issued to and  exercisable  by  Executive  will be
exercisable  at  any  time  during  the  three  years  following  such  Date  of
Termination  or, for Options granted as of a date after the Date of Termination,
three years following the date of grant.

         Anything in this  Agreement  to the  contrary  notwithstanding,  if the
Executive  is  employed  by the  Corporation  through  the  end of the  Term  of
Employment,  and his employment  terminates by reason of a failure to extend the
Term of  Employment  (regardless  of whether  such  failure to extend  occurs by
reason  of a notice  from  either  the  Executive  or the  Corporation  that the
Agreement will not be extended in accordance with Section 3(b) or by reason of a
failure of the parties to further extend the Agreement  following the end of the
Term of Employment as set forth in Section 3), the Executive shall be treated as
having  completed any service  required for full vesting  under any  outstanding
Options,  Restricted Stock,  Prior Options,  Prior Restricted Stock, Prior Stock
Units,  as well as any other  compensation  accrued prior to the  termination of
employment  if the right to such  compensation  is  contingent  on completion of
service for vesting.  Nothing in the  preceding  sentence  shall be construed to
require the vesting in  compensation  for the  Executive if the written terms of
the compensation  provide for a different vesting schedule and such compensation
is not required to be provided by this  Agreement,  the 1997  Agreement,  or the
1994 Agreement.

         6.4.  VOLUNTARY  TERMINATION.  The  Executive  may  effect a  Voluntary
Termination of his employment hereunder. A "Voluntary  Termination" shall mean a
termination  of  employment  upon prior  written  notice to the  Corporation  in
accordance with Section 6.7(c) by the Executive on his own initiative other than
(a) a termination due to Disability, (b) a Termination for Good Reason, or (c) a
termination due to Retirement.  A Voluntary  Termination shall not be, nor shall
it be deemed to be, a breach of this  Agreement  and shall entitle the Executive
to all of the rights and  benefits to which the  Executive  would be entitled in
the event of a termination of his employment by the Corporation for Cause.

         6.5.  TERMINATION  DUE TO  RETIREMENT.  The Executive may terminate his
employment  hereunder as a result of Retirement.  If the Executive's  employment
hereunder is terminated  due to Retirement,  the Executive  shall be entitled to
receive:

(a)      Base  Salary at the rate in effect (as  provided  for by Section 5.1 of
         this  Agreement)  at the time of such  termination  through the date of
         Retirement;

(b)      a prorated  Incentive  Bonus in respect of the fiscal year in which the
         Date of Termination occurs, equal to such Incentive Bonus multiplied by
         a fraction, the numerator of which is the number of days in the current
         fiscal year through the Date of  Termination,  and the  denominator  of
         which is 365;

                                      -11-

<PAGE>

(c)      any deferred  compensation  not yet paid to the  Executive  (including,
         without  limitation,  any interest on credits on such deferred amounts)
         and any accrued vacation pay;

(d)      reimbursement  for expenses incurred but not yet paid prior to the date
         of Retirement; and

(e)      any other compensation or benefits which may be owed or provided to the
         Executive in accordance with the terms and provisions of any applicable
         agreements, plans and programs of or made by the Corporation and/or the
         Subsidiary.

Anything in this Agreement to the contrary notwithstanding,  in the event of the
termination  of the  Executive's  employment  pursuant to this  Section 6.5, the
Corporation  will not, from and after the Date of  Termination,  be obligated to
issue any Restricted Stock or Options, although any outstanding Restricted Stock
or Options will not be affected  thereby,  except as  expressly  provided in the
Restricted Stock Agreement and the Option Agreements.

         6.6.  NO  MITIGATION;  NO OFFSET.  In the event of any  termination  of
employment  under this Section 6, the Executive  shall be under no obligation to
seek other  employment  and there shall be no offset against any amounts due the
Executive  under this Agreement on account of any  remuneration  attributable to
any subsequent  employment that the Executive may obtain.  Any amounts due under
this Section 6 are in the nature of severance  payments,  or liquidated damages,
or both, and are not in the nature of a penalty.

         6.7.  NOTICE  OF  TERMINATION.   Any  termination  of  the  Executive's
employment by the  Corporation for Cause,  any Termination for Good Reason,  and
any  termination  of employment by the Executive in connection  with a Voluntary
Termination  shall be communicated by a notice of termination to the other party
hereto given in accordance  with Section 12.3 of this  Agreement (the "Notice of
Termination").  The  Notice of  Termination  shall be given (a) in the case of a
termination  for  Cause,  within  90  business  days  after  a  director  of the
Corporation  (excluding the Executive) has actual knowledge of the events giving
rise to such purported  termination,  (b) in the case of a Termination  for Good
Reason,  within 180 days of the Executive's having actual knowledge of the event
or  events   constituting  Good  Reason;  and  (c)  in  the  case  of  Voluntary
Termination,  not later than 150 days prior to the date of termination specified
in such  notice.  Such  notice  shall  (x)  indicate  the  specific  termination
provision in this Agreement relied upon, (y) set forth in reasonable  detail the
facts and  circumstances  claimed  to  provide a basis  for  termination  of the
Executive's employment under the provision so indicated, as applicable,  and (z)
if the  termination  date is  other  than the date of  receipt  of such  notice,
specify the date on which the Executive's  employment is to be terminated (which
date shall not be earlier than the date on which such notice is actually given).

         6.8.  CERTAIN FURTHER PAYMENTS BY THE CORPORATION.

         6.8.1.  TAX  REIMBURSEMENT  PAYMENT.  Anything in this Agreement to the
contrary notwithstanding, in the event that any amount or benefit paid, payable,
or to be paid, or  distributed,  distributable,  or to be distributed to or with
respect  to the  Executive  by the  Corporation,  the  Subsidiary  or any  other
Affiliate,  including Base Salary, Incentive Bonuses,  Restricted Stock, Options
and any other amounts  payable in respect of this Agreement  (collectively,  the
"Covered Payments"), is or becomes, at any time, as a result of (a) any Internal


                                      -12-
<PAGE>


Revenue  Service claims or assertions,  or (b) Section 6.8.2 below or otherwise,
subject to the excise tax imposed by or under  Section  4999 of the Code (or any
similar tax that may  hereafter  be  imposed),  and/or any interest or penalties
with respect to such excise tax (such excise tax,  together  with such  interest
and penalties, are hereinafter  collectively,  referred to as the "Excise Tax"),
the Corporation  shall pay to the Executive at the time specified in Section 6.9
below an additional amount (the "Tax Reimbursement Payment") equal to the sum of
(a) the amount of the Excise Tax imposed upon the Covered  Payments,  and (b) an
amount equal to the product of (i) any deductions disallowed for federal,  state
or local income tax purposes  because of the inclusion of the Tax  Reimbursement
Payment  in  the  Executive's  adjusted  gross  income,  and  (ii)  the  highest
applicable   marginal  rate  of  federal,   state  or  local  income   taxation,
respectively,  for the calendar year in which the Tax  Reimbursement  Payment is
made or is to be made. However,  the Tax Reimbursement  Payment will not include
any Excise Tax or other tax imposed on or attributable to the Tax  Reimbursement
Payment itself.

         6.8.2.  DETERMINING EXCISE TAX. Except as otherwise provided in Section
6.8.1(a),  for purposes of determining  whether any of the Covered Payments will
be subject to the Excise Tax and the amount of such Excise Tax,

(a)      such Covered Payments will be treated as "parachute  payments"  (within
         the  meaning of Section  280G(b)(2)  of the Code) and such  payments in
         excess of the Code Section 280G(b)(3) "base amount" shall be treated as
         subject to the Excise Tax,  unless,  and except to the extent that, the
         Corporation's    independent    certified   public   accountants   (the
         "Accountants") or legal counsel reasonably acceptable to the Executive,
         deliver  timely,  upon the  Executive's  request,  a  written  opinion,
         reasonably  satisfactory  to  the  Executive's  legal  counsel,  to the
         Executive  that the Executive has a reasonable  basis to claim that the
         Covered Payments (in whole or in part) (i) do not constitute "parachute
         payments", (ii) represent reasonable compensation for services actually
         rendered  (within  the  meaning of Section  280G(b)(4)  of the Code) in
         excess of the "base amount" allocable to such reasonable  compensation,
         or (iii) such  "parachute  payments"  are otherwise not subject to such
         Excise Tax (with  appropriate  legal authority,  detailed  analysis and
         explanation provided therein by the Accountants); and

(b)      the value of any  Covered  Payments  which  are  non-cash  benefits  or
         deferred payments or benefits shall be determined by the Accountants in
         accordance with the principles of Section 280G of the Code.

         6.8.3. APPLICABLE TAX RATES AND DEDUCTIONS. For purposes of determining
the amount of the Tax Reimbursement Payment, the Executive shall be deemed:

(a)      to pay  federal,  state  and/or  local  income  taxes  at  the  highest
         applicable  marginal  rate of income  taxation for the calendar year in
         which the Tax Reimbursement Payment is made or is to be made, and

(b)      to have otherwise  allowable  deductions  for federal,  state and local
         income  tax  purposes  at least  equal to those  disallowed  due to the
         inclusion of the Tax Reimbursement  Payment in the Executive's adjusted
         gross income.

                                      -13-

<PAGE>

         6.8.4. SUBSEQUENT EVENTS. If, pursuant to a written opinion, reasonably
satisfactory to the Executive,  of the Accountants (or legal counsel  reasonably
acceptable  to the  Executive)  delivered  to the  Executive,  the Excise Tax is
subsequently determined on a reasonable basis and in good faith (other than as a
result of a tax contest) to be less than the amount taken into account hereunder
in calculating any Tax Reimbursement  Payment made, the Executive shall repay to
the  Corporation the portion of any prior Tax  Reimbursement  Payment that would
not  have  been  paid if  such  redetermined  Excise  Tax had  been  applied  in
calculating such Tax Reimbursement  Payment, plus interest on the amount of such
repayment at the mid-term discount rate provided in Section 1274(b)(2)(B) of the
Code.  Notwithstanding the immediately preceding sentence, if any portion of the
Tax Reimbursement Payment to be refunded to the Corporation has been paid to any
federal,  state or local tax authority,  repayment thereof shall not be required
until an actual refund or credit of such portion has been made to or obtained by
the  Executive  from  such  tax  authority,  and  any  interest  payable  to the
Corporation  shall not exceed the interest received or credited to the Executive
by any such tax  authority.  The  Executive  shall be fully  indemnified  by the
Corporation for any  out-of-pocket  costs,  expenses or fees attributable to the
filing of any refund or other claim.  The  Executive and the  Corporation  shall
mutually  agree  upon the  course  of action to be  pursued  (and the  method of
allocating  the  expenses  thereof) if any good faith claim for refund or credit
from such tax authority made by the Executive is denied.

         Notwithstanding the immediately preceding paragraph, if, in the written
opinion of the  Executive's  tax advisors  delivered to the  Accountants and the
Corporation,  the Excise Tax is later determined to exceed the amount taken into
account by the  Accountants or legal counsel,  as the case may be,  hereunder at
the time any Tax Reimbursement  Payment is made by reason of (i) manifest error,
(ii) any  payment  the  existence  or  amount  of which  could not be or was not
determined or known about at the time of any Tax Reimbursement Payment, or (iii)
any determination,  claim or assertion made by any tax authority that the Excise
Tax is or should  be  greater  than the  amount of such  Excise  Tax taken  into
account  previously by the Accountants or legal counsel,  as the case may be, or
as otherwise previously determined, the Corporation shall make an additional Tax
Reimbursement   Payment  in  respect  of  such  excess  Excise  Tax  (which  Tax
Reimbursement  Payment  shall  include,  without  limitation,  any  interest  or
penalties  payable with respect to such excess Excise Tax) at the time specified
in  Section  6.9 below.  With  respect to this  Section  6.8.4,  if any such tax
authority makes such a determination, the Executive shall notify the Corporation
of such  occurrence.  If the  Corporation  obtains  (at the  Corporation's  sole
expense) an opinion of legal counsel  reasonably  satisfactory  to the Executive
that it is more likely than not that the  Executive  would  succeed in disputing
such claim,  assertion or  determination  of such tax  authority,  the Executive
shall,  at the sole  expense of the  Corporation,  make a good  faith  effort to
contest such claim,  assertion  or  determination  of such tax  authority in all
relevant  administrative  proceedings with such tax authority and in any related
judicial proceeding (excluding any appeals thereof);  PROVIDED, HOWEVER, that if
the Executive  determines  in good faith that the continued  contest of any such
claim,  assertion or determination with such tax authority would have an adverse
impact on his overall tax position  (which good faith  determination  shall take
into  account the  magnitude  of the amounts  involved),  then,  upon receipt of
notice by the  Corporation  from the  Executive  to that effect,  the  Executive
shall,  without  forgoing  any right to receive  any Tax  Reimbursement  Payment
described  in this Section 6.8,  have no further  obligation  to pursue any such
contest  with any such tax  authority.  The  Executive  may, as a  condition  to
pursuing  or  commencing  any contest  described  in this  Section  6.8.4 in any
judicial  proceedings  (which proceedings shall be in a forum chosen at the sole
discretion of the

                                      -14-

<PAGE>

Executive),  require the Corporation to advance any amount of tax required to be
paid in order to pursue such  contest.  In conducting  any contest  described in
this  Section  6.8.4,  the  Executive  shall  use his best  efforts  to keep the
Corporation  advised  and will  permit the  Corporation  to prepare  and suggest
appropriate  responses and actions that may be  reasonably  made or taken by the
Executive.  Notwithstanding  the above,  the  decisions  as to such  response or
actions shall be solely that of the  Executive and the Executive  shall have the
sole right to control the proceeding. The Corporation shall bear all expenses of
any proceeding relating to any contest described in this Section 6.8.4,  whether
incurred by the Corporation or the Executive, including, without limitation, all
fees and  disbursements  of attorneys,  accountants and expert witnesses and any
additional interest or penalties applicable. Nothing contained in this Agreement
shall under any circumstances  give the Corporation any right to examine the tax
returns or any other records of the Executive.

         6.8.5.  ELECTION TO ACCELERATE.  For purposes of Code sections 280G and
4999,  the  Executive,  in his sole  discretion,  may elect to have any  amounts
treated as  received  in the year of a change in  ownership  or  control  or, if
later,  the first year in which the payment (or payments) are certain to be made
without  regard to the year in which the payment (or payments) are includible in
income or otherwise received to the extent provided in Prop. Treas. Reg. section
1.280G-1,  Q/A-11(c) (issued February 20, 2002) or any successor  provision.  If
the Executive  makes any such election,  the  determination  of the  Executive's
rights to payments  under this  Section 6.8 and Section 6.9 shall be  determined
after taking into account such election.

         6.9.  PAYMENT.  Except as  otherwise  provided in this  Agreement,  and
except with respect to continued  payment of Base Salary in accordance  with any
provisions  of this  Agreement,  any  payments to which the  Executive  shall be
entitled  under this  Section 6 shall be made as promptly as possible  following
(a) the Date of Termination, (b) the payment of any Covered Payments, or (c) the
delivery of the opinion of the  Executive's  tax advisors,  in  accordance  with
Section  6.8.4.  If the amount of any  payment  due to the  Executive  cannot be
finally  determined  within 90 days after the Date of  Termination,  such amount
shall be estimated on a good faith basis by the  Corporation  and the  estimated
amount  shall be paid no later than 90 days after such Date of  Termination.  As
soon as practicable thereafter,  the final determination of the amount due shall
be made and any adjustment requiring a payment to or from the Executive shall be
made as promptly as practicable.

         7.  NON-EXCLUSIVITY OF RIGHTS.  Nothing in this Agreement shall prevent
or limit the  Executive's  continuing  or future  participation  in any bonus or
incentive  plan or  program  provided  or  maintained  by the  Corporation,  the
Subsidiary or any other  Affiliate and for which the Executive may qualify or be
selected,  nor shall anything herein limit or otherwise prejudice such rights as
the Executive may have under any other  existing or future  agreements  with the
Corporation, the Subsidiary or any Affiliate, including, without limitation, any
change of control  agreements or any stock option,  restricted  stock,  or stock
unit  agreements,  including  the  Restricted  Stock  Agreement  and the  Option
Agreements.  Except  as  otherwise  expressly  provided  for in this  Agreement,
amounts which are vested  benefits or which the Executive is otherwise  entitled
to receive under any plans or programs of the Corporation, the Subsidiary or any
other Affiliate at or subsequent to the Date of Termination  shall be payable in
accordance with such plans or programs.


                                      -15-
<PAGE>

         8. FULL SETTLEMENT.  The Corporation's  obligation to make the payments
provided  for in  this  Agreement  and  otherwise  to  perform  its  obligations
hereunder  shall  not be  affected  by  any  circumstances,  including,  without
limitation, any set-off, counterclaim,  recoupment, defense or other right which
the Corporation may have against the Executive or others.

         9. COSTS OF  ENFORCEMENT.  The  following  provisions of this Section 9
shall apply if it becomes  necessary  or desirable  for the  Executive to retain
legal  counsel or incur  other  costs and  expenses  in  connection  with either
enforcing  any and all of his rights under this  Agreement or defending  against
any allegations by the Corporation of breach of this Agreement by the Executive:

(a)      The  Executive  shall be  entitled  to  recover  from  the  Corporation
         reasonable  attorneys'  fees,  costs and  expenses  incurred  by him in
         connection with such enforcement or defense.

(b)      Payments required under this Section 9 shall be made by the Corporation
         to the Executive  (or directly to the  Executive's  attorney)  promptly
         following  submission to the  Corporation of appropriate  documentation
         evidencing the incurrence of such attorneys' fees, costs, and expenses.

(c)      The Executive shall be entitled to select his legal counsel;  provided,
         however,  that such right of selection shall not affect the requirement
         that any  costs  and  expenses  reimbursable  under  this  Section 9 be
         reasonable.

(d)      The  Executive's  rights to payments  under this Section 9 shall not be
         affected  by the final  outcome of any  dispute  with the  Corporation;
         provided,  however,  that to the extent that the court shall  determine
         that under the circumstances recovery by the Executive of all or a part
         of  any  such  fees  and  costs  and   expenses   would  be  unjust  or
         inappropriate,  the Executive  shall not be entitled to such  recovery;
         and  to the  extent  that  such  amounts  have  been  recovered  by the
         Executive  previously,  the  Executive  shall repay such amounts to the
         Corporation.

In addition,  the  Corporation  will  reimburse the Executive for the reasonable
attorney fees incurred in connection  with the  preparation  and  negotiation of
this Agreement.

         10.  CONFIDENTIAL INFORMATION AND NONCOMPETITION.

         10.1.  CONFIDENTIAL  INFORMATION.  The Executive  shall not, during the
Term of Employment and thereafter,  without the prior express written consent of
the  Corporation  or the  Subsidiary,  disclose  any  confidential  information,
knowledge  or data  relating to the  Corporation,  the  Subsidiary  or any other
Affiliate  and  their  respective  businesses,  which  (a) was  obtained  by the
Executive in the course of the Executive's employment with the Corporation,  and
(b) which is not  information,  knowledge or data otherwise in the public domain
(other than by reason of a breach of this  provision by the  Executive),  unless
required to do so by a court of law or equity or by any  governmental  agency or
other  authority.  In no event shall an asserted  violation of this Section 10.1
constitute  a basis for  delaying  or  withholding  the  payment of any  amounts
otherwise payable to the Executive under this Agreement.


                                      -16-
<PAGE>

         10.2.  NONCOMPETITION.  If  the  Executive  terminates  his  employment
hereunder  pursuant to Section 6.4 of this Agreement,  then the Corporation,  by
written  notice  given to the  Executive  within  30 days  after  the  Executive
delivers a Notice of Termination in connection with a Voluntary Termination, may
require  that this Section 10.2 apply.  If the  Corporation  gives notice to the
Executive as provided in the preceding sentence, then the Executive, without the
express  written  consent of the  Corporation,  shall not,  for the twelve month
period following the Date of Termination,  engage in any business, whether as an
employee,  consultant,  partner, principal, agent, representative or stockholder
(other than as a stockholder of less than a 5% equity  interest) or in any other
corporate or representative  capacity,  if it involves engaging in, or rendering
services or advice  pertaining to, any lines of business the  Corporation or the
Subsidiary was actively conducting on the Date of Termination. The obligation of
the Executive to abide by the restrictions  set forth in the preceding  sentence
shall be conditioned upon the Corporation  continuing payment of the Executive's
Base Salary for the 12-month  period during which such  restriction  shall be in
effect. Such Base Salary shall be paid at the rate in effect (as provided for in
Section 5.1 of this  Agreement) on the Date of  Termination.  If the Corporation
shall  institute  any action or  proceeding  to enforce the  provisions  of this
Section  10.2,  or  shall  file any  claim in any  proceeding  to  enforce  such
provisions,   the  Executive  hereby  waives  the  claim  or  defense  that  the
Corporation has an adequate  remedy at law and waives the  requirement  that the
Corporation post a bond in securing  equitable  relief,  and the Executive shall
not  contend  in any such  action or  proceeding  the claim or  defense  that an
adequate remedy at law exists.

         11.  SUCCESSORS.

         11.1. THE EXECUTIVE.  This Agreement is personal to the  Executive and,
without  the prior  express  written  consent of the  Corporation,  shall not be
assignable by the Executive,  except that the Executive's  rights to receive any
compensation  or benefits under this Agreement may be transferred or disposed of
pursuant to  testamentary  disposition,  interstate  succession or pursuant to a
domestic  relations order of a court of competent  jurisdiction.  This Agreement
shall  inure to the  benefit of and be  enforceable  by the  Executive's  heirs,
beneficiaries and/or legal representatives.

         11.2. THE CORPORATION. This Agreement shall inure to the benefit of and
be binding upon the Corporation and its successors and assigns.  The Corporation
shall require any successor to all or  substantially  all of the business and/or
assets of the  Corporation or the  Subsidiary,  whether  direct or indirect,  by
purchase,  merger,  consolidation,  acquisition  of stock,  or otherwise,  by an
agreement in form and  substance  satisfactory  to the  Executive,  expressly to
assume and agree to perform  this  Agreement  in the same manner and to the same
extent as the Corporation would be required to perform if no such succession had
taken place.

         12.  MISCELLANEOUS.

         12.1. APPLICABLE LAW. This Agreement shall be governed by and construed
in accordance with the laws of the State of New York,  applied without reference
to principles of conflict of laws.


                                      -17-

<PAGE>

         12.2.  AMENDMENTS.  This  Agreement  may  not be  amended  or  modified
otherwise  than by a written  agreement  executed by the parties hereto or their
respective successors and legal representatives.

         12.3. NOTICES. All notices and other communications  hereunder shall be
in  writing  and  shall be  given  by  hand-delivery  to the  other  party or by
registered  or  certified  mail,  return  receipt  requested,  postage  prepaid,
addressed as follows:

                  If to the Executive:

                  c/o Ethan Allen Drive
                  Danbury, Connecticut  06813

                  If to the Corporation:

                  c/o Ethan Allen Drive
                  Danbury, Connecticut  06813

or to such other  address as either  party shall have  furnished to the other in
writing in accordance  herewith.  Notices and communications  shall be effective
when actually received by the addressee.

         12.4.  WITHHOLDING.  The  Corporation  may  withhold  from any  amounts
payable under this Agreement such federal,  state or local income taxes as shall
be required to be withheld pursuant to any applicable law or regulation.  If, at
any time on or after the Commencement Date, the Executive will recognize taxable
income  with  respect  to the  awards  from  the  Corporation  of  Common  Stock
(regardless  of when such awards are made),  the Executive may elect to have the
Corporation  withhold  from the  shares to be  delivered  shares  sufficient  to
satisfy all or a portion of such tax withholding requirements.

         12.5. SEVERABILITY. The invalidity or unenforceability of any provision
of this Agreement shall not affect the validity or  enforceability  of any other
provision of this Agreement.

         12.6.  CAPTIONS.  The  captions of this  Agreement  are not part of the
provisions hereof and shall have no force or effect.

         12.7.  BENEFICIARIES/REFERENCES.  The  Executive  shall be  entitled to
select (and change) a beneficiary or  beneficiaries  to receive any compensation
or benefit payable  hereunder  following the Executive's  death,  and may change
such election,  in either case by giving the Corporation written notice thereof.
In the  event  of the  Executive's  death  or a  judicial  determination  of his
incompetence,  reference  in this  Agreement to the  Executive  shall be deemed,
where  appropriate,  to refer to other  beneficiary(ies),  estate  or his  legal
representative(s).

         12.8.    ENTIRE AGREEMENT.

(a)      Upon the  commencement  of the Term of Employment,  this Agreement will
         contain the entire agreement between the parties concerning the subject
         matter  hereof  and will  supersede  all  prior  agreements  (including
         without limitation the 1997 Agreement, except


                                      -18-
<PAGE>

         as otherwise specifically provided in this Agreement),  understandings,
         discussions,  negotiations and  undertakings,  whether written or oral,
         between  the  parties  with  respect  to  the  subject  matter  hereof,
         excluding: (i) the Restated Director  Indemnification  Agreement by and
         between the Corporation and the Executive;  (ii) the Option  Agreements
         and the Restricted Stock Agreement;  and (iii) the agreements governing
         the following awards associated with the Executive's  employment by the
         Corporation  that were granted to the Executive  prior to  Commencement
         Date: stock options (the "Prior Options"), restricted stock (the "Prior
         Restricted Stock"), and stock units (the "Prior Stock Units").

(b)      This  Agreement  shall not affect the  Executive's  rights to  benefits
         accrued prior to July 1, 2002 and the  Executive's  rights with respect
         to Prior Options,  Prior Restricted  Stock, and Prior Stock Units shall
         be governed by the respective stock option, restricted stock, and stock
         unit  agreements   relating  thereto.   Notwithstanding  the  preceding
         sentence, (i) the Executive's rights with respect to the Prior Options,
         Prior Restricted Stock, and Prior Stock Units following the Executive's
         Date of Termination shall be governed by the provisions of Section 6 of
         this  Agreement to the extent such  provisions do not adversely  affect
         the Executive's  rights under those awards,  and (ii) the expiration of
         the Agreement Term as defined in the 1997 Agreement shall not result in
         vesting of any Prior Options,  Prior  Restricted  Stock, or Prior Stock
         Units  pursuant  to the  last  paragraph  of  Section  6.3 of the  1997
         Agreement.

         12.9.  REPRESENTATION.  The Corporation represents and warrants that it
is fully  authorized  and  empowered to enter into this  Agreement  and that the
performance  of its  obligations  under  this  Agreement  will not  violate  any
agreement between the Corporation and any other person,  firm or organization or
any applicable laws or regulations.

         12.10.  SURVIVORSHIP.  The  respective  rights and  obligations  of the
parties  hereunder  shall  survive  any  termination  of this  Agreement  or the
Executive's  employment  hereunder  to the  extent  necessary  to  the  intended
preservation of such rights and obligations.


                                      -19-
<PAGE>

         IN WITNESS WHEREOF, the Executive has hereunto set the Executive's hand
and the  Corporation has caused this Agreement to be executed in its name on its
behalf,  and its  corporate  seal to be  hereunto  affixed  and  attested by its
Secretary, all as of the day and year first above written.


                                       EXECUTIVE

                                               /s/ M. Farooq Kathwari
                                       -----------------------------------------
                                                   M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.


                                       By:    /s/ Edward Meyer
                                          --------------------------------------
                                             Edward Meyer
                                       Its:  Chairman, Compensation Committee
<PAGE>

Exhibit A-1
- -----------

                         2002 RESTRICTED STOCK AGREEMENT

         THIS AGREEMENT,  dated as of August 1, 2002 (the "Grant Date"),  by and
between Ethan Allen Interiors,  Inc. (the "Company") and M. Farooq Kathwari (the
"Executive").

                                WITNESSETH THAT:

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated as of August 1, 2002 (as amended in accordance with its terms,
the "Employment Agreement"); and

         WHEREAS,  the Company  maintains  the Ethan Allen  Interiors  Inc. 1992
Stock Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Restricted  Stock  Agreement is being  entered into  pursuant to Section  5.2(b)
thereof;

         NOW  THEREFORE,  IT IS AGREED  between the Company and the Executive as
follows:

         1.  AWARD. Pursuant to Section 5.2(b) of the Employment  Agreement, and
subject  to the  terms  of this  Agreement  and the  Employment  Agreement,  the
Executive is granted  10,500  shares of common  stock,  par value $.01 per share
("Common  Stock")  as of the  Grant  Date (all such  shares,  collectively,  the
"Restricted  Stock").  The  award is  subject  to  Section  6 of the  Employment
Agreement.  Such shares of Restricted  Stock may consist,  either in whole or in
part, of the  Company's  authorized  and unissued  Common Stock or shares of the
Company's  authorized and issued Common Stock reacquired by the Company and held
in its Treasury.

         2.  RESTRICTIONS ON SHARES.  During the Restricted Period (as described
in paragraph 4):

(a)      Shares  of  Restricted  Stock may not be sold,  assigned,  transferred,
         pledged or otherwise encumbered.

(b)      The  certificate  representing  such shares shall be  registered in the
         name of the  Executive  shall be deposited  with the Company,  together
         with a stock  power (in such form as the  Company  may  determine)  and
         shall be imprinted with a legend as referred to in paragraph 4.

(c)      Subject to paragraph  (d) below,  the  Executive  shall be treated as a
         stockholder with respect to shares of Restricted  Stock,  including the
         right to vote such shares;  provided,  however, the Executive shall not
         be entitled to vote shares of  Restricted  Stock with respect to record
         dates  occurring on or after the date,  if any, on which the  Executive
         has forfeited such shares pursuant to paragraph 4.
<PAGE>


(d)      As of each dividend  record date for Company Common Stock  occurring on
         or after the date of grant of shares of  Restricted  Stock  under  this
         Agreement  and  prior to the date  such  shares  become  vested  or are
         forfeited (i) no dividends shall be currently  payable to the Executive
         with respect to such  shares;  and (ii) an account  established  by the
         Company for the  benefit of the  Executive  shall be credited  with the
         amount of  dividends  which  would have been paid with  respect to such
         shares in the  absence of clause (i)  above).  Amounts  credited to the
         account  shall be  credited  with  interest  at the rate of 5% per year
         until distribution.  The Executive shall be fully vested in all amounts
         credited to the account balance  (regardless of the subsequent  vesting
         or forfeiture of the shares).  The balance  credited to the Executive's
         account  shall  be  distributed  to the  Executive  in  cash as soon as
         practicable  after the  Executive's  termination of employment with the
         Company and its affiliates for any reason.

         3.  TRANSFERS AT TERMINATION  OF RESTRICTED  PERIOD.  At the end of the
Restricted Period, the certificate  representing such share shall be transferred
to the Executive (or the Executive's  legal  representative or heir) free of all
legends and restrictions referred to in this Agreement.

         4. VESTING AND  FORFEITURES.  The Restricted  Period shall begin on the
Grant Date, and end on the third anniversary thereof (the "Vesting Date"). As of
the Vesting Date,  the amount of such  Restricted  Stock which will vest will be
determined by reference to the Company's TRS  Percentile  (as defined below) for
the  three-year  period  preceding  such  Vesting  Date in  accordance  with the
following schedule:

========================================================     ==================
 Company's TRS Percentile for Three-Year Period Prior to     Shares Vested on
                       Vesting Date                          Such Vesting Date
- --------------------------------------------------------     ------------------
                      70% or Higher                               10,500
                     Above 60% to 70%                             8,400
                     Above 50% to 60%                             6,300
                     Above 40% to 50%                             4,200
                      40% and below                                 0
 =======================================================     ==================

For purposes of the foregoing  schedule,  "TRS Percentile" means, for the period
in  question,  the total  return to the  holders of Common  Stock of the Company
(including  dividends and  distributions,  and assuming they are  reinvested) as
compared  to the  total  return to  holders  of  common  stock of the  companies
(including dividends and distributions,  and assuming they are reinvested) which
comprise  the  Standard  & Poor's 500  during  such  period,  as  determined  in
accordance  with  recognized   financial  practices  and  pursuant  to  publicly
available sources.  For this purpose, the price of Ethan Allen Common Stock (but
not the price of the stock of other  companies  which  comprise  the  Standard &
Poor's 500) at the  beginning  and the end of such period  shall be equal to the
average  Fair  Market  Value (as that term is defined in the Plan) of a share of
Common  Stock for the days on which the  Common  Stock is traded on the New York
Stock Exchange during the  60-calendar-day  periods ending on the Grant Date and
the third anniversary of the Grant Date, respectively.

                                      -2-
<PAGE>

         Any shares of  Restricted  Stock which do not vest on the Vesting  Date
shall be immediately  forfeited by the  Executive,  and returned and released to
the Company,  and the  Executive  thereafter  shall have no further  rights with
respect to such shares.

         During  the  Restricted   Period,   all  certificates   evidencing  the
Restricted  Stock will be imprinted will the following  legend:  "The securities
evidenced  by  this  certificate  are  subject  to  the  transfer  restrictions,
forfeitures and other provisions of the Restricted Stock Agreement,  dated as of
August 1, 2002, between Ethan Allen Interiors, Inc. and M. Farooq Kathwari."

5.  CHANGE IN  CONTROL.  Notwithstanding  the  provisions  of  paragraph  4, the
Restricted Period for all shares of Restricted Stock will end not later than the
date of a Change in Control,  if the  Executive is then  employed by the Company
and such shares were not  previously  forfeited in accordance  with paragraph 4.
For  purposes  of this  Agreement,  a "Change in  Control"  shall occur upon the
occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         6. ADJUSTMENTS TO NUMBER OF SHARES. Subject to the following provisions
of this  paragraph  6 in the event of any  change in the  outstanding  shares of
common  stock of the Company by reason of any stock  dividend,  split,  spinoff,
recapitalization  or other similar change, the terms and the number of shares of
any outstanding  Restricted Stock shall be equitably  adjusted by the Company to
the extent that such  adjustment  is  necessary  to preserve the benefit of this
Agreement for the Executive and the Company.

                                      -3-
<PAGE>

         7.  AGREEMENT  NOT  CONTRACT OF  EMPLOYMENT.  This  Agreement  does not
constitute a contract of  employment,  and does not give the Executive the right
to be retained in the employ of the Company.

         8.  SUCCESSORS AND ASSIGNS.  This Agreement  shall be binding upon, and
inure to the benefit of, the Company and its  successors  and assigns,  and upon
any person acquiring,  whether by merger,  consolidation,  purchase of assets or
otherwise, all or substantially all of the Company's assets and business.

         9.  APPLICABLE LAW. The provisions of this Agreement shall be construed
in accordance  with the laws of the State of New York,  without giving effect to
choice of law principles.  Notwithstanding any other provision of this Agreement
to the contrary, the Company may subject shares of stock transferred pursuant to
this Agreement to such  conditions,  limitations or  restrictions as the Company
determines  to be necessary or  desirable to comply with any  applicable  law or
regulation.

         10.  AMENDMENT.  This Agreement may be amended by written  agreement of
the Executive and the Company, without the consent of any other person.

         11. PLAN AMENDMENT.  The Plan is hereby amended to permit the award set
forth in this  agreement,  and the  officers of the Company  are  authorized  to
modify the Plan language to reflect such amendment.


         IN WITNESS  WHEREOF,  the  Executive  has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Grant Date.





                                               /s/ M. Farooq Kathwari
                                       -----------------------------------------
                                                  M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.

                                               /s/ Edward Meyer
                                       -----------------------------------------
                                       By:   Edward Meyer
                                       Its:  Chairman, Compensation Committee






                                      -4-
<PAGE>

Exhibit A-2
- -----------
                           RESTRICTED STOCK AGREEMENT

         THIS AGREEMENT, dated as of July 1, 2003 (the "Agreement Date"), by and
between Ethan Allen Interiors,  Inc. (the "Company") and M. Farooq Kathwari (the
"Executive").

                                WITNESSETH THAT:

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated as of August 1, 2002 (as amended in accordance with its terms,
the "Employment Agreement"); and

         WHEREAS,  the Company  maintains  the Ethan Allen  Interiors  Inc. 1992
Stock Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Restricted  Stock  Agreement is being  entered into  pursuant to Section  5.2(b)
thereof;

         NOW  THEREFORE,  IT IS AGREED  between the Company and the Executive as
follows:

         1.  AWARD.  Pursuant to Section 5.2(b) of the Employment Agreement, and
subject  to the  terms  of this  Agreement  and the  Employment  Agreement,  the
Executive  is granted as of July 1, 2003 (the "Grant  Date"),  10,500  shares of
common  stock,  par value $.01 per share  ("Common  Stock") as of the Grant Date
(all such shares, collectively, the "Restricted Stock"). The award is subject to
Section 6 of the  Employment  Agreement.  Such  shares of  Restricted  Stock may
consist,  either in whole or in part, of the Company's  authorized  and unissued
Common  Stock or shares of the  Company's  authorized  and issued  Common  Stock
reacquired by the Company and held in its Treasury.

         2.  RESTRICTIONS ON SHARES.  During the Restricted Period (as described
in paragraph 4):

(a)      Shares  of  Restricted  Stock may not be sold,  assigned,  transferred,
         pledged or otherwise encumbered.

(b)      The  certificate  representing  such shares shall be  registered in the
         name of the  Executive  shall be deposited  with the Company,  together
         with a stock  power (in such form as the  Company  may  determine)  and
         shall be imprinted with a legend as referred to in paragraph 4.

(c)      Subject to paragraph  (d) below,  the  Executive  shall be treated as a
         stockholder with respect to shares of Restricted  Stock,  including the
         right to vote such shares;  provided,  however, the Executive shall not
         be entitled to vote shares of  Restricted  Stock with respect to record
         dates  occurring on or after the date,  if any, on which the  Executive
         has forfeited such shares pursuant to paragraph 4.
<PAGE>


(d)      As of each dividend  record date for Company Common Stock  occurring on
         or after the date of grant of shares of  Restricted  Stock  under  this
         Agreement  and  prior to the date  such  shares  become  vested  or are
         forfeited (i) no dividends shall be currently  payable to the Executive
         with respect to such  shares;  and (ii) an account  established  by the
         Company for the  benefit of the  Executive  shall be credited  with the
         amount of  dividends  which  would have been paid with  respect to such
         shares in the  absence of clause (i)  above).  Amounts  credited to the
         account  shall be  credited  with  interest  at the rate of 5% per year
         until distribution.  The Executive shall be fully vested in all amounts
         credited to the account balance  (regardless of the subsequent  vesting
         or forfeiture of the shares).  The balance  credited to the Executive's
         account  shall  be  distributed  to the  Executive  in  cash as soon as
         practicable  after the  Executive's  termination of employment with the
         Company and its affiliates for any reason.

         3.  TRANSFERS AT TERMINATION OF RESTRICTED  PERIOD.   At the end of the
Restricted Period, the certificate  representing such share shall be transferred
to the Executive (or the Executive's  legal  representative or heir) free of all
legends and restrictions referred to in this Agreement.

         4.  VESTING AND FORFEITURES.  The Restricted  Period shall begin on the
Grant Date, and end on the third anniversary thereof (the "Vesting Date"). As of
the Vesting Date,  the amount of such  Restricted  Stock which will vest will be
determined by reference to the Company's TRS  Percentile  (as defined below) for
the  three-year  period  preceding  such  Vesting  Date in  accordance  with the
following schedule:

========================================================    ==================
 Company's TRS Percentile for Three-Year Period Prior to    Shares Vested on
                       Vesting Date                         Such Vesting Date
 -------------------------------------------------------    ------------------

                      70% or Higher                               10,500
                     Above 60% to 70%                             8,400
                     Above 50% to 60%                             6,300
                     Above 40% to 50%                             4,200
                      40% and below                                 0
 =======================================================    =================

For purposes of the foregoing  schedule,  "TRS Percentile" means, for the period
in  question,  the total  return to the  holders of Common  Stock of the Company
(including  dividends and  distributions,  and assuming they are  reinvested) as
compared  to the  total  return to  holders  of  common  stock of the  companies
(including dividends and distributions,  and assuming they are reinvested) which
comprise  the  Standard  & Poor's 500  during  such  period,  as  determined  in
accordance  with  recognized   financial  practices  and  pursuant  to  publicly
available sources.  For this purpose, the price of Ethan Allen Common Stock (but
not the price of the stock of other  companies  which  comprise  the  Standard &
Poor's 500) at the  beginning  and the end of such period  shall be equal to the
average  Fair  Market  Value (as that term is defined in the Plan) of a share of
Common  Stock for the days on which the  Common  Stock is traded on the New York
Stock Exchange during the  60-calendar-day  periods ending on the Grant Date and
the third anniversary of the date of the Grant Date, respectively.


                                      -2-
<PAGE>

         Any shares of  Restricted  Stock which do not vest on the Vesting  Date
shall be immediately  forfeited by the  Executive,  and returned and released to
the Company,  and the  Executive  thereafter  shall have no further  rights with
respect to such shares.

         During  the  Restricted   Period,   all  certificates   evidencing  the
Restricted  Stock will be imprinted will the following  legend:  "The securities
evidenced  by  this  certificate  are  subject  to  the  transfer  restrictions,
forfeitures and other provisions of the Restricted Stock Agreement,  dated as of
August 1, 2002, between Ethan Allen Interiors, Inc. and M. Farooq Kathwari."

         5.  CHANGE IN CONTROL.  Notwithstanding the  provisions of paragraph 4,
the Restricted Period for all shares of Restricted Stock will end not later than
the date of a Change  in  Control,  if the  Executive  is then  employed  by the
Company  and such  shares  were not  previously  forfeited  in  accordance  with
paragraph 4. For purposes of this  Agreement,  a "Change in Control" shall occur
upon the occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         6. ADJUSTMENTS TO NUMBER OF SHARES. Subject to the following provisions
of this  paragraph  6 in the event of any  change in the  outstanding  shares of
common  stock of the Company by reason of any stock  dividend,  split,  spinoff,
recapitalization  or other similar change, the terms and the number of shares of
any outstanding  Restricted Stock shall be equitably  adjusted by the Company to
the extent that such  adjustment  is  necessary  to preserve the benefit of this
Agreement for the Executive and the Company.


                                       -3-
<PAGE>


         7.  AGREEMENT  NOT  CONTRACT OF  EMPLOYMENT.  This  Agreement  does not
constitute a contract of  employment,  and does not give the Executive the right
to be retained in the employ of the Company.

         8.  SUCCESSORS AND ASSIGNS.  This Agreement  shall be binding upon, and
inure to the benefit of, the Company and its  successors  and assigns,  and upon
any person acquiring,  whether by merger,  consolidation,  purchase of assets or
otherwise, all or substantially all of the Company's assets and business.

         9.  APPLICABLE LAW. The provisions of this Agreement shall be construed
in accordance  with the laws of the State of New York,  without giving effect to
choice of law principles.  Notwithstanding any other provision of this Agreement
to the contrary, the Company may subject shares of stock transferred pursuant to
this Agreement to such  conditions,  limitations or  restrictions as the Company
determines  to be necessary or  desirable to comply with any  applicable  law or
regulation.

         10.  AMENDMENT.  This Agreement may be amended by written  agreement of
the Executive and the Company, without the consent of any other person.

         11. PLAN AMENDMENT.  The Plan is hereby amended to permit the award set
forth in this  agreement,  and the  officers of the Company  are  authorized  to
modify the Plan language to reflect such amendment.

         IN WITNESS  WHEREOF,  the  Executive  has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Grant Date.


                                               /s/ M. Farooq Kathwari
                                       -----------------------------------------
                                                   M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.

                                               /s/ Edward Meyer
                                       -----------------------------------------
                                       By:   Edward Meyer
                                       Its:  Chairman, Compensation Committee



                                      -4-

<PAGE>

Exhibit A-3
- ------------

                           RESTRICTED STOCK AGREEMENT

     THIS  AGREEMENT,  dated as of July 1, 2004 (the "Agreement  Date"),  by and
between Ethan Allen Interiors,  Inc. (the "Company") and M. Farooq Kathwari (the
"Executive").

                                WITNESSETH THAT:

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated as of August 1, 2002 (as amended in accordance with its terms,
the "Employment Agreement"); and

     WHEREAS,  the Company  maintains the Ethan Allen  Interiors Inc. 1992 Stock
Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Restricted  Stock  Agreement is being  entered into  pursuant to Section  5.2(b)
thereof;

         NOW  THEREFORE,  IT IS AGREED  between the Company and the Executive as
follows:

     1.  AWARD.  Pursuant to Section  5.2(b) of the  Employment  Agreement,  and
subject  to the  terms  of this  Agreement  and the  Employment  Agreement,  the
Executive  is granted as of July 1, 2004 (the "Grant  Date"),  10,500  shares of
common  stock,  par value $.01 per share  ("Common  Stock") as of the Grant Date
(all such shares, collectively, the "Restricted Stock"). The award is subject to
Section 6 of the  Employment  Agreement.  Such  shares of  Restricted  Stock may
consist,  either in whole or in part, of the Company's  authorized  and unissued
Common  Stock or shares of the  Company's  authorized  and issued  Common  Stock
reacquired by the Company and held in its Treasury.

     2.  RESTRICTIONS ON SHARES.  During the Restricted  Period (as described in
paragraph 4):


(a)      Shares  of  Restricted  Stock may not be sold,  assigned,  transferred,
         pledged or otherwise encumbered.

(b)      The  certificate  representing  such shares shall be  registered in the
         name of the  Executive  shall be deposited  with the Company,  together
         with a stock  power (in such form as the  Company  may  determine)  and
         shall be imprinted with a legend as referred to in paragraph 4.

(c)      Subject to paragraph  (d) below,  the  Executive  shall be treated as a
         stockholder with respect to shares of Restricted  Stock,  including the
         right to vote such shares;  provided,  however, the Executive shall not
         be entitled to vote shares of  Restricted  Stock with respect to record
         dates  occurring on or after the date,  if any, on which the  Executive
         has forfeited such shares pursuant to paragraph 4.

<PAGE>


(d)      As of each dividend  record date for Company Common Stock  occurring on
         or after the date of grant of shares of  Restricted  Stock  under  this
         Agreement  and  prior to the date  such  shares  become  vested  or are
         forfeited (i) no dividends shall be currently  payable to the Executive
         with respect to such  shares;  and (ii) an account  established  by the
         Company for the  benefit of the  Executive  shall be credited  with the
         amount of  dividends  which  would have been paid with  respect to such
         shares in the  absence of clause (i)  above).  Amounts  credited to the
         account  shall be  credited  with  interest  at the rate of 5% per year
         until distribution.  The Executive shall be fully vested in all amounts
         credited to the account balance  (regardless of the subsequent  vesting
         or forfeiture of the shares).  The balance  credited to the Executive's
         account  shall  be  distributed  to the  Executive  in  cash as soon as
         practicable  after the  Executive's  termination of employment with the
         Company and its affiliates for any reason.

         3.  TRANSFERS AT TERMINATION  OF RESTRICTED  PERIOD.  At the end of the
Restricted Period, the certificate  representing such share shall be transferred
to the Executive (or the Executive's  legal  representative or heir) free of all
legends and restrictions referred to in this Agreement.

         4.  VESTING AND FORFEITURES.  The Restricted  Period shall begin on the
Grant Date, and end on the third anniversary thereof (the "Vesting Date"). As of
the Vesting Date,  the amount of such  Restricted  Stock which will vest will be
determined by reference to the Company's TRS  Percentile  (as defined below) for
the  three-year  period  preceding  such  Vesting  Date in  accordance  with the
following schedule:

========================================================   ====================
 Company's TRS Percentile for Three-Year Period Prior to   Shares Vested on
                       Vesting Date                        Such Vesting Date
- --------------------------------------------------------   --------------------
                      70% or Higher                              10,500
                     Above 60% to 70%                            8,400
                     Above 50% to 60%                            6,300
                     Above 40% to 50%                            4,200
                      40% and below                                0
 =======================================================   ====================

For purposes of the foregoing  schedule,  "TRS Percentile" means, for the period
in  question,  the total  return to the  holders of Common  Stock of the Company
(including  dividends and  distributions,  and assuming they are  reinvested) as
compared  to the  total  return to  holders  of  common  stock of the  companies
(including dividends and distributions,  and assuming they are reinvested) which
comprise  the  Standard  & Poor's 500  during  such  period,  as  determined  in
accordance  with  recognized   financial  practices  and  pursuant  to  publicly
available sources.  For this purpose, the price of Ethan Allen Common Stock (but
not the price of the stock of other  companies  which  comprise  the  Standard &
Poor's 500) at the  beginning  and the end of such period  shall be equal to the
average  Fair  Market  Value (as that term is defined in the Plan) of a share of
Common  Stock for the days on which the  Common  Stock is traded on the New York
Stock Exchange during the  60-calendar-day  periods ending on the Grant Date and
the third anniversary of the date of the Grant Date, respectively.


                                      -2-
<PAGE>


         Any shares of  Restricted  Stock which do not vest on the Vesting  Date
shall be immediately  forfeited by the  Executive,  and returned and released to
the Company,  and the  Executive  thereafter  shall have no further  rights with
respect to such shares.

         During  the  Restricted   Period,   all  certificates   evidencing  the
Restricted  Stock will be imprinted will the following  legend:  "The securities
evidenced  by  this  certificate  are  subject  to  the  transfer  restrictions,
forfeitures and other provisions of the Restricted Stock Agreement,  dated as of
August 1, 2002, between Ethan Allen Interiors, Inc. and M. Farooq Kathwari."

         5. CHANGE IN CONTROL.  Notwithstanding  the  provisions of paragraph 4,
the Restricted Period for all shares of Restricted Stock will end not later than
the date of a Change  in  Control,  if the  Executive  is then  employed  by the
Company  and such  shares  were not  previously  forfeited  in  accordance  with
paragraph 4. For purposes of this  Agreement,  a "Change in Control" shall occur
upon the occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         6. ADJUSTMENTS TO NUMBER OF SHARES. Subject to the following provisions
of this  paragraph  6 in the event of any  change in the  outstanding  shares of
common  stock of the Company by reason of any stock  dividend,  split,  spinoff,
recapitalization  or other similar change, the terms and the number of shares of
any outstanding  Restricted Stock shall be equitably  adjusted by the Company to
the extent that such  adjustment  is  necessary  to preserve the benefit of this
Agreement for the Executive and the Company.


                                      -3-
<PAGE>

         7.  AGREEMENT  NOT  CONTRACT OF  EMPLOYMENT.  This  Agreement  does not
constitute a contract of  employment,  and does not give the Executive the right
to be retained in the employ of the Company.

         8.  SUCCESSORS AND ASSIGNS.  This Agreement  shall be binding upon, and
inure to the benefit of, the Company and its  successors  and assigns,  and upon
any person acquiring,  whether by merger,  consolidation,  purchase of assets or
otherwise, all or substantially all of the Company's assets and business.

         9.  APPLICABLE LAW. The provisions of this Agreement shall be construed
in accordance  with the laws of the State of New York,  without giving effect to
choice of law principles.  Notwithstanding any other provision of this Agreement
to the contrary, the Company may subject shares of stock transferred pursuant to
this Agreement to such  conditions,  limitations or  restrictions as the Company
determines  to be necessary or  desirable to comply with any  applicable  law or
regulation.

         10.  AMENDMENT.  This Agreement may be amended by written  agreement of
the Executive and the Company, without the consent of any other person.

         11. PLAN AMENDMENT.  The Plan is hereby amended to permit the award set
forth in this  agreement,  and the  officers of the Company  are  authorized  to
modify the Plan language to reflect such amendment.


         IN WITNESS  WHEREOF,  the  Executive  has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Grant Date.




                                               /s/ M. Farooq Kathwari
                                       -----------------------------------------
                                                   M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.

                                               /s/ Edward Meyer
                                       -----------------------------------------
                                       By:   Edward Meyer
                                       Its:  Chairman, Compensation Committee



                                      -4-
<PAGE>

Exhibit A-4
- -----------
                           RESTRICTED STOCK AGREEMENT

         THIS AGREEMENT, dated as of July 1, 2005 (the "Agreement Date"), by and
between Ethan Allen Interiors,  Inc. (the "Company") and M. Farooq Kathwari (the
"Executive").

                                WITNESSETH THAT:

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated as of August 1, 2002 (as amended in accordance with its terms,
the "Employment Agreement"); and

         WHEREAS,  the Company  maintains  the Ethan Allen  Interiors  Inc. 1992
Stock Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Restricted  Stock  Agreement is being  entered into  pursuant to Section  5.2(b)
thereof;

         NOW  THEREFORE,  IT IS AGREED  between the Company and the Executive as
follows:

         1.  AWARD.  Pursuant to Section 5.2(b) of the Employment Agreement, and
subject  to the  terms  of this  Agreement  and the  Employment  Agreement,  the
Executive  is granted as of July 1, 2005 (the "Grant  Date"),  10,500  shares of
common  stock,  par value $.01 per share  ("Common  Stock") as of the Grant Date
(all such shares, collectively, the "Restricted Stock"). The award is subject to
Section 6 of the  Employment  Agreement.  Such  shares of  Restricted  Stock may
consist,  either in whole or in part, of the Company's  authorized  and unissued
Common  Stock or shares of the  Company's  authorized  and issued  Common  Stock
reacquired by the Company and held in its Treasury.

         2.  RESTRICTIONS ON SHARES.  During the Restricted Period (as described
in paragraph 4):


(a)      Shares  of  Restricted  Stock may not be sold,  assigned,  transferred,
         pledged or otherwise encumbered.

(b)      The  certificate  representing  such shares shall be  registered in the
         name of the  Executive  shall be deposited  with the Company,  together
         with a stock  power (in such form as the  Company  may  determine)  and
         shall be imprinted with a legend as referred to in paragraph 4.

(c)      Subject to paragraph  (d) below,  the  Executive  shall be treated as a
         stockholder with respect to shares of Restricted  Stock,  including the
         right to vote such shares;  provided,  however, the Executive shall not
         be entitled to vote shares of  Restricted  Stock with respect to record
         dates  occurring on or after the date,  if any, on which the  Executive
         has forfeited such shares pursuant to paragraph 4.

<PAGE>

(d)      As of each dividend  record date for Company Common Stock  occurring on
         or after the date of grant of shares of  Restricted  Stock  under  this
         Agreement  and  prior to the date  such  shares  become  vested  or are
         forfeited (i) no dividends shall be currently  payable to the Executive
         with respect to such  shares;  and (ii) an account  established  by the
         Company for the  benefit of the  Executive  shall be credited  with the
         amount of  dividends  which  would have been paid with  respect to such
         shares in the  absence of clause (i)  above).  Amounts  credited to the
         account  shall be  credited  with  interest  at the rate of 5% per year
         until distribution.  The Executive shall be fully vested in all amounts
         credited to the account balance  (regardless of the subsequent  vesting
         or forfeiture of the shares).  The balance  credited to the Executive's
         account  shall  be  distributed  to the  Executive  in  cash as soon as
         practicable  after the  Executive's  termination of employment with the
         Company and its affiliates for any reason.

         3.  TRANSFERS AT TERMINATION  OF RESTRICTED  PERIOD.  At the end of the
Restricted Period, the certificate  representing such share shall be transferred
to the Executive (or the Executive's  legal  representative or heir) free of all
legends and restrictions referred to in this Agreement.

         4.  VESTING AND FORFEITURES.  The Restricted  Period shall begin on the
Grant Date, and end on the third anniversary thereof (the "Vesting Date"). As of
the Vesting Date,  the amount of such  Restricted  Stock which will vest will be
determined by reference to the Company's TRS  Percentile  (as defined below) for
the  three-year  period  preceding  such  Vesting  Date in  accordance  with the
following schedule:

========================================================     ==================
 Company's TRS Percentile for Three-Year Period Prior to     Shares Vested on
                       Vesting Date                          Such Vesting Date
- --------------------------------------------------------     ------------------
                       70% or Higher                             10,500
                      Above 60% to 70%                            8,400
                      Above 50% to 60%                            6,300
                      Above 40% to 50%                            4,200
                       40% and below                                0
 =======================================================     ==================

For purposes of the foregoing  schedule,  "TRS Percentile" means, for the period
in  question,  the total  return to the  holders of Common  Stock of the Company
(including  dividends and  distributions,  and assuming they are  reinvested) as
compared  to the  total  return to  holders  of  common  stock of the  companies
(including dividends and distributions,  and assuming they are reinvested) which
comprise  the  Standard  & Poor's 500  during  such  period,  as  determined  in
accordance  with  recognized   financial  practices  and  pursuant  to  publicly
available sources.  For this purpose, the price of Ethan Allen Common Stock (but
not the price of the stock of other  companies  which  comprise  the  Standard &
Poor's 500) at the  beginning  and the end of such period  shall be equal to the
average  Fair  Market  Value (as that term is defined in the Plan) of a share of
Common  Stock for the days on which the  Common  Stock is traded on the New York
Stock Exchange during the  60-calendar-day  periods ending on the Grant Date and
the third anniversary of the date of the Grant Date, respectively.


                                      -2-
<PAGE>

         Any shares of  Restricted  Stock which do not vest on the Vesting  Date
shall be immediately  forfeited by the  Executive,  and returned and released to
the Company,  and the  Executive  thereafter  shall have no further  rights with
respect to such shares.

         During  the  Restricted   Period,   all  certificates   evidencing  the
Restricted  Stock will be imprinted will the following  legend:  "The securities
evidenced  by  this  certificate  are  subject  to  the  transfer  restrictions,
forfeitures and other provisions of the Restricted Stock Agreement,  dated as of
August 1, 2002, between Ethan Allen Interiors, Inc. and M. Farooq Kathwari."

         5.  CHANGE IN CONTROL.  Notwithstanding  the provisions of paragraph 4,
the Restricted Period for all shares of Restricted Stock will end not later than
the date of a Change  in  Control,  if the  Executive  is then  employed  by the
Company  and such  shares  were not  previously  forfeited  in  accordance  with
paragraph 4. For purposes of this  Agreement,  a "Change in Control" shall occur
upon the occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         6. ADJUSTMENTS TO NUMBER OF SHARES. Subject to the following provisions
of this  paragraph  6 in the event of any  change in the  outstanding  shares of
common  stock of the Company by reason of any stock  dividend,  split,  spinoff,
recapitalization  or other similar change, the terms and the number of shares of
any outstanding  Restricted Stock shall be equitably  adjusted by the Company to
the extent that such  adjustment  is  necessary  to preserve the benefit of this
Agreement for the Executive and the Company.


                                      -3-
<PAGE>

         7.  AGREEMENT  NOT  CONTRACT OF  EMPLOYMENT.  This  Agreement  does not
constitute a contract of  employment,  and does not give the Executive the right
to be retained in the employ of the Company.

         8.  SUCCESSORS AND ASSIGNS.  This Agreement  shall be binding upon, and
inure to the benefit of, the Company and its  successors  and assigns,  and upon
any person acquiring,  whether by merger,  consolidation,  purchase of assets or
otherwise, all or substantially all of the Company's assets and business.

         9.  APPLICABLE LAW. The provisions of this Agreement shall be construed
in accordance  with the laws of the State of New York,  without giving effect to
choice of law principles.  Notwithstanding any other provision of this Agreement
to the contrary, the Company may subject shares of stock transferred pursuant to
this Agreement to such  conditions,  limitations or  restrictions as the Company
determines  to be necessary or  desirable to comply with any  applicable  law or
regulation.

         10.  AMENDMENT.  This Agreement may be amended by written  agreement of
the Executive and the Company, without the consent of any other person.

         11. PLAN AMENDMENT.  The Plan is hereby amended to permit the award set
forth in this  agreement,  and the  officers of the Company  are  authorized  to
modify the Plan language to reflect such amendment.


         IN WITNESS  WHEREOF,  the  Executive  has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Grant Date.



                                               /s/ M. Farooq Kathwari
                                       -----------------------------------------
                                                   M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.

                                               /s/ Edward Meyer
                                       -----------------------------------------
                                       By:   Edward Meyer
                                       Its:  Chairman, Compensation Committee




                                      -4-

<PAGE>

Exhibit A-5
- -----------
                           RESTRICTED STOCK AGREEMENT

         THIS AGREEMENT, dated as of July 1, 2006 (the "Agreement Date"), by and
between Ethan Allen Interiors,  Inc. (the "Company") and M. Farooq Kathwari (the
"Executive").

                                WITNESSETH THAT:

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated as of August 1, 2002 (as amended in accordance with its terms,
the "Employment Agreement"); and

         WHEREAS,  the Company  maintains  the Ethan Allen  Interiors  Inc. 1992
Stock Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Restricted  Stock  Agreement is being  entered into  pursuant to Section  5.2(b)
thereof;

         NOW  THEREFORE,  IT IS AGREED  between the Company and the Executive as
follows:

         1. AWARD. Pursuant to Section 5.2(b) of the Employment  Agreement,  and
subject  to the  terms  of this  Agreement  and the  Employment  Agreement,  the
Executive  is granted as of July 1, 2006 (the "Grant  Date"),  10,500  shares of
common  stock,  par value $.01 per share  ("Common  Stock") as of the Grant Date
(all such shares, collectively, the "Restricted Stock"). The award is subject to
Section 6 of the  Employment  Agreement.  Such  shares of  Restricted  Stock may
consist,  either in whole or in part, of the Company's  authorized  and unissued
Common  Stock or shares of the  Company's  authorized  and issued  Common  Stock
reacquired by the Company and held in its Treasury.

         2.  RESTRICTIONS ON SHARES.  During the Restricted Period (as described
in paragraph 4):

(a)      Shares  of  Restricted  Stock may not be sold,  assigned,  transferred,
         pledged or otherwise encumbered.

(b)      The  certificate  representing  such shares shall be  registered in the
         name of the  Executive  shall be deposited  with the Company,  together
         with a stock  power (in such form as the  Company  may  determine)  and
         shall be imprinted with a legend as referred to in paragraph 4.

(c)      Subject to paragraph  (d) below,  the  Executive  shall be treated as a
         stockholder with respect to shares of Restricted  Stock,  including the
         right to vote such shares;  provided,  however, the Executive shall not
         be entitled to vote shares of  Restricted  Stock with respect to record
         dates  occurring on or after the date,  if any, on which the  Executive
         has forfeited such shares pursuant to paragraph 4.


<PAGE>


(d)      As of each dividend  record date for Company Common Stock  occurring on
         or after the date of grant of shares of  Restricted  Stock  under  this
         Agreement  and  prior to the date  such  shares  become  vested  or are
         forfeited (i) no dividends shall be currently  payable to the Executive
         with respect to such  shares;  and (ii) an account  established  by the
         Company for the  benefit of the  Executive  shall be credited  with the
         amount of  dividends  which  would have been paid with  respect to such
         shares in the  absence of clause (i)  above).  Amounts  credited to the
         account  shall be  credited  with  interest  at the rate of 5% per year
         until distribution.  The Executive shall be fully vested in all amounts
         credited to the account balance  (regardless of the subsequent  vesting
         or forfeiture of the shares).  The balance  credited to the Executive's
         account  shall  be  distributed  to the  Executive  in  cash as soon as
         practicable  after the  Executive's  termination of employment with the
         Company and its affiliates for any reason.

         3.  TRANSFERS AT TERMINATION  OF RESTRICTED  PERIOD.  At the end of the
Restricted Period, the certificate  representing such share shall be transferred
to the Executive (or the Executive's  legal  representative or heir) free of all
legends and restrictions referred to in this Agreement.

         4. VESTING AND  FORFEITURES.  The Restricted  Period shall begin on the
Grant Date, and end on the third anniversary thereof (the "Vesting Date"). As of
the Vesting Date,  the amount of such  Restricted  Stock which will vest will be
determined by reference to the Company's TRS  Percentile  (as defined below) for
the  three-year  period  preceding  such  Vesting  Date in  accordance  with the
following schedule:

=========================================================    =================
  Company's TRS Percentile for Three-Year Period Prior to    Shares Vested on
                        Vesting Date                         Such Vesting Date
- ---------------------------------------------------------    -----------------

                       70% or Higher                             10,500
                      Above 60% to 70%                            8,400
                      Above 50% to 60%                            6,300
                      Above 40% to 50%                            4,200
                       40% and below                                0
=========================================================    =================

For purposes of the foregoing  schedule,  "TRS Percentile" means, for the period
in  question,  the total  return to the  holders of Common  Stock of the Company
(including  dividends and  distributions,  and assuming they are  reinvested) as
compared  to the  total  return to  holders  of  common  stock of the  companies
(including dividends and distributions,  and assuming they are reinvested) which
comprise  the  Standard  & Poor's 500  during  such  period,  as  determined  in
accordance  with  recognized   financial  practices  and  pursuant  to  publicly
available sources.  For this purpose, the price of Ethan Allen Common Stock (but
not the price of the stock of other  companies  which  comprise  the  Standard &
Poor's 500) at the  beginning  and the end of such period  shall be equal to the
average  Fair  Market  Value (as that term is defined in the Plan) of a share of
Common  Stock for the days on which the  Common  Stock is traded on the New York
Stock Exchange during the  60-calendar-day  periods ending on the Grant Date and
the third anniversary of the date of the Grant Date, respectively.


                                      -2-

<PAGE>


         Any shares of  Restricted  Stock which do not vest on the Vesting  Date
shall be immediately  forfeited by the  Executive,  and returned and released to
the Company,  and the  Executive  thereafter  shall have no further  rights with
respect to such shares.

         During  the  Restricted   Period,   all  certificates   evidencing  the
Restricted  Stock will be imprinted will the following  legend:  "The securities
evidenced  by  this  certificate  are  subject  to  the  transfer  restrictions,
forfeitures and other provisions of the Restricted Stock Agreement,  dated as of
August 1, 2002, between Ethan Allen Interiors, Inc. and M. Farooq Kathwari."

         5. CHANGE IN CONTROL.  Notwithstanding  the  provisions of paragraph 4,
the Restricted Period for all shares of Restricted Stock will end not later than
the date of a Change  in  Control,  if the  Executive  is then  employed  by the
Company  and such  shares  were not  previously  forfeited  in  accordance  with
paragraph 4. For purposes of this  Agreement,  a "Change in Control" shall occur
upon the occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         6. ADJUSTMENTS TO NUMBER OF SHARES. Subject to the following provisions
of this  paragraph  6 in the event of any  change in the  outstanding  shares of
common  stock of the Company by reason of any stock  dividend,  split,  spinoff,
recapitalization  or other similar change, the terms and the number of shares of
any outstanding  Restricted Stock shall be equitably  adjusted by the Company to
the extent that such  adjustment  is  necessary  to preserve the benefit of this
Agreement for the Executive and the Company.


                                      -3-
<PAGE>


         7.  AGREEMENT  NOT  CONTRACT OF  EMPLOYMENT.  This  Agreement  does not
constitute a contract of  employment,  and does not give the Executive the right
to be retained in the employ of the Company.

         8.  SUCCESSORS AND ASSIGNS.  This Agreement  shall be binding upon, and
inure to the benefit of, the Company and its  successors  and assigns,  and upon
any person acquiring,  whether by merger,  consolidation,  purchase of assets or
otherwise, all or substantially all of the Company's assets and business.

         9.  APPLICABLE LAW. The provisions of this Agreement shall be construed
in accordance  with the laws of the State of New York,  without giving effect to
choice of law principles.  Notwithstanding any other provision of this Agreement
to the contrary, the Company may subject shares of stock transferred pursuant to
this Agreement to such  conditions,  limitations or  restrictions as the Company
determines  to be necessary or  desirable to comply with any  applicable  law or
regulation.

         10.  AMENDMENT.  This Agreement may be amended by written  agreement of
the Executive and the Company, without the consent of any other person.

         11. PLAN AMENDMENT.  The Plan is hereby amended to permit the award set
forth in this  agreement,  and the  officers of the Company  are  authorized  to
modify the Plan language to reflect such amendment.


         IN WITNESS  WHEREOF,  the  Executive  has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Grant Date.




                                               /s/ M. Farooq Kathwari
                                       -----------------------------------------
                                                   M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.

                                               /s/ Edward Meyer
                                       -----------------------------------------
                                       By:   Edward Meyer
                                       Its:  Chairman, Compensation Committee



                                      -4-
<PAGE>

Exhibit B - August 1, 2002 Grant Date
- -------------------------------------


                             STOCK OPTION AGREEMENT

         THIS AGREEMENT,  dated as of August 1, 2002 (the "Agreement  Date") and
entered into by and between Ethan Allen  Interiors  Inc. (the  "Company") and M.
Farooq Kathwari (the "Participant").

                                WITNESSETH THAT:
                                ---------------

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated as of August 1, 2002 (as amended in accordance with its terms,
the "Employment Agreement"); and

         WHEREAS,  the Company  maintains  the Ethan Allen  Interiors  Inc. 1992
Stock Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Stock Option  Agreement  is being  entered  into  pursuant to Section  5.2(c)(i)
thereof;

         WHEREAS,  to the extent  not  specified  in the Plan,  the terms of the
award  have  been  determined  by the  Committee  and  in  accordance  with  the
Employment Agreement and are set forth in this Agreement;

         NOW THEREFORE,  IT IS AGREED between the Company and the Participant as
follows:

         1. AWARD;  OPTION PRICE.  Subject to the terms of this  Agreement,  the
Participant is granted,  as of the date of this Agreement (the "Grant Date"),  a
"Stock Option" to purchase  600,000 shares of Common Stock,  which is the number
of the "Covered  Shares," at a per share exercise price equal to the Fair Market
Value (as that term is  defined  in the Plan) of a share of Common  Stock on the
New York Stock Exchange as of the Grant Date.

         2. VESTING; FORFEITURES.  Subject to the limitations of this Agreement,
each  Installment  of Covered Shares of the Stock Option shall be exercisable on
and after the Vesting Date for such  Installment  as described in the  following
schedule  (but,  subject to the terms of the Employment  Agreement,  only if the
Date of Termination has not occurred before the Vesting Date):

  -------------------------------   --------------------------------------------
            Installment             Vesting Date applicable to that Installment
  -------------------------------   --------------------------------------------
       33 1/3% of Covered Shares           First Anniversary of Grant Date
       33 1/3% of Covered Shares          Second Anniversary of Grant Date
       33 1/3% of Covered Shares           Third Anniversary of Grant Date
  -------------------------------   --------------------------------------------

Notwithstanding  the foregoing  provisions of this paragraph 2, the Stock Option
shall become vested and exercisable not later than the time or times provided by
the  Employment  Agreement.  Except  as  otherwise  provided  in the  Employment
Agreement, the Stock Option may be exercised


<PAGE>

on or after  the Date of  Termination  only as to that  portion  of the  Covered
Shares  for  which  it  was  exercisable   immediately  prior  to  the  Date  of
Termination, or became exercisable upon the Date of Termination.

         3.  CHANGE IN CONTROL.  Notwithstanding the  provisions of paragraph 2,
the Stock Option will become  immediately  exercisable  upon the occurrence of a
Change in Control,  if the  Executive  is then  employed by the Company and such
options have not previously  been forfeited in accordance  with paragraph 2. For
purposes  of this  Agreement,  a  "Change  in  Control"  shall  occur  upon  the
occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         4.  EXERCISE.  Subject to the terms of this Agreement and the Plan, the
Stock Option may be exercised in accordance with the following:

(a)      To the extent that it is exercisable, the Stock Option may be exercised
         in  whole  or in part at any  time  prior  to the  Expiration  Date (as
         defined in  paragraph  5);  provided  however that the Stock Option may
         only be exercised with respect to whole shares of Common Stock.


                                      -2-
<PAGE>

(b)      The Stock  Option  may be  exercised  with  respect to no less than 100
         shares  of  Common  Stock,   or  if  less  than  100  shares  are  then
         exercisable, the number of whole shares then exercisable.

(c)      Payment of the Option Price shall be by cash or by check payable to the
         Company.  All or a  portion  of the  Option  Price  may be  paid by the
         Participant  by delivery  of shares of Stock  owned by the  Participant
         having  an  aggregate  Fair  Market  Value  (valued  as of the  date of
         exercise)  that is equal to the amount of cash that would  otherwise be
         required. Except as otherwise provided by the Committee,  payments made
         with shares of Common Stock in accordance  with the preceding  sentence
         shall be limited to shares  held by the  Participant  for not less than
         six months prior to the payment date.

(d)      All  deliveries and  distributions  under this Agreement are subject to
         withholding   of  all  applicable   taxes.   At  the  election  of  the
         Participant,  and  subject  to such  rules  and  limitations  as may be
         established  by the  Committee  from  time to  time,  such  withholding
         obligations  may be satisfied  through the surrender of shares of Stock
         which the  Participant  already  owns, or to which the  Participant  is
         otherwise entitled under the Plan; provided,  however, that such shares
         may be used to satisfy not more than the  Company's  minimum  statutory
         withholding  obligation (based on minimum  statutory  withholding rates
         for Federal and state tax purposes,  including  payroll taxes, that are
         applicable to such supplemental taxable income).

(e)      Pursuant to rules  established by the Committee,  the  Participant  may
         elect to pay the Option  Price upon the  exercise of an Stock Option by
         irrevocably  authorizing  a broker to sell shares of Common Stock (or a
         sufficient  portion of the shares)  acquired upon exercise of the Stock
         Option  and  remit to the  Company  a  sufficient  portion  of the sale
         proceeds  to pay the  entire  Option  Price  and  any  tax  withholding
         resulting from such  exercise.  The  Participant  may elect to have the
         broker sell  additional  shares up to the full number of shares subject
         to the Stock Option  exercise.  Following the broker's  delivery to the
         Company of the  proceeds  necessary to satisfy the Option Price and the
         tax  withholding  obligation and any additional  proceeds,  the Company
         will deliver to the broker the number of shares  previously sold by the
         broker at the Participant's direction, and the Company will deliver any
         remaining amount to the Participant.

         5.  EXPIRATION  DATE. For purposes of this  Agreement,  the "Expiration
Date" shall be the close of business on the earlier of the  following  dates (or
if such date is not a business day, the last business day preceding such date):

(a)      the date which is 10 years from Grant Date; or

(b)      the date  which is 90 days  after the Date of  Termination,  subject to
         Section 6 of the Employment Agreement;  provided,  however, that if the
         Participant's  employment  with the  Company  terminates  by  reason of
         "Retirement" as defined in Section 1.8 of the Employment Agreement, the
         date determined  under this paragraph (b) shall be not earlier than the
         three-year anniversary of the date of the Executive's Retirement.


                                      -3-
<PAGE>


         6.  DEFINED TERMS; TERMS OF PLAN.  Unless the context clearly indicates
otherwise,  defined terms as used in this Agreement  shall have the same meaning
as ascribed to those terms under the Plan. For purposes of this  Agreement,  the
term  "Date  of  Termination"  shall  have  the  meaning  ascribed  to it in the
Employment Agreement. Notwithstanding any other provision of this Agreement, the
terms of the Plan shall  govern and the Stock  Option  shall be subject,  in all
respects, to the terms and conditions of the Plan.


         IN WITNESS  WHEREOF,  the Participant has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Agreement Date.




                                               /s/ M. Farooq Kathwari
                                       -----------------------------------------
                                                  M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.

                                               /s/ Edward Meyer
                                       -----------------------------------------
                                       By:   Edward Meyer
                                       Its:  Chairman, Compensation Committee




                                      -4-


<PAGE>

Exhibit C - August 1, 2003 Grant Date
- -------------------------------------


                             STOCK OPTION AGREEMENT

         THIS AGREEMENT,  dated as of August 1, 2003 (the "Agreement  Date") and
entered into by and between Ethan Allen  Interiors  Inc. (the  "Company") and M.
Farooq Kathwari (the "Participant").

                                WITNESSETH THAT:
                                ---------------

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated August 1, 2002 (as amended in accordance  with its terms,  the
"Employment Agreement"); and

         WHEREAS,  the Company  maintains  the Ethan Allen  Interiors  Inc. 1992
Stock Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Stock Option  Agreement  is being  entered  into  pursuant to Section  5.2(c)(i)
thereof;

         WHEREAS,  to the extent  not  specified  in the Plan,  the terms of the
award  have  been  determined  by the  Committee  and  in  accordance  with  the
Employment Agreement and are set forth in this Agreement;

         NOW THEREFORE,  IT IS AGREED between the Company and the Participant as
follows:

         1. AWARD;  OPTION PRICE.  Subject to the terms of this  Agreement,  the
Participant  is  granted,  as of August 1, 2003  (the  "Grant  Date"),  a "Stock
Option" to purchase  400,000 shares of Common Stock,  which is the number of the
"Covered  Shares," at a per share  exercise price equal to the Fair Market Value
(as that term is defined in the Plan) of a share of Common Stock on the New York
Stock Exchange as of the Grant Date.

         2. VESTING; FORFEITURES.  Subject to the limitations of this Agreement,
each  Installment  of Covered Shares of the Stock Option shall be exercisable on
and after the Vesting Date for such  Installment  as described in the  following
schedule  (but,  subject to the terms of the Employment  Agreement,  only if the
Date of Termination has not occurred before the Vesting Date):

  ----------------------------   ---------------------------------------------
          Installment            Vesting Date applicable to that Installment
  ----------------------------   ---------------------------------------------
     50% of Covered Shares                First Anniversary of Grant Date
     50% of Covered Shares               Second Anniversary of Grant Date
  ----------------------------   ---------------------------------------------

Notwithstanding  the foregoing  provisions of this paragraph 2, the Stock Option
shall become vested and exercisable not later than the time or times provided by
the  Employment  Agreement.  Except  as  otherwise  provided  in the  Employment
Agreement, the Stock Option may be exercised on or after the Date of Termination
only as to that  portion  of the  Covered  Shares  for which it was
<PAGE>

exercisable immediately prior to the Date of Termination,  or became exercisable
upon the Date of Termination.

         3. CHANGE IN CONTROL.  Notwithstanding  the  provisions of paragraph 2,
the Stock Option will become  immediately  exercisable  upon the occurrence of a
Change in Control,  if the  Executive  is then  employed by the Company and such
options have not previously  been forfeited in accordance  with paragraph 2. For
purposes  of this  Agreement,  a  "Change  in  Control"  shall  occur  upon  the
occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         4.  EXERCISE.  Subject to the terms of this Agreement and the Plan, the
Stock Option may be exercised in accordance with the following:

(a)      To the extent that it is exercisable, the Stock Option may be exercised
         in  whole  or in part at any  time  prior  to the  Expiration  Date (as
         defined in  paragraph  5);  provided  however that the Stock Option may
         only be exercised with respect to whole shares of Common Stock.

(b)      The Stock  Option  may be  exercised  with  respect to no less than 100
         shares  of  Common  Stock,   or  if  less  than  100  shares  are  then
         exercisable, the number of whole shares then exercisable.


                                      -2-
<PAGE>


(c)      Payment of the Option Price shall be by cash or by check payable to the
         Company.  All or a  portion  of the  Option  Price  may be  paid by the
         Participant  by delivery  of shares of Stock  owned by the  Participant
         having  an  aggregate  Fair  Market  Value  (valued  as of the  date of
         exercise)  that is equal to the amount of cash that would  otherwise be
         required. Except as otherwise provided by the Committee,  payments made
         with shares of Common Stock in accordance  with the preceding  sentence
         shall be limited to shares  held by the  Participant  for not less than
         six months prior to the payment date.

(d)      All  deliveries and  distributions  under this Agreement are subject to
         withholding   of  all  applicable   taxes.   At  the  election  of  the
         Participant,  and  subject  to such  rules  and  limitations  as may be
         established  by the  Committee  from  time to  time,  such  withholding
         obligations  may be satisfied  through the surrender of shares of Stock
         which the  Participant  already  owns, or to which the  Participant  is
         otherwise entitled under the Plan; provided,  however, that such shares
         may be used to satisfy not more than the  Company's  minimum  statutory
         withholding  obligation (based on minimum  statutory  withholding rates
         for Federal and state tax purposes,  including  payroll taxes, that are
         applicable to such supplemental taxable income).

(e)      Pursuant to rules  established by the Committee,  the  Participant  may
         elect to pay the Option  Price upon the  exercise of an Stock Option by
         irrevocably  authorizing  a broker to sell shares of Common Stock (or a
         sufficient  portion of the shares)  acquired upon exercise of the Stock
         Option  and  remit to the  Company  a  sufficient  portion  of the sale
         proceeds  to pay the  entire  Option  Price  and  any  tax  withholding
         resulting from such  exercise.  The  Participant  may elect to have the
         broker sell  additional  shares up to the full number of shares subject
         to the Stock Option  exercise.  Following the broker's  delivery to the
         Company of the  proceeds  necessary to satisfy the Option Price and the
         tax  withholding  obligation and any additional  proceeds,  the Company
         will deliver to the broker the number of shares  previously sold by the
         broker at the Participant's direction, and the Company will deliver any
         remaining amount to the Participant.

         5.  EXPIRATION  DATE. For purposes of this  Agreement,  the "Expiration
Date" shall be the close of business on the earlier of the  following  dates (or
if such date is not a business day, the last business day preceding such date):

(a)      the date which is 10 years from Grant Date; or

(b)      the date  which is 90 days  after the Date of  Termination,  subject to
         Section 6 of the Employment Agreement;  provided,  however, that if the
         Participant's  employment  with the  Company  terminates  by  reason of
         "Retirement" as defined in Section 1.8 of the Employment Agreement, the
         date determined  under this paragraph (b) shall be not earlier than the
         three-year anniversary of the date of the Executive's Retirement.

         6. DEFINED TERMS;  TERMS OF PLAN.  Unless the context clearly indicates
otherwise,  defined terms as used in this Agreement  shall have the same meaning
as ascribed to those terms under the Plan. For purposes of this  Agreement,  the
term  "Date  of  Termination"  shall  have  the  meaning  ascribed  to it in the
Employment Agreement. Notwithstanding any other provision of


                                      -3-

<PAGE>

this Agreement, the terms of the Plan shall govern and the Stock Option shall be
subject, in all respects, to the terms and conditions of the Plan.


         IN WITNESS  WHEREOF,  the Participant has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Agreement Date.



                                       -----------------------------------------
                                                 M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.


                                       By:
                                          --------------------------------------
                                       Its:  Chairman, Compensation Committee




                                      -4-

<PAGE>


Exhibit D - August 1, 2004 Grant Date
- -------------------------------------

                             STOCK OPTION AGREEMENT

         THIS AGREEMENT,  dated as of August 1, 2004 (the "Agreement  Date") and
entered into by and between Ethan Allen  Interiors  Inc. (the  "Company") and M.
Farooq Kathwari (the "Participant").

                                WITNESSETH THAT:
                                ---------------

         WHEREAS,  the Company and  Executive  have entered  into an  Employment
Agreement,  dated as of August 1, 2002 (as amended in accordance with its terms,
the "Employment Agreement"); and

         WHEREAS,  the Company  maintains  the Ethan Allen  Interiors  Inc. 1992
Stock Option Plan (the "Plan"); and

         WHEREAS,   the  Participant  has  been  selected  by  the  Compensation
Committee of the Board of Directors of the Company (the  "Committee") to receive
an award under the Plan in accordance  with the Employment  Agreement,  and this
Stock Option  Agreement  is being  entered  into  pursuant to Section  5.2(c)(i)
thereof;

         WHEREAS,  to the extent  not  specified  in the Plan,  the terms of the
award  have  been  determined  by the  Committee  and  in  accordance  with  the
Employment Agreement and are set forth in this Agreement;

         NOW THEREFORE,  IT IS AGREED between the Company and the Participant as
follows:

         1. AWARD;  OPTION PRICE.  Subject to the terms of this  Agreement,  the
Participant  is  granted,  as of August 1, 2004  (the  "Grant  Date"),  a "Stock
Option" to purchase  200,000 shares of Common Stock,  which is the number of the
"Covered  Shares," at a per share  exercise price equal to the Fair Market Value
(as that term is defined in the Plan) of a share of Common Stock on the New York
Stock Exchange as of the Grant Date.

         2. VESTING; FORFEITURES.  Subject to the limitations of this Agreement,
the Covered  Shares of the Stock  Option shall be  exercisable  on and after the
Vesting Date which shall be the one year  anniversary  of the Grant Date,  (but,
subject  to  the  terms  of the  Employment  Agreement,  only  if  the  Date  of
Termination  has not  occurred  before the Vesting  Date).  Notwithstanding  the
foregoing  provisions of this  paragraph 2, the Stock Option shall become vested
and  exercisable  not later than the time or times  provided  by the  Employment
Agreement.  Except as otherwise provided in the Employment Agreement,  the Stock
Option  may be  exercised  on or after the Date of  Termination  only as to that
portion of the Covered Shares for which it was exercisable  immediately prior to
the Date of Termination, or became exercisable upon the Date of Termination.

         3. CHANGE IN CONTROL.  Notwithstanding  the  provisions of paragraph 2,
the Stock Option will become  immediately  exercisable  upon the occurrence of a
Change in Control,  if the

<PAGE>

Executive is then  employed by the Company and such options have not  previously
been forfeited in accordance with paragraph 2. For purposes of this Agreement, a
"Change in Control" shall occur upon the occurrence of any of the following:

(a)      the Board or the  shareholders  of the Company or Ethan  Allen Inc.,  a
         Delaware  corporation and a wholly owned subsidiary of the Company (the
         "Subsidiary"),  either or both,  as may be  required to  authorize  the
         same,  shall  approve  (i)  any  liquidation  of  the  Company  or  the
         Subsidiary,  or the  sale of  substantially  all of the  assets  of the
         Company  and the  Subsidiary  taken  as a whole,  or (ii)  any  merger,
         consolidation and/or other business  combination  involving the Company
         or the  Subsidiary  or any  combination  of any  such  transactions  (a
         "Transaction"), other than a Transaction (A) involving only the Company
         and the Subsidiary,  or (B) immediately after which the shareholders of
         the Company who were shareholders  immediately prior to the transaction
         continue to own beneficially,  directly or indirectly, in substantially
         similar  proportions  to  those  in  effect  immediately  prior to such
         transaction more than 50% of the then outstanding  voting securities of
         the Company or the survivor or any parent thereof, as applicable;

(b)      any Person (as defined below) or group (as such term is defined in Rule
         13d-5 of the Securities Exchange Act of 1934, as amended (the "Exchange
         Act")) of related Persons (other than the Company,  an employee benefit
         plan sponsored by the Company or the Subsidiary, or a corporation owned
         directly  or  indirectly  by  the   stockholders   of  the  Company  in
         substantially  the same  proportion as their  ownership of the stock of
         the Company) shall beneficially own, directly or indirectly,  more than
         50% of  the  then  outstanding  voting  stock  of  the  Company  or the
         Subsidiary  (for  purposes  of this  Agreement,  "Person(s)"  means any
         individual,  entity,  or other person, as defined in Section 3(a)(9) of
         the Exchange Act, and as used in Sections 13(d) and 14(d) thereof; or

(c)      the Board or the  Company  shall  authorize,  approve  or engage in any
         Business  Combination  with an  Interested  Person,  each as defined in
         Article Fifth of the Company's Restated Certificate of Incorporation.

         4.  EXERCISE.  Subject to the terms of this Agreement and the Plan, the
Stock Option may be exercised in accordance with the following:

(a)      To the extent that it is exercisable, the Stock Option may be exercised
         in  whole  or in part at any  time  prior  to the  Expiration  Date (as
         defined in  paragraph  5);  provided  however that the Stock Option may
         only be exercised with respect to whole shares of Common Stock.

(b)      The Stock  Option  may be  exercised  with  respect to no less than 100
         shares  of  Common  Stock,   or  if  less  than  100  shares  are  then
         exercisable, the number of whole shares then exercisable.

(c)      Payment of the Option Price shall be by cash or by check payable to the
         Company.  All or a  portion  of the  Option  Price  may be  paid by the
         Participant  by delivery  of shares of Stock  owned by the  Participant
         having  an  aggregate  Fair  Market  Value  (valued  as of the  date of
         exercise)  that is equal to the amount of cash that would  otherwise be
         required.

                                      -2-
<PAGE>

         Except as  otherwise  provided  by the  Committee,  payments  made with
         shares of Common Stock in  accordance with the preceding sentence shall
         be limited  to  shares  held by the  Participant  for not less than six
         months prior to the payment date.

(d)      All  deliveries and  distributions  under this Agreement are subject to
         withholding   of  all  applicable   taxes.   At  the  election  of  the
         Participant,  and  subject  to such  rules  and  limitations  as may be
         established  by the  Committee  from  time to  time,  such  withholding
         obligations  may be satisfied  through the surrender of shares of Stock
         which the  Participant  already  owns, or to which the  Participant  is
         otherwise entitled under the Plan; provided,  however, that such shares
         may be used to satisfy not more than the  Company's  minimum  statutory
         withholding  obligation (based on minimum  statutory  withholding rates
         for Federal and state tax purposes,  including  payroll taxes, that are
         applicable to such supplemental taxable income).

(e)      Pursuant to rules  established by the Committee,  the  Participant  may
         elect to pay the Option  Price upon the  exercise of an Stock Option by
         irrevocably  authorizing  a broker to sell shares of Common Stock (or a
         sufficient  portion of the shares)  acquired upon exercise of the Stock
         Option  and  remit to the  Company  a  sufficient  portion  of the sale
         proceeds  to pay the  entire  Option  Price  and  any  tax  withholding
         resulting from such  exercise.  The  Participant  may elect to have the
         broker sell  additional  shares up to the full number of shares subject
         to the Stock Option  exercise.  Following the broker's  delivery to the
         Company of the  proceeds  necessary to satisfy the Option Price and the
         tax  withholding  obligation and any additional  proceeds,  the Company
         will deliver to the broker the number of shares  previously sold by the
         broker at the Participant's direction, and the Company will deliver any
         remaining amount to the Participant.

         5.  EXPIRATION  DATE. For purposes of this  Agreement,  the "Expiration
Date" shall be the close of business on the earlier of the  following  dates (or
if such date is not a business day, the last business day preceding such date):

(a)      the date which is 10 years from Grant Date; or

(b)      the date  which is 90 days  after the Date of  Termination,  subject to
         Section 6 of the Employment Agreement;  provided,  however, that if the
         Participant's  employment  with the  Company  terminates  by  reason of
         "Retirement" as defined in Section 1.8 of the Employment Agreement, the
         date determined  under this paragraph (b) shall be not earlier than the
         three-year anniversary of the date of the Executive's Retirement.

         6. DEFINED TERMS;  TERMS OF PLAN.  Unless the context clearly indicates
otherwise,  defined terms as used in this Agreement  shall have the same meaning
as ascribed to those terms under the Plan. For purposes of this  Agreement,  the
term  "Date  of  Termination"  shall  have  the  meaning  ascribed  to it in the
Employment Agreement. Notwithstanding any other provision of this Agreement, the
terms of the Plan shall  govern and the Stock  Option  shall be subject,  in all
respects, to the terms and conditions of the Plan.


                                      -3-

<PAGE>


         IN WITNESS  WHEREOF,  the Participant has hereunto set his hand and the
Company has caused these  presents to be executed in its name and on its behalf,
all as of the Agreement Date.



                                       -----------------------------------------
                                                  M. Farooq Kathwari



                                       ETHAN ALLEN INTERIORS INC.


                                       -----------------------------------------
                                       By:   Edward Meyer
                                       Its:  Chairman, Compensation Committee




                                      -4-


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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