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<SEC-DOCUMENT>0000916641-98-000261.txt : 19980323
<SEC-HEADER>0000916641-98-000261.hdr.sgml : 19980323
ACCESSION NUMBER:		0000916641-98-000261
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	19971231
FILED AS OF DATE:		19980320
SROS:			NONE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			DOMINION RESOURCES INC /VA/
		CENTRAL INDEX KEY:			0000715957
		STANDARD INDUSTRIAL CLASSIFICATION:	ELECTRIC SERVICES [4911]
		IRS NUMBER:				541229715
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		
		SEC FILE NUMBER:	001-08489
		FILM NUMBER:		98570163

	BUSINESS ADDRESS:	
		STREET 1:		901 E BYRD ST, WEST TOWER
		STREET 2:		P O BOX 26532
		CITY:			RICHMOND
		STATE:			VA
		ZIP:			23219
		BUSINESS PHONE:		8047755700

	MAIL ADDRESS:	
		STREET 1:		P O BOX 26532
		STREET 2:		901 EAST BYRD STREET
		CITY:			RICHMOND
		STATE:			VA
		ZIP:			23261
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<DESCRIPTION>DOMINION RESOURES, INC. 10-K
<TEXT>


- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
                      SECURITIES AND EXCHANGE COMMISSION

                            WASHINGTON, D.C. 20549
                                ---------------
                                   Form 10-K
                                ---------------
       (Mark One)
          ( X )  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                        SECURITIES EXCHANGE ACT OF 1934
                  For the fiscal year ended December 31, 1997

                                      or

        (  )  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                        SECURITIES EXCHANGE ACT OF 1934
            For the transition period from ---------  to ---------

                         Commission file number 1-8489
                           -------------------------
                           Dominion Resources, Inc.
            (Exact name of registrant as specified in its charter)


<TABLE>
<CAPTION>
                      VIRGINIA                                     54-1229715
<S>                                                    <C>
                (State or other jurisdiction of        (IRS employer identification no.)
                incorporation or organization)
                 901 East Byrd Street
                      Suite 1700
                  Richmond, Virginia                               23219-6111
          (Address of principal executive offices)                 (Zip Code)
</TABLE>

                                (804) 775-5700
             (Registrant's telephone number, including area code)

          Securities registered pursuant to Section 12(b) of the Act:



<TABLE>
<CAPTION>
Title of each class            Name of each exchange on which registered
- ------------------------------ ------------------------------------------
<S>                            <C>
  Common Stock, no par value   New York Stock Exchange
</TABLE>

          Securities registered pursuant to Section 12(g) of the Act:
                                     None

     Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Act of 1934
during the preceding 12 months (or for such shorter period that the registrant
was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.    Yes x  No

     Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to
the best of registrant's knowledge, in definitive proxy or information
statements incorporated by reference in Part III of this Form 10-K or any
amendment to this Form 10-K. [ ]

     The aggregate market value of voting stock held by nonaffiliates of the
registrant was $7,767,853,323 at February 27, 1998, based on the closing price
of the Common Stock on such date, as reported on the composite tape by The Wall
Street Journal.

     Indicate the number of shares outstanding of each of the registrant's
classes of common stock, as of the latest practicable date.



<TABLE>
<CAPTION>
             Class              Outstanding at February 28, 1998
<S>                            <C>
  Common Stock, no par value              194,805,099
</TABLE>

                      DOCUMENTS INCORPORATED BY REFERENCE:


   (a) Portions of the 1997 Annual Report to Shareholders for the fiscal year
       ended December 31, 1997 are incorporated by reference in Parts I, II and
       IV hereof.

   (b) Portions of the 1998 Proxy Statement, dated March 11, 1998, are
       incorporated by reference in Part III hereof.
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------

<PAGE>

                           DOMINION RESOURCES, INC.



<TABLE>
<CAPTION>
   Item                                                                                                  Page
  Number                                                                                                Number
- ----------                                                                                             -------
<S>        <C>                                                                                         <C>
                                                   PART I
       1.  Business
            The Company ..............................................................................     1
           Dominion Capital ..........................................................................     1
           Dominion Energy ...........................................................................     1
           East Midlands .............................................................................     1
           Distribution Business .....................................................................     2
           Supply Business ...........................................................................     3
           Competition ...............................................................................     3
           Environmental Regulation ..................................................................     4
           Virginia Power ............................................................................     4
           Competition and Strategic Initiatives .....................................................     4
           Regulation ................................................................................     5
           Rates .....................................................................................     7
           Sources of Power ..........................................................................    10
           Interconnections ..........................................................................    12
            Capital Requirements and Financing Program ...............................................    14
       2.  Properties ................................................................................    14
       3.  Legal Proceedings .........................................................................    14
       4.  Submission of Matters to a Vote of Security Holders .......................................    14
           Executive Officers of the Registrant ......................................................    14
                                                   PART II
       5.  Market for the Registrant's Common Equity and Related Stockholder Matters .................    15
       6.  Selected Financial Data ...................................................................    15
       7.  Management's Discussion and Analysis of Financial Condition and Results of Operations .....    16
      7A.  Quantitative and Qualitative Disclosures About Market Risk ................................    16
       8.  Financial Statements and Supplementary Data ...............................................    16
       9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ......    16

<PAGE>

                                                  PART III
      10.  Directors and Executive Officers of the Registrant ........................................    16
      11.  Executive Compensation ....................................................................    16
      12.  Security Ownership of Certain Beneficial Owners and Management ............................    16
      13.  Certain Relationships and Related Transactions ............................................    16
                                                   PART IV
      14.  Exhibits, Financial Statement Schedules, and Reports on Form 8-K ..........................    17
</TABLE>


<PAGE>

                                    PART I


                               ITEM 1. BUSINESS
                                  THE COMPANY

     Dominion Resources, Inc. (Dominion Resources), organized in 1983, has its
principal office at 901 East Byrd Street, Richmond, Virginia 23219-4072,
telephone (804) 775-5700. The principal assets of Dominion Resources are its
investments in its subsidiaries.

     At December 31, 1997, Dominion Resources owned directly or indirectly all
of the outstanding common stock of its subsidiaries: Dominion Capital, Inc.
(Dominion Capital); Dominion Energy, Inc. (Dominion Energy); East Midlands
Electricity plc (East Midlands); and Virginia Electric and Power Company
(Virginia Power), its largest subsidiary. Dominion Resources is currently
exempt from registration as a holding company under the Public Utility Holding
Company Act of 1935 (the 1935 Act).

     Dominion Resources and its subsidiaries had 15,458 full-time employees as
of December 31, 1997.


                                Dominion Capital

     Dominion Capital, established as a subsidiary of Dominion Resources in
1985, is a diversified investment and financial services company. The principal
assets of Dominion Capital are First Source Financial, LLP, a middle market
commercial lender; Saxon Mortgage, Inc. and its affiliates, subsidiaries
engaged in the origination, servicing and securitization of residential
mortgages; Cambrian Capital Partners, LP, a merchant banking enterprise for
emerging independent oil and natural gas producers; First Dominion Capital LLC,
an integrated merchant bank and asset management business; a 50% limited
partnership interest in a Louisiana hydroelectric project; investments in
marketable securities and fixed income instruments; OptaCor Financial Services
Company, a consumer lender and Rincon Securities, Inc., a subsidiary which
holds a diversified portfolio of preferred stocks. Dominion Capital also has
subsidiaries involved in planned community real estate development and
management, a commercial real estate management company and investments in
affordable housing.


                                Dominion Energy

     Dominion Energy, established as a subsidiary of Dominion Resources in
1987, is active in the nonutility electric power generation businesses outside
the territory served by Virginia Power and the development, exploration and
operation of oil and natural gas reserves. Dominion Energy is involved in power
projects in six states, Argentina, Bolivia, Belize and Peru, which total
approximately 2,561 Mw. Domestic power projects in operation throughout 1997 in
which Dominion Energy has an interest include three gas-fueled projects in
Texas; two geothermal projects, two gas-fueled projects and one solar project
in California; four small hydroelectric projects in New York; a waste
coal-fueled project in West Virginia and a waste wood- and coal-fueled project
in Maine. International power projects in operation throughout 1997 in which
Dominion Energy has an interest include one hydroelectric and one gas-fired
project in Argentina, two hydroelectric projects in Bolivia, a run-of-river
hydroelectric project in Belize and two hydroelectric projects and six diesel
oil-fueled projects in Peru. Dominion Energy is involved in oil and natural gas
development and exploration in the Appalachian Basin, the Michigan Basin, the
Illinois Basin, the Black Warrior Basin, the Uinta Basin, the Powder River
Basin, the Gulf Coast and the Mid-Continent, and owns net proved oil and
natural gas reserves in such areas totaling approximately 461 billion cubic
feet (BCFE). In 1997, Dominion Energy added approximately 119 BCFE of natural
gas reserves. Production from Dominion Energy's reserve holdings in 1997
totaled approximately 59 BCFE.

     On March 29, 1996, a subsidiary of Dominion Energy, Kincaid Generation,
L.L.C. (LLC) entered into an asset sale agreement with Commonwealth Edison
Company (ComEd) to purchase ComEd's 1,108 Mw coal-fired Kincaid Power Station
in Central Illinois and entered into a power purchase agreement with ComEd to
sell, upon closing under the asset sale agreement, capacity and energy back to
ComEd for a period of 15 years. The sale was completed on February 27, 1998.

     On August 1, 1997, Dominion Energy sold to Chilgener S.A. 49% of its
interest in Inversiones Dominion Peru S.A., a Peruvian company which holds a
60% interest in EGENOR S.A., a 405 megawatt electric generation business in
which Dominion Energy had invested in Peru.


                                 East Midlands

     Dominion Resources purchased East Midlands, the principal operating
subsidiary of our UK holding company, Dominion UK Holding, Inc. (Dominion UK)
in the first quarter of 1997. East Midlands' principal businesses are the
distribution


                                       1

<PAGE>

of electricity and the supply of electricity to approximately 2.3 million
customers in the East Midlands region of the United Kingdom. East Midlands'
primary business is its distribution business which is a regulated monopoly and
its electricity supply business. Together these businesses produced
substantially all of East Midlands' consolidated operating income. East
Midlands is also focused on taking advantage of the opportunity in the domestic
gas supply business.

     East Midlands' Franchise Area (or service area) has a resident population
of over five million and covers approximately 6,200 square miles extending from
Coventry to the Lincolnshire coast and from Milton Keynes to Chesterfield of
which the southernmost part is less than 60 miles from London

     Dominion UK, through wholly-owned subsidiaries, holds an 80% interest in
Corby Power Limited (Corby), a 350 MW gas-fired power station. Corby was
commissioned in 1994 and is one of the earliest UK independent power generation
projects in the deregulated UK.


Distribution Business

     East Midlands owns, manages and operates the electricity distribution
network within its Franchise Area. The primary activity of the distribution
business is the receipt of electricity from the national grid transmission
system and its distribution to end users connected to East Midlands' power
lines. Because East Midlands is the exclusive holder of a Public Electricity
Supply (PES) license for its Franchise Area, virtually all electricity supplied
(whether by East Midland's supply business or by other suppliers) to consumers
in East Midland's Franchise Area is transported through East Midlands'
distribution network. As a holder of a PES license, East Midlands is subject to
a price control regulatory framework that retains economic incentives to
increase the number of units of electricity distributed and to operate in a
more cost-efficient manner.

     In addition to the network division, East Midlands' distribution business
also includes construction and metering divisions. The construction division
provides construction, standby and maintenance services to the network as well
as performing similar services for certain third-parties. East Midlands'
metering division focuses on the ownership and management of metering and
related assets as well as data collection and transmission service. While
portions of construction and metering businesses are gradually opening to
competition, the network division, which generates over 80% of the distribution
business' profits, is expected to remain a regulated monopoly subject to price
regulation.


         Distribution Facilities

      Electricity is transported across the national grid transmission system
   (the high voltage transmission system in UK that carries the generated
   electricity in bulk from power stations to regional and local distribution
   systems) at 400kv or 275kv to 14 grid supply points within East Midlands'
   distribution network, where East Midlands transforms the voltage to 132kv
   for entry into East Midlands' distribution system. Electricity is also
   transported to one national grid supply point located in a neighboring
   Regional Electric Companies (REC) franchise area, which is connected to
   East Midlands' distribution system by overhead lines and underground
   cables. Substantially all electricity which enters East Midlands' system is
   received at these 15 grid supply points.

      East Midlands' distribution facilities also include approximately:



<TABLE>
<CAPTION>
                                                                  Number
                                                                ---------
<S>                                                             <C>
       Transformers:
        132 kv/lower voltages ...............................       183
        33 kv/ll kv or 6/6 kv ...............................       675
        ll kv or 6.6 kv/lower voltages (including 22,165 pole
          mounted transformers) .............................    37,913
 
       Substations:
        132 kv/33 kv ........................................        85
        33 kv/ll kv or 6.6 kv ...............................       368
        ll kv or 6.6 kv/415 v or 240 v ......................    15,689
</TABLE>

      Substantially all substations are owned and the balance are leased under
   arrangements which will not expire for 10 years.


                                       2

<PAGE>

Supply Business

     East Midlands' supply business consists of selling electricity to end
users, purchasing electricity primarily from the Pool and arranging for its
distribution to those end users. The Pool is the wholesale trading market that
was established at the time of privatization (1990) for bulk trading of
electricity in UK between generators and suppliers. Basically all electricity
generated in UK must be sold and purchased through the Pool. The Pool does not
buy or sell electricity. East Midlands' supply business supplies Franchise
Supply Customers and Non-Franchise Supply Customers and is further developing
its gas business to supply domestic and business customers. East Midlands
currently supplies gas to approximately 6,000 customers and has contracted to
supply gas to more than 80,000 customers.


      Franchise Supply Market

      East Midlands holds a PES License under which it currently has the
   exclusive right to supply electricity to Franchise Supply Customers, who
   have a peak demand of less than 100kW, within its Franchise Area. At the
   time that the electricity industry was privatized, "Franchise Supply
   Customers" included all customers whose supply peak demand was less than
   1MW. The 1MW threshold was reduced to 100 kW on April 1, 1994. The
   exclusive right to supply Franchise Supply Customers is currently scheduled
   to be phased in over a 6 month period beginning June 1998 and ending in
   December 1998. On completion of this phase-in period, there will be no
   Franchise Supply Customers and all supply customers will have the ability
   to choose their electricity supplier. Supply prices of electricity from
   Franchise Supply Customers are based on the Supply Price Control Formula,
   whereby certain limits are placed on East Midlands as to the prices it can
   charge customers for the supply of electricity.

      From April 1, 1998 there will be a revised Supply Price Control Formula
   in the form of price caps for all residential customers and small business
   customers.

      Following the Supply Price Control Review in 1997, the supply prices to
   franchise customers will reduce by 6.4% from April 1998 and an additional
   3% from April 1999.


      Non-Franchise Supply Market

      Non-Franchise Supply Customers are currently defined as customers whose
   peak demand equals or exceeds 100kW. In addition to competing for
   Non-Franchise Supply Customers in its Franchise Area, East Midlands holds a
   second tier license to compete with the RECs and other suppliers to provide
   electricity to Non-Franchise Supply Customers outside its Franchise Area.

      The market to supply Non-Franchise Supply Customers is fully competitive,
   with the principal competitors being other RECs and major generators.
   Non-Franchise Supply Customers are typically supplied through individual
   12-month contracts with competitively bid or negotiated prices.


      Power Purchasing and Risk Management

      In order to manage its power purchasing risks, the supply business enters
   into arrangements such as contracts for differences (CFDs) to hedge against
   Pool price volatility. CFDs are contracts predominantly entered into
   between generators and suppliers to fix the price of a contracted quantity
   of electricity over a specific period. Differences between the actual
   prices set by the Pool and the agreed prices give rise to difference
   payments between the parties to the particular CFD. At the present time,
   East Midlands' forecast franchise supply market demand for fiscal 1998 is
   substantially hedged through various types of agreements, including CFDs.

      The most common contracts for supply to Non-Franchise Supply customers
   are for a twelve-month term and contain fixed rates. East Midlands is
   exposed to two principal-risks associated with such contracts: (a)
   purchasing price risk (East Midlands' cost of purchased electricity
   relative to the price East Midlands receives from the supply customer) and
   (b) load shape risk (the risk associated with a shift in the customer's
   usage pattern, including absolute amounts demanded and timing of amounts
   demanded). East Midlands seeks to hedge purchasing price risk through a
   variety of risk management tools, including management of its supply
   contract portfolio, CFDs, option arrangements and other means which
   mitigate risk of future Pool price volatility. Load shape risk is mitigated
   by paying detailed attention to forecasting demand.


Competition

     The UK electricity industry has changed significantly since 1994, as the
UK government has privatized and deregulated the industry. As a result, East
Midlands' distribution and supply businesses are subject to varying degrees of
competition.


                                       3

<PAGE>

     On the distribution side of the business, East Midlands' network
distribution division is currently a regulated monopoly that does not face
direct competition. This division contributes 80% of the distribution business'
profits, but could face indirect competition from alternative energy sources
such as gas. In addition, the distribution business' metering division faces
full competition by the year 2000 and the construction division's work is open
to competition from a number of firms.

     East Midlands' supply business has Franchise and Non-Franchise markets.
East Midlands' exclusive right to supply electricity to its Franchise customers
is currently scheduled to end over a 6-month phase-in period beginning December
1, 1998. At that time, East Midlands will compete directly with electricity
generators and other suppliers of electricity, primarily other PES license
holders. The Non-Franchise portion of the business currently competes with
those generators and suppliers.

     Beginning March 27, 1998, the residential gas market will be open to
competition in the East Midlands franchise region.


Environmental Regulation

     East Midlands' businesses are subject to numerous regulatory requirements
with respect to the protection of the environment. The Electricity Act of 1989
obligates the UK Secretary of State for Trade and Industry to take into account
the effect of electricity generation, transmission and supply activities upon
the environment in approving applications for the construction of generating
facilities and the location of overhead power lines. The Electricity Act
requires East Midlands to adhere to such guidelines when it formulates
proposals for development. East Midlands is required to mitigate any effect its
proposals may have on the environment and may be required to carry out an
environmental assessment when it intends to construct overhead lines. East
Midlands also has produced an Environmental Policy Statement which sets out the
manner in which it intends to comply with its obligations under the Electricity
Act.

     The Environmental Protection Act 1990 addresses waste management issues
and imposes certain obligations and duties on companies which handle and
dispose of waste. Some of East Midlands' distribution activities produce waste,
but Dominion Resources believes East Midlands is in compliance with applicable
standards.


                                 Virginia Power

     Virginia Electric and Power Company is a regulated public utility engaged
in the generation, transmission, distribution and sale of electric energy
within a 30,000 square-mile area in Virginia and northeastern North Carolina.
It transacts business under the name Virginia Power in Virginia and under the
name North Carolina Power in North Carolina. Virginia Power has retail
customers (including governmental agencies) and wholesale customers such as
rural electric cooperatives, power marketers and municipalities and serves more
than 80% of Virginia's population. Virginia Power has certificates of
convenience and necessity from the State Corporation Commission of Virginia
(the Virginia Commission) for service in all territories served at retail in
Virginia. The North Carolina Utilities Commission (the North Carolina
Commission) has assigned territory to Virginia Power for substantially all of
its retail service outside certain municipalities in North Carolina.

     The electric utility industry in the United States is undergoing an
evolutionary change toward less regulation and more competition. To meet the
challenges of this new competitive environment, Virginia Power has developed a
broad array of "non-traditional" product and service offerings from its
operating business units and subsidiaries:

   o Energy Services -- offering electric energy and capacity in the emerging
     wholesale market as well as natural gas and other energy-related products
     and services;

   o Fossil & Hydro -- targeting process type industries, such as chemical,
     paper, plastics and petroleum to become a service provider of
     instrumentation equipment;

   o Nuclear Services -- offering management and operations services to other
     electric utilities;

   o Commercial Operations -- providing power distribution related services,
     including transmission and distribution, engineering and metering services
     to other gas, water and electric utilities; and

   o Telecommunications -- offering telecommunications services through the
     Company's existing fiber-optic network.


Competition and Strategic Initiatives

     A number of developments in the United States are causing a trend toward
less regulation and more competition in the electric utility industry. This is
evidenced by legislative and regulatory action at both the federal and state
levels. To the extent that competition is either authorized or mandated and
regulation is eliminated or relaxed, electric utilities may no


                                       4

<PAGE>

longer be guaranteed an opportunity to recover all of their prudently incurred
costs, and utilities with costs that exceed the market prices established by
the competitive market will run the risk of suffering losses, which may be
substantial.

     Virginia Power has responded to these trends by undertaking cost-cutting
measures, engaging in re-engineering efforts, restructuring its core business
processes, and pursuing a strategic planning initiative to encourage innovative
approaches to serving traditional markets. Virginia Power has established
separate business units, as discussed above, to fully execute these strategies.
 

     Virginia Power also is vigorously participating in the state and federal
legislative actions currently underway to bring about competition in the
electric utility industry, in an effort to ensure an orderly transition from a
regulated environment.

     Virginia Power's non-traditional businesses face competition from a
variety of utility and non-utility entities.

     For a full discussion of the regulatory and legislative issues related to
competition, read the Future Issues section of MANAGEMENT DISCUSSION AND
ANALYSIS OF OPERATIONS (MD&A) on pages 26 through 30 of the 1997 Annual Report
to Shareholders.


Regulation

      General

      In a wide variety of matters in addition to rates, Virginia Power is
   presently subject to regulation by the Virginia Commission and the North
   Carolina Commission, the Environmental Protection Agency (EPA), Department
   of Energy (DOE), Nuclear Regulatory Commission (NRC), the Federal Energy
   Regulatory Commission (FERC), the Army Corps of Engineers, and other
   federal, state and local authorities. Compliance with numerous laws and
   regulations increases Virginia Power's operating and capital costs by
   requiring, among other things, changes in the design and operation of
   existing facilities and changes or delays in the location, design,
   construction and operation of new facilities. The commissions regulating
   Virginia Power's rates have historically permitted recovery of such costs.

      Virginia Power may not construct, or incur financial commitments for
   construction of, any substantial generating facilities or large capacity
   transmission lines without the prior approval of various state and federal
   governmental agencies. Such approvals relate to, among other things, the
   environmental impact of such activities, the relationship of such
   activities to the need for providing adequate utility service and the
   design and operation of proposed facilities.

      Both federal and state legislative bodies have been studying competition
   and restructuring in the electric utility industry. See Future Issues --
   Competition -- Legislative Initiatives section of MD&A on page 27 of the
   1997 Annual Report to Shareholders.


      Virginia

      In 1995, the Virginia Commission instituted an ongoing generic
   investigation on electric industry restructuring, resulting in a number of
   reports by its Staff covering such issues as retail wheeling experiments
   and the status of wholesale power markets. The Staff also submitted a
   report to the General Assembly calling for a cautious, two-phase, five-year
   period to address restructuring issues. The report acknowledged the need
   for direction from the Virginia legislature concerning policy issues
   surrounding competition in the electric industry.

      In November 1996, the Virginia Commission instituted a proceeding
   concerning Virginia Power's cost of service and possible restructuring of
   the electric utility industry as it might relate to Virginia Power. On
   March 24, 1997, Virginia Power filed in that proceeding a calculation of
   its cost of service for 1996 and a proposed Alternative Regulatory Plan
   (ARP). Subsequently, the Commission consolidated this proceeding with the
   proceeding concerning Virginia
   Power's 1995 Annual Informational Filing, in which Virginia Power's base
   rates were made interim and subject to refund as of March 1, 1997. Please
   carefully read the Future Issues -- Competition -- Legislative Initiatives
   and Regulatory Initiatives sections of MD&A on page 27 of the 1997 Annual
   Report to Shareholders and Rates--Virginia, below for details concerning
   the ARP, its current status and related legislative developments.

      In December 1995, Virginia Power applied to the Virginia Commission for
   approval of arrangements with Chesapeake Paper Products Company (CPPC),
   under which Virginia Power would facilitate the design, construction and
   financing of a cogeneration plant to meet CPPC's energy requirements for
   its industrial processes at its plant in West Point, Virginia. On August
   13, 1997, the Virginia Commission approved, in substantial part, the
   proposed transactions


                                       5

<PAGE>

   between Virginia Power and CPPC's successor in ownership, St. Laurent Paper
   Products Co. St. Laurent later determined that the current design of the
   facility was no longer compatible with its long-term business strategies
   and terminated its contractual arrangement with Virginia Power. The
   Virginia Commission dismissed the proceeding on January 15, 1998.

      In June 1997, the Virginia Commission granted Virginia Power's request to
   implement a monitoring program that requires certain non-utility generators
   to provide certain information sufficient to determine continued compliance
   with the "Qualifying Facility" (QF) requirements of the Public Utility
   Regulatory Policies Act of 1978 (PURPA).

      On August 8, 1997, the Virginia Commission granted Virginia Power's
   request to provide interchange telecommunications services and approved the
   proposed affiliate agreements between Virginia Power and our wholly-owned
   subsidiary, VPS Communications, Inc. (VPSC). Under the authority granted,
   VPSC will provide a range of telecommunications services, including private
   line and special access services and high-capacity fiberoptic services.

      On September 3, 1997, the Virginia Commission granted Virginia Power's
   request to provide services to our wholly-owned subsidiary, Virginia Power
   Services, Inc. (VPS), which would enable Virginia Power Nuclear Services
   Company (VPN), a VPS subsidiary, to furnish nuclear management and
   operation services to electric utilities seeking assistance in the
   management and operation of their nuclear generating facilities. VPN
   currently provides such services to Northeast Utilities at its Millstone
   Unit 2 nuclear plant.


      FERC

      In April 1996, FERC issued final rules in Order Nos. 888 and 889
   addressing open access transmission service, stranded costs, standards of
   conduct and open access same-time information systems (OASIS). In July
   1996, Virginia Power filed an open access transmission service tariff in
   compliance with FERC's Order No. 888. In compliance with FERC's directive,
   Virginia Power's OASIS became operational on January 3, 1997. Also, on that
   date the standards of conduct requiring separation of transmission
   operations/reliability functions from wholesale merchant/marketing
   functions became effective. Virginia Power also made filings to comply with
   FERC's directive that, effective January 1, 1997, utilities could no longer
   make bundled sales of transmission and generation services in economy
   energy transactions. In certain of those filings, Virginia Power canceled
   or committed not to use the economy energy rate schedules contained in
   interconnection agreements with neighboring utilities. On March 4, 1997,
   FERC issued Order Nos. 888-A and 889-A, which addressed requests for
   rehearing of Order Nos. 888 and 889. Orders No. 888-A and 889-A essentially
   reaffirm the basic principles of 888 and 889 and clarify and make limited
   modifications to those orders. On December 17, 1997, FERC issued Order Nos.
   888-B and 889-B. FERC rejected all requests for rehearing filed with
   respect to Order Nos. 888-A and 889-A and clarified and made limited
   modifications to those orders. Several parties have appealed the 888 orders
   to the United States Court of Appeals for the District of Columbia Circuit.


      For a discussion of the status of Virginia Power's Open Access
   Transmission Tariff filing, see Rates -- FERC below.

      For additional discussion of open access issues see Future Issues --
   Competition under MD&A on pages 26 through 28 of the 1997 Annual Report to
   Shareholders.

      LG&E Westmoreland Southampton owns a cogeneration facility in Franklin,
   Virginia, and sells its output to Virginia Power. Southampton has sought a
   waiver of FERC operating requirements for Qualifying Facilities (QF's)
   under PURPA, however FERC refused to grant such a waiver. On March 31,
   1997, the United States Court of Appeals for the District of Columbia
   Circuit granted FERC's motion to dismiss Southampton's Petition for Review.



      Environmental

      From time to time, Virginia Power may be designated by the EPA as a
   potentially responsible party (PRP) with respect to a Superfund site. As a
   result of that designation or other regulations regarding the remediation
   of waste, we may become obligated to fund remedial investigations or
   actions. We do not believe that any currently identified sites will result
   in significant liabilities. For a discussion of Virginia Power's site
   remediation efforts, see Note Q to the CONSOLIDATED FINANCIAL STATEMENTS on
   page 53 of the 1997 Annual Report to Shareholders.

      Permits under the Clean Water Act and state laws have been issued for all
   of Virginia Power's steam generating stations now in operation. These
   permits are subject to reissuance and continuing review. The Clean Air Act,
   as amended in 1990, requires Virginia Power to reduce its emissions of
   sulfur dioxide (SO2) and nitrogen oxides (NOx). Beginning in 1995, the SO2
   reduction program is based on the issuance of a limited number of SO2
   emission allowances, each of


                                       6

<PAGE>

   which may be used as a permit to emit one ton of SO2 into the atmosphere or
   may be sold to someone else. The program is administered by the EPA.

      For additional information on Environmental Matters and related issues
   see Future Issues -- Environmental Matters section of MD&A on pages 28 and
   29 of the 1997 Annual Report to Shareholders.


      Nuclear

      All aspects of the operation and maintenance of Virginia Power's nuclear
   power stations are regulated by the NRC. Operating licenses issued by the
   NRC are subject to revocation, suspension or modification, and operation of
   a nuclear unit may be suspended if the NRC determines that the public
   interest, health or safety so requires.

      From time to time, the NRC adopts new requirements for the operation and
   maintenance of nuclear facilities. In many cases, these new regulations
   require changes in the design, operation and maintenance of existing
   nuclear facilities. If the NRC adopts such requirements in the future, it
   could result in substantial increases in the cost of operating and
   maintaining Virginia Power's nuclear generating units.

      In July 1995, the Virginia Commission instituted an investigation
   regarding spent nuclear fuel disposal. As directed, Virginia Power and
   others filed comments on legal and public policy issues related to spent
   nuclear fuel storage and disposal. In February 1996, the Commission Staff
   filed its Report recommending that adoption of a definitive policy on spent
   nuclear fuel disposal issues be delayed pending the outcome of litigation
   against the Department of Energy concerning spent nuclear fuel acceptance,
   the outcome of proposed federal legislation concerning development of an
   interim storage facility, and development of a vision of the likely outcome
   of the electric utility industry's restructuring efforts. The Virginia
   Commission consolidated the proceeding with Virginia Power's pending fuel
   cost recovery proceeding in October 1996. On March 20, 1997, the Virginia
   Commission returned the spent nuclear fuel disposal issue to a separate
   proceeding.

      On January 31, 1997, Virginia Power joined thirty-five other electric
   utilities in filing a petition in the United States Court of Appeals for
   the District of Columbia Circuit, seeking to compel DOE to comply with its
   obligation to begin accepting the utilities' spent nuclear fuel for
   disposal by January 31, 1998, the date imposed by the Nuclear Waste Policy
   Act. Additional utilities have joined since the original filing. On
   November 14, 1997, the Court issued an Order finding that DOE's obligation
   to begin accepting spent nuclear fuel by the deadline is unconditional, and
   that DOE may not excuse its delay on the grounds that it has not prepared a
   permanent repository or interim storage facility. The Court found that
   DOE's spent fuel disposal contracts with the utilities offer a potentially
   adequate remedy for DOE's failure to meet its obligation. DOE filed a
   petition for rehearing on December 29, 1997.


Rates

     Virginia Power electric service sales were subject to rate regulation in
1997 as follows:



<TABLE>
<CAPTION>
                                                                                 1997
                                                                        -----------------------
                                                                          Percent      Percent
                                                                            of           of
                                                                         Revenues     Kwh Sales
                                                                        ----------   ----------
<S>                                       <C>                           <C>          <C>
Virginia retail:
 Non-Governmental customers ...........   Virginia Commission                81%          76%
 Governmental customers ...............   Negotiated Agreements              10           12
North Carolina retail .................   North Carolina Commission           5            5
Wholesale--Sales for Resale* ..........   FERC                                4            7
                                                                             --           --
                                                                            100%         100%
                                                                            ===          ===
</TABLE>

- ---------
* Excludes wholesale power marketing sales subject to FERC regulation.

     Substantially all of Virginia Power's electric service sales are subject
to recovery of changes in fuel costs either through fuel adjustment factors or
periodic adjustments to base rates, each of which requires prior regulatory
approval.

     Each of these jurisdictions has the authority to disallow recovery of
costs it determines to be excessive or imprudently incurred. Various cost items
may be reviewed on occasion, including costs of constructing or modifying
facilities, on-going purchases of capacity or providing replacement power
during generating unit outages.


                                       7

<PAGE>

      FERC

      In compliance with FERC's Order No. 888, Virginia Power filed an open
   access transmission service tariff, which became effective on July 9, 1996.
   In October 1996, FERC issued a procedural order, scheduling a hearing for
   April 28, 1997. Virginia Power and all parties reached a settlement of
   issues raised in the proceeding, and on March 20, 1997, those parties
   jointly filed with FERC the Settlement Agreement and Motion to Certify the
   Settlement Agreement. On April 23, 1997 the presiding Administrative Law
   Judge certified the Settlement Agreement to the FERC and on June 11, 1997,
   the FERC approved the settlement.

      In compliance with FERC's Order No. 889, on January 3, 1997, Virginia
   Power filed its Procedures For Standards of Conduct for Unbundled
   Transmissions and Wholesale Merchant Function (Standards of Conduct)
   effective on that date. On July 1, 1997, Virginia Power filed an amendment
   to the Standards of Conduct in Compliance with FERC's Order No. 889-A. On
   July 16, 1997, Virginia Power filed another amendment in response to a FERC
   Staff request. Virginia Power is awaiting FERC action on the filing.

      On September 11, 1997, FERC authorized Virginia Power to sell power at
   market-based rates but set for hearing the issue of the impact of any
   transmission constraints on Virginia Power's ability to exercise generation
   market power in localized areas within its service territory. If FERC finds
   that transmission constraints give Virginia Power generation dominance, it
   could either revoke or limit the scope of the market-based rate authority.
   The hearing is scheduled to commence June 2, 1998.

      On October 31, 1997, Virginia Power filed at FERC three agreements with
   Old Dominion Electric Cooperative (ODEC) to amend the parties'
   Interconnection and Operating Agreement (I&O Agreement) and to unbundle
   transmission services provided to ODEC under the I&O Agreement. On December
   22, 1997, FERC issued a deficiency letter with respect to the filing
   directing Virginia Power to provide additional information. On January 21,
   1998, Virginia Power provided the requested information. FERC accepted the
   agreements on March 12, 1998.


      Virginia

      In March 1997, the Virginia Commission issued an order that Virginia
   Power's base rates be made interim and subject to refund as of March 1,
   1997. This order was the result of the Commission Staff's report on its
   review of Virginia Power's 1995 Annual Informational Filing, which
   concluded that Virginia Power's present rates would cause Virginia Power to
   earn in excess of its authorized return on equity. The Staff found that,
   for purposes of establishing rates prospectively, a rate reduction of $95.6
   million (including a one-time adjustment of $29.7 million to Virginia
   Power's deferred capacity balance at December 31, 1996) may be necessary in
   order to realign rates to the authorized level. Virginia Power filed its
   Alternative Regulatory Plan (ARP) in March 1997, based on 1996 financial
   information. Subsequently, the Commission consolidated the proceeding
   concerned with the 1995 Annual Informational Filing with the proceeding
   that includes the ARP proposed by Virginia Power.

      In December 1997, Virginia Power sought to withdraw its ARP, having
   concluded that resolution of the cost recovery issues raised by the ARP was
   unlikely without General Assembly action. The Commission has agreed that
   Virginia Power may withdraw its support of the ARP but has reserved the
   right to continue consideration of the ARP as well as other regulatory
   alternatives. In addition, the Commission will continue to consider the
   issues arising out of the 1995 Annual Informational Filing. The
   Commission's Staff is scheduled to file its testimony on March 24, 1998;
   Virginia Power's rebuttal is to be filed by April 27, 1998; and the reply
   testimony is to be filed by May 11, 1998. A public hearing is scheduled to
   commence on May 19, 1998.

      Virginia Power's previous filings in this proceeding support maintaining
   Virginia Power's rates at current levels; however, opposing parties have
   made filings recommending rate reductions in excess of $200 million. At
   this time, management cannot predict the ultimate outcome of the proceeding
   and its impact on Virginia Power's results of operations, cash flows or
   financial position.

      In July 1996, Virginia Power proposed to substantially reduce the rates
   paid under Schedule 19 to cogenerators and small power producers of 100 kW
   or less. The rates became effective on an interim basis on January 1, 1997.
   On January 21, 1998, the Virginia Commission approved revised Schedule 19
   rates. The approved rates do not differ in any significant way from the
   rates originally proposed by Virginia Power.


                                       8

<PAGE>

      In October 1996, Virginia Power filed an application with the Virginia
   Commission to increase its fuel factor from 1.299 cents per kWh to 1.322
   cents per kWh, reflecting a fuel factor annual revenue increase of
   approximately $48.2 million. The increase became effective on an interim
   basis on December 1, 1996. On June 11, 1997, the Commission entered an
   Order Establishing Fuel Factor approving the requested increase.

      On October 31, 1997, Virginia Power filed with the Virginia Commission
   its application for a reduction of $45.6 million in its fuel cost recovery
   factor for the period December 1, 1997 through November 30, 1998. The
   reduction became effective on an interim basis on December 1, 1997.
   Subsequently, as a result of amendments to two non-utility power purchase
   contracts, the Company proposed two additional reductions of approximately
   $30.2 million and $18 million for the same period, bringing the total
   proposed fuel factor reduction to $93.8 million. Both additional reductions
   were approved on an interim basis, effective March 1, 1998. A hearing is
   scheduled for April 9, 1998.


      North Carolina

      On November 4, 1996, Virginia Power filed for approval of a new Schedule
   19 which governs purchases from cogenerators and small power producers.
   Virginia Power proposed rates substantially lower than those previously
   specified. It also proposed to reduce the applicability threshold to 100 kW
   and shorten the maximum term of contracts under Schedule 19 to five years.
   On June 19, 1997, the North Carolina Commission issued an Order requiring
   Virginia Power to offer long-term (5-, 10- and 15-year) levelized capacity
   payments to hydroelectric and certain landfill and waste facilities
   contracting for up to 5 MW; a 5-year levelized rate option to other QFs
   contracting for up to 100 kW; and optional long-term levelized energy
   payments for QFs rated at 100 kW or less capacity.


                                       9

<PAGE>

Sources Of Power

      Virginia Power Generating Units

<TABLE>
<CAPTION>
                                                                                     Type             Summer
                                                                    Years             of            Capability
              Name of Station, Units and Location                 Installed          Fuel               MW
              -----------------------------------                 ---------          ----           ----------
<S>                                                              <C>           <C>                <C>
   Nuclear:
    Surry Units 1 & 2, Surry, Va .............................   1972-73           Nuclear              1,602
    North Anna Units 1 & 2, Mineral, Va ......................   1978-80           Nuclear              1,790 (a)
                                                                                                     --------
     Total nuclear stations ..................................                                          3,392
                                                                                                     --------
   Fossil Fuel:
    Steam:
     Bremo Units 3 & 4, Bremo Bluff, Va. .....................   1950-58            Coal                  227
     Chesterfield Units 3-6, Chester, Va. ....................   1952-69            Coal                1,250
     Clover Units 1 & 2, Clover, Va. .........................   1995-96            Coal                  882 (b)
     Mt. Storm Units 1-3, Mt. Storm, W. Va. ..................   1965-73            Coal                1,587
     Chesapeake Units 1-4, Chesapeake, Va. ...................   1953-62            Coal                  595
     Possum Point Units 3 & 4, Dumfries, Va. .................   1955-62            Coal                  322
     Yorktown Units 1 & 2, Yorktown, Va. .....................   1957-59            Coal                  326
     Possum Point Units 1, 2, & 5, Dumfries, Va. .............   1948-75             Oil                  929
     Yorktown Unit 3, Yorktown, Va. ..........................   1974             Oil & Gas               818
     North Branch Unit 1, Bayard, W. Va. .....................   1994            Waste Coal                74 (c)
   Combustion Turbines:
    35 units (8 locations) ...................................   1967-90          Oil & Gas             1,019
   Combined Cycle:
    Bellmeade, Richmond, Va. .................................   1991             Oil & Gas               230
    Chesterfield Units 7 & 8, Chester, Va. ...................   1990-92          Oil & Gas               397
     Total fossil stations ...................................                                          8,656
                                                                                                     --------
   Hydroelectric:
    Gaston Units 1-4, Roanoke Rapids, N.C. ...................   1963           Conventional              225
    Roanoke Rapids Units 1-4, Roanoke Rapids, N.C. ...........   1955           Conventional               99
    Other ....................................................   1930-87        Conventional                3
    Bath County Units 1-6, Warm Springs, Va. .................   1985          Pumped Storage           1,260 (d)
                                                                                                     --------
     Total hydro stations ....................................                                          1,587
                                                                                                     --------
     Total Virginia Power generating unit capability .........                                         13,635
   Net Purchases .............................................                                          1,480
   Non-Utility Generation ....................................                                          3,277
                                                                                                     --------
     Total Capability ........................................                                         18,392
                                                                                                     ========
</TABLE>

  ---------
     (a) Includes an undivided interest of 11.6 percent (208 MW) owned by ODEC.
     (b) Includes an undivided interest of 50 percent (441 MW) owned by ODEC.
     (c) Effective January 25, 1996, this unit was placed in a cold reserve
         status.
     (d) Reflects Virginia Power's 60 percent undivided ownership interest in
         the 2,100 MW station. A 40 percent undivided interest in the facility
         is owned by Allegheny Generating Company, a subsidiary of Allegheny
         Energy, Inc (AE).

      Virginia Power's highest one-hour integrated service area summer peak
   demand was 14,537 MW on July 28, 1997, and an all-time high one-hour
   integrated winter peak demand of 14,910 MW was reached on February 5, 1996.



                                       10

<PAGE>

      Energy Used And Fuel Costs

      System energy output by energy source and the average fuel cost for each
   are shown below. Fuel cost is presented in mills (one tenth of one cent)
   per kilowatt hour.



<TABLE>
<CAPTION>
                                            1997                   1996                   1995
                                    --------------------   --------------------   --------------------
                                     Source       Cost      Source       Cost      Source       Cost
                                    --------   ---------   --------   ---------   --------   ---------
<S>                                 <C>        <C>         <C>        <C>         <C>        <C>
   Nuclear (*) ..................       34%        4.52        32%        4.48        32%        4.92
   Coal (**) ....................       40        13.54        38        14.32        39        14.44
   Oil ..........................        1        26.32         1        27.75         1        25.11
   Purchased power, net .........       23        21.54        27        21.99        25        22.50
   Other ........................        2        30.65         2        26.98         3        23.82
                                        --                     --                     --
    Total .......................      100%                   100%                   100%
                                       ===                    ===                    ===
    Average fuel cost ...........                 12.67                  13.47                  13.73
</TABLE>

  ---------
     (*) Excludes ODEC's 11.6 percent ownership interest in the North Anna
Power Station.

     (**) Excludes ODEC's 50 percent ownership interest in the Clover Power
  Station.


      Nuclear Operations and Fuel Supply

      In 1997, Virginia Power's four nuclear units achieved a combined capacity
factor of 91.1 percent.

      Virginia Power utilizes both long-term contracts and spot purchases to
   support its needs for nuclear fuel. Virginia Power continually evaluates
   worldwide market conditions in order to ensure a range of supply options at
   reasonable prices. Current agreements, inventories and spot market
   availability will support Virginia Power's current and planned fuel supply
   needs for fuel cycles throughout the remainder of the 1990's and into the
   early 2000's. Beyond that period, additional fuel will be purchased as
   required to ensure optimum cost and inventory levels.

      The DOE is not expected to begin the acceptance of spent fuel in 1998 as
   specified in Virginia Power's contract with the DOE. However, on-site spent
   nuclear fuel storage at the Surry Power Station (spent fuel pool and dry
   cask storage) is expected to be adequate for Virginia Power's needs until
   the DOE begins accepting spent fuel. The North Anna Power Station will
   require additional spent fuel storage capacity in 1998. Virginia Power
   submitted a license application to the NRC in May 1995 for a dry cask
   facility at North Anna. Virginia Power anticipates that this application
   will be approved in mid-1998.

      For details on the issues of decommissioning and nuclear insurance, see
   Note Q to the CONSOLIDATED FINANCIAL STATEMENTS on page 54 of the 1997
   Annual Report to Shareholders.


      Fossil Operations and Fuel Supply

      Virginia Power's fossil fuel mix consists of coal, oil and natural gas.
   In 1997, Virginia Power consumed approximately 13 million tons of coal. As
   with nuclear fuel, Virginia Power utilizes both long-term contracts and
   spot purchases to support its needs. Virginia Power presently anticipates
   that sufficient coal supplies at reasonable prices will be available for
   the remainder of the 1990's. Current projections for an adequate supply of
   oil remain favorable, barring unusual international events or extreme
   weather conditions which could affect both price and supply.

      Virginia Power uses natural gas as needed throughout the year for two
   combined cycle units and at several combustion turbine units. For winter
   usage at the combined cycle sites, gas is purchased and stored during the
   summer and fall and consumed during the colder months when gas supplies are
   not available at favorable prices. Virginia Power has firm transportation
   contracts for the delivery of gas to the combined cycle units. Current
   projections indicate gas supplies will be available for the next several
   years.


      Purchases and Sales of Energy

      Virginia Power relies on purchases of power to meet a portion of its
   capacity requirements. Virginia Power also makes economy purchases of power
   from other utility systems when it is available at a cost lower than
   Virginia Power's own generation costs.


                                       11

<PAGE>

      Under contracts effective January 1, 1985, Virginia Power agreed to
   purchase 400 MW of electricity annually through 1999 from Hoosier Energy
   Rural Electric Cooperative, Inc. (Hoosier), and agreed to purchase 500 MW
   of electricity annually during 1987-99 from certain operating units of
   American Electric Power Company, Inc. (AEP).

      Virginia Power has a diversity exchange agreement with AE under which AE
   delivers 200 MW to Virginia Power in the summer and Virginia Power delivers
   200 MW to AE in the winter.

      Virginia Power also has 57 non-utility power purchase contracts with a
   combined dependable summer capacity of 3,277 MW (for information on the
   financial obligations under these agreements see Note Q to the CONSOLIDATED
   FINANCIAL STATEMENTS on page 53 of the 1997 Annual Report to Shareholders).
   In a continuing effort to mitigate its exposure to above-market long-term
   purchased power contracts, Virginia Power is evaluating its long-term
   purchased power contracts and negotiating modifications to their terms,
   including cancellations, where it is determined to be economically
   advantageous to do so.

      Virginia Power's wholesale power group actively participates in the
   purchase and sale of wholesale electric power and natural gas in the open
   market. The wholesale power group has expanded Virginia Power's trading
   range beyond the geographic limits of the Virginia Power service territory,
   and has developed trading relationships with energy buyers and sellers on a
   nationwide basis.

      In July 1997, Virginia Power executed three agreements with Old Dominion
   Electric Cooperative (ODEC) which provide for the amendment of the parties'
   Interconnection and Operating Agreement (I&O Agreement). The first
   agreement provides for the transition from cost-based rates for capacity
   and energy purchases by ODEC to market-based rates by 2002. The second two
   agreements are the Service and Operating Agreements for Network Integration
   Transmission Service, which unbundled the transmission services provided to
   ODEC under the I&O Agreement.

      As reported above, both the Hoosier 400 MW long-term purchase and the AEP
   500 MW long-term purchase will expire on December 31, 1999. Virginia Power
   presently anticipates adding peaking capacity beginning in the year 2000 to
   meet its anticipated load growth. Virginia Power has and will pursue
   capacity acquisition plans to provide that capacity and maintain a high
   degree of service reliability. This capacity may be owned and operated by
   others and sold to Virginia Power or may be built by Virginia Power if it
   determines it can build capacity at a lower overall cost. Virginia Power
   also pursues conservation and demand-side management. No Virginia Power
   owned generation is currently in the planning or construction stages.

      For additional information, see Note Q to the CONSOLIDATED FINANCIAL
   STATEMENTS on page 53 of the 1997 Annual Report to Shareholders.


Interconnections

     Virginia Power maintains major interconnections with Carolina Power and
Light Company, AEP, AE and the utilities in the Pennsylvania-New
Jersey-Maryland Power Pool. Through this major transmission network, Virginia
Power has arrangements with these utilities for coordinated planning,
operation, emergency assistance and exchanges of capacity and energy.

     In December 1996, Virginia Power joined with Allegheny Power Service
Corporation, Cleveland Electric Illuminating Company, Toledo Edison Company,
Ohio Edison Company, Pennsylvania Power Company and Southern Company Services,
Inc. (the Transmission Alliance) to file a contract with the FERC entitled the
GAPP Experiment Participation Agreement (GAPP Agreement). The Transmission
Alliance and the GAPP Agreement were established to promote fair and equitable
use of the transmission systems based on the General Agreement on Parallel
Paths (GAPP) model for coordinating the flow of bulk supplies of electricity
among utilities. GAPP principles allow electric companies to determine where
electricity actually flows in bulk power transactions, as opposed to the
"contract" paths that are based on power purchase and transmission agreements
among buying, selling and transmitting utilities.

     Compensation for transmission services has historically been based on
contract paths. The GAPP Agreement was designed to determine the physical path
electricity actually takes through the system and allocate open access
transmission revenues among the parties. The GAPP Agreement was designed as an
experiment to test the GAPP methods and procedures for a period of two years.
The FERC accepted the contract on March 25, 1997. Virginia Power and the
Transmission Alliance implemented the GAPP Agreement on April 2, 1997.

     On November 14, 1997, in accordance with the FERC order accepting the GAPP
Agreement, the Transmission Alliance issued a report detailing the results of
the first six months of the experiment. The preliminary results of the
experiment indicate that it is technically possible to monitor and predict the
physical flow of electricity over multiple systems and that


                                       12

<PAGE>

transmission revenues reallocated according to actual use of the system differ
significantly from collections under a contract path approach. In October 1997,
Virginia Power gave notice to the Transmission Alliance that, effective January
1, 1998, it was exercising its option under the GAPP Agreement to terminate its
involvement in the experiment.

     On December 9, 1997, Virginia Power, the Transmission Alliance and other
utilities agreed to study the creation of an independent regional transmission
entity. The memorandum of understanding to initiate this study was signed by
eleven investor-owned electric companies, including Virginia Power, Consumers
Energy, Detroit Edison, Duquesne Light Company, The Illuminating Company, Ohio
Edison Company, Pennsylvania Power Company, Toledo Edison Company, and the
Allegheny Energy Companies (Monongahela Power Company, The Potomac Edison
Company, and West Penn Power Company). This group is an outgrowth of the GAPP
Agreement and its key goals are to maintain the long-term reliability and
security of the utilities' interconnected transmission systems; ensure the most
efficient use of resources; eliminate pancaking of rates within and between
transmission entities; avoid duplication of costs and achieve transmission cost
savings; and, strike an appropriate balance among the diverse interests of
energy suppliers, customers, and shareholders. The group will also explore
cooperative agreements designed to achieve these goals while ensuring
nondiscriminatory and comparable access to all users of the group's
transmission system. The companies intend to be responsive to industry changes,
especially with the introduction of retail competition in some of the areas
served by the signatories and as some other industry participants consider
creation of independent transmission operating companies or separate
transmission companies. Further, the companies will have the flexibility to
continue to investigate and pursue other opportunities and arrangements that
could develop regarding independent system operators or independent
transmission companies.

     Virginia Power and Appalachian Power Company (AEP-Virginia), an operating
unit of AEP, each sought approval from the SCC in 1991 to construct certain
interconnecting transmission facilities. These applications resulted from a
joint planning effort of Virginia Power and AEP to meet the requirements of
their customers. At the time of Virginia Power's application, particularly
during the summer of 1992, constraints were being experienced on transfers of
power into the Virginia Power service territory from the west. On November 7,
1997, the SCC issued an Order directing Virginia Power to report to the
Commission on the continued need for certain new interconnected transmission
facilities, on the relationship between Virginia Power's application to build
the new facilities and certain other pending proceedings, and on Virginia
Power's construction plans, if the SCC grants Virginia Power's application.

     On December 15, 1997, Virginia Power filed a report in compliance with the
SCC Order stating that since the filing of Virginia Power's application, the
constraints have been less frequent, due in part to less severe summer weather,
and actual power requirements have been less than originally forecasted. In
addition, generating resources within the Virginia Power service area have been
increased by the higher performance level of the nuclear units, as well as the
completion of the Clover Station. Completion of the AEP project is a
prerequisite for the Virginia Power project to go forward. The proposed
Virginia Power project would not fulfill its intended purpose without the AEP
line being built. AEP has withdrawn its original application and has instituted
a new proceeding before the Commission in which different routing is proposed.
Virginia Power continues to monitor closely the progress of AEP in this
proceeding with respect to its new proposal, but until more is known about
these proceedings, Virginia Power cannot predict what its construction plans
will be.


                                       13

<PAGE>

                   CAPITAL REQUIREMENTS AND FINANCING PROGRAM

     See MANAGEMENT'S DISCUSSION AND ANALYSIS OF CASH FLOWS AND FINANCIAL
CONDITION on pages 37 through 40 of the 1997 Annual Report to Shareholders.


                               ITEM 2. PROPERTIES

     Dominion Resources owns the building at One James River Plaza, Richmond,
Virginia, in which Virginia Power has its principal offices. Dominion
Resources' other assets consist primarily of its investments in its
subsidiaries, which invest various enterprises and assets, as described in THE
COMPANY under Item 1. BUSINESS above. See also Virginia Power Generating Units
under Item 1. BUSINESS above.


                           ITEM 3. LEGAL PROCEEDINGS

     From time to time, Dominion Resources and its subsidiaries are alleged to
be in violation or in default under orders, statutes, rules or regulations
relating to the environment, compliance plans imposed upon or agreed to by
them, or permits issued by various local, state and federal agencies for the
construction or operation of facilities. From time to time, there may be
administrative proceedings on these matters pending. In addition, in the normal
course of business, Dominion Resources and its subsidiaries are in involved in
various legal proceedings. Management believes that the ultimate resolution of
these proceedings will not have a material adverse effect on the company's
financial position, liquidity or results of operations.

     In reference to the lawsuit filed by Dominion Energy and Dominion Cogen
D.C., Inc. against the District of Columbia and the District's counterclaims to
the lawsuit, the parties settled all claims and dismissed the lawsuit and
related counterclaims on August 20, 1997.


          ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

                                      None


                      EXECUTIVE OFFICERS OF THE REGISTRANT



<TABLE>
<CAPTION>
        Name and Age                          Business Experience Past Five Years
        ------------                          -----------------------------------
<S>                           <C>
                              Chairman of the Board of Directors, President and Chief Executive
Thos. E. Capps (62)           Officer of Dominion Resources from September 1, 1995 to date;
                              Chairman of the Board of Directors and Chief Executive Officer of
                              Dominion Resources from August 15, 1994 to September 1, 1995;
                              Chairman of the Board of Directors, President and Chief Executive
                              Officer of Dominion Resources prior to August 15, 1994.

Norman B.M. Askew (55)        Executive Vice President of Dominion Resources and President and
                              Chief Executive Officer of Virginia Electric and Power Company
                              from August 1, 1997 to date; Executive Vice President of Dominion
                              Resources and Chief Executive of East Midlands from February 21,
                              1997 to August 1, 1997; Chief Executive of East Midlands from
                              April 1, 1994 to February 21, 1997; Managing Director prior to
                              April 1, 1994.

Thomas N. Chewning (52)       Executive Vice President of Dominion Resources from January 1,
                              1997 to date and President of Dominion Energy; Senior Vice
                              President of Dominion Resources from October 1, 1994 to January 1,
                              1997; Vice President of Dominion Resources prior to October 1,
                              1994.

David L. Heavenridge (51)     Executive Vice President of Dominion Resources from January 1,
                              1997 to date and President of Dominion Capital; Senior Vice
                              President of Dominion Resources from March 1, 1994 to January 1,
                              1997; Senior Vice President and Controller of Dominion Resources
                              prior to March 1, 1994.
</TABLE>

                                       14

<PAGE>


<TABLE>
<S>                            <C>
Edgar M. Roach, Jr. (49)       Executive Vice President of Dominion Resources from September
                               15, 1997 to date; Senior Vice President-Finance, Regulation and
                               General Counsel of Virginia Electric and Power Company January 1,
                               1996 to September 15, 1997; Vice President-Regulation and General
                               Counsel, January 1, 1995 to January 1, 1996; Vice President-
                               Regulation, February 1, 1994 to January 1, 1995; Partner in the law
                               firm of Hunton & Williams, Raleigh, North Carolina prior to
                               February 1, 1994.

Robert J. Davies (49)          Chief Executive of East Midlands from August 1, 1997 to date;
                               Finance Director February 1, 1994 to August 1, 1997; Finance
                               Director of Ferranti International plc prior to February 1, 1994.
                               Mr. Davies was the Finance Director and Manager of the Board of
                               Ferranti International plc and four of its subsidiaries which entered
                               insolvency proceedings in the UK in December 1993.

Thomas F. Farrell, II (43)     Senior Vice President-Corporate Affairs of Dominion Resources and
                               Executive Vice President of Virginia Electric and Power Company
                               from September 1, 1997 to date; Senior Vice President-Corporate and
                               General Counsel of Dominion Resources from January 1, 1997 to
                               September 1, 1997; Vice President and General Counsel of Dominion
                               Resources from July 1, 1995 to January 1, 1997; Partner in the law
                               firm of McGuire, Woods, Battle & Boothe LLP prior to July 1, 1995.

Donald T. Herrick, Jr (54)     Vice President of Dominion Resources

G. Scott Hetzer (41)           Vice President and Treasurer of Dominion Resources from October 1,
                               1997 to date; Managing Director of Wheat First Butcher Singer prior
                               to October 1, 1997.

William S. Mistr (50)          Vice President of Dominion Resources from February 20, 1998 to
                               date and Vice President-Information Technology of Virginia Electric
                               and Power Company from January 1, 1996 to to date; Vice President
                               and Treasurer, Dominion Energy, Inc., October 1, 1994 to January 1,
                               1996; Assistant Treasurer, Dominion Resources prior to October 1,
                               1994.

James F. Stutts (53)           Vice President and General Counsel of Dominion Resources from
                               September 15, 1997 to date; Partner in the law firm of McGuire,
                               Woods, Battle & Boothe LLP prior to September 15, 1997.

James L. Trueheart (46)        Vice President and Controller of Dominion Resources from March 1,
                               1994 to date; Assistant Controller of Dominion Resources prior to
                               March 1, 1994.

Patricia A. Wilkerson (42)     Corporate Secretary of Dominion Resources from January 1, 1997 to
                               date; Assistant Corporate Secretary prior to January 1, 1997.
</TABLE>

                                    PART II

             ITEM 5. MARKET FOR THE REGISTRANT'S COMMON EQUITY AND
                          RELATED STOCKHOLDER MATTERS

     Dominion Resources common stock is listed on the New York Stock Exchange
and at December 31, 1997 there were 215,685 registered common shareholders of
record. Quarterly information concerning stock prices and dividends contained
on page 56 of the 1997 Annual Report to Shareholders for the fiscal year ended
December 31, 1997 in Note U to CONSOLIDATED FINANCIAL STATEMENTS which is filed
herein as Exhibit 13, is hereby incorporated herein by reference.


                        ITEM 6. SELECTED FINANCIAL DATA

     This information contained under the caption "Selected Consolidated
Financial Data" on page 60 of the 1997 Annual Report to Shareholders for the
fiscal year ended December 31, 1997 filed herein as Exhibit 13, is hereby
incorporated herein by reference.


                                       15

<PAGE>

                 ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS
                OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

     This information contained under the caption MANAGEMENT'S DISCUSSION AND
ANALYSIS OF OPERATIONS on pages 22 through 33 and MANAGEMENT'S DISCUSSION AND
ANALYSIS OF CASH FLOWS AND FINANCIAL CONDITION on pages 37 through 40 of the
1997 Annual Report to Shareholders for the fiscal year ended December 31, 1997,
filed herein as Exhibit 13, is hereby incorporated herein by reference.


      ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

     This information contained under the caption MANAGEMENT'S DISCUSSION AND
ANALYSIS OF OPERATIONS on pages 30 through 33 of the 1997 Annual to
Shareholders for the fiscal year ended December 31, 1997, filed herein as
Exhibit 13, is hereby incorporated herein by reference.


              ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

     This information contained in the CONSOLIDATED FINANCIAL STATEMENTS on
pages 21, 34 through 36, NOTES TO CONSOLIDATED FINANCIAL STATEMENTS on pages 37
through 56 and related report thereon of Deloitte & Touche LLP, independent
auditors, appearing on page 57 of the 1997 Annual Report to Shareholders for
the fiscal year ended December 31, 1997, filed herein as Exhibit 13, is hereby
incorporated herein by reference.


    ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
                              FINANCIAL DISCLOSURE

                                     None.


                                   PART III

          ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

     Information regarding the Directors of Dominion Resources contained on
pages 6 through 8 of the 1998 Proxy Statement, File No. 1-8489, dated March 11,
1998 is hereby incorporated herein by reference. The information concerning the
executive officers of Dominion Resources required by this Item is set forth in
Part I, under the section EXECUTIVE OFFICERS OF THE REGISTRANT. Information
regarding Section 16(a) Beneficial Ownership Reporting Compliance is contained
on page 26 of the 1998 Proxy Statement, dated March 11, 1998, which is
incorporated herein by reference.


                        ITEM 11. EXECUTIVE COMPENSATION

     The information regarding executive and director compensation contained on
pages 6 through 19 of the 1998 Proxy Statement is hereby incorporated herein by
reference.


    ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

     The information concerning stock ownership by directors and executive
officers contained on page 12 of the 1998 Proxy Statement is hereby
incorporated herein by reference. There is no person known by Dominion
Resources to be the beneficial owner of more than five percent of Dominion
Resources common stock.


            ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

                                      None
 

                                       16

<PAGE>

                                    PART IV

   ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K

     A. Certain documents are filed as part of this Form 10-K and are
incorporated herein by reference and found on the pages noted.


1. Financial Statements

<TABLE>
<CAPTION>
                                                                            1997
                                                                        Annual Report
                                                                       to Shareholders
                                                                           (Page)
                                                                           ------
<S>                                                                   <C>
Report of Independent Auditors ....................................          57
Report of Management ..............................................          57
Consolidated Statements of Income and Retained Earnings
  for the years ended December 31, 1997, 1996 and 1995 ............          21
Consolidated Balance Sheets at December 31, 1997 and 1996 .........        34-35
Consolidated Statements of Cash Flows for the years ended
  December 31, 1997, 1996 and 1995 ................................          36
Notes to Consolidated Financial Statements ........................        41-56
</TABLE>


                                       17

<PAGE>

2. Exhibits

<TABLE>
<S>              <C> <C>
    3(i)         -   Articles of Incorporation as in effect May 4, 1987 (Exhibit 3(i), Form 10-K for the fiscal year ended
                     December 31, 1993, File No. 1-8489, incorporated by reference).

    3(ii)        -   Bylaws as in effect on September 21, 1994 (Exhibit 3(ii), Form 10-K for the fiscal year ended
                     December 31, 1994, File No. 1-8489, incorporated by reference).

    4(i)         -   See Exhibit 3(i) above.

    4(ii)        -   Indenture of Mortgage of Virginia Electric and Power Company, dated November 1, 1935, as
                     supplemented and modified by fifty-eight Supplemental Indentures (Exhibit 4(ii), Form 10-K for the
                     fiscal year ended December 31, 1985, File No. 1-2255, incorporated by reference); Fifty-Ninth
                     Supplemental Indenture (Exhibit 4(ii), Form 10-Q for the quarter ended March 31, 1986, File
                     No. 1-2255, incorporated by reference); Sixtieth Supplemental Indenture (Exhibit 4(ii), Form 10-Q for
                     the quarter ended September 30, 1986, File No. 1-2255, incorporated by reference); Sixty-First
                     Supplemental Indenture (Exhibit 4(ii), Form 10-Q for the quarter ended June 30, 1987, File No. 1-2255,
                     incorporated by reference); Sixty-Second Supplemental Indenture (Exhibit 4(ii), Form 8-K, dated
                     November 3, 1987, File No. 1-2255, incorporated by reference); Sixty-Third Supplemental Indenture
                     (Exhibit 4(i), Form 8-K, dated June 8, 1988, File No. 1-2255, incorporated by reference); Sixty-Fourth
                     Supplemental Indenture (Exhibit 4(i), Form 8-K, dated February 8, 1989, File No. 1-2255, incorporated
                     by reference); Sixty-Fifth Supplemental Indenture (Exhibit 4(i), Form 8-K, dated June 22, 1989, File
                     No. 1-2255, incorporated by reference); Sixty-Sixth Supplemental Indenture, (Exhibit 4(i), Form 8-K,
                     dated February 27, 1990, File No. 1 -2255, incorporated by reference); Sixty-Seventh Supplemental
                     Indenture (Exhibit 4(i), Form 8-K, dated April 2, 1991, File No. 1-2255, incorporated by reference);
                     Sixty-Eighth Supplemental Indenture, (Exhibit 4(i)), Sixty-Ninth Supplemental Indenture, (Exhibit 4(ii))
                     and Seventieth Supplemental Indenture, (Exhibit 4(iii), Form 8-K, dated February 25, 1992, File
                     No. 1-2255, incorporated by reference); Seventy-First Supplemental Indenture (Exhibit 4(i)) and
                     Seventy-Second Supplemental Indenture, (Exhibit 4(ii), Form 8-K, dated July 7, 1992, File No. 1-2255,
                     incorporated by reference); Seventy-Third Supplemental Indenture, (Exhibit 4(i), Form 8-K, dated
                     August 6, 1992, File No. 1-2255, incorporated by reference); Seventy-Fourth Supplemental Indenture
                     (Exhibit 4(i), Form 8-K, dated February 10, 1993, File No. 1-2255, incorporated by reference);
                     Seventy-Fifth Supplemental Indenture, (Exhibit 4(i), Form 8-K, dated April 6, 1993, File No. 1-2255,
                     incorporated by reference); Seventy-Sixth Supplemental Indenture, (Exhibit 4(i), Form 8-K, dated
                     April 21, 1993, File No. 1 -2255, incorporated by reference); Seventy-Seventh Supplemental Indenture,
                     (Exhibit 4(i), Form 8-K, dated June 8, 1993, File No. 1-2255, incorporated by reference);
                     Seventy-Eighth Supplemental Indenture, (Exhibit 4(i), Form 8-K, dated August 10, 1993, File
                     No. 1-2255, incorporated by reference); Seventy-Ninth Supplemental Indenture, (Exhibit 4(i), Form 8-K,
                     dated August 10, 1993, File No. 1-2255, incorporated by reference); Eightieth Supplemental Indenture,
                     (Exhibit 4(i), Form 8-K, dated October 12, 1993, File No. 1-2255, incorporated by reference);
                     Eighty-First Supplemental Indenture, (Exhibit 4(iii), Form 10-K for the fiscal year ended December 31,
                     1993, File No. 1-2255, incorporated by reference); Eighty-Second Supplemental Indenture, (Exhibit 4(i),
                     Form 8-K, dated January 18, 1994, File No. 1-2255, incorporated by reference); Eighty-Third
                     Supplemental Indenture (Exhibit 4(i), Form 8-K, dated October 19, 1994, File No. 1-2255, incorporated
                     by reference); Eighty-Fourth Supplemental Indenture (Exhibit 4(i), Form 8-K, dated March 23, 1995,
                     File No. 1-2255, incorporated by reference, and Eighty-Fifth Supplemental Indenture (Exhibit 4(i), Form
                     8-K, dated February 20, 1997, File No. 1-2255, incorporated by reference).

    4(iii)       -   Indenture, dated April 1, 1985, between Virginia Electric and Power Company and Crestar Bank
                     (formerly United Virginia Bank) (Exhibit 4(iv), Form 10-K for the fiscal year ended December 31, 1993,
                     File No. 1-2255, incorporated by reference).

    4(iv)        -   Indenture, dated as of June 1, 1986, between Virginia Electric and Power Company and The Chase
                     Manhattan Bank (formerly Chemical Bank) (Exhibit 4(v), Form 10-K for the fiscal year ended
                     December 31, 1993, File No. 1-2255, incorporated by reference).

    4(v)         -   Indenture, dated April 1, 1988, between Virginia Electric and Power Company and The Chase
                     Manhattan Bank (formerly Chemical Bank), as supplemented and modified by a First Supplemental
                     Indenture, dated August 1, 1989, (Exhibit 4(vi), Form 10-K for the fiscal year ended December 31,
                     1993, File No. 1-2255, incorporated by reference).

    4(vi)        -   Subordinated Note Indenture, dated as of August 1, 1995 between Virginia Electric and Power Company
                     and The Chase Manhattan Bank (formerly Chemical Bank), as Trustee, as supplemented (Exhibit 4(a),
                     Form S-3 Registration Statement File No. 333-20561 as filed on January 28, 1997, incorporated by
                     reference).

    4(vii)       -   Dominion Resources agrees to furnish to the Commission upon request any other instrument with
                     respect to long-term debt as to which the total amount of securities authorized thereunder does not
                     exceed 10% of Dominion Resources' total assets.
</TABLE>

                                       18

<PAGE>


<TABLE>
<S>                   <C> <C>
     10(i)            -   Operating Agreement, dated June 17, 1981, between Virginia Electric and Power Company and
                          Monongahela Power Company, the Potomac Edison Company, West Penn Power Company, and
                          Allegheny Generating Company (Exhibit 10(vi), Form 10-K for the fiscal year ended December 31,
                          1983, File No. 1-8489, incorporated by reference).

     10(ii)           -   Purchase, Construction and Ownership Agreement, dated as of December 28, 1982 but amended and
                          restated on October 17, 1983, between Virginia Electric and Power Company and Old Dominion Electric
                          Cooperative (Exhibit 10(viii), Form 10-K for the fiscal year ended December 31, 1983, File No. 1-8489,
                          incorporated by reference).

     10(iii)          -   Interconnection and Operating Agreement, dated as of December 28, 1982 as amended and restated on
                          October 17, 1983, between Virginia Electric and Power Company and Old Dominion Electric
                          Cooperative (Exhibit 10(ix), Form 10-K for the fiscal year ended December 31, 1983, File No. 1-8489,
                          incorporated by reference).

     10(iv)           -   Nuclear Fuel Agreement, dated as of December 28, 1982 as amended and restated on October 17, 1983,
                          between Virginia Electric and Power Company and Old Dominion Electric Cooperative (Exhibit 10(x),
                          Form 10-K for the fiscal year ended December 31, 1983, File No. 1-8489, incorporated by reference).

     10(v)            -   Amended and Restated Interconnection and Operating Agreement, dated as of July 29, 1997 between
                          Virginia Electric and Power Company and Old Dominion Electric Cooperative (filed herewith).

     10(vi)           -   Credit Agreements, dated as of June 7, 1996, between The Chase Manhattan Bank (formerly Chemical
                          Bank) and Virginia Electric and Power Company (Exhibit 10(i) and Exhibit 10(ii), Form 10-Q for the
                          period ended June 30, 1996. File No. 1-2255, incorporated by reference).

     10(vii)          -   Inter-Company Credit Agreement, dated December 20, 1985, as modified on August 21, 1987, between
                          Dominion Resources and Dominion Capital, Inc. (Exhibit 10(vi), Form 10-K for the fiscal year ended
                          December 31, 1993, File No. 1-8489, incorporated by reference).

     10(viii)         -   Inter-Company Credit Agreement, dated October 1, 1987 as amended and restated as of May 1, 1988
                          between Dominion Resources and Dominion Energy, Inc. (Exhibit 10(vii), Form 10-K for the fiscal year
                          ended December 31, 1993, File No. 1-8489, incorporated by reference).

     10(ix)           -   Inter-Company Credit Agreement, dated as of September 1, 1988 between Dominion Resources and
                          Dominion Lands, Inc. (Exhibit 10(viii), Form 10-K for the fiscal year ended December 31, 1993, File
                          No. 1-8489, incorporated by reference).

     10(x)            -   Form of Amended and Restated Articles of Partnership in Commendam of Catalyst Old River
                          Hydroelectric Limited Partnership, by and between Catalyst Vidalia Corporation and Dominion Capital,
                          Inc. effective as of August 24, 1990 (Exhibit 10(xii) Form 10-K for the fiscal year ended December 31,
                          1990, File No. 1-8489, incorporated by reference).

     10(xi)           -   Supplemental Funding Agreement, dated as of August 24, 1990, by and among Dominion Capital, Inc.,
                          Catalyst Old River Hydroelectric Limited Partnership and First National Bank of Commerce (Exhibit
                          10(xiii) Form 10-K for the fiscal year ended December 31, 1990, File No. 1-8489, incorporated by
                          reference).

     10(xii)          -   Credit Agreement, dated December 1, 1985, between Virginia Electric and Power Company and Old
                          Dominion Electric Cooperative (Exhibit 10(xix), Form 10-K for the fiscal year ended December 31,
                          1985, File No. 1-8489, incorporated by reference).

     10(xiii)         -   Agreement for Northern Virginia Services, dated as of November 1, 1985, between Potomac Electric
                          Power Company and Virginia Electric and Power Company (Exhibit 10(xxi), Form 10-K for the fiscal
                          year ended December 31, 1985, File No. 1-8489, incorporated by reference).

     10(xiv)          -   Purchase, Construction and Ownership Agreement, dated May 31, 1990, between Virginia Electric and
                          Power Company and Old Dominion Electric Cooperative (Exhibit 10(xi), Form 10-K for the fiscal year
                          ended December 31, 1990, File No. 1 -2255, incorporated by reference).

     10(xv)           -   Operating Agreement, dated May 31, 1990, between Virginia Electric and Power Company and Old
                          Dominion Electric Cooperative (Exhibit 10(xii), Form 10-K for the fiscal year ended December 31,
                          1990, File No. 1-2255, incorporated by reference).

     10(xvi)          -   Coal-Fired Unit Turnkey Contract (Volume 1), dated April 6, 1989, and the United 2 Amendment
                          (Volume 1), dated May 31, 1990 between Virginia Electric and Power Company and Old Dominion
                          Electric Cooperative, Westinghouse, Black & Veatch, Combustion Engineering and H. B. Zachry
                          (Volumes 2-11 contain technical specifications) (Exhibit 10(xiii), Form 10-K for the fiscal year ended
                          December 31, 1990, File No. 1-2255, incorporated by reference).

     10(xvii)         -   Trust Agreement of Dominion Resources Black Warrior Trust, dated May 31, 1994, among Dominion
                          Black Warrior Basin, Inc., Dominion Resources, Inc., Mellon Bank (DE) National Association and
                          Nationsbank of Texas, N.A. (Exhibit 3.1, Amendment No. 1 to Registration Statement, File No.
                          33-53513, filed June 1, 1994, incorporated by reference).

     10(xviii)        -   First Amendment of Trust Agreement of Dominion Resources Black Warrior Trust, dated June 27, 1994,
                          among Dominion Black Warrior Basin, Inc., Dominion Resources, Inc., Mellon Bank (DE) National
                          Association and Nationsbank of Texas, N.A. (Exhibit 10(ii), Form 10-Q for the quarter ended June 30,
                          1994, File No. 1-8489, incorporated by reference).
</TABLE>

                                       19

<PAGE>

<TABLE>
<S>                  <C>
 10(xix)*            Dominion Resources, Inc. Directors' Deferred Compensation Plan, effective July 1, 1986, as amended
                     and restated effective January 1, 1996 (Exhibit 10(xviii), Form 10-K for the fiscal year ended
                     December 31, 1996, File No.1-8489, incorporated by reference).

 10(xx)*             Dominion Resources, Inc. Performance Achievement Plan, effective January 1, 1986, as amended and
                     restated effective February 19, 1988 (Exhibit 10(xxi), Form 10-K for the fiscal year ended December 31,
                     1988, File No. 1-8489, incorporated by reference).

 10(xxi)*            Dominion Resources, Inc. Executive Supplemental Retirement Plan, effective January 1, 1981 as
                     amended and restated September 1, 1996 (Exhibit 10(iv), Form 10-Q for the quarter ended June 30,
                     1997, File No. 1-8489, incorporated by reference) and as amended June 20, 1997 and as amended
                     March 3, 1998 (filed herewith).

 10(xxii)*           Arrangements with certain executive officers regarding additional credited years of service for retirement
                     and retirement life insurance purposes (filed herewith).

 10(xxiii)*          Dominion Resources, Inc.'s Cash Incentive Plan as adopted December 20, 1991 (Exhibit 10(xxii), Form
                     10-K for the fiscal year ended December 31, 1991, File No. 1-8489, incorporated by reference).

 10(xxiv)            Dominion Resources, Inc. Incentive Compensation Plan, effective April 22, 1997 (Exhibit 99, Form S-8
                     Registration Statement, File No 333-25587, incorporated by reference).

 10(xxv)*            Form of Employment Continuity Agreement for certain officers of Dominion Resources (Exhibit (xxvi),
                     Form 10-K for the fiscal year ended December 31, 1994, File No. 1-8489, incorporated by reference).

 10(xxvi)*           Dominion Resources, Inc. Retirement Benefit Funding Plan, effective June 29, 1990 as amended and
                     restated September 1, 1996 (Exhibit 10(iii), Form 10-Q for the quarter ended June 30, 1997, File
                     No. 1-8489, incorporated by reference).

 10(xxvii)*          Dominion Resources, Inc. Retirement Benefit Restoration Plan as adopted effective January 1, 1991 as
                     amended and restated September 1, 1996 (Exhibit 10(ii), Form 10-Q for the quarter ended June 30,
                     1997, File No. 1-8489, incorporated by reference).

 10(xxviii)*         Dominion Resources, Inc. Executives' Deferred Compensation Plan, effective January 1, 1994 and as
                     amended and restated January 1, 1997 (Exhibit 10 (xxvi), Form 10-K for the fiscal year ended
                     December 31, 1996, incorporated by reference).

 10(xxix)*           Employment Agreement dated June 20, 1997 between Dominion Resources and Thos. E. Capps (Exhibit
                     10(i), Form 10-Q for the quarter ended June 30, 1997, File No. 1-8489, incorporated by reference).

 10(xxx)*            Form of three year Employment Agreement between Dominion Resources and Thomas N. Chewning
                     and certain other executive officers of Dominion Resources (filed herewith).

 10(xxxi)*           Dominion Resources, Inc. Stock Accumulation Plan for Outside Directors, effective April 23, 1996
                     (Exhibit 10, Form 10-Q for the quarter ended March 31, 1996, File No. 1-8489, incorporated by
                     reference).

 10(xxxii)*          Employment Agreement dated February 21, 1997 between Dominion Resources and Norman Askew.
                     (Exhibit 10(xxxi), Form 10-K for the fiscal year ended December 31, 1996, File No. 1-8489,
                     incorporated by reference).

 10(xxxiii)*         Service Agreement, dated February 17, 1994 as amended through December 2, 1995 between East
                     Midlands and Robert J. Davies (filed herewith).

 10(xxxiv)*          Employment Agreement, dated September 12, 1997 between Dominion Resources and Edgar M. Roach,
                     Jr. (filed herewith).

 10(xxxv)*           Employment Agreement, dated January 1, 1998 between Dominion Resources and William S. Mistr
                     (filed herewith).

 11                  Computation of Earnings Per Share of Common Stock Assuming Full Dilution (filed herewith).

 13                  Portions of the 1997 Annual Report to Shareholders for the fiscal year ended December 31, 1997
                     (filed herewith).

 21                  Subsidiaries of the Registrant (filed herewith).

 23                  Consent of Deloitte & Touche LLP (filed herewith).

 27                  Financial Data Schedule (filed herewith).
</TABLE>

- ---------
* Indicates management contract or compensatory plan or arrangement.

B. Reports on Form 8-K

     Dominion Resources filed a report on Form 8-K, dated December 11, 1997,
reporting the issuance of 250,000 7.83% Capital Securities (liquidation amount
$1,000 per security) through its Dominion Resources Capital Trust I, a Delaware
business trust.

     Dominion Resources filed a report on Form 8-K, dated January 15, 1998,
reporting the issuance of 6,500,000 shares of Common Stock.


                                       20

<PAGE>

                                   SIGNATURES

     Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.


                         DOMINION RESOURCES, INC.

                     By:   THOS. E. CAPPS
                         ------------------------------------------------------
                          (Thos. E. Capps, Chairman of the Board of Directors,
                           President and Chief Executive Officer)


Date: MARCH 20, 1998

     Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed below by the following persons on behalf of the
registrant and in the capacities indicated and on the 20th day of March, 1998.


<TABLE>
<CAPTION>
              Signature                                    Title
              ---------                                    -----
<S>                                   <C>
   JOHN B. ADAMS, JR.                 Director
  ------------------------------
        John B. Adams, Jr.

   JOHN B. BERNHARDT                  Director
  ------------------------------
         John B. Bernhardt

   THOS. E. CAPPS                     Chairman of the Board of Directors, President
  ------------------------------      (Chief Executive Officer) and Director
          Thos. E. Capps              Director

   BENJAMIN J. LAMBERT, III
  ------------------------------
    Benjamin J. Lambert, III

   RICHARD L. LEATHERWOOD             Director
  ------------------------------
      Richard L. Leatherwood

   HARVEY L. LINDSAY, JR.             Director
  ------------------------------
      Harvey L. Lindsay, Jr.

   K. A. RANDALL                      Director
  ------------------------------
        K. A. Randall

   WILLIAM T. ROOS                    Director
  ------------------------------
       William T. Roos

   FRANK S. ROYAL                     Director
  ------------------------------
       Frank S. Royal
</TABLE>

                                       21

<PAGE>


<TABLE>
<CAPTION>
              Signature                            Title
- ------------------------------------  -------------------------------
<S>                                   <C>
   JUDITH B. SACK                     Director
  ------------------------------
        Judith B. Sack

   S. DALLAS SIMMONS                  Director
  ------------------------------
      S. Dallas Simmons

   ROBERT H. SPILMAN                  Director
  ------------------------------
      Robert H. Spilman
                                      
   EDGAR M. ROACH, JR.                Executive Vice President
  ------------------------------      (Chief Financial Officer)
     Edgar M. Roach, Jr.
                                      
   J.L. TRUEHEART                     Vice President and Controller
  ------------------------------      (Principal Accounting Officer)
       J.L. Trueheart
</TABLE>


                                       22

<PAGE>

                           DOMINION RESOURCES, INC.




                                   PORTIONS
                                    OF THE
                                     1997
                                 ANNUAL REPORT
                                      TO
                                 SHAREHOLDERS
                          (Incorporated by Reference)


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.5
<SEQUENCE>2
<DESCRIPTION>EXHIBIT 10(V)
<TEXT>



                                                                  Exhibit 10.5

                              AMENDED AND RESTATED
                          INTERCONNECTION AND OPERATING
                                    AGREEMENT

                                     Between

                       VIRGINIA ELECTRIC AND POWER COMPANY

                                       and

                        OLD DOMINION ELECTRIC COOPERATIVE

                           Dated: As of July 29, 1997



<PAGE>
                                TABLE OF CONTENTS

ARTICLE I - DEFINITIONS......................................................

   1.01 Agreement............................................................

   1.02 Alternate Power Source...............................................

   1.03 Annual Fuel Adjustment Factor........................................

   1.04 Capability...........................................................

   1.05 Clover Agreements....................................................

   1.06 Clover Facilities....................................................

   1.07 Clover Operating Agreement...........................................

   1.08 Clover Ownership Interest............................................

   1.09 Clover Purchase, Construction and Ownership Agreement................

   1.10 Combined Electric Systems............................................

   1.11 Combined System Annual Peak Demand...................................

   1.12 Combined System Loss Percentage......................................

   1.13 Combined System Monthly Capability...................................

   1.14 Combined System Monthly Peak Demand..................................

   1.15 Common Facilities....................................................

   1.16 Displacement Peaking Energy..........................................

   1.17 Displacement Reserve Energy..........................................

   1.18 Displacement Supplemental Energy.....................................

   1.19 Effective Date.......................................................

   1.20 Events of Default....................................................

   1.21 Excluded Peaking Capacity............................................

   1.22 Excluded Peaking Energy..............................................

   1.23 Excluded Supplemental Capacity.......................................

   1.24 Excluded Supplemental Energy.........................................

   1.25 Executive Committee..................................................

   1.26 FERC.................................................................

   1.27 Fixed Monthly A&G Fee................................................

   1.28 Holidays.............................................................

   1.29 Interconnected Systems...............................................

   1.30 Interconnection Points...............................................

   1.31 Interest Rates.......................................................

   1.32 Major Spare Parts....................................................

   1.33 Market Price.........................................................

   1.34 Monthly Peaking Energy Charge........................................

   1.35 Monthly Reserve Energy Charge........................................

   1.36 Monthly Supplemental Demand Charge...................................

   1.37 Monthly Supplemental Energy Charge...................................

   1.38 Network Operating Agreement..........................................

   1.39 North Anna A&G Costs.................................................

   1.40 North Anna Facilities................................................

   1.41 North Anna Nuclear Power Station.....................................

   1.42 North Anna Operating Committee.......................................

   1.43 North Anna Unit 1....................................................

   1.44 North Anna Unit 2....................................................

   1.45 North Anna Unit(s)...................................................

   1.46 Nuclear Fuel.........................................................

   1.47 Nuclear Fuel Agreement...............................................

   1.48 Off-Peak Hours.......................................................

   1.49 Old Dominion.........................................................

   1.50 Old Dominion Generation Resources....................................

   1.51 Old Dominion Members.................................................

   1.52 Old Dominion Monthly Accredited Firm Capacity........................

   1.53 Old Dominion Monthly Accredited Firm Energy..........................

   1.54 Old Dominion Monthly Accredited Non-firm Capacity....................

   1.55 Old Dominion Monthly Accredited Non-firm Energy......................

   1.56 Old Dominion Monthly Billing Demand..................................

   1.57 Old Dominion Monthly Billing Energy..................................

   1.58 Old Dominion Monthly Clover Capacity.................................

   1.59 Old Dominion Monthly Delivered Demand................................

   1.60 Old Dominion Monthly Delivered Energy................................

   1.61 Old Dominion Monthly Delivered SEPA Capacity.........................

   1.62 Old Dominion Monthly Delivered SEPA Energy...........................

   1.63 Old Dominion Monthly Demand..........................................

   1.64 Old Dominion Monthly Energy..........................................

   1.65 Old Dominion Monthly Maximum Diversified Demand......................

   1.66 Old Dominion Monthly North Anna Capacity.............................

   1.67 Old Dominion Monthly North Anna Energy...............................

   1.68 Old Dominion Monthly Reserve Energy..................................

   1.69 Old Dominion Monthly Supplemental Demand.............................

   1.70 Old Dominion Monthly Supplemental Energy.............................

   1.71 Old Dominion's North Anna Percentage Ownership Interest..............

   1.72 Old Dominion Reserve Capacity........................................

   1.73 Old Dominion System..................................................

   1.74 On-Peak Hours........................................................

   1.75 Open Access Transmission Tariff......................................

   1.76 Operating Inventory..................................................

   1.77 Parties..............................................................

   1.78 Peaking Capacity.....................................................

   1.79 Peaking Capacity Charge..............................................

   1.80 Peaking Energy.......................................................

   1.81 Planning and Administration Committee................................

   1.82 Prudent Utility Practices............................................

   1.83 Purchase, Construction and Ownership Agreement.......................

   1.84 Reserve Capacity Charge..............................................

   1.85 RUS..................................................................

   1.86 SEPA.................................................................

   1.87 Support Facilities...................................................

   1.88 System Reserve Margin................................................

   1.89 Transmission Service Agreement.......................................

   1.90 Virginia Power.......................................................

   1.91 Virginia Power System................................................

   1.92 Wholesale Power Contracts............................................

ARTICLE II - NORTH ANNA OPERATING COMMITTEE..................................

   2.01 North Anna Operating Committee.......................................

   2.02 Meetings and Voting Rights...........................................

   2.03 Duties of Operating Committee........................................

   2.04 Expenses of Operating Committee......................................

   2.05 Resolution of Disputes...............................................

ARTICLE III - PLANNING AND ADMINISTRATION....................................

   3.01 Planning and Administration Committee................................

   3.02 Meetings.............................................................

   3.03 Duties of the Planning and Administration Committee..................

   3.04 Future Transmission Planning.........................................

   3.05 Exchange of Information..............................................

   3.06 Expenses of the Planning and Administration Committee................

   3.07 Resolution of Disputes...............................................

   3.08 SEPA Contract........................................................

ARTICLE IV - INTERCONNECTION AND PROTECTION OF SYSTEMS.......................

   4.01 Obligation for Adequate Facilities...................................

   4.02 Protection of Systems................................................

ARTICLE V - VIRGINIA POWER'S AUTHORITY AND RESPONSIBILITY WITH
    RESPECT TO OLD DOMINION'S NORTH ANNA GENERATION..........................

   5.01 Virginia Power as Agent of Old Dominion..............................

ARTICLE VI - TRANSMISSION SERVICES...........................................

   6.01 Old Dominion Transmission Service....................................

   6.02 Native Load Status...................................................

   6.03 SEPA Capacity Transmission Service...................................

ARTICLE VII - ENTITLEMENTS TO CAPACITY AND ENERGY............................

   7.01 Entitlements of the Parties to Capacity and Energy...................

ARTICLE VIII - SUPPLEMENTAL DEMAND AND ENERGY, PEAKING
    CAPACITY AND ENERGY, AND RESERVE CAPACITY AND ENERGY.....................

   8.01 Supplemental Demand and Energy.......................................

   8.02 Charges for Purchases By Old Dominion Pursuant to Section 8.01.......

   8.03 Peaking Capacity and Energy Purchases................................

   8.04 Limitation on Virginia Power's Obligation to Serve
        Supplemental Demand and Provide Supplemental Energy..................

   8.05 Reserve Capacity and Energy and Charges Therefor Related
        to the North Anna Facilities and Clover Facilities...................

   8.06 Reserve Capacity and Reserve Capacity Charges for
        Jointly Planned Generation Resources.................................

   8.07 Exchange of Displacement Energy......................................

   8.08 Limitations of Parties' Rights to Seek Regulatory Review.............

ARTICLE IX - FACILITIES CHARGES..............................................

   9.01 Facilities Charges...................................................

ARTICLE X - BILLING..........................................................

   10.01 Billing Methods.....................................................

   10.02 Rendering Bill......................................................

   10.03 Payment.............................................................

   10.04 Methods of Payment..................................................

   10.05 No Arbitration; Resolution of Disputes..............................

   10.06 Billing Adjustments.................................................

ARTICLE XI - OPERATING COSTS.................................................

   11.01 Operating Costs.....................................................

   11.02 Nuclear Fuel Costs..................................................

ARTICLE XII - ACCOUNTING MATTERS AND ACCESS TO BOOKS
    AND RECORDS..............................................................

   12.01 Responsibility and Method of Accounting.............................

   12.02 Right to Inspect Records, Etc.......................................

   12.03 Confidentiality.....................................................

ARTICLE XIII - LIABILITY, SERVICE INTERRUPTIONS AND
     FORCE MAJEURE...........................................................

   13.01 Liability...........................................................

   13.02 Responsibility on Either Side of Interconnection Point..............

   13.03 Force Majeure.......................................................

   13.04 Remedy..............................................................

ARTICLE XIV - REPRESENTATIONS AND WARRANTIES.................................

   14.01 Representations and Warranties of Virginia Power....................

   14.02 Representations and Warranties of Old Dominion......................

   14.03 Conditions Precedent................................................

ARTICLE XV - TERM OF AGREEMENT...............................................

ARTICLE XVI - FILING WITH FERC...............................................

ARTICLE XVII - DEFAULT.......................................................

   17.01 Events of Default...................................................

   17.02 Virginia Power's Rights on Default of Old Dominion..................

   17.03 Old Dominion's Rights on Default of Virginia Power..................

   17.04 Disputes Concerning Default.........................................

   17.05 Additional Obligations..............................................

   17.06 Injunctive Relief...................................................

   17.07 No Remedy Exclusive.................................................

   17.08 Agreement to Pay All Costs to Cure Default..........................

   17.09 General Covenant by the Parties.....................................

ARTICLE XVIII - MISCELLANEOUS................................................

   18.01 No Delay............................................................

   18.02 Further Documentation...............................................

   18.03 Notice..............................................................

   18.04 Headings Not to Affect Meaning......................................

   18.05 No Association, Trust, Joint Venture or Partnership; Tax Matters....

   18.06 Successors and Assigns..............................................

   18.07 Counterparts........................................................

   18.08 Severability........................................................

   18.09 Applicable Law......................................................

   18.10 No Waiver...........................................................

   18.11 Computation of Time.................................................

   18.12 Survivorship of Obligations.........................................

   18.13 Executive Committee.................................................

   18.14 Entire Agreement....................................................

   18.15 Non-Exclusive Agreement.............................................

   18.16 Relationship of the Parties.........................................

   18.17 Singular and Plural.................................................

   18.18 Equal Opportunity...................................................

   18.19 Good Faith..........................................................

   18.20 Merger of Documents.................................................

   18.21 Environment.........................................................

   18.22 Kick-backs..........................................................

   18.23 Nonsegregated Facilities............................................

   18.24 Historic Places.....................................................

   18.25 Public Officials Not to Benefit.....................................

   18.26 Flood Insurance Act.................................................

   18.27 Safety..............................................................

   18.28 Buy American........................................................

   18.29 Regulatory Changes..................................................

ARTICLE XIX - AMENDMENT......................................................

APPENDIX A    -    COMMON FACILITIES
APPENDIX B    -    MAJOR SPARE PARTS
APPENDIX C    -    NORTH ANNA UNIT 1
APPENDIX D    -    NORTH ANNA UNIT 2
APPENDIX E    -    OLD DOMINION MEMBERS
APPENDIX F    -    SUPPORT FACILITIES
APPENDIX G    -    CHARGES FOR PURCHASES BY OLD DOMINION
APPENDIX H    -    DETERMINATION OF PURCHASE AMOUNTS BY OLD DOMINION
APPENDIX I    -    CHARGES FOR RESERVE CAPACITY
APPENDIX J    -    FACILITIES CHARGES
APPENDIX K    -    VIRGINIA ELECTRIC AND POWER COMPANY MONTHLY STATEMENT TO OLD
                   DOMINION
APPENDIX L    -    VIRGINIA POWER NORTH ANNA NUCLEAR STATION NUCLEAR PRODUCTION
                   AND MAINTENANCE EXPENSES
APPENDIX M    -    PEAKING CAPACITY AND ENERGY


<PAGE>


         This AGREEMENT, dated as of July 29, 1997 and amending and restating
the Interconnection and Operating Agreement Between Virginia Electric and Power
Company and Old Dominion Electric Cooperative Dated: As of December 28, 1982,
Amended and Restated October 17, 1983, between VIRGINIA ELECTRIC AND POWER
COMPANY ("Virginia Power"), a Virginia public service corporation with its
principal office at One James River Plaza, Richmond, Virginia, and OLD DOMINION
ELECTRIC COOPERATIVE ("Old Dominion"), a Virginia generation and transmission
cooperative with its principal office at 4201 Dominion Boulevard, Glen Allen,
Virginia (individually, a "Party," together, the "Parties"), provides as
follows:
         WHEREAS, Virginia Power is a public service corporation engaged in
furnishing electric utility service in portions of Virginia and North Carolina,
and as such owns and operates facilities for the generation, transmission and
distribution of electricity within those states; and

         WHEREAS, Old Dominion, a generation and transmission cooperative
organized and existing under the laws of the Commonwealth of Virginia and
comprising, among others, the Old Dominion Members, is charged with the
responsibility of providing power and energy to its Old Dominion Members either
through generation facilities owned by it or by the purchase of power and energy
from others; and

         WHEREAS, Virginia Power and Old Dominion entered into a Purchase,
Construction and Ownership Agreement, under which Virginia Power sold and Old
Dominion purchased an ownership interest in North Anna Unit 1, North Anna Unit
2, Common Facilities, Support Facilities, Major Spare Parts, Operating Inventory
and the Nuclear Fuel used or to be used for North Anna Units 1 and 2, all as set
forth in the Purchase, Construction and Ownership Agreement and Nuclear Fuel
Agreement; and

         WHEREAS, pursuant to that Purchase, Construction and Ownership
Agreement, Virginia Power sold to Old Dominion a portion of its North Anna
generation facilities and, through the Interconnection and Operating Agreement
Between Virginia Power and Old Dominion Dated: December 28, 1982, Amended and
Restated October 17, 1983 ("Interconnection and Operating Agreement"), agreed to
operate Old Dominion's portion of such generation, supplying to it at the
Interconnection Points such electricity as is generated from Old Dominion's
portion of these facilities; and

         WHEREAS, pursuant to this amended and restated Agreement, Virginia
Power will continue to operate Old Dominion's portion of the North Anna
generation facilities and supply such electricity as is generated from Old
Dominion's portion of these facilities to the Interconnection Points; and

         WHEREAS, pursuant to the Clover Purchase, Construction and Ownership
Agreement and the Clover Operating Agreement, Virginia Power and Old Dominion
each hold a fifty-percent undivided interest in the two unit, coal-fired Clover
Power Station, and Virginia Power has agreed to operate and supply to Old
Dominion such electricity that is generated from Old Dominion's portion of that
facility in accordance with the terms and conditions of the Clover Operating
Agreement; and

         WHEREAS, Old Dominion will require capacity and energy in an amount
exceeding that available from its portion of generation at North Anna and Clover
and may desire to purchase supplemental electric service from Virginia Power, or
from others, or to construct and operate additional generation facilities of its
own pursuant to the terms and conditions of this amended and restated Agreement;
and

         WHEREAS, Virginia Power and Old Dominion entered into Amendment No. 1
to the Interconnection and Operating Agreement, dated as of the 12th day of
October 1994, which amendment provided for the purchase and sale of firm Peaking
Capacity and associated energy and Virginia Power and Old Dominion wish to
incorporate the terms of that Amendment No. 1, as modified herein, into this
amended and restated Agreement; and

         WHEREAS, Virginia Power and Old Dominion desire to enter into this
Agreement which will include revised terms, conditions, and pricing under which
Virginia Power will provide, among other things, Old Dominion supplemental
demand and energy, reserve capacity and energy, peaking capacity and energy, and
transmission service.

         NOW, THEREFORE, in consideration of the premises and the mutual
obligations hereafter stated, the Parties hereto agree as follows:


<PAGE>



                                   ARTICLE I

                                  Definitions

         The following  definitions shall be included as part of this Agreement.
Other  terms used herein  shall have the  respective  meanings  set forth in the
Purchase,  Construction and Ownership Agreement, the Nuclear Fuel Agreement, the
Clover Agreements and the Virginia Power Open Access Transmission Tariff.

         1.01  Agreement  .  This  amended  and  restated   Interconnection  and
Operating  Agreement dated as of July 29, 1997,  between  Virginia Power and Old
Dominion.

         1.02     Alternate Power Source . Any source of capacity or energy that
provides Excluded  Supplemental Capacity,   Excluded  Supplemental Energy,
Displacement  Supplemental  Energy, Excluded Peaking Capacity, Excluded Peaking
Energy, Displacement Peaking Energy or  Displacement Reserve  Energy.  Virginia
Power shall be an Alternate  Power Source to the extent it supplies such
capacity or energy on terms and conditions other than those set forth in this
Agreement.

         1.03     Annual Fuel Adjustment Factor.  The annual fuel cost
adjustment factor described in Appendix G, Section VI. hereof.

         1.04     Capability.  The net summer or winter (as applicable) rating
of a generating unit or other power supply resource,  measured in megawatts,  as
determined by Virginia  Power.  Capability shall be established and modified in
accordance  with Prudent Utility  Practices following  the  same  methodology
Virginia  Power  uses  in  establishing  the capability of all generating units
on its system.

         1.05     Clover Agreements.  The Clover Operating Agreement and the
Clover Purchase, Construction and Ownership Agreement.

         1.06     Clover Facilities . The coal-fired generating units located in
Halifax County,  Virginia, ("Clover")  designated  as Clover Unit 1 and Clover
Unit 2, and the related real property,  equipment and facilities,  as more
specifically defined in the Clover Purchase, Construction  and Ownership
Agreement,  wherever  located,  that are properly  chargeable to Clover Unit 1
or Clover Unit 2 under the Uniform  System of Accounts.

         1.07     Clover Operating Agreement.  The Clover Operating Agreement
Between Virginia Electric and Power Company and Old Dominion Electric
Cooperative Dated as of May 31, 1990.

         1.08     Clover Ownership Interest. The respective fee simple undivided
ownership interest,  expressed as a percentage,  in the Clover  Facilities owned
by each Party, as may be modified from time to time pursuant to the Clover
Agreements.

         1.09     Clover Purchase, Construction and Ownership Agreement . The
Clover Purchase, Construction and Ownership Agreement Between Old Dominion
Electric Cooperative and Virginia Electric and Power Company Dated as of May 31,
1990.

         1.10  Combined  Electric  Systems . The combined  electric  generating,
transmission,  and distribution  facilities of the Virginia Power System and the
Old Dominion System.

         1.11     Combined System Annual Peak Demand . The maximum 60-minute
integrated Combined System Monthly Peak Demand in a single clock hour at
generation level for the calendar year.

         1.12     Combined System Loss Percentage. The losses, expressed as a
percentage,  incurred by Virginia Power in delivering  capacity and energy from
the generation level to the Interconnection Points, including  transmission and
distribution  energy losses pursuant to the Open Access Transmission Tariff.

         1.13     Combined System Monthly Capability. The sum of North  Anna
Unit 1 monthly  Capability,  North Anna Unit 2 monthly  Capability,  Clover Unit
1 monthly  Capability,  Clover Unit 2 monthly Capability,  Old  Dominion Monthly
Accredited  Firm  Capacity and Old Dominion Monthly Accredited  Non-Firm
Capacity,  plus the monthly Capability of all other Virginia Power owned or
leased generation.

         1.14     Combined System Monthly Peak Demand. The maximum combined net
one-hour  kilowatt demand at the generation level for that calendar month made
up of the combined  individual  demands for that hour of Virginia Power and Old
Dominion Members  excluding those demands of the Old Dominion Members supplied
through  arrangements  with parties other than Virginia Power.

         1.15     Common Facilities. All those  facilities,  including  but not
limited to both real and personal  property,  exclusive  of North Anna Unit 1,
North Anna Unit 2, Support Facilities,  Nuclear Fuel,  Operating  Inventory and
Major Spare Parts which are purchased,   leased  or  otherwise   obtained  only
in connection   with  the construction, operation and maintenance of more than
one nuclear unit located at North Anna  Nuclear  Power  Station.  Common
Facilities are more  specifically described as of the date hereof in Appendix A.

         1.16 Displacement Peaking Energy. The amount of energy,  at generation
level,  by which Old Dominion's purchase of Peaking  Energy from Virginia  Power
is reduced pursuant to Section 8.03(b)(ii).

         1.17     Displacement Reserve Energy. The amount of energy,  at
generation  level,  by which Old Dominion's purchase of Old Dominion  Monthly
Reserve Energy from Virginia Power is reduced pursuant to Section 8.05(c).

         1.18     Displacement Supplemental Energy. The amount of energy,  at
generation  level,  by which Old Dominion's purchase of Old Dominion  Monthly
Supplemental  Energy from  Virginia  Power is reduced pursuant to Section
8.01(d)(ii).

         1.19     Effective Date. The  later of (1)  January  1,  1998 or (2)
the  date on  which  FERC permits this Agreement to become effective.

         1.20     Events of Default.  The events of default pursuant to Section
17.01 hereof.

         1.21     Excluded Peaking Capacity. The amount of  capacity,  at
generation  level,  which Old  Dominion obtains  pursuant to Section
8.03(a)(iii),  other than  purchases from Virginia Power under this Agreement to
serve Peaking Capacity, and such capacity shall be treated as Old Dominion
Monthly Accredited Firm Capacity.

         1.22     Excluded Peaking Energy.  The amount of energy, at generation
level, associated with Excluded Peaking Capacity.

         1.23     Excluded Supplemental Capacity.  The amount of capacity, at
generation level, which Old Dominion obtains pursuant to Sections 8.01(a)(iii),
(iv) or (v),  other than purchases from Virginia Power under this Agreement to
serve the Old  Dominion  Monthly  Supplemental  Demand and also the amount of
capacity, at generation level, described in Section 8.02 (c)(v).  All such
capacity shall be treated as Old Dominion Monthly Accredited Firm Capacity.

         1.24     Excluded Supplemental Energy.  The amount of energy, at
generation level, associated with Old Dominion's Excluded Supplemental Capacity.

         1.25     Executive Committee.  The committee as provided in Section
18.13 hereof.

         1.26     FERC.  The Federal Energy Regulatory Commission, including any
successor governmental agency.

         1.27     Fixed Monthly A&G Fee.  The fixed amount of monthly North Anna
A&G Costs to be paid by Old Dominion for administration and general services
performed by Virginia Power on behalf of the North  Anna plant and its
employees,  as  described  in  Section  11.01(b)  and Appendix L.

         1.28     Holidays.  The days on which banking institutions in the City
of Richmond, Virginia, are authorized by law to close.

         1.29     Interconnected Systems.  The Virginia Power System and the Old
Dominion System.

         1.30     Interconnection Points.  The points at which the Virginia
Power System and the Old Dominion System are interconnected.

         1.31     Interest Rates

                  (a) Special Interest Rate. A rate per annum equal to the prime
rate of The Chase Manhattan Bank, N.A., New York, New York, or its successor, in
effect from time to time plus three percentage points (3%).

                  (b) Regular  Interest  Rate. In the case of interest  payments
owing to Virginia Power or Old Dominion pursuant to this Agreement,  an interest
rate per annum equal to the prime rate of the Chase Manhattan Bank, N.A., or its
successor, as in effect from time to time.

         1.32     Major Spare Parts. Those major items  designated by the
Parties that the Parties keep in inventory for possible use in replacing similar
items in units located not only at the North Anna Nuclear  Power Station but
also at other power  stations.  The parts  that  shall be  designated  as Major
Spare  Parts for  purposes  of this Agreement  shall be designated by the
Parties in Appendix B.  Thereafter,  Major Spare  Parts  shall  be  designated
by  the  North  Anna  Operating   Committee established  under  Article  II of
this  Agreement.  The Major  Spare  Parts are further described,  and the
methods of calculating the percentage  ownership and cost  responsibilities of
the Parties in the Major Spare Parts are also included in Appendix B.

         1.33     Market Price. The price for electric  capacity as  determined
by market forces and based on existing or  projected  market  conditions  for
wholesale  power.  Old Dominion and Virginia  Power agree that on or before July
1, 2000,  Old Dominion and Virginia  Power shall begin  negotiations  that are
to be concluded no later than December 31, 2000, to select a methodology  to
determine a benchmark of the Market Price.

         1.34     Monthly Peaking Energy Charge.  The monthly charge for peaking
energy as calculated pursuant to Appendix G, Sections V. and VI., hereof.

         1.35     Monthly Reserve Energy Charge.  The monthly charge for reserve
energy as calculated pursuant to Appendix G, Sections IV. and VI., hereof.

         1.36     Monthly Supplemental Demand Charge.  The monthly charge for
supplemental demand calculated pursuant to Appendix G, Section I., hereof.

         1.37     Monthly Supplemental Energy Charge.  The monthly charge for
supplemental energy as calculated pursuant to Appendix G , Sections III. and
VI., hereof.

         1.38     Network Operating Agreement. The Network  Operating  Agreement
Between Virginia Electric and Power Company and Old Dominion Electric
Cooperative under Virginia Power's Open Access Transmission  Tariff and any
amendments or supplements  thereto  entered into by Old Dominion and Virginia
Power for network  service that have been accepted and permitted to go into
effect by FERC.

         1.39     North Anna A&G Costs.  Any administrative and general costs
directly attributable to North Anna pursuant to Article XI.

         1.40     North Anna Facilities. North  Anna Unit 1, North  Anna Unit 2,
the  Common  Facilities,  the Support  Facilities,  the Operating  Inventory,
and the Major Spare Parts,  but excluding Nuclear Fuel, which is the subject of
the Nuclear Fuel Agreement.

         1.41     North Anna Nuclear Power Station.  The nuclear generating
plant located in Louisa, Orange, and Spotsylvania Counties, Virginia ("North
Anna").

         1.42     North Anna Operating Committee.  The committee ("Operating
Committee") as provided in Article II hereof.

         1.43     North Anna Unit 1.  The nuclear generating unit located in
Louisa County, Virginia, designated as North Anna Unit 1 (more specifically
described in Appendix C hereto), representing the cost of all  additions,
improvements,  betterments  and  replacements  thereto,  but excluding the
Common Facilities,  the Support Facilities,  the Nuclear Fuel, the Operating
Inventory and the Major Spare Parts.

         1.44     North Anna Unit 2. The  nuclear  generating  unit  located in
Louisa  County,  Virginia, designated  as North  Anna Unit 2 (more  specifically
described  in  Appendix D hereto), representing the cost of all additions,
improvements,  betterments and replacements   thereto,  but  excluding  the
Common  Facilities,   the  Support Facilities, the Nuclear Fuel, the Operating
Inventory and the Major Spare Parts.

         1.45     North Anna Unit(s). Either, or both, of North Anna Unit 1 or
North Anna Unit 2.

         1.46     Nuclear Fuel. For the  purpose  of this  Agreement,  Nuclear
Fuel  shall  have the meaning as defined in the Nuclear Fuel Agreement.

         1.47     Nuclear Fuel Agreement.  The Nuclear Fuel Agreement Between
Virginia Electric and Power Company and Old Dominion Electric Cooperative Dated:
As of December 28, 1982, Amended and Restated October 17, 1983.

         1.48     Off-Peak Hours.  Off-Peak Hours are all hours other than those
described as On-Peak Hours.

         1.49     Old Dominion.  Old Dominion Electric Cooperative, a Virginia
generation and transmission cooperative, and its successors and assigns.

         1.50     Old Dominion Generation Resources. Old  Dominion  Monthly
North Anna  Capacity,  Old  Dominion  Monthly Accredited Firm Capacity, Old
Dominion Monthly Accredited Non-firm Capacity, Old Dominion Monthly Delivered
SEPA Capacity and any additional generation resources obtained by Old Dominion
through joint planning with Virginia  Power  provided, however,  any portion of
an Old Dominion generating resource that serves demands other  than  those of
the Old  Dominion  Members  shall  not be  considered  Old Dominion Generation
Resources.

         1.51     Old Dominion Members. For purposes of this  Agreement,  those
rural  electric  distribution cooperatives,  including their successors and
assigns, each of which distributes electricity in areas in which Virginia  Power
provides  requirements  service at wholesale or retail as of the Effective Date.
For purposes of this  Agreement, the Old Dominion Members shall mean those
cooperatives  listed in Appendix E as of the  Effective  Date  subject to the
deletion of members  from time to time, together with their  respective delivery
points,  as such delivery points have been added or deleted from time to time.

         1.52     Old Dominion Monthly Accredited Firm Capacity. Monthly firm
capacity  owned or obtained by Old Dominion and that is determined  by the
Planning and  Administration  Committee  in  accordance  with Prudent Utility
Practice as not requiring reserves.

         1.53     Old Dominion Monthly Accredited Firm Energy.  The energy
associated with the Old Dominion Monthly Accredited Firm Capacity.

         1.54     Old Dominion Monthly Accredited Non-firm Capacity.  Monthly
non-firm capacity owned or obtained by Old Dominion and that is determined by
the Planning  and  Administration  Committee  in  accordance  with  Prudent
Utility Practice as requiring reserves.

         1.55     Old Dominion Monthly Accredited Non-firm Energy.  The energy
associated with the Old Dominion Monthly Accredited Non-firm Capacity.

         1.56     Old Dominion Monthly Billing Demand.  The  Old  Dominion
Monthly   Supplemental   Demand  less  Excluded Supplemental  Capacity  plus, if
any,  the  kilowatts  by which the most recent 12-month average Old Dominion
Monthly Maximum Diversified Demand exceeds 110% of the most recent 12-month
average Old Dominion Monthly Delivered Demand with such excess  being  adjusted
for losses to reflect  load at the  generation  level by multiplying  by the
factor of 100 divided by 100 minus the Combined  System Loss Percentage.

         1.57     Old Dominion Monthly Billing Energy. The Old Dominion Monthly
Supplemental Energy, less Excluded Supplemental Energy, less Displacement
Supplemental Energy.

         1.58     Old Dominion Monthly Clover Capacity. For each Clover Unit,
the  Capability of such unit  multiplied by Old Dominion's  Clover  Ownership
Interest.  The total Old Dominion  Monthly Clover Capacity  shall  be the sum of
such  capacity  for  Clover  Units 1 and 2.  Such capacity shall be considered
an Old Dominion  Generation Resource and treated as Old Dominion Monthly
Accredited Non-Firm Capacity.

         1.59     Old Dominion Monthly Delivered Demand.  The   combined  Old
Dominion   hourly   demands   measured  at  the Interconnection  Points for the
clock-hour  during  which the  Combined  System Monthly Peak Demand occurs.

         1.60     Old Dominion Monthly Delivered Energy.  The combined Old
Dominion Members' energy requirements for that month measured at the
Interconnection Points.

         1.61     Old Dominion Monthly Delivered SEPA Capacity.  The  total
megawatts   of  monthly   capacity   delivered  at  the Interconnection  Points
in  accordance  with  contract(s)  between  SEPA and Old Dominion Members.

         1.62     Old Dominion Monthly Delivered SEPA Energy.  The energy
associated with the Old Dominion Monthly Delivered SEPA Capacity.

         1.63     Old Dominion Monthly Demand. The Old Dominion  Monthly
Delivered Demand less Old Dominion Monthly Delivered  SEPA  Capacity  with such
difference  being  adjusted  for losses to reflect load at the generation level
by multiplying by the factor of 100 divided by 100 minus the Combined System
Loss Percentage.

         1.64     Old Dominion Monthly Energy. Old  Dominion  Monthly  Delivered
Energy less Old  Dominion  Monthly Delivered SEPA Energy,  as such energy may be
available from time to time,  with such  difference  being  adjusted for losses
to reflect energy at the generation level by  multiplying  by the factor of 100
divided  by 100 minus the  Combined System Loss Percentage.

         1.65     Old Dominion Monthly Maximum Diversified Demand. The combined
Old Dominion Members' monthly maximum  coincident hourly demand measured at the
Interconnection Points during the On-Peak Hours.

         1.66     Old Dominion Monthly North Anna Capacity. For each generating
unit at the North Anna Nuclear Power Station, the Capability  of such unit
multiplied  by Old  Dominion's  North Anna  Percentage Ownership Interest.  The
total Old Dominion Monthly North Anna Capacity shall be the sum of such capacity
for North Anna Units l and 2.

         1.67     Old Dominion Monthly North Anna Energy.  The energy associated
with Old Dominion Monthly North Anna Capacity at the North Anna Nuclear Power
Station.

         1.68     Old Dominion Monthly Reserve Energy . The total  amount of
energy at 100%  capacity  factor that could have been  produced by Old Dominion
Monthly  North Anna  Capacity and any other Old Dominion Monthly  Accredited
Nonfirm Capacity for which Virginia Power provides reserves  when the  resource
is subject to full or  partial  outage conditions (planned, unplanned, scheduled
or unscheduled outages and including any deration of generator units),  less Old
Dominion Monthly Accredited  Non-firm Energy that could have been  produced but
was not produced  for economic  dispatch  reasons, less  Old  Dominion  Monthly
North  Anna  Energy,  less  Old  Dominion  Monthly Accredited Non-firm Energy,
less Displacement Reserve Energy.

         1.69     Old Dominion Monthly Supplemental Demand. The Old Dominion
Monthly Demand,  less the Old Dominion Monthly North Anna Capacity,  less other
Old Dominion Monthly  Accredited Firm Capacity,  less Old Dominion Monthly
Accredited  Non-firm  Capacity,  less Peaking Capacity and less Excluded Peaking
Capacity.

         1.70     Old Dominion Monthly Supplemental Energy.  The Old Dominion
Monthly Energy, less the Old Dominion Monthly North Anna Energy, less the Old
Dominion Monthly Accredited Firm Energy, less the Old Dominion Monthly
Accredited Non-firm  Energy (less Clover  Economy  Sales to Virginia  Power),
less the Old Dominion  Monthly Reserve Energy,  less  Displacement  Reserve
Energy,  less the energy  associated  with Clover  Economy  Purchases  from
Virginia  Power,  less Peaking  Energy,  less  Displacement  Peaking  Energy and
less Excluded  Peaking Energy.

         1.71     Old Dominion's North Anna Percentage Ownership Interest.
Except as  otherwise  modified by the  operation  of Sections  15.03, 16.01  or
16.02 of the  Purchase,  Construction  and  Ownership  Agreement,  an undivided
ownership interest in the North Anna Facilities equal to 11.6 percent in each of
North  Anna Unit 1, North  Anna Unit 2, the  Common  Facilities,  the Operating
Inventory and the Major Spare Parts,  and a percentage in the Support Facilities
as determined in accordance with Appendix F.

         1.72     Old Dominion Reserve Capacity. An  amount  in  kilowatts
equal to:  the sum of (a) the  actual  Old Dominion  Monthly  North Anna
Capacity and (b) the actual Old Dominion  Monthly Accredited Non-firm Capacity,
such sum multiplied by the System Reserve Margin.

         1.73     Old Dominion System. The generation, transmission,
distribution and other facilities owned or leased by Old Dominion or the Old
Dominion Members as shown on their books of account  from  time to time and
located  in the area in  which  Virginia  Power provides requirements service at
wholesale or retail as of the Effective Date.

         1.74     On-Peak Hours.  On-Peak Hours are the hours between 7:00 a.m.
and 10:00 p.m., Monday through Friday, for the months of October through May,
and the hours between 10:00 a.m. and 10:00 p.m., Monday through Friday, for the
months of June through September.

         1.75     Open Access Transmission Tariff. Virginia Power's Open Access
Transmission  Tariff, and any successors thereto, filed with, accepted, and
permitted to go into effect by FERC.

         1.76     Operating Inventory. Equipment,  spare parts, tools, goods and
supplies (excluding Nuclear Fuel and Major Spare Parts) to be used solely for
the operation,  maintenance or modification  of the North Anna Units and
recorded on Virginia  Power's books of account in accordance with the Uniform
System of Accounts.

         1.77     Parties.  Virginia Power and Old Dominion.

         1.78     Peaking Capacity. Firm peaking capacity supplied by Virginia
Power pursuant to Sections 8.03(a)(i) and (ii) and 8.03(e) hereof. Old
Dominion's purchase of such capacity shall be considered an additional Old
Dominion  Generation  Resource and treated as Old Dominion Monthly Accredited
Firm Capacity.

         1.79     Peaking Capacity Charge.  The monthly charge for Peaking
Capacity as calculated pursuant to Appendix G, Section II. hereof.

         1.80     Peaking Energy.  The energy associated with the Peaking
Capacity as determined pursuant to Sections 8.03(b)(i) and (ii).

         1.81     Planning and Administration Committee.  The committee as
provided in Article III hereof.

         1.82     Prudent Utility Practices. Any of the practices,  methods,
and acts engaged in or accepted by a significant  portion of the electric
utility  industry at the time the decision was made, or any of the  practices,
methods,  and acts that, in the exercise of reasonable  judgment  in light of
the facts known at the time the  decision  was made,  would have been expected
to accomplish the desired result at a reasonable cost consistent with reasonable
reliability,  safety,  expedition and protection of the environment.  Prudent
Utility Practices are not intended to be limited to the optimum  practices,
methods,  or acts to the  exclusion of all others,  but rather to a spectrum  of
possible  practices,  methods,  or acts  engaged in or accepted by a significant
portion of the electric  utility industry at the time the decision was made.

         1.83     Purchase, Construction and Ownership Agreement.  The Purchase,
Construction and Ownership Agreement Between Virginia Electric and Power Company
and Old Dominion Electric Cooperative Dated: As of December 28, 1982 Amended and
Restated October 17, 1983.

         1.84     Reserve Capacity Charge. The monthly  charge for Old Dominion
Reserve  Capacity as determined pursuant to Section 8.05 and Appendix I, hereof.

         1.85     RUS. The Rural Utilities Service, successor agency to the
Rural Electrification Administration, and any successor governmental agency.

         1.86     SEPA.  The Southeastern Power Administration, including any
successor governmental agency.

         1.87     Support Facilities.  All those facilities, wherever situated,
including, but not limited to, both real and personal property, exclusive of
Common Facilities, Nuclear Fuel, Operating Inventory and Major Spare Parts,
which are purchased,  leased or otherwise obtained for the construction,
operation and  maintenance of one or more nuclear  unit(s)  located at the North
Anna Nuclear Power Station and one or more nuclear  unit(s)  located at Virginia
Power's Surry Nuclear Power Station or at such other  location as Virginia Power
may have an interest in any nuclear facility. Support Facilities, and investment
and  cost  responsibilities  of the  Parties  therefor,  are  more  specifically
described in Appendix F hereto.

         1.88 System  Reserve  Margin . Shall be determined for the month of the
projected  Combined  System  Annual  Peak  Demand  as (1) the  ratio  of (a) the
projected  Combined  System  Monthly  Capability  in that month  plus  projected
purchases from third parties in that month of the approximate reliability of the
Combined System Monthly Capability less projected sales to third parties in that
month of the approximate  reliability of the Combined System Monthly Capability,
but in no event to  include  purchases  or sales of  economy  energy,  emergency
energy, or other such nondependable  transactions,  divided by (b) the projected
Combined  System  Annual Peak Demand,  (2) less one. The System  Reserve  Margin
shall be calculated in accordance  with the orders,  directives or guidelines of
regulatory bodies or regional reliability councils.

         1.89 Transmission Service Agreement . The Service Agreement For Network
Integration  Transmission  Service To Old Dominion  Electric  Cooperative  under
Virginia  Power's  Open  Access   Transmission  Tariff  and  any  amendments  or
supplements  thereto  entered  into  by Old  Dominion  and  Virginia  Power  for
transmission  service that have been accepted and permitted to go into effect by
FERC.

         1.90     Virginia Power.  Virginia Electric and Power Company, a
Virginia public service corporation, and its successors and assigns.

         1.91     Virginia Power System.  The generation, transmission,
distribution and other facilities owned by Virginia Power as shown on its books
of accounts from time to time or facilities leased by Virginia Power.

         1.92     Wholesale Power Contracts.  The several wholesale power
contracts between Old Dominion and the Old Dominion Members for the purchase of
electric energy and capacity by the Old Dominion Members from Old Dominion, as
in effect from time to time.

                                   ARTICLE II
                         North Anna Operating Committee

         2.01 North Anna  Operating  Committee. To  coordinate  operations  in
carrying  out the  terms  of this  Agreement  associated  with  the  North  Anna
Facilities,  Virginia  Power will appoint  four  members and Old  Dominion  will
appoint  two  members  to  the  North  Anna  Operating   Committee   ("Operating
Committee"). Each member of the Operating Committee shall be fully authorized to
act on behalf of its Party with  respect  to all  matters  contemplated  by this
Agreement but will not be authorized to alter or amend the Agreement. Each Party
shall  notify the other in writing of the names of the persons who will serve as
the members of the Operating Committee and, if desired, the names of any persons
who may serve as alternates when the members are unable to act. Virginia Power's
members may be changed,  in Virginia  Power's sole  discretion  and from time to
time,  by at least ten (10) days'  prior  written  notice to Old  Dominion.  Old
Dominion's  members may be changed,  in Old Dominion's  sole discretion and from
time to time, by at least ten (10) days' prior written notice to Virginia Power.

         2.02     Meetings and Voting Rights.  Meetings shall be held at the
discretion of the Operating Committee but at least shall be held quarterly.
Minutes of each meeting shall be kept and shall be approved by the Operating
Committee at its next meeting.  Decisions of the Operating Committee shall be
made upon vote by the Operating Committee with the voting power of each Party
determined by its entitlement to the capability of North Anna Units 1 and 2 as
provided in Section 2.03 of the Purchase, Construction and Ownership Agreement.

         2.03     Duties of Operating Committee.  The Operating Committee shall,
subject to Virginia Power's authority and obligations under Article V and any
other limitations in this Agreement, act upon those matters relating to the
coordination of the operation of the North Anna Facilities necessary for the
implementation of this Agreement.

         2.04     Expenses of Operating Committee.  The expenses of each member
of the Operating Committee, and his alternate and associates, shall be borne by
the Party he represents. Other expenses of the Operating Committee will be
shared as agreed upon by the Operating Committee. Any expense not agreed to
unanimously by the Operating Committee shall be borne by the Party incurring it.

         2.05     Resolution of Disputes.  If any dispute should arise regarding
the operating function that cannot be resolved by the Operating Committee, the
dispute and the circumstances surrounding such dispute shall be presented to the
Executive Committee, which is empowered in Section 18.13 to resolve such
disputes.


                                  ARTICLE III
                          Planning and Administration

         3.01 Planning and Administration  Committee. In order to carry out the
terms of this  Agreement,  Virginia  Power will  appoint  four  members  and Old
Dominion will appoint two members to the Planning and Administration  Committee.
Each  member  of the  Planning  and  Administration  Committee  shall  be  fully
authorized  to  act  on  behalf  of  its  Party  with  respect  to  all  matters
contemplated  by this Agreement but will not be authorized to alter or amend the
Agreement.  Each  Party  shall  notif the other in  writing  of the names of the
persons  who will  serve  as the  members  of the  Planning  and  Administration
Committee  and, if desired,  the names of any persons who may serve as alternate
when the members are unable to act.  Virginia  Power's members may be changed in
Virginia  Power's sole  discretion  and from time to time,  by at least ten (10)
days'  prior  written  notice to Old  Dominion.  Old  Dominion's  members may be
changed,  in Old Dominion's  sole  discretion and from time to time, by at least
ten (10) days' prior written notice to Virginia Power.

         3.02     Meetings.  Meetings shall be held at the discretion of the
Planning and Administration Committee but at least shall be held semi-annually.

         3.03     Duties of the Planning and Administration Committee.

                  (a)      The Planning and Administration Committee shall be
responsible for the general administration of this Agreement in accordance with
Prudent Utility Practices.  In addition, the Planning and Administration
Committee may, but is not obligated to, consider joint planning of future
generation facilities.  The Planning and Administration Committee will also
discuss new governmental regulations, issues and changes in the industry in
which the Parties have a mutual interest, establish committees required for the
orderly administration of the Agreement but not specifically provided for in the
Agreement, and address any other matter in which cooperation, coordination or
agreement is necessary.

                  (b)      For the purposes of joint planning, Old Dominion
shall furnish Virginia Power annually, prior to January 1, a forecast of its
system loads for at least the succeeding ten (10) year period.  Virginia Power
shall furnish Old Dominion annually, prior to January 1, a forecast of its
system loads for at least the succeeding ten (10) year period and its target
reserve level. If either Old Dominion or Virginia Power makes an official
revision to the forecasts during the year, notification of such revision shall
be given in writing to the other Party in a timely fashion. Each Party shall
provide an explanation of any significant deviation from historic trends in its
forecast.

         3.04     Future Transmission Planning.  Virginia Power shall continue
to plan and be responsible for its future transmission system pursuant to the
Virginia Power Open Access Transmission Tariff and the Network Operating
Agreement.  Virginia Power and Old Dominion agree to consider in the future
joint ownership of transmission facilities where reasonable net benefits will
accrue to both Parties.

         3.05     Exchange of Information.  Each Party will make available, upon
request, information used in, or useful to, the administration of this
Agreement.  Other specific rights for information are covered in other parts of
this Agreement.

         3.06     Expenses of the Planning and Administration Committee.  Each
Party shall pay all expenses of its representatives.  Other expenses incurred by
the committee will be shared as agreed upon by the Planning and Administration
Committee. Any expense not agreed to unanimously by the Planning and
Administration Committee shall be borne by the Party incurring it.

         3.07     Resolution of Disputes.  If any disputes relating to the
duties of the Planning and Administration Committee should arise that cannot be
resolved by the Planning and Administration Committee, the dispute and the
circumstances surrounding such dispute shall be presented to the Executive
Committee, which is empowered in Section 18.13 to resolve such disputes.

         3.08     SEPA Contract.  The Parties agree that if and when Virginia
Power's contract with SEPA is changed from time to time, the Planning and
Administration Committee shall recommend to the Parties such modifications in
this Agreement as are necessary to conform with any such changes.

                                   ARTICLE IV
                   Interconnection and Protection of Systems

         4.01 Obligation for Adequate Facilities.  Virginia Power and Old
Dominion are each obliged to provide, on its own system or through this
Agreement and other arrangements, generation or distribution facilities or
service adequate to serve expected loads and to maintain all such facilities in
a suitable condition of repair so that they may be operated in accordance with
Prudent Utility Practices and not impose a burden on any other system.

         4.02 Protection of Systems. Old Dominion shall refrain from, and shall
require Old Dominion Members to refrain from, any acts,  transactions,  and uses
of equipment,  appliances or devices which may have a significant adverse effect
upon the reliability or characteristics  of the Virginia Power System.  Virginia
Power shall  refrain and shall  require its  customers to refrain from any acts,
transactions,  and uses of  equipment,  appliances  or devices  which may have a
significant  adverse effect upon the reliability or  characteristics  of the Old
Dominion System.

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<PAGE>



                                   ARTICLE V
                 Virginia Power's Authority and Responsibility
              with Respect to Old Dominion's North Anna Generation

         5.01     Virginia Power as Agent of Old Dominion              .

                  (a)  Old  Dominion  hereby   appoints   Virginia  Power  (such
appointment shall be irrevocable for the term of this Agreement and coupled with
an  interest)  its sole agent,  subject,  however,  to Old  Dominion's  right of
reasonable inspection through authorized  representatives,  to act on its behalf
for  the  operation,  maintenance,  modifications  and  fueling  (including  the
procurement  of nuclear  fuel),  of the North  Anna  Facilities  and  authorizes
Virginia  Power  in the  name of and on  behalf  of Old  Dominion  to  take  all
reasonable  actions which, in the discretion and judgment of Virginia Power, are
deemed   necessary   or  advisable   to  effect  the   operation,   maintenance,
modifications  and fueling  (including  the  procurement of nuclear fuel) of the
North Anna Facilities, including, without limitation, the following:

                       (i) the making of such agreements and modifications of
                  existing agreements and the taking of such other action as
                  Virginia Power deems necessary or appropriate, in its sole
                  discretion, or as may be required under the regulations or
                  directives of such governmental bodies and regulatory agencies
                  having jurisdiction, with respect to the operation,
                  maintenance, modifications and fueling (including the
                  procurement of nuclear fuel) of the North Anna Facilities;

                       (ii) the execution and filing with such governmental
                   bodies and regulatory agencies having jurisdiction of
                   applications, amendments, reports and other documents and
                   filings for or in connection with licensing, operation and
                   other regulatory matters with respect to the North Anna
                   Facilities; and

                                       25

<PAGE>
                       (iii) the receipt on Old Dominion's behalf of any notice
                   or other communication from any governmental body or
                   regulatory agency having jurisdiction, as to any licensing,
                   operation or other regulatory matter with respect to the
                   North Anna Facilities.

                  (b) As relates to all third parties, this agency designation
shall be binding on Old Dominion, and such appointment shall be deemed in effect
by each third party until termination of this Agreement pursuant to the terms
hereof and until such third party receives written notification from Virginia
Power of any termination thereof.

                  (c) Virginia  Power accepts such  appointment.  In discharging
all of its duties and  responsibilities  hereunder,  Virginia  Power will act in
good faith and in accordance with Prudent Utility  Practices.  Virginia  Power's
duties and  responsibilities  shall include, but not be limited to, establishing
organizational structure and manpower requirements, maintaining an adequate work
force through Virginia Power's personnel administration policies,  arranging and
procuring  necessary or desirabl  materials  and  services for  operation of the
North Anna Facilities,  determining  scheduled outages for routine  inspections,
refueling and general  maintenance,  scheduling,  dispatching and loading of the
North Anna  Facilities,  preparing  and filing  applications,  reports and other
documents  relating  to  operation  of the North Anna  Facilities,  establishing
reasonable  rules for visits to the North Anna  Facilities,  and determining the
need for, and subsequently constructing,  any capital additions or modifications
to the North Anna Facilities.

         Virginia Power shall not,  solely  because of Old Dominion's  ownership
interest  in  the  North  Anna  Facilities  make  any adverse  distinctions  in
operation,  maintenance,  modifications,  fueling, scheduling, or dispatching as
between the North Anna Facilities and any other generating

                                       26

<PAGE>

unit or facilities in which Virginia Power has an ownership interest. Nothing
herein shall interfere with  Virginia  Power's  authority  and responsibility
for the  operation  of, maintenance  of,  modifications  to, fueling of, and
improvements to all of its other generation facilities. Virginia Power shall
make available upon request by Old  Dominion   regularly prepared  monthly
reports  which  contain  specific information  on  all generating  facilities
including,  but  not  limited  to, operating expenses, maintenance expenses,
fuel expenses, generating statistics, fuel reports, operating statistics and
other information  reasonably available. Virginia Power will also have the right
to submit data relating to operation of the North Anna Facilities to any other
entity.  Old Dominion will make available all information  or data  necessary
for Virginia Power to schedule and dispatch generation.

                  (d) Old Dominion agrees that it will take all necessary action
in a prompt manner to execute any agreements for the operation, maintenance,
modifications and fueling of the North Anna Facilities as and when requested by
Virginia Power to permit Virginia Power to carry out its authority and
responsibilities pursuant to this Section 5.01.

                                       27

<PAGE>



                                   ARTICLE VI
                             Transmission Services

         6.01     Old Dominion Transmission Service.  Except as provided for in
Section 6.03, Virginia Power will furnish transmission service and all related
ancillary services required by Old Dominion for the Old Dominion Members under
Virginia Power's Open Access Transmission Tariff, commencing on the Effective
Date.  Due to the unique characteristics of network customers' systems and the
level of customer-specific information and arrangements required under a network
operating agreement, specific terms and conditions recognizing local or
system-specific factors affecting transmission service to Old Dominion will be
stated in the Transmission Service Agreement or Network Operating Agreement.

         6.02     Native Load Status.

                  (a) Virginia Power will plan, construct, operate and maintain
the Virginia Power transmission system, in accordance with Prudent Utility
Practices, such that Virginia Power will be able to provide reliable
transmission service to Old Dominion over the Virginia Power transmission
system.  Virginia Power shall include Old Dominion's network load in its
transmission system planning and shall, consistent with Prudent Utility
Practices, construct and place into service sufficient transmission capacity to
deliver Old Dominion's network resources to serve Old Dominion's network load on
a basis comparable to Virginia Power's delivery of its own generating and
purchased resources.

                  (b) Protecting and preserving Old Dominion's native load
status as defined under Order Nos. 888 and 888A is a fundamental principle of
this Agreement.  Failure to meet the requirements of Section 6.02(a) shall
frustrate the intent of the Parties to this Agreement.

                                       28

<PAGE>

         6.03     SEPA Capacity Transmission Service.  Old Dominion Monthly
Delivered SEPA Capacity and Old Dominion Monthly Delivered SEPA Energy will be
transmitted to the Interconnection Points by separate agreement between Virginia
Power and SEPA or pursuant to Virginia Power's Open Access Transmission Tariff.

                                       29

<PAGE>


                                  ARTICLE VII
                      Entitlements to Capacity and Energy

         7.01     Entitlements of the Parties to Capacity and Energy.  Subject
to the provisions of Sections 15.03, 16.01 and 16.02 of the Purchase,
Construction and Ownership Agreement, Old Dominion shall be entitled to 11.6% of
the capacity and energy from North Anna Units 1 and 2. Subject to the provisions
of Sections 15.03, 16.01 and 16.02 of the Purchase, Construction and Ownership
Agreement, Virginia Power shall be entitled to the balance of the capacity and
energy from each unit.

                                       30

<PAGE>

                                  ARTICLE VIII
        Supplemental Demand and Energy, Peaking Capacity and Energy, and
                          Reserve Capacity and Energy

         8.01     Supplemental Demand and Energy              .

                  (a)      Supplemental Demand.

                           (i) Virginia Power shall sell monthly to Old
                  Dominion, and Old Dominion shall purchase monthly from
                  Virginia Power, the Old Dominion Monthly Supplemental Demand
                  in the amounts necessary to supply the needs of the Old
                  Dominion Members not met from Old Dominion Generation
                  Resources, from the Effective Date through December 31, 2001,
                  and one-half of the Old Dominion Monthly Supplemental Demand
                  requirements for calendar year 2002.

                           (ii) Except as  otherwise  provided  in this  Article
                  VIII of the  Agreement,  effective  January  1,  2002  through
                  December  31,  2002,  Virginia  Power shall also offer to sell
                  capacity  equal to the remaining  one-half of the Old Dominion
                  Monthly  Supplemental  Demand  requirements and for January 1,
                  2003,  through August 31, 2005,  Virginia Power shall offer to
                  sell  all of the  Old  Dominion  Monthly  Supplemental  Demand
                  requirements, unless Virginia Power provides written notice to
                  Old Dominio prior to January 1, 2000, that it elects not to so
                  supply Old  Dominion.  Prior to October 1, 2000,  Old Dominion
                  shall provide to Virginia  Power a projection of the remaining
                  one-half of the Old Dominion Monthly  Supplemental  Demand for
                  each month of calendar year 2002. The Parties shall review Old
                  Dominion's  projection,  and the  projection  of the remaining
                  one-half of the Old Dominion Monthly  Supplement  Demand shall
                  be  subject  to the  mutual

                                       31

<PAGE>

                  acceptance  of the  Parties.  The remaining one-half of the
                  Old Dominion Monthly Supplemental Demand shall be equivalent
                  to this mutually  accepted  projection and shall be considered
                  fixed and Virginia  Power shall provide  the  balance  of the
                  Old  Dominion  Monthly Supplemental  Demand  pursuant to
                  Section  8.01(a)(i) regardless   of  the  actual  Old Dominion
                  Monthly Supplemental  Demand in calendar year 2002.

                           (iii) For calendar  year 2002,  if Virginia  Power
                  has provided the  notice  described  in Section  8.01(a)(ii),
                  Old Dominion  shall  purchase  capacity from an Alternate
                  Power Source to serve the  remaining  one-half of the Old
                  Dominion  Monthly  Supplemental  Demand for that year.   Such
                  capacity   shall  be  deemed   Excluded Supplemental Capacity.

                           (iv) For calendar year 2002,  if Virginia  Power does
                  not provide the notice described in Section  8.01(a)(ii),  Old
                  Dominion shall by January 1, 2001, provide Virginia Power with
                  written  notice of whether Old Dominion will: (1) purchase the
                  remaining  one-half of the Old Dominion  Monthly  Supplemental
                  Demand from Virginia Power at the Monthly  Supplemental Demand
                  Charge  rates  applicable  for that  year  under  Appendix  G,
                  Section I.A.; or (2) obtain the remaining  one-half of the Old
                  Dominion Monthly Supplemental Demand from Virginia Power or an
                  Alternate  Power  Source  pursuant  to the  terms  of  Section
                  8.02(b)(ii).  Such capacity  obtained from an Alternate  Power
                  Source shall be deemed Excluded Supplemental Capacity.

                           (v) From January 1, 2003 through August 31, 2005, if
                  Virginia Power does not provide the notice described in
                  Section 8.01(a)(ii), Old Dominion will obtain all of the Old
                  Dominion Monthly Supplemental Demand from Virginia

                                       32

<PAGE>

                  Power or an Alternate Power Source pursuant to the terms of
                  Section 8.02(b)(ii). Such capacity obtained from an Alternate
                  Power Source shall be deemed Excluded Supplemental Capacity.

                           (vi) After August 31, 2005, Virginia Power is not
                  obligated to sell to Old Dominion, and Old Dominion is not
                  obligated to purchase from Virginia Power, the Old Dominion
                  Monthly Supplemental Demand.

                           (vii) The  calculation  to determine the Old Dominion
                  Monthly Supplemental Demand shall be as set forth in Appendix
                  H, Section I.

                  (b)  Increases in  Supplemental  Demand.  Old Dominion may not
increase the Old Dominion Monthly  Supplemental  Demand requirements beyond that
occasioned by normally  expected load growth unless  Virginia Power shall agree.
Except as otherwise  provided in this Article  VIII of the  Agreement,  Virginia
Power  agrees to provide the Old  Dominion  Monthly  Supplemental  Demand in the
amounts  required by Old Dominion to serve its present and future demands except
for such  increases  in  demands  which may  arise  from an  undertaking  by Old
Dominion,  or one or more of the Old Dominion Members,  to serve (1) a source of
demand outside the area in which Virginia Power provides requirements service at
wholesale or retail as of the Effective Date or (2) any additional load which is
substantially  different  from the size and type of load  included  by  Virginia
Power in its  system  planning  and  which,  if  served,  (i)  would  compel  an
enlargement of Virginia Power's generation  facilities not otherwise included by
Virginia  Power in its system  planning or (ii) would  impair  Virginia  Power's
ability to render reasonably  adequate service to its other retail and wholesale
customers.  However,  a new customer  imposing a load in excess of 100 megawatts
shall not be defined as normally  expected load growth unless  sufficient notice
shall have been  provided  to Virginia  Power.  Furthermore,

                                       33

<PAGE>

increases  in load occurring  after the Effective Date resulting from mergers
between Old Dominion Members and entities that are not Old Dominion  Members or
acquisitions  of new wholesale customers by Old Dominion or Old Dominion Members
shall not be defined as normally expected load growth.

                  (c) Reductions in Supplemental Demand.  Old Dominion's
purchases of supplemental demand shall be reduced by the amount of Old Dominion
Monthly Accredited Firm Capacity and Old Dominion Monthly Accredited Non-firm
Capacity obtained by Old Dominion, which for any period shall be equal to the
sum of:  (1) the amount of capacity jointly owned or planned with Virginia
Power, other than North Anna, (2) the amount of Excluded Supplemental Capacity
obtained by Old Dominion, (3) the amount o Peaking Capacity obtained by Old
Dominion, (4) the amount of Excluded Peaking Capacity obtained by Old Dominion,
and (5) those amounts purchased pursuant to Section 8.02(c).

                  (d)      Supplemental Energy.

                           (i) Except as otherwise provided in this Article VIII
                  of the Agreement, from the Effective Date through August 31,
                  2005, Virginia Power shall offer to sell to Old Dominion the
                  Old Dominion Monthly Supplemental Energy less any Excluded
                  Supplemental Energy, to the extent that Virginia Power
                  supplies supplemental capacity.

                           (ii) Old Dominion shall be entitled to displace up to
                  two-thirds of the annual Old Dominion Monthly Supplemental
                  Energy requirements for calendar year 1998 by obtaining such
                  energy from an Alternate Power Source.  Effective January 1,
                  1999, Old Dominion shall be entitled to displace all or any
                  portion of its annual purchases of Old Dominion Monthly
                  Supplemental Energy requirements

                                       34

<PAGE>

                  from Virginia Power by obtaining such energy from an Alternate
                  Power Source.  Such displaced energy shall be deemed
                  Displacement Supplemental Energy.

                           (iii) From the Effective  Date  forward,  delivery of
                  any  Displacement  Supplemental  Energy  will  be  in
                  accordance   with  the  schedules   provided  by  Old Dominion
                  or its power suppliers to Virginia Power and pursuant to
                  Sections 6.01 and 6.02 of this  Agreement and the Transmission
                  Service Agreement.

                           (iv) From the Effective Date through August 31, 2005,
                  whenever Old Dominion obtains Excluded Supplemental Capacity,
                  it also shall be  responsible  for  obtaining all of the
                  energy  associated  with such  Excluded  Supplemental
                  Capacity.   Such  energy  shall  be  deemed  Excluded
                  Supplemental Energy.

                           (v) Prior to October 1, 2000, Old Dominion shall
                  provide to Virginia Power a projection of the remaining
                  one-half of the Old Dominion Monthly Supplemental Energy for
                  each month of calendar year 2002.  The Parties shall review
                  Old Dominion's projection, and the projection of the remaining
                  one-half of the Old Dominion Monthly Supplemental Energy shall
                  be subject to the mutual acceptance of the Parties.  The
                  remaining one-half of the Old Dominion Monthly Supplemental
                  Energy shall be equivalent to this mutually accepted
                  projection and shall be considered fixed and Virginia Power
                  shall provide the balance of the Old Dominion Monthly
                  Supplemental Energy pursuant to 8.01(d)(i) regardless of the
                  actual Old Dominion Monthly Supplemental Energy in calendar
                  year 2002.

                           (vi) The calculation to determine Old Dominion
                  Monthly Supplemental Energy shall be as set forth in Appendix
                  H, Section V.


         8.02     Charges for Purchases By Old Dominion Pursuant to
Section 8.01.

                                       35


<PAGE>

                  (a)      Supplemental Energy.

                           (i) Through December 31, 2000, for purchases by Old
                  Dominion of Old Dominion Monthly Supplemental Energy from
                  Virginia Power  pursuant to Section 8.01(d), Old Dominion
                  shall pay Virginia Power a Monthly Supplemental Energy Charge
                  based on Virginia Power's average system energy cost, less
                  North Anna energy cost, as set forth initially in Appendix G,
                  Sections III.A. and VI.

                           (ii) Commencing January 1, 2001, for purchases by Old
                  Dominion of Old Dominion Monthly Supplemental Energy from
                  Virginia Power pursuant to Section 8.01(d), Old Dominion shall
                  pay Virginia Power at rates, set by Virginia Power, that are
                  based on the projected cost of energy from its combined cycle
                  and peaking units subject to an annual true-up as set forth in
                  Appendix G, Section III.B.  The generating units to be
                  included in the determination of the Old Dominion Monthly
                  Supplemental Energy cost during this period shall be agreed to
                  by the Parties. Selection of the generating units and the
                  appropriate rate calculation will be finalized on or before
                  October 1 of each year for the following calendar year, as set
                  forth  in Appendix G, Section III.B.

                  (b)     Supplemental Demand.

                          (i) Old Dominion shall pay Virginia Power for Old
                  Dominion Monthly Supplemental Demand purchased, exclusive of
                  Excluded Supplemental Capacity, pursuant to Section 8.01(a) at
                  the rates set forth in Appendix G, Section I.

                          (ii) For the capacity defined in Section 8.01(a)(ii),
                  the maximum price Old Dominion shall pay to Virginia Power for
                  capacity to serve such Old Dominion Monthly Supplemental
                  Demand shall be the Market Price for wholesale

                                       36

<PAGE>

                  capacity at that time.  As an incentive for Virginia Power to
                  minimize the rate to Old Dominion, Old Dominion agrees to
                  share the savings between the Market Price and Virginia
                  Power's proposed price to supply such capacity if Old Dominion
                  purchases  from  Virginia Power. If  however,  Old  Dominion
                  demonstrates  to Virginia  Power that Old  Dominion can obtain
                  Excluded   Supplemental Capacity at  a  lower  cost  under
                  comparable  terms  and  conditions from  an  Alternate  Power
                  Source, then Virginia Power will have the option to adjust its
                  price to match the lower cost from an  Alternate  Power Source
                  or Old Dominion may obtain the Excluded  Supplemental Capacity
                  from the  Alternate  Power Source  without any  obligation  to
                  Virginia Power under this Agreement.  At such time as Virginia
                  Power  has no  obligation to serve any Old  Dominion  Monthly
                  Supplemental  Demand,  Old Dominion will have no obligation to
                  pay Virginia Power for any Old Dominion Monthly Billing Demand
                  as set forth in Appendix H, Section III.

                  (c)      Alternative Power Supply and Rates.

                           (i) In the event that (1) any  existing  customer  of
                  Old Dominion  or any Old  Dominion  Member or (2) any  future
                  customer located in an Old Dominion Member's service territory
                  obtains  the  right  to  receive   electric  service  from  an
                  "alternate power supplier" and receives a firm offer from such
                  "alternate power  supplier",  Old Dominion and its appropriate
                  Member  shall use their best  efforts to obtain or retain that
                  service to the customer. Such best efforts by Old Dominion and
                  its  Member  shall  include,  but  shall  not be  limited  to,
                  proposing to the

                                       37

<PAGE>

                  customer  reasonable  options using  economic
                  development or discounted  rates,  each of which may include a
                  reasonable margin over costs.

                           (ii) In order to assist Old Dominion or any Old
                  Dominion  Member in  attracting  a new retail  customer or
                  retaining  the load of an existing Old Dominion  Member retail
                  customer  that is  considered  by Old Dominion  to be at risk
                  ("at-risk  load"),  Virginia Power, upon  notification by Old
                  Dominion,  shall  make  available to Old  Dominion  and  Old
                  Dominion  shall,  through  the  Old Dominion  Members,   make
                  available  to  the  "at-risk  load" the  most  cost-effective
                  alternative tariff contained in Virginia Power's  then-current
                  Virginia  retail  tariffs for which such "at-risk  load" would
                  qualify  pursuant  to  that tariff's   applicability  clause.
                  Verifiable  billing determinants  shall be made  available to
                  Virginia Power each month,  and Virginia Power shall calculate
                  the billing  credit based on the  difference  in the "at-risk
                  load"  billing determinants  billed under this  Agreement and
                  those   billing determinants   billed  under  the  alternate
                  available Virginia Power rate schedule and credit Old Dominion
                  accordingly.

                           (iii)   In the event that Old Dominion or the Old
                  Dominion Member is still at risk of losing a retail customer
                  after making all of the efforts as set forth herein, then Old
                  Dominion shall have the right to reduce its purchases from
                  Virginia Power accordingly and generate, purchase or otherwise
                  obtain an equivalent amount of power (i.e., demand and energy)
                  elsewhere in order to retain that customer.

                           (iv) In the event that,  notwithstanding Old
                  Dominion's  and the Old  Dominion Member's  best  efforts  as
                  defined above, a retail customer of Old

                                       38

<PAGE>

                  Dominion or one of its Members has rejected in writing all of
                  the proposals set forth in this  section and has purchased
                  electric  service from an "alternate  power supplier," then
                  Old Dominion may reduce its purchases  of supplemental  demand
                  and energy  from  Virginia Power  to  the extent  of  the
                  existing  load  lost  to  the "alternate power  supplier"  and
                  may  purchase an  equivalent amount of demand and energy
                  elsewhere.

                           (v) When Virginia Power's obligation to provide
                  Peaking Capacity ceases, the capacity and energy serving load
                  (1) under an alternative Virginia Power tariff pursuant to
                  Section 8.02(c)(ii), (2) with power purchased or obtained
                  elsewhere pursuant to Section 8.02 (c)(iii), or (3) lost to
                  the "alternate power supplier" pursuant to Section 8.02(c)(iv)
                  shall be deemed to be Old Dominion Excluded Supplemental
                  Capacity and Excluded Supplemental Energy.

                           (vi) This Section 8.02(c) shall not be applicable to
                  any new "at risk load" after December 31, 2002.

         8.03     Peaking Capacity and Energy Purchases. Virginia Power shall
                  sell to Old Dominion and Old Dominion shall purchase Peaking
                  Capacity and associated energy as provided below:

                  (a)      Peaking Capacity

                           (i) Except as provided otherwise in this Article VIII
                  of the Agreement, for each month from March 28, 1996, through
                  December 31, 2002, Virginia Power shall provide and sell to
                  Old Dominion firm Peaking Capacity as determined pursuant to
                  Appendix M, Section I., in an amount equal to four percent
                  (4%) of the maximum Old Dominion Monthly Delivered Demand in
                  each

                                       39

<PAGE>

                  of the preceding calendar years beginning with January 1,
                  1995, and Old Dominion shall purchase suc capacity, which
                  shall be considered an additional Old Dominion Generation
                  Resource.  The Old Dominion annual supplemental demand
                  reductions and the related Peaking Capacity supplied by
                  Virginia Power will be cumulative.  The four percent (4%)
                  annual supplemental demand reduction will occur on January 1
                  of each subsequent year.

                           (ii) For calendar year 2003, Old Dominion will have
                  the option of continuing to purchase Peaking Capacity from
                  Virginia Power.  Old Dominion must notify Virginia Power by
                  January 1, 2002, if Old Dominion will continue to purchase the
                  cumulative Peaking Capacity.  If Old Dominion does not provide
                  such notice, Virginia Power's obligations to provide Peaking
                  Capacity shall cease on December 31, 2002 and the amount of
                  such Peaking Capacity shall be fixed at the capacity level in
                  effect for 2002 through August 31, 2005.  If Old Dominion
                  provides such notice, Old Dominion will continue to purchase
                  Peaking Capacity from Virginia Power in 2003, which will
                  increase from the capacity level in effect for 2002 by the
                  four percent (4%) calculation.  After December 31, 2003, the
                  amount of such Peaking Capacity shall be fixed at the capacity
                  level in effect for 2003 through August 31, 2005.  Virginia
                  Power will not be obligated to provide Peaking Capacity after
                  December 31, 2003.

                           (iii) After Virginia Power's obligation to provide
                  Peaking Capacity ceases, Old Dominion shall obtain such
                  capacity from an Alternate Power Source and such capacity
                  shall be deemed Excluded Peaking Capacity.

                                       40

<PAGE>

                           (iv) The amount of cumulative Peaking Capacity shall
                  be reduced by the amount of any load transfers after the
                  Effective Date either to other utility's(ies') control area(s)
                  or through the installation of diesel generators, by Old
                  Dominion or any of the Old Dominion Members for improvement in
                  operations or reliability. Furthermore, if for any reason
                  existing load is transferred from another utility's(ies')
                  control area(s) to Old Dominion or any Old Dominion Member's
                  service territory falling within Virginia Power's control
                  area, the cumulative Peaking Capacity shall be increased by
                  the amount of such load transfer.

                  (b)      Peaking Energy Purchases.

                           (i) Virginia  Power  shall sell and Old Dominion
                  shall purchase Peaking Energy as determined pursuant to
                  Appendix M, Section II.

                           (ii) Old Dominion will have the right to displace up
                  to two-thirds of the accumulated Peaking Energy from January
                  1, 1998, through December 31, 1998, and all or any portion of
                  its accumulated Peaking Energy requirements beginning January
                  1, 1999 through December 31, 2002 by obtaining such energy
                  from an Alternate Power Source. Such displaced Peaking Energy
                  shall be deemed Displacement Peaking Energy.  However, whether
                  or not Old Dominion obtains Displacemen Peaking Energy,
                  Virginia Power is obligated to plan for and be prepared to
                  supply Old Dominion's Peaking Energy  requirements until
                  Virginia Power's  obligation to provide Peaking Capacity
                  ceases.  Thereafter,  Virginia  Power will not be obligated to
                  provide Old  Dominion's  Peaking Energy  requirements  and Old
                  Dominion shall obtain  Peaking Energy from an Alternate

                                       41

<PAGE>

                  Power Source to serve such energy requirements. Such energy
                  shall be deemed Excluded Peaking Energy.

                  (c)      Peaking Capacity Charges. Old  Dominion  shall pay
Virginia  Power for Peaking  Capacity purchased  pursuant to Section  8.03(a) at
the rates set forth in Appendix G, Section II.

                  (d)      Peaking Energy Charges. Through December  31, 1999,
for  purchases by Old Dominion of monthly Peaking Energy  from  Virginia  Power
pursuant  to  Section 8.03(b), Old  Dominion  shall  pay  Virginia  Power a
Monthly Peaking Energy Charge based on Virginia Power's average system energy
cost,  less North Anna  energy  cost,  as set forth in Appendix G,  Sections
V.A. and VI. For the period  commencing January 1, 2000,  Virginia  Power shall
charge Old Dominion a Monthly Peaking Energy Charge for Peaking Energy purchased
from Virginia Power based on the projected generation cost of Virginia Power's
owned and operated peaking units subject to an annual true-up as set forth in
Appendix G, Section V.B. The Virginia Power peaking units to be used in
determining a Monthly Peaking Energy Charge shall be mutually agreed to by the
Parties on or before each October 1 for the following calendar year.

                  (e)      Supplemental  Billing Demands.  On a monthly basis,
if the Old Dominion  Monthly  Supplemental Demand,  as determined  in accordance
with Appendix H, Section I., prior to crediting  the Peaking  Capacity,  is less
than the total Peaking Capacity provided by Virginia Power, then the Peaking
Capacity shall  be  equal  to the Old Dominion  Monthly  Demand  less the sum of
the Old Dominion Monthly North Anna Capacity and Old Dominion  Monthly
Accredited Firm Capacity  (other than  Peaking  Capacity)  and Old Dominion
Monthly  Accredited Non-Firm Capacity. Accordingly,  the Old Dominion Monthly
Supplemental  Demand component of the Old Dominion  Monthly Billing Demand shall
be equal to zero for the month.

                                       42

<PAGE>

         8.04     Limitation on Virginia Power's Obligation to Serve
                  Supplemental Demand and Provide Supplemental Energy.

                  (a)      Virginia  Power shall not be required by this
Agreement to serve  supplemental  demand or provide energy outside the area in
which  Virginia  Power  provides requirements  service  at wholesale or retail
as of the Effective  Date,  except for any minor boundary adjustments and minor
reallocations between Old Dominion  Members and contiguous  systems.

                  (b)      If generating capacity or energy should become
inadequate to supply the full needs of both the Old Dominion Members' consumers
and Virginia Power  customers,  Old Dominion and Virginia Power shall share such
deficiency on a pro rata basis for Old Dominion purchases from  Virginia  Power.

                  (c)      For any amount of the Old Dominion Monthly
Supplemental Demand with respect to which Old Dominion obtains Excluded
Supplemental Capacity, Old Dominion shall not be entitled to obtain from
Virginia  Power and Virginia  Power shall have no obligations to serve such
amount of Old Dominion Monthly  Supplemental  Demand or the  associated  Old
Dominion Monthly Supplemental Energy.

         8.05     Reserve Capacity and Energy and Charges Therefor Related to
                  the North Anna Facilities and Clover Facilities.

                  (a)      During  the term of this  Agreement,  Old  Dominion
will purchase and Virginia Power will provide Old Dominion  Reserve Capacity for
Old Dominion's  ownership interest in North Anna Unit 1 and Unit 2 and Clover
Unit 1 and Unit 2 until  each of these  units is retired  or Old  Dominion's
ownership interest  in any of such  units is reduced  to zero.  For the period
January 1, 1998,  through  December 31, 2001, for Old Dominion  Monthly North
Anna

                                       43

<PAGE>

Capacity and Old Dominion Monthly Clover  Capacity Old Dominion  shall carry
generation reserves equal to the annual  projected  System Reserve Margin,  less
three and 23/100ths  percent (3.23%).  Beginning January 1, 2002, for Old
Dominion Monthly North Anna Capacity and Old Dominion Monthly Clover Capacity,
Old Dominion shall carry a percentage of generation reserves equal to the
annually projected System Reserve  Margin.  Virginia  Power agrees  to sell and
Old  Dominion  agrees  to purchase Old Dominion Reserve Capacity at the rates
set forth in Appendix I. Prior to October 1, 2001, the Parties will negotiate a
Reserve Capacity Charge for 2002 and beyond.  The Reserve Capacity Charge will
be calculated based on mutually acceptable, designated Virginia Power-owned
peaking units operating at that time.

                  (b)      Subject to the provisions of Section 8.05(c), Old
Dominion Monthly Reserve Energy for the North Anna Facilities and Clover
Facilities shall be sold by Virginia Power and purchased by Old Dominion at the
Monthly Reserve Energy Charge based on Virginia Power average system energy
costs, less North Anna energy costs, as set forth initially in Appendix G,
Sections IV.A. and VI., through December 31, 2001.  Effective January 1, 2002,
Virginia Power will charge Old Dominion the negotiated and agreed upon Monthly
Reserve Energy Charge based on the associated peaking energy costs from mutually
acceptable, designated Virginia Power-owned peaking units operating at that time
subject to an annual true-up pursuant to Appendix G, Section IV.B. Selection of
the generating units and the appropriate rate calculation will be finalized on
or before October 1 of each year for the following calendar year.

                  (c)      Old Dominion may displace all or any portion of its
purchases of Old Dominion Monthly Reserve Energy from Virginia Power by
purchasing such energy from an Alternate Power Source as of the Effective Date.
Such energy shall be deemed Displacement

                                       44

<PAGE>

Reserve Energy.  Delivery of any Displacement Reserve Energy will be scheduled
in accordance with the schedules provided by Old Dominion or its reserve energy
suppliers to Virginia Power, pursuant to Sections 6.01 and 6.02 and the
Transmission Service Agreement.

         8.06     Reserve Capacity and Reserve Capacity Charges for Jointly
Planned Generation Resources.  For future generation resources jointly planned
between Virginia Power and Old Dominion, Old Dominion and Virginia Power shall
at all times carry a percentage of generation reserves equal to the annually
projected System Reserve Margin.  If Virginia Power provides the necessary
reserves for the jointly planned generation resource to Old Dominion, the
Planning and Administrative Committee shall determine the price of such
reserves.

         8.07     Exchange of Displacement Energy.  For any overscheduling of
Displacement Supplemental Energy, Displacement Reserve Energy and Displacement
Peaking Energy, Old Dominion and Virginia Power will exchange like-kind energy.

         8.08     Limitations of Parties' Rights to Seek Regulatory Review. The
terms and conditions of service specified in this Agreement, including the terms
regarding rates for service and the term of the Agreement itself shall remain in
effect for the term of the Agreement and shall not be subject to change through
application to FERC pursuant to the provisions of Section 205 or 206 of the
Federal Power Act absent the consent of both Parties hereto.

                                       45

<PAGE>

                                   ARTICLE IX
                               Facilities Charges

         9.01     Facilities Charges.  Old Dominion shall pay all facilities
charges related to the facilities listed on Appendix J and any additional excess
facilities requested by Old Dominion.  Those charges shall be for facilities in
excess of those normally required and shall initially be at the levels shown on
Appendix J and shall be changed from time to time pursuant to the provisions of
Appendix J.

                                       46

<PAGE>


                                   ARTICLE X
                                    Billing

         10.01    Billing Methods.  Billing for all payments due under this
Agreement shall be in the format provided in Appendix K.

         10.02    Rendering Bill.  Each Party shall render to the other Party
monthly a billing statement no later than the twentieth day of the month,
transmitted by wire or delivered by courier, covering the charges for rendering
services under the Agreement.

         10.03    Payment.

                  (a)      Payment for items 3 through 17 on Appendix K shall be
due upon presentation of the bill. If payment is not received within ten (10)
days from the date the invoice is transmitted or delivered, interest at the
Special Interest Rate will accrue from date of presentation until payment is
received. Date of presentation is the day the bill is wired or, if delivered by
courier, the date delivered.

                  (b)      Payment for items 1 and 2 of Appendix K shall be due
upon presentation. If payment is not received by the fifteenth of the month
following presentation of the bill, interest at the Special Interest Rate will
accrue from date of presentation until payment is received. Date of presentation
is the day the bill is wired or, if delivered by courier, the date delivered.

         10.04 Methods of Payment. All payments  required to be made by either
Party under this  Agreement in excess of $10,000  shall be paid on or before the
due date in immediately available funds by delivery (before 11:00 a.m., Richmond
time) of either a Federal  Reserve  check or  evidence of bank wire to the other
Party's  account,  at a bank designated by such Party. If any such payment is to
be made by bank wire,  the Party  entitled to the payment shall advise the other
Party of the  appropriate  bank and  account  number at least one  business  day
before the  payment is

                                       47

<PAGE>

due.  All other  payments  required to be made under this Agreement may be made
by check deposited in the United States mail,  first-class postage  prepaid, and
addressed  to  Treasurer,  Virginia  Electric  and Power Company, P.O. Box
26666, Richmond, Virginia 23261, if payable to Virginia Power, and addressed to
Vice President - Finance and Accounting,  Old Dominion Electric Cooperative,  P.
O. Box 2310,  Glen  Allen,  Virginia  23060,  if  payable to Old Dominion.

         10.05 No Arbitration;  Resolution of Disputes. No Party shall have the
right to arbitrate any dispute that might arise with respect to this  Agreement.
Any  disagreement  between the Parties as to their rights or  obligations  under
this Agreement shall first be addressed by  consultation  between the Authorized
Virginia Power Representatives as determined in accordance with Section 19.03 of
the Purchase,  Construction  and  Ownership  Agreement  and the  Authorized  Old
Dominion  Representatives  as determined in accordance with Section 19.02 of the
Purchase,   Construction   and   Ownership   Agreement.   In  the   event   such
representatives are unable to satisfactorily  resolve their  disagreement,  they
shall refer the matter to the Executive  Committee  created  pursuant to Section
18.13 of this Agreement.  No dispute as to the payment of an invoice rendered by
either  Party  shall  permit the other  Party to delay  payment of the  disputed
invoice, in full, on its payment date. If the invoiced Party shall have paid any
such  disputed  invoice,  in full,  on or  before  its  payment  date and if the
Authorized  Virginia  Power  Representatives  and the  Authorized  Old  Dominion
Representatives,  or the Executive  Committee created pursuant to Section 18.13,
or a court of competent  jurisdiction,  should later  determine  that a disputed
invoice  was for an  amount  in  excess  of the  correct  amount  due,  then the
invoicing  Party shall be  obligated  to refund the  difference  to the invoiced
Party within ten (10) days of such  determination  with  interest,  if any, upon
such amount as follows:

                                       48

<PAGE>

                  (a)      If  such  difference  resulted  from a  deviation
from an estimate not caused by error or bad faith,  interest  shall be payable
at the Regular  Interest Rate;

                  (b)      If such  difference resulted  from an error, interest
shall be  payable  at the Regular  Interest  Rate; and (c) If such  difference
resulted from bad faith,  such interest shall be payable at the Special Interest
Rate.

         10.06 Billing  Adjustments. Billing errors or adjustments to estimates
of  $5,000  per event or more  discovered  through  (i)  resolution  of  billing
disagreements  pursuant to Section  10.05,  (ii) audit or (iii)  normal  billing
procedures,  will be adjusted and interest  will accrue at the Regular  Interest
Rate from the date of payment of the  original  bill through the date of payment
of the  adjustment.  Adjustments of less than $5,000 per event will be made, but
no interest  will  accrue.  Adjustments  including  interest  must be paid in
accordance with Section 10.03 hereof.

                                       49

<PAGE>




                                   ARTICLE XI
                                Operating Costs

         11.01    Operating Costs.
                  (a) During the term of this Agreement, Old Dominion shall pay
to Virginia Power only its pro rata share of the direct costs of operating and
maintaining the North Anna Facilities, including any administrative and general
costs directly attributable to North Anna ("North Anna A&G Costs").  A billing
format is presented in Appendix L, Section I. hereto.  The billing format is
subject to review in accordance with Section 11.01(e) and any proposed changes
to the format must be agreed to by both parties prior to any changes being
implemented.  For purposes of this Section 11.01(a), Old Dominion's pro rata
share of the North Anna Facilities shall be 11.6%.  This pro rata share shall be
subject to change from time to time in accordance with Sections 15.03, 16.01 and
16.02 of the Purchase, Construction and Ownership Agreement.

                  (b) As of the Effective  Date, the Parties have been unable to
identify to their mutual  satisfaction  those  administrative  and general costs
that are to be  allocated  to Old  Dominion  under the  "directly  attributable"
standard of Section  11.01(a).  In lieu of allocating costs under this standard,
the Parties  agree that for the period  January 1, 1996,  through  December  31,
2000,  Old Dominion shall pay to Virginia Power a fixed monthly fee of $100,000,
inclusive of costs  previously  billed as  Cooperative  Billing Fees and Nuclear
Fuel Accounting Fees ("Fixed Monthly A&G Fee") as full and complete compensation
for  administrative  and general  services on behalf of the North Anna plant and
its employees provided by Virginia Power. Virginia Power will not transfer costs
from current  corporate center functions and activities to North Anna or nuclear
support O&M cost centers in order to recover  costs from Old  Dominion  that are
not directly attributable to North Anna.

                  (c) "Administrative and general services" as used in this
Article XI includes all functions or activities properly chargeable to the
"Administrative and General Expenses" category of accounts as defined by FERC in
its Uniform System of Accounts (accounts 920-935).  Without regard to whether
these are appropriate categories for inclusion in a future methodology for
determining North Anna A&G Costs, services covered by the Fixed Monthly A&G Fee
include, but are not limited to, the following Virginia Power corporate center
functions or activities:

    Payroll                   Telecommunications
    Purchasing                Human Resources
    Data Processing           Auditing
    Rates                     Public Affairs
    Legal                     Governmental Affairs
    Treasury                  Corporate Communications
    Accounting                General Administration and Supervision
    Finance

The Parties agree that for the period January 1, 1996,  through December  31,
2000,  the Fixed  Monthly A&G Fee  expressly covers all  administrative  and
general  services  and that these services or functions  shall not be directly
charged or allocated in any other fashion to Old Dominion except as follows:

                     (i)  North  Anna NRC fees  will be  billed to Old Dominion
      as part of the North Anna operating costs based on Old Dominion's North
      Anna Percentage Ownership Interest.

                     (ii) North Anna insurance premiums will be billed to Old
      Dominion as part of the "new investment" section of the invoice based on
      Old Dominion's North Anna Percentage Ownership Interest.

                     (iii) North Anna and nuclear  support  payroll  benefits
      (billed as payroll add-on) related to salaries included in the O&M FERC
      accounts  will be billed to Old  Dominion as part of the O&M  section of
      the  invoice.  (The Fixed  Monthly A&G Fee will cover payroll benefits
      (billed as payroll add-on) related to North Anna A&G Costs.)

                  (d) In addition,  Old Dominion shall pay a pro rata share of
only the specific expenses  associated with  involuntary   severance  of
employees  arising  out  of Virginia Power's Vision 2000 program directly
attributable to North  Anna  for only  the  years  1996  through  1998.  Those
payments shall be calculated as follows:

                     1996 - pro rata share of actual severance expenses,  not to
                            exceed  $400,000;

                     1997 - pro rata  share of  actual severance expenses,  not
                            to exceed $200,000;

                     1998 - pro rata share of actual severance  expenses,  not
                            to exceed $20,000.

For purposes of this Section 11.01 (d), Old  Dominion's pro rata share of actual
severance expenses shall be based on:

                     (i) 11.6% of severance expenses associated with employees
      at North Anna, in accordance with Appendix L, Footnote (A);

                     (ii) 6.12% of severance expenses associated with employees
      in nuclear support business units in accordance with Appendix L, Footnote
      (B);

                     (iii) .881% of severance expenses associated with employees
      in the corporate center.

                  (e) In the event  Virginia  Power  institutes  a cost  savings
program  after the  Effective  Date that is  intended to benefit  both  Parties,
Virginia  Power  shall  give  Old  Dominion  prior  notice  of the  program  and
demonstrate  the expected  cost  savings to Old Dominion  from the program if it
expects Old  Dominion  to bear its  reasonable  proportion  of the costs of such
program. Old Dominion shall pay its reasonable, proportionate share of the costs
of  such  program   provided   that  the  cost  savings  have  been   adequately
demonstrated.

                  (f) The Parties  shall  negotiate  in good faith so that on or
before  December  31,  2000,  they (1) mutually  agree to a new  methodology  to
calculate the North Anna A&G Costs, (2) mutually agree to use improved  Virginia
Power accounting or billing systems which allow for the specific  identification
and  assignment  of North  Anna A&G Costs or; (3)  mutually  agree to adjust the
Fixed  Monthly  A&G Fee to reflect  changes in the costs or  benefits  to either
Party.  In the event the  Parties  are unable to agree on any of the  foregoing,
Virginia Power shall bill Old Dominion based on Virginia  Power's  understanding
of the administrative and general costs directly  attributable to North Anna for
Old  Dominion's  share of North Anna A&G Costs and Old Dominion  reserves all of
its rights to take exception to and to object to such billings  including making
payments to Virginia Power under protest, based on Old Dominion's  understanding
of the administrative and general costs directly attributable to North Anna.

                  (g)      Virginia Power will continue to be obligated to
provide all information provided to Old Dominion as of January 1, 1997,
including all information shown in Appendix L, Section II.  Any changes or
improvements made by Virginia Power in its accounting system for North Anna
costs should also be incorporated into the information provided to Old Dominion.

         11.02    Nuclear Fuel Costs. Old Dominion will pay its pro rata share
of the expenses associated with nuclear fuel as provided in the Nuclear Fuel
Agreement.


                                  ARTICLE XII
               Accounting Matters and Access to Books and Records

         12.01    Responsibility and Method of Accounting.  All accounting
related to the transactions contemplated by this Agreement shall utilize the
accrual method of accounting and shall be in accordance with Generally Accepted
Accounting Principles, FERC's Uniform System of Accounts or as prescribed by
other regulatory agencies having jurisdiction, all as in effect from time to
time.

         12.02    Right to Inspect Records, Etc               .

                  (a) During  normal  business  hours and subject to  conditions
consistent  with the conduct by Virginia Power of its regular  business  affairs
and responsibilities,  Virginia Power will provide Old Dominion,  Old Dominion's
Authorized  Representative(s) or any auditor utilized by Old Dominion reasonably
acceptable to Virginia Power or any nationally recognized auditing firm retained
by Old Dominion, access to Virginia Power's books, records, and other documents,
directly related to the performance of Virginia Power's  obligations  under this
Agreement (but excluding internal  memoranda,  records and documents relating to
such matters and minutes of the Board of Directors and committees  thereof) and,
upon request,  copies thereof,  which set forth (i) all costs  applicable to the
construction, operation, maintenance and retirement of the North Anna Facilities
to the extent necessary to enable Old Dominion to verify the costs for which Old
Dominion  is billed  pursuant  to the  provisions  of this  Agreement,  and (ii)
matters relating to the design,  construction,  operation, and retirement of the
North Anna Facilities in proceedings  before any regulatory body or governmental
agency  having  jurisdiction.  Old  Dominion  will bear the cost of any copying,
review  or audit of such  books  and  records.  Notwithstanding  the  foregoing,
however,  Virginia Power shall not be required to make available to Old Dominion
any reports and information relating to personnel  practices,  staffing or labor
relations.

                  (b) During  normal  business  hours and subject to  conditions
consistent with the conduct by Old Dominion of its regular  business affairs and
responsibilities,  Old Dominion will provide  Virginia Power,  Virginia  Power's
Authorized  Representative(s),   or  any  auditor  utilized  by  Virginia  Power
reasonably acceptable to Old Dominion or any nationally recognized auditing firm
retained by Virginia Power, access to Old Dominion's books,  records,  and other
documents (but excluding internal  memoranda,  records and documents relating to
such matters and minutes of the Board of Directors and committees thereof), and,
upon request,  copies thereof,  which relate to this  Agreement.  Virginia Power
will bear the cost of any  copying,  review or audit of such books and  records.
Notwithstanding  the foregoing,  however,  Old Dominion shall not be required to
make  available  to  Virginia  Power any  reports  and  information  relating to
personnel practices, staffing or labor relations.

         12.03  Confidentiality.  During  the term of this  Agreement,  it may
become  necessary or desirable,  from time to time,  for one Party to provide to
the  other  Party  information  which  is  either  privileged,  confidential  or
proprietary  (whether so designated by the Party  providing it or at the time of
that Party's  having  obtained it from a third party,  and if the latter,  there
will be no obligation  to disclose  such  information  to the  requesting  Party
without the consent of such third party; provided,  however, that the Party that
obtained such information will use its best efforts to obtain such consent). The
Party desiring to protect any such  information  (the labeling  Party) may label
such  information  as  either   privileged,   confidential  or  proprietary  and
thereafter  the other Party will not reproduce,  copy,  use or disclose  (except
when  required by  governmental  authorities  or in  connection  with  obtaining
requisite governmental  licenses,  permits or approvals) any such information in
whole or i part for any  purpose  without the  written  consent of the  labeling
Party, which consent will not be unreasonably  withheld.  Each Party may use any
such copy, the information  contained therein,  or both, only in the exercise of
its  respective  rights and  obligations  pursuant  to this  Agreement  and such
information  will neither be sold nor used in connection  with other  generating
plants  or for the  benefit  of any  third  party.  Each  Party  will  take  all
reasonable  steps to  protect  the other  Party's  proprietary,  privileged,  or
confidential information,  including, but not limited to, by (a) restricting its
use   internally  on  a   "need-to-know"   basis,   (b)  obtaining   appropriate
confidentiality agreements from those employees, agents, and contractors to whom
such  information  may be  otherwise  disclosed  under this  Agreement,  and (c)
ensuring the return of all copies of labeled  information  to the labeling party
when the need therefor to aid in performance of this Agreement no longer exists.
The  respective  mortgagees  and  security  deed  holders of the Parties will be
entitled  to  inspect  (but not to copy) any  information  labeled by one of the
Parties that has not been designated as proprietary,  privileged or confidential
by any  other  person or  entity.  In  disclosing  confidential  or  proprietary
information to governmental  authorities,  the disclosing  Party shall cooperate
with the labeling Party in minimizing the amount of such  information  furnished
including the  redaction of  information  appearing on specific  documents as is
appropriate  under the  circumstances.  At the specific  request of the labeling
Party,   the  other  Party  will  endeavor  to  secure  the  agreement  of  such
governmental  authorities to maintain  specified portions of such information in
confidence.  Notwithstanding  the foregoing,  no Party will be liable to protect
the  confidentiality  of  information  as provided in this Section 12.03 if such
information is otherwise available to such Party or is in the public domain.

         This Section 12.03 will not limit or restrict  compliance by RUS or any
governmental  authority with requests  under the Freedom of Information  Act for
any copies of, or the  information  contained in,  anything in the possession of
RUS or  other  governmental  authority  obtained  pursuant  to  this  Agreement.
Compliance by RUS or other governmental authority with any such request will not
constitute a violation of this Agreement.


                                  ARTICLE XIII
               Liability, Service Interruptions and Force Majeure

         13.01 Liability.

                  (a) In providing  the services  called for by this  Agreement,
Virginia Power shall use reasonable diligence at all times to provide reasonably
adequate  service.  Virginia  Power,  however,  does  not  guarantee  continuous
service. The Parties acknowledge that, at the request of and for the convenience
of  Old  Dominion,  Virginia  Power  is to  have  full  responsibility  for  the
maintenance and operation of the North Anna Facilities. The judgment of Virginia
Power personnel shall be final in decisions concerning operation and maintenance
of the North  Anna  Facilities.  With  respect to claims of third  parties,  Old
Dominion agrees that Virginia Power does not by this Agreement  assume any risks
or liabilities  with respect to the operation and  maintenance of Old Dominion's
share in the North Anna  Facilities,  and that the  amounts  payable to Virginia
Power for its performance  under this Agreement are determined on the basis that
Virginia  Power does not  assume  such risks or  liabilities.  Virginia  Power's
obligation to Old Dominion with respect to the operation and  maintenance of the
North Anna  Facilities  shall be as set forth in this  Agreement,  the Purchase,
Construction and Ownership Agreement and the Nuclear Fuel Agreement.

                  (b) In addition to all other limitations on liability
contained in this Agreement, neither Party hereto shall be liable to the other
Party to this Agreement for any damage or loss resulting from the interruption,
prevention, suspension or failure of service caused by:

                         (i) Force Majeure, as defined in Section 13.03 below;
            or

                         (ii) An emergency action due to an adverse condition or
            disturbance on a Party's system,  or on any other system which
            requires  automatic  or manual  interruption  of the supply of
            electricity  to some  customers or areas in order to limit the
            extent  of, or damage  caused  by, the  adverse  condition  or
            disturbance,   or  to   prevent   damage  to   generating   or
            transmission   facilities,   or  to  expedite  restoration  of
            service, or to effect a reduction in service to compensate for an
            emergency condition on an interconnected system; or

                         (iii)  The   making  of   necessary   inspections   of,
            adjustments  to,  changes  in, or repairs to a Party's  lines,
            substations  or  other  facilities  and  in  cases  where  the
            continuation  of services would endanger  persons or property.

                  (c)  With   respect  to  claims   relating  to  the   quality,
continuity, reliability or price of electric service,

                         (i) Virginia  Power shall not be liable to Old Dominion
            Members or the member-consumers of Old Dominion Members or any other
            persons or entities  claiming  through or against Old  Dominion or
            Old  Dominion  Members for any expenses,  damages,  injuries or loss
            arising out of or resulting   from  the   maintenance   or operation
            of facilities,  and Old Dominion shall indemnify  Virginia Power
            against  such  liability;  and

                         (ii) Old Dominion shall  not  be  liable  to  the
            retail  or   wholesale customers  of  Virginia  Power or any other
            persons or entities claiming through or against Virginia Power for
            any expenses,  damages, injuries or loss arising out of or resulting
            from the operation or  maintenance of the North  Anna   Facilities,
            and  Virginia  Power  shall indemnify Old Dominion against such
            liabilities.

With  respect to all other  claims,  the  Parties  will share all  expenses  and
liabilities in the same  proportion  that they share ownership in the North Anna
Facilities.

         13.02 Responsibility on Either Side of Interconnection  Point. Neither
Party shall be responsible for the transmission,  control, use or application of
electric  power  provided  under this Agreement on the other Party's side of any
Interconnection Point. Electricity is supplied by Virginia Power to Old Dominion
upon the express  condition  that after it passes the  Interconnection  Point it
becomes the property of Old Dominion;  and neither  Party,  unless and except to
the extent that such  results from the  negligence  or misuse of the property on
the part of its  employees  or  agents,  subject to the  limitations  of Section
13.01, will be liable for loss or damage to any persons or property  whatsoever,
resulting  directly or indirectly from the use, misuse,  or presence of the said
electricity,  on the other Party's side of the Interconnection  Point or for any
loss or damage resulting from the presence, character, or condition of the wires
or equipment of the other Party,  nor shall it be responsible for the inspection
or repair of such wires or equipment.

         13.03 Force  Majeure.  Virginia  Power and Old  Dominion  shall not be
liable or  responsible  for any delay in the  performance  of, or the ability to
perform, any duties or obligations required by this Agreement when such delay in
performance  or inability to perform  results from a Force  Majeure  occurrence,
except that the obligation to pay money in a timely manner is absolute and shall
not be subject to the Force  Majeure  provisions.  Force  Majeure as used herein
shall mean without limitation,  the following: Acts of God; strikes, lockouts or
other industrial  disturbances;  acts of public enemies;  orders,  or absence of
necessary  orders and permits of any kind which have been properly  applied for,
from the Government of the United States or from any State or Territory,  or any
of their  departments,  agencies  or  officials,  or from any civil or  military
authority; extraordinary delay in transportation;  inability to transport, store
or  reprocess  spent  nuclear  fuel;  unforeseen  soil  conditions;   equipment,
material,  supplies,  labor  or  machinery  shortages;  epidemics;   landslides;
lightning;  earthquakes; fire; hurricanes;  tornadoes; storms; floods; washouts;
drought; war; civil disturbances; explosions; breakage or accident to machinery,
generation, transmission or distribution facilities, pipes or canals; partial or
entire  failure of utilities;  breach of contract by any  supplier,  contractor,
subcontractor,  laborer or materialman;  sabotage;  injunction;  blight; famine;
blockade;  quarantine; or any other similar cause or event not reasonably within
the control of Virginia Power or Old Dominion.

         13.04 Remedy. A Party  suffering an  occurrence of Force Majeure shall
remedy with all reasonable  dispatch the cause or causes  preventing  such Party
from  carrying  out its duties and  obligations  as required in this  Agreement;
provided,  that  the  settlement  of  strikes,  lockouts  and  other  industrial
disturbances  affecting  Virginia  Power  or Old  Dominion  facilities  shall be
entirely  within the  discretion of that Party,  and it shall not be required to
make  settlement  of strikes,  lockouts,  or other  industrial  disturbances  by
acceding to the  demands of the  opposing  party or parties  when such course is
unfavorable in the judgment of such employer.


                                  ARTICLE XIV
                         Representations and Warranties

         14.01    Representations and Warranties of Virginia Power. Virginia
          Power represents and warrants as follows:

                  (a) Virginia  Power is a  corporation  duly  incorporated  and
validly  existing,  in  good  standing,  under  the  laws of  Virginia,  is duly
qualified  and  authorized  to do  business  and is in  good  standing  in  each
jurisdiction  where the character of its properties or the nature of its actions
makes such qualification  necessary, and has the corporate power to carry on its
business as now being  conducted and  possesses all Federal and State  authority
and  local  franchises  necessary  for  the  maintenance  and  operation  of its
properties  and  business  with such  minor  exceptions  as will not  materially
interfere with the operation and maintenance of the North Anna Facilities.

                  (b) Consummation of the transactions hereby contemplated and
performance of this Agreement by Virginia Power will not result in violation of
any laws, ordinance or governmental rules to which Virginia Power is subject.
Virginia Power either has obtained, or at the Effective Date shall have
obtained, all necessary governmental approvals and consents in connection with
the consummation by Virginia Power of the transactions hereby contemplated and
the performance by it of this Agreement.

                  (c) The consummation of the transactions  hereby  contemplated
and the  performance  by Virginia Power of this Agreement will not result in the
breach of, or  constitute  a default  under,  the Articles of  Incorporation  or
By-Laws  of  Virginia  Power  or  any  indenture  (including  the  Indenture  of
Mortgage),  mortgage,  deed of trust,  bank loan or credit  agreement,  or other
agreement or instrument to which  Virginia Power is a party or by which Virginia
Power or its properties  may be bound or affected,  or result in the creation of
any lien, charge, security interest or encumbrance upon any property of Virginia
Power, and Virginia Power is not in default under any term of any such agreement
or instrument.

                  (d) Virginia Power is not a "registered holding company," but
is a "subsidiary company" of an exempt registered holding company within the
meaning of the Public Utility holding Company Act of 1935; and Virginia Power is
not, and is not directly or indirectly controlled by, or acting on behalf of any
person which is, an "investment company" within the meaning of the Investment
Company Act of 1940, as amended.

                  (e) On the date hereof there exists, as to Virginia Power, no
Event of Default or event or condition which, with the giving of notice or the
lapse of time or both, would constitute an Event of Default.

         14.02  Representations  and  Warranties  of Old Dominion.

         Old Dominion represents and warrants as follows:

                  (a) Old Dominion is a generation and transmission  cooperative
duly  incorporated  and validly  existing,  in good standing,  under the laws of
Virginia,  is  duly  qualified  and  authorized  to do  business  and is in good
standing in each  jurisdiction  where the  character  of its  properties  or the
nature of its actions makes such qualification  necessary, and has the corporate
power  to  carry  on  its  business  as  now  being   conducted   and  possesses
substantially all Federal and State authority and local franchises necessary for
the  maintenance,  operation  of its  properties  and  business  with such minor
exceptions as will not materially  interfere with the  maintenance and operation
of the North Anna Facilities.

                  (b) Consummation of the transactions  hereby  contemplated and
performance  of this  Agreement by Old Dominion  will not result in violation of
any laws, ordinances, or governmental rules to which it is subject. Old Dominion
either has obtained, or at the Effective Date shall have obtained, all necessary
governmental  approvals and consents,  including the approval of RUS, if needed,
in connection with the consummation by Old Dominion of the  transactions  hereby
contemplated and the performance by it of this Agreement.

                  (c) The consummation of the transactions  hereby  contemplated
and the performance by Old Dominion of this Agreement, the Purchase Construction
and Ownership  Agreement and the Nuclear Fuel  Agreement  will not result in the
breach of, or  constitute  a default  under,  the Articles of  Incorporation  or
By-Laws of Old Dominion or any indenture,  mortgage, deed of trust, bank loan or
credit  agreement,  or other  agreement or instrument to which Old Dominion is a
party or by which Old Dominion or its  properties  may be bound or affected,  or
result in the creation of any lien,  charge,  security  interest or  encumbrance
upon any property of Old Dominion  (other than Permitted  Encumbrances,  as that
term is defined in the Purchase  Construction  and Ownership  Agreement) and Old
Dominion is not in default under any term of any such agreement or instrument.

                  (d) On the date hereof there exists,  as to Old  Dominion,  no
Event of Default or event or condition which,  with the giving of notice or the
lapse of time or both,  would  constitute  an Event of  Default.

                  (e) Each of the Old  Dominion  Members has entered  into  and
will  be  bound  by  the  Wholesale  Power Contracts  on  the  Effective   Date.

                  (f)  Old  Dominion  is authorized  to act solely for each and
all of the Old Dominion Members in all communications,  transactions and
relationships with Virginia Power pursuant to this Agreement.

         14.03    Conditions Precedent.  On or prior to the Effective Date, each
of the following conditions shall have been satisfied: (a) this Agreement shall
have been accepted for filing by the FERC, (b) all representations and
warranties in Sections 14.01 and 14.02 hereof shall be true with the same effect
as though such representations and warranties had been made on and as of such
date, and (c) each Party shall have performed all agreements on its part
required to be performed on or prior to such date.


                                   ARTICLE XV
                               Term of Agreement

         This Agreement  shall become  effective on the Effective  Date.  Unless
earlier  terminated  pursuant to the provisions of Article XVII,  this Agreement
shall  terminate upon the earlier of (1) the date on which the last of the North
Anna  Facilities  is retired  (2) the date upon which Old  Dominion's  ownership
interest in the North Anna  Facilities  and Nuclear Fuel is reduced to zero,  or
(3) or as otherwise agreed to by the Parties.


                                  ARTICLE XVI
                                Filing with FERC

         This  Agreement  shall be filed with  FERC,  with the  request  that it
become  effective on the  Effective  Date.  Old  Dominion  will join in Virginia
Power's  request that this Agreement and the initial rates  contained  herein be
accepted for filing with a suspension of no longer than one day and will support
the other  provisions of this Agreement.  If FERC does not accept the provisions
of this  Agreement  for filing or allows the contract to become  effective  only
with  changes  or  conditions  which  materially  alter the  Agreement  (thereby
defeating the intent of the Parties), then, notwithstanding any other provisions
of this Agreement the Parties will make a good faith effort to re-negotiate this
Agreement to make mutually acceptable changes to remedy any issues cited by FERC
as reasons for its  non-acceptance.  In the event that the Parties are unable to
reach a mutually satisfactory  re-negotiated Agreement,  this Agreement shall be
null and void. In the event  implementation  of this Agreement is delayed beyond
January 1, 1998, because of required regulatory approvals,  Virginia Power, with
the support of Old Dominion,  will take such steps as are necessary and feasible
to provide Old  Dominion  with the economic  benefit of the pricing  agreed upon
herein.


                                  ARTICLE XVII
                                    Default

         17.01    Events of Default.  Each of the following shall be "Events of
Default" under this Agreement:

                  (a) The failure of either Party to make any payment then due
to the other Party as required by this Agreement within 30 days of the date when
such payment became due and payable; provided, however, that no Party shall be
in default for nonpayment of any amount due and payable hereunder to the other
Party that can be offset within 30 days after the date on which such amount
became due and payable.

                  (b) Willful failure by any Party to perform any other
obligation to the other Party, other than obligations for the payment of money,
provided that the defaulting party shall have been given not less than 60 days'
notice of such willful failure by the non-defaulting Party and such defaulting
Party shall have failed to correct such default or shall have failed to use its
reasonable best efforts to correct such default.

                  (c) Any of the following acts by any Party:

                      (i) the insolvency or bankruptcy of a Party or its
         inability or admission in writing of its inability to pay its debts as
         they mature, or the making of a general assignment for the benefit of,
         or entry into any composition or arrangement with, its creditors other
         than Old Dominion's or Virginia Power's mortgagee, as the case may be;
         or

                      (ii) the  application  for,  or consent (by  admission  of
         material  allegations  of a petition or otherwise)  to, the appointment
         of a receiver,  trustee or liquidator for any  Party or for all or
         substantially  all of its assets,  or its  authorization  of such
         application or consent, or the commencement of any proceedings seeking
         such appointment against it without such authorization, consent  or
         application,  which  proceedings  continue undismissed  or  unstayed
         for a period of 60 days;  or

                      (iii)  the  authorization  or  filing by any Party of a
         voluntary  petition in bankruptcy or application for or consent  (by
         admission  of material  allegations  of a petition  or  otherwise)  to
         the  application  of  any bankruptcy,   reorganization,   readjustment
         of  debt, insolvency,  dissolution,  liquidation or other similar law
         of any  jurisdiction  or the  institution  of  such proceedings against
         any   Party    without    such authorization,    application    or
         consent,    which proceedings remain undismissed or unstayed  for 60
         days or which  result in  adjudication  of bankruptcy or insolvency
         within such time.

         17.02    Virginia Power's Rights on Default of Old Dominion.  Whenever
any Event of Default by Old Dominion shall have occurred and Virginia Power
intends to require that the default be remedied, Virginia Power shall give Old
Dominion written notice to remedy the default. If the default shall not have
been fully cured within 30 days from the date of the notice, Virginia Power
shall have the rights set forth herein, in addition to all other rights it may
have at law or in equity.

                  (a) Where the default is a failure to pay money when due:

                     (i)  Subject to the  limitations  contained  in the Federal
           Power Act or regulations duly promulgated thereunder, Virginia Power
           may, 30 days after  delivery to Old Dominion and the Old Dominion
           Members of written notice of termination,  terminate all  service
           under  this  Agreement.   Notwithstanding   such termination,
           Virginia Power shall be authorized to continue to operate,  maintain
           and fuel the North Anna  Facilities  and to schedule  and dispatch
           the capacity and energy from such North Anna  Facilities.  In the
           event  this  provision  is  invoked Virginia  Power shall  maintain
           an accurate  record of all the benefits, including but not limited to
           the capacity and energy from Old  Dominion's  ownership  interest  in
           the  North  Anna Facilities, and costs of such continued operation,
           maintenance and fueling to provide for a reasonable  settlement
           following removal of the default.

                     (ii)   Failure of Old Dominion to make any payment on the
           date required under this Agreement shall obligate Old Dominion to pay
           to Virginia Power (a) the unpaid amount, (b) interest on the unpaid
           amount at the Special Interest Rate from the date such payment was
           due until the amount is paid and (c) the reasonable expenses incurred
           by Virginia Power in collecting the unpaid amount.

                     (iii)  Where a  default  under  Article  XV of the
           Purchase,  Construction and Ownership  Agreement shall have otherwise
           permitted Virginia Power to purchase all or a portion of Old
           Dominion's ownership interest in the North  Anna  Facilities  (as
           those  terms are  defined  in the  Purchase, Construction and
           Ownership  Agreement) any amount in default  hereunder shall be
           offset against the purchase price to be paid to Old Dominion.

         (b) Where the default is the willful failure by Old Dominion to perform
an  obligation  hereunder  other  than the  obligation  to pay  money  when due,
Virginia  Power may take any  lawful  action  that will  remedy  the  default or
mitigate its effects, and Old Dominion shall, upon demand by Virginia Power, pay
reasonable  losses  or  damages  incurred  by  Virginia  Power as a  direct  and
proximate  result of the default and all expenses  incurred by Virginia Power in
remedying the default or mitigating  its effects,  together with interest at the
Special  Interest  Rate on that amount until the total amount is paid. A failure
by Old  Dominion to make payment  hereunder  shall  constitute  a default  under
Section 17.01(a) and give rise to the remedies available under Section 17.02(a).

         (c) Where the default is any of the acts set forth in Section 17.01(c),
Virginia Power shall have the right to take any lawful action, including
termination of this Agreement, that Virginia Power determines to be necessary to
minimize its losses or enhance its prospects of recovery of amounts due and to
become due to it.

         17.03    Old Dominion's Rights on Default of Virginia Power.  Whenever
any Event of Default by Virginia Power shall have occurred and Old Dominion
intends to require that the default be remedied, Old Dominion shall give
Virginia Power written notice to remedy the default. If the default shall not
have been fully cured within 30 days from the date of the notice, Old Dominion
shall have the rights set forth herein, in addition to all other rights it may
have at law or in equity.

                  (a) Where the default is a failure to pay money when due, Old
        Dominion shall have the right to withhold from Virginia Power payment of
        Old Dominion's obligations hereunder to the extent of the amount in
        default plus interest at the Special Interest Rate thereon until the
        amount is paid.

                  (b) Where the default is the willful failure by Virginia Power
        to perform an obligation hereunder other than the obligation to pay
        money when due, Old Dominion may take any lawful action that will remedy
        the default or mitigate its effects, and Virginia Power shall, upon
        demand by Old Dominion, pay reasonable losses or damages incurred by Old
        Dominion as a direct and proximate result of the default and all
        expenses incurred by Old Dominion in remedying the default or mitigating
        its effects,  together  with  interest at the Special  Interest  Rate on
        that amount until the total  amount is paid.  A failure by  Virginia
        Power to make  payment hereunder shall constitute a default under
        Section 17.01(a) and give rise to the remedies available under Section
        17.03(a).

                  (c) Where the default is any of the acts set forth in Section
        17.01(c), Old Dominion shall have the right to take any lawful action,
        including termination of this Agreement, that Old Dominion determines to
        be necessary to minimize its losses or enhance its prospects of recovery
        of amounts due and to become due to it.

         17.04 Disputes  Concerning  Default . In the event that any Party shall
dispute an asserted  default by it, such Party shall pay the disputed payment or
perform the disputed obligations, but may do so under protest. The protest shall
be in writing, shall precede or accompany the disputed payment or performance of
the disputed  obligations,  shall  specify the reasons upon which the protest is
based and shall be  delivered to the other Party  hereunder.  In the event it is
determined  that the  protesting  Party is  entitled  to a refund  of all or any
portion of a disputed  payment or payments,  or is entitled to  reimbursement of
the cost of performing a disputed obligation theretofore made or performed, then
the  protesting  Party shall be  reimbursed  such  amount  with  interest at the
Regular Interest Rate for the period involved.

         17.05 Additional Obligations . With respect to any Party as to which an
Event of Default has occurred, such Party shall use its best efforts to take any
and all such further actions and shall execute and file, where appropriate,  any
and all such further legal  documents and papers as may be reasonable  under the
circumstances  in order to  facilitate  the  carrying  out of this  Agreement or
otherwise effectuating its purpose,  including but not limited to action to seek
any  required  governmental  or  regulatory  approval  and to  obtain  any other
required consent, release, amendment or other similar document.

         17.06 Injunctive Relief . The Parties hereto agree and acknowledge that
the failure of a Party to perform any of its  obligations  under this Agreement,
including the execution of legal documents which may be reasonably  requested as
set forth in this  Article  XVII,  would cause  irreparable  injury to the other
Party and that the  remedy at law for any  violations  or  threatened  violation
thereof would be inadequate, and agree that the other Party shall be entitled to
a temporary or permanent  injunction or other equitable  relief  specifically to
enforce such  obligation  without the necessity of proving the inadequacy of its
legal remedies.

         17.07 No Remedy Exclusive . No remedy conferred upon or reserved to the
Parties  hereto in this  Article  XVII is intended to be  exclusive of any other
remedy or remedies  available  hereunder or now or hereafter existing at law, in
equity,  or by statute or  otherwise,  but each and every such  remedy  shall be
cumulative  and shall be in addition to every other such remedy.  The pursuit by
any Party of any  specific  remedy shall not be deemed to be an election of that
remedy to the exclusion of any other or others, whether provided hereunder or by
law, equity or statute.

         17.08    Agreement to Pay All Costs to Cure Default           .

                  (a) A late payment charge during periods of default shall
accrue on any amount in default at an annual rate equal to that of the Special
Interest Rate.

                  (b) If an Event of  Default  should  occur  and a Party not in
default  should employ  attorneys or incur other  expenses for the collection of
any payment or the enforcement of performance or observation of any condition or
obligation  on the part of a  defaulting  Party or for the exercise of any other
remedy  hereunder,  the defaulting Party agrees that it will on demand therefore
reimburse the other Party for its reasonable expenses of such attorneys and such
other  expenses  incurred.  No  default  shall be deemed  cured  until all costs
payable under this Article,  including any attorneys' fees incurred by the Party
not in default,  and payments pursuant to this Agreement shall have been paid or
reimbursed.

         17.09    General Covenant by the Parties.  Each Party hereto covenants
and agrees that if any event shall occur or condition exist which constitutes,
or which after notice, lapse of time or both, would constitute an Event of
Default on its part pursuant to this Article, it shall immediately notify the
other Party thereof, specifying the nature thereof and any action taken or
proposed to be taken with respect thereto.


                                 ARTICLE XVIII
                                 Miscellaneous

         18.01 No Delay. No  disagreement  or dispute of any kind  between  the
Parties to this  Agreement or between a Party and any other  entity,  concerning
any matter,  including,  without limitation,  the amount of any payment due from
said Party or the  correctness  of any billing  made to the Party,  shall permit
either  Party to delay or withhold any payment or the  performance  of any other
obligation pursuant to this Agreement.  Each Party shall promptly and diligently
undertake to resolve such  disagreement  or dispute  without  undue delay and in
good faith.

         18.02 Further Documentation.  From time to time after the execution of
this Agreement, the Parties hereto shall, within their legal authority, execute
other documents as may be necessary, helpful or appropriate to carry out the
terms of this Agreement.


         18.03 Notice.  Any notice, request, consent or other communication
permitted or required by this Agreement (other than payments as provided in
Section 10.04) shall be in writing and shall be deemed given when delivered by
hand or (unless otherwise required by the terms of this Agreement) when
deposited in the United States Mail, first class, postage prepaid, and if to
Virginia Power, addressed to:

                           Senior Vice President - Commercial Operations
                           Virginia Electric and Power Company
                           P.O. Box 26666
                           Richmond, Virginia 23261

and if to Old Dominion, addressed to:

                           President
                           Old Dominion Electric Cooperative
                           P. O. Box 2310
                           Glen Allen, Virginia 23060

unless a  different  officer  or  address  shall  have  been  designated  by the
respective Party by notice in writing sent to the other Party hereto.

         18.04 Headings Not to Affect Meaning.  The descriptive headings of the
various articles and sections of this Agreement have been inserted for
convenience of reference only and shall in no way modify or restrict any of the
terms and provisions hereof.

         18.05 No Association,  Trust, Joint Venture or Partnership; Tax
Matters. Notwithstanding any provision of this Agreement,  the Parties do not
intend to create hereby any association, trust, joint venture or partnership
under the law of Virginia,  although the Parties  acknowledge that the ownership
and operation of the North Anna Facilities may constitute a partnership  for tax
purposes.  If it should appear that one or more changes to this Agreement would
be required in order to avoid the creation or terminate the  existence of any
such entity,  the Parties  agree to  negotiate  promptly  and in good faith with
respect to such changes.  Virginia Power and Old Dominion hereby agree that they
will both elect to exclude the  arrangement  created by this Agreement  from the
application of Subchapter K of the Internal  Revenue Code of 1954, as amended,
and execute all documents required by either Party to effect that result.

         18.06  Successors and Assigns. This  Agreement  shall be binding upon,
and shall  inure to the benefit of Virginia  Power and Old  Dominion,  and their
respective successors and assigns,  provided that no succession to or assignment
of any rights or  obligations  created  hereunder,  other than an  assignment or
transfer  to the U.S.  Government  or any agency  thereof,  the  National  Rural
Utilities  Cooperative  Finance  Corporation,  or any other  domestic  financing
institution  solely as security for loans or advances,  shall take place without
the prior written consent of the other Party.

         18.07 Counterparts.  This Agreement may be executed simultaneously in
two or more counterparts, each of which shall be deemed an original but all of
which together shall constitute one and the same instrument.

         18.08 Severability.  In the event any of the terms, covenants or
conditions of this Agreement or amendments thereof or the application of any
such term, covenant or condition or amendment thereof shall be held invalid as
to a Party or circumstance by any court or governmental agency having
jurisdiction, all of the other terms, covenants and conditions of this Agreement
and amendments thereof shall not be affected thereby and shall remain in full
force and effect.

         18.09 Applicable Law.  This Agreement is made under and shall be
governed by the laws of the Commonwealth of Virginia.

         18.10 No Waiver.  The failure of either Party to enforce at any time
any of the provisions of this Agreement or to require at any time performance by
the other Party of any of the provisions hereof, shall in no way be construed to
be a waiver of such provisions, nor in any way to affect the validity of this
Agreement or any part hereof or the right of such Party thereafter to enforce
each and every such provision.

         18.11    Computation of Time.  In computing any period of time
prescribed or allowed under this Agreement, the day on which the act or event
occurs after which the designated period of time begins to run shall not be
included. The last day of the period so computed shall be included if it is a
business day; if it is not a business day, the period shall run until the end of
the next day which is a business day.

         18.12    Survivorship of Obligations.  The termination of this
Agreement shall not discharge either Party hereto from any obligation it owes to
the other Party under this Agreement by reason of any transaction, loss, cost,
damage, expense or liability which shall occur or arise (or the circumstances,
events or basis of which shall occur or arise) prior to such termination. It is
the intent of the Parties hereby that any such obligation owed (whether the same
shall be known or unknown at the termination of this Agreement or whether the
circumstances, events, or basis of the same  shall be known or  unknown at the
termination  of this  Agreement) shall survive the termination of this
Agreement.

         18.13 Executive Committee. An Executive  Committee,  consisting of the
Chief Executive  Officer and the Chief  Operating  Officer of Virginia Power, or
their designees,  and the President of Old Dominion, or his designee, shall meet
from  time to time  for the  purpose  of  resolving  disputes  arising  from the
activities  of  the  North  Anna  Operating   Committee  and  the  Planning  and
Administration  Committee  established  pursuant  to  Sections  2.01  and  3.01,
respectively,  of this  Agreement  and for the  purpose  of  resolving  disputes
arising under the Purchase, Construction and Ownership Agreement pursuant to the
procedures  established  by  Section  20.03 of the  Purchase,  Construction  and
Ownership Agreement.

         18.14 Entire Agreement. This Agreement, the Purchase, Construction and
Ownership  Agreement and the Nuclear Fuel Agreement together with appendices and
exhibits  incorporated by reference,  shall constitute the entire  understanding
between the Parties hereto,  pertaining to the subject matter contained  herein.
Neither  Party  hereto  has  relied,  nor will  rely,  upon any oral or  written
representation or oral or written information made or given to such Party by the
other Party hereto or any representative of or anyone on the behalf of the other
Party hereto.

         18.15 Non-Exclusive Agreement.  Subject to the limitations in this
Agreement, Virginia Power and Old Dominion shall have the right at all times to
hereunder.

         18.16 Relationship of the Parties.  The duties, obligations, and
liabilities of the Parties herein are intended to be several and not joint or
collective. The Parties shall be individually responsible for their own
obligations as provided herein. Neither of the Parties shall have the right or
power to bind the other Party except as expressly provided in this Agreement.

         18.17 Singular and Plural.  Throughout this Agreement, whenever any
word in the singular number is used, it should include the plural unless the
context otherwise requires; and whenever the plural number is used, it shall
include the singular, unless the context otherwise requires.

         18.18 Equal Opportunity.  During the performance of those parts of this
Agreement relating to the construction by Virginia Power of any additions,
betterments, improvements or replacements to the North Anna Facilities, Old
Dominion and Virginia Power agree as follows:

                  (a) The parties will not discriminate  against any employee or
applicant for employment because of race, color, religion,  sex, age or national
origin.  The Parties will take affirmative  action to ensure that applicants are
employed,  and that  employees are treated during  employment  without regard to
their race, color, religion, sex, or national origin. Such action shall include,
but not be  limited  to,  the  following:  employment,  upgrading,  demotion  or
transfer; recruitment or recruitmen advertising; layoff or termination; rates of
pay or other  forms of  compensation;  and  selection  for  training,  including
apprenticeship.  The Parties agree to post in conspicuous  places,  available to
employees and applicants for  employment,  notices to be provided  setting forth
the provisions of this Equal Opportunity Clause.

                  (b) The Parties will, in all solicitations or advertisements
for employees placed by or on behalf of either party, state that all qualified
applicants will receive consideration for employment without regard to race,
color, sex, or national origin.

                  (c)  The   Parties   will   send  to  each   labor   union  or
representative  of  workers  with  which  it has a  collective bargaining
agreement or other  contract or  understanding,  a notice  to be  provided
advising  the  said  labor  union  or workers' representatives of the Parties
commitments under this Section,  and shall post  copies of the notice in
conspicuous places  available to employees and applicants for  employment.

                  (d) The Parties will comply with all  provisions  of Executive
Order  11246,  dated  September  24,  1965,  and of the rules, regulations and
relevant order of the Secretary of Labor.

                  (e) The Parties will furnish all information and reports
required by Executive  Order 11246,  dated  September 24, 1965,  and by rules,
regulations  and relevant  orders of the  Secretary of Labor,  or pursuant
thereto,  and will permit access to their books,  records and accounts by the
administering  agency and the  Secretary  of Labor  for  purposes  of
investigation  to ascertain compliance with such rules,  regulations and orders.

                  (f) In the  event of  either  Party's  noncompliance  with the
nondiscrimination clauses of this Agreement or with any of the said rules,
regulations or orders, the Parties may be declared ineligible  for further
Government  procedures  authorized in Executive  Order 11246,  dated  September
24, 1965,  and such other  sanctions  may  be  imposed  and  remedies  invoked
as provided in said  Executive  Order or by rule,  regulation  or order of the
Secretary of Labor,  or as otherwise  provided by law.

                  (g) The Parties agree that, unless exempted by the rules,
regulations  or  orders  of  the  Secretary  of  Labor  issued pursuant  to
Section  204 of  Executive  Order  11246,  dated September 24, 1965, all
subcontracts and purchase orders will cite that such  contract  or  purchase
orders are  subject to Executive Order 11246 and such provisions will be binding
upon each  subcontractor  or  vendor.  The  Parties  will take such action with
respect to any  subcontract  or purchase  order as the administering agency may
direct as a means of enforcing such provisions, including sanctions for
noncompliance;  provided,  however,  that in the event either Party becomes
involved  in,  or  is  threatened  with,   litigation  with  a subcontractor or
vendor  as  a  result  of  such  direction  by  the administering agency, that
Party may request the United States to enter into such  litigation  to protect
the  interests of the United  States.

         18.19  Good  Faith. The  Parties  hereto  expressly  agree  that every
obligation  undertaken  in this  Agreement  will be  performed  in good faith.

         18.20 Merger of Documents. All  understandings and agreements, written
or oral,  among the Parties prior to the Effective  Date,  with respect to the
matters herein contained,  including the Interconnection and Operating
Agreement,  have been superseded in all respects by this Agreement,  and all
such  understandings  and  agreements  prior to the Effective Date are null and
void and of no effect whatsoever.

         18.21 Environment.  The provisions of Section 20.17 of the Purchase,
Construction and Ownership Agreement are incorporated herein by reference and
shall apply as if set forth herein in full.

         18.22 Kick-backs.  The provisions of Section 20.18 of the Purchase,
Construction and Ownership Agreement are incorporated herein by reference and
shall apply as if set forth herein in full.

         18.23 Nonsegregated Facilities.  The provisions of Section 20.19 of the
Purchase, Construction and Ownership Agreement are incorporated herein by
reference and shall apply as if set forth herein in full.

         18.24 Historic Places.  The provisions of Section 20.21 of the
Purchase, Construction and Ownership Agreement are incorporated herein by
reference and shall apply as if set forth herein in full.

         18.25 Public Officials Not to Benefit.  The provisions of Section 20.22
of the Purchase, Construction and Ownership Agreement are incorporated herein by
reference and shall apply as if set forth herein in full.

         18.26 Flood Insurance Act.  The provision of Section 20.23 of the
Purchase, Construction and Ownership Agreement are incorporated herein by
reference and shall apply as if set forth herein in full.

         18.27 Safety.  The provisions of Section 20.24 of the Purchase,
Construction and Ownership Agreement are incorporated herein by reference and
shall apply as if set forth herein in full.

         18.28 Buy American.  The provisions of Section 20.25 of the Purchase,
Construction and Ownership Agreement are incorporated herein by reference and
shall apply as if set forth herein in full.

         18.29 Regulatory Changes.  Nothing contained in this Agreement shall be
construed as preventing either Party from pursuing its interests in independent
system operators, pools, poolcos, transmission arrangements and pricing,
ancillary services, or other issues that may be debated before regulatory or
other bodies.


                                  ARTICLE XIX
                                   Amendment

         This Agreement may not be amended, modified, or terminated, nor may any
obligation  hereunder be waived orally.  Any amendment shall be in writing,  and
shall be signed by the Chief  Executive  Officer or the  President  of  Virginia
Power or the person either of them may designate in writing and by the President
of Old Dominion, or the person he may designate in writing, and must be approved
by the Board of Directors of Old  Dominion  and  Virginia  Power  subject to any
required regulatory approval including the approval of RUS, as needed.


         IN WITNESS WHEREOF, the Parties have caused this amended and restated
Agreement to be executed by their duly authorized officers as of the day and
year first above written.

                                   VIRGINIA ELECTRIC AND POWER COMPANY

                                   By _________________________________________
                                                Dr. James T. Rhodes
                                      President and Chief Executive Officer



                                   OLD DOMINION ELECTRIC COOPERATIVE

                                   By _________________________________________
                                            R. W. Watkins
                                        President & Chief Executive Officer

STATE OF VIRGINIA:
COUNTY OF HENRICO to wit:

         The foregoing  instrument was acknowledged  before me this _____ day of
__________,  1997, by Dr. James T. Rhodes, President and Chief Executive Officer
of Virginia Electric and Power Company, a Virginia corporation, on behalf of the
corporation and by R.W.  Watkins,  President and Chief Executive  Officer of Old
Dominion  Electric  Cooperative,  a  Virginia  cooperative,  on  behalf  of  the
cooperative.

                                            ---------------------------
                                            Notary Public
                                            My Commission expires:


                      Virginia Electric and Power Company
                            Secretary's Certificate

         I, J. Kennerly Davis, Jr., do hereby certify that I am the
Secretary/Treasurer of Virginia Electric and Power Company (the "Company"), and
that, as such, I am authorized to execute this certificate on behalf of the
Company.  I do hereby further certify that Dr. James T. Rhodes was duly elected
or appointed, qualified and acting as President and Chief Executive Officer of
the Company at the time of signing and delivery of the attached Amended and
Restated Interconnection and Operating Agreement an was duly authorized to
execute such Agreement on behalf of the Company, and that the signature
appearing in such Agreement is his genuine signature.

         IN WITNESS WHEREOF, I have hereunto set my hand and affixed the seal of
the Company this ________ day of _______________, 1997.

                                                -----------------------------
                                                    J. Kennerly Davis, Jr.
                                                     Secretary/Treasurer
STATE OF VIRGINIA:
CITY OF RICHMOND to wit:

         The foregoing  instrument was acknowledged  before me this _____ day of
__________,  1997, by J.  Kennerly  Davis,  Jr.,  Secretary  and  Treasurer,  of
Virginia Electric and Power Company,  a Virginia  corporation,  on behalf of the
corporation.

                                            ---------------------------
                                            Notary Public
                                            My Commission expires:


                       Old Dominion Electric Cooperative
                            Secretary's Certificate

         I, Cecil E. Viverette, Jr., do hereby certify that I am the
Secretary/Treasurer of Old Dominion Electric Cooperative (the "Cooperative"),
and that, as such, I am authorized to execute this certificate on behalf of the
Cooperative.  I do hereby further certify that R. W. Watkins was duly elected or
appointed, qualified and acting as President and Chief Executive Officer of the
Cooperative at the time of signing and delivery of the attached Amended and
Restated Interconnection and Operating Agreement and was duly authorized to
execute such Agreement on behalf of the Cooperative, and that the signature
appearing in such Agreement is his genuine signature.

         IN WITNESS WHEREOF, I have hereunto set my hand and affixed the seal of
the Cooperative this ________ day of _______________, 1997.

                                               -----------------------------
                                                   Cecil E. Viverette, Jr.
                                                     Secretary/Treasurer

STATE OF VIRGINIA:
COUNTY OF ___________________ to wit:

         The foregoing  instrument was acknowledged  before me this _____ day of
__________, 1997, by Cecil E. Viverette, Secretary and Treasurer of Old Dominion
Electric Cooperative, a Virginia cooperative, on behalf of the cooperative.


                                            ---------------------------
                                            Notary Public
                                            My Commission expires:


<PAGE>

                                                                   Appendix A
                                                                   Page 1 of 3



                                   APPENDIX A

                                COMMON FACILITIES

          All property of Virginia Power in the following accounts on Virginia
Power's books of account that is within the definition of Common Facilities as
well as the Construction Work in Progress and the Completed Construction Not
Classified related thereto:

FERC
ACCOUNT           DESCRIPTION

320              Land and Land Rights
321              Structures & Improvements

                 Clearing
                 Water System
                 Storm Sewers
                 Sanitary Sewers
                 Fire Protection
                 Fuel Oil Storage
                 RR Track
                 Yard
                 Yard Lighting
                 Boat Dock
                 Rifle Range
                 Gun Towers
                 Medical Classroom
                 Condensate Fill Pump Station
                 Auxiliary Building
                 Turbine Building
                 Turbine Outage Building
                 Office Building
                 Screenwell Structure
                 Vacuum Priming Pump House
                 Fuel Building
                 Fuel Oil Pump House
                 Yard Crane
                 Water Treatment Building
                 Service Building
                 Weather Towers


<PAGE>



FERC ACCOUNT      DESCRIPTION


                 Meteorological Towers
                 Security Building
                 Security Control Center
                 Dam
                 Reservoirs
                 Spillways
                 Dikes
                 Service Water Pump House
                 Decontamination Building
                 Waste Disposal Building
                 Roadways
                 Walkways
                 Parking Lots

322              Reactor Plant Equipment

                 Boron Recovery System
                 Moving Platform Spent
                    Fuel Pit
                 Fuel Building Cranes
                 Decontamination Cranes
                 Fuel Receiving Equipment
                 Spent Fuel Racks
                 Reactor Cavity Purification
                 Radioactive Waste Treatment
                    and Disposal System
                 Liquid Waste Solidification System
                 Waste Disposal Evaporator
                 Radioactive Gaseous Waste
                 Radioactive Solid Waste
                 Decontamination System
                 Raw Water Supply System
                 Condensate Storage Tank
                 Auxiliary Boiler System

323              Turbo-Generator Equipment

                 Service Water Pump House Equipment
                 Bearing Cooling Water Tower
                 Turbine Room Crane

324              Accessory Electric Equipment

                 Screenwell Area Transformers
                    and Equipment
                 Reserve Station Transformer
                 Bearing Cooling Tower Switch Boards

325              Miscellaneous Power Plant Equipment

                 Compressed Air Systems
                 Miscellaneous Shop Equipment
                 Machine Shop Equipment
                 Laboratory Testing Equipment
                 Office Furniture and Equipment
                 Other General Station Equipment
                 Weather Station Equipment
                 Marine Equipment
                 Kitchen Equipment
                 Fire Protection Equipment
                 Plant Communications
                 Telephone System
                 Security Equipment
                 Radiation Monitoring Equipment
                 Gasoline Storage Equipment

352              Transmission Structures and
                 Improvements

353              Transmission Station Equipment

390              Structures and Improvements

                 Visitors Information Center

391              Office Furniture and Equipment

392              Transportation Equipment

COMPLETED CONSTRUCTION NOT CLASSIFIED

PROJECT NO.                                          DESCRIPTION

CONSTRUCTION WORK IN PROGRESS

PROJECT NO.                                          DESCRIPTION


<PAGE>


                                                                    Appendix B
                                                                    Page 1 of 6
                                                                                
                                                                                

                                                                                
                                                                                

                                   APPENDIX B

                                MAJOR SPARE PARTS

     B.01 Description of Major Spare Parts. Those major items, each costing more
than $100,000, as follows:

   Quantity                      Item                           Serial Number

   1                      Motor Charging Pump                     17528LN01
   1                      Motor Charging Pump                     17528LN02
   1                    RCP Motor S/N 3S-81P355                   3S-81P355
   1                Low Head Safety INJ Pump Motor                17538LN01
   1                          2B LP Rotor                         TN12763
   15                         2B LP Rotor                         TN12763
   2                     LP Rotor Discs-Spare                     23A3932
   2                     LP Rotor Discs Spare                     23A3932
   2                     LP Rotor Discs Spare                     23A3932
   10                    LP Rotor Blades Spare                    23A3932
   4                     LP Rotor Discs Spare                     23A3932
   1                     LP Rotor Shaft Spare                     23A3932
   4                     LP Rotor Blades Spare                    23A3932
   2                   Spare Blade Rows 1A Rotor                  23A3932
   10                  2B LP Rotor Turbine Disc                   TN12763

Major Spare Parts shall also include any other major items that the Parties
agree (i) to keep in inventory and (ii) to designate as Major Spare Parts for
possible use in replacing similar items in units located not only at the North
Anna Nuclear Power Station but also at other power stations. Such designation
shall state the units that the Major Spare Part is designated to serve.

     B.02 Old Dominion's Percentage Ownership Interest in Major Spare Parts.

                  (a) Except as otherwise modified by the operation of Sections
15.03, 16.01 or 16.02 of the Purchase, Construction and Ownership Agreement, Old
Dominion shall own its Old Dominion's Percentage Ownership Interest in any Major
Spare Part until such Major Spare Part is used in a unit other than the Units.
Upon use in any such unit, Virginia Power shall purchase such Major Spare Part
from Old Dominion in accordance with B.04 hereof.

                  (b) Virginia Power agrees to pay carrying charges, if any,
with respect to each Major Spare Part equal to (i) Old Dominion's Percentage
Ownership Interest, less (ii) the sum of Old Dominion's Percentage Ownership
Interest in any Unit that the Major Spare Part serves, divided by the total
number of units served by the Major Spare Part.

                  (c) It is the intention of the Parties that the formula be
reapplied at any time that the number of units served by any Major Spare Part or
Old Dominion's Percentage Ownership Interest changes for any reason. In any case
where ownership interest of the Parties are adjusted, the provisions of Section
16.04 of the Purchase, Construction and Ownership Agreement shall apply and
appropriate payment shall be made pursuant to Section B.04 hereof.

          B.03 Ownership Responsibilities - Major Spare Parts. Virginia Power
may make use of any Major Spare Part in any of the units at the North Anna
Nuclear Power Station or other power stations for which such parts have been
designated to serve in accordance with Section B.01 hereof and in accordance
with the following conditions:

          A.      If at any time a unit at the North Anna Nuclear Power Station
                  or other power stations has need of a Major Spare Part to
                  replace any part of an equivalent item that has been damaged,
                  such Major Spare Part may be used in such unit; provided that
                  another unit (for which the part has been designated in
                  accordance with Section B.01 hereof) located at either station
                  had not been damaged earlier and made prior claim to use such
                  Major Spare Part.

          B.      When a Major Spare Part is used in any unit, Virginia Power
                  and Old Dominion shall have an obligation either to (i) repair
                  such damaged item or (ii) to acquire a new item in place of
                  the damaged item, as expeditiously as possible, and to return
                  it to the original location of the Major Spare Part that was
                  used. Payment therefor will be in accordance with Section B.04
                  hereof.

Any time that any Major Spare Part is used in any unit other than the Units,
Virginia Power shall be obliged to make payment to Old Dominion. The adjustment
of ownership interest at the time a Major Spare Part is used shall conform, in
all respects, to the provisions of Section 16.04 of the Purchase, Construction
and Ownership Agreement.

          B.04 Cost Responsibilities - Major Spare Parts. Cost and payment
responsibilities of the Parties for the Major Spare Parts shall be determined in
accordance with the following:

          A.      Subject to the provisions of Section B.04 (D) hereof, the
                  responsibility of the Parties for any New Investment or costs
                  for any Major Spare Part will be shared in proportion to the
                  Parties then current ownership interest in that Major Spare
                  Part.

          B.      Virginia Power shall pay carrying charges on the interest
                  stated in Section B.02(b), based upon the same principles
                  under which carrying charges are paid pursuant to this
                  Appendix B. excluding cancellation costs, taxes payable at
                  closing and deferred taxes set forth in Exhibit N of the
                  Purchase Agreement and the 15 percent mark-up reflected
                  therein, while reflecting Old Dominion's actual cost of
                  capital used to finance such Major Spare Parts, rather than
                  11%.

          C.      Upon the use of any Major Spare Part in a non-North Anna unit,
                  Virginia Power shall pay Old Dominion the amount necessary so
                  that Old Dominion's net investment as reflected on Old
                  Dominion's books in that Major Spare Part is $0. Upon the use
                  of any Major Spare Part in a Unit, Virginia Power will cease
                  paying carrying charges pursuant to Section B.02(b) on that
                  Major Spare Part until a replacement Major Spare Part is
                  acquired. The provisions of Section 16.04 of the Purchase,
                  Construction and Ownership Agreement shall apply to any
                  adjustment under that Section.

          D.      The parties shall pay for any replacement Major Spare
                  Part, subject to the next sentence, in proportion to
                  their respective ownership interests in the unit in
                  which the Major Spare Part was used, but the investment
                  attributed to the replacement Major Spare Part when such
                  part is designated as a Major Spare Part shall be equal
                  to the dollar amount initially invested in the Major
                  Spare Part that was used in the Unit needing that part.
                  Accordingly, when the repaired or replacement part is
                  designated a Major Spare Part, a payment shall be made
                  to the appropriate Party so that the then resulting
                  investment of the Parties in the Major Spare Part shall
                  be equal to the investment of the Parties in the Major
                  Spare Part that was used in the Unit needing that part.

          E.      Upon any adjustment in Old Dominion's Percentage Ownership
                  Interest in any Major Spare Part pursuant to Section B.02(c),
                  payment shall be made to the Party whose ownership interest
                  decreased, so that the percentage investment (including all
                  cost components comprising New Investment, undepreciated) of
                  each Party shall be equal to that Party's percentage ownership
                  interest in the respective Major Spare Part.

          B.05    Hypothetical Illustration.
                Hypothetical Illustration of Cost Responsibility
                 Associated with Ownership, Use and Replacement
                   of Major Spare Parts Pursuant to Exhibit C

1.        Major Spare Part - Net Investment                          $10,000,000

2.        Ownership Responsibility    Virginia Power   88.4%         $ 8,840,000
                                      Old Dominion     11.6%         $ 1,160,000



<PAGE>




          Case (1)        Major Spare Part Utilized at the
                          Surry Nuclear Power Station
                          - Replacement Costs More

1.        Payment to Old Dominion at the time Major Spare Part
          is taken from its storage location                         $ 1,160,000

2.        Cost of replacement (FOB) paid by Virginia Power (100%)    $20,000,000

3.        Payment by Old Dominion at the time Major Spare Part
          is replaced in its original location                       $ 1,160,000

4.        Net Investment in the Major Spare Part for 
          computation of cost responsibility when such
          part is next utilized                                     $ 10,000,000



          Case (2)        Major Spare Part Utilized at the
                          North Anna Nuclear Power Station
                          - Replacement Costs More

1.        No payment at the time Major Spare Part
          is taken from its storage location                         $

2.        Cost of replacement (FOB) paid by:
                  Virginia Power (88.4% x $20,000,000)               $17,680,000
                  Old Dominion (11.6% x $20,000,000)                 $ 2,320,000

3.        Net Investment in the Major Spare Part for 
          computation of cost responsibility
          when such part is next utilized                            $10,000,000



<PAGE>



          Case (3)        Major Spare Part Utilized at the
                          Surry Nuclear Power Station
                          - Replacement Costs Less

1.        Payment to Old Dominion at the time Major Spare Part
          is taken from its storage location                         $ 1,160,000

2.        Cost of replacement (FOB) paid by Virginia Power (100%)    $ 5,000,000

3.        Payment by Old Dominion at the time Major Spare Part
          is replaced in its original location                       $ 1,160,000

4.        Net Investment in the Major Spare Part for 
          computation of cost responsibility when such
          part is next utilized                                      $10,000,000


          Case (4)        Major Spare Part Utilized at the
                          North Anna Nuclear Power Station
                          - Replacement Costs Less

1.        No payment at the time Major Spare Part
          is taken from its storage location                         $

2.        Cost of replacement (FOB) paid by:
                  Virginia Power (88.4% x $5,000,000)                $ 4,420,000
                  Old Dominion   (11.6% x $5,000,000)                $   580,000

3.        Net Investment in the Major Spare Part for 
          computation of cost responsibility
          when such part is next utilized                            $10,000,000


<PAGE>

                                                                      Appendix C
                                                                     Page 1 of 1

                                   APPENDIX C

                               NORTH ANNA UNIT 1

          All property of Virginia Power appearing in the following accounts on
Virginia Power's books of account that is defined as North Anna Unit 1 in this
Agreement as well as the Construction Work in Progress and the Completed
Construction Not Classified related thereto:

                  FERC
                  ACCOUNT                    DESCRIPTION
                  -------                    -----------
                  321                        Structures and Improvements
                  322                        Reactor Plant Equipment
                  323                        Turbogenerator Units
                  324                        Accessory Electric Equipment
                  325                        Miscellaneous Power Plant Equipment


<PAGE>

                                                                      Appendix D
                                                                     Page 1 of 1

                                   APPENDIX D

                               NORTH ANNA UNIT 2

          All property of Virginia Power appearing in the following accounts on
Virginia Power's books of account that is defined as North Anna Unit 2 in this
Agreement as well as the Construction Work in Progress and the Completed
Construction Not Classified related thereto:

                  FERC
                  ACCOUNT                    DESCRIPTION
                  -------                    -----------
                  321                        Structures and Improvements
                  322                        Reactor Plant Equipment
                  323                        Turbogenerator Units
                  324                        Accessory Electric Equipment
                  325                        Miscellaneous Power Plant Equipment



<PAGE>

                                                                      Appendix E
                                                                     Page 1 of 1

                                   APPENDIX E

                              OLD DOMINION MEMBERS


BARC Electric Cooperative
Millboro, VA

Community Electric Cooperative
Windsor, VA

Mecklenburg Electric Cooperative
Chase City, VA

Northern Neck Electric Cooperative
Warsaw, VA

Northern Virginia Electric Cooperative
Manassas, VA

Prince George Electric Cooperative
Waverly, VA

Rappahannock Electric Cooperative
Fredericksburg, VA

Shenandoah Valley Electric Cooperative
Mt. Crawford, VA

Southside Electric Cooperative
Crewe, VA


<PAGE>

                                                                      Appendix F
                                                                     Page 1 of 3


                                   APPENDIX F

                               SUPPORT FACILITIES

          F.01    Definition of Support Facilities.  At the Effective Date, the
following shall be the Support Facilities:


ELECTRIC PLANT IN SERVICE

FERC
ACCOUNT                                       DESCRIPTION
- -------                                       -----------
353                                  Transmission Station Equipment

                                     Telemetering Equipment


COMPLETED CONSTRUCTION NOT CLASSIFIED

PROJECT NO.                                   DESCRIPTION
- -----------                                   -----------

99-0182                              Surry Nuclear Training Simulator
99-0313                              Personnel Radiation Monitoring
                                            Exposure System
99-2291                              Nuclear Station Emergency Plan

                                     Total Completed Construction Not Classified


CONSTRUCTION WORK IN PROGRESS

PROJECT NO.                                          DESCRIPTION
- -----------                                          -----------

          Thereafter, Support Facilities shall mean all those North Anna
Facilities, wherever situated, including, but not limited to, both real and
personal property, exclusive of Nuclear Fuel, Operating Inventory and Major
Spare Parts, which are purchased, leased or otherwise obtained for the
construction, operation and maintenance of one or more Unit(s) located at the
North Anna Nuclear Power Station and one or more nuclear Unit(s) located at
Virginia Power


<PAGE>

                                                                      Appendix F
                                                                     Page 2 of 3


Surry Nuclear Power Station or at such other location as Virginia
Power may have an interest in any nuclear facility and are listed in the
following accounts in accordance with the Uniform System of Accounts:

                                          Plant In Service        CCNC
                                          Acct. 101               Acct. 106

321 - Structures and Improvements
325 - Miscellaneous Power Plant
                  Equipment
353 - Transmission Station
                  Equipment
397 - Communication Equipment

Construction Work in Progress

          F.02 Old Dominion's Percentage Ownership Interest in Support
Facilities. (a) Except as otherwise modified by the operation of Sections 15.03,
16.01 or 16.02 of the Purchase, Construction and Ownership Agreement, Old
Dominion's Percentage Ownership Interest in any Support Facility shall be an
undivided ownership interest determined in accordance with the following
formula:

                           Sum of Old Dominion Percentage Ownership Interests
          SFOI =           in all Units that the Support Facility serves
                           _____________________________________________
                           Number of units served by Support Facility

          (b) It is the intention of the Parties that the formula be reapplied
at any time that the number of units served by any Support Facility changes for
any reason. In any case where ownership interest of the Parties are adjusted,
the provisions of Section 16.04 of the Purchase, Construction and Operating
Agreement, shall apply and appropriate payment shall be made pursuant to Section
F.03 hereof.

          F.03 Investment and Cost Responsibilities of the Parties for Support
Facilities. The investment and cost responsibilities of the Parties for any
Support Facility will be shared in


<PAGE>

                                                                      Appendix F
                                                                     Page 3 of 3

proportion to the Parties' then current ownership interest in that Support
Facility. Upon any adjustment in Old Dominion's Percentage Ownership Interest in
any Support Facility, payment shall be to the Party whose ownership decreased,
so that the percentage investment (including all cost components comprising New
Investment, undepreciated) of each Party shall be equal to that Party's
percentage ownership interest in the respective Support Facility.


<PAGE>

                                                                      Appendix G
                                                                    Page 1 of 12

                                   APPENDIX G

                     CHARGES FOR PURCHASES BY OLD DOMINION

         Charges for Old Dominion's purchases of demand and energy from Virginia
Power shall be calculated according to the following provisions, subject to
approval of these terms, conditions and charges by FERC:

I.       Monthly Supplemental Demand Charge

         A.       The Monthly Supplemental Demand Charge, as set forth below,
                  shall be applicable to all Old Dominion Monthly Billing Demand
                  as determined for each calendar month in accordance with
                  Section 8.01(a)(i) and Appendix H, Section III. of this
                  Agreement:

                           For Calendar Year 1998 - $8.28413/kW-month
                           For Calendar Year 1999 - $6.82413/kW-month
                           For Calendar Year 2000 - $6.63413/kW-month
                           For Calendar Year 2001 - $6.08413/kW-month
                           For Calendar Year 2002 - $5.51413/kW-month

         B.       The Monthly Supplemental Demand Charge applicable to any Old
                  Dominion Monthly Billing Demand supplied by Virginia Power
                  pursuant to Section 8.01(a)(ii) and (iv) shall be as
                  determined pursuant to Section 8.02 (b) (ii) of this
                  Agreement.

         C.       The above Monthly Supplemental Demand Charges are exclusive of
                  transmission service and ancillary services charges which
                  shall be paid pursuant to the Transmission Service Agreement.

II.      Peaking Capacity Charge

         A.       The Peaking Capacity Charge, as set forth below, shall be
                  applicable to all Peaking Capacity supplied by Virginia Power
                  as determined for each calendar month in accordance with
                  Section 8.03(a) and Appendix M, Section I. of this Agreement:

                  For the Period January 1, 1998 Through December 31, 1999 -
                  $4.66413/kW- month

                  For the Period January 1, 2000 Through December 31, 2003 -
                  $1.93413/kW-month

         B.       The above Peaking Capacity Charges are exclusive of
                  transmission service and ancillary services charges which
                  shall be paid pursuant to the Transmission Service Agreement.


<PAGE>

                                                                      Appendix G
                                                                    Page 2 of 12

III.     Monthly Supplemental Energy Charge

         A.       For the period January 1, 1998 through December 31, 2000, the
                  Monthly Supplemental Energy Charge, as set forth below, shall
                  be applicable to all Old Dominion Monthly Billing Energy as
                  determined for each calendar month in accordance with Section
                  8.01(d) and Appendix H, Section VI. of this Agreement:

                           $0.02195/kWh for all On-peak kWh

                           $0.01985/kWh for all Off-peak kWh

         B.       Effective January 1, 2001, and pursuant to Section 8.02(a)(ii)
                  of this Agreement, the Monthly Supplemental Energy Charge
                  shall be determined annually based on the projected energy
                  costs of Virginia Power's combined cycle and peaking units
                  included in the production cost model used by Virginia Power
                  to develop its annual corporate budget, subject to an annual
                  true-up on fuel costs (including handling and analysis
                  ("H&A")), in accordance with the provisions stated below.  The
                  projected energy costs shall include fuel, H&A, and variable
                  operating and maintenance (O&M) expenses.  The Monthly
                  Supplemental Energy Charge determined in this section shall be
                  applicable to all Old Dominion Monthly Billing Energy supplied
                  by Virginia Power.

                  The Monthly Supplemental Energy Charge will be determined
                  annually based on a forecast of Old Dominion projected hourly
                  loads excluding Old Dominion Monthly Delivered SEPA Capacity,
                  adjusted for losses, then excluding Old Dominion Monthly North
                  Anna Capacity, Old Dominion Monthly Accredited Firm Capacity,
                  Old Dominion Monthly Accredited Non-Firm Capacity, Excluded
                  Supplemental Capacity, Peaking Capacity, and Excluded Peaking
                  Capacity. The remaining hourly values will be sorted in
                  descending order. This shall be referred to as Old Dominion's
                  supplemental "Load Duration Curve." The area under the Load
                  Duration Curve shall be equal to Old Dominion's total
                  projected supplemental energy requirements for the year used
                  in the formula below.

                  The formula below is based on the sum of the cost of energy
                  from peaking units and combined cycle units as if the
                  supplemental demand requirements of Old Dominion were
                  purchased from Virginia Power as two thirds peaking capacity
                  and one third combined cycle capacity. Therefore, the Monthly
                  Supplemental Energy Charge shall be calculated as follows:


                  Re           = [ Pe\e\ x Pe\c\ ] + [ Ce\e\ x Ce\c\ ] + VOM\S\
                                   -----               -----
                                   Te\e\               Te\e\


<PAGE>


                                                                      Appendix G
                                                                    Page 3 of 12
<TABLE>
<S><C>
                                          hT
                           Tee     =      (SIGMA)      Old Dominion Monthly
                                          h=0          Supplemental Demand

                                          hx
                           Pee     =      (SIGMA)      Old Dominion Monthly
                                          h=0          Supplemental Demand -1/3D
</TABLE>

                           Cee     =      Te\e\ - Pe\e\
Where:

   Re       =        Projected Monthly Supplemental Energy Charge

   Te\e\    =        Total estimated annual Old Dominion Monthly
                     Supplemental Energy

   Pe\e\    =        Estimated annual Old Dominion Monthly Supplemental
                     Energy related to peaking capacity

   Ce\e\    =        Estimated annual Old Dominion Monthly Supplemental
                     Energy related to combined cycle capacity

   Pe\c\    =        Weighted average projected fuel cost (including H&A)
                     for designated peaking units on a $/kWh basis

   Ce\c\    =        Weighted average projected fuel cost (including H&A)
                     for designated combined cycle units on a $/kWh basis


                                   n
   VOM\s\   =        [Pe\e\ x [(SIGMA) [[projected year's peaking units'
                      Te\e\     Sdpu=1   total O&M cost -  projected
                                       year's peaking units' fuel and
                                       H&A cost]

                                               n
                          x  0.35]   / (SIGMA)   projected year's
                                        Sdpu=1   peaking units' energy]] +

                                a
                    [Ce\e\  x  [(SIGMA)     [[projected year's combined
                     Te\e\       dccu=1         cycle units' total O&M cost
                                              - projected year's combined
                                              cycle units' fuel and H&A
                                              cost]

                                      a
                          x 0.35] / (SIGMA)   projected year's combined
                                     dccu=1   cycle units energy]]

<PAGE>


                                                                      Appendix G
                                                                    Page 4 of 12


               Sdpu = designated peaking units index (for this Section III. B.)
               n = total number of peaking units
               dccu = designated combined cycle units index
               a = total number of combined cycle units

         D      =        Maximum Old Dominion Monthly Supplemental Demand for
                         the year

         hT     =        The total number of hours during the year

         hx     =        That hour where the supplemental demand equals 1/3 D

         h      =        The hourly index


                The attached Exhibit A to this Appendix G is an illustration of
                the variables Pe\e\, Ce\e\ and Te\e\ for a sample year.

                Pursuant to Section 8.02(a)(ii), the Monthly Supplemental Energy
                Charge shall be subject to an annual true-up on fuel costs
                (including H&A) based on the following formula. Virginia Power's
                twelve month ending report entitled "Virginia Power - Fuels
                Consumed Within Power Stations" for each respective year shall
                be used to determine the "Weighted average actual fuel costs for
                the designated peaking units" and the "Weighted average actual
                fuel costs for the designated combined cycle units".

                  FR\e\      =       [Pe\e\   x   Pe\c\]  +  [Ce\e\   x   Ce\c\]
                                      -----                   -----
                                      Te\e\                   Te\e\

Where:   FR\e\    =       Projected Monthly Supplemental Energy Charge, less O&M


                  FR\a\      =       [Pe\e\   x   Pa\c\]  +  [Ce\e\   x   Ca\c\]
                                      -----                   -----
                                      Te\e\                   Te\e\

Where:   FRa      =        Actual Monthly Supplemental Energy Charge, less O&M

         Pa\c\    =        Weighted average actual fuel cost (including H&A) for
                           designated peaking units on a $/kWh basis

         Ca\c\    =        Weighted average actual fuel cost (including H&A) for
                           designated combined cycle units on a $/kWh basis

                  The amount of refund or credit due to the respective Party
shall be determined as follows:


<PAGE>


                                                                      Appendix G
                                                                    Page 5 of 12


                  SECD     =       Ta\e\ x (FRe   -   FRa)

Where:   SECD     =        Amount of Monthly Supplemental Energy Charge
                           adjustment

                  Ta\e\    =        Actual annual Old Dominion Monthly Billing
                                    Energy

IV.      Monthly Reserve Energy Charge

         A.       For the period January 1, 1998 through December 31, 2001, the
                  Monthly Reserve Energy Charge shall be the Monthly
                  Supplemental Energy Charge stated in III.A. above and shall be
                  applicable to all Old Dominion Monthly Reserve Energy as
                  determined for each calendar month in accordance with Section
                  8.05(b) and Appendix H, Section IV. of this Agreement.

         B.       Effective January 1, 2002, and pursuant to Section 8.05(b) of
                  this Agreement, the Monthly Reserve Energy Charge shall be
                  determined annually based on the projected energy costs of
                  designated Virginia Power peaking units operating at the time
                  and included in the production cost model used by Virginia
                  Power to develop its annual corporate budget, subject to an
                  annual true-up on fuel costs (including H&A), in accordance
                  with the provisions stated below.  The projected energy costs
                  shall include fuel, H&A, and variable O&M expenses.  The
                  Monthly Reserve Energy Charge determined in this section shall
                  be applicable to all Old Dominion Monthly Reserve Energy
                  supplied by Virginia Power.

                           REC\e\     =       RECRe + VOMr

Where:            RECR\e\=          Projected Monthly Reserve Energy Charge rate
                                    based on projected fuel cost (including H&A)
                                    for designated peaking units on a $/kWh
                                    basis

                  REC\e\ =          Projected Monthly Reserve Energy Charge

                      r
         VOMr  = (SIGMA)               [[projected year's peaking units' total
                     Rdpu = 1               O&M cost - projected year's peaking
                                            units' fuel and H&A cost]

                                  r
                     x 0.35] /(SIGMA)    Projected Year's Peaking Units' Energy
                               Rdpu

         Rdpu = designated peaking units index (for this Section IV. B.)
         r = total number of peaking units

                  For the Monthly Reserve Energy Charge annual true-up, Virginia
                  Power's twelve month ending report entitled "Virginia Power -
                  Fuels Consumed Within Power Stations" for each respective year
                  shall be used to determine the actual


<PAGE>


                                                                      Appendix G
                                                                    Page 6 of 12

                  fuel costs of the designated Virginia Power peaking units. The
                  amount of refund or credit due to the respective Party shall
                  be determined as follows:

                           RECD     =       RE\a\  x  (RECRe  -  FRECa)

Where:   RECD     =        Amount of Monthly Reserve Energy Charge adjustment

                  RE\a\    =        Actual annual Old Dominion Monthly Reserve
                                    Energy

                  FRECa    =        Monthly Reserve Energy Charge rate based
                                    on actual fuel cost (including H&A) for
                                    designated peaking units on a $/kWh basis

V.       Monthly Peaking Energy Charge

         A.       For the period January 1, 1998 through December 31, 1999, the
                  Monthly Peaking Energy Charge shall be the Monthly
                  Supplemental Energy Charge stated in III. A. above and
                  applicable to all Peaking Energy supplied by Virginia Power as
                  determined for each calendar month in accordance with Section
                  8.03(b) and Appendix M, Section II, of this Agreement.

         B.       Effective January 1, 2000, and pursuant to Section 8.03(d) of
                  this Agreement, the Monthly Peaking Energy Charge shall be
                  determined annually based on the projected energy costs of
                  designated Virginia Power peaking units operating at the time
                  and included in the production cost model used by Virginia
                  Power to develop its annual corporate budget, subject to an
                  annual true-up on fuel costs (including H&A), in accordance
                  with the provisions stated below.  The projected energy costs
                  shall include fuel, H&A, and variable O&M expenses.  The
                  Monthly Peaking Energy Charge determined in this section shall
                  be applicable to all monthly Peaking Energy supplied by
                  Virginia Power.

               PEC\e\     =       PECR\e\ + VOM\p\


Where:   PECR\e\ =      Projected Monthly Peaking Energy Charge rate based on
                        projected fuel cost (including H&A) for designated
                        peaking units on a $/kWh basis

         PEC\e\  =      Projected Peaking Energy Charge

                         p
         VOM\p\  =      (SIGMA)    [[projected year's peaking units' total O&M
                        Pdpu=1       cost - projected year's peaking units' fuel
                                     and H&A  cost]

                                     p
                        x 0.35] / (SIGMA)     projected year's peaking units'
                                   Pdpu=1     energy


<PAGE>


                                                                      Appendix G
                                                                    Page 7 of 12


                 Pdpu = designated peaking units indexes (for this Section V.B.)
                 p= total number of peaking units

                 For the Monthly Peaking Energy Charge annual true-up, Virginia
                 Power's twelve month ending report entitled "Virginia Power -
                 Fuels Consumed Within Power Stations" for each respective year
                 will be used to determine the actual fuel costs (including H&A)
                 of the designated Virginia Power peaking units. The amount of
                 refund or credit due to the respective Party shall be
                 determined as follows:

                           PECD     =       PE  x  (PECRe  -  FPECa)

Where:   PECD    =        Amount of Peaking Energy Charge adjustment

         PE      =        Actual Peaking Energy

         FPECa   =        Monthly Peaking Energy Charge rate based on actual
                          fuel cost (including H&A) for designated peaking units
                          on a $/kWh basis

VI.      Annual Fuel Adjustment Factor

         A.       The Annual Fuel Adjustment Factor shall be applicable as
                  follows:

                  1.       To all Old Dominion Monthly Billing Energy for the
                           period January 1, 1998 through December 31, 2000.

                  2.       To all Old Dominion Monthly Reserve Energy for the
                           period January 1, 1998 through December 31, 2001.

                  3.       To all Monthly Peaking Energy for the period January
                           1, 1998 through December 31, 1999.

         B.       For the above periods, Old Dominion Monthly Billing Energy,
                  Peaking Energy and Old Dominion Monthly Reserve Energy
                  (on-peak and off-peak kilowatt-hours, respectively) shall be
                  multiplied by the annual time-differentiated on-peak and
                  off-peak fuel adjustment factors which shall be equal to :

                  1.       The sum of:

                           (a)      the estimated current-period fuel adjustment
                                    factor, and

                           (b)      the prior-period deferral adjustment factor,
                                    multiplied by

                  2.       1.04978  to  determine  the  annual  on-peak  fuel
                           adjustment  factor  and  0.94922  to determine the
                           annual off-peak fuel adjustment factor.


<PAGE>


                                                                      Appendix G
                                                                    Page 8 of 12


         C.       The estimated current-period fuel adjustment factor to become
                  effective with the April billing month of each year shall be
                  based on the estimated fuel expenses allocable to Old
                  Dominion's estimated supplemental and peaking energy through
                  the year 1999 and supplemental energy through the year 2000
                  for the 12-month period beginning in April of each year, and
                  shall be calculated by the fuel adjustment factor formula
                  shown below rounded to the nearest thousandth of a cent.

         D.       The prior-period deferral adjustment factor to become
                  effective with the April billing month of each year shall be
                  based on the difference between the total fuel expenses (using
                  the criteria outlined in (1) through (3) of Paragraph VI.H.
                  below) allocable to Old Dominion and the total fuel recoveries
                  by Old Dominion for the 12 months prior to April of each year,
                  divided by Old Dominion's estimated supplemental and peaking
                  energy through the year 1999 and supplemental energy through
                  the year 2000 for the 12-month period beginning with April of
                  each year (6 months where a semi-annual change is made
                  pursuant to Paragraph F. below).  The prior-period deferral
                  adjustment factor will be adjusted for taxes.

         E.       The intent of the annual fuel adjustment factor is to recover
                  all fuel expenses allocable to Old Dominion.  To the extent
                  the amount recovered from Old Dominion through the annual fuel
                  adjustment factor and the fuel component of the base rate
                  exceeds the cost of fuel allocable to Old Dominion for the
                  same time period, this over-recovery shall be a credit in the
                  calculation of the prior-period deferral adjustment factor for
                  the 12-month period beginning with the next April.  To the
                  extent the amount recovered from Old Dominion through the
                  annual fuel adjustment factor and the fuel component of the
                  base rate is less than the cost of fuel allocable to Old
                  Dominion for the same time period, this under-recovery shall
                  be a charge in the calculation of the prior-period deferral
                  adjustment factor for the 12-month period beginning with the
                  next April.

         F.       The annual fuel adjustment factor shall be reviewed on a
                  semi-annual basis to determine if any change is required.  The
                  current and prior period portions of the fuel adjustment
                  factor will be reviewed individually, and a change to one or
                  both may be made.  The adjustment may be deferred until the
                  end of the 12-month period, provided the net difference
                  between the Company's actual and estimated under-recovery at
                  the end of the 12-month period is no greater than seven and
                  one-half per centum of actual and estimated fuel expenses or
                  the net difference between the actual and estimated
                  over-recovery at the end of the 12-month period is no greater
                  than five per centum of actual and estimated fuel expenses.


         G.       Fuel Adjustment Factor Formula:

                           F   =   [ E   -  B] (T)
                                     -
                                     S

         Where:


<PAGE>


                                                                      Appendix G
                                                                    Page 9 of 12


                  F   =    Estimated annual fuel adjustment factor in dollars
                           per kilowatthour.

                  E   =    Estimated total system fuel expenses as defined in
                           Paragraph VI.H. below allocated to Old Dominion. The
                           energy allocation factor for Old Dominion shall be
                           the ratio of: (a) Old Dominion supplemental and
                           peaking energy through the year 1999 and supplemental
                           energy through the year 2000 for the 12-month period
                           beginning with April of each year divided by; (b) the
                           total Company system energy excluding energy
                           generated from North Anna Units 1 and 2, for the
                           12-month period beginning with April of each year.

                  S   =    Estimated Old Dominion supplemental and peaking
                           energy through the year 1999 and supplemental energy
                           through the year 2000 at the generation level for the
                           12-month period beginning with April of each year.

                  B   =    The current base cost of fuel = $0.01386.

                  T   =    Adjustment for state and local taxes measured by
                           gross receipts determined separately for resale
                           customers in Virginia: 100% divided by (100% minus
                           applicable Gross Receipts Tax rate).


         H.       The estimated system fuel expenses allocable to Old Dominion
                  for the 12-month period beginning with April of each year
                  shall be determined as follows:

                  1.       Fossil and nuclear fuel consumed in the Utility's
                           wholly owned plants, and the Utility's share of
                           fossil and nuclear fuel consumed in jointly owned or
                           leased plants excluding nuclear fuel consumed in
                           North Anna Units 1 and 2. The cost of fossil fuel
                           shall include no items other than those listed in
                           Account 151 of the Commission's Uniform System of
                           Accounts for Public Utilities and Licensees.

                           The cost of nuclear fuel shall be that as shown in
                           Account 518, excluding nuclear fuel consumed in North
                           Anna Units 1 and 2, except that if Account 518 also
                           contains any expense for fossil fuel, or another
                           utility's share of jointly owned nuclear fuel, it
                           shall be deducted from this account.

                                                      Plus

                  2.       The following purchased power costs:

                           (a)      The fuel cost component of any purchased
                                    power transaction.

                                       or


<PAGE>


                                                                      Appendix G
                                                                   Page 10 of 12


                           (b)      The total energy charges associated with
                                    economic purchases if the energy charges are
                                    less than the Company's total avoided
                                    variable costs during the purchase period.

                                       or

                           (c)      The total expense associated with purchased
                                    power of less than twelve months duration if
                                    the total cost of the purchase is less than
                                    the Company's total avoided variable costs
                                    and if the purpose of the purchase was
                                    solely to displace higher cost generation.
                                    Purchases made to solely displace higher
                                    cost generation exclude reliability
                                    purchases. A purchase shall be deemed for
                                    reliability where the Company's system
                                    reserve criterion is not met. Such criterion
                                    is as follows:

                                    Operating Reserve (consisting of largest
                                    generating unit plus regulating margin plus
                                    load forecast margin)

                                                      Minus

                                    75% of Emergency Contract Capacity

                                                      Equals

                                    Spinning Reserve Requirement

                           (d)      Energy receipts that do not involve money
                                    payments such as diversity energy and
                                    pay-back of storage energy are not defined
                                    as purchased or interchanged power relative
                                    to the fuel clause.

                                                       Minus

                  3.       (a)      The cost of fossil and nuclear fuel
                                    recovered through inter-system sales
                                    including the fuel costs related to economy
                                    energy sales and other energy sold on an
                                    economic dispatch basis. (Energy deliveries
                                    that do not involve billing transactions
                                    such as diversity energy and pay-back of
                                    storage energy are not defined as sales
                                    relative to the fuel factor.), and;

                           (b)      The fuel costs recovered through redispatch
                                    charges pursuant to the Open Access
                                    Transmission Tariff.

         I.       Virginia Power will determine the balance of any
                  under-recovery or over-recovery of fuel expense allocated to
                  Old Dominion under this Section VI. for Old Dominion Monthly
                  Billing Energy as of January 1, 2001. These amounts will be
                  recovered through twelve equal monthly payments in 2001.


<PAGE>


                                                                      Appendix G
                                                                   Page 11 of 12


                  For calendar year 2001, the Annual Fuel Adjustment Factor
                  applicable to Old Dominion Monthly Reserve Energy shall be
                  calculated based on the estimated annual system fuel expense
                  and sales (MWh), less North Anna fuel expense and sales (MWh).
                  Following calendar year 2001, Virginia Power shall determine
                  the annual system average fuel rate based on actual fuel
                  costs, exclusive of North Anna fuel expense and sales, for
                  2001. The difference between the estimated and the actual
                  annual system fuel rates shall be multiplied by the Old
                  Dominion Monthly Reserve Energy for 2001 to determine the
                  over-recovery or under-recovery for fuel expense for Old
                  Dominion Monthly Reserve Energy for the year 2001. Any
                  over-recovered fuel expense will be refunded to Old Dominion
                  within sixty (60) days as a credit to the monthly Charges For
                  Purchases By Old Dominion. Any under-recovered fuel expense
                  will be charged to Old Dominion within sixty (60) days as an
                  addition to the monthly Charges For Purchases By Old Dominion.
                  Effective January 1, 2002, this Annual Fuel Adjustment Factor
                  will no longer be applicable to any Old Dominion Monthly
                  Billing Energy, Peaking Energy or Old Dominion Monthly Reserve
                  Energy.


VII.     Monthly Charges for Purchases by Old Dominion

         The Monthly Charges for Purchases by Old Dominion shall be the sum of
Paragraphs I., II.,III.,IV.,V. and VI.


<PAGE>

                                    [GRAPH]
                    Supplemental Hourly Load Duration Curve

                         *CUSTOMER PLEASE DEFINE GRAPH*

                                                                      Appendix H
                                                                     Page 1 of 3


                                   APPENDIX H

               DETERMINATION OF PURCHASE AMOUNTS BY OLD DOMINION


I.       Old Dominion Monthly Supplemental Demand

         (a)      Old Dominion Monthly Delivered Demand (combined Old Dominion
                  hourly demand measured at the Interconnection Points for the
                  clock hour during which the Combined System Monthly Peak
                  Demand occurs),

Less     (b)      Old Dominion Monthly Delivered SEPA Capacity.

The resulting difference multiplied by

         (c)      the factor of 100 divided by 100 minus multiplied the Combined
                  System Loss Percentage (to reflect demand at the generation
                  level),

         (Equal to Old Dominion Monthly Demand)

Less     (d)      Old Dominion Monthly North Anna Capacity,

Less     (e)      Old Dominion Monthly Accredited Firm Capacity (other than
                  capacity specifically accounted for in Sections I. or III.
                  of this Appendix H),

Less     (f)      Old Dominion Monthly Accredited Non-firm Capacity (other than
                  capacity specifically accounted for in Sections I. or III. of
                  this Appendix H),

Less     (g)      Peaking Capacity,

Less     (h)      Excluded Peaking Capacity.


II.      Old Dominion Monthly Maximum Diversified Demand

         (a)      The combined Old Dominion Members monthly maximum coincident
                  hourly demand measured at the Interconnection Points during
                  the On-Peak hours.


III.     Old Dominion Monthly Billing Demand

         (a)      Old Dominion Monthly Supplemental Demand

Less     (b)      Excluded Supplemental Capacity


<PAGE>


                                                                      Appendix H
                                                                     Page 2 of 3


Plus     (c)      The kW, if any, by which the most recent 12 month average Old
                  Dominion Monthly Maximum Diversified Demand exceeds 110% of
                  the most recent 12-month average Old Dominion Monthly
                  Delivered Demand with such excess multiplied by the factor of
                  100 divided by 100 minus the Combined System Loss Percentage.


IV.      Old Dominion Monthly Reserve Energy

         (a)      Old Dominion Monthly North Anna Energy that would have been
                  produced for the month were the Old Dominion Monthly North
                  Anna Capacity fully available all month,

Plus     (b)      Old Dominion Monthly Accredited Non-firm Energy that would
                  have been produced for the month were the Old Dominion Monthly
                  Accredited Non-firm Capacity fully available all month,

Less     (c)      Old Dominion Monthly Accredited Non-firm Energy that could
                  have been produced but was not produced for economic dispatch
                  reasons,

Less     (d)      Old Dominion Monthly North Anna Energy,

Less     (e)      Old Dominion Monthly Accredited Non-Firm Energy,

Less     (f)      Displacement Reserve Energy.


V.       Old Dominion Monthly Supplemental Energy

                  (a)      Old Dominion Monthly Delivered Energy,

Less              (b)      Old Dominion Monthly Delivered SEPA Energy,

with the resulting difference multiplied by

                  (c)      the factor of 100 divided by 100 minus the Combined
                           System Transmission Loss Percentage (to reflect
                           energy at the generation level),

         (equal to Old Dominion Monthly Energy)

Less              (d)      Old Dominion Monthly North Anna Energy,

Less              (e)      Old Dominion Monthly Accredited Firm Energy (other
                           than energy specifically accounted for in Sections
                           IV., V. or VI. of this Appendix H),


<PAGE>


                                                                      Appendix H
                                                                     Page 3 of 3


Less              (f)      Old Dominion Monthly Accredited Non-Firm Energy, less
                           Clover Economy Sales to Virginia Power (other than
                           energy specifically accounted for in Sections IV., V.
                           or VI. of this Appendix H),

Less              (g)      Old Dominion Monthly Reserve Energy,

Less              (h)      Displacement Reserve Energy

Less              (i)      Energy associated with Clover Economy Purchases from
                           Virginia Power,

Less              (j)      Peaking Energy,

Less              (k)      Displacement Peaking Energy,

Less              (l)      Excluded Peaking Energy.


VI.      Old Dominion Monthly Billing Energy

                  (a)      Old Dominion Monthly Supplemental Energy,

Less              (b)      Excluded Supplemental Energy,

Less              (c)      Displacement Supplemental Energy.


<PAGE>
                                                                      Appendix I
                                                                     Page 1 of 1


                                   APPENDIX I

                          CHARGES FOR RESERVE CAPACITY

         Charges for Old Dominion's purchases of demand and energy from Virginia
Power shall be calculated according to the following provisions, subject to
approval of these terms, conditions and charges by FERC:

         The Reserve Capacity Charge shall be determined in accordance with
Section 8.05 of this Agreement.

         The Reserve Capacity Charge shall be as set forth below:

                  Old Dominion Reserve Capacity - North Anna (a)     ________kW

                  Old Dominion Reserve Capacity - Clover (a)         ________kW

                  Reserve Capacity Charge per kW:

                        For the Calendar Year 1998 -         $6.97743/kW-month

                        For the Calendar Year 1999 -         $6.48667/kW-month

                        For the Calendar Year 2000 -         $5.97645/kW-month

                        For the Calendar Year 2001 -         $5.40973/kW-month

                  For the year 2002 and beyond, the Reserve Capacity Charge
shall be determined pursuant to Section 8.05 (a) of this Agreement based on
designated Virginia Power-owned peaking units.

                  The above Reserve Capacity Charges are exclusive of ancillary
service charges which shall be paid pursuant to the Transmission Service
Agreement.

                  [Note(a):  Old Dominion Reserve Capacity will be adjusted
annually, effective January 1, to reflect adjustments to the System Reserve
Margin, and from time to time to reflect the current rated capability of the
generator units.]

<PAGE>


                                                                      Appendix J
                                                                     Page 1 of 7


                                   APPENDIX J

                               FACILITIES CHARGES


I.       APPLICABILITY

         This Appendix J covering the supply of Excess Facilities Service is
applicable to Old Dominion in the territory served by Virginia Power.

II.      AVAILABILITY

         Whenever Old Dominion requests Virginia Power to supply electricity in
a manner which will require facilities in excess of Normal Service Facilities as
defined in Paragraph IV. hereof, and Virginia Power finds it practicable, such
facilities will be provided in accordance with Paragraphs III. and V. hereof.

III.     MONTHLY RATE

         1.       1.73% of the estimated installed cost of all distribution
                  equipment and facilities (rated below 69 kV) required in
                  addition to Normal Service Facilities.

         2.       1.44% of the estimated installed cost of all transmission
                  equipment and facilities (rated 69 kV and above) required in
                  addition to Normal Service Facilities.

IV.      DETERMINATION OF NORMAL SERVICE FACILITIES

         Virginia Power's Normal Service Facilities at an Interconnection Point
with Old Dominion shall be those Virginia Power is committed to provide for
service under this Agreement, as it may be amended from time to time, and agreed
to by the Planning and Administration Committee.

V.       EXCESS FACILITIES SERVICE

         Excess Facilities Service supplied shall be subject to the provisions
of this Agreement except as modified by the following:

         1. Virginia Power's facilities will be installed in a place and manner
satisfactory to Virginia Power; and, upon request by Virginia Power, Old
Dominion will furnish the property on which any excess facilities may be
located.

         2. Virginia Power may change facilities at its convenience so long as
equivalent service is rendered and the charge to Old Dominion is unaffected. In
Paragraphs 3., 4., and 5. below, a change in facilities shall mean one for which
an increase or decrease in the Monthly Charge for Excess Facilities Service
becomes appropriate.


<PAGE>


                                                                      Appendix J
                                                                     Page 2 of 7


         3. If within ten years from the initial connection of Excess Facilities
Service at any Interconnection Point or from the last change made in Virginia
Power facilities at that point (1) Old Dominion wishes to discontinue Excess
Facilities Service; or (2) Old Dominion ceases to take electric service from
Virginia Power at that point; or (3) Virginia Power determines that, in
accordance with good engineering and operating practice, service to Old Dominion
at such Interconnection Point requires a further change in Virginia Power
facilities or in their classification as Normal or Excess Facilities, other than
a change provided for in Paragraph 4. below, Old Dominion will:

                  (a)      Agree to the new Monthly Excess Facilities Charge; or

                  (b)      Request that the Excess Facilities be removed and, in
                           such event, Old Dominion will reimburse Virginia
                           Power for the costs specified in Paragraph 5. below.

         4. If the Excess Facilities serving an Interconnection Point are
changed by Virginia Power within five years from the initial connection or from
the last change made in Virginia Power facilities at that Interconnection Point,
not as a direct result of a change in Old Dominion's load or request by Old
Dominion, Old Dominion will:

                  (a)      Agree to such change by Virginia Power before the
                           change is made, if service is still wanted by Old
                           Dominion, provided that:

                           (1)      if the change causes an increase in the
                                    Monthly Charge for Excess Facilities, the
                                    increase will be effective only after the
                                    end of said five years, or

                           (2)      if the change causes a decrease in the
                                    Monthly Charge for Excess Facilities, the
                                    decrease will be effective from the date
                                    Virginia Power changes its facilities; or

                  (b)      Request Virginia Power to remove the Excess
                           Facilities at no cost to Old Dominion at the time
                           Virginia Power changes its facilities.

         5. If facilities are removed or rearranged under Paragraph 3. above,
Old Dominion will reimburse Virginia Power as follows:

                  (a)      When rights-of-way for such service are utilized for
                           a period of less than 10 years, Old Dominion will pay
                           Virginia Power the total cost of acquiring all
                           rights-of-way which are abandoned within twelve
                           months after any aforesaid event,

         plus
                  (b)      The original installed cost (for line facilities,
                           being the year's average


<PAGE>


                                                                      Appendix J
                                                                     Page 3 of 7


                           installed cost on units of property installed
                           throughout Virginia Power's system in each calendar
                           year) - plus - the estimated removal cost - less -
                           salvage on all Virginia Power facilities installed to
                           provide such service and removed as a result of any
                           such event,

         and if applicable,

                  (c)      The original installed cost (for line facilities,
                           being the year's average installed cost on units of
                           property installed throughout Virginia Power's system
                           in each calendar year) to rearrange and/or relocate
                           such facilities to serve such Interconnection Point
                           -plus- the estimated cost to return such facilities
                           to their condition prior to serving such
                           Interconnection Point if such facilities are changed
                           as a result of any such event,

         less

                  (d)      A credit of 1/120th of such reimbursement for each
                           full month Virginia Power facilities at such
                           Interconnection Point were utilized to serve Old
                           Dominion, or its predecessor, except that no credit
                           will apply if such facilities were utilized for a
                           period less than three years.

         6. If at any time all or any part of the Excess Facilities become
Normal Service Facilities, the Monthly Charge for Excess Facilities Service will
cease or will be adjusted to reflect such change.

VI.       EXISTING EXCESS FACILITIES SERVICE

         The Old Dominion Members have certain existing Excess Facilities
Service for which Old Dominion will pay Virginia Power the Monthly Rate as
provided in Paragraph III. of this Appendix J.  These Excess Facilities Services
are listed on Pages 4 through 7 of this Appendix J.

VII.     CHANGES IN MONTHLY RATE

         Virginia Power shall have the right to unilaterally file with FERC for
a change in rates contained in this Appendix J under Section 205 of the Federal
Power Act and pursuant to the Commission's Rules and Regulations promulgated
thereunder. In addition, nothing contained herein shall limit or modify in any
respect Old Dominion's legal rights to oppose, in whole or in part, Virginia
Power's filing for a change in the rates contained in this Appendix J or to
complain of these rates pursuant to Section 206 of the Federal Power Act.


<PAGE>


                                                                      Appendix J
                                                                     Page 4 of 7


                                            Type
                                            of Excess
Cooperative and Delivery Point              Facilities
- ------------------------------              ----------
B-A-R-C Electric Cooperative

     Bustleburg Delivery Point              Data Pulse
     Callaghan Delivery Point               Data Pulse
     Cornwall Delivery Point                Data Pulse
     Effinger Delivery Point                Data Pulse
     Fairfield Delivery Point               Data Pulse
     Fordwick Delivery Point                Data Pulse
     Goshen Delivery Point                  Data Pulse
     Lexington Delivery Point               Data Pulse

Mecklenburg Electric Cooperative

     Barnes Junction Delivery Point         Data Pulse
     Beechwood Delivery Point               Data Pulse
     Belfield Delivery Point                Data Pulse
     Black Branch Delivery Point            Data Pulse
     Boydton Delivery Point                 Data Pulse
     Brink Delivery Point                   Data Pulse
     Clarksville Delivery Point             Data Pulse
     Climax Delivery Point                  Data Pulse
     Crystal Hill 2 Delivery Point          Data Pulse
     Emporia Delivery Point                 Data Pulse
     Freeman Delivery Point                 Data Pulse
     Gasburg Delivery Point                 Data Pulse
     Gretna Delivery Point                  Data Pulse
     Grit Delivery Point                    Data Pulse
     Hickory Grove                          Data Pulse
     Huber Delivery Point                   Data Pulse
     Hurt Delivery Point                    Data Pulse
     Jones Store Delivery Point             Data Pulse
     Kerr Delivery Point                    Data Pulse
     Mt. Airy Delivery Point                Data Pulse
     Northview Delivery Point               Data Pulse
     Omega Delivery Point                   Data Pulse
     Shockoe Delivery Point                 Data Pulse



<PAGE>



                                                                      Appendix J
                                                                     Page 5 of 7


                                            Type
                                            of Excess
Cooperative and Delivery Point              Facilities
- ------------------------------              ----------
Northern Neck Cooperative

     Garner Delivery Point                  Data Pulse
     Oak Grove Delivery Point               Data Pulse
     Office Hall Delivery Point             Data Pulse
     Passapatanzy Delivery Point            Data Pulse
     Sanders                                Data Pulse

Northern Virginia Electric Coop

     Arcola Delivery Point                  Data Pulse
     Bethel Delivery Point                  Data Pulse
     Cardinal                               Totalized Metering
     Catharpin Delivery Point               Data Pulse
     Country Club Delivery Point            Data Pulse
     Cub Run 2 Delivery Point               Data Pulse
     Godwin Delivery Point                  Alternate Circuits
     Herndon Delivery Point                 Data Pulse
     Hillsboro Delivery Point               Data Pulse
     Independent Hill                       Data Pulse
     Johnson 3 Delivery Point               Data Pulse
     Lindendale Delivery Point              Data Pulse
     Middleton Delivery Point               Data Pulse
     Minnieville Delivery Point             Data Pulse
     Moore Delivery Point                   Data Pulse
     Smoketown Delivery Point               Data Pulse
     Sowego 2 Delivery Point                Data Pulse
     Wellington Delivery Point              Data Pulse

Prince George Electric Cooperative

     Bakers Pond Delivery Point             Data Pulse
     Garysville Delivery Point              Data Pulse
     Prince George Delivery Point           Data Pulse
     Wakefield Delivery Point               Data Pulse
     Waverly Delivery Point                 Data Pulse
     Waverly 2 Delivery Point               Data Pulse



<PAGE>



                                                                      Appendix J
                                                                     Page 6 of 7
                                            Type
                                            of Excess
Cooperative and Delivery Point              Facilities
- ------------------------------              ----------
Rappahannock Electric Coop

     Bear Island Delivery Point             Data Pulse
     Brandy Delivery Point                  Data Pulse
     Clancie Delivery Point                 Data Pulse
     Cuckoo Delivery Point                  Data Pulse
     Culpeper #1 Delivery Point             Data Pulse
     Decapolis Delivery Point               Data Pulse
     Greenwood Delivery Point               Data Pulse
     Goldmine Delivery Point                Data Pulse
     Kings Dominion Delivery Point          Data Pulse
     Locust Grove                           Data Pulse
     Millers Tavern Delivery Point          Data Pulse
     Mitchell Delivery Point                Data Pulse
     North Doswell Delivery Point           Data Pulse
     Oak Shade Delivery Point               Data Pulse
     Orchid Delivery Point                  Data Pulse
     Orleans Delivery Point                 Data Pulse
     Paytes Delivery Point                  Data Pulse
     Proffit Delivery Point                 Data Pulse
     Slabtown Delivery Point                Data Pulse
     St. Johns Church 3 Delivery Point      Data Pulse
     Unionville Delivery Point              Data Pulse
     Warrenton Delivery Point               Data Pulse
     Wilderness Delivery point              Data Pulse

Shenandoah Valley Electric Coop

     Barterbrook Delivery Point             Data Pulse
     Brands Delivery Point                  Data Pulse
     Cold Springs Delivery Point            Data Pulse
     Columbia Furnace Delivery Point        Data Pulse
     Crimora Delivery Point                 Data Pulse
     Dayton Delivery Point                  Data Pulse
     Gardner Springs Delivery Point         Data Pulse
     Mt. Jackson Delivery Point             Data Pulse
     North River Delivery Point             Data Pulse
     Timberville Delivery Point             Data Pulse
     Trimbles Mill Delivery Point           Data Pulse
     Woodstock Delivery Point               Data Pulse


<PAGE>


                                                                      Appendix J
                                                                     Page 7 of 7

                                            Type
                                            of Excess
Cooperative and Delivery Point              Facilities
- ------------------------------              ----------
Southside Electric Cooperative

     Altavista Delivery Point               Data Pulse
     Amelia Delivery Point                  Data Pulse
     Center Star Delivery Point             Data Pulse
     Cherry Hill Delivery Point             Data Pulse
     Danieltown Delivery Point              Data Pulse
     Drakes Branch Delivery Point           Data Pulse
     Evergreen Delivery Point               Data Pulse
     Fort Pickett Delivery Point            Data Pulse
     Gary Delivery Point                    Data Pulse
     Gladys Delivery Point                  Data Pulse
     Hooper Delivery Point                  Data Pulse
     Madisonville Delivery Point            Data Pulse
     Martins Delivery Point                 Data Pulse
     Moran Delivery Point                   Data Pulse
     Nutbush Delivery Point                 Data Pulse
     Pointon Delivery Point                 Data Pulse
     Powhatan 2 Delivery Point              Data Pulse
     Reams 2 Delivery Point                 Data Pulse
     Redhouse Delivery Point                Data Pulse
     Stoddert Delivery Point                Data Pulse
     Victoria Delivery Point                Data Pulse


<PAGE>

                                                                      Appendix K
                                                                     Page 1 of 2


                                   APPENDIX K

                      VIRGINIA ELECTRIC AND POWER COMPANY
                       MONTHLY STATEMENT TO OLD DOMINION
                           MONTH OF         19


(1)       Total Operation and Maintenance Charges (A)

(2)       New Investment including Nuclear Fuel

(3)       Supplemental Demand Charges (Appendix G)

(4)       Supplemental Energy Charges (Appendix G)

(5)       Reserve Energy Charges (Appendix G)

(6)       Reserve Capacity Charges (Appendix I)

(7)       Transmission Service Charges

(8)       Distribution Service Charges

(9)       Rappahannock Wheeling Charge Credit

(10)      Peaking Capacity Charges (Appendix G)

(11)      Peaking Energy Charges (Appendix G)

(12)      Cancellation Costs (ending December 1998)

(13)      Facilities Charges (Appendix J)

(14)      Clover Transmission Facilities Charge - 230 kV

(15)      Clover Transmission Facilities Charge - 500 kV

(16)      Economy Transactions

(17)      Other (Specify)

TOTAL                                                       $ _______________


<PAGE>


                                                                      Appendix K
                                                                     Page 2 of 2


(A) Summary of Total Operation and Maintenance Charges from Appendix L:

<TABLE>
<CAPTION>
                                                      ESTIMATE                 ADJUSTMENT
                                                   (Month) (Year)            (Month) (Year)                   TOTAL
                                                   --------------            --------------
<S><C>
North Anna Nuclear Station, Nuclear
   Production Operation and
   Maintenance Expenses
                                                  $                          $                             $


Other Nuclear Production Operation
   and Maintenance Expenses

Administrative and General
   Expenses

North Anna Switchyard
   and Operation and Maintenance
   Expenses

Interest

Revision                                                                                                   ________

TOTAL                                                                                                      $
                                                                                                           ________
</TABLE>


<PAGE>

                                                                      Appendix L
                                                                     Page 1 of 9

                                   APPENDIX L

                                 VIRGINIA POWER
                           NORTH ANNA NUCLEAR STATION
             NUCLEAR PRODUCTION OPERATION AND MAINTENANCE EXPENSES
                            MONTH OF            19
                                 (Month) Budget


I.       BILLING FORMAT

<TABLE>
<CAPTION>
FERC                                                                                      ODEC's
ACCOUNT   (Excludes Nuclear Fuel)                                           Total        Share(A)
- ---------------------------------                                           -----        --------
<S><C>
                  Operation

(1)      517      Supervision and Engineering                           $                $
(2)      519      Coolants and Water
(3)      520      Steam Expenses
(4)      523      Electric Expenses
(5)      524      Miscellaneous Nuclear Power Expenses
(6)      525      Rents
(7)      928      Reg. Comm. - NRC
                                                                         --------        --------

(8)               Total Operation                                        ________        ________

                  Maintenance

(9)      528      Supervision and Engineering
(10)     529      Structures
(12)     530      Reactor Plant Equip.
(13)     531      Electric Plant
                                                                         ________        ________
(14)              Total Maintenance
                                                                         ________        ________

(15)              Payroll Base

                  Payroll Add - On   (C)   Budget

(16)     926      Pensions
(17)     926      Benefits
(18)     408.1    Taxes
(19)     920      Success Share
(20)     926      OPEB
                                                                         ________        ________
(21)              TotalPayroll Add - On                                  ________        ________

(22)              Total North Anna Direct O&M and Payroll Add - On      $               $
                                                                         ________        ________
</TABLE>


                    See Footnotes of Appendix L, Page 9 of 9


<PAGE>


                                                                      Appendix L
                                                                     Page 2 of 9


                                 VIRGINIA POWER
           OTHER NUCLEAR PRODUCTION OPERATION AND MAINTENANCE EXPENSES
                             MONTH OF           19
                                 (Month) Budget

<TABLE>
<CAPTION>
                                                                                      Va. Power
FERC                                                                                    Nuclear           ODEC's
ACCOUNT (Excludes Nuclear Fuel)                                                         Support           Share(B)
- -------------------------------                                                         -------           --------
<S><C>
                  Operation

(1)      517      Supervision and Engineering                                           $                 $
(2)      519      Coolants and Water
(3)      520      Steam Expenses
(4)      523      Electric Expenses
(5)      524      Miscellaneous Nuclear Power Expenses
(6)      525      Rents
(7)      556      System nuclear control and load dispatching
                  (based on ratio of nuclear capacity to total Va. Power
                   owned capacity)                                                      ________          ________

(8)               Total Operation                                                       ________          ________

                  Maintenance

(9)      528      Supervision and Engineering
(10)     529      Structures
(11)     530      Reactor Plant Equipment
(12)     531      Electric Plant
(13)     532      Miscellaneous Nuclear Plant                                           ________          ________

(14)              Total Maintenance                                                     ________          ________

(15)              Payroll Base

         Payroll Add - On (C)    Budget
(16)     926      Pensions
(17)     926      Benefits
(18)     408.1    Taxes
(19)     920      Success Share
(20)     926      OPEB
                                                                                        --------          --------
(21)              Total Payroll Add-On                                                  ________          ________

(22)              Total Nuclear Production Support and Payroll Add-On                   $                 $
                                                                                        --------          --------
</TABLE>

                    See Footnotes of Appendix L, Page 9 of 9


<PAGE>


                                                                      Appendix L
                                                                     Page 3 of 9

                                 VIRGINIA POWER
                      ADMINISTRATIVE AND GENERAL EXPENSES
                             MONTH OF           19



Fixed Monthly A&G Fee for administrative
and general services as described in
Section 11.01(a), (b) and (c)                                       $100,000.00

                    See Footnotes of Appendix L, Page 9 of 9


<PAGE>


                                                                      Appendix L
                                                                     Page 4 of 9

                                 VIRGINIA POWER
                           NORTH ANNA NUCLEAR STATION
             NUCLEAR PRODUCTION OPERATION AND MAINTENANCE EXPENSES
                              MONTH OF          19
                         ADJUSTMENT - ACTUAL vs. BUDGET

<TABLE>
<CAPTION>
                                              Va. Power      Va. Power      ODEC's         ODEC's
FERC                                          (Month, Yr)    (Month, Yr)    Share of       Share of
ACCOUNT  (Excludes Nuclear Fuel)              Actual         Budget         Actual (A)     Budget (A)  Adjustment
- -------  -----------------------              ------         ------         ----------     ----------  ----------
<S><C>
            Operation

(1) 517     Supervision and Engineering       $              $              $              $           $
(2) 519     Coolants and Water
(3) 520     Steam Expenses
(4) 523     Electric Expenses
(5) 524     Misc. Nuclear Power Expenses
(6) 525     Rents
(7) 928     Reg. Comm. - NRC                  _______        __________     _________      _______     _______

(8)         Total Operation                   _______        __________     _________      _______     _______

            Maintenance

(9)  528    Supervision and Engineering
(10) 529    Structures
(11) 530    Reactor Plant Equip.
(12) 531    Electric Plant
(13) 532    Miscellaneous Nuclear Plant       _______        __________     _________      _______     _______

(14)        Total Maintenance                 _______        __________     _________      _______     _______

(15)        Payroll Base

         Payroll Add - On (C) Actual Budget

(16) 926    Pensions
(17) 926    Benefits
(18) 408.1  Taxes
(19) 920    Success Share
(20) 926    OPEB                              _______        __________     _________      _______     _______

(21)        Total Payroll Add-On              _______        __________     _________      _______     _______

(22)        Total North Anna Direct O&M
            and Payroll Add-On                $              $              $              $           $
                                              _______        __________     _________      _______     _______
</TABLE>


                    See Footnotes of Appendix L, Page 9 of 9



<PAGE>


                                                                      Appendix L
                                                                     Page 5 of 9


                                 VIRGINIA POWER
                       OTHER NUCLEAR PRODUCTION OPERATION
                            AND MAINTENANCE EXPENSES
                           MONTH OF               19
                         ADJUSTMENT - ACTUAL vs. BUDGET

<TABLE>
<CAPTION>
                                              Va. Power      Va. Power      ODEC's         ODEC's
FERC                                          (Month, Yr)    (Month, Yr)    Share of       Share of
ACCOUNT (Excludes Nuclear Fuel)               Actual         Budget         Actual (B)     Budget (B)  Adjustment
- -------  -----------------------              ------         ------         ----------     ----------  ----------
<S><C>

                  Operation

(1)      517      Supervision and Eng.        $              $              $              $           $
(2)      519      Coolants and Water
(3)      520      Steam Expenses
(4)      523      Electric Expenses
(5)      524      Misc. Nuclear Pwr. Exp.
(6)      525      Rents
(7)      556      System Nuclear Control
                  and Load Dispatching (Based
                  on ratio of nuclear capacity to
                  total Va. Power owned
                  capacity)                   _______        __________     _________      _______     _______

(8)               Total Operation             _______        __________     _________      _______     _______

                  Maintenance

(9)      528      Supervision and Engineering
(10)     529      Structures
(11)     530      Reactor Plant Equipment
(12)     531      Electric Plant
(13)     532      Misc. Nuclear Plant         _______        __________     _________      _______     _______

(14)              Total Maintenance           _______        __________     _________      _______     _______

(15)              Payroll Base

         Payroll Add - On (C) Actual Budget
(16)     926      Pensions
(17)     926      Benefits
(18)     408.1    Taxes
(19)     920      Success Share
(20)     926      OPEB_________               _______        __________     _________      _______     _______

(21)              Total Payroll Add-On        _______        __________     _________      _______     _______

(22)              Total Nuclear Production
                  Support and payroll add-on  $              $              $              $           $
                                              _______        __________     _________      _______     _______
</TABLE>

                   See Footnotes  of Appendix L, Page 9 of 9


<PAGE>


                                                                      Appendix L
                                                                     Page 6 of 9


                                 VIRGINIA POWER
                             NORTH ANNA SWITCHYARD
                       OPERATION AND MAINTENANCE EXPENSES
                             MONTH OF           19


<TABLE>
<CAPTION>
FERC
ACCOUNT                                                          (Month, Year)          ODEC's
- -------                                                              Actual            Share (D)
                                                                 --------------        ---------
<S><C>
                      Operation

(1)    560     Supervision and Engineering
(2)    562     Station Expenses
(3)    563     Overhead Line Expenses
(4)    566     Miscellaneous Trans. Expenses
(5)    567     Rents                                             ______________   ____________

(6)            Total Operation                                   ______________   ____________

                      Maintenance

(7)    568     Supervision and Engineering
(8)    569     Structures
(9)    570     Station Equipment
(10)   571     Overhead lines
(11)   573     Miscellaneous Trans. Plant                        ______________   ____________

(12)           Total Maintenance                                 ______________   ____________

(13)           Payroll Base

         Payroll Add-On Actual

(14)     926      Pensions
(15)     926      Benefits
(16)     408.1    Taxes
(17)     920      Success Share
(18)     926      OPEB                                           ______________   ____________

(19)           Total Payroll Add-On                              ______________   ____________

(20)           Total O&M and Payroll Add-On                      $                $
                                                                 ______________   ____________
</TABLE>


                    See Footnotes of Appendix L, Page 9 of 9


<PAGE>


                                                                      Appendix L
                                                                     Page 7 of 9


                                 VIRGINIA POWER
                           INTEREST RATE CALCULATION
                          FOR BILLINGS TO OLD DOMINION

For the period (Month, Day, Year) through (Month, Day, Year) the per annum
interest rate equal to the weighted cost of short-term financing was _______%.
This was based on the prime rate at Chase Manhattan Bank. The rate was
calculated as follows:

Time Period           Days            Interest Rate              Factor
- -----------           ----            -------------              ------

                       ----            ----------                ------
Total                  ____            __________                ______

Interest Rate (Factor)/Days = _____%

<TABLE>
<S><C>
NORTH ANNA      True-Up Amount   x   Interest Rate   x       Proration   =     Interest Amount
                --------------       -------------           ---------         ---------------
</TABLE>
Operation and Maintenance

New Investment


                    See Footnotes of Appendix L, Page 9 of 9


<PAGE>


                                                                      Appendix L
                                                                     Page 8 of 9
VIRGINIA POWER
                       ADMINISTRATIVE AND GENERAL EXPENSES
                                   MONTH OF 19
                                     ACTUAL
II.      A&G INFORMATION FORMAT

<TABLE>
<CAPTION>
FERC
ACCOUNT
- -------
                                                                                        Virginia
                  Operation                                                             Power
                  ---------                                                             --------
<S><C>
(1)      920      Administrative and General Salaries                                   $
(2)      921      Office Supplies and Expense
(3)      922      Administrative Expense and Transferred Credit
(4)      923      Outside Services
(5)      924      Property Insurance
(6)      925      Injuries and Damages
(7)      927      Franchise Requirement
(8)      928      Regulatory Commission Expenses
(9)      929      Duplicate Charges - Credit
(10)     930.1    Misc. - Gen. Advertising Expenses
         930.2    Misc. General Expense
(11)     931      Rents                                                                 _______
(12)              Total Operation                                                       _______

                  Maintenance

(13)     935      Maintenance of Gen. Plant                                             _______

(14)              Payroll Base                                                          _______

         Payroll Add-On   (C)  Actual

(15)     926      Pensions
(16)     926      Benefits
(17)     408.1    Taxes
(18)     920      Success Share
(19)     926      OPEB
                                                                                        -------
(20)                  Total Payroll Add - On                                            _______

(21)              Total A&G and Payroll Add-On                                          $
                                                                                        _______
</TABLE>

                    See Footnotes of Appendix L, Page 9 of 9



<PAGE>
                                                                      Appendix L
                                                                     Page 9 of 9


                                   FOOTNOTES


(A)      Costs of the North Anna Power Station will be allocated to Old Dominion
         based on its ownership percentage. Costs will be determined in
         accordance with Section 11.01 of the I&O Agreement.

(B)      Costs of the nuclear support function will be allocated to Old Dominion
         based on the ratio of Old Dominion's entitlement to nuclear capacity,
         to total nuclear capacity in commercial operation.

(C)      Old Dominion will pay its pro rata share of employee pensions and
         benefits which are charged to administrative and general expenses,
         based on the ratio of pension and benefit cost to total payroll. The
         aforementioned ratio will be applied to salaries and wages included in
         the various operation and maintenance expense accounts. Also, Old
         Dominion will pay its pro rata share of payroll taxes based on the
         ratio of payroll taxes to total payroll.


(D)      Costs of the North Anna switchyard will be allocated to Old Dominion
         based on Old Dominion's sixty percent (60%) ownership allocation of
         certain switchyard facilities times Old Dominion's ownership
         percentage.



<PAGE>


                                                                      Appendix M
                                                                     Page 1 of 3

                                   APPENDIX M

                          PEAKING CAPACITY AND ENERGY

I.        Peaking Capacity

          Peaking Capacity shall be calculated in accordance with Section
8.03(a) and (e) and the following


          PC(y) = MODMDD(y-1) x 0.04 + PC(y-1)


Where y is equal to the year's index,

          PC(y)          =   Peaking Capacity in year y
          PC(y-1)        =   Peaking Capacity in year prior to year y
          MODMDD (y-1)   =   Maximum Old Dominion Monthly Delivered Demand in
                             year prior to year y
          This equation begins with year (y) = 1996

II.       Peaking Energy

          Peaking Energy will be determined based upon a forecast of Old
Dominion projected hourly delivered loads excluding SEPA and adjusted for
losses. These loads will be sorted in descending order and shall be referred to
as the Old Dominion "Load Duration Curve." The Peaking Energy shall be
calculated based upon the following equation:

                  hp
          PCe = (SIGMA)        ODMD - P + P\c\
                  h = 0

Where,

          PC\e\   =    Peaking Energy

         ODMD     =    Old Dominion Monthly Demand for each hour

          P       =    The maximum 60 minute Old Dominion Monthly Demand for the
                       year

          PC      =    Peaking Capacity for the year



<PAGE>

                                                                      Appendix M
                                                                     Page 2 of 3

h         =   The hourly index
hT        =   The total number of hours during the year.
hp        =   That hour where ODMD equals the maximum 60 minute Old Dominion
              Monthly Demand for the year less the Peaking Capacity for the
              year.

An illustration of the peaking energy for a sample year follows.


<PAGE>


                                                                      Appendix O
                                                                     Page 3 of 3

                        OLD DOMINION LOAD DURATION CURVE
                                  ANNUAL BASIS



                   [GRAPH APPEARS HERE - PLOT POINTS NEEDED]



<PAGE>

                         Specifications for Service for
                    Network Integration Transmission Service
                      to Old Dominion Electric Cooperative

         The   Specifications   for  the   provision   of  Network   Integration
Transmission  Service by Virginia  Electric  and Power  Company to Old  Dominion
Electric Cooperative are as follows:

VIRGINIA POWER UNITS:
<TABLE>
<CAPTION>
                                                              Dependable Capacity      Dependable Capacity
 Generation Resource             Resource Location                Summer MW                 Winter MW
 -------------------             -----------------                --------                  ---------
 <S> <C>
Nuclear:
North Anna 1                 Mineral                  VA                   893                     893
North Anna 2                 Mineral                  VA                   897                     897
Surry 1                      Surry                    VA                   801                     801
Surry 2                      Surry                    VA                   801                     801
Coal:
Bremo 3                      Bremo Bluff              VA                    71                      74
Bremo 4                      Bremo Bluff              VA                   156                     160
Chesapeake 1                 Chesapeake               VA                   111                     111
Chesapeake 2                 Chesapeake               VA                   111                     111
Chesapeake 3                 Chesapeake               VA                   156                     162
Chesapeake 4                 Chesapeake               VA                   217                     221
Chesterfield 3               Chester                  VA                   100                     105
Chesterfield 4               Chester                  VA                   166                     171
Chesterfield 5               Chester                  VA                   326                     333
Chesterfield 6               Chester                  VA                   658                     671
Clover 1                     Clover                   VA                   441                     441
Clover 2                     Clover                   VA                   441                     441
Mt. Storm 1                  Mt. Storm                WV                   533                     545
</TABLE>


<PAGE>

                                      -2-
<TABLE>
<CAPTION>
                                                              Dependable Capacity      Dependable Capacity
 Generation Resource             Resource Location                Summer MW                  Winter MW
 -------------------             -----------------                ----------                  ---------
 <S> <C>
Mt. Storm 2                  Mt. Storm               WV                    533                    545
Mt. Storm 3                  Mt. Storm               WV                    521                    536
Possum Pt. 3                 Dumfries                VA                    101                    105
Possum Pt. 4                 Dumfries                VA                    221                    221
Yorktown 1                   Yorktown                VA                    159                    163
Yorktown 2                   Yorktown                VA                    167                    172
North Branch (R/S)           Bayard                  WV                    74                     77
Heavy Oil:
Possum Pt. 1                 Dumfries                VA                    74                     74
Possum Pt. 2                 Dumfries                VA                    69                     71
Possum Pt. 5                 Dumfries                VA                    786                    801
Yorktown 3                   Yorktown                VA                    818                    820
Hydro:
Conventional                                                                324                    324
Bath County                  Warm Springs            VA                    1,260                  1,260
Combustion Turbine:
Bellemeade (R/S)                                                            230                    250
Chesterfield 7               Chester                 VA                    197                    232
Chesterfield 8               Chester                 VA                    200                    235

</TABLE>


<PAGE>


                                      -3-


NON-UTILITY GENERATORS:

<TABLE>
<CAPTION>
                                                                  Dependable Capacity     Dependable Capacity      Contract
         Generation Resource               Resource Location         Summer kW               Winter kW             Expiration
         -------------------               -----------------         ---------               ---------             ----------
<S> <C>

Stone Container                          Hopewell           VA                   38,362                  38,362    10/25/2004
Westvaco                                 Convington         VA                   55,000                  55,000    06/17/2001
Merck & Company                          Elkton             VA                    1,901                   1,901    06/13/2003
Chapman Dam                              Woodstock          VA                       72                      72    10/16/2004
Coiners Mill                             Dooms              VA                       10                      10    12/29/2013
Chesapeake                               West Point         VA                   35,000                  35,000    11/09/2000
Norfolk Naval Shipyard                   Portsmouth         VA                        0                       0    04/26/2003
Emporia Hydro                            Emporia            VA                    1,100                   1,100    03/20/2006
Park 500                                 Hopewell           VA                   10,000                  10,000    12/30/2003
Columbia Mills                           Buena Vista        VA                      259                     259    02/06/2015
Alexandria MSW                           Alexandria         VA                                           19,500    01/28/2023
Cogentrix - Hopewell                     Hopewell           VA                   88,500                  88,500    01/09/2008
Scott Energy                             Amelia             VA                    2,500                   2,500    12/28/2015
Cogentrix - Portsmouth                   Portsmouth         VA                   11,500                 115,000    06/08/2008
Union Camp                               Franklin           VA                   14,000                  14,000    08/26/2006
Banister                                 Halifax            VA                      100                     100    09/27/2008
Harvell                                  Petersburg         VA                      100                     100    06/29/2012
Lakeview Hydro                           Colonial Heights   VA                      100                     100    12/21/2008
Richmond Power Enterprises               Richmond           VA                  230,256                 250,000    03/12/2016
Hopewell Cogen, LP                       Hopewell           VA                  335,200                 398,690    07/30/2015
Doswell #1                               Doswell            VA                  302,500                 363,000    05/09/2017
Doswell #2                               Doswell            VA                  302,500                 363,000    05/02/2017
Ogden-Martin Fairfax                     Fairfax            VA                   57,000                  57,000    05/24/2015
Rivanna Water & Sewer                    Charlottesville    VA                      100                     100    04/28/1998
Battersea Dam                            Ettrick            VA                      100                     100    12/31/2015
Weyerhaeuser                             Plymouth           NC                        0                       0    07/26/1997
Fries Hydro                              Fries              VA                    2,400                   2,400    05/19/1999
LG&E-Westmoreland Altavista              Altavista          VA                   62,700                  62,700    02/21/2017
LG&E-Westmoreland Hopewell               Hopewell           VA                   62,700                  62,700    06/30/2017

</TABLE>

<PAGE>
                                                        -4-

<TABLE>
<CAPTION>
                                                                    Dependable Capacity     Dependable Capacity   Contract
     Generation Resource                Resource Location                 Summer kW               Winter kW       Expiration
     -------------------                -----------------                 ---------               ---------       ----------
<S> <C>

LG&E-Westmoreland Southhampton         Southampton        VA                   62,700                   62,700   03/06/2017
Brasfield Dam                          Petersburg         VA                    2,500                    2,500   10/11/2013
Schoolfield Dam                        Danville           VA                    3,000                    3,000   11/30/2015
Roanoke Valley Project                 Halifax Co.        NC                  165,000                  167,200   05/28/2019
Cogentrix - Rocky Mount                Rocky Mount        NC                  115,500                  115,500   10/14/2015
Cogentrix of Richmond - Unit 1         Richmond           VA                  115,500                  115,500   07/31/2017
Cogentrix of Richmond - Unit 2         Richmond           VA                   93,500                   93,024   07/31/2017
Commonwealth Atlantic LP               Chesapeake         VA                  312,004                  375,001   06/04/2017
Gordonsville Energy L.P. I             Louisa Co.         VA                  108,702                  143,902   05/31/2024
Gordonsville Energy L.P. II            Louisa Co.         VA                  108,702                  143,902   05/31/2024
Mecklenburg                            Clarksville        VA                  132,000                  132,000   11/05/2017
Multitrade of Pittsylvania Co., LP     Pittsylvania Co.   VA                   75,312                   79,500   06/14/2019
Panda-Rosemary                         Roanoke Rapids     NC                  165,000                  198,000   12/26/2015
Boydton Plank Road                     Dinwiddie Co.      VA                    3,000                    3,000   12/29/2017
Wythe Park Power #2                    Petersburg         VA                    3,000                    3,000   12/31/2004
Wythe Park Power #3                    Richmond           VA                    3,000                    3,000   07/28/2006
Core-Chesterfield                      Chesterfield Co.   VA                    3,000                    3,000   06/12/1997
Dale                                   Chesterfield Co.   VA                    3,000                    3,000   03/28/1998
I-95 Landfill                          Lorton             VA                    3,000                    3,000   12/31/2011
Roanoke Valley II                      Halifax Co.        NC                   44,000                   45,100   05/31/2020
SEI Birchwood                          King George Co.    VA                  217,800                  222,200   11/14/2021
WE GEN Inc.                            Halifax Co.        VA                    2,900                    2,900   06/28/2022
Baker Cogeneration                     Richmond           VA                    3,000                    3,000   02/08/2022
Suffolk Landfill #1                    Suffolk            VA                    3,000                    3,000   11/03/2014
Handcraft                              Richmond           VA                    3,000                    3,000   02/23/2022
Wiccacon                               Hertford Co.       NC                    5,000                    5,000   12/30/2009
I-95 Phase II                          Lorton             VA                    3,000                    3,000   02/09/2013
Johnston Willis                        Chesterfield Co.   VA                    3,000                    3,000   03/15/2022
William Byrd                           Henrico Co.        VA                    3,000                    3,000   12/01/2022
Carver Heights                         Chesterfield Co.   VA                    1,500                    1,500   12/30/2008

</TABLE>

<PAGE>

                                      -5-
<TABLE>
<CAPTION>
                                                                  Dependable Capacity      Dependable Capacity     Contract
     Generation Resource                Resource    Location               Summer kW                Winter kW    Expiration
     -------------------                --------------------               ---------                ---------    ----------
<S> <C>
Richmond Electric Generation           Henrico Co.         VA                   2,900                    2,900   08/26/2013
Kirk Lumber                            Suffolk             VA                       0                        0   08/05/1997
Lanier Road                            Goochland Co.       VA                   3,000                    3,000   12/30/2022
Lewiston NUG                           Lewiston            NC                   5,000                    5,000   12/30/2013
Woodville NUG                          Woodville           NC                   5,000                    5,000   12/30/2013
Robersonville NUG                      Robersonville       NC                   5,000                    5,000   12/30/2013

</TABLE>

<PAGE>
                                       -6-

PURCHASES:

<TABLE>
<CAPTION>
                                                           Dependable Capacity        Dependable Capacity        Contract
   Generation Resource          Resources    Location         Summer KW                    Winter KW             Expiration
   -------------------          ---------------------         ---------                    ---------             ----------
<S> <C>

  AEP/Rockport                 Spencer County       IN                        455                         455    12/31/1999
  AEP System Capacity                                                          45                          45    12/31/1999
  Hoosier/Merom                Bloomington          ID                        400                         400    12/31/1999

</TABLE>

<PAGE>


                                      -7-


POINTS OF DELIVERY


B-A-R-C EC

<TABLE>
<CAPTION>

Name/Description                   Delivered Voltage (kV)          1996 Summer NCP (kW)        1996-97 Winter NCP (kW)
- ----------------                   ----------------------          --------------------        -----------------------

<S> <C>

BUSTLEBURG                                   115.0                        3,007                          4,956
CALLAGHAN                                     46.0                        9,075                         15,251
GOSHEN                                        46.0                        8,963                         12,522
LEXINGTON                                     12.5                        1,363                          1,733
CORNWALL                                      46.0                        2,376                          3,069
FORDWICK                                      23.0                        1,932                          2,572
FAIRFIELD                                     23.0                        1,195                          1,890
EFFINGER                                     115.0                          N/A                          3,370



COMMUNITY EC

BLACK CREEK                                   13.2                        1,847                          2,335
COURTLAND                                     13.2                        2,397                          3,027
HANDSOM                                      115.0                        1,978                          3,043
HOLLAND                                      115.0                        5,023                          6,661
LUMMIS                                        12.5                        2,413                          2,954
PAGAN                                         13.2                        6,143                          8,058
SADLERS                                       12.5                        2,417                          2,789
WINDSOR                                      115.0                        6,528                          7,469
HARRELLS                                      13.2                        1,387                          1,459
NOTTOWAY                                     34.5                        2,835                          2,520



MECKLENBURG EC

BEECHWOOD                                    115.0                        9,206                         11,309
BLACK BRANCH                                  69.0                        4,113                          3,993
BRINKS                                       115.0                        2,063                          4,673
CLARKSVILLE                                  115.0                        3,701                          3,763

</TABLE>

<PAGE>
                                      -8-

<TABLE>
<CAPTION>

Name/Description                Delivered Voltage (kV)  1996 Summer NCP (kW)        1996-97 Winter NCP  (kW)
- ----------------                ----------------------  ---------------------        ------------------------

<S> <C>

MECKLENBURG EC
(continued)

CLIMAX                                          69.0                        4,770                         4,907
EMPORIA                                        115.0                        2,000                         1,823
FREEMAN                                        115.0                        4,934                         4,522
GASBURG                                         69.0                        7,272                         7,930
GRETNA                                          69.0                        5,566                         5,897
GRIT                                           115.0                        2,927                         2,818
HICKORY GROVE                                  115.0                        4,267                         5,054
JONES STONE                                     69.0                        3,358                         3,422
MT. AIRY                                        69.0                        2,789                         2,837
NORTHVIEW                                      115.0                        2,265                         2,126
OMEGA                                          115.0                        6,077                         6,374
BOYDTON                                        115.0                        3,461                         3,307
BARNES JUNCTION                                115.0                        3,547                         3,792
SHOCKOE                                         69.0                        3,811                         3,250
KERR                                           115.0                        1,656                         1,310
MECKGEN                                        115.0                        3,456                         3,514
MECKGEN 2                                      115.0                          922                           634
CRYSTAL HILL 2                                 115.0                        7,910                         8,842
BELFIELD                                       115.0                        7,868                         8,876
HURT #1                                        115.0                          N/A                           N/A
HURT #2                                        115.0                          N/A                           N/A
HUBER                                          115.0                        7,248                         7,344



NORTHERN NECK EC

CROSS HILL                                      12.5                          883                         1,275
FOLLY                                           34.5                        3,283                         4,802
GARNER                                         115.0                       12,877                        16,590
OAK GROVE                                       34.5                        8,669                         8,316

</TABLE>

<PAGE>


                                                                -9-

<TABLE>
<CAPTION>

Name/Description                      Delivered Voltage (kV)  1996 Summer NCP (kW)         1996-97 Winter NCP (kW)
- ----------------                      ----------------------  ----------- --------         ------------------------

<S> <C>

NORTHERN NECK EC
(continued)

OFFICE HALL                                          13.2                          3,038                        4,500
PASSAPATANZY                                         13.2                          3,314                        4,289
SANDERS                                             230.0                         10,234                       14,966



NORTHERN VIRGINIA EC

INDEPENDENT HILL                                    115.0                         15,391                       22,281
ARCOLA                                              115.0                          4,162                        4,824
BETHEL                                              115.0                         13,571                        9,222
CATHARPIN                                           115.0                          5,126                        5,789
COUNTRY CLUB                                        115.0                         16,358                       22,886
HARRISION                                           115.0                         78,480                      109,440
HERNDON                                              34.5                          4,200                        3,850
HILLSBORO                                            34.5                          5,683                        8,379
LINDENDALE                                          115.0                         22,598                       22,560
MIDDLETON                                            13.2                          1,646                        2,649
MINNIEVILLE                                         115.0                          7,963                        8,400
MOORE                                                34.5                          8,749                       15,210
MT. WEATHER                                          34.5                          2,948                        3,133
SMOKETOWN                                           115.0                         25,998                       18,619
WELLINGTON                                          115.0                          8,010                        9,048
GODWIN                                              115.0                            950                          317
SOWEGO 2                                            115.0                         14,962                       25,848
CARDINAL                                            115.0                         17,271                       23,613
CUB RUN 2                                           230.0                         33,670                       31,416
INDEPENDENT HILL 2                                  115.0                          4,946                        7,482
CEDAR GROVE                                         115.0                          9,573                       13,630
GAINESVILLE 2                                       115.0                         79,315                       80,179
JOHNSON 3                                           230.0                         17,069                       12,835
</TABLE>


<PAGE>


                                                                -10-
<TABLE>
<CAPTION>

Name/Description                      Delivered Voltage (kV)  1996 Summer NCP (kW)       1996-97 Winter NCP (kW)
- ----------------                      -----------------------  ---------------------       -----------------------

<S> <C>

NORTHERN VIRGINIA EC
(continued)
JOHNSON 4                                           230.0                         16,710                       14,090
CLARKS GAP                                           34.5                          3,276                        5,733
GODWIN #2 (REC)                                     115.0                          2,920                        2,746



PRINCE GEORGE EC

BEECHLAND                                            34.5                          2,779                        3,934
PRINCE GEORGE                                        13.2                          5,388                        7,209
SPRING GROVE                                         13.2                          2,147                        2,143
WAKEFIELD                                            13.2                          1,933                        2,601
WILKERSONS CORNER                                    13.2                            594                          824
BACONS CASTLE                                        13.2                            932                        1,432
BOOKER                                               13.2                            511                          582
ROWANTA                                              13.2                          1,231                        1,382
GARYSVILLE                                           13.2                          3,980                        4,389
BAKERS POND                                         115.0                         13,430                       17,645
WAVERLY #2                                          115.0                          3,648                        3,871



RAPPAHANNOCK EC

BEAR ISLAND FIRM                                     230.0                        98,112                       100,170
BRANDY                                               115.0                         2,952                         3,250
CUCKOO                                                13.2                         4,315                         5,626
CULPEPER NO.1                                         13.2                        13,209                        14,285
CULPEPER NO.2                                         12.5                         2,324                         4,599
DECAPOLIS                                             34.5                         4,975                         6,070
GOLDMINE                                              13.2                         5,698                         8,813
GREENWOOD                                            115.0                        49,040                        81,216
KINGS DOMIINION                                      115.0                        24,192                        27,360

</TABLE>

<PAGE>

                                      -11-

<TABLE>
<CAPTION>

Name/Description
- ----------------

                               Delivered Voltage (kV)    1996 Summer NCP (kW)       1996-97 Winter NCP (kW)
                               -----------------------    ---------------------       ----------------------
<S> <C>

RAPPAHANNOCK EC
(continued)

LOCUST GROVE                       115.0                   18,266                        26,777
MILLERS TAVERN                      34.5                    2,593                         3,388
NORTH DOSWELL                      115.0                    8,554                         8,026
OAK SHADE                           34.5                    4,774                         7,099
ORANGE                              12.5                    1,690                         1,970
ORCHID                              13.2                    3,655                         5,999
ORLEANS                             34.5                    4,200                         6,174
PAYTES                              34.5                   14,386                        15,042
SLABTOWN                           115.0                   11,846                        12,653
ST. JOHNS CHURCH #1                115.0                   37,557                        49,099
UNIONVILLE                          13.2                    2,998                         3,568
WARRENTON                           34.5                    4,356                         5,353
WHITE SHOP                          13.2                    1,150                         1,813
WILDERNESS                          12.5                   11,128                        23,597
WOODPECKER                         115.0                    2,323                         2,338
NORTH ANNA                         115.0                      N/A                           N/A
FOUR RIVERS                        230.0                    2,400                         3,200
FOUR RIVERS 2                      230.0                    3,000                         2,400
ELK RUN                            115.0                      934                           947
CLANCIE                             34.5                      746                         1,044
PROFFIT                            230.0                   20,880                        31,104
MITCHELL                           115.0                    3,128                         3,115

</TABLE>

<PAGE>

                                                                -12-
<TABLE>
<CAPTION>




Name/Description               Delivered Voltage (kV)    1996 Summer NCP (kW)       1996-97 Winter NCP (kW)
- ----------------               -----------------------    ---------------------       ----------------------

<S> <C>

SHENANDOAH VALLEY EC

BRANDS                                              115.0                         9,274                        12,624
COLD SPRING                                          23.0                         2,525                         2,671
CRIMORA                                              23.0                         4,748                         7,304
DAYTON                                              115.0                        16,534                        18,134
GARDNER SPRINGS                                      23.0                         3,586                         4,545
MT. JACKSON                                          34.5                         5,385                         6,439
NORTH RIVER                                         115.0                         8,996                         7,181
TIMBERVILLE                                         115.0                        23,846                        25,229
TRIMBLES MILL                                       115.0                         6,086                         8,534
COLUMBIA FURNACE                                     23.0                         2,442                         3,198
WOODSTOCK                                            34.5                         3,291                         4,392
ELKTON (COORS)                                      115.0                         6,350                         6,451
STUARTS DRAFTS                                      115.0                        14,112                        17,251
BARTERBROOK                                         115.0                         5,731                         5,347



SOUTHSIDE EC

ALTAVISTA                                            12.5                          3,422                        3,614
AMELIA                                               34.5                          7,373                       10,454
FORT PICKETT                                        115.0                         11,701                       11,050
CENTER STAR                                          34.5                          5,361                        8,030
CHERRY HILL                                          34.5                          2,541                        3,049
DANIELTOWN                                           69.0                          4,992                        6,106
DRAKES BRANCH                                        12.5                          3,186                        3,701
EVERGREEN                                            34.5                          2,345                        2,880
GARY                                                115.0                          3,168                        3,395
GLADYS                                               69.0                          4,399                        5,386
HOOPER                                              115.0                          3,845                        4,651
MADISONVILLE                                         34.5                          3,763                        4,973

</TABLE>

<PAGE>
                                                       -13-

<TABLE>
<CAPTION>





Name/Description               Delivered Voltage (kV)    1996 Summer NCP (kW)       1996-97 Winter NCP (kW)
- ----------------               -----------------------    ---------------------       ----------------------

<S> <C>


  SOUTHSIDE EC
  (continued)

 MARTINS                                              115.0                         2,634                         2,666
 MORAN                                                115.0                         6,398                         8,371
 NUTBUSH                                              115.0                         5,389                         4,786
 POINTON                                               34.5                         2,667                         2,995
 REDHOUSE-NEW                                         115.0                         9,024                        11,688
 STODDERT                                              34.5                         2,506                         3,043
 REAMS 2                                              115.0                        14,933                        20,966
 VICTORIA                                             115.0                         2,112                         5,386
 POWHATAN #2                                           34.5                        10,146                        17,444

</TABLE>





<PAGE>

                             Service Agreement For
                    Network Integration Transmission Service
                      To Old Dominion Electric Cooperative

        THIS AGREEMENT is made as of this 29th day of July, 1997, by and between
Virginia Electric and Power Company (hereinafter called "Transmission
Provider"), and Old Dominion Electric Cooperative (hereinafter called
"Transmission Customer").

        In consideration of the mutual covenants and agreements herein
contained, the Parties hereto agree as follows:

1.      Transmission Provider agrees to furnish, and Transmission Customer
        agrees to take and pay for, Network Integration Transmission Service
        pursuant to Transmission Provider's FERC Transmission Tariff Volume No.
        5, as modified from time to time. The terms and conditions of the Tariff
        are incorporated herein and made a part hereof. Nothing contained herein
        shall be construed as affecting in any way Transmission Provider's right
        to unilaterally make application to the Federal Energy Regulatory
        Commission, or other regulatory agency having jurisdiction, for any
        change in the Tariff or this Service Agreement under Section 205 of the
        Federal Power Act, or other applicable statute, and any rules and
        regulations promulgated thereunder; or Transmission Customer's rights
        under the Federal Power Act and rules and regulations promulgated
        thereunder.

<PAGE>

                                      -2-

2.      The specifications of service shall be agreed to from time to time by
        Transmission Provider and Transmission Customer. Changes in the
        specifications do not require amendment of the Service Agreement that
        is filed with the FERC unless the changes in specifications result in
        changes in the charges to Transmission Customer for Network Integration
        Transmission Service or related Ancillary Services.

3.      The charge for Network Integration Transmission Service over
        Transmission Provider's Transmission System to Transmission Customer
        shall be the rate set out in Schedule 9 of the Tariff, applied to the
        difference between Transmission Customer's Network Load and any SEPA
        capacity for which the Transmission Provider receives payment for
        transmission service pursuant to another contract. In addition,
        Transmission Customer shall pay a proportional share of Redispatch Costs
        based on the ratio of its Network Load to the sum of all Network Loads
        and Transmission Provider's Native Load. In the event that Transmission
        Customer requests service from Network Resources or to delivery points
        that are not listed in the specifications for service commencing January
        1, 1998, and Transmission Provider must construct additional
        transmission facilities or redispatch generation in order to provide
        such service, Transmission Provider may seek to amend this Service
        Agreement to provide for Transmission Customer to pay for such
        transmission service on an incremental basis pursuant to the policies of
        the Commission. Any fuel costs that Transmission Customer pays as a
        result of

<PAGE>

                                      -3-

        redispatch charges pursuant to this section that would otherwise be
        included in fuel adjustment clause charges under the Interconnection and
        Operating Agreement Between Virginia Electric and Power Company and Old
        Dominion Electric Cooperative ("the I&O Agreement") will be excluded
        from Transmission Customer's fuel adjustment clause charges under that
        Agreement.

4.      The charge for Distribution Service to Transmission Customer's
        Distribution-level points of delivery is $.8193/kW month, multiplied by
        Transmission Customer's maximum hourly demand coincident at all delivery
        points served at distribution voltages, less capacity supplied to such
        delivery points by SEPA, at production level. The charge for
        Distribution Service includes the cost of delivery point meters provided
        by Transmission Provider for service to Transmission Customer. The loss
        factor for such Distribution Service is 0.6924%.

5.      Transmission Customer's arrangements for Ancillary Services are
        as follows:

            Scheduling, System Control and Dispatch Service: For the period
        January 1, 1998 through December 31, 2001, the rate shall be $.01133/kW
        month, applied to the difference between Transmission Customer's Network
        Load and any SEPA capacity for which Transmission Provider receives
        payment for this service pursuant to another contract. Beginning January
        1, 2002, Schedule 1 of the Tariff, as modified from time to time, shall
        apply.

             Reactive Supply and Voltage Control from Generation Sources
        Service: For the period January 1, 1998 through December 31, 2001, the
        rate shall be

<PAGE>

                                      -4-

        $.11000/kW month, applied to the difference between Transmission
        Customer's Network Load and any SEPA capacity for which Transmission
        Provider receives payment for this service pursuant to another contract,
        less Transmission Customer's ownership entitlement in the North Anna and
        Clover generating stations, for which Transmission Customer
        self-supplies this service. Beginning January 1, 2002, Schedule 2 of the
        Tariff, as modified from time to time, shall apply.

            Regulation and Frequency Response Service: For the period January 1,
        1998 through December 31, 2001, Transmission Customer shall purchase
        this service from Transmission Provider at a rate of $6.72/kW month
        applied to .71% of the difference between Transmission Customer's
        Network Load and any SEPA capacity for which Transmission Provider
        receives payment for this service pursuant to another contract.
        Beginning January 1, 2002, Schedule 3 of the Tariff, as modified from
        time to time, shall apply.

             Energy Imbalance Service: For the period in which the dispatch of
        all of Transmission Customer's Network Resources is controlled by
        Transmission Provider, there is no charge for energy imbalance
        service because those Network Resources are automatically
        dispatched to meet Transmission Customer's entire Network Load.
        Schedule 4, as modified from time to time, shall apply to any
        Network Load served by Excluded Supplemental Capacity or Excluded
        Peaking Capacity under the I&O Agreement.

<PAGE>

                                      -5-

            Operating Reserve -- Spinning Reserve Service: For the period
        January 1, 1998 through December 31, 2001, Transmission Customer shall
        purchase this service from Transmission Provider at a rate of
        $8.59000/kW month, applied to 1.26% of difference between Transmission
        Customer's Network Load and any SEPA capacity for which Transmission
        Provider receives payment for this service pursuant to another contract.
        Beginning January 1, 2002, Schedule 5 of the Tariff, as modified from
        time to time, shall apply.

            Operating Reserve -- Supplemental Reserve Service: For the period
        January 1, 1998 through December 31, 2001, Transmission Customer shall
        purchase this service from Transmission Provider at a rate of
        $5.55000/kW month, applied to 1.26% of the difference between
        Transmission Customer's Network Load and any SEPA capacity for which
        Transmission Provider receives payment for this service pursuant to
        another contract. Beginning January 1, 2002, Schedule 6 of the Tariff,
        as modified from time to time, shall apply.

6.      Transmission Customer shall maintain a minimum power factor of 97.3%
        (lagging) at transmission-level delivery points and 99.0% (lagging) at
        distribution level delivery points. Power factors shall be determined
        based on the sums of the kW and rkva, respectively, for all of
        Transmission Customer's transmission level or distribution level
        delivery points within each of Transmission Provider's districts. If
        Transmission Customer fails to maintain these power factors Transmission
        Provider shall charge Transmission Customer for its historical

<PAGE>

                                      -6-

        reactive requirements at embedded cost rates and for its reactive
        requirements in excess of historical levels on an incremental basis.

7.      Transmission Customer may not assign the Service Agreement to any other
        entity; provided that Transmission Customer may assign or transfer its
        rights under this Agreement to the U.S. Government or any agency
        thereof, the National Rural Utilities Cooperative Finance Corporation,
        or any other financing institution solely as security for loans or
        advances without the prior written consent of Transmission Provider.

8.      This Service Agreement is subject to any present and future state and
        federal laws, regulations, orders or other duly promulgated
        requirements.

9.      This Service Agreement shall become effective on January 1, 1998 and
        shall have an initial term of four years. After the initial term, this
        Service Agreement shall continue in effect until terminated by
        Transmission Provider or Transmission Customer; provided that the
        terminating Party must provide not less than one year's written notice
        of termination.

<PAGE>

                                      -7-

        IN WITNESS HEREOF, the Parties have caused this Service Agreement to be
executed by their respective authorized officials.

VIRGINIA ELECTRIC AND POWER COMPANY

By:    /s/J.T. Rhodes
       --------------
Name:  Dr. James T. Rhodes

Title: President and Chief Executive Officer

Date: July 29, 1997

OLD DOMINION ELECTRIC COOPERATIVE

By:     /s/R.W. Watkins
        ---------------
Name:   R. W. Watkins

Title:  President and Chief Executive Officer

Date:   July 29, 1997

<PAGE>

                          Network Operating Agreement
                                    Between
                      Virginia Electric and Power Company
                                      and
                       Old Dominion Electric Cooperative

Preamble

        Virginia Electric and Power Company ("Transmission Provider") and Old
Dominion Electric Cooperative ("Transmission Customer") agree that the
provisions of this Network Operating Agreement ("Network Operating Agreement")
and the Service Agreement govern Transmission Provider's provision of Network
Integration Transmission Service to Transmission Customer in accordance with
Part III of the Open Access Transmission Tariff ("Tariff"), as it may be amended
from time to time. Unless specified herein, capitalized terms shall refer to
terms defined in the Tariff. 1. Control Area Requirements

1.      Control Area Requirements

        Transmission Provider shall be the Control Area Operator for the Network
Loads of Transmission Customer.

        Transmission Provider and Transmission Customer shall plan, construct,
operate, and maintain their facilities and systems in accordance with Good
Utility Practice, which shall include, but not be limited to, all applicable
guidelines of NERC and SERC, as they may be modified from time to time, and any
generally accepted practices in the region that are consistently adhered to by
Transmission Provider.

<PAGE>

                                      -2-

2.      Redispatch Procedures

       (a)     If Transmission Provider determines that redispatching resources
               (including reductions in off-system purchases and sales) to
               relieve an existing or potential transmission constraint is the
               most effective way to ensure the reliable operation of the
               Transmission System, Transmission Provider will redispatch
               Transmission Provider's and Transmission Customer's resources on
               a least-cost basis, without regard to the ownership of such
               resources. Transmission Provider will apprise Transmission
               Customer of its redispatch practices and procedures, as they may
               be modified from time to time.

       (b)     Transmission Customer shall submit to Transmission Provider
               verifiable cost data for any Network Resources that Transmission
               Provider does not dispatch, which estimate the cost to
               Transmission Customer of changing the generation output of each
               of its Network Resources. This cost data will be used, along with
               similar data for Transmission Provider's resources, as the basis
               for least-cost redispatch. Transmission Provider's bulk power
               operations personnel will keep this data confidential, and will
               not disclose it to Transmission Provider's marketing personnel.
               If Transmission Customer experiences changes to the costs for
               such Network Resources, Transmission Customer will submit those
               changes to Transmission Provider's system operation center.
               Transmission Provider will implement least-cost redispatch
               consistent with its current practices and procedures for its own

<PAGE>

                                      -3-

                 resources and its contract obligations with respect to any
                 purchased resources. Transmission Customer shall respond within
                 ten (l0) minutes to requests from Transmission Provider's
                 system operation center for redispatch of such Network
                 Resources that Transmission Provider does not dispatch.

         (c)     In addition to the rights that Transmission Customer may have
                 pursuant to other contracts with Transmission Provider,
                 Transmission Customer may audit, at its own expense, redispatch
                 events (such as the cause or necessity of the redispatch)
                 during normal business hours following reasonable notice to
                 Transmission Provider. Either Transmission Customer or
                 Transmission Provider may request an audit of the other Party's
                 cost data. Any audit of cost data shall be performed by an
                 independent agent at the requesting Party's cost. Such
                 independent agent shall be required to keep all cost data
                 confidential and not disclose such information to Transmission
                 Customer's marketing personnel or Transmission Provider's
                 marketing personnel.

         (d)     Once redispatch has been implemented, Transmission Provider
                 shall book in a separate account the redispatch costs incurred
                 by Transmission Provider and Transmission Customer based on the
                 submitted cost data.

3.      Metering

         (a)    Unless otherwise agreed, Transmission Provider shall be
                responsible for the purchase, installation, operation,
                maintenance, repair and replacement of all

<PAGE>

                                      -4-

                metering equipment necessary to enable Transmission Provider to
                provide Network Integration Transmission Service. Transmission
                Customer shall reimburse Transmission Provider for the cost of
                such meters through monthly charges as provided in the Service
                Agreement. If Transmission Customer obtains energy from any
                generator that is not owned or controlled by Transmission
                Provider, Transmission Customer must either provide a non-
                dynamic schedule between Control Areas or ensure that there is
                sufficient metering to measure the amount of energy provided to
                Transmission Provider's Control Area by that generator. All
                metering equipment shall conform to Good Utility Practice and
                the standards and practices of Transmission Provider's Control
                Area. If Transmission Customer is responsible for metering,
                then, prior to its installation, Transmission Provider shall
                approve the type of metering equipment to ensure conformance
                with such standards or practices, and such approval shall not be
                unreasonably withheld.

         (b)    Electric capacity and energy received by Transmission Provider
                from Transmission Customer shall be measured by meters installed
                at Transmission Customer's Network Resources if such Network
                Resources are electronically located within Transmission
                Provider's Control Area. When measurement is made at any
                location other than a Point of Receipt, suitable adjustment for
                losses between the point of measurement and the

<PAGE>

                                      -5-

                Point of Receipt shall be agreed upon in writing between the
                parties hereto and will be applied to all measurements so made.
                Metered receipts used in billing and accounting hereunder shall
                in all cases include adjustments for such losses.

         (c)    Electric capacity and energy delivered to Transmission
                Customer's Network Load by Transmission Provider shall be
                measured by meters installed at the Point(s) of Delivery to such
                Network Loads. When measurement is made at any location other
                than Point(s) of Delivery, suitable adjustment for losses
                between the point of measurement and the Point(s) of Delivery
                will be agreed upon in writing between the parties hereto and
                will be applied to all measurements so made. Metering equipment
                shall normally be installed on Transmission Customer's side of
                the delivery point. Metered receipts used in billing and
                accounting hereunder shall in all cases include adjustments for
                such losses.

         (d)    Meters at Transmission Customer's Network Resources and Network
                Loads shall be tested at least once every year. At the request
                of either Party, a special test of any meter will be performed.
                All costs of such a test will be paid by the Party requesting
                the test, unless metering inaccuracy as defined in paragraph
                3(e) is discovered, in which case costs will be borne by the
                Party that owns the meter. Representatives of both parties shall
                be afforded an opportunity to be present at all routine or
                special tests. All meters will

<PAGE>

                                      -6-

                be sealed and seals will be broken only by the owning Party and
                only when meters are to be tested or adjusted.

         (e)    In the event any metering equipment used to measure capacity and
                energy is found to be inaccurate by more than one (l) percent or
                is inoperable, the meter will be promptly replaced, repaired or
                readjusted by the owner of the meter. Adjustments made for
                metering inaccuracy or other meter malfunctions will be made for
                the period the inaccuracy or malfunction is known, or for a
                mutually agreed upon period, if not known. If agreement on the
                period of adjustment cannot be reached, a period of three months
                from the date of discovery of the inaccuracy or malfunction
                shall be utilized.

        (f)     Either Party shall have the right to install check metering at
                any Point(s) of Receipt or Delivery, as herein provided without
                charge by the Party owning the metering equipment for the
                purpose of checking the meters installed by the other Party.

         (g)    Each Party shall read any meters owned by it, except as may be
                mutually agreed, and shall furnish to the other Party all meter
                readings and other information required for operations and for
                billing purposes. Such information shall remain available to the
                other Party for three (3) years.

<PAGE>

                                      -7-

4.      Operating Data and Equipment Requirements

         (a)    Supervisory Control and Data Acquisition (SCADA) telemetry to
                Transmission Provider is required for: (i) Transmission
                Customer's aggregate Network Load; (ii) each Network Resource
                that is designated by Transmission Customer after the date of
                this Agreement; and (iii) each transmission-voltage delivery
                point that is established after the date of this Agreement for
                which such telemetry is determined by the Network Operating
                Committee to be necessary to support the reliability of the
                transmission system. Transmission Provider shall establish the
                requirements for SCADA telemetry, the data to be received at its
                system operations center and the protocol for communications
                between Transmission Provider and Transmission Customer based on
                Good Utility Practice and the reliability and security of the
                system. Transmission Provider shall coordinate its decisions
                concerning SCADA telemetry, data and communications protocols
                with Transmission Customer to the extent it can reasonably do
                so.

         (b)    Transmission Customer shall be responsible for the purchase,
                installation, operation, repair and replacement of SCADA
                telemetry equipment and protection equipment and any related
                equipment and hardware that is required by this Agreement.
                Transmission Customer also shall be responsible for implementing
                any modifications to the SCADA software

<PAGE>

                                      -8-

                and communications protocols necessary to communicate
                effectively with Transmission Provider.

5.      Operating Requirements

         (a)    Transmission Customer shall operate its generating resources
                inside Transmission Provider's Control Area (other than
                resources operated by Transmission Provider) in a manner
                consistent with that of Transmission Provider, following voltage
                schedules, free governor response, meeting power factor
                requirements at the points of interconnection with Transmission
                Provider's system, and other such criteria required by NERC and
                SERC and consistently adhered to by Transmission Provider.

         (b)    Transmission Customer shall develop a load curtailment plan that
                provides for voltage reductions, voluntary load curtailments,
                manual load shedding and automatic load shedding that is
                comparable to the load curtailment plan that Transmission
                Provider has for its Native Load Customers. Transmission
                Provider and Transmission Customer shall work together to ensure
                the integrity of the interconnected systems, with Transmission
                Provider charged with the responsibility of initiating and
                coordinating any load curtailments and the subsequent
                restoration of these loads. Should Transmission Customer
                willfully fail, in the absence of good cause, to reduce voltage
                or shed load as required by Transmission Provider, it shall pay
                a charge equal to $25.77/kW-month (as amended from time to time)

<PAGE>

                                      -9-

                multiplied by the amount of load that Transmission Customer
                fails to curtail. Insofar as practicable, Transmission Provider
                and Transmission Customer shall protect, operate, and maintain
                their respective systems so as to avoid or minimize the
                likelihood of disturbances which might cause impairment of
                service on the system(s) of the other.

         (c)    In the event a temporary voltage reduction is required because
                of any condition, Transmission Provider will notify Transmission
                Customer as far in advance as practicable of its plan to reduce
                voltage and the period for which such voltage reduction is
                believed to be required and Transmission Customer will, upon
                such notification, effect a similar true voltage reduction on
                its system during the same period. Transmission Customer will be
                notified immediately when a voltage reduction is planned to be
                terminated.

         (d)    Transmission Customer shall maintain the capability to manually
                shed its Network Load that is comparable to the capability of
                Transmission Provider to manually shed the loads of its Native
                Load Customers. When manual load shedding is necessary,
                Transmission Provider shall notify Transmission Customer of the
                required action and Transmission Customer shall comply within
                ten (10) minutes. Transmission Provider shall require, on a non-
                discriminatory basis, manual load shedding for Transmission

<PAGE>

                                        -10-

                Customer's Network Load unless otherwise required by
                circumstances beyond the control of the Transmission Provider or
                Transmission Customer.

         (e)    Prior to the date on which Transmission Customer serves any
                portion of its Network Load using Excluded Supplemental Capacity
                or Excluded Peaking Capacity under the I&O Agreement, the
                Parties shall agree on load shedding capabilities and procedures
                for that portion of Transmission Customer's Network Load.

         (f)    Transmission Customer shall provide, operate and maintain
                in service automatic high-speed digital underfrequency load
                shedding equipment that has the capability, together with
                equipment installed by Transmission Provider, to disconnect
                Transmission Customer's Network Load in a manner that is
                comparable to Transmission Provider's automatic load shedding
                capability for its Native Load. Such automatic load shedding
                capability shall be established at frequency set points of 59.3
                Hertz, 59.0 Hertz, and 58.5 Hertz, with no intentional time
                delay. The requirement to maintain automatic load shedding
                capability shall be phased in as agreed upon by Transmission
                Provider and Transmission Customer and shall be fully
                implemented by not later than January 1, 2002.

         (g)    In the event Transmission Provider modifies the load shedding
                system, Transmission Customer shall, at its expense, make
                corresponding changes to its equipment and the setting of such
                equipment, as required.

<PAGE>

                                     - 11 -

         (h)    Transmission Customer shall test and inspect its load shedding
                equipment not less than thirty (30) days prior to the occurrence
                of an event that requires modification of its load shedding
                capability as set out in this Article and thereafter shall
                conduct additional tests in accordance with Good Utility
                Practice. Transmission Provider may request other tests of the
                load shedding equipment upon reasonable notice. Transmission
                Customer shall provide Transmission Provider written reports of
                all load shedding tests.

6.      Operational Information

        Transmission Customer shall provide data needed for the safe and
reliable operation of Transmission Customer's and Transmission Provider's
Control Areas and to implement the provisions of the Tariff. Transmission
Provider shall treat this information as confidential and shall not divulge it
to its marketing personnel.

         (a)    Transmission Customer shall provide by September 1st of each
                year Transmission Customer's Network Resource availability
                forecast (e.g., all planned resource outages, including off-line
                and on-line dates) for the following year for all Network
                Resources that are not dispatched by Transmission Provider. Such
                forecast shall be made in accordance with Good Utility Practice.
                Transmission Customer shall inform Transmission Provider, in a
                timely manner, of any changes to Transmission Customer's Network
                Resource availability forecast. In the event that Transmission

<PAGE>

                                      -12-



                Provider determines that such forecast cannot be accommodated
                due to a transmission constraint on its Transmission System, and
                such constraint may jeopardize the security of the Transmission
                System or adversely affect the economic operation of either
                Transmission Provider or a Firm Point-to-Point or Network
                Integration Transmission Customer, the provisions of Section 32
                of the Tariff shall be implemented.


         (b)    Transmission Customer shall provide, at least 36 hours in
                advance of every calendar day, Transmission Customer's best
                forecast of any planned outages of Transmission Customer's
                non-radial transmission facilities and outages of Network
                Resources other than those dispatched by Transmission Provider
                and other operating information that the Network Operating
                Committee deems appropriate. In the event that such planned
                outages cannot be accommodated due to a transmission constraint
                on Transmission Provider's Transmission System, the provisions
                of Section 33 of the Tariff shall be implemented.


7.      Network Planning

        In order for Transmission Provider to plan, on an ongoing basis, to meet
Transmission Customer's requirements for Network Integration Transmission
Service, Transmission Customer shall provide, by September 1st of each year,
updated information (current year and 10-year projection) for Network Loads and
Network Resources that are not dispatched by Transmission Provider, as well as
any other

<PAGE>

                                        -13-

information reasonably necessary to plan for Network Integration Service. This
type of information is consistent with Transmission Provider's information
requirements for planning to serve its Native Load Customers. The data will be
provided in a format consistent with that used by Transmission Provider.

8.      Delivery Points

        8.1 Delivery Points. Transmission Provider and Transmission Customer,
during the term of this Agreement, shall remain interconnected. Unless otherwise
mutually agreed upon, Transmission Customer or its Members shall own, operate
and maintain all facilities, except interconnection metering, on Transmission
Customer's side of the delivery points and these facilities shall be operated
and maintained in accordance with Good Utility Practice. Unless otherwise
mutually agreed upon, Transmission Provider shall own, operate and maintain all
facilities on Transmission Provider's side of the delivery points and all
interconnection metering no matter where located. These facilities shall be
operated and maintained in accordance with Good Utility Practice.

        8.2 Existing Delivery points. The Network Operating Committee shall from
time to time modify the specifications to the Service Agreement to reflect the
delivery points in service. All existing delivery points are defined as those
points where electric power and energy are transferred as of the effective date
of this Agreement from Transmission Provider's system to facilities owned by
Transmission Customer or one of its members.

<PAGE>

                                      -14-

        8.3 Modifications to Delivery Points. Where modifications are suggested
for delivery points the Network Operating Committee shall review the suggested
modifications, allocate the costs of the changes between the Parties and, if
necessary, establish a new point in the physical arrangement as the delivery
point. If the change is mutually agreed upon or if the change is reasonably
required for the giving or receiving of adequate service hereunder, the change
will be made with each Party bearing its own costs. Otherwise, the Party
requesting the change shall be fully responsible for the change and shall pay
all costs incurred as the result of such change. Where a delivery point is
discontinued, the costs of removal shall be paid for by the Party initiating the
discontinuance.

        8.4 Future Delivery Points. The Network Operating Committee shall
coordinate planning of future delivery points through the following procedure:
Transmission Customer shall determine its needs for future delivery points and
shall give Transmission Provider as much advance notice of its needs as
practicable. The Network Operating Committee shall review Transmission
Customer's plans for reasonableness and consistency with Good Utility Practice.
Transmission Provider may propose appropriate modifications to Transmission
Customer's plans; however, Transmission Provider will not require unreasonable
modifications to Transmission Customer's plans. It is the intent of the Parties
that the number, capacity, and location of future delivery points will result
from a planning process using Good Utility Practice and neither Party shall
request changes or additions which would not be in accordance with this concept.

<PAGE>

                                      -15-

        In establishing all future delivery points Transmission Customer shall
construct and bear the costs of those facilities necessary to effect
interconnection at the point where Transmission Provider facilities exist or
will exist at the time of the need for the interconnection. Future delivery
points will be established at 115 kV or higher, except in those cases where the
Network Operating Committee, consistent with Good Utility Practice, determines
that service at lower voltage levels is appropriate and Transmission Provider
shall not unreasonably withhold service at such lower voltage levels. The
delivery point will be defined and established by the Network Operating
Committee so that Transmission Provider will, except as noted below, provide and
bear the costs of those facilities on the supply side of the delivery point
including the necessary switching and protective equipment, and Transmission
Customer will provide and bear the costs of those facilities on the load side of
the delivery point including the necessary isolation switching devices and
protective equipment, transformers and lines.

        When the need for the future delivery point described by Transmission
Customer could, through Good Utility Practice, be satisfied through the
modification and/or upgrading of Transmission Customer's existing facilities,
but Transmission Customer still desires the future delivery point and
Transmission Provider agrees to supply it, Transmission Customer shall bear the
cost of whatever facilities may be required, including those facilities on the
supply side of the delivery point.

        The Parties interpret the Tariff as not requiring System Impact Studies
or Facilities Studies for new delivery points that result from normal load
growth. If the Commission

<PAGE>

                                      -16-

requires Transmission Provider to charge itself for studies in conjunction with
new delivery points needed to accommodate Transmission Provider's normal load
growth, Transmission Customer shall pay for studies in comparable circumstances
in conjunction with its own requests for new delivery points.

        8.5 Characteristics of Electricity. Except as provided in Section 8.4,
Transmission Provider will furnish at future delivery points three phase, 60
Hertz alternating current electricity at 115 kV or higher or at the nominal
voltage level determined to be appropriate by the Network Operating Committee.
Transmission Provider will continue to furnish at all existing delivery points
three phase, 60 Hertz alternating current electricity at Transmission Provider's
nominal voltage now being furnished as listed in Specifications to the Service
Agreement. Transmission Provider shall operate its system so that Transmission
Customer's voltage at each delivery point is within the range Transmission
Provider would maintain for its own purpose.

        8.6 Access at Delivery Points. Transmission Customer and Transmission
Provider will have the right of access at all delivery points and at all remote
delivery point metering locations at reasonable times for the purposes of
reading meters or installing, maintaining, changing or removing any property
they own or for any other proper purpose. The handling of tape cartridges
associated with tape metering at delivery points will be done only by the owner
of the tape meters.

        8.7 Notification of System Changes. Transmission Customer shall notify
Transmission Provider in advance, and Transmission Provider shall notify
Transmission

<PAGE>

                                      -17-

Customer in advance, of any changes to be made in their respective systems which
will affect the proper coordination of protective devices on the two systems.
Transmission Customer and Transmission Provider shall each be responsible for
selection, installation, adjustment and setting, and maintenance of their own
control and protective equipment. In no case shall operation of this equipment
by either Transmission Provider or Transmission Customer place a burden upon or
cause avoidable interruptions to the other's system.

9.      Transfer of Power and Energy Through Other Systems

        In accord with regional practices, NERC requirements and the
requirements of the Tariff, to the extent Transmission Provider and Transmission
Customer's use of the Transmission System impacts other electric systems,
Transmission Provider and Transmission Customer shall take actions to relieve
constraints on third party systems as deemed necessary to the reliability and
security of the third party system or the region.

10.     Notice

        Any notice or request made to or by either Party regarding this Network
Operating Agreement shall be made to the representative of the other Party as
follows:

<TABLE>
<CAPTION>

Virginia Electric and Power Company               Old Dominion Electric Cooperative

<S> <C>

        Manager Power Supply                      Dispatch Supervisor
        Virginia Electric and Power Company       Old Dominion Electric Cooperative
        5000 Dominion Boulevard                   4201 Dominion Boulevard
        Glen Allen, Virginia 23060                Glen Allen, Virginia 23060

</TABLE>

<PAGE>

                                      -18-
1 1.    Amendment

        Nothing contained herein shall be construed as affecting in any way
Transmission Provider's right to unilaterally make application to the Federal
Energy Regulatory Commission, or other regulatory agency having jurisdiction,
for any change in this Network Operating Agreement and the Tariff under Section
205 of the Federal Power Act, or other applicable statute, and any rules and
regulations promulgated thereunder; or Transmission Customer's right under the
Federal Power Act and rules and regulations promulgated thereunder.

12.     Incorporation

        The Tariff and Service Agreement are incorporated herein and made a part
hereof.

13.     Term

        The term of this Network Operating Agreement shall be concurrent with
the term of the Service Agreement between the Parties.

14.     Network Operating Committee

        The Network Operating Committee shall be responsible for the
coordination of the operating criteria established by this Network Operating
Agreement including (i) operation and maintenance of equipment necessary for
integrating Transmission Customer within Transmission Provider's Transmission
System (including, but not limited to, remote terminal units, metering,
communications and relaying equipment), (ii) transfer of data between
Transmission Provider and Transmission Customer (including, but not limited to,
operational characteristics of Network Resources not dispatched by

<PAGE>

                                        -19-

Transmission Provider, generation schedules for units outside Transmission
Provider's Control Area, interchange schedules, unit output for redispatch
required under Section 33 of the Tariff and voltage schedules), (iii) exchange
of data on forecasted loads and resources necessary for long-term planning, (iv)
coordination and implementation of modifications to delivery points and
coordination of and planning for future delivery points in accordance with Good
Utility Practice, and (v) resolution of any other technical and operational
issues necessary for implementation of this Network Operating Agreement. Each
member of the Network Operating Committee shall be fully authorized to act on
behalf of its Party with respect to all matters contemplated in the Network
Operating Agreement but will not be authorized to amend the Agreement.
Transmission Provider's representative to the Network Operating Committee is the
Manager Power Supply. Transmission Customer's representative to the Network
Operating Committee is the Vice President Engineering and Operations.

<PAGE>

                                      -20-

        IN WITNESS WHEREOF, the Parties have caused this Network Operating
Agreement to be executed by their respective authorized officials.

VIRGINIA ELECTRIC AND POWER COMPANY:

By:   /s/J.T. Rhodes
      --------------
Name: Dr. James T. Rhodes

Title: President and Chief Executive Officer

Date: July 29, 1997

OLD DOMINION ELECTRIC COOPERATIVE:

By:     /s/R. W. Watkins
        ----------------
Name:   R. W. Watkins

Title:  President and Chief Executive Officer

Date:   July 29, 1997





</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.21
<SEQUENCE>3
<DESCRIPTION>EXHIBIT 10(XXI)
<TEXT>



                               SECOND AMENDMENT TO
                            DOMINION RESOURCES, INC.
                     EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN


     RESOLVED, that the Dominion Resources, Inc. Executive Supplemental
Retirement Plan (the "Plan") as amended and restated September 1, 1996 is
amended, pursuant to the authority in Section 8.1 of the Plan. This Amendment is
effective as of February 20, 1998.

1.   Section 1.14 is amended to read as follows:

     "Participant" means an elected officer of Dominion Resources, Inc.,
     Virginia Power, or a subsidiary or Affiliate of Dominion Resources, Inc.
     who is eligible to participate in the Plan under Article II.

2.   Article II is amended to read as follows:

          An elected officer of Dominion Resources, Inc., Virginia Power, or a
     subsidiary and Affiliate of Dominion Resources, Inc. or Virginia Power will
     become a Participant in the Plan upon his or her designation as a
     Participant by the O&C Committee of Dominion Resources, Inc. or Virginia
     Power. An individual shall remain a Participant only so long as the
     individual remains an elected officer. The appropriate O&C Committee may
     change its designation of any individual officer as a Participant at any
     time. The employer of a Participant will be a designated employer under the
     Plan.

     IN WITNESS WHEREOF, Dominion Resources, Inc. caused this Second Amendment
to be executed by its duly authorized officer as of the date indicated above.


                                       By: /s/ THOMAS F. FARRELL
                                           -------------------------------------
                                           Thomas F. Farrell, II
                                           Sr. Vice President - Corporate


                                           March 3, 1998
                                           -------------------------------------
                                           Date


<PAGE>


                               First Amendment to
                            Dominion Resources, Inc.
                     Executive Supplemental Retirement Plan


     RESOLVED, that the Dominion Resources, Inc. Executive Supplemental
Retirement Plan (the "Plan") as amended and restated September 1, 1996 is
amended, pursuant to the authority in Section 8.1 of the Plan. This Amendment is
effective as of June 20, 1997 only with respect to Dominion Resources, Inc.
Participants in the Plan. This Amendment is not effective with respect to
Virginia Power Participants in the Plan.

I.   With respect to DRI Participants only, Section 3.1(d) is amended to read as
     follows:

          "(d) If a Participant has completed sixty (60) months of service with
          the Company, upon his severance from employment with the Company
          before the attainment of fifty-five (55) years of age, the Participant
          shall be entitled to the benefits provided under the Subsection 3.1(a)
          multiplied by the following fraction (not greater than one):

     Participant's completed months of service since becoming a Participant
   Total months from the date on which the individual became a Participant to
          the Participant's attainment of fifty-five (55) years of age

     In calculating months and months of service, partial months shall be
disregarded. The actuarial equivalent of the benefit under this Subsection
3.1(d) shall be paid in a single lump sum payment. The actuarial equivalent
shall be determined as provided in Section 3.2. Payment shall be made on the
first day of the month following the severance from employment with the Company
of the Participant or as soon thereafter as administratively possible."

II.  The second sentence of Section 3.2 (a) is amended to read as follows:

"The actuarial equivalent of the benefit provided under Subsection 3.1(a) or 3.1
(b) shall be computed using actuarial factors, including interest rates, as
determined by the Administrative Benefit Committee."

     IN WITNESS WHEREOF, Dominion Resources, Inc. caused this First Amendment to
be executed by its duly authorized officer as of the date indicated above.


                                        DOMINION RESOURCES, INC.

                                   BY:  /s/ LINWOOD R. ROBERTSON
                                        ---------------------------------------
                                        Linwood R. Robertson
                                        Executive Vice President and Chief 
                                        Financial Officer

                                        6-20-97
                                        ---------------------------------------
                                        Date



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.22
<SEQUENCE>4
<DESCRIPTION>EXHIBIT 10(XXII)
<TEXT>



                                                                   Exhibit 1O(i)


                            DOMINION RESOURCES, INC.
                 ADDITIONAL RETIREMENT CREDITED YEARS OF SERVICE


                                                             Additional Credited
Executive                              Age                     Years of Service
- ---------                              ---                     ----------------

Thomas N. Chewning and                 55                            25
Thomas F. Farrell, II                  60                            30

Edgar M. Roach, Jr.                    50                            15
                                       55                            20
                                       60                            30

James F. Stutts                        65                            20

G. Scott Hetzer                        62.5                          30

Norman B.M. Askew                      60                            30




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.30
<SEQUENCE>5
<DESCRIPTION>EXHIBIT 10(XXX)
<TEXT>




                              EMPLOYMENT AGREEMENT


     This EMPLOYMENT AGREEMENT (the "Agreement") is made as of September 12,
1997, between DOMINION RESOURCES, INC. (the "Company") and THOMAS N. CHEWNING
(the "Executive")

                                   RECITALS:

     The Board of Directors of Dominion Resources, Inc. (the "Board of
Directors") recognizes that outstanding management of the Company is essential
to advancing the best interests of the Company, its shareholders and its
subsidiaries. The Board of Directors believes that it is particularly important
to have stable, excellent management at the present time. The Board of Directors
believes that this objective may be achieved by giving key management employees
assurances of financial security for a period of time, so that they will not be
distracted by personal risks and will continue to devote their full time and
best efforts to the performance of their duties.

     The Organization and Compensation Committee of the Board of Directors (the
"Committee") has recommended, and the Board of Directors has approved, entering
into employment agreements with the Company's key management executives in order
to achieve the foregoing objectives. The Executive is a key management executive
of the Company and is a valuable member of the Company's management team. The
Company acknowledges that the Executive's contributions to the growth and
success of the Company will be substantial. The Company and the Executive are


<PAGE>


entering into this Agreement to induce the Executive to serve as an employee of
the Company and to devote his full energy to the Company's affairs. The
Executive has agreed to be employed by the Company under the terms and
conditions hereinafter set forth.

     NOW, THEREFORE, in consideration of the foregoing and the mutual
undertakings contained in this Agreement, the parties agree as follows:

     1. Employment. The Company will employ the Executive, and the Executive
will be employed by the Company, as an executive of the Company, for the period
beginning September 12, 1997 (the "Effective Date") and ending on the third
anniversary of such date, subject to the further provisions of this Section 1
(the "Term of this Agreement"). If Thos. E. Capps ceases to be the Chief
Executive Officer of the Company before the third anniversary of the Effective
Date, the Term of this Agreement shall be extended for a period of three years
from the date Thos.E. Capps ceases to be the Chief Executive Officer of the
Company; provided that the Term of this Agreement shall end at the first day of
the month following the Executive's sixty-fifth (65th) birthday.

     2. Duties. The Company and the Executive agree that, during the Term of
this Agreement, the Executive will serve in a senior management position with
the Company. The Executive (i) will devote his knowledge, skill and best efforts
on a full-time basis to performing his duties and obligations to the Company
(with the exception of absences on account of illness or vacation


                                        2


<PAGE>


in accordance with the Company's policies and civic and charitable commitments
not involving a conflict with the Company's business), and (ii) will comply with
the directions and orders of the Board of Directors and Chief Executive Officer
of the Company with respect to the performance of his duties.

     3. Effect on Other Agreements.

     (a) The Board of Directors recognizes that the Executive has entered or may
enter into an Employment Continuity Agreement with the Company, which provides
benefits under certain circumstances in the event of a change in control of the
Company. Notwithstanding anything in this Agreement to the contrary, if the
Executive's employment terminates for any reason after a change in control and
payments are to be made to the Executive under the Executive's Employment
Continuity Agreement: (i) the Executive will not receive payments under this
Agreement as a result of his termination of employment for any reason, (ii)
after payment of any amounts otherwise due the Executive under this Agreement,
this Agreement will terminate without liability on the part of the Company, and
(iii) if and to the extent that any payments made under this Agreement are
considered "parachute payments" for purposes of Section 280G of the Internal
Revenue Code of 1986, as amended (the "Code"), the payments will be taken into
account in determining the amount to be paid to the Executive under the
Employment Continuity Agreement, according to the terms of the Employment
Continuity Agreement. If a change of control occurs and the Executive is not
entitled to receive


                                        3


<PAGE>


payments under the Executive's Employment Continuity Agreement, this Agreement
will continue in effect according to its terms.

     (b) Except as provided above, this Agreement sets forth the entire
understanding of the parties with respect to the Executive's employment with the
Company. The Executive and the Company agree that, effective as of the execution
of this Agreement, any prior employment agreements between the Executive and the
Company (other than the Executive's Employment Continuity Agreement) are null
and void. The term "employment agreement" as used in the preceding sentence does
not include any retirement, incentive or benefit plan or program in which the
Executive participates or any credited service agreement under which the
Executive receives years of service credit for retirement plan purposes.

     4. Affiliates. Employment by an Affiliate of the Company or a successor to
the Company will be considered employment by the Company for purposes of this
Agreement, and termination of employment with the Company means termination of
employment with the Company and all its Affiliates and successors. The term
"Company" as used in this Agreement will be deemed to include Affiliates and
successors. For purposes of this Agreement, the term "Affiliate" means the
subsidiaries of Dominion Resources, Inc. and other entities under common control
with Dominion Resources, Inc.


                                        4


<PAGE>


     5. Compensation and Benefits.

     (a) During the Term of this Agreement, while the Executive is employed by
the Company, the Company will pay to the Executive the following salary and
incentive awards for services rendered to the Company:

          (i) The Company will pay to the Executive an annual salary in an
     amount not less than the base salary in effect for the Executive as of the
     date on which this Agreement is executed. The Board of Directors will
     evaluate the Executive's performance at least annually and will consider
     annual increases in the Executive's salary based on the Executive's
     performance.

          (ii) The Executive will be entitled to receive incentive awards if and
     to the extent that the Board of Directors determines that the Executive's
     performance merits payment of an award. The Board of Directors will make
     its determination consistent with the methodology used by the Company for
     compensating its senior management employees.

If the Executive is employed by an Affiliate or a successor (as described in
Section 4), the term "Board of Directors" as used in this Section 5(a) and in
Section 6(a) (iii) means the Board of Directors of the Executive's employer.

     (b) During the Term of this Agreement, while the Executive is employed by
the Company, the Executive will be


                                        5


<PAGE>


eligible to participate in a similar manner as other senior executives of the
Company in retirement plans, cash and stock incentive plans, fringe benefit
plans and other employee benefit plans and programs provided by the Company for
its senior management employees from time to time.

     (c) If the Executive attains age 55 while employed by the Company, the
Executive's retirement benefits under the Company's Retirement Plan and Benefit
Restoration Plan will be computed based on the greater of (A) the Executive's
years of credited service (as determined pursuant to the terms of the Retirement
Plan), or (B) twenty-five (25) years of credited service. If the Executive
attains age 60 while employed by the Company, the Executive's retirement
benefits under the Company's Retirement Plan and Benefit Restoration Plan will
be computed at such date, and at any time thereafter, based on the greater of
(A) the Executive's years of credited service (as determined pursuant to the
terms of the Retirement Plan), or (B) thirty (30) years of credited service. Any
supplemental benefit to be provided under this subsection (c) will be provided
as a supplemental benefit under this Agreement and will not be provided directly
from the Retirement Plan. The provisions of this subsection (c) shall survive
the termination of this Agreement.

     6. Termination of Employment.

     (a) If the Company terminates the Executive's employment, other than for
Cause (as defined in Section 8 below),


                                        6


<PAGE>


during the Term of this Agreement, the Company will pay the Executive a lump sum
payment equal to the present value of the Executive's annual base salary and
annual cash incentive awards (computed as described below) for the balance of
the Term of this Agreement. The lump sum payment will be computed as follows:

          (i) For purposes of this calculation, the Executive's annual base
     salary for the balance of the Term of the Agreement will be calculated at
     the highest annual base salary rate in effect for the Executive during the
     three-year period preceding his termination of employment. For purposes of
     this calculation, the Executive's annual cash incentive awards for the
     balance of the Term of the Agreement will be calculated at a rate equal to
     the highest annual cash incentive award paid to the Executive during the
     three-year period preceding his termination of employment. Salary and bonus
     that the Executive elected to defer will be taken into account for purposes
     of this Agreement without regard to the deferral.

          (ii) The salary and incentive award for any partial year in the Term
     of this Agreement will be a pro-rated portion of the annual amount.

          (iii) If the Executive has not yet received an annual cash incentive
     award for the year in which his employment terminates, the lump sum payment
     will be increased to include a pro-rated award for the portion


                                        7


<PAGE>


     of the year preceding the Executive's termination of employment. If the
     Executive has not yet received payment of his annual cash incentive award
     for the year preceding his termination of employment, the lump sum payment
     will be increased to include an award for the year preceding the
     Executive's termination of employment. The incentive award for the year or
     portion of the year preceding the Executive's termination of employment
     will be determined according to clause (i) above, unless the Board of
     Directors made a good faith final determination of the amount of the
     applicable incentive award pursuant to Section 5(a) (ii) before the
     Executive's termination of employment. If the Board of Directors made such
     a determination, the applicable incentive award will be computed according
     to the Board of Directors' determination.

          (iv) Present value will be computed by the Company as of the date of
     the Executive's termination of employment, based on a discount rate equal
     to the applicable Federal short-term rate, as determined under Section
     1274(d) of the Code, compounded monthly, in effect on the date as of which
     the present value is determined.

          (v) The lump sum payment will be paid within 30 days after the
     Executive's termination of employment.


                                        8


<PAGE>


     (b) If the Company terminates the Executive's employment, other than for
Cause, during the Term of this Agreement, the Executive will be entitled to
receive the following additional benefits determined as of the date of his
termination of employment:

          (i) Any outstanding restricted stock that would become vested (that
     is, transferable and nonforfeitable) if the Executive remained an employee
     through the Term of this Agreement will become vested as of the date of the
     Executive's termination of employment (or as of the date described in the
     next sentence, if applicable). In addition, if the Company has agreed to
     award the Executive restricted stock at the end of a performance period,
     subject to the Company's achievement of performance goals, and the date as
     of which the restricted stock is to become vested falls within the Term of
     this Agreement, the stock will be awarded and become vested at the end of
     the performance period if and to the extent that the performance goals are
     met. The Executive must satisfy the tax withholding requirements described
     in Section 10 with respect to the restricted stock.

          (ii) The Executive will be credited with age and service credit
     through the end of the Term of this Agreement for purposes of computing
     benefits under the Company's pension, medical and other benefit plans, and


                                        9


<PAGE>


     the Company will continue the Executive's coverage under the Company's
     welfare benefit plans as if the Executive remained employed through the end
     of the Term of this Agreement. Service credited to the Executive for
     purposes of the Company's pension plans pursuant to this subsection (ii)
     shall be in addition to any service credited to the Executive pursuant to
     Section 5 (c). Notwithstanding the foregoing, if the Company determines
     that giving such age and service credit or continued coverage could
     adversely affect the tax qualification or tax treatment of a benefit plan,
     or otherwise have adverse legal ramifications, the Company may pay the
     Executive a lump sum cash amount that reasonably approximates the after-tax
     value to the Executive of such age and service credit and continued
     coverage through the end of the Term of this Agreement, in lieu of giving
     such credit and continued coverage.

     (c) If the Executive voluntarily terminates employment with the Company
during the Term of this Agreement under circumstances described in this
subsection (c), the Executive will be entitled to receive the benefits described
in subsections (a) and (b) above as if the Company had terminated the
Executive's employment other than for Cause. Subject to the provisions of this
subsection (c), these benefits will be provided if the Executive voluntarily
terminates employment after (i) the Company reduces the Executive's base salary,
(ii) the


                                       10


<PAGE>


Executive is not in good faith considered for incentive awards as described in
Section 5(a) (ii), (iii) the Company fails to provide benefits as required by
Section 5(b) and 5(c), or (iv) the Company demotes the Executive to a position
that is not a senior management position (other than on account of the
Executive's disability, as defined in Section 7 below). For this purpose, a
"senior management position" means the position of President of a subsidiary of
the Company, or a position that reports directly to the Chief Executive Officer,
Chief Operating Officer or Senior Vice President of the Company or to the
President of a subsidiary of the Company. In order for this subsection (c) to be
effective: (1) the Executive must give written notice to the Company indicating
that the Executive intends to terminate employment under this subsection (c),
(2) the Executive's voluntary termination under this subsection must occur
within 60 days after the Executive knows or reasonably should know of an event
described in clause (i), (ii), (iii) or (iv) above, or within 60 days after the
last in a series of such events, and (3) the Company must have failed to remedy
the event described in clause (i), (ii), (iii) or (iv), as the case may be,
within 30 days after receiving the Executive's written notice. If the Company
remedies the event described in clause (i), (ii), (iii) or (iv), as the case may
be, within 30 days after receiving the Executive's written notice, the Executive
may not terminate employment under this subsection (c) on account of the event
specified in the Executive's notice.


                                       11


<PAGE>


     (d) The amounts under this Agreement will be paid in lieu of severance
benefits under any severance plan or program maintained by the Company (subject
to Section 3 above). The amounts payable under this Agreement will not be
reduced by any amounts earned by the Executive from a subsequent employer or
otherwise. If the Executive's employment is terminated by the Company for Cause
or if the Executive voluntarily terminates employment for a reason not described
in subsection (c) above or Section 7 below, this Agreement will immediately
terminate without liability on the part of the Company.

     7. Disability or Death. If the Executive becomes disabled (as defined
below) during the Term of this Agreement while he is employed by the Company and
after Thos. E. Capps ceases to be the Chief Executive Officer of the Company,
the Executive shall be entitled to receive the benefits described in Section
6(b)(i) of this Agreement as of the date on which he is determined by the
Company to be disabled. If during the Term of this Agreement and while he is
employed by the Company the Executive qualifies to receive benefits under the
Company's short-term disability policy, the Executive will be treated as having
eleven or more years of service with the Company for purposes of determining the
amount of his benefits under that policy. If the Executive dies during the Term
of this Agreement while he is employed by the Company, the benefits described in
Section 6(b)(i) will be provided to the personal representative of the
Executive's estate. The foregoing benefits will be provided in addition to


                                       12


<PAGE>


any death, disability and other benefits provided under Company benefit plans in
which the Executive participates. Upon the Executive's death or disability, the
provisions of Sections 1, 2, 5, and 6 of this Agreement will terminate. The term
"disability" means a condition, resulting from bodily injury or disease, that
renders, and for a six consecutive month period has rendered, the Executive
unable to perform substantially the duties pertaining to his employment with the
Company. A return to work of less than 14 consecutive days will not be
considered an interruption in the Executive's six consecutive months of
disability. Disability will be determined by the Company on the basis of medical
evidence satisfactory to the Company.

     8. Cause. For purposes of this Agreement, the term "Cause" means (i) fraud
or material misappropriation with respect to the business or assets of the
Company, (ii) persistent refusal or wilful failure of the Executive to perform
substantially his duties and responsibilities to the Company, which continues
after the Executive receives notice of such refusal or failure, (iii) conviction
of a felony or crime involving moral turpitude, or (iv) the use of drugs or
alcohol that interferes materially with the Executive's performance of his
duties.

     9. Indemnification. The Company will pay all reasonable fees and expenses,
if any, (including, without limitation, legal fees and expenses) that are
incurred by the Executive to enforce this Agreement and that result from a
breach of this Agreement by the Company.


                                       13


<PAGE>


     10. Payment of Compensation and Taxes. All amounts payable under this
Agreement (other than restricted stock, which will be paid according to the
terms of the Company's Long-Term Incentive Plan) will be paid in cash, subject
to required income and payroll tax withholdings. No unrestricted stock will be
issued to the Executive with respect to the vesting of restricted stock until
the Executive has paid to the Company the amount that must be withheld for
applicable income and employment taxes or the Executive has made provisions
satisfactory to the Company for the payment of such taxes.

     11. Administration. The Committee will be responsible for the
administration and interpretation of this Agreement on behalf of the Company. If
for any reason a benefit under this Agreement is not paid when due, the
Executive may file a written claim with the Committee. If the claim is denied or
no response is received within 90 days after the filing (in which case the claim
is deemed to be denied), the Executive may appeal the denial to the Board of
Directors within 60 days of the denial. The Executive may request that the Board
of Directors review the denial, the Executive may review pertinent documents,
and the Executive may submit issues and comments in writing. A decision on
appeal will be made within 60 days after the appeal is made, unless special
circumstances require that the Board of Directors extend the period for another
60 days. If the Company defaults in an obligation under this Agreement, the
Executive makes a written claim pursuant to the claims procedure described
above, and the


                                       14


<PAGE>


Company fails to remedy the default within the claims procedure period, then all
amounts payable to the Executive under this Agreement will become immediately
due and owing.

     12. Assignment. The rights and obligations of the Company under this
Agreement will inure to the benefit of and will be binding upon the successors
and assigns of the Company. If the Company is consolidated or merged with or
into another corporation, or if another entity purchases all or substantially
all of the Company's assets, the surviving or acquiring corporation will succeed
to the Company's rights and obligations under this Agreement. The Executive's
rights under this Agreement may not be assigned or transferred in whole or in
part, except that the personal representative of the Executive's estate will
receive any amounts payable under this Agreement after the death of the
Executive.

     13. Rights Under the Agreement. The right to receive benefits under the
Agreement will not give the Executive any proprietary interest in the Company or
any of its assets. Benefits under the Agreement will be payable from the general
assets of the Company, and there will be no required funding of amounts that may
become payable under the Agreement. The Executive will for all purposes be a
general creditor of the Company. The interest of the Executive under the
Agreement cannot be assigned, anticipated, sold, encumbered or pledged and will
not be subject to the claims of the Executive's creditors.


                                       15


<PAGE>


     14. Notice. For purposes of this Agreement, notices and all other
communications must be in writing and are effective when delivered or mailed by
United States registered mail, return receipt requested, postage prepaid,
addressed to the Executive or his personal representative at his last known
address. All notices to the Company must be directed to the attention of the
Chairman of the Committee. Such other addresses may be used as either party may
have furnished to the other in writing. Notices of change of address are
effective only upon receipt.

     15. Miscellaneous. This instrument contains the entire agreement of the
parties. To the extent not governed by federal law, this Agreement will be
construed in accordance with the laws of the Commonwealth of Virginia, without
reference to its conflict of laws rules. No provisions of this Agreement may be
modified, waived or discharged unless such waiver, modification or discharge is
agreed to in writing and the writing is signed by the Executive and the Company.
A waiver of any breach of or compliance with any provision or condition of this
Agreement is not a waiver of similar or dissimilar provisions or conditions. The
invalidity or unenforceability of any provision of this Agreement will not
affect the validity or enforceability of any other provision of this Agreement,
which will remain in full force and effect. This Agreement may be executed in
one or more counterparts, all of which will be considered one and the same
agreement.


                                       16


<PAGE>


     WITNESS the following signatures.



                                       DOMINION RESOURCES, INC.


                                       By: /s/ THOS. E. CAPPS
                                           -------------------------
                                             Thos. E. Capps,
                                             Chief Executive Officer

Dated: 9-12-97
       -------



                                       /s/ THOMAS N. CHEWNING
                                       -----------------------------
                                            Thomas N. Chewning
Dated: 9-12-97
       -------


                                       17




</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.33
<SEQUENCE>6
<DESCRIPTION>EXHIBIT 10(XXXIII)
<TEXT>


                               A SERVICE AGREEMENT


                          -----------------------------


                                  in respect of

                               ROBERT JOHN DAVIES

                                       and

                          EAST MIDLANDS ELECTRICITY plc


                                 Amendment No. 4

                              dated 2 December 1995


                          -----------------------------


In accordance with Clause 6.2 of the Service Agreement in respect of Robert John
Davies and East Midlands Electricity plc ("the Company") dated 17 February 1994,
the  Remuneration  and  Nomination  Committee  reviewed the salary payable under
Clause 6.1 and approved an increase of salary from  (pound)161,200  per annum to
(pound)166,100 per annum with effect from 1 December 1995.

Therefore,  Clause 6.1 shall be deemed to be amended  accordingly  in respect of
the year from 1 December 1995 to 30 November 1996.

Save as amended,  the Service  Agreement shall continue in full force and effect
and this  Amendment  and the  Service  Agreement  shall  be read  and  construed
together.



/s/  J G M CAMPBELL
- -------------------------------------
J G M Campbell
Secretary
Remuneration and Nomination Committee


<PAGE>


                                                            [LOGO] East Midlands
                                                                   Electricity


                        Our ref                    398 Coppice Road Arnold
                        Your ref                   Nottingham NG5 7HX
                                                   Tel (0115)926 9711 or
                                                       (0115)962 0033
                                                   Fax (0115)967 0403
PERSONAL
R J Davies Esq
Netherwood
Shut Lane Head
Butterton
NEWCASTLE-UNDER-LYME
Staffs
ST5 4DS


                                                                 6 December 1994


The  purpose of this letter is to record the  amendments  which have been agreed
between us to your service  contract  dated 17 February  1994 with East Midlands
Electricity plc ("the Company") as amended by an agreement dated 29 July 1994.

We have  agreed  that the service  contract  will be amended as follows:  

     Normal Retirement Age

1.   By the  deletion  of the  definition  of  "Normal  Retirement  Age" and its
     replacement by the following new definition:

     "Normal Retirement Age

     The age of 60."

     Termination of Appointment

2.   By the  deletion of Clause 2.2 and its  replacement  by the  following  new
     Clauses 2.2 to 2.4:

     "2.2    The Appointment shall (subject to earlier  termination as otherwise
             provided  in this  Agreement)  be for a period  starting on or with
             effect from the Commencement  Date and continuing  unless and until
             terminated by the Company giving to the Appointee not less than two
             years' notice in writing or by the Appointee  giving to the Company
             not less than one year's notice in writing. The Company reserves


<PAGE>


2


6 December 1994

R J Davies Esq


             the right to terminate the Appointment at any time by paying to the
             Appointee  a sum equal to the basic  salary  that  would  have been
             payable under Clause 6.1 over the two year notice period,  assuming
             that  salary  had  continued  to  be  paid  at  the  same  rate  as
             immediately prior to the date of termination.

     2.3     If the  Appointment  is terminated by the Company (or the Appointee
             leaves  employment in  circumstances  where he is entitled to treat
             himself  as  being  constructively  dismissed)  otherwise  than  in
             accordance with Clause 2.2 and in circumstances when the Company is
             not entitled to terminate the Appointment under any other provision
             of this  Agreement,  then the Company shall pay to the Appointee by
             way of liquidated  damages a sum equal to 1.5 times the Appointee's
             basic salary under Clause 6.1,  assuming  that salary had continued
             to be paid at the  same  rate as  immediately  prior to the date of
             termination.  Any such payment of  liquidated  damages  shall be in
             full  and  final   settlement  of  all  and  any  claims   (whether
             contractual,  statutory or otherwise)  which the Appointee may have
             arising out of  termination  of the  Appointment  or his ceasing to
             hold the  office  of  director  of the  Company  or any  Associated
             Company.

     2.4     Any  payment  made  under  this  Clause 2 shall  have  PAYE tax and
             national insurance contributions deducted at source."

     and by the consequential  renumbering of Clauses 2.3 and 2.4 as Clauses 2.5
     and 2.6 respectively.

     Bonus Arrangements

3.   By the  deletion  of the  existing  Clause 6.3 and its  replacement  by the
     following new Clause 6.3:

     "6.3    The Appointee  may in respect of any financial  year of the Company
             be paid a  performance-related  bonus  in  addition  to the  salary
             referred to in Clause 6.1 if the Board in its  absolute  discretion
             so  determines  in respect of that  year.  Any such bonus  shall be
             payable to the Appointee only if the Appointment  continues for the
             whole of the financial year in question. For the avoidance of doubt
             the parties  expressly  agree that the Appointee has no contractual
             entitlement  to  participate in or to continue to participate in or
             to receive a payment from any  particular  bonus scheme  whether or
             not expressed to apply to employees at the same or similar level of
             employment as the Appointee  and/or  performing the same or similar
             duties and  payment  of a bonus in any one or more years  shall not
             create any  entitlement  for the  Appointee to be paid any bonus in
             any subsequent years  notwithstanding the payment of a bonus in any
             subsequent years to any other employees


<PAGE>


3

6 December 1994

R J Davies Esq


             whatsoever  under the same or any  other  bonus  scheme.  Where the
             Appointee does participate in a bonus scheme he shall do so subject
             to the foregoing and on the terms and  conditions  contained in the
             Rules of such scheme,  as amended from time to time.  Copies of the
             Rules of any such  scheme in which the  Appointee  so  participates
             will be provided to him by the Company Secretary on request."

     Health Insurance etc

4.   By the  deletion of Clause 7.3 and its  replacement  by the  following  new
     Clause 7.3:

     "7.3    The  Company  will  maintain   private  health  insurance  for  the
             Appointee,  the  Appointee's  spouse and the  Appointee's  children
             under the age of 21 during the  Appointment in accordance  with the
             terms of, and subject to the conditions  and  exclusions  contained
             in, the Company's  private health  insurance scheme (as replaced or
             amended from time to time).  The Company  currently  provides cover
             under Band C of the PPP Premier Healthcare  Scheme.  Details of the
             terms and  conditions of the scheme  operated by the Company at any
             time may be obtained from the Company Secretary."


     Termination

5.   By the deletion of Clause 14.2(b) and its  replacement by the following new
     Clause 14.2 (b):

     "(b) if the Company at any time terminates the Appointment in circumstances
          when it is not entitled so to do under this Agreement,  the provisions
          of Clause 2.3 shall apply."

6.   By the deletion of Clause 14.5 and the consequential renumbering of Clauses
     14.6 and 14.7.

     Incapacity

7.   By the deletion of Clause 15.2 and its  replacement  by the  following  new
     Clause 15.2:

     "15.2   The  Appointee  will,  subject to  compliance  with Clause 15.1 and
             Clause 14, be  entitled to payment of salary at the full basic rate
             (less any  social  security  benefit or any other  benefit  payable
             under any disability,  permanent health insurance scheme or similar
             arrangement to which the Company contributes or which is maintained
             by the Company for the benefit of the Appointee) during any periods


<PAGE>


4

6 December 1994

R J Davies Esq


             of  absence  from  work as a result of  sickness  or injury up to a
             maximum  of 12  consecutive  months but the  Appointee  will not be
             entitled to any  payment of salary  during any absence in excess of
             12 months unless agreed by the Board."

If there are any points  regarding  the content of this letter which you wish to
discuss,  please do not  hesitate to contact the Company  Secretary in the first
instance.

I would be  grateful  if you could  sign the  attached  copy of this  letter and
return it to me to confirm your agreement to these amendments.


       Yours sincerely
 

       A N R RUDD
       Chairman



I confirm my agreement to the  amendments as set out in Mr A N R Rudds letter to
me of 6 December 1994.



/s/  R J DAVIES                                             10/1/1995
- ----------------------
R J Davies


<PAGE>


                              DATED 29th July 1994


                         EAST MIDLANDS ELECTRICITY plc


                                     - and -


                               ROBERT J DAVIES ESQ


                         -----------------------------

                                    AGREEMENT
                                    amending
                               A SERVICE AGREEMENT
                             DATED 17 FEBRUARY 1994

                         -----------------------------


<PAGE>



THIS AGREEMENT is made the 29th day of July 1994
BETWEEN:


(1)  EAST MIDLANDS  ELECTRICITY  plc whose  registered  office is at 398 Coppice
     Road, Arnold, Nottingham NG5 7HX ("Company"); and


(2)  ROBERT  JOHN DAVIES of  Netherwood,  Shut Lane Head,  Butterton,  Newcastle
     under Lyme, Staffordshire ST5 4DS ("Appointee")


AMENDING a Service  Agreement dated 17 February 1994 between the Company and the
Appointee ("the Service Agreement").


WHEREBY IT IS AGREED as follows:

1.   DEFINITIONS

     Words and  expressions  used in this Agreement shall have the same meanings
     as are ascribed to them in the Service Agreement.

2.   APPOINTMENT

2.1  Clause 2.2 of the Service Agreement is hereby deleted.


2.2  The following new Clause 2.2. is hereby substituted therefor:

     "2.2    The Appointment shall (subject to earlier  termination as otherwise
             provided  in this  Agreement)  be for a period  starting on or with
             effect from the  Commencement  Date and continuing until terminated
             by the  Company  giving  to the  Appointee  not less than 24 months
             written  notice  of  termination  at any  time or by the  Appointee
             giving  to the  Company  not less than 6 months  written  notice of
             termination at any time


<PAGE>


             PROVIDED  ALWAYS  THAT the  Appointee  will be  offered  a  Service
             Agreement  on terms no less  favourable  than those  offered to the
             other Executive  Directors by no later than 31 December 1994 to the
             extent, if any, that such terms are more favourable."

3.   CONTINUITY OF AGREEMENTS

             Save as amended by this  Agreement,  the  Service  Agreement  shall
             continue  in full  force  and  effect  and this  Agreement  and the
             Service Agreement shall be read and construed together.


IN WITNESS  whereof this  Agreement has been executed as a Deed the day and year
first before written.


EXECUTED as a Deed by      )
the said ROBERT JOHN DAVIES)       /s/  [ILLEGIBLE]
 in the presence of        )



<PAGE>


                             DATED 17 February 1994


                          EAST MIDLANDS ELECTRICITY plc


                                     - and -


                               ROBERT J DAVIES ESQ



                                -----------------

                                SERVICE AGREEMENT

                                -----------------


<PAGE>


THIS AGREEMENT is made on the 17th day of February 1994
BETWEEN:

(1)  EAST MIDLANDS  ELECTRICITY plc (Company  Number  2366923) whose  registered
     office is at 398 Coppice Road Arnold Nottingham NG5 7HX ("Company"); and

(2)  ROBERT  JOHN DAVIES of  Netherwood,  Shut Lane Head,  Butterton,  Newcastle
     under Lyme, Staffordshire ST5 4DS ("Appointee").

IT IS AGREED as follows:

1.   DEFINITIONS AND INTERPRETATION

1.1  The  following  definitions  apply  in  this  Agreement:

"Agreement"

This agreement including the Schedule to it.

"Appointment"

The appointment of the Appointee under Clause 2.1.

"Associated Company"

Any body corporate which is for the time being:


     (a)  a Subsidiary of the Company; or

     (b)  a Holding Company or a Subsidiary of a Holding Company of the Company;
          or

     (c)  a body  corporate  of  which  any one or more of the  Company  and any
          bodies  corporate  within  sub-clauses  (a) or (b) of this  definition
          beneficially  own at least 20% in nominal value of any class of equity
          share  capital  (within the meaning of Section 744 Companies Act 1985)
          carrying the right to vote in all circumstances at general meetings.

"Board"

The board of directors of the Company as from time to time constituted.

                                        1


<PAGE>


"Car"

A motor car of an age and type considered  appropriate by the Company for use by
the Appointee in the course of the Appointee's duties.

"Commencement Date"

1 February 1994

"the Date of Termination"

The date  upon  which  the  Appointment  terminates  whether  as a result of the
Company's  breach or for any other reason and whether such breach is repudiatory
or otherwise.

"Group"

The Company and all Associated Companies.

"Holding Company"

As defined in Section 736 Companies Act 1985.

"Normal Retirement Age"

The age of 63 or such other age over 63 but not exceeding 65 as the Board or the
Remuneration  and Nomination  Committee may specify in writing from time to time
during the Appointment.

"Remuneration and Nomination Committee"

The Committee of the Board  bearing that name or, if there is no committee  with
such  name,  such  other  committee  as  shall  from  time to time be  delegated
responsibility  by the Board for  determining  the  emoluments  of directors and
associate directors of the Company.

"Subsidiary"

As defined in Section 736 Companies Act 1985.

                                        2


<PAGE>


1.2 Any reference in this Agreement to any statute or statutory  provision shall
(except in Clause 1.1  where it means that  statute or  statutory  provision  as
amended  extended or re-enacted  at the date of this  Agreement) be construed as
including a reference  to that  statute or  statutory  provision as from time to
time amended  extended or  re-enacted  whether  before or after the date of this
Agreement and to all statutory  instruments  orders and regulations for the time
being made pursuant to it or deriving validity from it.

1.3 Except so far as the context otherwise  requires words denoting the singular
include the plural and vice versa and words  denoting any one gender include all
genders  and words  denoting  persons  include  bodies  corporate  unincorporate
associations and partnerships as well as individuals.

1.4 Unless  otherwise  stated  references to clauses and  sub-clauses of and the
Schedule to this  Agreement  relate to the clauses  and  sub-clauses  of and the
Schedule to this Agreement.

1.5 Clause headings do not affect the interpretation of this Agreement.

2. APPOINTMENT

2.1 The Company  employs the  Appointee as Finance  Director  upon the following
terms.  The Company reserves the right to alter the Appointee's job title and/or
function consistent with his existing status.

2.2 The Appointment shall (subject to earlier  termination as otherwise provided
in  this  Agreement)  be for a  period  starting  on or  with  effect  from  the
Commencement  Date  and  continuing  until  31  January  1996.  The  Appointee's
appointment hereunder will be reviewed by no later than 31 July 1994 and subject
to satisfactory  performance  will  be extended  to 31 July 1996 PROVIDED ALWAYS
THAT if the Appointee's appointment is so extended the Appointee will be offered
a contract on terms no less favourable than those offered to the other Executive
Directors by no later than 31 December 1994.

                                        3


<PAGE>


2.3 The  Appointee's  period of continuous  employment with the Company shall be
deemed to have begun on 1 February 1994.

2.4 The  Company  shall  have the right to make the  services  of the  Appointee
available to Associated  Companies and to third parties and the Appointee  shall
co-operate  fully and follow all lawful  directions and  instructions  from such
Associated Companies and/or third parties consistent with his existing status.

3. DUTIES

The Appointee undertakes and agrees with the Company that the Appointee shall:

3.1 work such hours as are necessary or desirable for the successful performance
of the Appointee's duties without  additional  remuneration for any hours worked
outside normal business hours;

3.2 devote the whole of the Appointee's time during the hours of work stipulated
in Clause 3.1 to the duties of the Appointment;

3.3 use the Appointee's  utmost endeavours to promote the business and interests
of the Company and its Associated Companies;

3.4 render the  services of the  Appointee  in a  professional  and  workmanlike
manner in willing co-operation with others;

3.5  diligently  perform the duties and  exercise  the powers in relation to the
Company and its  Associated  Companies  and third  parties that are from time to
time  assigned to or vested in the  Appointee  by or under the  authority of the
Board consistent with his existing status either alone or jointly with any other
person appointed for such purpose by the Board;

3.6 obey all reasonable and lawful directions given to the Appointee by or under
the authority of the Board;

                                        4


<PAGE>


3.7 whenever  required to do so by the Board give an account to the Board of all
matters  relating  to the  Company  or any  Associated  Company  for  which  the
Appointee is responsible;

3.8 attend such courses of training or personal  development  as the Company may
require;

3.9 not during the  Appointment  except  with the prior  written  consent of the
Board be directly or  indirectly  engaged or  interested  in any other  business
whatsoever  whether on the  Appointee's  own account or in partnership  with any
other person or persons or as employee consultant agent or director of any other
person except that the Appointee may hold or be interested in listed investments
not  representing  more than 5% in nominal amount of the issued  investment of
any class of any  company  which are  listed on any  recognised  stock  exchange
anywhere in the world.

4. OFFICES

4.1 The Appointee  agrees that the  Appointee  shall if requested by the Company
become  and remain a director  of any  Associated  Company as the Board may from
time to time require.  The Appointee will not  voluntarily  resign from any such
directorship  without the prior written  consent of the Board  otherwise than by
reason of rotation if required by the Articles of  Association of the Company or
relevant  Associated  Company nor do or refrain from doing  anything  that would
lead to the Appointee being prevented from holding the office of director.

4.2 The Appointee  shall at the request of the Board at any time (whether during
or after the Appointment) resign without  compensation any directorship or other
office held by the Appointee in any Associated  Company and should the Appointee
fail to do so the  Company is  irrevocably  authorised  to appoint any person to
sign the appropriate  resignation  documents and take any other action necessary
for this purpose in the name and on behalf of the Appointee.

                                        5


<PAGE>


                                                            [LOGO] East Midlands
                                                                   Electricity


From the Company Secretary and Solictor      Our ref     398 Coppice Road Arnold
                                             Your ref    Nottingham NG5 7HX
                                                         Tel (0l15) 926 9711 or
                                                             (0115) 962 0033
                                                         Fax (0115) 927 0459


                                                     Direct Dial (0115) 935 8054

     Mr R J Davies



In accordance with Clause 6.2 of this Agreement the  Remuneration and Nomination
Committee  reviewed the salary payable under Clause 6.1 and approved an increase
of salary from  (pound)158,000 per annum to (pound)161,200 per annum with effect
from 1 December 1994.


<PAGE>


4.3 In the event of the Appointee being removed from office as a director of the
Company during the Appointment (on grounds  insufficient to justify  termination
of the  Appointment)  by any resolution of a general meeting of the Board or the
Company or not being  re-elected  after  retiring  by  rotation  pursuant to the
Articles  of  Association  of the Company the  Appointment  shall  automatically
terminate  but the  Appointee  shall be  entitled  to damages for breach of this
Agreement  unless at the time of such  termination  the Company was  entitled to
terminate the Appointment under any provision of this Agreement.

5. PLACE OF WORK

5.1 The  Appointee  shall  work  at arid  travel  to  such  places  in the UK or
elsewhere  as the Board may from time to time  determine  for the purpose of the
Appointment.

5.2 Notwithstanding  any other provisions of this Agreement,  the Company may at
its sole  discretion  require  the  Appointee  not to  attend  at the  Company's
premises during the Appointment and may choose not to allocate any duties to the
Appointee.

6. SALARY

6.1 The  Company  shall  pay to the  Appointee  during  the  continuance  of the
Appointment  a salary at the rate of  (pound)158,000  per annum (or such  higher
rate as