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<SEC-DOCUMENT>0000004904-02-000106.txt : 20020415
<SEC-HEADER>0000004904-02-000106.hdr.sgml : 20020415
ACCESSION NUMBER:		0000004904-02-000106
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20011231
FILED AS OF DATE:		20020329

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN ELECTRIC POWER CO INC
		CENTRAL INDEX KEY:			0000004904
		STANDARD INDUSTRIAL CLASSIFICATION:	ELECTRIC SERVICES [4911]
		IRS NUMBER:				134922640
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-03525
		FILM NUMBER:		02592763

	BUSINESS ADDRESS:	
		STREET 1:		1 RIVERSIDE PLZ
		CITY:			COLUMBUS
		STATE:			OH
		ZIP:			43215
		BUSINESS PHONE:		6142231000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	KINGSPORT UTILITIES INC
		DATE OF NAME CHANGE:	19660906
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>module.txt
<DESCRIPTION>AEP AND REPORTING SUBSIDIARIES
<TEXT>
<PAGE>
<PAGE>

- --------------------------------------------------------------------------------
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D. C. 20549
                                -----------------
                                    FORM 10-K
                                -----------------
(Mark One)

|X|  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
     ACT OF 1934
     For the fiscal year ended December 31, 2001

|_|  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
     EXCHANGE ACT OF 1934
     For the transition period from _____________ to ______________


<TABLE>
<CAPTION>

COMMISSION       REGISTRANTS; STATES OF INCORPORATION;                               I.R.S.  EMPLOYER
FILE NUMBER      ADDRESS AND TELEPHONE NUMBER                                        IDENTIFICATION NOS.
- -----------      ----------------------------                                       -------------------
<S>             <C>                                                                      <C>
1-3525           AMERICAN ELECTRIC POWER COMPANY, INC.  (A New York Corporation)         13-4922640
0-18135          AEP GENERATING COMPANY (An Ohio Corporation)                            31-1033833
1-3457           APPALACHIAN POWER COMPANY (A Virginia Corporation)                      54-0124790
0-346            CENTRAL POWER AND LIGHT COMPANY (A Texas Corporation)                   74-0550600
1-2680           COLUMBUS SOUTHERN POWER COMPANY (An Ohio Corporation)                   31-4154203
1-3570           INDIANA MICHIGAN POWER COMPANY (An Indiana Corporation)                 35-0410455
1-6858           KENTUCKY POWER COMPANY (A Kentucky Corporation)                         61-0247775
1-6543           OHIO POWER COMPANY (An Ohio Corporation)                                31-4271000
0-343            PUBLIC SERVICE COMPANY OF OKLAHOMA (An Oklahoma Corporation)            73-0410895
1-3146           SOUTHWESTERN ELECTRIC POWER COMPANY (A Delaware Corporation)            72-0323455
0-340            WEST TEXAS UTILITIES COMPANY (A Texas Corporation)                      75-0646790
                 1 Riverside Plaza, Columbus, Ohio 43215
                 Telephone (614) 223-1000

</TABLE>

     Indicate by check mark whether the registrants (1) have filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrants were required to file such reports), and (2) have been subject to
such filing requirements for the past 90 days. Yes X. No.
                                                  ---

     Indicate by check mark if disclosure of delinquent filers with respect to
American Electric Power Company, Inc. pursuant to Item 405 of Regulation S-K
(229.405 of this chapter) is not contained herein, and will not be contained, to
the best of registrant's knowledge, in definitive proxy or information
statements incorporated by reference in Part III of this Form 10-K or any
amendment to this Form 10-K. [ ]

     Indicate by check mark if disclosure of delinquent filers with respect to
Appalachian Power Company. Indiana Michigan Power Company or Ohio Power Company
pursuant to Item 405 of Regulation S-K (229.405 of this chapter) is not
contained herein, and will not be contained, to the best of registrant's
knowledge, in definitive proxy or information statements of Appalachian Power
Company or Ohio Power Company incorporated by reference in Part III of this Form
10-K or any amendment to this Form 10-K. X
                                        ---

     AEP Generating Company, Columbus Southern Power Company, Kentucky Power
Company, Public Service Company of Oklahoma and West Texas Utilities Company
meet the conditions set forth in General Instruction I(1)(a) and (b) of Form
10-K and are therefore filing this Form 10-K with the reduced disclosure format
specified in General Instruction I(2) to such Form 10-K.


<PAGE>






SECURITIES REGISTERED PURSUANT TO SECTION 12(B) OF THE ACT:

<TABLE>
<CAPTION>

                                                                                   NAME OF EACH EXCHANGE
     REGISTRANT                      TITLE OF EACH CLASS                            ON WHICH REGISTERED
     ----------                      -------------------                            -------------------

<S>                             <C>                                              <C>
AEP Generating Company      None

American Electric           Common Stock,
  Power Company, Inc.           $6.50 par value.................................  New York Stock Exchange

Appalachian Power           8-1/4% Junior Subordinated Deferrable
  Company                        Interest Debentures, Series A, Due  2026.......  New York Stock Exchange
                            8% Junior Subordinated Deferrable
                                 Interest Debentures, Series B, Due  2027.......  New York Stock Exchange
                            7.20% Senior Notes, Series A, Due 2038..............  New York Stock Exchange
                            7.30% Senior Notes, Series B, Due 2038................New York Stock Exchange

Columbus Southern           8-3/8% Junior Subordinated Deferrable
  Power Company                  Interest Debentures, Series A, Due 2025........  New York Stock Exchange
                            7.92% Junior Subordinated Deferrable
                                 Interest Debentures, Series B, Due 2027........  New York Stock Exchange

CPL Capital I               8.00% Cumulative Quarterly Income
                                 Preferred Securities,  Series A, Liquidation
                                 Preference $25 per Preferred Security............New York Stock Exchange

Indiana Michigan            8% Junior Subordinated Deferrable
  Power Company                  Interest Debentures, Series A, Due 2026........  New York Stock Exchange
                            7.60% Junior Subordinated Deferrable
                                 Interest Debentures, Series B, Due 2038..........New York Stock Exchange

Kentucky Power              8.72% Junior Subordinated Deferrable
  Company                        Interest Debentures, Series A, Due 2025........  New York Stock Exchange

Ohio Power Company          8.16% Junior Subordinated Deferrable
                                 Interest Debentures, Series A, Due 2025........  New York Stock Exchange
                            7.92% Junior Subordinated Deferrable
                                 Interest Debentures  Series B, Due 2027..........New York Stock Exchange
                            7-3/8% Senior Notes, Series A, Due 2038.............  New York Stock Exchange

PSO Capital I               8.00% Trust Originated Preferred
                                 Securities, Series A, Liquidation
                                 Preference $25 per Preferred Security..........  New York Stock Exchange

SWEPCo Capital I            7.875% Trust Preferred Securities,
                                 Series A,  Liquidation amount $25
                                 per Preferred Security.........................  New York Stock Exchange

</TABLE>


<PAGE>


SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE ACT:

<TABLE>
<CAPTION>

         REGISTRANT                                TITLE OF EACH CLASS
         ----------                                -------------------
<S>                                               <C>
AEP Generating Company                             None
American Electric Power Company, Inc.              None
Appalachian Power Company                          None
Central Power and Light Company                    4.00% Cumulative Preferred Stock, Non-Voting, $100 par value
                                                   4.20% Cumulative Preferred Stock, Non-Voting, $100 par value
Columbus Southern Power Company                    None
Indiana Michigan Power Company                     4.125% Cumulative Preferred Stock, Non-Voting, $100 par value
Kentucky Power Company                             None
Ohio Power Company                                 4.50% Cumulative Preferred Stock, Voting, $100 par value
Public Service Company of Oklahoma                 None
Southwestern Electric Power Company                4.28% Cumulative Preferred Stock, Non-Voting, $100 par value
                                                   4.65% Cumulative Preferred Stock, Non-Voting, $100 par value
                                                   5.00% Cumulative Preferred Stock, Non-Voting, $100 par value
West Texas Utilities Company                       None

</TABLE>


<TABLE>
<CAPTION>
                                                 AGGREGATE MARKET VALUE
                                                OF VOTING AND NON-VOTING         NUMBER OF SHARES
                                                   COMMON EQUITY HELD             OF COMMON STOCK
                                                  BY NON-AFFILIATES OF            OUTSTANDING OF
                                                   THE REGISTRANTS AT           THE REGISTRANTS AT
                                                       FEBRUARY 1, 2002          FEBRUARY 1, 2002
                                                ------------------------        ------------------

<S>                                                <C>                         <C>
AEP Generating Company                                    None                         1,000
                                                                                ($1,000 par value)
American Electric Power Company, Inc.               $13,478,213,062                 322,368,167
                                                                                 ($6.50 par value)
Appalachian Power Company                                 None                      13,499,500
                                                                                  (no par value)
Central Power and Light Company                           None                       6,755,535
                                                                                  ($25 par value)
Columbus Southern Power Company                           None                      16,410,426
                                                                                  (no par value)
Indiana Michigan Power Company                            None                       1,400,000
                                                                                  (no par value)
Kentucky Power Company                                    None                       1,009,000
                                                                                  ($50 par value)
Ohio Power Company                                        None                      27,952,473
                                                                                  (no par value)
Public Service Company of Oklahoma                        None                       9,013,000
                                                                                  ($15 par value)
Southwestern Electric Power Company                       None                       7,536,640
                                                                                  ($18 par value)
West Texas Utilities Company                              None                       5,488,560
                                                                                  ($25 par value)

</TABLE>


     NOTE ON MARKET VALUE OF COMMON EQUITY HELD BY NON-AFFILIATES

     American Electric Power Company, Inc. owns, directly or indirectly, all of
the common stock of AEP Generating Company, Appalachian Power Company, Central
Power and Light Company, Columbus Southern Power Company, Indiana Michigan Power
Company, Kentucky Power Company, Ohio Power Company, Public Service Company of
Oklahoma, Southwestern Electric Power Company and West Texas Utilities Company
(see Item 12 herein).


<PAGE>




                       DOCUMENTS INCORPORATED BY REFERENCE

<TABLE>
<CAPTION>

                                                                                 PART OF FORM 10-K
                                                                                INTO WHICH DOCUMENT
DESCRIPTION                                                                       IS INCORPORATED
- -----------                                                                     -------------------
<S>                                                                                <C>
Portions of Annual Reports of the following companies for the fiscal year            Part II
ended December 31, 2001:

          AEP Generating Company
          American Electric Power Company, Inc.
          Appalachian Power Company
          Central Power and Light Company
          Columbus Southern Power Company
          Indiana Michigan Power Company
          Kentucky Power Company
          Ohio Power Company
          Public Service Company of Oklahoma
          Southwestern Electric Power Company
          West Texas Utilities Company

Portions of Proxy Statement of American Electric Power Company, Inc. for             Part III
2002 Annual Meeting of Shareholders, to be filed within 120 days after
December 31, 2001

Portions of Information Statements of the following companies for 2002               Part III
Annual Meeting of Shareholders, to be filed within 120 days after December
31, 2001:

          Appalachian Power Company
          Ohio Power Company

</TABLE>

                         ------------------------------

     THIS COMBINED FORM 10-K IS SEPARATELY FILED BY AEP GENERATING COMPANY,
AMERICAN ELECTRIC POWER COMPANY, INC., APPALACHIAN POWER COMPANY, CENTRAL POWER
AND LIGHT COMPANY, COLUMBUS SOUTHERN POWER COMPANY, INDIANA MICHIGAN POWER
COMPANY, KENTUCKY POWER COMPANY, OHIO POWER COMPANY, PUBLIC SERVICE COMPANY OF
OKLAHOMA, SOUTHWESTERN ELECTRIC POWER COMPANY AND WEST TEXAS UTILITIES COMPANY.
INFORMATION CONTAINED HEREIN RELATING TO ANY INDIVIDUAL REGISTRANT IS FILED BY
SUCH REGISTRANT ON ITS OWN BEHALF. EXCEPT FOR AMERICAN ELECTRIC POWER COMPANY,
INC., EACH REGISTRANT MAKES NO REPRESENTATION AS TO INFORMATION RELATING TO THE
OTHER REGISTRANTS.

================================================================================

<PAGE>




TABLE OF CONTENTS

<TABLE>
<CAPTION>

                                                                                           PAGE
                                                                                          NUMBER
                                                                                         --------
<S>                                                                                         <C>

Glossary of Terms......................................................................       i

Forward-Looking Information............................................................       1

PART I
      Item      1.  Business.............................................................     2
      Item      2.  Properties...........................................................    35
      Item      3.  Legal Proceedings....................................................    39
      Item      4.  Submission of Matters to a Vote of Security Holders..................    40
      Executive Officers of the Registrants..............................................    40

PART II
      Item      5.  Market for Registrant's Common Equity and Related
                         Stockholder Matters...........................................      42
      Item      6.  Selected Financial Data............................................      42
      Item      7.  Management's Discussion and Analysis of Results of
                        Operations and Financial Condition.............................      42
      Item     7A.  Quantitative and Qualitative Disclosures About Market Risk ...Risk       43
      Item      8.  Financial Statements and Supplementary Data........................      43
      Item      9.  Changes in and Disagreements with Accountants
                        on Accounting and Financial Disclosure.........................      43

PART III
      Item     10.  Directors and Executive Officers of the Registrants................      43
      Item     11.  Executive Compensation.............................................      44
      Item     12.  Security Ownership of Certain Beneficial Owners
                         and Management................................................      45
      Item     13.  Certain Relationships and Related Transactions.....................      46

PART IV
      Item     14.  Exhibits, Financial Statement Schedules, and Reports
                         on Form 8-K...................................................      46

Signatures.............................................................................      49

Index to Financial Statement Schedules.................................................     S-1

Independent Auditors' Report...........................................................     S-2

Exhibit Index..........................................................................     E-1

</TABLE>



<PAGE>



                                GLOSSARY OF TERMS

     The following abbreviations or acronyms used in this Form 10-K are defined
below:

<TABLE>
<CAPTION>

   ABBREVIATION OR ACRONYM                              DEFINITION
   -----------------------                              ----------
<S>                                     <C>
AEGCo................................... AEP Generating Company, an electric utility subsidiary of  AEP.
AEP .................................... American Electric Power Company, Inc.
AEP System or the System................ The American Electric Power System, an integrated electric utility system, owned and
                                            operated by AEP's electric utility subsidiaries.
AFUDC................................... Allowance for funds used during construction.  Defined in regulatory systems of
                                            accounts as the net cost of borrowed funds used for construction and a reasonable
                                            rate of return on other funds when so used.
APCo.................................... Appalachian Power Company, an electric utility subsidiary of AEP.
Btu..................................... British thermal unit.
Buckeye................................. Buckeye Power, Inc., an unaffiliated corporation.
C3...................................... C3 Communications, Inc.
CAA..................................... Clean Air Act.
CAAA.................................... Clean Air Act Amendments of 1990.
CCD Group............................... CSPCo, CG&E and DP&L.
CERCLA.................................. Comprehensive Environmental Response, Compensation and Liability Act of 1980.
CG&E.................................... The Cincinnati Gas & Electric Company, an unaffiliated utility company.
CO2..................................... Carbon dioxide.
Cook Plant.............................. The Donald C. Cook Nuclear Plant, owned by I&M, located near Bridgman, Michigan.
CPL..................................... Central Power and Light Company, an electric utility subsidiary of AEP.
CSPCo................................... Columbus Southern Power Company, an electric utility subsidiary of AEP.
CSW....................................  Central and South West Corporation.
DOE..................................... United States Department of Energy.
DP&L.................................... The Dayton Power and Light Company, an unaffiliated utility company.
East Zone Companies of AEP.............. APCo, CSPCo, I&M, KEPCo and OPCo.
ERCOT................................... Electric Reliability Council of Texas.
EWG..................................... Exempt wholesale generator.
Federal EPA............................. United States Environmental Protection Agency.
FERC.................................... Federal Energy Regulatory Commission (an independent commission within the DOE).
FUCO.................................... Foreign utility company as defined by PUHCA.
I&M..................................... Indiana Michigan Power Company, an electric utility subsidiary of AEP.
IURC.................................... Indiana Utility Regulatory Commission.
KEPCo................................... Kentucky Power Company, an electric utility subsidiary of AEP.
MTM..................................... Mark-to-market.
NOx..................................... Nitrogen oxide.
NPDES................................... National Pollutant Discharge Elimination System.
NRC..................................... Nuclear Regulatory Commission.
Ohio EPA................................ Ohio Environmental Protection Agency.
OPCo...................................  Ohio Power Company, an electric utility subsidiary of  AEP.
OVEC.................................... Ohio Valley Electric Corporation, an electric utility company in which AEP and CSPCo
                                            own a 44.2% equity interest.
PCBs.................................... Polychlorinated biphenyls.

</TABLE>



                                       i

<PAGE>
<TABLE>
<CAPTION>

   ABBREVIATION OR ACRONYM                              DEFINITION
   -----------------------                              ----------
<S>                                     <C>
PSO..................................... Public Service Company of Oklahoma, an electric utility subsidiary of AEP.
PUCO.................................... The Public Utilities Commission of Ohio.
PUHCA................................... Public Utility Holding Company Act of 1935, as amended.
QF...................................... Qualifying facility as defined in the Public Utility Regulatory Policies Act of 1978.
RCRA.................................... Resource Conservation and Recovery Act of 1976, as amended.
Rockport Plant.......................... A generating plant, consisting of two 1,300,000-kilowatt coal-fired generating
                                            units, near Rockport, Indiana.
SEC..................................... Securities and Exchange Commission.
SEEBOARD................................ SEEBOARD Group plc, Crawley, West Sussex, United Kingdom.
Service Corporation..................... American Electric Power Service Corporation, a service subsidiary of AEP.
SO2..................................... Sulfur dioxide.
SO2 Allowance........................... An allowance to emit one ton of sulfur dioxide granted under the Clean Air  Act
                                            Amendments of 1990.
SPP..................................... Southwest Power Pool.
STPNOC.................................. STP Nuclear Operating Company, a non-profit Texas corporation which operates STP on
                                            behalf of its joint owners including CPL.
SWEPCo.................................. Southwestern Electric Power Company, an electric utility subsidiary of AEP.
TVA .................................... Tennessee Valley Authority.
Vale.................................... Empresa De Electricidade Vale Paranapanema SA, a Brazilian Electric Distribution
                                            Company.
VEPCo................................... Virginia Electric and Power Company, an unaffiliated utility company.
Virginia SCC............................ Virginia State Corporation Commission.
West Virginia PSC....................... Public Service Commission of West Virginia.
West Zone Companies of AEP.............. CPL, PSO, SWEPCo and WTU.
WTU..................................... West Texas Utilities Company, an electric utility subsidiary of AEP.
Zimmer or Zimmer Plant.................. Wm. H. Zimmer Generating Station, a 1,300,000-kilowatt coal-fired generating unit
                                            commonly owned by CSPCo (25.4%), CG&E (46.5%) and DP&L (28.1%), and operated by
                                            CG&E.

</TABLE>

                                       ii

<PAGE>




FORWARD-LOOKING INFORMATION
- --------------------------------------------------------------------------------

     This report made by AEP and certain of its subsidiaries includes
forward-looking statements within the meaning of Section 21E of the Securities
Exchange Act of 1934. These forward-looking statements reflect assumptions and
involve a number of risks and uncertainties. Among the factors that could cause
actual results to differ materially from forward-looking statements are:

     -    Electric load and customer growth.

     -    Abnormal weather conditions.

     -    Available sources of and prices for coal and gas.

     -    Availability of generating capacity.

     -    Litigation concerning AEP's merger with CSW.

     -    The timing of the implementation of AEP's restructuring plan.

     -    Risks related to energy trading and construction under contract.

     -    The speed and degree to which competition is introduced to our power
          generation business.

     -    The ability to recover net regulatory assets, other stranded costs and
          implementation costs in connection with deregulation of generation in
          certain states.

     -    New legislation and government regulations.

     -    The structure and timing of a competitive market for electricity and
          its impact on prices.

     -    The ability of AEP to successfully control its costs.

     -    The success of new business ventures.

     -    International developments affecting AEP's foreign investments.

     -    The effects of fluctuations in foreign currency exchange rates.

     -    The economic climate and growth in AEP's service and trading
          territories, both domestic and foreign.

     -    The ability of AEP to comply with or to challenge successfully new
          environmental regulations and to litigate successfully claims that AEP
          violated the CAA.

     -    Inflationary trends.

     -    Changes in electricity and gas market prices and interest rates.

     -    Other risks and unforeseen events.




                                       1
<PAGE>



PART I -------------------------------------------------------------------------

Item 1.  BUSINESS
- --------------------------------------------------------------------------------

GENERAL

     AEP was incorporated under the laws of the State of New York in 1906 and
reorganized in 1925. It is a public utility holding company which owns, directly
or indirectly, all of the outstanding common stock of its domestic electric
utility subsidiaries and varying percentages of other subsidiaries.
Substantially all of the operating revenues of AEP and its subsidiaries are
derived from the marketing and trading of power and gas and the furnishing of
electric service.

     The service area of AEP's domestic electric utility subsidiaries covers
portions of the states of Arkansas, Indiana, Kentucky, Louisiana, Michigan,
Ohio, Oklahoma, Tennessee, Texas, Virginia and West Virginia. The generating and
transmission facilities of AEP's subsidiaries are physically interconnected, and
their operations are coordinated, as a single integrated electric utility
system. Transmission networks are interconnected with extensive distribution
facilities in the territories served. The electric utility subsidiaries of AEP,
which do business as "American Electric Power," have traditionally provided
electric service, consisting of generation, transmission and distribution, on an
integrated basis to their retail customers.

     At December 31, 2001, the subsidiaries of AEP had a total of 27,726
employees. AEP, as such, has no employees. The operating subsidiaries of AEP
are:

          APCo (organized in Virginia in 1926) is engaged in the generation,
     sale, purchase, transmission and distribution of electric power to
     approximately 917,000 retail customers in the southwestern portion of
     Virginia and southern West Virginia, and in supplying electric power at
     wholesale to other electric utility companies and municipalities in those
     states and in Tennessee. At December 31, 2001, APCo and its wholly owned
     subsidiaries had 2,629 employees. Among the principal industries served by
     APCo are coal mining, primary metals, chemicals and textile mill products.
     In addition to its AEP System interconnections, APCo also is interconnected
     with the following unaffiliated utility companies: Carolina Power & Light
     Company, Duke Energy Corporation and VEPCo. A comparatively small part of
     the properties and business of APCo is located in the northeastern end of
     the Tennessee Valley. APCo has several points of interconnection with TVA
     and has entered into agreements with TVA under which APCo and TVA
     interchange and transfer electric power over portions of their respective
     systems.

          CPL (organized in Texas in 1945) is engaged in the generation, sale,
     purchase, transmission and distribution of electric power to approximately
     689,000 customers in southern Texas, and in supplying electric power at
     wholesale to other utilities, municipalities and rural electric
     cooperatives. At December 31, 2001, CPL had 1,374 employees. Among the
     principal industries served by CPL are oil and gas extraction, food
     processing, apparel, metal refining, chemical and petroleum refining,
     plastics, and machinery equipment.

          CSPCo (organized in Ohio in 1937, the earliest direct predecessor
     company having been organized in 1883) is engaged in the generation, sale,
     purchase, transmission and distribution of electric power to approximately
     678,000 customers in Ohio, and in supplying electric power at wholesale to
     other electric utilities and to municipally owned distribution systems
     within its service area. At December 31, 2001, CSPCo had 1,222 employees.
     CSPCo's service area is comprised of two areas in Ohio, which include
     portions of twenty-five counties. One area includes the City of Columbus
     and the other is a predominantly rural area in south central Ohio. Among
     the principal industries served are food processing, chemicals, primary
     metals, electronic machinery and paper products. In addition to its AEP
     System interconnections, CSPCo also is interconnected with the following
     unaffiliated utility companies: CG&E, DP&L and Ohio Edison Company.




                                       2
<PAGE>

          I&M (organized in Indiana in 1925) is engaged in the generation, sale,
     purchase, transmission and distribution of electric power to approximately
     567,000 customers in northern and eastern Indiana and southwestern
     Michigan, and in supplying electric power at wholesale to other electric
     utility companies, rural electric cooperatives and municipalities. At
     December 31, 2001, I&M had 2,851 employees. Among the principal industries
     served are primary metals, transportation equipment, electrical and
     electronic machinery, fabricated metal products, rubber and miscellaneous
     plastic products and chemicals and allied products. Since 1975, I&M has
     leased and operated the assets of the municipal system of the City of Fort
     Wayne, Indiana. In addition to its AEP System interconnections, I&M also is
     interconnected with the following unaffiliated utility companies: Central
     Illinois Public Service Company, CG&E, Commonwealth Edison Company,
     Consumers Energy Company, Illinois Power Company, Indianapolis Power &
     Light Company, Louisville Gas and Electric Company, Northern Indiana Public
     Service Company, PSI Energy Inc. and Richmond Power & Light Company.

          KEPCo (organized in Kentucky in 1919) is engaged in the generation,
     sale, purchase, transmission and distribution of electric power to
     approximately 173,000 customers in an area in eastern Kentucky, and in
     supplying electric power at wholesale to other utilities and municipalities
     in Kentucky. At December 31, 2001, KEPCo had 427 employees. In addition to
     its AEP System interconnections, KEPCo also is interconnected with the
     following unaffiliated utility companies: Kentucky Utilities Company and
     East Kentucky Power Cooperative Inc. KEPCo is also interconnected with TVA.

          Kingsport Power Company (organized in Virginia in 1917) provides
     electric service to approximately 45,000 customers in Kingsport and eight
     neighboring communities in northeastern Tennessee. Kingsport Power Company
     has no generating facilities of its own. It purchases electric power
     distributed to its customers from APCo. At December 31, 2001, Kingsport
     Power Company had 58 employees.

          OPCo (organized in Ohio in 1907 and re-incorporated in 1924) is
     engaged in the generation, sale, purchase, transmission and distribution of
     electric power to approximately 698,000 customers in the northwestern, east
     central, eastern and southern sections of Ohio, and in supplying electric
     power at wholesale to other electric utility companies and municipalities.
     At December 31, 2001, OPCo and its wholly owned subsidiaries had 2,297
     employees. Among the principal industries served by OPCo are primary
     metals, rubber and plastic products, stone, clay, glass and concrete
     products, petroleum refining and chemicals. In addition to its AEP System
     interconnections, OPCo also is interconnected with the following
     unaffiliated utility companies: CG&E, The Cleveland Electric Illuminating
     Company, DP&L, Duquesne Light Company, Kentucky Utilities Company,
     Monongahela Power Company, Ohio Edison Company, The Toledo Edison Company
     and West Penn Power Company.

          PSO (organized in Oklahoma in 1913) is engaged in the generation,
     sale, purchase, transmission and distribution of electric power to
     approximately 502,000 customers in eastern and southwestern Oklahoma, and
     in supplying electric power at wholesale to other utilities, municipalities
     and rural electric cooperatives. At December 31, 2001, PSO had 989
     employees. Among the principal industries served by PSO are natural gas and
     oil production, oil refining, steel processing, aircraft maintenance, paper
     manufacturing and timber products, glass, chemicals, cement, plastics,
     aerospace manufacturing, telecommunications, and rubber goods.

          SWEPCo (organized in Delaware in 1912) is engaged in the generation,
     sale, purchase, transmission and distribution of electric power to
     approximately 431,000 customers in northeastern Texas, northwestern
     Louisiana, and western Arkansas, and in supplying electric power at
     wholesale to other utilities, municipalities and rural electric
     cooperatives. At December 31, 2001, SWEPCo had 1,375 employees. Among the
     principal industries served by SWEPCo are natural gas and oil production,
     petroleum




                                       3
<PAGE>

     refining, manufacturing of pulp and paper, chemicals, food processing, and
     metal refining. The territory served by SWEPCo also includes several
     military installations, colleges, and universities.

          Wheeling Power Company (organized in West Virginia in 1883 and
     reincorporated in 1911) provides electric service to approximately 41,000
     customers in northern West Virginia. Wheeling Power Company has no
     generating facilities of its own. It purchases electric power distributed
     to its customers from OPCo. At December 31, 2001, Wheeling Power Company
     had 64 employees.

          WTU (organized in Texas in 1927) is engaged in the generation, sale,
     purchase, transmission and distribution of electric power to approximately
     189,000 customers in west and central Texas, and in supplying electric
     power at wholesale to other utilities, municipalities and rural electric
     cooperatives. At December 31, 2001, WTU had 689 employees. The principal
     industry served by WTU is agriculture. The territory served by WTU also
     includes several military installations and correctional facilities.

     Another principal electric utility subsidiary of AEP is AEGCo, which was
organized in Ohio in 1982 as an electric generating company. AEGCo sells power
at wholesale to I&M and KEPCo. AEGCo has no employees.

     See Item 2 for information concerning the properties of the subsidiaries of
AEP.

     The Service Corporation provides accounting, administrative, information
systems, engineering, financial, legal, maintenance and other services at cost
to the AEP System companies. The executive officers of AEP and its public
utility subsidiaries are all employees of the Service Corporation.

     The AEP System is an integrated electric utility system and, as a result,
the member companies of the AEP System have contractual, financial and other
business relationships with the other member companies, such as participation in
the AEP System savings and retirement plans and tax returns, sales of
electricity, transportation and handling of fuel, sales or rentals of property
and interest or dividend payments on the securities held by the companies'
respective parents.

AEP-CSW MERGER

     On June 15, 2000, CSW merged with and into a wholly owned merger subsidiary
of AEP with CSW being the surviving corporation. The merger was pursuant to an
Agreement and Plan of Merger, dated as of December 21, 1997, that AEP and CSW
had entered into. As a result of the merger, each outstanding share of common
stock, par value $3.50 per share, of CSW (other than shares owned by AEP or CSW)
was converted into 0.6 of a share of common stock, par value $6.50 per share, of
AEP. CSW's four wholly-owned domestic electric utility subsidiaries are CPL,
PSO, SWEPCo and WTU.

     AEP is complying or intends to comply with the following conditions imposed
by the FERC as part of the FERC's order approving the merger:

     -    Transfer operational control of AEP's east and west transmission
          systems to fully-functioning, FERC-approved regional transmission
          organizations. See Transmission Services for Non-Affiliates.

     -    Two interim transmission-related mitigation measures consisting of
          market monitoring and independent calculation and posting of available
          transmission capacity to monitor the operation of AEP's east
          transmission system. AEP implemented these measures upon the
          consummation of the merger.

     -    Divestiture of 550 MW of generating capacity comprised of 300 MW of
          capacity in SPP and 250 MW of capacity in ERCOT. AEP must complete
          divestiture of the SPP capacity by July 1, 2002. AEP has completed
          divestiture of the ERCOT capacity.

     The FERC found that certain energy sales of SPP and ERCOT capacity would be
reasonable and effective interim mitigation measures until completion of the
required SPP and ERCOT divestitures. As required by the FERC, the proposed
interim energy sales were in effect when the merger was consummated.




                                       4
<PAGE>

     Litigation: On January 18, 2002, the U.S. Court of Appeals for the District
of Columbia ruled that the SEC failed to prove that the merger met the
requirements of PUHCA and remanded the case to the SEC for further review. The
court held that the SEC must explain its conclusion that the merger met PUHCA
requirements that utilities be "physically interconnected" and justify its
finding that the merger will result in a combined entity that is confined to a
"single area or region."

     In its June 2000 approval of the merger, the SEC agreed with AEP that AEP's
and CSW's systems are interconnected because they have transmission access
rights to a single high-voltage line through Missouri and also meet the PUHCA's
single region requirement because it is now technically possible to centrally
control the output of power plants across many states. In its ruling, the court
held that the SEC failed to explain its conclusions that the transmission
integration and single region requirements are satisfied.

     Management believes that the merger meets the requirements of PUHCA and
expects the matter to be resolved favorably.

REGULATION

   General

     AEP and its subsidiaries are subject to the broad regulatory provisions of
PUHCA administered by the SEC. The public utility subsidiaries' retail rates and
certain other matters are subject to regulation by the public utility
commissions of the states in which they operate. Such subsidiaries are also
subject to regulation by the FERC under the Federal Power Act in respect of
rates for interstate sale at wholesale and transmission of electric power,
accounting and other matters and construction and operation of hydroelectric
projects. I&M and CPL are subject to regulation by the NRC under the Atomic
Energy Act of 1954, as amended, with respect to the operation of the Cook Plant
and STP, respectively.

   Possible Change to PUHCA

     The provisions of PUHCA, administered by the SEC, regulate all aspects of a
registered holding company system, such as the AEP System. PUHCA requires that
the operations of a registered holding company system be limited to a single
integrated public utility system and such other businesses as are incidental or
necessary to the operations of the system. In addition, PUHCA governs, among
other things, financings, sales or acquisitions of assets and intra-system
transactions.

     On June 20, 1995, the SEC released a report from its Division of Investment
Management recommending a conditional repeal of PUHCA, including its limits on
financing and on geographic and business diversification. Specific federal
authority, however, would be preserved over access to the books and records of
registered holding company systems, audit authority over registered holding
companies and their subsidiaries and oversight over affiliate transactions. This
authority would be transferred to the FERC. Following the report, legislation
was introduced in Congress to repeal PUHCA and transfer certain federal
authority to the FERC as recommended in the SEC report. Since 1997, such PUHCA
repeal language has been reintroduced in each session of Congress both as a
separate bill and as part of broader legislation regarding changes in the
electric industry. Legislative hearings were held but neither the House of
Representatives nor the Senate passed any PUHCA repeal legislation. A number of
bills contemplating PUHCA repeal separately and with the restructuring of the
electric utility industry have been introduced in the current Congress. See
Competition and Business Change. If PUHCA is repealed, registered holding
company systems, including the AEP System, will be able to compete in the
changing industry without the constraints of PUHCA. Management of AEP believes
that removal of these constraints would be beneficial to the AEP System.

     PUHCA and the rules and orders of the SEC currently require that
transactions between associated companies in a registered holding company system
be performed at cost with limited exceptions. Over the years, the AEP System has
developed numerous affiliated service, sales and construction relationships and,
in some cases, invested significant capital and developed significant operations
in reliance upon the ability to recover its full costs under these provisions.




                                       5
<PAGE>


   Conflict of Regulation

     Public utility subsidiaries of AEP can be subject to regulation of the same
subject matter by two or more jurisdictions. In such situations, it is possible
that the decisions of such regulatory bodies may conflict or that the decision
of one such body may affect the cost of providing service, and so the rates, in
another jurisdiction. In a case involving OPCo, the U.S. Court of Appeals for
the District of Columbia held that the determination of costs to be charged to
associated companies by the SEC under PUHCA precluded the FERC from determining
that such costs were unreasonable for ratemaking purposes. The U.S. Supreme
Court also has held that a state commission may not conclude that a FERC
approved wholesale power agreement is unreasonable for state ratemaking
purposes. Certain actions that would overturn these decisions or otherwise
affect the jurisdiction of the SEC and FERC are under consideration by the U.S.
Congress and these regulatory bodies. Such conflicts of jurisdiction often
result in litigation and, if resolved adversely to a public utility subsidiary
of AEP, could have a material adverse effect on the results of operations or
financial condition of such subsidiary or AEP.

   Rates

     The rates charged by the electric utility subsidiaries of AEP are approved
by the FERC or one of the state utility commissions as applicable. The FERC
regulates wholesale rates and the state commissions regulate retail rates. In
recent years the number of rate increase applications filed by the operating
subsidiaries of AEP with their respective state commissions and the FERC has
decreased. Under current rate regulation, if increases in operating,
construction and capital costs exceed increases in revenues resulting from
previously granted rate increases and increased customer demand, then it may be
appropriate for certain of AEP's electric utility subsidiaries to file rate
increase applications in the future.

     Generally the rates of AEP's operating subsidiaries are determined based
upon the cost of providing service including a reasonable return on investment,
except for the states of Ohio, Texas and Virginia as noted below. Certain states
served by the AEP System allow alternative forms of rate regulation in addition
to the traditional cost-of-service approach. However, the rates of AEP's
operating subsidiaries in those states continue to be cost-based. The IURC may
approve alternative regulatory plans which could include setting customer rates
based on market or average prices, price caps, index-based prices and prices
based on performance and efficiency.

     AEP is exposed to risk from changes in the market prices of coal and
natural gas used to generate electricity where generation is no longer regulated
or where existing fuel clauses are suspended or frozen. The protection afforded
by fuel clause recovery mechanisms has either been eliminated by the
implementation of customer choice in Ohio (effective January 1, 2001) and in the
ERCOT power grid area of Texas (effective January 1, 2002) or frozen by
settlement agreements in Indiana, Michigan, and West Virginia. To the extent the
fuel supply of the generating units in these states is not under fixed price
long-term contracts, AEP is subject to market price risk. AEP continues to be
protected against market price changes by active fuel clauses in Oklahoma,
Arkansas, Louisiana, Kentucky, Virginia and the SPP area of Texas.

     AEP cannot predict the timing or probability of approvals regarding
applications for additional rate changes, the outcome of action by regulatory
commissions or courts with respect to such matters, or the effect thereof on the
earnings and business of the AEP System. In addition, current rate regulation
may, and in the case of Ohio, Texas and Virginia has been, subject to
significant revision. See Competition and Business Change and the footnote to
the financial statements entitled Customer Choice and Industry Restructuring.





                                       6
<PAGE>



CLASSES OF SERVICE

     The principal classes of service from which the domestic electric utility
subsidiaries of AEP derive revenues and the amount of such revenues during the
year ended December 31, 2001 are as follows:


<TABLE>
<CAPTION>

                                                    AEP
                                                  SYSTEM(a)         AEGCo           APCo             CPL           CSPCo
                                                  ---------         -----           ----             ---           -----
                                                                              (IN THOUSANDS)

<S>                                              <C>                  <C>         <C>             <C>             <C>
Wholesale Business:
   Residential...............................    $ 3,553,216          $    0      $ 587,062       $ 660,884       $ 477,341
   Commercial................................      2,328,383               0        267,312         473,337         426,444
   Industrial................................      2,388,354               0        353,070         345,071         141,583
   Other Retail Customers....................        419,232               0         77,258          49,007          46,948
   Energy Delivery...........................    (3,356,000)                      (575,036)       (473,182)        (483,219)
                                               -------------  --------------  -------------       ---------       ---------
      Total Retail...........................      5,333,185               0        709,666       1,055,117         609,097
   Marketing and Trading-Electricity.........     35,339,641         227,338      5,571,750       1,671,686       3,117,136
   Marketing and Trading-Gas.................     14,368,857               0              0               0               0
   Unrealized MTM Income:....................
       Electric..............................        209,660               0         29,334          19,930          16,730
       Gas...................................         46,990               0              0               0               0
   Other.....................................        631,016             210        113,644         101,812          73,681
                                               -------------  --------------  -------------       ---------       ---------

         Total Wholesale Business............     55,929,349         227,548      6,424,394       2,848,545       3,816,644
                                               -------------  --------------  -------------       ---------       ---------

Energy Delivery Business:....................
   Transmission..............................      1,029,000               0        180,244         162,734         109,824
   Distribution..............................      2,327,000               0        394,792         310,448         373,395
                                               -------------  --------------  -------------       ---------       ---------
         Total Energy Delivery...............      3,356,000               0        575,036         473,182         483,219
                                               -------------  --------------  -------------       ---------       ---------

Other Investments:...........................
   SEEBOARD..................................      1,451,233               0              0               0               0
   CitiPower.................................        349,773               0              0               0               0
   Other.....................................        170,645               0              0               0               0
                                               -------------  --------------  -------------       ---------       ---------
         Total Other Investments.............      1,971,651               0              0               0               0
                                               -------------  --------------  -------------       ---------       ---------
               Total Revenues................   $ 61,257,000       $ 227,548    $ 6,999,430     $ 3,321,727     $ 4,299,863
                                               =============  ==============  =============       =========       =========

</TABLE>


<TABLE>
<CAPTION>


                                                     I&M        KEPCo         OPCo         PSO        SWEPCo        WTU
                                                     ---        -----         ----         ---        ------        ----
                                                                              (IN THOUSANDS)
<S>                                              <C>         <C>           <C>          <C>          <C>          <C>
Wholesale Business:
   Residential...............................    $ 350,600   $ 109,882     $ 444,418    $ 381,515    $ 321,022    $ 160,520
   Commercial................................      218,818      47,369       235,220      305,525      226,946       98,153
   Industrial................................      323,157      92,215       526,431      215,038      273,096       60,032
   Other Retail Customers....................       59,983      16,058        68,968       12,746       33,271       44,318
   Energy Delivery...........................     (314,410)   (134,619)     (552,713)    (261,877)    (333,004)    (169,036)
                                                 ---------   ---------     ---------    ---------     --------      -------
      Total Retail...........................      638,148     130,905       722,324      652,947      521,331      193,987
   Marketing and Trading-Electricity.........    3,783,302   1,364,877     4,848,386    1,258,861    1,653,208      648,527
   Marketing and Trading-Gas.................            0           0             0            0            0            0
   Unrealized MTM Income:....................
        Electric.............................            0           0        23,139            0       10,830        4,390
        Gas..................................            0           0             0            0            0            0
   Other.....................................       67,765      28,994       115,840       27,564       56,075       48,331
                                                 ---------   ---------     ---------    ---------     --------      -------
         Total Wholesale Business............    4,489,215   1,524,776     5,709,689    1,939,372    2,241,444      895,235
                                                 ---------   ---------     ---------    ---------     --------      -------
Energy Delivery Business:....................
   Transmission..............................      122,345      53,697       167,399       63,045       81,324       75,443
   Distribution..............................      192,065      80,922       385,314      198,832      251,680       93,593
                                                 ---------   ---------     ---------    ---------     --------      -------
         Total Energy Delivery...............      314,410     134,619       552,713      261,877      333,004      169,036
                                                 ---------   ---------     ---------    ---------     --------      -------
Other Investments:
   SEEBOARD..................................            0           0             0            0            0            0
   CitiPower.................................            0           0             0            0            0            0
   Other                                                 0           0             0            0            0            0
                                                 ---------   ---------     ---------    ---------     --------      -------
         Total Other Investments.............            0           0             0            0            0            0
                                                 ---------   ---------     ---------    ---------     --------      -------
               Total Revenues................  $ 4,803,625  $1,659,395   $ 6,262,402  $ 2,201,249  $ 2,574,448  $ 1,064,271
                                                 =========   =========   ===========  ===========  ===========  ===========

</TABLE>

- ---------------------------
(a)  Includes revenues of other subsidiaries not shown and elimination of
     intercompany transactions.






                                       7
<PAGE>


SALE OF POWER

     AEP's electric utility subsidiaries own or lease generating stations with
total generating capacity of approximately 38,300 megawatts. See Item 2.
Properties, for more information regarding the generating stations. They operate
their generating plants as a single interconnected and coordinated electric
utility system and, in the east zone, share the costs and benefits in the AEP
System Power Pool. As discussed below under AEP System Power Pool, after
corporate separation, the public utility subsidiaries that are no longer
regulated at the state level will participate in a separate power pool. Most of
the electric power generated at AEP's generating stations is sold, in
combination with transmission and distribution services, to retail customers of
AEP's utility subsidiaries in their service territories. See Regulation--Rates.
Some of the electric power is sold at wholesale to non-affiliated companies.

   AEP System Power Pool

     APCo, CSPCo, I&M, KEPCo and OPCo are parties to the Interconnection
Agreement, dated July 6, 1951, as amended (the Interconnection Agreement),
defining how they share the costs and benefits associated with their generating
plants. This sharing is based upon each company's "member-load-ratio," which is
calculated monthly on the basis of each company's maximum peak demand in
relation to the sum of the maximum peak demands of all five companies during the
preceding 12 months. In addition, since 1995, APCo, CSPCo, I&M, KEPCo and OPCo
have been parties to the AEP System Interim Allowance Agreement which provides,
among other things, for the transfer of SO2 Allowances associated with
transactions under the Interconnection Agreement. As part of AEP's restructuring
settlement agreement filed with the FERC, CSPCo and OPCo would no longer be
parties to the Interconnection Agreement and certain other modifications to its
terms would also be made. See Competition and Business Change--AEP Restructuring
Plan.

     Power marketing and trading transactions (trading activities) are conducted
by the AEP Power Pool and shared among the parties under the Interconnection
Agreement. Trading activities involve the purchase and sale of electricity under
physical forward contracts at fixed and variable prices and the trading of
electricity contracts including exchange traded futures and options and
over-the-counter options and swaps. The majority of these transactions represent
physical forward contracts in the AEP System's traditional marketing area and
are typically settled by entering into offsetting contracts. The regulated
physical forward contracts are recorded on a gross basis in the month when the
contract settles.

     In addition, the AEP Power Pool enters into transactions for the purchase
and sale of electricity options, futures and swaps, and for the forward purchase
and sale of electricity outside of the AEP System's traditional marketing area.

     The following table shows the net credits or (charges) allocated among the
parties under the Interconnection Agreement and Interim Allowance Agreement
during the years ended December 31, 1999, 2000 and 2001:

                         1999(a)       2000(a)       2001(a)
                         ----          ----          ----
                                (IN THOUSANDS)

APCo..............    $ (89,100)    $(274,000)    $(256,700)
CSPCo.............     (184,500)     (250,400)     (251,200)
I&M...............      (61,700)       93,900       166,200
KEPCo.............       23,700       (21,500)      (27,600)
OPCo..............      311,600       452,000       369,300

- -------------------------
(a)  Includes credits and charges from allowance transfers related to the
     transactions.

     CPL, PSO, SWEPCo, WTU, and AEP Service Corporation are parties to a
Restated and Amended Operating Agreement originally dated as of January 1, 1997
(CSW Operating Agreement). The CSW Operating Agreement requires the operating
companies of the west zone to maintain specified annual planning reserve margins
and requires the subsidiaries that have capacity in excess of the required
margins to make such capacity available for sale to other AEP subsidiaries as
capacity commitments. The CSW Operating Agreement also delegates to AEP Service
Corporation the authority to coordinate the acquisition, disposition, planning,
design and construction of generating units and to supervise the operation and
maintenance of a central control center. As part of AEP's restructuring
settlement agreement filed with the FERC, CPL and WTU would no longer be parties
to the CSW Operating Agreement and certain other




                                       8
<PAGE>

modifications to its terms would also be made. See Competition and Business
Change--AEP Restructuring Plan.

   Wholesale Sales of Power to Non-Affiliates

     AEP's electric utility subsidiaries also sell electric power on a wholesale
basis to non-affiliated electric utilities and power marketers. Such sales are
either made (i) by individual companies pursuant to various long-term power
agreements or (ii) under the Interconnection Agreement (AEP Power Pool) or the
CSW Operating Agreement. Sales made under the Interconnection Agreement are
allocated among the East Zone subsidiaries based on member-load ratios. Sales
made under the CSW Operating Agreement are allocated among the West Zone
subsidiaries based on participation ratios.

     Reference is made to the footnote to the financial statements entitled
Commitments and Contingencies that is incorporated by reference in Item 8 for
information with respect to AEP's long-term agreements to sell power.

TRANSMISSION SERVICES

     AEP's electric utility subsidiaries own and operate transmission and
distribution lines and other facilities to deliver electric power. See Item 2
for more information regarding the transmission and distribution lines. AEP's
electric utility subsidiaries operate their transmission lines as a single
interconnected and coordinated system and share the cost and benefits in the AEP
System Transmission Pool. Most of the transmission and distribution services are
sold, in combination with electric power, to retail customers of AEP's utility
subsidiaries in their service territories. These sales are made at rates that
are established by the public utility commissions of the state in which they
operate. See Regulation--Rates. As discussed below, some transmission services
also are separately sold to non-affiliated companies.

   AEP System Transmission Pool

     APCo, CSPCo, I&M, KEPCo and OPCo are parties to the Transmission Agreement,
dated April 1, 1984, as amended (the Transmission Agreement), defining how they
share the costs associated with their relative ownership of the
extra-high-voltage transmission system (facilities rated 345 kv and above) and
certain facilities operated at lower voltages (138 kv and above). Like the
Interconnection Agreement, this sharing is based upon each company's
"member-load-ratio." See Sale of Power.

     The following table shows the net (credits) or charges allocated among the
parties to the Transmission Agreement during the years ended December 31, 1999,
2000 and 2001:

                     1999            2000            2001
                     ----            ----            ----
                                (IN THOUSANDS)

APCo.........      $ (8,300)      $ (3,400)       $ (3,100)
CSPCo........        39,000         38,300          40,200
I&M..........       (43,900)       (43,800)        (41,300)
KEPCo........        (4,300)        (6,000)         (4,600)
OPCo.........        17,500         14,900           8,800


     CPL, PSO, SWEPCo, WTU, and AEP Service Corporation are parties to a
Transmission Coordination Agreement originally dated as of January 1, 1997
(TCA). The TCA establishes a coordinating committee, which is charged with the
responsibility of overseeing the coordinated planning of the transmission
facilities of the west zone operating subsidiaries, including the performance of
transmission planning studies, the interaction of such subsidiaries with
independent system operators (ISO) and other regional bodies interested in
transmission planning and compliance with the terms of the Open Access
Transmission Tariff (OATT) filed with the FERC and the rules of the FERC
relating to such tariff.

     Under the TCA, the west zone operating subsidiaries have delegated to AEP
Service Corporation the responsibility of monitoring the reliability of their
transmission systems and administering the OATT on their behalf. The TCA also
provides for the allocation among the west zone operating subsidiaries of
revenues collected for transmission and ancillary services provided under the
OATT.

   Transmission Services for Non-Affiliates

     AEP's electric utility subsidiaries and other System companies also provide
transmission services for non-affiliated companies.



                                       9
<PAGE>

     On April 24, 1996, the FERC issued orders 888 and 889. These orders require
each public utility that owns or controls interstate transmission facilities to
file an open access network and point-to-point transmission tariff that offers
services comparable to the utility's own uses of its transmission system. The
orders also require utilities to functionally unbundle their services, by
requiring them to use their own tariffs in making off-system and third-party
sales. As part of the orders, the FERC issued a pro-forma tariff which reflects
the Commission's views on the minimum non-price terms and conditions for
non-discriminatory transmission service. In addition, the orders require all
transmitting utilities to establish an Open Access Same-time Information System
(OASIS) which electronically posts transmission information such as available
capacity and prices, and require utilities to comply with Standards of Conduct
which prohibit utilities' system operators from providing non-public
transmission information to the utility's merchant employees. The orders also
allow a utility to seek recovery of certain prudently-incurred stranded costs
that result from unbundled transmission service.

     In December 1999, FERC issued Order 2000, which provides for the voluntary
formation of regional transmission organizations (RTOs), entities created to
operate, plan and control utility transmission assets. Order 2000 also
prescribes certain characteristics and functions of acceptable RTO proposals.

     On July 9, 1996, the AEP System companies filed a tariff conforming with
the FERC's pro-forma transmission tariff.

     Since 1998 AEP has engaged in discussions with a group of Midwestern
utilities regarding the development of the Alliance RTO which may take the form
of an ISO or an independent transmission company (Transco), depending upon the
occurrence of certain conditions. The Transco, if formed, would operate
transmission assets that it would own, and also would operate other owners'
transmission assets on a contractual basis.

     In 2001 the Alliance companies filed with the FERC a proposed business plan
for the Alliance RTO. In December 2001, the FERC issued an order approving the
proposal of the Midwest ISO (an independent operator of transmission assets in
the Midwest) for an RTO and rejecting the Alliance RTO's business plan and
finding that the Alliance RTO lacks sufficient scope and regional configuration
to exist as a stand-alone RTO. The FERC directed the Alliance companies to
negotiate with the Midwest ISO and others to explore possible combinations.
Following such discussions, on March 5, 2002, the Alliance RTO filed with the
FERC a request for a declaratory order seeking resolution of these issues.

COORDINATION OF EAST AND WEST ZONE OPERATING SUBSIDIARIES

     AEP's System Integration Agreement provides for the integration and
coordination of AEP's east and west zone operating subsidiaries, joint dispatch
of generation within the AEP System, and the distribution, between the two
operating zones, of costs and benefits associated with the System's generating
plants. It is designed to function as an umbrella agreement in addition to the
AEP Interconnection Agreement and the CSW Operating Agreement, each of which
will continue to control the distribution of costs and benefits within each zone
for all regulated subsidiaries.

     AEP's System Transmission Integration Agreement provides for the
integration and coordination of the planning, operation and maintenance of the
transmission facilities of AEP's east and west zone operating subsidiaries. Like
the System Integration Agreement, the System Transmission Integration Agreement
functions as an umbrella agreement in addition to the AEP Transmission Agreement
and the Transmission Coordination Agreement. The System Transmission Integration
Agreement contains two service schedules that govern:

     -    The allocation of transmission costs and revenues.

     -    The allocation of third-party transmission costs and revenues and
          System dispatch costs.

The Transmission Integration Agreement anticipates that additional service
schedules may be added as circumstances warrant.




                                       10
<PAGE>




CERTAIN POWER AGREEMENTS

   OVEC

     AEP, CSPCo and several unaffiliated utility companies jointly own OVEC,
which supplies the power requirements of a uranium enrichment plant near
Portsmouth, Ohio, owned by the DOE. The aggregate equity participation of AEP
and CSPCo in OVEC is 44.2%. The aggregate power participation ratio of APCo,
CSPCo, I&M and OPCo is 42.1%. The proceeds from the sale of power by OVEC are
designed to be sufficient for OVEC to meet its operating expenses and fixed
costs and to provide a return on its equity capital. On September 29, 2000, DOE
issued a notice of cancellation of the DOE/OVEC power agreement, such
cancellation to be effective no later than April 30, 2003. In conjunction with
this notice, DOE released all future rights to OVEC's generating capacity,
effective September 1, 2001. DOE was therefore not entitled to any OVEC capacity
beyond August 31, 2001, and the sponsoring companies became entitled to receive
and pay for all OVEC capacity (approximately 2,200MW) in proportion to their
power participation ratios at that time.

   Buckeye

     Contractual arrangements among OPCo, Buckeye and other investor-owned
electric utility companies in Ohio provide for the transmission and delivery,
over facilities of OPCo and of other investor-owned utility companies, of power
generated by the two units at the Cardinal Station owned by Buckeye and back-up
power to which Buckeye is entitled from OPCo under such contractual
arrangements, to facilities owned by 25 of the rural electric cooperatives which
operate in the State of Ohio at 337 delivery points. Buckeye is entitled under
such arrangements to receive, and is obligated to pay for, the excess of its
maximum one-hour coincident peak demand plus a 15% reserve margin over the
1,226,500 kilowatts of capacity of the generating units which Buckeye currently
owns in the Cardinal Station. Such demand, which occurred on August 8, 2001, was
recorded at 1,344,315 kilowatts.

     Reference is made to Wholesale Business Operations -- Structured
Arrangements Involving Capacity, Energy, and Ancillary Services for a discussion
of an agreement with an affiliate of Buckeye to construct and operate a
gas-fired electric generating peaking facility.

   Century Aluminum

     Century Aluminum of West Virginia, Inc. (formerly Ravenswood Aluminum
Corporation), operates a major aluminum reduction plant in the Ohio River Valley
at Ravenswood, West Virginia. The power requirement of such plant presently is
approximately 357,000 kilowatts. OPCo is providing electric service pursuant to
a contract approved by the PUCO for the period July 1, 1996 through July 31,
2003.

AEGCO

     Since its formation in 1982, AEGCo's business has consisted of the
ownership and financing of its 50% interest in the Rockport Plant and, since
1989, leasing of its 50% interest in Unit 2 of the Rockport Plant. The operating
revenues of AEGCo are derived from the sale of capacity and energy associated
with its interest in the Rockport Plant to I&M and KEPCo pursuant to unit power
agreements. Pursuant to these unit power agreements, AEGCo is entitled to
recover its full cost of service from the purchasers and will be entitled to
recover future increases in such costs, including increases in fuel and capital
costs. See Unit Power Agreements. Pursuant to a capital funds agreement, AEP has
agreed to provide cash capital contributions, or in certain circumstances
subordinated loans, to AEGCo, to the extent necessary to enable AEGCo, among
other things, to provide its proportionate share of funds required to permit
continuation of the commercial operation of the Rockport Plant and to perform
all of its obligations, covenants and agreements under, among other things, all
loan agreements, leases and related documents to which AEGCo is or becomes a
party. See Capital Funds Agreement.

   Unit Power Agreements

     A unit power agreement between AEGCo and I&M (the I&M Power Agreement)
provides for the sale by AEGCo to I&M of all the power (and the energy
associated therewith) available to AEGCo at the Rockport Plant. I&M is
obligated, whether or




                                       11
<PAGE>

not power is available from AEGCo, to pay as a demand charge for the right to
receive such power (and as an energy charge for any associated energy taken by
I&M) such amounts, as when added to amounts received by AEGCo from any other
sources, will be at least sufficient to enable AEGCo to pay all its operating
and other expenses, including a rate of return on the common equity of AEGCo as
approved by FERC, currently 12.16%. The I&M Power Agreement will continue in
effect until the date that the last of the lease terms of Unit 2 of the Rockport
Plant has expired unless extended in specified circumstances.

     Pursuant to an assignment between I&M and KEPCo, and a unit power agreement
between KEPCo and AEGCo, AEGCo sells KEPCo 30% of the power (and the energy
associated therewith) available to AEGCo from both units of the Rockport Plant.
KEPCo has agreed to pay to AEGCo in consideration for the right to receive such
power the same amounts which I&M would have paid AEGCo under the terms of the
I&M Power Agreement for such entitlement. The KEPCo unit power agreement expires
on December 31, 2004. As part of AEP's restructuring settlement agreement
pending with the FERC, the KEPCo unit power agreement would be extended to
December 31, 2009 for Unit 1 and December 7, 2022 for Unit 2. See Competition
and Business Change--AEP Restructuring Plan.

   Capital Funds Agreement

     AEGCo and AEP have entered into a capital funds agreement pursuant to
which, among other things, AEP has unconditionally agreed to make cash capital
contributions, or in certain circumstances subordinated loans, to AEGCo to the
extent necessary to enable AEGCo to (i) maintain such an equity component of
capitalization as required by governmental regulatory authorities, (ii) provide
its proportionate share of the funds required to permit commercial operation of
the Rockport Plant, (iii) enable AEGCo to perform all of its obligations,
covenants and agreements under, among other things, all loan agreements, leases
and related documents to which AEGCo is or becomes a party (AEGCo Agreements),
and (iv) pay all indebtedness, obligations and liabilities of AEGCo (AEGCo
Obligations) under the AEGCo Agreements, other than indebtedness, obligations or
liabilities owing to AEP. The Capital Funds Agreement will terminate after all
AEGCo Obligations have been paid in full.

SEASONALITY

     Sales of electricity by the AEP System tend to increase and decrease
because of the use of electricity by residential and commercial customers for
cooling and heating and relative changes in temperature.

FRANCHISES

     The operating companies of the AEP System hold franchises to provide
electric service in various municipalities in their service areas. These
franchises have varying provisions and expiration dates. In general, the
operating companies consider their franchises to be adequate for the conduct of
their business.

COMPETITION AND BUSINESS CHANGE

   General

     The public utility subsidiaries of AEP, like many other electric utilities,
have traditionally provided electric generation and energy delivery, consisting
of transmission and distribution services, as a single product to their retail
customers. Proposals are being made and/or legislation has been enacted in
Arkansas, Michigan, Ohio, Oklahoma, Texas, Virginia and West Virginia that would
also require electric utilities to sell distribution services separately. These
measures generally allow competition in the generation and sale of electric
power, but not in its transmission and distribution. However, movement toward
retail deregulation in certain of these states is slowing as a consequence of,
among other things, adverse developments related to deregulation of the electric
industry in California.

     Competition in the generation and sale of electric power will require
resolution of complex issues, including who will pay for the unused generating
plant of, and other stranded costs incurred by, the utility when a customer
stops buying power from the utility; will all customers




                                       12
<PAGE>

have access to the benefits of competition; how will the rules of competition be
established; what will happen to conservation and other regulatory-imposed
programs; how will the reliability of the transmission system be ensured; and
how will the utility's obligation to serve be changed. As competition in
generation and sale of electric power is instituted, the public utility
subsidiaries of AEP believe that they have a favorable competitive position
because of their relatively low costs. If stranded costs are not recovered from
customers, however, the public utility subsidiaries of AEP, like all electric
utilities, will be required by existing accounting standards to recognize any
stranded investment losses.

     Reference is made to Management's Discussion and Analysis of Results of
Operations and Management's Discussion and Analysis of Financial Condition,
Contingencies and Other Matters and the footnote to the financial statements
entitled Customer Choice and Industry Restructuring incorporated by reference in
Items 7 and 8, respectively, for further information with respect to competition
and business change.

   AEP Position on Competition

     AEP favors freedom for customers to purchase electric power from anyone
that they choose. Generation and sale of electric power would be in the
competitive marketplace. To facilitate reliable, safe and efficient service, AEP
supports creation of independent system operators to operate the transmission
system in a region of the United States. AEP's working model for industry
restructuring envisions a progressive transition to full customer choice.
Implementation of these measures would require legislative changes and
regulatory approvals.

     The legislatures and/or the regulatory commissions in many states,
including some in AEP's service territory, are considering or have adopted
"retail customer choice" which, in general terms, means the transmission by an
electric utility of electric power generated by an entity of the customer's
choice over its transmission and distribution system to a retail customer in
such utility's service territory. A requirement to transmit directly to retail
customers would have the result of permitting retail customers to purchase
electric power, at the election of such customers, not only from the electric
utility in whose service area they are located but from another electric
utility, an independent power producer or an intermediary, such as a power
marketer. Although AEP's power generation would have competitors under some of
these proposals, its transmission and distribution would not. As competition
develops in retail power generation, the public utility subsidiaries of AEP
believe that they should have a favorable competitive position because of their
relatively low costs.

   Wholesale

     The public utility subsidiaries of AEP, like the electric industry
generally, face increasing competition to sell available power on a wholesale
basis, primarily to other public utilities and also to power marketers. The
Energy Policy Act of 1992 was designed, among other things, to foster
competition in the wholesale market (a) through amendments to PUHCA,
facilitating the ownership and operation of generating facilities by "exempt
wholesale generators" (which may include independent power producers as well as
affiliates of electric utilities) and (b) through amendments to the Federal
Power Act, authorizing the FERC under certain conditions to order utilities
which own transmission facilities to provide wholesale transmission services for
other utilities and entities generating electric power. The principal factors in
competing for such sales are price (including fuel costs), availability of
capacity and reliability of service. The public utility subsidiaries of AEP
believe that they maintain a favorable competitive position on the basis of all
of these factors. However, because of the availability of capacity of other
utilities and the lower fuel prices in recent years, price competition has been,
and is expected for the next few years to be, particularly important.

     FERC orders 888 and 889, issued in April 1996, provide that utilities must
functionally unbundle their transmission services, by requiring them to use
their own tariffs in making off-system and third-party sales. See Transmission
Services. The public utility subsidiaries of AEP have functionally separated
their wholesale power sales from their transmission functions, as required by
orders 888 and 889.



                                       13
<PAGE>

   Retail

     The public utility subsidiaries of AEP have the exclusive right to sell
electric power at retail within their service areas in the states of Arkansas,
Indiana, Kentucky, Louisiana, Oklahoma, Tennessee and West Virginia.
Furthermore, while customer choice commenced in Michigan on January 1, 2002, I&M
does not have any competing suppliers active in its Michigan service territory
at this time. However, AEP's public utility subsidiaries do compete with
self-generation and with distributors of other energy sources, such as natural
gas, fuel oil and coal, within their service areas. The primary factors in such
competition are price, reliability of service and the capability of customers to
utilize sources of energy other than electric power. With respect to
self-generation, the public utility subsidiaries of AEP believe that they
maintain a favorable competitive position on the basis of all of these factors.
With respect to alternative sources of energy, the public utility subsidiaries
of AEP believe that the reliability of their service and the limited ability of
customers to substitute other cost-effective sources for electric power place
them in a favorable competitive position, even though their prices may be higher
than the costs of some other sources of energy.

     Significant changes in the global economy in recent years have led to
increased price competition for industrial companies in the United States,
including those served by the AEP System. Such industrial companies have
requested price reductions from their suppliers, including their suppliers of
electric power. In addition, industrial companies which are downsizing or
reorganizing often close a facility based upon its costs, which may include,
among other things, the cost of electric power. The public utility subsidiaries
of AEP cooperate with such customers to meet their business needs through, for
example, various off-peak or interruptible supply options and believe that, as
low cost suppliers of electric power, they should be less likely to be
materially adversely affected by this competition and may be benefited by
attracting new industrial customers to their service territories.

   AEP Restructuring Plan

     As a result of deregulating legislation that has been enacted or is being
considered in several of the states in which the AEP public utility subsidiaries
provide service, AEP has reassessed the corporate ownership of its public
utility subsidiaries' assets. Deregulating legislation in some of the states
requires the separation of generation assets from transmission and distribution
assets. On November 1, 2000, AEP filed with the SEC under PUHCA for approval of
a restructuring plan in part to meet the requirements of this legislation. This
application is pending.

     On July 24, 2001, AEP filed with the FERC for approval of the restructuring
plan and on December 21, 2001, a settlement agreement with six state regulatory
commissions and other major parties was filed with the FERC. The settlement
agreement is pending approval. FERC approval is necessary before the SEC will
issue its order.

     AEP's restructuring plan is designed to align its legal structure and
business activities with the requirements of deregulation. AEP's plan
contemplates the formation of two first tier subsidiaries that would hold the
following public utility assets:

     -    A subsidiary would hold the assets of public utility subsidiaries that
          remain subject to regulation as to rates by at least one state utility
          commission. AEP intends for this subsidiary ultimately to hold all
          transmission and distribution assets.

     -    A subsidiary would hold (i) public utility and non-utility
          subsidiaries that derive their revenues from competitive activity and
          (ii) foreign utility subsidiaries and other investments. AEP intends
          for this subsidiary to ultimately hold all generation assets not
          subject to regulation.

WHOLESALE BUSINESS OPERATIONS

     AEP's wholesale business operations focus on value-driven asset
optimization at each link of the energy chain through the following activities:

     -    A diversified portfolio of owned assets and structured third party
          arrangements, including:



                                       14
<PAGE>

          -    Power generation facilities and renewable energy sources.

          -    Natural gas pipeline, storage and processing facilities.

          -    Coal mines and related facilities.

          -    Barge, rail and other fuel transportation related assets.

     -    Trade and market energy commodities, including electric power, natural
          gas, natural gas liquids, oil, coal, and SO2 allowances in North
          America and Europe.

     -    Price-risk management services and liquidity through a variety of
          energy-related financial instruments, including exchange-traded
          futures and over-the-counter forward, option, and swap agreements.

     -    Long-term transactions to buy or sell capacity, energy, and ancillary
          services of electric generating facilities, either existing or to be
          constructed, at various locations in North America and Europe.

   Power Generation Facilities and Renewable Energy Sources

     In addition to approximately 38,300 MW listed under Item 2. Properties, AEP
has ownership interests in the generating facilities listed under AEP-Other
Generation of approximately 1,900 MW domestically and 6,700 MW internationally,
of which approximately 1,100 MW is from renewable energy sources.

   Natural Gas Pipeline, Storage and Processing Facilities

     In June 2001, AEP acquired Houston Pipe Line Company (HPL) and Lodisco LLC
for $727 million from Enron Corp. The acquired assets include: (i) a 4,200-mile
intrastate gas pipeline in Texas with capacity of approximately 2.4 billion
cubic feet per day; (ii) the exclusive right (for 30 years with an additional
20-year extension) to the underground Bammel Storage Facility (one of the
largest natural gas storage facilities in North America) with 118 billion cubic
feet of storage capacity and appurtenant pipelines including the Bammel Loop,
Houston City Loop and the Texas City Loop; and (iii) certain gas marketing
contracts.

     AEP acquired Louisiana Intrastate Gas Company, LLC ("LIG") in 1998. LIG's
midstream gas assets include: (i) a 2,000-mile intrastate gas pipeline in
Louisiana with capacity of approximately 800 million cubic feet per day; (ii)
five natural gas processing plants that straddle the pipeline; and (iii) a ten
billion cubic foot underground natural gas storage facility directly connected
to the Henry Hub, one of the most active gas trading areas in North America.

   Coal Mines and Related Facilities

     In October 2001, to enhance its coal trading and marketing activities, AEP
acquired substantially all the assets of Quaker Coal Company as part of a
bankruptcy proceeding restructuring. AEP paid $101 million to Quaker's creditors
and assumed additional liabilities of approximately $58 million. The acquisition
included property, coal reserves, mining operations and royalty interests in
Colorado, Kentucky, Ohio, Pennsylvania and West Virginia. AEP will continue to
operate the mines and facilities which have approximately 800 employees.

   Barge, Rail and Other Fuel Transportation Related Assets

     In November 2001, AEP acquired MEMCO Barge Line Inc. for $270 million as
part of its overall asset optimization program. MEMCO is engaged in the
transportation of coal and dry bulk commodities, primarily on the Ohio,
Illinois, and Lower Mississippi rivers. MEMCO owns or leases 1,200 hopper barges
and 30 towboats. The addition of MEMCO's barge assets to AEP's existing fleet
places AEP among the leading barge operators in the country. See Fuel
Supply--Coal and Lignite for other barges and towboats leased by I&M and OPCo.

   Trading and Marketing of Energy Commodities

     Sales: Based upon volumetric sales in the U.S., Power Markets Weekly ranked
AEP's wholesale trading business No. 2 in electric sales for the first, second
and third quarters of 2001. Platts Gas Daily ranked AEP Nos. 14, 10 and 2 in gas
sales for the




                                       15
<PAGE>
first, second and third quarters, respectively, of 2001.

     ICEX: To gain access to additional liquidity trading points, AEP acquired
an interest in the internet-based electronic trading system, Intercontinental
Exchange, L.L.C. (ICEX), in 2000 that enables participants to initiate,
negotiate, and execute trades in the crude oil, natural gas, and spot and
forward energy markets. Other investors include global energy companies and
leading investment banking firms.

   Structured Arrangements Involving Capacity, Energy, and Ancillary Services

     AEP has entered into an agreement with The Dow Chemical Company to
construct a 900 MW cogeneration facility at Dow's chemical facility in
Plaquemine, Louisiana. Commercial operation is expected in 2003. AEP is entitled
to 100% of the facility's capacity and energy and has contracted to sell the
power from this facility to an unaffiliated party.

     In January 2000, OPCo and National Power Cooperative, Inc. (NPC), an
affiliate of Buckeye, entered into an agreement relating to construction and
operation of a 510 MW gas-fired electric generating peaking facility to be owned
by NPC. From the commercial operation date (expected in 2002) until the end of
2005, OPCo will be entitled to 100% of the power generated by the facility, and
responsible for the fuel and other costs of the facility. After 2005, NPC and
OPCo will be entitled to 80% and 20%, respectively, of the power of the
facility, and both parties will generally be responsible for the fuel and other
costs of the facility. OPCo will also provide certain back-up power to NPC.

INTERNATIONAL ELECTRIC

     Other international holdings of AEP include the following.

     Australia: CitiPower Pty. is an electric distribution and retail sales
company in Victoria, Australia. CitiPower serves approximately 240,000 customers
in the city of Melbourne. With about 3,100 miles of distribution lines in a
service area that covers approximately 100 square miles, CitiPower distributes
about 4,800 gigawatt-hours annually. AEP acquired CitiPower in 1998 for U.S.$1.1
billion.

     UK: SEEBOARD, headquartered in Crawley, West Sussex and acquired as part of
AEP's merger with CSW, is one of the 12 regional electricity companies formed as
a result of the restructuring and subsequent privatization of the United Kingdom
electricity industry in 1990. CSW acquired indirect control of SEEBOARD in April
1996. SEEBOARD's principal businesses are the distribution and supply of
electricity. In addition, SEEBOARD is engaged in other businesses, including gas
supply, electricity generation, and electrical contracting. SEEBOARD has
approximately 2,000,000 customers and its service area covers approximately
3,000 square miles in Southeast England with the majority of its customers in
Kent, Sussex and parts of Surrey.

     Possible Divestitures: On February 3, 2002, AEP announced the appointment
of investment banks to advise AEP on the prospects for divestment of CitiPower
and/or SEEBOARD. Because of pooling of interests accounting restrictions,
imposed as part of AEP's merger with CSW and which expire in June 2002, any
possible divestment of CitiPower and/or SEEBOARD is not anticipated until after
these restrictions lapse.

PRO SERV

     Pro Serv offers engineering, construction, project management and other
consulting services for projects involving transmission, distribution or
generation of electric power both domestically and internationally.

AEP COMMUNICATIONS

     AEP Communications markets wholesale, high capacity, fiber optic services,
colocation, and wireless tower infrastructure services under the C3 brand with
operations in Arkansas, Kansas, Louisiana, Oklahoma and Texas.

     AEP Communications joined with several other energy and telecommunications
companies to form AFN Communications, LLC. (AFN). AFN is a




                                       16
<PAGE>

super regional telecommunications company that provides long haul fiber optic
capacity to competitive local exchange carriers, wireless carriers and long
distance companies. AFN does business in New York, Pennsylvania, Virginia, West
Virginia, Ohio, Indiana, Michigan, Illinois, and Kentucky and has approximately
10,000 route miles of fiber optic network.

     C3, an entity that was acquired through the merger with CSW, is engaged in
providing fiber optic and collocation services in Texas, Louisiana, Oklahoma,
Arkansas, and Kansas. C3 does business as C3 Networks and has approximately
5,300 route miles of fiber optic network.

     Management is evaluating certain of AEP's telecommunications investments
for possible disposal.

CONSTRUCTION PROGRAM

   General

     The AEP System is continuously involved in assessing the adequacy of its
generation, transmission, distribution and other facilities to plan and provide
for the reliable supply of electric power and energy to its customers. In this
assessment process, assumptions are continually being reviewed as new
information becomes available, and assessments and plans are modified, as
appropriate. Thus, System reinforcement plans are subject to change,
particularly with the restructuring of the electric utility industry and the
move to increasing competition in the marketplace. See Competition and Business
Change.

   Generation

     Committed or anticipated capability changes to the AEP System's generation
resources includes the expiration of the Rockport Unit 2 sale of 250 megawatts
to Carolina Power & Light Company, an unaffiliated company, on December 31,
2009. See AEP-CSW Merger for a discussion of the divestiture of generating
capacity as part of the merger.

     Apart from these changes and temporary power purchases that can be
arranged, there are no specific commitments for additions of new generation
resources on the AEP System. Given the restructuring taking place in the
industry, the extent of the need of AEP's operating companies for any additional
generation resources in the foreseeable future is highly uncertain.

   Proposed Transmission Facilities

     On September 30, 1997, APCo refiled applications in Virginia and West
Virginia for certificates to build a Wyoming-Cloverdale 765,000-volt Project.
The preferred route for this line was approximately 132 miles in length,
connecting APCo's Wyoming Station in southern West Virginia to APCo's Cloverdale
Station near Roanoke, Virginia.

     APCo originally announced this project in 1990. Since then it has been in
the process of trying to obtain federal permits and state certificates. At the
federal level, the U.S. Forest Service (Forest Service) is directing the
preparation of an Environmental Impact Statement (EIS), which is required prior
to granting permits for crossing lands under federal jurisdiction. Permits are
needed from the (i) Forest Service to cross federal forests, (ii) Army Corps of
Engineers to cross the New River and a watershed near the Wyoming Station, and
(iii) National Park Service or Forest Service to cross the Appalachian National
Scenic Trail.

     In June 1996, the Forest Service released a Draft EIS and preliminarily
identified a "No Action Alternative" as its preferred alternative for the
original Wyoming-Cloverdale Project. If this alternative were incorporated into
a Final EIS, APCo would not be authorized to cross federal forests administered
by the Forest Service. The Forest Service stated that it would not prepare the
Final EIS until after Virginia and West Virginia determined need and routing
issues on non-federal lands.

     West Virginia: On May 27, 1998, the West Virginia PSC issued an order
granting APCo's application for a certificate to construct the
Wyoming-Cloverdale 765,000-volt Project. On March 13, 2002, the West Virginia
PSC issued an order granting APCo's request to construct the line with a
terminus at Jacksons Ferry substation in Virginia instead of the Cloverdale
substation as discussed below under Virginia.



                                       17

<PAGE>
     Virginia: Following several procedural delays and Hearing Examiner's
rulings, APCo filed a study in May 1999 identifying the Wyoming-Jacksons Ferry
Project as an alternative project to the Wyoming-Cloverdale Project. The
Jacksons Ferry Project proposes a line from Wyoming Station in West Virginia to
APCo's existing 765,000-volt Jacksons Ferry Station in Virginia. APCo estimates
that the Wyoming-Jacksons Ferry line would be 90 miles in length, including 32
miles in West Virginia previously certified. In May 2000, the Virginia SCC held
an evidentiary hearing to consider both projects. On October 2, 2000, the
Hearing Examiner's report to the Virginia SCC recommended approval of the
Wyoming-Jacksons Ferry Alternative Project. On May 31, 2001, the Virginia SCC
issued an order granting APCo's application for a certificate to construct the
Wyoming-Jacksons Ferry 765,000-volt Project.

     Proposed Completion Schedule and Estimated Cost: Subsequent to Virginia and
West Virginia granting certificates to construct the Project, the Forest Service
restarted the EIS process and is scheduled to complete and release a supplement
to the Draft EIS in April 2002. The Final EIS process should continue for the
balance of 2002, with a decision on the federal permits anticipated in Spring
2003. APCo has also begun required consultation with the U.S. Fish and Wildlife
Service under the Endangered Species Act, which should be completed concurrently
with the EIS process.

     Given the status of the Project permitting process, and assuming that the
projected schedule of the EIS process will be met, management estimates that the
Wyoming-Jacksons Ferry 765,000-volt Project cannot be completed before Summer
2006.

     Depending upon the outcome of the EIS permitting process by the Forest
Service, APCo's estimated cost for the Wyoming-Jacksons Ferry Project ranges
from $250 to $280 million, assuming a Summer 2006 in-service date.

   Construction Expenditures

     The following table shows construction expenditures during 1999, 2000 and
2001 and current estimates of 2002 construction expenditures, in each case
including AFUDC but excluding assets acquired under leases.

<TABLE>
<CAPTION>
                      1999         2000          2001       2002
                     ACTUAL       ACTUAL        ACTUAL    ESTIMATE
                     ------       ------        ------    --------
                                     (IN THOUSANDS)
<S>               <C>           <C>         <C>         <C>
AEP System (a)..  $1,679,600    $1,773,400  $1,832,000  $1,820,400
   AEGCo........       8,300         5,200       6,900      45,600
   APCo.........     211,400       199,300     306,000     258,200
   CPL..........     255,800       199,500     194,100     172,300
   CSPCo........     115,300       128,000     132,500     145,400
   I&M..........     165,300       171,100      91,100     205,400
   KEPCo........      44,300        36,200      37,200     128,800
   OPCo.........     193,900       254,000     344,600     349,700
   PSO..........     104,500       176,900     124,900      80,600
   SWEPCo.......     112,900       120,200     112,100     111,900
   WTU..........      52,600        64,500      39,800      51,800
</TABLE>
- -----------------------
(a)  Includes expenditures of other subsidiaries not shown.

     Reference is made to the footnote to the financial statements entitled
Commitments and Contingencies incorporated by reference in Item 8, for further
information with respect to the construction plans of AEP and its operating
subsidiaries for the next three years.

     The System construction program is reviewed continuously and is revised
from time to time in response to changes in estimates of customer demand,
business and economic conditions, the cost and availability of capital,
environmental requirements and other factors. Changes in construction schedules
and costs, and in estimates and projections of needs for additional facilities,
as well as variations from currently anticipated levels of net earnings, Federal
income and other taxes, and other factors affecting cash requirements, may
increase or decrease the estimated capital requirements for the System's
construction program.

     From time to time, as the System companies have encountered the industry
problems described above, such companies also have encountered limitations on
their ability to secure the capital necessary to finance construction
expenditures.

     Environmental Expenditures: Expenditures related to compliance with air and
water quality standards, included in the gross additions to plant of the System,
during 1999, 2000 and 2001 and the current estimate for 2002 are shown below.
Substantial expenditures in addition to the amounts set forth below may be
required by the System in future years in connection with the modification and





                                       18
<PAGE>

addition of facilities at generating plants for environmental quality controls
in order to comply with air and water quality standards which have been or may
be adopted.

                     1999      2000        2001       2002
                    ACTUAL    ACTUAL      ACTUAL    ESTIMATE
                    ------    ------      ------    --------
                                 (IN THOUSANDS)

AEGCo.............  $      8     $  70    $ 3,500     27,700
APCo..............    24,500     2,100     99,200     86,500
CPL...............     (a)       (a)        2,500        200
CSPCo.............    10,600     6,600     22,500     25,500
I&M...............     4,500     1,900        700     28,500
KEPCo.............     1,900       400     11,200     60,200
OPCo..............    37,400    91,200    125,300    103,900
PSO...............     (a)       (a)          400        400
SWEPCo............     (a)       (a)        9,200      9,600
WTU...............     (a)       (a)          800      3,000
                     -------    ------    -------    -------
   AEP System (a).. $ 78,908  $102,270   $275,300   $345,500
                    ========  ========   ========   ========

- -----------------------
(a)  Amounts not available for west zone companies of AEP prior to AEP-CSW
     merger.

FINANCING

     It has been the practice of AEP's operating subsidiaries to finance current
construction expenditures in excess of available internally generated funds by
initially issuing unsecured short-term debt, principally commercial paper and
bank loans, at times up to levels authorized by regulatory agencies, and then to
reduce the short-term debt with the proceeds of subsequent sales by such
subsidiaries of long-term debt securities and cash capital contributions by AEP.
If one or more of the subsidiaries are unable to continue the issuance and sale
of securities on an orderly basis, such company or companies will be required to
consider the curtailment of construction and other outlays or the use of
alternative financing arrangements, if available, which may be more costly.

     AEP's subsidiaries have also utilized, and expect to continue to utilize,
additional financing arrangements, such as unsecured debt and leasing
arrangements, including the leasing of utility assets and coal mining and
transportation equipment and facilities. Pollution control revenue bonds have
been used in the past and may be used in the future in connection with the
construction of pollution control facilities; however, Federal tax law has
limited the utilization of this type of financing except for purposes of certain
financing of solid waste disposal facilities and of certain refunding of
outstanding pollution control revenue bonds issued before August 16, 1986.

     New projects undertaken by AEP's unregulated subsidiaries are generally
financed through equity funds provided by AEP, non-recourse debt incurred on a
project-specific basis, debt issued by such subsidiaries or through a
combination thereof. See Wholesale Business Operations and Item 7 for additional
information concerning AEP's unregulated subsidiaries.

     AEP's revolving credit agreements include covenants and events of default
typical for this type of facility, including a maximum debt/capital test and a
$50 million cross-acceleration provision. At December 31, 2001, AEP was in
compliance with its debt covenants. With the exception of a voluntary bankruptcy
or insolvency, any event of default has either or both a cure period or notice
requirement before termination of the agreements. A voluntary bankruptcy or
insolvency would be considered an immediate termination event.

     Reference is made to Management's Discussion and Analysis of Results of
Operations and Management's Discussion and Analysis of Financial Condition,
Contingencies and Other Matters incorporated by reference in Item 7 for
information with respect to AEP's plans to restructure its debt to implement
corporate separation. See Competition and Business Change--AEP Restructuring
Plan herein.

FUEL SUPPLY

     The following table shows the sources of power generated by the AEP System:

                          1997   1998   1999    2000   2001
                          ----   ----   ----    ----   ----
Coal....................    76%    79%    79%     78%    74%
Gas.....................    12%    14%    15%     13%    12%
Nuclear.................     8%     3%     3%      5%    11%
Hydroelectric and other.     4%     4%     3%      4%     3%


     Variations in the generation of nuclear power are primarily related to
refueling outages and, in 1997 through 2000, the shutdown of the Cook Plant to
respond to issues raised by the NRC.




                                       19
<PAGE>



   Natural Gas

     AEP consumed over 240 billion cubic feet of natural gas during 2001 for the
system operating companies. A majority of the gas fired electric generation
plants are connected to at least two natural gas pipelines, which provides
greater access to competitive supplies and improves reliability. Natural gas
requirements for each plant are supplied by a portfolio of long-term and
short-term purchase and transportation agreements that are acquired on a
competitive basis and based on market prices.

   Coal and Lignite

     The Clean Air Act Amendments of 1990 provide for the issuance of annual
allowance allocations covering sulfur dioxide emissions at levels below historic
emission levels for many coal-fired generating units of the AEP System. Phase I
of this program began in 1995 and Phase II began in 2000, with both phases
requiring significant changes in coal supplies and suppliers. The full extent of
such changes, particularly in regard to Phase II, however, has not been
determined. See Environmental and Other Matters -- Air Pollution Control --
Title IV Acid Rain Program for the current compliance plan.

     In order to meet emission standards for existing and new emission sources,
the AEP System companies will, in any event, have to obtain coal supplies by
entering into additional supply agreements, either on a long-term or spot basis,
at prices and upon terms which cannot now be predicted.

     Although AEP believes that in the long run it will be able to secure coal
of adequate quality and in adequate quantities to enable existing and new units
to comply with emission standards applicable to such sources, no assurance can
be given that coal of such quality and quantity will in fact be available. No
assurance can be given either that statutes or regulations limiting emissions
from existing and new sources will not be further revised in future years to
specify lower sulfur contents than now in effect or other restrictions. See
Environmental and Other Matters herein.

     The FERC has adopted regulations relating, among other things, to the
circumstances under which, in the event of fuel emergencies or shortages, it
might order electric utilities to generate and transmit electric power to other
regions or systems experiencing fuel shortages, and to rate-making principles by
which such electric utilities would be compensated. In addition, the Federal
Government is authorized, under prescribed conditions, to allocate coal and to
require the transportation thereof, for the use of power plants or major
fuel-burning installations.

     System companies have developed programs to conserve coal supplies at
System plants which involve, on a progressive basis, limitations on sales of
power and energy to neighboring utilities, appeals to customers for voluntary
limitations of electric usage to essential needs, curtailment of sales to
certain industrial customers, voltage reductions and, finally, mandatory
reductions in cases where current coal supplies fall below minimum levels. Such
programs have been filed and reviewed with officials of Federal and state
agencies and, in some cases, the state regulatory agency has prescribed actions
to be taken under specified circumstances by System companies, subject to the
jurisdiction of such agencies.

     Western coal purchased by System companies is transported to AEP generating
stations by rail and via an affiliated river terminal for subsequent
transloading to barges for final delivery. CPL, PSO and SWEPCo own (in the
aggregate) 2,982 coal hopper cars and APCo, I&M and OPCo lease (in the
aggregate) an additional 4,066 coal hopper cars to be used in unit train
movements. I&M and OPCo lease (in the aggregate) 15 towboats, 454 jumbo barges
and 143 standard barges. Certain subsidiaries of AEP also own or lease coal
transfer facilities at various other locations.

     See Wholesale Business Operations--Barge, Rail and Other Fuel
Transportation Related Assets herein for information with respect to the
acquisition of MEMCO Barge Line Inc. in 2001.

     The System generating companies procure coal through purchases pursuant to
long-term contracts or spot purchases from affiliated and unaffiliated
producers. The following table shows the amount of coal delivered to the AEP
System during the past five years, the proportion of such coal which was





                                       20
<PAGE>

obtained either from coal-mining subsidiaries, from unaffiliated suppliers under
long-term contracts or through spot or short-term purchases, and the average
delivered price of spot coal purchased by System companies:

<TABLE>
<CAPTION>



                                                           1997(a)     1998(a)     1999(a)       2000        2001
                                                           ----        ----        ----          ----        ----
<S>                                                    <C>           <C>         <C>         <C>         <C>
Total coal delivered to
   AEP operated plants   (thousands of tons)...........  54,292       54,004      54,306      73,259      73,889
Sources (percentage):
   Subsidiaries........................................      14%         14%         12%          9%          4%
   Long-term contracts.................................      66%         66%         64%         67%         68%
   Spot or short-term purchases........................      20%         20%         24%         24%         28%
Average price per ton of spot-purchased coal...........  $24.38       $25.05      $27.18      $24.03      $27.30
</TABLE>

- --------------------
(a)  Includes east zone companies only.


     The average cost of coal consumed during the past five years by all AEP
System companies is shown below. AEP System companies' data for 1997 includes
only AEGCo, APCo, CSPCo, I&M, KEPCo and OPCo.


<TABLE>
<CAPTION>

                                                                   1997        1998         1999        2000        2001
                                                                   ----        ----         ----        ----        ----
                                                                                      DOLLARS PER TON
<S>                                                                <C>          <C>         <C>          <C>        <C>
AEP System Companies.............................................  $ 29.68      $ 29.87     $ 30.01      $ 31.39    $ 28.55
   AEGCo.........................................................    19.30        19.37       20.79        20.65      21.01
   APCo..........................................................    36.09        34.81       33.29        32.84      32.41
   CPL...........................................................    26.93        26.93       26.49        25.95      26.78
   CSPCo.........................................................    31.69        31.63       29.94        28.50      30.63
   I&M...........................................................    23.68        22.61       24.54        23.44      23.57
   KEPCo.........................................................    26.76        27.42       26.76        25.35      25.02
   OPCo..........................................................    36.00        38.94       40.56        46.52      35.06
   PSO...........................................................    21.11        20.37       20.94        21.21      20.45
   SWEPCo........................................................    23.16        23.02       21.34        22.59      24.22
   WTU...........................................................    18.19        21.37       21.72        22.26      23.81

</TABLE>

<TABLE>
<CAPTION>

                                                                   1997        1998         1999        2000        2001
                                                                   ----        ----         ----        ----        ----
                                                                                  CENTS PER MILLION BTU'S
<S>                                                                <C>          <C>         <C>          <C>        <C>
AEP System Companies.............................................   140.13       142.17      141.95       149.12     136.85
   AEGCo.........................................................   115.21       112.63      116.90       116.23     118.89
   APCo..........................................................   146.54       141.76      135.40       134.86     135.88
   CPL...........................................................   136.40       137.00      135.78       137.86     140.22
   CSPCo.........................................................   134.44       134.15      127.42       120.83     131.64
   I&M...........................................................   123.36       118.02      121.90       117.99     121.27
   KEPCo.........................................................   110.37       112.15      109.91       104.88     104.97
   OPCo..........................................................   151.66       164.44      169.23       194.77     146.87
   PSO...........................................................   120.91       116.73      119.54       121.83     116.33
   SWEPCo........................................................   152.79       150.62      143.34       144.96     153.88
   WTU...........................................................   109.13       126.22      129.13       131.56     143.21

</TABLE>




                                       21
<PAGE>

     The coal supplies at AEP System plants vary from time to time depending on
various factors, including customers' usage of electric power, space
limitations, the rate of consumption at particular plants, labor unrest and
weather conditions which may interrupt deliveries. At December 31, 2001, the
System's coal inventory was approximately 41 days of normal System usage. This
estimate assumes that the total supply would be utilized by increasing or
decreasing generation at particular plants.

     The following tabulation shows the total consumption during 2001 of the
coal-fired generating units of AEP's principal electric utility subsidiaries,
coal requirements of these units over the remainder of their useful lives and
the average sulfur content of coal delivered in 2001 to these units. Reference
is made to Environmental and Other Matters for information concerning current
emissions limitations in the AEP System's various jurisdictions and the effects
of the Clean Air Act Amendments.

<TABLE>
<CAPTION>

                                                                                                  AVERAGE SULFUR CONTENT
                                                                       ESTIMATED REQUIRE-           OF DELIVERED COAL
                                              TOTAL CONSUMPTION       MENTS FOR REMAINDER     ----------------------------
                                                 DURING 2001            OF USEFUL LIVES                     POUNDS OF SO2
                                           (IN THOUSANDS OF TONS)    (IN MILLIONS OF TONS)    BY WEIGHT   PER MILLION BTU'S
                                            --------------------      -------------------     ---------   -----------------

<S>                                                  <C>                       <C>               <C>             <C>
AEGCo (a)...............................             4,829                     215               0.3%            0.7
APCo....................................            10,529                     375               0.7%            1.2
CPL.....................................             2,470                      36               0.3%            0.7
CSPCo...................................             5,637                     213(b)            2.4%            4.1
I&M (c).................................             7,026                     244               0.6%            1.2
KEPCo...................................             2,981                      80               0.9%            1.5
OPCo....................................            19,392                     546(d)            2.1%            3.5
PSO.....................................             4,049                      41               0.4%            0.9
SWEPCo..................................            12,254                     117               0.6%            1.6
WTU.....................................             1,370                      32               0.4%            0.8

</TABLE>

- ------------------------
(a)  Reflects AEGCo's 50% interest in the Rockport Plant.
(b)  Includes coal requirements for CSPCo's interest in Beckjord, Stuart and
     Zimmer Plants.
(c)  Includes I&M's 50% interest in the Rockport Plant.
(d)  Total does not include OPCo's portion of Sporn Plant.



     AEGCo: See Fuel Supply -- I&M for a discussion of the coal supply for the
Rockport Plant.

     APCo: Substantially all of the coal consumed at APCo's generating plants is
obtained from unaffiliated suppliers under long-term contracts and/or on a spot
purchase basis.

     The average sulfur content by weight of the coal received by APCo at its
generating stations approximated 0.7% during 2001, whereas the maximum sulfur
content permitted, for emission standard purposes, for existing plants in the
regions in which APCo's generating stations are located ranged between 0.78% and
2% by weight depending in some circumstances on the calorific value of the coal
which can be obtained for some generating stations.

     CPL: CPL has coal supply agreements of one year or less duration with two
coal suppliers and various coal trading firms for the delivery of approximately
2,400,000 tons of coal for the year 2002. Approximately one half of the coal
delivered to Coleto Creek is from Wyoming with the other half from Colorado.
Both sources supply low sulfur coal with a limit of 1.2 lbs/MMBtu.

     CSPCo: CSPCo has coal supply agreements with unaffiliated suppliers for the
delivery of approximately 3,780,000 tons in 2002. Some of this coal is washed to
improve its quality and consistency for use principally at Unit 4 of the
Conesville Plant.

     CSPCo has been informed by CG&E and DP&L that, with respect to the CCD
Group units partly owned but not operated by CSPCo, sufficient coal has been
contracted for or is believed to be available for the approximate lives of the
respective units operated by them. Under the terms of the operating agreements
with respect to CCD Group




                                       22
<PAGE>

units, each operating company is contractually responsible for obtaining the
needed fuel.

     I&M: I&M has historically received coal under two coal supply agreements
with unaffiliated Wyoming suppliers for low sulfur coal from surface mines
principally for consumption at the Rockport Plant. As a result of litigation
involving future deliveries from one of these suppliers, there will not be any
coal delivered under this contract in 2002. Under the other agreement, the
supplier will sell to I&M, for consumption by I&M at the Rockport Plant or
consignment to other System companies, coal with an average sulfur content not
exceeding 1.2 pounds of sulfur dioxide per million Btu's of heat input. This
contract, which expires on December 31, 2004, has remaining deliveries of
approximately 22,800,000 tons.

     All of the coal consumed at I&M's Tanners Creek Plant is obtained from
unaffiliated suppliers under long-term contracts and/or on a spot purchase
basis.

     KEPCo: Substantially all of the coal consumed at KEPCo's Big Sandy Plant is
obtained from unaffiliated suppliers under long-term contracts and/or on a spot
purchase basis. KEPCo has coal supply agreements with unaffiliated suppliers
pursuant to which KEPCo will receive approximately 648,000 tons of coal in 2002.
To the extent that KEPCo has additional coal requirements, it may purchase coal
from the spot market and/or suppliers under contract to supply other System
companies.

     OPCo: The coal consumed at OPCo's generating plants has historically been
supplied from both affiliated and unaffiliated suppliers. As a result of the
2001 sale of AEP's coal mines in Ohio and West Virginia and an agreement to
purchase approximately 34,000,000 tons of coal through 2008 from the purchaser
of the mines, coal consumed at OPCo's plants in 2002 will be supplied from
unaffiliated suppliers under long-term contracts and/or on a spot purchase
basis.

     PSO: PSO takes all its coal from one coal supplier under a contract that
provides for the entire plant requirements with at least 16,830,000 tons
remaining to be delivered between 2002 and 2007. The coal is supplied from
Wyoming and has a maximum sulfur content of 1.2 lbs. SO2 per MMBtu.

     SWEPCo: SWEPCo receives coal at its plants under a combination of
agreements, including one long-term coal contract with a Wyoming producer, one
affiliate mine-mouth lignite operation and agreements with various producers and
coal trading firms. SWEPCo's long-term coal supply contract provides
approximately half of the requirements for both coal plants. SWEPCo must take
delivery of 25,625,000 tons of coal through 2006, with the remainder of its coal
requirements met through short-term spot agreements for low sulfur (less than
1.2 lbs. SO2 per MMBtu) coal with various Wyoming coal suppliers and trading
companies.

     WTU: WTU has one long-term coal supply contract that provides approximately
two-thirds of the coal requirements for the Oklaunion Power Station. This
contract has approximately 9,180,000 tons of coal remaining to be delivered
between 2002 and mid-2006. The remaining coal requirements for Oklaunion are
being purchased under short-term agreements with various Wyoming coal suppliers
and coal trading firms, with such coal being low sulfur (less than 1.2 lbs. SO2
per MMBtu).

   Nuclear

     I&M and STPNOC have made commitments to meet certain of the nuclear fuel
requirements of the Cook Plant and STP, respectively. The nuclear fuel cycle
consists of:

     -    Mining and milling of uranium ore to uranium concentrates.

     -    Conversion of uranium concentrates to uranium hexafluoride.

     -    Enrichment of uranium hexafluoride.

     -    Fabrication of fuel assemblies.

     -    Utilization of nuclear fuel in the reactor.

     -    Disposition of spent fuel.

     Steps currently are being taken, based upon the planned fuel cycles for the
Cook Plant, to review and evaluate I&M's requirements for the supply of nuclear
fuel. I&M has made and will make




                                       23
<PAGE>

purchases of uranium in various forms in the spot, short-term, and mid-term
markets until it decides that deliveries under long-term supply contracts are
warranted.

     CPL and the other STP participants have entered into contracts with
suppliers for 100% of the uranium concentrate sufficient for the operation of
both STP units through Spring 2006 and with an additional 50% of the uranium
concentrate needed for STP through Spring 2007. In addition, CPL and the other
STP participants have entered into contracts with suppliers for 100% of the
nuclear fuel conversion service sufficient for the operation of both STP units
through Spring 2003, with additional flexible contracts to provide at least 50%
of the conversion service needed for STP through 2008. CPL and the other STP
participants have entered into flexible contracts to provide for 100% of
enrichment through Fall 2004, with additional flexible contracts to provide at
least 50% of enrichment services through Fall 2008. Also, fuel fabrication
services have been contracted for operation through 2028 for Unit 1 and 2029 for
Unit 2.

     For purposes of the storage of high-level radioactive waste in the form of
spent nuclear fuel, I&M has completed modifications to its spent nuclear fuel
storage pool. AEP anticipates that the Cook Plant has storage capacity to permit
normal operations through 2012.

     STP has on-site storage facilities with the capability to store the spent
nuclear fuel generated by the STP units over their licensed lives.

     The costs of nuclear fuel consumed by I&M and CPL do not assume any
residual or salvage value for residual plutonium and uranium.

   Nuclear Waste and Decommissioning

     Reference is made to Management's Discussion and Analysis of Results of
Operations and Management's Discussion and Analysis of Financial Condition,
Contingencies and Other Matters in the financial statements and Commitments and
Contingencies in the footnotes to these statements that are incorporated by
reference in Items 7 and 8, respectively, for information with respect to
nuclear waste and decommissioning and related litigation.

     The ultimate cost of retiring the Cook Plant and STP may be materially
different from estimates and funding targets as a result of the:

     -    Type of decommissioning plan selected.

     -    Escalation of various cost elements (including, but not limited to,
          general inflation).

     -    Further development of regulatory requirements governing
          decommissioning.

     -    Limited availability to date of significant experience in
          decommissioning such facilities.

     -    Technology available at the time of decommissioning differing
          significantly from that assumed in these studies.

     -    Availability of nuclear waste disposal facilities.

Accordingly, management is unable to provide assurance that the ultimate cost of
decommissioning the Cook Plant and STP will not be significantly greater than
current projections.

     Low-Level Waste: The Low-Level Waste Policy Act of 1980 (LLWPA) mandates
that the responsibility for the disposal of low-level waste rests with the
individual states. Low-level radioactive waste consists largely of ordinary
refuse and other items that have come in contact with radioactive materials. To
facilitate this approach, the LLWPA authorized states to enter into regional
compacts for low-level waste disposal subject to Congressional approval. The
LLWPA also specified that, beginning in 1986, approved compacts may prohibit the
importation of low-level waste from other regions, thereby providing a strong
incentive for states to enter into compacts. Michigan, the state where the Cook
Plant is located, was a member of the Midwest Compact, but its membership was
revoked in 1991. As a result, Michigan is responsible for developing a disposal
site for the low-level waste generated in Michigan.

     Although Michigan amended its law regarding low-level waste site
development in 1994 to allow a




                                       24
<PAGE>

volunteer to host a facility, little progress has been made to date. A bill was
introduced in 1996 to further address the issue but no action was taken.
Development of required legislation and progress with the site selection process
has been inhibited by many factors, and management is unable to predict when a
new disposal site for Michigan low-level waste will be available.

     Texas is a member of the Texas Compact, which includes the states of Maine
and Vermont. Texas had identified a disposal site in Hudspeth County for
construction of a low-level waste disposal facility. During the licensing
process for the Hudspeth site, that site was found to be unsuitable. No
additional site has been considered. Management is unable to predict when a
disposal site for Texas low-level waste will be available.

     On July 1, 1995, the disposal site in South Carolina reopened to accept
waste from most areas of the U.S., including Michigan and Texas. This was the
first opportunity for the Cook Plant to dispose of low-level waste since 1990.
To the extent practicable, the waste formerly placed in storage and the waste
presently generated by the Cook Plant and STP are now being sent to the disposal
site.

     Under state law, the amounts of low-level radioactive waste being disposed
of at the South Carolina facility from non-regional generators, such as the Cook
Plant and STP, are limited and being reduced. Non-regional access to the South
Carolina facility is currently allowed through the end of fiscal year 2008.

ENVIRONMENTAL AND OTHER MATTERS

     AEP's subsidiaries are subject to regulation by federal, state and local
authorities with regard to air and water-quality control and other environmental
matters, and are subject to zoning and other regulation by local authorities. In
addition to imposing continuing compliance obligations, these laws and
regulations authorize the imposition of substantial penalties for noncompliance,
including fines, injunctive relief and other sanctions.

     It is expected that:

     -    Costs related to environmental requirements will eventually be
          reflected in the rates of AEP's electric utility subsidiaries, or
          where states are deregulating generation, unbundled transition period
          generation rates, stranded cost wires charges and future market prices
          for electricity.

     -    AEP's electric utility subsidiaries will be able to provide for
          required environmental controls.

However, some customers may curtail or cease operations as a consequence of
higher energy costs. There can be no assurance that all such costs will be
recovered. Moreover, legislation adopted by certain states and proposed at the
state and federal level governing restructuring of the electric utility industry
may also affect the recovery of certain costs. See Competition and Business
Change.

     Except as noted herein, AEP's subsidiaries that own or operate generating,
transmission and distribution facilities are in substantial compliance with
pollution control laws and regulations.

     AEP's international operations are subject to regulation with respect to
air, waste and water quality standards and other environmental matters by
various authorities within the host countries. Under certain circumstances,
these authorities may require modifications to these facilities and operations
or impose fines and other costs for violations of applicable statutes and
regulations. From time to time, these operations are made aware of various
environmental issues or are named as parties to various legal claims, actions,
complaints or other proceedings related to environmental matters. Management
does not expect disposition of any such pending environmental proceedings to
have a material adverse effect on AEP's consolidated results of operations or
financial condition.

     Reference is made to Management's Discussion and Analysis of Results of
Operations and Management's Discussion and Analysis of Financial Condition,
Contingencies and Other Matters and the footnote to the financial statements
entitled




                                       25
<PAGE>

Commitments and Contingencies incorporated by reference in Items 7 and 8,
respectively, for further information with respect to environmental matters,
including discussion of legislative proposals under consideration by the
Administration and Congress focused on reductions in emissions of CO2, NOx, SO2,
mercury and other constituents.

   Air Pollution Control

     For the AEP System operating companies, compliance with the CAA is
requiring substantial expenditures that generally are being recovered through
the rates of AEP's operating subsidiaries. Certain matters discussed below may
require significant additional operating and capital expenditures. However,
there can be no assurance that all such costs will be recovered. See
Construction Program -- Construction Expenditures.

     Title I National Ambient Air Quality Standards Attainment: In July 1997,
Federal EPA revised the ozone and particulate matter National Ambient Air
Quality Standards (NAAQS), creating a new eight-hour ozone standard and
establishing a new standard for particulate matter less than 2.5 microns in
diameter (PM2.5). In addition to the potential financial consequences discussed
above, both of these new standards have the potential to affect adversely the
operation of AEP System generating units. In May 1999, the U.S. Court of Appeals
for the District of Columbia Circuit remanded the ozone and PM2.5 NAAQS to
Federal EPA. In February 2001, the U.S. Supreme Court issued an opinion
reversing in part and affirming in part the Court of Appeals decision. The
Supreme Court remanded the case to the Court of Appeals for further proceedings,
including a review of whether adoption of the standards was arbitrary and
capricious and directed Federal EPA to develop a policy for implementing the
revised ozone standard in conformity with the CAA. The Court of Appeals held
oral argument on the remanded issues in December 2001.

     NOx SIP Call: In October 1998, Federal EPA issued a final rule (NOx
transport SIP call or NOx SIP Call) establishing state-by-state NOx emission
budgets for the five-month ozone season to be met beginning May 1, 2003. The NOx
budgets originally applied to 22 eastern states and the District of Columbia and
are premised mainly on the assumption of controlling power plant NOx emissions
projected for the year 2007 to 0.15 lb. per million Btu (approximately 85% below
1990 levels), although the reductions could be substantially greater for certain
State Implementation Plans. The SIP call was accompanied by a proposed Federal
Implementation Plan, which could be implemented in any state that fails to
submit an approvable SIP. The NOx reductions called for by Federal EPA are
targeted at coal-fired electric utilities and may adversely impact the ability
of electric utilities to construct new facilities or to operate affected
facilities without making significant capital expenditures.

     In October 1998, the AEP System operating companies joined with certain
other parties seeking a review of the final NOx SIP Call rule in the U.S. Court
of Appeals for the District of Columbia Circuit. In March 2000, the court issued
a decision upholding the major provisions of the rule. The court subsequently
extended the date for submission of SIP revisions until October 30, 2000, and
the compliance deadline until May 31, 2004. In March 2001, the U.S. Supreme
Court denied petitions filed by industry petitioners, including AEP System
operating companies, seeking review of the Court of Appeals decision.

     In May 1999 and March 2000, Federal EPA finalized the NOx budget
allocations to be implemented through the NOx SIP Call. AEP and other parties
filed petitions for review in the U.S. Court of Appeals for the District of
Columbia Circuit and in June 2000 the court issued an opinion remanding the
budget determinations for further consideration of certain growth factor
assumptions made by Federal EPA. In December 2000, Federal EPA issued a
determination that eleven states, including certain states in which AEP System
operating companies have sources covered by the NOx SIP Call rule, had failed to
submit complying SIP revisions. AEP System operating companies and unaffiliated
utilities appealed this determination to the U.S. Court of Appeals for the
District of Columbia Circuit and the court has stayed the proceeding pending
Federal EPA action on the remand of growth factor issues.




                                       26
<PAGE>

     In April 2000, the Texas Natural Resource Conservation Commission adopted
rules requiring significant reductions in NOx emissions from utility sources,
including those of CPL and SWEPCo. The rule compliance date is May 2003 for CPL
and May 2005 for SWEPCo.

     Management's estimates indicate that compliance with the revised NOx SIP
Call rule, and SIP revisions already adopted, could result in required capital
expenditures for the AEP System of approximately $1.6 billion, of which
approximately $450 million has been expended through December 31, 2001.
Reference is made to the footnote to the financial statements entitled
Commitments and Contingencies incorporated by reference in Item 8 for
information with respect to AEP registrant subsidiaries' compliance cost
estimates and amounts expended.

     In May 2001, OPCo completed a $175 million installation of selective
catalytic reduction (SCR) technology to reduce NOx emissions on its two-unit
2,600 MW Gavin Plant and, during the 2001 ozone season (May through September),
operated the SCR units. Construction of selective catalytic reduction technology
on Amos Plant Unit 3, which is jointly owned by OPCo and APCo, and on APCo's
Mountaineer Plant, began in 2001. The Amos and Mountaineer projects (expected to
be completed in 2002) are estimated to cost a total of $230 million. Management
has undertaken the Gavin, Amos and Mountaineer projects to meet applicable NOx
emission reduction requirements. Additional expenditures of approximately $7
million are planned or undertaken to address certain operational issues arising
during initial operation of the Gavin SCR units.

     Since compliance costs cannot be estimated with certainty, the actual costs
to comply could be significantly different from management's estimates depending
upon the compliance alternatives selected to achieve reductions in NOx
emissions. Unless capital and operating costs of any additional pollution
control equipment necessary for compliance are recovered from customers through
regulated rates and market prices for electricity, they could have a material
adverse effect on future results of operations, cash flows and possibly
financial condition of AEP and its affected subsidiaries.

     Section 126 Petitions: In January 2000, Federal EPA adopted a revised rule
granting petitions filed by certain northeastern states under Section 126 of the
CAA. The petitions sought significant reductions in nitrogen oxide emissions
from utility and industrial sources. The rule imposed emission reduction
requirements comparable to the NOx SIP Call rule beginning May 1, 2003, for most
of AEP's coal-fired generating units. Certain AEP System operating companies and
other utilities filed petitions for review in the U.S. Court of Appeals for the
District of Columbia Circuit. In May 2001, the court issued an opinion which
upheld substantially the entire rule. The court did not agree that Federal EPA
had properly supported the growth factors for the NOx allowance budgets. In
August 2001, the court issued an order tolling the May 1, 2003, compliance date
pending resolution of the remand of the growth factor issues. In January 2002,
Federal EPA advised that it intends to establish May 31, 2004, as the final
compliance date for the rule. Cost estimates for compliance with Section 126 are
projected to be somewhat less than those set forth above for the NOx SIP Call
rule reflecting the fact that Section 126 does not apply to AEGCo's and I&M's
Rockport Plant.

     West Virginia SO2 Limits: West Virginia promulgated SO2 limitations, which
Federal EPA approved in February 1978. The emission limitations for OPCo's
Mitchell Plant have been approved by Federal EPA for primary ambient air quality
(health-related) standards only. West Virginia is obligated to reanalyze SO2
emission limits for the Mitchell Plant with respect to secondary ambient air
quality (welfare-related) standards. Because the CAA provides no specific
deadline for approval of emission limits to achieve secondary ambient air
quality standards, it is not certain when Federal EPA will take dispositive
action regarding the Mitchell Plant.

     In August 1994, Federal EPA issued a Notice of Violation to OPCo alleging
that Kammer Plant was operating in violation of the applicable federally
enforceable SO2 emission limit. In May 1996, the Notice of Violation and an
enforcement action subsequently filed by Federal EPA were resolved through the
entry of a consent decree in the




                                       27
<PAGE>

U.S. District Court for the Northern District of West Virginia. Kammer Plant has
achieved and maintained compliance with the applicable SO2 emission limit for a
period in excess of one year, pursuant to the provisions of the consent decree.
In May 2001, the court terminated the consent decree.

     Short Term SO2 Limits: In January 1997, Federal EPA proposed a new
intervention level program under the authority of Section 303 of the CAA to
address five-minute peak SO2 concentrations believed to pose a health risk to
certain segments of the population. The proposal establishes a "concern" level
and an "endangerment" level. States must investigate exceedances of the concern
level and decide whether to take corrective action. If the endangerment level is
exceeded, the state must take action to reduce SO2 levels. In January 2001,
Federal EPA published a Federal Register notice inviting comment with respect to
its decision not to promulgate a five-minute SO2 NAAQS and intent to take final
action on the intervention level program by the summer of 2001. The effect of
this proposed intervention program on AEP operations or financial performance
cannot be predicted at this time.

     Hazardous Air Pollutants: Hazardous air pollutant (HAP) emissions from
utility boilers are potentially subject to control requirements under Title III
of the CAAA which specifically directed Federal EPA to study potential public
health impacts of HAPs emitted from electric utility steam generating units. In
December 2000, Federal EPA announced its intent to regulate emissions of mercury
from coal and oil-fired power plants, concluding that these emissions pose
significant hazards to public health. A decision on whether to regulate other
HAPs emissions from these sources was deferred.

     Federal EPA added coal and oil-fired electric utility steam generating
units to the list of "major sources" of HAPs under Section 112 (c) of the CAA,
which compels the development of "Maximum Achievable Control Technology" (MACT)
standards for these units. Listing under Section 112 (c) also compels a
preconstruction permitting obligation to establish case-by-case MACT standards
for each new or reconstructed source in the category. MACT standards for utility
mercury emissions are scheduled to be proposed by December 2003 and finalized by
December 2004. The Utility Air Regulatory Group (which includes AEP System
operating companies as members) filed a petition with Federal EPA seeking
reconsideration of the decision to regulate mercury emissions from power plants
under Section 112(c) of the CAA.

     In addition, Federal EPA is required to study the deposition of hazardous
pollutants in the Great Lakes, the Chesapeake Bay, Lake Champlain, and other
coastal waters. As part of this assessment, Federal EPA is authorized to adopt
regulations to prevent serious adverse effects to public health and serious or
widespread environmental effects. In 1998, Federal EPA determined that the CAA
is adequate to address any adverse public health or environmental effects
associated with the atmospheric deposition of hazardous air pollutants in the
Great Lakes. The potential impact of adverse developments in these programs on
AEP operations or financial performance cannot be predicted at this time.

     Title IV Acid Rain Program: The Acid Rain Program (Title IV) of the CAAA
created an emission allowance program pursuant to which utilities are authorized
to emit a designated quantity of SO2, measured in tons per year.

     Phase II of the Acid Rain Program, which affects all fossil fuel-fired
steam generating units with capacity greater than 25 megawatts imposed more
stringent SO2 emission control requirements beginning January 1, 2000. If a unit
emitted SO2 in 1985 at a rate in excess of 1.2 pounds per million Btu heat
input, the Phase II allowance allocation is premised upon an emission rate of
1.2 pounds at 1985 utilization levels. Future SO2 requirements will be met
through accumulation or acquisition of allowances, the use of controls or fuels,
or a combination thereof. See Fuel Supply--Coal and Lignite.

     Title IV of the CAAA also regulates emissions of NOx. Federal EPA has
promulgated NOx emission limitations for all boiler types in the AEP System at
levels significantly below original design, which were to be achieved by January
1, 2000 on a unit-by-unit or System-wide average basis. AEP sources subject to
Title IV of the CAAA are in





                                       28
<PAGE>

compliance with the provisions thereof.

     Regional Haze: In July 1999, Federal EPA finalized rules to regulate
regional haze attributable to anthropogenic emissions. The primary goal of the
new regional haze program is to address visibility impairment in and around
"Class I" protected areas, such as national parks and wilderness areas. Because
regional haze precursor emissions are believed by Federal EPA to travel long
distances, the rules address the potential regulation of such precursor
emissions in every state. Under the rule, each state must develop a regional
haze control program that imposes controls necessary to steadily reduce
visibility impairment in Class I areas on the worst days and that ensures that
visibility remains good on the best days. In addition, Federal EPA intends to
require Best Available Retrofit Technology (BART) for power plants and other
large emission sources constructed between 1962 and 1977.

     In January 2001, Federal EPA proposed guidelines for states to use in
setting BART emission limits for power plants and other large emission sources
and in determining which sources are subject to those limits. The proposed rule
calls for technologies which Federal EPA estimates are capable of reducing SO2
emissions by 90 to 95 percent. The proposed rule also contemplates that other
visibility-impairing emissions must be reduced. Emission trading programs could
be used in lieu of unit-by-unit BART requirements under the proposal, provided
they yield greater visibility improvement and emission reductions.

     The AEP System is a significant emitter of fine particulate matter and
other precursors of regional haze and a number of AEP's generating units could
be subject to BART controls. Federal EPA's regional haze rule may have an
adverse financial impact on AEP as it may trigger the requirement to install
costly new pollution control devices to control emissions of fine particulate
matter and its precursors (including SO2 and NOx). The actual impact of the
regional haze regulations cannot be determined at this time. AEP System
operating companies and other utilities filed a petition seeking a review of the
regional haze rule in the U.S. Court of Appeals for the District of Columbia
Circuit in August 1999.

     Permitting and Enforcement: The CAAA expanded the enforcement authority of
the federal government by:

     -    Increasing the range of civil and criminal penalties for violations of
          the CAA and enhancing administrative civil provisions.

     -    Imposing a national operating permit system, emission fee program and
          enhanced monitoring, recordkeeping and reporting requirements.

     Section 103 of CERCLA and Section 304 of the Emergency Planning and
Community Right-to-Know Act require notification to state and federal
authorities of releases of reportable quantities (RQs) of hazardous and
extremely hazardous substances. A number of these substances are emitted by
AEP's power plants and other sources. Until recently, emissions of these
substances, whether expressly limited in a permit or otherwise subject to
federal review or waiver (e.g., mercury), were deemed "federally permitted
releases" which did not require emergency notification. In December 1999,
Federal EPA published interim guidance in the Federal Register, which provided
that any hazardous substance or extremely hazardous substance not expressly and
individually limited in a permit must be reported if they are emitted at levels
above an RQ. Specifically, constituents of regulated pollutants (e.g., metals
contained in particulate matter) were not deemed to be federally permitted. AEP
System operating companies have provided supplemental information regarding air
releases from their facilities and are submitting follow-up reports. Federal EPA
suspended its December 1999 guidance as it considers certain revisions to the
guidance. Settlement discussions regarding the guidance are underway.

     Global Climate Change: In December 1997, delegates from 167 nations,
including the U.S., agreed to a treaty, known as the "Kyoto Protocol,"
establishing legally-binding emission reductions for gases suspected of causing
climate change. The Protocol requires ratification by at least 55 nations that
account for at least 55% of developed countries' 1990 emissions of CO2 to enter
into force.

     Although the U.S. signed the treaty on November 12, 1998, it was not sent
to the Senate for



                                       29
<PAGE>

its advice and consent to ratification. In a letter dated March 13, 2001 from
President Bush to four U. S. senators, he indicated his opposition to the Kyoto
Protocol and said he does not believe that the government should impose
mandatory emissions reductions for CO2 on the electric utility sector.

     Despite U.S. opposition to the treaty, at the Seventh Conference of the
Parties to the United Nations Framework Convention on Climate Change, held in
Marrakech, Morocco in November 2001, the parties finalized the rules, procedures
and guidelines required to facilitate ratification of the treaty by most
nations, and entry into force is expected by 2003.

     Since the AEP System is a significant emitter of carbon dioxide, its
results of operations, cash flows and financial condition could be materially
adversely affected by the imposition of limitations on CO2 emissions if
compliance costs cannot be fully recovered from customers. In addition, any
program to reduce CO2 emissions could impose substantial costs on industry and
society and erode the economic base that AEP's operations serve. However, it is
management's belief that the Kyoto Protocol is highly unlikely to be ratified or
implemented in the U.S. in its current form. AEP's 4,000 MW of coal-fired
generation in the United Kingdom acquired in 2001 may be exposed to potential
carbon dioxide emission control obligations since the U.K. is expected to be a
party to the Kyoto Protocol. AEP is developing an emissions mitigation plan for
these plants to ensure compliance as necessary.

     On February 14, 2002, President Bush announced new climate change
initiatives for the U.S. Among the policies to be pursued is a voluntary
commitment to reduce the "greenhouse gas intensity" of the economy by 18% within
the next ten years. It is anticipated that the Administration will seek to
partner with various industrial sectors, including the electric utility
industry, to reach this goal. AEP is unable to predict at this time the effect
that this program will have upon its operations or financial performance in the
future.

     New Source Review: In July 1992, Federal EPA published final regulations
governing application of new source rules to generating plant repairs and
pollution control projects undertaken to comply with the CAA. Generally, the
rule provides that plants undertaking pollution control projects will not
trigger New Source Review (NSR) requirements. The Natural Resources Defense
Council and a group of utilities, including five AEP System operating companies,
filed petitions in the U.S. Court of Appeals for the District of Columbia
Circuit seeking a review of the regulations. In July 1998, Federal EPA requested
comment on proposed revisions to the New Source Review rules, which would change
New Source Review applicability criteria by eliminating exclusions contained in
the current regulation. The Administration and Congress are considering
initiatives to reform the NSR requirements, but no regulatory revisions have
been proposed to date.

     New Source Review Litigation: On November 3, 1999, following issuance by
Federal EPA of substantial information requests to AEP System operating
companies, the Department of Justice (DOJ), on Federal EPA's behalf, filed a
complaint in the U.S. District Court for the Southern District of Ohio that
alleges AEP made modifications to generating units at certain of its coal-fired
generating plants over the course of the past 20 years that extend unit
operating lives or restore or increase unit generating capacity without a
preconstruction permit in violation of the CAA. The complaint named OPCo's
Cardinal Unit 1, Mitchell, Muskingum River, and Sporn plants and I&M's Tanners
Creek plant. Federal EPA also issued Notices of Violation to AEP alleging
similar violations at certain other AEP plants.

     In March 2000, DOJ filed an amended complaint that added allegations for
certain of the AEP plants previously named in the complaint as well as counts
for APCo's Amos, Clinch River, and Kanawha River plants, CSPCo's Conesville
Plant, and OPCo's Kammer Plant. In addition to the allegations regarding New
Source Review and New Source Performance Standard violations, DOJ included
allegations regarding visible particulate emission violations for Cardinal and
Muskingum River plants.

     A number of northeastern and eastern states have been allowed to intervene
in the litigation, and




                                       30
<PAGE>

a number of special interest groups filed a separate complaint based on
substantially similar allegations, which has been consolidated with the DOJ
complaint. In addition to the plants named by the government and special
interest groups, the intervenor states have included allegations concerning
OPCo's Gavin Plant.

     In May 2000, AEP filed a motion to dismiss with the District Court, which,
if granted, would dispose of most of the claims of the government and
intervenors.

     In February 2001, the plaintiffs filed a motion for partial summary
judgment seeking a determination that four projects undertaken on units at
Sporn, Cardinal, and Clinch River Plants do not constitute "routine maintenance,
repair and replacement" as used in the NSR programs. In August 2001, the court
issued an order denying the plaintiffs' motion as premature. Management believes
its maintenance, repair and replacement activities were in conformity with the
CAA and intends to vigorously pursue its defense.

     A number of unaffiliated utilities have also received notices of violation,
complaints, or administrative orders relating to NSR. A notice of violation was
issued in June 2000 to DP&L with respect to its ownership interest in Stuart
Station, in which CSPCo also owns a 26 percent interest. W.C. Beckjord Unit 6,
operated by CG&E, in which CSPCo owns a 12.5 percent interest, is also the
subject of an enforcement action. Cinergy Corp., the parent company of CG&E, has
entered into an agreement in principle with the DOJ in an attempt to resolve the
litigation relating to W.C. Beckjord Unit 6 and other plants owned or operated
by Cinergy and its subsidiaries. This agreement in principle also covers the
Zimmer Plant which has not been the subject of an enforcement action. VEPCo has
also entered into a similar agreement in principle. Neither CG&E nor VEPCo have
reached final agreements with the DOJ. Two other unaffiliated utilities, Tampa
Electric Company and PSEG Fossil, LLC, have reached settlements with the Federal
government.

     In November 2000, several environmental groups filed a petition with Ohio
EPA seeking to have the draft Title V operating permits for OPCo's Cardinal and
Muskingum River plants as well as the Beckjord Plant and a plant owned by an
unaffiliated utility, modified to incorporate requirements and timetables for
compliance with New Source Review requirements. In December 2000, a petition was
filed by these groups with the Administrator of Federal EPA seeking a similar
modification of the final Title V permit for CSPCo's Conesville Plant. Ohio EPA
has refused to consider these petitions outside the regular Title V permit
processing procedures or to interfere with the resolution of these issues by the
District Court.

     The CAA authorizes civil penalties of up to $27,500 per day per violation
at each generating unit ($25,000 per day prior to January 30, 1997). In March
2001, the District Court issued orders holding that claims for civil penalties
based on alleged activities that occurred more than five years prior to the
filing of the complaint are barred. Although the plaintiffs' claims for
injunctive relief are not barred, the court noted that the nature of the relief
ordered may be impacted by the plaintiffs' delay in filing the complaints.

     Management is unable to estimate the loss or range of loss related to the
contingent liability for civil penalties under the CAA proceedings and unable to
predict the timing of resolution of these matters due to the number of alleged
violations and issues to be determined by the court. In the event the AEP System
companies do not prevail, any capital and operating costs of additional
pollution control equipment that may be required as well as any penalties
imposed could materially adversely affect future results of operations, cash
flows and possibly financial condition unless such costs can be recovered
through regulated rates and market prices for electricity.

   Water Pollution Control

     The Clean Water Act prohibits the discharge of pollutants to waters of the
United States from point sources except pursuant to an NPDES permit issued by
Federal EPA or a state under a federally authorized state program.

     Under the Clean Water Act, effluent limitations requiring application of
the best available technology economically achievable are to be




                                       31
<PAGE>

applied, and those limitations require that no pollutants be discharged if
Federal EPA finds elimination of such discharges is technologically and
economically achievable.

     The Clean Water Act provides citizens with a cause of action to enforce
compliance with its pollution control requirements. Since 1982, many such
actions against NPDES permit holders have been filed. To date, no AEP System
plants have been named in such actions.

     All AEP System generating plants are required to have NPDES permits and
have received them. NPDES permit conditions and effluent limitations are
reviewed during the permit renewal process. Under Federal EPA's regulations,
operation under an expired NPDES permit is authorized provided an application is
filed at least 180 days prior to expiration. Renewal applications are being
prepared or have been filed for renewal of NPDES permits that expire in 2002.

     The NPDES permits generally require that certain thermal impact study
programs be undertaken. These studies have been completed for all System plants.
Thermal variances are in effect for all plants with once-through cooling water.
The thermal variances for CSPCo's Conesville and OPCo's Muskingum River plants
impose thermal management conditions that could result in load curtailment under
certain conditions, but the cost impacts are not expected to be significant.
Based on favorable results of in-stream biological studies, the thermal limits
for both Conesville and Muskingum River plants were raised in the renewed
permits issued in 1996. Consequently, the potential for load curtailment and
adverse cost impacts was further reduced. In early 2002, AEP submitted a
petition to Ohio EPA requesting additional less stringent thermal loading
limitations for these plants.

     Section 316(b) of the Clean Water Act requires that cooling water intake
structures reflect the best technology available (BTA) for minimizing adverse
environmental impact. Federal EPA issued final regulations defining BTA for new
sources that were published in the Federal Register on December 18, 2001. New
sources are those commencing construction after January 17, 2002. On February
28, 2002, Federal EPA issued a proposed rule addressing BTA for intake
structures at existing plants. This proposal is expected to be published in the
Federal Register for comment in April 2002. Under a previous court-established
schedule, Federal EPA is required to issue final regulations for existing plants
by August 2003. Federal EPA's rulemaking could result in a definition of BTA
that could ultimately require retrofitting of certain existing plant intake
structures. Such changes would involve costs for AEP System operating companies,
but the significance of these costs cannot be determined at this time.

     Certain mining operations conducted by System companies as discussed under
Fuel Supply are also subject to federal and state water pollution control
requirements, which may entail substantial expenditures for control facilities,
not included at present in the System's construction cost estimates set forth
herein.

     Section 303 of the Federal Clean Water Act requires states to adopt
stringent water quality standards for a large category of toxic pollutants and
to identify specialized control measures for dischargers to waters where it is
shown that water quality standards are not being met. In order to bring these
waters back into compliance, total maximum daily load (TMDL) allocations of
these pollutants will be made, and subsequently translated into discharge limits
in NPDES permits. Federal EPA has also directed that states take action to adopt
enhanced anti-degradation of water quality requirements. In October 2001,
Federal EPA issued a rule delaying until April 30, 2003, the effective date of
its TMDL rule issued in July 2000, the effective date of which had been
previously delayed by Congress. Implementation of these provisions could result
in significant costs to the AEP System if biological monitoring requirements and
water quality-based effluent limits and requirements are placed in NPDES
permits.

     In March 1995, Federal EPA finalized a set of rules that establish minimum
water quality standards, anti-degradation policies and implementation procedures
for more stringently controlling releases of toxic pollutants into the Great
Lakes system. This regulatory package is called the Great Lakes Water Quality
Initiative (GLWQI). The most direct compliance cost impact could be




                                       32
<PAGE>

related to I&M's Cook Plant. Based on Federal EPA's current policy on intake
credits and site specific variables and Michigan's implementation strategy,
management does not presently expect the GLWQI will have a significant adverse
impact on Cook Plant operations. If Indiana and Ohio eventually adopt the GLWQI
criteria for statewide application, AEP System plants located in those states
could be adversely affected, although the significance depends on the
implementation strategy of those states.

     Oil Pollution Act: The Oil Pollution Act of 1990 (OPA) defines certain
facilities that, due to oil storage volume, and location, could reasonably be
expected to cause significant and substantial harm to the environment by
discharging oil. Such facilities must operate under approved spill response
plans and implement spill response training and drill programs. OPA imposes
substantial penalties for failure to comply. AEP System operating companies with
oil handling and storage facilities meeting the OPA criteria have in place
required response plans, training and drill programs.

   Solid and Hazardous Waste

     Section 311 of the Clean Water Act imposes substantial penalties for spills
of Federal EPA-listed hazardous substances into water and for failure to report
such spills. CERCLA expanded the reporting requirement to cover the release of
hazardous substances generally into the environment, including water, land and
air. AEP's subsidiaries store and use some of these hazardous substances,
including PCBs contained in certain capacitors and transformers, but the
occurrence and ramifications of a spill or release of such substances cannot be
predicted.

     CERCLA, RCRA and similar state laws provide governmental agencies with the
authority to require cleanup of hazardous waste sites and releases of hazardous
substances into the environment and to seek compensation for damages to natural
resources. Since liability under CERCLA is strict, joint and several, and can be
applied retroactively, AEP System operating companies which previously disposed
of PCB-containing electrical equipment and other hazardous substances may be
required to participate in remedial activities at such disposal sites should
environmental problems result.

     AEP System operating companies are identified as Potentially Responsible
Parties (PRPs) for five federal sites where remediation has not been completed,
including APCo at one site, CSPCo at one site, I&M at two sites, and OPCo at one
site. AEP has also been named a PRP at two sites under state law. Management's
present estimates do not anticipate material clean-up costs for identified sites
for which AEP subsidiaries have been declared PRPs. In addition, AEP subsidiary
companies are engaged in certain remedial projects at various locations, the
costs of which are not expected to be material. However, if significant costs
are incurred for cleanup, future results of operations and possibly financial
condition could be adversely affected unless the costs can be recovered through
rates and/or future market prices for electricity where generation is
deregulated.

     Regulations issued by Federal EPA under the Toxic Substances Control Act
govern the use, distribution and disposal of PCBs, including PCBs in electrical
equipment. Deadlines for removing certain PCB-containing electrical equipment
from service have been met.

     In addition to handling hazardous substances, the System companies generate
solid waste associated with the combustion of coal, the vast majority of which
is fly ash, bottom ash and flue gas desulfurization wastes. These wastes
presently are considered to be non-hazardous under RCRA and applicable state law
and the wastes are treated and disposed of in surface impoundments or landfills
in accordance with state permits or authorization or are beneficially utilized.
As required by RCRA, Federal EPA evaluated whether high volume coal combustion
wastes (such as fly ash, bottom ash and flue gas desulfurization wastes) should
be regulated as hazardous waste. In August 1993, Federal EPA issued a regulatory
determination that such high volume coal combustion wastes should not be
regulated as hazardous waste. Federal EPA chose to address separately the issue
of low volume wastes (such as metal and boiler cleaning wastes) associated with
burning coal and other fossil fuels. In May 2000, Federal EPA issued a
regulatory determination that such low volume wastes are also




                                       33
<PAGE>

excluded from regulation under the RCRA hazardous waste provisions when mixed
and co-managed with high volume fossil fuel combustion wastes.

     All presently generated hazardous waste is being disposed of at permitted
off-site facilities in compliance with applicable federal and state laws and
regulations. For System facilities that generate such wastes, System companies
have filed the requisite notices and are complying with RCRA and applicable
state regulations for generators. Nuclear waste produced at the Cook Plant and
STP and regulated under the Atomic Energy Act is excluded from regulation under
RCRA.

     Underground Storage Tanks: Federal EPA's technical requirements for
underground storage tanks containing petroleum required retrofitting or
replacement of an appreciable number of tanks. Compliance costs for tank
replacement were not significant. Some limited site remediation associated with
tank removal is ongoing, but these costs are not expected to be significant.

   Electric and Magnetic Fields (EMF)

     EMF is found everywhere there is electricity. Electric fields are created
by the presence of electric charges. Magnetic fields are produced by the flow of
those charges. This means that EMF is created by electricity flowing in
transmission and distribution lines, electrical equipment, household wiring, and
appliances.

     A number of studies in the past several years have examined the possibility
of adverse health effects from EMF. While some of the epidemiological studies
have indicated some association between exposure to EMF and health effects, the
majority of studies have indicated no such association.

     The Energy Policy Act of 1992 established a coordinated Federal EMF
research program which ended in 1998. In 1999, the National Institute of
Environmental Health Sciences (NIEHS), as required by the Act, provided a report
to Congress summarizing the results of this program. The report concluded that
"the probability that ...EMF is truly a health hazard is currently small" and
that the evidence that exists for health effects is "insufficient to warrant
aggressive regulatory actions." Nevertheless, the NIEHS identified several areas
where further research might be warranted. AEP has supported EMF research
through the years and continues to fund the Electric Power Research Institute's
EMF research program, contributing over $400,000 to this program in 2001, and
intending to contribute a similar amount in 2002. See Research and Development.

     AEP's participation in these programs is a continuation of its efforts to
monitor and support further research and to communicate with its customers and
employees about this issue. Residential customers of AEP are provided
information and field measurements on request, although there is no scientific
basis for interpreting such measurements.

     Some states have enacted regulations to limit the strength of magnetic
fields at the edge of transmission line rights-of-way. No state which the AEP
System serves has done so.

     Management cannot predict the ultimate impact of the question of EMF
exposure and adverse health effects. If further research shows that EMF exposure
contributes to increased risk of cancer or other health problems, or if the
courts conclude that EMF exposure harms individuals and that utilities are
liable for damages, or if states limit the strength of magnetic fields to such a
level that the current electricity delivery system must be significantly
changed, then the results of operations and financial condition of AEP and its
operating subsidiaries could be materially adversely affected unless these costs
can be recovered from ratepayers.

RESEARCH AND DEVELOPMENT

     AEP and its subsidiaries are involved in over 100 research projects that
focus on:

     -    Exploring new methods of generating electricity, such as through
          renewable sources (e.g., wind, solar).

     -    Enhancing energy trading infrastructure.

     -    Developing more efficient methods of operating generating plants.



                                       34
<PAGE>



     -    Optimizing and efficiently managing generation and other
          energy-related assets.

     -    Reducing emissions resulting from the burning of fossil fuels (coal
          and natural gas).

     -    Improving the efficiency, utilization and reliability of the
          transmission and distribution systems.

     -    Exploring the application of new technologies.

     AEP System operating companies are members of the Electric Power Research
Institute (EPRI), an organization founded in 1973 that manages science and
technology initiatives on behalf of its members. EPRI's members include investor
owned and public utilities, independent power producers, international
organizations and others.

     AEP participates in EPRI programs that meet its research and development
objectives. Total AEP dues to EPRI were $9,000,000 for 2001, $17,000,000 for
2000 and $22,000,000 for 1999. Of these amounts, the former CSW System paid
approximately $7,000,000 in 2000 and $8,000,000 in 1999 for EPRI programs.

     Total research and development expenditures by AEP and its subsidiaries,
including EPRI dues, were approximately $15,000,000 for 2001, $20,000,000 for
2000 and $25,000,000 for 1999.


Item 2.  PROPERTIES
- --------------------------------------------------------------------------------

     At December 31, 2001, the AEP System owned (or leased where indicated)
generating plants with net power capabilities (east zone subsidiaries-winter
rating; west zone subsidiaries-summer rating) shown in the following table:


<TABLE>
<CAPTION>

                              Coal      Natural Gas       Hydro       Nuclear     Lignite        Other          Total
   Company      Stations       MW           MW              MW           MW          MW             MW            MW
- -------------------------------------------------------------------------------------------------------------------------

<S>            <C>            <C>             <C>            <C>       <C>              <C>            <C>       <C>
AEGCo          1(a)            1,300                                                                              1,300
APCo           17(b)           5,081                         777                                                  5,858
CPL            12(c)(d)          686          3,175            6         630                                      4,497
CSPCo          6(e)            2,595                                                                              2,595
I&M            10(a)           2,295                          11       2,110                                      4,416
KEPCo          1               1,060                                                                              1,060
OPCo           8(b)(f)         8,464                          48                                                  8,512
PSO            8(c)            1,043          3,169                                                   25(g)       4,237
SWEPCo         9               1,848          1,797                                     842                       4,487
WTU            12(c)             377            999                                                   16(g)       1,392
- -------------------------------------------------------------------------------------------------------------------------
Totals:        84             24,749          9,140          842       2,740            842            41        38,354
- -------------------------------------------------------------------------------------------------------------------------

</TABLE>



- ----------------------------------

(a)  Unit 1 of the Rockport Plant is owned one-half by AEGCo and one-half by
     I&M. Unit 2 of the Rockport Plant is leased one-half by AEGCo and one-half
     by I&M. The leases terminate in 2022 unless extended.
(b)  Unit 3 of the John E. Amos Plant is owned one-third by APCo and two-thirds
     by OPCo.
(c)  CPL, PSO, and WTU jointly own the Oklaunion power station. Their respective
     ownership interests are reflected in this table.
(d)  Reflects CPL's interest in STP.
(e)  CSPCo owns generating units in common with CG&E and DP&L. Its ownership
     interest of 1,330 MW is reflected in this table.
(f)  The scrubber facilities at the General James M. Gavin Plant are leased. The
     lease terminates in 2010 unless extended.
(g)  PSO and WTU have 25 MW and 10 MW respectively of facilities designed
     primarily to burn oil.  WTU has one 6 MW wind farm facility.




                                       35
<PAGE>

     AEP-Other Generation: In addition to the generating facilities described
above, AEP has ownership interests in other electrical generating facilities,
both foreign and domestic. Information concerning these facilities at December
31, 2001 is listed below (except for Bajio which went into commercial operation
in March 2002).


<TABLE>
<CAPTION>

                                                                             CAPACITY        OWNERSHIP
FACILITY                             FUEL                 LOCATION           TOTAL MW         INTEREST         STATUS
- ---------------------------------------------------------------------------------------------------------------------
<S>                              <C>                 <C>                      <C>             <C>              <C>
Brush II                          Natural gas             Colorado                68            47.75%           QF
Eastex                            Natural gas              Texas                 440               50%           QF
Indian Mesa                          Wind                  Texas                 161              100%           EWG
Mulberry                          Natural gas             Florida                120            46.25%           QF
Newgulf                           Natural gas              Texas                  85              100%           EWG
Orange Cogen                      Natural gas             Florida                103               50%           QF
Sweeny                            Natural gas              Texas                 480               50%           QF
Thermo Cogeneration               Natural gas             Colorado               272               50%           QF
Trent Wind Farm                      Wind                  Texas                 150              100%           EWG
- ---------------------------------------------------------------------------------------------------------------------
Total U.S.                                                                     1,879
- ---------------------------------------------------------------------------------------------------------------------
Bajio                             Natural gas             Mexico                 605               50%          FUCO
Bakun                                Hydro              Philippines               70               10%          FUCO
Codrington                           Wind                Australia                18               20%          FUCO
Ferrybridge                          Coal              United Kingdom          2,000              100%          FUCO
Fiddler's Ferry                      Coal              United Kingdom          2,000              100%          FUCO
Medway                            Natural gas          United Kingdom            675             37.5%          FUCO
Nanyang                              Coal                  China                 250               70%          FUCO
Ord Hydro                            Hydro               Australia                30               20%          FUCO
Southcoast                        Natural gas          United Kingdom            380               50%          FUCO
Vale                             Hydro/Thermal             Brazil                665               (a)          FUCO
Victoria                             Hydro               Australia                10               20%          FUCO
- ---------------------------------------------------------------------------------------------------------------------
Total International                                                            6,703
- ---------------------------------------------------------------------------------------------------------------------

</TABLE>

(a)  AEP has varying minority interests which aggregate to 168 MW.


     See Item 1 under Fuel Supply for information concerning coal reserves owned
or controlled by subsidiaries of AEP and under Wholesale Business Operations for
information concerning AEP's natural gas pipeline, storage and processing
facilities.

     The following table sets forth the total overhead circuit miles of
transmission and distribution lines of the AEP System and its operating
companies and that portion of the total representing 765,000-volt lines:

                            TOTAL OVERHEAD
                           CIRCUIT MILES OF
                           TRANSMISSION AND    CIRCUIT MILES OF
                          DISTRIBUTION LINES   765,00-VOLT LINES
                          ------------------   -----------------

AEP System (a)..............   211,300(b)         2,023
   APCo.....................    51,295              642
   CPL......................    31,210             ---
   CSPCo (a)................    13,703             ---
   I&M......................    20,672              614
   KEPCo....................    10,443              258
   OPCo ....................    29,347              509
   PSO......................    18,713             ---
   SWEPCo...................    19,873             ---
   WTU......................    12,605             ---

- ----------------------
(a)  Includes 766 miles of 345,000-volt jointly owned lines.
(b)  Includes 73 miles of transmission lines not identified with an operating
     company.






                                       36
<PAGE>


TITLES

     The AEP System's electric generating stations are generally located on
lands owned in fee simple. The greater portion of the transmission and
distribution lines of the System has been constructed over lands of private
owners pursuant to easements or along public highways and streets pursuant to
appropriate statutory authority. The rights of the System in the realty on which
its facilities are located are considered by it to be adequate for its use in
the conduct of its business. Minor defects and irregularities customarily found
in title to properties of like size and character may exist, but such defects
and irregularities do not materially impair the use of the properties affected
thereby. System companies generally have the right of eminent domain whereby
they may, if necessary, acquire, perfect or secure titles to or easements on
privately-held lands used or to be used in their utility operations.

     Substantially all the fixed physical properties and franchises of the AEP
System operating companies, except for limited conditions and limitations, are
subject to the lien of the mortgage and deed of trust securing the first
mortgage bonds of each such company.

SYSTEM TRANSMISSION LINES AND FACILITY SITING

     Legislation in the states of Arkansas, Indiana, Kentucky, Michigan, Ohio,
Texas, Virginia, and West Virginia requires prior approval of sites of
generating facilities and/or routes of high-voltage transmission lines. Delays
and additional costs in constructing facilities have been experienced as a
result of proceedings conducted pursuant to such statutes, as well as in
proceedings in which operating companies have sought to acquire rights-of-way
through condemnation, and such proceedings may result in additional delays and
costs in future years.

PEAK DEMAND

     The east zone system is interconnected through 121 high-voltage
transmission interconnections with 25 neighboring electric utility systems. The
all-time and 2001 one-hour peak system demands were 25,940,000 and 25,433,000
kilowatts, respectively (which included 7,314,000 and 5,469,000 kilowatts,
respectively, of scheduled deliveries to unaffiliated systems which the system
might, on appropriate notice, have elected not to schedule for delivery) and
occurred on June 17, 1994 and July 24, 2001, respectively. The net dependable
capacity to serve the system load on such date, including power available under
contractual obligations, was 23,457,000 and 23,974,000 kilowatts, respectively.
The all-time and 2001 one-hour internal peak demand was 20,218,000 kilowatts,
and occurred on August 8, 2001. The net dependable capacity to serve the system
load on such date, including power dedicated under contractual arrangements, was
23,935,000 kilowatts. The all-time one-hour integrated and internal net system
peak demands and 2001 peak demands for the east zone generating subsidiaries are
shown in the following tabulation:

ALL-TIME ONE-HOUR INTEGRATED       2001 ONE-HOUR INTEGRATED
   NET SYSTEM PEAK DEMAND           NET SYSTEM PEAK DEMAND
- ------------------------------     --------------------------
                        (IN THOUSANDS)
          NUMBER OF                  NUMBER OF
          KILOWATTS       DATE       KILOWATTS       DATE
          -----------     ------     -----------    -------
APCo......  8,303   January 17, 1997  7,750    January 10, 2001
CSPCo.....  4,833   July 23, 2001     4,833    July 23, 2001
I&M.......  5,403   June 23, 2001     5,403    July 23, 2001
KEPCo.....  1,860   January 10, 2001  1,860    January 10, 2001
OPCo......  7,291   June 17, 1994     6,668    July 24, 2001


ALL-TIME ONE-HOUR INTEGRATED       2001 ONE-HOUR INTEGRATED
  NET INTERNAL PEAK DEMAND         NET INTERNAL PEAK DEMAND
- ------------------------------     --------------------------
                       (IN THOUSANDS)
           NUMBER OF                    NUMBER OF
           KILOWATTS        DATE        KILOWATTS       DATE
           -----------      ------      -----------     -------
APCo ......  6,908     February 5, 1996  6,402     January 3, 2001
CSPCo......  3,927     August 8, 2001    3,927     August 8, 2001
I&M........  4,232     August 8, 2001    4,232     August 8, 2001
KEPCo.....   1,579     January 3, 2001   1,579     January 3, 2001
OPCo.......  5,705     June 11, 1999     5,341     July 24, 2001


     The all-time and 2001 one-hour internal peak demand for the west zone
system was 15,048,000 and 14,648,000 kilowatts, respectively, and occurred on
August 31, 2000 and July 23, 2001, respectively. The all-time one-hour internal
net system peak demands and 2001 peak demands for the west zone generating
subsidiaries are shown in the following tabulation:




                                       37
<PAGE>

 ALL-TIME ONE-HOUR INTEGRATED          2001 ONE-HOUR INTEGRATED
   NET INTERNAL PEAK DEMAND           NET INTERNAL PEAK DEMAND
- -------------------------------      -------------------------
                       (IN THOUSANDS)
           NUMBER OF                   NUMBER OF
           KILOWATTS       DATE        KILOWATTS       DATE
           -----------     -----       -----------    -------

CPL .......  4,623   September 5, 2000   4,323   June 12, 2001
PSO........  3,823   August 30, 2000     3,785   August 9, 2001
SWEPCo.....  4,625   August 31, 2000     4,344   July 18, 2001
WTU.......   1,537   September 5, 2000   1,472   July 19, 2001


HYDROELECTRIC PLANTS

     AEP has 18 hydro facilities, of which 16 are licensed through FERC. The
license for the Elkhart hydroelectric plant in Indiana was issued in January
2001 and extends for a period of thirty years. The license for the Mottville
hydroelectric plant in Michigan expires in 2003 and the application for a new
license was filed with FERC in September 2001.

COOK NUCLEAR PLANT AND STP

     The following table provides operating information relating to the Cook
Plant and STP.

                       COOK PLANT                STP(a)
                   -------------------     ------------------
                    UNIT 1     UNIT 2     UNIT 1     UNIT 2
                    ------     ------     ------     ------
Year Placed in
Operation            1975       1978       1988       1989
Year of
Expiration of
Nrc License (b)      2014       2017       2027       2028
Nominal Net
Electrical
Rating in          1,020,000  1,090,000  1,250,600  1,250,600
Kilowatts

Net Capacity  Factors
      2001 (c)       87.3%      83.4%      94.4%      87.1%
      2000 (d)        1.4%      50.0%      78.2%      96.1%

- ---------------------
(a)  Reflects total plant.
(b)  For economic or other reasons, operation of the Cook Plant and STP for the
     full term of their operating licenses cannot be assured.
(c)  The capacity factor for both units of the Cook Plant was significantly
     reduced in 2001 due to an unplanned dual maintenance outage in September
     2001 to implement design changes that improved the performance of the
     essential service water system.
(d)  The Cook Plant was shut down in September 1997 to respond to issues raised
     regarding the operability of certain safety systems. The restart of both
     units of the Cook Plant was completed with Unit 2 reaching 100% power on
     July 5, 2000 and Unit 1 achieving 100% power on January 3, 2001.

     Costs associated with the operation (excluding fuel), maintenance and
retirement of nuclear plants continue to be of greater significance and less
predictable than costs associated with other sources of generation, in large
part due to changing regulatory requirements and safety standards, availability
of nuclear waste disposal facilities and experience gained in the construction
and operation of nuclear facilities. I&M and CPL may also incur costs and
experience reduced output at Cook Plant and STP, respectively, because of the
design criteria prevailing at the time of construction and the age of the
plant's systems and equipment. Nuclear industry-wide and Cook Plant and STP
initiatives have contributed to slowing the growth of operating and maintenance
costs at these plants. However, the ability of I&M and CPL to obtain adequate
and timely recovery of costs associated with the Cook Plant and STP,
respectively, including replacement power, any unamortized investment at the end
of the useful life of the Cook Plant and STP (whether scheduled or premature),
the carrying costs of that investment and retirement costs, is not assured. See
Competition and Business Change.

POTENTIAL UNINSURED LOSSES

     Some potential losses or liabilities may not be insurable or the amount of
insurance carried may not be sufficient to meet potential losses and
liabilities, including liabilities relating to damage to the Cook Plant or STP
and costs of replacement power in the event of a nuclear incident at the Cook
Plant or STP. Future losses or liabilities which are not completely insured,
unless allowed to be recovered through rates, could have a material adverse
effect on results of operations and the financial condition of AEP, CPL, I&M and
other AEP System companies.

     Reference is made to the footnote to the financial statements entitled
Commitments and Contingencies that is incorporated by reference in Item 8 for
information with respect to nuclear incident liability insurance.



                                       38
<PAGE>



Item 3.  LEGAL PROCEEDINGS
- --------------------------------------------------------------------------------

     Federal EPA Notice of Violation to OPCo: On August 31, 2000, Region V,
Federal EPA, issued a Notice of Violation (NOV) to OPCo's Gavin Plant that
alleges violations of the Federal EPA-approved Ohio mass particulate emission
limit, opacity, and air pollution nuisance rules. AEP has submitted information
in response to the allegations and requested a conference to discuss the NOV
with Region V representatives.

     Ohio EPA Notices of Violation to OPCo: On August 17, 2001, Ohio EPA issued
proposed findings and orders to OPCo's Gavin Plant based on the alleged failure
of a mass particulate emissions test on May 17, 2000. OPCo requested a
conference to discuss the proposed findings and orders and submitted the results
of its investigation of the test procedures, which confirmed that the May 17
test was invalid due to the corrosion and disintegration of the test probe.

     On December 27, 2001, Ohio EPA issued two NOVs to OPCo's Gavin Plant,
alleging that OPCo failed to notify Ohio EPA of a malfunction of the flyash
handling system at the plant, and that OPCo failed to conduct a required mass
particulate emissions test. OPCo has submitted additional control plans for the
flyash handling system and information regarding the particulate testing
completed at the Gavin Plant in response to the NOVs.

     COLI Litigation: On February 20, 2001, the U.S. District Court for the
Southern District of Ohio ruled against AEP in its suit against the United
States over deductibility of interest claimed by AEP in its consolidated federal
income tax return related to its COLI program. AEP had filed suit to resolve the
IRS' assertion that interest deductions for AEP's COLI program should not be
allowed. In 1998 and 1999 AEP paid the disputed taxes and interest attributable
to COLI interest deductions for taxable years 1991-98 to avoid the potential
assessment by the IRS of additional interest on the contested tax. The payments
were included in other assets pending the resolution of this matter. As a result
of the U.S. District Court's decision to deny the COLI interest deductions, net
income was reduced in 2000 as follows:

                                             (IN MILLIONS)

AEP System operating companies......             $ 319
   APCo.............................                82
   CSPCo............................                41
   I&M..............................                66
   KEPCo............................                 8
   OPCo.............................               118


     The Company has filed an appeal of the U.S. District Court's decision with
the U.S. Court of Appeals for the Sixth Circuit.

                             ----------------------

     See Item 1 for a discussion of certain environmental matters.

                             ----------------------

     Reference is made to the footnote to the financial statements entitled
Commitments and Contingencies incorporated by reference in Item 8 for further
information with respect to other legal proceedings.



                                       39
<PAGE>




Item 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
- --------------------------------------------------------------------------------

AEP, APCO, CPL, I&M, OPCO AND SWEPCO. None.

AEGCO, CSPCO, KEPCO, PSO AND WTU. Omitted pursuant to Instruction I(2)(c).

                             ----------------------


EXECUTIVE OFFICERS OF THE REGISTRANTS

     AEP. The following persons are, or may be deemed, executive officers of
AEP. Their ages are given as of March 1, 2002.

<TABLE>
<CAPTION>

NAME                              AGE                                        OFFICE (a)
- ----                              ---                                        ---------

<S>                               <C>   <C>
E. Linn Draper, Jr.............    60    Chairman of the Board, President and Chief Executive Officer of AEP and of the
                                         Service Corporation

Thomas V. Shockley, III........    56    Vice Chairman and Chief Operating Officer of the Service Corporation
Henry W. Fayne.................    55    Executive Vice President of the Service Corporation
Robert P. Powers...............    48    Executive Vice President-Nuclear  Generation and Technical Services of the Service
                                         Corporation

Susan Tomasky..................    48    Executive Vice President-Policy, Finance and Strategic Planning of the Service
                                         Corporation
J. H. Vipperman................    61    Executive Vice President-Shared Services of the Service Corporation

</TABLE>

- -------------------------
(a)  All of the executive officers listed above have been employed by the
     Service Corporation or System companies in various capacities (AEP, as
     such, has no employees) during the past five years, except for Messrs.
     Powers and Shockley and Ms. Tomasky. Prior to joining the Service
     Corporation in July 1998 as Senior Vice President-Generation, Mr. Powers
     was Vice President of Pacific Gas & Electric and plant manager of its
     Diablo Canyon Nuclear Generating Station (1996-1998). Prior to joining the
     Service Corporation in July 1998 as Senior Vice President, Ms. Tomasky was
     a partner with the law firm of Hogan & Hartson (August 1997-July 1998) and
     General Counsel of the Federal Energy Regulatory Commission (May
     1993-August 1997). Mr. Powers and Ms. Tomasky became executive officers of
     AEP effective with their promotions to Executive Vice President on October
     24, 2001 and January 26, 2000, respectively. Prior to joining the Service
     Corporation in his current position upon the merger with CSW, Mr. Shockley
     was President and Chief Operating Officer of CSW (1997-2000) and Executive
     Vice President of CSW (1990-1997). All of the above officers are appointed
     annually for a one-year term by the board of directors of AEP, the board of
     directors of the Service Corporation, or both, as the case may be.

     APCO, CPL, I&M, OPCO AND SWEPCO. The names of the executive officers of
APCo, CPL, I&M, OPCo and SWEPCo, the positions they hold with these companies,
their ages as of March 1, 2002, and a brief account of their business experience
during the past five years appear below. The directors and executive officers of
APCo, CPL, I&M, OPCo and SWEPCo are elected annually to serve a one-year term.

<TABLE>
<CAPTION>

NAME                             AGE                             POSITION (a)(b)                               PERIOD
- ----                             ---                             ---------------                               ------

<S>                              <C>   <C>                                                                <C>
E. Linn Draper, Jr............    60    Director of CPL and SWEPCo                                         2000-Present
                                        Chairman of the Board and Chief Executive Officer of CPL and
                                            SWEPCo                                                         2000-Present
                                        Director of APCo, I&M and OPCo                                     1992-Present
                                        Chairman of the Board and Chief Executive Officer of APCo, I&M
                                            and OPCo                                                       1993-Present
                                        Chairman of the Board, President and Chief Executive Officer of
                                            AEP and the Service Corporation                                1993-Present

</TABLE>



                                       40
<PAGE>



<TABLE>
<CAPTION>

NAME                             AGE                             POSITION (a)(b)                               PERIOD
- ----                             ---                             ---------------                               ------

<S>                              <C>   <C>                                                                <C>

Thomas V. Shockley, III.......    56    Director and Vice President of APCo, CPL, I&M, OPCo and SWEPCo     2000-Present
                                        Chief Operating Officer of the Service Corporation                 2001-Present
                                        Vice Chairman of AEP and the Service Corporation                   2000-Present
                                        President and Chief Operating Officer of CSW                       1997-2000
                                        Executive Vice President of CSW                                    1990-1997

Henry W. Fayne................    55    President of APCo, CPL, I&M, OPCo and SWEPCo                       2001-Present
                                        Director of CPL and SWEPCO                                         2000-Present
                                        Director of APCo                                                   1995-Present
                                        Director of OPCo                                                   1993-Present
                                        Director of I&M                                                    1998-Present
                                        Vice President of CPL and SWEPCo                                   2000-2001
                                        Vice President of APCo, I&M and OPCo                               1998-2001
                                        Vice President of AEP                                              1998-Present
                                        Chief Financial Officer of AEP                                     1998-2001
                                        Executive Vice President of the Service Corporation                2001-Present
                                        Executive Vice President-Finance and Analysis of the Service
                                            Corporation                                                    2000-2001
                                        Executive Vice President-Financial Services of the Service
                                            Corporation                                                    1998-2000
                                        Senior Vice President-Corporate Planning & Budgeting of the
                                            Service Corporation                                            1995-1998

Robert P. Powers..............    48    Director and Vice President of APCo, CPL, OPCo and SWEPCo          2001-Present
                                        Director of I&M                                                    2001-Present
                                        Vice President of I&M                                              1998-Present
                                        Executive Vice President-Nuclear Generation and Technical
                                            Services of the Service Corporation                            2001-Present
                                        Senior Vice President-Nuclear Operations of the Service
                                        Corporation                                                        2000-2001
                                        Senior Vice President-Nuclear Generation of the Service
                                            Corporation                                                    1998-2000
                                        Vice President of Pacific Gas & Electric and Plant Manager of
                                            its Diablo Canyon Nuclear Generating Station                   1996-1998

Susan Tomasky.................    48    Director and Vice President of APCo, CPL, I&M, OPCo and SWEPCo     2000-Present
                                        Executive Vice President-Policy, Finance and Strategic Planning
                                            of the Service Corporation                                     2001-Present
                                        Executive Vice President-Legal, Policy and Corporate
                                            Communications and General Counsel of the Service Corporation  2000-2001
                                        Senior Vice President and General Counsel of the Service
                                            Corporation                                                    1998-2000
                                        Hogan & Hartson (law firm)                                         1997-1998
                                        General Counsel of the FERC                                        1993-1997

</TABLE>


                                       41
<PAGE>


<TABLE>
<CAPTION>

NAME                             AGE                             POSITION (a)(b)                               PERIOD
- ----                             ---                             ---------------                               ------

<S>                              <C>   <C>                                                                <C>

J. H. Vipperman...............    61    Director and Vice President of CPL and SWEPCo                      2000-Present
                                        Director of APCo                                                   1985-Present
                                        Director of I&M and OPCo                                           1996-Present
                                        Vice President of APCo, I&M and OPCo                               1996-Present
                                        Executive Vice President-Shared Services of the Service
                                            Corporation                                                    2000-Present
                                        Executive Vice President-Corporate Services of the
                                             Service Corporation                                           1998-2000
                                        Executive Vice President-Energy Delivery of the
                                             Service Corporation                                           1996-1997

</TABLE>

- -----------------
(a)  Dr. Draper is a director of BCP Management, Inc., which is the general
     partner of Borden Chemicals and Plastics L.P.
(b)  Dr. Draper, Messrs. Fayne, Powers, Shockley and Vipperman and Ms. Tomasky
     are directors of AEGCo, CSPCo, KEPCo, PSO and WTU. Dr. Draper and Mr.
     Shockley are also directors of AEP.



PART II ------------------------------------------------------------------------

Item 5.  MARKET FOR REGISTRANTS' COMMON EQUITY AND RELATED STOCKHOLDER MATTERS
- --------------------------------------------------------------------------------

     AEP. The information required by this item is incorporated herein by
reference to the material under Common Stock and Dividend Information in the
2001 Annual Report.

     AEGCO, APCO, CPL, CSPCO, I&M, KEPCO, OPCO, PSO, SWEPCO AND WTU. The common
stock of these companies is held solely by AEP. The amounts of cash dividends on
common stock paid by these companies to AEP during 2001 and 2000 are
incorporated by reference to the material under Statement of Retained Earnings
in the 2001 Annual Reports.


Item 6.  SELECTED FINANCIAL DATA
- --------------------------------------------------------------------------------

     AEGCO, CSPCO, KEPCO, PSO AND WTU. Omitted pursuant to Instruction I(2)(a).

     AEP, APCO, CPL, I&M, OPCO AND SWEPCO. The information required by this item
is incorporated herein by reference to the material under Selected Consolidated
Financial Data in the 2001 Annual Reports.

Item 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF RESULTS OF OPERATIONS AND
        FINANCIAL CONDITION
- --------------------------------------------------------------------------------

     AEGCO, CSPCO, KEPCO, PSO AND WTU. Omitted pursuant to Instruction I(2)(a).
Management's narrative analysis of the results of operations and other
information required by Instruction I(2)(a) is incorporated herein by reference
to the material under Management's Narrative Analysis of Results of Operations
in the 2001 Annual Reports.

     AEP, APCO, CPL, I&M, OPCO AND SWEPCO. The information required by this item
is incorporated herein by reference to the material under Management's
Discussion and Analysis of Results of Operations and Management's Discussion and
Analysis of Financial Condition, Contingencies and Other Matters in the 2001
Annual Reports.





                                       42
<PAGE>

Item 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
- --------------------------------------------------------------------------------

     AEGCO, AEP, APCO, CPL, CSPCO, I&M, KEPCO, OPCO, PSO, SWEPCO AND WTU. The
information required by this item is incorporated herein by reference to the
material under Management's Discussion and Analysis of Financial Condition,
Contingencies and Other Matters in the 2001 Annual Reports.

Item 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
- --------------------------------------------------------------------------------

     AEGCO, AEP, APCO, CPL, CSPCO, I&M, KEPCO, OPCO, PSO, SWEPCO AND WTU. The
information required by this item is incorporated herein by reference to the
financial statements and supplementary data described under Item 14 herein.

Item 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
        FINANCIAL DISCLOSURE
- --------------------------------------------------------------------------------

     AEGCO, AEP, APCO, CSPCO, I&M, KEPCO AND OPCO. None.

     CPL, PSO, SWEPCO AND WTU. The information required by this item is
incorporated herein by reference to each company's Current Report on Form 8-K
dated July 5, 2000.


PART III -----------------------------------------------------------------------

Item 10.  DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANTS
- --------------------------------------------------------------------------------
     AEGCo, CSPCo, KEPCo, PSO and WTU. Omitted pursuant to Instruction I(2)(c).

     AEP. The information required by this item is incorporated herein by
reference to the material under Nominees for Director and Section 16(a)
Beneficial Ownership Reporting Compliance of the definitive proxy statement of
AEP for the 2002 annual meeting of shareholders, to be filed within 120 days
after December 31, 2001. Reference also is made to the information under the
caption Executive Officers of the Registrants in Part I of this report.

     APCO AND OPCO. The information required by this item is incorporated herein
by reference to the material under Election of Directors of the definitive
information statement of each company for the 2002 annual meeting of
stockholders, to be filed within 120 days after December 31, 2001. Reference
also is made to the information under the caption Executive Officers of the
Registrants in Part I of this report.

     CPL AND SWEPCO. The information required by this item is incorporated
herein by reference to the material under Election of Directors of the
definitive information statement of APCo for the 2002 annual meeting of
stockholders, to be filed within 120 days after December 31, 2001. Reference
also is made to the information under the caption Executive Officers of the
Registrants in Part I of this report.

     I&M. The names of the directors and executive officers of I&M, the
positions they hold




                                       43
<PAGE>

with I&M, their ages as of March 12, 2002, and a brief account of their business
experience during the past five years appear below and under the caption
Executive Officers of the Registrants in Part I of this report.

<TABLE>
<CAPTION>

NAME                             AGE                              POSITION (a)                                 PERIOD
- ----                             ---                              ------------                                 ------

<S>                                <C>  <C>                                                               <C>
K. G. Boyd.....................    50    Director                                                         1997-Present
                                         Vice President - Fort Wayne Region Distribution Operations       2000-Present
                                         Indiana Region Manager                                           1997-2000
                                         Fort Wayne District Manager                                      1994-1997

John E. Ehler..................    45    Director                                                         2001-Present
                                         Manager of Distribution Systems-Fort Wayne District              2000-Present
                                         Region Operations Manager                                        1997-2000

David L. Lahrman...............    50    Director and Manager, Region Support                             2001-Present
                                         Fort Wayne District Manager                                      1997-2001
                                         Region Operations Manager                                        1994-1997

Marc E. Lewis..................    47    Director                                                         2001-Present
                                         Assistant General Counsel of the Service Corporation             2001-Present
                                         Senior Counsel of the Service Corporation                        2000-2001
                                         Senior Attorney of the Service Corporation                       1994-2000

Susanne M. Moorman............     52    Director and General Manager, Community Services                 2000-Present
                                         Manager, Customer Services Operations                            1997-2000
                                         Director, Customer Services                                      1994-1997

John R. Sampson................    49    Director and Vice President                                      1999-Present
                                         Indiana State President                                          2000-Present
                                         Indiana & Michigan State President                               1999-2000
                                         Site Vice President, Cook Nuclear Plant                          1998-1999
                                         Plant Manager, Cook Nuclear Plant                                1996-1998

D. B. Synowiec.................    58    Director                                                         1995-Present
                                         Plant Manager, Rockport Plant                                    1990-Present


</TABLE>

- -----------------
(a)  Positions are with I&M unless otherwise indicated.


Item 11.  EXECUTIVE COMPENSATION
- --------------------------------------------------------------------------------

     AEGCO, CSPCO, KEPCO, PSO AND WTU. Omitted pursuant to Instruction I(2)(c).

     AEP. The information required by this item is incorporated herein by
reference to the material under Directors Compensation and Stock Ownership
Guidelines, Executive Compensation and the performance graph of the definitive
proxy statement of AEP for the 2002 annual meeting of shareholders to be filed
within 120 days after December 31, 2001.

     APCO AND OPCO. The information required by this item is incorporated herein
by reference to the material under Executive Compensation of the definitive
information statement of each company for the 2002 annual meeting of
stockholders, to be filed within 120 days after December 31, 2001.

     CPL, I&M AND SWEPCO. The information required by this item is incorporated
herein by reference to the material under Executive Compensation of the
definitive information




                                       44
<PAGE>

statement of APCo for the 2002 annual meeting of stockholders, to be filed
within 120 days after December 31, 2001.



Item 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT
- --------------------------------------------------------------------------------

     AEGCO, CSPCO, KEPCO, PSO AND WTU. Omitted pursuant to Instruction I(2)(c).

     AEP. The information required by this item is incorporated herein by
reference to the material under Share Ownership of Directors and Executive
Officers of the definitive proxy statement of AEP for the 2002 annual meeting of
shareholders to be filed within 120 days after December 31, 2001.

     APCO AND OPCO. The information required by this item is incorporated herein
by reference to the material under Share Ownership of Directors and Executive
Officers in the definitive information statement of each company for the 2002
annual meeting of stockholders, to be filed within 120 days after December 31,
2001.

     CPL AND SWEPCO. The information required by this item is incorporated
herein by reference to the material under Share Ownership of Directors and
Executive Officers in the definitive information statement of APCo for the 2002
annual meeting of stockholders, to be filed within 120 days after December 31,
2001.

     I&M. All 1,400,000 outstanding shares of Common Stock, no par value, of I&M
are directly and beneficially held by AEP. Holders of the Cumulative Preferred
Stock of I&M generally have no voting rights, except with respect to certain
corporate actions and in the event of certain defaults in the payment of
dividends on such shares.

     The table below shows the number of shares of AEP Common Stock and
stock-based units that were beneficially owned, directly or indirectly, as of
January 1, 2002, by each director and nominee of I&M and each of the executive
officers of I&M named in the summary compensation table, and by all directors
and executive officers of I&M as a group. It is based on information provided to
I&M by such persons. No such person owns any shares of any series of the
Cumulative Preferred Stock of I&M. Unless otherwise noted, each person has sole
voting power and investment power over the number of shares of AEP Common Stock
and stock-based units set forth opposite his name. Fractions of shares and units
have been rounded to the nearest whole number.


<TABLE>
<CAPTION>
                                                                                                     STOCK
                                                                                                     -----
NAME                                                                             SHARES (a)        UNITS (b)        TOTAL
- ----                                                                             ---------         --------         -----
<S>                                                                                 <C>                   <C>       <C>
Karl G. Boyd...........................................................           6,964                 88        7,052
E. Linn Draper, Jr.....................................................         238,274(c)         119,218      357,492
John E. Ehler..........................................................               7                 --            7
Henry W. Fayne.........................................................          72,685(d)          13,735       86,420
David L. Lahrman.......................................................             360                 --          360
Marc E. Lewis..........................................................           1,117                 --        1,117
Susanne M. Moorman.....................................................             841                 --          841
Robert P. Powers.......................................................          21,269              1,209       22,478
John R. Sampson........................................................           5,525                109        5,634
Thomas V. Shockley, III................................................         138,822(d)(e)           --      138,822
David B. Synowiec......................................................           2,361                129        2,490
Susan Tomasky..........................................................          67,322              4,329       71,651
Joseph H. Vipperman....................................................          78,043(c)(d)        7,201       85,244
All Directors and Executive Officers...................................         633,590(d)(f)      146,018      779,608

</TABLE>




                                       45
<PAGE>



- -------------------------
(a)    Includes share equivalents held in the AEP Retirement Savings Plan (and
       for Mr. Shockley, the CSW Retirement Savings Plan) in the amounts listed
       below:


<TABLE>
<CAPTION>

                                AEP RETIREMENT SAVINGS                                          AEP RETIREMENT SAVINGS
         NAME                 PLAN (SHARE EQUIVALENTS)           NAME                         PLAN (SHARE EQUIVALENTS)
         ----                 ------------------------           ----                         ------------------------
<S>                                            <C>            <C>                                            <C>
       Mr. Boyd.............................     1,964           Mr. Powers.................................       436
       Dr. Draper...........................     4,280           Mr. Sampson................................       525
       Mr. Ehler............................         7           Mr. Shockley...............................     6,579
       Mr. Fayne............................     5,412           Mr. Synowiec...............................       695
       Mr. Lahrman..........................       360           Ms. Tomasky................................       656
       Mr. Lewis............................     1,117           Mr. Vipperman..............................    10,498
       Ms. Moorman.........................`       841      All Directors and Executive Officers............    33,370

</TABLE>

       With respect to the share equivalents held in the AEP Retirement
       Savings Plan, such persons have sole voting power, but the
       investment/disposition power is subject to the terms of the Plan.
       Also, includes the following numbers of shares attributable to options
       exercisable within 60 days: Mr. Boyd, 5,000; Dr. Draper, 233,333; Mr.
       Powers, 20,833; Mr. Sampson, 5,000; Mr. Shockley, 94,450; Mr.
       Synowiec, 1,666; and Messrs. Fayne and Vipperman and Ms. Tomasky,
       66,666.

(b)  This column includes amounts deferred in stock units and held under AEP's
     officer benefit plans.

(c)  Includes the following numbers of shares held in joint tenancy with a
     family member: Dr. Draper, 661; and Mr. Vipperman, 80.

(d)  Does not include, for Messrs. Fayne, Shockley and Vipperman, 85,231 shares
     in the American Electric Power System Educational Trust Fund over which
     Messrs. Fayne, Shockley and Vipperman share voting and investment power as
     trustees (they disclaim beneficial ownership). The amount of shares shown
     for all directors and executive officers as a group includes these shares

(e)  Includes the following numbers of shares held by family members over which
     beneficial ownership is disclaimed: Mr. Shockley, 496.

(f)  Represents less than 1% of the total number of shares outstanding

Item 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
- --------------------------------------------------------------------------------


     AEP, APCO, CPL, I&M, OPCO AND SWEPCO. None.

     AEGCO, CSPCO, KEPCO, PSO AND WTU. Omitted pursuant to Instruction I(2)(c).


PART IV ------------------------------------------------------------------------

Item 14.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K
- --------------------------------------------------------------------------------

(a)  The following documents are filed as a part of this report:

     1.   FINANCIAL STATEMENTS:

          The following financial statements have been incorporated herein by
          reference pursuant to Item 8.

<TABLE>
<CAPTION>
<S>                                                                                  <C>
                                                                                       PAGE
                                                                                       ----
       AEGCo:
          Independent Auditors' Report; Statements of Income for the years ended
          December 31, 2001, 2000, and 1999; Statements of Retained Earnings for
          the years ended December 31, 2001, 2000 and 1999; Statements of Cash
          Flows for the years ended December 31, 2001, 2000, and 1999; Balance
          Sheets as of December 31, 2001 and 2000; Statements of Capitalization
          as of December 31, 2001 and 2000; Combined Notes to Financial
          Statements.

       AEP and its subsidiaries consolidated:
          Consolidated Statements of Income for the years ended December 31,
          2001, 2000, and 1999; Consolidated Balance Sheets as of December 31,
          2001 and 2000; Consolidated

</TABLE>



                                       46
<PAGE>
                                                                            PAGE
                                                                            ----

          Statements of Cash Flows for the years ended December 31, 2001, 2000,
          and 1999; Consolidated Statements of Common Shareholders' Equity and
          Comprehensive Income for the years ended December 31, 2001, 2000, and
          1999; Combined Notes to Financial Statements; Schedule of Consolidated
          Cumulative Preferred Stocks of Subsidiaries at December 31, 2001 and
          2000; Schedule of Consolidated Long-term Debt of Subsidiaries at
          December 31, 2001 and 2000; Independent Auditors' Reports.

       APCo, I&M, and OPCo:
          Independent Auditors' Report; Consolidated Statements of Income for
          the years ended December 31, 2001, 2000, and 1999; Consolidated
          Statements of Comprehensive Income for the years ended December 31,
          2001, 2000 and 1999; Consolidated Balance Sheets as of December 31,
          2001 and 2000; Consolidated Statements of Cash Flows for the years
          ended December 31, 2001, 2000, and 1999; Consolidated Statements of
          Retained Earnings for the years ended December 31, 2001, 2000, and
          1999; Consolidated Statements of Capitalization as of December 31,
          2001 and 2000; Schedule of Consolidated Long-term Debt as of December
          31, 2001 and 2000; Combined Notes to Financial Statements.

       CPL, CSPCo, PSO, and SWEPCo:
          Independent Auditors' Report(s); Consolidated Statements of Income for
          the years ended December 31, 2001, 2000, and 1999; Consolidated
          Balance Sheets as of December 31, 2001 and 2000; Consolidated
          Statements of Cash Flows for the years ended December 31, 2001, 2000,
          and 1999; Consolidated Statements of Retained Earnings for the years
          ended December 31, 2001, 2000, and 1999; Consolidated Statements of
          Capitalization as of December 31, 2001 and 2000; Schedule of
          Consolidated Long-term Debt as of December 31, 2001 and 2000; Combined
          Notes to Financial Statements.

        KEPCo:
          Independent Auditors' Report; Statements of Income for the years ended
          December 31, 2001, 2000, and 1999; Statements of Retained Earnings for
          the years ended December 31, 2001, 2000, and 1999; Statements of Cash
          Flows for the years ended December 31, 2001, 2000, and 1999;
          Statements of Comprehensive Income for the years ended December 31,
          2001, 2000 and 1999; Balance Sheets as of December 31, 2001 and 2000;
          Statements of Capitalization as of December 31, 2001 and 2000;
          Schedule of Long-term Debt as of December 31, 2001 and 2000; Combined
          Notes to Financial Statements.

        WTU:
          Independent Auditors' Reports; Statements of Income for the years
          ended December 31, 2001, 2000, and 1999; Statements of Retained
          Earnings for the years ended December 31, 2001, 2000, and 1999;
          Statements of Cash Flows for the years ended December 31, 2001, 2000,
          and 1999; Balance Sheets as of December 31, 2001 and 2000; Statements
          of Capitalization as of December 31, 2001 and 2000; Schedule of
          Long-term Debt as of December 31, 2001 and 2000; Combined Notes to
          Financial Statements.




                                       47
<PAGE>
                                                                            PAGE
                                                                            ----



<TABLE>
<CAPTION>

<S>                                                                                  <C>
2.   FINANCIAL STATEMENT SCHEDULES:

                                                                                     Page
                                                                                     ----

     Financial Statement Schedules are listed in the Index to Financial
     Statement Schedules (Certain schedules have been omitted because the
     required information is contained in the notes to financial statements or
     because such schedules are not required or are not applicable).                 S-1

           Independent Auditors' Report                                              S-2

3.   EXHIBITS:

     Exhibits for AEGCo, AEP, APCo, CPL, CSPCo, I&M, KEPCo, OPCo, PSO, SWEPCo
     and WTU are listed in the Exhibit Index and are incorporated herein by
     reference                                                                       E-1

(b) No Reports on Form 8-K were filed during the quarter ended December 31,
2001.

</TABLE>



                                       48
<PAGE>
                                   SIGNATURES

     PURSUANT TO THE REQUIREMENTS OF SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON
ITS BEHALF BY THE UNDERSIGNED, THEREUNTO DULY AUTHORIZED.


                                  AMERICAN ELECTRIC POWER COMPANY, INC.


                                  BY:       /s/  SUSAN TOMASKY
                                     -------------------------------------------
                                       (SUSAN TOMASKY, VICE PRESIDENT,
                                       SECRETARY AND CHIEF FINANCIAL OFFICER)

Date:  March 18, 2002

     PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THIS
REPORT HAS BEEN SIGNED BELOW BY THE FOLLOWING PERSONS ON BEHALF OF THE
REGISTRANT AND IN THE CAPACITIES AND ON THE DATES INDICATED.

<TABLE>
<CAPTION>

              SIGNATURE                                                  TITLE                            DATE
              ---------                                                  -----                            -----
<S>                                                          <C>                                     <C>
(i)   PRINCIPAL EXECUTIVE OFFICER:

           *E. LINN DRAPER, JR.                                 Chairman of the Board,
                                                                       President,
                                                                 Chief Executive Officer
                                                                      And Director

(ii)  PRINCIPAL FINANCIAL OFFICER:

           /s/ SUSAN TOMASKY                                   Vice President, Secretary and           March 18, 2002
- --------------------------------------------                     Chief Financial Officer
              (SUSAN TOMASKY)

(iii) PRINCIPAL ACCOUNTING OFFICER:

          /s/ JOSEPH M. BUONAIUTO                                    Controller and                   March 18, 2002
- -------------------------------------------                    Chief Accounting Officer
             (JOSEPH M. BUONAIUTO)

(iv)  A MAJORITY OF THE DIRECTORS:

                *E. R. BROOKS
              *DONALD M. CARLTON
              *JOHN P. DESBARRES
                *ROBERT W. FRI
              *WILLIAM R. HOWELL
            *LESTER A. HUDSON, JR.
              *LEONARD J. KUJAWA
               *JAMES L. POWELL
              *RICHARD L. SANDOR
           *THOMAS V. SHOCKLEY, III
               *DONALD G. SMITH
           *LINDA GILLESPIE STUNTZ
             *KATHRYN D. SULLIVAN
                                                                                                      March 18, 2002
*By:       /s/ SUSAN TOMASKY
    ---------------------------------
    (SUSAN TOMASKY, ATTORNEY-IN-FACT)
</TABLE>



                                       49
<PAGE>



                                   SIGNATURES

     PURSUANT TO THE REQUIREMENTS OF SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON
ITS BEHALF BY THE UNDERSIGNED, THEREUNTO DULY AUTHORIZED. THE SIGNATURE OF THE
UNDERSIGNED COMPANY SHALL BE DEEMED TO RELATE ONLY TO MATTERS HAVING REFERENCE
TO SUCH COMPANY AND ANY SUBSIDIARIES THEREOF.

                                       AEP GENERATING COMPANY
                                       APPALACHIAN POWER COMPANY
                                       CENTRAL POWER AND LIGHT COMPANY
                                       COLUMBUS SOUTHERN POWER COMPANY
                                       KENTUCKY POWER COMPANY
                                       OHIO POWER COMPANY
                                       PUBLIC SERVICE COMPANY OF OKLAHOMA
                                       SOUTHWESTERN ELECTRIC POWER COMPANY
                                       WEST TEXAS UTILITIES COMPANY

                                           BY:        /s/  SUSAN TOMASKY
                                              ---------------------------------
                                              (SUSAN TOMASKY, VICE PRESIDENT)


Date:  March 18, 2002

     PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THIS
REPORT HAS BEEN SIGNED BELOW BY THE FOLLOWING PERSONS ON BEHALF OF THE
REGISTRANT AND IN THE CAPACITIES AND ON THE DATES INDICATED. THE SIGNATURE OF
EACH OF THE UNDERSIGNED SHALL BE DEEMED TO RELATE ONLY TO MATTERS HAVING
REFERENCE TO THE ABOVE-NAMED COMPANY AND ANY SUBSIDIARIES THEREOF.

<TABLE>
<CAPTION>

                SIGNATURE                                             TITLE                            DATE
                ---------                                             -----                            -----
<S>                                                             <C>                                  <C>
(i)   PRINCIPAL EXECUTIVE OFFICER:

           *E. LINN DRAPER, JR.                                  Chairman of the Board,
                                                                Chief Executive Officer
                                                                     And Director

(ii)  PRINCIPAL FINANCIAL OFFICER:

           /s/ SUSAN TOMASKY                                         Vice President                   March 18, 2002
      -------------------------------------------                     And Director
              (SUSAN TOMASKY)

(iii) PRINCIPAL ACCOUNTING OFFICER:

          /s/ JOSEPH M. BUONAIUTO                                     Controller and                  March 18, 2002
      -------------------------------------------                  Chief Accounting Officer
             (JOSEPH M. BUONAIUTO)

(iv)  A MAJORITY OF THE DIRECTORS:

              *HENRY W. FAYNE
                *A. A. PENA
             *ROBERT P. POWERS
          *THOMAS V. SHOCKLEY, III
              *J. H. VIPPERMAN
                                                                                                      March 18, 2002
*By:    /s/ SUSAN TOMASKY
    -------------------------------------------
           (SUSAN TOMASKY, ATTORNEY-IN-FACT)
</TABLE>



                                       50

<PAGE>


                                   SIGNATURES

     PURSUANT TO THE REQUIREMENTS OF SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON
ITS BEHALF BY THE UNDERSIGNED, THEREUNTO DULY AUTHORIZED. THE SIGNATURE OF THE
UNDERSIGNED COMPANY SHALL BE DEEMED TO RELATE ONLY TO MATTERS HAVING REFERENCE
TO SUCH COMPANY AND ANY SUBSIDIARIES THEREOF.

                                      INDIANA MICHIGAN POWER COMPANY


                                      BY:     /s/  SUSAN TOMASKY
                                        ----------------------------------------
                                          (SUSAN TOMASKY, VICE PRESIDENT)

Date:  March 18, 2002

     PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THIS
REPORT HAS BEEN SIGNED BELOW BY THE FOLLOWING PERSONS ON BEHALF OF THE
REGISTRANT AND IN THE CAPACITIES AND ON THE DATES INDICATED. THE SIGNATURE OF
EACH OF THE UNDERSIGNED SHALL BE DEEMED TO RELATE ONLY TO MATTERS HAVING
REFERENCE TO THE ABOVE-NAMED COMPANY AND ANY SUBSIDIARIES THEREOF.

<TABLE>
<CAPTION>

              SIGNATURE                                                 TITLE                             DATE
              ---------                                                 -----                             -----
<S>                                                             <C>                                    <C>
(i)   PRINCIPAL EXECUTIVE OFFICER:

           *E. LINN DRAPER, JR.                                 Chairman of the Board,
                                                                Chief Executive Officer
                                                                      And Director
(ii)  PRINCIPAL FINANCIAL OFFICER:

           /s/ SUSAN TOMASKY                                          Vice President                   March 18, 2002
      ------------------------------------------------                 And Director
               (SUSAN TOMASKY)

(iii) PRINCIPAL ACCOUNTING OFFICER:

          /s/ JOSEPH M. BUONAIUTO                                       Controller and                 March 18, 2002
      ------------------------------------------------            Chief Accounting Officer
            (JOSEPH M. BUONAIUTO)

(iv)  A MAJORITY OF THE DIRECTORS
:
                *K. G. BOYD
              *JOHN E. EHLER
              *HENRY W. FAYNE
             *DAVID L. LAHRMAN
              *MARC E. LEWIS
            *SUSANNE M. MOORMAN
             *ROBERT P. POWERS
             *JOHN R. SAMPSON
         *THOMAS V. SHOCKLEY, III
              *D. B. SYNOWIEC
             *J. H. VIPPERMAN

*By:     /s/ SUSAN TOMASKY
    --------------------------------------------------
    (SUSAN TOMASKY, ATTORNEY-IN-FACT)                                                                  March 18, 2002
</TABLE>




                                       51

<PAGE>



                     INDEX TO FINANCIAL STATEMENT SCHEDULES

<TABLE>

                                                                                                                     Page
<S>                                                                                                                  <C>
INDEPENDENT AUDITORS' REPORT ...............................................................................          S-2

The following financial statement schedules are included in this report on the
pages indicated.

AMERICAN ELECTRIC POWER COMPANY, INC. AND SUBSIDIARY COMPANIES
        Schedule II-- Valuation and Qualifying Accounts and Reserves .......................................          S-3

APPALACHIAN POWER COMPANY AND SUBSIDIARIES
        Schedule II-- Valuation and Qualifying Accounts and Reserves .......................................          S-3

CENTRAL POWER AND LIGHT COMPANY AND SUBSIDIARY
        Schedule II-- Valuation and Qualifying Accounts and Reserves .......................................          S-3

COLUMBUS SOUTHERN POWER COMPANY AND SUBSIDIARIES
        Schedule II-- Valuation and Qualifying Accounts and Reserves .......................................          S-4

INDIANA MICHIGAN POWER COMPANY AND SUBSIDIARIES
        Schedule II-- Valuation and Qualifying Accounts and Reserves........................................          S-4

KENTUCKY POWER COMPANY
        Schedule II-- Valuation and Qualifying Accounts and Reserves .......................................          S-4

OHIO POWER COMPANY AND SUBSIDIARIES
        Schedule II-- Valuation and Qualifying Accounts and Reserves.......................................           S-5

PUBLIC SERVICE COMPANY OF OKLAHOMA AND SUBSIDIARIES
        Schedule II-- Valuation and Qualifying Accounts and Reserves.......................................           S-5

SOUTHWESTERN ELECTRIC POWER COMPANY AND SUBSIDIARIES
        Schedule II-- Valuation and Qualifying Accounts and Reserves.......................................           S-5

WEST TEXAS UTILITIES COMPANY
        Schedule II-- Valuation and Qualifying Accounts and Reserves.......................................           S-6
</TABLE>


                                      S-1

<PAGE>



                          INDEPENDENT AUDITORS' REPORT


AMERICAN ELECTRIC POWER COMPANY, INC. AND SUBSIDIARIES:

     We have audited the consolidated financial statements of American Electric
Power Company, Inc. and its subsidiaries and the financial statements of certain
of its subsidiaries, listed in Item 14 herein, as of December 31, 2001 and 2000,
and for each of the three years in the period ended December 31, 2001, and have
issued our reports thereon dated February 22, 2002; such financial statements
and reports are included in the 2001 Annual Reports and are incorporated herein
by reference. Our audits also included the financial statement schedules of
American Electric Power Company, Inc. and its subsidiaries and of certain of its
subsidiaries, listed in Item 14, except for the financial statement schedules of
Central Power and Light Company and subsidiary, Public Service Company of
Oklahoma and its subsidiaries, Southwestern Electric Power Company and
subsidiaries, and West Texas Utilities Company for the year ended December 31,
1999 and the financial information of Central and South West Corporation and its
subsidiaries that is included in the financial statement schedule for American
Electric Power Company, Inc. and its subsidiaries for the year ended December
31, 1999. These financial statement schedules are the responsibility of the
respective company's management. Our responsibility is to express an opinion
based on our audits. In our opinion, such financial statement schedules, when
considered in relation to the corresponding basic financial statements taken as
a whole, present fairly in all material respects the information set forth
therein.




DELOITTE & TOUCHE LLP
Columbus, Ohio
February 22, 2002



                                      S-2
<PAGE>


<TABLE>
<CAPTION>

===========================================================================================================================

                              AMERICAN ELECTRIC POWER COMPANY, INC. AND SUBSIDIARY COMPANIES
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......     $71,722         $124,542       $19,766(a)     $106,589(b)      $109,441
                                                =======         ========       =======        ========         ========
        Year Ended December 31, 2000.......     $63,207         $ 70,670       $ 8,358(a)     $ 70,513(b)      $ 71,722
                                                =======         ========       =======        ========         ========
        Year Ended December 31, 1999.......     $52,543         $ 38,347       $15,802(a)     $ 43,485(b)      $ 63,207
                                                =======         ========       =======        ========         ========
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>

<TABLE>
<CAPTION>

===========================================================================================================================

                                        APPALACHIAN POWER COMPANY AND SUBSIDIARIES
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......      $2,588          $2,644        $1,017(a)        $4,372(b)       $1,877
                                                 ======          ======        ======           ======          ======
        Year Ended December 31, 2000.......      $2,609          $6,592        $1,526(a)        $8,139(b)       $2,588
                                                 ======          ======        ======           ======          ======
        Year Ended December 31, 1999.......      $2,234          $5,492        $1,995(a)        $7,112(b)       $2,609
                                                 ======          ======        ======           ======          ======
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>

<TABLE>
<CAPTION>

===========================================================================================================================

                                          CENTRAL POWER AND LIGHT AND SUBSIDIARY
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>

DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......      $1,675          $  186        $ --_ (a)        $1,675(b)        $  186
                                                 ======          ======        ======           ======           ======
        Year Ended December 31, 2000.......      $--             $1,675        $ --  (a)        $ --  (b)        $1,675
                                                 ======          ======        ======           ======           ======
        Year Ended December 31, 1999.......      $--             $--           $ --  (a)        $ --  (b)        $--
                                                 ======          ======        ======           ======           ======
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>



                                      S-3
<PAGE>


<TABLE>
<CAPTION>

                                     COLUMBUS SOUTHERN POWER COMPANY AND SUBSIDIARIES
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES


===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......      $  659          $  331        $    --(a)      $   245(b)       $   745
                                                 ======          ======        =======         =======          =======
        Year Ended December 31, 2000.......      $3,045          $2,082        $ 1,405(a)      $ 5,873(b)       $   659
                                                 ======          ======        =======         =======          =======
        Year Ended December 31, 1999.......      $2,598          $3,334        $10,782(a)      $13,669(b)       $ 3,045
                                                 ======          ======        =======         =======          =======
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>

<TABLE>
<CAPTION>

===========================================================================================================================

                                     INDIANA MICHIGAN POWER COMPANY AND SUBSIDIARIES
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......      $  759          $   65      $    3(a)       $   86(b)      $  741
                                                 ======          ======      ======          ======         ======
        Year Ended December 31, 2000.......      $1,848          $ (235)     $  907(a)       $1,761(b)      $  759
                                                 ======          ======      ======          ======         ======
        Year Ended December 31, 1999.......      $2,027          $3,966      $1,367(a)       $5,512(b)      $1,848
                                                 ======          ======      ======          ======         ======
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>

<TABLE>
<CAPTION>

===========================================================================================================================

                                                  KENTUCKY POWER COMPANY
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......       $282          $   --      $(24)(a)         $  (6)(b)         $264
                                                  ====          ======      =====            =======           ====
        Year Ended December 31, 2000.......       $637          $  187      $  9 (a)         $  551(b)         $282
                                                  ====          ======      =====            ======            ====
        Year Ended December 31, 1999.......       $848          $1,032      $ 467(a)         $1,710(b)         $637
                                                  ====          ======      =====            ======            ====
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>



                                      S-4
<PAGE>


<TABLE>
<CAPTION>

===========================================================================================================================

                                           OHIO POWER COMPANY AND SUBSIDIARIES
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......      $1,054           $  554       $ --  (a)      $  229(b)         $1,379
                                                 ======           ======       ======         ======            ======
        Year Ended December 31, 2000.......      $2,223           $  472       $  778(a)      $2,419(b)         $1,054
                                                 ======           ======       ======         ======            ======
        Year Ended December 31, 1999.......      $1,678           $4,730       $1,273(a)      $5,458(b)         $2,223
                                                 ======           ======       ======         ======            ======
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>

<TABLE>
<CAPTION>

===========================================================================================================================

                                   PUBLIC SERVICE COMPANY OF OKLAHOMA AND SUBSIDIARIES
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......      $  467         $    44         $ --  (a)     $   467(b)        $   44
                                                 ======         =======         ======        =======           ======
        Year Ended December 31, 2000.......      $--            $   467         $ --  (a)     $ --   (b)        $  467
                                                 ======         =======         ======        =======           ======
        Year Ended December 31, 1999.......      $--            $ --            $ --  (a)     $ --   (b)        $ --
                                                 ======         =======         ======        =======           ======
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>

<TABLE>
<CAPTION>

===========================================================================================================================

                                   SOUTHWESTERN ELECTRIC POWER COMPANY AND SUBSIDIARIES
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......      $  911         $   89        $   --  (a)      $  911(b)        $   89
                                                 ======         ======        =======          ======           ======
        Year Ended December 31, 2000.......      $4,428         $  911        $(4,428)(a)      $  -- (b)        $  911
                                                 ======         ======        =======          ======           ======
        Year Ended December 31, 1999.......      $3,269         $5,415        $   --  (a)      $4,256(b)        $4,428
                                                 ======         ======        =======          ======           ======
- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>


                                      S-5

<PAGE>


<TABLE>
<CAPTION>

===========================================================================================================================

                                               WEST TEXAS UTILITIES COMPANY
                               SCHEDULE II -- VALUATION AND QUALIFYING ACCOUNTS AND RESERVES

===========================================================================================================================
                 COLUMN A                       COLUMN B               COLUMN C                COLUMN D        COLUMN E
- ---------------------------------------------------------------------------------------------------------------------------
                                                                       ADDITIONS
                                                              ----------------------------
                                               BALANCE AT     CHARGED TO       CHARGED TO                       BALANCE AT
                                               BEGINNING       COSTS AND         OTHER                            END OF
                DESCRIPTION                    OF PERIOD       EXPENSES         ACCOUNTS       DEDUCTIONS         PERIOD
- ---------------------------------------------------------------------------------------------------------------------------
                                                                            (IN THOUSANDS)
<S>                                            <C>             <C>            <C>            <C>              <C>
DEDUCTED FROM ASSETS:
   Accumulated Provision for
     Uncollectible Accounts:
        Year Ended December 31, 2001.......       $288           $   13         $35(a)        $  140(b)          $196
                                                  ====           ======         ===           ======             ====
        Year Ended December 31, 2000.......       $186           $1,499         $46(a)        $1,443(b)          $288
                                                  ====           ======         ===           ======             ====
        Year Ended December 31, 1999.......       $497           $  (66)        $43(a)        $  288(b)          $186
                                                  ====            =====         ===           ======             ====

- ---------------------
(a)   Recoveries on accounts previously written off.
(b)   Uncollectible accounts written off.
===========================================================================================================================
</TABLE>


                                      S-6

<PAGE>




                                  EXHIBIT INDEX

     Certain of the following exhibits, designated with an asterisk(*), are
filed herewith. The exhibits not so designated have heretofore been filed with
the Commission and, pursuant to 17 C.F.R. 229.10(d) and 240.12b-32, are
incorporated herein by reference to the documents indicated in brackets
following the descriptions of such exhibits. Exhibits, designated with a dagger
(+), are management contracts or compensatory plans or arrangements
required to be filed as an exhibit to this form pursuant to Item 14(c) of this
report.

<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
   AEGCO
   3(a)            --      Copy of Articles of Incorporation of AEGCo [Registration Statement on Form 10 for
                           the Common Shares of AEGCo, File No. 0-18135, Exhibit 3(a)].
   3(b)            --      Copy of the Code of Regulations of AEGCo (amended as of June 15, 2000) [Annual
                           Report on Form 10-K of AEGCo for the fiscal year ended December 31, 2000,
                           File No. 0-18135, Exhibit 3(b)].
  10(a)            --      Copy of Capital Funds Agreement dated as of December 30, 1988 between AEGCo and AEP
                           [Registration Statement No. 33-32752, Exhibit 28(a)].
  10(b)(1)         --      Copy of Unit Power Agreement dated as of March 31, 1982 between AEGCo and I&M, as amended
                           [Registration Statement No. 33-32752, Exhibits 28(b)(1)(A) and 28(b)(1)(B)].
  10(b)(2)         --      Copy of Unit Power Agreement, dated as of August 1, 1984, among AEGCo, I&M and KEPCo
                           [Registration Statement No. 33-32752, Exhibit 28(b)(2)].
  10(b)(3)         --      Copy of Agreement, dated as of October 1, 1984, among AEGCo, I&M, APCo and Virginia Electric
                           and Power Company [Registration Statement No. 33-32752, Exhibit 28(b)(3)].
  10(c)            --      Copy of Lease Agreements, dated as of December 1, 1989, between AEGCo and Wilmington Trust
                           Company, as amended [Registration Statement No. 33-32752, Exhibits 28(c)(1)(C), 28(c)(2)(C),
                           28(c)(3)(C), 28(c)(4)(C), 28(c)(5)(C) and 28(c)(6)(C); Annual Report on Form 10-K of AEGCo
                           for the fiscal year ended December 31, 1993, File No. 0-18135, Exhibits 10(c)(1)(B),
                           10(c)(2)(B), 10(c)(3)(B), 10(c)(4)(B), 10(c)(5)(B) and 10(c)(6)(B)].
 *13               --      Copy of those portions of the AEGCo 2001 Annual Report (for the fiscal year ended December 31,
                           2001) which are incorporated by reference in this filing.
 *24               --      Power of Attorney.

  AEP++
   3(a)            --      Copy of Restated Certificate of Incorporation of AEP, dated October 29, 1997
                           [Quarterly Report on Form 10-Q of AEP for the quarter ended September 30, 1997,
                           File No. 1-3525, Exhibit 3(a)].
   3(b)            --      Copy of Certificate of Amendment of the Restated Certificate of Incorporation of AEP,
                           dated January 13, 1999 [Annual Report on Form 10-K of AEP for the fiscal year ended
                           December 31, 1998, File No. 1-3525, Exhibit 3(b)].
   3(c)            --      Composite copy of the Restated Certificate of Incorporation of AEP, as amended
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1998,
                           File No. 1-3525, Exhibit 3(c)].
   3(d)            --      Copy of By-Laws of AEP, as amended through January 28, 1998 [Annual Report on Form 10-K
                           of AEP for the fiscal year ended December 31, 1997, File No. 1-3525, Exhibit 3(b)].
  *4(a)            --      Indenture (for unsecured debt securities), dated as of May 1, 2001, between AEP and The Bank
                           of New York, as Trustee.
</TABLE>


                                      E-1

<PAGE>

<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
  *4(b)            --      First Supplemental Indenture, dated as of May 1, 2001, between AEP and The Bank of New York,
                           as Trustee, for 6.125% Senior Notes, Series A, due May 15, 2006.
  *4(c)            --      Second Supplemental Indenture, dated as of May 1, 2001, between AEP and The Bank of New York, as
                           Trustee, for 5.50% Putable Callable Notes, Series B, Putable Callable May 15, 2003.
  10(a)            --      Interconnection Agreement, dated July 6, 1951, among APCo, CSPCo, KEPCo, OPCo and I&M and
                           with the Service Corporation, as amended [Registration Statement No. 2-52910, Exhibit 5(a);
                           Registration Statement No. 2-61009, Exhibit 5(b); and Annual Report on Form 10-K of AEP for
                           the fiscal year ended December 31, 1990, File No. 1-3525, Exhibit 10(a)(3)].
  10(b)            --      Copy of Transmission Agreement, dated April 1, 1984, among APCo, CSPCo, I&M, KEPCo, OPCo and
                           with the Service Corporation as agent, as amended [Annual Report on Form 10-K of AEP for the
                           fiscal year ended December 31, 1985, File No. 1-3525, Exhibit 10(b); and Annual Report on
                           Form 10-K of AEP for the fiscal year ended December 31, 1988, File No. 1-3525, Exhibit
                           10(b)(2)].
  10(c)            --      Copy of Lease Agreements, dated as of December 1, 1989, between AEGCo or I&M and Wilmington
                           Trust Company, as amended [Registration Statement No. 33-32752, Exhibits 28(c)(1)(C),
                           28(c)(2)(C), 28(c)(3)(C), 28(c)(4)(C), 28(c)(5)(C) and 28(c)(6)(C); Registration Statement
                           No. 33-32753, Exhibits 28(a)(1)(C), 28(a)(2)(C), 28(a)(3)(C), 28(a)(4)(C), 28(a)(5)(C) and
                           28(a)(6)(C); and Annual Report on Form 10-K of AEGCo for the fiscal year ended December 31,
                           1993, File No. 0-18135, Exhibits 10(c)(1)(B), 10(c)(2)(B), 10(c)(3)(B), 10(c)(4)(B),
                           10(c)(5)(B) and 10(c)(6)(B); Annual Report on Form 10-K of I&M for the fiscal year ended
                           December 31, 1993, File No. 1-3570, Exhibits 10(e)(1)(B), 10(e)(2)(B), 10(e)(3)(B),
                           10(e)(4)(B), 10(e)(5)(B) and 10(e)(6)(B)].
  10(d)            --      Lease Agreement dated January 20, 1995 between OPCo and JMG Funding, Limited Partnership, and
                           amendment thereto (confidential treatment requested) [Annual Report on Form 10-K of OPCo for
                           the fiscal year ended December 31, 1994, File No. 1-6543, Exhibit 10(l)(2)].
  10(e)            --      Modification No. 1 to the AEP System Interim Allowance Agreement, dated July 28, 1994, among
                           APCo, CSPCo, I&M, KEPCo, OPCo and the Service Corporation [Annual Report on Form 10-K of AEP
                           for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(l)].
  10(f)(1)         --      Agreement and Plan of Merger, dated as of December 21, 1997, By and Among American Electric
                           Power Company, Inc., Augusta Acquisition Corporation and Central and South West Corporation
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1997, File No.
                           1-3525, Exhibit 10(f)].
  10(f)(2)         --      Amendment No. 1, dated as of December 31, 1999, to the Agreement and Plan of Merger [Current
                           Report on Form 8-K of AEP dated December 15, 1999, File No. 1-3525, Exhibit 10].
 +10(g)(1)         --      AEP Deferred Compensation Agreement for certain executive officers [Annual Report on
                           Form 10-K of AEP for the fiscal year ended December 31, 1985, File No. 1-3525,
                           Exhibit 10(e)].
 +10(g)(2)         --      Amendment to AEP Deferred Compensation Agreement for certain executive officers [Annual Report
                           on Form 10-K of AEP for the fiscal year ended December 31, 1986, File No. 1-3525,
                           Exhibit 10(d)(2)].
 +10(h)            --      AEP Accident Coverage Insurance Plan for directors [Annual Report on Form 10-K of AEP for the
                           fiscal year ended December 31, 1985, File No. 1-3525,Exhibit 10(g)].
</TABLE>


                                      E-2

<PAGE>

<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
+10(i)(1)          --      AEP Deferred Compensation and Stock Plan for Non-Employee Directors, as amended June 1, 2000
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 2000, File No. 1-3525,
                           Exhibit 10(i)(1)].
*+10(i)(2)         --      AEP Stock Unit Accumulation Plan for Non-Employee Directors, as amended January 1, 2002.
+10(j)(1)(A)       --      AEP System Excess Benefit Plan, Amended and Restated as of January 1, 2001 [Annual Report on
                           Form 10-K of AEP for the fiscal year ended December 31, 2000, File No. 1-3525,
                           Exhibit 10(j)(1)(A)].
+10(j)(1)(B)       --      Guaranty by AEP of the Service Corporation Excess Benefits Plan [Annual Report on Form 10-K of
                           AEP for the fiscal year ended December 31, 1990, File No. 1-3525, Exhibit 10(h)(1)(B)].
+10(j)(2)          --      AEP System Supplemental Retirement Savings Plan, Amended and Restated as of June 1, 2001
                           (Non-Qualified) [Registration Statement No. 333-66048, Exhibit 4].
+10(j)(3)          --      Service Corporation Umbrella Trust for Executives [Annual Report on Form 10-K of AEP for
                           the fiscal year ended December 31, 1993, File No. 1-3525, Exhibit 10(g)(3)].
+10(k)             --      Employment Agreement between E. Linn Draper, Jr. and AEP and the Service Corporation [Annual
                           Report on Form 10-K of AEGCo for the fiscal year ended December 31, 1991, File No. 0-18135,
                           Exhibit 10(g)(3)].
+10(l)             --      AEP System Senior Officer Annual Incentive Compensation Plan[Annual Report on Form 10-K of AEP
                           for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(i)(1)].
+10(m)             --      AEP System Survivor Benefit Plan, effective January 27, 1998 [Quarterly Report on Form 10-Q of
                           AEP for the quarter ended September 30, 1998, File No. 1-3525, Exhibit 10].
+10(n)             --      AEP Senior Executive Severance Plan for Merger with Central and South West Corporation, effective
                           March 1, 1999 [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1998, File No.
                           1-3525, Exhibit 10(o)].
*+10(o)            --      AEP Change In Control Agreement.
+10(p)             --      AEP System 2000 Long-Term Incentive Plan [Proxy Statement of AEP, March 10, 2000].
+10(q)             --      Memorandum of agreement between Susan Tomasky and the Service Corporation dated January 3,
                           2001 [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 2000,
                           File No. 1-3525, Exhibit 10(s)].
+10(r)(1)          --      Central and South West System Special Executive Retirement Plan as amended and restated effective
                           July 1, 1997 [Annual Report on Form 10-K of CSW for the fiscal year ended December 31, 1998,
                           File No. 1-1443, Exhibit 18].
*+10(r)(2)         --      Certified CSW Board Resolution of April 18, 1991.
+10(r)(3)          --      CSW 1992 Long-Term Incentive Plan [Proxy Statement of CSW, March 13, 1992].
*12                --      Statement re: Computation of Ratios.
*13                --      Copy of those portions of the AEP 2001 Annual Report (for the fiscal year ended December 31,
                           2001) which are incorporated by reference in this filing.
*21                --      List of subsidiaries of AEP.
*23(a)             --      Consent of Deloitte & Touche LLP.
*23(b)             --      Consent of Arthur Andersen LLP.
*23(c)             --      Consent of KPMG Audit plc.
*24                --      Power of Attorney.
</TABLE>


                                      E-3
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
    APCO++
    3(a)           --      Copy of Restated Articles of Incorporation of APCo, and amendments thereto to November 4,
                           1993 [Registration Statement No. 33-50163, Exhibit 4(a); Registration Statement No. 33-53805,
                           Exhibits 4(b) and 4(c)].
    3(b)           --      Copy of Articles of Amendment to the Restated Articles of Incorporation of APCo, dated
                           June 6, 1994 [Annual Report on Form 10-K of APCo for the fiscal year ended December 31,
                           1994, File No. 1-3457, Exhibit 3(b)].
    3(c)           --      Copy of Articles of Amendment to the Restated Articles of Incorporation of APCo, dated
                           March 6, 1997 [Annual Report on Form 10-K of APCo for the fiscal year ended December 31,
                           1996, File No. 1-3457, Exhibit 3(c)].
    3(d)           --      Composite copy of the Restated Articles of Incorporation of APCo (amended as
                           of March 7, 1997) [Annual Report on Form 10-K of APCo for the fiscal
                           year ended December 31, 1996, File No. 1-3457, Exhibit 3(d)].
   *3(e)           --      Copy of By-Laws of APCo (amended as of October 24, 2001).
    4(a)           --      Copy of Mortgage and Deed of Trust, dated as of December 1, 1940, between APCo and Bankers
                           Trust Company and R. Gregory Page, as Trustees, as amended and supplemented [Registration
                           Statement No. 2-7289, Exhibit 7(b); Registration Statement No. 2-19884, Exhibit 2(1);
                           Registration Statement No. 2-24453, Exhibit 2(n); Registration Statement No. 2-60015,
                           Exhibits 2(b)(2), 2(b)(3), 2(b)(4), 2(b)(5), 2(b)(6), 2(b)(7), 2(b)(8), 2(b)(9), 2(b)(10),
                           2(b)(12), 2(b)(14), 2(b)(15), 2(b)(16), 2(b)(17), 2(b)(18), 2(b)(19), 2(b)(20), 2(b)(21),
                           2(b)(22), 2(b)(23), 2(b)(24), 2(b)(25), 2(b)(26), 2(b)(27) and
                           2(b)(28); Registration Statement No. 2-64102, Exhibit 2(b)(29);
                           Registration Statement No. 2-66457, Exhibits (2)(b)(30) and 2(b)(31);
                           Registration Statement No. 2-69217, Exhibit 2(b)(32); Registration
                           Statement No. 2-86237, Exhibit 4(b); Registration Statement No.
                           33-11723, Exhibit 4(b); Registration Statement No. 33-17003, Exhibit
                           4(a)(ii), Registration Statement No. 33-30964, Exhibit 4(b);
                           Registration Statement No. 33-40720, Exhibit 4(b); Registration
                           Statement No. 33-45219, Exhibit 4(b); Registration Statement No.
                           33-46128, Exhibits 4(b) and 4(c); Registration Statement No. 33-53410,
                           Exhibit 4(b); Registration Statement No. 33-59834, Exhibit 4(b);
                           Registration Statement No. 33-50229, Exhibits 4(b) and 4(c);
                           Registration Statement No. 33-58431, Exhibits 4(b), 4(c), 4(d) and
                           4(e); Registration Statement No. 333-01049, Exhibits 4(b) and 4(c);
                           Registration Statement No. 333-20305, Exhibits 4(b) and 4(c); Annual
                           Report on Form 10-K of APCo for the fiscal year ended December 31,
                           1996, File No. 1-3457, Exhibit 4(b); Annual Report on Form 10-K of
                           APCo for the fiscal year ended December 31, 1998, File No. 1-3457,
                           Exhibit 4(b)].
    4(b)           --      Indenture (for unsecured debt securities), dated as of January 1, 1998, between APCo and The
                           Bank of New York, As Trustee [Registration Statement No. 333-45927, Exhibit 4(a);
                           Registration Statement No. 333-49071, Exhibit 4(b); Registration Statement No. 333-84061,
                           Exhibits 4(b) and 4(c); Annual Report on Form 10-K of APCo for the fiscal year ended December
                           31, 1999, File No. 1-3457, Exhibit 4(c); Registration Statement No. 333-81402, Exhibits 4(b),
                           4(c) and 4(d)].
</TABLE>


                                      E-4
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
  10(a)(1)         --      Copy of Power Agreement, dated October 15, 1952, between OVEC and United States of America,
                           acting by and through the United States Atomic Energy Commission, and, subsequent to January
                           18, 1975, the Administrator of the Energy Research and Development Administration, as amended
                           [Registration Statement No. 2-60015, Exhibit 5(a); Registration Statement No. 2-63234,
                           Exhibit 5(a)(1)(B); Registration Statement No 2-66301, Exhibit 5(a)(1)(C); Registration
                           Statement No. 2-67728, Exhibit 5(a)(1)(D); Annual Report on Form 10-K of APCo for the fiscal
                           year ended December 31, 1989, File No. 1-3457, Exhibit 10(a)(1)(F); and Annual Report on Form
                           10-K of APCo for the fiscal year ended December 31, 1992, File No. 1-3457, Exhibit
                           10(a)(1)(B)].
  10(a)(2)         --      Copy of Inter-Company Power Agreement, dated as of July 10, 1953, among OVEC and the
                           Sponsoring Companies, as amended [Registration Statement No. 2-60015, Exhibit 5(c);
                           Registration Statement No. 2-67728, Exhibit 5(a)(3)(B); and Annual Report on Form 10-K of
                           APCo for the fiscal year ended December 31, 1992, File No. 1-3457, Exhibit 10(a)(2)(B)].
  10(a)(3)         --      Copy of Power Agreement, dated July 10, 1953, between OVEC and Indiana-Kentucky Electric
                           Corporation, as amended [Registration Statement No. 2-60015, Exhibit 5(e)].
  10(b)            --      Copy of Interconnection Agreement, dated July 6, 1951, among APCo, CSPCo, KEPCo, OPCo and I&M
                           and with the Service Corporation, as amended [Registration Statement No. 2-52910, Exhibit
                           5(a); Registration Statement No. 2-61009, Exhibit 5(b); Annual Report on Form 10-K of AEP for
                           the fiscal year ended December 31, 1990, File No. 1-3525, Exhibit 10(a)(3)].
  10(c)            --      Copy of Transmission Agreement, dated April 1, 1984, among APCo, CSPCo, I&M, KEPCo, OPCo and
                           with the Service Corporation as agent, as amended [Annual Report on Form 10-K of AEP for the
                           fiscal year ended December 31, 1985, File No. 1-3525, Exhibit 10(b); Annual Report on Form
                           10-K of AEP for the fiscal year ended December 31, 1988, File No. 1-3525, Exhibit 10(b)(2)].
  10(d)            --      Copy of Modification No. 1 to the AEP System Interim Allowance Agreement, dated July 28,
                           1994, among APCo, CSPCo, I&M, KEPCo, OPCo and the Service Corporation [Annual Report on Form
                           10-K of AEP for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(l)].
  10(e)(1)         --      Agreement and Plan of Merger, dated as of December 21, 1997, By and Among American Electric
                           Power Company, Inc., Augusta Acquisition Corporation and Central and South West Corporation
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1997, File No.
                           1-3525, Exhibit 10(f)].
  10(e)(2)         --      Amendment No. 1, dated as of December 31, 1999, to the Agreement and Plan of Merger [Current
                           Report on Form 8-K of APCo dated December 15, 1999, File No. 1-3457, Exhibit 10].

 +10(f)(1)         --      AEP Deferred Compensation Agreement for certain executive officers [Annual Report on Form 10-K
                           of AEP for the fiscal year ended December 31, 1985, File No. 1-3525, Exhibit 10(e)].

 +10(f)(2)         --      Amendment to AEP Deferred Compensation Agreement for certain executive officers [Annual Report
                           on Form 10-K of AEP for the fiscal year ended December 31, 1986, File No. 1-3525, Exhibit 10(d)(2)].

 +10(g)            --      AEP System Senior Officer Annual Incentive Compensation Plan [Annual Report on Form 10-K of AEP
                           for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(i)(1)].
</TABLE>



                                      E-5
<PAGE>

<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
 +10(h)(1)        --      AEP System Excess Benefit Plan, Amended and Restated as of January 1, 2001 [Annual Report on Form
                          10-K of AEP for the fiscal year ended December 31, 2000, File No. 1-3525, Exhibit 10(j)(1)(A)].
+10(h)(2)         --      AEP System Supplemental Retirement Savings Plan, Amended and Restated as of January 1, 2001
                          (Non-Qualified) [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 2000,
                          File No. 1-3525, Exhibit 10(j)(2)].
+10(h)(3)         --      Umbrella Trust for Executives [Annual Report on Form 10-K of AEP for the fiscal year ended
                          December 31, 1993, File No. 1-3525, Exhibit 10(g)(3)].
+10(i)            --      Employment Agreement between E. Linn Draper, Jr. and AEP and the Service Corporation [Annual
                          Report on Form 10-K of AEGCo for the fiscal year ended December 31, 1991, File No. 0-18135,
                          Exhibit 10(g)(3)].
+10(j)            --      AEP System Survivor Benefit Plan, effective January 27, 1998 [Quarterly Report on Form 10-Q of
                          AEP for the quarter ended September 30, 1998, File No. 1-3525, Exhibit 10].
+10(k)            --      AEP Senior Executive Severance Plan for Merger with Central and South West Corporation, effective
                          March 1, 1999[Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1998,
                          File No. 1-3525, Exhibit 10(o)].
+10(l)            --      AEP Change In Control Agreement [Annual Report on Form 10-K of AEP for the fiscal year ended
                          December 31, 2001, File No. 1-3525, Exhibit 10(o)].
+10(m)            --      AEP System 2000 Long-Term Incentive Plan [Proxy Statement of AEP, March 10, 2000].
+10(n)            --      Memorandum of agreement between Susan Tomasky and the Service Corporation dated January 3,
                          2001 [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 2000,
                          File No. 1-3525, Exhibit 10(s)].
+10(o)(1)         --      Central and South West System Special Executive Retirement Plan as amended and restated effective
                          July 1, 1997 [Annual Report on Form 10-K of CSW for the fiscal year ended December 31, 1998,
                          File No. 1-1443, Exhibit 18].
+10(o)(2)         --      Certified CSW Board Resolution of April 18, 1991 [Annual Report on Form 10-K of AEP for the fiscal
                          year ended December 31, 2001, File No. 1-3525, Exhibit 10(r)(2)].
+10(o)(3)         --      CSW 1992 Long-Term Incentive Plan [Proxy Statement of CSW, March 13, 1992].
*12               --      Statement re: Computation of Ratios.
*13               --      Copy of those portions of the APCo 2001 Annual Report (for the fiscal year ended December 31,
                          2001) which are incorporated by reference in this filing.
 21               --      List of subsidiaries of APCo [Annual Report on Form 10-K of AEP for the fiscal year ended
                          December 31, 2001, File No. 1-3525, Exhibit 21].
*24               --      Power of Attorney.

CPL++
  3(a)            --      Restated Articles of Incorporation Without Amendment, Articles of Correction to Restated
                          Articles of Incorporation Without Amendment, Articles of Amendment to Restated Articles of
                          Incorporation, Statements of Registered Office and/or Agent, and Articles of Amendment to the
                          Articles of Incorporation [Quarterly Report on Form 10-Q of CPL for the quarter ended March
                          31, 1997, File No. 0-346, Exhibit 3.1].
  3(b)            --      By-Laws of CPL (amended as of April 19, 2000) [Annual Report on Form 10-K of CPL for the fiscal
                          year ended December 31, 2000, File No. 0-346, Exhibit 3(b)].
</TABLE>


                                      E-6
<PAGE>

<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>              <C>      <C>
  4(a)           --        Indenture of Mortgage or Deed of Trust, dated November 1, 1943, between CPL and The First
                           National Bank of Chicago and R. D. Manella, as Trustees, as amended and supplemented
                           [Registration Statement No. 2-60712, Exhibit 5.01;  Registration Statement No. 2-62271,
                           Exhibit 2.02; Form U-1 No. 70-7003, Exhibit 17; Registration Statement No. 2-98944, Exhibit 4
                           (b); Form U-1 No. 70-7236, Exhibit 4; Form U-1 No. 70-7249, Exhibit 4; Form U-1 No. 70-7520,
                           Exhibit 2; Form U-1 No. 70-7721, Exhibit 3; Form U-1 No. 70-7725, Exhibit 10; Form U-1 No.
                           70-8053, Exhibit 10 (a); Form U-1 No. 70-8053, Exhibit 10 (b);  Form U-1 No. 70-8053, Exhibit
                           10 (c); Form U-1 No. 70-8053, Exhibit 10 (d); Form U-1 No. 70-8053, Exhibit 10 (e); Form U-1
                           No. 70-8053, Exhibit 10 (f)].
  4(b)           --        CPL-obligated,  mandatorily redeemable preferred securities of subsidiary trust holding solely
                           Junior Subordinated Debentures of CPL:
                           (1)  Indenture, dated as of May 1, 1997, between CPL and the Bank of New York, as Trustee
                                [Quarterly Report on Form 10-Q of CPL dated March 31, 1997, File No. 0-346, Exhibits 4.1 and
                                4.2].
                           (2)  Amended and Restated Trust Agreement of CPL Capital I, dated as of May 1, 1997, among CPL,
                                as Depositor, the Bank of New York, as Property Trustee, The Bank of New York (Delaware), as
                                Delaware Trustee, and the Administrative Trustee [Quarterly Report on Form 10-Q of CPL dated
                                March 31, 1997, File No. 0-346, Exhibit 4.3].
                           (3)  Guarantee Agreement, dated as of May 1, 1997, delivered by CPL for the benefit of the holders
                                of CPL Capital I's Preferred Securities [Quarterly Report on Form 10-Q of CPL dated
                                March 31, 1997, File No. 0-346, Exhibit 4.4].
                           (4)  Agreement as to Expenses and Liabilities dated as of May 1, 1997, between CPL and CPL Capital I
                                [Quarterly Report on Form 10-Q of CPL dated March 31, 1997, File No. 0-346, Exhibit 4.5].
  4(c)           --        Indenture (for unsecured debt securities), dated as of November 15, 1999, between CPL and The Bank of
                           New York, as Trustee, as amended and supplemented [Annual Report on Form 10-K of CPL for the fiscal
                           year ended December 31, 2000, File No. 0-346, Exhibits 4(c), 4(d) and 4(e)].
*12              --        Statement re: Computation of Ratios.
*13              --        Copy of those portions of the CPL 2001 Annual Report (for the fiscal year ended December 31, 2001)
                           which are incorporated by reference in this filing.
*23(a)           --        Consent of Deloitte & Touche LLP.
*23(b)           --        Consent of Arthur Andersen LLP.
*24              --        Power of Attorney.

CSPCO++
  3(a)           --        Copy of Amended Articles of Incorporation of CSPCo, as amended to March 6, 1992 [Registration
                           Statement No. 33-53377, Exhibit 4(a)].
  3(b)           --        Copy of Certificate of Amendment to Amended Articles of Incorporation of CSPCo, dated May 19,
                           1994 [Annual Report on Form 10-K of CSPCo for the fiscal year ended December 31, 1994,
                           File No. 1-2680, Exhibit 3(b)].
  3(c)           --        Composite copy of Amended Articles of Incorporation of CSPCo, as amended [Annual Report on
                           Form 10-K of CSPCo for the fiscal year ended December 31, 1994, File No. 1-2680, Exhibit 3(c)].
  3(d)           --        Copy of Code of Regulations and By-Laws of CSPCo [Annual Report on Form 10-K of CSPCo for the
                           fiscal year ended December 31, 1987, File No. 1-2680, Exhibit 3(d)].
</TABLE>


                                      E-7
<PAGE>

<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
  4(a)           --        Copy of Indenture of Mortgage and Deed of Trust, dated September 1, 1940, between CSPCo and
                           City Bank Farmers Trust Company (now Citibank, N.A.), as trustee, as supplemented and amended
                           [Registration Statement No. 2-59411, Exhibits 2(B) and 2(C); Registration Statement No.
                           2-80535, Exhibit 4(b); Registration Statement No. 2-87091, Exhibit 4(b); Registration
                           Statement No. 2-93208, Exhibit 4(b); Registration Statement No. 2-97652, Exhibit 4(b);
                           Registration Statement No. 33-7081, Exhibit 4(b); Registration Statement No. 33-12389,
                           Exhibit 4(b); Registration Statement No. 33-19227, Exhibits 4(b), 4(e), 4(f), 4(g) and 4(h);
                           Registration Statement No. 33-35651, Exhibit 4(b); Registration Statement No. 33-46859,
                           Exhibits 4(b) and 4(c); Registration Statement No. 33-50316, Exhibits 4(b) and 4(c);
                           Registration Statement No. 33-60336, Exhibits 4(b), 4(c) and 4(d); Registration Statement No.
                           33-50447, Exhibits 4(b) and 4(c); Annual Report on Form 10-K of CSPCo for the fiscal year
                           ended December 31, 1993, File No. 1-2680, Exhibit 4(b)].
  4(b)           --        Copy of Indenture (for unsecured debt securities), dated as of September 1, 1997, between CSPCo
                           and Bankers Trust Company, as Trustee [Registration Statement No. 333-54025, Exhibits 4(a), 4(b),
                           4(c) and 4(d); Annual Report on Form 10-K of CSPCo for the fiscal year ended December 31, 1998,
                           File No. 1-2680, Exhibits 4(c) and 4(d)].
 10(a)(1)        --        Copy of Power Agreement, dated October 15, 1952, between OVEC and United States of America,
                           acting by and through the United States Atomic Energy Commission, and, subsequent to
                           January 18, 1975, the Administrator of the Energy Research and Development Administration, as
                           amended [Registration Statement No. 2-60015, Exhibit 5(a); Registration Statement No. 2-63234,
                           Exhibit 5(a)(1)(B); Registration Statement No. 2-66301, Exhibit 5(a)(1)(C); Registration
                           Statement No. 2-67728, Exhibit 5(a)(1)(B); Annual Report on Form 10-K of APCo for the fiscal
                           year ended December 31, 1989, File No. 1-3457, Exhibit 10(a)(1)(F); and Annual Report on Form
                           10-K of APCo for the fiscal year ended December 31, 1992, File No. 1-3457, Exhibit
                           10(a)(1)(B)].
 10(a)(2)        --        Copy of Inter-Company Power Agreement, dated July 10, 1953, among OVEC and the Sponsoring
                           Companies, as amended [Registration Statement No. 2-60015, Exhibit 5(c); Registration
                           Statement No. 2-67728, Exhibit 5(a)(3)(B); and Annual Report on Form 10-K of APCo for the
                           fiscal year ended December 31, 1992, File No. 1-3457, Exhibit 10(a)(2)(B)].
 10(a)(3)        --        Copy of Power Agreement, dated July 10, 1953, between OVEC and Indiana-Kentucky Electric
                           Corporation, as amended [Registration Statement No. 2-60015, Exhibit 5(e)].
 10(b)           --        Copy of Interconnection Agreement, dated July 6, 1951, among APCo, CSPCo, KEPCo, OPCo and I&M
                           and the Service Corporation, as amended [Registration Statement No. 2-52910, Exhibit 5(a);
                           Registration Statement No. 2-61009, Exhibit 5(b); and Annual Report on Form 10-K of AEP for
                           the fiscal year ended December 31, 1990, File No. 1-3525, Exhibit 10(a)(3)].
 10(c)           --        Copy of Transmission Agreement, dated April 1, 1984, among APCo, CSPCo, I&M, KEPCo, OPCo, and
                           with the Service Corporation as agent, as amended [Annual Report on Form 10-K of AEP for the
                           fiscal year ended December 31, 1985, File No. 1-3525, Exhibit 10(b); and Annual Report on
                           Form 10-K of AEP for the fiscal year ended December 31, 1988, File No. 1-3525, Exhibit
                           10(b)(2)].
 10(d)           --        Copy of Modification No. 1 to the AEP System Interim Allowance Agreement, dated July 28,
                           1994, among APCo, CSPCo, I&M, KEPCo, OPCo and the Service Corporation [Annual Report on Form
                           10-K of AEP for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(l)].
</TABLE>


                                      E-8
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
 10(e)(1)        --        Agreement and Plan of Merger, dated as of December 21, 1997, By and Among American Electric
                           Power Company, Inc., Augusta Acquisition Corporation and Central and South West Corporation
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1997, File No.
                           1-3525, Exhibit 10(f)].
 10(e)(2)        --        Amendment No. 1, dated as of December 31, 1999, to the Agreement and Plan of Merger [Current
                           Report on Form 8-K of CSPCo dated December 15, 1999, File No. 1-2680, Exhibit 10].
*12              --        Statement re: Computation of Ratios.
*13              --        Copy of those portions of the CSPCo 2001 Annual Report (for the fiscal year ended December 31,
                           2001) which are incorporated by reference in this filing.
*23              --        Consent of Deloitte & Touche LLP.
*24              --        Power of Attorney.

I&M++
  3(a)           --        Copy of the Amended Articles of Acceptance of I&M and amendments thereto [Annual
                           Report on Form 10-K of I&M for fiscal year ended December 31, 1993, File No.
                           1-3570, Exhibit 3(a)].
  3(b)           --        Copy of Articles of Amendment to the Amended Articles of Acceptance of I&M, dated March 6,
                           1997 [Annual Report on Form 10-K of I&M for fiscal year ended December 31, 1996,
                           File No. 1-3570, Exhibit 3(b)].
  3(c)           --        Composite Copy of the Amended Articles of Acceptance of I&M (amended as of March 7, 1997)
                           [Annual Report on Form 10-K of I&M for the fiscal year ended December 31, 1996, File No. 1-3570,
                           Exhibit 3(c)].
 *3(d)           --        Copy of the By-Laws of I&M (amended as of November 28, 2001).
  4(a)           --        Copy of Mortgage and Deed of Trust, dated as of June 1, 1939, between I&M and Irving Trust
                           Company (now The Bank of New York) and various individuals, as Trustees, as amended and
                           supplemented [Registration Statement No. 2-7597, Exhibit 7(a); Registration Statement No.
                           2-60665, Exhibits 2(c)(2), 2(c)(3), 2(c)(4), 2(c)(5), 2(c)(6), 2(c)(7), 2(c)(8), 2(c)(9),
                           2(c)(10), 2(c)(11), 2(c)(12), 2(c)(13), 2(c)(14), 2(c)(15), (2)(c)(16), and 2(c)(17);
                           Registration Statement No. 2-63234, Exhibit 2(b)(18); Registration Statement No. 2-65389,
                           Exhibit 2(a)(19); Registration Statement No. 2-67728, Exhibit 2(b)(20); Registration
                           Statement No. 2-85016, Exhibit 4(b); Registration Statement No. 33-5728, Exhibit 4(c);
                           Registration Statement No. 33-9280, Exhibit 4(b); Registration Statement No. 33-11230,
                           Exhibit 4(b); Registration Statement No. 33-19620, Exhibits 4(a)(ii), 4(a)(iii), 4(a)(iv) and
                           4(a)(v); Registration Statement No. 33-46851, Exhibits 4(b)(i), 4(b)(ii) and 4(b)(iii);
                           Registration Statement No. 33-54480, Exhibits 4(b)(I) and 4(b)(ii); Registration Statement
                           No. 33-60886, Exhibit 4(b)(I); Registration Statement No. 33-50521, Exhibits 4(b)(I),
                           4(b)(ii) and 4(b)(iii); Annual Report on Form 10-K of I&M for the fiscal year ended December
                           31, 1993, File No. 1-3570, Exhibit 4(b); Annual Report on Form 10-K of I&M for the  fiscal
                           year ended December 31, 1994, File No. 1-3570, Exhibit 4(b); Annual Report on Form 10-K of
                           I&M for the fiscal year ended December 31, 1996, File No. 1-3570, Exhibit 4(b)].
  4(b)           --        Copy of Indenture (for unsecured debt securities), dated as of October 1, 1998, between
                           I&M and The Bank of New York, as Trustee [Registration Statement No. 333-88523,
                           Exhibits 4(a), 4(b) and 4(c); Registration Statement No. 58656, Exhibits 4(b) and 4(c)].
 *4(c)           --        Copy of Company Order and Officers' Certificate, dated December 12, 2001, establishing
                           certain terms of the 6.125% Notes, Series C, due 2006.
</TABLE>


                                      E-9
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
 10(a)(1)        --        Copy of Power Agreement, dated October 15, 1952, between OVEC and United States of America,
                           acting by and through the United States Atomic Energy Commission, and, subsequent to January
                           18, 1975, the Administrator of the Energy Research and Development Administration, as amended
                           [Registration Statement No. 2-60015, Exhibit 5(a); Registration Statement No. 2-63234,
                           Exhibit 5(a)(1)(B); Registration Statement No. 2-66301, Exhibit 5(a)(1)(C); Registration
                           Statement No. 2-67728, Exhibit 5(a)(1)(D); Annual Report on Form 10-K of APCo for the fiscal
                           year ended December 31, 1989, File No. 1-3457, Exhibit 10(a)(1)(F); and Annual Report on Form
                           10-K of APCo for the fiscal year ended December 31, 1992, File No. 1-3457, Exhibit
                           10(a)(1)(B)].
 10(a)(2)        --        Copy of Inter-Company Power Agreement, dated as of July 10, 1953, among OVEC and the
                           Sponsoring Companies, as amended [Registration Statement No. 2-60015, Exhibit 5(c);
                           Registration Statement No. 2-67728, Exhibit 5(a)(3)(B); Annual Report on Form 10-K of APCo
                           for the fiscal year ended December 31, 1992, File No. 1-3457, Exhibit 10(a)(2)(B)].
 10(a)(3)        --        Copy of Power Agreement, dated July 10, 1953, between OVEC and Indiana-Kentucky Electric
                           Corporation, as amended [Registration Statement No. 2-60015, Exhibit 5(e)].
 10(a)(4)        --        Copy of Inter-Company Power Agreement, dated as of July 10, 1953, among OVEC and the
                           Sponsoring Companies, as amended [Registration Statement No. 2-60015, Exhibit 5(c);
                           Registration Statement No. 2-67728, Exhibit 5(a)(3)(B); Annual Report on Form 10-K of APCo
                           for the fiscal year ended December 31, 1992, File No. 1-3457, Exhibit 10(a)(2)(B)].
 10(a)(5)        --        Copy of Power Agreement, dated July 10, 1953, between OVEC and Indiana-Kentucky Electric
                           Corporation, as amended [Registration Statement No. 2-60015, Exhibit 5(e)].
 10(b)           --        Copy of Interconnection Agreement, dated July 6, 1951, among APCo, CSPCo, KEPCo, I&M, and
                           OPCo and with the Service Corporation, as amended [Registration Statement No. 2-52910,
                           Exhibit 5(a); Registration Statement No. 2-61009, Exhibit 5(b); and Annual Report on Form
                           10-K of AEP for the fiscal year ended December 31, 1990, File No. 1-3525, Exhibit 10(a)(3)].
 10(c)           --        Copy of Transmission Agreement, dated April 1, 1984, among APCo, CSPCo, I&M, KEPCo, OPCo and
                           with the Service Corporation as agent, as amended [Annual Report on Form 10-K of AEP for the
                           fiscal year ended December 31, 1985, File No. 1-3525, Exhibit 10(b); and Annual Report on
                           Form 10-K of AEP for the fiscal year ended December 31, 1988, File No. 1-3525, Exhibit
                           10(b)(2)].
 10(d)           --        Copy of Modification No. 1 to the AEP System Interim Allowance Agreement, dated July 28,
                           1994, among APCo, CSPCo, I&M, KEPCo, OPCo and the Service Corporation [Annual Report on Form
                           10-K of AEP for the fiscal year ended December 1, 1996, File No. 1-3525, Exhibit 10(l)].
 10(e)           --        Copy of Nuclear Material Lease Agreement, dated as of December 1, 1990, between I&M and DCC
                           Fuel Corporation [Annual Report on Form 10-K of I&M for the fiscal year ended December 31,
                           1993, File No. 1-3570, Exhibit 10(d)].
 10(f)           --        Copy of Lease Agreements, dated as of December 1, 1989, between I&M and Wilmington Trust
                           Company, as amended [Registration Statement No. 33-32753, Exhibits 28(a)(1)(C), 28(a)(2)(C),
                           28(a)(3)(C), 28(a)(4)(C), 28(a)(5)(C) and 28(a)(6)(C); Annual Report on Form 10-K of I&M for
                           the fiscal year ended December 31, 1993, File No. 1-3570, Exhibits 10(e)(1)(B), 10(e)(2)(B),
                           10(e)(3)(B), 10(e)(4)(B), 10(e)(5)(B) and 10(e)(6)(B)].
</TABLE>


                                      E-10
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
 10(g)(1)         --       Agreement and Plan of Merger, dated as of December 21, 1997, By and Among American Electric
                           Power Company, Inc., Augusta Acquisition Corporation and Central and South West Corporation
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1997, File No.
                           1-3525, Exhibit 10(f)].
 10(g)(2)         --       Amendment No. 1, dated as of December 31, 1999, to the Agreement and Plan of Merger [Current
                           Report on Form 8-K of I&M dated December 15, 1999, File No. 1-3570, Exhibit 10].
*12               --       Statement re: Computation of Ratios.
*13               --       Copy of those portions of the I&M 2001 Annual Report (for the fiscal year ended December 31,
                           2001) which are incorporated by reference in this filing.
 21               --       List of subsidiaries of I&M [Annual Report on Form 10-K of AEP for the fiscal year ended
                           December 31, 2001, File No. 1-3525, Exhibit 21].
*23               --       Consent of Deloitte & Touche LLP.
*24               --       Power of Attorney.

KEPCO++
  3(a)            --       Copy of Restated Articles of Incorporation of KEPCo [Annual Report on Form 10-K of KEPCo for the
                           fiscal year ended December 31, 1991, File No. 1-6858, Exhibit 3(a)].
  3(b)            --       Copy of By-Laws of KEPCo (amended as of June 15, 2000) [Annual Report on Form 10-K of KEPCo for the
                           fiscal year ended December 31, 2000, File No. 1-6858, Exhibit 3(b)].
  4(a)            --       Copy of Mortgage and Deed of Trust, dated May 1, 1949, between KEPCo and Bankers Trust
                           Company, as supplemented and amended [Registration Statement No. 2-65820, Exhibits 2(b)(1),
                           2(b)(2), 2(b)(3), 2(b)(4), 2(b)(5), and  2(b)(6); Registration Statement No. 33-39394,
                           Exhibits 4(b) and 4(c); Registration Statement No. 33-53226, Exhibits 4(b) and 4(c);
                           Registration Statement No. 33-61808, Exhibits 4(b) and 4(c), Registration Statement No.
                           33-53007, Exhibits 4(b), 4(c) and 4(d)].
  4(b)           --        Copy of Indenture (for unsecured debt securities), dated as of September 1, 1997, between
                           KEPCo and Bankers Trust Company, as Trustee [Registration Statement No. 333-75785, Exhibits
                           4(a), 4(b), 4(c) and 4(d); Annual Report on Form 10-K of KEPCo for the fiscal year ended
                           December 31, 1999, File No. 1-6858, Exhibit 4(c); Annual Report on Form 10-K of KEPCo for the
                           fiscal year ended December 31, 2000, File No. 1-6858, Exhibit 4(c)].
 10(a)           --        Copy of Interconnection Agreement, dated July 6, 1951, among APCo, CSPCo, KEPCo, I&M and OPCo
                           and with the Service Corporation, as amended [Registration Statement No. 2-52910, Exhibit
                           5(a);Registration Statement No. 2-61009, Exhibit 5(b); and Annual Report on Form 10-K of AEP
                           for the fiscal year ended December 31, 1990, File No. 1-3525, Exhibit 10(a)(3)].
 10(b)           --        Copy of Transmission Agreement, dated April 1, 1984, among APCo, CSPCo, I&M, KEPCo, OPCo and
                           with the Service Corporation as agent, as amended [Annual Report on Form 10-K of AEP for the
                           fiscal year ended December 31, 1985, File No. 1-3525, Exhibit 10(b); and Annual Report on
                           Form 10-K of AEP for the fiscal year ended December 31, 1988, File No. 1-3525, Exhibit
                           10(b)(2)].
 10(c)           --        Copy of Modification No. 1 to the AEP System Interim Allowance Agreement, dated July 28,
                           1994, among APCo, CSPCo, I&M, KEPCo, OPCo and the Service Corporation [Annual Report on Form
                           10-K of AEP for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(l)].
</TABLE>


                                      E-11
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
 10(d)(1)         --       Agreement and Plan of Merger, dated as of December 21, 1997, By and Among American Electric
                           Power Company, Inc., Augusta Acquisition Corporation and Central and South West Corporation
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1997, File No.
                           1-3525, Exhibit 10(f)].
 10(d)(2)         --       Amendment No. 1, dated as of December 31, 1999, to the Agreement and Plan of Merger [Current
                           Report on Form 8-K of KEPCo dated December 15, 1999, File No. 1-6858, Exhibit 10].
*12               --       Statement re: Computation of Ratios.
*13               --       Copy of those portions of the KEPCo 2001 Annual Report (for the fiscal year ended December 31,
                           2001) which are incorporated by reference in this filing.
*24               --       Power of Attorney.

OPCO++
  3(a)            --       Copy of Amended Articles of Incorporation of OPCo, and amendments thereto to December 31, 1993
                           [Registration Statement No. 33-50139, Exhibit 4(a); Annual Report on Form 10-K of OPCo for the fiscal
                           year ended December 31, 1993, File No. 1-6543, Exhibit 3(b)].
  3(b)            --       Certificate of Amendment to Amended Articles of Incorporation of OPCo, dated May 3, 1994
                           [Annual Report on Form 10-K of OPCo for the fiscal year ended December 31, 1994, File No.
                           1-6543, Exhibit 3(b)].
  3(c)            --       Copy of Certificate of Amendment to Amended Articles of Incorporation of OPCo, dated March 6,
                           1997 [Annual Report on Form 10-K of OPCo for the fiscal year ended December 31, 1996, File
                           No. 1-6543, Exhibit 3(c)].
  3(d)            --       Composite copy of the Amended Articles of Incorporation of OPCo (amended as of March 7, 1997)
                           [Annual Report on Form 10-K of OPCo for the fiscal year ended December 31, 1996, File No. 1-6543,
                           Exhibit 3(d)].
  3(e)            --       Copy of Code of Regulations of OPCo [Annual Report on Form 10-K of OPCo for the fiscal year ended
                           December 31, 1990, File No. 1-6543, Exhibit 3(d)].
  4(a)            --       Copy of Mortgage and Deed of Trust, dated as of October 1, 1938, between OPCo and
                           Manufacturers Hanover Trust Company (now Chemical Bank), as Trustee, as amended and
                           supplemented [Registration Statement No. 2-3828, Exhibit B-4; Registration Statement No.
                           2-60721, Exhibits 2(c)(2), 2(c)(3), 2(c)(4), 2(c)(5), 2(c)(6), 2(c)(7), 2(c)(8), 2(c)(9),
                           2(c)(10), 2(c)(11), 2(c)(12), 2(c)(13), 2(c)(14), 2(c)(15), 2(c)(16), 2(c)(17), 2(c)(18),
                           2(c)(19), 2(c)(20), 2(c)(21), 2(c)(22), 2(c)(23), 2(c)(24), 2(c)(25), 2(c)(26), 2(c)(27),
                           2(c)(28), 2(c)(29), 2(c)(30), and 2(c)(31); Registration Statement No. 2-83591, Exhibit 4(b);
                           Registration Statement No. 33-21208, Exhibits 4(a)(ii), 4(a)(iii) and 4(a)(iv); Registration
                           Statement No. 33-31069, Exhibit 4(a)(ii); Registration Statement No. 33-44995, Exhibit
                           4(a)(ii); Registration Statement No. 33-59006, Exhibits 4(a)(ii), 4(a)(iii) and 4(a)(iv);
                           Registration Statement No. 33-50373, Exhibits 4(a)(ii), 4(a)(iii) and 4(a)(iv); Annual Report
                           on Form 10-K of OPCo for the fiscal year ended December 31, 1993, File No. 1-6543, Exhibit
                           4(b)].
  4(b)            --       Copy of Indenture (for unsecured debt securities), dated as of September 1, 1997, between
                           OPCo and Bankers Trust Company, as Trustee [Registration Statement No. 333-49595, Exhibits
                           4(a), 4(b) and 4(c); Annual Report on Form 10-K of OPCo for the fiscal year ended December
                           31, 1998, File No. 1-6543, Exhibits 4(c) and 4(d); Annual Report on Form 10-K of OPCo for the
                           fiscal year ended December 31, 1999, File No. 1-6543, Exhibits 4(c) and 4(d); Annual Report
                           on Form 10-K of OPCo for the fiscal year ended December 31, 2000, File No. 1-6543, Exhibit
                           4(c)].
</TABLE>


                                      E-12
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
 10(a)(1)          --      Copy of Power Agreement, dated October 15, 1952, between OVEC and United States of America,
                           acting by and through the United States Atomic Energy Commission, and, subsequent to January
                           18, 1975, the Administrator of the Energy Research and Development Administration, as amended
                           [Registration Statement No. 2-60015, Exhibit 5(a); Registration Statement No. 2-63234,
                           Exhibit 5(a)(1)(B); Registration Statement No. 2-66301, Exhibit 5(a)(1)(C); Registration
                           Statement No. 2-67728, Exhibit 5(a)(1)(D); Annual Report on Form 10-K of APCo for the fiscal
                           year ended December 31, 1989, File No. 1-3457, Exhibit 10(a)(1)(F); Annual Report on Form
                           10-K of APCo for the fiscal year ended December 31, 1992, File No. 1-3457, Exhibit
                           10(a)(1)(B)].
 10(a)(2)          --      Copy of Inter-Company Power Agreement, dated July 10, 1953, among OVEC and the Sponsoring
                           Companies, as amended [Registration Statement No. 2-60015, Exhibit 5(c); Registration
                           Statement No. 2-67728, Exhibit 5(a)(3)(B); Annual Report on Form 10-K of APCo  for the fiscal
                           year ended December 31, 1992, File No. 1-3457, Exhibit 10(a)(2)(B)].
 10(a)(3)          --      Copy of Power Agreement, dated July 10, 1953, between OVEC and Indiana-Kentucky Electric
                           Corporation, as amended [Registration Statement No. 2-60015, Exhibit 5(e)].
 10(b)             --      Copy of Interconnection Agreement, dated July 6, 1951, among APCo, CSPCo, KEPCo, I&M and OPCo
                           and with the Service Corporation, as amended [Registration Statement No. 2-52910, Exhibit
                           5(a); Registration Statement No. 2-61009, Exhibit 5(b); Annual Report on Form 10-K of AEP for
                           the fiscal year ended December 31, 1990, File 1-3525, Exhibit 10(a)(3)].
 10(c)             --      Copy of Transmission Agreement, dated April 1, 1984, among APCo, CSPCo, I&M, KEPCo, OPCo and
                           with the Service Corporation as agent [Annual Report on Form 10-K of AEP for the fiscal year
                           ended December 31, 1985, File No. 1-3525, Exhibit 10(b); Annual Report on Form 10-K of AEP
                           for the fiscal year ended December 31, 1988, File No. 1-3525, Exhibit 10(b)(2)].
 10(d)             --      Copy of Modification No. 1 to the AEP System Interim Allowance Agreement, dated July 28,
                           1994, among APCo, CSPCo, I&M, KEPCo, OPCo and the Service Corporation [Annual Report on Form
                           10-K of AEP for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(l)].
 10(e)             --      Copy of Amendment No. 1, dated October 1, 1973, to Station Agreement dated January 1, 1968,
                           among OPCo, Buckeye and Cardinal Operating Company, and amendments thereto [Annual Report on
                           Form 10-K of OPCo for the fiscal year ended December 31, 1993, File No. 1-6543, Exhibit
                           10(f)].
 10(f)             --      Lease Agreement dated January 20, 1995 between OPCo and JMG Funding, Limited Partnership, and
                           amendment thereto (confidential treatment requested) [Annual Report on Form 10-K of OPCo for
                           the fiscal year ended December 31, 1994, File No. 1-6543, Exhibit 10(l)(2)].
 10(g)(1)          --      Agreement and Plan of Merger, dated as of December 21, 1997, by and among American Electric
                           Power Company, Inc., Augusta Acquisition Corporation and Central and South West Corporation
                           [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1997, File No.
                           1-3525, Exhibit 10(f)].
 10(g)(2)          --      Amendment No. 1, dated as of December 31, 1999, to the Agreement and Plan of Merger [Current
                           Report on Form 8-K of OPCo dated December 15, 1999, File No. 1-6543, Exhibit 10].
</TABLE>


                                      E-13
<PAGE>

<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
+10(h)(1)          --      AEP Deferred Compensation Agreement for certain executive officers [Annual Report on Form 10-K of
                           OPCo for the fiscal year ended December 31, 1985, File No. 1-3525, Exhibit 10(e)].
+10(h)(2)          --      Amendment to AEP Deferred Compensation Agreement for certain executive officers [Annual Report
                           on Form 10-K of AEP for the fiscal year ended December 31, 1986, File No. 1-3525, Exhibit 10(d)(2)].
+10(i)             --      AEP System Senior Officer Annual Incentive Compensation Plan [Annual Report on Form 10-K of AEP
                           for the fiscal year ended December 31, 1996, File No. 1-3525, Exhibit 10(i)(1)].
+10(j)(1)          --      AEP System Excess Benefit Plan, Amended and Restated as of January 1, 2001 [Annual Report on Form
                           10-K of AEP for the fiscal year ended December 31, 2000, File No. 1-3525, Exhibit 10(j)(1)(A)].
+10(j)(2)          --      AEP System Supplemental Retirement Savings Plan, Amended and Restated as of January 1, 2001
                           (Non-Qualified) [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 2000, File No.
                           1-3525, Exhibit 10(j)(2)].
+10(j)(3)          --      Umbrella Trust for Executives [Annual Report on Form 10-K of AEP for the fiscal year ended December
                           31, 1993, File No. 1-3525, Exhibit 10(g)(3)].
+10(k)             --      Employment Agreement between E. Linn Draper, Jr. and AEP and the Service Corporation [Annual
                           Report on Form 10-K of AEGCo for the fiscal year ended December 31, 1991, File No. 0-18135,
                           Exhibit 10(g)(3)].
+10(l)             --      AEP System Survivor Benefit Plan, effective January 27, 1998 [Quarterly Report on Form 10-Q of
                           AEP for the quarter ended September 30, 1998, File No. 1-3525, Exhibit 10].
+10(m)             --      AEP Senior Executive Severance Plan for Merger with Central and South West Corporation, effective
                           March 1, 1999[Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 1998, File No.
                           1-3525, Exhibit 10(o)].
+10(n)             --      AEP Change In Control Agreement [Annual Report on Form 10-K of AEP for the fiscal year ended December
                           31, 2001, File No. 1-3525, Exhibit 10(o)].
+10(o)             --      AEP System 2000 Long-Term Incentive Plan [Proxy Statement of AEP, March 10, 2000].
+10(p)             --      Memorandum of agreement between Susan Tomasky and the Service Corporation dated January 3,
                           2001 [Annual Report on Form 10-K of AEP for the fiscal year ended December 31, 2000, File No. 1-3525,
                           Exhibit 10(s)].
+10(q)(1)          --      Central and South West System Special Executive Retirement Plan as amended and restated effective
                           July 1, 1997 [Annual Report on Form 10-K of CSW for the fiscal year ended December 31, 1998, File No.
                           1-1443, Exhibit 18].
+10(q)(2)          --      Certified CSW Board Resolution of April 18, 1991 [Annual Report on Form 10-K of AEP for the fiscal
                           year ended December 31, 2001, File No. 1-3525, Exhibit 10(r)(2)].
+10(q)(3)          --      CSW 1992 Long-Term Incentive Plan [Proxy Statement of CSW, March 13, 1992].
*12                --      Statement re: Computation of Ratios.
*13                --      Copy of those portions of the OPCo 2001 Annual Report (for the fiscal year ended December 31,
                           2001) which are incorporated by reference in this filing.
 21                --      List of subsidiaries of OPCo [Annual Report on Form 10-K of AEP for the fiscal year ended
                           December 31, 2001, File No. 1-3525, Exhibit 21].
*23                --      Consent of Deloitte & Touche LLP.
*24                --      Power of Attorney.
</TABLE>


                                      E-14

<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
PSO++
  3(a)             --      Restated Certificate of Incorporation of PSO [Annual Report on Form U5S of Central and South West
                           Corporation for the fiscal year ended December 31, 1996, File No. 1-1443, Exhibit B-3.1].
  3(b)             --      By-Laws of PSO (amended as of June 28, 2000) [Annual Report on Form 10-K of PSO for the fiscal
                           year ended December 31, 2000, File No. 0-343, Exhibit 3(b)].
  4(a)             --      Indenture, dated July 1, 1945, between PSO and Liberty Bank and Trust Company of Tulsa,
                           National Association, as Trustee, as amended and supplemented [Registration Statement No.
                           2-60712, Exhibit 5.03; Registration Statement No. 2-64432, Exhibit 2.02; Registration
                           Statement No. 2-65871, Exhibit 2.02; Form U-1 No. 70-6822, Exhibit 2; Form U-1 No. 70-7234,
                           Exhibit 3; Registration Statement No. 33-48650, Exhibit 4(b); Registration Statement No.
                           33-49143, Exhibit 4(c); Registration Statement No. 33-49575, Exhibit 4(b); Annual Report on
                           Form 10-K of PSO for the fiscal year ended December 31, 1993, File No. 0-343, Exhibit 4(b);
                           Current Report on Form 8-K of PSO dated March 4, 1996, No. 0-343, Exhibit 4.01; Current
                           Report on Form 8-K of PSO dated  March 4, 1996, No. 0-343, Exhibit 4.02; Current Report on
                           Form 8-K of PSO dated March 4, 1996, No. 0-343, Exhibit 4.03].
  4(b)            --      PSO-obligated,  mandatorily redeemable preferred securities of subsidiary trust holding solely
                           Junior Subordinated Debentures of PSO:
                           (1)  Indenture, dated as of May 1, 1997, between PSO and The Bank of New York, as Trustee
                                [Quarterly Report on Form 10-Q of PSO dated March 31, 1997, File No. 0-343, Exhibits 4.6
                                and 4.7].
                           (2)  Amended and Restated Trust Agreement of PSO Capital I, dated as of May 1, 1997, among PSO,
                                as Depositor, The Bank of New York, as Property Trustee, The Bank of New York (Delaware), as
                                Delaware Trustee, and the Administrative Trustee [Quarterly Report on Form 10-Q of PSO dated
                                March 31, 1997, File No. 0-343, Exhibit 4.8].
                           (3)  Guarantee Agreement, dated as of May 1, 1997, delivered by PSO for the benefit of the holders
                                of PSO Capital I's Preferred Securities [Quarterly Report on Form 10-Q of PSO dated
                                March 31, 1997, File No. 0-343, Exhibits 4.9].
                           (4)  Agreement as to Expenses and Liabilities, dated as of May 1, 1997, between PSO and PSO Capital I
                                [Quarterly Report on Form 10-Q of PSO dated March 31, 1997, File No. 0-343, Exhibits 4.10].
  4(c)             --      Indenture (for unsecured debt securities), dated as of November 1, 2000, between PSO and The Bank of
                           New York, as Trustee [Annual Report on Form 10-K of PSO for the fiscal year ended December 31, 2000, File
                           No. 0-343, Exhibits 4(c) and 4(d)]
*12                --      Statement re: Computation of Ratios.
*13                --      Copy of those portions of the PSO 2001 Annual Report (for the fiscal year ended December 31, 2001)
                           which are incorporated by reference in this filing.
*23(a)             --      Consent of Deloitte & Touche LLP.
*23(b)             --      Consent of Arthur Andersen LLP.
*24                --      Power of Attorney.

SWEPCO++
  3(a)             --      Restated Certificate of Incorporation, as amended through May 6, 1997, including Certificate of
                           Amendment of Restated Certificate of Incorporation [Quarterly Report on Form 10-Q of SWEPCo for the
                           quarter ended March 31, 1997, File No. 1-3146, Exhibit 3.4].
</TABLE>


                                      E-15
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
   3(b)            --      By-Laws of SWEPCo (amended as of April 27, 2000) [Quarterly Report on Form 10-Q of SWEPCo for
                           the quarter ended March 31, 2000, File No. 1-3146, Exhibit 3.3].
   4(a)            --      Indenture, dated February 1, 1940, between SWEPCo and Continental Bank, National Association
                           and M. J. Kruger, as Trustees, as amended and supplemented [Registration Statement No.
                           2-60712, Exhibit 5.04; Registration Statement No. 2-61943, Exhibit 2.02;  Registration
                           Statement No. 2-66033, Exhibit 2.02; Registration Statement No. 2-71126, Exhibit 2.02;
                           Registration Statement No. 2-77165, Exhibit 2.02; Form U-1 No. 70-7121, Exhibit 4; Form U-1
                           No. 70-7233, Exhibit 3; Form U-1 No. 70-7676, Exhibit 3; Form U-1 No. 70-7934, Exhibit 10;
                           Form U-1 No. 72-8041, Exhibit 10(b); Form U-1 No. 70-8041, Exhibit 10(c); Form U-1 No.
                           70-8239, Exhibit 10(a)].
   4(b)            --      SWEPCO-obligated, mandatorily redeemable preferred securities of subsidiary trust holding
                           solely Junior Subordinated Debentures of SWEPCo:
                           (1)  Indenture, dated as of May 1, 1997, between SWEPCo and the Bank of New York, as Trustee
                                [Quarterly Report on Form 10-Q of SWEPCo dated March 31, 1997, File No. 1-3146, Exhibits 4.11
                                and 4.12].
                           (2)  Amended and Restated Trust Agreement of SWEPCo Capital I, dated as of May 1, 1997, among
                                SWEPCo, as Depositor, the Bank of New York, as Property Trustee, The Bank of New York
                                (Delaware), as Delaware Trustee, and the Administrative Trustee [Quarterly Report on Form
                                10-Q of SWEPCo dated March 31, 1997, File No. 1-3146, Exhibit 4.13].
                           (3)  Guarantee Agreement, dated as of May 1, 1997, delivered by SWEPCo for the benefit of the
                                holders of SWEPCo Capital I's Preferred Securities [Quarterly Report on Form 10-Q of
                                SWEPCo dated March 31, 1997, File No. 1-3146, Exhibit 4.14].
                           (4)  Agreement as to Expenses and Liabilities, dated as of May 1, 1997 between SWEPCo and SWEPCo
                                Capital I [Quarterly Report on Form 10-Q of SWEPCo dated March 31, 1997, File No. 1-3146,
                                Exhibits 4.15].
   4(c)            --      Indenture (for unsecured debt securities), dated as of February 4, 2000, between SWEPCo and The Bank
                           of New York, as Trustee [Annual Report on Form 10-K of SWEPCo for the fiscal year ended December 31,
                           2000, File No. 1-3146, Exhibits 4(c) and 4(d)].
 *12               --      Statement re: Computation of Ratios.
 *13               --      Copy of those portions of the SWEPCo 2001 Annual
                           Report (for the fiscal year ended December 31, 2001)
                           which are incorporated by reference in this filing.
 *23(a)            --      Consent of Deloitte & Touche LLP.
 *23(b)            --      Consent of Arthur Andersen LLP.
 *24               --      Power of Attorney.

WTU++
   3(a)            --      Restated Articles of Incorporation, as amended, and Articles of Amendment to the Articles of
                           Incorporation [Annual Report on Form 10-K of WTU for the fiscal year ended December 31, 1996,
                           File No. 0-340, Exhibit 3.5].
   3(b)            --      By-Laws of WTU  (amended  as of May 1,  2000)  [Quarterly  Report on Form 10-Q of WTU for the
                           quarter ended March 31, 2000, File No. 0-340, Exhibit 3.4].
</TABLE>


                                      E-16
<PAGE>


<TABLE>
<CAPTION>

EXHIBIT NUMBER                              DESCRIPTION
- --------------                              -----------
<S>               <C>      <C>
   4(a)            --      Indenture, dated August 1, 1943, between WTU and Harris Trust and Savings Bank and J.
                           Bartolini, as Trustees, as amended and supplemented [Registration Statement No. 2-60712,
                           Exhibit 5.05; Registration Statement No. 2-63931, Exhibit 2.02; Registration Statement No.
                           2-74408, Exhibit 4.02; Form U-1 No. 70-6820, Exhibit 12; Form U-1 No. 70-6925, Exhibit 13;
                           Registration Statement No. 2-98843, Exhibit 4(b); Form U-1 No. 70-7237, Exhibit 4; Form U-1
                           No. 70-7719, Exhibit 3; Form U-1 No. 70-7936, Exhibit 10; Form U-1 No. 70-8057, Exhibit 10;
                           Form U-1 No. 70-8265, Exhibit 10; Form U-1 No. 70-8057, Exhibit 10(b); Form U-1 No. 70-8057,
                           Exhibit 10(c)].
 *12               --      Statement re: Computation of Ratios.
 *13               --      Copy of those portions of the WTU 2001 Annual
                           Report (for the fiscal year ended December 31, 2001) which are incorporated by reference in
                           this filing.
 *24               --      Power of Attorney.
</TABLE>

                                       -------------------------------------


++Certain instruments defining the rights of holders of long-term debt of the
registrants included in the financial statements of registrants filed herewith
have been omitted because the total amount of securities authorized thereunder
does not exceed 10% of the total assets of registrants. The registrants hereby
agree to furnish a copy of any such omitted instrument to the SEC upon request.



                                      E-17



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4
<SEQUENCE>4
<FILENAME>x4a.txt
<DESCRIPTION>(A) INDENTURE DATED AS OF MAY 1, 2001
<TEXT>

<PAGE>

                                                                    Exhibit 4(a)




                      AMERICAN ELECTRIC POWER COMPANY, INC.


                                       AND


                              THE BANK OF NEW YORK,


                                   AS TRUSTEE


                              --------------------


                                    INDENTURE


                             Dated as of May 1, 2001


                              --------------------


                              CROSS-REFERENCE TABLE


    Section of
Trust Indenture Act                                      Section of
of 1939, as amended                                       Indenture

310(a)........................................................ 7.09
310(b)........................................................ 7.08
      ........................................................ 7.10
310(c)........................................................ Inapplicable
311(a)........................................................ 7.13
311(b)........................................................ 7.13
311(c)........................................................ Inapplicable
312(a)........................................................ 5.01
      ........................................................ 5.02(a)
312(b)........................................................ 5.02(c)
      ........................................................ 5.02(d)
312(c)........................................................ 5.02(e)
313(a)........................................................ 5.04(a)
313(b)........................................................ 5.04(b)
313(c)........................................................ 5.04(a)
      ........................................................ 5.04(b)
313(d)........................................................ 5.04(c)
314(a)........................................................ 5.03
314(b)........................................................ Inapplicable
314(c)........................................................ 13.06(a)
314(d)........................................................ Inapplicable
314(e)........................................................ 13.06(b)
314(f)........................................................ Inapplicable
315(a)........................................................ 7.01(a)
      ........................................................ 7.02
315(b)........................................................ 6.07
315(c)........................................................ 7.01(a)
315(d)........................................................ 7.01(b)
315(e)........................................................ 6.08
316(a)........................................................ 6.06
      ........................................................ 8.04
316(b)........................................................ 6.04
316(c)........................................................ 8.01
317(a)........................................................ 6.02
317(b)........................................................ 4.03
318(a)........................................................ 13.08

                                TABLE OF CONTENTS

This Table of Contents does not constitute  part of the Indenture and should not
have any bearing upon the interpretation of any of its terms or provisions

                                    RECITALS:

    Purpose of Indenture....................................................1
    Compliance with legal requirements......................................1
    Purpose of and consideration for Indenture..............................1

ARTICLE ONE - DEFINITIONS

     Section 1.01

          Certain terms defined,  other terms defined in the Trust Indenture Act
          of 1939, as amended,  or by reference therein in the Securities Act of
          1933, as amended, to have the meanings assigned therein

          Affiliate.........................................................2
          Authenticating Agent..............................................2
          Authorized Officer................................................2
          Board of Directors................................................3
          Board Resolution..................................................3
          Business Day......................................................3
          Certificate.......................................................3
          Commission........................................................3
          Company...........................................................3
          Company Order.....................................................3
          Corporate Trust Office............................................4
          Default...........................................................4
          Depository........................................................4
          Discount Security.................................................4
          Dollar............................................................4
          Eligible Obligations..............................................4
          Event of Default..................................................4
          Global Security...................................................5
          Eligible Obligations..............................................5
          Governmental Authority............................................5
          Indenture.........................................................5
          Instructions......................................................6
          Interest .........................................................6
          Interest Payment Date.............................................6
          Officers' Certificate.............................................6
          Opinion of Counsel................................................6
          Outstanding.......................................................6
          Periodic Offering.................................................7
          Person............................................................7
          Place of Payment..................................................7
          Predecessor Security..............................................7
          Responsible Officer...............................................7
          Security..........................................................8
          Securityholder....................................................8
          Series............................................................8
          Tranche...........................................................8
          Trustee...........................................................8
          Trust Indenture Act...............................................8
          United States.....................................................9

ARTICLE TWO - ISSUE, DESCRIPTION, TERMS, EXECUTION, REGISTRATION AND EXCHANGE OF
              SECURITIES

     Section 2.01
          Designation,  terms,  amount,  authentication  and delivery of
          Securities........................................................9

     Section 2.02
          Form of Security and Trustee's certificate.......................10

     Section 2.03
          Date and denominations of Securities, and provisions for
          payment of principal, premium and interest.......................11

     Section 2.04
          Execution of Securities..........................................13

     Section 2.05
          Exchange of Securities...........................................15
          (a) Registration and transfer of Securities......................15
          (b) Security Register; Securities to be accompanied
              by proper instruments of transfer............................15
          (c) Charges upon exchange, transfer or
              registration of Securities...................................15
          (d) Restrictions on transfer or
              exchange at time of redemption...............................16

     Section 2.06
          Temporary Securities.............................................16

     Section 2.07
          Mutilated, destroyed, lost or stolen Securities..................16

     Section 2.08
          Cancellation of surrendered Securities...........................17

     Section 2.09
          Provisions of Indenture and Securities
          for sole benefit of parties and Securityholders..................18

     Section 2.10
          Appointment of Authenticating Agent..............................18

     Section 2.11
          Global Security..................................................19
          (a) Authentication and Delivery; Legend..........................19
          (b) Transfer of Global Security..................................19
          (c) Issuance of Securities in Definitive Form....................19

     Section 2.12
          Payment in Proper Currency.......................................20

     Section 2.13
          Identification of Securities.....................................20

ARTICLE THREE - REDEMPTION OF SECURITIES AND SINKING FUND PROVISIONS

     Section 3.01
          Redemption of Securities.........................................20

     Section 3.02
          (a) Notice of redemption.........................................21
          (b) Selection of Securities in case
              redeemed.....................................................22

     Section 3.03
          (a) When Securities called for
              redemption become due and payable............................22
          (b) Receipt of new Security upon
              partial payment..............................................23

     Section 3.04
          Sinking Fund for Securities......................................23

     Section 3.05
          Satisfaction of Sinking Fund
          Payments with Securities.........................................23

     Section 3.06
          Redemption of Securities for
          Sinking Fund.....................................................23

ARTICLE FOUR - PARTICULAR COVENANTS OF THE COMPANY

     Section 4.01
          Payment of principal (and premium
          if any) and interest on Securities...............................24

     Section 4.02
          Maintenance of office or agency for payment of Securities,
          designation of office or agency for payment, registration,
          transfer and exchange
          of Securities....................................................24

     Section 4.03
          (a) Duties of paying agent.......................................25
          (b) Company as paying agent......................................25
          (c) Holding sums in trust........................................26

     Section 4.04
          Appointment to fill vacancy in
          office of Trustee................................................26

     Section 4.05
          Restriction on consolidation,
          merger or sale...................................................26

ARTICLE FIVE - SECURITYHOLDERS' LISTS AND REPORTS
               BY THE COMPANY AND THE TRUSTEE

     Section 5.01
          Company to furnish Trustee information
          as to names and addresses of
          Securityholders..................................................26

     Section 5.02
          (a) Trustee to preserve information
              as to names and addresses of
              Securityholders received by it
              in capacity of paying agent..................................26
          (b) Trustee may destroy list of
              Securityholders on certain
              conditions...................................................27
          (c) Trustee to make information as to
              names and addresses of Securityholders
              available to "applicants" to mail
              communications to Securityholders in
              certain circumstances........................................27
          (d) Procedure if Trustee elects not to
              make information available to
              applicants...................................................27
          (e) Company and Trustee not accountable
              for disclosure of information................................28

     Section 5.03
          (a) Annual and other reports to be filed
              by Company with Trustee......................................28
          (b) Additional information and reports
              to be filed with Trustee and
              Securities and Exchange Commission...........................28
          (c) Summaries of information and reports
              to be transmitted by Company to
              Securityholders..............................................29
          (d) Annual Certificate to be furnished
              to Trustee...................................................29
          (e) Effect of Delivery to Trustee................................29

     Section 5.04
          (a) Trustee to transmit annual report
              to Securityholders...........................................29
          (b) Trustee to transmit certain further
              reports to Securityholders...................................30

          (c) Copies of reports to be filed with
              stock exchanges and Securities and
              Exchange Commission..........................................31

ARTICLE SIX - REMEDIES OF THE TRUSTEE AND
              SECURITYHOLDERS ON EVENT OF DEFAULT

     Section 6.01
          (a) Events of default defined....................................31
          (b) Acceleration of maturity
              upon Event of Default........................................32
          (c) Waiver of default and rescission
              of declaration of maturity...................................32
          (d) Restoration of former position
              and rights upon curing default...............................33

     Section 6.02
          (a) Covenant of Company to pay to
              Trustee whole amount due on
              Securities on default in payment
              of interest or principal (and
              premium, if any).............................................33
          (b) Trustee may recover judgment for
              whole amount due on Securities on
              failure of Company to pay....................................33
          (c) Billing of proof of claim by Trustee
              in bankruptcy, reorganization or
              receivership proceeding......................................34
          (d) Rights of action and of asserting
              claims may be enforced by Trustee
              without possession of Securities.............................34

     Section 6.03
          Application of monies collected by Trustee.......................35

     Section 6.04
          Limitation on suits by holders of Securities.....................35

     Section 6.05
          (a) Remedies Cumulative..........................................36
          (b) Delay or omission in exercise
              of rights not waiver of default..............................36

     Section 6.06
          Rights of holders of majority in
          principal amount of Securities to
          direct trustee and to waive defaults.............................36

     Section 6.07
          Trustees to give notice of defaults
          known to it, but may withhold in
          certain circumstances............................................37

     Section 6.08
          Requirements of an undertaking to pay
          costs in certain suits under Indenture
          or against Trustee...............................................38

ARTICLE SEVEN - CONCERNING THE TRUSTEE

     Section 7.01
          (a) Upon Event of Default occurring and
              continuing, Trustee shall exercise powers
              vested in it, and use same degree of
              care and skill in their exercise, as
              prudent individual will use..................................38
          (b) Trustee not relieved from liability
              for negligence or willful misconduct
              except as provided in this section...........................39
              (1) Prior to Event of Default and
                  after the curing of all Events of
                  Default which may have occurred
                  (i) Trustee not liable except for
                      performance of duties specifically
                      set forth
                 (ii) In absence of bad faith, Trustee
                      may conclusively rely on
                      certificates or opinions furnished
                      it hereunder,subject to duty to
                      examine the same if specifically
                      required to be furnished to it
              (2) Trustee not liable for error of judgment made
                  in good faith by Responsible Officer unless
                  Trustee negligent
              (3) Trustee not liable for action or non-action
                  in accordance with direction of holders
                  of majority in principal amount of
                  Securities
              (4) Trustee need not expend own funds without
                  adequate indemnity

     Section 7.02
          Subject to provisions of Section 7.01:
          (a) Trustee may rely on documents believed
              genuine and properly signed or presented.....................40
          (b) Sufficient evidence by certain
              instruments provided for.....................................40
          (c) Trustee may consult with counsel and act
              on advice or Opinion of Counsel..............................40
          (d) Trustee may require indemnity from
              Securityholders..............................................40
          (e) Trustee not liable for actions in good
              faith believed to be authorized..............................41
          (f) Trustee not bound to investigate facts or
              matters stated in certificates, etc. unless
              requested in writing by Securityholders......................41
          (g) Trustee may perform duties directly or
              through agents or attorneys..................................41
          (h) Permissive rights of Trustee.................................41

     Section 7.03
          (a) Trustee not liable for recitals in
              Indenture or in Securities...................................41
          (b) No representations by Trustee as to
              validity or Indenture or of Securities.......................41
          (c) Trustee not accountable for use of
              Securities or proceeds.......................................41

     Section 7.04
          Trustee, paying agent or Security
          Registrar may own Security.......................................42

     Section 7.05
          Monies received by Trustee to be held
          in Trust without interest........................................42

     Section 7.06
          (a) Trustee entitled to compensation,
              reimbursement and indemnity..................................42
          (b) Obligations to Trustee to be
              secured by lien prior to
              Securities...................................................42
          (c) Nature of Expenses...........................................43
          (d) Survival of Obligations......................................43

     Section 7.07
          Right of Trustee to rely on certificate
          of officers of Company where no other
          evidence specifically prescribed.................................43

     Section 7.08
          Trustee acquiring conflicting interest
          to eliminate conflict or resign..................................43

     Section 7.09
          Requirements for eligibility of
          trustee..........................................................43

     Section 7.10
          (a) Resignation of Trustee and
              appointment of successor.....................................44
          (b) Removal of Trustee by Company
              or by court on Securityholders'
              application..................................................45
          (c) Removal of Trustee by holders
              of majority in principal amount
              of Securities................................................45
          (d) Time when resignation or removal
              of Trustee effective.........................................45
          (e) One Trustee for each series..................................45

     Section 7.11
          (a) Acceptance by successor Trustee..............................45
          (b) Trustee with respect to less than
              all series...................................................45
          (c) Company to confirm Trustee's rights..........................46
          (d) Successor Trustee to be qualified............................46
          (e) Notice of succession.........................................46

     Section 7.12
          Successor to Trustee by merger, consolidation
          of succession to business........................................47

     Section 7.13
          Limitations on rights of Trustee as a
          creditor to obtain payment of certain
          claims...........................................................47

ARTICLE EIGHT - CONCERNING THE SECURITYHOLDERS

     Section 8.01
          Evidence of action by Securityholders............................47

     Section 8.02
          Proof of execution of instruments and of
          holding of Securities............................................48

     Section 8.03
          Who may be deemed owners of Securities...........................48

     Section 8.04
          Securities owned by Company or controlled
          or controlling companies disregarded for
          certain purposes.................................................48

     Section 8.05
          Instruments executed by Securityholders
          bind future holders..............................................49

ARTICLE NINE - SUPPLEMENTAL INDENTURES

     Section 9.01
          Purposes for which supplemental indenture
          may be entered into without consent of
          Securityholders..................................................49

     Section 9.02
          Modification of Indenture with consent
          of Securityholders...............................................52

     Section 9.03
          Effect of supplemental indentures................................53

     Section 9.04
          Securities may bear notation of changes
          by supplemental indentures.......................................54

     Section 9.05
          Opinion of Counsel...............................................54

ARTICLE TEN - CONSOLIDATION, MERGER AND SALE

     Section 10.01
          Consolidations or mergers of Company
          and sales or conveyances of property
          of Company permitted.............................................54

     Section 10.02
          (a) Rights and duties of successor company.......................55
          (b) Appropriate changes may be made in
              phraseology and form of Securities...........................55
          (c) Company may consolidate or merge into
              itself or acquire properties of other
              corporations.................................................55

     Section 10.03
          Opinion of Counsel...............................................56

ARTICLE ELEVEN - DEFEASANCE AND CONDITIONS TO DEFEASANCE;
                 UNCLAIMED MONIES

     Section 11.01
          Defeasance and conditions to defeasance..........................56

     Section 11.02
          Application by Trustee of funds deposited
          for payment of Securities........................................57

     Section 11.03
          Repayment of monies held by paying agent.........................57

     Section 11.04
          Repayment of monies held by Trustee..............................58

     Section 11.05
          Delivery of Officer's Certificate
          and Opinion of Counsel...........................................58

ARTICLE TWELVE - IMMUNITY OF INCORPORATORS, STOCKHOLDERS,
                  OFFICERS AND DIRECTORS

     Section 12.01
          Incorporators, Stockholders, officers and
          directors of Company exempt from individual
          liability........................................................58

ARTICLE THIRTEEN - MISCELLANEOUS PROVISIONS

     Section 13.01
          Successors and assigns of Company
          bound by Indenture...............................................59

     Section 13.02
          Acts of board, committee or officer
          of successor company valid.......................................59

     Section 13.03
          Surrender of powers by Company...................................59

     Section 13.04
          Required notices or demands may by
          served by mail...................................................59

     Section 13.05
          Indenture and Securities to be construed
          in accordance with laws of the State
          of New York......................................................59

     Section 13.06
          (a) Officers' Certificate and Opinion of
              Counsel to be furnished upon applications
              or demands by company........................................60
          (b)  Statements to be included in each
              certificate or opinion with respect
              to compliance with condition or covenant.....................60

     Section 13.07
          Payments due on non-Business Days................................60

     Section 13.08
          Provisions required by Trust Indenture
          Act of 1939 to control...........................................60

     Section 13.09
          Indenture may be executed in counterparts........................60

     Section 13.10
          Separability of Indenture provisions.............................60

     Section 13.11
          Assignment by Company to subsidiary..............................61

     Section 13.12
          Headings.........................................................61

     Section 13.13
          Securities in Foreign Currencies.................................61


ACCEPTANCE OF TRUST BY TRUSTEE.............................................62

TESTIMONIUM................................................................62

SIGNATURES AND SEALS.......................................................62

ACKNOWLEDGEMENTS...........................................................63



     THIS  INDENTURE,  dated as of the 1st day of May,  2001,  between  AMERICAN
ELECTRIC  POWER COMPANY,  INC., a corporation  duly organized and existing under
the laws of the  State of New York  (hereinafter  sometimes  referred  to as the
"Company"),  and THE BANK OF NEW YORK, a banking corporation of the State of New
York, as trustee (hereinafter sometimes referred to as the "Trustee"):

     WHEREAS, for its lawful corporate purposes, the Company has duly authorized
the  execution  and  delivery of this  Indenture  to provide for the issuance of
unsecured  promissory  notes or other  evidences  of  indebtedness  (hereinafter
referred to as the "Securities"),  in an unlimited aggregate principal amount to
be issued from time to time in one or more series as in this Indenture provided,
as registered  Securities without coupons,  to be manually  authenticated by the
certificate  of the  Trustee,  and which  will rank  pari  passu  with all other
unsecured and unsubordinated debt of the Company;

     WHEREAS,  to provide the terms and conditions upon which the Securities are
to be authenticated,  issued and delivered,  the Company has duly authorized the
execution of this Indenture;

     WHEREAS,  the Securities and the certificate of  authentication to be borne
by the Securities (the "Certificate of Authentication")  are to be substantially
in such forms as may be approved by a Company Order (as defined  below),  or set
forth in this Indenture or in any indenture supplemental to this Indenture;

     AND WHEREAS,  all acts and things  necessary to make the Securities  issued
pursuant hereto, when executed by the Company and authenticated and delivered by
the  Trustee  as in this  Indenture  provided,  the  valid,  binding  and  legal
obligations of the Company,  and to constitute  these presents a valid indenture
and  agreement  according to its terms,  have been done and performed or will be
done and performed prior to the issuance of such  Securities,  and the execution
of this Indenture has been and the issuance hereunder of the Securities has been
or will be prior to issuance in all respects duly  authorized,  and the Company,
in the  exercise  of the  legal  right  and power in it  vested,  executes  this
Indenture and proposes to make, execute, issue and deliver the Securities;

     NOW, THEREFORE, THIS INDENTURE WITNESSETH:

     That in order to declare the terms and conditions upon which the Securities
are and are to be authenticated,  issued and delivered,  and in consideration of
the premises,  of the purchase and  acceptance of the  Securities by the holders
thereof  and of the sum of one dollar  ($1.00) to it duly paid by the Trustee at
the execution of these presents, the receipt whereof is hereby acknowledged, the
Company  covenants and agrees with the Trustee,  for the equal and proportionate
benefit (subject to the provisions of this Indenture) of the respective  holders
from time to time of the Securities,  without any discrimination,  preference or
priority of any one Security over any other by reason of priority in the time of
issue, sale or negotiation thereof, or otherwise,  except as provided herein, as
follows:


                                   ARTICLE ONE
                                   DEFINITIONS

     SECTION  1.01.....The  terms  defined  in this  Section  (except as in this
Indenture otherwise expressly provided or unless the context otherwise requires)
for all purposes of this Indenture, any Company Order, any Board Resolution, and
any indenture  supplemental  hereto shall have the respective meanings specified
in this Section. All other terms used in this Indenture which are defined in the
Trust  Indenture Act of 1939, as amended,  or which are by reference in such Act
defined in the  Securities Act of 1933, as amended  (except as herein  otherwise
expressly  provided or unless the context  otherwise  requires),  shall have the
meanings  assigned  to  such  terms  in  said  Trust  Indenture  Act and in said
Securities Act as in force at the date of the execution of this instrument.

Affiliate:

The term  "Affiliate"  of the Company shall mean any company at least a majority
of whose outstanding voting stock shall at the time be owned by the Company,  or
by one or more direct or indirect  subsidiaries  of or by the Company and one or
more direct or indirect  subsidiaries  of the Company.  For the purposes only of
this definition of the term "Affiliate",  the term "voting stock", as applied to
the  stock of any  company,  shall  mean  stock of any class or  classes  having
ordinary  voting power for the  election of a majority of the  directors of such
company,  other than stock having such power only by reason of the occurrence of
a contingency.

Authenticating Agent:

The term "Authenticating  Agent" shall mean an authenticating agent with respect
to all or any of the series of  Securities,  as the case may be,  appointed with
respect  to all or any  series  of the  Securities,  as the case may be,  by the
Trustee pursuant to Section 2.10.

Authorized Officer:

The  term  "Authorized  Officer"  shall  mean the  Chairman  of the  Board,  the
President,  any Vice President,  the Treasurer,  any Assistant  Treasurer or any
other officer or agent of the Company duly  authorized by the Board of Directors
to act in respect of matters relating to this Indenture.

Board of Directors or Board:

The term "Board of  Directors"  or "Board"  shall mean the Board of Directors of
the Company, or any duly authorized committee of such Board.

Board Resolution:

The term "Board  Resolution" shall mean a copy of a resolution  certified by the
Secretary or an Assistant  Secretary of the Company to have been duly adopted by
the Board of  Directors  and to be in full  force and effect on the date of such
certification.

Business Day:

The term "Business Day",  with respect to any Security,  shall mean any day that
(a) in the Place of Payment  (or in any of the Places of  Payment,  if more than
one) in which  amounts are payable as specified in the form of such Security and
(b) in the city in which the Trustee  administers  its corporate trust business,
is not a day on which banking  institutions are authorized or required by law or
regulation to close.

Certificate:

The term "Certificate" shall mean a certificate signed by an Authorized Officer.
The Certificate need not comply with the provisions of Section 13.06.

Commission:

The term "Commission" shall mean the Securities and Exchange Commission, as from
time to time constituted,  created under the Securities Exchange Act of 1934, as
amended  (the  "Exchange  Act") or if at any time  after the  execution  of this
instrument  such  Commission  is not  existing  and  performing  the  duties now
assigned to it under the Trust Indenture Act, then the body, if any,  performing
such duties on such date.

Company:

The  term  "Company"  shall  mean  American  Electric  Power  Company,  Inc.,  a
corporation duly organized and existing under the laws of New York, and, subject
to the provisions of Article Ten, shall also include its successors and assigns.

Company Order:

The term  "Company  Order" shall mean a written  order signed in the name of the
Company by an Authorized Officer and the Secretary or an Assistant  Secretary of
the Company, pursuant to a Board Resolution establishing a series of Securities.

Corporate Trust Office:

The term "Corporate  Trust Office" shall mean the office of the Trustee at which
at any  particular  time its  corporate  trust  business  shall  be  principally
administered,  which office at the date of the  execution  of this  Indenture is
located at 101 Barclay Street, Floor 21W, New York, New York 10286.

Default:

The term "Default"  shall mean any event,  act or condition which with notice or
lapse of time, or both, would constitute an Event of Default.

Depository:

The term "Depository"  shall mean, with respect to Securities of any series, for
which the  Company  shall  determine  that such  Securities  will be issued as a
Global  Security,  The  Depository  Trust Company,  New York, New York,  another
clearing  agency,  or any successor  registered  as a clearing  agency under the
Exchange Act or other  applicable  statute or regulation,  which,  in each case,
shall be designated by the Company pursuant to either Section 2.01 or 2.11.

Discount Security:

The term  "Discount  Security"  means any Security  which provides for an amount
less than the principal  amount thereof to be due and payable upon a declaration
of acceleration of the maturity thereof pursuant to Section 6.01(b).

Dollar:

The term "Dollar" or "$" means a dollar or other equivalent unit in such coin or
currency  of the  United  States as at the time  shall be legal  tender  for the
payment of public and private debts.

Eligible Obligations:

The term "Eligible Obligations" means (a) with respect to Securities denominated
in Dollars, Eligible Obligations;  or (b) with respect to Securities denominated
in a  currency  other  than  Dollars  or in a  composite  currency,  such  other
obligations   or  instruments  as  shall  be  specified  with  respect  to  such
Securities, as contemplated by Section 2.01.

Event of Default:

The term "Event of Default" with respect to  Securities  of a particular  series
shall mean any event  specified  in Section  6.01,  continued  for the period of
time, if any, therein designated.

Global Security:

The term "Global Security" shall mean, with respect to any series of Securities,
a Security  executed by the  Company  and  authenticated  and  delivered  by the
Trustee to the Depository or pursuant to the  Depository's  instruction,  all in
accordance  with the  Indenture,  which shall be  registered  in the name of the
Depository or its nominee.

Governmental Authority:

The term  "Governmental  Authority" means the government of the United States or
of any State or  Territory  thereof or of the  District  of  Columbia  or of any
county,  municipality or other political subdivision of any of the foregoing, or
any  department,  agency,  authority  or  other  instrumentality  of  any of the
foregoing.

Eligible Obligations:

The term  "Eligible  Obligations"  shall  mean  securities  that are (i)  direct
obligations  of the United  States of America  for the payment of which its full
faith and  credit is  pledged  or (ii)  obligations  of a person  controlled  or
supervised by and acting as an agency or  instrumentality  of the United States,
the payment of which is  unconditionally  guaranteed  as a full faith and credit
obligation  by the United  States,  which,  in either case,  are not callable or
redeemable  at the  option  of the  issuer  thereof,  and shall  also  include a
depository  receipt  issued by a bank (as  defined  in  Section  3(a)(2)  of the
Securities  Act of 1933,  as  amended)  as  custodian  with  respect to any such
Governmental Obligation or a specific payment of principal of or interest on any
such  Governmental  Obligation  held by such  custodian  for the  account of the
holder of such  depository  receipt;  provided  that (except as required by law)
such  custodian is not  authorized to make any deduction from the amount payable
to the  holder of such  depository  receipt  from any  amount  received  by such
custodian in respect of the  Governmental  Obligation or the specific payment of
principal  of or  interest  on the  Governmental  Obligation  evidenced  by such
depository receipt.

Indenture:

The term "Indenture" shall mean this instrument as originally  executed,  or, if
amended or supplemented as herein provided,  as so amended or supplemented,  and
shall  include the terms of a particular  series of  Securities  established  as
contemplated by Section 2.01.

Instructions:

The term "Instructions" shall mean instructions acceptable to the Trustee issued
pursuant to a Company Order in connection with a Periodic Offering and signed by
an  Authorized  Officer.  Instructions  need not comply with the  provisions  of
Section 13.06.

Interest:

The term "interest" when used with respect to  non-interest  bearing  Securities
shall mean interest  payable after maturity  (whether at stated  maturity,  upon
acceleration or redemption or otherwise) or after the date, if any, on which the
Company  becomes  obligated  to  acquire a  Security,  whether  by  purchase  or
otherwise.

Interest Payment Date:

The term  "Interest  Payment Date" when used with respect to any  installment of
interest on a Security of a particular  series shall mean the date  specified in
such  Security  or  in  a  Board  Resolution,  Company  Order  or  an  indenture
supplemental  hereto  with  respect to such series as the fixed date on which an
installment  of interest  with respect to  Securities  of that series is due and
payable.

Officers' Certificate:

The  term  "Officers'  Certificate"  shall  mean  a  certificate  signed  by  an
Authorized  Officer and by the Secretary or Assistant  Secretary of the Company.
Each such  certificate  shall  include the  statements  provided  for in Section
13.06, if and to the extent required by the provisions thereof.

Opinion of Counsel:

The term "Opinion of Counsel"  shall mean an opinion in writing  signed by legal
counsel, who may be an employee of or counsel for the Company. Each such opinion
shall include the statements provided for in Section 13.06, if and to the extent
required by the provisions thereof.

Outstanding:

The term  "outstanding",  when used with  reference to Securities of any series,
shall,  subject to the  provisions of Section 8.04,  mean, as of any  particular
time, all Securities of that series  theretofore  authenticated and delivered by
the Trustee under this Indenture,  except (a) Securities theretofore canceled by
the Trustee or any paying agent, or delivered to the Trustee or any paying agent
for  cancellation  or which have  previously  been  canceled;  (b) Securities or
portions  thereof  for the  payment or  redemption  of which  monies or Eligible
Obligations in the necessary  amount shall have been deposited in trust with the
Trustee or with any paying agent (other than the Company) or shall have been set
aside and  segregated  in trust by the Company (if the Company  shall act as its
own paying agent);  provided,  however,  that if such  Securities or portions of
such Securities are to be redeemed prior to the maturity thereof, notice of such
redemption  shall have been given as in Article  Three  provided,  or  provision
satisfactory to the Trustee shall have been made for giving such notice; and (c)
Securities in lieu of or in substitution  for which other  Securities shall have
been  authenticated  and delivered  pursuant to the terms of Section  2.07.  The
principal  amount of a Discount  Security that shall be deemed to be Outstanding
for purposes of this Indenture shall be the amount of the principal thereof that
would be due and payable as of the date of such determination upon a declaration
of acceleration of the maturity thereof.

Periodic Offering:

The term  "Periodic  Offering"  means an offering of Securities of a series from
time to time,  during which any or all of the specific terms of the  Securities,
including without limitation the rate or rates of interest, if any, thereon, the
maturity or  maturities  thereof and the  redemption  provisions,  if any,  with
respect  thereto,  are to be  determined  by the  Company or its agents upon the
issuance of such Securities.

Person:

The term  "person"  means  any  individual,  corporation,  partnership,  limited
liability company,  joint venture,  trust or unincorporated  organization or any
Governmental Authority.

Place of Payment:

The term "Place of Payment"  shall mean the place or places where the  principal
of and  interest,  if any,  on the  Securities  of any  series  are  payable  as
specified in accordance with Section 2.01.

Predecessor Security:

The term  "Predecessor  Security" of any  particular  Security  shall mean every
previous Security evidencing all or a portion of the same debt as that evidenced
by such  particular  Security;  and,  for the purposes of this  definition,  any
Security  authenticated  and  delivered  under  Section  2.07 in lieu of a lost,
destroyed  or stolen  Security  shall be deemed to evidence the same debt as the
lost, destroyed or stolen Security.

Responsible Officer:

The term "Responsible  Officer" when used with respect to the Trustee shall mean
the chairman of the board of directors,  the president,  any vice president, the
secretary,  the treasurer, any trust officer, any corporate trust officer or any
other  officer  or  assistant  officer  of the  Trustee  customarily  performing
functions  similar to those  performed  by the  persons who at the time shall be
such officers,  respectively,  or to whom any corporate trust matter is referred
because of his or her knowledge of and familiarity with the particular subject.

Security or Securities:

The term  "Security" or "Securities"  shall mean any Security or Securities,  as
the case may be, authenticated and delivered under this Indenture.

Securityholder:

The term  "Securityholder",  "holder of Securities" or "registered holder" shall
mean the person or persons in whose name or names a particular Security shall be
registered on the books of the Company kept for that purpose in accordance  with
the terms of this Indenture.

Series:

The term  "series"  means a series of  Securities  established  pursuant to this
Indenture and includes, if the context so requires, each Tranche thereof.

Tranche:

The term  "Tranche"  means  Securities  which (a) are of the same series and (b)
have identical terms except as to principal amount and/or date of issuance.

Trustee:

The term  "Trustee"  shall  mean  The  Bank of New  York,  and,  subject  to the
provisions of Article Seven, shall also include its successors and assigns, and,
if at any time there is more than one person acting in such capacity  hereunder,
"Trustee"  shall mean each such person.  The term "Trustee" as used with respect
to a particular  series of the Securities shall mean the trustee with respect to
that series.

Trust Indenture Act:

The term "Trust  Indenture  Act",  subject to the  provisions of Sections  9.01,
9.02, and 10.01,  shall mean the Trust  Indenture Act of 1939, as amended and in
effect at the date of execution of this Indenture.

United States:

The term "United  States" means the United States of America,  its  Territories,
its possessions and other areas subject to its political jurisdiction.


                                   ARTICLE TWO
                      ISSUE, DESCRIPTION, TERMS, EXECUTION,
                     REGISTRATION AND EXCHANGE OF SECURITIES

     SECTION 2.01.....The  aggregate principal amount of Securities which may be
authenticated and delivered under this Indenture is unlimited.

     The Securities may be issued from time to time in one or more series and in
one or more Tranches thereof. Each series shall be authorized by a Company Order
or Orders or one or more  indentures  supplemental  hereto,  which shall specify
whether the  Securities of such series shall be subject to a Periodic  Offering.
The  Company  Order or Orders or  supplemental  indenture  and, in the case of a
Periodic  Offering,  Instructions or other procedures  acceptable to the Trustee
specified  in such Company  Order or Orders,  shall  establish  the terms of the
series,  which may include the following:  (i) any  limitations on the aggregate
principal amount of the Securities to be authenticated  and delivered under this
Indenture  as part of such  series  (except  for  Securities  authenticated  and
delivered upon  registration of transfer of, in exchange for or in lieu of other
Securities  of that  series);  (ii) the stated  maturity or  maturities  of such
series;  (iii) the date or dates from which interest shall accrue,  the Interest
Payment  Dates  on  which  such  interest  will  be  payable  or the  manner  of
determination  of such  Interest  Payment  Dates  and the  record  date  for the
determination  of holders  to whom  interest  is  payable  on any such  Interest
Payment Date;  (iv) the interest rate or rates (which may be fixed or variable),
or method of calculation of such rate or rates, for such series;  (v) the terms,
if any, regarding the redemption,  purchase or repayment of such series (whether
at the option of the  Company or a holder of the  Securities  of such series and
whether pursuant to a sinking fund or analogous  provisions,  including payments
made in cash in  anticipation  of future  sinking fund  obligations),  including
redemption,  purchase or repayment date or dates of such series, if any, and the
price or prices and other terms and  conditions  applicable to such  redemption,
purchase  or  repayment  (including  any  premium);  (vi)  whether  or  not  the
Securities  of such series  shall be issued in whole or in part in the form of a
Global  Security  and, if so, the  Depositary  for such Global  Security and the
related  procedures  with  respect  to  transfer  and  exchange  of such  Global
Security;  (vii)  the  designation  of  such  series;  (viii)  the  form  of the
Securities of such series; (ix) the maximum annual interest rate, if any, of the
Securities  permitted for such series; (x) whether the Securities of such series
shall be  subject  to  Periodic  Offering;  (xi)  the  currency  or  currencies,
including  composite  currencies,  in which  payment  of the  principal  of (and
premium, if any) and interest on the Securities of such series shall be payable,
if other than  Dollars;  (xii) any other  information  necessary to complete the
Securities  of such  series;  (xiii) the  establishment  of any office or agency
pursuant  to  Section  4.02  hereof  and any  other  place or  places  which the
principal  of and  interest,  if any,  on  Securities  of that  series  shall be
payable;  (xiv) if other than  denominations of $1,000 or any integral  multiple
thereof,  the  denominations  in which the  Securities  of the  series  shall be
issuable; (xv) the obligations or instruments, if any, which shall be considered
to be  Eligible  Obligations  in  respect  of  the  Securities  of  such  series
denominated in a currency other than Dollars or in a composite  currency;  (xvi)
whether  or not the  Securities  of such  series  shall be  issued  as  Discount
Securities and the terms thereof,  including the portion of the principal amount
thereof which shall be payable upon  declaration of acceleration of the maturity
thereof pursuant to Section 6.01(b);  (xvii) if the principal,  premium, if any,
or interest,  if any, on such  Securities are to be payable,  at the election of
the Company or the holder  thereof,  in coin or  currency,  including  composite
currencies,  other than that in which the  Securities  are stated to be payable,
the period or periods  within which,  and the terms and  conditions  upon which,
such  election  shall be made;  (xviii) if the amount of payment of principal of
and premium,  if any, or interest,  if any, on such Securities may be determined
with  reference  to an index,  formula  or other  method,  or based on a coin or
currency other than that in which the  Securities are stated to be payable,  the
manner in which such amount  shall be  determined;  and (xix) any other terms of
such series not inconsistent with this Indenture.

     All Securities of any one series shall be substantially identical except as
to  denomination  and except as may  otherwise be provided in or pursuant to any
such Company Order or in any indentures supplemental hereto.

     If any of the terms of the series are  established by action taken pursuant
to a Company  Order, a copy of an  appropriate  record of the  applicable  Board
Resolution shall be certified by the Secretary or an Assistant  Secretary of the
Company and  delivered to the Trustee at or prior to the delivery of the Company
Order setting forth the terms of that series.

     SECTION 2.02.....The Securities of any series shall be substantially of the
tenor and purport (i) as set forth in one or more indentures supplemental hereto
or as  provided  in a Company  Order,  or (ii) with  respect  to any  Tranche of
Securities of a series subject to Periodic Offering,  to the extent permitted by
any of the documents  referred to in clause (i) above,  in  Instructions,  or by
other  procedures  acceptable to the Trustee  specified in such Company Order or
Orders, in each case with such appropriate insertions, omissions,  substitutions
and other  variations  as are required or permitted by this  Indenture,  and may
have such letters,  numbers or other marks of  identification or designation and
such legends or endorsements  printed,  lithographed or engraved  thereon as the
Company may deem appropriate and as are not inconsistent  with the provisions of
this Indenture, or as may be required to comply with any law or with any rule or
regulation  made  pursuant  thereto or with any rule or  regulation of any stock
exchange on which  Securities of that series may be listed or of the Depository,
or to conform to usage.

     The Trustee's  Certificate of Authentication  shall be in substantially the
following form:

     "This is one of the Securities of the series designated in accordance with,
     and referred to in, the within-mentioned Indenture.

     Dated:

     THE BANK OF NEW YORK, as Trustee

     By:___________________________
        Authorized Signatory"


     SECTION 2.03.....The  Securities shall be issuable as registered Securities
and in the denominations of $1,000 or any integral multiple thereof,  subject to
Sections  2.01(xi) and (xiv).  The Securities of a particular  series shall bear
interest payable on the dates and at the rate or rates specified with respect to
that series.  Except as otherwise specified as contemplated by Section 2.01, the
principal of and the interest on the  Securities  of any series,  as well as any
premium  thereon  in case of  redemption  thereof  prior to  maturity,  shall be
payable in Dollars at the office or agency of the  Company  maintained  for that
purpose. Each Security shall be dated the date of its authentication.

     The  interest  installment  on  any  Security  which  is  payable,  and  is
punctually  paid  or  duly  provided  for,  on any  Interest  Payment  Date  for
Securities  of that  series  shall  be paid to the  person  in whose  name  said
Security (or one or more  Predecessor  Securities) is registered at the close of
business on the regular record date for such interest  installment,  except that
interest  payable on redemption or maturity shall be payable as set forth in the
Company Order or indenture  supplemental  hereto  establishing the terms of such
series of Securities.  Except as otherwise  specified as contemplated by Section
2.01,  interest on Securities will be computed on the basis of a 360-day year of
twelve 30-day months.

     Any interest on any Security which is payable,  but is not punctually  paid
or duly  provided for, on any Interest  Payment Date for  Securities of the same
series (herein called "Defaulted  Interest") shall forthwith cease to be payable
to the registered holder on the relevant regular record date by virtue of having
been such holder; and such Defaulted  Interest shall be paid by the Company,  at
its election, as provided in clause (1) or clause (2) below:

          (1)  The  Company  may  make  payment  of any  Defaulted  Interest  on
     Securities  to the  persons  in  whose  names  such  Securities  (or  their
     respective Predecessor  Securities) are registered at the close of business
     on a special record date for the payment of such Defaulted Interest,  which
     shall be fixed in the  following  manner:  the  Company  shall  notify  the
     Trustee in writing of the amount of Defaulted  Interest proposed to be paid
     on each such Security and the date of the proposed payment, and at the same
     time the Company shall deposit with the Trustee an amount of money equal to
     the  aggregate  amount  proposed  to be paid in respect  of such  Defaulted
     Interest or shall make  arrangements  satisfactory  to the Trustee for such
     deposit  prior  to the  date  of the  proposed  payment,  such  money  when
     deposited  to be held in trust for the benefit of the  persons  entitled to
     such Defaulted  Interest as in this clause provided.  Thereupon the Trustee
     shall fix a special record date for the payment of such Defaulted  Interest
     which  shall not be more than 15 nor less than 10 days prior to the date of
     the  proposed  payment  and not less than 10 days after the  receipt by the
     Trustee of the notice of the proposed  payment.  The Trustee shall promptly
     notify the Company of such special  record date and, in the name and at the
     expense of the Company,  shall cause notice of the proposed payment of such
     Defaulted Interest and the special record date therefor to be mailed, first
     class postage prepaid,  to each  Securityholder at his or her address as it
     appears in the Security Register (as hereinafter defined), not less than 10
     days prior to such special record date.  Notice of the proposed  payment of
     such Defaulted  Interest and the special  record date therefor  having been
     mailed as aforesaid,  such Defaulted  Interest shall be paid to the persons
     in whose names such Securities (or their respective Predecessor Securities)
     are  registered on such special  record date and shall be no longer payable
     pursuant to the following clause (2).

          (2) The  Company  may make  payment of any  Defaulted  Interest on any
     Securities   in  any  other  lawful  manner  not   inconsistent   with  the
     requirements  of any  securities  exchange on which such  Securities may be
     listed, and upon such notice as may be required by such exchange, if, after
     notice given by the Company to the Trustee of the proposed payment pursuant
     to this clause,  such manner of payment shall be deemed  practicable by the
     Trustee.

     Unless  otherwise  set forth in a Company  Order or one or more  indentures
supplemental  hereto establishing the terms of any series of Securities pursuant
to Section 2.01 hereof,  the term "regular  record date" as used in this Section
with respect to a series of Securities with respect to any Interest Payment Date
for such series  shall mean either the  fifteenth  day of the month  immediately
preceding  the month in which an  Interest  Payment  Date  established  for such
series  pursuant to Section 2.01 hereof shall occur,  if such  Interest  Payment
Date is the  first  day of a month,  or the last  day of the  month  immediately
preceding  the month in which an  Interest  Payment  Date  established  for such
series  pursuant to Section 2.01 hereof shall occur,  if such  Interest  Payment
Date is the  fifteenth  day of a month,  whether  or not such date is a Business
Day.  Subject to the foregoing  provisions  of this Section,  each Security of a
series  delivered under this Indenture upon transfer of or in exchange for or in
lieu of any other  Security  of such  series  shall carry the rights to interest
accrued and unpaid, and to accrue, which were carried by such other Security.

     SECTION 2.04.....The Securities shall, subject to the provisions of Section
2.06, be printed on steel engraved  borders or fully or partially  engraved,  or
legibly typed, as the proper officer of the Company may determine,  and shall be
signed on behalf of the Company by an Authorized Officer.  The signature of such
Authorized  Officer  upon  the  Securities  may be in the  form  of a  facsimile
signature of a present or any future Authorized  Officer and may be imprinted or
otherwise  reproduced on the Securities and for that purpose the Company may use
the facsimile signature of any person who shall have been an Authorized Officer,
notwithstanding  the fact that at the time the Securities shall be authenticated
and  delivered or disposed of such person shall have ceased to be an  Authorized
Officer.

     Only such Securities as shall bear thereon a Certificate of  Authentication
substantially in the form established for such Securities,  executed manually by
an  authorized  signatory of the Trustee,  or by any  Authenticating  Agent with
respect to such Securities,  shall be entitled to the benefits of this Indenture
or be valid or  obligatory  for any purpose.  Such  certificate  executed by the
Trustee, or by any Authenticating Agent appointed by the Trustee with respect to
such Securities,  upon any Security  executed by the Company shall be conclusive
evidence  that the Security so  authenticated  has been duly  authenticated  and
delivered  hereunder and that the  registered  holder thereof is entitled to the
benefits of this Indenture.

     At any time and from time to time after the  execution and delivery of this
Indenture,  the  Company may deliver  Securities  of any series  executed by the
Company to the Trustee for authentication, together with a Company Order for the
authentication  and delivery of such  Securities and the Trustee,  in accordance
with such  Company  Order,  shall  authenticate  and  deliver  such  Securities;
provided,  however,  that  in the  case  of  Securities  offered  in a  Periodic
Offering,  the Trustee shall  authenticate and deliver such Securities from time
to time in accordance with  Instructions or such other procedures  acceptable to
the Trustee as may be  specified by or pursuant to a  supplemental  indenture or
Company  Order  delivered  to the  Trustee  prior  to  the  time  of  the  first
authentication of Securities of such series.

     In   authenticating   such   Securities   and  accepting   the   additional
responsibilities  under this  Indenture  in  relation  to such  Securities,  the
Trustee shall receive and (subject to Section 7.01) shall be fully  protected in
relying upon, (i) an Opinion of Counsel and (ii) an Officers' Certificate,  each
stating that the form and terms thereof have been established in conformity with
the  provisions of this  Indenture;  provided,  however,  that,  with respect to
Securities  of a series  subject to a Periodic  Offering,  the Trustee  shall be
entitled to receive such Opinion of Counsel and Officers'  Certificate only once
at or prior to the time of the first authentication of Securities of such series
and that, in such opinion or certificate,  the opinion or certificate  described
above may state that when the terms of such Securities, or each Tranche thereof,
shall have been established pursuant to a Company Order or Orders or pursuant to
such  procedures  acceptable  to the  Trustee,  as may be specified by a Company
Order,  such terms will have been  established in conformity with the provisions
of this Indenture.  Each Opinion of Counsel and Officers'  Certificate delivered
pursuant to this Section 2.04 shall include all statements prescribed in Section
13.06(b).  Such  Opinion of Counsel  shall also be to the effect  that when such
Securities have been executed by the Company and authenticated by the Trustee in
accordance  with the provisions of this Indenture and delivered to and duly paid
for  by  the  purchasers  thereof,  they  will  be  valid  and  legally  binding
obligations of the Company,  enforceable in accordance with their terms (subject
to customary exceptions) and will be entitled to the benefits of this Indenture.

     With respect to Securities of a series subject to a Periodic Offering,  the
Trustee may conclusively  rely, as to the authorization by the Company of any of
such Securities, the forms and terms thereof and the legality, validity, binding
effect and enforceability  thereof,  upon the Company Order, Opinion of Counsel,
Officers'  Certificate and other documents delivered pursuant to this Section at
or prior to the time of the first  authentication  of  Securities of such series
unless and until such Company Order, Opinion of Counsel,  Officers'  Certificate
or other documents have been superseded or revoked or expire by their terms.

     The Trustee shall not be required to  authenticate  such  Securities if the
issue of such  Securities  pursuant to this  Indenture will affect the Trustee's
own rights,  duties or immunities  under the  Securities  and this  Indenture or
otherwise in a manner which is not reasonably acceptable to the Trustee.

     SECTION  2.05.....(a)...Securities  of any  series  may be  exchanged  upon
presentation  thereof at the office or agency of the Company designated for such
purpose,  for other Securities of such series of authorized  denominations,  and
for a like aggregate principal amount, upon payment of a sum sufficient to cover
any tax or other  governmental  charge in relation  thereto,  all as provided in
this Section.  In respect of any  Securities so  surrendered  for exchange,  the
Company shall execute,  the Trustee shall authenticate and such office or agency
shall deliver in exchange therefor the Security or Securities of the same series
which the  Securityholder  making the  exchange  shall be  entitled  to receive,
bearing numbers not contemporaneously outstanding.

     (b) The Company  shall keep,  or cause to be kept,  at its office or agency
designated  for such purpose in the Borough of Manhattan,  the City and State of
New York,  or such  other  location  designated  by the  Company a  register  or
registers (herein referred to as the "Security  Register") in which,  subject to
such reasonable regulations as it may prescribe,  the Company shall register the
Securities and the transfers of Securities as in this Article provided and which
at all  reasonable  times  shall  be open for  inspection  by the  Trustee.  The
registrar for the purpose of  registering  Securities and transfer of Securities
as herein  provided  shall be appointed as  authorized by Board  Resolution,  an
indenture supplement hereto or Company Order (the "Security Registrar").

     Upon  surrender for transfer of any Security at the office or agency of the
Company  designated  for such purpose in the Borough of Manhattan,  the City and
State of New York, or other  location as aforesaid,  the Company shall  execute,
the Trustee  shall  authenticate  and such office or agency shall deliver in the
name of the  transferee or  transferees a new Security or Securities of the same
series as the Security presented for a like aggregate principal amount.

     All Securities  presented or surrendered  for exchange or  registration  of
transfer,  as provided in this Section,  shall be accompanied (if so required by
the Company or the Security Registrar) by a written instrument or instruments of
transfer,  in form satisfactory to the Company or the Security  Registrar,  duly
executed by the registered holder or by his duly authorized attorney in writing.

     (c) Except as provided in the first  paragraph of Section  2.07, no service
charge shall be made for any exchange or registration of transfer of Securities,
or issue of new Securities in case of partial  redemption of any series, but the
Company  may  require  payment  of a sum  sufficient  to cover  any tax or other
governmental  charge in  relation  thereto,  other than  exchanges  pursuant  to
Section 2.06, Section 3.03(b) and Section 9.04 not involving any transfer.

     (d) The  Company  shall  neither  be  required  (i) to issue,  exchange  or
register the transfer of any Securities during a period beginning at the opening
of business 15 days before the day of the mailing of a notice of  redemption  of
less than all the  outstanding  Securities  of the same series and ending at the
close of business on the day of such mailing,  nor (ii) to register the transfer
of or  exchange  any  Securities  of any series or portions  thereof  called for
redemption or as to which the holder thereof has exercised its right, if any, to
require the Company to repurchase such Security in whole or in part, except that
portion of such Security not required to be repurchased.  The provisions of this
Section 2.05 are, with respect to any Global  Security,  subject to Section 2.11
hereof.

     SECTION  2.06.....Pending  the preparation of definitive  Securities of any
series, the Company may execute, and the Trustee shall authenticate and deliver,
temporary  Securities  (printed,  lithographed or typewritten) of any authorized
denomination, and substantially in the form of the definitive Securities in lieu
of which they are issued, but with such omissions,  insertions and variations as
may be  appropriate  for temporary  Securities,  all as may be determined by the
Company. Every temporary Security of any series shall be executed by the Company
and  be   authenticated   by  the  Trustee  upon  the  same  conditions  and  in
substantially  the  same  manner,  and  with  like  effect,  as  the  definitive
Securities of such series in accordance with Section 2.04.  Without  unnecessary
delay the Company will execute and will furnish  definitive  Securities  of such
series and  thereupon  any or all  temporary  Securities  of such  series may be
surrendered in exchange therefor (without charge to the holders thereof), at the
office or agency of the  Company  designated  for the  purpose,  and the Trustee
shall  authenticate and such office or agency shall deliver in exchange for such
temporary   Securities  an  equal  aggregate   principal  amount  of  definitive
Securities of such series,  unless the Company advises the Trustee to the effect
that  definitive  Securities  need not be executed and  furnished  until further
notice from the Company.  Until so exchanged,  the temporary  Securities of such
series shall be entitled to the same benefits under this Indenture as definitive
Securities of such series authenticated and delivered hereunder.


     SECTION  2.07.....In case any temporary or definitive Security shall become
mutilated  or be  destroyed,  lost or stolen,  the Company  (subject to the next
succeeding sentence) shall execute, and upon its request the Trustee (subject as
aforesaid)  shall  authenticate  and deliver,  a new Security of the same series
bearing a number not contemporaneously outstanding, in exchange and substitution
for the mutilated  Security,  or in lieu of and in substitution for the Security
so  destroyed,  lost or stolen.  In every case the  applicant  for a substituted
Security  shall  furnish to the  Company  and to the  Trustee  such  security or
indemnity  as may be  required  by them to save each of them  harmless,  and, in
every case of  destruction,  loss or theft,  the applicant shall also furnish to
the  Company  and  to  the  Trustee  evidence  to  their   satisfaction  of  the
destruction,  loss or theft of the  applicant's  Security  and of the  ownership
thereof.  The Trustee may authenticate any such substituted Security and deliver
the same  upon the  written  request  or  authorization  of any  officer  of the
Company. Upon the issuance of any substituted Security,  the Company may require
the payment of a sum  sufficient to cover any tax or other  governmental  charge
that may be imposed in relation  thereto and any other  expenses  (including the
fees and  expenses of the  Trustee)  connected  therewith.  In case any Security
which has matured or is about to mature shall become  mutilated or be destroyed,
lost or stolen, the Company may, instead of issuing a substitute  Security,  pay
or authorize the payment of the same (without  surrender  thereof  except in the
case of a mutilated Security) if the applicant for such payment shall furnish to
the Company and to the Trustee such security or indemnity as they may require to
save them harmless, and, in case of destruction,  loss or theft, evidence to the
satisfaction of the Company and the Trustee of the destruction, loss or theft of
such Security and of the ownership thereof.

     Every  Security  issued  pursuant  to the  provisions  of this  Section  in
substitution  for any Security  which is  mutilated,  destroyed,  lost or stolen
shall constitute an additional contractual obligation of the Company, whether or
not the  mutilated,  destroyed,  lost or stolen  Security  shall be found at any
time, or be enforceable by anyone,  and shall be entitled to all the benefits of
this Indenture equally and proportionately  with any and all other Securities of
the same series duly issued  hereunder.  All Securities  shall be held and owned
upon the express  condition  that the foregoing  provisions  are exclusive  with
respect to the  replacement or payment of mutilated,  destroyed,  lost or stolen
Securities,  and shall  preclude (to the extent lawful) any and all other rights
or remedies, notwithstanding any law or statute existing or hereafter enacted to
the  contrary  with  respect  to  the   replacement  or  payment  of  negotiable
instruments or other securities without their surrender.

     SECTION  2.08.....All  Securities  surrendered  for the purpose of payment,
redemption,  exchange  or  registration  of  transfer,  or for credit  against a
sinking fund,  shall,  if  surrendered  to the Company or any paying  agent,  be
delivered to the Trustee for  cancellation,  or, if  surrendered to the Trustee,
shall be  canceled  by it,  and no  Securities  shall be issued in lieu  thereof
except as  expressly  required or  permitted  by any of the  provisions  of this
Indenture.  On request of the Company,  the Trustee shall deliver to the Company
canceled  Securities  held by the  Trustee.  In the absence of such  request the
Trustee may dispose of  canceled  Securities  in  accordance  with its  standard
procedures.  If the  Company  shall  otherwise  acquire  any of the  Securities,
however,  such acquisition  shall not operate as a redemption or satisfaction of
the  indebtedness  represented by such Securities  unless and until the same are
delivered to the Trustee for cancellation.

     SECTION 2.09.....Nothing in this Indenture or in the Securities, express or
implied,  shall give or be construed to give to any person, firm or corporation,
other than the parties  hereto and the holders of the  Securities,  any legal or
equitable right, remedy or claim under or in respect of this Indenture, or under
any  covenant,  condition or provision  herein  contained;  all such  covenants,
conditions and  provisions  being for the sole benefit of the parties hereto and
of the holders of the Securities.

     SECTION  2.10.....So  long as any of the  Securities  of any series  remain
outstanding there may be an  Authenticating  Agent for any or all such series of
Securities   which  the  Trustee   shall  have  the  right  to   appoint.   Said
Authenticating  Agent  shall be  authorized  to act on behalf of the  Trustee to
authenticate Securities of such series issued upon exchange, transfer or partial
redemption  thereof,  and Securities so  authenticated  shall be entitled to the
benefits of this Indenture and shall be valid and obligatory for all purposes as
if authenticated by the Trustee  hereunder.  All references in this Indenture to
the  authentication  of  Securities  by the  Trustee  shall be deemed to include
authentication   by  an   Authenticating   Agent  for  such  series  except  for
authentication  upon original issuance or pursuant to Section 2.07 hereof.  Each
Authenticating  Agent  shall  be  acceptable  to  the  Company  and  shall  be a
corporation which has a combined capital and surplus,  as most recently reported
or determined by it,  sufficient under the laws of any jurisdiction  under which
it is  organized or in which it is doing  business to conduct a trust  business,
and which is otherwise  authorized  under such laws to conduct such business and
is subject to supervision or examination by Federal or State authorities.  If at
any time any Authenticating  Agent shall cease to be eligible in accordance with
these provisions it shall resign immediately.

     Any Authenticating Agent may at any time resign by giving written notice of
resignation to the Trustee and to the Company.  The Trustee may at any time (and
upon request by the Company  shall)  terminate the agency of any  Authenticating
Agent by giving written notice of termination to such  Authenticating  Agent and
to the Company. Upon resignation, termination or cessation of eligibility of any
Authenticating   Agent,   the  Trustee   may   appoint  an  eligible   successor
Authenticating  Agent  acceptable to the Company.  Any successor  Authenticating
Agent,  upon acceptance of its appointment  hereunder,  shall become vested with
all the rights,  powers and duties of its predecessor hereunder as if originally
named as an Authenticating  Agent pursuant hereto.  The Company agrees to pay to
each  Authenticating  Agent from time to time  reasonable  compensation  for its
services under this Section.

     SECTION  2.11.....(a)....If the Company shall establish pursuant to Section
2.01 that the  Securities  of a  particular  series are to be issued as a Global
Security,  then the Company shall execute and the Trustee  shall,  in accordance
with Section 2.04,  authenticate and deliver,  a Global Security which (i) shall
represent,  and  shall  be  denominated  in an  amount  equal  to the  aggregate
principal  amount of, all of the  Outstanding  Securities  of such series,  (ii)
shall be registered in the name of the Depository or its nominee, (iii) shall be
authenticated  and delivered by the Trustee to the Depository or pursuant to the
Depository's  instruction  and (iv)  shall  bear a legend  substantially  to the
following  effect:  "Except  as  otherwise  provided  in  Section  2.11  of  the
Indenture,  this Security may be transferred,  in whole but not in part, only to
another  nominee of the Depository or to a successor  Depository or to a nominee
of such successor Depository."

     (b)  Notwithstanding the provisions of Section 2.05, the Global Security of
a series may be transferred, in whole but not in part and in the manner provided
in Section 2.05, only to another  nominee of the Depository for such series,  or
to a successor Depository for such series selected or approved by the Company or
to a nominee of such successor Depository.

     (c) If at any time the Depository  for a series of Securities  notifies the
Company that it is unwilling or unable to continue as Depository for such series
or if at any time the  Depository  for such series shall no longer be registered
or in good  standing  under the  Exchange  Act, or other  applicable  statute or
regulation  and a successor  Depository  for such series is not appointed by the
Company  within 90 days after the Company  receives such notice or becomes aware
of such  condition,  as the case may be,  this  Section  2.11 shall no longer be
applicable to the  Securities  of such series and the Company will execute,  and
subject to Section 2.05, the Trustee will authenticate and deliver Securities of
such  series in  definitive  registered  form  without  coupons,  in  authorized
denominations,  and in an  aggregate  principal  amount  equal to the  principal
amount of the  Global  Security  of such  series  in  exchange  for such  Global
Security. In addition, the Company may at any time determine that the Securities
of any series shall no longer be represented  by a Global  Security and that the
provisions of this Section 2.11 shall no longer apply to the  Securities of such
series. In such event the Company will execute, and subject to Section 2.05, the
Trustee, upon receipt of an Officers' Certificate  evidencing such determination
by the  Company,  will  authenticate  and deliver  Securities  of such series in
definitive registered form without coupons, in authorized denominations,  and in
an  aggregate  principal  amount  equal to the  principal  amount of the  Global
Security of such series in exchange for such Global Security.  Upon the exchange
of the Global Security for such Securities in definitive registered form without
coupons, in authorized  denominations,  the Global Security shall be canceled by
the Trustee.  Such  Securities in definitive  registered form issued in exchange
for the Global Security  pursuant to this Section 2.11(c) shall be registered in
such names and in such authorized  denominations as the Depository,  pursuant to
instructions  from its  direct or  indirect  participants  or  otherwise,  shall
instruct the Security  Registrar.  The Trustee shall deliver such  Securities to
the Depository for delivery to the persons in whose names such Securities are so
registered.

     SECTION 2.12.....In the case of the Securities of any series denominated in
any  currency  other than  Dollars or in a  composite  currency  (the  "Required
Currency"),  except as otherwise  specified  with respect to such  Securities as
contemplated  by Section 2.01, the obligation of the Company to make any payment
of the  principal  thereof,  or the  premium or interest  thereon,  shall not be
discharged  or  satisfied  by any  tender by the  Company,  or  recovery  by the
Trustee, in any currency other than the Required Currency,  except to the extent
that such tender or recovery shall result in the Trustee timely holding the full
amount of the  Required  Currency  then due and  payable.  If any such tender or
recovery is in a currency other than the Required Currency, the Trustee may take
such  actions as it  considers  appropriate  to exchange  such  currency for the
Required Currency. The costs and risks of any such exchange,  including, without
limitation, the risks of delay and exchange rate fluctuation,  shall be borne by
the  Company,  the  Company  shall  remain  fully  liable for any  shortfall  or
delinquency in the full amount of Required Currency then due and payable, and in
no circumstances  shall the Trustee be liable therefor except in the case of its
negligence or willful misconduct.

     SECTION  2.13.....The Company in issuing Securities may use "CUSIP" numbers
(if then  generally  in use) and,  if so used,  the  Trustee  shall use  "CUSIP"
numbers in notices of  redemption  as a  convenience  to holders of  Securities;
provided that any such notice may state that no representation is made as to the
correctness  of such numbers either as printed on the Securities or contained in
any  notice of  redemption  and that  reliance  may be placed  only on the other
identification numbers printed on the Securities,  and any such redemption shall
not be affected by any defect in or omission of such numbers.  The Company shall
promptly notify the Trustee of any change in the CUSIP numbers.


                                  ARTICLE THREE
              REDEMPTION OF SECURITIES AND SINKING FUND PROVISIONS

     SECTION 3.01.....The Company may redeem the Securities of any series issued
hereunder on and after the dates and in  accordance  with the terms  established
for such series pursuant to Section 2.01 hereof.

     SECTION  3.02.....(a)....In  case the Company shall desire to exercise such
right to redeem all or, as the case may be, a portion of the  Securities  of any
series in accordance  with the right  reserved so to do, it shall give notice of
such  redemption  to holders of the  Securities of such series to be redeemed by
mailing,  first class postage prepaid, a notice of such redemption not less than
30 days and not more than 60 days before the date fixed for  redemption  of that
series to such  holders at their last  addresses  as they shall  appear upon the
Security  Register.  Any notice  which is mailed in the manner  herein  provided
shall be  conclusively  presumed  to have been duly  given,  whether  or not the
registered  holder receives the notice.  In any case,  failure duly to give such
notice to the holder of any Security of any series  designated for redemption in
whole or in part, or any defect in the notice,  shall not affect the validity of
the proceedings for the redemption of any other Securities of such series or any
other  series.  In the  case  of  any  redemption  of  Securities  prior  to the
expiration of any  restriction on such  redemption or subject to compliance with
certain conditions provided in the terms of such Securities or elsewhere in this
Indenture,  the Company shall furnish the Trustee with an Officers'  Certificate
evidencing compliance with any such restriction or condition.

     Unless otherwise so provided as to a particular series of Securities, if at
the time of mailing  of any  notice of  redemption  the  Company  shall not have
deposited  with the paying agent an amount in cash  sufficient  to redeem all of
the Securities  called for redemption,  including  accrued  interest to the date
fixed for redemption,  such notice shall state that it is subject to the receipt
of  redemption  moneys  by the  paying  agent on or  before  the date  fixed for
redemption  (unless such redemption is mandatory) and such notice shall be of no
effect unless such moneys are so received on or before such date.

     Each such notice of redemption shall identify the Securities to be redeemed
(including CUSIP numbers, if any), specify the date fixed for redemption and the
redemption  price at which  Securities  of that series are to be  redeemed,  and
shall  state  that  payment of the  redemption  price of such  Securities  to be
redeemed will be made at the office or agency of the Company,  upon presentation
and surrender of such  Securities,  that interest  accrued to the date fixed for
redemption  will be paid as specified  in said notice,  that from and after said
date  interest  will  cease to accrue and that the  redemption  is for a sinking
fund, if such is the case. If less than all the Securities of a series are to be
redeemed,  the notice to the holders of Securities of that series to be redeemed
in whole or in part shall specify the  particular  Securities to be so redeemed.
In case any Security is to be redeemed in part only, the notice which relates to
such  Security  shall state the portion of the  principal  amount  thereof to be
redeemed,  and shall state that on and after the redemption date, upon surrender
of such  Security,  a new  Security or  Securities  of such series in  principal
amount equal to the unredeemed portion thereof will be issued.

     (b) If less than all the  Securities  of a series are to be  redeemed,  the
Company  shall give the Trustee at least 45 days'  notice in advance of the date
fixed for redemption  (unless the Trustee shall agree to a shorter period) as to
the aggregate  principal amount of Securities of the series to be redeemed,  and
thereupon the Trustee  shall select,  by lot or in such other manner as it shall
deem  appropriate  and fair in its  discretion  and  which may  provide  for the
selection  of a portion or portions  (equal to $1,000 or any  integral  multiple
thereof, subject to Sections 2.01(xi) and (xiv)) of the principal amount of such
Securities of a  denomination  larger than $1,000  (subject as  aforesaid),  the
Securities to be redeemed and shall  thereafter  promptly  notify the Company in
writing of the numbers of the Securities to be redeemed, in whole or in part.

     The  Company  may,  if and  whenever  it shall so  elect,  by  delivery  of
instructions signed on its behalf by an Authorized Officer, instruct the Trustee
or any paying  agent to call all or any part of the  Securities  of a particular
series for  redemption  and to give notice of redemption in the manner set forth
in this Section, such notice to be in the name of the Company or its own name as
the Trustee or such paying agent may deem advisable. In any case in which notice
of  redemption  is to be given by the  Trustee  or any such  paying  agent,  the
Company shall deliver or cause to be delivered to, or permit to remain with, the
Trustee  or such  paying  agent,  as the case may be,  such  Security  Register,
transfer  books or other  records,  or suitable  copies or  extracts  therefrom,
sufficient to enable the Trustee or such paying agent to give any notice by mail
that may be required under the provisions of this Section.

     SECTION  3.03.....(a)....If  the giving of notice of redemption  shall have
been  completed as above  provided,  the Securities or portions of Securities of
the series to be redeemed  specified in such notice shall become due and payable
on the date and at the place stated in such notice at the applicable  redemption
price,  together with,  subject to the Company Order or  supplemental  indenture
hereto establishing the terms of such series of Securities,  interest accrued to
the date fixed for  redemption  and interest on such  Securities  or portions of
Securities  shall  cease to accrue on and after the date  fixed for  redemption,
unless the Company  shall  default in the payment of such  redemption  price and
accrued  interest  with  respect to any such  Security  or portion  thereof.  On
presentation  and  surrender of such  Securities  on or after the date fixed for
redemption  at the place of payment  specified  in the notice,  said  Securities
shall be paid and redeemed at the applicable  redemption  price for such series,
together with,  subject to the Company Order or  supplemental  indenture  hereto
establishing the terms of such series of Securities, interest accrued thereon to
the date fixed for redemption.

     (b)  Upon  presentation  of any  Security  of such  series  which  is to be
redeemed  in  part  only,  the  Company  shall  execute  and the  Trustee  shall
authenticate  and the office or agency  where the  Security is  presented  shall
deliver to the holder thereof,  at the expense of the Company, a new Security or
Securities of the same series,  of authorized  denominations in principal amount
equal to the unredeemed portion of the Security so presented.

     SECTION 3.04.....The  provisions of this Section 3.04 and Sections 3.05 and
3.06 shall be applicable to any sinking fund for the retirement of Securities of
a series,  except as  otherwise  specified as  contemplated  by Section 2.01 for
Securities of such series.

     The minimum amount of any sinking fund payment provided for by the terms of
Securities  of any series is herein  referred to as a  "mandatory  sinking  fund
payment",  and any payment in excess of such minimum amount  provided for by the
terms of Securities of any series is herein referred to as an "optional  sinking
fund  payment".  If provided for by the terms of Securities  of any series,  the
cash amount of any sinking  fund payment may be subject to reduction as provided
in Section 3.05. Each sinking fund payment shall be applied to the redemption of
Securities  of such series as provided  for by the terms of  Securities  of such
series.

     SECTION  3.05.....The  Company (i) may deliver Outstanding  Securities of a
series (other than any previously called for redemption) and (ii) may apply as a
credit Securities of a series which have been redeemed either at the election of
the Company  pursuant to the terms of such Securities or through the application
of  permitted  optional  sinking  fund  payments  pursuant  to the terms of such
Securities,  in each case in  satisfaction  of all or any part of any  mandatory
sinking fund payment;  provided that such Securities have not been previously so
credited. Such Securities shall be received and credited for such purpose by the
Trustee at the  redemption  price  specified in such  Securities  for redemption
through operation of the mandatory sinking fund and the amount of such mandatory
sinking fund payment shall be reduced accordingly.

     SECTION  3.06.....Not  less than 45 days prior to each sinking fund payment
date for any series of  Securities,  the Company  will deliver to the Trustee an
Officers'  Certificate  specifying  the amount of the next ensuing  sinking fund
payment  for that  series  pursuant  to the terms of that  series,  the  portion
thereof, if any, which is to be satisfied by delivering and crediting Securities
of that series  pursuant to Section 3.05 and the basis for such credit and will,
together with such Officers' Certificate,  deliver to the Trustee any Securities
to be so delivered.  Not less than 30 days before each such sinking fund payment
date the Trustee  shall select the  Securities  to be redeemed upon such sinking
fund  payment  date in the manner  specified in Section 3.02 and cause notice of
the  redemption  thereof  to be given in the name of and at the  expense  of the
Company  in the  manner  provided  in Section  3.02,  except  that the notice of
redemption  shall  also  state  that the  Securities  of such  series  are being
redeemed by operation  of the sinking  fund and the sinking  fund payment  date.
Such notice having been duly given,  the redemption of such Securities  shall be
made upon the terms and in the manner stated in Section 3.03.


                                  ARTICLE FOUR
                       PARTICULAR COVENANTS OF THE COMPANY

     The  Company  covenants  and agrees for each  series of the  Securities  as
follows:

     SECTION  4.01.....The  Company will duly and punctually pay or cause to be
paid the  principal of (and premium,  if any) and interest on the  Securities of
that  series  at the  time and  place  and in the  manner  provided  herein  and
established with respect to such Securities.

     SECTION   4.02.....So   long  as  any  series  of  the  Securities   remain
outstanding,  the Company agrees to maintain an office or agency with respect to
each such series, which shall be in the Borough of Manhattan, the City and State
of New York or at such other  location  or  locations  as may be  designated  as
provided  in this  Section  4.02,  where (i)  Securities  of that  series may be
presented  for  payment,  (ii)  Securities  of that series may be  presented  as
hereinabove  authorized  for  registration  of transfer and exchange,  and (iii)
notices and demands to or upon the Company in respect of the  Securities of that
series and this Indenture may be given or served,  such  designation to continue
with respect to such office or agency until the Company shall, by written notice
signed by an  Authorized  Officer and delivered to the Trustee,  designate  some
other  office or agency  for such  purposes  or any of them.  If at any time the
Company shall fail to maintain any such required  office or agency or shall fail
to furnish the Trustee with the address thereof, such presentations, notices and
demands may be made or served at the Corporate Trust Office of the Trustee,  and
the  Company  hereby  appoints  the  Trustee  as its agent to  receive  all such
presentations,  notices and demands.  The Trustee will  initially  act as paying
agent for the Securities.

     The  Company  may also from time to time,  by written  notice  signed by an
Authorized  Officer and  delivered to the Trustee,  designate  one or more other
offices or agencies for the foregoing  purposes within or outside the Borough of
Manhattan,   City  of  New  York,  and  may  from  time  to  time  rescind  such
designations; provided, however, that no such designation or rescission shall in
any manner  relieve  the  Company of its  obligations  to  maintain an office or
agency in the Borough of Manhattan, City of New York for the foregoing purposes.
The Company will give prompt  written notice to the Trustee of any change in the
location of any such other office or agency.

     SECTION  4.03.....(a)....If  the Company  shall  appoint one or more paying
agents for all or any series of the  Securities,  other  than the  Trustee,  the
Company  will cause each such paying agent to execute and deliver to the Trustee
an instrument  in which such agent shall agree with the Trustee,  subject to the
provisions of this Section:

          (1)  that it will  hold  all  sums  held by it as such  agent  for the
     payment  of the  principal  of (and  premium,  if any) or  interest  on the
     Securities  of that series  (whether  such sums have been paid to it by the
     Company  or by any  other  obligor  of such  Securities)  in trust  for the
     benefit of the persons entitled thereto;

          (2) that it will give the Trustee  prompt notice of any failure by the
     Company (or by any other obligor of such Securities) to make any payment of
     the  principal of (and  premium,  if any) or interest on the  Securities of
     that series when the same shall be due and payable;

          (3) that it will,  at any time during the  continuance  of any failure
     referred  to in the  preceding  paragraph  (a)(2)  above,  upon the written
     request of the  Trustee,  forthwith  pay to the Trustee all sums so held in
     trust by such paying agent; and

          (4) that it will perform all other duties of paying agent as set forth
     in this Indenture.

     (b) If the Company  shall act as its own paying  agent with  respect to any
series of the Securities, it will on or before each due date of the principal of
(and  premium,  if any) or interest on  Securities  of that  series,  set aside,
segregate  and hold in trust for the benefit of the persons  entitled  thereto a
sum  sufficient  to pay such  principal  (and  premium,  if any) or  interest so
becoming due on  Securities of that series until such sums shall be paid to such
persons or otherwise disposed of as herein provided and will promptly notify the
Trustee  of such  action,  or any  failure  (by it or any other  obligor on such
Securities)  to take such action.  Whenever  the Company  shall have one or more
paying agents for any series of Securities,  it will,  prior to each due date of
the  principal of (and  premium,  if any) or interest on any  Securities of that
series, deposit with the paying agent a sum sufficient to pay the principal (and
premium,  if any) or interest so becoming  due, such sum to be held in trust for
the benefit of the persons entitled to such principal,  premium or interest, and
(unless such paying agent is the Trustee) the Company will  promptly  notify the
Trustee of its action or failure so to act.

     (c)  Anything  in this  Section to the  contrary  notwithstanding,  (i) the
agreement  to hold sums in trust as provided  in this  Section is subject to the
provisions  of Section  11.04,  and (ii) the  Company  may at any time,  for the
purpose of obtaining the satisfaction and discharge of this Indenture or for any
other  purpose,  pay, or direct any paying agent to pay, to the Trustee all sums
held in trust by the Company or such paying  agent,  such sums to be held by the
Trustee  upon the same terms and  conditions  as those upon which such sums were
held by the Company or such paying  agent;  and, upon such payment by any paying
agent to the  Trustee,  such paying  agent  shall be  released  from all further
liability with respect to such money.

     SECTION  4.04.....The  Company,  whenever  necessary  to  avoid  or fill a
vacancy in the office of  Trustee,  will  appoint,  in the  manner  provided  in
Section  7.10,  a  Trustee,  so that  there  shall  at all  times  be a  Trustee
hereunder.

     SECTION  4.05.....The  Company will not, while any of the Securities remain
outstanding,  consolidate  with, or merge into, or merge into itself, or sell or
convey all or  substantially  all of its property to any other Person unless the
provisions of Article Ten hereof are complied with.

     SECTION  4.06.....In the event that the Company issues a Discount Security,
the  Company  shall  file  with  the  Trustee  at or  prior  to the  time of the
authentication  of such  Discount  Security  a written  notice,  in such form as
mutually  agreed upon by the Company and the Trustee,  specifying  the amount of
original issue  discount that will be accrued on such Discount  Security in each
calendar year from the date of issuance to the maturity thereof.


                                  ARTICLE FIVE
                SECURITYHOLDERS' LISTS AND REPORTS BY THE COMPANY
                                 AND THE TRUSTEE

     SECTION  5.01.....The  Company will furnish or cause to be furnished to the
Trustee (a) on each  regular  record  date (as defined in Section  2.03) for the
Securities  of each Tranche of a series a list,  in such form as the Trustee may
reasonably require, of the names and addresses of the holders of such Tranche of
Securities as of such regular record date, provided,  that the Company shall not
be obligated to furnish or cause to be furnished  such list at any time that the
list shall not differ in any respect from the most recent list  furnished to the
Trustee by the Company and (b) at such other times as the Trustee may request in
writing  within 30 days after the receipt by the Company of any such request,  a
list of similar form and content as of a date not more than 15 days prior to the
time such list is furnished;  provided,  however, no such list need be furnished
for any series for which the Trustee shall be the Security Registrar.

     SECTION 5.02.....(a)....The Trustee shall preserve, in as current a form as
is reasonably practicable,  all information as to the names and addresses of the
holders of  Securities  contained  in the most  recent list  furnished  to it as
provided  in  Section  5.01 and as to the  names and  addresses  of  holders  of
Securities  received by the Trustee in its  capacity as Security  Registrar  (if
acting in such capacity).

     (b) The Trustee may destroy any list furnished to it as provided in Section
5.01 upon receipt of a new list so furnished.

     (c) In case three or more holders of  Securities  of a series  (hereinafter
referred to as "applicants") apply in writing to the Trustee, and furnish to the
Trustee  reasonable  proof that each such  applicant  has owned a Security for a
period of at least six months preceding the date of such  application,  and such
application  states that the applicants desire to communicate with other holders
of Securities of such series or holders of all Securities  with respect to their
rights under this  Indenture or under such  Securities,  and is accompanied by a
copy of the form of proxy or other  communication  which such applicants propose
to transmit, then the Trustee shall, within five Business Days after the receipt
of such application, at its election, either:

          (1) afford to such applicants  access to the information  preserved at
     the time by the Trustee in accordance with the provisions of subsection (a)
     of this Section 5.02; or

          (2) inform such applicants as to the approximate  number of holders of
     Securities of such series or of all  Securities,  as the case may be, whose
     names and addresses appear in the information  preserved at the time by the
     Trustee,  in  accordance  with the  provisions  of  subsection  (a) of this
     Section  5.02,  and  as  to  the  approximate   cost  of  mailing  to  such
     Securityholders the form of proxy or other communication, if any, specified
     in such application.

     (d) If the Trustee shall elect not to afford such applicants access to such
information,  the Trustee shall,  upon the written  request of such  applicants,
mail to each  holder of such  series or of all  Securities,  as the case may be,
whose name and address appears in the  information  preserved at the time by the
Trustee in accordance  with the  provisions  of  subsection  (a) of this Section
5.02, a copy of the form of proxy or other  communication  which is specified in
such request,  with reasonable  promptness  after a tender to the Trustee of the
material to be mailed and of  payment,  or  provision  for the  payment,  of the
reasonable  expenses of mailing,  unless within five days after such tender, the
Trustee shall mail to such  applicants  and file with the  Commission,  together
with a copy of the  material  to be mailed,  a written  statement  to the effect
that, in the opinion of the Trustee,  such mailing would be contrary to the best
interests of the holders of Securities of such series or of all  Securities,  as
the case may be,  or would be in  violation  of  applicable  law.  Such  written
statement  shall specify the basis of such  opinion.  If the  Commission,  after
opportunity for a hearing upon the objections specified in the written statement
so filed, shall enter an order refusing to sustain any of such objections or if,
after  the  entry of an order  sustaining  one or more of such  objections,  the
Commission  shall find,  after notice and opportunity for hearing,  that all the
objections so sustained have been met and shall enter an order so declaring, the
Trustee  shall mail  copies of such  material to all such  Securityholders  with
reasonable  promptness  after the entry of such  order and the  renewal  of such
tender;  otherwise,  the Trustee shall be relieved of any  obligation or duty to
such applicants respecting their application.

     (e) Each and every holder of the  Securities,  by receiving and holding the
same,  agrees with the Company and the Trustee  that neither the Company nor the
Trustee  nor  any  paying  agent  nor  any  Security  Registrar  shall  be  held
accountable by reason of the disclosure of any such  information as to the names
and addresses of the holders of Securities in accordance  with the provisions of
subsection  (c) of this  Section,  regardless  of the  source  from  which  such
information was derived,  and that the Trustee shall not be held  accountable by
reason of mailing any material  pursuant to a request made under said subsection
(c).

     SECTION  5.03.....(a)....The  Company covenants and agrees to file with the
Trustee,  within 30 days after the Company is required to file the same with the
Commission,  a copy of the annual reports and of the information,  documents and
other  reports  (or a copy  of  such  portions  of any of the  foregoing  as the
Commission may from time to time by rules and regulations  prescribe)  which the
Company may be required  to file with the  Commission  pursuant to Section 13 or
Section  15(d) of the  Exchange  Act; or, if the Company is not required to file
information,  documents or reports pursuant to either of such sections,  then to
file  with the  Trustee  and,  unless  the  Commission  shall  not  accept  such
information,  documents or reports, the Commission, in accordance with the rules
and  regulations  prescribed  from time to time by the  Commission,  such of the
supplementary  and  periodic  information,  documents  and reports  which may be
required  pursuant to Section 13 of the  Exchange  Act, in respect of a security
listed and  registered  on a national  securities  exchange as may be prescribed
from time to time in such rules and regulations.

     (b) The  Company  covenants  and  agrees to file with the  Trustee  and the
Commission, in accordance with the rules and regulations prescribed from time to
time by the Commission, such additional information,  documents and reports with
respect to compliance by the Company with the conditions and covenants  provided
for in this  Indenture  as may be  required  from time to time by such rules and
regulations.

     (c) The  Company  covenants  and agrees to  transmit  by mail,  first class
postage  prepaid,  or reputable  over-night  delivery service which provides for
evidence of receipt, to the Securityholders, as their names and addresses appear
upon the  Security  Register,  within 30 days after the filing  thereof with the
Trustee, such summaries of any information, documents and reports required to be
filed by the Company  pursuant to subsections (a) and (b) of this Section as may
be  required  by  rules  and  regulations  prescribed  from  time to time by the
Commission.

     (d) The  Company  covenants  and agrees to furnish  to the  Trustee,  on or
before  May 15 in  each  calendar  year  in  which  any of  the  Securities  are
outstanding, or on or before such other day in each calendar year as the Company
and the  Trustee  may from  time to time  agree  upon,  a  certificate  from the
principal executive officer, principal financial officer or principal accounting
officer,  as to his or her  knowledge,  of the  Company's  compliance  with  all
conditions and covenants under this  Indenture.  For purposes of this subsection
(d), such compliance  shall be determined  without regard to any period of grace
or requirement of notice provided under this Indenture.

     (e)  Delivery  of such  information,  documents  or reports to the  Trustee
pursuant to Section  5.03(a) or 5.03(b) is for  informational  purposes only and
the Trustee's  receipt thereof shall not constitute  constructive  notice of any
information   contained  therein  or  determinable  from  information  contained
therein,  including,  in the case of Section 5.03(b),  the Company's  compliance
with any of the covenants hereunder.

     SECTION  5.04.....(a)....On  or before July 15 in each year in which any of
the Securities are outstanding,  the Trustee shall transmit by mail, first class
postage  prepaid,  to the  Securityholders,  as their names and addresses appear
upon the Security  Register,  a brief report dated as of the  preceding  May 15,
with respect to any of the following  events which may have occurred  within the
previous  twelve months (but if no such event has occurred within such period no
report need be transmitted):

          (1)  any  change  to its  eligibility  under  Section  7.09,  and  its
     qualifications under Section 310 of the Trust Indenture Act;

          (2) the creation of or any material change to a relationship specified
     in  paragraphs  (1) through (10) of Section  310(b) of the Trust  Indenture
     Act;

          (3) the  character  and  amount of any  advances  (and if the  Trustee
     elects so to state, the circumstances  surrounding the making thereof) made
     by the Trustee (as such) which  remain  unpaid on the date of such  report,
     and for the reimbursement of which it claims or may claim a lien or charge,
     prior to that of the Securities, on any property or funds held or collected
     by it as trustee if such advances so remaining  unpaid  aggregate more than
     1/2 of 1% of the principal amount of the Securities outstanding on the date
     of such report;

          (4) any change to the amount,  interest rate, and maturity date of all
     other  indebtedness  owing by the Company,  or by any other  obligor on the
     Securities,  to the Trustee in its individual capacity, on the date of such
     report,  with a  brief  description  of any  property  held  as  collateral
     security   therefor,   except  any  indebtedness   based  upon  a  creditor
     relationship arising in any manner described in paragraphs (2), (3), (4) or
     (6) of Section 311(b) of the Trust Indenture Act;

          (5) any change to the property and funds,  if any,  physically  in the
     possession of the Trustee as such on the date of such report;

          (6) any release,  or release and substitution,  of property subject to
     the lien, if any, of this Indenture  (and the  consideration  therefor,  if
     any) which it has not previously reported;

          (7) any  additional  issue of  Securities  which the  Trustee  has not
     previously reported; and

          (8) any action taken by the Trustee in the  performance  of its duties
     under this Indenture which it has not previously  reported and which in its
     opinion  materially affects the Securities or the Securities of any series,
     except any  action in respect of a default,  notice of which has been or is
     to be withheld by it in accordance with the provisions of Section 6.07.

     (b) The Trustee shall transmit by mail, first class postage prepaid, to the
Securityholders, as their names and addresses appear upon the Security Register,
a brief report with respect to the  character and amount of any advances (and if
the  Trustee  elects so to  state,  the  circumstances  surrounding  the  making
thereof)  made by the  Trustee  as  such  since  the  date  of the  last  report
transmitted  pursuant to the provisions of subsection (a) of this Section (or if
no such report has yet been so transmitted,  since the date of execution of this
Indenture),  for the  reimbursement  of which it  claims  or may claim a lien or
charge prior to that of the  Securities  of any series on property or funds held
or collected by it as Trustee, and which it has not previously reported pursuant
to this subsection if such advances  remaining unpaid at any time aggregate more
than 10% of the principal  amount of Securities  of such series  outstanding  at
such time, such report to be transmitted within 90 days after such time.

     (c) A copy of each such report shall,  at the time of such  transmission to
Securityholders,  be filed by the  Trustee  with the  Company,  with each  stock
exchange upon which any  Securities  are listed (if so listed) and also with the
Commission.  The Company agrees to notify the Trustee when any Securities become
listed on any stock exchange.


                                   ARTICLE SIX
                   REMEDIES OF THE TRUSTEE AND SECURITYHOLDERS
                               ON EVENT OF DEFAULT

     SECTION  6.01.....(a)....Whenever used herein with respect to Securities of
a particular  series,  "Event of Default" means any one or more of the following
events which has occurred and is continuing:

          (1) default in the payment of any  installment of interest upon any of
     the  Securities  of that series,  as and when the same shall become due and
     payable, and continuance of such default for a period of 30 days;

          (2) default in the payment of the  principal of (or  premium,  if any,
     on) any of the  Securities of that series as and when the same shall become
     due and  payable  whether at  maturity,  upon  redemption,  pursuant to any
     sinking fund  obligation,  by declaration or otherwise,  and continuance of
     such default for a period of 3 Business Days;

          (3) failure on the part of the Company  duly to observe or perform any
     other  of the  covenants  or  agreements  on the part of the  Company  with
     respect  to  that  series   contained  in  such   Securities  or  otherwise
     established  with respect to that series of Securities  pursuant to Section
     2.01  hereof or  contained  in this  Indenture  (other  than a covenant  or
     agreement  which has been expressly  included in this Indenture  solely for
     the benefit of one or more series of Securities other than such series) for
     a period of 90 days after the date on which written notice of such failure,
     requiring the same to be remedied and stating that such notice is a "Notice
     of Default" hereunder, shall have been given to the Company by the Trustee,
     by registered  or certified  mail, or to the Company and the Trustee by the
     holders  of at least  33% in  principal  amount of the  Securities  of that
     series at the time outstanding;

          (4) a decree or order by a court having  jurisdiction  in the premises
     shall have been entered adjudging the Company as bankrupt or insolvent,  or
     approving   as   properly   filed  a  petition   seeking   liquidation   or
     reorganization  of the  Company  under the Federal  Bankruptcy  Code or any
     other  similar  applicable  Federal or State law,  and such decree or order
     shall have continued  unvacated and unstayed for a period of 90 consecutive
     days; or an involuntary  case shall be commenced under such Code in respect
     of  the  Company  and  shall  continue  undismissed  for  a  period  of  90
     consecutive  days or an order  for  relief  in such  case  shall  have been
     entered;  or a  decree  or  order  of a court  having  jurisdiction  in the
     premises  shall  have been  entered  for the  appointment  on the ground of
     insolvency  or  bankruptcy  of a receiver or  custodian  or  liquidator  or
     trustee or assignee in  bankruptcy  or  insolvency of the Company or of its
     property,  or for the winding up or  liquidation  of its affairs,  and such
     decree or order shall have  remained in force  unvacated and unstayed for a
     period of 90 consecutive days;

          (5) the  Company  shall  institute  proceedings  to be  adjudicated  a
     voluntary  bankrupt,  or  shall  consent  to  the  filing  of a  bankruptcy
     proceeding  against  it, or shall  file a  petition  or  answer or  consent
     seeking liquidation or reorganization  under the Federal Bankruptcy Code or
     any other similar  applicable Federal or State law, or shall consent to the
     filing of any such  petition,  or shall consent to the  appointment  on the
     ground of insolvency or bankruptcy of a receiver or custodian or liquidator
     or  trustee  or  assignee  in  bankruptcy  or  insolvency  of it or of  its
     property, or shall make an assignment for the benefit of creditors; or

          (6) the  occurrence  of any other  Event of  Default  with  respect to
     Securities of such series, as contemplated by Section 2.01 hereof.

     (b)  The  Company  shall  file  with  the  Trustee  written  notice  of the
occurrence  of any Event of Default  within five  Business Days of the Company's
becoming aware of any such Event of Default. In each and every such case, unless
the principal of all the Securities of that series shall have already become due
and payable, either the Trustee or the holders of not less than 33% in aggregate
principal amount of the Securities of that series then outstanding hereunder, by
notice  in  writing  to the  Company  (and  to the  Trustee  if  given  by  such
Securityholders),  may declare the principal (or, if any of such  Securities are
Discount  Securities,  such portion of the  principal  amount  thereof as may be
specified by their terms as  contemplated by Section 2.01) of all the Securities
of that series to be due and payable immediately,  and upon any such declaration
the same  shall  become  and  shall be  immediately  due and  payable,  anything
contained in this  Indenture or in the  Securities of that series or established
with  respect to that  series  pursuant to Section  2.01 hereof to the  contrary
notwithstanding.

     (c) Section 6.01(b),  however,  is subject to the condition that if, at any
time after the  principal  of the  Securities  of that series shall have been so
declared due and  payable,  and before any judgment or decree for the payment of
the monies due shall have been obtained or entered as hereinafter provided,  the
Company shall pay or shall deposit with the Trustee a sum  sufficient to pay all
matured  installments of interest upon all the Securities of that series and the
principal of (and  premium,  if any, on) any and all  Securities  of that series
which shall have become due otherwise than by  acceleration  (with interest upon
such  principal  and  premium,  if any,  and, to the extent that such payment is
enforceable under applicable law, upon overdue installments of interest,  at the
rate per annum  expressed in the  Securities  of that series to the date of such
payment or deposit) and the amount  payable to the Trustee  under  Section 7.06,
and any and all  defaults  under the  Indenture,  other than the  nonpayment  of
principal on  Securities of that series which shall not have become due by their
terms,  shall have been remedied or waived as provided in Section 6.06, then and
in every such case the holders of a majority in  aggregate  principal  amount of
the Securities of that series then outstanding, by written notice to the Company
and to the Trustee,  may rescind and annul such declaration and its consequences
with respect to that series of Securities;  but no such rescission and annulment
shall  extend to or shall  affect any  subsequent  default,  or shall impair any
right consequent thereon.

     (d) In case the  Trustee  shall have  proceeded  to enforce  any right with
respect to Securities of that series under this  Indenture and such  proceedings
shall  have  been  discontinued  or  abandoned  because  of such  rescission  or
annulment or for any other reason or shall have been determined adversely to the
Trustee,  then and in every  such  case the  Company  and the  Trustee  shall be
restored  respectively to their former positions and rights  hereunder,  and all
rights,  remedies  and powers of the Company and the Trustee  shall  continue as
though no such proceedings had been taken.

     SECTION  6.02.....(a)....The  Company  covenants  that in case an  Event of
Default described in subsection  6.01(a)(1) or (a)(2) shall have occurred and be
continuing, upon demand of the Trustee, the Company will pay to the Trustee, for
the benefit of the holders of the  Securities  of that series,  the whole amount
that then shall have become due and payable on all such Securities for principal
(and  premium,  if any) or interest,  or both, as the case may be, with interest
upon the overdue principal (and premium, if any) and (to the extent that payment
of such interest is enforceable under applicable law and without  duplication of
any  other  amounts  paid  by the  Company  in  respect  thereof)  upon  overdue
installments  of interest at the rate per annum  expressed in the  Securities of
that  series;  and,  in  addition  thereto,  such  further  amount  as  shall be
sufficient to cover the costs and expenses of collection, and the amount payable
to the Trustee under Section 7.06.

     (b) In case the Company shall fail  forthwith to pay such amounts upon such
demand,  the Trustee,  in its own name and as trustee of an express trust, shall
be entitled and  empowered to institute any action or  proceedings  at law or in
equity for the  collection of the sums so due and unpaid,  and may prosecute any
such action or proceeding to judgment or final decree,  and may enforce any such
judgment  or  final  decree  against  the  Company  or  other  obligor  upon the
Securities  of that series and collect in the manner  provided by law out of the
property  of the Company or other  obligor  upon the  Securities  of that series
wherever situated the monies adjudged or decreed to be payable.

     (c) In  case  of any  receivership,  insolvency,  liquidation,  bankruptcy,
reorganization,   readjustment,   arrangement,  composition  or  other  judicial
proceedings affecting the Company, any other obligor on such Securities,  or the
creditors  or property of either,  the Trustee  shall have power to intervene in
such  proceedings and take any action therein that may be permitted by the court
and shall (except as may be otherwise  provided by law) be entitled to file such
proofs of claim and other papers and  documents as may be necessary or advisable
in order to have the claims of the Trustee and of the holders of  Securities  of
such series allowed for the entire amount due and payable by the Company or such
other  obligor  under  this  Indenture  at  the  date  of  institution  of  such
proceedings  and for any  additional  amount which may become due and payable by
the Company or such other  obligor  after such date,  and to collect and receive
any monies or other property  payable or  deliverable on any such claim,  and to
distribute  the same after the  deduction  of the amount  payable to the Trustee
under  Section  7.06;  and any  receiver,  assignee or trustee in  bankruptcy or
reorganization is hereby authorized by each of the holders of Securities of such
series to make such payments to the Trustee,  and, in the event that the Trustee
shall consent to the making of such payments  directly to such  Securityholders,
to pay to the Trustee any amount due it under Section 7.06.

     (d) All rights of action and of asserting  claims under this Indenture,  or
under any of the terms  established  with respect to  Securities of that series,
may be enforced by the Trustee without the possession of any of such Securities,
or the production thereof at any trial or other proceeding relative thereto, and
any such suit or  proceeding  instituted  by the Trustee shall be brought in its
own name as trustee of an express  trust,  and any  recovery of judgment  shall,
after  provision  for payment to the  Trustee of any  amounts due under  Section
7.06,  be for the  ratable  benefit  of the  holders of the  Securities  of such
series.

     In case of an Event of Default hereunder, the Trustee may in its discretion
proceed to protect and enforce the rights vested in it by this Indenture by such
appropriate  judicial  proceedings  as the Trustee shall deem most  effectual to
protect  and  enforce  any of such  rights,  either  at law or in  equity  or in
bankruptcy or otherwise, whether for the specific enforcement of any covenant or
agreement  contained  in the  Indenture  or in aid of the  exercise of any power
granted in this  Indenture,  or to enforce  any other legal or  equitable  right
vested in the Trustee by this Indenture or by law.

     Nothing  herein  contained  shall be deemed to  authorize  the  Trustee  to
authorize or consent to or accept or adopt on behalf of any  Securityholder  any
plan of  reorganization,  arrangement,  adjustment or composition  affecting the
Securities  of that series or the rights of any holder  thereof or to  authorize
the  Trustee to vote in respect of the claim of any  Securityholder  in any such
proceeding.

     SECTION  6.03.....Any  monies  collected by the Trustee pursuant to Section
6.02 with respect to a particular  series of Securities  shall be applied in the
order  following,  at the date or dates fixed by the Trustee and, in case of the
distribution  of such monies on account of  principal  (or  premium,  if any) or
interest,  upon  presentation  of the several  Securities  of that  series,  and
stamping thereon the payment, if only partially paid, and upon surrender thereof
if fully paid:

          FIRST:  To the payment of costs and expenses of collection  and of all
     amounts payable to the Trustee under Section 7.06;

          SECOND:  To the  payment  of the  amounts  then  due and  unpaid  upon
     Securities of such series for principal (and premium, if any) and interest,
     in  respect  of  which or for the  benefit  of which  such  money  has been
     collected,  ratably,  without preference or priority of any kind, according
     to the  amounts  due and  payable on such  Securities  for  principal  (and
     premium, if any) and interest, respectively; and

          THIRD: To the Company.

     SECTION  6.04.....No  holder of any  Security of any series  shall have any
right by virtue or by availing of any  provision of this  Indenture to institute
any suit, action or proceeding in equity or at law upon or under or with respect
to this Indenture or for the  appointment  of a receiver or trustee,  or for any
other remedy  hereunder,  unless such holder  previously shall have given to the
Trustee  written  notice of an Event of Default and of the  continuance  thereof
with respect to Securities of such series  specifying such Event of Default,  as
hereinbefore  provided,  and  unless  also the  holders  of not less than 33% in
aggregate  principal  amount of the  Securities of such series then  outstanding
shall have made written request upon the Trustee to institute such action,  suit
or proceeding in its own name as trustee hereunder and shall have offered to the
Trustee such reasonable indemnity as it may require against the costs,  expenses
and liabilities to be incurred  therein or thereby,  and the Trustee for 60 days
after its receipt of such  notice,  request and offer of  indemnity,  shall have
failed to institute any such action, suit or proceeding; it being understood and
intended,  and being  expressly  covenanted  by the  taker  and  holder of every
Security of such series with every other such taker and holder and the  Trustee,
that no one or more holders of Securities of such series shall have any right in
any  manner  whatsoever  by  virtue  or by  availing  of any  provision  of this
Indenture to affect, disturb or prejudice the rights of the holders of any other
of such  Securities,  or to obtain or seek to obtain priority over or preference
to any other such holder,  or to enforce any right under this Indenture,  except
in the manner herein  provided and for the equal,  ratable and common benefit of
all holders of Securities of such series.  For the protection and enforcement of
the provisions of this Section,  each and every  Securityholder  and the Trustee
shall be entitled to such relief as can be given either at law or in equity.

     Notwithstanding any other provisions of this Indenture,  however, the right
of any holder of any  Security  to  receive  payment  of the  principal  of (and
premium, if any) and interest on such Security, as therein provided, on or after
the  respective  due  dates  expressed  in  such  Security  (or in the  case  of
redemption, on the redemption date), or to institute suit for the enforcement of
any such payment on or after such respective dates or redemption date, shall not
be impaired or affected without the consent of such holder.

     SECTION  6.05.....(a)....All  powers and remedies  given by this Article to
the Trustee or to the Securityholders  shall, to the extent permitted by law, be
deemed cumulative and not exclusive of any others thereof or of any other powers
and  remedies  available  to the  Trustee or the holders of the  Securities,  by
judicial  proceedings or otherwise,  to enforce the performance or observance of
the  covenants  and   agreements   contained  in  this  Indenture  or  otherwise
established with respect to such Securities.

     (b) No delay or  omission  of the  Trustee  or of any  holder of any of the
Securities  to exercise  any right or power  accruing  upon any Event of Default
occurring and continuing as aforesaid  shall impair any such right or power,  or
shall  be  construed  to be a  waiver  of any such  default  or an  acquiescence
therein;  and, subject to the provisions of Section 6.04, every power and remedy
given by this Article or by law to the Trustee or to the  Securityholders may be
exercised from time to time, and as often as shall be deemed  expedient,  by the
Trustee or by the Securityholders.

     SECTION 6.06.....The holders of a majority in aggregate principal amount of
the Securities of any series at the time  outstanding,  determined in accordance
with Section 8.04, shall have the right to direct the time,  method and place of
conducting any proceeding for any remedy available to the Trustee, or exercising
any  trust or power  conferred  on the  Trustee  with  respect  to such  series;
provided, however, that such direction shall not be in conflict with any rule of
law or with this  Indenture  or unduly  prejudicial  to the rights of holders of
Securities of any other series at the time outstanding  determined in accordance
with  Section 8.04 not parties  thereto.  Subject to the  provisions  of Section
7.01,  the Trustee shall have the right to decline to follow any such  direction
if the Trustee in good faith shall, by a Responsible  Officer or Officers of the
Trustee,  determine that the proceeding so directed might involve the Trustee in
personal  liability.  The holders of a majority in aggregate principal amount of
the  Securities  of  any  series  at  the  time  outstanding  affected  thereby,
determined in accordance  with Section 8.04, may on behalf of the holders of all
of the  Securities of such series waive any past default in the  performance  of
any of the covenants  contained  herein or established  pursuant to Section 2.01
with  respect  to such  series  and its  consequences,  except a default  in the
payment of the  principal  of, or premium,  if any,  or interest  on, any of the
Securities  of that series as and when the same shall become due by the terms of
such  Securities  otherwise than by  acceleration  (unless such default has been
cured and a sum  sufficient  to pay all matured  installments  of  interest  and
principal otherwise than by acceleration and any premium has been deposited with
the Trustee (in  accordance  with Section  6.01(c))) or a call for redemption of
Securities of that series.  Upon any such waiver,  the default  covered  thereby
shall be deemed to be cured for all purposes of this  Indenture and the Company,
the Trustee and the holders of the  Securities  of such series shall be restored
to their former positions and rights hereunder, respectively; but no such waiver
shall extend to any  subsequent or other default or impair any right  consequent
thereon.

     SECTION  6.07.....The Trustee shall, within 90 days after the occurrence of
a default  with respect to a particular  series,  transmit by mail,  first class
postage prepaid, to the holders of Securities of that series, as their names and
addresses appear upon the Security Register, notice of all defaults with respect
to that series known to the Trustee,  unless such defaults shall have been cured
or waived before the giving of such notice (the term "defaults" for the purposes
of this Section being hereby  defined to be the events  specified in subsections
(1),  (2),  (3),  (4),  (5), (6) and (7) of Section  6.01(a),  not including any
periods of grace provided for therein and  irrespective  of the giving of notice
provided for by subsection (4) of Section  6.01(a));  provided,  that, except in
the case of default in the payment of the  principal of (or premium,  if any) or
interest  on any of the  Securities  of that  series  or in the  payment  of any
sinking or analogous fund  installment  established with respect to that series,
the Trustee shall be protected in withholding  such notice if and so long as the
board of directors,  the executive committee,  or a trust committee of directors
and/or  Responsible  Officers,  of the Trustee in good faith  determine that the
withholding  of such notice is in the  interests of the holders of Securities of
that series;  provided further, that in the case of any default of the character
specified in Section  6.01(a)(4)  with respect to  Securities  of such series no
such notice to the holders of the Securities of that series shall be given until
at least 30 days after the occurrence thereof.

     The Trustee  shall not be deemed to have  knowledge of any default,  except
(i) a default under subsection (a)(1),  (a)(2) or (a)(3) of Section 6.01 as long
as the Trustee is acting as paying agent for such series of  Securities  or (ii)
any  default as to which the Trustee  shall have  received  written  notice or a
Responsible Officer charged with the administration of this Indenture shall have
obtained written notice.

     SECTION  6.08.....All  parties to this Indenture  agree, and each holder of
any Securities by his or her acceptance  thereof shall be deemed to have agreed,
that any court may in its discretion require, in any suit for the enforcement of
any right or remedy under this Indenture, or in any suit against the Trustee for
any action taken or omitted by it as Trustee,  the filing by any party  litigant
in such  suit of an  undertaking  to pay the costs of such  suit,  and that such
court  may in its  discretion  assess  reasonable  costs,  including  reasonable
attorneys' fees,  against any party litigant in such suit,  having due regard to
the merits and good faith of the claims or defenses made by such party litigant;
but the provisions of this Section shall not apply to any suit instituted by the
Trustee,   to  any  suit   instituted  by  any   Securityholder,   or  group  of
Securityholders,  holding  more than 10% in  aggregate  principal  amount of the
outstanding  Securities  of  any  series,  or to  any  suit  instituted  by  any
Securityholder  for the  enforcement  of the  payment  of the  principal  of (or
premium,  if any) or interest on any  Security of such  series,  on or after the
respective due dates expressed in such Security or established  pursuant to this
Indenture.


                                  ARTICLE SEVEN
                             CONCERNING THE TRUSTEE

     SECTION 7.01.....(a)....The Trustee, prior to the occurrence of an Event of
Default  with  respect  to  Securities  of a series  and after the curing of all
Events of Default  with  respect to  Securities  of that  series  which may have
occurred,  shall  undertake to perform with respect to Securities of such series
such  duties  and  only  such  duties  as are  specifically  set  forth  in this
Indenture,  and no  implied  covenants  or  obligations  shall be read into this
Indenture  against  the  Trustee.  In case an Event of Default  with  respect to
Securities  of a series has occurred  (which has not been cured or waived),  the
Trustee  shall  exercise  with respect to  Securities of that series such of the
rights and powers  vested in it by this  Indenture,  and use the same  degree of
care and skill in their  exercise,  as a prudent man would exercise or use under
the circumstances in the conduct of his own affairs.

     (b) No  provision  of this  Indenture  shall be  construed  to relieve  the
Trustee from liability for its own negligent  action,  its own negligent failure
to act, or its own willful misconduct, except that:

          (1) prior to the  occurrence  of an Event of Default  with  respect to
     Securities  of a series and after the curing or waiving of all such  Events
     of Default with respect to that series which may have occurred:

               (i) the duties and  obligations of the Trustee shall with respect
          to  Securities  of such  series be  determined  solely by the  express
          provisions of this Indenture, and the Trustee shall not be liable with
          respect to  Securities of such series  except for the  performance  of
          such  duties and  obligations  as are  specifically  set forth in this
          Indenture,  and no implied covenants or obligations shall be read into
          this Indenture against the Trustee; and

               (ii) in the absence of bad faith on the part of the Trustee,  the
          Trustee may with  respect to  Securities  of such series  conclusively
          rely, as to the truth of the  statements  and the  correctness  of the
          opinions  expressed   therein,   upon  any  certificates  or  opinions
          furnished to the Trustee and  conforming to the  requirements  of this
          Indenture;  but in the case of any such certificates or opinions which
          by any provision hereof are  specifically  required to be furnished to
          the Trustee,  the Trustee shall be under a duty to examine the same to
          determine  whether  or not they  conform to the  requirements  of this
          Indenture  (but  need not  confirm  or  investigate  the  accuracy  of
          mathematical calculations or other facts stated therein);

          (2) the Trustee  shall not be liable for any error of judgment made in
     good faith by a Responsible Officer or Responsible Officers of the Trustee,
     unless it shall be proved that the Trustee was  negligent  in  ascertaining
     the pertinent facts;

          (3) the Trustee  shall not be liable with  respect to any action taken
     or omitted to be taken by it in good faith in  accordance  with the written
     direction of the holders of not less than a majority in principal amount of
     the Securities of any series at the time outstanding  relating to the time,
     method and place of conducting any  proceeding for any remedy  available to
     the Trustee,  or exercising  any trust or power  conferred upon the Trustee
     under this Indenture with respect to the Securities of that series; and

          (4) none of the provisions  contained in this Indenture  shall require
     the  Trustee  to expend or risk its own  funds or  otherwise  incur or risk
     personal financial  liability in the performance of any of its duties or in
     the  exercise  of any of its rights or powers,  if the  Trustee  reasonably
     believes  that the  repayment of such funds or liability is not  reasonably
     assured  to it under  the terms of this  Indenture  or  adequate  indemnity
     against such risk is not reasonably assured to it.

     (c) Whether or not therein  expressly so provided,  every provision of this
Indenture  relating to the conduct or  affecting  the  liability of or affording
protection  to the Trustee  shall be subject to the  provisions  of this Section
7.01.

     SECTION 7.02. Except as otherwise provided in Section 7.01:

     (a) The  Trustee  may  conclusively  rely and shall be fully  protected  in
acting or refraining  from acting upon any resolution,  certificate,  statement,
instrument, opinion, report, notice, request, direction, consent, order, demand,
approval,  bond,  security or other  paper or document  believed by it (i) to be
genuine  and (ii) to have  been  signed  or  presented  by the  proper  party or
parties;

     (b) Any request, direction, order or demand of the Company mentioned herein
shall  be  sufficiently   evidenced  by  a  Board  Resolution  or  an  Officers'
Certificate (unless other evidence in respect thereof is specifically prescribed
herein);

     (c) The Trustee may consult with counsel of its selection and the advice of
such counsel or any Opinion of Counsel shall be full and complete  authorization
and  protection in respect of any action taken or suffered or omitted  hereunder
in good faith and in reliance thereon;

     (d) The Trustee  shall be under no obligation to exercise any of the rights
or powers vested in it by this  Indenture at the request,  order or direction of
any of the Securityholders, pursuant to the provisions of this Indenture, unless
such  Securityholders  shall have  offered to the Trustee  security or indemnity
satisfactory  to it against the costs,  expenses  and  liabilities  which may be
incurred therein or thereby;  nothing herein contained shall,  however,  relieve
the Trustee of the  obligation,  upon the occurrence of an Event of Default with
respect  to a series of the  Securities  (which has not been cured or waived) to
exercise with respect to Securities of that series such of the rights and powers
vested in it by this Indenture,  and to use the same degree of care and skill in
their exercise,  as a prudent man would exercise or use under the  circumstances
in the conduct of his own affairs;

     (e) The Trustee  shall not be liable for any action  taken or omitted to be
taken by it in good  faith and  believed  by it to be  authorized  or within the
discretion or rights or powers conferred upon it by this Indenture;

     (f) The Trustee shall not be bound to make any investigation into the facts
or  matters  stated  in  any  resolution,  certificate,  statement,  instrument,
opinion, report, notice, request, consent,  direction,  order, demand, approval,
bond, security, or other papers or documents,  unless requested in writing so to
do by the  holders  of not less  than a  majority  in  principal  amount  of the
outstanding  Securities of the particular series affected thereby (determined as
provided in Section  8.04);  provided,  however,  that if the  payment  within a
reasonable time to the Trustee of the costs,  expenses or liabilities  likely to
be incurred by it in the making of such  investigation is, in the opinion of the
Trustee, not reasonably assured to the Trustee by the security afforded to it by
the terms of this  Indenture,  the  Trustee  may  require  reasonable  indemnity
against such costs, expenses or liabilities as a condition to so proceeding. The
reasonable expense of every such examination shall be paid by the Company or, if
paid by the Trustee, shall be repaid by the Company upon demand. Notwithstanding
the foregoing,  the Trustee, in its direction,  may make such further inquiry or
investigation  into such  facts or  matters  as it may see fit.  In  making  any
investigation required or authorized by this subparagraph,  the Trustee shall be
entitled to examine books, records and premises of the Company, personally or by
agent or attorney;

     (g) The  Trustee  may  execute  any of the  trusts or powers  hereunder  or
perform  any  duties  hereunder  either  directly  or by or  through  agents  or
attorneys  and the  Trustee  shall  not be  responsible  for any  misconduct  or
negligence  on the part of any agent or attorney  appointed  with due care by it
hereunder;

     (h) The  permissive  right of the Trustee to do things  enumerated  in this
Indenture shall not be construed as a duty.

     SECTION 7.03.  (a)....The  recitals  contained herein and in the Securities
(other than the Certificate of  Authentication on the Securities) shall be taken
as the statements of the Company,  and the Trustee assumes no responsibility for
the correctness of the same.

     (b) The Trustee makes no  representations as to the validity or sufficiency
of this Indenture or of the Securities.

     (c) The Trustee shall not be accountable  for the use or application by the
Company of any of the Securities or of the proceeds of such  Securities,  or for
the use or application of any monies paid over by the Trustee in accordance with
any provision of this Indenture or established  pursuant to Section 2.01, or for
the use or application of any monies received by any paying agent other than the
Trustee.

     SECTION 7.04. The Trustee or any paying agent or Security Registrar, in its
individual or any other capacity,  may become the owner or pledgee of Securities
with the same  rights  it would  have if it were not  Trustee,  paying  agent or
Security Registrar.

     SECTION  7.05.  Subject  to the  provisions  of Section  11.04,  all monies
received by the Trustee shall, until used or applied as herein provided, be held
in  trust  for the  purposes  for  which  they  were  received,  but need not be
segregated  from other funds  except to the extent  required by law. The Trustee
shall be under no liability for interest on any monies  received by it hereunder
except such as it may agree in writing with the Company to pay thereon.

     SECTION  7.06.  (a)......The  Company  covenants  and  agrees to pay to the
Trustee  from time to time,  and the Trustee  shall be entitled  to,  reasonable
compensation  (which  shall not be limited by any  provision of law in regard to
the compensation of a trustee of an express trust) for all services  rendered by
it in the  execution  of the  trusts  hereby  created  and in the  exercise  and
performance  of any of the powers and duties  hereunder of the Trustee,  and the
Company  will pay or reimburse  the Trustee upon its request for all  reasonable
expenses,  disbursements  and  advances  incurred  or  made  by the  Trustee  in
accordance  with  any  of  the  provisions  of  this  Indenture  (including  the
reasonable  compensation  and the reasonable  expenses and  disbursements of its
counsel and agents and of all persons not  regularly  in its employ)  except any
such expense, disbursement or advance as may arise from its negligence,  willful
misconduct  or bad faith.  The Company also  covenants to indemnify  the Trustee
(and its officers, agents, directors and employees) for, and to hold it harmless
against,  any loss,  liability or expense incurred without  negligence,  willful
misconduct  or bad faith on the part of the  Trustee  and  arising  out of or in
connection with the acceptance or  administration  of this trust,  including the
reasonable costs and expenses of defending itself against any claim or liability
in connection  with the exercise or  performance  of any of its powers or duties
hereunder.

     (b) The  obligations  of the Company under this Section to  compensate  and
indemnify  the  Trustee  and to pay  or  reimburse  the  Trustee  for  expenses,
disbursements and advances shall constitute additional  indebtedness  hereunder.
Such  additional  indebtedness  shall be  secured by a lien prior to that of the
Securities upon all property and funds held or collected by the Trustee as such,
except  funds  held in  trust  for the  benefit  of the  holders  of  particular
Securities.

     (c) Without  prejudice to any other rights  available to the Trustee  under
applicable  law,  when the  Trustee  incurs  expenses  or  renders  services  in
connection with an Event of Default, the expenses (including  reasonable charges
and expenses of its counsel) and  compensation  for its services are intended to
constitute  expenses  of  administration   under  applicable  federal  or  state
bankruptcy, insolvency or similar law.

     (d) The provisions of this Section 7.06 shall survive the  satisfaction and
discharge of this Indenture or the appointment of a successor trustee.

     SECTION 7.07. Except as otherwise provided in Section 7.01, whenever in the
administration  of the  provisions  of this  Indenture the Trustee shall deem it
necessary or desirable that a matter be proved or established prior to taking or
suffering or omitting to take any action  hereunder,  such matter  (unless other
evidence  in respect  thereof be herein  specifically  prescribed)  may,  in the
absence of bad faith on the part of the  Trustee,  be deemed to be  conclusively
proved and established by an Officers'  Certificate delivered to the Trustee and
such certificate,  in the absence of bad faith on the part of the Trustee, shall
be full warrant to the Trustee for any action  taken,  suffered or omitted to be
taken by it under the provisions of this Indenture upon the faith thereof.

     SECTION  7.08.  If the Trustee has acquired or shall  acquire a conflicting
interest within the meaning of the Trust Indenture Act, the Trustee shall either
eliminate such interest or resign,  to the extent and in the manner provided by,
and subject to the provisions of, the Trust Indenture Act and this Indenture.

     SECTION  7.09.  There shall at all times be a Trustee  with  respect to the
Securities issued hereunder which shall at all times be a corporation  organized
and doing  business  under the laws of the United States of America or any State
or Territory  thereof or of the District of Columbia,  or a corporation or other
person permitted to act as trustee by the Commission, authorized under such laws
to exercise corporate trust powers,  having a combined capital and surplus of at
least 50 million dollars,  and subject to supervision or examination by Federal,
State,  Territorial,  or  District of Columbia  authority.  If such  corporation
publishes  reports of  condition  at least  annually,  pursuant to law or to the
requirements of the aforesaid  supervising or examining authority,  then for the
purposes of this Section,  the combined  capital and surplus of such corporation
shall be deemed to be its combined  capital and surplus as set forth in its most
recent report of condition so published. The Company may not, nor may any person
directly or indirectly controlling,  controlled by, or under common control with
the Company, serve as Trustee. In case at any time the Trustee shall cease to be
eligible in accordance  with the  provisions of this Section,  the Trustee shall
resign immediately in the manner and with the effect specified in Section 7.10.

     SECTION 7.10. (a).....The Trustee or any successor hereafter appointed, may
at any time  resign  with  respect to the  Securities  of one or more  series by
giving  written  notice  thereof to the  Company and by  transmitting  notice of
resignation by mail, first class postage prepaid, to the Securityholders of such
series,  as their names and addresses  appear upon the Security  Register.  Upon
receiving  such notice of  resignation,  the Company  shall  promptly  appoint a
successor  trustee  with  respect  to  Securities  of  such  series  by  written
instrument, in duplicate,  executed by order of the Board of Directors, one copy
of which instrument shall be delivered to the resigning  Trustee and one copy to
the successor trustee.  If no successor trustee shall have been so appointed and
have  accepted  appointment  within 30 days after the  mailing of such notice of
resignation,   the  resigning  Trustee  may  petition  any  court  of  competent
jurisdiction  for  the  appointment  of a  successor  trustee  with  respect  to
Securities of such series,  or any  Securityholder of that series who has been a
bona fide  holder of a  Security  or  Securities  for at least six  months  may,
subject to the  provisions  of Section 6.08, on behalf of himself and all others
similarly  situated,  petition any such court for the appointment of a successor
trustee.  Such court may  thereupon  after such  notice,  if any, as it may deem
proper and prescribe, appoint a successor trustee.

     (b) In case at any time any of the following shall occur:

          (1) the Trustee  shall fail to comply with the  provisions  of Section
     7.08 after written request therefor by the Company or by any Securityholder
     who has been a bona fide  holder of a Security or  Securities  for at least
     six months; or

          (2) The Trustee  shall cease to be  eligible  in  accordance  with the
     provisions of Section 7.09 and shall fail to resign after  written  request
     therefor by the Company or by any such Securityholder; or

          (3) the Trustee shall become incapable of acting, or shall be adjudged
     a bankrupt or  insolvent,  or a receiver of the Trustee or of its  property
     shall be appointed,  or any public  officer shall take charge or control of
     the   Trustee  or  of  its   property   or  affairs   for  the  purpose  of
     rehabilitation, conservation or liquidation;

then,  in any such case,  the Company may remove the Trustee with respect to all
Securities and appoint a successor trustee by written instrument,  in duplicate,
executed by order of the Board of Directors,  one copy of which instrument shall
be  delivered to the Trustee so removed and one copy to the  successor  trustee,
or,  subject  to the  provisions  of  Section  6.08,  unless,  with  respect  to
subsection  (b)(1) above,  the Trustee's duty to resign is stayed as provided in
Section  310(b) of the Trust  Indenture Act, any  Securityholder  who has been a
bona fide  holder of a Security  or  Securities  for at least six months may, on
behalf of  himself  and all others  similarly  situated,  petition  any court of
competent  jurisdiction  for the removal of the Trustee and the appointment of a
successor trustee. Such court may thereupon after such notice, if any, as it may
deem proper and prescribe, remove the Trustee and appoint a successor trustee.

     (c)  The  holders  of a  majority  in  aggregate  principal  amount  of the
Securities  of any  series at the time  outstanding  may at any time  remove the
Trustee with respect to such series and appoint a successor trustee.

     (d)  Any  resignation  or  removal  of the  Trustee  and  appointment  of a
successor  trustee with respect to the Securities of a series pursuant to any of
the  provisions  of this  Section  shall become  effective  upon  acceptance  of
appointment by the successor trustee as provided in Section 7.11.

     (e)  Any  successor  trustee  appointed  pursuant  to this  Section  may be
appointed  with respect to the  Securities  of one or more series or all of such
series,  and at any time there  shall be only one  Trustee  with  respect to the
Securities of any particular series.

     SECTION 7.11  (a)....In  case of the  appointment  hereunder of a successor
trustee  with  respect  to all  Securities,  every  such  successor  trustee  so
appointed  shall  execute,  acknowledge  and  deliver to the  Company and to the
retiring  Trustee an instrument  accepting such  appointment,  and thereupon the
resignation or removal of the retiring  Trustee shall become  effective and such
successor  trustee,  without any further act, deed or  conveyance,  shall become
vested with all the rights,  powers,  trusts and duties of the retiring Trustee;
but, on the  request of the  Company or the  successor  trustee,  such  retiring
Trustee  shall,  upon payment of its charges,  execute and deliver an instrument
transferring to such successor trustee all the rights, powers, and trusts of the
retiring  Trustee and shall duly assign,  transfer and deliver to such successor
trustee all property and money held by such retiring Trustee hereunder,  subject
to any prior lien provided for in Section 7.06(b).

     (b) In  case of the  appointment  hereunder  of a  successor  trustee  with
respect to the Securities of one or more (but not all) series, the Company,  the
retiring  Trustee and each  successor  trustee with respect to the Securities of
one or more series shall  execute and deliver an indenture  supplemental  hereto
wherein each successor trustee shall accept such appointment and which (1) shall
contain  such  provisions  as shall be  necessary  or  desirable to transfer and
confirm to, and to vest in,  each  successor  trustee  all the  rights,  powers,
trusts and duties of the retiring Trustee with respect to the Securities of that
or those series to which the appointment of such successor trustee relates,  (2)
shall  contain  such  provisions  as shall be deemed  necessary  or desirable to
confirm that all the rights,  powers,  trusts and duties of the retiring Trustee
with respect to the  Securities of that or those series as to which the retiring
Trustee is not retiring shall continue to be vested in the retiring Trustee, and
(3) shall add to or change any of the  provisions of this  Indenture as shall be
necessary  to  provide  for or  facilitate  the  administration  of  the  trusts
hereunder by more than one Trustee,  it being  understood that nothing herein or
in such supplemental indenture shall constitute such Trustees co-trustees of the
same  trust,  that  each  such  Trustee  shall be  trustee  of a trust or trusts
hereunder separate and apart from any trust or trusts hereunder  administered by
any other such Trustee and that no Trustee shall be  responsible  for any act or
failure  to act on the  part  of any  other  Trustee  hereunder;  and  upon  the
execution and delivery of such supplemental indenture the resignation or removal
of the retiring Trustee shall become  effective to the extent provided  therein,
such  retiring  Trustee  shall with respect to the  Securities  of that or those
series  to which the  appointment  of such  successor  trustee  relates  have no
further  responsibility  for  the  exercise  of  rights  and  powers  or for the
performance  of the  duties and  obligations  vested in the  Trustee  under this
Indenture,  and each such  successor  trustee,  without any further act, deed or
conveyance,  shall become vested with all the rights,  powers, trusts and duties
of the retiring  Trustee with respect to the  Securities of that or those series
to which the appointment of such successor  trustee relates;  but, on request of
the Company or any successor  trustee,  such retiring Trustee shall duly assign,
transfer and deliver to such successor  trustee,  to the extent  contemplated by
such  supplemental  indenture,  the  property  and money  held by such  retiring
Trustee  hereunder  with  respect to the  Securities  of that or those series to
which the appointment of such successor trustee relates.

     (c) Upon request of any such successor  trustee,  the Company shall execute
any and all instruments  for more fully and certainly  vesting in and confirming
to such  successor  trustee all such  rights,  powers and trusts  referred to in
paragraph (a) or (b) of this Section, as the case may be.

     (d) No successor trustee shall accept its appointment unless at the time of
such  acceptance  such  successor  trustee  shall be  qualified  under the Trust
Indenture Act and eligible under this Article.

     (e) Upon  acceptance of appointment  by a successor  trustee as provided in
this  Section,  the Company  shall  transmit  notice of the  succession  of such
trustee hereunder by mail, first class postage prepaid, to the  Securityholders,
as their names and addresses appear upon the Security  Register.  If the Company
fails to transmit such notice within ten days after acceptance of appointment by
the  successor  trustee,  the  successor  trustee  shall cause such notice to be
transmitted at the expense of the Company.

     SECTION  7.12.  Any  corporation  into which the  Trustee  may be merged or
converted or with which it may be  consolidated,  or any  corporation  resulting
from any merger,  conversion  or  consolidation  to which the Trustee shall be a
party,  or  any  corporation  succeeding  to  all  or  substantially  all of the
corporate  trust business of the Trustee,  shall be the successor of the Trustee
hereunder,  provided such corporation shall be qualified under the provisions of
the Trust  Indenture  Act and eligible  under the  provisions  of Section  7.09,
without the  execution  or filing of any paper or any further act on the part of
any of the parties hereto, anything herein to the contrary  notwithstanding.  In
case any Securities  shall have been  authenticated,  but not delivered,  by the
Trustee then in office, any successor by merger,  conversion or consolidation to
such  authenticating  Trustee  may adopt such  authentication  and  deliver  the
Securities so  authenticated  with the same effect as if such successor  Trustee
had itself authenticated such Securities.

     SECTION  7.13.  If and when the  Trustee  shall  become a  creditor  of the
Company (or any other obligor upon the Securities), the Trustee shall be subject
to the  provisions of the Trust  Inden