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<SEC-DOCUMENT>0000077551-95-000012.txt : 19951002
<SEC-HEADER>0000077551-95-000012.hdr.sgml : 19951002
ACCESSION NUMBER:		0000077551-95-000012
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		17
CONFORMED PERIOD OF REPORT:	19950630
FILED AS OF DATE:		19950927
SROS:			NYSE
SROS:			PSE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PERKIN ELMER CORP
		CENTRAL INDEX KEY:			0000077551
		STANDARD INDUSTRIAL CLASSIFICATION:	LABORATORY ANALYTICAL INSTRUMENTS [3826]
		IRS NUMBER:				060490270
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-04389
		FILM NUMBER:		95576617

	BUSINESS ADDRESS:	
		STREET 1:		761 MAIN AVE
		CITY:			NORWALK
		STATE:			CT
		ZIP:			06859-0001
		BUSINESS PHONE:		2037621000

	MAIL ADDRESS:	
		STREET 1:		761 MAIN AVENUE
		CITY:			NORWALK
		STATE:			CT
		ZIP:			06859-0001
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<DESCRIPTION>ANNUAL REPORT ON FORM 10-K
<TEXT>


               SECURITIES AND EXCHANGE COMMISSION
                     WASHINGTON, D.C.  20549

                            FORM 10-K
       [ X ] Annual Report Pursuant To Section 13 Or 15(d)
      Of The Securities Exchange Act Of 1934 [Fee Required]
             For the Fiscal Year Ended June 30, 1995

                               OR
       [   ] Transition Report Pursuant To Section 13 Or 15(d)
    Of The Securities Exchange Act Of 1934 [No Fee Required]
           For the transition period from           to

                  Commission File Number 1-4389

                  The Perkin-Elmer Corporation

     (Exact name of registrant as specified in its charter)

NEW YORK                                  06-0490270
(State or other jurisdiction of           (I.R.S. Employer Identification No.)
incorporation or organization)

761 Main Avenue, Norwalk, Connecticut     06859-0001
(Address of principal executive offices)  (Zip Code)

Registrant's telephone number,
including area code:                      203-762-1000


Securities registered pursuant to Section 12(b) of the Act:

                                 Name of each exchange
        Title of class            on which registered

    Common Stock (par value     New York Stock Exchange
       $1.00 per share)         Pacific Stock Exchange

      Indicate by check mark whether the Registrant (1) has filed
all  reports required to be filed by Section 13 or 15(d)  of  the
Securities  Exchange Act of 1934 during the preceding  12  months
(or  for such shorter period that the Registrant was required  to
file  such  reports),  and (2) has been subject  to  such  filing
requirements for the past 90 days.

                   X      Yes              No

      Indicate  by check mark if disclosure of delinquent  filers
pursuant  to Item 405 of Regulation S-K is not contained  herein,
and will not be contained, to the best of Registrant's knowledge,
in  definitive  proxy or information statements  incorporated  by
reference in Part III of this Form 10-K or any amendment to  this
Form 10-K. [  ]

      As of September 11, 1995, 42,167,407 shares of Registrant's
Common Stock were outstanding, and the aggregate market value  of
shares  of such Common Stock (based upon the average sales price)
held by non-affiliates was approximately $1,457,411,004.


               DOCUMENTS INCORPORATED BY REFERENCE

     Annual Report to Shareholders for Fiscal Year ended June 30,
1995 - Parts I, II, and IV.

     Proxy Statement for Annual Meeting of Shareholders dated
September 13, 1995 - Part III.


<PAGE>







                            PART I

Item 1.                    BUSINESS

     (a) General Development of Business.

      The  Perkin-Elmer Corporation was incorporated  in  1939
under  the laws of the State of New York.  Together  with  its
consolidated   subsidiaries,  The   Perkin-Elmer   Corporation
(hereinafter collectively referred to as "Registrant"  or  the
"Corporation") develops, manufactures, and sells  products  in
the industry segment described in sub-item (c) below.

      On February 18, 1993, the shareholders of Registrant and
Applied  Biosystems,  Inc. ("ABI"), a  supplier  of  automated
systems  for  life science research and related  applications,
approved  the  merger of a subsidiary of Registrant  with  and
into  ABI  which  resulted  in  ABI  becoming  a  wholly-owned
subsidiary  of  Registrant.  Effective July 1, 1994,  ABI  was
merged  into  Registrant  and is now  the  Applied  Biosystems
division of Registrant.

      On  April 18, 1994, Registrant entered into an agreement
with  Sulzer  Inc.  to  sell  its  Material  Sciences  segment
consisting  of  its Metco Division ("Metco") headquartered  in
Westbury,  New  York.   Registrant  completed  the   sale   on
September 30, 1994.

      The  consolidated  financial  statements  and  schedules
reflect  the  merger with ABI as a pooling  of  interests  and
present  the  Corporation's Material  Sciences  segment  as  a
discontinued operation.

     On May 18, 1993, Registrant amended its By-laws to change
Registrant's fiscal year end from July 31 to June  30.   Prior
to  fiscal  year  1993, the financial statements  of  ABI  and
Registrant's subsidiaries outside the United States  were  for
the   years   ended  June  30,  while  Registrant's   domestic
operations were reported on a July 31 fiscal year end.

     (b) Financial Information About Industry Segments.

     Registrant is engaged in one business segment,  which  is
generally  described  as analytical instruments  and  includes
life science systems.  Accordingly, separate segment financial
information is not provided.

                            -1-

<PAGE>


(c) Narrative Description of Business.

BUSINESS

      Registrant develops, manufactures, markets,  sells,  and
services  analytical  instrument systems.   Included  in  this
industry   segment   are  biochemical  analytical   instrument
systems,  consisting of instruments and associated  consumable
products,  for life science research and related applications.
These automated systems are used for synthesis, amplification,
purification,  isolation, analysis and sequencing  of  nucleic
acids, proteins, and other biological molecules.

     This industry segment also includes analytical instrument
systems   for   determining  the  composition  and   molecular
structure  of chemical substances (both organic and inorganic)
and  measuring  the concentration of materials  in  a  sample.
These  instruments  include:  spectrophotometers  utilizing  a
number    of    analytical   techniques;   gas   and    liquid
chromatographs; thermal analyzers; thermal cyclers; analytical
balances;   flame  photometers;  polarimeters;   data-handling
devices  that are principally designed for use with analytical
instruments;  and data systems for applications in  analytical
chemistry.    In   a   joint   venture,   Perkin-Elmer   Sciex
Instruments, Registrant is engaged in the manufacture and sale
of  mass  spectrometry  instrument systems.   Registrant  also
develops,  manufactures, markets, and services  on-line,  real
time, process analysis systems to monitor process quality  and
environmental purity.

      Registrant's  instruments are used by private  industry,
educational   and  research  institutions,  and   governmental
entities   for   fundamental  research,   applied   industrial
research, quality control, medical research, hospital clinical
testing,   pollution   analysis,  drug   identification,   and
forensics.

MARKETING AND DISTRIBUTION

      In  the  United States, Registrant markets  the  largest
portion  of  its products directly through its own  sales  and
distribution   organization,   although   certain   analytical
instruments are marketed through independent distributors  and
sales representatives.  Sales to major markets outside of  the
United  States are generally made by the Registrant's  foreign
based  sales and service staff, although some sales  are  made
directly  from  the  United States to foreign  customers.   In
certain  foreign  countries, sales are  made  through  various
representative  and distributorship arrangements.   Registrant
owns or leases sales and service offices in strategic regional
locations  in  the  United States, and  in  foreign  countries
through   its  foreign  sales  subsidiaries  and  distribution
operations.   None  of  Registrant's products  is  distributed
through retail outlets.

RAW MATERIALS

       There  are  no  specialized  raw  materials  that   are
particularly   essential  to  the  operation  of  Registrant's
business.   Registrant's manufacturing  operations  require  a
wide  variety  of  raw  materials, electronic  and  mechanical
components,  chemical  and biochemical  materials,  and  other
supplies, some of which are occasionally found to be in  short
supply.   Registrant has multiple commercial sources for  most
components and supplies but is dependent on single sources for
a  limited  number  of  such items, in which  case  Registrant
normally secures long-term supply contracts.

                             -2-

<PAGE>


PATENTS, LICENSES, AND FRANCHISES
      Registrant  has  pursued a policy  of  seeking  patent
protection  in  the  United States and other  countries  for
developments,   improvements,  and  inventions   originating
within   its   organization  which   are   incorporated   in
Registrant's  products or which fall within  its  fields  of
interest.  Certain licenses under patents have been  granted
to,  and  received  from,  other entities.   Registrant  has
certain  rights  from Hoffmann-La Roche Inc.  under  patents
relating  to  polymerase chain reaction technology  ("PCR"),
which  patents expire in 2004.  Registrant also  has  rights
under  a  patent  issued  to  the  California  Institute  of
Technology relating to DNA sequencing, which patent  expires
in  2009.  In Registrant's opinion, however, no other single
patent  or license, or group of patents or licenses, or  any
franchise, is material to its business as a whole.

      From  time to time, Registrant has asserted that various
competitors and others are infringing Registrant's patents and
similarly,  from  time  to  time, others  have  asserted  that
Registrant  was infringing patents owned by them.   Generally,
such  claims are settled by mutual agreement on a satisfactory
basis and result in the granting of licenses by Registrant  or
the granting of licenses to Registrant.

SEASONAL FLUCTUATIONS

      Registrant's  business  is  not  subject  to  pronounced
seasonal fluctuations.

BACKLOG

      Registrant's recorded backlog was $167.0 million at June
30,  1995  and  $154.5  million  at  June  30,  1994.   It  is
Registrant's  general  policy  to  include  in  backlog   only
purchase  orders  or  production  releases  which  have   firm
delivery  dates  within one year.  Recorded  backlog  may  not
result in sales because of cancellation or other factors.   It
is anticipated that all orders included in the current backlog
will be delivered before the close of fiscal year 1996.

UNITED STATES GOVERNMENT SALES

      No  material portion of Registrant's business is subject
to  renegotiation of profits or termination  of  contracts  or
subcontracts at the election of the United States Government.

COMPETITION

      The  industry  segment in which Registrant  operates  is
highly competitive and is characterized by the application  of
advanced  technology.   There  are  numerous  companies  which
specialize in, and a number of larger companies which devote a
significant  portion of their resources to,  the  development,
manufacture,  and  sale of products which compete  with  those
manufactured  or  sold  by Registrant.  Many  of  Registrant's
competitors are well-known manufacturers with a high degree of
technical   proficiency.    In   addition,   competition    is
intensified by the ever-changing nature of the technologies in
the  industry in which Registrant is engaged.  The markets for
Registrant's   products  are  characterized   by   specialized
manufacturers that often have strength in narrow  segments  of
these markets.  While the absence of reliable statistics makes
it   difficult  to  determine  Registrant's  relative   market
position,  Registrant is confident it is one of the  principal
manufacturers  in  its  field,  marketing  a  broad  line   of
analytical instruments and life science systems.  In  addition
to  competing  in  terms  of  the technology  that  Registrant
offers,  Registrant competes in terms of price,  service,  and
quality.
                             -3-

<PAGE>



RESEARCH, DEVELOPMENT, AND ENGINEERING

      Registrant  is  actively engaged in  basic  and  applied
research,  development, and engineering programs  designed  to
develop new products and to improve existing products.  During
fiscal  years  1995,  1994, and 1993, Registrant  spent  $95.1
million,  $94.2  million, and $83.8 million, respectively,  on
company   sponsored  research,  development,  and  engineering
activities.

ENVIRONMENTAL MATTERS

      Registrant is subject to federal, state, and local  laws
and regulations regulating the discharge of materials into the
environment,  or otherwise relating to the protection  of  the
environment, in those jurisdictions where Registrant  operates
or  maintains  facilities.  Registrant does not  believe  that
compliance  with  all  environmental provisions  will  have  a
material  effect  on  its business, and  no  material  capital
expenditures are expected for environmental control.

EMPLOYEES

      As  of  June 30, 1995, Registrant employed 5,890 persons
worldwide.   None of Registrant's United States  employees  is
subject to collective bargaining agreements.

      (d)  Financial  Information About Foreign  and  Domestic
Operations and Export Sales.

      A  summary  of  net revenues to unaffiliated  customers,
operating income, and identifiable assets attributable to each
of  Registrant's  geographic areas and export  sales  for  the
fiscal  years  1995, 1994, and 1993 is incorporated herein  by
reference  to  Note 6 on Pages 38-39 of the Annual  Report  to
Shareholders for the fiscal year ended June 30, 1995.

      Registrant's  consolidated net revenues to  unaffiliated
customers  in countries other than the United States  for  the
fiscal  years 1995, 1994, and 1993 were $669.8 million, $606.7
million,  and  $606.8  million, or 63.0%,  59.2%,  and  60.0%,
respectively, of Registrant's consolidated net revenues.

      All of the Registrant's manufacturing facilities outside
of  the continental United States are located in Germany,  the
United  Kingdom, the Commonwealth of Puerto Rico,  Japan,  and
the Peoples Republic of China.  The manufacturing facility  in
Puerto  Rico  is expected to be closed by December  31,  1995.
There  are currently no material foreign exchange controls  or
similar limitations restricting the repatriation to the United
States  of  capital  or earnings from operations  outside  the
United States.


     (e)  Discontinued Operations.

     On  September 30, 1994, Registrant sold Metco, comprising
its  Material Sciences segment, headquartered in Westbury, New
York  to  Sulzer  Inc., a wholly-owned subsidiary  of  Sulzer,
Ltd.,  Winterthur,  Switzerland.  The  consolidated  financial
statements   and   schedules  present  Registrant's   Material
Sciences segment as a discontinued operation.


Item 2.                       PROPERTIES

      Listed  below are the principal facilities of Registrant
as  of  June  30,  1995.  Registrant considers all  facilities
listed  below to be reasonably appropriate for the  purpose(s)


                             -4-

<PAGE>


for which they are used, including manufacturing, research and
development, and administrative purposes.  All properties  are
maintained  in good working order and, except for  those  held
for sale or lease, are substantially utilized on the basis  of
at  least one shift.  None of the leased facilities is  leased
from an affiliate of Registrant.

                                                          Approximate
                              Owned or   Expiration       Floor Area
   Location                    Leased    Date of Leases   In Sq. Ft.

Norwalk, CT                     Owned                     402,000
Wilton, CT                      Owned                     219,000
San Jose, CA                    Owned                      81,000
Beaconsfield, England           Owned                      70,000
Ueberlingen, Germany            Owned                      62,000
Warrington, England             Owned                      58,000
Narita, Japan                   Owned                      24,000
Irvine, CA                      Owned                      22,000
Foster City, CA                Leased    2000-2002        324,000
Ueberlingen, Germany           Leased    1995-2001        204,000
Llantrinsant, Wales            Leased      1996           113,000
Mayaguez, Puerto Rico*         Leased    1997-1998         34,000
Meersburg, Germany             Leased      2000            24,000
Farnborough, England           Leased      2001            21,000
Beaconsfield, England          Leased      2005             8,000
Beijing, China                 Leased      1996               350

*   The  manufacturing facility in Mayaguez,  Puerto  Rico  is
expected to be closed by December 31, 1995.

      In  addition to the facilities listed above,  Registrant
leases space in certain industrial centers for use as regional
sales  and  service offices, technical demonstration  centers,
and  warehousing.   Registrant also owns undeveloped  land  in
Redding,     Connecticut,    Vacaville,    California,     and
Ueberlingen, Germany.

      In  addition to the properties used by Registrant in its
operations,  Registrant  owns  three  facilities  in   Wilton,
Connecticut  (aggregating approximately 248,000  square  feet)
which  are  currently leased to SVG Lithography Systems,  Inc.
for  a  term  expiring in 2010, a facility  in  Garden  Grove,
California  (approximately  82,000  square  feet)   which   is
currently  leased  to  OCA Applied Optics,  Inc.  for  a  term
expiring  in  2002,  and  a  facility  in  Pomona,  California
(approximately 135,000 square feet) which is currently  leased
to  Orbital Sciences Corporation for a term expiring in  2003.
Registrant  also  owns  a facility in Ridgefield,  Connecticut
(approximately 201,000 square feet), two facilities in Wilton,
Connecticut  (approximately  51,000  square  feet  and  42,000
square   feet),  and  a  facility  in  San  Jose,   California
(approximately 67,000 square feet) which are held for sale  or
lease.   One of the facilities in Wilton is leased on a  long-
term basis, and the facility in San Jose and a portion of  the
remaining facility in Wilton are leased on a short-term basis.


Item 3.                    LEGAL PROCEEDINGS

      The Corporation has been named as a defendant in various
legal  actions arising from the conduct of its normal business
activities.  Although the amount of any liability  that  might
arise  with  respect  to  any  of  these  matters  cannot   be
accurately  predicted, the resulting liability, if  any,  will
not,  in  the  opinion  of management of  Registrant,  have  a
material   adverse   effect  on  the  consolidated   financial
statements of Registrant.

                             -5-

<PAGE>


     Registrant  is  one  of  approximately  125  third  party
defendants named in a third party complaint dated February 19,
1993  in  United States of America v. Davis et al.,  which  is
pending  in the United States District Court for the  District
of  Rhode Island.  The third party plaintiffs, who were  named
as  defendants  and  potentially responsible  parties  in  the
Government's  initial complaint, sought equitable contribution
and  indemnification in the event they were found  liable  for
remediation  costs  relating  to  the  removal  of   hazardous
substances  from  a site located in Smithfield,  Rhode  Island
(such  costs initially were estimated by the Government to  be
$27.8  million, but most recent estimates of such costs appear
to  be  in  the $40 million range).  All but one of the  third
party  plaintiffs settled with the Government for a  total  of
approximately $6 million, and a trial on the question  of  the
remaining  third party plaintiff's liability to the Government
resulted  in an April 22, 1995  Memorandum and Order in  which
the   Court   found   such  plaintiff,   United   Technologies
Corporation,  liable  as  a "generator"  of  hazardous  wastes
deposited  at  the  site.   A trial  on  the  amount  of  such
liability currently is scheduled for October 1995.  Until  the
amount  of  liability  of  all of the third  party  plaintiffs
(including  United  Technologies)  has  been  established   by
litigation  or  settlement of that issue, the Court  will  not
consider  the validity of any third party claims.   While  the
Registrant contends that it should have no liability  in  this
case,  because of the uncertainty of all litigation it  cannot
definitively  state that it will incur less than  $100,000  in
monetary liability.


Item 4.             SUBMISSION OF MATTERS TO A VOTE OF
                       SECURITY HOLDERS

      No  matter was submitted to a vote of security  holders,
through  the solicitation of proxies or otherwise, during  the
fourth quarter of the fiscal year covered by this report.

                             -6-

<PAGE>

                            PART II

Item 5.         MARKET FOR REGISTRANT'S COMMON EQUITY
                  AND RELATED STOCKHOLDER MATTERS

     (a) Market Information.

      The  principal  United States market where  Registrant's
Common  Stock  is  traded  is the  New  York  Stock  Exchange,
although  such  stock  is also traded  on  the  Pacific  Stock
Exchange.

      The following information, which appears in Registrant's
Annual  Report to Shareholders for the fiscal year ended  June
30, 1995, is hereby incorporated by reference in this Form 10-
K:  the high and low sales prices of Registrant's Common Stock
for  each  quarterly period during the fiscal years  1995  and
1994 (Note 13, Page 43 of the Annual Report to Shareholders).

     (b) Holders.

      On September 11, 1995, the approximate number of holders
of  Common  Stock  of Registrant was 8,313.   The  approximate
number  of  record holders is based upon the actual number  of
holders registered in the books of Registrant at such date and
does  not  include  holders  of shares  in  "street  name"  or
persons,  partnerships, associations, corporations,  or  other
entities  identified in security position listings  maintained
by  depositary trust companies.  Note:  the calculation of the
number  of  shares of Registrant's Common Stock held  by  non-
affiliates  shown on the cover of this Form 10-K was  made  on
the  assumption  that  there were  no  affiliates  other  than
executive officers and directors.

     (c) Dividends.

      The  following information which appears in Registrant's
Annual  Report to Shareholders for the fiscal year ended  June
30, 1995, is hereby incorporated by reference in this Form 10-
K:   the  amount of quarterly dividends paid during the fiscal
years 1995 and 1994 (Note 13, Page 43 of the Annual Report  to
Shareholders).


Item 6.                  SELECTED FINANCIAL DATA

      Registrant hereby incorporates by reference in this Form
10-K Page 22 of Registrant's Annual Report to Shareholders for
the fiscal year ended June 30, 1995.


Item 7.             MANAGEMENT'S DISCUSSION AND ANALYSIS OF
                  FINANCIAL CONDITION AND RESULTS OF OPERATIONS

      Registrant hereby incorporates by reference in this Form
10-K Pages 23-27 of Registrant's Annual Report to Shareholders
for the fiscal year ended June 30, 1995.

                             -7-

<PAGE>


Item 8.                  FINANCIAL STATEMENTS AND
                          SUPPLEMENTARY DATA

      The following financial statements and the supplementary
financial  information included in Registrant's Annual  Report
to  Shareholders for the fiscal year ended June 30,  1995  are
incorporated by reference in this Form 10-K:  the Consolidated
Financial   Statements  and  the  report  thereon   of   Price
Waterhouse  LLP dated July 25, 1995, and Pages 28-45  of  said
Annual  Report,  including Note 13, Page  43,  which  contains
unaudited quarterly financial information.


Item   9.       CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS
                 ON ACCOUNTING AND FINANCIAL DISCLOSURE

      Registrant  has  not changed its public accounting  firm
within  24  months  prior  to  June  30,  1995,  the  date  of
Registrant's most recent financial statements.

                             -8-

<PAGE>






                          PART III

Item 10.              DIRECTORS AND EXECUTIVE OFFICERS
                          OF THE REGISTRANT

     (a) Identification and Background of Directors.

      Registrant  hereby incorporates by reference  in  this
Form  10-K  Pages 2-4 of Registrant's Proxy Statement  dated
September 13, 1995, in connection with its Annual Meeting of
Shareholders to be held on October 19, 1995.

     (b) Identification of Executive Officers.

      The  following  is  a  list of Registrant's  executive
officers,  their ages, and their positions and offices  with
the Registrant, as of September 14, 1995.

<TABLE>
<CAPTION>

Name                    Age   Present Positions and Year First Elected

<S>                     <C>   <C>
Peter Barrett.......... 42    Vice President, Worldwide Sales and Service (1994)
David P. Binkley....... 42    Vice President, Analytical Instruments Division (1995)
Julianne A. Grace...... 57    Vice President (1986),Corporate Relations (1990)
Michael W. Hunkapiller. 46    Vice President, Applied Biosystems Division (1995)
Stephen O. Jaeger...... 51    Vice  President, Finance and Chief Financial Officer (1995)
Joseph E. Malandrakis.. 49    Vice President, Worldwide Operations (1993)
John B. McBennett...... 57    Corporate Controller (1993)
Michael J. McPartland.. 46    Vice President, Human Resources (1993)
William B. Sawch....... 41    Vice President, General Counsel and Secretary (1993)
Rhonda L. Seegal....... 45    Vice President (1991), Treasurer (1988)
Tony L. White.......... 49    Chairman, President, and Chief Executive Officer  (1995)

</TABLE>

     Each of the foregoing named officers was either elected
at the last organizational meeting of the Board of Directors
held  on October 20, 1994 or was elected by the Board  since
that  date.  The term of each officer will expire on October
19,  1995,  the  date  of the next scheduled  organizational
meeting  of  the  Board  of Directors,  unless  renewed  for
another year.

     (c) Identification of Certain Significant Employees.

     Not applicable.

     (d) Family Relationships.

     To the best of Registrant's knowledge and belief, there
is  no  family  relationship  between  any  of  Registrant's
directors,  executive  officers,  or  persons  nominated  or
chosen  by  Registrant to become a director or an  executive
officer.

     (e) Business Experience.

     With respect to the business experience of Registrant's
directors   and  persons  nominated  to  become   directors,
Registrant  hereby incorporates by reference in this  Report
on  Form  10-K  Pages  2-4 of Registrant's  Proxy  Statement
dated  September  13, 1995, in connection  with  its  Annual
Meeting  of  Shareholders to be held on  October  19,  1995.
With  respect to the executive officers of Registrant,  each
such officer has been employed by Registrant or a subsidiary
in  one  or more executive or managerial capacities  for  at
least  the  past  five  years, with  the  exception  of  Dr.


                             -9-

<PAGE>


Hunkapiller, and Messrs. Jaeger, McPartland and White.   Dr.
Hunkapiller  was  elected Vice President  of  Registrant  on
September  15, 1994.  Prior to his employment by  Registrant
in  February, 1993, Dr. Hunkapiller was employed by  ABI  as
Executive  Vice President.  Dr. Hunkapiller  joined  ABI  in
1983  as a member of the Research and Development group  and
was   later   appointed   Vice   President,   Research   and
Development.  He also served as Vice President, Science  and
Technology,  and  General Manager, DNA Business  Unit.   Mr.
Jaeger was elected Vice President of Registrant on March 16,
1995.  Prior to his employment by Registrant in March, 1995,
Mr. Jaeger was employed by Houghton Mifflin and Company from
1987  to  1995,  most recently as Executive Vice  President,
Chief  Financial Officer and Treasurer, and  served  on  its
board  of directors.  Prior to joining Houghton Mifflin,  he
served  as Senior Vice President and Chief Financial Officer
of  British Petroleum North America, Inc. from 1979 to 1987.
Mr.  McPartland was elected Vice President of Registrant  on
February 18, 1993.  Prior to his employment by Registrant in
January,  1993,  Mr. McPartland was employed  by  SmithKline
Beecham plc, from 1980 to 1993, most recently as Senior Vice
President and Director, Corporate Personnel.  Mr. White  was
elected  Chairman, Chief Executive Officer and President  of
Registrant  on September 12, 1995.  Prior to his  employment
by   Registrant,   Mr.   White  was   employed   by   Baxter
International,  Inc.  in various executive  positions,  most
recently as Executive Vice President.

     (f) Involvement in Certain Legal Proceedings.

      To the best of Registrant's knowledge and belief, none
of  Registrant's  directors,  persons  nominated  to  become
directors,  or executive officers has been involved  in  any
proceedings during the past five years that are material  to
an evaluation of the ability or integrity of such persons to
be directors or executive officers of Registrant.

      (g)  Compliance with Section 16(a) of  the  Securities
Exchange Act of 1934.

     Information concerning compliance with Section 16(a) of
the  Securities  Exchange  Act of 1934  is  incorporated  by
reference  to  Page 8 of Registrant's Proxy Statement  dated
September 13, 1995, in connection with its Annual Meeting of
Shareholders to be held on October 19, 1995.


Item 11.            EXECUTIVE COMPENSATION

      Registrant  hereby incorporates by reference  in  this
Form  10-K  Pages  7-10  and  12-15  of  Registrant's  Proxy
Statement dated September 13, 1995, in connection  with  its
Annual  Meeting  of Shareholders to be held on  October  19,
1995.


Item   12.         SECURITY OWNERSHIP OF CERTAIN BENEFICIAL
                         OWNERS AND MANAGEMENT

     (a) Security Ownership of Certain Beneficial Owners.

      Registrant  hereby incorporates by reference  in  this
Form  10-K  Page  7  of Registrant's Proxy  Statement  dated
September 13, 1995, in connection with its Annual Meeting of
Shareholders to be held on October 19, 1995.

                             -10-

<PAGE>

     (b) Security Ownership of Management.

       Information  concerning  the  security  ownership  of
management is hereby incorporated by reference to Pages  2-4
and  6-10 of Registrant's Proxy Statement dated September 13,
1995,  in connection with its Annual Meeting of Shareholders
to be held on October 19, 1995.

     (c) Changes in Control.

      Registrant  knows  of no arrangements,  including  any
pledge  by  any  person  of securities  of  Registrant,  the
operation  of  which may at a subsequent date  result  in  a
change in control of Registrant.



Item   13.     CERTAIN  RELATIONSHIPS  AND   RELATED TRANSACTIONS


     None.

                             -11-

<PAGE>

                           PART IV


Item 14.           EXHIBITS, FINANCIAL STATEMENT SCHEDULES
                         AND REPORTS ON FORM 8-K

     (a) 1.  Financial Statements.

       The   following  consolidated  financial  statements,
together  with  the report thereon of Price  Waterhouse  LLP
dated  July  25, 1995, appearing on Pages 28 through  45  of
Registrant's  Annual Report to Shareholders for  the  fiscal
year  ended June 30, 1995, are incorporated by reference  in
this  Form  10-K.  With the exception of the  aforementioned
information  and that which is specifically incorporated  in
Parts  I  and II, the Annual Report to Shareholders for  the
fiscal  year ended June 30, 1995, is not to be deemed  filed
as part of this report on Form 10-K.

                                                10-K          Annual
                                              Page No.        Report
                                                             Page No.
Consolidated Statements of
   Operations - fiscal years
   1995, 1994, and 1993 ...................      --             28
Consolidated Statements of
   Financial Position - fiscal years
   1995 and 1994...........................      --             29
Consolidated Statements of
   Cash Flows - fiscal years
   1995, 1994, and 1993 ...................      --             30
Consolidated Statements of
   Shareholders' Equity - fiscal years
   1995, 1994, and  1993...................      --             31
Notes to Consolidated Financial
   Statements..............................      --           32-43
Statement of Financial
   Responsibility..........................      --             44
Report of
   Price Waterhouse  LLP...................      --             45


                             -12-

<PAGE>


     (a) 2. Financial Statement Schedules.

      The following additional financial data should be read
in conjunction with the consolidated financial statements in
said Annual Report to Shareholders for the fiscal year ended
June  30, 1995.  Schedules not included with this additional
financial  data  have  been omitted  because  they  are  not
applicable  or  the required information  is  shown  in  the
consolidated financial statements or notes thereto.



                                                               Annual Report
                                               10-K Page No.     Page No.
Report of Independent Accountants
  on Financial Statement Schedule..........        18               --

Schedule II - Valuation and
  Qualifying Accounts and Reserves.........        19               --

                             -13-

<PAGE>


     (a) 3. Exhibits.

Exhibit
 No.
2(1)             Acquisition Agreement dated July 19, 1991, among  the
                 Corporation, Hoffmann-LaRoche Inc., and Roche  Probe,
                 Inc.  (Incorporated  by reference  to  Exhibit  1  to
                 Current  Report on Form 8-K of the Corporation  dated
                 July 19, 1991 (Commission file number 1-4389).)

2(2)             Acquisition  Agreement dated July 19,  1991,  between
                 the   Corporation  and  F.  Hoffmann-La  Roche   Ltd.
                 (Incorporated by reference to Exhibit  2  to  Current
                 Report on Form 8-K of the Corporation dated July  19,
                 1991 (Commission file number 1-4389)).

2(3)             Agreement   and  Plan  of  Merger,   by   and   among
                 Registrant, Sequence Acquisition Company and  Applied
                 Biosystems,  Inc.  dated  as  of  October  6,   1992.
                 (Incorporated by reference to Exhibit  2  to  Current
                 Report  on Form 8-K of the Corporation dated  October
                 6, 1992 (Commission file number 1-4389).)

2(4)             Agreement  dated April 18, 1994 between  Sulzer  Inc.
                 and  The Perkin-Elmer Corporation, as amended through
                 August  31,  1994.   (Incorporated  by  reference  to
                 Exhibit  2(4) to Annual Report on Form  10-K  of  the
                 Corporation  for  fiscal year  ended  June  30,  1994
                 (Commission file number 1-4389).)

3(i)             Restated  Certificate of the Corporation  as  amended
                 through July 1, 1994.  (Incorporated by reference  to
                 Exhibit  3(I) to Annual Report on Form  10-K  of  the
                 Corporation  for  fiscal year  ended  June  30,  1994
                 (Commission file number 1-4389).)

3(ii)            Amended  and Restated By-laws of the Corporation,  as
                 amended  through  July  15, 1993.   (Incorporated  by
                 reference to Exhibit 3(ii) to Annual Report  on  Form
                 10-K  of  the Corporation for fiscal year ended  June
                 30, 1993 (Commission file number 1-4389).)

4(1)             Three Year Credit Agreement dated June 1, 1994, among
                 Morgan Guaranty Trust Company, certain banks named in
                 such  Agreement, and the Corporation, as amended July
                 20, 1995.

4(2)             Shareholder  Protection Rights Agreement dated  April
                 30,  1989,  between The Perkin-Elmer Corporation  and
                 The First National Bank of Boston.  (Incorporated  by
                 reference to Exhibit 4 to Current Report on Form  8-K
                 of  the  Corporation dated April 20, 1989 (Commission
                 file number 1-4389).)

10(1)            The  Perkin-Elmer Corporation 1984 Stock Option  Plan
                 for  Key Employees, as amended through May 21,  1987.
                 (Incorporated by reference to Exhibit 28(c)  to  Post
                 Effective   Amendment  No.  1  to  the  Corporation's
                 Registration Statement on Form S-8 (No. 2-95451).)

10(2)            The  Perkin-Elmer  Corporation 1988  Stock  Incentive
                 Plan  for  Key Employees.  (Incorporated by reference
                 to Exhibit 10(4) to Annual Report on Form 10-K of the
                 Corporation for the fiscal year ended July  31,  1988
                 (Commission file number 1-4389).)

10(3)            The  Perkin-Elmer  Corporation 1993  Stock  Incentive
                 Plan  for  Key Employees.  (Incorporated by reference
                 to  Exhibit  99  to  the  Corporation's  Registration
                 Statement on Form S-8 (No. 33-50847).)

10(4)            Contingent Compensation Plan for Key Employees of The
                 Perkin-Elmer  Corporation, as amended through  August
                 1, 1990.  (Incorporated by reference to Exhibit 10(5)
                 to  Annual Report on Form 10-K of the Corporation for
                 the  fiscal year ended July 31, 1992 (Commission file
                 number 1-4389).)

10(5)            The  Perkin-Elmer Corporation Supplemental Retirement
                 Plan as amended through August 1, 1991. (Incorporated
                 by  reference  to Exhibit 10(6) to Annual  Report  on
                 Form  10-K  of  the Corporation for the  fiscal  year
                 ended July 31, 1991 (Commission file number 1-4389).)

10(6)            Deferred  Compensation Contract dated July 29,  1974,
                 as   amended   through  January  20,  1994,   between
                 Registrant  and  Gaynor N. Kelley.  (Incorporated  by
                 reference to Exhibit 10(8) to Annual Report  on  Form
                 10-K  of  the Corporation for the fiscal  year  ended
                 June 30, 1994 (Commission file number 1-4389).)

10(7)            Deferred  Compensation Contract dated  September  15,
                 1994, between Registrant and Michael W. Hunkapiller.

10(8)            Deferred  Compensation Contract  dated  February  18,
                 1993, between Registrant and Michael J. McPartland.

10(9)            Deferred  Compensation Contract dated  September  15,
                 1994, between Registrant and Peter Barrett.

10(10)           Deferred  Compensation  Contract  dated  January  21,
                 1993,  between Registrant and Joseph E.  Malandrakis.
                 (Incorporated  by  reference  to  Exhibit  10(11)  to
                 Annual Report on Form 10-K of the Corporation for the
                 fiscal  year  ended  June 30, 1993  (Commission  file
                 number 1-4389).)

                             -14-

<PAGE>


10(11)           Employment Agreement dated November 21, 1991, between
                 Registrant  and  Gaynor N. Kelley.  (Incorporated  by
                 reference  to  Exhibit 10(1) to Quarterly  Report  on
                 Form  10-Q of the Corporation for the fiscal  quarter
                 ended  January  31, 1992 (Commission file  number  1-
                 4389).)

10(12)           Employment  Agreement  dated  September   15,   1994,
                 between Registrant and Michael W. Hunkapiller.

10(13)           Employment  Agreement  dated  September   15,   1994,
                 between Registrant and Peter Barrett.

10(14)           Employment Agreement dated February 18, 1993, between
                 Registrant and Michael J. McPartland.

10(15)           Employment Agreement dated November 21, 1991, between
                 Registrant  and Joseph E. Malandrakis.  (Incorporated
                 by  reference to Exhibit 10(16) to Annual  Report  on
                 Form  10-K  of  the Corporation for the  fiscal  year
                 ended June 30, 1993 Commission file number 1-4389).)

10(16)           Change of Control Agreement dated September 12, 1995,
                 between Registrant and Tony L. White.


10(17)           Consulting  Agreement dated April  1,  1995,  between
                 Registrant and Robert H. Hayes.

10(18)           The   Excess   Benefit  Plan  of   The   Perkin-Elmer
                 Corporation  dated August 1, 1984 as amended  through
                 June 30, 1993.  (Incorporated by reference to Exhibit
                 10(18)   to  Annual  Report  on  Form  10-K  of   the
                 Corporation for the fiscal year ended June  30,  1993
                 (Commission file number 1-4389).)

10(19)           1993    Director   Stock   Purchase   and    Deferred
                 Compensation  Plan.  (Incorporated  by  reference  to
                 Exhibit   99   to   the  Corporation's   Registration
                 Statement on Form S-8 (No. 33-50849).)

10(20)           Agreement  dated May 5, 1995, between Registrant  and
                 Riccardo Pigliucci.

10(21)           Employment  Agreement  dated  September   12,   1995,
                 between Registrant and Tony L. White.


11               Computation  of Net Income (Loss) per Share  for  the
                 five years ended June 30, 1995.

13               Annual Report to Shareholders for 1995.

21               List of Subsidiaries.

23               Consent of Price Waterhouse LLP.

27               Financial Data Schedule.

Note:   None of the Exhibits listed in Item 14(a)  3  above,
except  Exhibits 11 and 23 are included with this Form  10-K
Annual  Report.  Registrant will furnish a copy of any  such
Exhibit upon written request to the Secretary at the address
on  the cover of this Form 10-K Annual Report accompanied by
payment of $3 for each Exhibit requested.

     (b) Reports on Form 8-K.

     Registrant did not file a report on Form 8-K during the
last quarter of the period covered by this report.

                             -15-

<PAGE>


SIGNATURES

      Pursuant to the requirements of Section 13 or 15(d) of
the  Securities  Exchange Act of 1934, Registrant  has  duly
caused  this  report  to be signed  on  its  behalf  by  the
undersigned, thereunto duly authorized.

                              THE PERKIN-ELMER CORPORATION


                              By /s/ W. B. Sawch
                                     William B. Sawch
                                     Vice  President, General Counsel
                                      and Secretary

Date:  September 21, 1995


     Pursuant to the requirements of the Securities Exchange
Act  of  1934,  this  report has been signed  below  by  the
following  persons  on  behalf  of  Registrant  and  in  the
capacities and on the dates indicated.





/s/        Tony L. White                                 September 21, 1995
Tony L. White
Chairman of the Board of Directors, President
and Chief Executive Officer
(Principal Executive Officer)


/s/        Stephen O. Jaeger                             September 21, 1995
Stephen O. Jaeger
Vice President, Finance, Chief Financial Officer
(Principal Financial Officer)


/s/        John B. McBennett                             September 21, 1995
John B. McBennett
Corporate Controller
(Principal Accounting Officer)


/s/        Joseph F. Abely, Jr.                          September 21, 1995
Joseph F. Abely, Jr.
Director

                             -16-

<PAGE>


/s/        Richard H. Ayers                              September 21, 1995
Richard H. Ayers
Director


/s/        Jean-Luc Belingard                            September 21, 1995
Jean-Luc Belingard
Director


/s/        Robert H. Hayes                               September 21, 1995
Robert H. Hayes
Director


/s/        G. N. Kelley                                  September 21, 1995
Gaynor N. Kelley
Director


/s/        Donald R. Melville                            September 21, 1995
Donald R. Melville
Director


/s/        Burnell R. Roberts                            September 21, 1995
Burnell R. Roberts
Director


/s/        John S. Scott                                 September 21, 1995
John S. Scott
Director


/s/        Carolyn W. Slayman                            September 21, 1995
Carolyn W. Slayman
Director


/s/        Orin R. Smith                                 September 21, 1995
Orin R. Smith
Director


/s/        Richard F. Tucker                             September 21, 1995
Richard F. Tucker
Director


                              -17-

<PAGE>



            REPORT OF INDEPENDENT ACCOUNTANTS ON
                FINANCIAL STATEMENT SCHEDULE

To the Board of Directors
of The Perkin-Elmer Corporation

      Our  audits  of the consolidated financial  statements
referred to in our report dated July 25, 1995, appearing  on
Page  45  of the 1995 Annual Report to Shareholders  of  The
Perkin-Elmer  Corporation  (which  report  and  consolidated
financial statements are incorporated by reference  in  this
Annual  Report on Form 10-K) also included an audit  of  the
Financial Statement Schedule listed in Item 14(a)2  of  this
Form  10-K.  Based upon our audits, the Financial  Statement
Schedule  presents  fairly, in all  material  respects,  the
information set forth therein when read in conjunction  with
the related consolidated financial statements.


PRICE WATERHOUSE LLP

Stamford, Connecticut
July 25, 1995


                             -18-

<PAGE>




                THE PERKIN-ELMER CORPORATION
       VALUATION AND QUALIFYING ACCOUNTS AND RESERVES
   FOR THE FISCAL YEARS ENDED JUNE 30, 1995, 1994 AND 1993

(Amounts in thousands)


                                                 ALLOWANCE FOR
                                               DOUBTFUL ACCOUNTS


Balance at July 31, 1992 ....................      $  7,758

Charged to income in fiscal year 1993........         4,229

Deductions from reserve in fiscal year 1993..        (3,761)


Balance at June 30, 1993......................        8,226

Charged to income in fiscal year 1994.........        2,927

Deductions from reserve in fiscal year 1994...       (3,906)


Balance at June 30,1994 ......................        7,247  (1)

Charged to income in fiscal year  1995........        2,086

Deductions from reserve in fiscal year 1995...         (384)

Balance at June 30, 1995......................     $  8,949  (1)

(1)   Deducted  in the Consolidated Statements of  Financial
Position from accounts receivable.










                         SCHEDULE II


                             -19-

<PAGE>
                THE PERKIN-ELMER CORPORATION
         COMPUTATION OF NET INCOME (LOSS) PER SHARE
  (Dollar amounts in thousands, except per share amounts)

<TABLE>
<CAPTION>

                                                                    June 30,   June 30,   June 30,  July 31,  July 31,
                                                                      1995       1994       1993      1992      1991

<S>                                                                   <C>      <C>        <C>        <C>      <C>
Weighted average number of common shares                              42,129    43,857     43,780    43,526    42,091

Common stock equivalents - stock options                                 515       816      1,173     1,169

Weighted average number of common shares used in
calculating primary earnings per share                                42,644    44,673     44,953    44,695    42,091

Additional dilutive stock options under paragraph #42 APB #15            120       172         97       280

Shares used in calculating
earnings per share - fully diluted basis                              42,764    44,845     45,050    44,975    42,091

Calculation of primary and
fully diluted earnings per share:

PRIMARY AND FULLY DILUTED:
Income (loss) from continuing operations                          $   66,877 $  73,978  $  24,444  $ 24,296 $ (16,384)

Income (loss) from discontinued operations                                     (22,851)     1,714    10,941    (2,020)

Income (loss) before cumulative effect of accounting changes      $   66,877 $  51,127  $  26,158  $ 35,237 $ (18,404)

Cumulative effect of accounting changes                                                   (83,098)

Net income (loss) used in the calculation of primary
and fully diluted earnings per share                              $   66,877 $  51,127  $ (56,940) $ 35,237 $ (18,404)

PRIMARY:
Per share amounts:

Income (loss) from continuing operations                          $     1.57 $    1.66  $     .54  $    .54 $    (.39)

Income (loss)from discontinued operations                                         (.52)       .04       .25      (.05)

Income (loss) before cumulative effect of accounting changes            1.57      1.14  $     .58  $    .79 $    (.44)

Loss from cumulative effect of accounting changes                                           (1.85)

Net income (loss)                                                 $     1.57 $    1.14  $   (1.27) $    .79 $    (.44)

FULLY DILUTED:
Per share amounts:

Income (loss) from continuing operations                          $     1.56 $    1.65  $     .54  $    .54 $    (.39)

Income (loss) from discontinued operations                                        (.51)       .04       .24      (.05)

Income (loss) before cumulative effect of accounting changes            1.56      1.14        .58       .78      (.44)

Loss from cumulative effect of accounting changes                                           (1.84)

Net income (loss)                                                 $     1.56 $    1.14  $   (1.26) $    .78 $    (.44)


</TABLE>



                                              EXHIBIT 11
                             -20-

<PAGE>

             CONSENT OF INDEPENDENT ACCOUNTANTS


     We hereby consent to the incorporation by reference in
the Prospectuses constituting part of the Registration
Statements on Form S-8 (Nos. 2-95451, 33-25218, 33-44191, 33-
50847, 33-50849, and 33-58778) of The Perkin-Elmer
Corporation of our report dated July 25, 1995, appearing on
page 45 of the Annual Report to Shareholders for 1995 of The
Perkin-Elmer Corporation which is incorporated in this
Annual Report on Form 10-K.  We also consent to the
incorporation by reference of our report on the Financial
Statement Schedule, which appears on page 18 of this Form 10-K.




PRICE WATERHOUSE LLP




Stamford, Connecticut
September 26, 1995



                         EXHIBIT 23

                             -21-



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4
<SEQUENCE>2
<DESCRIPTION>EXHIBIT 4(1) 3 YEAR CREDIT AGREEMENT
<TEXT>


                                          [CONFORMED COPY]








                             $100,000,000


                              THREE-YEAR
                            CREDIT AGREEMENT


                              dated as of


                             June 1, 1994


                                 among


                     THE PERKIN-ELMER CORPORATION


                        The Banks Listed Herein


                                  and


              Morgan Guaranty Trust Company of New York,
                               as Agent


<PAGE>

                       TABLE OF CONTENTS


                                                          Page


                               ARTICLE I
                              DEFINITIONS


  SECTION 1.01  Definitions. . . . . . . . . . . . . . .    1
          1.02  Accounting Terms and Determinations. . .   13
          1.03  Types of Borrowings. . . . . . . . . . .   13


                              ARTICLE II
                              THE CREDITS


  SECTION 2.01  Commitments to Lend. . . . . . . . . . .   13
          2.02  Notice of Committed Borrowing. . . . . .   14
          2.03  Money Market Borrowings. . . . . . . . .   14
          2.04  Notice to Banks; Funding of Loans. . . .   18
          2.05  Notes. . . . . . . . . . . . . . . . . .   19
          2.06  Maturity of Loans. . . . . . . . . . . .   20
          2.07  Interest Rates . . . . . . . . . . . . .   20
          2.08  Fees . . . . . . . . . . . . . . . . . .   24
          2.09  Optional Termination or
                Reduction of Commitments . . . . . . . .   25
          2.10  Scheduled Termination
                of Commitments . . . . . . . . . . . . .   25
          2.11  Optional Prepayments . . . . . . . . . .   25
          2.12  General Provisions as to Payments. . . .   26
          2.13  Funding Losses . . . . . . . . . . . . .   27
          2.14  Computation of Interest and Fees . . . .   27


                              ARTICLE III
                              CONDITIONS


  SECTION 3.01  Effectiveness. . . . . . . . . . . . . .   27
          3.02  Borrowings . . . . . . . . . . . . . . .   28

<PAGE>

                              ARTICLE IV
                    REPRESENTATIONS AND WARRANTIES


  SECTION 4.01  Corporate Existence and Power. . . . . .   29
          4.02  Corporate and Governmental
                Authorization; No Contravention. . . . .   29
          4.03  Binding Effect . . . . . . . . . . . . .   30
          4.04  Financial Information. . . . . . . . . .   30
          4.05  Litigation.. . . . . . . . . . . . . . .   30
          4.06  Compliance with ERISA. . . . . . . . . .   31
          4.07  Environmental Matters. . . . . . . . . .   31
          4.08  Taxes. . . . . . . . . . . . . . . . . .   31
          4.09  Subsidiaries.. . . . . . . . . . . . . .   32
          4.10  Not an Investment Company. . . . . . . .   32
          4.11  Full Disclosure. . . . . . . . . . . . .   32


                               ARTICLE V
                               COVENANTS


  SECTION 5.01  Information. . . . . . . . . . . . . . .   32
          5.02  Payment of Obligations . . . . . . . . .   35
          5.03  Maintenance of Property; Insurance . . .   35
          5.04  Conduct of Business and
                Maintenance of Existence . . . . . . . .   35
          5.05  Compliance with Laws.. . . . . . . . . .   36
          5.06  Inspection of Property,
                Books and Records. . . . . . . . . . . .   36
          5.07  Minimum Consolidated
                Net Worth. . . . . . . . . . . . . . . .   36
          5.08  Negative Pledge. . . . . . . . . . . . .   36
          5.09  Consolidations, Mergers and
                Sales of Assets. . . . . . . . . . . . .   37
          5.10  Use of Proceeds. . . . . . . . . . . . .   37
          5.11  Interest Coverage. . . . . . . . . . . .   38


                              ARTICLE VI
                               DEFAULTS


  SECTION 6.01  Events of Default. . . . . . . . . . . .   38
          6.02  Notice of Default. . . . . . . . . . . .   40


<PAGE>

                              ARTICLE VII
                               THE AGENT


  SECTION 7.01  Appointment and Authorization. . . . . .   41
          7.02  Agent and Affiliates.. . . . . . . . . .   41
          7.03  Action by Agent. . . . . . . . . . . . .   41
          7.04  Consultation with Experts. . . . . . . .   41
          7.05  Liability of Agent . . . . . . . . . . .   41
          7.06  Indemnification. . . . . . . . . . . . .   42
          7.07  Credit Decision. . . . . . . . . . . . .   42
          7.08  Successor Agent. . . . . . . . . . . . .   42
          7.09  Agent's Fee. . . . . . . . . . . . . . .   43


                             ARTICLE VIII
                        CHANGE IN CIRCUMSTANCES


  SECTION 8.01  Basis for Determining Interest
                Rate Inadequate or Unfair. . . . . . . .   43
          8.02  Illegality . . . . . . . . . . . . . . .   44
          8.03  Increased Cost and Reduced Return. . . .   44
          8.04  Taxes. . . . . . . . . . . . . . . . . .   46
          8.05  Base Rate Loans Substituted for
                Affected Fixed Rate Loans. . . . . . . .   48
          8.06  Substitution of Bank . . . . . . . . . .   48


                              ARTICLE IX
                             MISCELLANEOUS


  SECTION 9.01  Notices. . . . . . . . . . . . . . . . .   49
          9.02  No Waivers . . . . . . . . . . . . . . .   49
          9.03  Expenses; Indemnification. . . . . . . .   49
          9.04  Sharing of Set-Offs. . . . . . . . . . .   50
          9.05  Amendments and Waivers . . . . . . . . .   50
          9.06  Successors and Assigns . . . . . . . . .   51
          9.07  Collateral . . . . . . . . . . . . . . .   53
          9.08  Governing Law; Submission to Juris-
                 diction . . . . . . . . . . . . . . . .   53
          9.09  Counterparts; Integration. . . . . . . .   53
          9.10  WAIVER OF JURY TRIAL . . . . . . . . . .   53

<PAGE>

  Pricing Schedule

  Exhibit A -   Note

  Exhibit B -   Form of Money Market Quote Request

  Exhibit C -   Form of Invitation for Money Market Quotes

  Exhibit D -   Form of Money Market Quote

  Exhibit E -   Opinion of Counsel for the Borrower

  Exhibit F -   Opinion of Davis Polk & Wardwell Special
                 Counsel for the Agent

  Exhibit G -   Assignment and Assumption Agreement



<PAGE>


  THREE-YEAR  CREDIT AGREEMENT




            AGREEMENT dated as of June 1, 1994 among  THE
  PERKIN-ELMER CORPORATION, the BANKS listed on the signature
  pages hereof and MORGAN GUARANTY TRUST COMPANY OF NEW YORK,
  as Agent.

            The parties hereto agree as follows:


                               ARTICLE I

                              DEFINITIONS


            SECTION 1.01.  Definitions.  The following terms,
  as used herein, have the following meanings:

            "Absolute Rate Auction" means a solicitation of
  Money Market Quotes setting forth Money Market Absolute
  Rates pursuant to Section 2.03.

            "Adjusted CD Rate" has the meaning set forth in
  Section 2.07(b).
                             -1-

<PAGE>


            "Adjusted London Interbank Offered Rate" has the
  meaning set forth in Section 2.07(c).

                             -2-

<PAGE>


            "Administrative Questionnaire" means, with respect
  to each Bank, an administrative questionnaire in the form
  prepared by the Agent and submitted to the Agent (with a
  copy to the Borrower) duly completed by such Bank.

            "Agent" means Morgan Guaranty Trust Company of New
  York in its capacity as agent for the Banks hereunder, and
  its successors in such capacity.

            "Applicable Lending Office" means, with respect to
  any Bank, (i) in the case of its Domestic Loans, its
  Domestic Lending Office, (ii) in the case of its Euro-Dollar
  Loans, its Euro-Dollar Lending Office and (iii) in the case
  of its Money Market Loans, its Money Market Lending Office.

            "Assessment Rate" has the meaning set forth in
  Section 2.07(b).

            "Assignee" has the meaning set forth in Section
  9.06(c).

            "Bank" means each bank listed on the signature
  pages hereof, each Assignee which becomes a Bank pursuant to
  Section 9.06(c), and their respective successors.

            "Base Rate" means, for any day, a rate per annum
  equal to the higher of (i) the Prime Rate for such day and
  (ii) the sum of 1/2 of 1% plus the Federal Funds Rate for
  such day.

            "Base Rate Loan" means a Committed Loan to be made
  by a Bank as a Base Rate Loan in accordance with the
  applicable Notice of Committed Borrowing or pursuant to
  Article VIII.

            "Benefit Arrangement" means at any time an
  employee benefit plan within the meaning of Section 3(3) of
  ERISA which is not a Plan or a Multiemployer Plan and which
  is maintained or otherwise contributed to by any member of
  the ERISA Group.

            "Borrower" means The Perkin-Elmer Corporation, a
  New York corporation, and its successors.

            "Borrower's 1993 Form 10-K" means the Borrower's
  annual report on Form 10-K for the transition period from
  August 1, 1992 through June 30, 1993, as filed with the
  Securities and Exchange Commission pursuant to the
  Securities Exchange Act of 1934.

            "Borrower's Latest Form 10-Q" means the Borrower's
  quarterly report on Form 10-Q for the quarter ended March
  31, 1994 as filed with the Securities and Exchange
  Commission pursuant to the Securities Exchange Act of 1934.

            "Borrowing" has the meaning set forth in Section
  1.03.

            "CD Base Rate" has the meaning set forth in
  Section 2.07(b).

            "CD Loan" means a Committed Loan to be made by a
  Bank as a CD Loan in accordance with the applicable Notice
  of Committed Borrowing.

            "CD Margin" has the meaning set forth in Section
  2.07(b).

            "CD Reference Banks" means Citibank, N.A., Credit
  Suisse and Morgan Guaranty Trust Company of New York.

            "Commitment" means, with respect to each Bank, the
  amount set forth opposite the name of such Bank on the
  signature pages hereof, as such amount may be reduced from
  time to time pursuant to Sections 2.09 and 2.10.

            "Committed Loan" means a loan made by a Bank
  pursuant to Section 2.01.

            "Consolidated EBIT" means, for any period, the sum
  (without duplication) of (i) the net operating income of the
  Borrower for such period plus (ii) interest income of the
  Borrower for such period, determined in each case on a
  consolidated basis for the Borrower and its Consolidated
  Subsidiaries.

            "Consolidated Interest Expense" means, for any
  period, the Interest Expense of the Borrower and its
  Consolidated Subsidiaries determined on a consolidated basis
  for such period.

            "Consolidated Subsidiary" means at any date any
  Subsidiary or other entity the accounts of which would be
  consolidated with those of the Borrower in its consolidated
  financial statements if such statements were prepared as of
  such date.

            "Consolidated Net Worth" means at any date the
  consolidated stockholders' equity of the Borrower and its
  Consolidated Subsidiaries, determined as of such date.

            "Debt" of any Person means at any date, without
  duplication, (i) all obligations of such Person for borrowed
  money, (ii) all obligations of such Person evidenced by
  bonds, debentures, notes or other similar instruments, (iii)
  all obligations of such Person to pay the deferred purchase
  price of property or services, except trade accounts payable
  arising in the ordinary course of business, (iv) all
  obligations of such Person as lessee which are capitalized
  in accordance with generally accepted accounting principles,
  (v) all non-contingent obligations (and, for purposes of
  Section 5.08 and the definitions of Material Debt and
  Material Financial Obligations, all contingent obligations)
  of such Person to reimburse any bank or other Person in
  respect of amounts paid under a letter of credit or similar
  instrument, (vi) all Debt secured by a Lien on any asset of
  such Person, whether or not such Debt is otherwise an
  obligation of such Person, and (vii) all Debt of others
  Guaranteed by such Person.

                             -3-

<PAGE>

            "Default" means any condition or event which
  constitutes an Event of Default or which with the giving of
  notice or lapse of time or both would, unless cured or
  waived, become an Event of Default.

            "Derivatives Obligations" of any Person means all
  obligations of such Person in respect of any rate swap
  transaction, basis swap, forward rate transaction, commodity
  swap, commodity option, equity or equity index swap, equity
  or equity index option, bond option, interest rate option,
  foreign exchange transaction, cap transaction, floor
  transaction, collar transaction, currency swap transaction,
  cross-currency rate swap transaction, currency option or any
  other similar transaction (including any option with respect
  to any of the foregoing transactions) or any combination of
  the foregoing transactions.

            "Domestic Business Day" means any day except a
  Saturday, Sunday or other day on which commercial banks in
  New York City are authorized by law to close.

            "Domestic Lending Office" means, as to each Bank,
  its office located at its address set forth in its
  Administrative Questionnaire (or identified in its
  Administrative Questionnaire as its Domestic Lending Office)
  or such other office as such Bank may hereafter designate as
  its Domestic Lending Office by notice to the Borrower and
  the Agent; provided that any Bank may so designate separate
  Domestic Lending Offices for its Base Rate Loans, on the one
  hand, and its CD Loans, on the other hand, in which case all
  references herein to the Domestic Lending Office of such
  Bank shall be deemed to refer to either or both of such
  offices, as the context may require.

            "Domestic Loans"  means CD Loans or Base Rate
  Loans or both.

            "Domestic Reserve Percentage" has the meaning set
  forth in Section 2.07(b).

            "Effective Date" means the date this Agreement
  becomes effective in accordance with Section 3.01.

            "Environmental Laws" means any and all federal,
  state, local and foreign statutes, laws, judicial decisions,
  regulations, ordinances, rules, judgments, orders, decrees,
  plans, injunctions, permits, concessions, grants,
  franchises, licenses, agreements and other governmental
  restrictions relating to the environment, the effect of the
  environment on human health or to emissions, discharges or


                             -4-

<PAGE>


  releases of pollutants, contaminants, Hazardous Substances
  or wastes into the environment including, without
  limitation, ambient air, surface water, ground water, or
  land, or otherwise relating to the manufacture, processing,
  distribution, use, treatment, storage, disposal, transport
  or handling of pollutants, contaminants, Hazardous
  Substances or wastes or the clean-up or other remediation
  thereof.

            "ERISA" means the Employee Retirement Income
  Security Act of 1974, as amended, or any successor statute.

            "ERISA Group" means the Borrower, any Subsidiary
  and all members of a controlled group of corporations and
  all trades or businesses (whether or not incorporated) under
  common control which, together with the Borrower or any
  Subsidiary, are treated as a single employer under Section
  414 of the Internal Revenue Code.

            "Euro-Dollar Business Day" means any Domestic
  Business Day on which commercial banks are open for
  international business (including dealings in dollar
  deposits) in London.

            "Euro-Dollar Lending Office" means, as to
  each Bank, its office, branch or affiliate located at
  its address set forth in its Administrative Questionnaire
  (or identified in its Administrative Questionnaire as its
  Euro-Dollar Lending Office) or such other office, branch or
  affiliate of such Bank as it may hereafter designate as its
  Euro-Dollar Lending Office by notice to the Borrower and the
  Agent.

            "Euro-Dollar Loan" means a Committed Loan to be
  made by a Bank as a Euro-Dollar Loan in accordance with the
  applicable Notice of Committed Borrowing.

            "Euro-Dollar Margin" has the meaning set forth in
  Section 2.07(c).

            "Euro-Dollar Reference Banks" means the principal
  London offices of Citibank, N.A., Credit Suisse and Morgan
  Guaranty Trust Company of New York.

            "Euro-Dollar Reserve Percentage" has the meaning
  set forth in Section 2.07(c).

            "Event of Default" has the meaning set forth in
  Section 6.01.

                             -5-
<PAGE>


            "Existing Credit Agreement" means the Credit
  Agreement dated as of June 7, 1991 among the Borrower, the
  lenders parties thereto and Bankers Trust Company, as agent,
  as amended to the Effective Date.

            "Federal Funds Rate" means, for any day, the rate
  per annum (rounded upward, if necessary, to the nearest
  1/100th of 1%) equal to the weighted average of the rates on
  overnight Federal funds transactions with members of the
  Federal Reserve System arranged by Federal funds brokers on
  such day, as published by the Federal Reserve Bank of New
  York on the Domestic Business Day next succeeding such day,
  provided that (i) if such day is not a Domestic Business
  Day, the Federal Funds Rate for such day shall be such rate
  on such transactions on the next preceding Domestic Business
  Day as so published on the next succeeding Domestic Business
  Day, and (ii) if no such rate is so published on such next
  succeeding Domestic Business Day, the Federal Funds Rate for
  such day shall be the average rate quoted to Morgan Guaranty
  Trust Company of New York on such day on such transactions
  as determined by the Agent.

            "Fixed Rate Loans" means CD Loans or Euro-Dollar
  Loans or Money Market Loans (excluding Money Market LIBOR
  Loans bearing interest at the Base Rate pursuant to Section
  8.01(a)) or any combination of the foregoing.

            "Guarantee" by any Person means any obligation,
  contingent or otherwise, of such Person directly or
  indirectly guaranteeing any Debt of any other Person and,
  without limiting the generality of the foregoing, any
  obligation, direct or indirect, contingent or otherwise, of
  such Person (i) to purchase or pay (or advance or supply
  funds for the purchase or payment of) such Debt (whether
  arising by virtue of partnership arrangements, by agreement
  to keep-well, to purchase assets, goods, securities or
  services, to take-or-pay, or to maintain financial statement
  conditions or otherwise) or (ii) entered into for the
  purpose of assuring in any other manner the holder of such
  Debt of the payment thereof or to protect such holder
  against loss in respect thereof (in whole or in part),
  provided that the term Guarantee shall not include
  endorsements for collection or deposit in the ordinary
  course of business.  The term "Guarantee" used as a verb has
  a corresponding meaning.

            "Hazardous Substances" means any toxic,
  radioactive, caustic or otherwise hazardous substance,
  including petroleum, its derivatives, by-products and other
  hydrocarbons, or any substance having any constituent
  elements displaying any of the foregoing characteristics.

                             -6-

<PAGE>

            "Indemnitee" has the meaning set forth in Section
  9.03(b).

            "Interest Coverage Ratio" means, for any period,
  the ratio of Consolidated EBIT for such period to
  Consolidated Interest Expense for such period.

            "Interest Expense" means, with respect to any
  Person, for any period, the sum, for such Person and its
  Consolidated Subsidiaries determined on a consolidated basis
  (without duplication), of all interest on Debt and
  Derivatives Obligations (including, without limitation,
  imputed interest on capital lease obligations).

            "Interest Period" means:  (1) with respect to each
  Euro-Dollar Borrowing, the period commencing on the date of
  such Borrowing and ending one, two, three or six months
  thereafter, as the Borrower may elect in the applicable
  Notice of Borrowing; provided that:

            (a)  any Interest Period which would otherwise end
         on a day which is not a Euro-Dollar Business Day shall,
         subject to clause (c) below, be extended to the next
         succeeding Euro-Dollar Business Day unless such
         Euro-Dollar Business Day falls in another calendar
         month, in which case such Interest Period shall end on
         the next preceding Euro-Dollar Business Day;

            (b)  any Interest Period which begins on the last
         Euro-Dollar Business Day of a calendar month (or on a
         day for which there is no numerically corresponding day
         in the calendar month at the end of such Interest
         Period) shall, subject to clause (c) below, end on the
         last Euro-Dollar Business Day of a calendar month; and

            (c)  any Interest Period which would otherwise end
         after the Termination Date shall end on the Termination
         Date.

  (2)  with respect to each CD Borrowing, the period
  commencing on the date of such Borrowing and ending 30, 60,
  90 or 180 days thereafter, as the Borrower may elect in the
  applicable Notice of Borrowing; provided that:

            (a)  any Interest Period which would otherwise end
         on a day which is not a Euro-Dollar Business Day shall,
         subject to clause (b) below, be extended to the next
         succeeding Euro-Dollar Business Day; and

                             -7-

<PAGE>


            (b)  any Interest Period which would otherwise end
         after the Termination Date shall end on the Termination
         Date.

  (3)  with respect to each Base Rate Borrowing, the period
  commencing on the date of such Borrowing and ending 30 days
  thereafter; provided that:

            (a)  any Interest Period which would otherwise end
         on a day which is not a Euro-Dollar Business Day shall,
         subject to clause (b) below, be extended to the next
         succeeding Euro-Dollar Business Day; and

            (b)  any Interest Period which would otherwise end
         after the Termination Date shall end on the Termination
         Date.

  (4)  with respect to each Money Market LIBOR Borrowing, the
  period commencing on the date of such Borrowing and ending
  such whole number of months thereafter as the Borrower may
  elect in accordance with Section 2.03; provided that:

            (a)  any Interest Period which would otherwise end
         on a day which is not a Euro-Dollar Business Day shall,
         subject to clause (c) below, be extended to the next
         succeeding Euro-Dollar Business Day unless such
         Euro-Dollar Business Day falls in another calendar
         month, in which case such Interest Period shall end on
         the next preceding Euro-Dollar Business Day;

            (b)  any Interest Period which begins on the last
         Euro-Dollar Business Day of a calendar month (or on a
         day for which there is no numerically corresponding day
         in the calendar month at the end of such Interest
         Period) shall, subject to clause (c) below, end on the
         last Euro-Dollar Business Day of a calendar month; and

            (c)  any Interest Period which would otherwise end
         after the Termination Date shall end on the Termination
         Date.

  (5)  with respect to each Money Market Absolute Rate
  Borrowing, the period commencing on the date of such
  Borrowing and ending such number of days thereafter (but not
  less than 14 days) as the Borrower may elect in accordance
  with Section 2.03; provided that:

            (a)  any Interest Period which would otherwise end
         on a day which is not a Euro-Dollar Business Day shall,
         subject to clause (b) below, be extended to the next
         succeeding Euro-Dollar Business Day; and

                             -8-

<PAGE>


            (b)  any Interest Period which would otherwise end
         after the Termination Date shall end on the Termination
         Date.

            "Internal Revenue Code" means the Internal Revenue
  Code of 1986, as amended, or any successor statute.

            "Leverage Ratio" means, at any date, the ratio of
  Total Borrowed Funds at such date to Total Capitalization at
  such date.

            "LIBOR Auction" means a solicitation of Money
  Market Quotes setting forth Money Market Margins based on
  the London Interbank Offered Rate pursuant to Section 2.03.

            "Lien" means, with respect to any asset, any
  mortgage, lien, pledge, charge, security interest or
  encumbrance of any kind, or any other type of preferential
  arrangement that has the practical effect of creating a
  security interest, in respect of such asset.  For the
  purposes of this Agreement, the Borrower or any Subsidiary
  shall be deemed to own subject to a Lien any asset which it
  has acquired or holds subject to the interest of a vendor or
  lessor under any conditional sale agreement, capital lease
  or other title retention agreement relating to such asset.

            "Loan" means a Domestic Loan or a Euro-Dollar Loan
  or a Money Market Loan and "Loans" means Domestic Loans or
  Euro-Dollar Loans or Money Market Loans or any combination
  of the foregoing.

            "London Interbank Offered Rate" has the meaning
  set forth in Section 2.07(c).

            "Material Debt" means Debt (other than the Notes)
  of the Borrower and/or one or more of its Subsidiaries,
  arising in one or more related or unrelated transactions, in
  an aggregate principal or face amount exceeding $15,000,000.

            "Material Financial Obligations" means (i)
  Material Debt or (ii) net payment obligations in respect of
  Derivatives Obligations of the Borrower and/or one or more
  of its Subsidiaries, arising in one or more related or
  unrelated transactions, in an aggregate amount exceeding
  $25,000,000.

            "Material Plan" means at any time a Plan or Plans
  having aggregate Unfunded Liabilities in excess of
  $5,000,000.

                             -9-

<PAGE>

            "Money Market Absolute Rate" has the meaning set
  forth in Section 2.03(d).

            "Money Market Absolute Rate Loan" means a loan to
  be made by a Bank pursuant to an Absolute Rate Auction.

            "Money Market Lending Office" means, as to each
  Bank, its Domestic Lending Office or such other office,
  branch or affiliate of such Bank as it may hereafter
  designate as its Money Market Lending Office by notice to
  the Borrower and the Agent; provided that any Bank may from
  time to time by notice to the Borrower and the Agent
  designate separate Money Market Lending Offices for its
  Money Market LIBOR Loans, on the one hand, and its Money
  Market Absolute Rate Loans, on the other hand, in which case
  all references herein to the Money Market Lending Office of
  such Bank shall be deemed to refer to either or both of such
  offices, as the context may require.

            "Money Market LIBOR Loan" means a loan to be made
  by a Bank pursuant to a LIBOR Auction (including such a loan
  bearing interest at the Base Rate pursuant to Section
  8.01(a)).

            "Money Market Loan" means a Money Market LIBOR
  Loan or a Money Market Absolute Rate Loan.

            "Money Market Margin" has the meaning set forth in
  Section 2.03(d).

            "Money Market Quote" means an offer by a Bank to
  make a Money Market Loan in accordance with Section 2.03.

            "Multiemployer Plan" means at any time an employee
  pension benefit plan within the meaning of Section
  4001(a)(3) of ERISA to which any member of the ERISA Group
  is then making or accruing an obligation to make
  contributions or has within the preceding five plan years
  made contributions, including for these purposes any Person
  which ceased to be a member of the ERISA Group during such
  five year period.

            "Notes" means promissory notes of the Borrower,
  substantially in the form of Exhibit A hereto, evidencing
  the obligation of the Borrower to repay the Loans, and
  "Note" means any one of such promissory notes issued
  hereunder.

            "Notice of Borrowing" means a Notice of Committed
  Borrowing (as defined in Section 2.02) or a Notice of Money
  Market Borrowing (as defined in Section 2.03(f)).

                             -10-

<PAGE>

            "Parent" means, with respect to any Bank, any
  Person controlling such Bank.

            "Participant" has the meaning set forth in Section
  9.06(b).

            "PBGC" means the Pension Benefit Guaranty
  Corporation or any entity succeeding to any or all of its
  functions under ERISA.

            "Person" means an individual, a corporation, a
  partnership, an association, a trust or any other entity or
  organization, including a government or political
  subdivision or an agency or instrumentality thereof.

            "Plan" means at any time an employee pension
  benefit plan (other than a Multiemployer Plan) which is
  covered by Title IV of ERISA or subject to the minimum
  funding standards under Section 412 of the Internal Revenue
  Code and either (i) is maintained, or contributed to, by any
  member of the ERISA Group for employees of any member of the
  ERISA Group or (ii) has at any time within the preceding
  five years been maintained, or contributed to, by any Person
  which was at such time a member of the ERISA Group for
  employees of any Person which was at such time a member of
  the ERISA Group.

            "Pricing Schedule" means the Schedule attached
  hereto identified as such.

            "Prime Rate" means the rate of interest publicly
  announced by Morgan Guaranty Trust Company of New York in
  New York City from time to time as its Prime Rate.

            "Reference Banks" means the CD Reference Banks or
  the Euro-Dollar Reference Banks, as the context may require,
  and "Reference Bank" means any one of such Reference Banks.

            "Refunding Borrowing" means a Committed Borrowing
  which, after application of the proceeds thereof, results in
  no net increase in the outstanding principal amount of
  Committed Loans made by any Bank.

            "Regulation U" means Regulation U of the Board of
  Governors of the Federal Reserve System, as in effect from
  time to time.

            "Required Banks" means at any time Banks having at
  least 66 2/3% of the aggregate amount of the Commitments or,
  if the Commitments shall have been terminated, holding Notes

                             -11-

<PAGE>
  evidencing at least 66 2/3% of the aggregate unpaid
  principal amount of the Loans.

            "Revolving Credit Period" means the period from
  and including the Effective Date to but excluding the
  Termination Date.

            "Significant Subsidiary" has the meaning set forth
  in Regulation S-X promulgated by the Securities and Exchange
  Commission, as in effect on the date hereof.

            "Subsidiary" means, as to any Person, any
  corporation or other entity of which securities or other
  ownership interests having ordinary voting power to elect a
  majority of the board of directors or other persons
  performing similar functions are at the time directly or
  indirectly owned by such Person; unless otherwise specified,
  "Subsidiary" means a Subsidiary of the Borrower.

            "Termination Date" means May 30, 1997, or, if such
  day is not a Euro-Dollar Business Day, the next preceding
  Euro-Dollar Business Day.

            "Total Borrowed Funds" means, at any date, the
  aggregate amount which would appear under the captions
  "Loans Payable" and "Long-Term Debt" on a consolidated
  balance sheet of the Borrower and its Consolidated
  Subsidiaries prepared in accordance with generally accepted
  accounting principles as of such date.

            "Total Capitalization" means, at any date, the sum
  of Total Borrowed Funds at such date plus Consolidated Net
  Worth at such date.

            "Unfunded Liabilities" means, with respect to any
  Plan at any time, the amount (if any) by which (i) the value
  of all benefit liabilities under such Plan, determined on a
  plan termination basis using the assumptions prescribed by
  the PBGC for purposes of Section 4044 of ERISA, exceeds (ii)
  the fair market value of all Plan assets allocable to such
  liabilities under Title IV of ERISA (excluding any accrued
  but unpaid contributions), all determined as of the then
  most recent valuation date for such Plan, but only to the
  extent that such excess represents a potential liability of
  a member of the ERISA Group to the PBGC or any other Person
  under Title IV of ERISA.

            "United States" means the United States of
  America, including the States and the District of Columbia,
  but excluding its territories and possessions.

                             -12-

<PAGE>


            SECTION 1.02.  Accounting Terms and
  Determinations.  Unless otherwise specified herein, all
  accounting terms used herein shall be interpreted, all
  accounting determinations hereunder shall be made, and all
  financial statements required to be delivered hereunder
  shall be prepared in accordance with generally accepted
  accounting principles as in effect from time to time,
  applied on a basis consistent (except for changes concurred
  in by the Borrower's independent public accountants) with
  the most recent audited consolidated financial statements of
  the Borrower and its Consolidated Subsidiaries delivered to
  the Banks; provided that, if the Borrower notifies the Agent
  that the Borrower wishes to amend any covenant in Article V
  to eliminate the effect of any change in generally accepted
  accounting principles on the operation of such covenant (or
  if the Agent notifies the Borrower that the Required Banks
  wish to amend Article V for such purpose), then the
  Borrower's compliance with such covenant shall be determined
  on the basis of generally accepted accounting principles in
  effect immediately before the relevant change in generally
  accepted accounting principles became effective, until
  either such notice is withdrawn or such covenant is amended
  in a manner satisfactory to the Borrower and the Required
  Banks.

            SECTION 1.03.  Types of Borrowings.  The term
  "Borrowing" denotes the aggregation of Loans of one or more
  Banks to be made to the Borrower pursuant to Article II on a
  single date and for a single Interest Period.  Borrowings
  are classified for purposes of this Agreement either by
  reference to the pricing of Loans comprising such Borrowing
  (e.g., a "Euro-Dollar Borrowing" is a Borrowing comprised of
  Euro-Dollar Loans) or by reference to the provisions of
  Article II under which participation therein is determined
  (i.e., a "Committed  Borrowing" is a Borrowing under Section
  2.01 in which all Banks participate in proportion to their
  Commitments, while a "Money Market Borrowing" is a Borrowing
  under Section 2.03 in which the Bank participants are
  determined on the basis of their bids in accordance
  therewith).


                              ARTICLE II

                              THE CREDITS


            SECTION 2.01.  Commitments to Lend.  During the
  Revolving Credit Period each Bank severally agrees, on the
  terms and conditions set forth in this Agreement, to make
  loans to the Borrower pursuant to this Section from time to

                             -13-

<PAGE>


  time in amounts such that the aggregate principal amount of
  Committed Loans by such Bank at any one time outstanding
  shall not exceed the amount of its Commitment.  Each
  Borrowing under this Section shall be in an aggregate
  principal amount of $10,000,000 or any larger multiple of
  $1,000,000 (except that any such Borrowing may be in the
  aggregate amount available in accordance with Section
  3.02(b)) and shall be made from the several Banks ratably in
  proportion to their respective Commitments.  Within the
  foregoing limits, the Borrower may borrow under this
  Section, repay, or to the extent permitted by Section 2.11,
  prepay Loans and reborrow at any time during the Revolving
  Credit Period under this Section.

            SECTION 2.02.  Notice of Committed Borrowing.  The
  Borrower shall give the Agent notice (a "Notice of Committed
  Borrowing") not later than 10:15 A.M. (New York City time)
  on (x) the date of each Base Rate Borrowing, (y) the second
  Domestic Business Day before each CD Borrowing and (z) the
  third Euro-Dollar Business Day before each Euro-Dollar
  Borrowing, specifying:

            (a)  the date of such Borrowing, which shall be a
         Domestic Business Day in the case of a Domestic
         Borrowing or a Euro-Dollar Business Day in the case of
         a Euro-Dollar Borrowing,

            (b)  the aggregate amount of such Borrowing,

            (c)  whether the Loans comprising such Borrowing
         are to be CD Loans, Base Rate Loans or Euro-Dollar
         Loans, and

            (d)  in the case of a Fixed Rate Borrowing, the
         duration of the Interest Period applicable thereto,
         subject to the provisions of the definition of Interest
         Period.

            SECTION 2.03.  Money Market Borrowings.

            (a)  The Money Market Option.  In addition to
  Committed Borrowings pursuant to Section 2.01, the Borrower
  may, as set forth in this Section, request the Banks during
  the Revolving Credit Period to make offers to make Money
  Market Loans to the Borrower.  The Banks may, but shall have
  no obligation to, make such offers and the Borrower may, but
  shall have no obligation to, accept any such offers in the
  manner set forth in this Section.

            (b)  Money Market Quote Request.  When the
  Borrower wishes to request offers to make Money Market Loans

                             -14-

<PAGE>


  under this Section, it shall transmit to the Agent by telex
  or facsimile transmission a Money Market Quote Request
  substantially in the form of Exhibit B hereto so as to be
  received no later than 10:00 A.M. (New York City time) on
  (x) the fifth Euro-Dollar Business Day prior to the date of
  Borrowing proposed therein, in the case of a LIBOR Auction
  or (y) the Domestic Business Day next preceding the date of
  Borrowing proposed therein, in the case of an Absolute Rate
  Auction (or, in either case, such other time or date as the
  Borrower and the Agent shall have mutually agreed and shall
  have notified the Banks not later than the date of the Money
  Market Quote Request for the first LIBOR Auction or Absolute
  Rate Auction for which such change is to be effective)
  specifying:

            (i)  the proposed date of Borrowing, which shall
         be a Euro-Dollar Business Day in the case of a LIBOR
         Auction or a Domestic Business Day in the case of an
         Absolute Rate Auction,

           (ii)  the aggregate amount of such Borrowing, which
         shall be $10,000,000 or a larger multiple of
         $1,000,000,

          (iii)  the duration of the Interest Period
         applicable thereto, subject to the provisions of the
         definition of Interest Period, and

           (iv)  whether the Money Market Quotes requested are
         to set forth a Money Market Margin or a Money Market
         Absolute Rate.

  The Borrower may request offers to make Money Market Loans
  for more than one Interest Period in a single Money Market
  Quote Request.  No Money Market Quote Request shall be given
  within five Euro-Dollar Business Days (or such other number
  of days as the Borrower and the Agent may agree) of any
  other Money Market Quote Request.

            (c)  Invitation for Money Market Quotes.  Promptly
  upon receipt of a Money Market Quote Request, the Agent
  shall send to the Banks by telex or facsimile transmission
  an Invitation for Money Market Quotes substantially in the
  form of Exhibit C hereto, which shall constitute an
  invitation by the Borrower to each Bank to submit Money
  Market Quotes offering to make the Money Market Loans to
  which such Money Market Quote Request relates in accordance
  with this Section.

            (d)  Submission and Contents of Money Market
  Quotes.  (i)  Each Bank may submit a Money Market Quote

                             -15-

<PAGE>


  containing an offer or offers to make Money Market Loans in
  response to any Invitation for Money Market Quotes.  Each
  Money Market Quote must comply with the requirements of this
  subsection (d) and must be submitted to the Agent by telex
  or facsimile transmission at its offices specified in or
  pursuant to Section 9.01 not later than (x) 2:00 P.M. (New
  York City time) on the fourth Euro-Dollar Business Day prior
  to the proposed date of Borrowing, in the case of a LIBOR
  Auction or (y) 9:15 A.M. (New York City time) on the
  proposed date of Borrowing, in the case of an Absolute Rate
  Auction (or, in either case, such other time or date as the
  Borrower and the Agent shall have mutually agreed and shall
  have notified the Banks not later than the date of the Money
  Market Quote Request for the first LIBOR Auction or Absolute
  Rate Auction for which such change is to be effective);
  provided that Money Market Quotes submitted by the Agent (or
  any affiliate of the Agent) in the capacity of a Bank may be
  submitted, and may only be submitted, if the Agent or such
  affiliate notifies the Borrower of the terms of the offer or
  offers contained therein not later than (x) one hour prior
  to the deadline for the other Banks, in the case of a LIBOR
  Auction or (y) 15 minutes prior to the deadline for the
  other Banks, in the case of an Absolute Rate Auction.
  Subject to Articles III and VI, any Money Market Quote so
  made shall be irrevocable except with the written consent of
  the Agent given on the instructions of the Borrower.

            (ii)  Each Money Market Quote shall be in
  substantially the form of Exhibit D hereto and shall in any
  case specify:

            (A)  the proposed date of Borrowing,

            (B)  the principal amount of the Money Market Loan
         for which each such offer is being made, which
         principal amount (w) may be greater than or less than
         the Commitment of the quoting Bank, (x) must be
         $5,000,000 or a larger multiple of $1,000,000, (y) may
         not exceed the principal amount of Money Market Loans
         for which offers were requested and (z) may be subject
         to an aggregate limitation as to the principal amount
         of Money Market Loans for which offers being made by
         such quoting Bank may be accepted,

            (C)  in the case of a LIBOR Auction, the margin
         above or below the applicable London Interbank Offered
         Rate (the "Money Market Margin") offered for each such
         Money Market Loan, expressed as a percentage (specified
         to the nearest 1/10,000th of 1%) to be added to or
         subtracted from such base rate,

                             -16-

<PAGE>


            (D)  in the case of an Absolute Rate Auction, the
         rate of interest per annum (specified to the nearest
         1/10,000th of 1%) (the "Money Market Absolute Rate")
         offered for each such Money Market Loan, and

            (E)  the identity of the quoting Bank.

  A Money Market Quote may set forth up to five separate
  offers by the quoting Bank with respect to each Interest
  Period specified in the related Invitation for Money Market
  Quotes.

            (iii)  Any Money Market Quote shall be disregarded
  if it:

            (A)  is not substantially in conformity with
         Exhibit D hereto or does not specify all of the
         information required by subsection (d)(ii);

            (B)  contains qualifying, conditional or similar
         language;

            (C)  proposes terms other than or in addition to
         those set forth in the applicable Invitation for Money
         Market Quotes; or

            (D)  arrives after the time set forth in
         subsection (d)(i).

            (e)  Notice to Borrower.  The Agent shall promptly
  notify the Borrower of the terms (x) of any Money Market
  Quote submitted by a Bank that is in accordance with
  subsection (d) and (y) of any Money Market Quote that
  amends, modifies or is otherwise inconsistent with a
  previous Money Market Quote submitted by such Bank with
  respect to the same Money Market Quote Request.  Any such
  subsequent Money Market Quote shall be disregarded by the
  Agent unless such subsequent Money Market Quote is submitted
  solely to correct a manifest error in such former Money
  Market Quote.  The Agent's notice to the Borrower shall
  specify (A) the aggregate principal amount of Money Market
  Loans for which offers have been received for each Interest
  Period specified in the related Money Market Quote Request,
  (B) the respective principal amounts and Money Market
  Margins or Money Market Absolute Rates, as the case may be,
  so offered and (C) if applicable, limitations on the
  aggregate principal amount of Money Market Loans for which
  offers in any single Money Market Quote may be accepted.

            (f)  Acceptance and Notice by Borrower.  Not later
  than 10:15 A.M. (New York City time) on (x) the third

                             -17-

<PAGE>

  Euro-Dollar Business Day prior to the proposed date of
  Borrowing, in the case of a LIBOR Auction or (y) the
  proposed date of Borrowing, in the case of an Absolute Rate
  Auction (or, in either case, such other time or date as the
  Borrower and the Agent shall have mutually agreed and shall
  have notified the Banks not later than the date of the Money
  Market Quote Request for the first LIBOR Auction or Absolute
  Rate Auction for which such change is to be effective), the
  Borrower shall notify the Agent of its acceptance or
  non-acceptance of the offers so notified to it pursuant to
  subsection (e).  In the case of acceptance, such notice (a
  "Notice of Money Market Borrowing") shall specify the
  aggregate principal amount of offers for each Interest
  Period that are accepted.  The Borrower may accept any Money
  Market Quote in whole or in part; provided that:

            (i)  the aggregate principal amount of each Money
         Market Borrowing may not exceed the applicable amount
         set forth in the related Money Market Quote Request,

           (ii)  the principal amount of each Money Market
         Borrowing must be $10,000,000 or a larger multiple of
         $1,000,000,

          (iii)  acceptance of offers may only be made on the
         basis of ascending Money Market Margins or Money Market
         Absolute Rates, as the case may be, and

           (iv)  the Borrower may not accept any offer that is
         described in subsection (d)(iii) or that otherwise
         fails to comply with the requirements of this
         Agreement.

            (g)  Allocation by Agent.  If offers are made by
  two or more Banks with the same Money Market Margins or
  Money Market Absolute Rates, as the case may be, for a
  greater aggregate principal amount than the amount in
  respect of which such offers are accepted for the related
  Interest Period, the principal amount of Money Market Loans
  in respect of which such offers are accepted shall be
  allocated by the Agent among such Banks as nearly as
  possible (in multiples of $1,000,000, as the Agent may deem
  appropriate) in proportion to the aggregate principal
  amounts of such offers.  Determinations by the Agent of the
  amounts of Money Market Loans shall be conclusive in the
  absence of manifest error.

            SECTION 2.04.  Notice to Banks; Funding of Loans.

            (a)  Upon receipt of a Notice of Borrowing, the
  Agent shall promptly notify each Bank of the contents

                             -18-

<PAGE>

  thereof and of such Bank's share (if any) of such Borrowing
  and such Notice of Borrowing shall not thereafter be
  revocable by the Borrower.

            (b)  Not later than 12:00 Noon (New York City
  time) on the date of each Borrowing, each Bank participating
  therein shall (except as provided in subsection (c) of this
  Section) make available its share of such Borrowing, in
  Federal or other funds immediately available in New York
  City, to the Agent at its address referred to in Section
  9.01.  Unless the Agent determines that any applicable
  condition specified in Article III has not been satisfied,
  the Agent will make the funds so received from the Banks
  available to the Borrower at the Agent's aforesaid address.

            (c)  If any Bank makes a new Loan hereunder on a
  day on which the Borrower is to repay all or any part of an
  outstanding Loan from such Bank, such Bank shall apply the
  proceeds of its new Loan to make such repayment and only an
  amount equal to the difference (if any) between the amount
  being borrowed and the amount being repaid shall be made
  available by such Bank to the Agent as provided in
  subsection (b), or remitted by the Borrower to the Agent as
  provided in Section 2.12, as the case may be.

            (d)  Unless the Agent shall have received notice
  from a Bank prior to the date of any Borrowing that such
  Bank will not make available to the Agent such Bank's share
  of such Borrowing, the Agent may assume that such Bank has
  made such share available to the Agent on the date of such
  Borrowing in accordance with subsections (b) and (c) of this
  Section 2.04 and the Agent may, in reliance upon such
  assumption, make available to the Borrower on such date a
  corresponding amount.  If and to the extent that such Bank
  shall not have so made such share available to the Agent,
  such Bank and the Borrower severally agree to repay to the
  Agent forthwith on demand such corresponding amount together
  with interest thereon, for each day from the date such
  amount is made available to the Borrower until the date such
  amount is repaid to the Agent, at (i) in the case of the
  Borrower, a rate per annum equal to the higher of the
  Federal Funds Rate and the interest rate applicable thereto
  pursuant to Section 2.07 and (ii) in the case of such Bank,
  the Federal Funds Rate.  If such Bank shall repay to the
  Agent such corresponding amount, such amount so repaid shall
  constitute such Bank's Loan included in such Borrowing for
  purposes of this Agreement.

            SECTION 2.05.  Notes.  (a)  The Loans of each Bank
  shall be evidenced by a single Note payable to the order of
  such Bank for the account of its Applicable Lending Office

                             -19-

<PAGE>
  in an amount equal to the aggregate unpaid principal amount
  of such Bank's Loans.

            (b)  Each Bank may, by notice to the Borrower and
  the Agent, request that its Loans of a particular type be
  evidenced by a separate Note in an amount equal to the
  aggregate unpaid principal amount of such Loans.  Each such
  Note shall be in substantially the form of Exhibit A hereto
  with appropriate modifications to reflect the fact that it
  evidences solely Loans of the relevant type.  Each reference
  in this Agreement to the "Note" of such Bank shall be deemed
  to refer to and include any or all of such Notes, as the
  context may require.

            (c)  Upon receipt of each Bank's Note pursuant to
  Section 3.01(a), the Agent shall forward such Note to such
  Bank.  Each Bank shall record the date, amount, type and
  maturity of each Loan made by it and the date and amount of
  each payment of principal made by the Borrower with respect
  thereto, and may, if such Bank so elects in connection with
  any transfer or enforcement of its Note, endorse on the
  schedule forming a part thereof appropriate notations to
  evidence the foregoing information with respect to each such
  Loan then outstanding; provided that the failure of any Bank
  to make any such recordation or endorsement shall not affect
  the obligations of the Borrower hereunder or under the
  Notes.  Each Bank is hereby irrevocably authorized by the
  Borrower so to endorse its Note and to attach to and make a
  part of its Note a continuation of any such schedule as and
  when required.

            SECTION 2.06.  Maturity of Loans.  Each Loan
  included in any Borrowing shall mature, and the principal
  amount thereof shall be due and payable, on the last day of
  the Interest Period applicable to such Borrowing.

            SECTION 2.07.  Interest Rates.  (a)  Each Base
  Rate Loan shall bear interest on the outstanding principal
  amount thereof, for each day from the date such Loan is made
  until it becomes due, at a rate per annum equal to the Base
  Rate for such day.  Such interest shall be payable for each
  Interest Period on the last day thereof.  Any overdue
  principal of or interest on any Base Rate Loan shall bear
  interest, payable on demand, for each day until paid at a
  rate per annum equal to the sum of 2% plus the rate
  otherwise applicable to Base Rate Loans for such day.

            (b)  Each CD Loan shall bear interest on the
  outstanding principal amount thereof, for each day during
  the Interest Period applicable thereto, at a rate per annum
  equal to the sum of the CD Margin for such day plus the

                             -20-

<PAGE>


  Adjusted CD Rate applicable to such Interest Period;
  provided that if any CD Loan or any portion thereof shall,
  as a result of clause (2)(b) or (2)(c)(i) of the definition
  of Interest Period, have an Interest Period of less than 30
  days, such portion shall bear interest during such Interest
  Period at the rate applicable to Base Rate Loans during such
  period.  Such interest shall be payable for each Interest
  Period on the last day thereof and, if such Interest Period
  is longer than 90 days, at intervals of 90 days after the
  first day thereof.  Any overdue principal of or interest on
  any CD Loan shall bear interest, payable on demand, for each
  day until paid at a rate per annum equal to the sum of 2%
  plus the higher of (i) the sum of the CD Margin for such day
  plus the Adjusted CD Rate applicable to the Interest Period
  for such Loan and (ii) the rate applicable to Base Rate
  Loans for such day.

            "CD Margin" means a rate per annum determined in
  accordance with the Pricing Schedule.

            The "Adjusted CD Rate" applicable to any Interest
  Period means a rate per annum determined pursuant to the
  following formula:


                     [ CDBR       ]*
            ACDR  =  [ ---------- ]  + AR
                     [ 1.00 - DRP ]

            ACDR  =  Adjusted CD Rate
            CDBR  =  CD Base Rate
             DRP  =  Domestic Reserve Percentage
              AR  =  Assessment Rate

       __________
       *  The amount in brackets being rounded upward, if
       necessary, to the next higher 1/100 of 1%


            The "CD Base Rate" applicable to any Interest
  Period is the rate of interest determined by the Agent to be
  the average (rounded upward, if necessary, to the next
  higher 1/100 of 1%) of the prevailing rates per annum bid at
  10:00 A.M. (New York City time) (or as soon thereafter as
  practicable) on the first day of such Interest Period by two
  or more New York certificate of deposit dealers of
  recognized standing for the purchase at face value from each
  CD Reference Bank of its certificates of deposit in an
  amount comparable to the principal amount of the CD Loan of
  such CD Reference Bank to which such Interest Period applies
  and having a maturity comparable to such Interest Period.

                             -21-

<PAGE>



            "Domestic Reserve Percentage" means for any day
  that percentage (expressed as a decimal) which is in effect
  on such day, as prescribed by the Board of Governors of the
  Federal Reserve System (or any successor) for determining
  the maximum reserve requirement (including without
  limitation any basic, supplemental or emergency reserves)
  for a member bank of the Federal Reserve System in New York
  City with deposits exceeding five billion dollars in respect
  of new non-personal time deposits in dollars in New York
  City having a maturity comparable to the related Interest
  Period and in an amount of $100,000 or more.  The Adjusted
  CD Rate shall be adjusted automatically on and as of the
  effective date of any change in the Domestic Reserve
  Percentage.

            "Assessment Rate" means for any day the annual
  assessment rate in effect on such day which is payable by a
  member of the Bank Insurance Fund classified as adequately
  capitalized and within supervisory subgroup "A" (or a
  comparable successor assessment risk classification) within
  the meaning of 12 C.F.R. section 327.3(d) (or any successor
  provision) to the Federal Deposit Insurance Corporation (or
  any successor) for such Corporation's (or such successor's)
  insuring time deposits at offices of such institution in the
  United States.  The Adjusted CD Rate shall be adjusted
  automatically on and as of the effective date of any change
  in the Assessment Rate.

            (c)  Each Euro-Dollar Loan shall bear interest on
  the outstanding principal amount thereof, for each day
  during the Interest Period applicable thereto, at a rate per
  annum equal to the sum of the Euro-Dollar Margin for such
  day plus the Adjusted London Interbank Offered Rate
  applicable to such Interest Period.  Such interest shall be
  payable for each Interest Period on the last day thereof
  and, if such Interest Period is longer than three months, at
  intervals of three months after the first day thereof.

            "Euro-Dollar Margin" means a rate per annum
  determined in accordance with the Pricing Schedule.

            The "Adjusted London Interbank Offered Rate"
  applicable to any Interest Period means a rate per annum
  equal to the quotient obtained (rounded upward, if
  necessary, to the next higher 1/100 of 1%) by dividing (i)
  the applicable London Interbank Offered Rate by (ii) 1.00
  minus the Euro-Dollar Reserve Percentage.

            The "London Interbank Offered Rate" applicable to
  any Interest Period means the average (rounded upward, if

                             -22-

<PAGE>


  necessary, to the next higher 1/16 of 1%) of the respective
  rates per annum at which deposits in dollars are offered to
  each of the Euro-Dollar Reference Banks in the London
  interbank market at approximately 11:00 A.M. (London time)
  two Euro-Dollar Business Days before the first day of such
  Interest Period in an amount approximately equal to the
  principal amount of the Euro-Dollar Loan of such Euro-Dollar
  Reference Bank to which such Interest Period is to apply and
  for a period of time comparable to such Interest Period.

            "Euro-Dollar Reserve Percentage" means for any day
  that percentage (expressed as a decimal) which is in effect
  on such day, as prescribed by the Board of Governors of the
  Federal Reserve System (or any successor) for determining
  the maximum reserve requirement for a member bank of the
  Federal Reserve System in New York City with deposits
  exceeding five billion dollars in respect of "Eurocurrency
  liabilities" (or in respect of any other category of
  liabilities which includes deposits by reference to which
  the interest rate on Euro-Dollar Loans is determined or any
  category of extensions of credit or other assets which
  includes loans by a non-United States office of any Bank to
  United States residents).  The Adjusted London Interbank
  Offered Rate shall be adjusted automatically on and as of
  the effective date of any change in the Euro-Dollar Reserve
  Percentage.

            (d)  Any overdue principal of or interest on any
  Euro-Dollar Loan shall bear interest, payable on demand, for
  each day until paid at a rate per annum equal to the higher
  of (i) the sum of 2% plus the Euro-Dollar Margin for such
  day plus the Adjusted London Interbank Offered Rate
  applicable to the Interest Period for such Loan and (ii) the
  sum of 2% plus the Euro-Dollar Margin for such day plus the
  quotient obtained (rounded upward, if necessary, to the next
  higher 1/100 of 1%) by dividing (x) the average (rounded
  upward, if necessary, to the next higher 1/16 of 1%) of the
  respective rates per annum at which one day (or, if such
  amount due remains unpaid more than three Euro-Dollar
  Business Days, then for such other period of time not longer
  than six months as the Agent may select) deposits in dollars
  in an amount approximately equal to such overdue payment due
  to each of the Euro-Dollar Reference Banks are offered to
  such Euro-Dollar Reference Bank in the London interbank
  market for the applicable period determined as provided
  above by (y) 1.00 minus the Euro-Dollar Reserve Percentage
  (or, if the circumstances described in clause (a) or (b) of
  Section 8.01 shall exist, at a rate per annum equal to the
  sum of 2% plus the rate applicable to Base Rate Loans for
  such day).

                             -23-

<PAGE>


            (e)  Subject to Section 8.01(a), each Money Market
  LIBOR Loan shall bear interest on the outstanding principal
  amount thereof, for the Interest Period applicable thereto,
  at a rate per annum equal to the sum of the London Interbank
  Offered Rate for such Interest Period (determined in
  accordance with Section 2.07(c) as if the related Money
  Market LIBOR Borrowing were a Committed Euro-Dollar
  Borrowing) plus (or minus) the Money Market Margin quoted by
  the Bank making such Loan in accordance with Section 2.03.
  Each Money Market Absolute Rate Loan shall bear interest on
  the outstanding principal amount thereof, for the Interest
  Period applicable thereto, at a rate per annum equal to the
  Money Market Absolute Rate quoted by the Bank making such
  Loan in accordance with Section 2.03.  Such interest shall
  be payable for each Interest Period on the last day thereof
  and, if such Interest Period is longer than three months, at
  intervals of three months after the first day thereof.  Any
  overdue principal of or interest on any Money Market Loan
  shall bear interest, payable on demand, for each day until
  paid at a rate per annum equal to the sum of 2% plus the
  Base Rate for such day.

            (f)  The Agent shall determine each interest rate
  applicable to the Loans hereunder.  The Agent shall give
  prompt notice to the Borrower and the participating Banks of
  each rate of interest so determined, and its determination
  thereof shall be conclusive in the absence of manifest
  error.

            (g)  Each Reference Bank agrees to use its best
  efforts to furnish quotations to the Agent as contemplated
  by this Section.  If any Reference Bank does not furnish a
  timely quotation, the Agent shall determine the relevant
  interest rate on the basis of the quotation or quotations
  furnished by the remaining Reference Bank or Banks or, if
  none of such quotations is available on a timely basis, the
  provisions of Section 8.01 shall apply.

            SECTION 2.08.  Fees.

            (a)  Commitment Fee.  During the Revolving Credit
  Period, the Borrower shall pay to the Agent for the account
  of the Banks ratably in proportion to their Commitments a
  commitment fee at the Commitment Fee Rate (determined daily
  in accordance with the Pricing Schedule) on the daily amount
  by which the aggregate amount of the Commitments exceeds the
  aggregate outstanding principal amount of the Loans.  Such
  commitment fee shall accrue from and including the Effective
  Date to but excluding the Termination Date (or earlier date
  of termination of the Commitments in their entirety).

                             -24-
<PAGE>


            (b)  Facility Fee.  The Borrower shall pay to the
  Agent for the account of the Banks ratably a facility fee at
  the Facility Fee Rate (determined daily in accordance with
  the Pricing Schedule).  Such facility fee shall accrue (i)
  from and including the Effective Date to but excluding the
  Termination Date (or earlier date of termination of the
  Commitments in their entirety), on the daily aggregate
  amount of the Commitments (whether used or unused) and (ii)
  from and including the Termination Date or such earlier date
  of termination to but excluding the date the Loans shall be
  repaid in their entirety, on the daily aggregate outstanding
  principal amount of the Loans.

            (c)  Payments.  Accrued fees under this Section
  shall be payable quarterly on each March 31, June 30,
  September 30 and December 31, and upon the date of
  termination of the Commitments in their entirety (and, if
  later, the date the Loans shall be repaid in their
  entirety).

            SECTION 2.09.  Optional Termination or Reduction
  of Commitments.  During the Revolving Credit Period, the
  Borrower may, upon at least three Domestic Business Days'
  notice to the Agent, (i) terminate the Commitments at any
  time, if no Loans are outstanding at such time or (ii)
  ratably reduce from time to time by an aggregate amount of
  $10,000,000 or any larger multiple thereof, the aggregate
  amount of the Commitments in excess of the aggregate
  outstanding principal amount of the Loans.

            SECTION 2.10.  Scheduled Termination of
  Commitments.  The Commitments shall terminate on the
  Termination Date, and any Loans then outstanding (together
  with accrued interest thereon) shall be due and payable on
  such date.

            SECTION 2.11.  Optional Prepayments.  (a)  Subject
  in the case of any Fixed Rate Borrowing to Section 2.13, the
  Borrower may, upon at least one Domestic Business Day's
  notice to the Agent, prepay any Base Rate Borrowing (or any
  Money Market Borrowing bearing interest at the Base Rate
  pursuant to Section 8.01(a)), upon at least three Domestic
  Business Days' notice to the Agent, prepay any CD Borrowing
  or upon at least three Euro-Dollar Business Days' notice to
  the Agent, prepay any Euro-Dollar Borrowing, in each case in
  whole at any time, or from time to time in part in amounts
  aggregating $10,000,000 or any larger multiple of
  $1,000,000, by paying the principal amount to be prepaid
  together with accrued interest thereon to the date of
  prepayment.  Each such optional prepayment shall be applied

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<PAGE>


  to prepay ratably the Loans of the several Banks included in
  such Borrowing.

            (b)  Except as provided in Section 2.11(a), the
  Borrower may not prepay all or any portion of the principal
  amount of any Money Market Loan prior to the maturity
  thereof.

            (c)  Upon receipt of a notice of prepayment
  pursuant to this Section, the Agent shall promptly notify
  each Bank of the contents thereof and of such Bank's ratable
  share (if any) of such prepayment and such notice shall not
  thereafter be revocable by the Borrower.

            SECTION 2.12.  General Provisions as to Payments.
  (a) The Borrower shall make each payment of principal of,
  and interest on, the Loans and of fees hereunder, not later
  than 12:00 Noon (New York City time) on the date when due,
  in Federal or other funds immediately available in New York
  City, to the Agent at its address referred to in Section
  9.01.  The Agent will promptly distribute to each Bank its
  ratable share of each such payment received by the Agent for
  the account of the Banks.  Whenever any payment of principal
  of, or interest on, the Domestic Loans or of fees shall be
  due on a day which is not a Domestic Business Day, the date
  for payment thereof shall be extended to the next succeeding
  Domestic Business Day.  Whenever any payment of principal
  of, or interest on, the Euro-Dollar Loans shall be due on a
  day which is not a Euro-Dollar Business Day, the date for
  payment thereof shall be extended to the next succeeding
  Euro-Dollar Business Day unless such Euro-Dollar Business
  Day falls in another calendar month, in which case the date
  for payment thereof shall be the next preceding Euro-Dollar
  Business Day.  Whenever any payment of principal of, or
  interest on, the Money Market Loans shall be due on a day
  which is not a Euro-Dollar Business Day, the date for
  payment thereof shall be extended to the next succeeding
  Euro-Dollar Business Day.  If the date for any payment of
  principal is extended by operation of law or otherwise,
  interest thereon shall be payable for such extended time.

            (b)  Unless the Agent shall have received notice
  from the Borrower prior to the date on which any payment is
  due to the Banks hereunder that the Borrower will not make
  such payment in full, the Agent may assume that the Borrower
  has made such payment in full to the Agent on such date and
  the Agent may, in reliance upon such assumption, cause to be
  distributed to each Bank on such due date an amount equal to
  the amount then due such Bank.  If and to the extent that
  the Borrower shall not have so made such payment, each Bank
  shall repay to the Agent forthwith on demand such amount

                             -26-

<PAGE>


  distributed to such Bank together with interest thereon, for
  each day from the date such amount is distributed to such
  Bank until the date such Bank repays such amount to the
  Agent, at the Federal Funds Rate.

            SECTION 2.13.  Funding Losses.  If the Borrower
  makes any payment of principal with respect to any Fixed
  Rate Loan (pursuant to Article II, VI or VIII or otherwise)
  on any day other than the last day of the Interest Period
  applicable thereto, or the last day of an applicable period
  fixed pursuant to Section 2.07(d), or if the Borrower fails
  to borrow or prepay any Fixed Rate Loans after notice has
  been given to any Bank in accordance with Section 2.04(a) or
  2.11(c), the Borrower shall reimburse each Bank within 15
  days after demand for any resulting loss or expense incurred
  by it (or by an existing or prospective Participant in the
  related Loan), including (without limitation) any loss
  incurred in obtaining, liquidating or employing deposits
  from third parties, but excluding loss of margin for the
  period after any such payment or failure to borrow or
  prepay, provided that such Bank shall have delivered to the
  Borrower a certificate as to the amount of such loss or
  expense, which certificate shall be conclusive in the
  absence of manifest error.

            SECTION 2.14.  Computation of Interest and Fees.
  Interest based on the Prime Rate hereunder shall be computed
  on the basis of a year of 365 days (or 366 days in a leap
  year) and paid for the actual number of days elapsed
  (including the first day but excluding the last day).  All
  other interest and fees shall be computed on the basis of a
  year of 360 days and paid for the actual number of days
  elapsed (including the first day but excluding the last
  day).

                              ARTICLE III

                              CONDITIONS


            SECTION 3.01.  Effectiveness.  This Agreement
  shall become effective on the date that each of the
  following conditions shall have been satisfied (or waived in
  accordance with Section 9.05):

            (a)  receipt by the Agent of counterparts hereof
         signed by each of the parties hereto (or, in the case
         of any party as to which an executed counterpart shall
         not have been received, receipt by the Agent in form
         satisfactory to it of telegraphic, telex or other

                             -27-

<PAGE>

         written confirmation from such party of execution of a
         counterpart hereof by such party);

            (b)  receipt by the Agent of a duly executed Note
         for the account of each Bank dated on or before the
         Effective Date complying with the provisions of Section
         2.05;

            (c)  receipt by the Agent of an opinion of the
         General Counsel of the Borrower, substantially in the
         form of Exhibit E hereto and covering such additional
         matters relating to the transactions contemplated
         hereby as the Required Banks may reasonably request;

            (d)  receipt by the Agent of an opinion of Davis
         Polk & Wardwell, special counsel for the Agent,
         substantially in the form of Exhibit F hereto and
         covering such additional matters relating to the
         transactions contemplated hereby as the Required Banks
         may reasonably request;

            (e)  receipt by the Agent of all documents the
         Agent may reasonably request relating to the existence
         of the Borrower, the corpora